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LOOK INSIDE: Philanthropic Endeavors for Women
CHANGING THE PRESENT… CHANGING THE WORLD. ONE GIFT AT A TIME
WOMEN BUSINESS
www.womenbusinessmagazine.com
June 2007
10
WAYS TO ADVANCE
YOUR CAREER
•
WBM Top
Women Owned
Corporations
WOMEN
ENTREPRENEURSHIP NEWS
SUMMER ADVENTURE –
COSTA RICA CENTRAL
AMERICA’S JEWEL
10 STEPS
TO A
BEACH-WORTHY
BODY
CRUISIN HER WAY TO PROFITS
Judy Dlugacz
Olivia Cruises & Resorts a company dedicated to
providing premier vacations exclusively for women
JUDY DLUGACZ
Founder, President, and CEO
Olivia Cruises & Resorts
WOMEN BUSINESS
PUBLISHER / EDITORIAL DIRECTOR
Linda DiMarco
Changing The present … Changin
the World. One Gift at a Time
Editor
Janet Shinn
Contributing Editor
Janet Perez
Contributing Editors
Kathy Browning, Kathryn M. D'Imperio, S. Hildebrand, David L. Kern,
Ninette Klinger, Alley King, Jennifer Lachney, Deborah James Rogers,
Bobby M. Stocks, Rhiannon Williamson, Camille Macres, P.J. Zavala
VP of Advertising and
Business Development
Crystal Branquinho (805) 614-7200- 4advertising@walla.com
Design
Kenneth Whitney 561-827-7160- kennethwhitney@hotmail.com
Photography
Cover photographer “Grins 2 Go On Location Photography”
(661) 600-8750
Women Business Magazine is published ten times a year by NetCyber Marketing, Inc., The
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Copyright © 2006 by Women Business Magazine.
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Women Business Magazine
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JUNE 2007 | WOMEN MAGAZINE
JUNE
2007
CONTENTS
ng
08
COVER | Inside
Cruisin Her
Way To Profits
Olivia Cruises & Resorts a company dedicated
to providing premier vacations exclusively for women
06 |
48 | 10 Steps to a Beach-Worthy Body
PROFILE OF ENTREPRENEURIAL WOMEN
Karen Jones … Guides women to “brilliant marriages”
Stacy DeBroff … Founder of Mom Central
12 |
50 | The Traveler- Summer Adventure- Costa Rica
THE TOP 10 WAYS TO ADVANCE YOUR CAREER
The most important thing to remember about your career today
is that you need to be responsible for your own future
13 |
14 |
n
n
Need a relaxing and tranquil vacation? Encounter seas,
beaches, rivers, waterfalls
53 | Buying a Property in Costa Rica, Basic Steps
8 UNCOMMON EMPLOYEE BENEFITS
YOUR STAFF YOUR LOVE
59 | Get Smart-Safer Sun Tanning
Heading for the beach? Desperate for that Golden Glow
PHILANTHROPIC ENDEAVORS FOR WOMEN
61 | Art You Can’t Live Without
Trends and Developments
Changing The Present … Changing the World. One Gift
at a Time
18 |
Summer’s here and that means the beach is the place to be
Danielle Egnew … Singer/Songwriter, Actor, Producer,
Radio Co-Host
WBM TOP WOMEN OWNED CORPORATIONS
Women Entrepreneurship News
How To Reach Us
VISIT US ONLINE at www.womenbusinessmagazine.com
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EDITORIAL for all non-subscription correspondence and letters to the editorial, email 4editorial@walla.com or write
Reader Mail, Women Business 500 S. Broadway St Suite 120 Santa Maria, CA 93454; Call (805) 614-7200 or fax (805) 928-4820.
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EDITOR’S NOTE
EXPOSING WIDESPREAD
CREDIT CARD ABUSES
Consumer Groups Call for Congressional Action on Unjustifiable Fees,
Outrageous Interest Rates and Questionable Lending Practices
National consumer organizations are calling on Congress to enact legislation to curb
abusive credit card lending practices highlighted in a hearing by the Senate Permanent
Subcommittee on Investigations. The hearing was convened by Subcommittee
Chairman Senator Carl Levin and focused on how credit card issuers assess interest rates
and fees. “We applaud Chairman Levin for holding this crucial hearing to shine a light
on the traps and tricks that some credit card issuers use to pump up their profits,” said
Travis Plunkett, Legislative Director of the Consumer Federation of America. “The next
step is for Congress to stop credit card issuers from charging unjustifiable fees and outrageous interest rates that push consumer to the financial brink.”
The hearing was based in part on a September 2006 report by the United States
Governmental Accountability Office (GAO.) The report detailed several questionable
finance charges, fees and disclosure practices associated with 28 popular credit cards.
The report found that large numbers of consumers were being charged fees, the number of new fees was
increasing and that the amount of the fees had risen much faster than inflation. For example, the report
found that the six largest credit card issuers charged 35 percent of their card holder’s late fees averaging
$33.64 in 2005, up from $12.83 in 1995. The report also found that current fee disclosures are difficult to
understand, important information is often buried, and that issuers often fail to tell consumers the specific
reasons and timing for charging late fees and higher “penalty” interest rates.
The groups called on Congress to adopt legislation that would:
• Eliminate reckless and abusive lending by credit card companies, basing each loan on the actual ability
of consumers to repay the loan. This is particularly important for loans to college students, other young people and low income borrowers.
• End deceptive and unjust terms, interest rates and fees, including changes in terms without the affirmative permission of the consumer and higher interest rates because of an alleged misstep with another creditor.
• Empower consumers with better information by prohibiting deceptive credit card offers, simplifying
pricing and updating the 1983 law requiring disclosure of key credit card terms.
• Give consumers strong protections to deter illegal acts by prohibiting mandatory arbitration, increasing
penalties under the Truth in Lending Act and giving consumers the ability to enforce federal protections in court.
“When special fees are imposed on 35 percent of all card holders, this shows that something is seriously
wrong with credit card pricing,” said Norma Garcia, Senior Attorney at Consumers Union. “Credit card companies and the policymakers who oversee them need to look at simplifying the pricing by reducing the types of
fees, so that consumers can make informed choices based on the real price of using a particular credit card.”
“What we need is better – not more – disclosure,” said Linda Sherry, Director of National Priorities for
Consumer Action. “Getting accurate information from credit card companies is difficult and exasperating.
Without clear information on all important fees and interest rates, consumers can’t steer safely around the fine
print of cardholder statements.” “Credit card companies can charge whatever fees and interest they want, and
change the rules at any time, for any reason, including no reason,” said Ed Mierzwinski, U.S. PIRG Consumer
Program Director. “All that’s got to stop and Senator Levin’s GAO report and his hearing today will help us
make that case to protect consumers.”
“Credit card companies push debt on people without caring about whether folks can afford to pay it
back,” said Alys Cohen, Staff Attorney with the National Consumer Law Center and a witness at today’s
hearing. “The companies profit either way, but many Americans are being buried under a mountain of
debt. Policymakers must stop destructive lending and make lending fair again. People have the right to
expect that.” 1
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PROFILE
Karen Jones guides women to
“BRILLIANT MARRIAGES”
Relationship success is well within reach.
“I
have made just about every mistake you can make with a man,” Karen
Jones readily admits. Karen is founder of The Heart Matters. Karen
spent over a decade helping women find successful and meaningful relationships as an organization volunteer before striking out on her own as a relationship coach.
Though she draws on the extensive training she gained as a volunteer and
through substantial personal development experiences and courses, her most
valuable teaching tool is sharing what she has learned firsthand throughout her
own relationships in her life.
A string of disastrous relationships (including one failed marriage) has given
Karen a unique insight into the reasons women cannot find successful relationships. She understands the challenges and delivers hope to her clients because,
despite her past shortcomings in love, she found and married Craig, her husband
of 12 blissful years.
Through her seminars and one-on-one coaching, Karen helps women in three
key stages of life: single women who want to find the right man to marry (and in
many cases, start a family); involved women who want to take their relationship
a step further (into marriage); and married women who want to reconnect with
their husbands and recharge their relationship.
“My purpose is to help women end up in brilliant marriages,” Karen states.
Her methods are extremely successful, in fact Karen does not market or advertise
her services; her clients find her by word of mouth.
WHO IS KAREN JONES?
Karen Jones is a relationship coach and founder of The Heart Matters. Karen
helps women create successful relationships with men. Her clients include single
women seeking to marry (and in many cases, start a family), involved women
who want to move their relationship into marriage, and married women who
want to reconnect with their husbands.
WHAT IS THE HEART MATTERS?
The Heart Matters is Karen Jones’ relationship coaching program. In addition
to one-on-one coaching, The Heart Matters distributes an eNewsletter, holds
monthly free teleseminars and other relationship-related workshops.
WHAT IS A RELATIONSHIP COACH?
A relationship coach is someone who consults with individuals about their
personal relationships – either the ones they are currently in, or the ones they
hope to achieve. Relationship coaches are not life coaches. Many relationship
coaches are not marriage therapists, either. Each relationship coach may use his
or her own methods of coaching.
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WHAT QUALIFIES KAREN TO BE A
RELATIONSHIP COACH?
Karen has worked for and volunteered for relationship coaching organizations for over 10 years. The extensive
training she gained during that time and
her own personal experiences in relationships makes her ideally suited to
help women achieve successful relationships themselves. Karen does not advertise; all of her clients come to by referral
from former clients.
HOW DOES KAREN WORK WITH
HER CLIENTS?
One-on-one coaching takes place
over the telephone. Individual calls can
be scheduled, or more long-term coaching can be scheduled (usually three
months).
DOES KAREN OFFER ANY GROUP
WORK OR SEMINARS?
Yes; Karen offers a free monthly teleseminar on relationship visioning as
well as seminars devoted to relationship-related topics. Visit Karen’s Web
site to view: www.TheHeartMatters.com
for special events. 1
PROFILE
Stacy DeBroff,
Founder of Mom Central
Providings tips, advice and solutions to busy families
N
ationally-acclaimed parenting expert, Stacy DeBroff
is a best-selling author and founder of
MomCentral.com. Stacy’s insight ranges from helping families organize to preparing kids to be successful in
school. Her latest book Sign Me Up! covers every
extracurricular activity a child could be interested in and
helps parents sort through the chaos. Stacy has shared her
advice as a regular on NBC’s Today Show, and during
appearances on programs like The Rachael Ray Show.
In addition to launching her new celebrity parenting
blog, The DeBroff DeBrief, Stacy is also the national
spokesperson for Office Depot’s Organize to Learn Backto-School campaign. he is contributing as lead parenting
expert on two films, the feature-length Her Best Move and
the star-studded animated DVD Choose Your Own
Adventure: The Abominable Snowman.
A media-savvy interviewee, Stacy has been a guest on
over 500 radio shows, and is regularly quoted in such publications as USA Today, New York Times, Washington
Post, Christian Science Monitor, Washington Times,
Chicago Tribune, Boston Globe, Parenting, Parents,
Better Homes & Gardens, Good Housekeeping, Woman’s
Day, Working Mother, Woman’s World, Redbook, and
Entrepreneur Magazine.
Her best-selling books include, The Mom Book Goes to
School, The Mom Book: 4,278 Tips for Moms, Sign Me
Up! The Parent’s Complete Guide to Sports, Activities,
and Extracurriculars, and Mom Central: The Ultimate Family Organizer. Stacy
also emails a monthly newsletter to more than 15,000 moms around the world.
Se is contributed as the leading parenting expert on two films, the feature-length
Her Best Move and the star-studded animated DVD Choose Your Own
Adventure: The Abominable Snowman.
Stacy holds a B.A. in Psychology and Comparative Literature from Brown
University, magna cum laude and Phi Beta Kappa; and a J.D. from Georgetown
University, magna cum laude. Prior to launching Mom Central, Inc., Stacy
founded Harvard Law School’s Office of Public Interest Advising, which still
serves as a model for law schools across the nation. At Harvard for close to a
decade, Stacy launched a generation of law students into public interest work
with an office staffed with seasoned public interest attorneys.
Stacy lives with her husband, Ron, and their two children, 14-year-old Kyle
and 13-year-old Brooks, outside of Boston, Massachusetts. 1
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FEATURE
CRUISIN’ HER
WAY TO PROFITS
Judy Dlugacz
Olivia Cruises & Resorts
a company dedicated to
providing premier vacations
exclusively for women
IN HER 30 YEARS as President and
Founder of Olivia, Judy Dlugacz has created a
haven for lesbians and women across the world
that embraces community, diversity and compassion. Her vision to create visibility and freedom
for lesbians and women came true when she
decided to begin Olivia Records 30 years ago. As
founder of the oldest and largest independent
record company specializing in women artists,
Judy is credited for her groundbreaking success in
promoting women and recognizing the need to
create a community for lesbians. A pioneer in the
music industry, Judy produced hundreds of concerts and events throughout the country, including four sold out shows at Carnegie Hall. She also
produced more than 40 albums and sold more
than one million records, tapes and CDs by
artists like Cris Williamson, Meg Christian,
Teresa Trull and Linda Tillery to name a few.
Described as an icon and visionary in the lesbian
community, in 1990, Judy took her vision one
step further and introduced Olivia Cruises &
Resorts – a company dedicated to providing premier vacations exclusively for women. Since its
inception, Olivia Cruises & Resorts has produced
over 50 cruises and land based vacations and has
“Our focus will be to deliver services relevant to the
lesbian community that not only leverage our travel
and entertainment expertise, but expand access to the
Olivia experience via technology-based offerings.
traveled with nearly 50,000 women across
the world. Given the founder’s show biz
connections, it is no surprise that the
entertainment on board is superb. There
are scheduled activities throughout the day
including interesting ports of call. Think
luxury hotel, not floating potluck. You can
look forward to fresh flowers, crisp linens,
hot tubs, saunas, massage, wrap around
decks, lots of amazing cruise cuisine, and, of
course, girls by the boat load.
Its Judy’s passion and spirit, combined
with her love for people that has allowed
her to create memories and magic for lesbians all over the world. Before branching
out into the travel business, Olivia was
primarily known as an independent record
label that specialized in women artists.
Dlugacz has since parlayed her connections in the entertainment industry to
bring top-name entertainment to the cruises. The company
has sponsorship agreements with out athletes Sheryl
Swoopes and Rosie Jones and its cruises have featured entertainers such as Lily Tomlin, Whoopi Goldberg, Melissa
Etheridge, and cast members from Showtime’s The L Word .
In addition to leading Olivia’s evolution as the premier
lesbian company, Judy’s roots in music and entertainment
allowed her the opportunity to produce two one-hour
music video documentaries, widely shown on PBS entitled
“The Changer: A Record of the Times” and “Olivia’s 15th
Anniversary Video Special.” She also co-produced an
HBO comedy special featuring comedian Suzanne
Westenhoefer.
With her passion and commitment to the lesbian
lifestyle, Judy has earned accolades for her accomplishments in the lesbian community. She has received
Lifetime Achievement Awards from Out and About magazine and from organizations like the National Women’s
Music Festival and the Bay Area Community of Women.
She has also received multiple Cable Car Awards for Best
Albums and a Bammie Award for Best R&B album by
Linda Tillery. She has been featured in the San Francisco
Business Times as one of the Top 100 Women-Owned
Businesses in the Bay Area, won Entrepreneur of the Year
from the San Francisco GBBA and received the Ernst &
Young Entrepreneur Of The Year® 2006 Award in the
Consumer Services category in
Northern California. According to Ernst & Young, the
award recognizes outstanding entrepreneurs who are building
and leading dynamic and growing businesses. Dlugacz and
Errett were selected by an independent panel of judges.
Dlugacz was also featured in Girlfriends magazine as the
longest standing lesbian company in the world. Judy and
the Olivia story have been featured in national publications such as Advocate, Curve, Girlfriends, Out & About
and People magazine. This is an historic award, since we
have been recognized by E&Y for doing what we love to
do most, which is serving and empowering women, “said
Her commitment to community is exemplified in the
many non-profit organizations supported by Olivia. The
list includes: Arcadia Women’s Health Center, Dade
Human Rights Foundation, GALA Choruses, GLAAD
Media Awards, Human Rights Campaign, Lamda Legal
Defense and Education Fund, Lesbian Community Cancer
Project, Los Angeles Gay & Lesbian Center, Mautner
Project, National Center for Lesbian Rights, National
Lesbian & Gay Journalists Association, National
Organization for Women, National Women’s Music
Festival, New York Lesbian & Gay Community Services
Center, Outfest, Rainbow Community Center, Trevor
Project and the California Alliance for Pride and Equality.
Judy a New York native, lives in Marin County, Calif., with
her life partner of 25 years, Rachel. Together they have a
daughter and one grandchild. Judy is classically trained in
piano, flute and oboe. In her free time, she enjoys writing, gardening, golfing, music and collecting art. She is currently writ-
“Olivia is always looking for ways to empower, engage,
embrace, unite and enrich the lives of lesbians and
women of all ages and diverse backgrounds.”
ing a book about the last 30 years of the lesbian culture
through the lens of her experience at Olivia. Olivia’s projected WOMEN BUSINESS MAGAZINE ASKED JUDY …
What’s your top advice for female
revenues is expected to reach $25 million by the close of
entrepreneurs? “Follow your dreams,
2007. Judy stated, “Our focus will be to deliver services releKnow in your heart that you will sucvant to the lesbian community that not only leverage our
ceed. Have tunnel vision and of course
travel and entertainment expertise, but expand access to the
be a visionary and dreamer.”
Olivia experience via technology-based offerings.” This year
Olivia launched its online community called Olivia Connect.”
What are your hobbies? Golf, food,
American Airlines was named the official airline of Olivia.
wine, great movies, granddaughter, and
American Airlines is offering Olivia members and customers
of course her dog.
airfare options for travel to Olivia cruises and resort destinations. American was named the nation’s “gay-friendliest” airWhat gave you the idea for your business? Judy Dlugacz,
line in a Travel Industry Association study. Judy Dlugacz,
founder and President of Olivia Records (think Cris Williamson,
founder and president of Olivia. “Whether it is an Olivia
cruise or part of our expanding lifestyle brand, Olivia is always Teresa Trull, and Tret Fure), had been bringing the best women’s
music to audiences around the country for more than a decade when
looking for ways to empower, engage, embrace, unite and
she had a fabulous idea. Why not have a concert, on a big boat, just
enrich the lives of lesbians and women of all ages and diverse
for women and lesbians? She hosted the world’s first lesbian cruise
backgrounds.” 1
in 1990 and hasn’t looked back since.
When did you realize that you had succeeded? When we filled
up a ship with 600 women and were able to do it over and over.
Creating a one-of-a-kind experience for women is Olivia’s raison
d’etre. To achieve this, they charter an entire ship, so you’re always
surrounded by kindred spirits. Better yet, on a cruise, you unpack
once. It’s like taking your hotel with you and having a new world at
your doorstep each morning. Welcome to a new world of women’s
cruises, created by Olivia. Take a deep breath, relax completely,
you’re among friends. See below for 2007 Cruise schedule. For
more information go to: www.olivia.com/cruises/index.cfm
MEDITERRANEAN CULINARY ADVENTURE
May 29, 2007 - Jun 08, 2007 Greek Isles Odyssey
UNDER THE TAHITIAN SUN
Sep 15, 2007 - Sep 22, 2007 Under The Tahitian Sun
ALASKAN FRONTIERS
Sep 09, 2007 - Sep 16, 2007 Alaskan
SUNSETS OF THE MEXICAN RIVIERA
Oct 20, 2007 - Oct 27, 2007
CARIBBEAN DREAMS
Jan 26, 2008 - Feb 02, 2008
CARIBBEAN TREASURES
Mar 30, 2008 - Apr 06, 2008
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additional revenues with more advertising?
Ask about our Biz To Biz Connections?
Three ways to contact us:
Call 805-614-7200
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Fax: 805-928-4820
THE TOP 10 WAYS TO
ADVANCE YOUR CAREER
By Rosanne Beers, M.S., coach
T
he most important thing to
remember about your career
today is that you need to be
responsible for your own future.
Being responsible requires flexible
and adaptable career strategies
like these:
1. INCREASE YOUR VALUE
TO YOUR COMPANY BY
ANALYZING COMPANY
GOALS, PRIORITIES, AND
STRATEGIES.
Then figure out how you can
make a solid contribution.
2. AS SOON AS YOU’VE MASTERED YOUR CURRENT JOB
AND FEEL COMFORTABLE
WITH IT, ASK FOR A NEW
ASSIGNMENT OR TAKE ON A NEW CHALLENGE.
Keep setting new goals for yourself.
3. DON’T WAIT FOR A REVIEW TO FIND OUT HOW YOU’RE DOING.
SET UP A MEETING WITH YOUR SUPERVISOR EVERY THREE
MONTHS TO SEEK INPUT ON HOW YOU CAN IMPROVE.
Listen with an open mind by viewing this as a learning experience that
can pay big dividends. You are buying yourself time to make needed changes
before your review. Soliciting feedback demonstrates that you are receptive
to mentoring.
4. KEEP A LOG OF THE GOALS YOU WANT TO ACHIEVE AND YOUR
PROGRESS ON THEM.
By the time your review rolls around, you’ll have documentation of all your
accomplishments.
5. LEARN NEW SKILLS AND KEEP CURRENT WITH TECHNOLOGY.
It’s time to use the Internet to leverage your career: research occupations,
industries, and companies; network with colleagues around the world; identify
job openings, and post your resume.
6. INCREASE YOUR VISIBILITY BY BEING ACTIVE ON TASK FORCES,
IN PROFESSIONAL ORGANIZATIONS, AND IN YOUR COMMUNITY.
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Become a good networker. Make time
for people and look for ways to support
them. That will make you naturally
attractive.
7. STUDY HUMAN NATURE, PERSONALITY TYPE, BEHAVIORAL
STYLES, AND HOW PEOPLE
RELATE TO EACH OTHER, SO YOU
CAN ADAPT YOUR STYLE TO CREATE WINNING PARTNERSHIPS.
The way you come across is as important as your performance.
8. CHANGE JOBS EVERY 2-5
YEARS. SOMETIMES LATERAL
MOVES CAN DO MORE FOR YOUR
CAREER THAN A PROMOTION.
Take the entrepreneurial approach
and go for the position offering the
biggest challenges.
9. BELIEVE IN YOURSELF
ENOUGH TO TAKE RISKS.
If you’re not risking, you’re not
stretching.
10. BE WILLING TO RELOCATE AND
CONSIDER THE BIG PICTURE.
Look at what other opportunities are
available in the area, in case the job
you’re relocating for doesn’t pan out. It’s
much easier and less expensive to do a
local search than a distance search, so it
may not be smart to move to the land of
little opportunity, even for a good job. 1
Rosanne Beers, M.S., coach, who can be
reached at coachb@netins.net, or visited on
the web. Rosanne Beers wants you to know:
I am a Coach University trained coach and I
work with people on career issues.
8
Uncommon Employee Benefits
Your Staff Will Love
By Darrell Zahorsky
D
o you lack the employee benefit budget of a Fortune
500 company? There are employee benefit solutions
to make your staff happy without breaking the bank.
Designing & administering an employee benefit plan is a
complex undertaking. Your plan can cover regular benefits
such as health care, vacation time, sick pay, and pension
plans. How common are these benefits?
Common Employee Benefits
According to the NFIB 2003 Small Business Poll on
Compensating Employees, the most common employee benefits offered by small businesses are:
+Paid Vacations; Offered by 75% of small businesses.*
+Employee Health Insurance Plan; 61%
+Paid Sick Leave; 59%
+Disability Insurance; 41%
+Education Reimbursement for Job; 39%
+Pension Plan; 30%
+Life Insurance; 29%
+Dental Insurance; 24% *
* provided to full-time staff with at least 1 year of service.
Offering employee benefits provides many paybacks to
your small business.
Number one is staff retention. An attractive employee
benefit package will help recruit good employees and retain
them as well. In addition, staff retention helps reduced
turnover.
8 Uncommon Employee Benefits
Employee benefits will have different levels of value
depending on staff age, sex, and other factors. Talk to your
staff to determine which benefits are most rewarding.
1. Direct Deposit: Provide your staff with the option of
having their checks directly deposited into their bank
account at any bank or credit union that is a member of the
Automated Clearing House (ACH). Direct deposit will save
time and clear the funds faster.
2. Wellness Program: With the rising costs of health
care, both employers and employees can take responsibility
for the health system by participating in a wellness plan.
Any form of fitness programs, smoking cessation, and stress
reduction can improve employee absenteeism and overall
productivity.
3. Company Discounts: An overlooked employee benefit to staff is the chance to buy company products or services
at discount. Even if it’s only one major item or an employee
purchase day, your staff will appreciate this benefit.
4. Parking Privileges: Depending on employee commuting needs, parking privileges can cover payment of a
monthly city transit pass or paying an amount of pre-tax
payroll dollars for vehicle parking.
5. Business Cards & Title: Business cards with an
employees name and title will offer an emotional appeal
to staff. It may seem trivial, but your staff will enjoy the
level of professionalism and pride that comes from having
a business card.
6. Computer Loan Interest Free: Many employees
will value the ability to buy a computer interest-free.
Determine a limit of the dollar value of the computer on
the plan. Set up an automatic payroll deduction. Make
sure a formal agreement is signed in case the employee
leaves the company.
7. Community Hours: Offer your employees a limit of
regular pay hours in community service time. If a staff member wants to be involved in a volunteer event, have the
company pick up the tab. You will win the hearts of the staff
and community.
8. Education Plan: There is no doubt today’s work force
requires lifelong learning to keep pace with the changing
demands of employment. Your small company may not be
able to pay the tuition costs of an MBA program but some
community college course reimbursement is affordable.
In developing your employee benefits program, compare
your benefit package to competitors and solicit staff feedback. The best benefits are the ones desired by the workforce and are competitive in the marketplace. 1
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FEATURE
WOMEN’S PHILANTHROPY
IN THE UNITED STATES:
Trends and Developments
By Elsa M. Davidson, Ph.D.
W
e are living in a time of profound social and economic change. As global economic restructuring
and the retrenchment of the welfare state have
become the norm, people in the United States and throughout the world have needed to find alternative solutions to
the pressing social problems confronting communities everywhere. Philanthropy and nonprofit organizations—often
referred to as the third sector—have increasingly helped fill
the substantial gaps left by a lack of social welfare provisions
and the global prevalence of a stricter adherence to the dictates of a deregulated global free market. Poor women everywhere are disproportionately affected by these changes. The
profound shifts in the global economy have meant that the
poor in the United States and abroad are often left without
economic recourse. Along with the movement of both capital and communities affected by economic shifts, the philanthropic sector is also changing, and those changes are especially evident in terms of women’s participation as philanthropic donors, activists, fundraisers and nonprofit leaders.
Today, the very definition of women’s philanthropy is rapidly changing in response to global and domestic circum|14|
stances. As the Women’s International Network News
(Spring 1998) reported in their recent assessment of the
implementation of the Beijing Women’s Platform, women
well know that the restructuring of third world economies has
often further weakened the political will to address the problems of poor women and children worldwide. The need for
attention to the poverty and human rights of women has generated a considerable response from both large foundations
and smaller non-governmental organizations assisting women.
