Participants` List
Transcription
Participants` List
GUEST SPEAKERS ZSOLT LÁSLÓ BECSEY – HUNGARIAN MEMBER OF THE EUROPEAN PARLIAMENT (HUNGARY) MEP Zsolt Becsey has been working for twenty years now in European Affairs. He graduated in Budapest in Economics and International Relations, and entered the Hungarian diplomatic service. Later, as deputy head of Hungary’s Representation to the EU, he actively participated in his country’s EU enlargement negotiations. Committed to what he calls the “real integration” of the new Member States, MEP Zsolt Becsey has been active mainly in the European Parliaments ECON Committee (Economic and Monetary Affairs), specializing on taxation because of its direct, visible impact on economic, social and regional development. It was this social and politic interest that brought MEP Becsey to consider microcredit, with the aim of adapting it to European reality. GUISEPPE GUZZETTI ASSOCIATION (ITALY) – PRESIDENT OF FOUNDATION CARIPLO AND ITALIAN SAVINGS BANK A law graduate at the Catholic University of Milan, Mr Guzzetti entered local government in 1970, as regional counsellor for the Lombardy region. After serving as President of the same region, he entered the Italian Senate in 1987. Later on, he collaborated as board member and chairman to several institutions such as the association of Italian Foundations and Savings Banks, the Bocconi University, the Fondation de credit agricole – Pays de France and Fondazione per il Sud. Today, he is a member of the “Technical-Scientific Committee for the Economics of Culture” of the Italian Ministry of Culture and of the Piazza “Finanziaria Italiana” Committee. LETIZIA MORATTI – MAYOR OF THE CITY OF MILAN (ITALY) Mrs Moratti was born in Milan and was able, in her career, to combine institutional tasks to the leadership of important industrial groups. Counted among the most well-known European entrepreneurs, she developed activities in the different fields of finance, insurance, communications, new media and risk management. Specifically in the sectors of insurance brokerage and new economy she founded and directed major international companies. She successively served as president of RAI, a state owned television company and News Corp Europe. In 2003, she became Minister of Education, University and Scientific Research. She is engaged in various humanitarian and social assistance activities and is Ambassador for the UNDCP (UN Office on Drugs and Crimes). She became the new Mayor of Milan in June 2006. KLAAS MOLENAAR – PRESIDENT - EMN (FRANCE) Mr. Molenaar has more than 30 years of field experience in SME programmes and organisations worldwide. He founded and manages IntEnt Foundation, where he developed a programme to link Migration, Development and Entrepreneurship. He is the founder and Director of Triodos Facet (1990), a SME consultancy, training and implementation agency as well as of SEON Foundation, specialized in starting SMEs in the Netherlands. He is an Associate Professor on microfinance and small enterprise development at the University of Applied Science INHOLLAND, member of the Dutch National Advisory Council for MicroFinance and President of the board of EMN. SPEAKERS FOUAD ABDELMOUMNI – DIRECTOR - AL AMANA (MOROCCO) Fouad Abdelmoumni is Moroccan. He is the founder and current CEO of the Association Al Amana (www.alamana.org). Al Amana currently serves half a million microcredit beneficiaries, with a portfolio of € 210 million, through a network of 430 branches and 2,100 employees. Over the years, he has assumed responsibilities in various international bodies related to microfinance. He is also very active in organizations working for the promotion of citizenship. He has experienced detention for crimes of opinion (3 years in the late 70s) and enforced disappearance (2 years during the 80s). A graduate of the University Mohammed V in Rabat in economics, he participated in the management course of ISCAE (Institut Supérieur de Commerce et d'Administration des Entreprises) in Casablanca (1995-1997). He has published several contributions as an economical and political analyst and as a microfinance expert. RICCARDO AGUGLIA – MICROCREDIT MANAGER - FAIR FINANCE (UK) After his degree in banking, Mr Aguglia worked as a business consultant supporting Small and Medium Enterprises in South Italy to identify and access appropriate external finance. From 1998 to 2004 he managed the project “Honour Loans”, a microcredit scheme targeted at self-employed people, on behalf of The Italian Development Agency. Since 2004 he has been working for Fair Finance, where he manages the Microcredit Programme. Fair Finance is a local, independent, ethical and socially responsible lender offering financial services to excluded communities in London. There, he has researched social and financial exclusion across Eastern and Western Europe and studied the US microfinance sector meeting, which allowed him to implement innovative techniques and methodologies in Fair Finance lending processes. He has also developed relationships with European Microfinance Network to improve lending processes and set up internal methodologies in young Microfinance Institutions across Europe. CHRISTIAN BARON – PROGRAMME MANAGER - GRET (FRANCE) Christian Baron, is an Economist from the University Paris I and the Conservatoire National des Arts et Métiers. He has been working on development of rural and urban SME's in developing countries for more than 20 years. He first worked as an expatriate adviser on the implementation of a village savings and credit bank network in Mali. Thereafter, he joined the International Centre of Research and Development (CIDR), where he was in charge of the "Financial Decentralized Systems" department. He came to the Gret in 2003 as Program Manager in the "Microfinance and SME's" department. There, besides the promotion of microfinance activities in Africa and Asia, he has developed several programmes aiming to facilitate SME access to support, advice and training services. He is also a Director and Member of the Audit Committee of Amret, a leading Cambodian MFI since 2005. FABRIZIO BOTTI – RESEARCHER FELLOW - SAPIENZA UNIVERSITY OF ROME (ITALY) Fabrizio Botti is a Temporary Research Fellow at “Sapienza" University of Rome and was awarded a Ph.D. in History and Theory of Economic Development by LUISS University of Rome. His main areas of research involve gender perspectives on microfinance and the role of donors on MFIs capacity to manage the double bottom line, social and financial mission, with a particular focus on Italy, the Balkans, and West Africa. ADRIAN CHINDRIS – DIRECTOR - CAPA (ROMANIA) Mr Chindris has been working since 1996 with CAPA and served between 2000 and 2004 as Executive Director of CAPA Foundation, a microfinance institution from the World Vision Network. During his time in office, he managed the transfer of operations into CAPA Finance – a joint stock company owned by World Vision International and MEDA. He was responsible for the commercialisation of CAPA, increasing its assets up to 18 times and finally managed the exit of World Vision International and MEDA, as main shareholders in transaction with Romanian American Enterprise Fund. Under his management CAPA Finance has grown to become one of the most significant non bank microfinance institution of Romania, now planning to become a microfinance bank. Overall, Mr Chindris has a solid 13-years experience in microfinance, especially in Romania and Caucasus (Azerbaijan). DANIELE CIRAVEGNA – PRESIDENT - RITMI (ITALY) After a Masters in Economics and Management at the Università degli Studi di Torino, Mr Ciravegna served as a professor of economics at the same university while working as an Officer for finance, budget, planning and labour policies for the municipal government of Rivoli near the city of Turin. He then became a Board member of several financial institutions, such as Fondazione CRT, FinPiemonte S.p.A. Today, he is the chairman of the Don Operti Foundation as well as of the Board of Directors and Scientific Committee of the European School of Management of Italy. Finally, he is the president of the Italian Microfinance Network RITMI. MARCELLA CORSI – PROFESSOR OF ECONOMICS - SAPIENZA UNIVERSITY OF ROME (ITALY) Marcella Corsi is Professor of Economics at "Sapienza" University of Rome (Faculty of Statistics) and member of the Scientific Committee of Fondazione Risorsa Donna. Her main research topics are human development and social inclusion (in a gender perspective) and labour economics. She was awarded a Ph.D. in Economics by University of Manchester (UK) and a degree in Statistics/Economics by "Sapienza" University of Rome. EMMANUEL DELUTZEL – HEAD OF GROUP MICROFINANCE - BNP PARIBAS (FRANCE) Mr. de Lutzel is an Economist from the Institut d´Etudes Politiques in Paris. Since January 2007, he is in charge of the international microfinance activities of the BNP Paribas Group. He has 25 years of experience in banking (BNP Paribas, Commerzbank) and industry (Siemens) in France, Germany, Belgium and Taiwan. He worked for 3 years as Global Relationship Manager for the International Trade Department of BNP and has also been in charge of Marketing and Communication of the International Trade Department of BNP Paribas. Moreover, he has been the Initiator in 2005 of a network of volunteers within BNP Paribas (JACADIE = J’Accompagne les Créateurs de l’Adie), to provide advice and support to Adie funded micro entrepreneurs. SIMONE DI CASTRI – POLICY ANALYST - CGAP AND WORLD BANK (USA) Simone di Castri is a PhD student in law and economics and assistant professor in Financial Market Regulation and Banking Law at the University of Bologna. His research topics include financial gatekeepers, comparative corporate governance, social finance and microfinance regulation. He is a member of the interdisciplinary research group on microfinance at the University of Bologna and micro.Bo, an Italian IMF associated with EMN. In 2004 he worked for the banking department of the international law firm Allen&Overy and in 2006 he was admitted to the Italian Bar Association. MARIA DOICU – DIRECTOR - EUROM CONSULTING (ROMANIA) Maria Doiciu has 16 years of management and consulting experience in the area of business development and microfinance. She works with organizations to implement projects aimed to create an enabling environment for business development in Romania, Eastern European and Central Asia countries. Maria leads research for business development