Center marks milestone "25 Years of Resolution"
Transcription
Center marks milestone "25 Years of Resolution"
o-oct8_Layout 1 10/7/15 3:37 PM Page 1 Oakland County Legal News www.legalnews.com/oakland serving the oakland County Legal Community since 1927 Volume 88, Number 201 SHORT TAKES Winter Meeting to look at ‘No-Fault Nuances’ The Michigan Defense Trial Counsel (MDTC) will host its 2015 Winter Meeting on Friday, November 7, from 7:30 a.m. to 4:30 p.m. at the at the Sheraton Detroit Novi Hotel, 21111 Haggerty Rd. This year’s meeting is titled “No-Fault Nuances & More.” During the luncheon, the 2015 Respected Advocate Awards will be presented to George T. Sinas (MDTC recipient) of Sinas Dramis Law Firm and Robert F. Riley (MAJ recipient) of Riley & Hurley PC. The fourth annual Judicial Award will be presented to Genesee County Circuit Court Judge Joseph J. Farah. Cost for the meeting is $235, $75 for luncheon only, and $285 for a new member special (cost of meeting and one year of membership). To register, visit www.mdtc.org and click on “events.” Ex-manager of Catholic church pleads guilty to misdemeanor TROY (AP) — The former manager of a Catholic parish in Troy says she kept her divorced husband on the church's health insurance at a cost of $26,000. Janice Verschuren pleaded guilty Tuesday to a misdemeanor in federal court. The plea deal ends a case that began with more serious charges of fraud and conspiracy involving her boss, the Rev. Ed Belczak, at St. Thomas More Church in Troy. Judge Arthur Tarnow will have flexibility when he sentences Verschuren on Oct. 26. She could avoid a prison term. Belczak recently pleaded guilty to fraud in a scheme to conceal the theft of more than $500,000. He used a portion of the money to buy a Florida condominium from Verschuren. Belczak will get his sentence on Dec. 1. Local man who kept neighbor’s body in closet convicted of murder PONTIAC (AP) — A suburban Detroit man accused of killing a neighbor and storing the body for weeks in a closet has been convicted of first-degree murder. Alex Adamowicz said he acted in selfdefense in the stabbing of John Watson, but the Oakland County jury rejected it Tuesday. The 23-year-old faces a life sentence with no chance for parole after turning down a plea deal with a shorter sentence. Investigators believe Adamowicz killed the 51-year-old Watson during an argument over noise at an apartment complex in Walled Lake. The Detroit News says Adamowicz’s mother found Watson’s body, wrapped in plastic, during a visit on Mother’s Day 2014 and persuaded her son to go to police. Prosecutor Jason Pernick says an innocent man claiming self-defense would have immediately called police. “For in a government of laws and not of men, no man, however prominent or powerful, and no mob however unruly or boisterous, is entitled to defy a court of law. If this country should ever reach the point where any man or group of men by force or threat of force could long defy the commands of our court and our Constitution, then no law would stand free from doubt, no judge would be sure of his writ, and no citizen would be safe from his neighbors.” JOHN F. KENNEDY More InsIde Calendar ..............................3 Classified Ads ......................2 daily Crossword...................3 Legal notices .......................5 Mortgages recorded ...........4 Troy, Michigan Thursday, October 8, 2015, ONE DOLLAR Center to mark milestone of ‘25 years of Resolution’ BY LINDA LADERMAN “With this event we are celebrating the future and our dedication to be of more service to the community before potential litigants seek to sue.” —BONNIE HANES Legal News More than three decades have passed since two task forces, one appointed by Michigan lawmakers, and the other by the State Bar of Michigan, undertook an effort to explore options to traditional judicial processes. Both task forces discovered that a large sector of Michigan’s residents were dissatisfied with a legal system that was too costly and courts that were too slow to hear their cases. The Oakland Mediation Center (OMC) was established as result of those findings. “Our citizens wanted more alternatives to the legal status quo,” said Bonnie Hanes, executive director of OMC. “So, in 1990, based on recommendations from both groups, the Oakland Mediation Center (OMC) was founded.” Twenty-five years later, OMC is making a significant difference in how civil conflicts are adjudicated. To celebrate that success, OMC will honor six community leaders for their dedication to the center at “25 years of Resolution,” a Masquerade Ball, October 30 at 6 p.m. at the Lafayette Grand in Pontiac. OMC will recognize Marilyn Flam, a former educator and volunteer mediator; Oakland County 43rd District Court Judge Joseph Longo; Oakland County Probate Court Chief Judge Elizabeth Pezzetti; Oakland County 52nd District Court Chief Judge Julie Nicholson; Julie McDaniel of Oakland County Schools; and retired Judge Stephen Cooper, formerly of Oakland County 46th District Court. “There is a common thread that connects all of our honorees. All of them really believe in the mediation process. They know our programs abide by best practices,” Hanes said. “With this event we are celebrating the future and our dedication to be of more service to the community before potential litigants seek to sue,” Hanes said. Along with her staff and members of the mediation community, Hanes has pioneered programs that reach out to a diverse population. “We only have six people on staff, but they are on full throttle all of the time,” Hanes said. OMC has conducted mediation trainings for students and teachers at 370 Oakland County schools. “We are very pleased that we can offer schools an array of recognized and sustainable programs to address school to prison pipeline issues like bullying and truancy,” Hanes said. “The center is very involved in resolving social conflicts among students in grades K12, through programs like Peers Making Peace,” Hanes said. “We teach them to ask what do you need to do to feel better about yourself? It is amazing to see the kids act as mediators.” The Olweus Bullying Prevention program tackles school bullying through intervention. The program has reduced the number of bullying reports by 20-50 percent, Hanes noted. Truancy Prevention through Mediation is another OMC initiative. ”OMC works to keep kids in school,” Hanes said. “If an elementary school age child is out of school more than two days a month they are likely to be future drop-outs. (See HAVING A BALL, Page 2) State of the Court presented by Federal Bar Oakland County wins financial reporting award The Federal Bar Association (FBA), Eastern District of Michigan Chapter, kicked off its 2015-2016 luncheon series with the annual “State of the Court Luncheon” on Thursday, September 24, at the Westin Book Cadillac in Detroit. Providing the State of the Court address was U.S. District Court Chief Judge Gerald Rosen (center). Thanking Rosen for participating in the event were (left to right) FBA President Kim Altman, career law clerk to U.S. District Court Judge Avern Cohn; and Matt Lund, FBA chapter program chair, of Pepper Hamilton LLP. Oakland County has won the Award of Excellence for its Popular Annual Financial Repor t (PAFR) from the Gover nment Finance Officers Association of the United States and Canada (GFOA) for 18 years running. The PAFR summarizes for taxpayers how the county spends their money. It is one of the ways County Executive L. Brooks Patterson’s administration works to make county government more transparent and accessible to residents. “Excellence is a part of everything we do as a county government,” Patterson said. “In this case, our Fiscal Services Division has done outstanding work to make the county more transparent to our residents.” The GFOA gives the PAFR award based on reader appeal, understandability, creativity, and overall quality and usefulness of the report, among others. The GFOA established it to encourage local governments to produce a high quality PAFR based on their comprehensive annual f inancial report (CAFR) for individuals without a background in public finance. The PAFR award follows Oakland County’s Award of Excellence for its Comprehensive Annual Financial Report (CAFR) which it won last month for the 24th year in a row from the GFOA. “The commitment to excellence by the Fiscal Services staff is evident in the fact that we have won both awards numerous years in a row,” said Lynn Sonkiss, fiscal services division manager. “Our fiscal services team is among the best in the nation.” To view the Fiscal 2014 PAFR, go to www.OakGov.com/fiscal, click on “Information & Publications” then “Oakland County 2014 Financial Summary.” Photo by John Meiu Body of work BY KURT ANTHONY KRUG Legal News Attorney-turned-author Laura Caldwell’s latest novel “The Dog Park” was initially supposed to be the next installment of lawyer Izzy McNeil, her series character. “I sold seven Izzy McNeil books to my publisher, MIRA. But by the time I got to planning the last, I’d become one of those dog people. My Facebook page had gone from books… to a whole lot of dog stuff. Since we had two completed Izzy trilogies, my agent and editor and I decided to do a single title – ‘The Dog Park,’” said Caldwell, who is the Distinguished Scholar in Residence at Loyola University Chicago School of Law, her alma mater. In “The Dog Park” (MIRA $7.99), Jessica and her ex-husband Sebastian agree to joint custody of their dog Baxter. However, Baxter rescues a child, which is caught on video and goes viral. In the wake of this, Jessica and Sebastian found themselves thrust back together and their lives take some unexpected twists as they find themselves in the glare of the media spotlight. “Dogs have become more and more an accepted member of the family. And I’d heard from fellow attorneys that they were getting asked to write dog custody agreements into divorce settlements, even though the law doesn’t usually officially recognize them. At the same time pet videos were exploding online. So I decided a couple who shared joint custody of their dog would get thrown together again when their dog is in a video that goes viral,” explained Caldwell. Baxter was inspired by her own goldendoodle named Shafer. In fact, Shafer has more than 6,000 followers on Twitter. “When ‘The Dog Park’ came out, my publisher recommended I get Twitter and Instagram pages for my dog… which I think is hilarious. I feel like I have a kid because (this dog) has a life outside of me,” said Caldwell. “I don’t put on the content on her Twitter page – someone else does it – but there are times I am walking her and people Novelist turns her attention to ‘Anatomy of Innocence’ are like, ‘Gasp! Is that the dog Shafer?’ and they rush her. I never get recognized. The thing about being a writer is I never get recognized, just praised. I just think it’s so funny.” Practicing law is a family tradition for Caldwell. Her late grandfather William Caldwell, her father William Caldwell Jr., and her uncle Judge Michael Caldwell are/were part of the law f irm Caldwell, Berner, & Caldwell in Woodstock, Ill., which celebrated its 100th anniversary on October 2. In fact, these men – like her – are also Loyola Law alumni. “I graduated from law school and started practicing law,” said Caldwell, who was a civil trial attorney, doing medical malpractice for Clausen Miller in Chicago. CALDWELL “I was writing the whole time because I felt I needed something creative. I saw a class for novel writing, which had a creative bent to it. I was getting into that grind that every new professional does: You get up, work late, and go home. From that circle, I thought I needed to do something creative.” Caldwell has published 14 novels and one non-fiction book. She’s written in the mystery-thriller genre and the romantic comedy genre. Her f irst book was “Burning the Map,” a rom-com about a law school grad who travels to Europe before starting her first job as an attorney. Her first mysterythriller “Look Closely” was set in Michigan. “I created a fictional town on the Michigan/Indiana border called Woodland Dunes, a combination of Long Beach, Ind.; Grand Forced Arbitration Beach, Mich.; and New Buffalo, Mich. I was being very (Scott) Turow at the time; I created my own Kindle County (the fictional county where the majority of Turow’s books occur). Woodland Dunes was the predominant setting,” she said. Writing “The Rome Affair” was a gamechanger for Caldwell not only as an author and attorney, but also as a human being. “I have a scene where a Chicago couple’s at the police station. Their friend fell off their balcony and died. The cops are trying to get this couple to confess to killing her. As a reader, you don’t know the details – if it was intentional or accidental. You don’t know who killed her,” explained Caldwell. “As a writer, you have to have authority and you have to show your authority on each page. This wasn’t even a particularly long part of the book; it was sort of an aftermath. I just couldn’t do it justice is if I didn’t understand why the cops would get someone to confess to something they didn’t do. I didn’t know if people would buy it.” She continued: “So I called Catharine O’Daniel, who I highlighted in the book. She’s a superstar criminal defense lawyer in Chicago. She’s a name I decided to call for a research question. I was writing my book in a coffeehouse and needed to double-check my sources before I could push on with this. I asked her, ‘Do false confessions ever happen?’ She laughed and said, ‘Oh, honey, they happen all the time.’ Those are the words that changed my life.” According to Caldwell, O’Daniel explained that in late 2004 when she was visiting a client at Supermax, Cook County’s maximum security jail in Chicago, unsupervised inmates coming in from exercise cornered her, making sexual overtures, whistling at her, asking her to defend them. Before things escalated, an inmate named Jovan Mosley who was sweeping the floors witnessed this and got the inmates to back off. O’Daniel thanked Mosley for coming to her rescue and asked him about his case. (See CALDWELL, Page 2) Legal Help Financial regulators move to restrict forced arbitration. Page Two Colleges help student startups navigate the legal landscape. Page Three Jury awards $16M to driver in tire trial ST. JOSEPH, Mich. (AP) — A Michigan jury has returned a $16 million verdict in favor of an Ohio man who blamed a tire for a crash that left him paralyzed. Half the figure represents past and future suffering. But attorney Craig Hilborn says the amount likely will be reduced because of Michigan’s product liability limits and other factors. Hilborn represents Harry Patel of Montpelier, Ohio, whose Nissan Pathf inder flipped in Berrien County in 2012. Lawyers for Goodyear Tire & Rubber said the tire was not defective and that it likely hit something, causing tread separation. The verdict was returned Monday after a two-week trial. The tire was made at a Goodyear factory in Fayetteville, North Carolina. The 59year-old Patel was living in South Bend, Indiana, at the time of the crash. GPS Concerns Hidden GPs devices to track suspects raise legal concerns. Back Page o-oct8_Layout 1 10/7/15 3:37 PM Page 2 Page 2, Oakland County Legal News ‘Raising Capital in Michigan’ focus of seminar in Dearborn Any entrepreneurs interested in knowing more about available options for raising capital and other issues important to the success of a new business should plan to attend a free seminar on Wednesday, October 21, at Henry Ford College in Dearborn. The seminar, “Understanding Your Options for Raising Capital in Michigan,” will give information on how to raise capital in Michigan. Attendees will learn about legal and structural basics; key formation and other often overlooked issues; private offerings using regulation D or intrastate exemptions (504/SCOR, 504/202(1)(n) and 201(g)); Michigan intrastate crowdfunding; crafting a winning investor pitch; venture capital; long-term planning for a potential IPO; protecting yourself from arbitration, civil litigation and potential criminal liability; and more. The event is free and is being offered by the Department of Licensing and Regulatory Affairs, Corporations, Securities & Commercial Licensing Bureau. The event will be conducted Wednesday, October 21, from 8 a.m. to 4 p.m. at Henry Ford College Forfa Auditorium, 5101 Evergreen Road in Dearborn. There will be no charge for parking or admission to the seminar. A continental breakfast and boxed lunch will be provided. Seating is limited. Register online at https://w2.lara.state.mi.us/CapitalSeminar. IMF downgrades forecast for world, emerging markets BY PAUL WISEMAN AP Economics Writer WASHINGTON (AP) — The International Monetary Fund is downgrading its forecast for global economic growth and says falling commodity prices and jumpy f inancial markets have raised global risks. In a report Tuesday in advance of the IMF-World Bank annual meetings this week in Lima, Peru, the fund says the world economy will grow 3.1 percent this year, down from a July forecast of 3.3 percent and slowest since the recession year 2009. “Downside risks to the world economy appear more pronounced than they did just a few months ago,” the fund said in its World Economic Outlook. The fund predicts the United States will grow 2.6 percent this year, up from a July forecast of 2.5 percent. Emerging market economies will likely grow 4 percent, which would mark the f ifth straight annual drop. They have been hurt by an economic slowdown in China, which has reduced demand for emerging market raw materials and pushed down prices of commodities such as copper and oil. Among those hardest hit by the commodities bust: The Brazilian economy, forecast to contract by 3 percent this year; and Russia, forecast to shrink 3.8 percent because of lower oil prices and economic sanctions imposed by the West as punishment for Russian aggression in Ukraine. Collapsing energy prices are also hurting Canada. The IMF downgraded its forecast for the Canadian economy by half a percentage point to 1.5 percent this year. The Chinese economy has been slowing for four straight years, partly because the government is engineering a transition away from dependence on exports and ofteninefficient investments. Instead, they are moving toward slower, more sustainable growth based on consumer spending. The IMF expects Chinese economic growth to drop to a 25-year low 6.8 percent this year, but that is unchanged from its July forecast. The IMF foresees continued improvement in Europe. It kept its forecast for 1.5 percent growth this year in the 19 countries that share the euro currency. The Japanese economy is expected to grow 0.6 percent this year, down from the IMF’s July forecast of 0.8 percent but an improvement from last year when it shrank 0.1 percent. CALDWELL: Author does not plan on giving up legal career (Continued from page 1) He’d told her he’d been in jail for more than f ive years, awaiting trial for first-degree murder and armed robbery. His attorney from the public defender’s office gave no indication when his case would go to trial. O’Daniel took Mosley’s case. “It was the first pro-bono case (O’Daniel) ever took on,” explained Caldwell. “She called the public defender and asked, ‘Why does this kid who doesn’t have a record and who doesn’t have a gang affiliation… Why has he been in the county lockup since he was 19? Why doesn’t he have a trial date?’ He was originally charged with murder… death-penalty murder. But he was just hanging out. (O’Daniel) said he was forced into a confession. I couldn’t understand it. She said, ‘I’d give you two hours with the Chicago Police Department, you’ll tell them your mother killed (John F.) Kennedy. You’d put her on the grassy knoll.’ If law enforcement decides it’s you (who they like for a crime), you’re screwed. Period.” Caldwell tried Mosley’s case with O’Daniel in what was “definitely the most seminal case I tried.” According to Caldwell, the police arrested Mosley in early 2000 for the August 6, 1999 murder of Howard Thomas. There are different versions of what exactly happened to Thomas, whose death was ruled a homicide. Mosley was allegedly one of several young men who brutally beat Thomas. Mosley denied these allegations, but admitted he was present as a witness at the beginning of the crime. The police kept him nearly three days, Caldwell stated. “They said they’d let him go if he confessed to punching the victim in the left eye, which he did. And off he went to county, charged with murder, until (O’Daniel) found him,” said Caldwell. Eventually, Caldwell and O’Daniel won Mosley his freedom in 2005. This inspired Caldwell to write “Long Way Home: A Young Man Lost and the Two Women Who Found Him.” Further, Caldwell founded the Life After Innocence clinic at Loyola Law in 2009, working with wrongfully convicted individuals or other innocent persons impacted by the criminal justice system in order to help them re-enter society and reclaim their lives. Today, Mosley is “doing fabulous,” according to Caldwell. He graduated from college, is married with two children, and works with Chicago’s at-risk youth. Currently, Caldwell is editing with Leslie S. Klinger a collection of essays called “Anatomy of Innocence,” which pairs mystery writers with exonerees. One of the writers includes New York Times best-selling novelist Lee Child, author of the Jack Reacher series. The above-mentioned Turow, considered a godfather of the modern legal thriller, and Barry Scheck, co-founder of the Innocence Project in New York City who was portrayed by Peter Gallagher in 2010’s “Conviction,” are writing the foreword. This proceeds of this book, debuting in 2016, will go to LAI. “There’s an interesting career trajectory for lawyers-turned-writers. I always pick up legal thrillers because the authors have an exacting perspective on crime fiction when they’ve been lawyers before. You really see it more as a puzzle as opposed to what I write, which I think is more emotional,” said novelist Jenny Milchman, who appeared at Ker rytown BookFest in Ann Arbor on September 13. Caldwell admitted while she has more freedom being a writer, she has no plans to give up being a lawyer, nor can she choose between the two disciplines. “It’s like having two kids,” she said. “They’re both so great, I don’t know if I could get rid of one of them.” THURSDAY, OCTOBER 8, 2015 Taking Stock by Malcolm Berko Financial regulators move to restrict forced arbitration BY KEN SWEET Tyson Foods Dear Mr. Berko: My young broker (I’m 61) of four years is fairly straight with me and has made some good suggestions for my $185,000 individual retirement account. He knows I won’t buy annuities, load mutual funds or the proprietary junk that he and his firm sell to other suckers. He recently recommended that I buy 150 shares of Tyson Foods. A while ago, our pastor told us Tyson is a Muslim-run company. I can’t find any evidence of this, and I don’t want to annoy our pastor by confronting him. I would ask my broker, but that would make me feel silly. My wife says, “What would Berko do?” So please tell us what to do. —GL, Detroit Dear GL: Get another pastor, or stop being such a wuss. Most Muslims are good people, and I think a 150share purchase of Tyson Foods (TSN-$41.49) as a long-term investment might be a swell addition to your $185,000 IRA. Approximately 250 of the 1,200 employees at TSN’s poultry processing plant in Shelbyville, Tennessee, are of Muslim faith. During the summer of 2008, in the name of political correctness, the Retail, Wholesale and Department Store Union, representing the Tyson plant, asked for Eid al-Fitr to be one of the paid holidays, in place of Labor Day. In order to maintain a peaceful settlement, Tyson blinked and agreed. However, this must have caused a ruckus in Shelbyville, because a week later, TSN implored the union to reopen negotiations. It did, and Labor Day was reinstated as a paid holiday. Muslims were given a personal paid day they can take whenever they want. Things