09 May Jun.indd - Texas Mortgage Bankers Association
Transcription
09 May Jun.indd - Texas Mortgage Bankers Association
Texas Mortgage Bankers Association May | June 2009 Volume XVII Issue III O ff i c ers President John Watson, Houston Vice President W. Scott Norman, Austin Secretary/Treasurer David E. Frase, CMB, AMP, Arlington Associate Representative Billy F. Vaughn, Dallas Past President S. Van Stewart, San Antonio Past President Michael D. Minnis, Houston Executive Vice President Lisa Vercher, Austin General Counsel Larry Temple, Austin D i re ctors Barry R. Baker, CMB, Fort Worth Rosemary E. Barbour, Dallas Tommy Bastian, Addison Blane L. Bauch, Coraopolis, PA Judy A. Belanger, Houston Clifton A. Crabtree, Houston Kerri Crabtree, Bedford Cathy Gibb, Houston Kevin Gillespie, Dallas Dana Gompers, CMB, Houston J. Kevin Gugenheim, Aliquippa, PA Charles E. Klein, Woodway Marc N. Laird, Houston Michael Lima, Dallas Larry B. Litton, Jr., Houston Gil Lopez, III, Houston Rob Macioce, Spring Calvin C. Mann, Jr., Houston Robert D. O’Reilly, Houston Mark Raskin, Addison Tom Rhodes, Austin Ron Rogers, Lubbock Susan T. Stewart, San Antonio Thomas Tallent, Fort Worth Scott R. Valby, Houston Billy F. Vaughn, Dallas Thomas F. Vetters, II, Austin Robert H. Wagnon, Houston Lance P. Welch, Boerne Rob G. Wiggins, Houston Ian Wright, Dallas President’s Message John Watson I hope you were able to attend the most recent convention, held at the Hyatt Lost Pines in Bastrop, Texas. The chairman of the convention, Mike McFarland, and his committee did a great job of putting together a tremendous event that provided value for all that were there. During the event, I talked about our theme for the upcoming year, “Reaching Within and Expanding our Reach.” “Reaching Within” refers to the TMBA’s efforts to tap into all the talent that exists in our industry. This includes Executive Management, Operations Management, Loan Servicing personnel, Loan Officers and all of the other positions in the various facets of our industry. To the extent that we get every talented person involved in our association, the industry in which we work and the consumers we serve will be that much better off. “Expanding our Reach” emphasizes the importance of our association building relationships with other real estate related industries and trade groups. These include the Texas Association of Realtors, Texas Land Title Association, Texas Builders Association, Texas Bankers Association and many others. These relationships are meaningful to our legislative efforts and can serve our industry in many practical ways. Within the committee structure of the TMBA there are many efforts in place to accomplish the goals of this year’s theme. I am asking you to make time to be engaged in one or more of these efforts by being an active participant on one of our committees. Your involvement is good for your career and will serve our industry. There are no prerequisites to be involved, so there should be no hesitation to step up. To help you decide your area of interest, I have listed our committees and a very short description of what they are working on this year. [list of committees page 2] Sincerely, John Watson 2009.2010 TMBA President www.texasmba.org www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III descriptions continued from page 1 Budget & Finance Responsible for the associations budget preparation and implementation. { COMMITTEE Monitors investments and committee & program affect on the budget. U pcoming TMBA Meetings & Conferences Summer Directors Meeting August 9 - 11, 2009 Vail Cascade Resort 59th Annual Educational Seminar & Marketplace November 16 - 17, 2009 Westin Galleria | Dallas Texas Convention Plans and coordinates the program (topics and speakers), special events, social functions and fundraising activities of the Annual Convention. 6th Annual Southern States Servicing Conference April 14 & 15, 2010 Gaylord | Grapevine, Texas Education Develop the premier mortgage banker licensing education program and market this program as the gold standard for Texas. Offer support and training programs for TMBA members as needed for new programs as requirements and market 94th Annual Convention May 16 - 18, 2010 JW Marriott San Antonio Hill Country | San Antonio, Texas conditions change. Future Mortgage Leaders Create an educational program to show the members what service on the board is like, shadowing other committee chairs and getting a front row, hands on view of how to become the next group of leaders for the TMBA. Develop relationships with outside entities such as TAR, IBAT, TBA, TLTA, the TDSML, OTS and other regulatory agencies. Local MBA Liaison Contact local MBA Presidents and identify a key local board member as the liaison to TMBA. Encourage participation of TMBA events and plan to have a TMBA committee or board member attend one meeting annually for each local MBA. Membership Reviews membership applications prior to submitting new applicants to the Board. Actively solicit at least 35 new members and research a proposal for consideration on a Society of individuals who are not members offering a forum for new licensing trainees, as well as get current members more engaged. Political Action Committee (PAC) The PAC provides funds and direction for action to be taken on legislative initiatives. Promotes TMBA legislative objectives and encourages total member involvement of contributions from each mortgage banker in the State of Texas. 