programmes, training initiatives and performance assessment for small and medium business and microfinance institutions. For the last 5 years Ms. Doiciu held management positions in the Business Development Support Services and SMEs Access to finance projects funded by EU and Romanian Government and as industrial partner for Global Finance a regional equity investment fund. Since 2007, Maria is the vice-president of the European Microfinance Network. Ms. Doiciu holds a Master in engineering degree from the Polytechnic University of Bucharest and a Master of Business Administration from the Durham University, United Kingdom. CRISTINA DUMITRESCU – EUROPEAN FUND FOR SOUTHEAST EUROPE (UK) Cristina Dumitrescu has been gathering a wide experience of the Romanian Financial sector for the last 10 years. She developed customer management skills working both with the providers of the financial services and the end users. After obtaining her MBA degree from Manchester Business School, she started to work for the European Fund for Southeast Europe, the largest microfinance investment fund worldwide. In this new position, she managed to double the Romanian Fund portfolio, in the same time organizing the opening of the business in Bulgaria. ANGEL FONT – INCLUSION DIRECTOR - OBRA SOCIAL CAIXA CATALUNYA (SPAIN) Angel Font Vidal has a BA in Chemistry from the University of Barcelona and a MBA from EADA Business School. Angel Font started his professional career in environmental engineering, and soon joined Intermón Oxfam where he spent 8 years performing co-ordination functions for projects in Latin America and worked in communication and fundraising. He also served as Deputy General Director. Since 2000, he is the Inclusion Director of Fundació Caixa Catalunya, from where he promotes labour insertion projects for underprivileged groups as well as the development of microfinance in Spain, Latin America and Africa. He is member of the Co-operation Council for the Development of the Regional Government of Catalonia as well as Vice-president of the Board of the European Microfinance Network. He also teaches in several business schools focusing on subjects related to the management of non-profit organisations. ANA GOROSTEGUI – PARTNER - TRANSFORMANDO SOCIAL PARTNER (SPAIN) Ana Gorostegui has a Law degree of the Alcalá de Henares University and a diploma in Business Management from the CEU Luis Vives of Madrid. Working partner of Transformando since 2004 she works as a trainer and advisor in business creation for small and micro enterprises. She is also a micro-credit program coordinator and she is responsible for the process of monitoring the results and distribution of work load. Finally she is in charge of Human Resources. PHILIPPE GUICHANDUT – EXECUTIVE DIRECTOR - EMN (FRANCE) Philippe Guichandut was appointed EMN Director at the end of February 2004 to consolidate and develop the network services. A MBA graduate with a third degree diploma in Urban Social Development, he has 16 years of international experience in various French NGOs in the design, implementation, monitoring, and evaluation of a wide range of development programmes. He started and developed a microfinance project and monitored microfinance projects in South East Asia. He gives lectures in Business Schools and universities and served as treasury officer for two networks of French NGOs. MALCOLM HAYDAY – DIRECTOR - CHARITY BANK (UK) Malcolm Hayday, FRSA, is the Chief Executive of the Charity Bank Limited, the UK’s first general charity to be authorised as a bank. He was previously the Director of Community Finance at CAF (Charities Aid Foundation) and Director of CAF’s social investment loan fund, Investors in Society. Mr Hayday has more than 30 years experience in business finance. He graduated from Exeter University in 1972 with a BA Hons. in Economics. He then progressively assumed senior positions with City financial institutions. From 1987 he concentrated on finance for small and medium sized businesses. He joined CAF in 1993 to establish the loans service for charities. He has written a number of papers on social economy and social investment. MARTIN JUNG – CO-DIRECTOR - EVERS & JUNG (GERMANY) Mr. Jung is a senior expert in SME finance and entrepreneurship. He has 15 years of research and consulting experience for a wide range of clients (commercial and development banks, guarantee associations, national and regional authorities, ILO, EC). His special focus is on the development of new financial support schemes for SMEs and innovative IT-based business support tools. In 2001 he co-founded EVERS&JUNG. He is a founder and board member of the German association of startup initiatives (VDG) and was member of 2 expert groups of the European Commission on microfinance. ALEXANDER KRITIKOS – GERMAN INSTITUTE FOR ECONOMIC RESEARCH (GERMANY) Alexander Kritikos is Associate Professor of Economics at the European University Viadrina at Frankfurt/Oder in Gemany and managing director of the "Labor Market Activation Institute" in Germany since 2004. In 2001 Alexander Kritikos was the first to develop a pilot project on microfinance in Germany. Besides he is Consultant for the Ministry of Labour and Social Affairs and for the Labour Market Agency and led several projects for the Institute of Labour Market Research. He published several articles on the analysis of microlending approaches and on entrepreneurship research in various refereed journals and newspapers. He is also a founder and Board member of the German Microfinance Institute (DMI - Deutsches Mikrofinanz Institut). DIEDERICK LAMAN TRIP – CHAIRMAN - COUNCIL OF MICROFINANCE (THE NETHERLANDS) Diederik Laman Trip (1946) spent most of his career at ING, where he was successively Chairman of the Postbank, RVS and finally Chairman of the ING Netherlands Board. After retiring in 2005, he became active in social activities, as Chairman of the Dutch Advisory Committee on Microcredits in the Netherlands, the Board of ANWB, Dutch OpenAirMuseum, Burgers Zoo Arnhem and other Cultural organisations. He also coaches executives. ANDREA LIMONE – CEO - PERMICRO (ITALY) Mr Limone studied Economics in Turin and attended the “First Master in Microfinance” in Milan, organized by the Giordano Dell'Amore Foundation. He became PerMicro's CEO after previous experiences in the Italian microfinance sector. Formerly in charge of European projects for Banca Popolare Etica and branch director for Mag2 Finance, an ethical financial cooperative, he also worked as researcher for the Giordano Dell'Amore Foundation, contributing to the publication "Microfinanza in Europa". He also edited publications about microcredit and banking system: "Banche e Microfinanza" and "Otto modi di dire microcredito". BRIGITTE MAAS - COORDINATOR - DMI (GERMANY) Brigitte Maas is a member of the Supervisory Board of Deutsches Mikrofinanz Institut e.V. (German Association for the Development of Microlending) and Project Manager at GLS Gemeinschaftsbank eG (German Ethical-Ecological Cooperative Bank / EQUAL DP EXZEPT "Start-up Financing"). Deutsches Mikrofinanz Institut e.V. ties together organizations from several sectors (f.e. banking, public and private business support - in particular for self-employment starters, science) for the improvement of small start-up and growth capital in Germany. Building up existing projects and in cooperation with business support centres, the DMI started to offer small loans on a bigger scale from autumn 2005. FABIO MALANCHINI – DIRECTOR - MICROFINANZA (ITALY) After having graduated with a Masters Degree in Science from the Bocconi University in Milan, Mr. Malanchini worked for several years in the Department of Economics at Bocconi University and as a consultant in the field of microfinance. He went on to cofound both Microfinanza, a consulting firm specialized in microfinance and finance for development, and MicroFinanza Rating, a rating agency specialized in microfinance, jointly with other specialists in the field. A former Executive Director of MicroFinanza Rating, Mr. Malanchini is currently the Executive Director of Microfinanza. He has a long experience as a consultant and as a rater in the microfinance sector in NIS/CEE countries, Latin America, Africa, MENA countries, Asia and Western Europe. FEDERICO MANZONI – PRESIDENT - GIORDANO DELL’AMORE FOUNDATION (ITALY) Chairman of Fondazione Giordano Dell’Amore and member of Fondazione Cariplo’s Steering Board, Mr Manzoni graduated in Philosophy at the Catholic University of Milan and in Economics at the University of Bergamo. After teaching philosophy and history in secondary schools, he served as manager in several companies, particularly in the publishing sector. At present he is member of the Supervisory Board of UBI Banca and contract professor at the University of Bergamo in the course “Banks and Local Development”. PIERRE MATHEUS – CREDIT DEVELOPMENT DIRECTION - ADIE (FRANCE) Mr Matheus graduated from a Masters in local economic development in 1997. He spent seven years collaborating with institutions supporting business creation in Bordeaux and the Ardèche region. He joined Adie in 2004, first as credit manager for the city of Lyon and later on as director of the regional agency in 2007-2008. He is now in charge of the micro-insurance programme of Adie within its Head Office for Credit Development. MARIA NOWAK – PRESIDENT - ADIE (FRANCE) After graduating from the Paris Institute for Political Studies and the London School of Economics, Mrs. Nowak pursued a career within the French Agency for Development. On secondment to the World Bank in 1991, she took part in the development of microlending programmes in Central Europe while at the same time initiating a similar programme in France: she created Adie (Association pour le Droit à l'Initiative Economique). From 2000-2002, she was Special Adviser to Laurent Fabius, Minister of Economy. She is Officier de l’Ordre du Mérite (1994) and de la Légion d’Honneur (2008) and received various awards in recognition of her involvement in the promotion of microcredit in Europe. In 2007 she was elected “European of the Year” by Reader’s Digest. VITTORIO NOZZA – DIRECTOR - CARITAS ITALY (ITALY) Mr Nozza was ordained priest in 1973 and after several years as assistant parish priest in Italy, he started working with the Caritas Italy organization in 1986, successively being in charge of several dioceses, and various areas of activity: strategic growth of Diocesan Caritas, education and training. He became