Spring 2016 Our Best Rewards Yet in 2016!
Transcription
Spring 2016 Our Best Rewards Yet in 2016!
For Health Benefits Officers and Federal Employees FEDERAL FACTS Fall 2016 Blue Cross and Blue Shield cordially invites you to be our guest at a Pre-Open Season Seminar. www.fepblue.org 2016 Open Season November 14 – December 12, 2016 October 21 - 29 Recent Media If you have heard from your local media about increases in health insurance premiums for the Blue Cross and Blue Shield (BCBS) retail markets in some states, the rate increase DOES NOT apply to the Federal Employees Health Benefit Program (FEHBP) members. The Office of Personnel Management will announce any changes to the FEHBP plans for 2017 in late September or early October of 2016. Join us for our 2016 Pre-Open Season Seminar Don’t miss our 2016 Pre-Open Season Seminar. Take this time to visit with your government account representative. The seminar will feature: •Updates on FEHBP benefits and rates • Updates on dental and vision programs • The Value of Blue® • Guest speakers on health and wellness topics • Complimentary breakfast and/or lunch Watch your email for a new one-click way to register. You can also call Kelley Salazar at 505-816-2283 or Karla Candelaria at 505-816-2027. New Mexico Pre-Open Season Seminars Albuquerque – Tuesday, October 18, 2016 Las Cruces – Wednesday, October 19, 2016 BCBS has invited other FEHBP health insurance carriers to present their 2017 benefit materials in Albuquerque. The Importance of Preventive Health Care Preventive care is important at any age. It helps identify health concerns or conditions in the early stages of development, making them easier to treat. Americans use about half the preventive health care services they need to stay healthy and avoid or delay the onset of disease. Chronic diseases that are often preventable, such as heart disease, cancer and diabetes, are responsible for seven out of ten deaths among Americans each year. Millions of infants, children and adolescents in the United States do not receive key clinical preventive services. America must protect the health of all children and ensure that they receive recommended screenings and services. Increased use of clinical preventive services could improve the health of all children and promote healthy lifestyles that will enable them to achieve their full potential. The adoption of the Affordable Care Act (ACA) made preventive care from a Preferred provider accessible to FEHBP members with no out-of-pocket costs. This means there are no deductible, copayment or coinsurance costs to you. So be sure to make annual doctor visits a priority. Note: If you receive both preventive and diagnostic services from your Preferred provider on the same day, you are responsible for your cost-share for the diagnostic services. Preventive Care Benefits BCBS makes it easy for members to take advantage of these services with adult and child preventive benefits. For a complete description of preventive care benefits covered under the Blue Cross and Blue Shield Service Benefit Plan, refer to the Plan’s Federal brochure, RI 71-005. Adult Preventive Care The Service Benefit Plan provides preventive care services for adults age 22 and over. They include services recommended under ACA and by the U.S. Preventive Services Task Force (USPSTF): • Visits or exams for preventive care, including a history and risk assessment, chest X-ray, EKG, urinalysis, complete blood count, fasting lipid profile, cholesterol tests and metabolic and general health panel tests. • Preventive screenings, including pap smears, mammograms, colorectal cancer tests, prostate cancer tests, STD screenings, genetic counseling in certain situations and related office visits. • Routine immunizations as licensed by the U.S. Food and Drug Administration (FDA). Refer to your benefit brochure, RI 71-005, for a listing of covered immunizations. Child Preventive Care FEHBP provides preventive care services for children up to age 22, including preventive services recommended under ACA. These services include, but are not limited to: • Healthy newborn visits and screenings • Visits/exams for preventive care • Laboratory tests • Hearing and vision screenings • Routine immunizations, as licensed by FDA • Nutritional counseling services Call our Nurse Line at 888-258-3432 to learn more about recommended preventive services. Source: Centers for Disease Control and Prevention The Value of Generics Switching your prescriptions to generic drugs can be a great way to save money. Drug makers spend a lot of money on research and development. Bringing their new brand name drug to market has huge costs. Brand name drugs usually have a 20-year patent. During this time, other drug makers cannot sell a generic version of the drug. Once the patent expires, other drug makers can start to produce and sell a generic version of the drug. The savings on generics get passed on to you. The Mail Service Pharmacy Program is a convenient and cost-effective way to get your maintenance or long-term drugs. These are drugs you take regularly and need to take long term. Examples might include drugs for high blood pressure, arthritis or other chronic conditions. You can get up to a 90-day supply (minimum 22-day supply) of your drug(s) through the Mail Service Pharmacy for one copayment. You also have access to a registered pharmacist, 24 hours a day, seven days a week. Whether you have Standard or Basic Option coverage, generic drugs are one way to save money. In a world of rising health costs, generics offer a path to lower spending. For more information, visit www.fepblue.org or refer to the Blue Cross and Blue Shield Service Benefit Plan brochure. High Quality Prescription Drugs at a Lower Price Sources: IMS Institute for Healthcare Informatics and the U.S. Food and Drug Administration When it comes to drugs, generic does not mean low quality. A generic drug is the FDA-approved equivalent of the brand name drug. This means it is the same as the brand name. The active ingredients are the same. Only the inactive ingredients, which may affect color, shape or taste, may differ. Facts about Generics More than 80 percent of prescriptions in the United States are filled with generic drugs. The average cost of a generic drug is 80 to 85 percent less than the cost of its brand name counterpart. Standard Option Generic Incentive Program (GIP) If you have Standard Option, you can save even more money. If you currently use a brand name drug listed on the 2016 GIP drug list, we will waive your coinsurance for your first four prescription fills or refills if you change to a corresponding generic option during the calendar year. You must also fill your prescription at a Preferred retail pharmacy or through the Mail Service Pharmacy to participate in the GIP. Helpful Information Customer Service Monday through Friday, 8 a.m. – 5 p.m. Central Time 800-245-1609 [TDD 800-676-3777] Precertification 800-325-8334 Mail Service Pharmacy 800-262-7890 [TDD 800-216-5343] Retail Pharmacy Program 800-624-5060 [TDD 800-624-5077] Nurse Line Available 24 hours a day, seven days a week 888-258-3432 Health and Wellness Programs www.fepblue.org/healthwellness Affinity Discount Vision Care Program 800-551-3337 To find a provider or learn more about the Service Benefit Plan, go to www.fepblue.org. Federal Facts is published for Health Benefits Officers and federal employees by Blue Cross and Blue Shield of New Mexico. Contact your Government Account Representative with any questions. Federal Employee Program 1001 E. Lookout Dr. Bldg. A, 05.401C Richardson, TX 75082 Karla Candelaria 5701 Balloon Fiesta Parkway, N.E. Albuquerque, NM 87113 South central and southwest New Mexico and parts of Albuquerque Kelley Walter 5701 Balloon Fiesta Parkway, N.E. Albuquerque, NM 87113 Northern and southeastern New Mexico and parts of Albuquerque Phone: 505-816-2027 Fax: 505-816-3619 karla_candelaria@bcbsnm.com Phone: 505-816-2283 Fax: 505-816-3613 kelley_walter@bcbsnm.com Presorted Standard U.S. Postage PAID Dallas, Texas Permit No. 6010 © Copyright 2016. All rights reserved. ® Registered Marks of the Blue Cross and Blue Shield Association,an Association of Independent Blue Cross and Blue Shield Plans Blue Cross and Blue Shield of New Mexico, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association478769.0916