eBucks Rewards

eBucks Rewards
Pricing Guide
1 July 2015 - 30 June 2016
First National Bank - a division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20).
eBucks
Rewards
FNB customers have the opportunity
to benefit with eBucks Rewards
from FNB. Designed to acknowledge
customers who bank bright, eBucks
Rewards recognises and then
rewards your particular banking
behaviour – behaviour such as
swiping your card versus paying with
cash, transacting on Online Banking
and at FNB ATMs versus making
branch-based transactions or using
Cellphone Banking and the FNB
Rewards for all
Customers who have a qualifying FNB Smart Account or an
FNB Classic Credit Card can enjoy FREE prepaid airtime every month –
R 5 back, in fact, for every R 100 spent using a Smart Account Card at
Shoprite & Checkers. You can also earn R 5 back in prepaid airtime for every
R 100 spent on prepaid airtime loaded through FNB’s electronic channels.
If you’re a qualifying Personal Cheque Account holder, not only do you
get the benefits of banking behaviour that makes your life easier, but
with eBucks Rewards, you’re able to move from one reward level to the
next and in so doing, earn more eBucks along the way.
Armed with your eBucks, you can access anything from airtime and
appliances to ebooks and electronics through a variety of eBucks
partners and the eBucks Shop. You can also book selected local and
international flights through eBucks Travel.
FNB offers you flexibility – both in the way you earn eBucks and
how you can spend them. And, best of all, eBucks never expire!
Banking App.
More for me
If you qualify for eBucks Rewards, FNB is able to offer you:
•• The opportunity to earn eBucks for FREE
•• The ability to earn eBucks for doing
everyday things like swiping your card,
shopping online, shopping at Checkers &
Shoprite, filling up with fuel, using Uber
domestically, purchasing prepaid airtime
electronically through FNB, purchasing FNB
Connect prepaid airtime, having an FNB
Connect contract or when you spend or
receive foreign currency through FNB Forex
•• The opportunity to earn up to 40% back
in eBucks on your qualifying FNB Connect
contract or when purchasing FNB Connect
prepaid airtime
•• The freedom to spend your eBucks
on almost anything: fuel, electronics,
appliances, travel, books, CDs, DVDs,
flowers, outdoor equipment, fashion
– you name it
•• The opportunity to qualify for up to
40% off selected items from the eBucks
Shop and selected international and local
flights, as well as domestic car rental
through eBucks Travel online. This means
that the more eBucks you earn, the more
you save when you spend your eBucks
For more on eBucks Rewards, go to www.eBucks.com, www.fnb.co.za or visit an FNB branch.
*Terms, Conditions and Rules apply.
**Discount excludes all taxes.
To maximise the eBucks you earn, you need to have both a matching FNB Cheque Account and
an FNB Credit Card. This will mean that you could move up the reward levels more quickly and
earn more eBucks.
eBucks
nitty
gritty
eBucks 1, 2, 3
To get an eBucks card, you have a few options. You can:
•• order an eBucks card on www.eBucks.com and request for it to be posted to
you at no extra cost or get it via courier and you can use your eBucks
to pay for the delivery fee
•• buy an eBucks card for R 9.90 from Dis-Chem or Checkers stores
– activation instructions are on the pack
•• buy an eBucks card for R 9.90 at any dotFNB store
If you qualify for eBucks Rewards,
your reward level will determine
your reward rate, which is the
percentage of qualifying purchases
that you earn back in eBucks. Your
reward level is determined by the
number of reward level points you
collect each calendar month; the
higher your points, the more eBucks
you will earn. This, in turn, could
push your reward level up.
Here’s how you can check your eBucks balance:
•• log in to www.eBucks.com or www.fnb.co.za
•• SMS the word ‘balance’ and your ID number to 32224
(each SMS costs R 1.00)
•• call eBucks Rewards on 087 320 3200
•• register for and log in to FNB Online Banking or FNB Cellphone Banking
When it comes to collecting reward
level points, FNB has taken into
account you as a customer – your
income, your lifestyle and your
particular banking behaviour.
You can also earn extra eBucks
from some of our eBucks partners.
You can spend your eBucks:
•• on fuel at participating Engen
service stations nationwide
•• at any eBucks in-store partners
by presenting your eBucks card
to pay. Simply swipe your eBucks
card and enter your four-digit
eBucks card PIN and the eBucks
will automatically be deducted
from your eBucks account
– just like a debit card
So get more bang for your buck
with eBucks.
Terms, Conditions and Rules apply.
•• online with any eBucks
Rewards online partners
•• at the eBucks Shop or on local
and international flights as well
as domestic car rentals through
eBucks Travel online
•• on prepaid airtime and prepaid
electricity through Online
Banking or Cellphone Banking
•• on investing into an FNB 12-month
Flexi Fixed Deposit Account
The Small Print
FNB’s Small Print is straightforward. Here we go:
Information on our products and prices
•• FNB, a division of FirstRand Bank Ltd.,
reserves the right to change fees or
introduce new fees from time to time.
terms and conditions with the applicant. •• Fees quoted “as per R 100” or
omission is found.
If there is disagreement between the
“per R 500” include parts thereof.
product or facility-specific terms and
•• When Cellphone Banking is referred to,
•• You must apply for each facility
or product individually.
If we do this, though, we’ll give you at
least 20 business days’ notice of
be held responsible if an error or
•• The grant of any facility or product is
pricing guide, we’ll follow the product
these changes. You’ll find changes
subject to you meeting the qualifying
or facility-specific terms and conditions
on www.fnb.co.za or on FNB ATMs.
criteria of that product or facility.
that apply to such a facility or product.
•• We strive to keep the information
•• Each facility or product has a set of
standard network rates apply.
conditions and what’s outlined in this
•• The Bank reserves the right to
•• All fees quoted are VAT inclusive
and are effective from 1 July 2015
to 30 June 2016.
•• The fees included here are not all of
provided in the pricing guide as
terms and conditions for that specific
change the features of any product
FNB’s fees. For all the fees on this
accurate as possible, and we will not
facility or product. We agree on these
or facility at any time.
account, please go to www.fnb.co.za.
First National Bank, a division of FirstRand Bank Ltd, is an Authorised Financial Services Provider. Terms, Conditions and Rules apply. Standard network rates apply.
Standard terminology
If you want to compare FNB’s fees with those
that other banks may use. So, FNB’s term – as per
FNB uses the term “eChannels”, which refers
of other banks, we have, as far as possible, used
this pricing guide – is “Card Purchase”, while the
to FNB Online Banking, Cellphone Banking,
standard terminology throughout this pricing
standard terminology is “Card Transaction”; FNB’s
Telephone Banking Interactive Voice
guide. This is in line with Section 13 of the
term is “Payment”, while the standard terminology
Response (IVR) and FNB ATMs. FNB’s “Mobile
Code of Banking Practice (COBP). In the case
equivalent is “Third Party Payment/Stop Order”.
Channels” refer to Cellphone Banking and the
where we’ve used FNB-specific terminology,
FNB uses the term “Slimline Devices” whereas
FNB Banking App.
we’ve added this here showing the wording
other banks might call them Mini ATMs.