APR 2015.pub
Transcription
APR 2015.pub
PROUDLY SERVING OUR MEMBERS SINCE 1934 APRIL 2015 MEMBERS UNITED CREDIT UNION NEWSLETTER OUR FUTURE REVOLVES AROUND YOURS! MAIN OFFICE 1115 N. WESTOVER BLVD ALBANY, GA 31707 229-439-1448 1-888-822-1633 FAX: 229-432-6374 BRANCHES 1110 CENTENNIAL AVE ALBANY, GA 31707 229-439-9797 FAX: 229-439-0510 217-A JOHNSON RD ALBANY, GA 31705 229-438-1834 FAX: 229-438-1837 709 VETERANS PKWY COLUMBUS, GA 31901 706-987-8000 FAX: 706-327-4589 TELLER 24 229-439-1191 1-888-212-1191 WWW.MEMBERSUNITED CREDITUNION.ORG FEDERALLY INSURED BY NCUA HOURS OF OPERATION As of April 1, 2015 the hours of operation have changed at MUCU branch locations. Hours remain unchanged at our main office. Complete hours of operation for each location are listed below. Changes are in red. 1115 WESTOVER BLVD, ALBANY Monday Tuesday Wednesday Thursday Friday 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 1:00pm 8:30am - 5:00pm 8:30am - 6:00pm 1110 CENTENNIAL AVE, ALBANY Monday Tuesday Wednesday Thursday Friday 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 1:00pm 8:30am - 5:00pm 8:30am - 5:00pm 709 VETERANS PKWY, COLUMBUS Monday Tuesday Wednesday Thursday Friday 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 5:30pm 217-A JOHNSON RD, ALBANY Monday Tuesday Wednesday Thursday Friday 8:30am - 5:00pm 8:30am - 5:00pm 8:30am - 1:00pm 8:30am - 5:00pm 8:30am - 5:30pm National Credit Union Youth month April 1-30 Visit Members United Credit Union during April and help us celebrate Nation Credit Union Youth Month! We will show youth and teens how to get wild about saving at their credit union. If you are 18 or younger stop by our lobby for: 1) Drawing for two Wild Adventures Theme Park 1-Day passes (Youth can enter each time they make a deposit) 2) $100 Giveaway - CUNA will be giving away $100 to 25 lucky winners nationwide. 3) Treasure Chest - Each time a youth makes a deposit they get to choose a prize from our treasure chest. 4) Savings Jar - A jar will be located at each branch filled with money. Youth members will have the opportunity to guess how much is in the jar each time they make a deposit. The closest guess wins the jar. 5) Coloring Contest for our member s age 10 & under . Go to www.member sunitedcreditunion.org to download the picture or stop by any of our locations. Entries will be posted at www.facebook.com/membersunited for members to vote on the first week of May. Informing young people in their early years about the basics of financial education can give them the knowledge, skills, and confidence they need to manage their finances once they enter the real world. Let Members United help lay that foundation. 4110-NL-0415 1.00 *APY is Annual Percentage Yield. Account is subject to early withdrawal penalties. Fees may apply and reduce earnings. Minimum deposit $10,000. Dividends are accrued monthly and can be received monthly or paid at maturity. You must first become a member of MUCU by making a $5 deposit and paying a $5 new member fee. We reserve the right to end this promotion at any time without notice. MUCU has made buying your next auto even more convenient! We have established a Dealer Direct Lending partnership with Finnicum Motors, which allows customers to get approval for MUCU financing right at the dealership without stepping foot inside the credit union. Conventional financing for purchases from other dealerships is still available through any of our branch locations. 2015 HOLIDAY CLOSINGS MAY 25—MEMORIAL DAY JULY 3—INDEPENDENCE DAY SEPTEMBER 7—LABOR DAY OCTOBER 12—COLUMBUS DAY NOVEMBER 11—VETERANS’ DAY NOVEMBER 26 & 27—THANKSGIVING DAY* DECEMBER 25—CHRISTMAS DAY* *ALL OFFICES WILL CLOSE AT 1:00PM THE DAY BEFORE THANKSGIVING, CHRISTMAS & NEW YEAR’S. IRA WITHHOLDING NOTICE Payments from your IRA are subject to federal income tax withholding, unless you elect no withholding. You may change your withholding election at any time prior to your receipt of a payment. To change your withholding election, complete the appropriate form provided by your credit union. Withholding from IRA payments, when combined with other withholding, MAY relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay. You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient. % APY 15 MONTH CERTIFICATE OF DEPOSIT FREE SMALL SAFE DEPOSIT BOX FOR SIX MONTHS* OTHER SIZES AVAILABLE SMALL $15 / YR MEDIUM $30 / YR LARGE $45 / YR X-LARGE $60 / YR Items experts recommend storing in a safety-deposit box include birth or marriage certificates, insurance policies, property deeds, rare coins, jewelry, irreplaceable family photos, stock or bond certificates, and foreign currency. Experts advise against storing cash or your will in your box. Items you may need to retrieve in an emergency should also not be kept in your box. * Boxes are available at main office only. Offer good only for new box rentals. After 6 months your account will be debited the $15 annual rental fee for the following year. We reserve the right to end this promotion at any time. ATTENTION COLUMBUS MEMBERS If you have not already done so, please update all ACH (electronic) transactions that route through your checking account so that they are routed through the following routing number, 261 271 759. All transactions that are routed through the premerger routing number will be returned. Also, make sure to use the 80 prefix in front of your account number on all transactions. Please contact us with any questions. MOVING??? DON’T FORGET TO GIVE US YOUR NEW ADDRESS. If your address isn’t updated with the credit union you could incur a mail code fee(s).