the Director of Caritas Italy in March 2001 and his mandate was renewed in 2006. MICOL PISTELLI – DIRECTOR OF THE SOCIAL PERFORMANCE STANDARDS PROGRAMME - MIX (USA) Micol Pistelli is the Manager of the Social Performance Standards Program at Microfinance Information Exchange (MIX) in Washington DC. Mrs Pistelli earned her B.A. in Political Science from the University of Bologna in Italy and her M.A. in International Economics and International Development from SAIS-Johns Hopkins University in Washington DC. She then started working on international development in 2003 for the Department of Development Cooperation at the Italian Ministry of Foreign Affairs. She has worked as a microfinance consultant at the Italian Embassy in Egypt, at Fundacion Paraguaya in Paraguay and at the Microfinance Management Institute (MFMI) in Washington DC. Her work at MIX consists of collecting, analyzing and disseminating the social performance data reported by the microfinance institutions (MFIs) on a number of core social performance indicators. GIAMPIETRO PIZZO – PRESIDENT - MICROFINANZA (ITALY) Mr. Giampietro Pizzo is a founding member of Microfinanza srl and has been serving as its President since 2007. An economist and microfinance expert, he gained considerable expertise in an international environment over the past twenty years, working with cooperative organizations, credit unions, rural finance and microfinance organizations. He has promoted and carried out microcredit programs and consultancy assignments in Italy and Europe. Between 1987 until 2003 he worked for numerous Development Cooperation Programs in Africa and Latin America. Between 2003 and 2008 he was the Coordinator of the Technical Unit for Internationalization at Minister for Foreign Affairs. Mr. Pizzo is a founding member of RITMI, The Italian Microfinance Network. ALDO POMPONI – APC CONSULTING (ITALY) Aldo Pomponi is CEO of APConsulting and currently works as strategic consultant for small and medium-sized enterprises in Italy and transition economies countries. He is highly experienced in business and people management practices, as well as in integrating innovative technologies in business operations. His 20-year experience was consolidated as entrepreneur with ISA srl, in the field of international software engineering, and as Director of Knowledge Management and Operational Efficiency with Genuity, in Paris and Boston. Mr Pomponi is currently participating in an international project to create a web-based universal platform that will enable individuals to build and manage their own business environment, thus eliminating the need for complex structures and reducing their need for capital to start new businesses. FAISEL RAHMAN - DIRECTOR - FAIR FINANCE (UK) Faisel has a background in international development including work at the Grameen Bank and World Bank where he focused on developing the microfinance sector. In 2000 he joined The Environment Trust, a Development Trust in East London, where he developed a peer lending microcredit programme and established the East End Microcredit Consortium. He also developed the Money Matters Project, an innovative debt advice project, with three local East London Housing Associations to help highly indebted tenants. In 2005 he integrated the two projects and created Fair Finance, a credit-based social enterprise in East London set up to tackle usurious and unfair lenders preying on the poor. Faisel is a board member of the Debt on Our Doorstep Campaign and of EMN. PETER RAMSDEN – EXPERT - COPIE (UK) Peter Ramsden runs a mission driven micro consultancy called Freiss Ltd (pronounced Frez) is a leading exponent of “economic inclusion” and enterprise led renewal at European level. He is a specialist in enterprise for disadvantaged groups and areas and in particular has focused attention on the role of micro and social enterprises in local economies. He cocoordinates COPIE the Community of Practice on Inclusive Entrepreneurship which is led by Germany and Flanders and is a contributor and architect of HTTP://WIKIPRENEURSHIP.EU the new wikipedia style website for micro and social entrepreneurship. He has wide ranging experience of advising government, local authority and non-governmental organisations on regional and local development, funding and related policy issues. He was formerly a board member of the East Midlands Development Agency. SILVIA RICO – DIRECTOR - FUNDACIÓN NANTIK LUM Silvia Rico is Director of Fundación Nantik Lum and Co-director and research fellow of Foro Nantik Lum de MicroFinanzas (“Foro Nantik Lum of Microfinance”). She has a Bachelor in Business Administration at the Universidad Pontificia Comillas (Madrid) and a Masters Degree in International Humanitarian Action at the Universidad de Deusto (Bilbao). At present Silvia is a PhD candidate in Business Administration at the Universidad Pontificia Comillas Madrid, having obtained her Advanced Studies for Research Work Diploma. Her research work is focused upon financial exclusion and microcredit programmes in Spain. She has also extensive working experience in entrepreneurship and finance as Subdirector of Corporate Development at Antena 3 Televisión and Investment Director of Antena 3 Interactiva (Madrid, 2000- 2001), Manager of the investment bank J. Henry Schroder, (Madrid, 1996-1999), and Assistant consultant for the consultancy The LEK Partnership (London, 1994-1996). She is also a Board member of the European Microfinance Network. JEAN-CLAUDE RODRIGUEZ FERRERA – FOUNDER - COMUNIDADES AUTOFINANCIADAS (SPAIN) Founder and director of ACAF, an organisation developing the “Self Financed Communities Model” in Europe, Mr Rodriguez Ferrarra studied World Economy and has a PhD in Microfinance. He worked 4 years in indigenous communities in Guatemala, where he founded and directed “Mayan Treasures” (Best Latinamerican Indigenous Project Award in 2001). The projects he helped supervise won several awards: he was chosen as social entrepreneur of Ashoka in 2006, Won the World’s Creative Young Entrepreneur Award, in 2007 as well as the Best Social Project in Catalonia Award in 2008. He is currently teaching at Universidad Ramon Llull in Barcelona and in different MBAs and has written a book on “World Economy and Development”. ANTOINE SAINT-DENIS – DG EMPL EUROPEAN COMMISSION (BELGIUM) Mr. Saint-Denis represents the European Commission/Directorate General for Employment, Social Affairs and Equal Opportunities. He works on the European Strategy for social protection and social inclusion inside unit E2 (Social Inclusion). This strategy has been developed by the European Union since 2000 in order to promote the fight against poverty and social exclusion. Microfinance is part of this strategy as it represents for people in difficulty a tool to enable their entrepreneurship and maintain a capacity of private investment. Since 2006, DG EMPL is financially supporting EMN, with the prospect of developing socially-oriented microfinance in the EU. Mr. SAINT-DENIS is a former student of the ENA and has been a Seconded National Expert at the EC since 2007, after holding management positions in the French Ministry for Social Affairs. MARC SCHUBLIN – EIF (LUXEMBOURG) Since 2005 Marc Schublin is Head of the JEREMIE Programme (Joint European Resources for Micro to Medium Enterprises), a joint initiative of the European Commission, the European Investment Bank (EIB) and the European Investment Fund (EIF) to improve SMEs’ access to finance in the framework of European Regions. Mr. Schublin has a long professional experience within the EIB. He was appointed Senior Loan Officer, Deputy Head of the EIB Brussels Office and Senior Coordination Officer. From 2000 to 2005, Mr. Schublin worked as Head of Coordination and Advisory Services for the EIF where he was i.a. in charge of relations with the EC and the EIB, the EIF Business Plan as well as institutional issues. JEAN-MICHEL SERVET – PROFESSOR - GRADUATE INSTITUTE OF INTERNATIONAL AND DEVELOPMENT STUDIES (SWITZERLAND) Jean-Michel Servet is professor in the Graduate Institute of International and Development Studies and collaborates as associate researcher to the French Institute of Pondicherry (program “Labor, Finance and Social Dynamics”), the Institut de Recherche pour le Développement (IEDES Paris 1) and as visiting research fellow to the Center for European Research in Microfinance (CERMi – Brussels). His field of expertise focusses primarily on solidarity based economy, finance inclusion and development and different forms of informal finance. ELIO SILVA – JOURNALIST - IL SOLE 24 ORE (ITALY) Elio Silva is a special correspondent and editor in chief at Il Sole 24 Ore, an economic and financial newspaper issued in Italy. He also manages a weekly page about non profit economy. AGATA SZOSTEK – CONSULTANT (POLAND) Agata Szostek has profound experience in the field of microfinance; she has been working in the industry since 1994. Her knowledge is based on 6 years of experience as a member of the top management team of Fundusz Mikro Microfinance Center (Polish MFI) and 10 years of cooperation with the MFC. Agata's competencies and technical skills are focused on credit and operational risk, portfolio management, institutional capacity building, product development as well as strategic planning with the perspective of social performance. Also, her track record includes managing a sustainable training and consulting Unit at MFC. Today as an independent consultant, she cooperates closely with the MFC Training and Research Units. She also participates in MFC's Social Performance Management team. VERONIKA THIEL – RESEARCHER / PROJECT MANAGER - NEF (UK) Veronika Thiel is a researcher in the Access to Finance team at the new economics foundation. She is currently undertaking research in the field of microfinance, access to credit, community finance, financial exclusion, and alternative banking models. A particular focus of her current work is the alignment of UK microfinance with the European microfinance movement, the potential of technology to aid financial inclusion, and learning from the ‘South’. Previously, she worked as Campaigns and Media Analyst for the Children’s Society on children refugees and child incarceration and as research associate for the Local Economy Policy Unit on local economic regeneration, promotion of SMEs and BME ownership, as well as private sector contribution to urban renewal. In 2003, she spent 9 months working as operations officer for microfinance organisation “The