Easy banking for everyone.

1. Choose Cardless services
2. Select “Deposit Cash”
3.Key-in Account number
4. Key-in Reference Number
5. Key-in Name
6. Enter your Phone Number
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).
EasyPlan
Get ATM cash deposits cleared immediately 24/7
7. Deposit Cash
Please make sure that there are no rubber bands or folded notes.
/ FNB.997052 March 12
8. Confirm Cash Deposit
9. Take Your Slip
Did you know that you can deposit or withdraw cash at ATMs
without using your card?
For more information on how to deposit cash into an FNB account,
speak to our friendly consultants at any FNB EasyPlan branch.
Easy banking
for everyone.
Pay less for banking, give
more to your family.
Cost per Transaction
Number of FNB
Bank A
transactions EasyPlan
per year
Does your bank help you save on bank charges? Get a basic bank
account with low charges and a free savings pocket, offering you
best value for your money.
Easy Account offers you:
• A FREE savings pocket with zero monthly fee, giving you more
return on your savings
• Low monthly fee of only R4.20 per month
• FREE card purchases, cash withdrawals at tillpoint, transfers,
scheduled payments (stop orders) and FNB balance enquiries
• Reduced Prepaid purchases at only R0.90 each
• Debit orders, account payments and statements at only
R2.95 per transaction
• FNB cash withdrawals and deposits at only R3.25 each
Bank C
Bank D
Scheduled
Payments
(Stop Orders)
12 R0.00
R3.00
R5.00
R2.85
R4.00
Debit orders
12 R2.95
R3.00
R5.00
R2.85
R4.00
Statements at
branch
4 R2.95
R3.00
R0.00
R8.00
R25.00
Inter-account
transfers
24 R0.00
R0.00
R0.00
R2.85
R2.00
Debit card
purchases
24 R0.00
R0.00
R1.00
R0.00
R2.00
Cash withdrawal at
tillpoint*
24 R0.00
R1.00
R1.00
R1.00
R4.00
4 R3.25
R4.00
R5.00
R10.60
R25.00
Cash withdrawal at
own bank's ATM*
48 R3.25
R4.00
R5.00
R3.85
R4.00
Cash withdrawal at
other bank's ATM*
4 R7.70
R7.00
R7.00
R15.35
R4.00
Cash deposit at
own branch*
Easy Account
Bank B
Savings Pocket
monthly fee
12 R0.00
n/a
n/a
n/a
n/a
Monthly account
fee
12 R4.20
R4.50
R 5.00
R0.00
R0.00
Average bank fees
per month
*based on an amount of R500
R24.78
R33.17 R43.00 R40.12
R58.00
SMS Scoring
Use your cellphone to check how much you qualify for with
Easy Loan. It’s easy, simply dial *120*321*1# and you will know
the loan amount you qualify for in seconds.
Follow these 7 easy steps:
Easy Loan
If you require quick access to additional cash, Easy Loan is all you
need. Get the cash you need within minutes.
Easy Loan offers you:
• Loans from R250 to R120 000 paid out within 10 minutes
• Easy repayment period from 1 to 60 months to suit your pocket
• Weekly/ fortnightly earners may also qualify for Easy Loan
• SMS Scoring to know how much you qualify for within seconds
• Debt Consolidation for you to pay a single affordable monthly
instalment
1. Dial *120* 321*1#
2. Enter your ID number
3. Enter your monthly gross income
4. Give FNB permission to conduct a credit check on your name
5. If not FNB customer, SMS your name and surname
6. Upon conditional approval, please visit your nearest FNB EasyPlan
branch or contact our call centre to apply for a loan
on 0861 733359
7. Please bring your:
• Green bar-coded South African ID
• Original payslip (2 payslips if paid fortnightly or
4 payslips if paid weekly)
• 3 Months’ bank statements (for Non-FNB customers)
• Proof of residence
Debt Consolidation
Consolidate your debt with an Easy Loan and save on interest.
You can group all your debt from various creditors into one
with Easy Loan and:
• Pay a single affordable monthly instalment
• Save on interest
• Improve your credit profile and qualify for more credit in future
Example of Debt Consolidation:
Before debt consolidation
Loan
amount
Outstanding
balance
Interest
rate
Term
Service
fee
Total instalments
(incl. service fee)
Loan 1
R20 000
R15 000
20%
42
R57
R722.95
Loan 2
R15 000
R6 000
32%
36
R57
R710.32
Loan 3
R10 000
R8 000
24%
24
R57
R585.71
Total Debt
R45 000
R29 000
R2 018.97
After debt consolidation
Loan
amount
Easy Loan
Outstanding
balance
R50 000
Interest
rate
Term
Service
fee
Total instalments
(incl. service fee)
18%*
48
R57
R1 525.75
Instalment saving
R493.22
Cash payout after consolidation
R21 000
Easy Invest
Invest your money with FNB Easy Invest and get more money for
your money. For a minimum opening balance of only R100, it’s easy
for you to become an investor with FNB Easy Invest. There are no
risks of losing your hard-earned money and there is no maximum
limit to the amount you can invest.
* The interest rate used on the table is an example of how one can save on interest and pay lower instalments
when consolidating debt. Terms and conditions apply.