2 w w w . t e x a s m b a . o rg { Government Industry Relations Texas Mortgage Lending Law & Practices Deskbook& Supplement Second Edition Is yourTMBA Deskbook up to date?The 2008 Deskbook Supplement is ready to ship; so order yours today. A special thanks to members of the Regulatory Compliance Committee that make the Deskbook possible by volunteering their time and expertise. A complete list of Deskbook and Supplement authors can be viewed in the Acknowledgments section. www.texasmortgagelicensing.org TMBA Mortgage Roundup O th e r U p c o m i n g Loc al M e e t i n g s & C o n fe r e n c e s Fort Worth Mortgage Bankers End of Season Luncheon May 20, 2009 | 11:30 am Joe T. Garcia’s www.fortworthmba.org Austin Mortgage Bankers Association Monthly Luncheon June 3, 2009 | 11:30 am The Austin Country Club www.austinmba.org Dallas Mortgage Bankers Association 4th Annual FHA Awards Luncheon and Training June 4, 2009 | 11:30 am Prestonwood Country Club www dallasmortgagebankers.com www. Houston Mortgage Bankers Monthly Luncheon June 10, 2009 | 11:30 am Maggianos www.houston-mba.com May | June 2009 Volume XVII Issue III COMMITTEE { descriptionscontinued continued from page 2 Planning and Development Review legislation passed during the 2009 Legislative Session that affects residential mortgage lending, and identify which sections of the Deskbook need to be revised. Regulatory/Compliance Maintain the Texas Mortgage Lending Law & Practices Deskbook as a convenient and authoritative reference manual through periodic updates after each legislative session; monitor the Texas mortgage banking industry and post updates regarding key developments on the Association’s website; confer with the General Counsel and other executive officers to encourage a better understanding of state and federal regulations affecting Texas mortgage lending practices and ultimately, to promote compliance among all members of the TMBA. Secondary Primarily responsible for planning and coordinating the program (topics and speakers) of the annual Secondary conference. Seminar Primarily responsible for planning and coordinating the program of the annual Seminar, as well as increasing attendance to exceed 200-225 by attracting loan originators and corporate mid managers. Servicing Primarily responsible for planning and coordinating the program (topics and speakers) and for soliciting event sponsors for an annual servicing focused educational conference. Warehouse Lending Keep members abreast of the current trends and changes in warehouse lending, as well as bring new entrants into the warehouse lending business through participation with existing lenders or establishing facilities within their organizations. w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 3 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III 2009. COMMITTEE 2010 chairs 4 Budget & Finance David Frase TMBPAC Tim Fisher Convention Scott Gillen Planning & Development Tommy Bastian Education Cliff Long & Tom Tallent Regulatory Compliance Thomas Vetters Future Mortgage Leaders Ian Wright Secondary Blane Bauch Government/Industry Relations Scott Norman Seminar Mark Raskin Local MBA Liaison Rob Macioce Servicing Jack Bryant Membership Mary Pirrello Warehouse Chuck Klein w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III President 2009.2010 Officers Directors The Texas Mortgage Bankers Association (TMBA) is pleased to announce the election of Mr. John Watson as President for 2009-2010. Mr. Watson was installed during the TMBA 93rd Annual Convention on May 6, 2009. New officers assisting Mr. Watson include: Vice President – Scott Norman of Met Life Reverse Mortgage in Austin, Secretary-Treasurer – David E. Frase, CMB, AMP of Southwest Securities, FSB in Dallas and Associate Representative – Billy F. Vaughn of Lawyers Title Insurance Corporation in Dallas. New Directors’ serving on the TMBA Board are: Judith A. Belanger of Cornerstone Mortgage in Houston, Cathy Gibb of Bank of America in Houston, Kevin Gillespie of CTX Mortgage Company in Dallas, Tom Rhodes of Sente Mortgage in Austin, Susan T. Stewart of SWBC Mortgage Corporation in San Antonio, and Thomas Tallent of Colonial National Mortgage in Fort Worth. The Texas Mortgage Bankers Association is committed to being a quality-focused association of real estate finance professionals that provides the best educational resources, government advocacy and industry interaction available for building a viable, competitive and profitable mortgage lending and servicing industry in the state of Texas. For more information, please