RIVER CITY REALTOR®
Transcription
RIVER CITY REALTOR®
RIVER CITY REALTOR R E A LT O R ® T H E V O I C E F O R R E A L E S TAT E ™ I N T H E G R E AT E R ® L A C R O S S E A R E A FEBRUARY 2016 • VOL. 37, NO. 5 MARK YOUR CALENDAR REALTOR® Government Day is March 2, 2016 Mark your calendars! Don’t miss this chance to gather with Wisconsin REALTORS® to meet with our Legislators to discuss important housing issues that affect our pocketbook. See attached registration flyer. Snow Bowl 2016 Scheduled The Annual Snow Bowl is scheduled for Friday, March 18 at 3:00 p.m. at Features, West Salem. Mark your calendars and plan attending this fun event. See details on page 3. Are You Our Facebook Friend? You can find our fan page anytime by logging onto the official LARA website, www.larawebsite.com, and clicking on our Facebook link, searching for “La Crosse Area REALTORS® Association” within Facebook’s search function. ® INSIDE THIS ISSUE Association Executive Message. . . . . . . 2 Snow Bowl . . . . . . . . . . . . . . . . . . . . . . . . 3 Announcements . . . . . . . . . . . . . . . . . 3-4 Code of Ethics . . . . . . . . . . . . . . . . . . . 4 Appraisal Conference . . . . . . . . . . . . . 4 Tour Boundaries. . . . . . . . . . . . . . . . . . . . 5 Members on the Move. . . . . . . . . . . . . 5 RPAC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6 Statistics. . . . . . . . . . . . . . . . . . . . . . . . . . 7 Fair Housing Corner. . . . . . . . . . . . . . . . . 8 Dates to Remember . . . . . . . . . . . . . . . . 9 Supra Hot Tip. . . . . . . . . . . . . . . . . . . . . 10 REALTOR® Government Day. . . . . . . . . 12 REALTORS : Defending the Rights of Home Owners Since 1908. The National Association of REALTORS ® takes great pride in protecting the American Dream of home ownership. We feel that home ownership is under attack and being threatened for the first time in generations. Please join our efforts in making sure that elected officials and governmental bodies are aware of housing issues and how they affect all Americans. Our goal is to make every home owner and future home owner aware of the issues that currently surround home ownership. Help us defend the rights of home owners. ©2014 REALTORS® are members of the National Association of REALTORS® La Crosse Area REALTORS® Association La Crosse, WI 608-785-7744 www.larawebsite.com Executive Report 2 What a Fabulous Year for Real Estate by Char Glocke, Association Executive Our stats for La Crosse County for 2015 are final. Our Median price for 2015 was 154,700 up 2.5% compared to 2014.Our sales for 2015 were 1423 up 10.1% compared to 2014. All indicators point to a strong 2016. Please be sure to read the SUPRA article that outlines the upcoming lockbox exchange. It is truly exciting to be exchanging for Bluetooth technology. Access to lockboxes using your Smart Phones is an upgrade that will allow members to utilize technology more efficiently. Our WI CE dates are set. Flyers are attached in this issue of the newsletter. Course 4 also satisfies the NAR Code of Ethics requirement. Please register today. MN mandatory CE Module date is set for March 3. “Fair Housing, Agency Law and Legal Update.” This course has been approved by the Minnesota Department of Commerce for 3.75 hours of MN Real Estate Continuing Education. This course also satisfies the 1.0 hour of Fair Housing requirement, the 1.0 hour Agency Law Requirement, and the required Broker training. Sign up today. Our Snow Bowl is planned for March 18. Take a break from the cold and join us for a very fun afternoon. Thanks to all our sponsors, the cost is only $5. What a deal! REALTOR® Government Day is March 2. What a great opportunity to see the Capitol and visit with our Legislators and discuss issues that affect our business. See the attached flyer for more details. Our Association is off to a busy start. Thank you to the members that have helped plan the above activities and educational opportunities. Have a good month and stay warm! Valentine’s Day Facts • • • • • Valentine’s Day is the second most popular day of the year for sending cards, second only to Christmas. There are approximately 50 million roses given on Valentine`s Day around the world. On Valentine’s Day every year, there are at least 36 million heart shape boxes of chocolates sold. At least 9 million people buy their pets a gift on Valentine`s Day. There are enough candy hearts made each year to stretch from Valentine, Arizona to Rome, Italy, and back again. The number of these candy hearts produced is approximately 8 billion. Ashlee Ryan Char LARA Website membershipservices@larawebsite.com mls@larawebsite.com cglocke@larawebsite.com www.larawebsite.com RIVER CITY REALTOR® The River City Realtor® is published by the La Crosse Area REALTORS® Association 608-785-7744 • 866-425-7744 www.larawebsite.com EDITOR Char Glocke 785-7837 • cglocke@larawebsite.com EXECUTIVE COMMITTEE President Chuck Olson 608-784-9930 chuck@cbrivervalley.com President Elect Dave Snyder 608-782-2300 davesnyder@charter.net Secretary/Treasurer Judy Gull 608-781-7629 judy@judygull.com Past President Kent Gabrielsen 608-784-9930 kentsells@hotmail.com LOCAL DIRECTORS Marv Leisso 608-783-6700 • mleisso@yahoo.com Donna Proudfit 608-386-7161 • dproudfit@gmail.com Jeff Pralle 608-797-5097 • pralle.jeff@gmail.com Kathy Johnson 608-792-9902 kathyjohnsonrealestate@yahoo.com Dawn Garms (608) 779-8222 dmgarms@merchantsbank.com Scott Ryan 608-792-4122 scott@heritagehomesandrealty.com Advertising rates for the River City Realtor ® are $6.00 per column inch payable in advance. All new advertising or changes in ads should be delivered to the Association Office, camera ready, by the 15th of the month prior to publications. Make checks payable to the La Crosse Area REALTORS® Association. Frequently Requested Phone Numbers: WRA Legal Hotline • 608-799-4468 DSPS • 608-266-5511 Zip Forms Support • 1-800-383-9805 Metro MLS Helpdesk • 1-800-490-3731 River City Realtor® Announcements Members on the Move 3 Welcome to LARA & MLS Transfers: • Laura Olson Davig from Castle Realty to Rural City Real Estate Group • Mark Davig from Castle Realty to Rural City Real Estate Group • James Gross from Berkshire Hathaway Home Services, Lovejoy Realty to Castle Realty, LLC • Heidi Overson from Cindy