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Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
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Interactive
Investor’s Guide
romans.co.uk
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Growing your
property portfolio
Property investment is now becoming
With our bespoke Investor’s Service you can
a far more mainstream investment
use 20+ years of lettings experience to find you
vehicle, accessible to investors
with the knowledge and foresight to
spot effective investments before
Our team of investment
the right property that suits your investment
specialists will do all
needs. Our team of investment specialists will
do all the hard work for you – so you can sit
the hard work for you.
back and watch your portfolio grow and
the competition can. This is where
flourish, receiving maximum yields and healthy
Romans can help.
equity growth, with minimum effort.
Get
in touch with
Ricky via email
Ricky Bhurji
Investment Portfolio Manager
Industry experience since 2006
rbhurji@romans.co.uk
01344 753 097
07805 756 798
2
Investment Portfolio Team
Contact us
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Portfolio
management
team
Expert Advice
Portfolio
Service
Landlord’s
Account
Profit from our
expertise
Romans’ investment experts handpick
the best investment opportunities from
across Berkshire, Buckinghamshire,
Hampshire, Oxfordshire and Surrey.
Henley-on-Thames
Burnham
Maidenhead
Finding the best buy-to-let opportunities takes
Caversham
time, effort and market knowledge. So, if you’re a
busy landlord looking to expand your investment
Tilehurst
portfolio, let Romans do all the legwork for you.
Romans’ investment experts handpick the best
Reading
M4
Windsor
Woodley
Lower Earley
investment opportunities from across Berkshire,
Buckinghamshire, Hampshire, Oxfordshire and
Warfield
Wokingham
Surrey, based on your specific criteria, and what’s
Bracknell
Crowthorne
more, as part of this exclusive service you will
be able to see newly available investment
Yateley
properties before they are advertised online on
Sandhurst
expert insights into the up and coming areas as
well as specific purchases we believe have great
potential.
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Farnborough
Basingstoke
M3
Fleet
Aldershot
Farnham
Sunningdale
Camberley
romans.co.uk, or in local publications.
We also provide our prospective investors with
M25
Contact us
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
Be the first to know
about new opportunities
We keep all of our landlords up to date with;
Talk to the team at your local branch
the latest lettings news, handpicked investment
opportunities and Investment Open Evenings
The property market is moving quickly so to
(find out more on page 6).
ensure you’re always the first to know about new
opportunities we always recommend you talk
We post regular news articles on romans.co.uk
to the investment team at your local Romans
focused on the local property market, property
branch. They will ultimately be the first to know
prices, investment hot spots and new features for
about new investment properties coming onto the
landlords.
market and will ensure you’re contacted first with
the property details so you don’t miss out.
On a weekly basis our team of investment
specialists handpick the top ten investment
properties in the area and suggest what rental yield
could be achieved. This is ideal for all landlords
thinking of expanding their portfolios and just
waiting for the right property to come on the
market.
4
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
New build
investment
We have real evidence of our recommendations
A brand new property can be an especially easy,
Romans’ New Homes department can help you to
working wonders for local investors. For example,
hassle-free, buy-to-let investment opportunity.
find suitable new build properties to let.
in 2012 we sold several properties in Emm Square
A new property offers low set up costs, no
refurbishment and easy maintenance.
Romans’ New Homes department can help you
to find suitable new build properties. And thanks
to our close relationship with developers we can
speak to them at an early stage so you can buy off
in Wokingham to investors, as we were confident
about their potential growth. Their value today has
increased by approximately £50,000 and landlords
are receiving up to £1,100 in rent per month, which
is a yield of 6.4%. We predict the property’s value
will continue to rise over the next five years.
plan and choose internal specifications.
In fact, it is this good relationship that often means
Ricky Bhurji,
Investment Portfolio Manager at Romans
we are able to market your new build purchase
prior to completion, minimising any void period and
getting your rent paid quicker.
Emm Square development, Wokingham
5
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
Investment opening
evenings
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
click on an icon
to find out more
Our regular Investment Open Evenings are popular
amongst both first time property investors and busy
landlords looking to expand their investment portfolios.
Click to find out more about our
Here, you can access our lettings experience and
free Investment Open Evenings
INVESTORS
Clicktotofind
findout
outmore
moreabout
about
Click
Mortgageadvice
adviceand
andbuy-to-let
buy-to-let
Mortgage
discover how best to nurture your property investment
portfolio. Our highly experienced local lettings experts
are on hand to offer advice on rents and yields, plus
the latest trends in the local lettings market, including
what properties are in demand right now and what
returns they are achieving.