The retrenchment of welfare in the United States has
meant that philanthropic organizations have had to step up
to the plate, assisting women cut from the welfare rolls in a
number of ways. The technological boom, on the other
hand, has created new pockets of wealth and those working
in the field of women’s philanthropy are beginning to take
advantage of the new arenas of wealth, both as fundraisers
and as business people becoming involved in women’s philanthropy. The strategies, organizational styles, leadership
issues, and current trends of the field of women’s philanthropy is the subject of this background report.
All of these factors provide an argument in support of
women’s philanthropy. Susan Ostrander has also commented
on a tendency to view women as a special interest group, and
on a related belief that philanthropy focuses on specific
groups instead of being “for everyone.” At a time when there
is an increasing trend in the United States towards womencentered philanthropic fundraising and giving, an interesting
question arises concerning how women pursue their philanthropic goals: that is, what strategies are those working in the
field pursuing in order to reach their goals? Much of the evidence which might answer this
query is anecdotal in nature.
Accounts of new trends in philanthropy, news about a particularly
large donation, reports about the
start-up of a nonprofit group aiming to train women nonprofit leaders or raise funds for a particular
cause—these are typical of topics
covered in the press. However,
analysis of many similar articles
from a wide variety of new sources,
when considered together with the
nonprofit organizational literature,
and academic research about
women and philanthropy, reveals a
number of specific trends and areas
of interest.
WOMEN’S PHILANTHROPY IN
THE UNITED STATES: TRENDS AND DEVELOPMENTS
Women’s philanthropy is increasingly an activist field.
Seminal groups in the field—including Resourceful Women
of San Francisco, the Women’s Philanthropy Institute, and
Women and Philanthropy, to name but a few — are well
aware that women now own over 50% of the investment
wealth in the United States, and they are helping to devise
and disseminate philanthropic strategies to take advantage
of this fact.
Those in the field of women’s philanthropy are concerned with:
+ effective methods to raise money for targeted causes;
+ the means to build lasting relationships with donors;
+ ways to expose potential donors to women’s issues;
+ focusing funds on issues specifically pertaining to women
and girls;
+ working for social change through philanthropic endeavors.
provides a prime example of how the philanthropic community is influencing the public sector. Heinz testified
before a House Ways and Means Committee earlier this
year (March 1999) about the circumstances and needs of
poor elderly women (the majority of elderly are female) in
the United States. As Chair of the Heinz Family
Foundation’s Women’s Institute for Secure Retirement,
Heinz was able to offer members of government quantitative and qualitative information on the condition of the
female elderly poor, and expert testimony as to how the
public sector might emulate third sector efforts and meet
the needs of the poor and female elderly.
CORPORATE AND ENTREPRENEURIAL INITIATIVES IN
WOMEN’S PHILANTHROPY
As the private sector has become increasingly active as a
player in the arenas of domestic and international social and
political action, it has helped make women’s philanthropy a
capital-driven manifestation of the women’s movement. As a
result, what can now be called a highly significant trend in
women’s philanthropy has emerged: women’s corporate and
entrepreneurial philanthropy.
As Annetta Miller and Seema Nayyar point out in their
article on women entrepreneurs and philanthropy, women
entrepreneurs are increasingly becoming philanthropists,
whether on a large or small scale (Working Woman, July
1998). Nayyar and Miller mention that between 1992 and
Furthermore, leaders in the philanthropic community are
1995, the number of women with a net worth of 600,000
influencing public policy, lobbying for selected causes, testifying dollars climbed by28%, and the average charitable contriin Congress, and generally raising awareness about issues of
butions by women increased 20% as opposed to six per
concern to women from all ethnic, racial and demographic
cent for men. Women entrepreneurs are giving to and
backgrounds in their capacities as chairpersons of women’s
organizing for causes about which they care. A number of
funds, private philanthropies, and corporate philanthropic ini- women in prominent positions at Fortune 500 Companies
tiatives, and as nonprofit leaders and board members.
have begun to start their own companies or fund nontradiTeresa Heinz, Chairman of Heinz Family Philanthropies, tional women’s initiatives.
|15|
Examples of corporate women’s philanthropic initiatives
include:
+ Catherine Muther’s Three Guineas Fund;
+ Women Technology Cluster;
+ Barbara Lee’s White House Project;
+ Hard-Hatted Women;
+ Next Generation Now.
In yet another example, entrepreneur Vera Bradley (whose
net worth has reached $9.2 million since the founding of her
textile company in 1972) has set aside 1% of her revenue to
support breast cancer patients. (Miller and Nayyar 1998).
Furthermore, corporate philanthropy initiatives, run by
both men and women, have taken up women’s causes, often
in the area of job training. For example, in March
1999, Arthur Andersen employees in 36 of the
firm’s North American locations took part in a
Dress for Success drive, assisting poor women in
need of clothing for job interviews. While
Andersen consulting is a corporation worth at least
$6 billion, similar ventures often occur on a smaller
scale. For example, with little overhead, a woman
in New York City recently started a fund for poor
women in need of clothing appropriate for job
interviews.
In the international arena of women’s development, American women involved in the philanthropic field are very active, addressing issues as
diverse as human rights, domestic violence, job
training, and reproductive health care for women
in impoverished areas throughout the developing
world. American women affiliated with a number
of large foundations, women’s funds, and nonprofit
entrepreneurial organizations fund and support women’s
micro-enterprise operations throughout the world.
Susana Fried, Program Director of the Center for Women’s
Global Leadership in New Brunswick, New Jersey, argues that
feminist models of economic development and community
organizing have helped to propagate microenterprise assistance.
Microfinance is favored among activists concerned with poor
women’s issues, as it is generally considered to be one of the
most direct routes to empowering the disenfranchised.
Women’s World Banking held a conference (April 28-30,
1999) on microfinancing in collaboration with the U.N.
Development Program in an effort to build regional microfinance networks in Asia, Latin America, and Africa. The
Ford Foundation’s newsletter on small overseas philanthropic
initiatives, SEEDS, features international development initiatives assisting women and girls. Another valuable source of
information on microenterprise assistance appeared in Whole
Earth (Spring 1998).
volunteers (Caputo 1997) has indicated that working women
are less likely to volunteer, and that the higher the educational
level a woman has, the more likely that she will attempt to
change social conditions through her volunteer work.
Caputo’s analysis revealed that while black women devote
considerable time to changing social conditions through volunteer work, white women were less likely to be engaged as
activists in their volunteer activities. Furthermore, churches
are less likely to provide an outlet for women’s activist voluntarism than more “male” civic institutions and schools.
Nonetheless, a number of contemporary journals, including
Club Woman and Volunteer Leadership (a publication of the
Points of Light Foundation), feature American domestic and
international voluntary initiatives, programs, and leaders, and
often provide tips to nonprofit organizations which are
dependent, at least in part, upon a voluntary workforce with
its own interests and needs. Such accounts may help to lessen
the stigma traditionally attached to women’s volunteer work.
VOLUNTARISM IN WOMEN’S PHILANTHROPY
Beyond giving and raising money, another important
aspect of women’s philanthropy is voluntarism—the giving of
time. But with more and more women gaining equality with
WOMEN’S PHILANTHROPY IN THE UNITED STATES:
TRENDS AND DEVELOPMENTS
At a time when both an aging population is transferring
substantial wealth to its children, and a generation of young
|16|
men through their participation in the workforce, a social
and cultural struggle still exists over the value of women’s
voluntary work.
Many women volunteers report feeling belittled for their
important work. Such is the case, for example, with caregivers for the dying who work in a highly medicalized and
still somewhat patriarchal environment (Auger and Day
1996). One respected scholar of the third sector performed
statistical analysis of women’s voluntarism, which revealed
declines in white women volunteers overall and in the active
role of African-American women as volunteers working for
social change.
Applying logistic regression analysis to the study of women
wealthy entrepreneurs has appeared, issue-centered philanthropy has come increasingly to the fore. Many donors are
also activists. An organization which embodies this trend
toward activist and issue-centered philanthropy is
Responsible Giving, a group of young business people who
have made fortunes in the cyber industries and who reinvest
money made from capital gains cuts in an effort to assist the
poor and reimburse the Treasury Department (Lewis 1998
Boston Globe).
Women involved in issue-centered philanthropy truly represent a variety of causes. For example, women philanthropists and nonprofit leaders have started resource and funding
organizations for breast cancer patients and patient advocacy
groups like the Washington-based
Society for Women’s Health which performs “outcomes research” to ascertain
that women are receiving adequate
medical care across class, geographic,
and ethnic boundaries. At the same
time, women philanthropists continue
to demonstrate concern about the
effects on poor women of welfare, or of
the transition from welfare to work.
Increasing appreciation of the
indispensable utility of the third sector in time of welfare retrenchment is
evident in the variety of programs
sponsored by different players in the
sector. Examples include: community
foundations, such as the Community
Foundation of Greater New Haven
which assists teenage girls in difficult
economic circumstances; church shelters and third-sector
organizations that provide housing for those of New
Jersey’s homeless who, because of new restrictions, are no
longer eligible to receive welfare and shelter (New York
Times Aug 18, 1998); foundation and nonprofit efforts to
train low-income women as entrepreneurs, for example,
the Women’s Self Employment Project (Equal Means
1995) or Cooperative Home Care Associates (Kalima in
Equal Means 1995).
CHALLENGES FOR THE FUTURE OF WOMEN’S
PHILANTHROPY
What are the challenges facing women’s philanthropy?
This question in part reflects the fact that women are increasingly at the forefront of a philanthropic field that is coming
to be defined as “hands-on” and issue focused. Faced with a
donor community more diverse than ever before, one challenge is to develop ever more effective and culturally sensitive ways to approach donors and maintain relationships with
them. The argument has been made by Capek that as donors
become more and more “hands-on” in their approach to philanthropy, they should become involved in their causes.
Organizations such as the above mentioned, Responsible
Giving, Women and Philanthropy, and the Women’s
Philanthropy Institute clearly aim to empower women donors
in new ways. Observations by a number of scholars and practitioners about the importance of leadership and governing
boards imply that women must embrace the challenge of supporting leaders in the field, and assist one another to obtain
positions of power in the funding community as well as on
the boards of nonprofit organizations and on corporate philanthropic boards.
Those who work in the women’s funding community and
are already predisposed toward women-centered initiatives
should continue to educate and infiltrate mainstream foundations which fund more traditional causes. In short, coalition
building seems to be the key. Do women attempting to
involve larger, mainstream foundations as funders for their
women-centered projects face a backlash against feminism?
Capek and Ostrander disagree in their responses. Capek suggests developing a less feminist vocabulary and coming up
with more market-savvy pitches to break down stereotypes of
the feminist movement. Ostrander, co-chair of the National
Board of Directors of the Women’s Funding Network, on the
other hand, does not believe that a backlash to feminism has
hurt the women’s philanthropy field. Rather, she feels that
the main challenge is to continue to broaden the general
understanding of “women’s issues” so as to make the term
more inclusive of women of color and working-class women.
The issues relating to women’s funds, women’s causes, and
women’s voluntary activities are currently undergoing definition and exploration. Givers and doers historically have had
many different goals and constituencies. Yet, as Kathleen D.
McCarthy points out, philanthropy has long provided women
in the U.S. and elsewhere with the means to leave an imprint
on legislation and institutions, and to shape the gray area
between the family and the state. Today women are shaping
the future direction of the political, social and economic arenas and, perhaps, the shape of philanthropy itself. 1
|17|
FEATURE
Philanthropic
Endeavors
for
Women
Changing The present … Changing the World. One Gift at a Time
Just Imagine What We Can Achieve Together
T
he below organizations promote
the following services: Loan for
a woman, Business for a woman,
Violence Prevention- Prevent Abuse,
Promote Work Safety, Safehouse supplies, Equip Midwives, Promote
Literacy, End Hunger, Prevent Female
genital mutilation (FGM), Expand a
Business, Educate Girls, and Finance
Microloans
We are also one of the world’s largest
microfinance institutions with more
than 445,000 clients and more than
$140 million in outstanding loans.
Mission To provide financial services to the world’s lowest-income
entrepreneurs so they can create jobs,
build assets and improve their standard of living.
Programs While many anti-poverty
organizations provide a broad range of
GLOBAL FUND
services, such as education, medical
FOR WOMEN
attention, and relief services, FINCA is
1375 SUTTER STREET
a specialist in providing financial servSUITE 400
ices to poor families.
violence; ensure access to education
SAN FRANCISCO, CA 94109
FINCA offers loans, not grants, to
for women and girls; organize women
PHONE: (415) 202-7640
low-income microentrepreneurs,
to demand government accountabilWWW.GLOBALFUNDFORWOMEN.ORG
because at the root of their poverty is
ity for ensuring good public health
EIN: 77-0155782
lack of opportunity, not lack of desire
policy, and support groups providing
Overview The Global Fund for
reproductive health services to under- to work. While many poor families
Women is a nonprofit grantmaking
served populations; advance women’s have ideas for fostering their own
foundation that advances women’s
employment by creating small busileadership in civic organizations, all
human rights worldwide. We are a net- levels of government and in social
nesses, few can access the capital
work of women and men who believe
they need to begin. They are
change philanthropy.
Impact Since 1987 we have awarded excluded from conventional financial
that ensuring women’s full equality and
over $52 million to more than three
participation in society is one of the
sources (e.g., commercial banks)
thousand women’s human rights organ- because they lack credit ratings and
most effective ways to build a just,
izations in 163 countries.
peaceful and sustainable world.
assets to pledge as collateral. Even a
Mission We raise funds from a varismall loan can stimulate productivity,
FOUNDATION FOR
ety of sources and make grants to
enabling the microentrepreneur to
women-led organizations that promote INTERNATIONAL
build assets and purchase inventory
COMMUNITY ASSISTANCE at the best prices. By investing the
the economic security, health, safety,
1101 14TH STREET, NW
education and leadership of women
loan and increasing his or her busi11TH FLOOR
and girls.
ness as a result, the borrower reaps an
Programs Our grantmaking reaches WASHINGTON, DC 20005
additional reward—increased selfPHONE: (202) 682-1510
across every continent to support
esteem through self-help.
women working for postive change in WWW.VILLAGEBANKING.ORG
Loans are a renewable resource,
their communities. Our grantmaking EIN: 13-3240109
which can impact entire communities.
Overview FINCA is the pioneer of
supports women-led programs that:
A loan is borrowed, invested, and
the Village Banking method of microincrease women’s ability to conrepaid, after which it can be used to
credit, which gives the decision-maktribute to and benefit from sustainstimulate yet another fledgling busiing power of who may borrow, how
able development; offer immediate
ness. FINCA loans circulate throughmuch, and for what purpose to the 10- out low-income communities until
services to victims of violence, raise
30 neighbors who come together to
awareness about their rights and
their effect is multiplied many times.
Impact FINCA’s Village Banks break
form the Village Bank.
advocate for an end to all forms of
|18|
the vicious cycle of poverty, giving the
working poor access to capital that
allows them to be more productive. For
instance, our loans allow FINCA borrowers to buy rice in bulk at wholesale
prices, and resell at retail prices. They
can buy a used refrigerator to keep produce fresh. They can purchase a sewing
machine instead of stitching by hand.
And as they become more productive,
our clients accumulate savings that
allow them to make other investments,
most notably the nutrition, health and
education of their children.
INTERNATIONAL
MEDICAL CORPS
women and malnourished children.
IMC’s veteran relief workers were on
the ground within hours of the 2004
tsunami, 2005 Pakistan earthquake, and
Hurricane Katrina; indeed, IMC is one
of the world’s fastest responders when
disasters strike. However, we also
remain through the duration of a crisis.
IMC works through the three major
phases of crises: the acute phase just
after the event, the transitional phase
during which communities recover, and
the development phase, at which point
the environment is fairly stable and real
rebuilding can begin. While many
organizations work only in emergencies
1919 SANTA MONICA BOULEVARD
#300
SANTA MONICA, CA 90404
PHONE: (310) 826-7800
WWW.IMCWORLDWIDE.ORG
EIN: 95-3949646
Overview Established by volunteer
doctors and nurses, IMC provides disaster relief, capacity building and training,
primary health care, mental health services, and economic assistance to communities worldwide. IMC’s programs are
designed to be sustainable and are
handed over to trained local leaders
instead of being ended, ensuring a significant impact that lasts generations.
90% of IMC employees live where they
work, ensuring programs that are fiscally
responsible and culturally-sensitive,
while also boosting local economies.
Mission IMC is a global humanitarian nonprofit organization dedicated to
saving lives and relieving suffering
through health care, training, relief, and
development programs that focus on the
community level for multiplied impact
and enhanced sustainability.
Programs IMC operates in some of
the most challenging environments in
the world, where conflict, disease, and
disaster have had a devastating effect on
communities. IMC provides primary
health care, mental health services, economic recovery and skills training, specialized training for health care workers
and volunteers, rehabilitation of health
and sanitation facilities, and targeted
health services including care for
or development, IMC works in all three
phases continuously and specializes in
difficult transitional periods.
Every step of the way, IMC involves
local communities in decisions, from
where to build a well to how to best
educate residents on important health
issues.
Impact Currently, IMC operates programs in 22 countries and regions
worldwide that benefit over 20 million
people each year, 80% of them women
and children. In some places, such as
Afghanistan, IMC’s work over the years
has helped rehabilitate and restructure
national health care systems.
The impact of IMC’s programs is
multiplied by training local health
workers in the same skill sets that
physicians might have: from vaccinating a child to performing surgery in
field conditions. Additionally, welltrained volunteers can help educate
residents about health, prevent malnutrition, and even safely deliver babies
in the absence of doctors.
FAMILY VIOLENCE
PREVENTION FUND
383 RHODE ISLAND STREET
SUITE 304
PHONE: (415) 252-8900
WWW.ENDABUSE.ORG
EIN: 94-3110973
Overview Violence. It shatters lives.
Destroys families. Burdens communities. And occurs every day in every
corner of our world. For more than two
decades, the Family Violence
Prevention Fund (FVPF) has developed innovative ways to stop violenceempower women-to support childrento strengthen communities.
Mission The Family Violence
Prevention Fund works to prevent violence within the home, and in the
community, to help those whose lives
are devastated by violence because
everyone has the right to live free of
violence.
Programs For over two decades, the
Family Violence Prevention Fund has
worked to end violence against women
and children around the world.
Instrumental in developing the landmark Violence Against Women Act
passed by Congress in 1994, and reauthorized in 2005, the FVPF has continued to break new ground by reaching
new audiences including men and
youth, through our Coaching Boys into
Men program and Founding Fathers initiative. FVPF promotes leadership
within isolated communities to ensure
that violence prevention efforts become
self-sustaining. In addition, FVPF has
helped transform the way health care
providers, police, judges, employers and
the general public address violence.
Whether it be through an in depth
training, a public service announcement
or an educational brochure, the FVPF is
changing the way society views and
addresses violence.
Impact We: Helped pass and reauthorize the Violence Against
Women Act; Wrote the Platform for
Action at the U.N. World Conference
on Women in Beijing; Partnered with
the Ad Council to launch the first
public education campaign on domesJUNE 2007 | WOMEN MAGAZINE
|19|
tic violence; Changed practices in
police departments and courtrooms;
Trained doctors and nurses to recognize
abuse; partnered with men to teach
boys that violence never equals
strength; Made the nation safer for battered immigrant women; Educated lawmakers and brought support to communities in need; developed services and
policies on trafficking creating safety
for women and children sold into sexual slavery and involuntary servitude.
AMERICAN REFUGEE
COMMITTEE
430 OAK GROVE STREET
SUITE 204
MINNEAPOLIS, MN 55403
PHONE: (800) 875-7060
WWW.ARCRELIEF.ORG
EIN: 36-3241033
Overview In the aftermath of conflict and natural disaster, the American
Refugee Committee (ARC) meets the
health care and immediate basic needs
of affected communities. When conditions stabilize, ARC assists communities in recovery and helps those who
fled return to their homes and rebuild
their lives.
Mission The American Refugee
Committee works with refugees, displaced people, and those at risk to help
them survive crises and rebuild lives of
dignity, health, security and self-sufficiency.
Programs Today, ARC works in 10
countries around the world helping victims of war, civil conflict and natural
disaster rebuild their lives. ARC aims to
build programs that: utilize the knowledge and experience of the people they
serve; improve the lives of people in the
community; train survivors and build
the capacity of the community; and sustain themselves years into the future.
ARC programs in Africa, the
Balkans, and Asia provide health care,
clean water, shelter repair, legal aid,
trauma counseling, microcredit, community development services, and repatriation assistance to more than one
million people, annually. ARC bases its
relationship with uprooted peoples on
mutual respect and a compassionate
|20|
of women in conflict and post-conflict
environments.
We begin by working with women
who may have lost everything in conflict and often have nowhere else to
turn. Participation in our one-year program launches women on a journey
from victim to survivor to active citizen. We identify services to support
graduates of the program as they continue to strive for greater social, economic and political participation in
their communities.
As each woman engages in a multiphase process of recovery and rehabilitation, she opens a window of opportunity presented by the end of conflict
to help improve the rights, freedoms
and status of women in her country.
As women who go through our program assume leadership positions in
WOMEN FOR WOMEN
their villages, actively participate in
INTERNATIONAL
the reconstruction of their communi4455 CONNECTICUT AVENUE, NW
ties, build civil society, start busiSUITE 200
nesses, train other women and serve as
WASHINGTON, DC 20008
role models, they become active citiPHONE: (202) 737-7705
zens who can help to establish lasting
WWW.WOMENFORWOMEN.ORG
peace and stability.
EIN: 52-1838756
Impact Since 1993, Women for
Overview Women for Women
Women International has served
International helps women in war-torn
73,000 women in 8 countries, benefitregions rebuild their lives by giving
ing more than 398,000 family and
them financial and emotional support,
community members, and has distribjob skills training, rights education,
uted $28 million in direct aid and
access to capital, and assistance for
microcredit loans.
small business development. Women for
As women access economic opportuWomen International received the 2006 nities, they invest in the future, by feedConrad N. Hilton Humanitarian Prize,
ing their families, sending their children
presented to organizations that “signifi- to school, starting savings programs and
cantly alleviates human suffering” and
participating in the local economy.
has received four stars from Charity
Following participation in our program,
Navigator for financial management
women report an increased awareness of
and organizational efficiency for two
their rights; a greater level of selfconsecutive years.
esteem; a new connection to women in
Mission Women for Women
their community; increased participaInternational provides women survivors tion in political processes, including
of war, civil strife and other conflicts
voting; and increased income.
with the tools and resources to move
V-DAY
from crisis and poverty to stability and
127 UNIVERSITY AVENUE
self-sufficiency, thereby promoting
BERKELEY, CA 94710
viable civil societies.
Programs Women for Women
PHONE: (510) 841-4025
WWW.VDAY.ORG
International mobilizes women to
change their lives by bringing a holistic EIN: 94-3389430
Overview V-Day is a global moveapproach to addressing the unique needs
exchange of knowledge and values.
Impact In 2006, ARC improved
living conditions and provided the
opportunity for a future to nearly 2
million refugees, displaced people,
and others in need.
ment to stop violence against women
and girls. V-Day is a catalyst that promotes creative events to increase awareness, raise money and revitalize the
spirit of existing anti-violence organizations. V-Day generates broader attention for the fight to stop violence
against women and girls, including rape,
battery, incest, female genital mutilation
(FGM) and sexual slavery.
Mission V-Day is: An organized
response against violence toward
women. A vision of a world where
women live safely and freely. A demand:
Rape, incest, battery, genital mutilation
and sexual slavery must end now. A
spirit: Women should spend their lives
thriving rather than surviving.
Programs Through V-Day campaigns,
volunteers and college students produce
annual benefit performances of “The
Vagina Monologues” to raise awareness
and funds for anti-violence groups
within their communities.
Performance is just the beginning.
V-Day stages large-scale benefits and
innovative films and campaigns to
change social attitudes towards violence against women including the
documentary Until the Violence
Stops; briefings on women in Juárez,
Mexico; 2003 V-Day trip to Israel,
Palestine, Egypt and Jordan; Afghan
Women’s Summit; March 2004 delegation to India; the Stop Rape
Contest, the Indian Country Project,
and Love Your Tree.
In Africa, the Middle East, and
Asia, V-Day commits ongoing support
to build movements and anti-violence
networks. Working with local organizations, V-Day provided hard-won
funding that helped open the first
shelters for women in Egypt and Iraq,
sponsored annual workshops and three
national campaigns in Afghanistan,
convened the “Confronting Violence”
conference of South Asian women
leaders, and donated satellite-phones
to Afghan women to keep lines of
communication open and action plans
moving forward. Through the Karama
progam based out of Cairo, V-Day
works in-depth to build networks ending violence against women and girls
in Egypt, Sudan, Morocco, Tunisia,
Algeria, Jordan, Syria, and Lebanon.
Impact In 2006, over 2700 V-Day
events took place in the U.S. and the
world. V-Day movement has raised
over $40 million and educated millions
about the issue of violence against
women and the efforts to end it,
crafted international educational,
media and PSA campaigns, launched
the Karama program in the Middle
East, reopened shelters, funded over
5000 community-based anti-violence
programs and safe houses in Kenya,
South Dakota, Egypt and Iraq. In June
2006, V-Day launched UNTIL THE
VIOLENCE STOPS: NYC festival
which invited New Yorkers to join VDay in making New York City the
safest place on earth for women.
CALVERT FOUNDATION
7315 WISCONSIN AVENUE
SUITE 1100W
BETHESDA, MD 20814
PHONE: (800) 248-0337
WWW.CALVERTFOUNDATION.ORG
EIN: 52-1591398
About Calvert Foundation
Overview Our program lends money
at below market rates to high socialimpact organizations and social enterprises. This provides the means for your
donation to be leveraged twenty times
over to improve the lives of those in
underserved communities.
Mission Simply: to help end poverty
through investment. To do this we seek
to develop community investment as a
new asset class in the financial services
industry by employing a range of inno-
vative products and services.
Programs include affordable housing,
microcredit, small business development, social enterprise, community
development, fair trade coffee and public radio.
Impact Calvert Foundation invests in
high social-impact organizations around
the world. Each of these organizations
focuses on solving local problems that
contribute to poverty. A gift to Calvert
Foundation has a tremendous impact
because the money is leveraged twenty
times over as loans are repaid and funds
dispersed to new organizations in your
targeted sector.
OPPORTUNITY
INTERNATIONAL
2122 YORK ROAD
SUITE 340
OAK BROOK, IL 60523
PHONE: (630) 242-4100
URL: WWW.OPPORTUNITY.ORG
EIN: 54-0907624
Overview Opportunity
International, the world’s largest
Christian microfinance organization,
is committed to solving global
poverty. By providing small business
loans, training in basic business practices, counseling in personal development and other financial services to
women and men living in chronic
poverty, Opportunity sees lives transformed. Loans - sometimes as little as
$50 - allow poor entrepreneurs to start
or expand a business, develop a steady
income, provide for their families and
create jobs for their neighbors.