contact the TMBA office at 512.480.8622 or visit our website at www.texasmba. org or www.texasmortgagelicensing.org. w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 5 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III TMBA Recognizes Extraordinary Leadership The Texas Mortgage Bankers Association related companies and assets. Upon the sale of (TMBA) honored D. Richard Thompson, the combined mortgage operations and portfolio President of Envoy Mortgage, with the 2009 Larry to Chase Home Loans, Mr. Thompson and two E. Temple Distinguished Service Award at the partners founded Aegis Mortgage Corporation in Texas Mortgage Bankers Association’s Annual 1993. Convention on May 5, 2009 at the Hyatt Lost Aegis entered the production and Pines Resort and Spa in Lost Pines, Texas. servicing businesses and grew into a Top Thirty, Each year since 1953, TMBA has multi-channel lender by mid-2006, with $20 billion recognized individuals who provide extraordinary in annual origination volume. The company also leadership and service to the association and built a rated servicing platform from the ground up. the mortgage banking industry. The contributions Along the way, Mr. Thompson led a team made by such an individual go far above and that purchased and consolidated several sub- beyond those of ordinary service. performing mortgage platforms in a diverse array Rick Thompson is a twenty-plus year of origination channels, including prime wholesale, veteran of the mortgage lending industry, a subprime wholesale, subprime retail, second liens, proven CEO with wide-ranging experience. Prior and subprime correspondent. In addition to these to entering the mortgage arena, Mr. Thompson acquisitions, Mr. Thompson purchased Standard was a CPA and attorney, practicing corporate law Federal Savings Bank’s loan servicing platform for with the Houston firm of Liddell, Sapp & Zivley, First Nationwide Bank in 1994-95, managing the specializing in mortgage banking transactions. consolidation of First Nationwide’s servicing into Mr. Thompson began his mortgage the Standard Federal platform. Mr. Thompson left career in 1987 with North American Mortgage Aegis in October 2006, and currently is President in Houston. In 1989 he joined First Gibraltar of Envoy Mortgage, a residential origination and Mortgage Corporation and its subsidiary, Troy & servicing company based in Houston. Nichols, as President and Chief Operating Officer. 6 Mr. Thompson is a past board member While at First Gibraltar, Mr. Thompson managed and past president of the Texas Mortgage Bankers day-to-day operations and oversaw numerous Association, and is a member of various other acquisitions of a diverse range of mortgage- professional and mortgage banking organizations. w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III 2009 Sponsors THANK YOU 1st Reverse Mortgage USA Alamo Title Company Austin Mortgage Bankers Association Austinhomesearch.Com Barrett Daffin Frappier Turner & Engel, LLP BCL of Texas Beadles, Newman & Lawler, PC Black, Mann & Graham, LLP Brice, Vander Linden & Wernick, PC Brown, Fowler & Alsup Butler & Hosch, P.A. Capital One Bank Cendera Funding Inc. CitiMortgage Colonial National Mortgage Cornerstone Mortgage Company Dallas Mortgage Bankers Association Del Mar DataTrac Don W. Ledbetter, PLLC DSNews El Paso Mortgage Bankers Association Fannie Mae First Continental Mortgage Company Fort Worth Mortgage Bankers Association Freddie Mac Gerner & Kearn, Co., L.P.A. Gregg & Valby, LLP International Document Services Kroll Factual Data Lawyers Title & Commonwealth Land Title Lender Processing Services, Inc. Lenders One Mackie Wolf & Zientz, P.C. McGlinchey Stafford and Youngblood & Associates, LLP MetLife Home Loans MIAC Michael J. Schroeder, PC Middleberg Riddle & Gianna Momentum Appraisal Group Mortgage Alternatives Mortgage Banking Solutions Mortgage Builder Software Mortgage Contracting Services Mortgage Guaranty Insurance Corporation MSI PeirsonPatterson, LLP Pite Duncan, LLP PMI Mortgage Insurance Co. Polunsky & Beitel, LLP PrimeLending ProDovis Mortgage, LLC. ProVest, LLC Radian Guaranty, Inc. Republic Mortgage Insurance Company Robertson | Anschutz Rocky Mountain Mortgage Company Ruth Ruhl, PC - Attorney At Law Sente Mortgage ServiceLink Servicing Management Southwest Securities, FSB Stewart Home Retention Services Stewart Lender Services SWBC Mortgage Corporation The MOS Group, Inc. USFN Venture Encoding Service, Inc. Wells Fargo Home Mortgage as of June 1, 2009 w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 7 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III currentTMBA MEMBERS Mark Abernathy | Capstar Lending, LLC, Austin Christine Adams | University Federal Credit Union, Austin Rex Adams | Countrywide Home Loans, Inc., Plano Irma Aguilar | Rocky Mountain Mortgage Company, El Paso James R. Alexander | New South Federal Savings Bank, Killeen Chris Allen | Texans Credit Union, Richardson Michael Allen | Nations Reliable Lending, Houston Rodney Anderson | Supreme Lending, Dallas Russell Anderson | Colonial National Mortgage, Lewisville Troy Anderson | ProDovis Mortgage, LLC., Arlington Dale H. Andreas, CMB,CPA | Amegy Mortgage Company, LLC, The Woodlands Tim Ashby | Security Service Federal Credit Union, San Antonio Donald F. Ashley | North Dallas Bank & Trust Co, Dallas Phillip R. Askew | NorthMarq Capital, Dallas Gary Aston | Franklin American Mortgage Company, Irving Dolan Aucoin | Cendera Funding, Inc, Fort Worth Barry R. Baker, CMB | Colonial National Mortgage, Fort Worth Buzz Baker | Network Funding LP, Houston Peggy Baker | Wells Fargo Home Mortgage, Mansfield Andrew I. Barnes | Universal Mortgage Corporation, Liberty Hill Heath Barnes | Republic State Mortgage, Houston Tim Beadnell | Indymac Mortgage Services, Austin Rob Beesley | TexasLending.com, Dallas Judith A. Belanger | Cornerstone Mortgage Company, Houston Dennis Berry | New South Federal Savings Bank, Austin Carolyn Bertelson | DHI Mortgage, Austin Jerry Bevers | Chase Home Finance, Houston Paul E. Bibb, Jr. | Galveston Debbie Bigelow, CMB, AMP | Amarillo National Bank, Amarillo Derek Bird | GenEquity Mortgage, Inc., Irving Paulette Blackmon | Mortgages & More, Inc., Palestine Sean Bobbitt | Indymac Mortgage Services, Austin Jeffrey E. Bode | Moncor Inc., Addison Derek Bolls | Cornerstone Mortgage Company, Houston Dona Bonn | Indymac Mortgage Services, Austin John L. Bradley | SWBC Mortgage Corporation, Houston Mike Bradshaw | Bank of America Mortgage, Plano Gavin Brady | Indymac Mortgage Services, Austin Mark Bragg | Residential Credit Solutions, Inc., Fort Worth Ed Bratton | Chase Home Finance, Dallas Cameron Breed | SWBC Mortgage Corporation, Austin Connie Brewton | Indymac Mortgage Services, Austin Nancy J. Brooks | National Bank Mortgage Department, Killeen Shawn Broussard | SFMC, LP, Richardson Kent Brown | Sente Mortgage, Austin Tom Brown | New South Federal Savings Bank, Houston Bruce Brunner | Amherst Funding Group, LP, Austin Steve Builta | Hometrust Mortgage Co., Austin Greg Burkett | Preferred Home Loan, Houston Diana Burns | Randolph-Brooks Federal Credit Union, Live Oak Rhonda Burns | CitiMortgage, Hickory Creek Mark Buskuhl | Southwest Funding, L. P., Dallas Mike Cannatti | Network Funding LP, Cedar Park Valerie V. Cardenas | International Bank of Commerce, McAllen Clay B. Carson | McKinney Nancy Carter | TRMS Hedge, San Rafael Yvonne Case | University Federal Credit Union, Austin Patrick Casey | Bankers Financial Mortgage Group, Dallas Shelly Cegielski | Classic Home Financial, Inc, Houston Rex Chamberlain | Network Funding LP, Houston Joseph Chapman | Bank of America Mortgage, Houston Cindy Chism | Bank of America Mortgage, Austin Wilson Cituettes | Nations Reliable Lending, Houston Linda Clampitt | Colonial National Mortgage, Dallas James Clapp | Guaranty Bank, Dallas Robert J. Clemmer | Extracobanks, N.A. Dba Extraco Mortgage, Waco Lonny Coffey | 1st Advantage Mortgage, L.L.C., Arlington Brian Collins | Cendera Funding, Inc, Fort Worth Joe Collins | TIB-The Independent Bankers Bank, Irving Richard F. Comparato | MetLife Home Loans, Irving 8 w w w . t e x a s m b a . o rg Brad Cope | CTX Mortgage Company, Dallas Lydia Cordova | Bank of America Mortgage, El Paso Eric B. Couch | First Commercial Bank, New Braunfels Tom Couture | City Bank Mortgage, Lubbock Clifton A. Crabtree | First Continental Mortgage Company, Houston Kerri Crabtree | Wells Fargo Home Mortgage, Bedford Yvette Crabtree Dobbins | Southwest Funding, L. P., Dallas Timothy Cranston | Countrywide Home Loans, Inc., Plano Larry Crisp | Indymac Mortgage Services, Austin Marc Croker | 1st Advantage Mortgage, L.L.C., Arlington Carolyn Crowson | American State Bank Home Loan Center, Lubbock Pat Crump | Farmers State Bank, Center Darel Daik | Noble Mortgage & Investments, LLC, Houston Pamela Daine | Everbank, Cypress Ray J. Daniel, CMB | Network Funding LP, Austin Kim Davidson | DHI Mortgage, San Antonio Linda Davidson | SFMC, LP, Garland William Dawley | First Continental Mortgage Company, Houston Laurie Deck | Randolph-Brooks Federal Credit Union, Live Oak Chris Denison | Amegy Mortgage Company, LLC, The Woodlands Patrick L. Dennis | MetLife Home Loans, Irving Terry J. Deyoe | Conroe Dan Diepenhorst | Legacy Mutual Mortgage, San Antonio Mary Dinkins | Cornerstone Mortgage Company, Dallas Stefanni Doran | Moncor Inc., Addison Janna Dretzka | TexasLending.com, Dallas James E. DuBose, CMB | Colonial National Mortgage, Fort Worth James S. DuBose, CMB | Colonial National Mortgage, Fort Worth Louis Dunnam | HNB Mortgage, Midland Carol Durham | Omni American Bank, Fort Worth Debby Eastland | Bank of America Mortgage, Plano Tony Ebers | Indymac Mortgage Services, Pasadena Norma Edwards | City Bank Mortgage, Lubbock Jennifer Eggen | Wells Fargo Home Mortgage, Mansfield Mylena Evans | Classic Home Financial, Inc, Houston Scott A. Everette | Supreme Lending, Dallas Pat O. Fain | Corsicana National Bank & Trust, Corsicana Lori A. Falk | CommunityBank of Texas, Beaumont Joe Farr | Austin John Farrell | Colonial National Mortgage, Fort Worth Clyde L Fincher | Harlingen Joyce Fisher | Capstar Lending, LLC, Austin Timothy Fisher | First Continental Mortgage Company, Houston Malcolm Fitzgerrell | Houstonian Mortgage Group, Inc., Houston Billy J. Fleming | Texas Star Bank, S.S.B., Lott Elizabeth Folk | Litton Loan Servicing LP, Houston Scott Fontenot | Wells Fargo Home Mortgage, Des Moines Troy A. Fore, Jr. | Intrust Mortgage, Inc., Fort Worth Robert J. Frank | CBRE Melody of Texas, LP, Dallas David E. Frase, CMB, AMP | Southwest Securities, FSB, Dallas Bill R. Frazer | CBRE Melody of Texas, LP, Houston Cathy Freeman | Franklin American Mortgage Company, Houston Thomas M French, Jr. | Nashville Eric Friedman | Indymac Mortgage Services, Austin Christopher Gaas | CBRE Melody of Texas, LP, Houston Russell T. Gaines | Southwest Guaranty, Houston Robert D. Gardner | Legacy Mutual Mortgage, San Antonio Rosie Garza | International Bank of Commerce, McAllen James Geeslin | Extracobanks, N.A. Dba Extraco Mortgage, Waco Frank L. Gentry | Houston Lorraine George | Capstar Lending, LLC, Austin Juli Gerrard | 1st Advantage Mortgage, L.L.C., Arlington Robert W. Gerrard, Jr. | 1st Advantage Mortgage, L.L.C., Arlington Cathy Gibb | Countrywide Home Loans, Inc., Houston Gordon B. Gilbert | Cornerstone Mortgage Company, Houston Richard J Gillen | Bluffton Jason Gillespie, CMB | Southwest Securities, FSB, Arlington Kevin Gillespie | CTX Mortgage Company, Dallas Deborah Ginac | Capstar Lending, LLC, Austin Bill Glasgow | Indymac Mortgage Services, Austin www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III Dana Gompers, CMB | Envoy Mortgage, Houston M. J. Greene | Dallas Sue Gremar | Network Funding LP, Patricia Gustafson | Hometrust Mortgage Co., Houston Nicole Haggard LeBoeuf | Nations Reliable Lending, Houston Harold W. Hahn | Rocky Mountain Mortgage Company, El Paso Brian Hale | Countrywide Home Loans, Inc., Plano Sherry R. Hall | Omni American Bank, Fort Worth Tamara Hambright | Southwest Securities, FSB, Arlington Angela Hamilton | Republic State Mortgage, Houston Tina Hammel | Patriot Bank Mortgage, Houston Ron Hampton | First National Bank, Granbury Bryan Harlan | ARK-LA-Tex Financial Services LLC, Plano Don Harris | Alethes, LLC, Austin Kristi Harris | PrimeLending, Dallas Robert Harry | Residential Credit Solutions, Inc., Fort Worth Dan Hastings | Affiliated Mortgage, West Monroe Robert E. Havran | Omni American Bank, Fort Worth Jack Haynes | Countrywide Home Loans, Inc., Plano Jana Haynes | Riverbend Bank Dba Riverbend Mortgage, Fort Worth James Hecht | Countrywide Home Loans, Inc., Plano Jennifer Hedgepeth | DHI Mortgage, Austin Tad Hensley | AmeriPro Funding Inc, Austin Walter Henson | Bank of Texas, Dallas Cecilia Hernandez | Bank of America Mortgage, Bellaire Jennifer Hernandez | Patriot Bank Mortgage, Houston Marie Herrin | Amegy Mortgage Company, LLC, The Woodlands Mike Holtkamp | Amegy Mortgage Company, LLC, The Woodlands Liz Hopkins | Litton Loan Servicing LP, Houston J.K. Huey, CMB, AMP | San Antonio Stewart Hunter | ARK-LA-Tex Financial Services LLC, Plano Pat Hymel | Indymac Mortgage Services, Austin Charles Jackson, III | Bank of America Mortgage, Austin William Jackson, CMB | NorthMarq Capital, Dallas Judy James | Legacy Mutual Mortgage, San Antonio Kenny Jastrow | Austin Joe Jeffries | Bank of America Mortgage, San Antonio Pam Jenkins | AmeriPro Funding Inc, Austin Neil Johnson | 1st Advantage Mortgage, L.L.C., Arlington Glenn W Justice, Sr. | Allen Bob Kane | New South Federal Savings Bank, Houston David R. Kapavik | Lone Star Bank S.S.B., Moulton Kim R. Karr, III | Wells Fargo Home Mortgage, Ellisville Lisa Kay | Everbank, Dallas Amy Keen | DHI Mortgage, Austin Tracy L. Kell | Willow Bend Mortgage, Plano Ann Kelley | Litton Loan Servicing LP, Houston Michael L. Kennemer | Moncor Inc., Addison Kale Kibbe | CBRE Melody of Texas, LP, Houston Dan Killian | Guaranty Bank, Dallas Darcus Kluge | Colonial National Mortgage, Fort Worth William Knapp | Hometrust Mortgage Co., Houston Renessa Knowles | PrimeWest Mortgage Corporation, Lubbock Norman Koch | First Star Bank, Bremond Sharlow Koehl | Franklin Bank, SSB, Houston Linda Komm | SWBC Mortgage Corporation, Austin Tim Kongenske | First Mortgage Home Lending, Flower Mound Kathy Kreskai | SWBC Mortgage Corporation, Spring David L. Kuebler | New South Federal Savings Bank, Killeen Eric Kugler | RMC Vanguard Mortgage Corporation, Houston Todd Kurio | Capstar Lending, LLC, Austin Marc N. Laird | Cornerstone Mortgage Company, Houston Linda Lane | Premier Capital Lending, Arlington Wayne C. Lapham | Republic State Mortgage, Houston Brandon Latman | Indymac Mortgage Services, Pasadena Max Leaman | Prime Lending, Inc., Round Rock Mary Legate | GenEquity Mortgage, Inc., Irving Damon Leonetti | SunTrust Mortgage, Inc., Houston Dee Anne Lerma | Litton Loan Servicing LP, Houston Royce C. Lewis, III | Capital Mortgage Services of Texas, Lubbock Jack Lieberman | USA Mortgage