are changing out there! TSN, a $41 billion-revenue company with 124,000 employees, may be the largest processor and marketer of chicken, beef and pork products north of the South Pole. Among TSN’s largest customers are Wal-Mart, our military commissaries, fast-food franchises such as McDonald’s, wholesale clubs and major grocery chains. Most folks don’t know that TSN’s brands include Jimmy Dean, with its great sausage; Ball Park and its extra-juicy hot dogs; Sara Lee, which makes a great cheesecake; Gallo, maker of great salami; and my all-time favorite, Golden Island, whose premium jerky I keep in my office and my car. I like TSN because it has an impressive portfolio of excellent products that are sold in over 130 countries. I also like TSN because its acquisition of Hillshire Farm early this year has been a surprisingly comfortable fit. I especially like TSN because the Hillshire operating synergies will benefit TSN by at least $400 million next year. And I like TSN because Hillshire will be a huge boost to operating margins, which have been stuck in the low single digits for the dozen-plus years I’ve followed the company. Those margins should improve to 8 percent this year and reach the low double digits in 2016. And in the process, this should improve TSN’s low priceearnings ratio by about 54 percent, from 13-to-1 to 20-to-1, in the next few years. So if TSN’s chicken salesmen cross enough roads to sell enough chickens, Wall Street believes that TSN could earn $3.55 a share in 2016. Another reason I like TSN is that conservatively figuring a modestly higher P/E of 15.5-to-1, the Street’s consensus is $54 a share next year. And dramatic growth in crop yields will contribute to low commodity inflation, which also will help expand margins. In addition, I’m told by one of the fellows at RBC Capital Markets, whose firm follows the stock, that the 40-cent dividend should be raised to 46 cents. I’d cross most highways to own this stock, the price of which has remained surprisingly steady in this very volatile market. At the current price, TSN is down just a couple of points from its all-time high, which suggests unusual price stability for conservative investors. Meanwhile, Morningstar, Deutsche Bank and Merrill Lynch also have good things to say about TSN. And Vanguard must be a big fan, because those folks own over 24 million shares. ———————— Please address your financial questions to Malcolm Berko, P.O. Box 8303, Largo, FL 33775, or email him at mjberko@yahoo.com. To find out more about Malcolm Berko and read features by other Creators Syndicate writers and cartoonists, visit the Creators Syndicate website at www.creators.com. ©Copyright 2015 Creators.com HAVING A BALL: Center celebrates 25 years (Continued from page 1) We want to keep these kids engaged so they don’t become part of the juvenile justice system.” Hanes has been at OMC for 16 years, and executive director for 10. But time has not dampened her enthusiasm about the benefits of mediation. “Mediation is so powerful. I see families who won’t speak to each other at the beginning of a mediation, then three hours later they are walking out together and planning the next family dinner,“ Hanes said. From 1992 until 2015, OMC has trained more than 1,000 mediators, Mediators are not required to be attorneys. “They are social workers, teachers, architects, doctors and construction workers,” Hanes said. “Because our mediators represent a multiplicity of ages, professions, religions and ethnicities, the community can relate to us, to think OMC is a place for them,” Hanes said. “Our oldest mediator is in her eighties, our youngest ones are in their twenties.” Besides its youth and domestic mediation programs, OMC has partnered with Western Michigan University Cooley Law School to train law students as state court administrative off ice approved civil mediators. “The program prepares stu- dents for the real world of mediation by providing experiential training and practical experience to WMU-Cooley students while developing highly-trained mediators,” Hanes said. Before potential mediators earn their accreditation they are required to complete a five-day interactive training. Additional courses are offered for domestic relations and advance mediation. “OMC strives to maintain a roster of 70 mediators,” Hanes said. “Although we are a community mediation center, we deliver court rule mediation for the courts, attorneys and clients. It is a facilitated neutral process.” Subsequently, members of the legal community have embraced OMC’s programs, often referring cases to the center. “They see the benef its of mediation,” she said. Going forward, Hanes is working on a long-term strategic plan. “We want OMC to be of more service to our community. Many people still don’t know what our brand is so we are reaching out to everyone to encourage them to think of mediation before they sue their neighbor,” Hanes said. For information about OMC’s “25 Years of Resolution” Masquerade Ball, contact Alexis LaClair at 248-338-4280, ext. 214 or alaclair@mediation-omc.org. Visit http://www.mediationomc.org/ to purchase tickets. Correction: Ballast dumping story TRAVERSE CITY (AP) — In a story Oct. 7 about a federal appeals court ordering the government to rewrite regulations on ballast water discharges from ships, The Associated Press erroneously reported the name of an environmental group that challenged the rules. It is the Natural Resources Defense Council, not the National Resources Defense Council. AP Business Writer NEW YORK (AP) — The Consumer Financial Protection Bureau is considering rules that would severely curtail a contentious practice called forced arbitration, which consumer advocates have long argued does a disservice to people who have disputes with banks, credit card issuers and other financial service providers. Many Americans still don’t know that they’re not able to bring lawsuits against banks or other financial institutions if they have complaints over issues such as disputed charges on their checking accounts or credit card bills. Instead, they’re required to go through a binding arbitration process. Consumer advocates say these arbitrators are often biased and routinely rule against consumers. If a customer loses an arbitration ruling, oftentimes it cannot be appealed. The goal of forcing disputes to be arbitrated instead of litigated was to streamline and lower the cost of resolving disputes that customers had with financial service providers. But what started off as a good idea became corrupted over time, critics say. Companies who did not like how an arbitration firm would rule could shop around, giving arbitration companies a reason to rule in favor of the companies who hired them. Arbitration rulings were also not transparent. The proposal, which the agency announced Wednesday, follows years of scrutiny by financial regulators, state attorneys general and consumer financial advocates. “Companies can sidestep the legal system, avoid big refunds, and continue to pursue profitable practices that may violate the law and harm countless consumers,” said Richard Cordray, director of the CFPB, in a statement. The proposal is the first step toward restricting the practice. The regulator is likely to face stiff resistance from the f inancial industry and its lobbyists in Washington. The CFPB’s proposal does not create a blanket ban on arbitration, which is legal in the U.S. under the Federal Arbitration Act of 1925. Instead, the CFPB’s new rules would allow disgruntled customers to sue banks or other financial companies as a group, should they choose to, even if they’re subject to arbitration agreements. Financial companies will still be able to force individuals to settle disputes through arbitration, however those cases are less common. Many disputes are also resolved outside of the formal arbitration process. Another proposal would force companies that continue to use arbitration to submit those claims to the CFPB, so the agency can monitor the process and make sure it’s fair to customers. Roughly 20 years ago, arbitration began to become a common way for financial companies to resolve disputes with customers without having to go to trial. Over the years, the practice ballooned to the point that many financial services, ranging from checking accounts to private student loans have incor porated arbitration clauses in the fine print of their customer agreements. In one notorious case in 2009, Minnesota Attorney General Lori Swanson found out that a debt collection company and the National Arbitration Forum, at the time one of the largest arbitration companies, were owned by the same investors. National Arbitration Forum was also involved in helping writing arbitration clauses into contracts. “The Forum presented itself as this neutral party like our court system, but consumers didn’t know they were aff iliated with same companies bringing the claims against them,” Swanson said in an interview. Shortly after Swanson’s lawsuit was f iled, National Arbitration Forum agreed to get out of the business of arbitrating consumer financial disputes. If a group of bank customers found they were victims of unfair practices at their bank, under the new rules they would be able to pursue a class-action lawsuit against the bank. Under current rules, customers can be bound to use individual arbitration to resolve disputes, even in cases where many individuals were victims of the same practice. For consumers, pursuing individual lawsuits is typically a drawn-out and expensive process. “It is simply impossible to have an effective group claim where the vast majority of consumers have all lost their right to have their day in court,” Cordray said. While it is only a partial ban in writing, arbitration experts say that by allowing class action lawsuits to go forward, the CFPB’s proposal is in essence a de-facto ban on arbitration because the service, which is typically paid for by the bank, becomes less costeffective. “If I was a consumer advocate against arbitration, and I was looking at what the CFPB proposed, I would be popping those champagne corks right about now,” said Alan Kaplinsky, a consumer financial services lawyer with Ballard Spahr LLP. The Dodd-Frank Act required the CFPB to study forced arbitration and submit a report to Congress. In its final report, released in March, the CFPB found companies widely used arbitration clauses to dismiss class action lawsuits and, despite being on the majority of f inancial products, three out of four Americans did not know they were subject to arbitration. The CFPB was holding a hearing on arbitration in Denver on Wednesday, where it heard from consumers, advocates and industry officials about its proposal. CLASSIFIED ADVERTISEMENTS OFFICE SPACE AVAILABLE Office Space Available Farmington Hills—Class A office building. shared space. Phones, Internet, reception, and conference rooms included in rent. Multiple offices available, including large corner office. Contact: Linda K. Nickerson Kaufman, Payton & Chapa LKNickerson@kaufmanlaw.com OFFICE SPACE AVAILABLE Large windowed Law office furnished with large oak desk, matching credenza and book cases, secretary space/phone system/copier/printer included, 12.5 x 19.5 Please call Bob: 248-227-7895 Call (248) 577-6100 to place your ad OAKLAND COUNTY LEGAL NEWS CLASSIFIED AD RATES (Published daily, Monday-Friday.) CLASSIFIED RATES 1-5 days — $12/inch/days 6-10 days — $11/inch/days 11-15 days — $10/inch/days 16-20 days — $9/inch/days Inch is approximately 7 lines with 4 to 5 words per line. INSTRUCTIONS: All advertising insertion orders are due 48 hours prior to publication date. orders can be accepted by phone; Fax; e-mail, advertising@legalnews.com; or mail: Advertising dept. 1409 Allen drive, suite B Troy, MI 48083-4003 BOX NUMBERS are available at $9.00 per ad. Please request a box number assignment when placing ad. 248-577-6100 Fax No. 248-577-6111 All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. EQUAL HOUSING OPPORTUNITY ERRORS: The oakland County Legal news and its advertisers assume no financial responsibility for typographical errors in classified advertising but will reprint without charge a corrected version of the ad. The oakland County Legal news will be responsible for one incorrect insertion only. FOUNDED 1927 Oakland County Legal News (ISSN 1523-3146) Published daily, Monday-Friday, by The detroit Legal news Publishing L.L.C. Bradley L. Thompson II, President, bthompson@legalnews.com suzanne Favale, Publisher, sfavale@legalnews.com Tom Kirvan, editor in Chief, tkirvan@legalnews.com eric Kent Franz, editor, editor@legalnews.com suzanne McCartney, Advertising, advertising@legalnews.com Production, cjacobs@legalnews.com deborah James, Graphic designer, djames@legalnews.com Ban Ibrahim, Circulation Coordinator, ban@legalnews.com 1409 Allen drive, suite B, Troy, MI 48083-4003 Mailing Address: 1409 Allen drive, suite B, Troy, MI 48083-4003 Telephone: 248-577-6100; Toll free: 1-800-875-5275 Facsimile: 248-577-6111 SUBSCRIPTION RATE: one year $80 subscriptions, payable in advance, are non-refundable The oakland County Legal news is printed on recycled newsprint using soy-based ink at the Inland Press in detroit. PosTMAsTer: notify our office of any change in subscriber address by sending UsPs Form 3579 to our business office at 1409 Allen drive, suite B, Troy, MI 48083-4003. Periodicals postage paid at Troy, Michigan, and additional mailing offices. o-oct8_Layout 1 10/7/15 3:37 PM Page 3 Oakland County Legal News, Page 3 THURSDAY, OCTOBER 8, 2015 Record pace for U.S. law firm combinations continues There were 20 law firm combinations announced in the United States in the third quarter of 2015, according to Altman Weil MergerLine. There have been 68 deals announced through the end of September 2015 – the highest number recorded in that time period in the nine years that Altman Weil MergerLine has been compiling data. All of the combinations announced in July, August, and September 2015 were acquisitions of law firms with 35 lawyers or fewer. “Large and mid-sized law firms continue to cherry-pick desirable small firms based on practice specialty or geography,” says Altman Weil principal Eric Seeger. “We’re also seeing same-city or same-state tie-ups between smaller firms that are joining forces in an attempt to strengthen their relative market positions.” Intellectual property boutiques were a prime target for large law firm acquirers in the third quarter. Cincinnati-based Dinsmore & Shohl acquired 17lawyer intellectual property law firm Gifford, Krass, Sprinkle, Anderson, & Citowsi in Detroit, moving the firm close to the 600-lawyer mark in total headcount. Haynes and Boone, a 550-lawyer Dallas-based Am Law 100 law firm, acquired another small intel- Calendar M T lectual property firm—eight-lawyer Mavrakakis Law Group with offices in Palo Alto and Chicago. Brownstein Hyatt, a Mountain West law firm with 225 lawyers, expanded its presence in Reno, Nevada with the addition of seven-lawyer intellectual property litigation specialists Watson Rounds. Schwabe, Williamson, & Wyatt, a 150-lawyer Pacific Northwest regional firm also picked up an IP boutique—seven-lawyer Stolowitz, Ford, Cowger in Portland, Oregon. The largest combination of the quarter, announced on September 30th, was 230-lawyer New York state law firm Bond Schoeneck & King’s acquisition of 35-lawyer Buffalo firm Jaeckle, Fleischmann, & Mugel. The deal will be final January 1, 2016. The Midwest was the most active region in the third quarter of 2015 with six law firm combinations. Five law firms in the western U.S. and five in the Middle Atlantic states were also acquired in the quarter. The complete list of law firm mergers and acquisitions announced to date in 2015 as well as an archive from prior years and an eight-year trend summary are available online at www.altmanweil.com/MergerLine. Colleges help student startups navigate the legal landscape BY COLLIN BINKLEY Associated Press CAMBRIDGE, Mass. (AP) — It seemed like a sure thing. Working on weekends in a cramped fraternity room, four friends at MIT built a computer program that would give websites a new way to make money without online ads. Not so fast. New Jersey’s attorney general alleged the software had been used to hijack computers. Progress halted while authorities investigated. After more than a year, the inquiry ended and none of the students was charged with a crime. But by then, this past May, another company had already picked up on a similar idea. The case reminded the Massachusetts Institute of Technology that, on a campus where students are encouraged to tinker and to turn their ideas into businesses, students had largely been left to navigate legal obstacles alone. Now, following a trend at colleges nationwide, MIT is partnering with Boston University’s law school to open a free legal clinic for campus entrepreneurs. “There is this increasing interest among our students to engage in innovation and entrepreneurial activities,” said Cynthia Barnhart, the chancellor of MIT and an engineering professor at the school of 11,000. “MIT students needed exactly these kinds of services.” Run by BU law students, the clinic helps get protection for their intellectual property, work with investors and avoid legal pitfalls. Next year, MIT is opening a High court to hear appeal of National Park Service authority WASHINGTON (AP) — The Supreme Court will decide whether the National Park Service has authority to enforce federal regulations on state-owned lands and rivers in national parks in Alaska. The justices agreed last Thursday to hear an appeal from an Alaska hunter who says the park service cannot ban him from operating a hovercraft along the Nation River, which runs through the YukonCharley Rivers National Preserve. John Sturgeon claims all navigable rivers within national parks in Alaska are state-owned lands and not subject to federal enforcement. But a federal judge ruled that the regulations extend to all parts of the national park system. The 9th U.S. Circuit Court of Appeals also sided with the park service. Alaska officials had urged the justices to take the case to protect state-owned property from federal regulation. second law clinic on Internet law, also in response to Tidbit, the project that was investigated by New Jersey. MIT drew scrutiny when it steered the students elsewhere for legal help, and a nonprofit ultimately represented them. Jeremy Rubin, an MIT student who led Tidbit, said the controversy had a chilling effect among campus entrepreneurs. But with legal support from the school, he said, students across campus should feel free to pursue creative ideas, not just those who can afford a lawyer. “For students who are working on really innovative things, they need to be able to show people what they’re working on,” he said. “Making those resources available will be immensely helpful.” Other colleges have seen similar demand. Along with traditional student-run legal clinics, which serve groups like military veterans and low-income families, more law schools are opening clinics that aim to help startups off the ground, especially those created on campus. Penn State plans to open a free clinic for entrepreneurs next year. The University of Missouri launched one this semester. Dozens of others have been formed at U.S. colleges in recent years, including at the University of Virginia and Boston’s Northeastern University. “These clinics are growing because there’s an unmet need,” said James Greif, spokesman for the Association of American Law Schools. “Patent applications have tripled over the last 20 years, and small businesses make up about T the half of the private sector in U.S.” THE GODS MUST BE CRAZY In honor of the late, beloved crossword constructor Merl Reagle, today we present a classic puzzle of his from the 1999 American Crossword Puzzle Tournament. ACROSS 1 Small group, as of trees 6 Hibernating 13 Lush 14 Greek god of bondage? 15 Greek goddess of learning? 16 Greek goddess of communication? 17 Slogging areas 18 “You want to go ___?” 20 Had wings 21 23-Across and others 22 Wear away 23 Slugger’s first name 25 Young ’un 26 Does a number on 27 Greek god of fertility? 31 Greek goddess of messages? 33 Used bookstore containers ANSWER TO PREVIOUS PUZZLE R A P I D S I N A T I E S I N T A X H E E L T A P T E L L M A M A Michigan Judgment Interest Rate 2.468% 34 Pep rally cry 35 Catch some rays 36 Bumpy 38 Sicilian’s millions 39 Key to understanding the theme of this puzzle 43 Title villain of a “Star Trek” film 44 May, for one 45 Peeping ___ 46 1940s war zone: Abbr. 47 Prepares to fire 48 Greek god of equal opportunity? 53 Greek god of electricity? 55 Actor Ryan 56 Hit bonus, for short 57 Poison indicators, on bottles 58 Butler’s last words 59 Goad gently 60 ___ alai R E H E A T S E R M E T Y R S E Z M E S B O S R U T A L N U L O K O R E R I E S N K P I A N O F R I T O S H A N I M O W T T N O A P P S C A D A R C B A D I N W O E A N R D A F I R K T Y E E M R S E R S A H C H A R D H O R R I B A L R E M O J R O Y G O O U O S E N V O G U E S E E N O T E A M I D S T K A N S A S 62 Acting exercise 63 Cut a rug 64 Greek god of healthy hair? 67 Greek god of mercy? 69 Greek god of tangy drinks? 70 Goof-offs 71 Weapon-free 72 Fabric meas. ciation Inc. (LAD) will conduct a free outreach clinic on civil legal services for income-eligible residents of Macomb, Oakland, and Wayne counties, including the city of Detroit, on Friday, Oct. 9, from 9 a.m. to noon at the Oakland Livingston Human Service Agency, 1956 Hilton Road in Ferndale. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. For additional information, contact Stacey Felder, paralegal at LAD’s Oakland County office in Pontiac, at 248-253-1548, ext. 4005. 1 2 3 4 Climate and Energy Solutions, will present “Paris Preview: How the New Global Climate Agreement is Shaping Up” on Tuesday, Oct. 13, at Wayne State University Law School. The free lecture will take place from 12:15 to 1:30 p.m. in the Spencer M. Partrich Auditorium at the law school, 471 W. Palmer St. Lunch will be provided. The lecture is sponsored by the law school’s Program for International Legal Studies and presented in part through a grant from the International Law Students Association. For additional information about this event, contact Professor Gregory Fox at gfox@wayne.edu. 13 The Oakland County Bar Association’s Circuit Court Committee will present a seminar on “Counseling Your Client Through Litigation” on Tuesday, October 13, from 9 to 11 a.m. at the Oakland County Bar Center, 1760 S. Telegraph Rd., Suite 100, in Bloomfield Hills. Pre-registration cost is $35 for OCBA members, $25 for OCBA new lawyers 5 7 8 9 10 11 12 14 15 16 18 21 19 20 22 25 23 26 31 39 36 40 37 51 52 42 45 47 48 54 49 50 55 57 56 58 59 62 65 30 38 41 61 29 34 44 60 28 33 43 53 24 27 32 35 64 No. 0903 6 13 17 66 63 67 69 70 71 72 68 14 Raising the Bar, an educa- tional series raising employer awareness of current issues in employment and labor law and offered by Detroit-based management side labor and employment law firm Nemeth Law PC, returns in October to discuss best practices in adjudicating unemployment claims before the Unemployment Agency and beyond. “Successfully Defending Unemployment Claims” will be offered Wednesday, October 14 at the Detroit Marriott Troy, 200 W. Big Beaver Rd. in Troy. “Successfully Defending Unemployment Claims” will start with a continental breakfast at 8:30 a.m. The program begins at 9 a.m. and ends at 11:45 a.m. The cost of the event is $75 per person and preregistration is required. To register, e-mail Pamela Perkowski at pperkowski@nemethlawpc.com or call 313-567-5921. 