Small Enterprise Foundation” in South Africa. She holds a an MSc in Development Management from the London School of Economics and Political Science and a BA (Hons) in Geography from the Flinders University of South Australia. PAULA VECIANA – RESEARCHER - FUNDACIÓ CAIXA CATALUNYA (SPAIN) Paula Veciana Botet graduated in Economics at Universitat Pompeu Fabra in Barcelona and was awarded a master’s degree in Development Cooperation by Universitat de Barcelona. From 2008, she is responsible for the Social Research department of Caixa Catalunya and works as associate professor of International Economics and Public Sector Economics at Universitat Autònoma de Barcelona. MARIA TERESA ZAPPIA – MANAGING DIRECTOR – BLUEORCHARD (SWITZERLAND) Before joining BlueOrchard, Mrs Zappia worked for the European Bank for Reconstruction and Development (EBRD) for over 8 years, first in Uzbekistan and then in London, moving up from Associate to Principal and finally Senior Banker. Most recently, she was in the Group for Small Business, which is EBRD's microfinance team. Prior to this, she was a project economist with the Asian Development Bank in Manila, a fellow of the Overseas Development Institute in Swaziland and a trainee at the OECD Development Centre in Paris. She holds a Master of Philosophy in Development Studies from the University of Sussex (UK), and a Degree in Economics (BA & MA equivalent) from the University of Florence (Italy). In BlueOrchard Mrs Zappia manages the team responsible for investments in microfinance institutions globally. OTHER SPEAKERS IULIAN GRIGORE MANOLE – FAIR CREDIT HOUSE (ROMANIA); DJAMCHID ASSADI – GROUPE ESC DIJON BOURGOGNE (FRANCE); EWA BANKOWSKA – PROGRAMME MANAGER - MFC (POLAND); TIBOR BERES – PROGRAMME MANAGER - AUTONOMIA FOUNDATION (HUNGARY); DAMIANO CARRARA – CORPORATE SOCIAL RESPONSIBILITY MANAGER - UBI BANCA (ITALY); AXEL CAVALIERI – GENERAL SECRETARY - ADIE (FRANCE); LAURA FOSCHI – DIRECTOR - ETIMOS (ITALY); ANDREW FOX – CREATIVE DIRECTOR - FOX LAND (UK); ROBERT FRIEDMAN – FOUNDER AND CHAIRMAN - CFED (USA); BARBARA JAYO – RESEARCHER - FORO NANTIK LUM (SPAIN); MARIO MARTELLI – SENIOR ADVISER, SIMPLIFICATION UNIT – PRIME MINISTER’S OFFICE (ITALY); VLAD MIHUT – DIRECTOR - ROMCOM (ROMANIA); ROBERTO MORO VISCONTI – PROFESSOR – CATTOLICA UNIVERSITY OF MILAN (ITALY); TONY MYRON – PRINCIPAL BANKER FOR SMALL BUSINESSES GROUP - EBRD (UK); SARGON NISSAN – RESEARCHER - NEF (UK); BETTINA REUTER – FEDERAL MINISTRY OF LABOUR (GERMANY); FABIO SALVIATO – PRESIDENT - BANCA ETICA (ITALY); JULIA SANDOVAL – FIELD MANAGER - BABYLOAN (FRANCE); SABINA SINISCALCHI – SENIOR ADVISOR FONDAZIONE CULTURALE RESPONSABILITÁ ETICA (ITALY); DAVID WILLIAMS – MANAGING DIRECTOR - NEF (UK) Participants’ List – By Country ALBANIA Fundacion Pro Vivienda Social Raul ZAVLIA LAGOS Albanian Savings and Credit Union Afrim AZUNI Member of Board of Directors BELGIUM Albanian Savings and Credit Union Elvana CULE Lawyer CoopEst Ralph BOHLKE Project Manager Albanian Savings and Credit Union Behar GJONI Director of Network Development Department European Commission Antoine SAINT-DENIS DG Employment, Social Affairs and Equal Opportunities Albanian Savings and Credit Union Qemal LASHI Member of Board of Directors Albanian Savings and Credit Union Namik ZENELI Member of Board of Directors Besa Fund Robert LUKAJ Risk Management Director Besa Fund Altin MUCA Marketing Director Besa Fund Bajram MUCAJ Executive Director First Albanian Finance "FAF" DC Idriz BYLYKU Director First Albanian Finance "FAF" DC Ilir HOTI Adviser First Albanian Finance "FAF" DC Bajram KORSITA Administrator ARGENTINA Fundacion Pro Vivienda Social Gabriel LANFRANCHI Fonds de Participation Frédéric LERNOUX CeFiP - KeFiK Fonds de Participation Jean-Pierre WATTHY CeFiP - KeFiK KfW Bankengruppe Annette FRITZ Senior Project Manager RFA Bernard BAYOT Director RFA Annika CAYROL Chargée de Recherche BOSNIA AND HERZEGOVINA Micro First Islamic Foundation Mohammad HAMAD Country Director Microcredit Foundation "Sunrise" Lana MILAVIC Specialist for Cooperation with Investors Prizma Zeljko DJAKOVIC Internal Controller Prizma Lejla IMAMOVIC Chief of Legal Affairs Prizma Ivona PLANINIC Finance Manager Prizma Aleksandra VANOVAC Internal Auditor Prizma Lejla VITESKIC Branch Manager BULGARIA Mikrofond Georgi BREKOVSKI Executive Director Nachala Peter ARNAUDOV Chairman & CEO DOMINICAN REPUBLIC Centro Inter-Americano para la Democracia, Inc. Eladio CORDERO Encargado de Asuntos Exteriores Centro Inter-Americano para la Democracia, Inc. Rutx Esther DEMORIZI PARROT Secretaria Ejecutiva Centro Inter-Americano para la Democracia, Inc. Ines Maria PINA CALDERON Vicepresidenta Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Edwin DE LEON TERREO Director de la Juventud Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Niurka OLEO TERRERO Encargada de Desarrollo Social de la Mujer UNDP Jobs Project Kostadin MUNEV Financial Leasing Manager Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Reynaldo SANCHEZ President CAMEROUN Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Martin TERRERO NATERA Secretario Ejecutivo Femmes en action contre la pauvreté Hélène BINYA TEMBA DOUDOU Femmes en action contre la pauvreté Sheryll YANCHUI TUMENTA Fundacion de Jovenes por la Democracia, Inc. Mayco CEDENO VIZCAINO Encargado de la Juventud CROATIA Fundacion de Jovenes por la Democracia, Inc. Jeanette Rocio PINA GUERRA Directora Internacional DEMOS Josip BORZIC Executive Director Fundacion de Jovenes por la Democracia, Inc. Jose Manuel SOTO VOLQUEZ Encargado de Programas Tecnicos Fundacion Inter-Americana de Combate a la Pobreza, Inc. Belkis ALCANTARA FERNANDEZ Vicepresidenta Fundacion Inter-Americana de Combate a la Pobreza, Inc. Melida Rosanna DIAZ SEGURA Encargada Programa Ongs. Fundacion Inter-Americana de Combate a la Pobreza, Inc. Carlos Manuel MESA Presidente Fundacion Inter-Americana de Combate a la Pobreza, Inc. Martire PEREZ VIZCAINO Directora de Desarrollo y Democracia ECUADOR Cooperativa Jardin Azuayo Ernán RODAS MARTINEZ Cooperativa Jardin Azuayo Juan Carlos URGILES EL SALVADOR Apoyo Integral Silvia DE MELENDEZ Housing Chief Apoyo Integral Carlos VITERI General Manager Apoyo Integral Imelda ZALDIVAR Financial Manager FINLAND Finnvera plc Sirkka-Liisa KOVETTU Development Manager FRANCE Adie Axel CAVALERI General Secretary Adie Geoffroy LEFORT Adie Pierre MATHEUS Credit Development Director Adie Maria NOWAK President Babyloan Margaux GOUTE Responsable Evènementiel BNP Paribas Emmanuel DE LUTZEL Resp Microfinance CREA SOL Daniel BOCCARDI Président CREA SOL Frédéric NGUYEN Directeur Général Crédit Coopératif Priscilla CARPENTER Investment Officer Crédit Coopératif Cyrille LANGENDORFF Chef de Projet Crédit Coopératif Yael ZLOTOWSKI Financial Operation European Microfinance Network Cesarea BRISBOIS European Microfinance Network Maria FRANCO Networ Relations and communication Manager European Microfinance Network Philippe GUICHANDUT Director European Microfinance Network Stefanie LAEMMERMANN Junior Programme Manager European Microfinance Network Keith LUCKCUCK European Microfinance Network Manuel MOYART Consultant Johann Daniel Lawaetz-Stiftung Jens FAHSEL Consultant & Practitioner European Microfinance Network Constance THEISEN Communication Assistant KfW Bankengruppe Birgit BRUCK Senior Fund manager FNCE Ségolène EDE Directeur des Relations Internationales Mikrofinanzfonds Deutschland Falk ZIENTZ Gret Christian BARON Program Manager HUNGARY Groupe ESC Dijon Bourgogne Djamchid ASSADI Professor Planet Rating Otto WORMGOOR Operations Manager Babyloan Julia SANDOVAL Chargée des partenariats GERMANY DIW & GfA Alexander KRITIKOS Head of Deptartment DMI - Deutsches Mikrofinanz Institut e.V. Bernd CURTIUS General Manager Autonomia Foundation Tibor BERES Programme officer European Parliament Zlsolt Laslo BECSEY MEP FEA Nándor BENCZUR Advisory FEA Eva FARAGO FEA Tibor SZEKFU Managing Director Hungarian Enterprise Development Network Consortium Ltd. Miklós KOKAI Manager DMI - Deutsches Mikrofinanz Institut e.V. Brigitte MAAS Open Society Institute Soros Economic Development Fund David MEIER DMI - Deutsches Mikrofinanz Institut e.V. Bettina REUTER ITALY EVERS&JUNG Martin JUNG General Manager A.T.A.S. Onlus Emiliano BERTOLDI General Coordinator EVERS&JUNG Michael UNTERBERG Consultant A.T.A.S. Onlus Francesco COLATO President GTZ Marietta FEDDERSEN ABI - Associazione Bancaria Italiana Chiara PROVASOLI Csr Office Fondazione Giordano Dell'Amore Mauro GRECHI Administrative APC Consulting Aldo POMPONI Fondazione Giordano Dell'Amore Federico MANZONI President Banca Popolare Etica Adriano PALLARO BNL BNP Paribas Andrea VELTRI Head of Consumer and Business Lending Consorzio Etimos sc Laura FOSCHI Director Consorzio Etimos sc Francesca LO RE Microfinance Institutions Coordinator Fondazione Giordano Dell'Amore Valentina MORRETTA Project Assistant Fondazione Giordano Dell'Amore Maria Cristina NEGRO Secretary General Fondazione Giordano Dell'Amore Paolo VITALI Fondazione Risorsa Donna Paola BARBIERI President Dip. Scienze Economiche - University of Pisa Maria Laura RUIZ Professore Associato Fondazione Risorsa Donna Maria Claudia CONSTANTINI Fondazione CARIPLO Francesco PIEROTTI Fondazione Risorsa Donna Daniela FIORENTINO Fondazione CARIPLO Paolo PROSERPIO Fondazione Risorsa Donna Andrea NARDONE General Secretary Fondazione CARIPLO Pier Mario VELLO Fondazione Culturale Responsabilità Etica Sabina SINISCALCHI Senior Advisor Fondazione Don Mario Operti ONLUS Franco ALUNNO Fondazione Don Mario Operti ONLUS Giancarlo COLOMBO Forum per la Finanza Sostenibile Marianna BENATTI Programme Officer ISPI - Fondazione Giordano Dell'Amore Paolo MAGRI Mag Roma Bruno CASSOLA Board member Fondazione Don Mario Operti ONLUS Susanna PICCIONI MAG Verona Loredana ALDEGHERI Direttrice Fondazione Giordano Dell'Amore Francesca AGNELLO Microfinance Consultant MAG Verona Cristina BRANDIMARTE Volontaria Fondazione Giordano Dell'Amore Amedeo FONTANA Student Micro Progress ONLUS David BERNO Coordinator micro.Bo ONLUS Flavia CHERUBINI Loan Officer Sapienza University of Rome Marcella CORSI Prof. of economics micro.Bo ONLUS Barbara DE BLASI Scuola Superiore di Studi Universitari S.Anna Università di Pisa Barbara BINI Student micro.Bo ONLUS Marcella ROBERTI Microfinanza srl Fabio MALANCHINI Director Microfinanza srl Giampietro PIZZO President MicroRate Africa & Eastern Europe Eleonora MALAGOLI Oltreventure Agnese BRUNI PerMicro Monica BERTOLA Responsabile Prodotto PerMicro Corrado FERRETTI President PerMicro Andrea