Funding, LLC, Austin w w w . t e x a s m b a . o rg Suzy Lindblom | Countrywide Home Loans, Inc., Plano Larry B. Litton, Jr. | Litton Loan Servicing LP, Houston Larry B. Litton, Sr. | Litton Loan Servicing LP, Houston Stacy London | Houston Capital Mortgage, Houston Gil Lopez, III | Spring James L. Ludman | The First National Bank of Jacksboro, Dallas Lance Ludman | WR Starkey Mortgage, LLC, Plano Kirby Luechauer | DHI Mortgage, Austin Sonya Luechauer | DHI Mortgage, Austin Doug Luza | Chase Home Finance, Houston Joe F Lynch | Houston Sharon Lynn | New South Federal Savings Bank, Birmingham Rob Macioce | Sente Mortgage, The Woodlands Jeffrey T. Majewski | CBRE Melody of Texas, LP, Houston Pete Makowiecki | MetLife Home Loans, Irving Mike Manley | Security Service Federal Credit Union, San Antonio Rob W. Marr | Comerica Bank, Mortgage Banker Finance, Detroit Bernie Martinek | ESB Mortgage Company, Ennis Karen Mastro | Indymac Mortgage Services, Pasadena Everett Mattson | Houston Allen Maulsby | Colonial National Mortgage, Fort Worth Tracy Maynard Cole | Colonial National Mortgage, Fort Worth Janice McClure | Litton Loan Servicing LP, Houston Ron McCord | First Mortgage Home Lending, Flower Mound Kathryn McCoy | University Federal Credit Union, Austin Leigh Ann McCoy | Mission Mortgage of Texas, Inc., Austin Michael O. McCoy | Mission Mortgage of Texas, Inc., Austin Marcus T. McCue | Guardian Mortgage Company, Inc., Plano Dayna D. McElreath | Pioneer Bank, SSB, Dripping Springs Roseanna W. McGill | PrimeLending, Dallas Paulina S. McGrath | Republic State Mortgage, Houston Roy McGregor | Everbank, Dallas James C. McMahan, II | ARK-LA-Tex Financial Services LLC, Plano Lawrence J. Melody, Jr | CBRE Melody of Texas, LP, Houston Lawrence J. Melody, Sr | CBRE Melody of Texas, LP, Houston David Melrose | Dallas Home Loans, Inc., Plano Christopher H. Meyers | Cornerstone Mortgage Company, Houston Terri Miles | Mission Mortgage of Texas, Inc., Austin Christy Miller | Cendera Funding Inc., Fort Worth Katie Miller | TexasLending.com, Dallas Kevin Miller | Texaslending.Com, Dallas Keith Mills | Franklin American Mortgage Company, Irving Rick Mincher | Mission Mortgage of Texas, Inc., Austin Jim Minge | Randolph-Brooks Federal Credit Union, Live Oak Michael D. Minnis | Houston Harvey R. Mitchell | Bank One Texas, N.A., Spring Terry Mobly | Colonial National Mortgage, Fort Worth Pat Monahan | Indymac Mortgage Services, Austin Tom Monroe | Republic State Mortgage, Dallas Jodie Morgan | CitiMortgage, Coppell Bruce Morris | Residential Credit Solutions, Inc., Fort Worth J. David Motley, CMB | Colonial National Mortgage, Fort Worth George A. Mountcastle | Iberiabank Mortgage Company, Bedford Fulton Murray | Santa Fe James A. Nastars | University Federal Credit Union, Austin Rebecca Nickolson | HNB Mortgage, Marble Falls Diane Nish | Bank of America Mortgage, Plano Ronald R Norman | Fort Worth W. Scott Norman | MetLife Reverse Mortgage, Austin Carol Norton | Indymac Mortgage Services, Austin Wade T. Nowlin, CMB | Fort Worth Gene O’Bannon, CMB | ProDovis Mortgage, LLC., Arlington Kelly O’Bannon | Residential Credit Solutions, Inc., Fort Worth Joe O’Connor, CMB | Austin John Olinski | Indymac Mortgage Services, Pasadena Robert D. O’Reilly | MetLife Home Loans, Houston Thomas Orr | Network Funding LP, Houston Chad Overhauser | AmeriPro Funding Inc, Austin Laura Owings | ProDovis Mortgage, LLC., Arlington Jim Palmer | SWBC Mortgage Corporation, Austin John Parres | Indymac Mortgage Services, Austin www.texasmortgagelicensing.org 9 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III currentTMBA MEMBERS Zachry Parrott | Countrywide Home Loans, Inc., Plano Kathleen Pfeiffer | Security Service Federal Credit Union, San Antonio Marcia F. Phillips | Guardian Mortgage Company, Inc., Richardson Julie Piepho | Cornerstone Mortgage Company, Houston Mary Pirrello | Southwest Securities, FSB, Arlington Craig Pizer | DHI Mortgage, Austin Michael Porter | MetLife Home Loans, Irving Robert Power | Countrywide Home Loans, Inc., Plano Randy Present | DHI Mortgage, Austin Corinna Pryor | Indymac Mortgage Services, Austin Tammy Pullen | Cornerstone Mortgage Company, Houston Maria Quinones | Envoy Mortgage, Houston Sharon E. Randle | Amegy Mortgage Company, LLC, The Woodlands Mark Raskin | PrimeLending, Dallas Owen Raun | RMC Vanguard Mortgage Corporation, Houston Kimberly Redd | Indymac Mortgage Services, Austin Mark Reed | New South Federal Savings Bank, Killeen Ronald E. Reese | NorthMarq Capital, Dallas Mary Reynolds | Alethes, LLC, Austin Tom Rhodes | Sente Mortgage, Austin Rick Richardson | Countrywide Home Loans, Inc., Houston Eddie Rinehart | Treaty Oak Mortage, Austin Von L. Ringger | Comerica Bank, Mortgage Banker Finance, Detroit Brandi Ripple | Alethes, LLC, Austin Bill J. Roberson | SWBC Mortgage Corporation, San Antonio Jeff Roberts | Litton Loan Servicing LP, Houston Laurie Roberts | University Federal Credit Union, Austin Pamela Robinson | Texas Capital Bank, N.A., Dallas David Rockaway | FixFunding, LLC, Dallas Mark Rogers | Residential Credit Solutions, Inc., Fort Worth Ron Rogers | PrimeWest Mortgage Corporation, Lubbock Shane Ross | Litton Loan Servicing LP, Houston Kay Roubadeaux | SFMC, LP, Richardson Todd Salmans | PrimeLending, Dallas Sandra Samaniego | Rocky Mountain Mortgage Company, El Paso Joy Savage | Affiliated Mortgage, San Marcos Pamela Scheuerle | TexasLending.com, Dallas Jeff Schmidt | SWBC Mortgage Corporation, Arlington Craig Schrank | Willow Bend Mortgage, Plano Lynda Schultz | SWBC Mortgage Corporation, San Antonio Jenny Scott | Century Bank, N.A., Dallas Stephanie Sealey | Comerica Bank, Mortgage Banker Finance, Dallas Barb Sedall | Indymac Mortgage Services, Austin Eddie Self | Patriot Bank Mortgage, Dallas Scott Sewell | Hometrust Mortgage Co., Houston Kay Shelley | Omni American Bank, Fort Worth Mark Short | Guaranty Bank, Dallas Josh Sigman | Legacy Mutual Mortgage, San Antonio Mark R. Sims | Colonial National Mortgage, Fort Worth Matthew Skoglund | Countrywide Home Loans, Inc., Plano Austen Smith | Alethes, LLC, Austin Chuck Smith | San Antonio Federal Credit Union, San Antonio Danny L. Smith | Alethes, LLC, Austin David Smith | Affiliated Mortgage Company, Carrollton Russ Smith | Countrywide Home Loans, Inc., Plano Steve Smith | Countrywide Home Loans, Inc., Plano Suzanne Smith | HNB Mortgage, Midland Pam Smithey | Chase Home Finance, Dallas Doug Snyder | Chase Home Finance, Austin William R. Starkey, Sr. | AmPro Mortgage Corporation, S. Van Stewart | SWBC Mortgage Corporation, San Antonio Susan T. Stewart | SWBC Mortgage Corporation, San Antonio Debbie Stiles | Premier Capital Lending, Arlington Ken Stiles | Premier Capital Lending, Arlington Jenny Stilwell | Guaranty Bank, Dallas Brian Stoffers, CMB | CBRE Melody of Texas, LP, Houston Dennis Stowe | Residential Credit Solutions, Inc., Fort Worth Paul M. Stranz | Bank of America Mortgage, Austin Benjamin E. Streusand | Home Loan Corporation, Houston John Svetina | Bank of America Mortgage, Plano 10 w w w . t e x a s m b a . o rg Douglas P. Sweet | Guardian Mortgage Company, Inc., Richardson Gregory J. Sweet | Guardian Mortgage Company, Inc., Richardson Jack D. Sweet | Guardian Mortgage Company, Inc., Richardson Thomas Tallent | Colonial National Mortgage, Fort Worth Andrew Taylor | Franklin American Mortgage Company, Irving Gerald R. Taylor | Bankers Financial Mortgage Group, Dallas Leigh Taylor | Amherst Funding Group, LP, Austin Lesa Taylor | 1st Advantage Mortgage, L.L.C., Arlington Rich Taylor | Patriot Bank Mortgage, Houston Scott Taylor | GenEquity Mortgage, Inc., Irving B.L. Terrell D. Richard Thompson | Envoy Mortgage, Houston David Thompson | Dallas Home Loans, Inc., Plano Jonathan Threadgill | Cypress Henry Tinajero | Bank of the West, El Paso Dean Todd | Cherry Creek Mortgage, The Woodlands Robert Tompkins | Litton Loan Servicing LP, Houston Jack W. Townes | Fort Worth C. Travis Traylor, Jr. | Houston Manuel Valdes | Chase Home Finance, San Antonio Jim Van Steenhouse | Interlinc Mortgage, Inc., Conroe Craig M. Vecchiola | Colonial National Mortgage, Fort Worth Armando Velazquez | Bank of America Mortgage, Fort Worth Bart Vincent | Indymac Mortgage Services, Austin Paul Vincent | RMC Vanguard Mortgage Corporation, Houston Chris Viviano | Houston Capital Mortgage, Houston Patricia Wagner | DHI Mortgage, Austin Robert H. Wagnon | Republic State Mortgage, Houston Joe Ware | SWBC Mortgage Corporation, San Antonio John C Webbles | San Antonio Lance P. Welch | Sage Capital, Boerne Felicia Wells | Countrywide Home Loans, Inc., Richardson Rob G. Wiggins | Patriot Bank Mortgage, Houston Richard E Wilkes, CMB | Shoal Creek Advisors, Houston Victor Williams | Randolph-Brooks Federal Credit Union, Live Oak Mark Williamson | Guaranty Bank, Dallas Bill Wills | Countrywide Home Loans, Inc., Irving Marcia Wilson | Colonial National Mortgage, Fort Worth Mark Winter | DHI Mortgage, Austin Richard Woodruff | Alethes, LLC, Austin Bill Wooten | CitiMortgage, Argyle James M Wooten | Dallas Trey Worley | Guaranty Bank, Dallas John Wren | New South Federal Savings Bank, Houston Ian Wright | Dallas Don Yount | Southwest Funding, L. P., Dallas Robert Zearfoss | Randolph-Brooks Federal Credit Union, Live Oak Shawn Zenon | Texell Federal Credit Union, Temple Shirley Rhea Zimmerman, CMB | Amarillo National Bank, Amarillo David Zugheri, CMB | Envoy Mortgage, Houston as of June 1, 2009 www.texasmortgagelicensing.org TMBA Mortgage Roundup 2009 May | June 2009 Volume XVII Issue III TMBPACContributors Compass Bank, Houston First Continental Mortgage Company, Houston Vickie Bourassa | Colonial National Mortgage, Fort Worth Jack Bryant | MSI, Fort Worth Linda Clampitt | Colonial National Mortgage, Dallas Nancy Darden | Colonial National Mortgage, Fort Worth Kay W. Malaise | Colonial National Mortgage, Fort Worth Calvin C. Mann, Jr. | Black, Mann & Graham, L.L.P., Houston Karen Mawyer | USAA Federal Savings Bank, San Antonio Tracy Maynard Cole | Colonial National Mortgage, Fort