Gerke and Associates to Nordic Hills Real Estate, LLC • Tamra Nururdin from Hoppens Realty to Coldwell Banker River Valley, REALTORS® Inactives: • Mark Pierce from United Country/Markim Realty to Inactive • Jennifer Faber from United Country/Markim Realty to Inactive First Weber, Inc. 205 Green Street Suite 106 La Crosse WI, 54601 Contact: Barbara Clinard Ph: 608-372-7653 Email: clinardb@firstweber.com Web: http://www.firstweber.com United Country/ Connections Realty 8033 County Highway B Sparta WI, 54656 Contact: Stephen Stark Ph: 608-790-1360 Email: sstarkrealestate4u@yahoo.com Web: http://www.spartarealty.com Rural City Real Estate Group Contact: Laura Olson Davig Ph: 608-792-3103 Email: Laura@ruralcity.com Web: www.ruralcity.com Agent Code Congratulation to Alan Iverson for finding his Agent Code in last month’s newsletter! Call the Association Office if you find yours in this month’s issue and you will win a free dinner at the next General Membership Meeting!! Midwest Professional Appraisal 1052 Oak Forest Drive Suite 250 Onalaska WI, 54650 Contact: Matt Rude Ph: 608-784-4288 Email: midwestappraisal@earthlink.net Web: http://www.midwestprofessionalappraisal.com/ Are You Our Facebook Friend? You can find our fan page anytime by logging onto the official LARA website, www.larawebsite.com, and clicking on our Facebook link, searching for “La Crosse Area REALTORS® Association” within Facebook’s search function. L01216 10th Annual Snow Bowl Friday, March 18 at 2:45 p.m. Features Sports Bar & Grill on Highway 16, West Salem Strikes, Spares, and So Much Fun! Vol. 37 No. 5 • February 2016 • • • • • This is a non-competitive event. It’s just for fun! Teams are randomly formed. Door Prizes will be drawn throughout the evening. Special prizes are awarded to individuals with the highest and lowest scores. Cost: $5 per person, includes two games of bowling, shoe rental, pizza, and soda. To register: Call the office or email membershipservices@larawebsite.com. 4 Member News 2016 Appraisal Conference The WRA 2016 Appraisal Conference will be held February 23-24 at HoChunk in Wisconsin Dells. Please go to https://www.wra.org/appconf/ to register and for more information. President is Spokesperson for the Organization It is important in creating the best public impression of the Association that any statements regarding the activities of the Association or its public positions come from an official source in the Association. This allows for coordination and clarity in the Association’s message. Our policy is to have the Association President, or someone specifically designated by the President in particular situations, as the only spokesperson for the Association. Our Presidents have spokesperson training and an understanding of the entire Association and how its parts fit together. If you are contacted by anyone, including the media, for any report on the Association or its activities, refer them to the Association office and arrangements will be made to respond. Code of Ethics The NAR 2016 Code of Ethics is now available at our website at www.larawebsite.com. Click on the Professional Standards button. 2016 APPRAISAL CONFERENCE Safety Tips Shield your computer from e-mail viruses Computer viruses can impair and seriously damage your computer. Viruses are often distributed via attachments in e-mail spam. Never open an attachment from someone you don’t know, and, if you receive a strange or impersonal-sounding message FEBRUARY 23-24, 2016 from a familiar address, check with that person to make sure that they really sent it. Ho-Chunk Gaming “Who’s calling?” Wisconsin Dells Install caller I.D. on your telephone, which should automatically reject calls from numbers that have been blocked. This will provide you with immediate information about the source of the call. Your e-mail is public Don’t send any vital or private information via e-mail. Keep in mind that unlike Web sites, e-mail is never secure. How Well Do You Know The REALTOR® Code of Ethics? Article 6 – REALTORS® shall not accept any commission, rebate, or profit on expenditures made for their client, without the client’s knowledge and consent. When recommending real estate products or services (e.g., homeowner’s insurance, warranty programs, mortgage financing, title insurance, etc.), REALTORS® shall disclose to the client or customer to whom the recommendation is made any financial benefits or fees, other than real estate referral fees, the REALTOR® or REALTOR’S® firm may receive as a direct result of such recommendation. (Amended 1/99) River City Realtor® Member News MLS Tour Boundaries The current dividing line between the North and the South Tour is I-90. Exceptions: • Holiday Heights and Mayfair Addition are North Tour • Burns, Bangor, Hamilton, and Monroe County are North Tour • Washington and Barre are South Tour • French Island is South Tour • Dakota and Dresbach are North Tour • La Crescent and Hokah North/South are South Tour Dividing Line is I-90 Tour Information The deadline to submit tour information for listings already entered in flexMLS is Tuesday by 3:00 p.m. However, if it is a new listing, you must submit it by Tuesday by 9:15 a.m. to be included in the tour for that day. 5 Membership Letter As per Article 5, Section 3 (A) of the by-laws, you are hereby notified that the following people have submitted application for the class of membership indicated: REALTORS®: Michael Hanson – Cindy Gerke and Associates AFFILIATES: Bruce Todd – Marine Credit Union Brett Schwanke – Marine Credit Union Should you have any comment in regard to the application of these individuals, submit them in writing prior to February 29, 2016 to the Association Office. It has been determined by the Membership Committee that the above applicants have applied for the appropriate class of membership. Judy Gull, Secretary/Treasurer La Crosse Area REALTORS® Association We accept tours by: • Phone at 785-7744 • Email to Ryan at mls@ larawebsite.com • Fax at 785-7742 NAR Code of Ethics Training Due in 2016 Competitive Rates... Local Servicing... Proven Experts We can help your customers through the home financing process. Call us today. The NAR Quadrennial Code of Ethics training requirement must be completed by December 31, 2016 The National Association of REALTORS (“NAR”) requires that all members complete ethics training of not less than 2 hours, 30 Minutes of instructional time with four-year cycles. The training must meet specific learning objectives and criteria established by the National Association of REALTORS®. You can complete this training by taking the live WI CE 2015-2016 - Course 4, offered on April 6, or free online at www.realtor.org. We have a button that takes you directly to the NAR course on our website at www.larawebsite. com. Click the button on the upper left hand side of the home page. Once completed, please send your completion certificate to: membershipservices@larawebsite.com. NAR has mandated the local Association to keep the records of the compliance of this requirement. Dawn Garms Mortgage Lender (608) 779-8222 DMGarms@merchantsbank.com Mortgage Lender (608) 779-8294 TMMueller@merchantsbank.com Helping Build Businesses and Communities for 140 years 3140 Market Place • Onalaska, WI 54650 (608) 779-8200 • www.merchantsbank.com Loans are subject to credit approval. Vol. 37 No. 5 • February 2016 Tina Mueller Member FDIC 6 RPAC Since 1969, the REALTORS® Political Action Committee (RPAC) has promoted the election of pro-REALTOR® candidates across the United States. The purpose of RPAC is clear: REALTORS® raise and spend money to elect candidates who understand and REALTORS POLITICAL ACTION COMMITTEE support their interests. The money to accomplish this comes from voluntary contributions made by REALTORS®. These are not members’ dues; this is money given freely by REALTORS® in recognition of how important campaign fundraising is to the political process. RPAC doesn’t buy votes. RPAC enables REALTORS® to support candidates who support the issues that are important to their profession and livelihood. ® 2016 Investors RPAC Investors $250 - $499: Eric Seeger RPAC Investors $1,000 and over: Total so far: $2,250 Ron Hammersley Sue Pinski February is Black History Month February marks the beginning of black History Month – an annual celebration that has existed since 1926. But what are the origins of Black History Month? Much of the credit goes to Harvard Scholar Dr. Carter G. Woodson who was determined to bring Black History into the mainstream public arena. Woodson devoted his life to making “the world see the Negro as a participant rather than as a lay figure in history.” In 1926, Woodson organized the first annual Negro History Week, which took place during the second week of February. Woodson chose this date to coincide with the birthday of Frederick Douglass and Abraham Lincoln – two men who had greatly impacted the black population. Over time, Negro History week evolved into the Black History Month that we know today- a four-week-long celebration of African American History. River City Realtor® Information is supplied by seller and other third parties and has not been verified. Copyright © 2007 by Multiple Listing Service, Inc. See FBS copyright notice. La Crosse County Sold & Active Listings – January 2016 7 PRICE-CLASS/TYPE SOLD/ACTIVE RESIDENTIAL LISTINGS CURRENT ACTIVE LISTINGS 0-2 3 4+ TWO CONDO TOTAL SINGLECONDO BDRMSBDRMS BDRMS FAMILY CO-OP UNITS FAMILY CO-OP 29,999.99 and under 30,000 - 39,999.99 40,000 - 49,999.99 50,000 - 59,999.99 60,000 - 69,999.99 70,000 - 79,999.99 80,000 - 89,999.99 90,000 - 99,999.99 100,000 - 119,999.99 120,000 - 139,999.99 140,000 - 159,999.99 160,000 - 179,999.99 180,000 - 199,999.99 200,000 - 249,999.99 250,000 - 299,999.99 300,000 - 399,999.99 400,000 - 499,999.99 500,000 and over TOTALS AVERAGE MEDIAN 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 1 0 2 1 0 1 0 4 4 1 0 0 0 0 0 0 5 0 0 1 1 1 0 3 10 0 1 0 0 1 0 2 17 1 1 6 3 1 0 1124 1 48 5 0 1 18 27 2 0 1 1 00 2211 0 4 0 0 0 4221 0 1 0 1 0 2 17 1 0 7 6 0 0 1345 4 0 0 1 0 2 3 23 8 0 0 0 1 0 1 34 2 0 0 20 0 2121 0 0 1 0 0 1 23 0 82920 6 3 66 288 23 106,359151,951 218,660 141,267 230,300 169,230 239,301 229,591 110,000 134,000 140,000 92,500 256,000 134,000 194,900 249,900 Unit Sales by Time on Market Unit Sales by Financing Type DAYS RESCONDO 1 - 30 31 - 60 27 15 1 1 61 - 90 8 0 91 - 120 6 0 Adj Rate Mtg Assumable FHA Assumable VA Cash Conventional 15 Conventional 30 Federal VA FHA 15 121 or over 71 TOTAL SALES 63 3 TYPE Property Type Residential RESCONDO 1 0 0 10 0 38 4 0 0 0 0 1 0 2 0 0 FHA 30 Other Owner Fin Private State VA USDA Loan WHEDA TOTAL SALES TYPE Volume Median Sold Price RESCONDO 2 7 0 0 1 0 0 63 0 0 0 0 0 0 0 3 10,478,247132,000 Condo690,900256,000 All 11,169,147 134,000 Have You Looked for Your Agent Code in this Issue? If you find your number, call the A ssociation Office at 785-7744 to claim your free dinner at the next Association activity / meeting! Try these great marketing tools today! MLS Listing Internet Sites MLS Listings are presently on two websites. Check out your listings at the following sites: http://www.wihomes.com http://www.realtor.com If you have any questions, call Char at 785-7837. Title Insurance • 1031 Exchange • Search & Hold • Lender and Cash Closing Servicing La Crosse, Trempealeau, Vernon and Monroe Counties 2850 Midwest Drive, Suite 103, Onalaska, WI 54650 Phone: 608-784-8888 Fax: 866-816-9620 E-mail: title.orders@firstam.com Vol. 37 No. 5 • February 2016 Order online at: www.wisconsinfirstam.com 8 Fair Housing Corner BUILDING A NATION OF NEIGHBORS “Ordinarily, when I cannot relate to a homebuyer, I refer the homebuyer to another salesperson whose personality is better suited to the homebuyer’s. Can I continue to follow this procedure if the homebuyer is a minority?” Key Points • Personality conflicts with a homebuyer can occur and should be handled carefully to avoid any charges of discrimination. Areas of Liability • Avoid any criteria for reassigning homebuyers that are based on race, or that can be interpreted in any way as being based on race, color, religion, sex, handicap, familial status, or national origin. Actions to Take • • Brokers: Never assign homebuyers to sales associates on the basis of race, color, religion, sex, handicap, familial status, or national origin. Never assign minority sales associates to work solely with homebuyers interested in relocating to predominantly minority residential areas. Sales Associates: If you find that you are having personality conflicts with a homebuyer and