LIMONE Amministratore Delegato SEFEA SC Marianna CALABRO Director UBI Banca Damiano CARRARA Responsable Staff Corporate Social Responsability Università di Bologna Tatjana CINQUINO Student Università di Torino - PerMicro Isabella BRIANZA Student University of Bologna - micro.Bo Anita MARCHESINI Student University of Pavia Ambra ANTONIOTTI Student University of Rome "La Sapienza" Marina DE ANGELIS PhD Student PerMicro Elena SOLAROLI Fund Raising Assistant Valentina BRAMANTI Student PlaNet Finance Italia Faïza ERRAIS BORGES Francesca MAZZIERI Student Provincia di Bologna Chiara POZZI Istruttore Tecnico Direttivo Fulvia MENTIL Consultant RITMI Daniele CIRAVEGNA President Sapienza University of Rome Fabrizio BOTTI Research Fellow Eleonora MONTANARI Student Giulia PORINO Student Elena VASCOTTO Student JORDAN NORWAY Tamweelcom Hasan Jamil MOHAMMAD Network Credit Norway Patience ALLEN Executive Director Tamweelcom Zayad Helmi TAWFIQ AL REFAI Network Credit Norway Unni Beate SEKKESAETER Director KENYA K-Rep Fedha Services Limited Risper KAVULA NGUNGI Regional Manager - Kitui PERU EDPYME Maria Teresa Milagros FUENTES K-Rep Fedha Services Limited Emma KIMANI WANJIKU Chief Executive Officer EDPYME Máximo RODRIGUEZ K-Rep Fedha Services Limited Agnes MUENI MANTHI Promujer Karina NUNEZ AROAPAZA LUXEMBOURG POLAND European Investment Fund Cyril GOUIFFES JASMINE project Coordinator Microfinance Centre (MFC) Ewa BANKOWSKA SPM Program Manager European Investment Fund Marc SCHUBLIN Microfinance Centre (MFC) Grzegorz GALUSEK Executive Director MACEDONIA Horizonti Vasil DAVALIEV Executive Director MOROCCO Al Amana Fouad ABDELMOUMNI Director AMSSF/MC Mohamed Essaid BENJELLOUN TOUIMI Financial Adviser AMSSF/MC Khaddouj GHARBI President PORTUGAL ANDC Mohamed AHMED Président ANDC Rui GONCALVES Membre du Board BCP Helena MENA Central Director REPUBLIC OF ARMENIA Armenian ECLOF Foundation Tigran HOVHANNISYAN Managing Director & CEO Trade center Suren Setrakyan SOLE Gevorg KHACHATRYAN Manager & Co-owner ROMANIA C.A.R. Automobile Dacia Ion DUMBRAVA President C.A.R. Automobile Dacia Radu MOCAITA Director C.A.R. Decebal Deva Paul Florin PETREANU President C.A.R. Municipal Piatra Neamt Roxana BACIU Director C.A.R. Municipal Piatra Neamt Victor BACIU Inspector C.A.R. Paringul Petrosani Dumitru RASCOLEAN President C.A.R. Petrila Gheorghe BOBAR President C.A.R. R.A.T.B. Elena ENE Vice-President C.A.R. RATB Laurentiu HARABOR Director C.A.R. Romsilva Deva Ioan HOZAN Director C.A.R. Sanatatea Deva Elisabeta MAGURAN Director C.A.R. Vilmar Eugenia AVRAM Director CAPA Finance Adrian CHINDRIS CEO Eurom Consultancy and Studies SRL Maria DOICIU Senior Consultant European Fund for Southeast Europe Cristina DUMITRESCU Customer Relationship Officer (Romania&Bulgaria) FAER IFN SA Carmen EFTENE Financial Manager FAER IFN SA Ioan VLASA General Manager FAIR Credit House Iulian Grigore MANOLE Director General ROMCOM Vlad MIHUT CEO S.C. Aurora S.A. Mircea Ionel CAPOTESCU Deputy General Director U.J.C.A.R. Hunedoara Calin RASCOLEAN Inspector U.T.J.C.A.R. Valcea Lidia DODUL Director UNCAR Stelian MINOIU Director SPAIN CAF Jean Claude RODRIGUEZ FERRERA Founder & Director NEEM Maria NILSSON Accountant NEEM Irina ÖRNBERG Françoise Clementi Microfinance Consultancy Françoise CLEMENTI Director SWITZERLAND Françoise Clementi Microfinance Consultancy Nuria HIGES CARBAJO Junior Consultant/Journalist BlueOrchard Finance SA Jean-Pierre KLUMPP CEO Fundación Nantik Lum Barbara JAYO Research Director BlueOrchard Finance SA Maria Teresa ZAPPIA Director Investment Analysis Fundación Nantik Lum Silvia RICO Director IHEID Jean-Michel SERVET Professor Fundación Nantik Lum Patricia RODRIGUEZ PULIDO Assistant MainStreet Partners Rodolfo FRACASSI Director Fundación Nantik Lum Alex STEIN Research Assistance Microcrédit Solidaire Suisse - Fondation Georges Aegler pour la création d\'entreprises Yvette JAGGI President Transformando S.Coop.Mad Ana GOROSTEGUI Partner Universidad de Sevilla Ana Isabel IRIMIA DIEGUEZ Profesora WWB Ana BARRERA Responsable Programas Financiacion SWEDEN NEEM Joyce KIMWAGA-LUNDIN Director NEEM Vilma MORI Project leader Microcrédit Solidaire Suisse - Fondation Georges Aegler pour la création d\'entreprises Andréa LEHMANN-BEYTRISON Directrice THE NETHERLANDS Advisory Council Netherlands Diederik LAMAN TRIP Chairman INHolland Centre for microfinance and small business development André WOUDENBERG Researcher and Professor Ministry of Economic Affairs Catharina Elisabeth HOOGENDIJK Senior Policy Adviser Ministry of Economic Affairs Annet M JONK Director Microfinance Goole Development Trust Stacey MELLISH Finance Manager Triodos Facet Adriaan LOEFF Managing Dirctor nef Sargon NISSAN Triodos Facet Klaas MOLENAAR General Director nef Veronika THIEL Researcher/Project Manager nef Consulting David WILLIAMS TURKEY Provincial Governorate Mehmet Niyazi TANILIR Governor The Prince's Scottish Youth Business Trust Martin FERRY Head of Development Agata SZOSTEK Consultant UNITED KINGDOM Business Finance Solutions John CANNON Loans Manager Charity Banks Malcolm HAYDAY Chief Executive EBRD Tony MYRON Principal Banker for Group for Small Businesses Fair Finance Riccardo AGUGLIA Microcredit Manager Fair Finance Nathanaelle AMAR Microcredit Assistant Financial Services Authority Michael COOK Technical Specialist Financial Services Authority Ramona TAYLOR Senior Associate Freiss ltd and COPIE Peter RAMSDEN Director UNITED STATES CFED Robert FRIEDMAN General Counsel CGAP / Worls Bank Group Simone DI CASTRI Policy Analyst MIX Micol PIESTELLI Manager of the Social Performance Standards Programme Participants’ List – Alphabetically A-B Fouad ABDELMOUMNI Al Amana Director Morocco E-mail: dg@alamana.org.ma dgs@alamana.org.ma Francesca AGNELLO Fondazione Giordano Dell'Amore Microfinance Consultant Via Monte di Pieta, 12 20121 Milan - Italy E-mail: francescaagnello@yahoo.it Riccardo AGUGLIA Fair Finance Microcredit Manager 47 Ben Jonson Road E1 4SA London - UK Tel: 00 44 207 254 1976 E-mail: riccardo@fairfinance.org.uk Mohamed AHMED ANDC Président Praça José Fontana, 4 - 4º andar 1050-129 Lisbon - Portugal Tel: 00 351 21 315 62 00 E-mail: presidente@microcredito.com.pt Belkis ALCANTARA FERNANDEZ Fundacion Inter-Americana de Combate a la Pobreza, Inc. Vicepresidenta Calle Las Carreras No. 8 10404 San Cristobal - Dominican Republic Tel: 00 809 341 1574 E-mail: finacop@hotmail.com Loredana ALDEGHERI MAG Verona Director Via A. Berardi, 9/A 37100 Verona - Italy Tel: 00 39 045 810 0279 E-mail: info@magverona.it Patience ALLEN Network Credit Norway Executive Director c/o SEMCO AS - Vollsveien 9 1366 Lysaker - Norway E-mail: patience@etablere.no Franco ALUNNO Fondazione Don Mario Operti ONLUS Via Carlo Alberto, 41 10123 Torino - Italy E-mail: diecitalenti@fondazioneoperti.it Nathanaelle AMAR Fair Finance Microcredit Assistant 47 Ben Jonson Road Stepney E14RS London - UK E-mail: nathanaelle@fairfinance.org.uk Ambra ANTONIOTTI University of Pavia Via A.Guidi 23 27100 Pavia - Italy Tel: 00 39 328 278 4357 E-mail: ambra_india@yahoo.it Peter ARNAUDOV Nachala Chairman & CEO 11, Kokiche str. 1164 Sofia - Bulgaria Tel: 00 359 888 23 61 61 E-mail: arnaudov@nachala.bg Djamchid ASSADI Groupe ESC Dijon Bourgogne Professor 29, rue Sambin - BP 50608 21006 Dijon - France Tel: 00 33 (0)3 80 72 59 68 E-mail: Djamchid.Assadi@escdijon.eu Eugenia AVRAM C.A.R. Vilmar Director Ramnicu Valcea - Romania E-mail: car_vilmar@yahoo.com Afrim AZUNI Albanian Savings and Credit Union Member of Board of Directors Zayed Business Center Rr: "Sulejman Delvina" Tirana e Re 355 Tirana - Albania Tel: 00355 42 251910 E-mail: l.llukacej@ascunion.org.al Roxana BACIU C.A.R. Municipal Piatra Neamt Director Piatra Neamt - Romania E-mail: baciuroxana@yahoo.com Victor BACIU C.A.R. Municipal Piatra Neamt Inspector Piatra Neamt - Romania E-mail: baciuroxana@yahoo.com Ewa BANKOWSKA Microfinance Centre (MFC) SPM Program Manager Koszykowa 60/62 m 52 00-673 Warsaw - Poland E-mail: ewa@mfc.org.pl Paola BARBIERI Fondazione Risorsa Donna President Via di S. Balbina, 6 00153 Roma - Italy Christian BARON Gret Program Manager Campus du Jardin Tropical 45 bis avenue de la Belle Gabrielle 94736 Nogent sur Marne - France E-mail: baron@gret.org Ana BARRERA WWB Responsable Programas Financiacion C/ Villanueva, 31 - 1º Dcha 28001 Madrid - Spain Tel: 00 34 91 465 47 03 E-mail: microcreditos@bancomujer.org Bernard BAYOT RFA Director 303 Chaussée d'Alsemberg 1190 Forest - Belgium Tel: 00 32 2 340 0861 E-mail: bernard.bayot@rfa.be Zlsolt Laslo BECSEY European Parliament MEP Tárkony u. 31. 1028 Budapest - Hungary Tel: 00 36 30 229 4333 E-mail: zsolt.becseyassistant2@europarl.europa.eu Marianna BENATTI Forum per la Finanza Sostenibile Programme Officer Via f. d'ovidio 3 20131 Milan - Italy Tel: 00 39 02 365 181 19 E-mail: benatti@finanzasostenibile.it Nándor BENCZUR FEA Advisory Budai ut 9-11 H-8000 Székesfehérvár - Hungary Tel: 00 36 20 66 56 260 E-mail: benczur@credinfo.hu Mohamed Essaid BENJELLOUN TOUIMI AMSSF/MC Financial Adviser 1 Rue Abi Dar Ell Ghouffari Quartier Prince Héritier - 1er étage 30000 Fez - Morocco Tel: 00 212 53 573 00 24 E-mail: b.touimi@menara.ma Tibor BERES Autonomia Foundation Programme officer Pozsonyi ut 14. 