Have - Methuen Credit Union
Transcription
Have - Methuen Credit Union
FALL 2016 REFER A PERSON WHO BECOMES A NEW MEMBER OR BECOME A NEW MEMBER YOURSELF AND HAVE A CHANCE TO SPIN OUR WHEEL FOR A SPECIAL THANK YOU! Dear MFCU Members, I would like to let you all know that I have submitted a letter to the Board of Directors indicating my intention to retire at the end of this year. Our new Credit Union manager will be formally introduced in our December newsletter. Sincerely - Ann Cote SPREAD THE WORD TO FAMILY, FRIENDS, AND CO-WORKERS! JOIN METHUEN CREDIT UNION TODAY! EVERY PRODUCT & SERVICE BIG BANKS HAVE MINUS FEES, HIGH RATES AND IMPERSONAL SERVICE! , CK BA ! ME RS! PAY LCO HE ER WE TEAC UMM S R HE C rly ula TEA reg osit ear, Dep all y paid ! r t e G mme su all ITS BENEF cates Certi (CD’s) posit of De OTHER IRA’S nce Insura s. CUNA ection plan l prot for al Loans Heat ave 0% MassS ELE C SER TRO VIC NIC On lin ES and e Ban ww Visit Mob king, Rea w.me our ile Ba Bill P th ay n w d k e u Ch App our encr bsite ing , onli eck y ly for quart editu at: MO ne b our mo erly nion BIL an acc st lo new .co ITI kin oun an sle m Tou g o t o s o tte r. r fro ch Ba on y r tran nline. m y nk ou sfe our ing. r ph r wit com Pay one h pute bills with r. easi ly A VIS EASY GIFT-GIVING VISA GIFT CARDS FOR PURCHASE AT OUR OFFICE SHAR No m E DRAFT on no mini thly fee an d mum ba Maste required. lance rC at your ard debit card quick loc cash at al merch to use an go to www. any SUM t or for sum-a Networ tm Overdr current “fre .com for k ATM, th aft pr e” loc otec ations. e most EFT’s tion and and Au , Direct De Line of Cr edit posits, tomat Stude ic Withdraw nt Acco unts als S LOAN Used New & Auto al Person n io Educat red Secu Share edit Loan Cr Line of MOR TGAG ES First M ortg VHA, age: Second Harp M Home ortgage Line of Equity Credit CLU BS Va c sig ation mo n up d Club nth urin of M g Ch ay ris sig tm mo n up as C nth du lub of O ring cto ber es! Rat l fee -day LOW nnua ®s 90 n ts a No ion Plu otectio bene t c Pr and s t isfa ct Sat Produ ounts ccoun c A dis nt vel de Tra Stu VALID UP TO $1000. WHEREVER LIFE TAKES YOU, WE'LL BE THERE WITH YOU EVERY STEP OF THE WAY! SPIN THE WHEEL FOR DIFFERENT PRIZES AND DISCOUNTS! OUR ELECTRONIC SERVICES MAKE YOUR FINANCIAL LIFE EASIER Banking is now at your fingertips 24/7. - Online Banking and Bill Pay - Mobile Banking - E-Statements COLUMBUS DAY WEEKEND! Columbus Day weekend is a huge Auto Dealer Sales time! Come on in to see us and get pre-qualified. Save yourself that stress and pressure of car shopping. Then go get the best vehicle price you can! Enjoy our gift card thank you as you use it for your first fill-up. We offer rates as low as 1.99% APR* for up to 48 months!" *APR- Annual Percentage Rate. Example of typical extension of credit: $15,000 for 48 months @1.99% APR = $325.36/month, $617.06 Finance Charge, $15,617.06 Total Repayment. MORTGAGE RATES ARE STILL LOW! The market may change soon. Don't miss this opportunity while mortgage interest rates are low. Interest rates on home mortgages are still favorable and now may be the right time for you to purchase the home of your dreams or refinance your current mortgage into a lower fixed rate! In today's housing market where options are plentiful, the real risk may be in waiting. Methuen Credit Union offers a variety of mortgage loans, including FHA loans. An FHA loan is insured by the Federal Housing Administration and is often a great option for first time home buyers. FHA loans with attractive benefits: - Down payment as low as 3.5% - Competitive low rates - Often allows for less than perfect credit - Gifts for closing costs and down payment