Our ultimate aim is for us to do all the necessary
ground work for you, so you can sit back and watch
Our highly experienced
your investment portfolio grow and blossom, receiving
local lettings experts are
maximum yields and strong equity growth, with
minimum effort.
on rents and yields, plus
Independent Mortgage Advisers from Romans
the latest trends in the
Mortgage Services are on hand too, informing you
local lettings market.
about the latest buy-to-let mortgage deals that match
your criteria.
6
on hand to offer advice
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
Expert Advice
Financial review
Tax advice
Romans’ landlords can benefit from Romans
There are some excellent tax advantages for buy-
Mortgage Services. Buy-to-let specialists offer
to-let investment. For example, you can offset your
expert financial advice, find mortgage deals and
mortgage interest against your rental income, as
help you remortgage in order to free equity and
well as expenditure for repairs and maintenance.
grow your portfolio further, or simply maximise your
return by making your mortgage more efficient.
However, tax is often the one part of buy-to-let
investment that most landlords are uncertain of
Our advisers take the time to understand
(for more information see page 9 in the Interactive
your situation and utilise their in-depth market
Landlord’s Guide).
knowledge to help you find the right mortgage for
your circumstances.
Romans works closely with local tax advisers who
can offer you up to date, expert tax advice on the
Romans Mortgage Services work with
latest buy-to-let regulations. You can meet buy-
Mortgage Advice Bureau, one of the UK’s leading
to-let tax experts at our regular Investment Open
independent mortgage brokers and our advisers
Evenings.
are able to search 1,000s of mortgage deals, some
of which are exclusive to us and not available on
the high street.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the
amount borrowed.
7
MAB 7134
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
Portfolio Management
Team
Romans’ Portfolio Managers currently work with
They are dedicated to helping you grow your portfolio,
approximately 4,000 landlords, managing circa 6,000
giving you the unique advantage of an advanced preview of
properties in the local area. Over 500 of these are multi
the very best new investment opportunities, 24 hours before
landlord investors, with three or more properties managed
a property gets listed online. Using their in-depth market
Romans has an abundance of investors looking for new opportunities.
by Romans.
knowledge they are perfectly placed to identify suitable high
So, when you’re ready to sell your asset we can provide you with a quick
yielding properties.
stress-free sale, possibly selling the property with the tenant in situ,
meaning you get your rent right up until the day of completion, and benefit
Your Portfolio Manager can offer you expert advice on:
Before the renewal of a tenancy or the start of a new one,
Rents
Romans’ specialist Renewals Team also steps in to ensure
Yields
your properties are providing you with a secure investment
Property types
year after year.
Tenant demand
Local demographics
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Investment sales
from no chain complications.
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Portfolio Service
The Portfolio Service is a bespoke service for investors looking for an experienced agency to manage all aspects of their
property investments.
click to watch!
What’s different about the Portfolio Service?
Regular investor market updates
One dedicated contact across your portfolio
Your Portfolio Manager will have complete knowledge
MARKET
UPDATE
Romans can provide you with the latest investment news
of your entire portfolio, and will be able to answer any
and advice, based on your specific requirements, as
questions you have timely and efficiently.
regularly as you desire.
Inspection reports
Weekly ‘Top 10’ investment opportunities email
Your dedicated contact will organise each property’s
On a weekly basis our team of investment specialists
inspection visit and submit a report; offering consistent
handpick the top ten investment properties in the area and
views and a detailed record across your portfolio, with
suggest what rental yield could be achieved. This is ideal if
each report available via your Landlord’s Account.
you are thinking of expanding your portfolio and you’re just
waiting for the right property to come on the market.
Annual portfolio valuation
To ensure your investments are working to their full
A recommended tax specialist*
potential for you, we will organise annual valuations in line
We can provide you with a recommended tax specialist to
with the current market conditions.
complete your annual tax return.
Annual portfolio tour
Portfolio insurance*
Alongside the inspections reports, once a year, your
We are able to recommend specialist building and
Portfolio Manager will invite you on a chauffeured portfolio
contents insurance for your portfolio, making it easy to
tour. This ensures any changes in your portfolio are
keep covered.
recorded and provides you with peace of mind that your
properties are being looked after.