1137 Budapest - Hungary E-mail: beres.tibor@autonomia.hu David BERNO Micro Progress ONLUS Coordinator Via Primo Acciaresi, 17 00157 Rome - Italy Tel: 00 39 06 417 938 69 E-mail: david.berno@microprogress.org Monica BERTOLA PerMicro Responsabile Prodotto Corso Massimo d'Azeglio 74 10126 Torino - Italy Tel: 00 39 011 658 778 E-mail: monica.bertola@permicro.it Josip BORZIC DEMOS Executive Director Trg J.Broza 4 47000 Karlovac - Croatia Tel: 00 385 47 615 827 E-mail: borzic@demos-skz.hr Emiliano BERTOLDI A.T.A.S. Onlus General Coordinator via Madruzzo, 21 38122 Trento - Italy Tel: 00 39 0461 266 490 E-mail: presidente@atas.tn.it Fabrizio BOTTI Sapienza University of Rome Research Fellow SEAD, Via Cesalpino 12 161 Roma - Italy E-mail: fabrizio.botti@uniroma1.it Barbara BINI Scuola Superiore di Studi Universitari S.Anna Università di Pisa Via Bracco 1 57127 Livorno - Italy Tel: 00 39 388 474 1453 E-mail: b.bini@sssup.it Hélène BINYA TEMBA DOUDOU Femmes en action contre la pauvreté BP 1786 Douala - Cameroun Tel: 00 237 755 77 70 E-mail: femmenaction@yahoo.fr Gheorghe BOBAR C.A.R. Petrila President Petrila - Romania E-mail: petreanu.cristinel@gmail.com Daniel BOCCARDI CREA SOL Président 91 rue Paradis 13006 Marseille - France Tel: 00 33 (0)4 91 53 29 77 E-mail: valerie.guzel@cepac.caisse-epargne.fr Ralph BOHLKE CoopEst Project Manager Avenue Jules César 2, - Bte 7 1150 Brussels - Belgium E-mail: ralph.bohlke@coopest.eu Valentina BRAMANTI Via Vela 9 21100 Varese - Italy Tel: 00 39 340 612 6698 E-mail: valentina@leader-va.it Cristina BRANDIMARTE MAG Verona Volontaria Via A. Berardi, 9/A 37100 Verona - Italy Tel: 00 39 045 810 0280 E-mail: microcredito@magverona.it Georgi BREKOVSKI Mikrofond Executive Director 118-120 Kiril i Metodii str, ap.2.2 1202 Sofia - Bulgaria E-mail: breskovski@ngorc.net Isabella BRIANZA Università di Torino - PerMicro C.so Lepanto, 8 10134 Torino - Italy Tel: 00 39 347 580 3768 E-mail: isabella_brianza@yahoo.it Cesarea BRISBOIS European Microfinance Network 103 Rue de Vaugirard 75006 Paris - France Birgit BRUCK KfW Bankengruppe Senior Fund manager Ludwig-Erhard-Platz 1 53179 Bonn - Germany Tel: 00 49 228 831-7079 E-mail: birgit.brueck@kfw.de Agnese BRUNI Oltreventure Corso Massimo d'Azeglio 74 10126 Torino - Italy E-mail: agnese.bruni@permicro.it Idriz BYLYKU First Albanian Finance "FAF" DC Director Rruga: "Dervish Hima" Nr. 4 Tirana - Albania E-mail: ibylyku@ffzmal.org Bruno CASSOLA Mag Roma Board member Via Macerata, 8C 100 Rome - Italy Tel: 00 39 3473699293 E-mail: bcassola@yahoo.com C-D Axel CAVALERI Adie General Secretary 4 Bd Poissonnière 75009 Paris - France Tel: 00 33 (0)1 56 03 59 00 E-mail: acavalieri@adie.org Marianna CALABRO SEFEA SC Director Via Tommaseo 7 35131 Padova - Italy Tel: 00 39 04 987 711 76 E-mail: sefea@sefea.org Annika CAYROL RFA Chargée de Recherche 303 Chaussée d'Alsemberg 1190 Forest - Belgium Tel: 00 32 2 340 0869 E-mail: annika.cayrol@rfa.be John CANNON Business Finance Solutions Loans Manager Lee House - 90 Great Bridgewater Street M1 5JW Manchester - UK E-mail: info@business-finance-solutions.org.uk Mayco CEDENO VIZCAINO Fundacion de Jovenes por la Democracia, Inc. Encargado de la Juventud Calle Central No. 20 - Ensanche Espaillat 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 809 687 1207 E-mail: fudejodominicana@gmail.com Mircea Ionel CAPOTESCU S.C. Aurora S.A. Deputy General Director Deva - Romania E-mail: petreanu.cristinel@gmail.com Priscilla CARPENTER Crédit Coopératif Investment Officer 33 rue des Trois Fontanot 92002 Nanterre - France Tel: 00 33 (0)1 47 24 86 17 E-mail: priscilla.carpenter@credit-cooperatif.coop Damiano CARRARA UBI Banca Responsable Staff Corporate Social Responsability Italy E-mail: Damiano.Carrara@ubibanca.it Flavia CHERUBINI micro.Bo ONLUS Loan Officer Via Pellizza da Volpedo 6 40137 Bologna - Italy Tel: 00 39 051 086 85 31 E-mail: flavia.cherubini@micro.bo.it Adrian CHINDRIS CAPA Finance CEO Bd. Aviatorilor no 33, Sector1 Bucharest - Romania E-mail: adrian_chindris@capa.ro Tatjana CINQUINO Università di Bologna G. Matteotti, 151 61038 Orciano di Pesaro - Italy Tel: 00 39 320 076 7486 E-mail: tatiana.cinquino@libero.it Daniele CIRAVEGNA RITMI President Via Carlo Alberto, 41 10123 Torino - Italy Tel: 00 39 011 812 49 71 E-mail: diecitalenti@fondazioneoperti.it ciravegna@econ.unito.it Françoise CLEMENTI Françoise Clementi Microfinance Consultancy Director Avenida de América nº2 Edif. Colombia 7ºB 18006 Granada - Spain Tel: 00 34 622 890 825 E-mail: francoise@francoiseclementi.com Francesco COLATO A.T.A.S. Onlus President via Madruzzo, 21 38122 Trento - Italy Tel: 00 39 0461 233 330 E-mail: coordinamento.generale@atas.tn.it Giancarlo COLOMBO Fondazione Don Mario Operti ONLUS Via Carlo Alberto, 41 10123 Torino - Italy E-mail: diecitalenti@fondazioneoperti.it Maria Claudia CONSTANTINI Fondazione Risorsa Donna Via di S. Balbina, 6 00153 Roma - Italy Michael COOK Financial Services Authority Technical Specialist 25 The North Colonnade - Canary Wharf E14 5HS London - UK Tel: 00 44 20 706 691 52 E-mail: michael.cook@fsa.gov.uk Eladio CORDERO Centro Inter-Americano para la Democracia, Inc. Encargado de Asuntos Exteriores C/ las Carreras n° 8 - Suite 6 - Ciudad Nueva 10404 Santo Domingo Dominican Republic Tel: 00 829 733 2686 E-mail: ceniddominicana@gmail.com Marcella CORSI Sapienza University of Rome Prof. of economics SEAD, Via Cesalpino 12 161 Roma - Italy E-mail: marcella.corsi@uniroma1.it Elvana CULE Albanian Savings and Credit Union Lawyer Zayed Business Center Rr: "Sulejman Delvina" Tirana e Re 355 Tirana - Albania Tel: 00355 42 251910 E-mail: l.llukacej@ascunion.org.al Bernd CURTIUS DMI - Deutsches Mikrofinanz Institut e.V. General Manager Hermann-Steinhauser Strasse 43-47 63065 Offenbach - Germany E-mail: berndcurtius@kiz.de Vasil DAVALIEV Horizonti Executive Director Rampo Levkata 14 1000 Skopje - Macedonia Tel: 00 389 2 3093371 E-mail: vdavaliev@horizonti.org.mk Marina DE ANGELIS University of Rome "La Sapienza" PhD Student Piazzale Aldo Moro, 5 185 Rome - Italy E-mail: marina_de_a@yahoo.it Barbara DE BLASI micro.Bo ONLUS Via Pellizza da Volpedo 6 40137 Bologna - Italy Tel: 00 39 051 086 8531 E-mail: barbara.deblasi@micro.bo.it Edwin DE LEON TERREO Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Director de la Juventud Calle 27 A - n°33 - Ensanche Espaillat 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 809 981 4220 E-mail: fundapobres@hotmail.com Emmanuel DE LUTZEL BNP Paribas Resp Microfinance 33 rue du Quatre Septembre 75002 Paris - France Tel: 00 33 (0)1 43 16 81 39 E-mail: emmanuel.delutzel@bnpparibas.com Silvia DE MELENDEZ Apoyo Integral Housing Chief Alameda Roosevelt y 47 Av. Sur (Colonia Flor Blanca) San Salvador - El Salvador Tel: 00 503 22 506 045 E-mail: silvia.melendez@integral.com.sv Rutx Esther DEMORIZI PARROT Centro Inter-Americano para la Democracia, Inc. Secretaria Ejecutiva C/ las Carreras n° 8 - Suite 6 - Ciudad Nueva 10404 Santo Domingo Dominican Republic Tel: 00 829 733 2686 E-mail: ceniddominicana@gmail.com Simone DI CASTRI CGAP/World Bank Group Policy Analyst MSN P3-300 / 1818 H St., NW Washington DC - USA Tel: 00 1 202 458 2412 E-mail: ludicastri@gmail.com Melida Rosanna DIAZ SEGURA Fundacion Inter-Americana de Combate a la Pobreza, Inc. Encargada Programa Ongs. Calle Las Carreras No. 8 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 829 733 2686 E-mail: finacop@hotmail.com Zeljko DJAKOVIC Prizma Internal Controller Bistrik medresa 43 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 573 320 E-mail: zeljko@prizma.ba Lidia DODUL U.T.J.C.A.R. Valcea Director Ramnicu Valcea - Romania E-mail: ujcar_valcea@yahoo.com Maria DOICIU Eurom Consultancy and Studies SRL Senior Consultant Prel. Ghencea 95E, Sector 6 7000 Bucharest - Romania Tel: 00 40 75 402 22 50 E-mail: maria.doiciu@eurom-consultancy.ro Ion DUMBRAVA C.A.R. Automobile Dacia President Pitesti - Romania E-mail: ion.dumbrava@daciagroup.com Cristina DUMITRESCU European Fund for Southeast Europe Customer Relationship Officer (Romania&Bulgaria) 20, Povernei Str - 3rd floor - Sector 2 Bucharest - Romania Tel: 00 40 21 312 26 53 E-mail: dumitrescu@connective-capital.com E-F Ségolène EDE FNCE Directeur des Relations Internationales 5 rue Masseran 75007 Paris - France Tel: 00 33 (0)1 44 38 50 48 E-mail: segolene.ede@fnce.caisse-epargne.fr Carmen EFTENE FAER IFN SA Financial Manager str Apelor , nr. 5 Reghin - Romania Tel: 00 40 265 511 393 E-mail: faer@clicknet.ro Elena ENE C.A.R. R.A.T.B. Vice-President Bucharest - Romania E-mail: hcl1973@yahoo.com Faïza ERRAIS BORGES PlaNet Finance Italia Via Vincenzo Foppa 50 A 20144 Milan - Italy E-mail: fborges@planetfinance.org Jens FAHSEL Johann Daniel Lawaetz-Stiftung Consultant & Practitioner Neumühlen 16 - 20 D-22763 Hamburg - Germany E-mail: fahsel@lawaetz.de Eva FARAGO FEA Budai ut 9-11 H-8000 Székesfehérvár - Hungary Tel: 00 36 20 66 56 260 E-mail: farago@fea.info.hu Marietta FEDDERSEN GTZ Dag-Hamarskjöld-Weg 1-5 - Postfach 5180 65760 Eschborn - Germany Tel: 00 49 6196 79 1372 E-mail: marietta.feddersen@gtz.de Corrado FERRETTI PerMicro President Corso Massimo d'Azeglio 74 10126 Torino - Italy Tel: 00 39 011 658 778 E-mail: corrado.ferretti@permicro.it Martin FERRY The Prince's Scottish Youth Business Trust Head of Development 15 Exchange Place G1 3AN Glasgow - UK Tel: 00 44 (0)141 248 4999 E-mail: martin.ferry@psybt.org.uk Daniela FIORENTINO Fondazione Risorsa Donna Via di S. Balbina, 6 00153 Roma - Italy Amedeo FONTANA Fondazione Giordano Dell'Amore Student Via Monte di Pieta, 12 20121 Milan - Italy E-mail: amedeofontana@alice.it Laura FOSCHI Consorzio Etimos sc Director Via G.De' Menabuoi, 25 35132 Padova - Italy Tel: 00 39 04 987 551 16 E-mail: foschi@etimos.it Rodolfo FRACASSI MainStreet Partners Director via Pioda 5, 6901 Lugano - Switzerland E-mail: fracassi@mspartners.org Maria FRANCO European Microfinance Network 103 Rue de Vaugirard 75006 Paris - France E-mail: m.franco@european-microfinance.org Robert FRIEDMAN CFED General Counsel 1200 G Street NW Suite 400 20005 Washington DC - USA Tel: 00 1 202 408 9788 E-mail: bob@cfed.org Annette FRITZ KfW Bankengruppe Senior Project Manager Square de Meeûs 37 1000 Brussels - Belgium Tel: 0032 2 2333861 E-mail: Annette.Fritz@kfw.de Maria Teresa Milagros FUENTES EDPYME Av. Centenario 356 San Carlos - Huancayo - Peru Tel: 00 51 64 217 000 E-mail: jgarcia@alternativa.com.pe G-H Grzegorz GALUSEK Microfinance Centre (MFC) Executive Director ul. Koszykowa 60/62 m 52 00-673 Warszawa - Poland Tel: 00 48 22 622 3465 E-mail: grzegorz@mfc.org.pl Khaddouj GHARBI AMSSF/MC President 1 Rue Abi Dar Ell Ghouffari Quartier Prince Héritier - 1er étage 30000 Fez - Morocco Tel: 00 212 53 573 00 24 E-mail: k.gharbi@amssfmc.ma Behar GJONI Albanian Savings and Credit Union Director of Network Development Department Zayed Business Center Rr: "Sulejman Delvina" Tirana e Re 355 Tirana - Albania Tel: 00355 42 251910 E-mail: l.llukacej@ascunion.org.al Rui GONCALVES ANDC Membre du Board Praça José Fontana, 4 - 4º andar 1050-129 Lisbon - Portugal Tel: 00 351 21 315 62 00 E-mail: ruigomesgoncalves@gmail.com Ana GOROSTEGUI Transformando S.Coop.Mad Partner C/ Silva, 2. 