Mission To provide opportunities for
people in chronic poverty to transform
their lives.
Programs The Women’s Opportunity
Fund: The vision of the Fund was to
help those shut out from the larger
microcredit market — the poorest of
the economically active poor — 70 percent of whom are women.
LENDING HOPE
TO AFRICA:
The Campaign is a $25-million initiative to fight poverty and AIDS in
Africa through microenterprise develJUNE 2007 | WOMEN MAGAZINE
|21|
opment and through HIV/AIDS education, peer support, training, counseling,
insurance and youth apprenticeship
programs.
Impact Opportunity’s Client Impact
Information Management System
(CIIMS) uses information gathered
from simple, structured interviews to
develop a powerful statistical database. The data enables Opportunity to
measure long-term benefits of its programs, identify funding opportunities
and customize products and services to
better meet the needs of clients.
While the proprietary CIIMS software benefits Opportunity clients, it
also positions Opportunity as a transparent and accountable organization.
Providing real-time client data to donor
constituents gives Opportunity the
advantage of illustrating donations to
true client impact.
Opportunity serves over 866,000
clients and operates in 28 countries.
thousands of poor throughout
Venezuela to form small banks and
reap the resulting financial benefits.
Fundefir’s model is also distinguished
by its specific innovations, which
include using community residents’
savings to finance loans, providing
loans for a variety of purposes, serving
both genders, disbursing dividends,
and building human capital in communities. This microfinance model is
a new and highly effective approach
to grassroots economic development.
Impact Without Fundefir’s involvement, it would be difficult if not impossible for community residents to access
FUNDEFIR: FOUNDATION
FOR RURAL FINANCE
CALLE LOS ALMENDROS, C.C. BAYSIDE
OFICINA 1-41
PORLAMAR,
ISLA DE MARGARITA, 6301
VENEZUELA
PHONE: (+58) 295-2624855
HTTP://FUNDEFIR.ORG.VE
Overview Fundefir, The Foundation
for Rural Finance, is a Venezuelan
organization that is innovatively
addressing the financial needs of the
poor. Fundefir establishes communal
banks, which are banks run by community residents to serve their local financial needs. By creating an integrated
financial service rather than solely providing credit, Fundefir gives bank members simultaneous access to savings,
investment, and credit.
Mission With the mission of stimulating investment and providing credit
opportunities, Fundefir has established a
network of over 80 communal banks.
These banks transform community
financial and human capital resources
into high quality financial services.
Programs Fundefir’s approach of
communal banking is helping organize
|22|
savings, investment, and credit services.
Additionally, bank members benefit
from enhanced financial literacy and
leadership opportunities offered by the
communal banks.
ices to poor women and men to start
their own businesses, ACCION helps
them work their way up the economic
ladder with dignity.
Programs ACCION’s goal is to have
a significant impact on poverty by
building self-sustainable microfinance
institutions (MFIs) capable of reaching
millions of poor microentrepreneurs.
We do this by promoting commercial
microfinance, providing our network of
MFIs with a broad range of technical
support. MFIs offer a full range of financial services to the poor: not just business credit, but savings accounts and
housing construction and improvement
loans, for example.
Our expert staff actively research
and develop methodology, policy and
technology to enable more effective
and efficient financial services for
microenterprise.
Impact ACCION International’s
partner microfinance institutions today
are providing loans as low as $100 to
poor women and men entrepreneurs in
22 countries in Latin America, the
Caribbean and sub-Saharan Africa, and
in more than 30 U.S. cities and towns.
Together, ACCION affiliated programs
have disbursed $9.4 billion in
microloans to more than 3.9 million
borrowers. Ninety-seven percent of
these loans have been repaid.
ECOLOGIC FINANCE
ACCION INTERNATIONAL
56 ROLAND STREET
SUITE 300
BOSTON, MA 02129
PHONE: (617) 625-7080
URL: WWW.ACCION.ORG
EIN: 13-2535763
Overview A world pioneer in
microfinance, ACCION International
issued the first microloan in 1973 in
Brazil. In the past 45 years, ACCION
has transformed microfinance from a
short-term charitable activity to a
viable business with both social
impact and financial sustainability.
Mission To give people the tools
they need to work their way out of
poverty. By providing microloans, business training, and other financial serv-
675 MASSACHUSETTS AVENUE
8TH FLOOR
CAMBRIDGE, MA 02138
PHONE: (617) 661-5792
WWW.ECOLOGICFINANCE.ORG
EIN: 04-3478123
Overview EcoLogic Finance is a
social investment fund that uses the
tools of finance – including access to
capital and financial education – to
reach underserved markets in the developing world. We focus on Small and
Medium Enterprises that bring economic benefits to low-income communities and responsibly manage natural
resources as part of their business philosophy. Our core operational goal is to
meet the financing needs of the enterprises we serve.
Mission We help our clients
develop skills and relationships to
commercialize their products and ultimately become “bankable” customers
of mainstream financial institutions.
We envision a global finance market
where mainstream financial institutions service Small and Medium
Enterprises (SMEs) promoting the
well being of people and ecosystems
across the developing world.
Programs We manage a portfolio of
$25,000 to $500,000 loans made to
SMEs that are self-sustaining,
scaleable, and environmentally beneficial. Rooted in rural, low-income
communities of the developing world,
these businesses are the “missing middle” of emerging market economies:
too small for banks and too big for
microcredit.
Employing billions of people who
earn only a few dollars a day, these
SMEs are critical to creating jobs and
conserving natural resources. By providing access to affordable credit to
producers of natural products such as
coffee, cocoa, fruits, vegetables, honey
and handcrafts, EcoLogic Finance uses
lending as a tool to harness the existing entrepreneurial energy in isolated
rural communities. This both enables
conservation and encourages socially
responsible business practices.
We further develop local workforces
through EcoLogic Finance for
Education, a program that expands
rural producer organizations’ access to
export markets and to financial services through the strengthening of
their financial management capacity
and basic business skills. The training
benefits agriculturalists and artisans
who export natural products; through
workshops and drills, the cooperative
leaders and members become equipped
to build their businesses and work
effectively with suppliers, clients and
financial institutions.
Impact Access to financing
strengthens producer cooperatives and
thereby job creation. Overall, when
SMEs have adequate access to capital,
these rural entrepreneurs have
enhanced revenue generation oppor-
tunities because they are able to tap
into Fair Trade price premiums.
Our lending and education activities also result in stronger market linkages, thus helping shore up the producer’s position in the global supply
chain for “green” products. Finally,
EcoLogic Finance services result in
enhanced family and community stability; conservation of natural
resources; and, reduced environmental
contamination.
OPERATION USA
3617 HAYDEN AVENUE
SUITE A
CULVER CITY, CA 90232
PHONE: (310) 838-3455
WWW.OPUSA.ORG
EIN: 95-3504080
Overview Operation USA provides material and financial assistance to grassroots organizations that
promote sustainable development,
leadership and capacity building,
income generating activities, provide
education and health services, and
advocate on behalf of vulnerable
people. Our philosophy is that “privately-funded” means that we do not
accept government funding; rather,
we rely on the generosity of the
American people and on their private institutions to support our mission. Ninety-six cents of every dollar
is spent on programming.
Mission Operation USA helps communities alleviate the effects of disasters, disease and endemic poverty
throughout the world by providing
privately-funded relief, reconstruction
and development aid.
Programs Three pillars define our
work:
1) International & Domestic
Emergency Relief: Operation USA
rapidly and expertly provides on-theground aid by sending vital life-saving
supplies and cash grants to aid recovering communities. Operation USA
provides medical supplies, water,
purification equipment, shelter materials and trauma counseling teams during the acute emergency phase. As the
emergency phase slowly lessens and in
response to continuing need,
Operation USA makes long-term
grants to local organizations to help
them build their capacity to meet
their communities’ basic needs.
2) Domestic Community Building:
Operation USA has been working in
the USA with over 200 non-profit
community clinics providing them free
basic medical supplies and equipment.
3) In-kind donations and shipments:
Operation USA makes life-saving supplies available throughout the world to
those who cannot afford them. We are
expert in facilitating material donations
from pharmaceutical, medical supply,
nutrition and shelter supply companies
to people in need.
Impact For over 27 years, Operation
USA has strengthened the communities we serve by providing over $250
million in medical supplies and equipment as well as disaster relief, long
term development projects and training in critical skills. In recent years,
our microcredit programs have
encompassed over 5000 mostly rural
women in several countries—lifting
them out of poverty and improving
the standard of living of their families
as their earnings can now pay for basic
necessities like food, education and
health care.
|23|
Protecting Our Environment
Global Warming Organizations
Fund A Study One climate case study, Protect Wildlife 15 acres of land, Reduce CO2 35,000 lbs of carbon, Adopt A Polar
Bear Save the Arctic Refuge, Replace Gasoline Biofuel investment, Adopt A Snowy Owl Arctic Refuge protection, Stop
Global Warming Renewable energy, Fight Global Warming 6,000 lbs of carbon, Fund Climate Research Climate change solutions, Cut Pollution Renewable energy credits, Plant A Tree One araucaria tree, Save the Environment One stove for a family
CLEAN AIR COOL PLANET
100 MARKET STREET
SUITE 204
PORTSMOUTH, NH 03801
PHONE: (603) 422-6464
WWW.CLEANAIR-COOLPLANET.ORG
EIN: 04-3492988
Overview Clean Air-Cool Planet
(CA-CP) is a science-based, non-partisan, non-profit organization finding and
promoting solutions to global warming.
CA-CP works with companies, campuses, communities and science centers
to reduce their carbon emissions - helping partners, their constituents, and
other opinion leaders and stakeholders
understand global warming’s impacts
and best available solutions. CA-CP’s
comprehensive outreach efforts celebrate commitment, innovation and success in climate action.
Mission Clean Air-Cool Planet creates partnerships in the Northeast to
implement solutions to climate change
and build constituencies for effective
climate policies and actions.
Programs Three core programs center
on greenhouse gas reductions and climate leadership with corporations, communities and campuses. We also run the
Northeast Science Center
Collaborative, the Carbon Coalition,
and a robust Science Outreach program.
In all of our programs, we showcase
practical climate solutions that demonstrate the economic opportunities and
environmental benefits associated with
early actions on climate change.
Impact Since our beginning in
1999, CA-CP has helped more than
200 leading companies, communities,
and campuses reduce their greenhouse
gas emissions; today our partners are
|24|
eliminating 1,000,000 tons annually.
In addition, we’ve created effective
outreach programs to educate and
mobilize thousands of Northeast citizens to seek global warming solutions
within their own communities and
households as well through state and
regional policy.
NATIONAL WILDLIFE
FEDERATION
11100 WILDLIFE CENTER DRIVE
RESTON, VA 20190-5362
PHONE: (800) 822-9919
WWW.NWF.ORG
EIN: 53-0204616
Overview Founded in 1936, the
National Wildlife Federation (NWF)
has emerged as the nation’s premier
grassroots conservation and education
organization, with over four million
members and supporters and 48 state
affiliate organizations.
Mission To inspire Americans to
protect wildlife for our children’s
future.
Programs NWF is tackling global
warming as the single most urgent
challenge to protecting wildlife. Global
warming poses a wide range of threats
to public health, fish and wildlife
resources, and the wild places that
define America’s unique landscapes. In
response to these threats, NWF is
working to emphasize responsible solutions to alleviate the impact of global
warming on wildlife and the environment. NWF is committed to protecting
and restoring habitats that are vital to
sustaining diverse wildlife populations.
This goal includes preserving wild
places, restoring America’s great waters
and protecting the wildlife that depend
on these habitats for their survival.
Through volunteer and education
programs, NWF is also dedicated to
connecting people with nature and
wildlife every day. This is especially
important for children, who with
Internet, television and electronic
games are less likely than they were a
generation ago to spend their free time
outside connecting with nature. NWF
is committed to countering this nature
deficit through its One Green Hour
program which encourages adult caregivers to help children spend an average of one hour per day in outdoor
spaces.
Impact For more than 70 years,
National Wildlife Federation has
worked with individuals, educators,
businesses and community groups to
involve them in our mission to save
the wild. As the nation’s largest nonprofit, environmental education and
advocacy organization, NWF seeks to
bring people from diverse walks of life
together to protect our country’s natural resources. Through education and
action, we are leading the nation’s conservation movement to restore
America’s wildlife.
DEFENDERS OF WILDLIFE
1130 17TH STREET, NW
PHONE: (202) 682-9400
WWW.DEFENDERS.ORG
EIN: 53-0183181
Overview Defenders of Wildlife is a
nonprofit conservation organization
focused on saving imperiled wildlife
and wild places. Defenders has long
been a leader in developing innovative techniques for protecting endangered species such as wolves, polar
bears, sea otters, and big cats.
Mission Defenders of Wildlife is a
national, nonprofit wildlife conserva-
Impact Championing the
Endangered Species Act and leading
efforts to enforce and protect this
landmark law.
Returning the gray wolf to
Yellowstone National Park and restoring the swift fox and black-footed ferret to Montana prairies.
Establishing the first funds to reimburse ranchers for livestock lost to
wolves and grizzly bears.
Advocating the adoption of an
international treaty to halt trade in
rare animals and plants.
Successfully fighting to cancel the
registrations on deadly and highly
toxic pesticides.
ROCKY MOUNTAIN
INSTITUTE
1739 SNOWMASS CREEK ROAD
SNOWMASS, CO 81654
PHONE: (970) 927-3851
WWW.RMI.ORG
EIN: 74-2244146
tion organization dedicated to the
preservation and restoration of all
native wildlife in their natural communities.
Programs Defenders of Wildlife
employs education, litigation,
research, legislation and advocacy to
defend wildlife and its habitat. In
each program area, an interdisciplinary team of scientists, attorneys,
wildlife specialists and educators
works to promote multi-faceted solutions to wildlife problems. Defenders
protects all native species, including
predators that are all-important indicators of a balanced natural environment, while promoting conservation
of entire ecosystems and interconnected habitats. Defenders is proud of
a long list of accomplishments over
the last 60 years, from our key role in
enacting the remarkably successful
Endangered Species Act to the historic reintroduction of gray wolves to
Yellowstone National Park.
Overview Rocky Mountain
Institute is an independent, entrepreneurial nonprofit organization.
Headquartered in Snowmass, CO,
RMI was cofounded in 1982 by
Amory Lovins, a physicist. Its work is
independent, nonadversarial, and
transideological, with a strong emphasis on market-based solutions.
Mission To foster the efficient and
restorative use of resources to make
the world secure, just, prosperous, and
life-sustaining.
Programs The Institute focuses its
work in several main areas – business
practices, climate, community economic development, energy, realestate development, security, transportation, and water – and carries on
international outreach and technicalexchange programs. Our staff show
corporations, communities, individuals, and governments how to create
more wealth and employment, protect
and enhance natural and human capital, increase profit and competitive
advantage, and enjoy many other benefits – largely by doing what they do
more efficiently.
Impact Helped establish the LEED
(Leadership in Energy &
Environmental Design) system for rating green building design. Introduced
the Hypercar concept worldwide to
automakers, potential market
entrants, policymakers, and the public. Advised Native American leaders
on prudent development of their
tribes’ vast renewable energy
resources. Updated RMI’s popular
“Home Energy Briefs.” Published a
guide for profitable climate protection
for business leaders. Supported
Walmart’s setting ambitious goals
including doubled truck efficiency,
30% more efficient buildings, and
100% renewable energy. Published the
first oil solution—Winning the Oil
Endgame, a coherent strategy for ending U.S. oil dependence, led by business for profit.
CARBONFUND.ORG
10001 DALLAS AVE
SILVER SPRING, MD 20901
PHONE: (204) 556-1908
WWW.CARBONFUND.ORG
EIN: 20-0231609
Overview Carbonfund.org is leading
the fight against global warming by
making it easy and affordable for any
individual or organization to reduce
their climate impact, or carbon footprints. Carbonfund.org supports carbon offset projects that reduce greenhouse gases, including renewable
energy such as wind and solar, energy
efficiency, and reforestation. We
empower people to go
ZeroCarbon(tm).
Mission Carbonfund.org seeks to
reduce the threat of climate change by
making it easy and affordable for any
individual or business to reduce their
carbon footprint and support climatefriendly projects.
Programs Carbon offsets work just
like the offsets we do in our daily
lives. You replace something in one
place you can’t avoid by doing it
someplace else where you can have an
impact.
Carbonfund.org takes the contributions it receives, purchases carbon
credits, i.e., quantified reductions from
|25|
renewable energy, energy efficiency, or
reforestation projects, and instead of
using the right to emit carbon, we
retire the credits.
Yes, it is that simple. There are lots
of nuts and bolts in the background,
but that is why we started
Carbonfund.org – to bring a simple
service to individuals and organizations to enable them to make an
impact on climate change now. As in
soon. Today. So our children won’t
have to suffer.
Lastly, how do you know that the
offsets are real, i.e., how do I know
Carbonfund.org has done its homework? Simply, we are an open book
and work with partners to insure we
follow the best industry practices.
Check out the verification page on
our website and review our industry
leading standards.
Impact Carbon offsets enable anyone to reduce their climate footprint
by supporting projects, typically
energy efficiency, renewable energy,
sequestration, biomass, etc. that
reduce carbon dioxide emissions to
offset one’s own climate footprint.
By reducing the amount of greenhouse gases in the atmosphere,
Carbonfund.org reduces the threat of
climate change in the hopes of making
the future a clean, green place to live.
THE CLIMATE GROUP
245 FIFTH AVENUE
SUITE 2401
NEW YORK, NY 10016-8728
PHONE: (212) 545-5421
WWW.THECLIMATEGROUP.ORG
EIN: 43-2073566
Overview The Climate Group is an
international charity that works with
corporate and government leaders on
climate change. We demonstrate the
economic benefits of reducing greenhouse gas emissions and conduct
research into solutions. Our members
include leading companies such as BP,
HSBC, and Virgin, as well as several
U.S. states and other regional governments. We support leaders’ actions
and facilitate new partnerships and
sector-based working groups dedicated
|26|
to reducing dangerous emissions as
quickly as possible.
Mission To put the world on track
for a low carbon economy by rapidly
expanding the uptake of best practice
on reducing greenhouse gas emissions.
Programs Core membership program for corporations and governments. Our members include AIG, BP,
HSBC, Johnson & Johnson,
JPMorgan Chase, Starbucks, Virgin,
Visy Pratt; five US states, including
New York and California; Australian
and Canadian states and provinces.
Membership brings many benefits,
including closed-door briefings and
peer-to-peer consultations.
Sector-specific leadership groups in
finance, global brands, insurance;
Energy Roundtables, private business
leader briefings).
The Climate Academy - executive
education on climate change, with
Duke University’s Nicholas Institute
for Environmental Policy Solutions
and Cambridge University’s
Cambridge Programme on Industry.
Impact Our impact is visible in the
actions of the corporations and governments with whom we work: we
guided HSBC in becoming carbon
neutral ahead of schedule; we helped
launch London’s pioneering Climate
Change Agency; we had input into
California’s Climate Action Plan; we
won business support for Governor
Schwarzenegger’s climate protection
policies, including the AB 32 legislation, which mandates significant
reductions; we consulted closely with
Virgin’s executives, resulting in
Virgin’s emissions reduction plan for
the aviation industry; we launched
and support a global programme for
cities - now the Large Cities Climate
Leadership Group under the Clinton
Climate Initiative.
FORESTETHICS
information technology and construction groups to be launched soon.
Corporate Climate Alliance, comprising executives of market-leading
corporations such as BP, BSkyB,
Goldman Sachs, PG&E, SwissRe
America, Virgin Group.
Reports and case studies on economic benefits of reducing emissions.
Support for state policy and effective trading mechanisms through
briefings, media outreach, and events
for leaders.
Development of overarching global
standard for voluntary offset market;
carbon neutral standard also under
development.
Development of consumer-facing
awareness campaigns in conjunction
with several global companies.
High-profile events (Low Carbon
Leader Awards ceremony, Climate and
1 HAIGHT STREET
PHONE: (415) 863-4563
WWW.FORESTETHICS.ORG
EIN: 94-3331587
Overview ForestEthics, a nonprofit
environmental organization with staff
in Canada, the US and Chile, recognizes that individual people can be
mobilized to create positive environmental change—and so can corporations. Corporate mobilization is a tool
that is changing the entire paradigm of
environmental protection, and
ForestEthics is leading that revolution.
What makes us unique is that we view
corporations not as obstacles, but as
opportunities. We take our adversaries
and turn them into advocates for positive change.
Mission ForestEthics protects
Endangered Forests by transforming the
paper and wood industries in North
America and by supporting forest communities in the development of conser-
vation-based economies.
Programs Corporate power can be
used to destroy forests—or to protect
them. By leveraging that one basic
truth, ForestEthics has created a revolutionary way to protect Endangered
Forests—a process that has saved over
seven million acres. Our program areas
include the Great Bear
Rainforest(British Columbia), the
Inland Temperate Rainforest (British
Columbia), The Boreal forest
(Canada), the Sierra (California), and
Chile. Our public outreach campaigns
against industry giants Staples, Office
Depot and Victoria’s Secret are transforming their industries and protecting
millions of acres of forests.
Impact We expose corporations that
destroy Endangered Forests. Behind
every piece of paper and lumber there
is a story—a forest, wildlife, people.
We educate the public about the places
that these products come from.We help
corporations that want to act responsibly. No corporation can afford to have
its brand become synonymous with forest destruction. We use corporate
power to permanently protect forests.
Logging companies can’t ignore their
largest customers—the corporations we
work with. By turning logging company customers into environmental
advocates, we have the ability to effect
real change now.
ENTERPRISEWORKS/VITA
1825 CONNECTICUT AVENUE, NW
SUITE 630
PHONE: (202) 293-4600
WWW.ENTERPRISEWORKS.ORG
EIN: 52-1079034
Overview EnterpriseWorks/VITA
(EWV) is a private, nonprofit, international development organization incorporated in Washington, DC. For the
last 40 years, EWV has assisted producers and other entrepreneurs in more
than 60 countries in Africa, Asia and
Latin America. Today, hundreds of
thousands of hard-working families are
benefiting from the profits of more productive, environmentally sensitive
enterprises and generating a ripple
effect that touches every aspect of life
in their communities.
Mission EnterpriseWorks/VITA
combats poverty by helping small producers and other entrepreneurs build
sustainable businesses that create jobs
and increase productivity, market
opportunities and incomes. EWV
achieves this by expanding access to
appropriate technologies, technical
assistance, knowledge and finance.
Programs EWV programs focus on
activities common to millions, allowing for replication of activities across
regions and continents. EWV’s areas of
expertise and activity include:
Small-Scale Irrigation programs that
help farmers multiply their production
Biodiversity Conservation programs
that boost incomes and protect biodiversity through profitable resource
management and industry building in
areas with sensitive ecosystems.
Energy programs that dissemination
fuel-efficient cookstoves that drastically reduce charcoal consumption,
save households money, and slow
deforestation.
Impact In 2005, EWV’s portfolio
generated over 15 million dollars in
total monetary benefits, providing economic benefits to over 1.6 million
men, women and children in some of
the most disadvantaged countries of
the world. During 2005, EWV spent a
total of US$3.8 million on direct project expenses. With total monetary benefits to project participants of US$15.3
million, EWV generated US$4.03 in
increased income for every dollar spent
– a 400% return on the investments
made by project donors. 1
and incomes with affordable, locally
produced irrigation technologies.
Potable Water programs that create
private enterprises to locally produce
drilling and water lifting technologies,
helping people obtain safe drinking
water in an affordable manner.
Water Filters programs that provide
safe drinking water by eliminating
water borne contaminants, providing
both health and economic benefits to
rural populations.
Oilseeds and Staple Foods programs
helping small growers process highvalue oil and byproducts with low-cost
presses and other grain and cereal processing technologies.
Tree Crops programs adding value to
products and conserving the environment by promoting treecrop farming,
local processing, and more direct links
to international markets.
Natural Resource Management,
|27|
FEATURE
Women Entrepreneurship News
I
n recent years more and more societies all over the world have begun to recognize the vital contributions of women to
commerce, their communities, and civic life. Whether it be Afghan women voting in a presidential election or women
starting micro-businesses in Ethiopia, the worldwide trend toward greater equality is clear. Yet "the denial of women's
basic human rights is persistent and widespread," as a 2005 United Nations Population Fund statement put it.
Women entrepreneurs are creating jobs, hope and opportunities in every community in America. The Department of
Labor and the Small Business Administration, along with our many partners, are eager to assist the women who are the
driving force in our economy. We're here today to help you invest in yourself, grow your business and realize your dreams.
Technology is allowing small businesses to compete on a more level playing field with big businesses. It also allows entrepreneurs to personalize their access to the vast pool of resources available to their enterprises. Women Business Magazine’s
offers you key resources, targeted information, and networking opportunities to help you and your business reach their maximum potential.
Thank you reading Women Business Magazine and best of luck in your pursuit of the American Dream.
TOP 500 WOMAN-OWNED COMPANIES
Rank
1
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3
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5
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Company
Omega World Travel
Travel Solutions, Inc.
AVI Foodsystems, Inc.
Sun Coast Resources, Inc.
Turtle & Hughes, Inc.
Omne Staffing Inc
Bennett International Group Inc
Wholesale Electric Supply of Houston, L.P.
McLure Oil Company, Inc.
ProSys Information Systems
Worldlink Media Sales, LLC.
KGP Telecommunications INC
Premio Computer, Inc.
Tiger Natural Gas, Inc.
Principal
Gloria Bohan
Tammy R. Troilo-Krings
Patrice Kouvas
Kathy Lehne
Suzanne T. Millard
Elaine M Sinins
Marcia G Taylor
Marge Rutland
Janie S. McLure
Michelle Clery
Toni E. Knight
Kathleen G. Putrah
Crystal Wu
Lori Johnson Nalley
City
Fairfax
Westerville
Warren
Houston
Linden
Cranford
McDonough
Houston
Norcross
Norcross
Los Angeles
Faribault
City of Industry
Tulsa
State
VA
OH
OH
TX
NJ
NJ
GA
TX
GA
GA
CA
MN
CA
OK
Diversity Category
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Native American
Balboa Travel Inc.
Plastic Products Company
Everbrite, LLC
Resource Technology Associates, Inc.
Utility Choice, LLP
MCP Computer Products Inc.
Dataline, Inc.
AVCARD, a division of Kropp Holdings, Inc.
Integrated Archive Systems, Inc.
National Van Lines, Inc.
Star Transportation, Inc.
ICP, Inc.
GST
Chris McKinnie
Marlene Messin
Judith Wamser
Jody Haas
Penny Hankins
RIKKI GHAI
Denise Robinson
Linda Kropp
Amy Rao
Maureen Beal
Beth D. Franklin
Michelle Fabozzi
JP Wang
San Diego
Lindstrom
Greenfield
Des Plaines
Houston
San Marcos
Norfolk
Hunt Valley
Palo Alto
Broadview
Nashville
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Brea
CA
MN
WI
IL
TX
CA
VA
MD
CA
IL
TN
NY
CA
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Subcontinent Asian American
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Asian Pacific American
Walker & Associates, Inc
ATEK, LLC
Bell Pipe & Supply Co.