14 The Oakland County Circuit Court Judiciary has again offered to sponsor a Pro Bono Breakfast to recognize pro bono efforts in Oakland County and to celebrate Pro Bono Month. The event will take place Wednesday, October 14, from 8 to 8:30 a.m. in the West Wing Judicial Conference Room at the Oakland County Courrhouse in Pontiac. Karen Koshen in the Court Administration Offices has offered to be the point person for registration. To register, call 248-858-0296 or email koshenk@oakgov.com. 41 Club aliases, for short 42 Work hard 43 Mauna ___ 47 “Facts ___ facts” 49 Moriarty, to Holmes 50 Wrinkle removers 51 You can count on it 52 “Boxcars” 54 Performer of a banishing act 55 “To Spring” and others 58 Air force heroes Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for income-eligible veterans on Wednesday, Oct. 14 from 9 a.m. to noon at Detroit Veterans Center, 2770 Park Ave. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. Anyone seeking legal services can call 877-964-4700 or visit www.ladadetroit.org. 15 National Labor Relations Board General Counsel Richard F. Griff in Jr. will deliver the keynote address during the Bernard Gottfried Memorial Labor Law Symposium on Thursday, Oct. 15, at Wayne State University Law School. Alumni, students and anyone interested in furthering their insight into labor law are invited to attend the symposium from 8 a.m. to 4 p.m. in the Spencer M. Partrich Auditorium at the law school, 471 W. Palmer St. The registration fee for the symposium is $100, which includes all sessions, presentation materials, breakfast and lunch. Students, NLRB staff and government employees can register for a reduced cost of $35. The deadline for registration is Thursday, Oct. 1. Register online at law.wayne.edu/gottfried2015. 16 All Wayne State University Law School alumni are invited to the Wayne Law Reunion on Friday, Oct. 16, honoring the classes of 2005 to 2014, 1980 and 1965. A cocktail reception will take place from 5:30 to 7:30 p.m. at the Westin Book Cadillac Detroit, 1114 Washington Blvd. Tickets to the cocktail reception are $25. Alumni from the classes of 1980 and 1965 are invited to continue the reunion celebration with special dinners following the reception. Dinner tickets are $85 and include the cocktail reception. To register for the reception and/or dinners, visit http://law.wayne.edu/reunions. For additional information, contact Duc Abrahamson, alumni relations officer, at 313-577-6199 or duc.abrahamson@wayne.edu. 16 The 2015 Midwest Securi- ties Law Institute, presented by Michigan State University College of Law and sponsored by the State Bar of Michigan Business Law Section, will take place Friday, October 16, from 8 a.m. to 4 p.m. at Michigan State University College of Law Building, 648 N. Shaw Lane in East Lansing. The Midwest Securities Law Institute co-chairs are Raymond W. Henney of Honigman, Miller, Schwartz, and Cohn LLP and Elliot A. Spoon of Michigan State University College of Law. Registration costs $135 and includes materials, breakfast, lunch, and break refreshments. Register by October 9 online at www.law.msu.edu/securities or contact Lauren Anderson at 517432-6844. 16 This year’s Wayne Law Review Symposium will bring together a former associate U.S. attorney general, corporate counsel and academic experts on Friday, Oct. 16, to discuss “Corporate Counsel as Gatekeepers.” The symposium will take place from 8 a.m. to 4:30 p.m. in the Spencer M. Partrich Auditorium at Wayne State University Law School, 471 W. Palmer St. The event is free and open to the public. The event includes a continental breakfast, lunch and a cocktail and networking reception. Register online at law.wayne.edu/lawreview2015 by Wednesday, Oct. 7. 16 Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for income-eligible residents of Macomb, Oakland, and Wayne counties, including the city of Detroit, from 9 a.m. to noon Friday, Oct. 16, at the HOPE Center, 33222 Groesbeck Highway in Fraser. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. For further information, call LAD’s Macomb County office in Mount Clemens at 586-465-1344. 20 Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for income-eligible residents of Macomb, Oakland, and Wayne counties, including the city of Detroit, on Tuesday, Oct. 20, from 9 a.m. to noon at Oakland Livingston Human Services Agency, 196 Cesar E. Chavez Ave. in Pontiac. Attendees are asked to bring copies of their documents and register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. For additional information, contact Stacey Felder, paralegal at LAD’s Oakland County office in Pontiac, at 248-253-1548, ext. 4005. 20 The Oakland County Bar Association’s Criminal Law Committee will continue its Anatomy of a Criminal Case-Year XVII, a brown bag lunch lecture series, with a look at “Veterans Court” featuring Jack H. Holmes on Tuesday, October 20, from 11:30 a.m. to 12:30 p.m. at the Oakland County Bar Center in Bloomfield Hills. The pre-registration fee for OCBA members is $10 per lecture. The seminar fee for all nonmembers and walk-ins is $20 per lecture. For additional information or to register, call 248-3343400 or visit www.ocba.org. 21 PUZZLE BY MERL REAGLE (1950-2015) 28 Rock’s Police or Cream, e.g. 29 Get through work 30 “Does” or “doesn’t” follower 32 Where to see “Outside the Lines” 33 America’s only bachelor president 37 Province opp. Detroit 38 Life’s partner 39 Baba au ___ 40 Tombstone lawman (P73649+), and $50 non-members. Cost at the door is $45 for OCBA members and $65 for nonmembers. Register online at www.ocba.org. For additional information, call 248-334-3400. 13 Elliot Diringer, executive 14 Legal Aid and Defender vice president of the Center for Edited by Will Shortz 46 DOWN 1 Cable channel that broadcasts trials 2 Silver streaks 3 Weapons in action films 4 Trysted 5 Do before, as a gift chore 6 Bumpers of Arkansas 7 Common lunch hour 8 Grammys category 9 Lt. commander of ’60s TV 10 Frequently 11 Hawaiian goose 12 Poet on whose work “Cats” is based: Abbr. 13 Tony Blair, for one 14 Nothing more than 15 Be a ham 16 Kennedy and others 19 Base clearers 22 Cuts in expenses 23 Macy’s Parade locale 24 Dash units 26 Disparaging remark 27 Best Picture of 1958 zens Alliance for the Oakland County Probate and Circuit Courts will conduct a free seminar titled “Removing the Mysteries of Probate Court” at the City of Farmington Hills Senior Division-Costick Center in Farmington Hills from 1 p.m. to 3 p.m. This program is designed to enlighten and educate senior citizens and their families so that they may make informed decisions regarding their estate planning and understand the probate process. The Farmington Hills Senior Division is located in the Costick Center at 28600 Eleven Mile Road in Farmington Hills. Panelists will include Jill Koney Daly, probate register for the Oakland County Probate Court, and attorney James Lampertius from Lampertius & Associates PLC. To register for this free seminar, contact The City of Farmington Hills Senior Division at 248-4731830. 9 Legal Aid and Defender Asso- Clinics give law students important work experience, Greif said, while their clients get free advice. Colleges, meanwhile, can get a boost from the success stories. “Who doesn’t want to say that they were responsible in some way for the next Google or Facebook?” he said. A clinic at the University of Wisconsin’s helped students start EatStreet, an online food-delivery service. The University of Michigan helped launch TurtleCell, a phone case with built-in headphones. Northeastern worked with two students to get their energy bar, Coffeebar, sold at 300 stores. Even without a law degree, students running the clinics can handle most cases. They draft contracts, check the availability of trademarks and work with investors. But there are limits. At Northeastern, for example, students don’t submit patent applications. “The students operate like a small startup law firm. They make decisions as group, they collaborate on their projects,” said Susan Montgomery, a law and business professor at Northeastern, who advises the clinic. Between classes at MIT, sophomore Isaiah Udotong visited the clinic asking how to get nonprofit status for his fledgling startup, which helps African companies expand their online reach. While there, law students also urged him to strike a formal agreement with his co-founders. “It’s almost like a godsend,” Udotong said. “We were looking for legal advice and wondering how we were going to make sure everything is legitimate.” Crossword October 9 On Friday, October 9, the Citi- W Th F S Su 59 Had feelings (for) 60 Sign up 61 ___ mater 62 Hillside thrill-ride need 63 Emmy-winning Tyne 64 Winter woe 65 “___ shocked … shocked!” 66 String between B and F 68 “By yesterday” Online subscriptions: Today’s puzzle and more than 7,000 past puzzles, nytimes.com/crosswords ($39.95 a year). Read about and comment on each puzzle: nytimes.com/wordplay. Crosswords for young solvers: nytimes.com/studentcrosswords. Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for clients of the Neighborhood Service Organization on Wednesday, Oct. 21, from 9 a.m. to noon at the Tumaini Center, 3430 Third Ave. in Detroit. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. Anyone seeking legal services can call 877-964-4700 or visit www.ladadetroit.org. 22 Area investment advisors, registered representatives, and trust officers are invited to join Miller Canfield corporate lawyers Ken Konop and Kal Goren at the next Before the Bell Breakfast Forum taking a look at “Beneficiary Designations For Individual Retirement Accounts, Roth Individual Retirement Accounts and Employer Sponsored TaxQualified Retirement Plans.” The forum will take place on Thursday, October 22, from 7:15 to 8:30 a.m. at the Townsend Hotel in Birmingham. There is no cost to attend. Space is limited to registered representatives, investment advisors, and trust officers. Advance reservations are required. To register, visit www.millercanf ield.com and click on “events.” For additional information, call Sandy Bera at 248-267-3345. 22 Legal Aid and Defender Association Inc. (LAD) is providing legal assistance to the Capuchin Legal Clinic on the fourth Thursday of every month from 9 to 11 a.m. at the Capuchin Soup Kitchen on 4390 Conner St. in Detroit. Assistance is available exclusively to clients of the Capuchin Soup Kitchen. The next fourth Thursday session will be on Oct. 22. Anyone seeking legal services can call 877-964-4700 or visit www.ladadetroit.org. 22 Thanks to a fundraising campaign that raised $1.3 million, on Oct. 22 the Michigan State University College of Law will dedicate its new plaza, which honors thousands of alumni who graduated from Detroit College of Law. A reception will be held from 5:30 to 7:30 p.m. at the college, 648 N. Shaw Lane in East Lansing. To register to attend the Oct. 22 ceremony, visit www.law.msu.edu/advancement/d cl-plaza. 23 Secrest Wardle is proud to serve as a presentation sponsor for the upcoming Chamber of Commerce Business Success Conference, “Today’s Workplace…Tomorrow’s Profit.” The conference will take place at Oakland Schools in Waterford on Friday, October 23, from 7:30 a.m. until noon. The conference includes education, exhibitors, and a continental breakfast. For details or to register, visit http://bit.ly/1jbPkwb. 28 Legal Aid and Defender Association Inc. (LAD) will conduct a free outreach clinic on civil legal services for residents of the Coalition On Temporary Shelter (COTS), 26 Peterboro St. in Detroit, on Wednesday, Oct. 28, from 9 a.m. to noon. Attendees are asked to register before 10 a.m. as a LAD attorney will assist only those persons who have done so by that time. Anyone seeking legal services can call 877-9644700 or visit www.ladadetroit.org. 30 Oakland Mediation Center will celebrate it’s twenty-f ifth anniversary with a “25 Years of Resolution” Masquerade Ball on Friday, October 30, from 6 to 11 p.m. at Lafayette Grande located in downtown Pontiac. Attire for the evening will be dressy with a mask, black tie will be optional. The $100 ticket price will include cocktails, entertainment, dinner, dancing, and valet. Next Generation (30 years & under) ticket price is $75. Visit OMC’s website at http://www.mediation-omc.org/ to register for the event, purchase tickets, and access the sponsorship contract. November 4 WMU-Cooley Law School graduates are invited to attend the Alumni Association’s annual meeting and networking reception on Wednesday, November 4, in the 10th floor board room of the Cooley Center at 300 S. Capitol in downtown Lansing. The meeting begins at 5 p.m. while the wine and cheese reception starts at 5:45 p.m. Come visit and hear who has won this year’s Distinguished Alumni Service Award, get up-to-date on nationwide alumni events and other business, catch up with other members across the country on videocast, and enjoy hors d’ouevres and refreshments. Plentiful parking available on the street and in the parking ramp next to the Cooley Center. Register by October 30 to alumni@cooley.edu, at 800-243ALUM, or online at www.cooley.edu/alumni/events.html. o-oct8_Layout 1 10/7/15 3:37 PM Page 4 Page 4, Oakland County Legal News JPMorGAn CHAse BAnK $723,000 Mortgages Recorded Lisa Brown Clerk/Register of Deeds As recorded in the office of the Register of Deeds $50,000 and above Gjeke smakaj 25359 Lyncastle st Farmington Hills 48336-1570 JPMorGAn CHAse BAnK $89,000 Jeannine J Caesar 930 n Washington Ave royal oak 48067-1740 JPMorGAn CHAse BAnK $112,000 July 27-31, 2015 sameh Mikhail 2233 somerset rd Bloomfield Hills 48302-0668 JPMorGAn CHAse BAnK $191,000 Almir Jaganjac 24 Massoit st Clawson 48017-2043 JPMorGAn CHAse BAnK $238,000 Michael A Boggio 31493 Lost Hollow rd Beverly Hills 48025-4411 JPMorGAn CHAse BAnK $125,000 Paul s Winkel 586 springview dr rochester 48307-6069 JPMorGAn CHAse BAnK $351,000 Brady A Borycki 41513 Twain Pl novi 48377-2860 JPMorGAn CHAse BAnK $279,000 nicole Kane 5200 Latimer st West Bloomfield 48324-1441 JPMorGAn CHAse BAnK $154,000 dalton Trybus 5650 stonehaven Blvd oakland 48306-4939 JPMorGAn CHAse BAnK $464,000 Justin Gilardone 25440 Lois Ln southfield 48075-6160 JPMorGAn CHAse BAnK $108,000 Peter G Mccaffrey 101 Curry Ave Unit 412 royal oak 48067-4232 JPMorGAn CHAse BAnK $195,000 Biren shah 45227 roundview dr novi 48375-3837 JPMorGAn CHAse BAnK $320,000 Angela Waldman 3950 oak Ter West Bloomfield 48323-1047 JPMorGAn CHAse BAnK $150,000 Catherine Chapman 5045 Belmonte dr oakland Twp 48306-4784 JPMorGAn CHAse BAnK $334,000 Michael J Garrasi 23244 Cranbrooke dr novi 48375-3708 JPMorGAn CHAse BAnK $125,000 Guoling Zhao 4960 Carlson Park dr Troy 48098-7102 JPMorGAn CHAse BAnK $348,000 Adam sklba 4030 Longacre Ct Waterford 48329-2445 JPMorGAn CHAse BAnK $182,000 darrin M Mertz 23011 nottingham dr Beverly Hills 48025-3416 JPMorGAn CHAse BAnK $250,000 dorothy M spitsbergen 3959 s ellamae rd oakland 48363-2831 JPMorGAn CHAse BAnK $79,000 Iraida ortiz 754 Collier rd Pontiac 48340-1384 JPMorGAn CHAse BAnK $51,000 Adam Marc Lutz 1169 Lakeside dr Birmingham 48009-1363 JPMorGAn CHAse BAnK $250,000 Justin T Umbarger 149 e Breckenridge st Ferndale 48220-1319 JPMorGAn CHAse BAnK $121,000 Brian Zepke 4206 Cornwall st Berkley 48072-1659 JPMorGAn CHAse BAnK $214,000 Michael J durand 3604 s Creek dr oakland 48306-1474 KAYe FInAnCIAL CorP $368,000 richard Gaber 104 danforth st White Lake 48386-2408 KAYe FInAnCIAL CorP $83,000 donald A White 1749 Townsend rd Leonard 48367-3639 KAYe FInAnCIAL CorP $288,000 Glenn e Jones 24930 nottingham dr novi 48374-2761 KAYe FInAnCIAL CorP $330,000 rowena orille 8177 staghorn Trl Clarkston 48348-4570 KAYe FInAnCIAL CorP $206,000 seth H Forman 4526 rolling ridge rd West Bloomfield 48323-3338 KeYBAnK $29,000 Brendan T Welsh 30941 Cedar Creek dr Farmington Hills 48336-4993 KeYBAnK $221,000 Maciej dlugoszewski 2468 Melvin Ave rochester Hills 48307-4848 KeYBAnK $22,000 Brendan T Welsh 30941 Cedar Creek dr Farmington Hills 48336-4993 KeYBAnK $25,000 John d Vandermeer 606 Catalpa dr royal oak 48067-1252 LAKe MICHIGAn CredIT UnIon $159,000 Kari L Woloszyk 2878 Trailwood dr rochester Hills 48309-1440 LAKe MICHIGAn CredIT UnIon $109,000 douglas e Brandow 57311 Hidden Timbers dr south Lyon 48178-8701 LAKe MICHIGAn CredIT UnIon $167,000 William ross 985 emmons Ave Birmingham 48009-2084 LAKe MICHIGAn CredIT UnIon $132,000 THURSDAY, OCTOBER 8, 2015 Clawson 48017-2190 LAKe MICHIGAn CredIT UnIon $264,000 robert G spooner 9020 Huron Bluffs dr White Lake 48386-2096 MCGLone MorTGAGe Co InC $278,000 Maria L Chase 327 s Avery rd Waterford 48328-3407 MorTGAGe 1 InC $115,000 Jeffrey raff 9172 Lakebluff dr Clarkston 48348-4147 LAKe TrUsT CredIT UnIon $30,000 Michelle Mader 295 Phillips Ave Clawson 48017-1544 MeMBer FIrsT MorTGAGe $120,000 Tamara K schroeder 82 e Hurst dr Troy 48085-1511 MorTGAGe 1 InC $154,000 demetrice A Carroll 20 Greenwoode Ln Pontiac 48340-2244 LAKes CoMMUnITY CredIT UnIon $25,000 nicole r scarsella 9148 sashabaw rd Clarkston 48348-2019 MeMBer FIrsT MorTGAGe $100,000 earl Chapman 3441 Hanford Waterford 48329-3021 MorTGAGe 1 InC $146,000 denise Brainard 2391 Bacon Ave Berkley 48072-1012 MeMBer FIrsT MorTGAGe $139,000 derek M Kaulfuss 1138 Pembrooke Ct rochester Hills 48307-4212 MorTGAGe 1 InC $424,000 Mark Battles 29228 Murray Crescent dr southfield 48076-5247 MeMBer FIrsT MorTGAGe $137,000 Jessica M niespolo 1500 Barr rd oxford 48371-6207 MorTGAGe 1 InC $201,000 daniel Merian 861 Mill st Milford 48381-2795 MeMBer FIrsT MorTGAGe $246,000 James solomon Group 23163 reynolds Ave Hazel Park 48030-1478 MorTGAGe 1 InC $47,000 Boardman south 50761 Pontiac Trl Wixom 48393-2034 LeVeL one BAnK $1,117,000 deborah J edwards 1516 Trace Hollow dr Commerce Township 48382-3669 MeMBer FIrsT MorTGAGe $236,000 ryan James 1998 Tiley Cir Commerce Twp 48382-2175 MorTGAGe 1 InC $204,000 Hannah Milavec 61218 Greenwood dr south Lyon 48178-1703 LeVeL one BAnK $61,000 Julie Ann Morantes 930 oxford Ave south Lyon 48178-1522 MeMBer FIrsT MorTGAGe $119,000 Boardman south 50761 Pontiac Trl Wixom 48393-2034 LeVeL one BAnK $175,000 Terence Terrell 21750 Winchester st southfield 48076-4890 MICHIGAn FIrsT CU $10,000 Brent siegel 2761 duffers Ln Walled Lake 48390-1718 LIBerTY sAVInGs BAnK $334,000 Kathleen A stepek 1890 Lakesview dr oxford 48371-4548 MICHIGAn FIrsT CU $75,000 Jude T Jones 821 Alan dr Lake orion 48362-2805 LAKes CoMMUnITY CredIT UnIon $21,000 John M Griffith 2703 Grayson st Ferndale 48220-1005 LeVeL one BAnK $112,000 Timothy ryan oneill 8051 Perry Lake rd Clarkston 48348-4648 LeVeL one BAnK $1,200,000 Viktoria B simms 1922 Lloyd Ave royal oak 48073-3803 LIBerTY sAVInGs BAnK $278,000 salar salim 1811 Henbert rd West Bloomfield 48324-1029 LoAn sIMPLe InC $191,000 Anthony M Booth 1335 Forest Ln Bloomfield Hills 48301-4119 LoAndePoT $805,000 salvador diosdado 2696 Cedar Key dr Lake orion 48360-1826 LoAndePoT $123,000 Brenda dickow 3922 Mount Vernon dr Bloomfield Hills 48301-3226 LoAndePoT $274,000 eric J Black 1261 Chaffer dr rochester Hills 48306-3714 LoCAL CredIT UnIon $35,000 Allan s Mindell 28866 Kendallwood dr Farmington Hills 48334-2638 LUXUrY MorTGAGe CorP $175,000 Michael Yuskowatz 23565 Millwood south Lyon 48178-1944 LUXUrY MorTGAGe CorP $200,000 ronald Lloyd 11523 dixie Hwy Holly 48442-9482 MAIn sTreeT BAnK $120,000 riad dali-Ahmad 4875 Charing Cross rd Bloomfield Hills 48304-3679 LAKe MICHIGAn CredIT UnIon $742,000 Judith Vindici 941 Forest Ave Birmingham 48009-6425 MAIn sTreeT BAnK $102,000 robert d Carman 1825 Luneta Ct Commerce Twp 48382-1862 JPMorGAn CHAse BAnK $133,000 Tobin r strong 54409 9 Mile rd northville 48167-9723 LAKe MICHIGAn CredIT UnIon $347,000 Alexandra H rumschlag 17240 Madison st southfield 48076-1274 MAIn sTreeT BAnK $113,000 Harry Hogan 96 sandhills Ln Lake orion 48362-2058 JPMorGAn CHAse BAnK $210,000 roger L Germonprez 205 Grosse Pines dr rochester Hills 48309-1831 LAKe MICHIGAn CredIT UnIon $229,000 Gregory J Teklinski 35937 old Homestead dr Farmington Hills 48335-2038 MAIn sTreeT BAnK $217,000 elizabeth M Campo 1405 Fielding st Ferndale 48220-2315 LAKe MICHIGAn CredIT UnIon $150,000 Christina L Lewis 7280 Chula Vista Ln Bloomfield Hills 48301-3914 MAIn sTreeT BAnK $436,000 Brandon s Armstrong 4069 stanmoor dr Waterford 48329-4716 LAKe MICHIGAn CredIT UnIon $136,000 Martin J Knollenberg 5064 Christy Ct Troy 48098-4112 MAIn sTreeT BAnK $1,924,000 Michael s Chayet 3553 Port Cove dr Apt 53 Waterford 48328-4572 LAKe MICHIGAn CredIT UnIon $80,000 realty Knollenberg 198 e Big Beaver rd Troy 48083-1203 MAIn sTreeT BAnK $1,924,000 William ross 1007 emmons Ave Birmingham 48009-2083 LAKe MICHIGAn CredIT UnIon $357,000 Joel J Cottrell 14400 dartmouth st oak Park 48237-1526 MAIn sTreeT BAnK $143,000 ryan schneider 235 Lincoln Ave Joy Inyang 8542 Golf Lane dr Commerce Twp 48382-3492 MAIn sTreeT BAnK $276,000 sidney r Kinnard 6830 White Pine dr Bloomfield Hills 48301-3031 JPMorGAn CHAse BAnK $227,000 Brendan Mullender 960 oak Creek dr south Lyon 48178-1681 JPMorGAn CHAse BAnK $180,000 Zachary J rivest 31695 nixon st Beverly Hills 48025-4043 JPMorGAn CHAse BAnK $257,000 Alaa-Addin Moussa 6815 Minnow Pond dr West Bloomfield 48322-2664 LEGAL SERVICES -Since 1971- e s a c w o h S your s s e n i s u b DELIVER YOUR MESSAGE TO THE LEGAL COMMUNITY Metropolitan Process Service Serving all legal papers throughout • Macomb • Oakland • Wayne and • Lapeer • Monroe • Washtenaw 2 WEEK TURNAROUND ON ALL PAPERS. Call us for rates (248) 258-6500 30555 Southfield Rd, Ste 530 Southfield, MI 48076 Brian A diaz 1050 norfolk st Birmingham 48009-3079 MAIn sTreeT BAnK $360,000 Joshua Herr 3402 normandy rd royal oak 48073-1647 MB FInAnCIAL BAnK $238,000 ronnie J reynolds 31096 Columbia dr novi 48377-1509 MB FInAnCIAL BAnK $158,000 248-577-6100 advertising@legalnews.com Carlos Martin rengifo-ducharne 1237 oakwood Ct rochester Hills 48307-2539 MICHIGAn FIrsT MTG InC $159,000 dejuan Turner 29175 eldon st Farmington Hills 48336-2827 MICHIGAn FIrsT MTG InC $137,000 Jessica L Chudy 5544 Castleton dr West Bloomfield 48322-4017 MICHIGAn MUTUAL $190,000 Christopher Geer 1526 Ferris Ave royal oak 48067-3643 MICHIGAn MUTUAL $167,000 Aleise C Batkins 726 symes Ave royal oak 48067-2189 MICHIGAn MUTUAL $157,000 elizabeth Ann Mcguigan-Fenton 221 Huntley Ave Clawson 48017-2316 MB FInAnCIAL BAnK $135,000 sara Zupmore 2340 Cambridge rd Berkley 48072-1709 MB FInAnCIAL John n Watters 1900 Marcastle Ct rochester Hills 48309-1840 PnC MorTGAGe $345,000 Agata reaume 449 n eton st Apt 506 Birmingham 48009-5951 PAC FederAL CredIT UnIon $83,000 Heather L Andress 1849 Glenfield rd ortonville 48462-9051 PnC MorTGAGe $208,000 Ahsley A simmons 6654 oakridge dr Waterford 48329-1245 PACIFIC UnIon FInAnCIAL $137,000 Kyle Wiseman 310 summit Blvd Lake orion 48362-2875 PnC MorTGAGe $154,000 Haley L Morris 1050 Watersedge Ct oxford 48371-3688 PACIFIC UnIon FInAnCIAL $231,000 Tracey M saputo 616 e oxhill dr White Lake 48386-2338 PnC MorTGAGe $128,000 Tara M Preuser 25707 Miracle dr Madison Heights 48071-4110 PACIFIC UnIon FInAnCIAL $76,000 nathan Vestal 2030 W Gunn rd oakland 48306-1566 PnC MorTGAGe $137,000 Marc steingold 3108 Woodslee dr royal oak 48073-4422 PACIFIC UnIon FInAnCIAL $210,000 Quiroz eric G nava 1425 Falcon dr Troy 48098-2016 PnVC MorTGAGe $332,000 Hetal P Patel 1928 Klingensmith rd Unit 66 Bloomfield Hills 483020290 PACor MorTGAGe CorP $92,000 scott A Meikle 2653 Caterham dr Waterford 48329-2612 PreMIA MorTGAGe $90,000 Gordon ngangira 902 Bayfield st Lake orion 48362-3604 PArAMoUnT resIdenTIAL MTG GroUP InC $90,000 scott e Vandewater 2786 simpson dr rochester Hills 48309-3844 PArAMoUnT resIdenTIAL MTG GroUP InC $246,000 Matthew Leggat 4435 rondelay st Commerce Twp 48382-4055 MorTGAGe reseArCH CTr $124,000 Michael F Wallis 595 Augusta dr rochester Hills 48309-1529 PArKsIde LendInG $125,000 Yecheskel stein 16985 Hilton st southfield 48075-1914 PrIMeLendInG $222,000 John Vernon 926 Parliament Ave Madison Heights 48071-2995 MorTGAGe reseArCH CTr $127,000 William C smith 1544 W Horseshoe Bend dr rochester Hills 483064146 PenTAGon FederAL CredIT UnIon $226,000 Kelly Vertin 1609 savanna dr Pontiac 48340-1087 PrIMeLendInG $116,000 Micah Walker 4332 Buckingham rd royal oak 48073-6220 MorTGAGe reseArCH CTr $271,000 noora Mansi 4600 Laurel Club Cir West Bloomfield 48323-2948 PeoPLes BAnK $160,000 Mary strong 3087 Brookside dr Waterford 48328-2595 PnC BAnK $76,000 Amy M owens 8102 Heron Hills dr Wolverine Lake 48390-1419 MICHIGAn MUTUAL $157,000 Kevin Crenshaw 17116 Jon Jon Ter Holly 