FNB Easy Invest offers you 2 easy and flexible options to
choose from:
Easy Funeral Plan
32 Day Interest Plus Account
Easy Funeral Plan offers you:
• Gives you easy access to invested funds upon giving 32 days
notice
• No monthly fees, giving you better return on your investment
• This account allows you to invest your money and have additional deposits at various FNB ATMs 24/7
• 32 Days notice at FNB EasyPlan branches, ATMs or Online
Banking to access your funds
• Two interest rate increases, once after 32 days and after 64 days
of opening the account
• Basic cover for you, your spouse and up to 8 children
• Choice of cover between R5 000 and R30 000 with no medical
check-ups required
• A FREE Memorial Benefit worth R5 000 for the main member’s
tombstone
• Additional cover available for extended family members
• Double cover if the main member’s or a spouse’s death is caused
by an accident
• Claims paid out within 48 hours into your bank account
* Terms and conditions apply.
Flexi Fixed Deposit
• A 3 or 12 months fixed deposit account that allows you to
make additional deposits, earning you interest on interest
• No monthly fees, giving you better return on your investment
• Up to 30% access to your money during the investment term
• Additional deposits can be made at various FNB ATMs 24/7
• Tiered interest rates, giving you more interest on your higher balance
• Flexible interest rate, linked to Prime Lending Rate
eWallet
Cellphone Banking
With Cellphone Banking, there’s no need to go to the bank to do
your banking. You can transact from wherever you are 24/7.
Cellphone Banking helps you:
• Buy airtime
• Check balances and make transfers
• Play the lotto
• Pay your electricity and utility bills
• Pay beneficiaries
To get started, register for Cellphone Banking from FNB by
following these simple steps:
• Dial *120*321#
• Select “More Features”, then “Continue”
• Enter the last 4 digits of your FNB card
• Enter the FNB card PIN
• Select a Cellphone Banking PIN
Once you have registered, you can dial *120*321# to start
enjoying the benefits of Cellphone Banking.
You can conveniently and securely send money to anyone with a
cellphone, anywhere in South Africa. Importantly, the receiver does
not have to have an account to access the money you send.
eWallet helps you:
• Send money through Cellphone Banking
• Buy pre-paid airtime
• Send and withdraw cash through your cellphone
• Make payments and purchase goods at selected retailers
• Send money through Online Banking
• Send money via FNB ATM
• Withdraw money from eWallet through selected retailers
Atm Advance
ATM with real-time cash deposit.
Deposit cash at FNB’s clever ATMs 24/7and get it cleared
immediately. ATM Advance machines are like tellers that never
sleep, enabling you to deposit cash and have it cleared
immediately whenever it suits you.
With FNB EasyPlan, there are no hidden costs.
Fees that have not changed or have decreased are shown in orange.
Useful tips to help you manage your money:
• Always ensure that you have enough money in your bank account
to cover your monthly loan repayment. Rejected debit orders on
Monthly Fees
your bank account result in additional bank charges and bad
Monthly Account fee
R 4.20
Subscriptions to inContact, Online and Cellphone Banking
R 8.50
credit history.
• By paying your loan instalments on time, you increase the chances
of qualifying for more credit whenever you need it
Transaction Fees
• Treat your ATM/Debit Card as you would treat cash – never let it out
of your sight
• Don’t give your secret PIN to anyone
Card/FNB ATM Cellphone
Online
EasyPlan Branch
Balance Enquiry
Free
Free
Free
Free
Card Purchases
Free
-
-
-
R0.90
R0.90
R0.90
-
Free
-
-
-
R3.25
-
-
R3.25
FNB Prepaid Purchases
Cash @ Till
FNB Cash Withdrawals
Transfers
Free
Free
Free
Free
Payments
R2.95
R2.95
R2.95
R2.95
Statements
R2.95
R2.95
-
R2.95
Deposits (Cash and Cheque)
R3.25
-
-
R3.25
Scheduled Payments
(Stop Orders)
Debit Orders
• Don’t accept help from strangers at an ATM
• Don’t let your friends or family use your ATM/Debit card
• Always advise the bank of change of address, new telephone
details and new employer details
We are open longer to serve you better.
Free
For more information, call 0861 733359 or visit your nearest
FNB EasyPlan branch during the following extended hours:
R2.95
Fee
Weekdays: Monday to Friday
- 7am – 5pm
24th – 1st of every month - 7am – 7pm
Prepaid Purchase at other bank’s ATM
R2.95
International Card Purchases
R2.95
Weekends: Saturday:
7am – 1pm
24th – 1st of every month - 7am – 3pm
Other Transaction Fees Payable
Purchases
Cash Withdrawals
Other bank’s ATM
R7.70
Balance Enquiries
Other bank’s ATM
R3.25
Declined Transactions
FNB ATM (Insufficient Funds or Limit Exceeded)
Free
Point-of-Sale and other bank’s ATM
R5.00
Unsuccessful EDO and Scheduled Payment
R6.50
Unpaid Debit Order (per item)
R5.00
Scheduled Payment Related Fees
Amendment Fee (FNB Branch)
R9.00
Establishment Fee (FNB Branch)
R12.00
Other Fees
ATM Card Replacement Fee
R27.50
Stop Payments
R35.00
* Fees only apply at FNB EasyPlan branches. Transactions at any other FNB branch will be charged at
FNB Smart Transmission Account rates. Pricing correct at the time of printing.