Virginia M. Walker
Christy Bieber Orris
Franklin M. Bell III
Welcome
Brainerd
Anaheim
NC
MN
CA
Woman Owned
Woman Owned
Woman Owned
$70,000,000
$69,000,000
$68,000,000
Granite City Electric Supply Co.
Strategic Staffing Solutions
cable connection & supply co inc.
Phyliss P Godwin
Cyndy Pasky
barbara vinar
Quincy
Ft. Washington
faribault
MA
PA
MN
Woman Owned
Woman Owned
Woman Owned
$68,000,000
$67,000,000
$65,000,000
Annual Sales
$1,125,000,000
$710,640,000
$402,000,000
$300,000,000
$220,000,000
$202,000,000
$181,753,436
$163,905,102
$154,789,261
$138,542,233
$129,448,107
$118,000,000
$110,920,801
$110,019,592
$110,000,000
$110,000,000
$107,000,000
$104,000,000
$83,602,000
$80,000,000
$78,446,338
$76,000,000
$74,000,000
$73,561,414
$73,500,000
$71,000,000
$70,000,000
29
30
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35
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37
38
39
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41
42
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57
58
58
58
59
60
60
61
62
63
64
65
65
65
65
65
66
67
Ram Tool & Supply Co., Inc
Temporary Solutions, Inc.
eGlobe Solutions
Arlington Computer Products
Golden Companies, Inc.
Saturn Business Systems
Penmac Personnel Services
Magnetrol International Incorportated
Merlin Petroleum Co, Inc
Flynn & Enslow, Inc
Seal-It Inc
Superior Staffing Services, Inc.
Kay Construction
Spectrum Communications
Cabling Services, Inc.
Spectrum Laboratory Products Inc.dba
SpectrumChemicals & laboratory Products
Great Lakes Case & Cabinet Co., Inc.
City Lights Electrical Co., Inc.
Phoenix Textile Corporation
Rose International
Sunbelt Telecommunications
The Warrior group, Inc
T3 (The Think Tank)
Corporate Environments of GA, Inc.
Hillery Head
Lovey Hammel
Lisa Shin
Karen Guenther
Ruby Bowden
Anna Krieger
Patti Penny
Judy G. Stevenson
Therese S Ignozzi-Little
L. Enslow
Sharon Lobel
Lynne Marie Finn
Lorraine M. Kay
Birmingham
Manassas
Edmonds
Buffalo Grove
Greensboro
New York
Springfield
Downers Grove
Westport
San Francisco
Farmingdale
Williamsville
Cherry Hill
AL
VA
WA
IL
NC
NY
MO
IL
CT
CA
NY
NY
NJ
Woman Owned
Woman Owned
Woman Owned
Black American
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$65,000,000
$64,900,000
$58,000,000
$57,000,000
$56,200,000
$55,000,000
$52,200,000
$52,000,000
$52,000,000
$50,000,000
$49,000,000
$48,459,485
$48,220,577
Robert Rivera
Corona
CA
Hispanic American
$48,000,000
Rodica Burg
Carrie L. Lowther
Maryanne Cataldo
Palmer (Pam) Reynolds
Himanshu Bhatia
Paula Mann
Gail Warrior-Lawrence
Gay Warren Gaddis
Karen Hughes
Gardena
Edinboro
Boston
St. Louis
Chesterfield
Allen
desoto
Austin
Atlanta
CA
PA
MA
MO
MO
TX
TX
TX
GA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
$47,000,000
$45,000,000
$44,702,449
$42,600,000
$42,000,000
$42,000,000
$41,531,000
$41,002,557
$40,782,682
RW Moore Equipment Co.
Starmark International
Chamness Relocation Services, Inc.
JTS/SG Enterprises, dba Solutions Staffing
Sizemore, Inc.
Cimarron
Stratix Corporation
Stronghold Engineering Inc.
Management Decisions, Inc.
Burnett Staffing Specialists
Advanced Technical Resources, Inc.
Dan Moore
Peggy Nordeen
Darla Chamness
Peggy Mativi
Charlene Sizemore
Rosalind Doyle
Bonney Shuman
Beverly A. Bailey
Ella Koscik
Sue Burnett
Maria Novoa-Brenholz
Raleigh
Fort Lauderdale
Chandler
Columbus
Augusta
Houston
Norcross
Riverside
Norcross
Houston
Sunnyvale
NC
FL
AZ
OH
GA
TX
GA
CA
GA
TX
CA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
$40,000,000
$40,000,000
$38,000,000
$38,000,000
$38,000,000
$37,477,460
$37,000,000
$37,000,000
$36,973,025
$36,000,000
$35,735,526
Music Express, Inc
GC Micro Corporation
Sign Design, Inc.
The HomeMaker's Idea Company
Global Computronics Inc. dba GCI Systems
B&K Electric Wholesale
Carrillo Business Technologies, Inc.
Nelson Ford-Lincoln-Mercury, Inc.
Matrix Information Consulting, Inc.
ASAP Staffing LLC
Mid-West Materials
Accurate Box COmpany
Advanced Computer Concepts
Cheryl Berkman
Belinda Guadarrama
Ron Ferrigno
Cari Christopher
Kay Kuba
Kathleen M. Ellison
Debra Torturo
Laurel Nelson
Sharon Olzerowicz
Nancy A Williams
Noreen Goldstein
Lisa Hirsh
Reza Zarafshar
Burbank
Petaluma
Brockton
Glendale Heights
St. Paul
City of Industry
Westminster
Fergus Falls
Rochelle Park
Norcross
Pery
Paterson
Arliington
CA
CA
MA
IL
MN
CA
CA
MN
NJ
GA
OH
NJ
VA
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$35,009,000
$35,000,000
$35,000,000
$35,000,000
$34,000,000
$33,000,000
$33,000,000
$32,821,600
$32,766,526
$32,000,000
$31,921,489
$31,000,000
$31,000,000
Bruno GMC Truck Sales Corp.
dba Bruno Pontiac Buick GMC
Pacific Maintenance Co
Adrienne Milea
George Hernandez
Brooklyn
Santa Clara
NY
CA
Woman Owned
Hispanic American
$31,000,000
$31,000,000
Thomas Sign & Awning Co., Inc
Eliassen Group, Inc
Artcraft & Foremost, Inc.
Priscilla Thomas
Mona Eliassen
Judith Zimmermann
Clearwater
Wakefield
Moorestown
FL
MA
NJ
Woman Owned
Woman Owned
Woman Owned
$31,000,000
$30,800,000
$30,000,000
|29|
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67
68
69
70
71
72
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75
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81
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83
83
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83
83
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85
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89
90
91
92
93
93
94
95
96
97
98
99
100
101
101
101
101
101
101
|30|
Bob Ross Buick-GMC-Hummer, Inc.
D&D Tool & Supply
Fleet Maintenence Iinc.
Egg Electric Inc.
Micro Analysis and Design, Inc.
Abbott Resource Group, Inc.
Levy Security Corporation
Magnetic Products & Services, Inc.
Rockwell Financial Group, LLC
United Communications, Inc
TranTech, Inc.
Alliance Rubber Company
Precision Computer Services, Inc.
TransPerfect Translations International Inc.
Lowden & Assoicates, Inc.
Entech Personnel Services, Inc.
Comprehensive Computer Consulting, Inc.
Morgan Research Corporation
Schweiger Construction Company
CI_, INC.
Advanced Pump Co. Inc.
Automation Management
ServiceCompany Inc.
CPACINC.COM
Global Capital, Ltd.
Mrs. Norma Ross
Georgia Dutro
Deborah Gawron
Ellen H. Aschendorf
Ron Laughery
Karen Powers
Debby G. Levy
Michelle Morey
Ms. Aylin Cankardes
Rosemary P Kirkwood
TiTi McNeill
Bonnie Swayze
Irene FitzSimons
Elizabeth Elting
Sheila A. Lowden
Janet Sparks
Charleen McBrayer
Sharon D. Morgan
Carol Meharry
W. Andrella Baylis
Norma W. Jackson
Centerville
San Diego
West Seneca
New York
Boulder
Santa Ana
Chicago
Minneapolis
Greenwood Village
Louisville
Alexandria
Hot Springs
Shelton
Seattle
Norcross
Troy
Atlanta
Huntsville
Kansas City
Atlanta
Woburn
OH
CA
NY
NY
CO
CA
IL
MN
CO
KY
VA
AR
CT
WA
GA
MI
GA
AL
MO
GA
MA
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
$30,000,000
$30,000,000
$30,000,000
$29,700,000
$28,700,000
$28,309,610
$28,235,281
$28,000,000
$28,000,000
$27,484,000
$27,006,498
$27,000,000
$27,000,000
$26,600,000
$26,000,000
$25,870,000
$25,762,193
$25,623,000
$25,032,073
$25,028,328
$25,000,000
Cynthia Harrison
JOANN MITCHELL
Terri E. McNally
Washington
YORBA LINDA
Chicago
DC
CA
IL
Black American
Native American
Woman Owned
$25,000,000
$25,000,000
$25,000,000
Paige Personnel Services
Smithco Engineering, Inc.
THE ALAMO TRAVEL GROUP, INC
Sharp Decisions, Inc.
CBN Steel Construction
Icon Information Consultants, LP
Principle Business Enterprises, Inc.
Hammer Press
Darwill Press, Inc
MARK III Systems, Inc.
Wildflower International, Ltd.
Richard Schuster
Judith Smith
PATRICIA PLIEGO STOUT
Karen Ross
Cyndi Broad Nestor
Pamela O'Rourke
Carol Stocking
Susan Hammer
Janice Van Dyke
Leslie T. Powell
Kimberly deCastro
Skokie
Tulsa
San Antonio
New York City
Romulus
Houston
Dunbridge
Parsippany
Hillside
Bellaire
Santa Fe
IL
OK
TX
NY
MI
TX
OH
NJ
IL
TX
TN
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$25,000,000
$25,000,000
$25,000,000
$24,600,000
$24,336,336
$24,000,000
$23,982,000
$23,332,576
$23,000,000
$23,000,000
$23,000,000
Xonex, Inc.
E-W Truck & Equipment Co., Inc.
Underwriters Digital Research Inc
New England Office Supply,Inc
Advanced Digital Solutions International Inc.
North-American Video, Inc.
Bohren's Moving & Storage
Great Performances
Age of Travel, Inc.
Integrated Transportation
Pinnacle Petroleum, Inc
Roman/Peshoff
Sirisoft, Inc.
Katherine Holman
Linda S. Winters
Jeffrey M. Koopersmith
Indira B Patel
Shahid Sheikh
Cynthia Freschi
Denise Hewitt
Liz Neumark
Shirley Blaine
Mrs. Lourdes Guzman
Liz McKinley
Martha Vetter
Padmaja Tanga
Wilmington
San Diego
New York
Braintree
Fremont
Brick
Robbinsville
New York
Atlanta
Clint
Seal Beach
Toledo
Novi
DE
CA
NY
MA
CA
NJ
NJ
NY
GA
TX
CA
OH
MI
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$23,000,000
$22,877,219
$22,876,543
$22,062,000
$22,000,000
$22,000,000
$21,934,231
$21,800,000
$21,400,000
$21,038,542
$20,874,001
$20,473,370
$20,300,000
AGSI
ArtSource, Inc.
Comtek Computer Systems, Inc.
Terrie Jones
Melody Christensen
Ann Nguyen
Atlanta
Bellevue
Rancho Cordova
GA
WA
CA
Woman Owned
Woman Owned
$20,000,000
$20,000,000
$20,000,000
Corr Tech Inc.
GlobTek,Inc.
H.F. Wilson Engineering
Doris Gottesman
Anna Kaplan
John Wilson
Houston
Northvale
Batavia
TX
NJ
IL
Woman Owned
Woman Owned
Hispanic American
$20,000,000
$20,000,000
$20,000,000
101
101
101
101
101
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106
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114
115
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120
121
122
122
123
123
124
124
125
126
126
127
127
128
128
128
128
128
128
Jarrett Industries, Inc.
RME Associates, Inc.
Shamrock Supply Company
Shields, Harper & Co.
West Coast Wire Rope & Rigging, Inc.
Merrimac Energy Group
Spartan Promotional Group Inc
The Catering Company
dba Rita's Catering & Event Planning
TeamExcel
Neutral Posture, Inc.
Employer Management Solutions, Inc.
HARCO
Leapley Construction Group of Atlanta, LLC
Century Travel Services, Inc.
A&A Contract Services, Inc.
dba The SURVIS Group
Epic Companies
Total Facility Maintenance
C & D Production Specialist Co., Inc.
Goldner Associates
North Wind, Inc.
A Partnership, Inc.
deb Construction
Jean Simpson Personnel Services, Inc.
Leslie Leeb
Em Mohammed
Colleen Shepard
Barton A. Scowley
Karen Newton
Mary Hazelrigg
Mike Hohenwald
Owings Mills
Lutz
Santa Ana
Oakland
Oakland
Long Beach
Oakdale
MD
FL
CA
CA
CA
CA
MN
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$20,000,000
$20,000,000
$20,000,000
$20,000,000
$20,000,000
$19,323,500
$19,018,653
Marguerite Lytle
Annette Quintana
Rebecca E. Boenigk
Elaine Myrback
Jessca Harris
Meredith Leapley
Molly Wisdom
Chicago
Denver
Bryan
Tampa
Branford
Atlanta
Spokane
IL
CO
TX
FL
CT
GA
WA
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$19,000,000
$18,829,214
$18,793,056
$18,700,000
$18,700,000
$18,500,000
$18,288,672
Anita Hall
Julie R. Rodrigez
Dolores Daniels
Dimples B. Crosby
Lorrayne Mancari
Sylvia M. Medina
Jeannie Yuen
Adam A. Vali
Sandra J. Braddock
Stone Mountain
Harvey
Wood Dale
Cut Off
Nashville
Idaho Falls
New York
Anaheim
Shreveport
GA
LA
IL
LA
TN
ID
NY
CA
LA
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Hispanic American
Woman Owned
$18,155,128
$18,000,000
$18,000,000
$17,847,043
$17,600,000
$17,429,337
$17,000,000
$17,000,000
$17,000,000
Management Data Systems International, Inc.
Partners in Business Systems, Inc.
Security Vault Works, Inc.
The Old Trail Printing Company
Trustin Technology LLC
Willimantic Waste Paper Co. Inc.
Mercedes Electric Supply, Inc.
Gali Service Industries
Metrica, Inc.
Peter Pepper Products, Inc.
Marimon Business Systems, Inc.
Brian Weaver
Jan Cooper
Linda Abell
Mary Held
Julie Randall
Mary Lou DeVivo
Mercedes C. LaPorta
Francisco Gali
Bruce H. Dunson
Sigi Pepper
Anthony R. Marimon
Marlborough
Danville
Laurel
Columbus
Irvine
Willimantic
Miami
Bethesda
San Antonio
Compton
Houston
MA
CA
MD
OH
CA
CT
FL
MD
TX
CA
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Hispanic American
Black American
Woman Owned
Woman Owned
$17,000,000
$17,000,000
$17,000,000
$17,000,000
$17,000,000
$17,000,000
$16,977,428
$16,800,000
$16,700,000
$16,500,000
$16,300,000
Trans-Tel Central, Inc.
Diversified Personnel
Lorraine Travel Bureau, Inc.
Courier Graphics Corp.
HRU Inc.,- Technical Resources
CCS Presentation Systems, Inc.
Principal Technical Services, Inc.
Hospitality Staffing Solutions, LLC
Davis Management Company, Inc.
Langham
Btek Group, LP
Westech International, Inc.
ADSI (Advanced Digital
Solutions International Inc.)
Briggs and Sons Tire
Corporate Incentive Solutions LLC
Audrey Pirtle
Vicki Unger
Greg Guiteras
Pamela Carritt
Judy Daniels
Gina M. Riberi
June Stein
Kathryne King
Linda Davis
Catherine A. Langham
Shirley Deviney
Betty Chao, Ph.D.
Norman
Oakland
Coral Gables
Phoenix
Lansing
Los Angeles
Lake Forest
Marietta
Cherry Hill
Indianapolis
Houston
Albuquerque
OK
CA
FL
AZ
MI
CA
CA
GA
NJ
IN
TX
NM
Native American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$16,099,000
$16,000,000
$16,000,000
$15,900,000
$15,900,000
$15,600,000
$15,600,000
$15,513,000
$15,500,000
$15,500,000
$15,200,000
$15,200,000
Shahid Hussain
Barbara P. Briggs
Marc Baron
Albany
Fayetteville
Newton
CA
NC
MA
Woman Owned
Woman Owned
Woman Owned
$15,000,000
$15,000,000
$15,000,000
Disc Marketing
IMS Environmental Services
INDUSTRIAL USA INC.
Tena Clark
Richard D. Lutz
Chaya Follman
Pasadena
Norfolk
Brooklyn
CA
VA
NY
Woman Owned
Woman Owned
Woman Owned
$15,000,000
$15,000,000
$15,000,000
|31|
128
128
128
128
128
128
129
130
131
131
132
133
134
135
136
136
136
136
136
136
136
136
137
138
138
139
140
141
142
143
144
145
146
147
147
147
147
148
149
150
151
152
153
154
155
156
156
157
158
159
159
160
160
160
160
|32|
Marco Enterprises, Inc.
Office Interiors Limited
Premier System & Peripherals, Ltd.
Rapid Global Business Solutions, Inc.
Site Services
Wright Graphics
Custom Manufacturing & Engineering, Inc.
One Nation Energy Solutions, LLC
Kelly Mitchell Group, Inc.
Standard Supplies, Inc.
Dallas Fan Fares, Inc.
American Minority Business Forms, Inc.
Casco Manufacturing Solutions, Inc.
Continental Design & Engineering, Inc.
Barrister Global Services Network
Budney Overhaul & Repair, Ltd.
Caliente Construction, Inc
Education Management Corp
Industrial Piping Systems
MNJ Technologies Direct, Inc
Mohawk Ltd.
Securities training corp
American Pipe & Plastics, Inc.
Hackbarth Delivery Service Inc.
Lasertone Corporation
Donna P. Seaton-Fagon
Ellen Bates
Premier Systems, Ltd.
Nanua Singh, Ph D.
Laurie Mirman Rogers
Deborah Wright
Nancy P. Crews, Ph.D.
Terry Pierce
Cassandra Sanford
Deborah Murphy
Kaye Burkhardt
Jessica McAleer
Melissa Mangold
Judy Nagengast
John S. Bowers, III
Judith Budney
Lorraine Bergman
Valaida Randolph
Christine Wardrop
Susan Kozak
Cathy Newell
rita shapiro
Cecelia Cranmer
Carol S. Hackbarth
Nancy J. Connolly
Landover
Dover
Blue Bell
Madison Heights
Irvine
Chatsworth
St Petersburg
Houston
St. Louis
Gaithersburg
Dallas
Glenwood
Cincinnati
Anderson
Austin
Berlin
Mesa
Voorhees
York
Prairie View
Chadwicks
new york
Binghamton
Mobile
Littleton
MD
NH
PA
MI
CA
CA
FL
TX
MO
MD
TX
MN
OH
IN
TX
CT
AZ
NJ
PA
IL
NY
NY
NY
AL
MA
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$15,000,000
$15,000,000
$15,000,000
$15,000,000
$15,000,000
$15,000,000
$14,940,000
$14,600,000
$14,500,000
$14,500,000
$14,475,899
$14,373,096
$14,210,000
$14,100,000
$14,000,000
$14,000,000
$14,000,000
$14,000,000
$14,000,000
$14,000,000
$14,000,000
$14,000,000
$13,840,100
$13,838,441
$13,700,000
The Newberry Group, Inc.
Imprimis Group
Remline Corp.
Aspen Publishing Co
Rainbow Technology
Partitions Inc.
Sencommunications, inc.
Crew Technical Services
Angeles Steel Services
Morrison Communications, Inc.
Stag Enterprises, Inc.
Brenda Newberry
Steven Thibodeaux
Sandra M. Reardon
Dianne Beatty
Sarah Dean Steeley
Dan Davis
Frances Senory
Kathy G. Reehling
Faruk Zia
Maudie M. Briggs
Elizabeth Gats
Saint Charles
Houston
Newark
Blue Spings
Birmingham
Clarkston
Tampa
Indianapolis
Santa Fe Springs
Morristown
Balll Ground
MO
TX
DE
MO
AL
GA
FL
IN
CA
TN
GA
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$13,504,435
$13,500,000
$13,419,212
$13,400,000
$13,300,000
$13,232,313
$13,168,000
$13,006,963
$13,000,000
$13,000,000
$13,000,000
Sun Country Industries, Inc.
West Fuels, Inc.
Paper and Chemical Supply Co
Stealth Network Communcations
The Aspen Group, Inc. dba Aspen Group
Bonus of America, Inc.
Diversified Executive Systems, Inc.
Software Professionals Inc.
Electronic Maintenance Co., Inc. dba EMCO
megawatt machine services
Pinnacle Telecommunications, Inc.
J.M. Wechter & Associates, Inc.
Teltech Communications, LLC
Maurice Michelson
Deborah Stange
Mrs. Jack Muhlendorf
Margaret Nyswonger
Armentha B. Cruise
Arleen Cavanaugh
Walter J. DeCastro
Reena Batra
Janice H. Pellar
pauline balogh
Barbara A. Winters
Janet Wechter
Lisa Hanlon
Albuquerque
Forest Park
Leighton
Pleasanton
Silver Spring
McAlester
Birmingham
Irving
Baton Rouge
rahway
Auburn
Monroe
Edwards
NM
IL
AL
CA
MD
OK
AL
TX
LA
NJ
CA
CT
CO
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$13,000,000
$12,920,889
$12,900,000
$12,800,000
$12,714,614
$12,680,090
$12,668,368
$12,600,000
$12,561,050
$12,500,000
$12,500,000
$12,400,000
$12,300,000
DB Professionals Inc
Ferguson Consulting, Inc.
CDCE
Shankar Viswanathan
Miriam Ferguson
Brian Solomon
Portland
St. Louis
yorba linda
OR
MO
CA
Woman Owned
Woman Owned
$12,200,000
$12,200,000
$12,000,000
Copypage Inc.
First American Temporary Services
Fong & Fong Printers and Lithographers
Garry Edelman
Lauren L. Flouders
Mae Fong
Los Angeles
Feasterville
Sacramento
CA
PA
CA
Woman Owned
Woman Owned
$12,000,000
$12,000,000
$12,000,000
160
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187
188
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189
189
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189
189
189
Heartland Labs, Division of A&V, Inc.
International Institute for Learning, Inc.
Kenzie & Co,d.b.a. The McIntyre Group
Progressive Promotions, Inc.
Stellar Solutions, Inc.
Superior Services, Inc
Unicon International, Inc.
Vehicle Maintenance Program, Inc.
Louis Companies
Environmental Management
Resources, Inc. (EMR, Inc.)
Ricochet Fuel Distributors, Inc.
American Staffing Resources
Advanced Technology Solutions, Inc
Apricot Office Supplies & Furniture
FMX, INC.
Corporate Staffing
Finch Management and Investment Inc.
Food For Thought
Maristaff Inc.
AMDEX Corporation
CFRutherford & Associates,Inc.
Integrity Packaing Inc.
Safety Services, Inc.
Strategic Staffing, Inc.
Carol W. Wilson
LaVerne Johnson
Leslie McIntyre-Tavella
Julie Levi
Celeste V. Ford
Sheila Guarderas
Peichen Jane Lee
Penny Brooks
Carol Louis
Milwaukee
New York
Norwalk
Edgewater
Palo Alto
Fresno
Columbus
Boca Raton
Arlington
WI
NY
CT
NJ
CA
CA
OH
FL
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$12,000,000
$12,000,000
$12,000,000
$12,000,000
$12,000,000
$12,000,000
$12,000,000
$12,000,000
$11,979,017
Connie Cook
Kelly Roberts
Elaine Schlechter
Joann Wean
Stacey Silvera
Helen Venson
Allan Finch
Jayne Ann Finch-Boyd
Nan Sharp
Marcia Ringel Franciose
Devinder K. Singh
Marianne Millnamow
Paula Goldstein
Kathryn Robart Bowdish
Alicia Vicentini
Lawrence
Euless
Feasterville
Ocean
Ft. Lauderdale
Jacksonville
Houston
Houston
Lincolnwood
Roswell
Silver Spring
New York
houston
Kalamazoo
Alexandria
KS
TX
PA
NJ
FL
FL
TX
TX
IL
GA
MD
NY
TX
MI
VA
Native American
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
$11,900,000
$11,887,000
$11,661,647
$11,584,956
$11,500,000
$11,500,000
$11,300,000
$11,300,000
$11,200,000
$11,111,069
$11,000,000
$11,000,000
$11,000,000
$11,000,000
$11,000,000
Dorothy Grandbois
Suzanne Hodes
Veena Kalale and
Sangeeta Basandra
Sandra Green
Jon P. Milanese
Mariette Naughton
Robyn Anderson
Ella Kay
Denver
Miami
CO
FL
Woman Owned
Woman Owned
$10,956,530
$10,928,000
Duluth
Bellevue
Ft. Lauderdale
Pocono Pines
Phoenix
Newark
GA
WA
FL
PA
AZ
NJ
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$10,700,000
$10,653,784
$10,631,220
$10,578,415
$10,567,974
$10,500,000
Milton D. Morris
Washington
DC
Black American
$10,500,000
Ursula Pearson
Judy York
Mrs. Karen N. Marietti
Janice P. Guy
Kathryn B. Tyler
Patti MarchettiI
Billie H. Carter
Susie Carrigan
Ajay Kaul
Christine T. Dzula
Hoffman Estates
Hagerstown
West Sacramento
Hopkinton
Charlotte
MIAMI
Peoria
Lutz
Folsom
Clifton Springs
IL
MD
CA
MA
NC
FL
IL
FL
CA
NY
Woman Owned
Woman Owned
Native American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$10,500,000
$10,484,955
$10,467,831
$10,409,950
$10,400,000
$10,391,487
$10,390,800
$10,364,000
$10,317,659
$10,300,000
Cynthia A. Liu
Carolyn Faulk
Concord
Houston
CA
TX
Woman Owned
$10,200,000
$10,000,000
Action Technology Inc.
B.A.L.T.,Inc.
Best-Rite Chalkboard
Bonnie Lonon
Lorraine Moore
Lorraine Moore
Midlothian
Temple
Temple
VA
TX
TX
Woman Owned
Woman Owned
Woman Owned
$10,000,000
$10,000,000
$10,000,000
Carpet Depot
Celerit
CODE Plus, Inc.
Gladys House
Terry Rothwell
Jinan AbouShakra
Houston
Little Rock
Fairfax
TX
AR
VA
Black American
Woman Owned
Woman Owned
$10,000,000
$10,000,000
$10,000,000
Job Store, Inc.
CareerXchange, Inc.
Primus Software Corporation
n-Link Corporation
Triple M Roofing Corp.
Naughton Energy Corp.