3º-3ª 28013 Madrid - Spain Tel: 00 34 91 542 61 01 E-mail: a.gorostegui@transformando.org Cyril GOUIFFES European Investment Fund JASMINE project Coordinator 96 bd. Konrad Adenauer L-2968 Luxembourg - Luxembourg Tel: 00 352 42 66 88 297 E-mail: c.gouiffes@eif.org Margaux GOUTE Babyloan Responsable évènementiel 153 boulevard Haussmann 75008 Paris - France E-mail: margaux@babyloan.org Mauro GRECHI Fondazione Giordano Dell'Amore Administrative Via Monte di Pieta, 12 20121 Milan - Italy E-mail: amministrazione@fgda.org Philippe GUICHANDUT European Microfinance Network 103 Rue de Vaugirard 75006 Paris – France Tel : 00 33 (0)1 42 22 01 19 E-mail: p.guichandut@european-microfinance.org Mohammad HAMAD Micro First Islamic Foundation Country Director Jukiceva 75 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 666 233 E-mail: info@islamic-relief.ba Laurentiu HARABOR C.A.R. RATB Director Bucharest - Romania E-mail: hcl1973@yahoo.com Malcolm HAYDAY Charity Banks Chief Executive 194 High Street TN9 1BE Tonbridge - Kent - UK E-mail: mhayday@charitybank.org Nuria HIGES CARBAJO Françoise Clementi Microfinance Consultancy Junior Consultant/Journalist Avenida de América nº2 Edif. Colombia 7ºB 18006 Granada - Spain Tel: 00 34 686 212 123 E-mail: nuriahiges@gmail.com Catharina Elisabeth HOOGENDIJK Ministry of Economic Affairs Senior Policy Adviser P.O. BOX 20101 2500 EC The Hague - The Netherlands Tel: 00 31 70 3796696 E-mail: c.hoogendijk@minez.nl Ilir HOTI First Albanian Finance "FAF" DC Adviser Rruga: "Dervish Hima" Nr. 4 Tirana - Albania E-mail: ibylyku@ffzmal.org Tigran HOVHANNISYAN Armenian ECLOF Foundation Managing Director & CEO Mother See of Holy Etchmiadzin 1101 Etchmiadzin - Republic of Armenia Tel: 00 37 40 105 171 58 E-mail: eclof@etchmiadzin.am; tsh@etchmiadzin.am Ioan HOZAN C.A.R. Romsilva Deva Director Deva - Romania E-mail: petreanu.cristinel@gmail.com I-J-K Lejla IMAMOVIC Prizma Chief of Legal Affairs Bistrik medresa 43 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 573 320 E-mail: lejlai@prizma.ba Ana Isabel IRIMIA DIEGUEZ Universidad de Sevilla Profesora Av. Blas Infante, 8-A, 4-1 41011 Sevilla - Spain Tel: 00 34 637 201 069 E-mail: anairimia@us.es Yvette JAGGI Microcrédit Solidaire Suisse - Fondation Georges Aegler pour la création d'entreprises President 23 Rue du Pré-du-Marché 1004 Lausanne - Switzerland Tel: 00 41 21 646 94 93 E-mail: yjaggi@citycable.ch Barbara JAYO Fundación Nantik Lum Research Director Calle Velázquez 109, 6ºD 28006 Madrid - Spain Tel: 00 34 91 564 69 22 E-mail: barbarajayo@nantiklum.org Annet M JONK Ministry of Economic Affairs Director Microfinance P.O. BOX 20101 2500 EC The Hague - The Netherlands Tel: 00 31 70 3796572 E-mail: a.m.jonk@minez.nl Martin JUNG EVERS&JUNG General Manager Deichstrasse 29 20459 Hamburg - Germany Tel: 00 49 40 36809680 E-mail: martin.jung@eversjung.de Risper KAVULA NGUNGI K-Rep Fedha Services Limited Regional Manager - Kitui P.O Box 10528 00100 Nairobi - Kenya Tel: 00 254 720 822 167 E-mail: rktim2000@yahoo.com Gevorg KHACHATRYAN Trade center Suren Setrakyan SOLE Manager & Co-owner Spandaryan 58 a 1101 Etchmiadzin - Republic of Armenia Tel: 00 37 491 215 914 E-mail: h.t.ar@rambler.ru; shorzha@yahoo.com Emma KIMANI WANJIKU K-Rep Fedha Services Limited Chief Executive Officer P.O Box 10528 00100 Nairobi - Kenya Tel: 00 254 720 822 167 E-mail: ekimani@kfs.co.ke Joyce KIMWAGA-LUNDIN NEEM Trade and Industry Centre Vingåkersvägen 18 641 80 Katrineholm - Sweden Tel: 00 46 (0)73 778 31 33 E-mail: joyce@mikrofinansiering.se Jean-Pierre KLUMPP BlueOrchard Finance SA CEO Rue de Malatrex 32 1201 Geneva - Switzerland Tel: 00 41 22 596 47 77 E-mail: aline.crettol@blueorchard.com Miklós KOKAI Hungarian Enterprise Development Network Consortium Ltd. Manager Vörösmarty str. 12. 6000 Kecskemét - Hungary E-mail: mvhk@nyirinku.hu Cyrille LANGENDORFF Crédit Coopératif Chef de Projet 33 rue des Trois Fontanot 92000 Nanterre - France Tel: 00 33 (0)1 47 24 81 34 E-mail: cyrille.langendorff@credit-cooperatif.coop Bajram KORSITA First Albanian Finance "FAF" DC Administrator Rruga: "Dervish Hima" Nr. 4 Tirana - Albania E-mail: bkorsita@ffzmal.org Qemal LASHI Albanian Savings and Credit Union Member of Board of Directors Zayed Business Center Rr: "Sulejman Delvina" Tirana e Re 355 Tirana - Albania Tel: 00355 42 251910 E-mail: l.llukacej@ascunion.org.al Sirkka-Liisa KOVETTU Finnvera plc Development Manager Eteläesplanadi 8 00100 Helsinki - Finland Tel: 00 358 20 460 7217 E-mail: sirkka-liisa.kovettu@finnvera.fi Alexander KRITIKOS DIW & GfA Head of Deptartment Mohrenstr. 58 10117 Berlin - Germany E-mail: akritikos@diw.de L-M-N Stefanie LAEMMERMANN European Microfinance Network Junior Programme Manager 103 Rue de Vaugirard 75006 Paris - France E-mail: s.laemmermann@europeanmicrofinance.org Diederik LAMAN TRIP Advisory Council Netherlands Chairman Berg en Heideweg 2 6881 PK Velp - The Netherlands E-mail: dltrip@freeler.nl Gabriel LANFRANCHI Fundacion Pro Vivienda Social Perón 667, piso 3. Buenos Aires - Argentina Tel: 00 54 11 4321 2700 E-mail: gabriel.lanfranchi@fpvs.org Geoffroy LEFORT Adie 4 Bd Poissonnière 75009 Paris - France E-mail: glefort@adie.org Andréa LEHMANN-BEYTRISON Microcrédit Solidaire Suisse - Fondation Georges Aegler pour la création d'entreprises Directrice 23 Rue du Pré-du-Marché 1004 Lausanne - Switzerland Tel: 00 41 21 646 94 93 E-mail: fondation@asece.ch Frédéric LERNOUX Fonds de Participation CeFiP - KeFiK rue de Ligne 1 1000 Brussels - Belgium Tel: 00 32 (0)2 227 60 85 E-mail: lco@fonds.org Andrea LIMONE PerMicro Amministratore Delegato Corso Massimo d'Azeglio 74 10126 Torino - Italy Tel: 00 39 011 658 778 E-mail: andrea.limone@permicro.it Francesca LO RE Consorzio Etimos sc Microfinance Institutions Coordinator Via G.De' Menabuoi, 25 35132 Padova - Italy Tel: 00 39 34 63 790 058 E-mail: lore@etimos.it Adriaan LOEFF Triodos Facet Managing Dirctor p.o. BOX 55 3700 AB Zeist - The Netherlands E-mail: a.loeff@triodosfacet.nl Keith LUCKCUCK European Microfinance Network 103 Rue de Vaugirard 75006 Paris - France E-mail: keith.luckcuck@online.fr Robert LUKAJ Besa Fund Risk Management Director Rr. Brigada VIII - Pallati n°5 Tirana - Albania Tel: 00 355 4 225 38 41 E-mail: mfi@besa.org.al Brigitte MAAS DMI - Deutsches Mikrofinanz Institut e.V. Schumannstraße 10 10117 Berlin - Germany Tel: 00 49 170 216 92 46 E-mail: brigitte.maas@mikrofinanz.net Paolo MAGRI ISPI - Fondazione Giordano Dell'Amore Italy E-mail: paolo.magri@ispionline.it Elisabeta MAGURAN C.A.R. Sanatatea Deva Director Deva - Romania E-mail: petreanu.cristinel@gmail.com Eleonora MALAGOLI MicroRate Africa & Eastern Europe Italy E-mail: eleonora@microrate.com Fabio MALANCHINI Microfinanza srl Director Corso Sempione 65 20149 Milan - Italy Tel: 00 39 02 365 650 19 E-mail: fabio.malanchini@microfinanza.com Iulian Grigore MANOLE FAIR Credit House Director General 20, Unirii Bvd - block C5 - District 4 40107 Bucharest - Romania Tel: 00 40 21 312 42 15 E-mail: Iulian.manole@fair.ro; office@fair.ro Federico MANZONI Fondazione Giordano Dell'Amore President Via Monte di Pieta, 12 20121 Milan - Italy Anita MARCHESINI University of Bologna - micro.Bo Via Eleonora Duse 15 40127 Bologna - Italy Tel: 00 39 347 323 3357 E-mail: anita.marchesini@studio.unibo.it Pierre MATHEUS Adie Credit Development Director 4 Bd Poissonnière 75009 Paris - France Tel: 00 33 (0)1 56 03 59 00 E-mail: pmatheus@adie.org Francesca MAZZIERI Via Luigi Cislaghi 11 20128 Milano - Italy Tel: 00 39 348 917 2939 E-mail: francesca.mazzieri@virgilio.it David MEIER Open Society Institute - Soros Economic Development Fund Budapest - Hungary Tel: 00 36 30 248 7329 E-mail: dmeier@sorosny.org Stacey MELLISH Goole Development Trust Finance Manager 17-23 Gladstone Terrace DN14 9ND Goole - UK E-mail: stacey@gooledevelopmenttrust.org.uk Helena MENA BCP Central Director Praça de Alvalade, 16-B 1700-038 Lisboa - Portugal Tel: 00 351 2 100 572 71 E-mail: helena.mena@millenniumbcp.pt Fulvia MENTIL Consultant Via Conte Rosso , 20 20134 Milan - Italy E-mail: fulviaman@libero.it Carlos Manuel MESA Fundacion Inter-Americana de Combate a la Pobreza, Inc. Presidente Calle Las Carreras No. 8 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 809-981-4772 E-mail: finacop@hotmail.com Klaas MOLENAAR Triodos Facet General Director PO Box 190 3700 AD Zeist - The Netherlands Tel: 00 31 (0)30 693 37 66 E-mail: k.molenaar@triodosfacet.nl Eleonora MONTANARI Student Calle dei Guardiani Dorsoduro 30123 Venezia - Italy Tel: 00 39 338 395 0756 E-mail: montanari_eleonora@libero.it Vlad MIHUT ROMCOM CEO 7 Sf. Ladislau St 410174 Oradea - Romania E-mail: vlad.mihut@romcom.ro Vilma MORI NEEM Project leader Vingåkersvägen 18 641 80 Katrineholm - Sweden Tel: 00 46 87 189 152 E-mail: vilma.mori@nacka.se Lana MILAVIC Microcredit Foundation "Sunrise" Specialist for Cooperation with Investors Zagreba & #269 71000 Sarajevo - Bosnia and Herzegovina E-mail: mlana@microsunrise.ba Valentina MORRETTA Fondazione Giordano Dell'Amore Project Assistant Via Monte di Pieta, 12 20121 Milan - Italy E-mail: valentinamorretta@yahoo.it Stelian MINOIU UNCAR Director Bucharest - Romania E-mail: stelian_minoiu@yahoo.com Manuel MOYART European Microfinance Network 103 Rue de Vaugirard 75006 Paris - France Tel: 00 33 (0)1 42 22 01 19 E-mail: manuelmoyart@hotmail.com Radu MOCAITA C.A.R. Automobile Dacia Director Pitesti - Romania E-mail: car75automobile@yahoo.com Hasan Jamil MOHAMMAD Tamweelcom Tla'a Al-Ali - King Abdeullah II Street P.O Box 925715 11190 Ammam - Jordan Tel: 00 96 26 535 4336 E-mail: hjamil@tamweelcom.org Altin MUCA Besa Fund Marketing Director Rr. Brigada VIII - Pallati n°5 Tirana - Albania Tel: 00 355 4 225 38 41 E-mail: mfi@besa.org.al Bajram MUCAJ Besa Fund Executive Director Rr. Brigada VIII - Pallati n°5 Tirana - Albania Tel: 00 355 4 225 38 41 E-mail: mfi@besa.org.al Agnes MUENI MANTHI K-Rep Fedha Services Limited P.O Box 10528 00100 Nairobi - Kenya Tel: 00 254 720 822 167 Kostadin MUNEV UNDP Jobs Project Financial Leasing Manager 65 A William Gladstone Str., fl.3, ap.5 1000 Sofia - Bulgaria Tel: 00 3592 890 46 18 E-mail: kostadin.munev@jobs-bg.org Tony MYRON EBRD Principal Banker for Group for Small Businesses One Exchange Square EC2A 2JN London - UK Tel: 00 44 20 7338 6000 E-mail: myront@ebrd.com Andrea NARDONE Fondazione Risorsa Donna General Secretary Via di S. Balbina, 6 00153 Roma - Italy E-mail: a.nardone@fondazionerisorsadonna.it Maria Cristina NEGRO Fondazione Giordano Dell'Amore Secretary General Via Monte di Pieta, 12 20121 Milan - Italy E-mail: mariacristinanegro@fgda.org Frédéric NGUYEN CREA SOL Directeur Général 91 rue Paradis 13006 Marseille - France Tel: 04 91 53 29 77 E-mail: frederic.nguyen@cepac.caisse-epargne.fr Maria NILSSON NEEM Accountant Trade and Industry Centre Vingåkersvägen 18 641 80 Katrineholm - Sweden Tel: 00 46 (0)70 69 133 21 E-mail: maria@mikrofinansiering.se Sargon NISSAN nef 3 Jonathan Street, N4 2LN London - UK Tel: 00 44 207 820 63 94 E-mail: sargon.nissan@neweconomics.org Maria NOWAK Adie President 4 Bd Poissonnière 75009 Paris - France Tel: 00 33 (0)1 56 03 59 00 E-mail: mnowak@adie.org Karina NUNEZ AROAPAZA Promujer Jr. Libertad 345 - Apartado Postal 545 Puno - Peru