Worth Michael D. Minnis | ServiceLink, Houston Barbara Moffett | Colonial National Mortgage, Fort Worth J. David Motley, CMB | Colonial National Mortgage, Fort Worth Randy Present | DHI Mortgage, Austin Mark Raskin | CTX Mortgage Company, Addison Paula Sanders | Colonial National Mortgage, Dallas Joy Savage | Affiliated Mortgage, Hitchcock Mark R. Sims | Colonial National Mortgage, Fort Worth S. Van Stewart | SWBC Mortgage Corporation, San Antonio Thomas Tallent | Colonial National Mortgage, Fort Worth John Watson | Countrywide Home Loans, Inc., Houston Marcia Wilson | Colonial National Mortgage, Fort Worth THANK YOUfor your support! w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 11 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III Friends of TMBA 12 Barry R. Baker, CMB Peggy Baker Rosemary E. Barbour Tommy Bastian Blane L. Bauch Judith A. Belanger Thomas R. Bell Kelli Himebaugh Kyle Keller Charles E. Klein Renessa Knowles Laura C. LaRaia Stacy London H. Clifford Long Dennis Berry Stephen Bertrand Jeff Bolen Rhiannon Bolen Karen M. Boots Mike Brubaker Steve Builta Mark Bunting Valerie Canon Amy J. Coke Joe Collins Pamela Daine Ray J. Daniel, CMB Gary Davis Pam Eastwold Michelle Esparza David E. Frase, CMB, AMP Cathy Gibb Sheree Gilbert R. Scott Gillen, CMB Jason Gillespie, CMB Kevin Gillespie Kittie Gugenheim Michael McFarland Paulina S. McGrath Michael D. Minnis Carla Moore Jodie Morgan Vicki Murphy Robert D. O’Reilly Michael Patterson Cherie Pheiffer Mary Pirrello Melissa Plaisance KellyAnne Porter Mark Raskin Dawn Robinson Mary Simmons S. Van Stewart Billy F. Vaughn Thomas F. Vetters, II Chris Viviano Julie Walker John Watson Rob G. Wiggins Ian Wright, AMP THANK YOUfor your support! w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III THANK YOU for your support! Convention Sponsors Barrett Daffin Frappier Turner & Engel, LLP Beadles, Newman & Lawler, PC Black, Mann & Graham, LLP Brown, Fowler & Alsup Cendera Funding, Inc. CitiMortgage, Inc. Exhibitors CJ Technologies Appraisers Direct, Inc. Del Mar DataTrac Colonial National Mortgage Cornerstone Mortgage Company Don W. Ledbetter, PLLC Avista Solutions First Continental Mortgage Company Calyx Software Freddie Mac Capital Farm Credit Gregg & Valby, LLP CitiMortgage, Inc Kroll Factual Data CJ Technologies Lawyers Title & Commonwealth Land Title Lenders One Del Mar DataTrac McGlinchey Stafford and Youngblood & Associates, LLP Department of Veterans Affairs Middleberg Riddle & Gianna Granite Loan Management Mortgage Banking Solutions Kroll Factual Data Mortgage Alternatives Mortgage Builder Software Mortgage Builder Software Mortgage Guaranty Insurance Corporation Optimal Blue MOS Group, Inc. PCLender.com PMI Mortgage Insurance Co Southwest Securities, FSB Polunsky & Beitel, LLP Stewart Lender Services PrimeLending Texas Department of Savings and Mortgage Lending Radian Guaranty, Inc. Texas Veterans Land Board Robertson | Anschutz Republic Mortgage Insurance Company Rocky Mountain Mortgage Company Tradeweb Sente Mortgage U.S. Department of Housing & Urban Development ServiceLink Southwest Securities, FSB USDA Rural Development Stewart Lender Services Venture Encoding Service, Inc. SWBC Mortgage Corporation Venture Encoding Service, Inc. Wells Fargo Home Mortgage w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 13 TMBA Mortgage Roundup 14 w w w . t e x a s m b a . o rg May | June 2009 Volume XVII Issue III www.texasmortgagelicensing.org TMBA Mortgage Roundup w w w . t e x a s m b a . o rg May | June 2009 Volume XVII Issue III www.texasmortgagelicensing.org 15 TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III Pictures from Convention are available for purchase. To order the pictures, you will need to visit Dave Mayfield’s website and email Dave Mayfield and let him know what .jpg # (not the photo #), size and how many. His email is davemayfield@att.net. 16 w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org TMBA Mortgage Roundup May | June 2009 Volume XVII Issue III TX Licensing TMBA’s current efforts in providing an approved licensing program – stay tuned! The Texas Mortgage Bankers Association is taking a significantly large role in working with our regulators and all mortgage lenders to ensure the continued strength of our residential real estate markets. We plan to assume the lead in providing lenders with their pre-licensing education requirements under the SAFE Mortgage Licensing Act signed into law this year. TMBA is also working to develope and provide approved several other licensing programs in the near future. As the third largest mortgage lending association in the nation, we are in the best position to manage this endeavor. Our members originate more than $35 billion annually and our membership represents those who promote fair and ethical lending practices. Visit the www.texasmba.org [licensing section] or www.texasmortgagelicensing.org for information and updates they become available. w w w . t e x a s m b a . o rg www.texasmortgagelicensing.org 17