Prisma Graphic Corporation
Bonus Technology, Inc.
MDM Office Systems, Inc dba as Standard
Office Supply/ Standard Business Furniture
Travelex International, Inc.
NETCONN Solutions
MMG Technology Group, Inc.
P3I, Incorporated
Tyler 2 Construction Inc.
Florida Bearings, Inc.
Carter Paper & Packaging, Inc
Syslogic Technical Services
AgreeYa Solutions
Sunshine Bulk Commodities, Inc.
Engineering/Remediation
Resources Group, Inc. (ERRG)
A & C Plastic Products
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|34|
Corporate Health Group, LLC (CHG)
CRT, Custom Products, Inc.
CSU Industries
GLM DFW, Inc.
Groups Meetings Incentives, Inc.
Ideal Data, Inc.
Implementation Solution Services Inc.
Lindy Office Products
Linked Technologies, Inc.
dba 5 O'clock Computers
MDY Advanced Technologies, Inc.
Mid-Ohio Employment Services dba Spherion
Moore Langen Printing Company, Inc
Oceanport Industries, Inc.
Paper Chemical Supply Co
REFLEX Analytical Corporation
Scope Services Inc.
Steinwall, Inc.
The Aldez Group, LLC
The LMS Corporation
White Oil Company
Professional Exhibits & Graphics
Sabah International, Inc.
Deanna Enterprises, Inc.
dba A1A Employment of Miami
Carolyn Merriman
Cheryl J. Hutchinson
Avram Weissman
Mary J. Galvan
Kathy Morton
Linda A. Rueda
Desiree A Wenyon
Nancy Lindauer
East Greenwich
Whites Creek
Cedarhurst
Dallas
Minneapolis
North Arlington
Fullerton
Orange
RI
TN
NY
TX
MN
NJ
CA
CA
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
Niki Chaudhry
Galina Datskovsky
Beth Delaney
Sue Ann Werling
Colleen Mahoney
Michael S. Peebles
Tony Jacobini
Lydia Demski
Maureen Steinwall
Diane Pattison
Nola Conwy
Lois White
Jody Tatro
Mike Volan
Beavercreek
Fair Lawn
Mandfield
Indianapolis
Claymont
Savannah
Ridgewood
St. Joseph
Min
Madison Heights
San Jose
Aberdeen
Sunnyvale
Pleasanton
OH
NJ
OH
IN
DE
GA
NJ
MI
MN
MI
CA
MS
CA
CA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$10,000,000
$9,999,999
$9,900,000
Veldrin Freemon
Miami
FL
Black American
$9,879,768
Visionary Integration Professionals, Inc.
Macori, Inc.
Humanix Corp
Qual-Pro Corp.
Hazardous Elimination Corp.
AvailStaff Staffing Services, Inc.
Computer Professionals, Inc.
DNovus
Imagination Specialties, Inc.
Ligouri Associates, Inc.
Diversified Adjustment Service, Inc.
Jonna Ward
Mary Ann Maher
Julie E Prafke
Gerald Shane
Cathleen Colella
Katherine P. Henson
Marsha Harrington
Nancy R. Kudla
Jan Nathanson
Louis J. Ligouri, Jr.
Kathleen J. Zurek
Folsom
Spring
Spokane
Carson
Farmingdale
Atlanta
Brentwood
San Antonio
Nashville
Napa
Coon Rapids
CA
TX
WA
CA
NY
GA
TN
TX
TN
CA
MN
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Native American
Woman Owned
Asian Pacific America
Woman Owned
Hispanic American
Woman Owned
$9,875,000
$9,865,000
$9,800,000
$9,800,000
$9,747,367
$9,700,000
$9,700,000
$9,700,000
$9,700,000
$9,700,000
$9,610,000
Harvard Collection Services, Inc.
The Robart Companies
W.C. Barlow & Associates
dba Finesse Personnel Associates
Bates Trucking Co., Inc.
Ideal System Solutions, Inc.
The Notte Agency Inc.
Belk Printing Technologies
Alliance Technology Group, LLC
The Travel Gallery
The Tuway American Group, Inc.
Information Transport Solutions, Inc.
BURGOON COMPANY
Gloria Kaiser
Sharon Burton
Chicago
Duluth
IL
GA
Woman Owned
Woman Owned
$9,462,014
$9,400,000
Mary Mapp
Bruce A. Bates
Elise Hernandez
Sandra R. Kuzma
Lee Ellen Turnbull
Pat Edwards
Kathy Green-Seiwert
Gertrude Koester
Tomi Joyce Selby
NITA BURGOON
Rancho Cucamonga CA
Bladensburg
MD
Maple Grove
MN
Red Bank
NJ
Pineville
NC
Hanover
MD
Chicago
IL
Troy
MI
Wetumpka
AL
Galveston
TX
Woman Owned
Black American
Hispanic American
Woman Owned
Woman Owned
Disabled Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$9,400,000
$9,303,662
$9,300,000
$9,250,450
$9,231,372
$9,213,945
$9,152,460
$9,095,455
$9,011,305
$9,010,000
corporate procurement technologies inc
Hagerty Brothers Company
ITH Staffing
michele mielko
Susan Fellerhoff
Sam Roffis
kendall park
East Peoria
Erie
NJ
IL
PA
Woman Owned
Woman Owned
Woman Owned
$9,000,000
$9,000,000
$9,000,000
KNF&T Staffing Resources
Jeanne Fiol
and Beth Tucker
Raj Jaggi
Boston
Southfield
MA
MI
Woman Owned
$9,000,000
$9,000,000
Micro Wise, Inc.
210
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231
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233
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234
234
235
236
PowerCom
RHO Information Technology
Shafer Electronics Company
SiloSmashers
Eastwood Printing & Publishing Company, Inc.
US Logistics
Vision Computers
Gowan Construction Co. Inc.
Ritter Contracting Inc
Contract Consultants, Inc.
Appliedinfo Partners, Inc.
C.H. Coakley & Co., Inc. Mayflower
SLM Waste & Recycling Services, Inc.
Lancaster Systems Inc.
Everest Consultants, Inc.
Interstate Envelope Manufacturing LLC
Zelco Industries, Inc.
B & S Welding, Inc.
L&E Systems t/a L&E Meridian
Gator Office Products
Ajasa Technologies,Inc.
Celerity Consulting Group, Inc.
CompuSystems, Inc.
Engel Consulting, Inc.
Staffing Associates, Inc.
Rosa Kern
Ms. Deborah Johnson
Kris Ewert
Angela Drummond
Sonia Danielsen
Correna C Smith
Leena Bhakta
Carl Gowan
Judith Anne Ritter
Julienne Moore
John Lau
Kathleen Coakley
Susan V. Daywitt
Nadine Dicioccio
Sriram Edupuganti
Alfred Wilkowski
Adele Zeller
Dimples B. Crosby
Peter Maaseide
Faye F. Scruggs
Anthony C. Williamson, III
Rachelle Yowell
Raj Menon
Pamela T. Engel
Ruby Cromer
New Rochelle
Hillsborough
Shafer
Vienna
Denver
Ontario
Norcross
Tracy
Feasterville
Bedford
Somerset
Milwaukee
Sellersville
Rye
Beaverton
Maspeth
Mt. Vernon
Cut Off
Springfield
Jacksonville
Golden Valley
San Francisco
Rochester Hills
Lake Bluff
Spartanburg
NY
NJ
MN
VA
CO
CA
GA
CA
PA
TX
NJ
WI
PA
NY
OR
NY
NY
LA
VA
FL
MN
CA
MI
IL
SC
Woman Owned
Woman Owned
Woman Owned
Native American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Black American
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$9,000,000
$9,000,000
$9,000,000
$9,000,000
$8,950,000
$8,820,000
$8,800,000
$8,769,296
$8,704,803
$8,641,387
$8,604,766
$8,600,000
$8,578,944
$8,552,696
$8,500,000
$8,500,000
$8,500,000
$8,477,693
$8,433,632
$8,432,489
$8,400,000
$8,304,356
$8,300,000
$8,300,000
$8,300,000
Supeior Envrionmental Corp.
wrightsequipmentandsupplies
Stella May Contracting, Inc.
Checkpoint Services, Inc.
Del Vel chem Co
Echo Research Inc.
Hilltop Technoolgies, LLC
InfoMentis, Inc.
IS Inc.
Monarch Services
National ProSource, Inc.
Vaughn Quince
barbourjwright
Stella M. Miller
Kristen L. Cox
Denise DelMastro
Sandra Macleod
Owen D Wilson
Wendy Reed
Janice Crawford
Meredythe Holmes
Patricia Davis
Marne
nashville
Edgewood
El Paso
Medford
New York
Suffield
Alpharetta
Sacramento
Durham
Houston
MI
TN
MD
TX
NJ
NY
CT
GA
CA
NC
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
$8,200,000
$8,200,000
$8,148,710
$8,000,000
$8,000,000
$8,000,000
$8,000,000
$8,000,000
$8,000,000
$8,000,000
$8,000,000
Quality Staffing Solutions, Inc.
Solution Beacon LLC
Vodaci Technologies
Harmelin Media
M & G Industries, Inc.
SyllogisTeks
Wow-Corporation LLC
Garland Writing Instruments
Selecto-Flash, Inc.
Hollister Associates, INC.
P.K.W. Associates, Inc.
Prime Power Services, Inc.
Dove Mailing, Inc.
Phyllis Moffett
Mary Lou Weiss
Debra Johnson
Joanne Harmelin
Joan Rosenthal
Marilyn W. Smith
Sarita Khatri
Louise Lanoie
Valerie Shondel
Kip Hollister
Karin Weifenbach
Addie Mathes
Harvey Newton
Cary
Seattle
Des Moines
Bala Cynwyd
Bristol
Chesterfield
Carnegie
Coventry
West Orange
Boston
Owings Mills
Mableton
Atlanta
NC
WA
IA
PA
RI
MO
PA
RI
NJ
MA
MD
GA
GA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$8,000,000
$8,000,000
$8,000,000
$7,900,000
$7,900,000
$7,900,000
$7,900,000
$7,875,000
$7,842,359
$7,800,000
$7,800,000
$7,800,000
$7,750,000
Integrity Sales, Inc.
237
238
239
240
CGH Technologies, Inc.
Jacqueline M.
Smith-McKaig
Cindy Troutman
Castro Valley
Washington
CA
DC
Woman Owned
Woman Owned
$7,700,000
$7,692,192
TSR, Inc
Business Control Systems, LP
Alliance Staffing, Inc
Kathy Kuhn
Jack Trompert
Alfred Garza
Mechanicsburg
Addison
Chicago
PA
TX
IL
Woman Owned
Black American
Hispanic American
$7,581,335
$7,502,973
$7,500,000
|35|
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240
240
240
240
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242
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250
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258
259
259
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260
261
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262
262
262
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|36|
Cooper Supply, Inc.
International Asbestos Removal, Inc.
Keena Staffing Inc.
SAI Systems International Inc.
Siggins Company, Inc.
The SKM Group, Inc.
SAT Radio Commmunications, LTD.
LBL, LLC dba SST Tire Service
In A Bind Assembly & Fulfillment Inc
Computrition, Inc
Cynthia Cook, Inc.
Fahrenheit Technology
DPP, Inc. d/b/a NewData Strategies
Alturdyne
Excel Staffing Companies
Enterprise Engineering Inc.
Linkedtechnologies.com
TempStaff, Inc.
CDG & Associates
G.D. Barri & Associates, Inc.
Mullins & Associates, Inc.
Native American Management Services
The Laury Group, Inc
J. F. Cook Co., Inc.
Precision Logistics
Sharon Paul
Karen Grando
Connie Gerarde
Dr. Ramesh Wadhwani
Sandra Higman
Susan Kerrigan-Meany
Hattie Poole
Kathy B. Taylor
Michelle Greco
Ellyn Luros
Cynthia Cook
Joe O'Hallaron
Suzanne Rawlings
Frank Verbeke
Duane Trythall
Janice Buxbaum
Niki Chaudhry
Carolyn Boteler
Cynthia Driskill
Georgia D. Barri
Terri Mullins
Patrica K. Parker
Ms Laury Ford Jeambon
Cheryl F. Honeck
Laurie Brown
Fort Worth
Woodside
Glens Falls
Shelton
North Kansas City
Williamsville
San Antonio
Port St. Lucie
Roselle
Chatsworth
Bloomington
Glen Allen
Addison
El Cajon
Albuqueruqe
Springfield
Beavercreek
Jackson
Carrollton
Peoria
Barrington
McLean
New York
Oak Creek
Littleton
TX
NY
NY
CT
MO
NY
TX
FL
IL
CA
MN
VA
TX
CA
NM
VA
OH
MS
TX
AZ
IL
VA
NY
WI
CO
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Native American
Woman Owned
Woman Owned
Woman Owned
$7,500,000
$7,500,000
$7,500,000
$7,500,000
$7,500,000
$7,487,000
$7,479,000
$7,435,456
$7,410,000
$7,400,000
$7,367,000
$7,304,241
$7,299,402
$7,259,589
$7,220,000
$7,200,000
$7,200,000
$7,200,000
$7,190,000
$7,129,730
$7,100,000
$7,100,000
$7,029,512
$7,009,285
$7,000,300
BALT, Inc.
Braden Benefit Strategies, Inc.
CareerLink, Inc.
CCSA, Inc.
Dillard Environmental Services
ENO River Labs, LLC
Facilities 2000, Inc.
Information Experts
J.C. Schultz Enterprises, Inc.
R.G. Smith Equipment Co.
Summit Staffing, LLC
Lorraine Moore
Victoria Braden
Suzanne Collins
Asha Janarthan
Patricia Dillard
Moira E Smullen
Susanne M. Golz
Marissa Levin
Janice Christiansen
Patricia L. Smith
Frank Ramirez
Temple
Norcross
Dallas
Englewood
Byron
Durham
Minnetonka
Reston
St. Charles
Des Plaines
Phoenix
TX
GA
TX
CO
CA
NC
MN
VA
IL
IL
AZ
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
$7,000,000
Topguard Security, Inc.
Write Woman Computer Products, Inc.
Environmental Waste Solutions, Inc.
First Source Inc.
Vega Consulting Solutions, Inc.
Sierra Electric
Business Alternatives, INC
Continental Wireless, Inc.
Duncan Bolt Co.
ExecuTeam Corporation
The Natchez Group, Inc. dba TechProse
McKinley Marketing Partners
Intelligent Interiors, Inc.
Manya Sandler
Jan Thompson
Mary L. Catona
Kimberly Rohde
Kimberly Shand
Rose Stadtner
Lucy Garrighan
Rita Weber
Andrew Cohn
Anne Flournoy
Meryl Natchez
Marcia Call
Mindy Casas Wellshear
New York
Rochester
Media
Post Falls
Mountain Lakes
San Francisco
Pittsburgh
Garland
Santa Fe Springs
Houston
Lafayette
Alexandria
Addison
NY
NY
PA
ID
NJ
CA
PA
TX
CA
TX
CA
VA
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Hispanic American
$7,000,000
$7,000,000
$6,900,000
$6,900,000
$6,900,000
$6,877,503
$6,826,329
$6,800,000
$6,800,000
$6,800,000
$6,800,000
$6,771,963
$6,719,000
Team Housing Solutions, Inc.
US Communications and Electric, Inc.
The Regan Group
Mandy Cavanaugh
Patricia Kendig
Patti Regan
New Braunfels
Solon
Los Angeles
TX
OH
CA
Woman Owned
Woman Owned
Woman Owned
$6,700,000
$6,669,000
$6,629,731
Advotek Incorporated
Naprotek,Inc
U.S. Media, Inc.
Diana Conley
Najat Badriyeh
Theresa Lennon
Downers Grove
Santa Clara
Boca raton
IL
CA
FL
Woman Owned
Woman Owned
Woman Owned
$6,620,828
$6,619,562
$6,552,342
271
272
272
272
273
274
275
276
277
278
278
279
280
280
280
281
282
283
283
283
283
283
283
283
283
283
Lingual Information System Technologies
Federal Office Products
Gopher Bearing Company
JC Hauling Company
Fox Hills Golf & Banquet Center
Multi-Craft Litho, Inc.
Service Pak Inc.
Crimson Technologies, Inc
Headworks, Inc.
ANI Safety & Supply Inc
United Materials; llc
The Wilkins Group, Inc.
Brown Cargo Van, Inc.
Integrated Control Corp.
JRH Electronics, LLC
Rental Relocation, Inc
Dynamic Corporate Solutions, Inc.
Action Group Inc.
Ascolta Training Company
Chavez Service Companies Inc.
Chrysan Industries, Inc.
Collasys, LLC
Data America
eAppTek Inc.
Facility Services Management, Inc.
Elizabeth Rendon
Columbia
Susan Castle
Lenexa
Suzette M Racine
Saint Paul
Peggy Todd
Millstadt
Kathleen Dul Aznavorian
Plymouth
Deborah A. Simpson
Newport
Mary Wilkerson
Pacific
Maria Connelly
Lake Success
Michele LaNoue
Houston
Ani Topouzian
Lincolnwood
Beth Gloss
Denver
Faye Moses
Richardson
Ms. Sidney Ashton Garrett Lawrence
Roberta Vaccaro Salerno
Huntington
Mary Ann Todd
Marlton
Linda Bilderback
Roswell
Suzanne K. Lemen
Orange Park
Elaine Weiner
Malden
Irene Kinoshita
Irvine
Brenda T. Chavez
Houston
Kook-Wha Koh
Plymouth,
Jay Antani
Rochester Hills
Helen L. Dunkle
Oldsmar
Radha Kolli
Livonia
Carolyn N. Presley
Hopkinsville
MD
KS
MN
IL
MI
KY
MO
NY
TX
IL
CO
TX
KS
NY
NJ
GA
FL
MA
CA
TX
MI
MI
FL
MI
KY
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Asian Pacific Americand
Woman Owned
Woman Owned
$6,500,900
$6,500,000
$6,500,000
$6,500,000
$6,436,000
$6,405,870
$6,340,317
$6,312,000
$6,300,000
$6,200,000
$6,200,000
$6,196,290
$6,100,000
$6,100,000
$6,100,000
$6,050,000
$6,017,570
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
Fakouri Electrical Engineering Inc.
Maryam Ewalt
Rancho
Santa Margarita
Northfield
Pasco
Chula vista
Iselin
Dallas
San Francisco
Fargo
Palm Desert
283
283
283
283
283
283
283
283
International Millennium Consultant, Inc.
Moon Security Services, Inc.
Mopar Enterprises DBA WCMD
New Horizons of Central & Northern NJ Inc.
Nouveau Technology Services, LP.
Petrini Van & Storage
Richtman's, Inc.
Roberge Corporation dba Plaza Roberge
Lena Kogan
Ruth Ann Pound
Parvin Garbo
Joan Boyle
Debbie Koon
Deborah Rice Petrini
Susan Marie Thibedeau
Denise Roberge
CA
IL
WA
CA
NJ
TX
CA
ND
CA
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
$6,000,000
283
Rocky Mountain Ram, LLC
283
283
283
283
Sterling Research Group, Inc.
Trinite, Inc.
USA Marketing LLC
Wegman Assocates, Inc.
283
284
285
285
285
285
285
285
286
287
287
287
287
West Virginia Paint LLC
Drummond Press, Inc.
Atlas Data Systems
EduCorp Training & Consulting
Imap Transportation, Inc.
Judy's Letter & Secretarial Service, Inc
N-Line Traffic Maintenance, LP
Lisa M Schaeffer/
Rocky Mountain Ram
William D. Haueisen
Lori Kwan
Paul Yeomas
Karen Mobley &
Myles Wegman
Bonnie Howie
Diane Falconetti
Jacquie Cleary
Sue Murray
Tamara Bennett
R. M.
Patricia England
Louisville
St. Petersburg
Palo Alto
Oakland
CO
FL
CA
CA
Woman Owned
Woman Owned
Woman Owned
$6,000,000
$6,000,000
$6,000,000
$6,000,000
Norcross
Clifton
Jacksonville
Westfield
Grapevine
Grapevine
Northbrook
Bryan
GA
NJ
FL
NJ
TX
TX
IL
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$6,000,000
$6,000,000
$5,912,000
$5,900,000
$5,900,000
$5,900,000
$5,900,000
$5,900,000
WZI Inc.
United Information Technologies
Pacific Design Directions, Inc.
Mary Jane Wilson
John Golak
Susan Stoneburner
Bakersfield
Tampa
Anaheim Hills
CA
FL
CA
Woman Owned
Woman Owned
Woman Owned
$5,900,000
$5,835,000
$5,800,000
ProActive Business Solutions
Rolatape Corporation
valley forge containers, inc
Deidrie Towery
Ronald D. Erickson
Irene F. Huey
Oakland
Spokane
Collegeville
CA
WA
PA
Woman Owned
Woman Owned
Woman Owned
$5,800,000
$5,800,000
$5,800,000
|37|
288
289
290
290
291
292
293
294
295
296
296
296
296
296
297
298
299
299
300
300
301
302
303
303
303
303
304
305
306
307
308
309
309
309
309
310
311
312
313
314
315
316
317
317
317
317
317
317
317
317
317
317
317
|38|
Expedited Transportation Services, Inc
MATRIX Environmental and
Geotechnical Services, Inc.
Arlington Heavy Hauling, Inc.
Lake Norman Transportation
EmageNet LLC
Thinknicity
The Herring IMPACT Group
ComputerLand Downers Grove
Williams-Pyro, Inc.
Bronner Group LLC
Innovative Alternatives, Inc.
ISYS Technologies
New Horizons Computer Leanring Center
Synergy America, Inc.
American Electronics, Inc.
Planning Professionals Ltd.
Flowers Communications Group, Inc.
North Texas Mountain Valley Water Corp
Master Manufacturing Co.
Master Mfg. Co., Inc.
FIVE STAR Speakers & Trainers, L.L.C.
Inacomp Computer Services
Apex Associates
Ashton Staffing
Winford Charlene Taylor
Stone Mountain
GA
Woman Owned
$5,725,077
Jayne Warne, PE
Annette Mears
Cindy Adcock
Sumera Subhani
Helga Grayson
Laura L. Herring
Diana Conley
Brent Williams
Gila Bronner
Todd Woodyatt
Teresa Porter
Cyndia Haggard
Mike Williams
Kimberly Oliver
Mollie Newton
Michelle Flowers
Brian Rose
Iris R. Rubinfield
Iris R. Rubinfield
Nancy Lauterbach
Debra Trombino-Moore
Mi-Yung Sontag
Melissa Hulsey
East Hanover
Jacksonville
Mooresville
Alpharetta
San Francisco
St. Louis
Downers Grove
Fort Worth
Chicago
Schaumburg
Littleton
Overland Park
Duluth
California
McKinney
Chicago
Carrollton
Cleveland
Cleveland
Overland Park
Gurnee
West Chester
Kennesaw
NJ
FL
NC
GA
CA
MO
IL
TX
IL
IL
CO
KS
GA
MD
TX
IL
TX
OH
OH
KS
IL
PA
GA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$5,711,023
$5,700,000
$5,700,000
$5,680,000
$5,649,841
$5,600,000
$5,582,479
$5,551,000
$5,500,000
$5,500,000
$5,500,000
$5,500,000
$5,500,000
$5,426,528
$5,413,423
$5,400,000
$5,400,000
$5,360,164
$5,360,164
$5,288,810
$5,231,337
$5,200,000
$5,200,000
Ivy Planning Group LLC
Radford Construction
B.S. Cable Company Inc.
Coxco, Inc.
E&E Industries
Brandt Information Services, Incorporated
Aluminum Supply Co., Inc.
GoldStar Travel, LLC
Job Shop Depot
Numerical Productions, Inc.
Techrp
Janet Crenshaw Smith
Kelly A. Radford
A. Sue Gorman
Renee' B. Cox
Vicki Garcia-Golden
Nolia Brandt
Nancy Marshall
Lilly Cassel
Linda D Martin
Sheila Elliott
Mary Farling
Rockville
West Creek
Lansdale
Bessemer
San Diego
Tallahassee
Detroit
Indianapolis
St.Clair Shores
Indianapolis
brentwood
MD
NJ
PA
AL
CA
FL
MI
IN
MI
IN
TN
Black American
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$5,200,000
$5,200,000
$5,185,430
$5,150,000
$5,132,000
$5,125,947
$5,119,598
$5,100,000
$5,100,000
$5,100,000
$5,100,000
Network-Interstate Co.
Reliable Integration Services, Inc.
TeleCorp, Inc.
Applied Psychological Techniques, Inc.
Essential Sealing Products, Inc
V-Soft Consulting Group, Inc.
AAA Electrical & Communications, Inc.
dba AAA Property Services
Accounting Partners
All Area Roofing & Waterproofing, Inc.
Atlanta Communications Company
Bare Associates International, Inc
Boly/Welch Inc.
Lily F. Clark
Valerie W. Perlowitz
Debora Rollman
Kathleen K. Lundquist
Susan L. Pyle
Radhika Veer
Houston
Vienna
Carrollton
Darien
Chagrin Falls
Louisville
TX
VA
TX
CT
OH
KY
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$5,097,571
$5,058,365
$5,056,239
$5,040,667
$5,030,000
$5,021,660
JoAnn Katinos
Stephanie Macauley
Elsa Richards
Gwen Mitchell-Beard
Mrs. Dale Bare
Diane Boly/Pat Welch
Santa Clarita
Santa Clara
Tampa
Atlanta
Fairfax
Portland
CA
CA
FL
GA
VA
OR
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
$5,006,564
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
Cablecom
CCSI, Inc.
Concepts in Staffing
Donna Raffaelli
Anne M. Moreau
Joe Staff
Milwaukee
Stratham
New York
WI
NH
NY
Woman Owned
Woman Owned
Woman Owned
$5,000,000
$5,000,000
$5,000,000
Construction Fabrics & Materials
CrystalUser.com
Fairfax Communications Inc
Maureen Casey
Sandra L Mathieu
Amy E Mills
Cottage Grove
Spring
Bedford Hills
WI
TX
NY
Woman Owned
Woman Owned
Woman Owned
$5,000,000
$5,000,000
$5,000,000
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
317
318
319
320
321
322
323
323
323
323
323
323
323
323
323
324
325
325
326
327
328
329
330
330
330
331
332
333
334
335
335
335
335
335
gold coast steel &supply inc.
Grandview Management, Inc.
H&A Consulting, Inc
i.i. Fuels, LLC
Interclean Equipment, Inc.
Kimco Distributing Corporation
MasterWord Services, Inc.
McCallie Associates, Inc.
Name-Finders Lists, Inc.
Oxford Consulting Group, Inc.
Powermotion, Inc.
Premier Financial Recoveries
Premier Printing & Letter Service
Private Eyes, Inc
Rentfusion
RFE International, Inc.
Sunrise Arkansas Inc.
Supply Systems
Technology Specialists, Inc.
The KPM Group
The Manana Group
Village Office Supply & Furniture
Gainor Temporaries Inc.
Camrett Logistics, Inc.