48442-8361 nATIons dIreCT MTG $195,000 Trust Lockitski 2745 Willow Ln Highland 48356-2241 PnC BAnK $50,000 Kiran n Parikh 6973 Brunswick dr Troy 48085-1271 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $234,000 Kelly Hobson 28089 Hickory dr Farmington Hills 48331-2954 nATIons dIreCT MTG $276,000 Frank C Beckmann 5939 Westchester Ct oakland 48306-2390 PnC BAnK $165,000 Bryan Metzger 26522 Mallard Ct south Lyon 48178-8623 nATIons dIreCT MTG $251,000 Brian Harper 4801 Whipple Lake rd Clarkston 48348-2253 PnC BAnK $22,000 Amir ranjbar 4536 darlene dr Commerce Twp 48382-1598 nATIons dIreCT MTG $334,000 Alberto s Inza 1132 sugar Creek dr rochester Hills 48307-4687 PnC BAnK $200,000 sokol Cukali 4005 Hardwoods dr West Bloomfield 48323-2625 nATIons dIreCT MTG $247,000 Virginia Cinader 705 Hartland dr Troy 48083-5122 PnC BAnK $30,000 Carol Lynn Carman 2701 Willard dr Troy 48085-4083 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $17,000 scott W dansbury 3941 Anvil dr Troy 48083-5692 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $157,000 Kara L rose 22788 Violet st Farmington 48336-4262 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $76,000 erica nicole schaefer 1397 Albany st Ferndale 48220-1649 MICHIGAn sTATe UnIVersITY FCU $216,000 stephanie elise Weber 811 Fernwood rd royal oak 48067-1638 MICHIGAn sTATe UnIVersITY FCU $154,000 Amy M Garrett 2694 Kenmore rd Berkley 48072-1516 MICHIGAn sTATe UnIVersITY FCU $116,000 Christopher Pyzik 8350 Brookstone Ln Clarkston 48348-4477 MICHIGAn sTATe UnIVersITY FCU $284,000 Kathleen Borschke 3550 Upton dr Troy 48084-1034 MMs MorTGAGe serV $216,000 danne n syer 344 Tilmor dr Waterford 48328-2564 MMs MorTGAGe serV $113,000 Mark J Giannola 1515 Longfellow Ave royal oak 48067-3325 MorTGAGe 1 InC $132,000 Paul A Chickensky 3638 Buckingham Ave Berkley 48072-1461 MorTGAGe 1 InC $135,000 Heather Farrell 3964 strathcona Highland 48357-2606 MorTGAGe 1 InC $236,000 Karen L schmeeckle 31772 Allerton dr Beverly Hills 48025-5302 MorTGAGe 1 InC $209,000 Carolena Mckenzie 17355 Mount Matthew Filipkowski 4808 deer Park Ct rochester 48306-4734 PrIMeLendInG $335,000 Kristin Mathis 41127 Fenmore novi 48375-4315 PrIMeLendInG $188,000 sanchez Butts 18510 George Washington dr southfield 48075-2790 nATIons dIreCT MTG $81,000 Jared L Feddersen 1204 equestrian dr south Lyon 48178-5307 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $187,000 Kevin Jackson 1686 Albany st Ferndale 48220-3139 PreMIA MorTGAGe $195,000 Graham Wloch 1333 Cardigan dr oxford 48371-6005 PArAMoUnT resIdenTIAL MTG GroUP InC $143,000 Kirsten Leestma 1212 Bauman Ave royal oak 48073-2074 MICHIGAn MUTUAL $145,000 Adam r Hallman 315 W 13 Mile rd royal oak 48073-2562 MICHIGAn sCHooLs GoVernMenT CredIT UnIon $153,000 Matthew C Belt 1480 W Horseshoe Bend dr rochester Hills 48306-4144 PreMIA MorTGAGe $215,000 erin d Murria 18162 Melrose Ave southfield 48075-4111 MorTGAGe reseArCH CTr $145,000 Charles r sterns 627 Middlebury Ln rochester Hills 48309-1026 PHH MorTGAGe CorP $195,000 stephen K Zink 2546 Jackson dr rochester Hills 48309-4093 MICHIGAn sTATe UnIVersITY FCU $287,000 Alan John King 120 Griggs st rochester 48307-1414 MB FInAnCIAL BAnK $180,000 Matthew Glowacki 176 Club House Cir Walled Lake 48390-3532 PAC FederAL CredIT UnIon $146,000 Maninder s Atwal 25835 Coach Ln south Lyon 48178-1777 MoVeMenT MorTGAGe $276,000 Jeffrey nagarah 1097 Kirts Blvd Unit d Troy 48084-4873 MB FInAnCIAL BAnK $104,000 omar Akl 38839 Country Cir Farmington Hills 48331-1019 MB FInAnCIAL BAnK $82,000 sophia M eppensteiner 1654 Andover Cir Commerce Township 48390-2277 MorTGAGe CenTer $196,000 Lena Haidous 46985 Grasmere rd northville 48167-1050 PnC MorTGAGe $276,000 emily Hardaway 29336 Murray Crescent dr southfield 48076-1680 MICHIGAn MUTUAL $266,000 Brett T nixon 908 Pinery Ct Lake orion 48362-1154 MICHIGAn sTATe UnIVersITY FCU $89,000 Jennifer Young 526 s Wilson Ave royal oak 48067-2949 MB FInAnCIAL BAnK $214,000 Jeffrey r Colf 32417 Hearthstone rd Farmington Hills 48334-3473 MorTGAGe 1 InC $211,000 deborah Marie Herreld 311 n Gainsborough Ave royal oak 480671936 oUr CredIT UnIon $35,000 elie J serour 10414 Lasalle Blvd Huntington Woods 48070-1120 PeoPLes BAnK Tr Co $272,000 Jacoby ross 20422 Lacrosse Ave southfield 48076-5439 MB FInAnCIAL BAnK $166,000 Maher M Bakkal 7658 Windgate Cir West Bloomfield 48323-3915 MB FInAnCIAL BAnK $312,000 Michael King 185 robin rd Commerce Twp 48382-4064 MorTGAGe 1 InC $166,000 Joshua A droppers 900 n Alexander Ave royal oak 48067-3608 PnC MorTGAGe $171,000 Maki Cross 18941 eldorado Pl Lathrup Village 48076-4408 MorTGAGe soLUTIons oF CoLorAdo $211,000 Tammy rabideau 2578 Maple Forest Ct Wixom 48393-1893 MB FInAnCIAL BAnK $152,000 Ghaidan Yatooma 30290 eastfield st Farmington Hills 48334-2242 MB FInAnCIAL BAnK $100,000 david Leffler 1539 Charter oak dr rochester Hills 48309-2703 MorTGAGe 1 InC $88,000 Kenneth James nowry 3284 Lexington rd Waterford 48328-1623 oAKLAnd CoUnTY $125,000 Christopher Hogg 31868 Wayburn st Farmington Hills 48334-2879 MICHIGAn MUTUAL $201,000 Lana s Beach 1666 Morningside Ln rochester Hills 48307-3370 MICHIGAn sTATe UnIVersITY FCU $146,000 Heather Lawrence 234 neptune dr Walled Lake 48390-3661 MB FInAnCIAL BAnK $65,000 To place your ad here call Vernon st southfield 48075-8007 MorTGAGe 1 InC $58,000 Thomas s nabity 1200 n Livernois rd rochester Hills 48306-4154 LAKe MICHIGAn CredIT UnIon $712,000 Cloyd Lesley 28811 Park Ct Madison Heights 48071-3018 JPMorGAn CHAse BAnK $74,000 Jessica Cummins 4244 olivia Ave royal oak 48073-1602 JPMorGAn CHAse BAnK $123,000 BAnK $168,000 Aryeh Hauer 15588 stratford dr southfield 48075-3027 nATIons dIreCT MTG $142,000 david dubin 2421 Baltimore Ct Commerce Twp 48382-4880 nATIons dIreCT MTG $276,000 James A riddle 6500 Livernois rd Troy 48098-1506 nATIons LendInG CorP $142,000 Kathleen A Arrington 2600 Greenstone Blvd Apt 106 Auburn Hills 48326-3757 nATIonsTAr MorTGAGe LLC $98,000 Matthew P Jensen 2933 Glenview Ave royal oak 48073-3171 nATIonsTAr MorTGAGe LLC $157,000 Brandon Boehmer 3359 Crooks rd rochester Hills 48309-4154 nATIonsTAr MorTGAGe LLC $132,000 Kimberley L Curtis 20885 Cass st Farmington Hills 48335-5213 nATIonsTAr MorTGAGe LLC $136,000 Jane A Wandrei 1625 s Hill rd Milford 48381-2859 PnC BAnK $100,000 narendrakumar r shah 5583 Whitfield dr Troy 48098-5105 PnC BAnK $112,000 Brenda L ormiston 3010 old orchard dr Waterford 48328-3650 PnC BAnK $40,000 Loretta J Zeeb 719 Kentucky dr rochester Hills 48307-3739 PnC BAnK $85,000 Timothy Kernohan 670 rolling Acres dr ortonville 48462-9151 PnC BAnK $80,000 Brett Myers 8291 Golf Lane dr Commerce Twp 48382-3417 PnC BAnK $25,000 shanelle Mansoor 29052 Hearthstone dr novi 48377-2724 PnC BAnK $65,000 Theodore J spehar 2859 Glen Cv Leonard 48367-3114 PnC BAnK $175,000 Clarence Jackson 2664 rambling Way Bloomfield Hills 48302-1040 nATIonsTAr MorTGAGe LLC $196,000 Joann G Adams 3143 Beaumont dr Highland 48356-2305 PnC BAnK $75,000 Gina M Paese 4832 Filer st Waterford 48328-2843 nATIonsTAr MorTGAGe LLC $103,000 Hemunder P singh 6088 oak Trl West Bloomfield 48322-2074 PnC BAnK $150,000 Jacob r Boven 17178 Kirkshire Ave Beverly Hills 48025-3256 nAVY FederAL CU $197,000 Patricia Whiting 3521 durham rd royal oak 48073-2341 PnC BAnK $50,000 Alexander C Youngheim 1426 royal Ave royal oak 48073-5710 neW eXeCUTIVe MTG $182,000 daniel d dunn 1730 Moffat Leonard 48367-3527 PnC BAnK $140,000 ross A Beckley 6182 stonewood dr Clarkston 48346-5008 neW YorK CoMMUnITY BAnK $210,000 Kevin s Webster 1423 donald Ave royal oak 48073-2024 PnC MorTGAGe $135,000 david P ross 5841 King James Ln Waterford 48327-3035 neW YorK CoMMUnITY BAnK $188,000 Francesco Faita 119 ely dr s northville 48167-2706 PnC MorTGAGe $154,000 Gary Krajenke 781 Phillips dr oxford 48371-6382 norTHPoInTe BAnK $284,000 Madeleine J Adamec 4003 Hillsdale dr Auburn Hills 48326-4305 PnC MorTGAGe $201,000 Thomas C Maclean 7245 old Mill rd Bloomfield Hills 48301-3935 norTHPoInTe BAnK $275,000 Michael Kruckeberg 29740 english Way novi 48377-2033 PnC MorTGAGe $232,000 stephanie sexton 19 Pleasant st oxford 48371-4647 oAKLAnd CoUnTY $120,000 John T Costigan 2919 n Vermont Ave royal oak 48073-3526 PnC MorTGAGe $140,000 Karen Parkhurst 2123 Hampton st White Lake 48386-1538 oAKLAnd CoUnTY $90,000 shelia Wood 23728 Mccall st southfield 48033-5256 PnC MorTGAGe $102,000 richard Kelly 2947 Mohawk Cir rochester Hills 48306-3828 PrIMeLendInG $247,000 nicholas scarsella 28183 Wildwood Trl Farmington Hills 48336-2158 PrIMeLendInG $134,000 Adam Haimour 25080 delmont dr novi 48374-2737 PrIMeLendInG $270,000 Arboretum Ashley 34705 W 12 Mile rd Farmington Hills 48331-3259 PrIVATeBAnK TrUsT Co $5,200,000 david r shepard 455 Timber Hill dr ortonville 48462-8655 ProVIdenT FUndInG $185,000 daniel Berent 606 royal Ave royal oak 48073-3223 ProVIdenT FUndInG $248,000 Matthew Walton 4267 Greensboro dr Troy 48085-3616 ProVIdenT FUndInG $228,000 Kerry A Martino 1122 Cloverdale dr orion 48359-0002 PULTe MorTGAGe $370,000 daniel Barth 4567 Tanglewood Ln orion 48359-1184 PULTe MorTGAGe $388,000 Barbara elson 191 Winslow Cir Walled Lake 48390-4511 QUICKen LoAns InC $157,000 Joshua Burgess 5271 Woodview dr Bloomfield Hills 48302-2569 QUICKen LoAns InC $293,000 Caitlin Martin 900 n Altadena Ave royal oak 48067-3662 QUICKen LoAns InC $179,000 Curtis Faulkner 17440 nadora st southfield 48076-7705 QUICKen LoAns InC $108,000 Yuria Takehana 5559 Abington West Bloomfield 48322-4014 QUICKen LoAns InC $172,000 Frederick W Gregory 1133 Barton Way dr Troy 48098-2019 QUICKen LoAns InC $308,000 Israel Hernandez-Guzman 3370 duffield White Lake 48383-1711 QUICKen LoAns InC $98,000 Angela Hoskins 2542 n Trail rd Commerce Township 48390-2760 QUICKen LoAns InC $142,000 Kathleen Landschulz 587 stanley Blvd Birmingham 48009-1401 QUICKen LoAns InC $540,000 Cherie Goldin 3443 shaw dr Waterford 48329-4255 QUICKen LoAns InC $102,000 nancy L Mcnamara 1952 Allendale Ave West Bloomfield 48324-1210 QUICKen LoAns InC $66,000 Alexander shub 6240 Andrea Ln West Bloomfield 48322-2121 QUICKen LoAns InC $126,000 Chondra Coffer 24330 roanoke Ave oak Park 48237-1871 QUICKen LoAns InC $109,000 derrick demeritt 686 Leyland Ct Lake orion 48362-2169 QUICKen LoAns InC $241,000 Timothy P Kelley 2100 n Fairview Ln rochester Hills 48306-3928 QUICKen LoAns InC $55,000 Patsey Magnan 2875 otsego rd Waterford 48328-3247 QUICKen LoAns InC $178,000 Lisa A newman 611 Cherry Ave royal oak 48073-4079 QUICKen LoAns InC $113,000 sara e rosell 3825 Hi dale dr Lake orion 48360-2424 QUICKen LoAns InC $123,000 OCTOBER 8, 2015 OAKLAND_OAKLAND ODD TEMPLATE 10/7/15 4:27 PM Page 5 Thursday, October 8, 2015 ADVERTISING POLICIES Advertiser shall indemnify and save Publisher harmless from any loss or expense, including reasonable attorney fees, resulting from claims or suits based on the content of the copy submitted to Publisher or published. Failure to publish copy as ordered or material typographical errors by Publisher shall entitle advertiser to credit for actual space of error, which credit shall be the sole remedy to advertiser. Publisher reserves the right, at its absolute discretion and at any time, to reject any advertising copy, whether or not it has been previously acknowledged and/or published. LEGAL NOTICES All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. Complete and up-to-date legal publication forms are available without charge. FOR PUBLICATION SERVICE IN WAYNE, OAKLAND or MACOMB COUNTIES, Call (248) 577-6100. First Insertion William C. Hanson, Esq. 1750 S. Telegraph Road Suite 301 Bloomfield Hills, MI 48302 SHORT FORECLOSURE NOTICE (OAKLAND COUNTY) MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by Ilene Perrymond to Habitat for Humanity of Oakland County, Inc., Mortgagee, dated October 25, 2006, and recorded on October 25, 2006, in Liber 38299, on page 583, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty-three Thousand Four Hundred Twenty-Eight and 45/100 Dollars ($33,428.45), plus interest at eleven percent (11%) per annum from October 1, 2014. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the main entrance to the County Building in the City of Pontiac, Oakland County, Michigan, at 10:00 a.m. on November 17, 2015. Said premises are situated in the City of Pontiac, Oakland County, Michigan, and are described as: East 25' of Lot 21 and West 25' of Lot 22, Taylor & Stowell's Addition to the City of Pontiac, according to the Plat thereof as recorded in Liber 1, Page 24 of Plats, Oakland County Records. Commonly known as: 89 Oak Hill, Pontiac, Michigan 48342 Tax Parcel No.: 14-28-109-018 The redemption period shall be one (1) year from the date of such sale, unless determined abandoned in accordance with 1948 MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at the foreclosure sale, under MCL 600.3278, Ilene Perrymond will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October ___, 2015 Habitat for Humanity of Oakland County, Inc. 150 Osmun Street Pontiac, MI 48342 William C. Hanson, Esq. 1750 S. Telegraph Road, Suite 301 Bloomfield Hills, MI 48302 (248) 253-1100 (10-8)(10-29) William C. Hanson, Esq. 1750 S. Telegraph Road Suite 301 Bloomfield Hills, MI 48302 SHORT FORECLOSURE NOTICE (OAKLAND COUNTY) MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by Jacqueline Roberson to Habitat for Humanity of Oakland County, Inc., Mortgagee, dated December 20, 2004, and recorded on December 27, 2004, in Liber 34651, on page 450, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Twenty-five Thousand Sixty-Seven and 77/100 Dollars ($25,067.77), plus interest at eleven percent (11%) per annum from May 1, 2015. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the main entrance to the County Building in the City of Pontiac, Oakland County, Michigan, at 10:00 a.m. on November 17, 2015. Said premises are situated in the City of Pontiac, Oakland County, Michigan, and are described as: Lot 59, GILLESPIE AND VAN WAGONER ADDITION, according to the plat thereof as recorded in Liber 6, Page 38 of Plats, Oakland County records. Commonly known as: 305 Rockwell, Pontiac, Michigan 48342 Tax Parcel No.: 14-32-431-008 The redemption period shall be one (1) year from the date of such sale, unless determined abandoned in accordance with 1948 MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at the foreclosure sale, under MCL 600.3278, Jacqueline Roberson will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October ___, 2015 Habitat for Humanity of Oakland County, Inc. 150 Osmun Street Pontiac, MI 48342 William C. Hanson, Esq. 1750 S. Telegraph Road Suite 301 Bloomfield Hills, MI 48302 (248) 253-1100 (10-8)(10-29) William C. Hanson, Esq. 1750 S. Telegraph Road Suite 301 Bloomfield Hills, MI 48302 SHORT FORECLOSURE NOTICE (OAKLAND COUNTY) MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by Patrice Edwards to Habitat for Humanity of Oakland County, Inc., Mortgagee, dated January 31, 2007 and recorded on February 7, 2007, in Liber 38736, on page 306, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Twenty-Nine Thousand Two Hundred Fifty-One and 61/100th Dollars ($29,251.61), including interest at 11% per annum commencing 30 days after the last time the mortgage was current. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the main entrance to the County Building in the City of Pontiac, Oakland County, Michigan, at 10:00 a.m. on November 17, 2015. Said premises are situated in City of Pontiac, Oakland County, Michigan, and are described as: Lot 9 of Assessor's Plat No. 138, according to the Plat thereof as recorded in Liber 54A, Page 70 of Plats, Oakland County Records. Tax Parcel No. 14-28-335-009 Commonly known as: 178 Mechanic The redemption period shall be one (1) year from the date of such sale, unless determined abandoned in accordance with 1948 MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at the foreclosure sale, under MCL 600.3278, Patrice Edwards will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October ___, 2015 Habitat for Humanity of Oakland County, Inc. 150 Osmun Street Pontiac, MI 4342 William C. Hanson, Esq. 1750 S. Telegraph Road Suite 301 Bloomfield Hills, MI 48302 (248) 253-1100 (10-8)(10-29) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Charles S. Baker and Shirley Henry Baker, husband and wife, to Bank of America, N.A., Mortgagee, dated November 2, 2007 and recorded November 27, 2007 in Liber 39786, Page 547, Oakland County Records, Michigan. Said mortgage is now held by Nationstar Mortgage LLC d/b/a Champion Mortgage Company, by assignment. There is claimed to be due at the date hereof the sum of One Hundred Thirty-Five Thousand One Hundred Ninety-Two and 63/100 Dollars ($135,192.63), including interest at 1.86% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Oakland County, Michigan at 10:00 AM on DECEMBER 15, 2015. Said premises are located in the City of Oak Park, Oakland County Michigan, and are described as: East 29 feet of Lot 6 and West 24.50 feet of Lot 7, "Thomas Brothers Earlmont Subdivision", as recorded in Liber 17, Page 13 of Plats, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: October 8, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-013846 (10-08)(10-29) NEW FAX NUMBER FOR OAKLAND LEGAL NEWS PUBLICATIONS, CANCELLATIONS AND CORRECTIONS IS: (248)589-1823 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ronnie Conley, a single man, original mortgagor(s), to Option One Mortgage Corporation, a California Corporation, Mortgagee, dated December 21, 2006, and recorded on January 3, 2007 in Liber 38579 on Page 774, and assigned by said Mortgagee to Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loan Trust 2007-CP1 Asset-Backed Certificates, Series 2007-CP1 as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Sixty-Nine Thousand Four Hundred Twenty-Eight and 27/100 Dollars ($169,428.27). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 10, 2015. Said premises are situated in City of Auburn Hills, Oakland County, Michigan, and are described as: Lot 244, Bloomfield Orchards Subdivision No. 4, as recorded in Liber 104, Pages 24 and 25 of Plats, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 8, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #249297F07 (10-08)(10-29) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Bruce M. Brannon, a married man and Ericha L. Brannon, his wife, original mortgagor(s), to America's Wholesale Lender, Mortgagee, dated January 30, 2003, and recorded on March 11, 2003 in Liber 28308 on Page 61, and assigned by said Mortgagee to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., ALTERNATIVE LOAN TRUST 20034CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2003-12 as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Two Thousand Nine Hundred Eighty-Two and 34/100 Dollars ($172,982.34). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 10, 2015. Said premises are situated in City of Troy, Oakland County, Michigan, and are described as: Lot 2, Pamela Heights Subdivision, According to the Plat thereof as recorded in Liber 82, Page 5, of Plats Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 8, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455683F01 (10-08)(10-29) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Craig Thomas and Cherie Thomas husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated June 27, 2008, and recorded on July 2, 2008 in Liber 40431 on Page 265, and modified by agreement recorded on April 29, 2013 in Liber 45720 on Page 835, and assigned by said Mortgagee to Bank of America, N.A. as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eighty Thousand One Hundred Forty-Three and 95/100 Dollars ($180,143.95). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 10, 2015. Said premises are situated in City of Southfield, Oakland County, Michigan, and are described as: Lot 31, Blackwood's Forest Glens Subdivision, as recorded in Liber 55, Page 45 of Plats, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 8, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #403642F05 (10-08)(10-29) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kurt Treuter and Lynn M. IseleTreuter, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc. its successors and assigns, Mortgagee, dated October 27, 2006, and recorded on November 1, 2006 in Liber 38334 on Page 466, and assigned by mesne assignments to VENTURES TRUST 2013-I-H-R BY MCM CAPITAL PARTNERS LLC, ITS TRUSTEE as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Ninety-One Thousand One Hundred Twenty-Four and 23/100 Dollars ($191,124.23). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 10, 2015. Said premises are situated in City of Hazel Park, Oakland County, Michigan, and are described as: The East 10 feet of Lot 93, and all of Lots 94 and 95 and the one-half vacated alley adjacent to same, Ten-Oakland Subdivision, according to the recorded plat thereof, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 8, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #454594F01 (10-08)(10-29) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Tamara Hoffstatter, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated March 23, 2009, and recorded on April 8, 2009 in Liber 41051 on Page 28, and modified by agreement dated February 29, 2012, and recorded on June 13, 2013 in Liber 45923 on Page 400, and assigned by said Mortgagee to Bank of America, N.A. as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Thirty-Two Thousand FiftyTwo and 24/100 Dollars ($232,052.24). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 10, 2015. Said premises are situated in City of Auburn Hills, Oakland County, Michigan, and are described as: Part of Lot 63 Supervisor's Plat No. 4, part of the Southwest one-quarter of Section 26, Township 3 North, Range 10 East, Pontiac Township (now City of Auburn Hills), Oakland County, Michigan, described as beginning at a point located distant South 04 degrees 17 minutes 05 seconds West 87.38 feet from the Northwest corner of Lot 63, Supervisor's Plat No. 4, as recorded in Liber 50, Page 22 of plats, Oakland County Records; thence South 75 degrees 44 minutes 40 seconds East 364.83 feet; thence South 08 degrees 58 minutes West 97.53 feet; thence North 75 degrees 44 minutes 40 seconds West 356.73 feet; thence North 04 degrees 17 minutes 05 seconds East 98.62 feet to the point of beginning. Except West 30 feet taken for Rosetta Court. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 8, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #436557F03 (10-08)(10-29) NOTICE TO CREDITORS Decedent's Trust Estate STATE OF MICHIGAN COUNTY OF OAKLAND Estate of Donald W. Warneke Rev. Living Trust (UAD 9/05/2002) Decedent's Date of Birth: December 18, 1920 TO ALL CREDITORS: * NOTICE TO CREDITORS: The decedent, Donald William Warneke, died February 13, 2015. Creditors of the decedent are notified that all claims against the Trust will be forever barred unless presented to Donald R. Warneke, named Successor Trustee within 4 months after the date of publication of this notice. Date October 7, 2015 Jeffrey A. McKeever P49490 Attorney 19500 Victor Parkway, Suite 290 Livonia, MI 48152 734.927.6900 Donald R. Warneke Successor Trustee 29475 Hemlock Farmington Hills, MI 48336 248.471.6599 (10-8) NOTICE TO CREDITORS In the Matter of: ISADORE AVERBUCH LIVING TRUST u/a/d January 15, 2010 TO ALL CREDITORS: NOTICE TO CREDITORS: Isadore Averbuch, Settlor of the ISADORE AVERBUCH LIVING TRUST u/a/d 1/15/2010 and who was born on February 16, 1923 Who lived at: 6690 W. Maple, Apt. 3321, West Bloomfield, MI 48322 Died on September 30, 2015 Creditors of the Trust are notified that all claims against the Trust will be forever barred unless presented to Susan G. Averbuch, the Trustee of the Trust, within 4 months after the date of the publication of this notice. October 7, 2015 DENNIS C. MODZELEWSKI (P30586) Gaggos Law Firm, P.C. 32100 Telegraph Road, Suite 150 Bingham Farms, MI 48034 248-646-7700 SUSAN G. AVERBUCH 9005 Campbell Creek Drive Commerce Twp., MI 48390 248-514-2380 (10-8) PUBLICATION NOTICE TO CREDITORS DECEDENT’S PROBATE ESTATE STATE OF MICHIGAN - The County of Oakland, Estate of JEROME WALLACE CHRISTOPHER, Deceased, Social Security No.: XXX-XX-7637, Decedent’s date of birth: 10/12/1931 Oakland County Probate Court File No. 2015-365,888-DE TO ALL CREDITORS: NOTICE TO CREDITORS: The decedent, JEROME WALLACE CHRISTOPHER, who lived at: 21185 Van Buren Street, Southfield, MI 48033. Creditors of the deceased are notified that all claims against the estate will be forever barred unless presented to JERRI NIEZGODA, named Personal Representative, within 4 months of the publication of this notice. JERRI NIEZBODA Personal Representative Testate 40733 Opollo Northville, MI 48167 (248) 349-1355 Dated: October 6, 2015 RICHARD A. MASTAW P-24935 Attorney at Law 39111 Six Mile Road Livonia, Michigan 48152 (313) 533-1050 (10-8) Oakland County Legal News, Page 5 CASE NO. 15520071 PETITION 15004947 PUBLICATION OF HEARING STATE OF MICHIGAN, Judicial Circuit Family Division, County of Wayne. In the matter of: LAYLA MARIE PARKER -DOB08/19/2015 A hearing on CHILD PROTECTIVE will be conducted by the court on: TUESDAY, NOVEMBER 03, 2015, AT 10:00 A.M., in Courtroom 1-C, Lincoln Hall, 1025 E. Forest, Detroit, MI 48207 before: Referee LESLIE GRAVES 33929 IT IS THEREFORE ORDERED that *LETESHIA TIFFANY PARKER or the Biological Mother of LAYLA MARIE PARKER the Biological Father of LAYLA MARIE PARKER personally appear before the court at the time and place stated above. Notice to parent: This hearing may result in the termination of your parental rights, placement of the child(ren) in the permanent custody of the court for the purpose of adoption planning. A TRUE COPY CATHY M. GARRETT WAYNE COUNTY CLERK BY AF DEPUTY CLERK (10-8) NOTICE TO CREDITORS Randolph J. Mielnicki, deceased Date of Birth: 11/18/1952 TO ALL CREDITORS: Your interest in the Randolph J. Mielnicki Trust dated April 14, 2009, may be barred or affected by the following: The decedent, Randolph J. Mielnicki, who lived at 3737 Edinborough Drive, Rochester Hills, Michigan, died on May 31, 2015. There is no personal representative of the decedent's estate to whom Letters of Authority have been issued. Creditors of the decedent are notified that all claims against the Randolph J. Mielnicki Trust dated April 14, 2009, will be forever barred unless presented to Elizabeth A. Mielnicki, Trustee, c/o Elizabeth M. Petoskey, Conlin, McKenney & Philbrick, P.C., 350 S. Main St., Suite 400, Ann Arbor, Michigan 48104-2131, within four (4) months after the date of publication of this Notice. Notice is further given that the Trust will thereafter be assigned and distributed to the persons entitled to it. Elizabeth M. Petoskey (P37369) 350 South Main Street, Suite 400 Ann Arbor, Michigan 48104-2131 (734) 761-9000 (10-8) NOTICE TO CREDITORS Decedent's Trust Estate STATE OF MICHIGAN COUNTY OF OAKLAND Estate of Wayne E Schultz Living Trust (UAD 12/28/1998) Decedent's Date of Birth: August 7, 1929 TO ALL CREDITORS: * NOTICE TO CREDITORS: The decedent, Wayne Edward Schultz, died September 5, 2015. Creditors of the decedent are notified that all claims against the Trust will be forever barred unless presented to Robyn Tennison, named Successor Trustee within 4 months after the date of publication of this notice. Date October 7, 2015 Jeffrey A. McKeever P49490 Attorney 19500 Victor Parkway, Suite 290 Livonia, MI 48152 734.927.6900 Robyn Tennison Successor Trustee 1809 Post Avenue West Bloomfield Twp, MI 48324 248.420.1054 (10-8) This case has been designated as an eFiling case. To review a copy of the Notice of Mandatory eFiling visit www.oakgov.com/clerkrod/efiling J. Adam Behrendt (P58607) Maria L. Martinez (P78790) Bodman PLC 201 W. Big Beaver, Suite 500 Troy, MI 48084 (248) 743-6000 CASE NO. 2015-148198-CB JUDGE WENDY POTTS SUMMONS AND COMPLAINT STATE OF MICHIGAN, 6th JUDICIAL CIRCUIT, 1200 N. Telegraph Rd., Pontiac, MI 48341 (248) 858-0345 29649 NORTHWESTERN HIGHWAY, LLC 500 S. Opdyke Rd. Pontiac, Michigan 48341 Plaintiff, v DREAM DRESS BRIDAL SALON, LLC 2727 Woodstock Detroit, Michigan 48203 Defendant. This case is subject to the Business Court Standing Order on all Motions re: Discovery found at www.oakgov.com/courts/businesscourt SUMMONS NOTICE TO THE DEFENDANT: In the name of the people of the State of Michigan you are notified: 1. You are being sued. 2. YOU HAVE 21 DAYS after receiving this summons to file a written answer with the court and serve a copy on the other party or take other lawful action with the court (28 days if you were served by mail or you were served outside this state). (MCR 2.111[C]) 3. If you do not answer or take other action within the time allowed, judgment may be entered against you for the relief demanded in the complaint. Issued JUL 23 2015 This Summons expires OCT 22 2015 Court clerk Lisa Brown *This summons is invalid unless served on or before its expiration date. This document must be sealed by the seal of the court. COMPLAINT This is a business case in which all or part of the action includes a business or commercial dispute under MCL 600.8035. General Civil Cases A civil action between these parties or other parties arising out of the transaction or occurrence alleged in the complaint has been previously filed in the 46th District Court. The action is no longer pending. The docket number and the judge assigned to the action are: Docket No. LT 15 2105 Judge Shelia Johnson P37145 VENUE Plaintiffs residence Pontiac Defendants residence Southfield Place where action arose or business conducted Southfield Date 07/23/2015 /s/ Maria L. Martinez, (P78790) If you require special accommodations to use the court because of a disability or if you require a foreign language interpreter to help you fully participate in court proceedings, please contact the court immediately to make arrangements. Received for Filing Oakland County Clerk 2015 JUL 23 PM 03:05 This case has been designated as an eFiling case. To review a copy of the Notice of Mandatory eFiling visit www.oakgov.com/clerkrod/efiling J. Adam Behrendt (P58607) Maria L. Martinez (P78790) Bodman PLC 201 W. Big Beaver, Suite 500 Troy, MI 48084 (248) 743-6000 CASE NO. 2015-148198-CB JUDGE WENDY POTTS SUMMONS AND COMPLAINT STATE OF MICHIGAN, 6th JUDICIAL CIRCUIT, 1200 N. Telegraph Rd., Pontiac, MI 48341 (248) 858-0345 29649 NORTHWESTERN HIGHWAY, LLC 500 S. Opdyke Rd. Pontiac, Michigan 48341 Plaintiff, v EDITH SMITH 2727 Woodstock Detroit, Michigan 48203 Defendant. This case is subject to the Business Court Standing Order on all Motions re: Discovery found at www.oakgov.com/courts/businesscourt SUMMONS NOTICE TO THE DEFENDANT: In the name of the people of the State of Michigan you are notified: 1. You are being sued. 2. YOU HAVE 21 DAYS after receiving this summons to file a written answer with the court and serve a copy on the other party or take other lawful action with the court (28 days if you were served by mail or you were served outside this state). (MCR 2.111[C]) 3. If you do not answer or take other action within the time allowed, judgment may be entered against you for the relief demanded in the complaint. Issued JUL 23 2015 This Summons expires OCT 22 2015 Court clerk Lisa Brown *This summons is invalid unless served on or before its expiration date. This document must be sealed by the seal of the court. COMPLAINT This is a business case in which all or part of the action includes a business or commercial dispute under MCL 600.8035. General Civil Cases A civil action between these parties or other parties arising out of the transaction or occurrence alleged in the complaint has been previously filed in the 46th District Court. The action is no longer pending. The docket number and the judge assigned to the action are: Docket No. LT 15 2105 Judge Shelia Johnson P37145 VENUE Plaintiffs residence Pontiac Defendants residence Southfield Place where action arose or business conducted Southfield Date 07/23/2015 /s/ Maria L. Martinez, (P78790) If you require special accommodations to use the court because of a disability or if you require a foreign language interpreter to help you fully participate in court proceedings, please contact the court immediately to make arrangements. Received for Filing Oakland County Clerk 2015 JUL 23 PM 03:05 BODMAN PLC By: J. Adam Behrendt (P58607) Maria L. Martinez (P78790) 201 West Big Beaver, Suite 500 Troy, MI 48084 (248) 743-6000 Attorneys for plaintiff This case has been designated as an eFiling case. To review a copy of the Notice of Mandatory eFiling visit www.oakgov.com/clerkrod/efiling Case No. 2015-148198-CB Hon. JUDGE WENDY POTTS STATE OF MICHIGAN IN THE CIRCUIT COURT FOR THE COUNTY OF OAKLAND 29649 Northwestern Highway, LLC, Plaintiff, v. My Dream Dress Bridal Salon, LLC and Edith Smith, Defendants. COMPLAINT (In accordance with MCR 2.112(O)(1), this complaint meets the statutory requirements in MCL 600.8031 to be assigned to the business court) A civil action between these parties arising out of the transactions alleged in this complaint has been previously filed in the 46th Judicial Court, where it was given docket number LT 15 2105 and assigned to Judge Shelia R. Johnson. The action is no longer pending. COMPLAINT Plaintiff 29649 Northwestern Highway, LLC (“Northwestern Highway”) complains against defendants My Dream Dress Bridal Salon, LLC (“Dream Dress Bridal”) and Edith Smith as follows: PARTIES 1. Northwestern Highway is a Michigan limited liability company that maintains its principal place of business in Oakland County. 2. Dream Dress Bridal is a Michigan corporation that maintains its principal place of business in Oakland County. 3. Upon information and belief, Ms. Smith is an individual residing and/or conducting business in Oakland County. JURISDICTION AND VENUE 4. The Court has jurisdiction over this action because the amount in controversy is more than $25,000. 5. Venue is proper in the Court because defendants reside and/or conduct business in Oakland County. COMMON ALLEGATIONS A. The Lease. 6. Dream Dress Bridal executed a written Lease Agreement dated November 10, 2014 (“Lease”), under which Dream Dress Bridal leased certain space in the Applegate Square Shopping Center (“Property”) for the purpose of operating a retail business. A copy of the Lease is attached as Exhibit A. 7. The Lease was for a term of (Continued on Page 6) OCTOBER 8, 2015 OAKLAND_OAKLAND ODD TEMPLATE 10/7/15 4:27 PM Page 6 Page 6, Oakland County Legal News LEGAL NOTICES ——— (Continued from Page 5) thirty-six months, with a commencement date of December 1, 2014 and an expiration date of November 30, 2017. Id. at 37. 8. Under the Lease, for its use and possession of the Property, Dream Dress Bridal agreed to pay Northwestern Highway monthly base rent, additional rent (consisting of all other charges required to be paid by Tenant under the Lease), and any interest and late charges accrued thereon (collectively, “Rent”). See Exhibit A at 4; 37. 9. As part of the Lease, Ms. Smith executed a Guaranty in which she “absolutely, unconditionally and irrevocably” guaranteed Northwestern Highway “full and complete payment . . . of all rent, additional rent and other charges, sums and amounts” to be paid under the Lease in the event Dream Dress Bridal failed to do so. Id. at 41-42. The Guaranty is attached as Exhibit B. B. Defendants' Defaults. 10. To date, Dream Dress Bridal and Ms. Smith have failed to make all required payments to Northwestern Highway under the Lease. 11. Failure to pay rent or any other money due constitutes a default under the Lease. Id. at 17. 12. Upon the occurrence of any such default, Northwestern Highway has the right, among others, to declare the Lease terminated and demand all amounts due (including accelerated rent payments, damages it may incur by reason of such default, attorney fees and costs, and all other charges that would be due for the balance of the Lease term). See id. at 17-18; 9. 13. In addition to the right to demand all amounts due, upon the occurrence of any default, Northwestern Highway has the right to file a lawsuit to recover possession from Dream Dress Bridal. Id. 17. 14. Northwestern Highway exercised that right by filing a complaint for possession for nonpayment of rent against Dream Dress Bridal in the 46th District Court on May 21, 2015. Northwestern Highway did not request a money judgment because the amount owed exceeds the jurisdictional limitations of the 46th District Court. 15. On June 10, 2015, the 46th District Court entered a judgment of possession in favor of Northwestern Highway. 16. On July 1, 2015, the 46th District Court entered an order of eviction and writ of restitution, ordering the removal of Dream Dress Bridal from the Property. 17. Dream Dress Bridal vacated the Property on or before July 9, 2015, before it became necessary to execute the writ. COUNT I BREACH OF THE LEASE 18. Northwestern Highway incorporates paragraph nos. 1-17 as if set forth here fully. 19. To date, Dream Dress Bridal has refused or neglected to pay the outstanding amounts due to Northwestern Highway under the Lease. 20. Dream Dress Bridal's failure to pay the outstanding amounts constitutes a material breach of the Lease. WHEREFORE, Northwestern Highway requests that the Court enter a judgment in its favor and against Dream Dress Bridal for all amounts due under the Lease, which is in excess of $25,000, plus interest, expenses, and costs of collection, including attorney fees. COUNT III BREACH OF GUARANTY 21. Northwestern Highway incorporates paragraph nos. 1-20 as if set forth here fully. 22. Subject to the terms of the Guaranty, Ms. Smith is required to repay Northwestern Highway all rent, additional rent and other charges, sums and amounts required to be paid during the term of the Lease, including any attorney fees and costs incurred by Northwestern Highway in enforcing the Lease and the Guaranty. 23. To date, Ms. Smith has failed to comply with her obligations under the Guaranty. 24. The failure of Ms. Smith to comply with the Guaranty constitutes a material breach of the Guaranty. WHEREFORE, Northwestern Highway requests that the Court enter a judgment in its favor and against Ms. Smith for all amounts due under the Lease, which is in excess of $25,000, plus interest, expenses and costs of collection, including attorney fees. July 23, 2015 Respectfully submitted, BODMAN PLC By: /s/ Maria L. Martinez (P78790) J. Adam Behrendt (P58607) Maria L. Martinez (P78790) 201 West Big Beaver, Suite 500 Troy, Michigan 48084 (248) 743-6000 Attorneys for plaintiff Received for Filing Oakland County Clerk 2015 JUL 23 PM 03:05 Case No. 2015-148198-CB State of Michigan, 6th Judicial Circuit, 1200 N. Telegraph Rd., Pontiac, MI 48341, (248) 858-1000. 29649 NORTHWESTERN HIGHWAY, LLC 500 S. Opdyke Rd. Pontiac, MI 48341 Plaintiff, v MY DREAM DRESS BRIDAL SALON, LLC and EDITH SMITH 2727 Woodstock Detroit, MI 48203 Defendant. ORDER REGARDING ALTERNATE SERVICE THE COURT FINDS: Service of process upon the defendant My Dream Dress Bridal Salon c/o Reg. Agent June Rachele Smith cannot reasonably be made as provided in MCR 2.105, and service of process may be made in a manner that is reasonably calculated to give the defendant actual notice of the proceedings and an opportunity to be heard. IT IS ORDERED: Service of the summons and complaint and a copy of this order may be made by the following method(s): First Class Mail to 2727 Woodstock, Detroit, MI 48302. Tacking or firmly affixing to the door at 2727 Woodstock, Detroit, MI 48302. Other: Publication in The Oakland County Legal News for three consecutive weeks. For each method used, proof of service must be filed promptly with the court. Date: OCT 05 2015 /s/ Judge Wendy Potts Judge JH Received for Filing Oakland County Clerk 2015 OCT 05 AM 10:34 (10-8)(10-22) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Willie I Floyd, A Single Man to Argent Mortgage Company, LLC, Mortgagee, dated October 26, 2005 and recorded November 17, 2005 in Liber 36629 Page 526 Oakland County Records, Michigan. Said mortgage was assigned through mesne assignments to: Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W5, by assignment dated June 24, 2013 and recorded July 10, 2013 in Liber 46040, Page 164, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Four Thousand Sixteen Dollars and Seventy-Five Cents ($64,016.75) including interest 3.48310% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on November 10, 2015 Said premises are situated in City of Pontiac, Oakland County, Michigan, and are described as: Lot 248, Fairview Heights, as recorded in Liber 22, Page 7 of Plats, Oakland County Records. Commonly known as 600 Ditmar Ave, Pontiac MI 48341-2625 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 10/08/2015 Deutsche Bank National Trust Company, as Trustee for Argent Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-W5, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-28925 (10-8)(10-29) Second Insertion CIRCUIT COURT SALE Case No. 14140338-CH In pursuance and by virtue of a Consent Judgment of Foreclosure of Lien and Other Relief of the Circuit Court for the County of Oakland, State of Michigan, made and entered on July 29, 2014, in a certain cause therein pending, wherein, Bavaria on the Water Condominium Association was the Complainant and Douglas E. Johnson was the Defendant, Notice is hereby given that I shall sell at public auction to the highest bidder, immediately inside the South ground floor lobby entrance to the Oakland County Circuit Court Building in the City of Pontiac, Oakland County, Michigan, (that being the building where the Circuit Court for Oakland County is held), on November 17, 2015, at 10:00 o'clock in the fore noon, Local Time, the following described property, To-Wit: ALL of a certain piece of land situated in the Township of Springfield, County of Oakland and State of Michigan, described as follows: Unit 11, BAVARIA ON THE WATER CONDOMINIUM, a condominium project, according to the Master Deed thereof recorded in Liber 8179, Pages 805 through 842, as amended, Oakland County Records, and designated as Oakland County Condominium Subdivision Plan No. 347 Tax ID No.: 07-24-102011 Commonly known as: 7300 Bluewater Dr. Apt. 111, Clarkston, MI 48348 This property may be redeemed during the six (6) months following the sale. Dated: September 30, 2015 By: Thomas Rabette, Deputy Clerk John L. Finkelmann Attorney for Plaintiff Bar No. P66054 23201 Jefferson Avenue St. Clair Shores, MI 48080 (10-01)(11-05) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by KATHERINE COLLIS, A SINGLE WOMAN, to FIRST SECURITY SAVINGS BANK, FSB, Mortgagee, dated April 13, 1995, and recorded on April 19, 1995, in Liber 15358, on Page 463, and re-recorded on January 17, 1997 in Liber 16920, on Page 664, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned, Oakland County Records, Michigan, on which mortgage there is Thursday, October 8, 2015 claimed to be due at the date hereof the sum of Twenty Thousand Six Hundred Seventy-One Dollars and Forty-Three Cents ($20,671.43), including interest at 7.750% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Oakland County Circuit Court Room #W128H 1st Floor/West Wing, 1200 N. Telegraph, Pontiac, MI 48341 at 10:00 AM o'clock, on November 17, 2015 Said premises are located in Oakland County, Michigan and are described as: LOT 253, INCLUDING ONE-HALF OF THE VACATED ALLEY LOCATED AT THE REAR THEREOF AND ADJACENT THEREOF, FORD HEIGHTS SUBDIVISION, ACCORDING TO THE PLAT THEREOF AS RECORDED IN LIBER 9, PAGE 25 OF PLATS, OAKLAND COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 125.1449K, in which case the redemption period shall be 3 months, or under MCL 125.1449v, 30 days from the date of such sale. MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20150630163724 FHA (10-1)(10-22) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kevin R Liner and Tracey A Liner, Husband and Wife, original mortgagor(s), to Towne Mortgage Company, Mortgagee, dated August 6, 2003, and recorded on September 29, 2003 in Liber 30921 on Page 623, and assigned by mesne assignments to Wells Fargo Bank, N.A. as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Nineteen Thousand Four Hundred Ninety-Two and 54/100 Dollars ($119,492.54). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 3, 2015. Said premises are situated in City of Madison Heights, Oakland County, Michigan, and are described as: Lot(s) 114 of Lipton Subdivision, according to the plat thereof recorded in Liber 72 of Plats, page 21 of Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 1, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #456067F01 (10-01)(10-22) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Eddie Williams, Jr., A Married man and Laverne Williams, His Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated October 12, 2004, and recorded on November 16, 2004 in Liber 34432 on Page 210, and assigned by mesne assignments to US Bank National Association, as Trustee for Securitized Asset Backed Receivables LLC Trust 2005-EC1 Mortgage Pass-Through Certificates, Series 2005-EC1 as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Nine Hundred Thirty-Three Thousand Three Hundred Twenty-Four and 10/100 Dollars ($933,324.10). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 3, 2015. Said premises are situated in Charter Township of West Bloomfield, Oakland County, Michigan, and are described as: Lot(s) 23 of Lakeridge of Wabeek Subdivision, according to the Plat thereof recorded in Liber 162 of Plats, Page(s) 7, 8 and 9 of Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 1, 2015 For more information, please call: FC J (248) 593-1311 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #452118F02 (10-01)(10-22) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Samuel Armeni and Jacci Armeni, husband and wife, original mortgagor(s), to Chase Manhattan Bank USA, N.A., Mortgagee, dated March 26, 2004, and recorded on July 2, 2004 in Liber 33487 on Page 380, and assigned by said Mortgagee to JPMorgan Chase Bank, National Association as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Thirty-Two Thousand Eight Hundred Eighty-Five and 99/100 Dollars ($32,885.99). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 3, 2015. Said premises are situated in City of Royal Oak, Oakland County, Michigan, and are described as: The Southwesterly 10 feet of Lot 20 and all of Lot 21 of Woodwardside Subdivision, according to the plat thereof recorded in Liber 37 of Plats, page(s) 6 of Oakland County Records. The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 1, 2015 For more information, please call: FC S (248) 593-1304 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455909F01 (10-01)(10-22) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. THE FORECLOSING PARTY ANTICIPATES BIDDING LESS THAN THE FORECLOSING PARTY'S OPINION OF THE MARKET VALUE. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Bonita K Reardon, a single person, original mortgagor(s), to CitiMortgage, Inc. as successor in interest by merger to ABN AMRO Mortgage Group, Inc., Mortgagee, dated July 25, 2003, and recorded on December 16, 2003 in Liber 31694 on Page 48, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Seven Thousand Twenty-Seven and 22/100 Dollars ($67,027.22). