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When we ask the question what is the fastest developing branch in the bank industry, the answer is cashless payment solutions. In addition to payment card with magnetic stripe or the chip, which is a common occurrence, there are also contactless payment cards and – as a new medium – mobile phones with contactless payment support (NFC technology). These payment tools emerge at new and new sites where they successfully replace cash payment. Principal focus of company SONET is to support deploying electronic payment everywhere it make sense and brings benefits. The result of our effort is clearly demonstrated by the fact that there are more than 35 000 points of sale with SONET solution. And we will be please to cooperate also with you. Jan Pištělák CEO We would like to introduce ourselves to you We are a Czech company based in Brno having been on the market since year 1991. We provide banks, payment service providers and other businesses with comprehensive services in the area of the payment technologies. Our main scope is software development for payment terminals (POS). As a result of constantly growing needs of our customers we have developed a universal software platform independent on particular hardware which enables us to react to your requirements promptly and flexibly. In addition to common payment applications we also offer special application such as integration with cash register system, mobile phone credit recharge, Dynamic Currency Conversion, Cash-Back, bill payment, application for kiosks and many more. We have also created acquiring information system POSMan, management information system POSMan Plus and POS terminal monitoring application hPOS. Please find more on our website (www.sonet.cz). As a part of our portfolio we provide payment terminals by world leading POS terminal manufacturers VeriFone, Ingenico, and Spire Payments that always reflect current market requirements. That is why we are able to offer you effective payment tools for every kind of your business. Customer services are ensured by our service infrastructure. In all territories we provide our service we have built our own network of service support – the expert team of technicians with long experience in the payment terminal branch. Professional call center is as an automatic part of our services which solves merchants’ issues immediately, flexibly and in customer convenience. We regard high qualification and specialization as very important. Therefore we regularly attend professional training courses, seminars and conferences, such as Cardforum focused on payment cards and related industries, conferences held by Bank Card Association in Slovakia, and others. You are welcome to read our expertise articles published in professional publications and periodicals. Thanks to you, our business partners, we can meaningfully help in our area, for example by means of Rotary klub Brno foundation which has been giving a long-term support to Social Care Institute Kociánka Brno and Diakonia Betlém. Our company also acts as a partner of Czech Philharmonic Choir Brno and of National Theatre in Brno. Our aim is to be as close to our clients, as possible, that is why you can find us in our representative offices in Prague, Brno, Bratislava and Budapest. In the nearest future we plan to expand our business activities to the neighboring countries. Our values WE BRING TECHNOLOGIES CLOSER TO PEOPLE We experience the greatest pleasure from our work when you do not even notice it, when fast cashless payment makes your everyday life easier. We tame modern technologies so that banks, merchants and card holders as well, have more time for their own development. WE ALWAYS HAVE A CLEAR FACE FOR YOU Despite the fact we are one of the biggest players on the market, we are able to act as promptly as a family business. When large corporations just approve of processes, we already deliver services. We are not afraid of making decisions. We personally guarantee the quality of our products and follow-up service. All solutions are provided directly by our specialists. And you can immediately recall their faces. SAFETY COMES FIRST We do not stick to one pattern for all solutions. From a range of the latest technologies we choose the appropriate one which is the most convenient and the safest for the particular client. That is also why leading banks, authorization centers and system integrators opt for SONET as their partner in the region. We operate a network of over 35 000 payment terminals in the Czech Republic and Slovakia, moreover, even on Mauritius Island you can find 5 000 points of sales with our payment solution. Company’s milestones Our company was founded in 1991 with the aim to provide highly qualified services in IT area. In 1995 our company became a member of Tandem Computers Partners’ Alliance, that time a world leader on the transaction market, which gave us access to the latest technologies, and paved the way to a world of great solutions and brought us the know-how so much missing in our market. Thanks to our achievements reached by cooperation with Tandem Computers, which is now a part of HP empire, we were approached by American payment terminal manufacturer Hypercom in 1999 and became their Master Distributor in the region. It was only a short step from this to payment terminal software development. Thus we began to write the longest and the most important chapter in the history of the company. In 2012 Hypercom corporation was acquired by VeriFone corporation and thus we become its partner as well. Referring to the market needs we have established cooperation with company Ingenico; and in 2013 with company Spire Payments. Thanks to our own software architecture for POS terminals we are able to support these platforms. Our commitment to growth demonstrates opening a branch in Budapest, Hungary in 2013, where we offer the same services as in the Czech and Slovak Republics, i.e., in addition to payment terminals we provide service support, call center service, and comprehensive communication infrastructure. Four reasons why to opt for us: WE DEVELOP SOFTWARE We develop software for different platforms of payment terminals pursuant to projects and requirements by our customers. We implement software development according to the highest standards in the given field using the latest IT and professional methodologies. WE HAVE OUR OWN INFORMATION AND MONITORING SYSTEMS We develop our own comprehensive information system called POSMan for automation of all business processes for acquiring, terminal management and Incident Management System. Monitoring system, hPOS application, allows regular collection of data on