Free Spirit Inc.
v.del rey
James Zilli
Ellen J. Brown
Ericka Zenz
Mia Lamminen
Virginia Lohse
Ludmila Green
Jennifer Maassen
Rosalie A. Bulach
Michelle Seibert
Jack and Sharon Carter
Steven Gincig
Martha Justice
Sandra James
Amit Parekh
Fred Webb
Edith Ramsey
Sally Seegers
Christina Fisher
Katherine Mastantuono
Antoinette Wirth
Chuck Chesler
Norma Menkin
Margie Peel
Judy Galbraith
oxnard
Waukesha
Roswell
Huntington Beach
Ypsilanti
Boca Raton
Houston
Bellevue
San Francisco
Indianapolis
Birmingham
Los Angeles
Houston
Walnut Creek
SCHAUMBURG
Lake Forest
Benton
Dallas
Annapolis
Southfield
Dearborn
Norwalk
New York
Rural Retreat
Minneapolis
CA
WI
GA
CA
MI
FL
TX
NE
CA
IN
AL
CA
TX
CA
IL
CA
AR
TX
MD
MI
MI
CT
NY
VA
MN
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$5,000,000
$4,950,000
$4,912,000
$4,909,129
Project Assistance Corporation
Sentigy, Inc.
CCS Holdings, LP
Global Resource Management, Inc.
Hiline Engineering and Fabrication, Inc.
InterImage, Inc.
OmniSource Marketing Group, Inc.
On-Site LaserMedic Corporation
Pacific Crossing LLC
The Integrity Group
ZymaX envirotechnology inc.
Mr. Leigh A. Gouveia
Cindy Boyd
Sheryl M. Roberts
Naheed Syed
Troy I. Stokes
Leslie Steele
Janet Goldberg
Gail Solomon
Walter W Johnson
Deborah Clifton
Sandra Nielsen
Richland
Houston
Irving
Norcross
Richland
Arlington
Indianapolis
Chatsworth
Irvine
Houston
San Luis Obispo
WA
TX
TX
GA
WA
VA
IN
CA
CA
TX
CA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
$4,900,000
$4,894,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
$4,800,000
Summit Training Source, Inc
Corporate Fitness Works
R.E.D. Technologies, LLC
Street Smarts
JFC Pro Temps, Inc.
Arcadia Consulting, Inc.
Texas Industrial Security, Inc.
Gem Roofing & Waterproofing
Pneumatic Specialties, Inc.
Prism Laboratories, Inc.
Cerami & Associates
Digital Prospectors Corporation
Grove Temporary Service, Inc.
Valerie Overheul
Brenda Loube
Barbara E. Westhaver
Marsha Anderson Bomar
davel@jfcstaffing.com
Lisa H Mattheiss
Kathy McReynolds
Jennie Mergola
Lisa LaBanc
Robbi Jones
Victoria Cerami
Jessica Catino
Margie Howard
Grand Rapids
Montgomery Village
Farmington
Duluth
Camp Hill
Englewood
Fort Worth
Union City
Kirtland
Charlotte
New York
Portsmouth
Garland
MI
MD
CT
GA
PA
CO
TX
NJ
OH
NC
NY
NH
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,778,049
$4,700,000
$4,700,000
$4,658,827
$4,656,838
$4,641,349
$4,610,183
$4,600,000
$4,600,000
$4,600,000
$4,553,239
$4,538,033
$4,527,070
CMC Energy Services
Ameriprint Graphics Inc
C. E. Communication Services, Inc.
Doris M. Ikle
Elizabeth R. Nemecek
Christina Weinegger
Bethesda
Neenah
Bellingham
MD
WI
MA
Woman Owned
Woman Owned
Woman Owned
$4,523,532
$4,500,000
$4,500,000
Delphin Computer Supply
J. Anthony & Associates, Inc.
J.C. Edwards and Son, Inc.
Diana Hobus
Sandra Barone
Diane Jones
Bellflower
Somerset
Peoria
CA
NJ
IL
Woman Owned
Woman Owned
Woman Owned
$4,500,000
$4,500,000
$4,500,000
|39|
335
335
335
335
335
335
335
335
336
337
337
337
338
339
340
341
342
343
344
344
344
344
344
344
344
345
346
347
347
347
347
347
347
347
347
347
347
347
347
348
349
350
351
352
353
354
355
356
357
357
358
359
|40|
L-R Systems, Inc.
Linz and Company, Inc.
MORI Associates, Inc.
Printed Supplies, Inc.
Radstons Office Plus
Staffing Professionals, Inc.
Vertex Computer Systems, Inc.
Worldwide Transportation Experts, Inc.
dba Fritz Moving Co.
Summit Resources Group, Inc.
Central Ohio Graphics, Inc.
Copperstate Staffing, Inc. & Co.'s
JST Manufacturing Ic.
Ferreira Service Inc.
Safe Designs
J.Y. Legner Associates, Inc.
John Cole Chemical Corporation
iT Resource Solutions.net, inc.
HTSS, Inc.
Advanced Security Link
Animato Technologies Corporation
Faust Printing Inc.
Integrated Science Solutions, Inc
Kramer Laboratories, Inc.
Lexair Electronics Sales Corporation
Judith Lasits
Kerry Linz
Shana Deldjoubar
Deborah Wenzel
Diane Griffen
Maureen Long
Sharda Iyer
New Lenox
Lynwood
Bethesda
San Antonio
Hercules
Kennesaw
Twinsburg
Laura J. Matrisciano
Tammy Matecun
Sue Hilleary
Robyn Lane
L. Bertagnolli
Susan Ferreira
Linda Westwood
Jozi Legner
Colleen Ogno
Krista Romaszka
Pat Howells
John Young
Cynthia Comparin
Rose Mary Faust
Cecelia McCloy
Gloria Rodriguez
Paula Turner
North Coast Components,
Murphy Switch of California, Inc.
Amyx, Inc.
Acccurate Document Destruction Inc.
Alpha Staffing Inc.
Atrium Personnel, Inc.
Buckardt Technologies Inc. dba Konsultek
DJL Property Services, Inc;
dba Select Contract Services
Jensen Audio Visual
Promotion Concepts, Inc.
IL
IL
MD
TX
CA
GA
OH
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,500,000
$4,500,000
$4,500,000
$4,500,000
$4,500,000
$4,500,000
$4,500,000
Leesport
PA
Hudson
OH
Columbus
OH
Phoenix
AZ
Boise
ID
Hayward
CA
San Carlos
CA
Louisville
KY
Austin
TX
East Setauket
NY
Allentown
PA
Costa Mesa
CA
Dallas
TX
Rancho Cucamonga CA
Walnut Creek
CA
Miami
FL
Greensboro,
NC
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Hispanic American
Woman Owned
$4,500,000
$4,493,379
$4,400,000
$4,400,000
$4,400,000
$4,376,652
$4,360,000
$4,358,998
$4,337,806
$4,320,520
$4,310,477
$4,300,000
$4,300,000
$4,300,000
$4,300,000
$4,300,000
$4,300,000
Mary A. Nienhuis
Bob Murphy
Cheryl Amyx
Barbara Eenst
Bess Turrell
Yvonne Rasbach
Judith Buckardt
Hudsonville
Palmdale
Alexandria
Hamilton
Roseville
Ft. Lauderdale
Elgin
MI
CA
VA
NJ
CA
FL
IL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,300,000
$4,278,921
$4,235,000
$4,200,000
$4,200,000
$4,200,000
$4,200,000
Debra J. Lowery
Kelly Magne
Claude' Kiewiet
Denver
Santa Barbara
Kalamazoo
CO
CA
MI
Woman Owned
Woman Owned
Woman Owned
$4,200,000
$4,200,000
$4,200,000
Quality Personnel
RKR Inc. dbaQuality Personnel
Test Equipment Solutions Today
VanElla
Wales & Wales, Inc.,
dba Snelling Personel Services
Alternative & Innovative Marketing, LLC
TCS International Inc.
Landcare South, Inc.
LLE Language Services, Inc.
Innovations Group, Inc.
Blueprint Technologies, Inc.
Creative Benefits, Inc.
Wanda Reid
Wanda B. Reid
Diane Gelb
Elizabeth VanElla
Charlotte
Charlotte
Foster City
Chicago
NC
NC
CA
IL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,200,000
$4,200,000
$4,200,000
$4,200,000
Anita B. Wales
Annette Monagas
Nadene Parzych
Marianne Welliver
Kathleen K. Diamond
Gloria W. Pena
Jeanne O'Kelley
Jody Dietel
Dayton
Escondido
Sudbury
Bluffton
Washington
Richland
Vienna
Vista
OH
CA
MA
SC
DC
WA
VA
CA
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$4,200,000
$4,188,642
$4,181,000
$4,170,000
$4,162,000
$4,140,797
$4,138,054
$4,103,050
Hong Environmental, Inc.
Marcis & Associates, Inc.
Computer Instruments Corporation
Jenny L. Hong
Lupe Cisneros
Elsa M Wilen
Portsmouth
Spring
Westbury
NH
TX
NY
Hispanic American
Hispanic American
$4,102,176
$4,100,269
$4,100,000
East Bay Blue Print & Supply Co.
Northwest Software, Inc.
Clinical Research Group, Inc.
Grace Von Querner
Sonal Shah
Lynn S. Bachrach
Oakland
Beaverton
Villanova
CA
OR
PA
Woman Owned
Woman Owned
$4,100,000
$4,090,000
$4,075,190
360
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
361
362
363
364
365
366
367
367
367
367
367
368
369
370
370
370
371
372
373
373
373
373
373
373
373
374
375
376
377
Telco Sales, Inc.
ACP International
Amazon Environmental, Inc.
American Health & Safety, Inc
Atlantic Concrete Cutting, Inc.
Barney Corporation, Inc.
Best Assembly & Fulfillment Services Inc.
Caden Concepts LLC
Carole Parks Caterers
Chamberlain Research Consultants
DocuSource of NC, LLC
Engines Inc
Gilbreath Communications, Inc.
Healthier Resources, Inc.
JM Environmental, Inc.
Keystone Memory Group
Mecoptron Inc.
NetWork Technical, Inc.
Pacific Gloves & Service LLC
PMG, Inc.
Shirley Hollywood & Assoc. Inc.
The Moore Group
V&M Precision Machining and Grinding Co.
Wistech Controls Co.
Wolinski & Company, C.P.A., P.C.
Barbara Rohner
Becky Nussbaum
Lorraine Segala
Kurt Christensen
Nancy L. Walker
Marshall Barney
Barbara Rollins
Lori Caden
Carole Parks
Sharon Chamberlain
Adele Fine
Joan Fredericks
Audrey Gilbreath
Ronda Reep
John Moore
Sherri Sheerr
Andrew C. Law
Mark Andersen
K. Chantal Santos
Peg Fitzpatrick
Shirley Hollywood
Jennifer W. Moore
Christina
Linda L. Wisser
Marina A. Houghton
Pelham
Arlington
Whittier
Madison
Mt. Holly
Columbus
Wayside
Los Angeles
Atlanta
Madison
Morrisville
Northampton
Houston
Charlotte
Roseville
NEWTOWN
Fremont
San Jose
Aiea
Blue Bell
Seagoville
Norfolk
Brea
Phoenix
Detroit
Yates Advertising
Polaris Direct, LLC
HEF, Inc. t/a Sun Printing House
Gibson Arnold & Associates, Inc
Perspectives
MaxFour Engineers & Architects, LLC
Anderson Marketing, Inc.
Image First
Information Technology Group
Juels' Corporate Images, Inc.
dba Corporate Images
Samuel Engineering, Inc.
Sys.Test Labs, LLC
O'Keefe Communications Inc.
Celerity Technology Services, Inc.
Desert Paper & Envelope Co., Inc
Merrick Systems, Inc.
The IMPACT Group
CasePro, Inc.
A&H Lithoprint
Bauman Transportation, Inc.
Carolina Imaging Products Inc.
Duer Advanced Technology & Aerospace, Inc.
Great Lakes Glove and Safety
Susan Yates
Judith M. Maloy
Cynthia F. Wollman
Melinda Delmonico
Debbie Green
Kimberly C. Malek, PE
Richard Anderson
Melissa Ellert
Patti Brown
AL
TX
CA
WI
NJ
OH
NJ
CA
GA
WI
NC
PA
TX
NC
CA
PA
CA
CA
HI
PA
TX
VA
CA
AZ
MI
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,029,181
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
$4,000,000
San Francisco
CA
Hooksett
NH
Philadelphia
PA
Denver
CO
Export
PA
Littleton
CO
Sacramento
CA
Rancho Santa Margarita CA
Kansas City
MO
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$4,000,000
$3,984,000
$3,964,920
$3,932,733
$3,930,400
$3,929,000
$3,900,000
$3,900,000
$3,900,000
Michael Juels
Camarillo
CA
Woman Owned
$3,900,000
Claudia Samuel
Katherine Phillips
Kevin O'Keefe
Karen Jackson
Ella Leeper
Samina Farid
Laura Herring
Shirley B. Hill
Jennifer Ashley
Tina Bauman
Terry Presnell
Susan Duer
Jo Kay James
Englewood
Denver
Washington
Stamford
Alb
Houston
St. Louis
San Antonio
Broadview
Moscow
Greensboro
Vienna
Walled Lake
CO
CO
DC
CT
NM
TX
MO
TX
IL
PA
NC
VA
MI
Black American
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
$3,900,000
$3,880,957
$3,855,915
$3,850,000
$3,850,000
$3,850,000
$3,838,728
$3,827,662
$3,800,000
$3,800,000
$3,800,000
$3,800,000
$3,800,000
Lasselle-Ramsay, Inc.
Wallace Electronics
4 Consulting, Inc
Joan L. Lasselle
Donna Bauer
Vivek Anand
Mountain View
Dallas
Richardson
CA
TX
TX
Woman Owned
Woman Owned
$3,800,000
$3,800,000
$3,762,099
CMTI
Service Select, Inc
Stride, Incorporated
D. Jean Ban
Mary Anne
Barbara R. Brennan
Lincoln Park
Bristol
Albuquerque
NJ
PA
NM
Woman Owned
Woman Owned
Woman Owned
$3,750,000
$3,747,980
$3,733,999
|41|
378
379
380
380
381
382
383
384
385
386
387
387
387
387
387
387
388
389
390
391
392
393
393
393
Martino-White Printing, Inc.
Adolfo Aguilar Agency, Inc.
DataSavers of Jacksonville, Inc.
R4 Services, LLC
Intellisoft, Inc./DBA CNT Micro-Systems
Franzen-Hill Corporation
SDIG, INC.
Peachtree Telecommunications Intl. LLC
Wilmington Insurance Company
Oculus Inc
Berg-Oliver Associates, Inc.
Freddie Georges Production Group
MEG Technologies, Inc.
Pronto Solutions LLC
Ross Technologies, Inc - RTGX
Technical Industries, Inc
Gantec Corporation
Snelling Personnel Services
CompuCHOICE, Inc.
GMR Protection Resources, Inc.
Pacific Rainbow Inc.
Alamo Lighting
Andela Products, Ltd
Brown Communications, Ltd.
dba J. Brown Communications
Dennis C. Martino
GISELA GIRARD
Charlene Sullivan
Trisha Rooney Alden
Shanta Menon
Francene Hill
Kimberly Doan
Kay Stewart
Jose' del Valle
Lisa Bell-Reim
Susan Alford
Frederique F. Georges
Tammy Buck
Jolly Paily
Kathlyn Adams
Susan O. Parent
Geetha Venkataswamy
Marsha Graham
Kathy White
Linda D. Ross
Manu P. Melwani
Linda Hurd
Cynthia Andela
Jessica A. Brown
Normal
393
393
393
393
393
393
393
Cleaner Living Services, Inc.
DA Mktg, Inc.
EX: Inc.
Grosjean Contractors Inc.
Heart & Associates Construction, Inc.
Lone Star Uniforms, Inc.
National Relocation Services, Inc.
dba NRS, Inc.
Newport Graphics, Inc.
Old Jacksonville Industries
Paragon Commercial Interiors, Inc
Susan Popovic
Michelle Rinaldi-Deppe
Amy Napoleone
Ron Cox
Joyce Shufro Espinosa
Corine D. Fox
Lisle
Branchburg
New York
Bossier City
St. Petersburg
Houston
Irene C. ito
Annette DiSinna
Marcia Daughtrey
Dana J Wilkinson
Pomona
New York
Jacksonville
Davenport
Pixl inc.
Reotemp Instrument Corp.
Revere Paper Products Corp.
RGG Inc (dba Snelling Personnel Services)
Ryco Industrial Supplies
S&O Corporation
Target Resources, Inc
The Ryan Group, Inc.
TITAN Metals, Inc.
Unlimited Services Systems
Management and Consultants, Inc.
Lorelei Personnel, Inc.
Consolidated Office Systems
Archana Sagar
Mike O'Leary
Ann Bialick
Rhonda Brown
Jennifer Duffy
Tommy White
Frances Mann
Darlene Davis
Sue Kraus
393
393
393
393
393
393
393
393
393
393
393
393
393
394
395
396
396
396
396
396
396
|42|
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,728,865
$3,700,028
$3,700,000
$3,700,000
$3,694,482
$3,648,144
$3,646,612
$3,645,516
$3,640,807
$3,613,788
$3,600,000
$3,600,000
$3,600,000
$3,600,000
$3,600,000
$3,600,000
$3,580,000
$3,529,544
$3,521,246
$3,518,000
$3,503,599
$3,500,000
$3,500,000
IL
Black/Native American
$3,500,000
IL
NJ
NY
LA
FL
TX
Woman Owned
Woman Owned
Woman Owned
Native American
Woman Owned
Woman Owned
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
CA
NY
TX
IA
Woman Owned
Woman Owned
Woman Owned
$3,500,000
$3,500,000
$3,500,000
$3,500,000
Centreville
San Diego
Secaucus
Philadelphia
San Pedro
Gallaway
Norwalk
Dallas
Glendale Heights
VA
CA
NJ
PA
CA
TN
CT
TX
IL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
$3,500,000
Brenda Campbell
Lorelei Germain
Ofelia G. Garza
Gardena
East Brunswick
San Antonio
CA
NJ
TX
Black American
Woman Owned
Hispanic American
$3,500,000
$3,499,869
$3,437,929
ASM Aerospace Specification Metals, Inc.
Business Knowledge Architectsr
DivCon, LLC
Catherine Riesgo
Barb Debevoise
Carol De Atley
Pompano Beach
Fincastle
New Orleans
FL
VA
LA
Hispanic American
Woman Owned
Woman Owned
$3,400,000
$3,400,000
$3,400,000
IMC Products Inc.
International Orientation Resources, Inc.
Legendary Enterprise Solutions,
Irmgard M. Cooper
Noel Kreicker
Muskegon
Northbrook
MI
IL
Black American
Woman Owned
$3,400,000
$3,400,000
Hapeville
San Antonio
Jacksonville
Chicago
Pittsburgh
Tulare
Roseville
Norcross
Wilmington
St. Louis
Houston
Garden Grove
Huntington Beach
Langhorne
Columbia
Canton
Schaumburg
Baton Rouge
Lanham
Rockwall
Tamuning
Concord
Richfield Springs
GA
TX
FL
IL
PA
CA
CA
GA
DE
MO
TX
CA
CA
PA
MD
CT
IL
LA
MD
TX
GU
CA
NY
396
396
396
397
398
399
400
401
402
403
403
403
403
403
403
403
403
403
405
406
407
408
409
409
409
409
409
409
409
409
409
409
409
409
410
411
412
413
414
415
416
417
418
419
419
419
419
419
419
419
419
also known as Legendary Systems
Mastro Graphic Arts
Settles Associates Inc.
Triumph Geo-Synthetics, Inc.
MRA Advertising/
Production Support Services, Inc.
ASAP, Inc.
Seachwright, Inc.
Meléndez
Dynamic Metals International
Pivotel, LLC
A & L Great Lakes Laboratories, Inc.
AMRO Environmental Laboratories Corp.
C.E. Precision Assemblies Inc.
Exhibit Resources
Group 5 & Associates, Inc.
Master Refridgeration & Appliance Inc.,
dba Johnstone Supply
Ohio Full Court Press
Teklab, Inc.
US Micro Corporation
Kansas Personnel Services, Inc.
Teamworks Staffing, LLC
vanguard environments, inc.
PB Unlimited
Tony Lee
Rae Mastro
Carolyn S. Settles, IIDA
Cissy McCaa
Oakland
Rochester
Arlington
Anaheim
CA
NY
VA
CA
Asian Pacific/Black American
Woman Owned
Native American
Woman Owned
$3,400,000
$3,400,000
$3,400,000
$3,400,000
Fran Furtner
Sally de Vengoechea
Susan J. Wright
Lauren Meléndrez
Linda K. Thomas
Mary C. Branham
Lois Parker
Debi Heims
Susan Ross
Lana Calloway
Marsha Evans
Cincinnati
Norwalk
San Francisco
Los Angeles
Bristol
Norwich
Fort Wayne
Merrimack
Chandler
Raleigh
Gainesville
OH
CT
CA
CA
CT
NY
IN
NH
AZ
NC
FL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,388,608
$3,366,722
$3,346,000
$3,336,573
$3,329,060
$3,320,160
$3,300,000
$3,300,000
$3,300,000
$3,300,000
$3,300,000
Debbie Runge
Paula Inniss
Mary Lynn
Ashley Nguyen
Patricia Bossert
Jane Booth
gayle smith
Phyliss Benton
Depew
Columbus
Collinsville
West Palm Beach
Topeka
Arlington
Houston
Haltom City
NY
OH
IL
FL
KS
TX
TX
TX
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,300,000
$3,300,000
$3,300,000
$3,300,000
$3,286,374
$3,257,740
$3,250,000
$3,242,000
A-S-K Associates, Inc.
Advanced Integration Group, Inc.
Advanced Thermal Products, Inc.
Argus Janitorial Service, Inc
Dr. Kenneth Martinez
Donna D. Chappel
Timothy Thompson
Sandra K. Heinen
Lawrence
Pittsburgh
Santa Ana
Spokane
KS
PA
CA
WA
Hispanic American
Woman Owned
Woman Owned
Woman Owned
$3,200,000
$3,200,000
$3,200,000
$3,200,000
Career Connections Staffing Services, Inc.
dba. The Go2IT Group
Everett Hall Associates, Inc.
ExecuScribe, Inc.
GCS Inc.
Hi-Tech Color and Creative Services Inc.
JC Delivery, Inc.
Beverly Sandvick
Beverly S. Hall
Linda Yaniszewski
Nicole Geller
Cara Kass
Deborah Malloy
Dallas
Stamford
Rochester
McLean
Smyrna
Lewisville
TX
CT
NY
VA
GA
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,200,000
$3,200,000
$3,200,000
$3,200,000
$3,200,000
$3,200,000
Satnam Data Systems, Inc
Unbridled Solutions, LLC
UserEdge Technical Personnel, Inc.
Ann Allen, Inc
Weidener Surveying and Mapping PA
Jaymor Electric, Inc.
Wojanis Supply Co., Inc.
Controls West, Inc.
WDM Inc
Paulette Wolf Events & Entertainment, Inc.
The Lauckgroup Incorporated
Bruner Consulting Associates, Inc.
diamondback delivery corporation
Parita Patel
Stanley F Bullis
Donna Timpone
Ann Allen
Margarita Weidener, Pls
Maureen F. Jung
Judy J. Wojanis
Alison Swanson
Caryn Kemmeter
Jodi Wolf
Anne Kniffen
Linda Bruner
lori okeefe
Iselin
Denver
Asbury
Houston
Miami
Lake Villa
Coraopolis
Tempe
Redwood City
Chicago
Dallas
Bridgeport
tempe
NJ
CO
NJ
TX
FL
IL
PA
AZ
CA
IL
TX
CT
AZ
Hispanic American
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,200,000
$3,200,000
$3,175,082
$3,168,426
$3,151,157
$3,150,000
$3,141,183
$3,129,673
$3,120,561
$3,114,071
$3,106,000
$3,100,000
$3,100,000
LEM Products Inc
LINSTAR, Inc.
Master Wire & Cable Inc.
Maureen O'Connor
Mary Jo Cornell
Laura Frodell
Doylestown
Buffalo
Bohemia
PA
NY
NY
Woman Owned
Woman Owned
Woman Owned
$3,100,000
$3,100,000
$3,100,000
Payne Consulting Group, Inc.
PGI Pacific Graphics, Inc.
Pride*Personnel S.M.Huber Enterprises, Inc.
Donna Payne
Yvonne Castillo Wasson
Susan M. Huber
Seattle
City of Industry
St. Louis
WA
CA
MO
Woman Owned
$3,100,000
Hispanic American/Asian American $3,100,000
Woman Owned
$3,100,000
|43|
419
419
419
420
421
422
423
424
425
426
427
428
429
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
430
|44|
Quaternary Resource Investigations
Valley Can Inc
Vérité Inc.
Abator Information Services, Inc.
KBM Group, Inc.
Imaging Systems LLC
RUS Industries, Inc.
Marfield Corporate Stationery
General Industrial Supply LLC
Protech Commmunications, Inc.
Servant Travel Co.
Junior League of St. Louis, Inc.
Bruno White Entertainment
Advanced Presentation Systems, Inc.
dba /CCS Presentation Systems
Advanced Supply Company, Inc.
Apple Scientific, Inc.
Applied Planning International Inc.
Austin Delivery LTD
B&B Socket Products, Inc.
Bake For Me
Bates Chemical, Inc
Belt Maintenance Group, Inc.
BJ Associates of San Antonio LLC
Blue Chip Sales & Associates Inc.
Fonda E. Lindfors
Richard Smith
Kimberley A. Jones
Joanne E. Peterson
Brenda Joseph
Sharon Krell
Alice Carlson
Lee Ann Packard
Linda Warren
Brenda S. Dodd
Sonja A. Hunt
Melinda McAliney
Lorri Berglund
Baton Rouge
Hadley
Sandy
Pittsburgh
Silver Spring
Colorado Springs
Niagra Falls
Carrollton
Nashville
Burlington
Irving
St. Louis
Kissimmee
LA
PA
UT
PA
MD
CO
NY
TX
TN
NC
PA
MO
FL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
$3,100,000
$3,100,000
$3,100,000
$3,094,939
$3,077,898
$3,072,000
$3,065,360
$3,062,582
$3,052,261
$3,050,180
$3,050,000
$3,008,486
$3,006,294
Cheryl L. Gamst
Kathy Lehnerer
Peggy Lucas
Tina M. Stiles
Jackie Davies
Krista Stricklin
Dana Kapacinskas
Terri J. Bates
Ronald Fernandes
Harriet M. James
Tammy Tatman
Chelmsford
Mokena
Chesterland
Wilton
Austin
Anaheim
Chicago
Crosby
Tampa
San Antonio
Columbus
MA
IL
OH
CA
TX
CA
IL
TX
FL
TX
OH
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
Brilogy Corporation
Carolina Marking Devices, Inc.
CompuWorks Systems, Inc
Conroy Catering @ Glen Foerd Mansion
Cutting Edge Communications, Inc.
Datatronics, Inc.