*Additional cost may occur
Landlord’s
Account
Contact us
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s Account
We bought our first property at the end of 2013
Our landlords told us they needed easier access to
and started using Romans’ online Landlord’s
their rental accounts and to feel more in control of their
Account straight away. We find it very handy and
documents - such as gas and electrical safety certificates,
straightforward to use. It’s especially useful as we
EPCs, property inspection reports, invoices and more.
know our statements and important documents are
So, we created an exclusive online Landlord’s Account
all stored in one place. Overall we find it easy to use
service.
If you select either the Rent Collection or Managed
service, this secure and innovative new service will allow
and it’s neatly presented, and now we’ve bought a
second property the account will really come into its
own!
Mr and Mrs Harden,
Landlords with Romans Lettings
you to log into your account and access your essential
records to check if rent has been paid, view and download
statements and make changes to your personal details.
If you’re a multiple landlord, you can see all of your
properties details listed in one place.
Landlords Mr & Mrs Harden
9
Landlord’s
Account
Contact us
Growing
your
Growing your
property portfolio
property
portfolio
Profit from
our expertise
Contact us
Be the first
to know
New build
investment
Investment
opening evenings
Expert Advice
Portfolio
management
team
Portfolio
Service
Landlord’s
Account
Contact us
click on an email
address or branch
name to find out more
Crowthorne
crowthornelettings@romans.co.uk
0118 974 3510
Sunningdale
A busy investor who had unfulfilled buy-to-let
sunningdalelettings@romans.co.uk
ambitions, Dr Dayantha Fernando found Romans’
Farnborough
farnboroughlettings@romans.co.uk
01252 550 810
Tilehurst
tilehurstlettings@romans.co.uk
0118 943 9410
Farnham
farnhamlettings@romans.co.uk
01252 917 285
Warfield dept.
warfieldlettings@romans.co.uk
01344 404 710
Aldershot
aldershotlettings@romans.co.uk
01252 353 390
Fleet
fleetlettings@romans.co.uk
01252 360 810
Windsor
windsorlettings@romans.co.uk
01753 847 222
Basingstoke
basingstokelettings@romans.co.uk
01256 318 150
Henley-on-Thames
henleylettings@romans.co.uk
01491 412 999
Wokingham
wokinghamlettings@romans.co.uk
0118 974 3510
Bracknell
bracknelllettings@romans.co.uk
01344 404 710
Lower Earley
lowerearleylettings@romans.co.uk
0118 945 0865
Woodley
woodleylettings@romans.co.uk
0118 944 3740
Burnham
burnhamlettings@romans.co.uk
01628 563 386
Maidenhead
maidenheadlettings@romans.co.uk
01628 632 111
Yateley
yateleylettings@romans.co.uk
01276 601 610
Camberley
camberleylettings@romans.co.uk
01276 601 610
Reading
readinglettings@romans.co.uk
0118 953 8710
Caversham
cavershamlettings@romans.co.uk
0118 946 5210
Sandhurst
sandhurstlettings@romans.co.uk
01276 601 610
Head Office
Crowthorne House
Nine Mile Ride
Wokingham
Berkshire
RG40 3GZ
01344 753 100
01344 205 150
Investors’ Service ‘invaluable’:
“
I saw buy-to-let as a relatively stable investment which
would give me long term capital growth, and so I was
looking to diversify my existing investment portfolio by
adding property to it. I had researched this for some
“
time and had been looking for freehold two bedroom
properties and above, but had not yet purchased.
Then I heard about Romans’ Investment Portfolio Service.
Dr Dayantha Fernando’s property
click here
The advice and help from their Investment Portfolio
Manager, Ricky Bhurji, is proving invaluable, and he has
sourced local properties inside a 20 mile radius for me.
He has steered me towards smaller properties in
developing areas with a higher rental return. As a result
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an online
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customer
reviews
reviews
specialist.
specialist.
click to read more indepndant
reviews from Romans’ investors
I’m now looking at leasehold and in fact have a sale
agreed on a flat in Reading.
I have also completed on a three bedroom freehold
property, and after a successful Romans Lettings Open
House, my new tenants moved in just ten days after
completion, even though it was holiday time for everyone
and I was thousands of miles away on business! That
sets the bar very high but I have every confidence the
same level of service will be delivered.
I would definitely recommend Ricky Bhurji and Romans’
Investment Portfolio Service. I’m very happy, and am
looking forward to more mutually profitable business.
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