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on November 3, 2015. Said premises are situated in Village of Beverly Hills, Oakland County, Michigan, and are described as: Lot 345 to 348 inclusive "Beverly Manor No. 1" as recorded in Liber 38, Page 38 of Plats, Oakland County Records The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: October 1, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #456023F01 (10-01)(10-22) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Justin K Douglas, A Single Man to Mortgage Electronic Registration Systems, Inc., as nominee for Countrywide Mortgage Ventures, LLC dba propertymortgage.com, its successors and assigns, Mortgagee, dated November 30, 2007 and recorded December 5, 2007 in Liber 39812 Page 324 and modified by Agreement dated January 10, 2014 and recorded September 24, 2014 in Liber 47433 Page 862 Oakland County Records, Michigan. Said mortgage was assigned through mesne assignments to: Nationstar Mortgage LLC, by assignment dated January 24, 2013 and recorded February 27, 2013 in Liber 45425 Page 107 and by assignment dated February 28, 2013 and recorded March 13, 2013 in Liber 45497 Page 333, on which mortgage there is claimed to be due at the date hereof the sum of Forty Thousand Nine Hundred Sixty-Eight Dollars and Forty-Three Cents ($40,968.43) including interest 4.25% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on November 3, 2015 Said premises are situated in City of Pontiac, Oakland County, Michigan, and are described as: Land situated in the City of Pontiac, County of Oakland, State of Michigan described as: Lot 67, Joslyn Gardens Subdivision, according to the recorded plat thereof, as recorded in Plat Liber 27, Page(s) 23, Oakland County Records. Commonly known as 715 4th Ave, Pontiac MI 48340 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 10/01/2015 Nationstar Mortgage LLC, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27880 (10-1)(10-22) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Louise M Applebaum , an unmarried woman, Mortgagors, to Mortgage Electronic Registration Systems Inc. (MERS) as nominee for Quicken Loans Inc., Mortgagee, dated the 23rd day of May, 2013 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 3rd day of June, 2013 in Liber 45872 of Oakland County Records, page 328, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Eighty-four Thousand Seven Hundred Eighty-eight and 53/100 ($84788.53), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 3rd day of November, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 4.250 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Farmington Hills , County of Oakland, State of Michigan, and described as follows, to wit: Woodcreek Village Condominium, Unit 101, Garage 102, Building 8, according to the Master Deed recorded in Liber 7584, Page 380 through 440, inclusive, Oakland County Records, and designated as Oakland County Condominium Subdivision Plan No. 269, together with the rights in general common elements and limited common elements, as set forth in said Master Deed and as described in Act 59 of the Public Acts of 1978, and as amended in the First Amendment to the Master Deed recorded in Oakland County Register of Deeds on October 3, 1979 in Liber 7636, Pages 25 and 26, and the Second Amendment to the Master Deed recorded in Oakland County Register of Deeds on February 7, 1980 in Liber 7731, Page 465, Third Amendment recorded in Liber 8297, Page 155, Fourth Amendment recorded in Liber 9961, Page 892 and Fifth Amendment recorded in Liber 39866, Page 607 During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 10/1/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA ApplebaumLou (10-1)(10-22) mortgage is now held by Wells Fargo Bank, N.A., by assignment. There is claimed to be due at the date hereof the sum of One Hundred Fifty-Two Thousand Nine Hundred Ten and 58/100 Dollars ($152,910.58), including interest at 6% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Oakland County, Michigan at 10:00 AM on OCTOBER 27, 2015. Said premises are located in the City of Clawson, Oakland County Michigan, and are described as: Lot 55, and the East 10 feet of Lot 56, Artesia Park, according to the Plat thereof, as recorded in Liber 32, Page 34 of Plats, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 24, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-013864 FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Robert Baldwin, a single man and Nicole Beausoleil,, a single woman, Mortgagors, to Mortgage Electronic Registration Systems, Inc as nominee for Gold Star Mortgage Financial Group, Mortgagee, dated the 4th day of August, 2011 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 19th day of August, 2011 in Liber 43303 of Oakland County Records, page 347, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of Seventy Eight Thousand Three Hundred Fifty Seven & 96/100 ($78,357.96), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 3rd day of November, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 5.000% per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Waterford, County of Oakland, State of Michigan, and described as follows, to wit: The North 90 feet of Lot 16, Block 1, CoTu-Ma-Bi Bluffs Subdivision, according to the plat thereof as recorded in Liber 4 of plats, Page 13, Oakland County Records ALSO The South 10.63 feet of Lot 13, Supervisor's Plat No. 37, according to the plat thereof as recorded in Liber 67 of plats, Page 34, Oakland County Records During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 10/1/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA BaldwinRo (10-1)(10-22) Third Insertion Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Alex Bertalan and Myroslava Bertalan, husband and wife, to Plymouth Exchange Mortgage Corporation, Mortgagee, dated May 23, 2003 and recorded July 9, 2003 in Liber 29877, Page 32, Oakland County Records, Michigan. Said (09-24)(10-15) Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 IF YOU ARE NOW ON ACTIVE MILITARY DUTY OR HAVE BEEN IN THE PRIOR ONE YEAR, PLEASE CONTACT OUR OFFICE AT 248-502-1400. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Gary D. Schmidt and Karen L. Schmidt, husband and wife, to Washington Mutual Bank FA, Mortgagee, dated July 23, 2008 and recorded November 26, 2008 in Liber 40739, Page 367, Oakland County Records, Michigan. Said mortgage is now held by U.S. Bank Trust, N.A., as Trustee for LSF9 Master Participation Trust, by assignment. There is claimed to be due at the date hereof the sum of Two Hundred Fifty Thousand Eight Hundred Seventy-Six and 12/100 Dollars ($250,876.12), including interest at 4.311% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the place of holding the circuit court within Oakland County, Michigan at 10:00 AM on OCTOBER 27, 2015. Said premises are located in the City of Wixom, Oakland County Michigan, and are described as: Lot 8, Wexford Mews Number 1, according to the Plat thereof recorded, in Liber 212 of Plats, Pages 4,5,6,7 and 8, Oakland County Records. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA §600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. Dated: September 24, 2015 Orlans Associates, P.C. Attorneys for Servicer P.O. Box 5041 Troy, MI 48007 File No. 15-014343 (09-24)(10-15) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Argene Davis and Belinda R. Davis, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated May 3, 2005, and recorded on June 14, 2005 in Liber 35677 on Page 309, and assigned by mesne assignments to The Bank of New York Mellon, f/k/a The Bank of New York, successor in interest to JPMorgan Chase Bank, N.A., as Trustee for Bear Stearns Asset Backed Securities Trust 2006-SD1, Asset-Backed Certificates, Series 2006-SD1 as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Seven Thousand Three Hundred Fifty-Eight and 86/100 Dollars ($177,358.86). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on October 27, 2015. Said premises are situated in City of Southfield, Oakland County, Michigan, and are described as: The South 20 feet of (Continued on Page 7) OCTOBER 8, 2015 OAKLAND_OAKLAND ODD TEMPLATE 10/7/15 4:27 PM Page 7 Thursday, October 8, 2015 LEGAL NOTICES ——— (Continued from Page 6) Third Insertion Lot 339 and the North 40 feet of Lot 340, Woodlands Park Subdivision, as recorded in Liber 37, Page 40 of plats, Oakland County Records, Michigan. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 24, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #136800F04 (09-24)(10-15) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Erik Welch and Rachelle Welch, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated December 19, 2005, and recorded on December 27, 2005 in Liber 36847 on Page 327, and assigned by mesne assignments to Wilmington Trust, National Association as Successor Trustee to Citibank, N.A. as Trustee for Lehman XS Trust Mortgage Pass-Through Certificates, Series 2006-13 as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty-Seven Thousand Two Hundred Twenty-Four and 28/100 Dollars ($127,224.28). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on October 27, 2015. Said premises are situated in Charter Township of Brandon, Oakland County, Michigan, and are described as: Lot 35 and 36, Block 11, Perry Lake Heights, as recorded in Liber 30, Page 22 of Plats. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 24, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #233046F04 (09-24)(10-15) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ronald Sarcevich, Trustee of the Ronald Sarcevich Revocable Living Trust Dated February 7, 1999 as completely restated April 24, 2008, original mortgagor(s), to Comerica Bank, Mortgagee, dated April 3, 2009, and recorded on April 9, 2009 in Liber 41055 on Page 738, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Seven Thousand One Hundred Fifty-Five and 13/100 Dollars ($67,155.13). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on October 27, 2015. Said premises are situated in Charter Township of Commerce, Oakland County, Michigan, and are described as: Unit 39, Hidden Paradise Condominium, according to the Master Deed recorded in Liber 20588, Pages 299 through 355, inclusive, Oakland County Records and designated as Oakland County Condominium Subdivision Plan Number 1201, together with rights in common elements and limited common elements as set forth in the above Master Deed, (and amendments thereto) and as described in Act 59 of the Public Acts of 1978, as amended. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 24, 2015 For more information, please call: FC H (248) 593-1300 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #454293F01 (09-24)(10-15) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Rebecca Makowski aka Rebecca Lou Makowski aka Rebecca L. Makowski, an unmarried woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender's successors and/or assigns, Mortgagee, dated January 12, 2005, and recorded on January 21, 2005 in Liber 34820 on Page 142, and assigned by mesne assignments to Nationstar Mortgage LLC as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eleven Thousand Fifty-Eight and 35/100 Dollars ($111,058.35). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on October 27, 2015. Said premises are situated in City of Madison Heights, Oakland County, Michigan, and are described as: Lots 14, Steven Heights Subdivision, as recorded in Liber 94 on Pages 34 of Plats. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 24, 2015 For more information, please call: FC X (248) 593-1302 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #287938F02 (09-24)(10-15) RANDOLPH B. OSSTYN, P26052 419 W. Washington Street Marquette, MI 49855 906-228-3650 Case No. 2015147393 State of Michigan, 6th Judicial Circuit, 1200 N. Telegraph Rd., Dept. 404, Pontiac, MI 48341-0404, 248/858-0582. LIBERTY MUTUAL INSURANCE Plaintiff, V BILLY LANIER HOGUE 16480 Marcellus Hwy Marcellus, MI 49067 313/433-8898 Defendant. ORDER FOR ALTERNATE SERVICE In the matter of Liberty Mutual Insurance v Billy Lanier Hogue THE COURT FINDS: Service of process upon defendant Billy Lanier Hogue cannot reasonably be made as provided in MCR 2.105, and service of process may be made in a manner which is reasonably calculated to give defendant actual notice of the proceedings and an opportunity to be heard. IT IS ORDERED: Service of the summons and complaint and a copy of this order may be made by the following method(s): Certified mail, return receipt requested to: 16480 Marcellus Hwy., Marcellus, MI 49067: The last known address. Tacking or firmly affixing to the door at 16480 Marcellus Hwy., Marcellus, MI 49067: The last known address. Other: Publication in The Oakland County Legal News for three consecutive weeks. For each method used, proof of service must be filed promptly with the court. Date: SEP 18 2015 /s/ Judge Nanci J. Grant Judge AF Receiving for Filing Oakland County Clerk 2015 SEP 21 AM 10:18 (9-24)(10-8) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by DENNIS POTVIN, also known as Dennis W Potvin and MARIFIE POTVIN husband and wife, also known as Marifie D Potvin, Mortgagors, to Mortgage Electronic Registration Systems Inc. (MERS) as nominee for Quicken Loans Inc., Mortgagee, dated the 12th day of May, 2005 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 25th day of May, 2005 in Liber 35569 of Oakland County Records, page 802, said Mortgage having been assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 200533CB MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-33CB on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Ninety-four Thousand Thirty-nine and 61/100 ($194,039.61), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 3rd day of November, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.125 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of Waterford, County of Oakland, State of Michigan, and described as follows, to wit: Lot 264 of Watkins Hills No. 9, as recorded in Liber 173 Pages 20 to 22 of Plats During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 09/24/2015 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-33CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-33CB Mortgagee FABRIZIO & BROOK, P.C. Attorney for THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE, FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF CWALT, INC., ALTERNATIVE LOAN TRUST 2005-33CB MORTGAGE PASSTHROUGH CERTIFICATES, SERIES 2005-33CB 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 SMS POTVINDENNIS (9-24)(10-15) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Judith Svehar, a single woman to Eastern Savings Bank, fsb, Mortgagee, dated December 13, 2007 and recorded January 9, 2008 in Liber 39899 Page 134 Oakland County Records, Michigan on which mortgage there is claimed to be due at the date hereof the sum of Forty-Nine Thousand Ninety-Seven Dollars and Twelve Cents ($49,097.12) including interest 9.64% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on October 27, 2015 Said premises are situated in City of Oak Park, Oakland County, Michigan, and are described as: Lot 503, Oak Park Subdivision, as recorded in Liber 11, Pages 10 and 11 of Plats, Oakland County Records. Commonly known as 10601 Oak Park Blvd, Oak Park MI 48237 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/24/2015 Eastern Savings Bank, fsb Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27927 (9-24)(10-15) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Menzie Boykins Jr. and Patricia Boykins, Husband and Wife to Mortgage Electronic Registration Systems, Inc. as nominee for Homecomings Financial Network, Inc., its successors and assigns, Mortgagee, dated September 2, 2005 and recorded September 20, 2005 in Liber 36283 Page 552 Oakland County Records, Michigan. Said mortgage was assigned to: U.S. Bank National Association, as Trustee for Residential Funding Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series 2005-S7, by assignment dated September 18, 2015 and subsequently recorded on which mortgage there is claimed to be due at the date hereof the sum of Five Hundred Nineteen Thousand Three Hundred Sixty-Eight Dollars and Eighty-Four Cents ($519,368.84) including interest 3.95% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on October 27, 2015 Said premises are situated in Township of West Bloomfield, Oakland County, Michigan, and are described as: Lot 15, Carrington Gardens Subdivision, according to the plat thereof recorded in Liber 282 of Plats, Pages 11 through 26, inclusive, Oakland County Records. Commonly known as 6968 Lexington Dr, West Bloomfield MI 48322 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/24/2015 U.S. Bank National Association, as Trustee for Residential Funding Mortgage Securities I, Inc., Mortgage PassThrough Certificates, Series 2005-S7, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27878 (9-24)(10-15) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Daniel F Robert, a single man, Mortgagors, to ABN AMRO Mortgage Group, Inc., Mortgagee, dated the 16th day of July, 2007 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 27th day of July, 2007 in Liber 39406 of Oakland County Records, page 571, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Fifty Two Thousand One Hundred Fifty Nine and 86/100 ($152,159.86), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 27th day of October, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.63 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the Township of White Lake, County of Oakland, State of Michigan, and described as follows, to wit: The East 1/2 of Lot 5 and the West 1/2 of Lot 6, White Lake Grove Subdivision, recorded in Liber 47, Page 41 of plats, Oakland County Records. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be aban- doned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/24/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA ROBERTDan (9-24)(10-15) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by Frederick Wray Moffatt and Winifred Helen Moffatt, husband and wife, Mortgagors, to Mortgage Electronic Registration Systems Inc. (MERS) as nominee for Quicken Loans Inc., Mortgagee, dated the 31st day of August, 2005 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 7th day of September, 2005 in Liber 36214 of Oakland County Records, page 642, said Mortgage having been assigned to Ditech Financial LLC FKA Green Tree Servicing LLC on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Eighty-four Thousand Four Hundred Seventy-one and 48/100 ($184,471.48), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 27th day of October, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.50 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Rochester Hills, County of Oakland, State of Michigan, and described as follows, to wit: Lot 139, North Hill Subdivision, according to the plat thereof as recorded in Liber 78, Page 36 of plats, Oakland County Records. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/24/2015 Ditech Financial LLC FKA Green Tree Servicing LLC Mortgagee FABRIZIO & BROOK, P.C. Attorney for Ditech Financial LLC FKA Green Tree Servicing LLC 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 GTAZ FNMA MOFFATTWIN (9-24)(10-15) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by JOHN K. LAWLER and DONNA M. LAWLER, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for lender and lender's successors and assigns, Mortgagee, dated August 11, 2003, and recorded on September 26, 2003, in Liber 30906, on Page 72, and assigned by said mortgagee to THE HUNTINGTON NATIONAL BANK, as assigned, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Seventy-Eight Thousand Two Hundred Ninety-Six Dollars and Ninety-Four Cents ($278,296.94), including interest at 4.625% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Oakland County Circuit Court Room #W128H 1st Floor/West Wing, 1200 N. Telegraph, Pontiac, MI 48341 at 10:00 AM o'clock, on October 27, 2015 Said premises are located in Oakland Oakland County Legal News, Page 7 County, Michigan and are described as: LOT 7, KENSINGTON FOREST SUBDIVISION NO. 1, AS RECORDED IN LIBER 222, PAGES 31 THROUGH 37, INCLUSIVE, OF PLATS, OAKLAND COUNTY RECORDS. The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. THE HUNTINGTON NATIONAL BANK Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20120320032637 FNMA (9-24)(10-15) Schneiderman & Sherman, P.C. Attorneys 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 SCHNEIDERMAN & SHERMAN, P.C., IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by RICHARD A. SMITH and KATHY T. SMITH, AKA KATHY SMITH, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc., as nominee for BANK ONE, N.A., Mortgagee, dated November 7, 2002, and recorded on December 4, 2002, in Liber 27264, on Page 444, and assigned by said mortgagee to U.S. BANK NATIONAL ASSOCIATION, as assigned, Oakland County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Sixty-Two Thousand Six Hundred Thirty-Three Dollars and Ninety-Four Cents ($262,633.94), including interest at 4.875% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Oakland County Circuit Court Room #W128H 1st Floor/West Wing, 1200 N. Telegraph, Pontiac, MI 48341 at 10:00 AM o'clock, on October 27, 2015 Said premises are located in Oakland County, Michigan and are described as: Lot(s) 90, "Roma Ridge Subdivision", as recorded in Liber 205, Page(s) 28 of Plats, Oakland County Records The redemption period shall be 6 months from the date of such sale, unless abandoned under MCL 600.3241, in which case the redemption period shall be 1 month, or under MCL 600.3241a 30 days from the date of such sale, or 15 days from the MCL 600.3241a(b) notice, whichever is later, or extinguished pursuant to MCL 600.3238. If the above referenced property is sold at a foreclosure sale under Chapter 600 of the Michigan Compiled Laws, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. U.S. BANK NATIONAL ASSOCIATION Mortgagee/Assignee Schneiderman & Sherman, P.C. 23938 Research Drive, Suite 300 Farmington Hills, MI 48335 S20141114052963 FNMA (9-24)(10-15) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Edwin Fairchild and Brenda M. Fairchild, Husband and Wife to Mortgage Electronic Registration Systems, Inc. as nominee for Flagstar Bank, FSB its successors and assigns, Mortgagee, dated February 6, 2008 and recorded February 15, 2008 in Liber 40015 Page 305 Oakland County Records, Michigan. Said mortgage was assigned to: Nationstar Mortgage LLC, by assignment dated August 21, 2015 and recorded September 18, 2015 in Liber 48615, Page 197, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred EightySix Thousand Five Hundred Thirty-Three Dollars and Fifty-Nine Cents ($186,533.59) including interest 6.5% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on October 27, 2015 Said premises are situated in Township of White Lake, Oakland County, Michigan, and are described as: Lot 138, except the Westerly 140 feet of Cooley beach Sub-Division, according to the Plat thereof recorded in Liber 24 of Plats, Page 2, Oakland County Records. Commonly known as 1190 Union Lake Rd, White Lake MI 48386 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/24/2015 Nationstar Mortgage LLC, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-24566 (9-24)(10-15) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Edwin N. Respondek and Sherlynn L. Respondek, Husband and Wife to Mortgage Electronic Registration Systems Inc., as nominee for Flagstar Bank, FSB its successors and assigns, Mortgagee, dated April 21, 2003 and recorded May 17, 2003 in Liber 29213 Page 238 Oakland County Records, Michigan. Said mortgage was assigned through mesne assignments to: Nationstar Mortgage LLC, by assignment dated August 5, 2015 and recorded August 13, 2015 in Liber 48497, Page 169, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Fifty Thousand Two Hundred Seventy-Four Dollars and Ninety-Four Cents ($150,274.94) including interest 3.875% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on October 27, 2015 Said premises are situated in City of Southfield, Oakland County, Michigan, and are described as: Lot 49 - Rougewood Knolls Subdivision, as recorded in Liber 55, on Page 35 of Plats, Oakland County Records. Commonly known as 26101 Rouge Ct, Southfield MI 48034 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 9/24/2015 Nationstar Mortgage LLC, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27234 (9-24)(10-15) Fourth Insertion Driggers, Schultz & Herbst, P.C. Attorneys 2600 W. Big Beaver Road, Ste. 550 Troy, Michigan 48084 NOTICE OF MORTGAGE FORECLOSURE SALE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be adjourned by the foreclosing mortgagee before or at the time of sale. This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default having been made in the terms and conditions of a certain Mortgage made by Mazen Jadallah and Ellen Jadallah, husband and wife, in favor of John Adams Mortgage Company, as Mortgagee, whose interest is now held by Michigan Land Mortgage, LLC, a Michigan limited liability company, whose address is 45511 Market Street, Shelby Township, Michigan 48315, as Assignee, by way of an Assignment of Mortgage dated September 11, 2013 and recorded September 17, 2013 in Liber 46326, Page 774, Oakland County Records, of a Mortgage dated May 11, 2007 and recorded June 14, 2007 in Liber 39244, Page 614, Oakland County Records, on which Mortgage there is claim to be, at the date of this notice, the sum of One Hundred SixtyNine Thousand Nine Hundred Forty 09/100 Dollars ($169,940.09); And no suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, Therefore, by virtue of the power of sale contained in said mortgage, and pursuant to the statute of the State of Michigan in such case made and provided, notice is hereby given that on Tuesday, October 27, 2015 at 10:00 o'clock, A.M., Local Time, said mortgage will be fore- (Continued on Page 8) OCTOBER 8, 2015 OAKLAND_OAKLAND ODD TEMPLATE 10/7/15 4:27 PM Page 8 Page 8, Oakland County Legal News LEGAL NOTICES ——— (Continued from Page 7) Fourth Insertion closed by a sale at public auction, to the highest bidder, at public venue, in the holding place at the Circuit Court within Oakland County, Michigan, of part of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage, with the interest thereof at 8.0% per annum and all legal costs, charges and expenses, including the attorney fees allowed by law, and also any sum or sum which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: The premises is located in the in the City of Novi, Oakland County, Michigan, described as: Part of the Southwest 1/4 of Section 30, Town 1 North, Range 8 East, described as beginning at a point distant North 00 degrees 07 minutes 40 seconds West 430.58 feet from the Southwest Section corner; thence North 88 degrees 54 minutes 43 seconds East 592.58 feet; thence North 00 degrees 07 minutes 40 seconds West 150.02 feet; South 88 degrees 54 minutes 43 seconds West 592.58 feet; thence South 00 degrees 07 minutes 40 seconds East 150.02 feet to the point of beginning. Tax Parcel ID #50-22-30-300-023. Commonly known as: V/L Napier Road, Novi, Michigan. The redemption period shall be six (6) months from the date of such sale unless subject to the provisions of MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or MCL 600.3238, in which case the redemption period will be extinguished upon entering a Judgment of Possession. Pursuant to MCLA 600.3278, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated September 15, 2015. For more information, please call: Kathryn S. Beck, Esq. (248) 649-6000, Driggers, Schultz & Herbst, P.C. Attorneys for Assignee, 2600 W. Big Beaver Road, Ste. 550, Troy, Michigan 48084. V/L Napier Road, Novi, Michigan (9-17)(10-15) Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, MI 48334-5422 THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest. MORTGAGE SALE - Default has been made in the conditions of a mortgage made by John Baird, a married man and Charlotte M. Bennett, his wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., Mortgagee, dated August 26, 2010, and recorded on September 7, 2010 in Liber 42345 on Page 92, and assigned by said Mortgagee to Wells Fargo Bank, NA as assignee as documented by an assignment, in Oakland county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Two Hundred Seventy-Eight Thousand Seven Hundred Eleven and 26/100 Dollars ($278,711.26). Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Oakland County, at 10:00 AM, on October 20, 2015. Said premises are situated in Charter Township of Brandon, Oakland County, Michigan, and are described as: Part of the North 1/2 of Section 11 Town 5 North, Range 9 East, Brandon Township, Oakland County, Michigan, described as follows: Beginning at a point which bears West 662.87 feet and South 2315.80 feet from the North 1/4 corner of Section 11; thence East 1318.69 feet; thence South 00 degrees 09 minutes 30 seconds West 333.26 feet; thence South 89 degrees 53 minutes 25 seconds West 663.67 feet along the East-West 1/4 line of Section 11 to the center of said Section 11; thence North 89 degrees 51 minutes 15 seconds West, 654.10 feet along said East-West 1/4 line of Section 11; thence North 332.86 feet to the point of beginning. Together with and subject to a 66 foot wide ingress, egress and public utilities easement of which the centerline is described as follows: Beginning at a point on the North line of Section 11, Town 5 North, Range 9 East, Brandon Township, Oakland County, Michigan, which bears West 662.87 feet from the North 1/4 corner of said Section 11; thence running South 3313.00 feet to the center of a circle having a radius of 60.0 feet and being the Southerly terminus thereof. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, pursuant to MCL 600.3278 the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: September 17, 2015 For more information, please call: FC D (248) 593-1309 Trott Law, P.C. Attorneys For Servicer 31440 Northwestern Hwy Ste 200 Farmington Hills, Michigan 48334-5422 File #455629F01 (09-17)(10-08) FABRIZIO & BROOK, P.C. Attorneys 700 Tower Drive, Ste. 510 Troy, MI 48098 AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY US AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY. MORTGAGE SALE - Default having been made in the terms and conditions of a certain mortgage made by RAYMOND F BALDWIN , A Single Man, Mortgagors, to Mortgage Electronic Registration Systems, Inc. (MERS) acting solely as nominee for American Equity Mortgage, Inc., Mortgagee, dated the 31st day of December, 2003 and recorded in the office of the Register of Deeds, for The County of Oakland and State of Michigan, on the 16th day of March, 2004 in Liber 32494 of Oakland County Records, page 615, said Mortgage having been assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-2 on which mortgage there is claimed to be due, at the date of this notice, the sum of One Hundred Seventy Three Thousand Two Hundred Eighty Five Dollars and 25/100 ($173285.25), and no suit or proceeding at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof. Now, therefore, by virtue of the power of sale contained in said mortgage, and pursuant to statute of the State of Michigan in such case made and provided, notice is hereby given that on the 20th day of October, 2015 at 10:00 AM o'clock Local Time, said mortgage will be foreclosed by a sale at public auction, to the highest bidder, at public venue, on the 1st floor Main entrance to the Court House in Pontiac MI (that being the building where the Circuit Court for the County of Oakland is held), of the premises described in said mortgage, or so much thereof as may be necessary to pay the amount due, as aforesaid on said mortgage, with interest thereon at 6.725 per annum and all legal costs, charges, and expenses, including the attorney fees allowed by law, and also any sum or sums which may be paid by the undersigned, necessary to protect its interest in the premises. Which said premises are described as follows: All that certain piece or parcel of land, including any and all structures, and homes, manufactured or otherwise, located thereon, situated in the City of Berkley, County of Oakland, State of Michigan, and described as follows, to wit: LOT 45, THOMAS PARK SUBDIVISION, AS RECORDED IN LIBER 29, PAGE 19 OF PLATS, OAKLAND COUNTY RECORDS. During the six (6) months immediately following the sale, the property may be redeemed, except that in the event that the property is determined to be abandoned pursuant to MCLA 600.3241a, the property may be redeemed during 30 days immediately following the sale. Pursuant to MCLA 600.3278, the mortgagor(s) will be held responsible to the person who buys the property at the foreclosure sale or to the mortgage holder for damaging the property during the redemption period. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagee or the Mortgagee's attorney Dated: 9/17/2015 THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-2 Mortgagee FABRIZIO & BROOK, P.C. Attorney for THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2004-2 700 Tower Drive, Ste. 510 Troy, MI 48098 (248) 362-2600 BOA BALDWIN (9-17)(10-8) Potestivo & Associates, P.C. Attorneys 811 South Blvd. Suite 100 Rochester Hills, MI 48307 FORECLOSURE NOTICE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR COLLECTING A DEBT. IF THE DEBT WAS DISCHARGED IN A BANKRUPTCY PROCEEDING, THIS NOTICE IS NOT AN ATTEMPT TO COLLECT THAT DEBT. If you are in the Military, please contact our office at the number listed below. ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee for any reason. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest, and the purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee's attorney. MORTGAGE SALE - Default has been made in the conditions of a certain mortgage made by: Mike E Lush, A Single Man to Ameriquest Mortgage Company, Mortgagee, dated September 28, 2005 and recorded October 21, 2005 in Liber 36476 Page 297 Oakland County Records, Michigan. Said mortgage was assigned through mesne assignments to: Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R11 by assignment dated February 18, 2009 and recorded February 23, 2009 in Liber 40917, Page 895, as corrected by assignment dated January 30, 2014 and recorded on February 18, 2014 in Liber 46798, Page 105 on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Forty-Six Thousand Six Hundred SixtyNine Dollars and Fifty-Four Cents ($146,669.54) including interest 4.875% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, Circuit Court of Oakland County at 10:00AM on October 20, 2015 Said premises are situated in City of Waterford, Oakland County, Michigan, and are described as: LOT 494 WATERFORD LAKES ESTATES SUBDIVISION NUMBER 2, AS RECORDED IN LIBER 51, PAGE 30 OF PLATS, OAKLAND COUNTY RECORDS Commonly known as 2360 W. Walton Thursday, October 8, 2015 Blvd, Waterford MI 48329 The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241 or MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale, or upon the expiration of the notice required by MCL 600.3241a(c), whichever is later; or unless MCL 600.3240(17) applies. If the property is sold at foreclosure sale under Chapter 32 of the Revised Judicature Act of 1961, under MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. Dated: 09/17/2015 Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed PassThrough Certificates, Series 2005-R11, Assignee of Mortgagee Attorneys: Potestivo & Associates, P.C. 811 South Blvd. Suite 100 Rochester Hills, MI 48307 (248) 844-5123 Our File No: 15-27799 (9-17)(10-8) OCTOBER 8, 2015 OAKLAND_OAKLAND ODD TEMPLATE 10/7/15 4:27 PM Page 9 Thursday, October 8, 2015 D I R E C T O RY OF Oakland County Legal News, Page 9 M I C H I G A N L AW L I B R A R I E S The State of Michigan has developed the following lists to help you find legal information in all parts of the state. For further information about this directory of Michigan law libraries and other libraries holding some legal materials that may be of help to you in your field of work, visit www.michigan.gov/hal SOUTHEASTERN PART OF THE LOWER PENINSULA (area codes 248, 313, 586, 734, 810) ANN ARBOR DISTRICT LIBRARY 343 S. Fifth Avenue Ann Arbor, MI 48104-2293 Phone: (734) 327-4525 Fax: (734) 327-8307 Hours: Mon. 10 a.m.-9 p.m., Tues.-Fri. 9 a.m.-9 p.m., Sat. 9 a.m.-6 p.m., Sun. 12 p.m.-6 p.m. Web site: www.aadl.org *HOLDINGS: A, D, F GENESEE COUNTY CIRCUIT COURT LAW LIBRARY Second Floor Courthouse 900 South Saginaw St. Flint, MI 48502 Phone: (810) 257-3253 Contact: Trea Poe, Paralegal Hours: Mon.-Fri. 8 a.m.-5 p.m. Web site: www.co.genesee.mi.us *HOLDINGS: A, B, C, D, E, F, G, I, J, K THOMAS M. COOLEY LAW SCHOOL LIBRARY Ann Arbor Campus 3475 Plymouth Road, Second Floor Ann Arbor, MI 48105-2550 Phone: (734) 372-4900, ext. 8711 Fax: (734) 372-4910 Contact: Reference Desk Hours: Call ahead: http://www.cooley.edu/library/ circulation/hours Web site: www.cooley.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I GENESEE DISTRICT LIBRARY G-4195 W. Pasadena Ave. Flint, MI 48504-2375 Phone: (810) 732-0110 Fax: (810) 732-3146 Contact: Tom Rohrer, Ref. Librarian Hours: Mon.-Thurs. 9 a.m.-9 p.m., Fri.-Sat. 9 a.m.-5 p.m., Sun. 1 p.m.-5 p.m. E-mail: trohrer@thegdl.org Web site: www.thegdl.org/ *HOLDINGS: A, E OAKLAND COUNTY LAW LIBRARY Building 14, 2nd Floor 1200 North Telegraph Rd. Pontiac, MI 48341-0450 Phone: (248) 858-0012 Fax: (248) 858-1536 Contact: Laura Mancini, Director/Library Services Hours: Mon., Wed., Fri. 8:30 a.m.-5 p.m. Tue. and Thur. 8:30 a.m.-8:30 p.m., Sat. 9 a.m.-4 p.m. E-mail: asklaw@oakgov.com Web site: www.oaklandlaw.lib.mi.us *HOLDINGS: A, B, C, D, E, F, G, H, I, J, K DETROIT PUBLIC LIBRARY SOCIOLOGY & ECONOMICS DEPT. 5201 Woodward Ave. Detroit, MI 48202 Phone: (313) 833-1440 Fax: (313) 833-1442 Contact: Judy Watkins, Manager Hours: Tues. & Wed. 12 p.m.-8 p.m., Thurs.-Sat. 10 a.m.-6 p.m. E-mail: jwatkin@detroitpubliclibrary.org Web site: www.detroit.lib.mi.us/se/ sociology_economics.htm *HOLDINGS: A, B, C, D, F, G, I, J EASTERN MICHIGAN UNIVERSITY Bruce T. Halle Library 955 West Circle Drive Ypsilanti, MI 48197 Phone: (734) 487-0020 ext. 2100 Fax: (734) 487-8861 Contact: Julia K. Nims, Librarian Hours: Call ahead to verify hours. Reference assistance available. E-mail: julia.nims@emich.edu Web site: www.emich.edu/halle *HOLDINGS: A, B, C, D, E, F, G, I, J, K FARMINGTON COMMUNITY LIBRARY 32737 West Twelve Mile Road Farmington Hills, MI 48334-3302 Phone: (248) 553-0300 Fax: (248) 553-3228 Contact: Elyse Streit, Head of Adult Reference Hours: Mon.-Thurs. 9 a.m.-9 p.m., Fri.-Sat. 9 a.m.-6 p.m., Sun. 12 p.m.-6 p.m. E-mail: elyse.streit@farmlib.org Web site: www.farmlib.org *HOLDINGS: A, B, C, D, E FLINT PUBLIC LIBRARY Main Branch 1026 E. Kearsley St. Flint MI 48502-1994 Phone: (810) 232-7111 Fax: (810) 249-2635 Contact: Grace Tucker Hour: Mon-Thu. 9 a.m.-9 p.m., Fri.-Sat. 9 a.m.-6 p.m., E-mail: askus@fpl.info Web site: www.fpl.info *HOLDINGS: A, B, D, E, F, G HENRY FORD COMMUNITY COLLEGE Eschleman Library 5101 Evergreen Road Dearborn MI 48128-1495 Phone: (313) 845-6377 Fax: 313-271-5868 Contact : Victoria Morris Hours: Mon.-Thurs.7:30 a.m.-9 p.m., Fri.7:30 a.m.-4:30 p.m., Sat. 9 a.m.-5 p.m., Web site: clara@hfcc.edu E-mail: vmorris@hfcc.edu *HOLDINGS: A, B, C, D, F, G, J MACOMB COUNTY LIBRARY 16480 Hall Rd. Clinton Twp., MI 48038 Phone: (586) 286-6660 Fax: (586) 412-5958 Contact: Bill Luft, Reference Librarian Hours: Hours are available on Web site. E-mail: mclweb@libcoop.net Web site: www.macombcountylibrary.org *HOLDINGS: A, B, C, D, E, F, G MONROE COUNTY LIBRARY SYSTEM 3700 S. Custer Rd. Monroe, MI 48161-9716 Phone: (734) 241-5277 Fax: (734) 242-9037 Contact: Louis P. Komorowski, Reference Librarian Hours: Mon.-Thurs. 9 a.m.-9 p.m., Fri.-Sat. 9 a.m.-5 p.m., Sun. 12 p.m.-5 p.m. (Sun. after Labor Day to Sun. before Memorial Day). E-mail: ref@monroe.lib.mi.us Web site: monroe.lib.mi.us *HOLDINGS: A, E, G OAKLAND UNIVERSITY LIBRARY Kresge Library 2100 North Squirrel Road Rochester, MI 48309-4484 Phone: (248) 370-4426 Fax: (248) 370-2474 Contact: Frank J. Lepkowski, Associate Dean Hours: Check Web site for current hours. E-mail: lepkowsk@oakland.edu Web site: http://library.oakland.edu *HOLDINGS: A, B, C, G, J, K ST. CLAIR COUNTY LIBRARY Port Huron Main Branch 210 McMorran Blvd. Port Huron, MI 48060 Phone: (810) 987-7323 ext. 124, 125 Fax: (810) 987-7327 Contact: Allison Arnold, Adult Services Coordinator Hours: Mon.-Thu. 9 a.m.-9 p.m., Fri.-Sat. 9 a.m.-5:30 p.m. E-mail: reference@sccl.lib.mi.us Web site: www.sccl.lib.mi.us *HOLDINGS: A, D, F THOMAS M. COOLEY LAW SCHOOL LIBRARY AUBURN HILLS CAMPUS 2630 Featherstone Road, First floor and lower level Auburn Hills, MI 48326 Phone: (248) 751-7850, ext. 7702 Fax: (248) 751-7872 Contact: Reference Desk Hours: Hours are available on Web site. Web site: www.cooley.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I, J UNIVERSITY OF DETROIT MERCY SCHOOL OF LAW LIBRARY 651 East Jefferson Detroit, MI 48226 Phone: (313) 596-0241 Fax: (313) 596-0245 Contact: Katherine Cooper Hours: Mon.-Thu. 7 a.m.-10:50 p.m., Fri. 7 a.m.-5:50 p.m., Sat.-Sun. 10 a.m.-5:50 p.m. E-mail: cooperkt@udmercy.edu Web site: www.law.udmercy.edu *HOLDINGS: A, B, C, D, E, F, G, H, I, J UNIVERSITY OF MICHIGAN LAW LIBRARY 801 Monroe St. Legal Research Building Ann Arbor, MI 48109-1210 Phone: (734) 764-9324 Hours: Hours are available on Web site. Web site: http://www.law.umich.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I, J WAYNE STATE UNIVERSITY ARTHUR NEEF LAW LIBRARY 474 Ferry Mall Detroit, MI 48202 Phone: (313) 577-3925 Fax: (313) 577-5498 Contact: Georgia A. Clark, Director Hours: Mon.-Thurs. 8 a.m.-11 p.m., Fri. 8 a.m.-9 p.m., Sat. 9 a.m.-9 p.m., Sun. 11 a.m.-11 p.m. E-mail: ad5236@wayne.edu Web site: www.lib.wayne.edu/lawlibrary *HOLDINGS: A, B, C, D, E, F, G, H, I, J WARREN PUBLIC LIBRARY Arthur J. Miller Branch 4700 E. 13 Mile Road Warren, MI 48092 Phone: (586) 751-5377 Fax: (586) 751-5902 Contact: Oksana Urban, Branch Librarian Supervisor Hours: Mon. & Wed. 12 p.m.-8 p.m., Tues. & Thurs.-Sat. 9 a.m.-8 p.m. E-mail: urbano@libcoop.net Web site: www.libcoop.net/warren *HOLDINGS: A, F WASHTENAW COMMUNITY COLLEGE Learning Resource Center 4800 Huron River Drive P.O. Box D-1 Ann Arbor, MI 48106 Phone: (734) 973-3429 Fax: (734) 677-2220 Contact: Kathleen Scott Hours: Hours are available on Web site. E-mail: kscott@wccnet.edu Web site: www.wccnet.edu/resources/library *HOLDINGS: A, F MARQUETTE COUNTY LAW LIBRARY 234 West Baraga Ave. Marquette, MI 49855-4710 Phone: (906) 225-8209 Fax: (906) 225-8215 Contact: Thomas A. Heslip, Bailiff Hours: Mon.- Fri. 8 a.m.-5 p.m., except legal holidays E-mail:theslip@mqtcty.org Web site: www.marquette.mi.us/ courts/LawLibrary *HOLDINGS: A, B, C, D, E, G, I, J, K BENTON HARBOR PUBLIC LIBRARY 213 East Wall Street, first Floor Benton Harbor MI 49022 Phone: (269) 929-6139 Fax: (269) 926-1674 Contact: Jill Rauhl, Reference and Government Information Hours: Mon., Wed. 9 a.m.-8 p.m. Tue., Thu., Fri 9 a.m.-6 p.m. Sat 9 a.m.-5 p.m. E-mail: staff@bentonharborlibrary.com Web site: www.bentonharborlibrary.com *HOLDINGS: A, B,G, J,K, GRAND RAPIDS PUBLIC LIBRARY Reference Department 111 Library Street, N. E. Grand Rapids, MI 49503-3268 Phone: (616) 988-5400 Fax: (616) 988-5420 Contact: William Hill Hours: Mon.-Thurs. 9 a.m.-9 p.m., Sat. 9 a.m.-5:30 p.m., E-mail: whill@grpl.org Web site: www.grpl.org *HOLDINGS: A, B, C, D, E, F, G, I, J, K GRAND VALLEY STATE UNIVERSITY STEELCASE LIBRARY/ DE VOS CENTER 401 W. Fulton Grand Rapids, MI 49504-6431 Phone: (616) 331-7331 Fax: (616) 331-7340 Contact: Pat Parker, Legal Services Librarian Hours: Hours are available on Web site. E-mail: parkerp@gvsu.edu Web site: www.gvsu.edu/library/steelcase *HOLDINGS: A, B, C, D, E, F, G, H, I, J HACKLEY PUBLIC LIBRARY 316 W. Webster Ave. Muskegon, MI 49440-1281 Phone: (231) 722-7276 Fax: (231) 726-5567 Contact: Mary Murphy, Reference Librarian Hours: Hours are available on Web site. E-mail: askus@hackleylibrary.org Web site: www.hackleylibrary.org *HOLDINGS: A, G, I KALAMAZOO COUNTY LAW LIBRARY KALAMAZOO PUBLIC LIBRARY 315 S. Rose St. Kalamazoo, MI 49007 Phone:(269) 553-7920 Law desk Fax: (269) 553-7959 Contact: Ryan Gage, Librarian Hours: Hours are available on Web site. E-mail: ryang@kpl.gov Web site: www.kpl.gov/law-library *HOLDINGS: A, B, C, D, E, F, G, H, I KENT DISTRICT LIBRARY-PLAINFIELD BRANCH 1650 Five Mile NE Grand Rapids, MI 49525-6501 Phone: (616) 647-3939 Fax: (616) 361-1007 Contact: June VanWingen, Reference Librarian Hours: Hours are available on Web site. E-mail: jvanwingen@kdl.org Web site: www.kdl.org *HOLDINGS: A, E J NILES DISTRICT LIBRARY 620 East Main Street Niles, MI 49120-2620 Phone: (269) 683-8545 ext. 3315 Fax: (269) 683-0075 Contact: Conrad Rader, Adult Reference Department Hours: Mon.-Thurs. 9 a.m.-8 p.m., Fri.-Sat. 9 a.m.-5 p.m. E-mail: conrad@poastedmelon.com Web site: www.nileslibrary.com *HOLDINGS: A, F UPPER PENINSULA LIBRARIES (area code 906) LAKE SUPERIOR STATE UNIVERSITY — KENNETH J. SHOULDICE LIBRARY 906 Ryan St. Sault Ste. Marie, MI 49783-1632 Phone: (906) 635-2167 Fax: (906) 635-2193 Contact: Mary June, Librarian Hours: Mon.-Wed. 7:30 a.m.-12 a.m., Thurs. 7:30 a.m.-11 p.m., Fri. 7:30 a.m.-6 p.m., Sat. 11 a.m.-6 p.m., Sun. 1 p.m.- 12 a.m. E-mail: reference @lssu.edu Web site: www.lssu.edu/library *HOLDINGS: A, B, C, D, E, F, G, J SOUTHWESTERN PART OF THE LOWER PENINSULA (area codes 231, 269, 616) NORTHERN MICHIGAN UNIVERSITY LYDIA M. OLSON LIBRARY 1401 Presque Isle Ave. Marquette, MI 49855-5376 Phone: (906) 227-2260 Fax: (906) 227-1333 Contact: Bruce Sarjeant, Government Information Librarian Hours: Mon.-Thurs. 8 a.m.-11:30 p.m., Fri. 8 a.m.-7 p.m., Sat. 11 a.m.-7 p.m., Sun. 12 p.m.-12 a.m. E-mail: info@nmu.edu Web site: http://library.nmu.edu/ *HOLDINGS: A, B, C, D, F, G, H, I, K THOMAS M. COOLEY LAW SCHOOL LIBRARY Grand Rapids Campus 111 Commerce St., SW Grand Rapids MI 49503-4105 Phone: (616) 301-6850 ext. 6822 Fax: (616) 301-6820 Contact: Reference Desk Hours: Call ahead or check Web site at http://www.cooley.edu/library/ circulation/hours Web site: www.cooley.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I, J WESTERN MICHIGAN UNIVERSITY LIBRARIES DWIGHT B. WALDO LIBRARY 1903 West Michigan Ave. Kalamazoo MI 49008 Phone: (269) 387-5208 Fax: (269) 387-5012 Hours: call (269) 387-5155 Web site: www.wmich.edu/library *HOLDINGS: A, B, F, G, I, J SOUTH CENTRAL PART OF THE LOWER PENINSULA (area code 517, 989) DELTA COLLEGE LIBRARY 1961 Delta Road University Center, MI 48710-0001 Phone: (989) 686-9560 Fax: (989) 686-4131 Contact: Anne Wooden, Government Document/Reference Librarian Hours: Mon.-Thu. 7:30 a.m.- 9 p.m., Fri 7:30 a.m.-4 p.m., Sat 10 a.m.-2 p.m., Sun 1 p.m.-5:30 p.m. E-mail: library@delta.edu Web site: www.delta.edu/library *HOLDINGS: F, G JACKSON DISTRICT LIBRARY Carnegie Branch 244 W. Michigan Ave. Jackson, MI 49201-2275 Phone: (517) 788-4087 ext. 234 Fax: (517) 782-8635 Contact: Deborah Sears, Reference Coordinator Hours: Hours are available on Web site. E-mail: searsdd@jackson.lib.mi.us Web site: www.jackson.lib.mi.us *HOLDINGS: A, F, G LENAWEE COUNTY LIBRARY 4459 West US 223 Adrian, MI 49221-9461 Phone: (517) 263-1011 Fax: (517) 263-7109 Contact: Teresa Calderone, Director Hours: Mon. 10 a.m.-9 p.m., Tues.-Sat. 10 a.m.-6 p.m. E-mail: smeeker@monroe.lib.mi.us Web site: www.lenawee.lib.mi.us *HOLDINGS: A, B LIVINGSTON COUNTY LAW LIBRARY Judicial Center Building, Suite 5 204 S. Highlander Way Howell, MI 48843 Phone: (517) 546-8079 Fax: (517) 546-0048 Contact: Bucilla Carroll Hours: Mon.-Fri. 8 a.m.-5 p.m., Please check in with Circuit Court Administration office before using the law library. E-mail: circuitcourtadmin@co.livingston.mi.us< br> Web site: co.livingston.mi.us/CircuitCourtAdmin/Law _Library.htm *HOLDINGS: A, B, C, D, E, F, G MICHIGAN STATE UNIVERSITY, COLLEGE OF LAW, LAW LIBRARY 115 Law College Building East Lansing, MI 48824 Phone: (517) 432-6860 Contact: Hildur Hanna, Associate Director Hours: Mon.-Thurs. 8 a.m.-1 p.m., Fri. 8 a.m.-11 p.m., Sat. 10 a.m.-11 p.m., Sun. 10 a.m.-1 a.m., abridged hours during semester breaks E-mail: reference@law.msu.edu Web site: www.law.msu.edu/library/index.html *HOLDINGS: A, B, C, D, E, F, G, H, I, J, K SAGINAW COUNTY LAW LIBRARY Saginaw Courthouse 111 S. Michigan Ave., LL007 Basement Saginaw, MI 48602 Phone: (989) 790-5473 Contact: Patricia Becker, Librarian and Court Coordinator Hours: Mon.-Fri. 8 a.m.-5 p.m. E-mail: pbecker@saginawcounty.com *HOLDINGS: A, B, C, D, E, F, G, H, J, K STATE LAW LIBRARY (LIBRARY OF MICHIGAN) Library of Michigan Michigan Historical Center, Third Floor 702 W. Kalamazoo St. P. O. Box 30007 Lansing, MI 48909-7507 Phone: (517) 373-0630 Fax: (517) 373-3915 Contact: Susan Adamczak, Law Library Administrator Hours: Mon.-Fri. 1 p.m.