a reassignment is necessary, it should be made by the principal broker or sales manager. Your broker or manager should investigate the reasons given for the reassignment to ensure no racial bias or prejudice has occurred. Interview the homebuyers to determine their feelings and preferences in the matter. If a September 13-14, 2016 reassignment is made, try to assign the homebuyers to a sales associate of the same race as the original sales associate. If the homebuyers request a sales associate of a specific race, color, religion, sex, handicap, familial status, or national origin, the circumstances of the reassignment should be carefully documented. Suggested Response Broker to sales associate: “Just what is the problem between you (a white sales associate) and Mr. and Mrs. Hollins (a black couple)? I realize that people from the Midwest may not be able to appreciate how much more expensive housing is here in the Bay Area. You know Fred (another white sales associate) is originally from the Midwest and he just put Mr. and Mrs. Smith (a white couple) from Des Moines in a nice ranch last week. Maybe he will have better luck with the Hollinses. Do you mind if he tries to help them?” • REALTOR® Professional Courtesy Out of respect for the public, please remember to leave your card after you have completed a showing. It takes the guesses out of whether or not the agent has or has not been there. Don’t forget to follow the Golden Rule. “Do unto others as you would have them do unto you.” Looking for a lender that can deliver? Same day Preapprovals!! Close on Time!! Local Loan Officers that know the market!!! Rehab loans, Manufactured homes, LOW credit scores ZERO to Low Down‐payment loans FHA, VA, USDA Rural, WHEDA & Conventional Loan programs all available. Todd Cejka – (608)783‐0860 Jeff Thompson – (608)781‐0710 Call today to see how AMEC can help you close more sales faster!! American Mortgage & Equity Consultants 114 N 2nd Ave, Onalaska, WI NMLS Todd 251574 Jeff 256028 Branch 844359 Company 150953 River City Realtor® Dates to Remember February 2 Groundhog’s Day 3 Open House Deadline 3 pm South Tour 10 Ash Wednesday Open House Deadline 3 pm North Tour 14 Valentine’s Day 15 President’s Day 17 SMTWT F S 123456 7 8 9 10111213 14151617181920 21222324252627 28 29 Open House Deadline 3 pm South Tour 9 Open House Deadline 3 pm North Tour 17 18 St. Patrick’s Day LARA 10th Annual Snow Bowl Features Sports Bar & Grill West Salem 2:45 pm First day of spring WI CE Course 1/2 Open House Deadline 3 pm North Tour South Tour 25 Good Friday 27Easter 30 Open House Deadline 3 pm Women’s History Month it’s for you 1-800 Legal Updates Available at WRA.org At www.wra.org you can search legal updates for the topic of your choice. This publication is emailed to all members on a monthly basis. Important information is covered in these updates. It’s a great resource and benefit of membership for you. 874 6500 Birthdays - February Vol. 37 No. 5 • February 2016 SMTWT F S 12345 6789 101112 13141516171819 20212223242526 2728293031 Open House Deadline 3 pm South Tour NAR’s Information Central 12 Jill Raven 15 Lori Love 16 Pam Eilertson 17 Angela Greene 17 Amber Metcalf 18 Kari Hoyum 18 Tegan McClain- Wise 18 Dan Veglahn 19 Melissa Sample 20 Cathy Fox 21 Leroy Holm Open House Deadline 3 pm South Tour Daylight Saving Time Begins 20 22 23 Open House Deadline 3 pm North Tour Andy Maravelas Garrick Olerud Ray Wrobel Mitchell Kirk Nathan Fries T.J. Walker Jon Schuster Wendy Pertzsch Kathy Appleman Daniel Reinsvold Anastasia Gentry Susan Brooks MN CE Required Module 13 16 Black History Month 2 2 2 3 4 4 4 6 7 7 9 12 3 4 23-23 2016 Appraisal Conference-WI Dells 24 March 9 Birthdays - March 25 25 27 27 27 27 28 28 28 28 Beth Pendleton Tom Kress Dennis O’Malley Warren Evans Brian E. Benson Tara Jaeger-Olson Pete Peterson David Fredrickson Connie Mumm Amy Steiger 2 3 4 5 5 5 8 8 9 10 10 12 Heidi Schmitz Paul Iverson Roxanne Reynolds Kathy Raabel Jeanne Button Kathy Johnson Fred Prassas Sally Lysne Betty Bertrang Dawn Garms Ryan Olson Mark Davig 12 12 13 14 15 15 16 16 17 17 17 17 Bruce Todd Katie Lawton Jacob Martin Jacob Burch Brad McNally Richard Staff Vicki Johnson Trent Ziegler Sue Mravik Steve Lillestrand Steve Fore Niki Paisley 20 23 24 26 28 28 30 30 Angela Grabitske Troy Arenz Ryan Jinkins Wendy Struble Judy Gull Daniel Pederson Joe Van Aelstyn Christopher Oates 10 Supra Hot Tip Lockbox Exchange In March, 2016, The Greater La Crosse MLS will be facilitating a lockbox exchange. As Bluetooth technology is now available, we will be exchanging Boxes on a one for one, upgrading the Supra iBox to the Supra iBox BT LE. This is exciting! This will allow our members to load the eKEY® app on their smartphone or Tablet, to open lockboxes and transmit real time showing information to the SupraWEB data system. This upgrade to Bluetooth technology, boxes will give our members a choice to upgrade to the eKEY® or continue with their Display KEY. At the exchange, boxes will be exchanged and members can upgrade to eKEY ® if they choose. Training will also be available during the exchange period. The purpose of this notice is to encourage Companies to update their lockbox inventories. Now is the time to locate lost boxes and establish an accurate count. In February, a notice will go out to brokers requesting number of boxes they will have available for the exchange. For companies that have an inventory of 100 boxes or more , we will offer a different procedure that will help facilitate this exchange more efficiently for you. Watch your email for further direction. The exchange will take place the last week of March. The exact date will be determined shortly. This is an exciting time. There are many additional benefits to the iBox BT LE, like a larger key container and improved ease of use while realizing the shackle. Access to lockboxes using your Smart Phones is an upgrade that will allow members to utilize technology more efficiently If you have any questions, please call me at 608-785-7744. Violation of MLS Rules and Regulations to Loan Your Lock Box Key It is clearly a violation of the MLS Rules and Regulations to loan your key to another agent or any other person. Violation of this rule will result in a $250 fine with subsequent violations increasing by $250. Such violations may result in the loss of card privileges. It is the responsibility of each agent leasing a card to maintain control of their card at all times. NAR’s Information Central it’s for you 1-800 874 6500 Your closing dream team! Our mission is to educate and wow the customer with the most trusted, knowledgeable team in the industry. www.newcastletitle.us | 750 3rd Street North | La Crosse, Wisconsin | 54601 608-783-9265 Kylie Mason, Dawn Faherty, Beth Grossbach, & Kelly Harter River City Realtor® Holiday Party - Thank You ! 