Definitive Staffing Solutions
Domaille Engineering
Environ Labratories LLC
EP Container Corp.
Fluid Solution Technology's Inc.
Milton Allione
Ada R Shapiro
Peg Grimes
Jack Conroy
Denise Herrera-Wieters
Jeanne Gamble
Gina Thomas
Nancy Domaille
Marcia T. McCallum
Allison Pinsky
Stoney Barton
Costa Mesa
Charlotte
Wakefiled
Philadelphia
San Antonio
Conroe
Mount Olive
Rochester
Bloomington
Cerritos
Manor
CA
NC
MA
PA
TX
TX
NJ
MN
MN
CA
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
Focus Merchandising
Global Aviation Services, Inc.
Government Contract Solutions, Inc.
GTS, Inc.,
Image Supply Service
Information Technology Data Solutions, Inc.
Infoware
Inpro, Inc.
InteliTarget.com Inc.
Interconnect Cabling Network Services
JAS Travel, Inc., dba Stiles in Travel
Katherine Burke Inc.
dba Above & Beyond Incentives
Allison Rao
Douglas Ray
Nicole Geller
Dinesh Raturi
Linda Phelan
Cindy Hartig
Anne Daly Tulig
Gail Johnson
Joseph E. Smith III
Diana Fretwell
Judith Ann Stiles
New York
Houston
McLean
duluth
Shakopee
Kissimmee
Rosemont
Windham
Herndon
Berea
Fair Oaks
NY
TX
VA
GA
MN
FL
IL
ME
VA
OH
CA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
Katherine Burke
Irving
TX
Woman Owned
$3,000,000
NetGain Corporation
Network Spectrum, Inc.
Novus Biologicals, Inc
Kathy D. Smith
Josefine A. Lecuyer
Karen Padgett
Knoxville
Hagerstown
Littleton
TN
MD
CO
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
Oceans West Marine & Industrial Supply Inc.
OpTech, LLC & Remtech Business Solutions
Pacifc Janitorial Supply Company
Alice Salvarezza
Ronia Kruse
Kari Hus
San Diego
Detriot
Santa Clara
CA
MI
CA
Woman Owned
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
430
430
430
430
430
430
430
430
430
430
430
430
430
431
432
433
434
435
436
437
437
437
437
437
437
437
437
438
439
440
441
441
442
443
444
444
444
444
444
444
444
444
444
444
445
446
447
448
Pointe International
Precision Component Industries, LLC
Presentation Systems Inc.
progressive Printing
Rent-a-Computer, Inc.
Signature Events, LLC
Signature Events, LLC
Sterling Records Management
The Ivy Group, Ltd.
TMK INC DBA Staffmasters
Tri-QSI d/b/a Global Integration
Ultrasystems Environmental Inc.
west coast supplies
High Tech Connect, LLC
Dougherty Sprague Environmental, Inc.
The Cadence Group, Inc.
Alison's Relocations, Inc.
C.C. Steven and Associates, Inc.
Eastern Shore Psychological Services
ASC-Automated Systems Consulting, Inc.
Brewster Procurement Group, Inc.
Hollister Construction Company
Integrated Hardware Solutions
The Pat Henry Group
Total Solutions, Inc
Sheila Liao
Tricia C. Gerak
Debra M. Johansen
kim Price
Merlinda Ing
Shelley Rote
Shelley P. Rote
Sarah Even
Pamela Fitzgerald
Theresa Kelly
Michele Nicklis
Betsy Lindsay
Bill Wright
Rene Siegel
Cathy W. Dougherty
Tina Teree Baker
Alison Bottorff
James Gerde
Dr. Mary Kathryn Seifert
Rodia Numa
V. Janet Brewster
Holli Dorr
Michael Miller
Judith A. Hominy
Elaine Jordan
Schauburg
Canton
Costa Mesa
plymouth
Fremont
New Orleans
New Orleans
Boynton Beach
Charlottesville
Dallas
Arvada
Irvine
Rancho Cordova
Pleasanton
Richardson
Atlanta
Anchorage
Ventura
Salisbury
Tampa
Lafayette
Anaheim
Maple Grove
Cleveland
Madison
IL
OH
CA
MI
CA
LA
LA
FL
VA
TX
NC
CA
CA
CA
TX
GA
AK
CA
MD
FL
LA
CA
MN
OH
AL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$3,000,000
$2,969,000
$2,962,707
$2,950,000
$2,933,863
$2,929,000
$2,923,834
$2,900,000
$2,900,000
$2,900,000
$2,900,000
$2,900,000
$2,900,000
U. S. Engineering Technical Services, Inc.
U.P. Environmental Services, Inc.
Douglass Screen Printers, Inc.
Champion Uniform Supply Inc.
Enterprise Business Solutions, Inc.
Change-Ad Letter Company
Dovetail Marketing
Libraries, Inc. dba Library Associates
GEO & JEM, Inc.
CG Tecgnology, Inc.
Exhibit Edge Inc.
Peter L. Strouch
Wayne Stenberg
Lisa Kaiser Hickey
Trudy Dixon
Elva K. Fong
Beverly Greene
Herma Sailor-Rand
Deborah Schwarz
Janie Millican
Elizabeth Carlisle
Beverly A. Gray
Suffield
Bark River
Lakeland
Fords
Burke
Cornelius
Encinitas
Beverly Hills
Milwaukie
Lake Wylie
Fairfax
CT
MI
FL
NJ
VA
NC
CA
CA
OR
SC
VA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Native American/Asian American
Woman Owned
Woman Owned
$2,900,000
$2,900,000
$2,893,101
$2,878,241
$2,877,896
$2,850,000
$2,850,000
$2,849,000
$2,842,925
$2,800,000
$2,800,000
Hy-Tech Roofing Services, Inc.
Independent Forge Company
Internal Control Systems, Inc.
National Building Contractors, Inc.
NEI, Inc.
Peltar Corp dba DAVTECH Computer Center
System Concepts
Telephone Doctor, Inc.
Trial Business Inc., d/b/a Pennebaker LMC
CME Trucking and Excavating Company Inc.
Software Synergy, Inc
ISF Security Group, Inc.,
dba Ameritex Guard Services
Lester J. Haydel, Jr.
Rosemary L. Ruiz
Diane Jackson
Effie Abrahamsen
Robyn Talley
Azita Samidi
Cynthia Nielsen-Morgan
Nancy Friedman
Susan Pennebaker
Connie Langsdorf
Rose M. Oxley
St. Rose
Orange
Austin
Conyers
Ephrata
Los Angeles
Chicago
St. Louis
Houston
Granite City
Morganville
LA
CA
TX
GA
PA
CA
IL
MO
TX
IL
NJ
Woman Owned
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Woman Owned
Woman Owned
$2,800,000
$2,800,000
$2,800,000
$2,800,000
$2,800,000
$2,800,000
$2,800,000
$2,800,000
$2,783,516
$2,781,000
$2,780,487
Liana A. Marquis
Richardson
TX
Hispanic American
$2,757,555
449
450
451
452
453
454
BCS, Incorporated
Metal Service Inc.
Roth-Williams Industries, Inc.
Jacqueline Marlette-Boras
Gayle McEnroe
Patricia A. Williams
Columbia
Duluth
Clinton Twp.
MD
MN
MI
Woman Owned
Native American
Woman Owned
$2,742,098
$2,740,000
$2,731,000
Career Management International, Inc.
Applied Creative Technologies, Inc.
Balady Promotions, Inc.
Susan Silvano
Julia Lenzer Kirk
Joanne Balady
Houston
Germantown
Parsippany
TX
MD
NJ
Woman Owned
Woman Owned
Woman Owned
$2,726,654
$2,719,636
$2,707,847
|45|
455
455
455
455
455
455
456
457
458
459
460
461
462
463
464
465
465
465
465
465
465
466
467
468
469
470
471
472
473
474
475
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
|46|
Adeline Jones Associates, Inc.
BTG Enterprises
Horizon DataCom Solutions, Inc.
Project Advantage
Studio Displays, Inc.
TPS, Inc.
Printcrafters, Inc.
Q.E.D., Inc. dba QED National
tmdgroup, Inc.
KEY Personnel, Inc.
Lynne North American
Vanita Enterprises, Inc./
Millennium Impressions, Inc.
TransSolutions
Pennebaker LMC
asisco automotive company inc
Business Information
Technology Solutions.com
Clare L. Sullivan & Associates
dba Sullivan Group
Collaborative Technologies
CTSi
Mrs. Paper
The Brokers Group, LLC
The Hill Company
Adeline B. Jones
Brenda F. Porter
Vicky Nosbisch
Helen Dennis
Teresa Pope
Emily S. Toone
Hedy Mintz
Colleen Molter
Patricia M. Costanza
Sabrina Sanddal Steketee
Lynne S. Moore
Canonsburg
Atlanta
Powell
New York
Pineville
Cary
Philadelphia
New York
Sacramento
Holland
Newport News
PA
GA
OH
NY
NC
NC
PA
NY
CA
MI
VA
Hispanic American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$2,700,000
$2,700,000
$2,700,000
$2,700,000
$2,700,000
$2,700,000
$2,694,638
$2,690,000
$2,682,000
$2,673,949
$2,656,000
Wanda Persons Wickham
Belinda Hargrove
Susan Pennebaker
marcel c metz
Reisterstown
Fort Worth
Houston
elizabeth
MD
TX
TX
NJ
Black American
Woman Owned
Black American
Woman Owned
$2,643,000
$2,637,331
$2,615,599
$2,606,343
Sherry Lucki
Orlando
FL
Woman Owned
$2,600,000
Clare Sullivan Jackson
Hemal Shah
Sue Gunn
Marion Hindenburg
Joeyel Reynolds
Suzanne Hill
Houston
Ellicott City
Boulder
New York
Princeton
Fort Worth
TX
MD
CO
NY
NJ
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$2,600,000
$2,600,000
$2,600,000
$2,600,000
$2,600,000
$2,590,000
Industrial Specialty Products
Blue Ridge Computer Services
Boggs, Backer & Bates, LLC
Woodrose Company, Inc.
Checkers Catering
Digital Operations Corp
Kahn Mechanical Contractors
CEO Inc.
Econotel Business Systems
4KAMM International Inc.
Advantage Inc.
Paula J. Mullan
Cassandra Piner
Beth Boggs
Frances Loyd
Denise Slavitt
Kelley Caudle
Ann R. Kahn
Deborah Millhouse
Carol Ann Hurley
Ali Fakih
Joanmarie M Lee
Pico Rivera
Williamston
St. Louis
Fort Worth
Livermore
Huntsvill
Dallas
Charlotte
East Providence
Las Vegas
Newton
CA
SC
MO
TX
CA
AL
TX
NC
RI
NV
MA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$2,584,640
$2,581,600
$2,560,000
$2,538,662
$2,525,000
$2,522,229
$2,521,000
$2,513,249
$2,509,675
$2,500,000
$2,500,000
Aerostar Environmental Services, Inc.
City Labor LLC
CNS Communications, LLC
Commercial Cleaning Systems, Inc
Commotion Promotions, Ltd.
Cubic Container Mfg.
Dasher Technologies
Design Accessories, Inc.
Electro-Kinetics Inc.
EQUIPMENT DIRECT
Florida Equipment & Parts, Inc.
Gourmet Pantry
HumanTouch Technology Services
Philip E. Elson
Robin Cheek
Shirley Herter
Charlene Neighbors
Karen Kravitz
Pamela Brant
Laurie Dasher
Cynthia Lawrence
Aileen Sonderman
TED JASS
Jeannette Varela
Margaret Essary
Michelle Jafari
Jacksonville
canton
Scottsdale
Nashville
Phoenix
Sun Valley
Aptos
Roanoke
Wood Dale
BREA
Miami
Chicago
falls church
FL
OH
AZ
TN
AZ
CA
CA
VA
IL
CA
FL
IL
VA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Hispanic American
Woman Owned
Woman Owned
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
Hutchins & Hutchins, Inc.
Jonathan Roberts Associates, Inc.
Jord Construction, LLC
Rebecca H. Wiseman
Merle Greene
Julia O'Connor
Waynesboro
New York
Milford
VA
NY
CT
Woman Owned
Woman Owned
Woman Owned
$2,500,000
$2,500,000
$2,500,000
Kay Lang + Associates
Kinnetic Laboratories, Inc.
Litra Mfg., Inc.
Kay Lang
Mary Lee Kinney
Georgianna Ball
Los Angeles
Santa Cruz, CA
Norcross
CA
HI
GA
Woman Owned
Woman Owned
Woman Owned
$2,500,000
$2,500,000
$2,500,000
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
476
477
478
479
480
481
482
483
484
485
486
486
486
486
486
486
486
487
488
489
490
491
492
493
494
495
496
497
498
499
500
Lone Star PC Sound
Main Line Embroidery & Design Co.
Midwest Remediation, Inc.
MillerParker, Inc.
Pat-Chem Laboratories
Phoenix Construction and Management, Inc.
Resource Technical Services
Seagrave Enterprises Inc.
Seville Staffing
Strategic Partnerships, Inc.
Suite Properties, Inc.
Synectic Solutions, Inc.
Temporary Living Company
The J. Paul Company
The Job Shop
The Logic Approach
Travis Associates, Inc.
Twin City Envelope, Inc.
United Partition Systems
Veritas Document Solutions, LLC
XY-Systems Inc
Hire Expectations, Inc.
WorkForce Software, Inc.
Ark Professional Services, Ltd.
DLK Architecture, Inc.
Linda O'Neill
Joanne Piraino
Rhonda Shoemaker
Reesa Parker
Gary Goodwin
Molly Zbojniewicz
Karen Mac Rae
Dominique Seagrave
Alisa Winston
Mary Scott Nabers
Rita Jarvis
Lynn M. Dines
Mary C. Greune
Mike Tabor
Liz Frome
Diana DeBalko
Diane M. Stack
Debra K. Revzen
Mike Kaminski
Michelle Steinberg
Frank Simhai
Mary Anne Pompea
Kevin Choksi
Joy Leggett
Diane Legge Kemp
Dallas
Essington
Independence
Dallas
Moorpark
Los Angeles
Dover
Huntsville
Chicago
Austin
Omaha
Camarillo
Raleigh
Addison
San Francisco
Austin
Burlington
Saint Paul
Ontario
Buffalo Grove
Los Angeles
Northville
Livonia
Fort Worth
Chicago
TX
PA
MO
TX
CA
CA
NH
AL
IL
TX
NE
CA
NC
TX
CA
TX
MA
MN
CA
IL
CA
MI
MI
TX
IL
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Native American
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,500,000
$2,473,416
$2,465,502
$2,465,448
$2,465,000
Poly-Pak & Ship, Inc.
Georgia Telecom Supply, Inc.
Worktank Enterprises, LLC
D.R.B. Electric, Inc.
Flexible Resources, Inc
Benchmark
Computer Depot, inc.
Enterprise Cable Group Inc.
Gavin & Associates Inc.
Gene Larue Inc.
Kino Inc. dba Kino Oil Company
Jo Ann Boggs
Jill Hogan
Melinda Partin
Denise K. Baker
Laurie Young
Wendy Buller
Helen Griffin
A. Sue Gorman
Karen A. Robinson
Billy G. Parris
Mrs. AnEll Crudup
Vandalia
Talking Rock
Seattle
Albuquerque
Cos Cob
San Jose
Overland Park
Lansdale
New Orleans
Austell
Fredericksburg
IL
GA
WA
NM
CT
CA
KS
PA
LA
GA
TX
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Black American
Black American
Woman Owned
$2,452,722
$2,450,000
$2,448,346
$2,420,000
$2,413,070
$2,400,000
$2,400,000
$2,400,000
$2,400,000
$2,400,000
$2,400,000
North Georgia Telecom, Inc.
The Vandiver Group, Inc.
Sky Research, Inc.
Executive Diversity Serrvices, Inc.
ACCESS Receivables Management
The P J Casanave Land Clearing Co
Contract Packaging and
Distribution Specialists, Inc
Metro Delivery Inc.
TGE Resources, Inc.
C & C Transportation, Inc.
Costume Specialists Inc.
SAO Inc, dba You Name It Promotions
Karen K. Potts
Donna Vandiver
Anne Sky
Donna M. Stringer, Ph.D.
Debra A Gillespie
Philip J Casanave, Jr.
Buford
St. Louis
Ashland
Seattle
Towson
Shacklefords
GA
MO
OR
WA
MD
VA
Woman Owned
Woman Owned
Black American
Woman Owned
$2,400,000
$2,394,729
$2,375,583
$2,370,588
$2,368,019
$2,365,475
The Packaging Group, Inc.
Sarh Talbot
Robin D. Franks
Linda Cantwell
Wendy Goldstein
Marla Kaye
Hamilton
Ann Arbor
Houston
Checotah
Columbus
Oakland
OH
MI
TX
OK
OH
CA
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
Woman Owned
$2,365,425
$2,362,479
$2,357,890
$2,341,171
$2,318,314
$2,316,726
Kinley & Manbeck
AIM Computer Training, Inc.
Advantage Fixtures Inc.
Christine Manbeck
Saman Dias
Holly A. Hubbard
Lebanon
Pleasant Hill
Houston
NJ
CA
TX
Woman Owned
Woman Owned
$2,308,215
$2,300,225
$2,300,000
|47|
Ten Steps to a
Beach-Worthy Body
By Stephanie Raymond
S
ummer’s here and that means the beach is the place to
be. But, after a long winter of being hidden underneath multiple layers of clothing your body might not
be at its best. Don’t despair; these ten tips will get your body
beach ready in no time.
Step 1 - Hydrate
If you don’t drink eight glass of water a day, start. In addition to keeping your organs functioning properly and flushing out toxins, keeping you body well hydrated will ensure
that your skin is clear, soft and supple.
are preventing your skin from showing its true beauty.
Before getting into the shower gently exfoliate your body
with a natural-bristle body brush or exfoliating gloves. Then,
in the shower, finish the job with a luffa and an exfoliating
body wash. In just one week your skin will be radiant.
Exfoliation is also a great way to stimulate your circulatory
system, which in turn improves skin tone and texture, giving
you naturally rosy glow.
Step 4- Goodbye Fuzz
Whether you choose to wax, shave or use a depilatory
cream, a fuzz free navel is a beach body essential. Remember,
to avoid irritation, don’t wax or use a depilatory cream the
Step 2 - Moisturize
day before you go to the beach. Give your self at least two
Next to water, moisturizer is the most important tool in
days lead time, if not three or four. Also waxing just before
combating dry skin. Apply it liberally. Moisturizing is especially important if you use a self-tanner, as a well-moisturized menstruation is a definite do not, as your body is ultra-sensitive during this time, waxing can be extra painful.
body will keep the sun-kissed look a lot longer than one
with dry, thirsty skin.
Step 5 - Fake It
Step 3 - Exfoliate
So, you’re drinking water and moisturizing religiously but
your skin still looks dull. It’s time to start exfoliating.
Exfoliating daily will remove all those dead skin cells that
|48|
If you want to be a bronzed goddess this summer, please
don’t bake in the sun, use a self-tanner instead. Self tanners
contain DHA, a colorless and completely safe sugar derivative that reacts with the skin, staining it a bronze color.
Remember to scrub, shave and moisturize before applying
self-tanner to eliminate the risk of uneven color or streaks.
When using at home self-tanning gels or creams, apply the
product generously. Always work from bottom to top starting
with your legs, rubbing the cream into your skin in a circular
motion. Don’t forget to apply self-tanner to your neck and
hair line as well. It can take up to three hours to see results.
If streaks scare you, try using a moisturizer/self-tanner
combo. These are just regular moisturizers with low levels of
DHA they are meant to be used daily and allow your tan to
develop gradually. It can take up to two days to see initial
results. Results will peak in five days.
Step 8 - Bloat No More
Bloating and bathing suits just don’t go together. Bloating
happens when your body’s digestive system is overworked and
needs a little help with digestion. So get your digestive system
back on track with a mini-detox. Drink lots of water, green
tea and cranberry juice. Eat lots of whole grains. Before you
know it, bloating will be a thing of the past.
Step 9 - Sunscreen, an Absolute Must
What’s the number one cause of premature ageing - too
much sun. So don’t go home red as a cooked lobster, blistered
with pealing skin — protect yourself by slathering on the sunscreen, your skin will thank you.
Step 6 - Don’t Forget Your Feet
Are you feet ready to be flaunted in some fun flip-flops or
sleek sandals? If not, don’t worry, getting them into shape is
easier than you think.
If you have calloused or rough feet, use a pumice stone and
foot cream containing lactic acid and/or urea to soften them.
Creams containing salicylic acid can do wonders for corns.
Even out the surface of your nails with a small grain nail
file. If you have long toes, keep your nails short and filed
square. If your toes are short and chubby you can give them
some length by rounding the nails at the corners. Lastly, polish
nails with a lively summer color, metallic shades last longer.
Step 7 - Lean and Mean
The best way to get lean and stay that way
is to strength train. Bicep curls and tricep
kickbacks will get your arm beach worthy fast.
Crunches and side crunches are time tested
favorites for maintaining great abs and squats
and lunges not only work the legs but the butt
as well. The best thing about strength training
is that since muscle burns more calories to
maintain itself than fat, your metabolism will
skyrocket.
Step 10 - Suit Up
By now you should be well on your way to a soft, supple,
buffed and bronzed beach-ready body, but before you hit the
beach you’re going to need a great suit. Whether you are the
kind of women who wears a one piece, a bikini, a tankini or a
thong, before you lay down the cash, always try it on.
While you are in the fitting room make sure you move.
This means sitting down, standing up straight, slouching your
shoulders, lifting your arms above your head, bending over,
turning around, and even dancing if the mood hits you. The
perfect suit should move with you and look great no matter
how silly you do.
The best suits are made to stretch both
lengthwise and widthwise to ensure ultimate
comfortablity. But, in the end, all that matters is that you feel fabulous in the suit you
choose. Don’t buy a swim suit just because it
looks good on the rack or the sales person
recommends it, buy it because it makes you
feel fantastic. 1
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FEATURE
NEED A RELAXING
AND TRANQUIL VACATION…
Costa Rica is
Central America’s Jewel
E
ncounter seas, beaches, rivers, waterfalls, mountains,
and an abundance of flora and fauna. With twelve
major life zones visitors encounter seas, beaches, rivers,
waterfalls, mountains, and an abundance of flora and fauna.
More than one million tourists visit Costa Rica each year.
What draws so many people to this lightly advertised destination? Natural beauty and diversity are the answers. Costa
Rica covers only 0.03% of the surface of the planet but it
has about 6% of the world’s biodiversity.
Visitors encounter seas, beaches, rivers, waterfalls, mountains, and an abundance of flora and fauna. Twelve major
life zones provide habitat for over 10,000 kinds of flowering
plants, 850 bird species, 3,000 butterfly species, and 209
species of mammals. Volcanoes, rainforests, cloud forests,
lowland jungles, the Pacific coastline, and tranquil
Caribbean beaches stretch across seven provinces. Thirty
percent of the land is protected by national and private
reserves, which harbor more than five percent of the world’s
plant and animal species.
Costa Rica is Central America’s jewel. It’s an oasis of calm
among its turbulent neighbors and an ecotourism heaven,
making it one of the best places to experience the tropics
with minimal impact. It boasts 20 national parks, 8 biological reserves, and a wealth of other protected areas to
enchant those who marvel at the wonders of nature. It
|50|
draws ecotourists from around the globe. Activities include
horse-back riding, hiking mountainous paths in the cloud
forests, guided bird-watching tours, volcanoes, scuba diving,
snorkeling, sailing, canopy tours, golf and much more.
Ticos, as the people of Costa Rica are known, are famous
for being hospitable, and are quite happy to live up to their
reputation. They seem to be well aware that their country is
a special place, and they go out of their way to accommodate their visitors, explaining things that might seem foreign
to a foreigner, and helping make their stay as enjoyable as
possible. Northwest Costa Rica, the Guanacaste province is
for the active soul, drawing visitors with its beaches, rivers,
waterfalls and natural attractions. Forming the eastern border is a group of volcanoes that form the Cordillera de
Guanacaste and Cordillera de Tilarán.
From the mountains flow various rivers that roll down
and form an alluvial plain drained by the Rio Tempisque,
which empties into the Gulf de Nicoya. The name
Guanacaste is derived from quahnacaztlan, a native word for
the guanacaste tree, which is Costa Rica’s national tree.
With a new airport at Liberia, tourism to Guanacaste has
boomed.
Costa Rica is a tropical country with two seasons – dry and
wet. The Guanacaste Province is the driest region of the
country with less than 55 inches of rain in the coastal areas. It
occupies a territory of around 20,000 square miles in the southern part
of Central America, and includes several small islands mostly on the
Pacific side. It is much like the state of Florida with two long coastlines. The country is only about 200 miles long and 70 miles wide at
the narrowest part.
Costa Rica is often compared to Switzerland and Hawaii because
of its mountains and forests. Unlike many areas of Mexico, Central
and South America, Costa Rica remains beautiful year-round. This
is partly because it borders the Pacific Ocean on the west, the
Atlantic Ocean on the east, and has a string of towering volcanoes
on the Central Plateau. Combine all this and you have a unique
tropical paradise with 11 climatic zones.
The high season in Costa Rica, December through April, is the
dry season. The green season, which lasts from May to November,
Things to know when traveling to Costa Rica
Cultures vary throughout the world and
sometimes a simple misunderstanding can
become a big deal.
Before traveling outside your native country to another country you should prepare
yourself. Learning about the country before
you go can prevent common problems or
confusion. Cultures vary throughout the world
and sometimes a simple misunderstanding
can become a big deal. Learning about the
basic life, culture and laws of a country you
are traveling to can help you to be prepared
and have an enjoyable vacation.
The basic things you need to know include
how to get around, business hours and various other points. Once you get to Costa Rica
you need to know how to get around from
place to place, especially if you are not within
walking distance of your destination. Buses
are the main form of transportation. It is the
most cost efficient and easiest way to get
around. Do be aware that the buses in Costa
Rica are small and sometimes cramped. You
will not be able to take along luggage and if
you need a lot of legroom you will be in trouble. Another form of transportation is a rental
car. They are quite more expensive and you
need to have insurance that will cover the
rental car in case of an accident. Also know
that most rental cars are standards, so if you
do not know how to drive one you may be out
of luck. Business hours in Costa Rica are
much like that in the United States. Typically
they run from 8 or 9 AM to 3 or 5 PM.
Everyday a lunch break takes place between
noon and 2PM. Also on Sundays most places
will be closed. Costa Rica runs on Central
Standard Time, which means some of those
traveling from the US may get to avoid jet lag
all together. The healthcare system in Costa
Rica is very advanced. They have an excellent
system that offers up-to-date medical care in
modern hospitals. You can most often find
doctors that speak English as well. These
basic facts will help you to get used to life in
Costa Rica, but there are some more things
you should get to know.
In Costa Rica there are some legal things
you need to know. If you are renting a car be
aware that Costa Rica is a good place to
have an accident. Drivers here rank low for
auto accident rates. The speed limits are
posted either on signs or painted on the
pavement and you should always be aware
of them. The speed limits range from 45 to
55 MPH in general. Costa Rica laws require
that all luggage is screened through customs
and declarations must be filled out for certain
items like food and anything valuable.