Tel: 00 51 54 363 198 E-mail: lbilick@PROMUJER.org O-P-Q Niurka OLEO TERRERO Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Encargada de Desarrollo Social de la Mujer Calle 27 A - n°33 - Ensanche Espaillat 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 809-819-4808 E-mail: fundapobres@hotmail.com Irina ÖRNBERG NEEM Trade and Industry Centre Vingåkersvägen 18 641 80 Katrineholm - Sweden Tel: 00 46 (0)70 48 748 26 E-mail: irina@mikrofinansiering.se Adriano PALLARO Banca Popolare Etica Via Tommaseo 7 35131 Padova - Italy Tel: 00 39 04 987 711 76 E-mail: sefea@sefea.org Martire PEREZ VIZCAINO Fundacion Inter-Americana de Combate a la Pobreza, Inc. Directora de Desarrollo y Democracia Calle Las Carreras No. 8 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 829 733 2686 E-mail: finacop@hotmail.com Paul Florin PETREANU C.A.R. Decebal Deva President Deva - Romania E-mail: petreanupaul@yahoo.com Susanna PICCIONI Fondazione Don Mario Operti ONLUS Via Carlo Alberto, 41 10023 Torino - Italy Tel: 00 39 011 812 49 71 E-mail: diecitalenti@fondazioneoperti.it Francesco PIEROTTI Fondazione CARIPLO Via Monte di Pieta, 12 20121 Milan - Italy E-mail: francescopierotti@fondazionecariplo.it Ines Maria PINA CALDERON Centro Inter-Americano para la Democracia, Inc. Vicepresidenta C/ las Carreras n° 8 - Suite 6 - Ciudad Nueva 10404 Santo Domingo - Dominican Republic Tel: 00 829 733 2686 E-mail: ceniddominicana@gmail.com Jeanette Rocio PINA GUERRA Fundacion de Jovenes por la Democracia, Inc. Directora Internacional Calle Central No. 20 - Ensanche Espaillat 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 829-7300170 E-mail: fudejodominicana@gmail.com Micol PISTELLI MIX Manager of the Social Performance Standards Program Washington DC - USA Giampietro PIZZO Microfinanza srl Presidente Stradella della Racchetta 22 36100 Vicenza - Italy E-mail: giampietro.pizzo@microfinanza.it Ivona PLANINIC Prizma Finance Manager Bistrik medresa 43 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 573 320 E-mail: ivona@prizma.ba Aldo POMPONI APC Consulting Italy E-mail: aldo.pomponi@gmail.com Giulia PORINO Student Corso Galileo Ferraris 65 10128 Torino - Italy Tel: 00 39 333 620 6246 E-mail: giuliaporino@hotmail.it Chiara POZZI Provincia di Bologna Istruttore Tecnico Direttivo Via Benedetto XIV, 3 40125 Bologna - Italy Tel: 00 39 051 659 9221 E-mail: chiara.pozzi@provin cia.bologna.it Paolo PROSERPIO Fondazione CARIPLO Via Monte di Pieta, 12 20121 Milan - Italy E-mail: proserpiopaolo@fondazionecariplo.it Chiara PROVASOLI ABI - Associazione Bancaria Italiana Csr Office Piazza del gesù 49 00186 Roma - Italy Tel: 00 30 06 67 67 576 E-mail: c.provasoli@abi.it R-S-T Peter RAMSDEN Freiss ltd and COPIE Director 1 Icburgh Road E58af London - UK Calin RASCOLEAN U.J.C.A.R. Hunedoara Inspector Deva - Romania E-mail: petreanu.cristinel@gmail.com Dumitru RASCOLEAN C.A.R. Paringul Petrosani President Petrosani - Romania E-mail: petreanu.cristinel@gmail.com Bettina REUTER DMI - Deutsches Mikrofinanz Institut e.V. Schumannstraße 10 10117 Berlin - Germany E-mail: brigitte.maas@mikrofinanz.net Silvia Rico Fundación Nantik Lum Director c/ Lago Como, 6 28411 Madrid – Spain Tel: 00 34 915 646 922 E-mail: silviarico@nantiklum.org Marcella ROBERTI micro.Bo ONLUS Via Pellizza da Volpedo 6 40137 Bologna - Italy Tel: 00 39 051 086 8531 E-mail: marcella.roberti@micro.bo.it Ernán RODAS MARTINEZ Cooperativa Jardin Azuayo Bolívar 715 Paute - Azuay - Ecuador Tel: 00 953 7 225 0465 E-mail: hernan.rodas@hotmail.com Máximo RODRIGUEZ EDPYME Av. Centenario 356 San Carlos - Huancayo - Peru Tel: 00 51 64 217 000 E-mail: jgarcia@alternativa.com.pe Jean Claude RODRIGUEZ FERRERA CAF Founder & Director Sant Agusti 3-5, 1o D 8012 Barcelona - Spain Tel: 00 34 647 219 098 E-mail: jeanclaude@comunidadescaf.org Patricia RODRIGUEZ PULIDO Fundación Nantik Lum Assistant c/ Lago Como, 6 28411 Madrid - Spain Tel: 00 34 639 372 238 E-mail: pat.pulido@gmail.com Maria Laura RUIZ Dip. Scienze Economiche - University of Pisa Professore Associato Via Ridolfi 10 56124 Pisa - Italy Tel: 00 39 502 26 216 E-mail: mlruiz@ec.unipi.it Antoine SAINT-DENIS European Commission DG Employment, Social Affairs and Equal Opportunities J-27 1/009 1049 Bruxelles - Belgium Tel: 00 32 2 298 62 37 E-mail: antoine.saint-denis@ec.europa.eu Reynaldo SANCHEZ Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. President Calle 27 A - n°33 - Ensanche Espaillat 10404 Santo Domingo - Dominican Republic Tel: 00 829 850 2715 E-mail: fundapobres@hotmail.com Julia SANDOVAL Babyloan Chargée des partenariats 153 boulevard Haussmann 75008 Paris - France Tel: 00 33 (0)6 03 96 21 64 E-mail: julie@babyloan.org Marc SCHUBLIN European Investment Fund 96 bd. Konrad Adenauer L-2968 Luxembourg - Luxembourg E-mail: t.pauporte@eif.org Unni Beate SEKKESAETER Network Credit Norway Director c/o SEMCO AS - Vollsveien 9 1366 Lysaker - Norway E-mail: unni@semco.no Jean-Michel SERVET IHEID Professor Po Box 136 1211 Geneva 21 Geneva - Switzerland Tel: 00 41 22 908 57 00 E-mail: jean-michel.servet@graduateinstitute.ch Sabina SINISCALCHI Fondazione Culturale Responsabilità Etica Senior Advisor Via Copernico, 1 20125 Milano - Italy Tel: 00 39 02 66 980 737 E-mail: siniscalchi.fondazione@bancaetica.org Elena SOLAROLI PerMicro Fund Raising Assistant Corso Massimo d'Azeglio 74 10126 Torino - Italy Tel: 00 39 011 658 778 E-mail: elena.solaroli@permicro.it Jose Manuel SOTO VOLQUEZ Fundacion de Jovenes por la Democracia, Inc. Encargado de Programas Tecnicos Calle Central No. 20 - Ensanche Espaillat 10404 Santo Domingo, Distrito Nacional Dominican Republic Tel: 00 809 720 1334 E-mail: fudejodominicana@gmail.com Alex STEIN Fundación Nantik Lum Research Assistance Calle Velázquez 109, 6ºD 28006 Madrid - Spain Tel: 00 34 91 564 69 22 E-mail: alexstein@nantiklum.org Tibor SZEKFU FEA Managing Director Budai ut 9-11 H-8000 Székesfehérvár - Hungary Tel: 00 36 22 518 10 E-mail: tszekfu@rva.hu Agata SZOSTEK Consultant 56 Braunstone Close 3 2GT Leicester - UK E-mail: agataszostrek@btopenworld.com Mehmet Niyazi TANILIR Provincial Governorate Governor Kahramanmaras Valiligi - Trabzon Bulvari 46100 Kahramanmùaras - Turkey Tel: 00 903 44 214 10 09 E-mail: tmn60@hotmail.com Zayad Helmi TAWFIQ AL REFAI Tamweelcom Tla'a Al-Ali - King Abdeullah II Street - P.O Box 925715 11190 Ammam - Jordan Tel: 00 96 26 535 4336 E-mail: ziadalrefai@tamweelcom.org Ramona TAYLOR Financial Services Authority Senior Associate 25 The North Colonnade - Canary Wharf E14 5HS London - UK Tel: 00 44 20 706 694 42 E-mail: ramona.taylor@fsa.gov.uk Martin TERRERO NATERA Fundacion de Ayuda para los Pobres de la Republica Dominicana, Inc. Secretario Ejecutivo Calle 27 A - n°33 - Ensanche Espaillat 10404 Santo Domingo Distrito Nacional - Dominican Republic Tel: 00 809-507-4175 E-mail: fundapobres@hotmail.com Constance THEISEN European Microfinance Network Communication Assistant 103 Rue de Vaugirard 75006 Paris - France E-mail: c.theisen@european-microfinance.org Veronika THIEL nef Researcher/Project Manager 3 Jonathan Street, N4 2LN London - UK Tel: 00 44 207 820 63 94 E-mail: veronika.thiel@neweconomics.org U-V-W Michael UNTERBERG EVERS&JUNG Consultant Deichstrasse 29 20459 Hamburg - Germany Tel: 00 49 40 36806980 E-mail: michael.unterberg@eversjung.de Carlos VITERI Apoyo Integral General Manager Alameda Roosevelt y 47 Av. Sur (Colonia Flor Blanca) San Salvador - El Salvador Tel: 00 503 22 506 003 E-mail: carlos.viteri@integral.com.sv Juan Carlos URGILES Cooperativa Jardin Azuayo Bolívar 715 Paute - Azuay - Ecuador Tel: 00 953 7 225 0465 E-mail: juanu@jardinazuayo.com.ec Lejla VITESKIC Prizma Branch Manager Bistrik medresa 43 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 573 320 E-mail: viteskic.l@prizma.ba Aleksandra VANOVAC Prizma Internal Auditor Bistrik medresa 43 71000 Sarajevo - Bosnia and Herzegovina Tel: 00 387 33 573 320 E-mail: aleksandra@prizma.ba Ioan VLASA FAER IFN SA General Manager str Apelor , nr. 5 Reghin - Romania Tel: 00 40 265 511 393 E-mail: faer@clicknet.ro Elena VASCOTTO Milan - Italy Tel: 00 39 338 876 8500 E-mail: elena.vascotto@microfinanza.it Jean-Pierre WATTHY Fonds de Participation CeFiP - KeFiK Rue de Ligne 1 1000 Brussels - Belgium Tel: 00 32 (0)2 227 60 85 E-mail: lco@fonds.org Pier Mario VELLO Fondazione CARIPLO Via Monte di Pieta, 12 20121 Milan - Italy E-mail: piermariovello@fondazionecariplo.it Andrea VELTRI BNL BNP Paribas Head of Consumer and Business Lending Via Veneto 119 80078 Roma - Italy Tel: 00 39 335 693 54 18 E-mail: andrea.veltri@bnlmail.com Paolo VITALI Fondazione Giordano Dell'Amore Via Monte di Pieta, 12 20121 Milan - Italy E-mail: paolovitali@hotmail.com David WILLIAMS nef Consulting 3 Jonathan Street, N4 2LN London - UK Tel: 00 44 207 820 63 94 E-mail: david.williams@nef-consulting.co.uk Otto WORMGOOR Planet Rating Operations Manager 13 rue Dieumegard 93400 Saint Ouen - France Tel: 00 33 (0)1 49 21 26 31 E-mail: owormgoor@planetrating.com André WOUDENBERG INHolland Centre for microfinance and small business development Researcher and Professor Theresiastraat 8 2509AA The Hague - The Netherlands E-mail: andreas.woudenberg@inholland.nl X-Y-Z Sheryll YANCHUI TUMENTA Femmes en action contre la pauvreté BP 1786 Douala - Cameroun Tel: 00 237 755 77 70 E-mail: femmenaction@yahoo.fr Imelda ZALDIVAR Apoyo Integral Financial Manager Alameda Roosevelt y 47 Av. Sur (Colonia Flor Blanca) San Salvador - El Salvador Tel: 00 503 22 506 017 E-mail: imelda.zaldivar@integral.com.sv Maria Teresa ZAPPIA BlueOrchard Finance SA Director Investment Analysis rue de Malatrex 32 1201 Geneva - Switzerland Tel: 00 41 22 596 47 77 E-mail: aline.crettol@blueorchard.com Raul ZAVLIA LAGOS Fundacion Pro Vivienda Social Perón 667, piso 3. Buenos Aires - Argentina Tel: 00 54 11 4321 2700 E-mail: gabriel.lanfranchi@fpvs.org Namik ZENELI Albanian Savings and Credit Union Member of Board of Directors Zayed Business Center Rr: "Sulejman Delvina" Tirana e Re 355 Tirana - Albania Tel: 00355 42 251910 E-mail: l.llukacej@ascunion.org.al Falk ZIENTZ Mikrofinanzfonds Deutschland Christstr. 9 44789 Bochum - Germany Tel: 00 49 234 579 7162 E-mail: falk.zientz@gls.de Yael ZLOTOWSKI Crédit Coopératif Financial Operation 33 rue des Trois Fontanot 92002 Nanterre - France Tel: 00 33 (0)1 47 24 83 39 E-mail: yael.zlotowski@credit-cooperatif.coop European Microfiannce Network 103 Rue de Vaugirard 75006 Paris – France Tel : ++33 (0)1 42 22 01 19 - Fax : ++33 (0)1 42 22 06 44 Mail : emn@european-microfinance.org Website : www.european-microfinance.org