are permitted Also available are Conventional Loans, VA Loans, HARP, Rehab Loans. Don’t forget our Home Equity Loans and Lines of Credit for all your home improvement needs. Join the world effort to conserve natural resources! Federal Mortgage products offered in partnership with Allanach Mortgage Group. Broker's licenses MA# MB6033, NH# 5616, CT# 7160 248 Broadway, Methuen, Ma 01844 PHONE (978)686-1471 - FAX (978)686-2627 25352-NEWSLTR-0916 www.methuencreditunion.com FALL 2016 HELP US HELP OTHERS TIME TO SWITCH TO SPRINT To benefit Methuen children in coordination with our nearby Methuen Arlington Neighborhood, (M.A.N.) Inc. organization, we will be sponsoring a: FOOD DRIVE in November; TOY/GIFT DRIVE in December; and HATS,GLOVES, MITTENS, SCARVES DRIVE in January & February. Every item helps! Drop off your donations into the basket here at our office. Tired of paying too much for your cell bill? We don’t blame you. So we’re helping you save with the Sprint Credit Union Member Discount from Invest in America. As Methuen Credit Union member, you can save on your monthly wireless bills – plus have your activation and upgrade fees waived. - 10% off select personal Sprint plans - 15% off select business Sprint plans - Waived activation fee on new activations - Waived upgrade fee - Available to new and existing Sprint customers CHRISTMAS CLUBS Christmas Club funds will be transferred to the requested account by Thursday, October 6, 2016. Clubs currently set up will continue and new ones can be opened for 2017 during the month of October. MASS SAVE HEAT LOAN PROGRAM Will your heating system make it through the winter or would you like to make your home more energy efficient? We are a participating institution with the MassSave Heat Loan program. Check www.masssave.com for details, or call our office at 978-686-1471 for additional information. VISA GIFT CARDS FOR THE HOLIDAYS! Now available for purchase in our office. Any value available up to $1000. We have many designs that are perfect for holiday or any occasion gift giving! TRANSFER YOUR EXISTING HIGH INTEREST RATE CREDIT AND STORE CARDS Always use your low interest Methuen Credit Union VISA Card for your purchases to enjoy all the extra safety, security, and savings your VISA credit card has to offer. Use your VISA on everyday purchases from 9/1/16 to 11/30/16 for a chance to win a trip to Super Bowl LI! See details at visa.com/nflsweeps VISA & MASTERCARD HOLDERS: Please notify us when traveling out of the area to avoid an disruption of service. Please provide us with any changes of address, phone number, or email. HOLIDAY SKIP-A-PAYMENT Choose one month - November, December, or January to skip your loan payment(s) with us. A $25 processing fee per loan applies. Simply submit the application and, upon Credit Union approval, you will be allowed the skipped payment. Skip-A-Payment Form is available on our website or in our office. HOLIDAY CLOSURE SCHEDULE Monday, October 10, 2016 - Columbus Day Friday, November 11, 2016 - Veterans' Day Thursday November 24, 2016 - Thanksgiving Holiday Saturday, November 26, 2016 - Offices Closed Saturday, December 24, 2016 - Christmas Eve Monday, December 26, 2016 - Christmas Observed Saturday, December 31, 2016 - New Year's Eve Monday, January 2, 2017 - New Year's Day Observed Holiday closure schedule subject to change. Check our website and notices for any changes. REGULAR OFFICE HOURS Monday, Tuesday, Friday 8:30 am – 4:30 pm Wednesday 8:30 am – 12:00 noon Thursday 8:30 am – 6:00 pm Saturday 9:00 am – 12:00 noon 248 Broadway, Methuen, Ma 01844 PHONE (978)686-1471 - FAX (978)686-2627 25352-NEWSLTR-0916 www.methuencreditunion.com