-5 p.m. E-mail: lmlawlib@michigan.gov Web site: www.michigan.gov/lawlibrary *HOLDINGS: A, B, C, D, E, F, G, H, I, J, K THOMAS M. COOLEY LAW SCHOOL LIBRARY 330 S. Washington Ave. Lansing, MI 48933 Mail address: 300 S. Capitol Ave. P.O. Box 13038 Lansing, MI 48901-3038 Phone: (517) 371-5140 ext. 3111 Fax: (517) 334-5717 Contact: Reference Desk Hours: Call ahead or check Web site at www.cooley.edu/library/ circultion/hours E-mail: refdesk@cooley.edu. Web site: www.cooley.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I, J NORTHERN PART OF THE LOWER PENINSULA (NORTH OF MUSKEGON TO BAY COUNTIES) (area codes 231, 989) ALPENA COUNTY LAW LIBRARY Alpena County Courthouse 720 West Chisholm, Suite 1 Alpena, MI 49707-2453 Phone: (989) 354-9573 Fax: (989) 354-9643 Contact: Sue Szymanski, Law Librarian Hours: Mon.-Fri. 8:30 a.m.-4:30 p.m. *HOLDINGS: A, B, D, E, F, I CENTRAL MICHIGAN UNIVERSITY — PARK LIBRARY 250 East Preston St. Mt. Pleasant, MI 48859-0001 Phone: (989) 774-3470 Fax: (989) 774-1350 Contact: Reference Law Librarian Hours: Check website/call ahead as hours will vary. E-mail: libref@cmich.edu, odell1j@cmich.edu Web site: www.lib.cmich.edu *HOLDINGS: A, B, E, F, G, I, J, K FERRIS STATE UNIVERSITY LIBRARY FOR INFORMATION, TECHNOLOGY, & EDUCATION 1010 Campus Drive Big Rapids, MI 49307 Phone: (231) 591-3602 Fax: (231) 591-2662 Contact: David Scott Hours: Mon.-Fri. 7:30 a.m.-12 a.m., Sat. 9 a.m.-6 p.m., Sun. 1 p.m.-12 a.m. E-mail: scottd@ferris.edu Web site:www.ferris.edu/library *HOLDINGS: A, B, C, D, E, F, G, H, I, J GRAND TRAVERSE COUNTY LAW LIBRARY Fourth Floor, "Old Courthouse" 328 Washington Street Traverse City, MI 49684 Phone: (231) 922-4715 Fax: (231)-922-4489 Contact: Jill Porter, County Law Librarian Hours: Mon.-Fri. 8:30 a.m.-5 p.m. E-mail: gtlab@grandtraverse.org Web site: tadl.org *HOLDINGS: A, B, C, D, E, F, G, I, J, K KIRTLAND COMMUNITY COLLEGE LIBRARY 10775 N. St. Helen Rd. Roscommon, MI 48653-9634 Phone: (989) 275-5000 ext. 246 Fax: (989) 275-8510 Contact: Deb Shumaker, Library Director Hours: Hours are available on Web site. E-mail: library@kirtland.edu Web site: www.kirtland.edu/library *HOLDINGS: A NORTHWESTERN MICHIGAN COLLEGE Osterlin Library 1701 E. Front St. Traverse City, MI 49686-3061 Phone: (231) 995-1060 Fax: (231) 995-1545 Contact: Ann Swaney, Government Documents Librarian Hours: Mon.-Thu. 8 a.m.-9 p.m., Fri. 8 a.m.-5 p.m., Sat.12 p.m.-4 p.m., Sun.1 p.m.-8 p.m. E-mail: library@nmc.edu Web site: www.nmc.edu/library *HOLDINGS: A, D, F, G, I *HOLDINGS A = Michigan Compiled Laws Annotated or Michigan Compiled Laws Service For more information on statutes see How to Find Current Michigan Statutes. B = Michigan case law: Michigan Reports, Michigan Appeals Reports, West's North Western Reporter and/or West's Michigan Reporter C = West’s Michigan Digest or Callaghan’s Michigan Digest (Lexis Law Publishing) For more information on digests see How to Use an American Case Digest. D = Michigan legal encyclopedias: Michigan Civil Jurisprudence and/or Michigan Law and Practice Encyclopedia. For more information on legal encyclopedias see How to Find Information on a Legal Topic . E = Publications from ICLE (Institute of Continuing Legal Education) such as Michigan Real Property Law and Michigan Family Law. For more information on ICLE see www.icle.org F = Federal statutory codes: United States Code, United States Code Annotated, and/or United States Code Service. For more information see How to Find Current Federal Statutes. G = Federal case law: United States Reports, West’s Supreme Court Reporter, U. S. Supreme Court Reports (Lawyers ed.), West's Federal Reporter and West's Federal Supplement. H = Federal digests: West’s Federal Practice Digest, West's General Digest and/or West's Decennial Digest. For more information see How to Use an American Case Digest. I = National legal encyclopedias: American Jurisprudence 2d, Corpus Juris Secundum and American Law Reports. For more information see How to Find Information on a Legal Topic J = additional titles K = Lexis, Westlaw, or other legal databases Holdings information was obtained from a written survey conducted October thru November 2008 o-oct8_Layout 1 10/7/15 3:37 PM Page 5 Back Page, Oakland County Legal News THURSDAY, OCTOBER 8, 2015 Thousands of drug inmates approved for early release BY ERIC TUCKER Associated Press Robert M. Sellers, the University of Michigan’s vice provost for equity, inclusion and academic affairs, spoke at the law school’s first Diversity Talk September 21. Photo courtesy of University of Michigan Law School Diversity and strategic planning focus of event at U-M Law BY LORI ATHERTON U-M Law Faculty, staff, and students have an opportunity to foster a more diverse, equitable, and inclusive environment at the University of Michigan, but doing so requires their full participation in the diversity strategic planning process, said Robert M. Sellers, U-M’s vice provost for equity, inclusion, and academic affairs. “I can’t promise you that this will f ix everything, but I can promise that if you don’t participate wholly, things will not get better,” Sellers said September 21 during Michigan Law’s first Diversity Talk. “I don’t have the magic wand to ensure that this process will work and change everything exactly as we want it to be, but I do believe strongly that it provides an opportunity to move forward in ways that we have not been able to in the past.” Citing the university’s commitment to diversity, “from the Board of Regents on down,” Sellers said the diversity strategic planning process is one that utilizes a “bottoms-up strategy,” which enables faculty, staff, and students at all levels of the university to provide input on how to enhance diversity, increase the inclusiveness of the academic community, and promote greater equity throughout the university. Plans developed at the unit level, which includes all 19 schools and colleges on the Ann Arbor campus, will filter up to administrative levels for input, until they finally reach the president’s office. “One of the things I’m most excited about in terms of the planning process is having it reside at the levels where we all live,” said Sellers, who chairs the committee charged with leading the diversity strategic planning process. “At other places, the plan resides at the level of the president or Board of Regents. Few of us live up there, and issues of diversity, equity, and inclusion are rarely up there. The issues are where we live, and the goal is to make sure students, faculty, and staff have as much opportunity as possible to give feedback,” especially since diversity not only includes issues of race, gender, and class but also includes issues of political persuasion, disabilities, and gender identity and expression, among others. Noting that some people have “diversity fatigue,” in which they are skeptical of yet another diversity initiative, Sellers said that “history teaches me to be somewhat skeptical of the process, but being skeptical doesn’t mean I don’t put my energy forward. It is like creating a massive statue from a huge block of marble. You are knocking chips away from the block, and though you may or may not see the end of your [efforts], that should not stop you from knocking that chip away to get to the statue.” In order for diversity to work, Sellers said, equity and inclusion need to be fostered within the university community so that people feel physically safe and respected and aren’t discriminated against for expressing their viewpoints. “There is a fundamental difference in being able to express your arguments in a respectful way, and folks being attacked,” he said. “You need to have an environment in which there is a respect for differences, but also one that’s inclusive, which means doing things differently than we’ve done them in the past.” Michigan Law’s Diversity Talk series, co-sponsored by the Law School’s Program in Race, Law & History, invites University leaders to discuss the future of diversity at Michigan with the Law School community. Hidden GPS devices to track suspects raise legal concerns BY MICHAEL BALSAMO Associated Press MINEOLA, N.Y. (AP) — For months, police trying to solve a Long Island robbery spree had little more to go on than grainy surveillance footage of a man in a hoodie and black ski mask holding up one gas station or convenience store after another. That was until the gunman made off with a stack of bills that investigators had secretly embedded with a GPS tracking device. Within days, a suspect accused of pulling off nearly a dozen heists — including one in which a clerk was killed — was behind bars, and officers were crediting technology that has become commonplace over the past five years or so. “Those tools are part of our arsenal,” Nassau County Police Chief Steven Skrynecki said after the arrest this summer, adding that GPS is now used “as a matter of course in our investigations.” But the tiny satellite-connected devices — embedded by the manufacturer or slipped by police into stacks of cash, pill bottles or other commonly stolen items — are raising questions from legal experts over what they see as the potential for abuse by law enforcement authorities. They wonder whether some of these cases will stand up in court. In 2012 the U.S. Supreme Court took up the police practice of planting GPS trackers on suspects’ vehicles to monitor their movements, and it set certain constitutional boundaries on their use. It stopped short of saying a warrant is always required. But that narrow ruling didn’t specifically address the embedding of GPS devices pre-emptively in objects that are apt to be stolen. Nor did it address how long police can engage in tracking or how they can use that information. That has left judges with little guidance. “This is the latest chapter in the challenge to the Fourth Amendment by new technology,” said George Washington Universi- ty constitutional law professor Jonathan Turley. “There is always a concern technology can outstrip existing constitutional law. Now it’s up to the courts to decide when police departments can use this technology to facilitate an arrest and prosecution.” So far, there have been few constitutional challenges, in part because the technology is new, but also because some defendants have pleaded guilty. Legal experts said the courts have generally held that when people steal something containing a tracking device, police are within their rights to go after them. For decades, police have been catching car thieves through LoJack radio-tracking devices. But civil libertarians said a legal issue could arise if police deliberately leave the tracker on for an extended amount of time to find out, for example, what other crimes the suspect might be mixed up in. “As a baseline, I don’t think people should be tracked with GPS without a warrant,” said Jay Stanley, a policy analyst with the American Civil Liberties Union. “If somebody steals an object and the police don’t arrest them for six months and just collect information about how they’re living their life, that could be problematic.” Also, legal experts worry that innocent people could get in trouble for unwittingly possessing something implanted with a GPS device. “Just because Jim steals the money, maybe the one wad that had the GPS was one he gave to pay off a loan, or he borrowed a friend’s car and left that one there,” said New York lawyer Amy Marion. In a case on appeal in Buffalo, a bank robbery defendant who police say was caught with a GPS-tagged bag of money is challenging his conviction, though not on constitutional grounds. He contends the cash was not enough to convict him. The use of GPS highlights what some experts bemoan as the fast-shrinking zone of privacy nowadays, when security cameras are seemingly on every block, wireless devices broadcast our locations and tollbooths electronically record our travels. “Not only are we living in a fishbowl society, the government can now track us in real time in the fishbowl,” Turley said. GPS is the 21st-century version of the exploding dye pack that bank tellers slip into the bag of money during a holdup. The pack blows up outside the bank, staining the robber and the cash. When someone walks out the door with a GPS tracker, a silent activation signal is sent to police. Officers can then use an online map, updated every few seconds, to pinpoint the object’s location. The use of GPS has expanded as the devices have gotten smaller. Trackers as thin as a pencil can be hidden in wads of about two dozen bills. They are also slipped into “bait bottles” of pills to thwart drugstore thieves. The bottles are typically kept behind the counter and are handed over by the pharmacist if a robber demands drugs. The maker of the painkiller OxyContin says such bottles used in 33 states have helped police make nearly 160 arrests. In Redlands, Califor nia, a criminal attached a “skimmer” — a device for stealing people’s credit card numbers — to a gas pump. Police put GPS on the skimmer, then caught the suspect after he collected the equipment. In other cases, officers have made arrests through “virtual stakeouts” after leaving trackers in copper wire, bicycles and laptops. In Long Island’s Nassau County, 23-year-old Joshua GolsonOrelus has been charged with murder and armed robbery in the series of heists. His attorney declined to comment about the role of GPS. “We’re in a different world than we were 30 years ago,” said James Carver, president of the police union in Nassau County, “and we need to take advantage of what’s being offered out there.” WASHINGTON (AP) — Drug criminals once described by prosecutors as unrepentant repeat offenders are among those poised to benefit from new sentencing guidelines that are shrinking punishments for thousands of federal prisoners, according to an Associated Press review of court records. Many defendants cleared for early release starting this fall fit a more sympathetic profile: smalltime dealers targeted by a draconian approach to drug enforcement. But an AP analysis of roughly 100 court cases also identified defendants who carried semi-automatic weapons, had past convictions for crimes including robbery and assault, moved cocaine shipments across states and participated in international heroin smuggling. One inmate whose punishment was cut was described in 2012 as a “calamity waiting to happen.” Another was caught with crack and guns while awaiting sentencing in a separate drug case. Supporters of lighter drug sentences say there’s no evidence that lengthier sentences protect public safety, and there’s bipartisan determination to cut spending on a bloated federal prison system. Nonetheless, the broad spectrum of defendants granted early release, including some who prosecutors just a few years ago branded community dangers and raised dire warnings about, underscores the complex — occasionally risky — decisions confronting the government as it updates a drug sentencing structure many see as overly harsh and expensive. “I’m a career prosecutor. I’m a law-and-order girl, and I believe that you need to send dangerous people to prison for a very long time,” said Deputy Attorney General Sally Yates. “But,” she added, “I think that we need to be smart about deciding who are those dangerous people.” Guidelines set by the U.S. Sentencing Commission provide judges recommended minimum and maximum terms for federal crimes. The independent commission voted last year to reduce ranges for drug offenses, then applied those changes to alreadyimprisoned convicts. Since then, prisoners have sought relief from judges, who can reject those they consider public safety concerns. About three-quarters of requests had been granted as of August. The first wave, some 6,000, is due around Nov. 1, with most released from halfway houses or home confinement. Others will be released to immigration authorities for deportation. Federal officials say roughly 40,000 prisoners will be eligible for reductions in coming years. Though the commission has repeatedly amended the guidelines, including narrowing the disparity between crack and powder cocaine sentences that resulted in disproportionately long penalties for blacks, the latest revision is its most sweeping because it covers all drug types. “Nothing to date comes close to what this shift is likely to produce over the next decade or so, starting this year,” said Marc Mauer of the Sentencing Project, an advocacy group. The action is part of a national effort to rethink punishments for a drug offender population that comprises roughly half the federal inmate count. In addition to an Obama administration clemency initiative and directives against mandatory minimum sentences, new bipartisan legislation aimed at reducing spending on a prison system that sucks up nearly onethird of the Justice Department budget would give judges greater sentencing discretion and ease penalties for nonviolent criminals. Supporters call the commission’s move a modest dialing-back of punishments that were too harsh to begin with and wouldn’t be imposed today. The new policy on average would pare two years from sentences and in many cases just months. They say the beneficiaries would be coming out of prison soon anyway, and cite studies showing inmates released early aren’t more likely to commit new offenses than those who serve their entire sentence. “There is a strong research consensus at this point that longer lengths of stay cost taxpayers a tremendous amount but don’t add any additional crime-control value,” said Adam Gelb, a Pew Charitable Trusts criminal justice expert. But absent foolproof formulas, judges are grappling with balancing cost against public safety. A Washington, D.C., judge recently rejected bids from two organizers of a once-thriving 1980s-era cocaine traff icking operation. Though both were sentenced in 1990, the judge declared them to be continuing threats and chastised prosecutors for appearing to dismiss the pair’s involvement in violent and calculating crime. Willie Best got luckier. The one-time D.C. drug dealer whose sentence was already cut under crack guideline changes had another month taken off and is due out in 2016. Prosecutors in 2008 said Best helped run a drug-dealing organization, shot at someone he believed had stolen from him and, after fleeing, was found in a stolen car with an assault rifle. His lawyer described him as the product of a troubled, impoverished upbringing. Best, in an interview from prison, called himself a loving father who bears no resemblance to his past self. “It’s been a long time coming. Eight years is a long time,” he said. “I came in one way. I’m coming out another.” Others with shortened sentences are defendants prosecutors said had squandered repeated opportunities. Regis Payne is due out in 2017 after his 82-month sentence for selling PCP in D.C. was cut to 60 months. Before his 2012 sentencing, prosecutors called him a “calamity waiting to happen” with a “horrendous” record, undeterred by past convictions and arrests. Roscoe Minns was cleared for release in November, though prosecutors in 2012 highlighted prior assault and theft convictions in pursuing stiff punishment. Even for a prison system that annually releases tens of thousands, the change has required significant preparation. The commission, addressing public safety concerns, delayed implementation by a year to allow time to weed out inappropriate candidates and so those eligible this fall could be moved to halfway houses. Though some released early will reoffend, the majority, statistically speaking, will not, said Ohio State law professor Doug Berman. “Mark my words: The sky will not fall,” added Julie Stewart of Families Against Mandatory Minimums. Tuan Evans, who trafficked in pistols and sold cocaine to undercover officers, had nine months shaved off his 107-month sentence. He wrote from prison that he’s acquired haircutting skills and hopes to start a landscaping business, and mentor children, once he’s freed. Records show a 2018 release date. “You don’t have to lock us up and throw away the key when we make a mistake,” he said. Nv Supreme Court Notebook Chief justice won’t delay wage rules for home care workers WASHINGTON (AP) — Supreme Court Chief Justice John Roberts won’t hold up new Obama administration regulations that give overtime and minimum wage protections to nearly 2 million home health care workers. Roberts on Tuesday denied an emergency request from three home care industry trade groups that said the rules set to take effect Oct. 13 threaten irreparable harm to businesses that provide in-home care for the elderly and disabled. The industry sought a delay while the high court considers whether to take up its appeal of a lower court ruling that said the Labor Department has the authority to change the way home workers are paid. Federal law had previously exempted home care workers hired through staffing companies from minimum wage and overtime pay since 1974. Donation boosts hospice group’s work with children DETROIT (AP) — Hospice of Michigan officials say a substantial donation is boosting their efforts to expand end-of-life care for children across the state. The nonprof it organization said in a news release the financial gift comes from pediatric psychotherapist Jo Elyn Nyman through funds from the Samuel and Jean Frankel Foundation, which her parents established. The contribution was announced last week during a gala event. Hospice of Michigan isn’t disclosing the amount but said it offers “a signif icant start on a planned $25 million expansion of its pediatric services.” Nyman’s gift specif ically allows the Detroit-based organization to offer its services free of charge to children and families statewide. She supported the organization’s expansion of pedi- atric services to southeastern Michigan two years ago, officials said. “Her vision will allow us to better meet the needs of Michigan families facing the toughest of challenges: the serious illness or death of a child,” Robert Cahill, Hospice of Michigan’s president and chief executive, said in the release. Hospice of Michigan said it’s also working to launch the Center for Pediatric Research and Education within its Hospice of Michigan Institute. Its work will focus on end-of-life issues faced by children and their families. The organization has 16 physicians, nurses and social workers focused on support and hospice care for about 220 pediatric patients and their families, primarily in western and southeastern Michigan. PROCEDURE FOR BAIL BONDSMEN Pursuant to MCLA 750.167b, the Judges of the Circuit Court are to annually compile and maintain an up-to-date list of the names of persons engaged in the business of becoming surety upon bonds for compensation in criminal cases. The statute states: “The list shall be compiled annually by the Judges of the Circuit Court of each Circuit and the names of persons engaged in the business of becoming surety upon bonds for compensation shall be added to the list by the Judges upon proper application.” The Court will circulate the 2016 Bail Bondsmen list to the appropriate agencies in accordance with the statute. Accordingly, the Court Administrator has prepared two applications for bondsmen: one for persons backed by insurance and the other for persons backed by real property. Persons or businesses may apply for inclusion on the list under either category or both. (Statutory authority for this review appears in MCLA 765.20.) The Bail Bondsman application period runs from September 25, 2015, through October 30, 2015. Copies of the Bail Bondsman application are available on line at www.oakgov.com under Circuit Court Forms and Publications or in the Court Administration Office. Only current applications will be accepted and must include all of the accompanying documentation to be considered for the 2016 Bail Bondsman List. Applications must be hand delivered or mailed to Oakland County Circuit Court Administration, 1200 North Telegraph Road, Pontiac, Michigan 48341, no later than October 30, 2015. Late or incomplete applications will not be accepted. You may contact Karen Koshen in the Court Administration Office at 248858-0296 for more information.