11 Welcome New Members February 2016 Newsletter Welcome Mauricio Peterson of Castle Realty, LLC. Mauricio resides in La Crosse with his fiancée Ashley and their three children Devon, Tate and Jazmyn and dog Loco. During his free time Mauricio enjoys snowshoeing, movies, Viking football, and travel; his favorite spot so far being Jamaica. Welcome Rhonda Kiedinger of United Country/ Oakwood Realty. Rhonda is married to Dan who is also a member of our Association and the Broker for United Country/Oakwood Realty. When not in Real Estate, Rhonda enjoys working on her hobby farm, gardening, cooking, and spending time with her family. Welcome Kelly Brick of Century 21 Affiliated. Kelly and her husband enjoy traveling, cooking, and exploring local wineries and breweries. They have one dog and cat and reside in Onalaska. Welcome to Barbara Clinard of First Weber, Inc. Barbara is married with three grown children and three grandchildren. In her free time she enjoys reading, cooking, gardening, and spending time with family. . Welcome Steve Fore of Coldwell Banker River Valley, REALTORS®. Steve is a Texas native and has been in Wisconsin for about three years. He has four wonderful children and is a three time cancer survivor. In addition to Real Estate, Steve enjoys photography, action sports, and served on the Land Use Planning and Zoning Committee in San Marcos, TX. . Welcome to Ashley Todd of Castle Realty, LLC. Ashley is married to Bruce, an Affiliate member of our Association and they have five children ages 10, 8, 7, 6, 4. When not working in Real Estate she works at Posh Fit Dance Studio, where she is the lead instructor and co-owner. She is also a member of Woman’s Alliance of La Crosse and Olivet Lutheran Church. Welcome Jordan Rice of Coldwell Banker River Valley, REALTORS®. Jordan will be getting married this summer. She has a twin sister and an older brother. She loves waterskiing on the river, being outdoors, hiking, and walking her 5 dogs. She also enjoys working with people and helping a dog rescue in our community. Welcome Amber Metcalf of Lux Real Estate. Amber is engaged to Chris Rinkenberger, also of Lux Real Estate. She has two dogs and one cat, enjoys reading books, and working on her home when not busy doing Real Estate. FINANCING GENERATIONS OF HOMEOWNERS For more than 150 years, Associated Bank has focused on making good loans. Our responsible approach to lending reflects the values of our organization and the customers we serve in the La Crosse area. We’re strong and ready to lend. Kyle Christopherson 450 N. Holmen Dr. | 608-793-3824 | NMLS: 108866 David Jones 605 State St. | 608-793-3832 | NMLS: 523764 Jacob Martin 127 Sand Lake Rd. | 608-793-3836 | NMLS: 523832 *The Wisconsin’s #1 Mortgage Lender designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council. The results of the data were obtained through RATA Comply, October 2014. • Loan products are offered by Associated Bank, N.A., Member FDIC and Associated Banc-Corp. Loans involve interest and other costs. Please ask about details. All mortgage programs are subject to credit approval and property evaluation. Property insurance and flood insurance, if applicable, will be required on all collateral. Equal Housing Lender. Equal Opportunity Lender. (12/14) 6960 Vol. 37 No. 5 • February 2016 12 Member News REALTOR® & Government Day: March 2, 2016 -Monona Terrace in Madison Shape the laws that impact you and your real estate business in Wisconsin! Through lobbying efforts at the State Capitol, you’ll meet with state lawmakers and have a unique opportunity to advocate for issues that impact the real estate industry in Wisconsin. See attached registration form. WI CE Dates Set for 2016 MN CE Required Module Set for 2016 What is Leap Year? The dates are set for WI Continuing Education for 2016. Please mark your calendar for the following: WI CE 1 / 2 – March 22, 2016 WI CE 3 / 4 – April 6, 2016 WI CE A / C – May 19, 2016 On March 3, 2016 we will be offering the MN 7.1.15-6.30.16 Salesperson & Broker Required Module. Fair Housing, Agency & Legal Update. The simple reason for leap year is that the time it takes the Earth to complete one orbit about the Sun (1 year) is not evenly divisible by the time it takes the Earth to complete one rotation about its axis (1 day). Chris Prescott – The Prescott Group from Minneapolis will be our Instructor. This required course will satisfy the 3.75 house of Real Estate Continuing Education. It will also satisfy the 1.0 Fair Housing requirement, the 1.0 Hour Agency Law Requirement, and the required Broker Training. Instead, the number of days it takes the Earth to complete one orbit about the Sun is approximately 365.25. Thus, in years divisible by four, we add a day to the calendar to “catch up.” All CE will take place at Cedar Creek. Our Instructor for all three days is Attorney Jonathan Sayas. Please check out the flyers in this issue of the River City REALTOR® for all details! Sign up today! It will be held at Cedar Creek. Check out the flyer attached in this newsletter edition and sign up today. But this isn’t the whole story. Because increasing the length of a year by a day every four years catches up a little too much, when a year is divisible both by 100 and not by 400, it is not a leap year! So 2000 was a leap year (it’s divisible by both 100 and 400), but 1700, 1800, and 1900 were not (they’re divisible by 100, but not by 400.) La Crosse Area REALTORS® Association 111 6th Street South, La Crosse, WI 54601 River City Realtor® Presented by the La Crosse Area REALTORS® Association Location: Features Sports Bar & Grill/West Bowl Lanes 1425 W. City Hwy 16 in West Salem Date/Time: Friday, March 18th, 2016 at 3p.m. Please arrive by 2:45 for lane assignments Price: $5.00 per person paid prior to this event or $6.00 if paid at the door. (Includes 2 games of bowling, shoes, soda, pizza and prizes) To Sign up: Call 785-7744 or email membershipservices@larawebsite.com by Monday, March 14th 2016 (If you cancel after this date, you will be billed) Space is limited (48), so make your reservation today! *Register & Prepay for this event by cash, check or credit card. Teams are randomly formed This is a Non-Competitive event! It’s just for fun! Door Prizes drawn throughout the event! Awards will be given for the “Low Score” & “High Score” Team Poker Game at Lanes! 