the behavior of individual payment terminals. Management information system POSMan Plus then provides tools for analyses and reports based on the data collected by the two previously mentioned systems. WE OFFER MULTI-PLATFORM SOLUTION We are a provider of the multi-platform solution supporting hardware brands VeriFone, Ingenico and Spire Payments, or more according to customer’s project requirements. SERVICE INFRASTRUCTURE We provide our customers with services of high degree of professionalism and efficiency. This also applies to call center service. Software development We deliver standard payment and non-payment applications, but also custom applications made by individual requirements of our customers. It is a very comprehensive and professionally managed process consisting of many important steps – from the initial analysis of the customer requirement over to supply of the final product. We pay maximum attention to every step to develop outstanding and useful product. Thanks to close cooperation with the customer we can thus find optimal solution according to the specific customer’s needs. Apart from specific know-how of payment terminal software development, HW platforms and different authorization centers require also highly qualified and flexible internal organization of SW development teams. We start from our own SW architecture and object programming. Then a choice of appropriate advanced tools for so called release management and testing along with test scenarios designed for individual types of applications come into play. These are key factors of the efficiency of the whole development project. This is exactly what our customers expect – a shortened development cycle and reduced costs of the final product in comparison with our competitors. POSMan information system for acquiring is an important part of our service portfolio. Its functionality significantly exceeds the needs of the common terminal management (TMS) and Incident Management System. It is a comprehensive information system that automates all the business processes for acquiring: • • • • • • • multiplatform terminal management multi-application management communication with authorization center service module error and non-standard behavior monitoring knowledge management for call centers logistics Management information module POSMan Plus provides tools for analyses, reports and modelling based on the data collected from POSMan system and hPOS application. The customer thus collects information on the merchant, card brands, POS terminal parameters (data from TMS), financial data (turnabouts per individual card brands), information about all performed service activities, in addition to all these functionalities, the customer is also able to model the profitability of the merchant, information on the duration of the transactions or error occurrence on all POS terminals. Using POSMan and POSMan Plus reduce internal acquiring costs by 40–50 %. These systems are absolutely independent on HW platform and allow very effective management and heterogeneous POS networks administration. hPOS is set of services integrated in POS terminal application allowing service technicians to send update information on just performed service operation such as installation or intervention to POSMan (hService). This application also enables regular data collection on POS terminal behavior and remote setup (hMonitor). Upon settlement more than 100 pieces of data are transferred to the data warehouse. By interconnection of hPOS data and POSMan data the customer receives a unique set of data which gives the staff new options how to manage and optimize the POS and merchants’ networks (please see POSMan Plus section). hPOS system comprises three main functionalities: 1)hServis – sends data on service events in the terminal to POSMan application (update/closing service protocol, setup check) 2)hMonitor – collects data on terminal behavior and its setting (global statistics on POS network monitoring, individual POS status monitoring, non-standard behavior detection, monitoring error conditions, error prevention, transaction statistics) 3) Remote management – ensures remote management of POS terminals according to various scenarios and requirements (application download, setup initialization) Field service & logistics SERVICE TECHNICIANS’ NETWORK High level of provided services is a top priority for us. For this reason we have a strategic network of service technicians with a long-term experience with servicing all types of POS terminals in our portfolio. Their qualification is regularly extended by trainings reflecting our customer’s requirements, new technologies and card brands, internal processes adjustments, and also new HW technologies. In addition to regular service operations and HW repairs we also provide training on operating the POS terminal for the customer’s staff. An important role in service technicians’ network management is played by our information system POSMan which provides a perfect overview of both open and closed service operations. CALL CENTER Our service facilities are supported by the call center whose staff record all calls in POSMan system and solve the issues by the nature of the problem. According to our long-term statistics we can boast with 60 % success rate in resolving defects directly over the phone without the necessity of a intervention by a field technician. In opposite case a field technician is assigned for clearance of the issue. POSMan system monitors all operations up to closing the service request. STOCK MANAGEMENT AND LOGISTICS Logistics plays an important part in our service delivery. The core is our central warehouse extended by the certified Security Room (for key loading procedure pursuant to VISA association requirements). The terminals are distributed from the central warehouse to regional service centers throughout the territory. The whole process is performed overnight. For transportations of payment terminals and other accessories we use eco-friendly freight forwarding company DPD. Stock supplies and all the transfers are registered by the unit serial numbers in POSMan system – in every minute you know where your device is located. Company registered office SONET, s.r.o. Lužická 2093/9 616 00 Brno Czech republic tel: +420 543 423 540 fax: +420 543 423 544 Representative office Prague Gemini, building B Na Pankráci 1724/129 140 00 Praha 4 Czech republic tel: +420 543 423 540 fax: +420 543 423 544 SONET Slovakia, s.r.o. Pluhová 192/2 831 03 Bratislava Slovakia tel: +421 249 202 080 fax: +421 249 202 084 SONET S.r.o Magyarországi Fióktelepe sonet@sonet.cz www.sonet.cz Index 01-07/2014 EMKE Building Rakoczi út. 42. 1072 Budapest Hungary