Summer 2016 - Lansing Postal Community Credit Union

Quarterly Newsletter
SUMMER 2016
LET YOUR
this issue
• THE LPCCU VOICE COMPETITION
• THANK YOU TO OUR YOUTH WEEK
SUPPORTERS
• HOLIDAY CLOSINGS
• SUMMER ADVENTURE LOAN
• FREE CHECKING ACCOUNT
• 2016 GRADUATE SERVICES
!
Thank YTOouTHE
LPCCU
YOUTH WEEK SUPPORTERS
Youth Week was a great success—we
received 11 new youth accounts during the
month of April! The following businesses
and people gave generous donations to
support this special month and our youth!
Culver’s – Centre Blvd.
Free Meal!
Verizon Wireless – Mason
Wireless Blue tooth Speaker
Jersey Giant – Jolly Rd.
Free Meal!
NCG Movies
Sam’s Club
Cupcakes
Lori Block
Youth Artwork Design
Thank you for your generosity and support!
BE HEARD!
We invite you to join us for the LPCCU Voice competition!
Simply bring in a new member during the month of July
and receive an opportunity to sing your way to one of
many great prizes. There’s never been a better, more
rewarding opportunity to let your voice be heard while
sharing the good news of credit union membership.
*Restrictions Apply. See us for more details.
Congratulations,
2016 Graduates!
Lansing Postal Community Credit Union is
pleased to congratulate all 2016 graduates on
your great success. We wish you the best of luck
on your next endeavor!
Heading to college this fall?
We can help make going to school easier with
these convenient services:
Online Banking | Automatic Transfers
Debit & Credit Cards | And More!
Just stop by the Credit Union or visit us online
to learn more about your options today.
Check out our Checking Account
A Checking Account from LPCCU is full of benefits worth checking out.
HOLIDAY CLOSINGS
INDEPENDENCE DAY
Monday, July 4
LABOR DAY
Monday, September 5
COLUMBUS DAY
Monday, October 10
»» Never a Monthly Fee
»» ATM/Debit Card Access
»» 24/7 Home Banking Access
»» E-Statements
»» On-line Check Re-ordering
»» Direct Deposit
»» No Minimum Balance
»» Free Overdraft from Shares
»» Free Telephone Transfers
»» Mobile Phone Banking
Now is the time to open your LPCCU Checking Account!
Stop in today or give us a call.
LANSING POSTAL COMMUNITY CREDIT UNION
SUMMER 2016
LOOKING FOR A
LITTLE ADVENTURE?
If you’re looking for a little adventure, you
can find it right here at Lansing Postal
Community Credit Union! Our great
summertime rates can help you get the
financing you need for the summer toy of
your dreams.
BOATS & RVS
Stop by the Credit Union to take
advantage of affordable financing for
your warm-weather ride.
BOX SCORE
As of May 31, 2016
Parents of
College Students
We make transferring money to your
college student easy, giving you one
less thing to worry about as your child
heads off to college. You don’t even
need to have an LPCCU
branch near you—simply
log in to
eBanking
or Mobile
eBanking
and transfer
money to your
child’s account
with a few
simple clicks or
taps. If you’re not
enrolled in eBanking yet, give us a
call to get started today! If you are, then
you’re all set to use mobile eBanking
too. Simply use your smartphone to visit
www.lpcumi.com/mobile.
!
E
E
Truly FREE!
R
F
Lansing Postal Community Credit Union is one of the few
remaining Credit Union’s that offers a truly FREE
checking account! Our checking account offers
all the benefits of traditional checking accounts
without the traditionally high costs.
LPCCU Checking features:
• No monthly maintenance fee
• No per check charges
• No minimum balance requirements
• Instant carbon copies of every check
you write
Learn more at www.lpcumi.com or stop
by the Credit Union to speak with a
member service representative.
P.O. Box 22098, 4600 Collins Rd.
Lansing, Michigan 48909-2098
Hours: Monday-Friday 9a.m. - 5p.m.
Federal Paydays: 7:30 a.m. - 5p.m.
TELEPHONE: 517.337.0401 • TOLL FREE: 800.282.0137 • FAX: 517.337.0977
memberservices@lpcumi.com • MOBILE BANKING lpcumi.com/mobile
www.lpcumi.com
Assets..............................$22,505,681.49
Members......................................... 2,853
Number of Accounts....................... 5,917
Number of Loans...............................998
Dividend Rates
APR*
APY*
Regular Shares
Christmas Club
Vacation Club
0.10%
0.10%
0.10%
0.10%
0.10%
0.10%
Dividends are paid quarterly. You must have a
minimum balance of $100 in order to earn dividends
on these accounts.
APR*
APY*
Tier 1 Deposit Account
$500-$9,999
0.20%
0.20%
Tier 2 Deposit Account
$10,000-$49,999
0.30%
0.30%
Tier 3 Deposit Account
$50,000+
0.40%
0.40%
IRA’s $500 and over
0.20%
0.20%
Dividends are paid monthly. You must have a
minimum balance of $500 in order to earn dividends
on these accounts.
Certificate of Deposit
APR*
APY*
6 Months
12 Months
24 Months
36 Months
48 Months
0.30%
0.50%
0.70%
0.90%
1.10%
0.30%
0.50%
0.70%
0.90%
1.10%
Dividends are compounded and paid quarterly.
Minimum deposit of $1,000 required. Penalty for
early withdrawal.
Balances of $25,000 and over receive an additional
.10% APY
*APR = Annual Percentage Rate. APY = Annual
Percentage Yield. Accurate as of the last dividend
declaration date of May 31, 2016. Thereafter, rates
may change at any time.
Featured Loan Rates
New Vehicles
As Low As ............................. 2.50% APR*
New Recreational Vehicle
As Low As ............................. 5.25% APR*
Home Improvements
As Low As ............................. 8.75% APR*
100% Share Secured
As Low As ............................. 2.60% APR*
*APR = Annual Percentage Rate. Accurate as of
May 31, 2016. Thereafter, rates may change at
anytime. Rates may vary based on credit history,
secuirty offered, term of loan and direct deposit.