1st Community Credit Union Altra Federal Credit Union American Mortgage & Equity Consultants, Inc. (La Crosse) Associated Bank Bremer Bank Firefighters Credit Union First American Title Company Merchant’s Bank New Castle Title of La Crosse Scholze Home Inspection Schubert Brothers Town N’ Country Title, LLC The Title Company Verve, A Credit Union La Crosse Area REALTORS® Association Presents: 2015-2016 Wisconsin Real Estate Continuing Education WI CE Courses 1: Wisconsin State-Approved Listing Contracts and 2: Wisconsin StateApproved Offers to Purchase March 22, 2016 Total - 6 Hours WI CE Credit / 6 Hours MN CE Credit Instructor - Atty. Jonathan Sayas Place: Directions: Date: Time: Cost: Cedar Creek 2600 Cedar Creek Ln., Onalaska, WI 54650 Tuesday, March 22, 2016 8:00—8:30 Registration, Bagels & Coffee 8:30—11:30 Course 1 and Exam 11:30—12:15 Hot Lunch Served 12:15—3:15 Course 2 and Exam Check-in opens 30 minutes before class. Please be on time. Those arriving late will not be permitted in class. Member - $66.00 Non-Member- $76.00 Includes 6 hours of WI CE (also approved for 6 MN credits), English Muffins and Coffee. Hot lunch (see lunch menu) & Soda/ Cookie Break Lunch Menu: Teriyaki Marinated Chicken Breast, Stir Fry Vegetables, White Rice & Beverage One Course Only: Member—$54.00 (No Lunch) Non-Member—$64.00 (No Lunch) There are no refunds for cancellations after or for No-Shows.$10 late fee if registering after. Sign up today and support your local Association! Course 1– Wisconsin State-Approved Listing Contracts: Wisconsin Listings covers the residential listing contract while providing a review of the differences between a customer and a client. Explores agency relationships including subagency, multiple representation with and without designated agency, single agency, and agency under a limited service brokerage. Examines the various forms of delivery available under the pre-printed terms of the listing contract and how to add email as a form of delivery. Reviews cooperation between brokers including providing access to the property, presentation of offers, and offers of cooperation and compensation. Discusses the concept of protected buyers and exclusions from a listing contract. Topics also include fixtures, personal property, and advertising. (Approved For 3 Hours of MN Credit ) Course 2 — Wisconsin State-Approved Offers to Purchase: Reviews use of the WB-11 Residential Offer to Purchase. Discusses using the financing contingency and the appraisal contingency. Provides instruction on title and methods of transfer and title insurance in the state-approved residential offer to purchase. Reviews property condition representations and how to incorporate them in the buyer’s offer including how to address “as-is” transactions. Covers negotiation process including counter-offers, counter proposals, presentation of offers, drafting offers for multiple buyers, and how and when a buyer can withdraw an offer. Compares fixtures and personal property and provides instruction on how buyers and sellers address property damage between acceptance and closing. (Also Approved for 3 Hours of MN Credit) About the Instructor: Jonathan M. Sayas is an attorney with the law offices of Sayas, Schmuki, Rondini & Plum S.C. He provides legal counsel for buyers and sellers in residential and commercial purchases and parties involved in litigation pertaining to real estate matters. Jonathan received his Juris Doctor from Valparaiso University in Indiana and is licensed to practice before all courts in the state of Wisconsin and U.S. Federal District Court—East District of Wisconsin. Mail/Fax/Email/ or bring form & check or credit card to: La Crosse Area REALTORS Association., 111 6th St. S., La Crosse, WI 54601, Fax 608-785-7742, Ph: 608785-7744 or membershipservices@larawebsite.com ------------------------------------------------------------------------------------------------------------------- REGISTRATION FORM - WI COURSES 1 & 2 NAME:_____________________________________________ AMT. ENCLOSED: $_____________________ Please Check One: Please Check One: Do you need MN CE? [ ] COURSE 1 ONLY FIRM NAME_____________________________________________ Check #_______________________ [ ] YES [ ] COURSE 2 ONLY [ ] NO [ ] BOTH COURSES To pay by credit card, complete & sign below (We accept MasterCard, Visa, and Discover): Card :___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ Exp: _____/_____ CREDIT CARD BILLING ADDRESS: __________________________________________________ Signature (required for charges): ZIP: _____________________ [ ] SPECIAL SERVICES. CHECK HERE IF YOU REQUIRE SPECIAL SERVICES OR DIETARY NEEDS TO ATTEND. PLEASE ATTACH A DESCRIPTION OF NEEDS. La Crosse Area REALTORS® Association Presents Place: Address: Date: Time: 2015-2016 Wisconsin Real Estate Continuing Education WI CE Courses 3: WI New Developments and 4: Ethics & Fair Housing in WI Cost: Cedar Creek 2600 Cedar Creek Ln., Onalaska, WI 54650 Wednesday, April 6, 2016 8:00—8:30 Registration, Bagels/Muffins & Coffee 8:30—11:30 Course 3 and Exam 11:30—12:15 Hot Lunch Served 12:15—3:15 Course 4 and Exam Check-in opens 30 minutes before class. Please be on time. Those arriving late will not be permitted in class. Member - $66.00 Non-Member- $76.00 Includes 6 hours of WI CE (also approved for 6 MN credits), English Muffins and Coffee. Hot lunch (see lunch menu) & Soda/ Cookie Break April 6, 2016 Total - 6 Hours WI CE Credit / 6 Hours MN CE Credit Instructor - Atty. Jonathan Sayas Course 4 Satisfies NAR Code of Ethics Requirement Lunch Menu: Pork Tenderloin Medallions, Oven Roasted Potatoes, Vegetables, Rolls & Beverage One Course Only: Member - $54.00 (No Lunch) Non-Member - $64.00 (No Lunch) There are no refunds for cancellations after or for No-Shows. $10 late fee if registering after Sign up today and support your local Association! Course 3 - Wisconsin New Developments updates licensees with the most recent changes and developments in real estate law, practices, and procedures. Explains changes to Wisconsin statutes, administrative code provisions, and case law. Provides instruction on revised forms including state forms and WRA forms. Looks at pending and proposed legislative and regulatory changes, forms revisions, and other potential changes to licensing regulations. Attendees will also receive an overview of proposed changes, legislation, policy changes, and other practice issues that are on the horizon. (Also Approved for 3 Hours of MN Credit) Course 4 - Ethics and Fair Housing in Wisconsin will satisfy the National Association of REALTORS® quadrennial code of ethics requirements. Discusses ways to improve standards of practice by focusing on competency, fairness, and integrity. Ethical agents will be honest with all parties, protect clients’ interests, and cooperate with other agents to advance clients’ interest. Explores how timely communication and providing equal services to all consumers will raise the level of professionalism in the industry and avoid fair housing complaints. Will provide instruction on the REALTORS® Code of Ethicw and the Golden Rule. Reviews enforcement processes including the Department of Safety and Professional Services en- About the Instructor: Jonathan M. Sayas is an attorney with the law offices of Sayas, Schmuki, Rondini & Plum S.C. He provides legal counsel for buyers and sellers in residential and commercial purchases and parties involved in litigation pertaining to real estate matters. Jonathan received his Juris Doctor from Valparaiso University in Indiana and is licensed to practice before all courts in the state of Wisconsin and U.S. Federal District Court—East District of Wisconsin. Mail/Fax/Email or bring form & check or credit card to: La Crosse Area REALTORS Association., 111 6th St. S., La Crosse, WI 54601, Fax 608-785-7742, Ph: 608-7857744 or membershipservices@larawebsite.com ------------------------------------------------------------------------------------------------------------------ REGISTRATION FORM - WI COURSES 3 & 4 NAME:______________________________________________________ AMT. ENCLOSED: $_____________________ Please Check One: Please Check One: Do you need MN CE? [ ] COURSE 3 ONLY FIRM NAME_____________________________________________ Check #_______________________ [ ] YES [ ] COURSE 4 ONLY [ ] NO [ ] BOTH COURSES To pay by credit card, complete & sign below (We accept MasterCard, Visa, and Discover): Card :___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ Exp: _____/_____ CREDIT CARD BILLING ADDRESS: __________________________________________________ Signature (required for charges): ZIP: _____________________ [ ] SPECIAL SERVICES. CHECK HERE IF YOU REQUIRE SPECIAL SERVICES OR DIETARY NEEDS TO ATTEND. PLEASE ATTACH A DESCRIPTION OF NEEDS. Place: Directions: Date: Time: La Crosse Area REALTORS® Association Presents: 2015-2016 Wisconsin Real Estate Continuing Education Cost: WI CE Elective Courses A: Disclosures in a Wisconsin Transaction and C: Inspections and Testing in Wisconsin Transactions May 19, 2016 Total - 6 Hours WI CE Credit / 6 Hours MN CE Credit Instructor - Atty. Jonathan Sayas Cedar Creek 2600 Cedar Creek Ln., Onalaska, WI 54650 Thursday, May 19, 2016 8:00—8:30 Registration, Rolls & Coffee 8:30—11:30 Elective A and Exam 11:30—12:15 Lunch Served 12:15—3:15 Elective C and Exam Check-in opens 30 minutes before class. Please be on time. Those arriving late will not be permitted in class. Member - $66.00 Non-Member- $76.00 Includes 6 hours of WI CE (also approved for 6 MN credits), English Muffins and Coffee. Hot lunch (see lunch menu) & Soda/ Cookie Break Lunch Menu: Lasagna, Salad/Dressing, Garlic Toast & Beverage One Course Only: Member—$54.00 (No Lunch) Non-Member—$64.00 (No Lunch) There are no refunds for cancellations after or for No-Shows. $10 late fee if registering after . Sign up today and support your local Association! Elective A - Disclosures in a Wisconsin Transaction: Helps real estate professionals understand what disclosure obligations licensees have and what disclosure obligations sellers have. Reviews the more common disclosure issues in Wisconsin transactions such as waterfront property, use-value assessments, and environmental issues. Explains the difference between nonconforming use and nonconforming structure. Discusses particular potential disclosure issues such as underground storage tanks, asbestos, renovations without permits and easements. Elective C - Inspections and Testing in Wisconsin Transactions: Provides a thorough review of inspections and testing in a Wisconsin transaction using Wisconsin-approved forms. Reviews the boundaries for an inspections including who can inspect, what can be inspected, the boundaries for a test and who can test, and the result on the offer depending on testing and inspection results. Explores the negotiation process between a seller and a buyer depending on the results of the inspections and tests including using amendments and notices and how the right to cure process works. Explains the difference between a defect and a material adverse fact and how par- About the Instructor: Jonathan M. Sayas is an attorney with the law offices of Sayas, Schmuki, Rondini & Plum S.C. He provides legal counsel for buyers and sellers in residential and commercial purchases and parties involved in litigation pertaining to real estate matters. Jonathan received his Juris Doctor from Valparaiso University in Indiana and is licensed to practice before all courts in the state of Wisconsin and U.S. Federal District Court—East Mail/Fax/Email or bring form & check or credit card to: La Crosse Area REALTORS Association., 111 6th St. S., La Crosse, WI 54601, Fax 608-785-7742, Ph: 608-7857744 or membershipservices@larawebsite.com ------------------------------------------------------------------------------------------------------------------ REGISTRATION FORM - WI Elective Courses A and C NAME:_____________________________________________ AMT. ENCLOSED: $_____________________ Please Check One: Please Check One: Do you need MN CE? [ ] COURSE A ONLY FIRM NAME_____________________________________________ Check #_______________________ [ ] YES [ ] COURSE D ONLY [ ] NO [ ] BOTH COURSES To pay by credit card, complete & sign below (We accept MasterCard, Visa, and Discover): Card :___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ - ___ ___ ___ ___ Exp: _____/_____ CREDIT CARD BILLING ADDRESS: __________________________________________________ Signature (required for charges): ZIP: _____________________ [ ] SPECIAL SERVICES. CHECK HERE IF YOU REQUIRE SPECIAL SERVICES OR DIETARY NEEDS TO ATTEND. PLEASE ATTACH A DESCRIPTION OF NEEDS. REQUIRED FOR ALL MN LICENSEES March 3, 2016 3.75 Credit Hours ATTENTION MN LICENSEES 7/1/15 - 6/30/16 Salesperson & Broker Required Module Fair Housing, Agency Law & Legal Update This cause has been approved by the Minnesota Department of Commerce for 3.75 hours of Real Estate Continuing Education. This course also satisfies the 1.0 hour Fair Housing requirement, the 1.0 Hour Agency Law Requirement, and the required Broker Training. Course Description: This course will provide real estate licensees with knowledge of Agency relationships and duties in Minnesota. Information will also be shared on RESPA, marketing services agreements and the new loan estimate form. Common Interest Ownership properties statues will be covered, highlighting different types of properties, disclosure obligations, and rights. Additionally, fair housing laws and resources will be covered. (This class meets the Agency and Fair Housing Minnesota CE requirements. This Module also satisfies the 1-Hour Broker Module Requirement). Date: Thursday, March 3, 2016 Schedule: 8:00—8:30 8:30—12:15 Place: Address: Cedar Creek 2600 Cedar Creek Lane Onalaska, WI 54650 Instructor: Chris Prescott—The Prescott Group Cost: $51.00 Instructor Bio: Chris is an active, energetic, and experienced real estate agent with over 25 years of real estate experience. Chris has his Minnesota real estate broker’s license and has been a consistent producer with the Minnesota office of a National Real Estate Company. Registration, Rolls, & Coffee Required Course Chris graduated from the University of Minnesota, Minneapolis with a Bachelor of Science Degree in Economics and currently lives in Waconia, Minnesota. Cost includes MN CE (3.75 hours plus exam), Coffee, Assortment of Bagels and English Muffins. $10 late fee if registering after Friday, February 26th,2016. No refunds or cancellations after Friday, February 26th, 2016. Please be on time. Class begins promptly at 8:30a.m. Those arriving late will not be given CE credits. No exceptions. Here’s what people are saying about Chris and his classes: “Chris does an awesome job and makes these courses fun to listen to…” “This course was a great refresher… enthusiasm, stories, fun, and humor.” “Chris makes these classes helpful, interesting, and informative.” Mail, Fax, or Bring form & check or credit card to: La Crosse Area REALTORS Association., 111 S. 6th St., La Crosse, WI 54601, Fax 608-785-7742 --------------------------------------------------------------------------------------------------------------- Minnesota 3.75 Hours Required CE Module 2016 NAME:_________________________________________________ FIRM NAME________________________________________ AMT. ENCLOSED: $_______________________________ Check #___________________________________ To pay by credit card, you must complete & sign below (We accept MasterCard, Visa, and Discover): Card#: ___ ___ ______ - ___ ___ ______ - ___ ___ ______ - ___ ___ ______ Exp: _____/_____ Street Address: __________________________________ Zip: _________________ Signature (required for charges): __________________________________________ [ ] SPECIAL SERVICES. CHECK HERE IF YOU REQUIRE SPECIAL SERVICES TO ATTEND & OR HAVE SPECIAL DIETARY NEEDS. PLEASE ATTACH A DESCRIPTION OF NEEDS. WRA REALTOR® 2016 RECOGNITION ISSUE 2016 Passing good laws and defeating bad ones starts with your voice in this building. REALTOR® & GOVERNMENT DAY WIREALESTATEMAG • JANUARY 2016 MAD I S O N, 1 W I / MA RC H 2 , 2 0 1 6 REALTOR® & GOVERNMENT DAY MAD I S ON , W I / MA RC H 2 , 2 0 1 6 March 2, 2016 | Monona Terrace | Madison, WI www.wra.org TM REALTOR® & GOVERNMENT DAY MADISON, W I / M A R C H 2, 2016 REALTOR® & GOVERNMENT DAY MADISO N , WI / M A R C H 2, 2016 March 2, 2016 | Monona Terrace | Madison, WI “Success hinges on what we advocate together.” Program REALTOR® & Government Day is your opportunity to help shape the laws that impact you and your real estate business in Wisconsin. Through lobbying efforts at the state Capitol, you’ll meet with state lawmakers and have a unique opportunity to advocate for issues that impact the real estate industry in Wisconsin. Industry success requires advocacy from every REALTOR® in the state. Wisconsin lawmakers saw an impressive demonstration of REALTOR® strength in 2015 with the WRA bringing more than 325 REALTORS® to Madison. With your support, REALTOR® & Government Day 2016 will be a day to remember. Agenda 12:00 – 1:00 p.m. 1:00 – 1:15 p.m. 1:15 – 1:45 p.m. 1:45 – 2:30 p.m. 2:30 – 3:00 p.m. 3:00 – 4:30 p.m. 4:30 – 5:30 p.m. Registration Welcome Gov. Scott Walker (invited) Issues Briefing Move to Capitol Capitol Hill Visits Cocktail Reception Registration Fees Contact Information Payment Information Member First 300 registrants At the Door Non-member Name _______________________________________________ Company Name_______________________________________ Address _____________________________________________ FREE $25 $25 City / State / Zip _______________________________________ Work Phone __________________________________________ Home Phone _________________________________________ WRA member # _______________________________________ Enclosed is a check payable to the WRA Charge my VISA/MasterCard (circle one) Card # _________________________________ Exp. Date _____________________________ Register by mail: WISCONSIN REALTORS® ASSOCIATION | 4801 Forest Run Road, Suite 201 | Madison, WI 53704 Register by phone: 800-279-1972 | 608-241-2047 Register by fax: 608-241-2901 | Online registration: www.wra.org
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