Alcohol is legal for those over the age of
eighteen. Also be aware that prostitution is
legal in Costa Rica for those over eighteen.
When you are ready to leave Costa Rica you
should know you will be required to pay an
exit fee approx. 27.00. These helpful hints
about legal do’s and don’ts will help you
avoid problems while in Costa Rica.
It is always nice to know about little things
that are often overlooked on travel websites
or in brochures. The water heaters in hotels in
Costa Rica are not like those in the United
States. You will find they are mostly plastic
tubes with an electrical gadget in the nozzle.
This means hot water may not always be hot.
The busiest time in Costa Rica is during what
is called the high season. The high season is
between December and May. You may find
that getting reservations can be difficult during this time. You usually do not have to tip
while out in Costa Rica. A 10% tip is added to
your bill. Another good thing to know is that
the sewer systems can handle toilet paper
unlike those in other countries. The water system in Costa Rica is treated and safe to
drink. The electricity in Costa Rica is the
same as in the United States. They do not
use the grounding prong in some locations,
so be aware of the need for adapters for this
reason. Dancing is big in Costa Rica and you
can find dance clubs all over. Laundry mats
are not common in Costa Rica. Most people
send their laundry out to be washed. Some
vacation rentals offer a washer/dryer as an
amenity. These helpful little hints can help you
get through your vacation without a mishap.
Costa Rica is a lovely, peaceful country.
There is a lot to see and do. Once you have
decided on Costa Rica get to know a little
more about the country so you can enjoy
everything it has to offer.
We traveled to Costa Rica on vacation in
2001. Fell in love with the people and their
country. Purchased property on the last day
of our vacation and built a villa in 2002.
Handles villa rentals for five additional villas.
Two, three, four and five bedroom villas available, all of which are surrounded by Costa
Rica’s biodiversity and over looking the
Pacific Ocean. Find more useful information
about Costa Rica by visiting our web site.
http://www.costarica-vacation-getaway.com
|51|
usually sees sunny mornings, with rain
showers in late afternoon and
evening. Overall, the climate is tropical, with an average temperature of
72°F (22°C). It can be much hotter
along the coastal areas of the country,
and much cooler in the mountains.
In the past, agricultural exports, like
bananas and coffee, have been the
staple of the Costa Rican economy.
However, tourism has always played
an ever-increasing role, and now it
has become the dominant economic
force. Ecotourism travel is the most
preferred for expansion because it will
provide a sustainable resource for
tourism for generations of Costa
Ricans to come. Costa Ricans love to
show off their country, and sincerely
welcome all travelers and vacationers.
San Jose, population over one million, is the capital and cultural heart
of Costa Rica. Other major cities (by
population) are: Alajuela, Cartago,
Heredia, Liberia, Limón and
Puntarenas. To enter the country you
now must have a valid passport. Some
countries now require your passport to
be valid for at least 6 more months in
order to leave your country to come
here. Check with you embassy or airline. Costa Rica is on Central
Standard Time, six hours behind
Greenwich Mean Time and one hour
behind EST in the States. It does not
currently use daylight saving time. No
shots are required. The water in the
major cities of Costa Rica is safe and
most hotels and restaurants offer purified tap water. You might prefer to
drink bottled water or seltzer to be
sure. Costa Rica has excellent, lowcost medical care and well-qualified
practitioners. Many North Americans come to Costa Rica for
cosmetic surgery or dental work.
Costa Rica is a safe destination for 99% of its tourists, but it’s
always a good idea to exercise caution whenever one travels. In
general, the country has a low crime rate. In most cases, crimes
are simple thievery - non-violent crimes of opportunity, so just
exercise caution, as anywhere in the world.
Costa Rica has a reputation as one of the most stable and
prosperous Latin American countries.
Costa Rica has something for everybody! Whatever your
interests; eco-tourism trips bird watching, adventure tours,
fishing, diving, rafting, canopy tours, golf, all inclusive hotels,
|52|
vacation homes or just relaxing on an unspoiled tropical
beach, you will find all of that and more in this tropical and
secure paradise.
We traveled to Costa Rica on vacation in 2001. Fell in
love with the people and their country. Purchased property
on the last day of our vacation and built a villa in 2002.
Handles villa rentals for five additional villas. Two, three,
four and five bedroom villas available, all of which are surrounded by Costa Rica’s biodiversity and over looking the
Pacific Ocean. Find more useful information about Costa
Rica by visiting our web site, www.costarica-vacation-getaway.com or info@costarica-vacation-getaway.com 1
FEATURE
Buying a Property in
Costa Rica, Basic Steps
By Attorney Francisco Molinero, Properties in Costa Rica’s legal staff
1. Planning to invest in
Costa Rica
ABC’s to Incorporating, Buying
Property and Becoming a Resident.
Many of our foreign clients have similar concerns when we first discuss
their investment plans in Costa Rica.
Almost everyone we have met wants
to know about incorporating, buying
property and obtaining residency.
We believe these three issues are the
main components of what we would
call the “typical investment package”;
which, just by following some basic
steps would make your Costa Rican
venture a very successful one.
INCORPORATING IN COSTA
RICA
The typical limited liability company (“Sociedad Anónima” or
“S.A”.) must be incorporated by at
least two people before a Costa Rican
Notary Public. After such incorporation, the shares may be transferred
and it is legally feasible to have a corporation in which one person is the owner of all shares.
The incorporators must choose a name (which must not
be similar to any existing corporate name); appoint a Board
of Directors (which, by law, must have a minimum of three
members, President, Treasurer and Secretary) and a
Comptroller. Each one of these positions must be occupied
by a different person; however, the initial incorporators may
occupy them.
Other crucial issues to be decided are the capital of the corporation (the higher the capital, the more registration taxes
are to be paid); the number of shares composing such capital
(a share cannot be divided according to Costa Rican Law fractions of shares are not acceptable-; thus, it is advisable to
have a number of shares that would permit future distributions
of the participation in the company) and the representation of
the newly formed company (there must
be at least one representative of the company with powers of attorney to act on its
behalf; however, at the time of incorporation, or later on, the powers of the company’s representatives may be limited, for
example, to specific actions or amounts).
Costa Rica has what we like to call a
“hybrid” corporate system. The incorporation deed, as well as all changes to the
company’s By-Laws, is to be recorded in
the Public Registry, where any person
has access to them. However, all transfers of the company’s shares are recorded
in the Shareholders Registry Book,
which is kept by the corporation and is
only available to company’s shareholders
and officials; all other parties can only
review it with a Court order.
When you are buying real estate, it is
advisable to do it on a corporation’s
name. In this case, transfers could be
made easier and the structure may be
more flexible for other transactions and
for organizational matters.
2. Buying Real Estate
Most properties in Costa Rica are registered in a computer
system called “Folio Real”. This system is centralized at the
offices of the Public Registry in San José. Before buying land
(or even before seriously considering an offer to buy land) a
title search in Folio Real should be performed.
Such a title search will show all data on the property,
including area, ownership, boundaries, location, mortgages
and other liens.
A few properties have not been incorporated to the “Folio
Real” system yet. They are still registered in special books
kept in the Public Register. Such properties may also be
accurately title searched in the Public Registry.
When considering buying land, the first question to be
asked is if you are being offered ownership rights (derecho de
|53|
propiedad) or occupation rights (“derechos de ocupación”). In
the case of occupation, you would be dealing with land that
has not been registered, cannot be title-searched and must go
through a long process in order to be registered. Ownership
rights, in the contrary, are registered and are equal to the concept of owning land in the United States or Canada.
Another situation one may encounter regarding land, especially in beaches, is the concession. In this case, the government gives a private party the right to use the land for a specific period of time. In general terms, the concession may be
considered as a lease. The concessions registration system is
different than the one for regular land, and has particular
requirements regarding zoning, terms, occupation, etc. In
conclusion, before buying, before offering or even before seriously considering a piece of land, enquire about its status and
perform a title search: these simple steps could save you a lot
of money and effort, and will definitely make your Costa
Rican investment worthwhile.
3. Purchasing Property in Costa Rica.
A GUIDE TO UNDERSTANDING THE REAL ESTATE
SYSTEM AND BUYING PROCESS
Introduction
The acquisition of real estate is one of the most significant
investments a person makes during his or her lifetime. It can
also be one of the most stressful. In foreign countries such as
Costa Rica, the normal stress of the purchasing process can be
compounded with other risk factors, such as language barriers
and unfamiliarity with local laws and procedures. That said,
foreigners can and do legally and successfully purchase property
in Costa Rica. In fact, Costa Rica offers potential buyers many
types of real estate products including houses, condominiums,
time-shares, farms, finished lots and beachfront property. The
following guide is designed to help buyers navigate their way
through the real estate buying process for all types of purchases.
The guide is divided into three main sections covering:
I. Property Types and Property Rights
II. Purchase Process:
a. Legal vocabulary of property purchase
b. Methods of Purchase
c. Buying process step-by-step
d. Fees
III. Investment Protection: strategies and tools to protect
property investment
I. PROPERTY OWNERSHIP AND OTHER COMMON
FORMS OF POSSESSION
Just like in the US, Canada, and Europe, there are different
types of property available to buyers. Understanding the various types that are available for purchase is critical in the evaluation process. This section highlights the property types that
can be purchased in Costa Rica and the implications of each
type of ownership for the buyer.
a. Fee Simple:
i. The most comprehensive form of property ownership in Costa Rica is
fee simple ownership. Fortunately for foreigners, the conditions for this
type of ownership are the same for Costa Rican nationals as they are for
Doing Business in Costa Rica
C
osta Rica remains one of the
safest and most attractive countries for foreign investment in Latin
America. The Costa Rican government, its ministries and financial
institutions maintain a decidedly
pro-U.S. and continental stance in
regard to financial security and tax
laws. The stated aim is to entice primarily high-tech corporations to take
advantage of Central America’s
most educated, computer literate
and disciplined workforce, along
with the modern production infrastructure the country is currently creating. The economy is being transformed from its long-time dependence on coffee, bananas and cattle
raising to one centered on microprocessor production and high-tech
telecommunications services.
This investment-friendly climate
|54|
and government policy of making
Costa Rica “the Silicon Valley of
Latin America” has enticed commercial leaders such as Acer, Microsoft,
GE, Abbot Laboratories, Continental
Airways and Intel Corporation to
make sizable investments here, both
financially and physically, with major
production and distribution facilities.
Western Union has chosen Costa
Rica to host its Latin American
regional operations center. In 1998,
for the first time ever, Costa Rica is
poised to earn more from high technology exports than from coffee or
bananas or even its lucrative, thriving tourism industry.
The World Bank has given Costa
Rica an excellent bill of overall political and economic health. At its
annual conference in El Salvador
this year, the bank lauded the coun-
try as possessing “one of the most
stable and robust” democracies in
Latin America. It went on to praise
the Costa Rica’s “healthy economic
growth rate” and “some of the best
social indicators” on the continent.
Costa Rica is one of the most
vocal supporters of continental free
trade, and already has its own agreement with Mexico and other countries
of the region. Costa Rica’s numerous
free trade zones and tax holiday
opportunities are extremely enticing.
They offer benefits such as exemption from import duties on raw materials, capital goods, parts and components; unrestricted profit repatriation; tax exemption on profits for
eight years and a 50 percent exemption for the following four years.
A study done recently for the
Ministry of Foreign Trade (COMEX)
foreigners. The concept of fee simple ownership is the same in Costa Rica
as in the US. Basically, fee simple ownership gives the owner of the property the absolute right to materially own the property, use it, enjoy it (i.e.
usufruct), sell it, lease it, improve it (i.e. transformation), etc., subject
only to conditions outlined in the Costa Rican Laws. Fee simple also
means that if the owner is obstructed from enjoying any of his/her rights to
the property, he/she has the right to be made whole, in other words, have
the property restored in its original condition. Buyers who purchase fee
simple title have the most rights under to law to enjoy and use the property
as they see fit.
b. Concessions in the Maritime Zone:
i. Concession property is more commonly known as beachfront property.
In Costa Rica, 95% of beachfront property is considered concession property and is governed by the Maritime Zone Law and other specific regulations including but not limited to special dispositions stated by municipalities and the ICT (Costa Rican Institute of Tourism). These legal dispositions set forth the conditions under which foreigners and local residents
can own concession property. A concession in Costa Rica is defined as
the right to use and enjoy a specific property located on the maritime zone
for a pre-determined period of time. The state, through its respective
municipality, grants this right. Note that the first 200 meters measured
horizontally from the high tide line defines the boundary of the maritime
zone. This zone also includes islands, pinnacles of rock, mangroves, estuaries, small islands and any small natural formation that overcome the
level of the ocean. This 200 meter zone is divided into two areas:
1. Public Area: The first 50 meters measured horizontally from
the high tide line. This zone is not available for ownership of any
kind. No kind of development is allowed except for constructions
approved by governmental entities. Further, this area is deemed a
projects that by the year 2005,
Costa Rica’s export earnings will
amount to $15.7-billion, about four
times the current figure. Intel will be
leading the way; its exports, from
the three manufacturing facilities the
processing giant is building here,
are expected to reach an annual
$3.5-billion by the year 2001.
High-tech companies will spur the
export boom, while traditional
exports, such as coffee and
bananas, will fall in percentages of
overall figures, but in terms of revenue, will continue to grow.
Costa Rica is building a competitive advantage for itself and the
many high-tech companies who
have chosen or are pondering the
option to operate here. It is a country at a turning point in integrating
itself into the modern world economy. Those doing business here will
have the inside track.
public area and any individual wishing to utilize this area for
enjoyment has the right to do so. In other words, there are no
truly private beaches in the Maritime Zone.
2. Restricted/Concession Area: The next 150 meters. This area is
available for Concessions to be granted. A concession is in essence a
“lease” on the property granted to the lessee for a specific period of time.
Normally the concession period is granted for 20 years. An owner of a
concession may build on that concession, subdivide the concession and
perform other acts to the property. However, appropriate permits from
the local municipality must be obtained.
3. Ownership Limitations: Unlike fee simple property, foreigners
do not have the same rights as citizens when it comes to purchasing concession property. The law establishes that foreigners cannot be majority
owners of a concession property. A foreigner can, however, enter into a
partnership with a Costa Rican citizen where the ownership is divided
49% / 51% between the foreigner and Costa Rican respectively. One
exception is if a foreigner has resided in Costa Rica for at least five
years, then they may be majority owners of a concession. Both foreigners and Costa Ricans alike are required to purchase all Maritime Zone
property through concession.
c. Properties in Condominium:
i. When US citizens think of Condominiums, they normally think of large
apartments or townhouses. In Costa Rica, however, there is a specific law
called “Condominium Law” that provides certain benefits to developers of
many different types of properties, including single family residence projects, finished lot projects, condos, etc. This set of laws allows a developer
to restrict and regulate certain aspects of the development. Each
Condominium developments has its own by-laws containing all of the
restrictions, limitations and privileges that can be enjoyed by individuals
Getting Here
The best way for potential
investors to begin their search is to
travel to Costa Rica and find out
first-hand about the favorable business climate and opportunities.
There are direct flights to San José
from many cities in the United
States and Canada. For all accommodations and tourism inside the
country, there is no better service
than Travel Web, which you can easily contact by phone at our toll-free
number or on-line.
Amcham
Among the more knowledgeable
and helpful sources of information
on investing and doing business in
Costa Rica is the Costa RicanAmerican Chamber of Commerce
(AMCHAM), composed over 1,500
representatives from more than 330
multinational and local companies.
Business Resources
CINDE, the Costa Rica
Investment and Development Board,
has been officially commissioned by
the government of Costa Rica to be
the main promoter and advisor to
foreign investors. CINDE is a private, non-profit organization that
provides complete and updated
information on the economy and the
business environment in Costa Rica,
and helps in the initial contact with
potential investors. It has an office in
New York to provide tailor-made
services. PROCOMER, the Foreign
Trade Promotion Institute can help
exporters understand relevant legislation, acquire export permits, seize
the advantages of market opportunities and chart their way through
related fields of endeavor.
CADEXCO, the Costa Rican
Exporters Chamber, provides information to entrepreneurs, private and
|55|
who purchase a property in such a development. Ownership of property
“in condominium” is fee simple ownership, but usually carries with it a
few additional restrictions set forth by the developer. It is advised that you
require the owner of the property to give you a copy of the by-laws to
check for architectural guidelines, land use restrictions, and other limitations that may be placed on your property. Most often, developers use the
condominium laws to allow them to build private roads in a development
and set architectural guidelines. For the most part, condominium laws are
designed to protect the integrity of a development and maintain the “look
and feel” of the project.
d. Untitled property
i. There are properties in Costa Rica that are not recorded at the Public
Registry of Properties. Families have inhabited some properties of this type
for generations while others have never been occupied. In either case, it is
possible that someone claims that they “own” the property and may put it
up for sale. They may even have fence lines or other boundary markers
that separate “their” property from a neighbor’s. Regardless of the time
that an inhabitant has lived on the property or to what extent they have
demonstrated ownership, unless that property is registered at the Public
Registry, there is no official owner. i.e. the title is unclear. It is strongly
recommended that this type of property be avoided at all costs because
there is no way to prove that the “owner” has the right to transfer the
property, or even worse, what the dimensions of the property really are.
e. Time Share:
i. This option allows an owner the right to use a property for certain
weeks of the year. In most cases the time-share ownership grants similar
rights as implied in the condominium regulation except that in the timeshare it is limited to certain weeks during the year. In this manner one
public institutions on export procedures and requirements; trade barriers and how to overcome them; how
to sell products abroad; information
on export credit lines and export
contracts, international prices, etc.
Internet Services
Costa Rica’s Internet services are
the most readily available and
sophisticated in Central America.
Informática Internacional, the country’s longest-serving private sector
Internet services company; is one of
the leading providers of Internet
services nationwide. Through its
diverse client base and wide range
of products and services, Informática
has ways to improve any business,
personal communications needs, or
assist in the electronic marketing of
products and services. Through
Informática, corporations and individuals planning to settle in Costa
Rica can acquire Internet domains
|56|
single unit is subdivided into parts and sold individually. Time-share
resorts are not common in Costa Rica.
II. THE PURCHASE PROCESS
A. Basic Terminology
Feeling comfortable with the purchase process starts with
understanding the most common terminology. While the purchase process may seem very simple, there are some keys ideas
with which a buyer should be familiar. The following defines
the most common vocabulary used in real estate transactions
in Costa Rica.
a) Folio Real: This is the “social security” number of properties. It is the unique number assigned to each property to identify it
and distinguish it from other properties. This number is comprised
of three parts: the first number indicates the province, the second
group of six numbers is the number of the property itself and the
last group of numbers indicates how many co-owners the property
has. All titled properties MUST have this number in order for
clear title to be obtained.
b) Transfer or Conveyance Deed: (escritura de traspaso):
This document contains all of the stipulations regarding the transfer
of real estate including basic information about the buyer, seller,
the property, and any special terms of sale, such as easements or
mortgages. An attorney who is also a Public Notary must prepare
this document and the deed must be recorded in his/her Notary
Book as well as at the Public Registry of Property. Once the deed
has been prepared and signed at the close, it is the attorney’s
responsibility to record the deed immediately at the Public Registry.
and E-Mail addresses in the country
even before making the actual physical movement.
Real Estate
All individuals and private companies, local or foreign, can own land
and property in Costa Rica. Few
restrictions apply, the most important
being physical occupancy and a 50meter limit from the beach on oceanfront property. Potential real estate
investors, and their lawyers, must first
go to the National Registry for a title
search, to the Ministry of the
Environment and Energy for an environmental impact study, the local
municipality for zoning laws and building permits, and then perhaps to other
ministries and institutions for pertinent
information. There are some excellent
Real Estate agents who can find you
the property you want. In addition,
pick up The Golden Door to
Retirement and Living in Costa Rica. It
covers all aspects of living and investing in the country, and is required
reading for anyone thinking of living
full- or part-time here.
Privatization
The government of Miguel Angel
Rodríguez has assumed a constitutional and legislative commitment to
deregulation and privatization
through a national consensus
process. Instead of simply selling off
state owned companies and institutions to the private sector, Costa
Rica has opted for a phased opening up of areas such as telecommunications. For example, ICE, the
Costa Rica Institute of Electricity,
which today holds a constitutional
monopoly in the field, will not be sold
- the various telecommunications
services will be offered as concessions, and ICE will become just
another player in this modern, competitive branch.
The recording process consists of two phases. In the first phase, the
notary presents the deed to the public registry for its annotation;
from this moment the property is protected against any third party
interest. After the registry verifies the deed is structurally correct,
the second phase of registration begins and the property is recorded
in the name of the new owner. Because Costa Rica operates on a
“first in time, first in right” system, registering the deed immediately is critical to ensuring that the new buyer’s rights to the property are ahead of any other claims by third parties.
c) Public Registry of Properties
d) Notary Public: Attorney licensed by law to perform legal
acts with Public Faith. All transactions performed by a Notary are
recorded in his/her Notary Book. A public notary is necessary in
order to purchase a property. Most attorneys in Costa Rica are
also Public Notaries.
e) Power of Attorney: ( Poder )
practice in Costa Rica is to acquire properties through a new
corporation or through an existing corporation that currently
owns the property of interest. The process of setting up a corporation is not complicated, but does require a knowledgeable
attorney who understands the exact protocols and procedures
necessary to properly set up the corporation. The advantage of
this system is that it allows a buyer to protect their asset anonymously. Further, if a purchaser acquires a property through an
existing corporation that already owns the property, there are
no government transfer taxes and stamps to pay. The reason is
that transfer taxes and stamps must be paid anytime that there
is a change in the ownership of the property. If a buyer acquires
the shares of an existing corporation, technically there is no
change in the recorded owner of the property (i.e. the corporation still owns the property). However, if a property is acquired
through forming a new corporation to buy the property, the
(1) This document authorizes a person to act on behalf of another to per- transfer taxes and stamps must be paid because the name of the
form specific actions such as the purchase of a property. This tool is espeproperty owner has changed. The risk for the buyer in acquircially useful for clients that wish to close on their property without returning an existing corporation is that the corporation might have
ing to Costa Rica. It is best to sign the power of attorney before leaving
other liabilities and there is no way to verify 100% that the
the country because the law requires that the power of attorney be signed
corporation is clean. When buying a Costa Rican corporation,
in the presence of a Costa Rican notary. Thus, a visit to a Costa Rican
it is important to keep in mind that there are other obligations
consulate in the US is necessary. One exception to this rule, however, is if and responsibilities that must be addressed. Examples include
the property is being purchased through a corporation. In this case, a
yearly tax declarations (even if the corporation is inactive),
signed proxy letter will suffice and there is no need to visit a consulate.
payment of income taxes if any, and keeping the legal books of
(2) Powers of Attorney come in two forms, general and special. General
the corporation up to date and in order.
power of attorney allows a representative to sign on behalf of an individual
for multiple transactions and must be recorded at the Public Registry. A
specific or special power of attorney allows the representative to sign
ONLY for the item specified in the power of attorney contract and under
the conditions specified there. It is highly recommended that only a specific
power of attorney be granted for property purchases to limit the rights of the
representative to sign only for the property in question and nothing else.
Additionally, the specific power of attorney does not have to be recorded at
the Public Registry; however it should be granted before a Notary Public.
f) Survey Plan (Cadastral Department): In addition to the
Public Registry of Properties, which holds all property deeds, Costa
Rica also has a Cadastral Office that holds all of the property surveys. In order to transfer, mortgage or acquire a property, a survey
must be recorded at the Public Registry. When dealing with property
segregations, a municipality authorization is also required on the survey. The official drawing of the property is validated through an
approval process by the Public Registry of Properties as well as by the
municipality in which the property is located. Because the Public
Registry and Cadastral Office are separate entities, it is not uncommon for old property surveys to be on file at the Cadastral Office. If
this is the case, it is recommended that a new survey plan be registered with the Cadastral Office so that there can be no dispute over
boundary lines.
B. Purchasing Methodologies
1. Acquiring Properties through direct transfer: A purchase
process whereby one or more physical individuals acquire a
property in their personal name.
2. Acquiring Properties through corporations: A common
C. Step-by-Step through the purchase process:
1. Once a buyer has seen a property of interest, the next
step is to understand what the process of acquiring the property may entail. The following are the basic steps that a purchaser follows when buying a property.
Step 1: Sign an Option to Purchase/Sale with seller.
Step 2: Deposit funds into escrow (if available).
Step 3: Title research performed by the Notary Public /
Lawyer (review if property is free and clear of defects)
Step 4: Closing – Execution of Transfer Deed, Endorsement
of Shares and/or Mortgage Deed and disburse funds
Step 5: Register new owner with Public Registry
D. Fee Structure
1. Transfer taxes, stamps and other charges: In order to
record the transfer of the property, the government charges
1.5% of the purchase price and an additional 1% is charged
for other stamps at the Public Registry.
2. Notary Fees: Notaries are required by law to charge
1.25% as their legal fees.
3. Survey fees: If you require or demand a new survey for
your property, there are qualified surveyors available to perform this function. Pricing depends on the location and size
of the property.
4. Mortgage registration fees: The government charges
0.6% of the mortgage value to register the mortgage deed on
the property.
5. Escrow Fees: Fees are dependant on the escrow provider.
|57|
6. Incorporation: Fees for purchasing a corporation typically run between $500-$1000 or +.
III. PROTECTING THE REAL ESTATE INVESTMENT:
One of the greatest concerns of foreigners purchasing real
estate in a foreign country is to ensure that the transaction
will be executed legally and if the system can ensure a lifetime of enjoyment of the property. The Costa Rican legal system, if followed correctly, does give ample protection to
investors, but if the transaction is not executed properly, loss
can and does occur. To guarantee the security of any real
estate investment, there are three tools that should be present
in any real estate transaction.
a. Adequate legal representation and experienced Notary While a notary’s primary duty is to provide Public Faith to a
transaction, his/her job is also to act as the legal representative of the buyer, providing legal advice and representation
throughout the process.
b. Escrow – Most buyers from the US understand Escrow
service to include not only the managing of funds for a property purchase, but all of the administrative work required to
execute a closing. In fact, in states where an attorney is not
required for a real estate purchase, the escrow agent becomes
the central party responsible for ensuring that all documentation is in order before the close. In Costa Rica, the escrow
agent performs many of the same duties. The primary function is the financial service to prevent manipulation or mishandling of funds prior to closing. The escrow agent is a neutral third party with responsibility for issuing checks and executing payments. This system gives confidence to all interested parties (e.g. attorneys, brokers, seller, buyer) that funds
are protected during the buying process and that all funds will
be disbursed appropriately to all parties at closing.
c. Title Guaranty: Why Title Guaranty? When you decide to
buy a property, you must be certain that after the sale has
been completed you will be the true owner of the property.
You need to be confident that no liens, encumbrances or
other impediments will prevent your free use and enjoyment
of the property.
Guaranty for the property owner
The same way you purchase life insurance to protect your
interests, a Title Guaranty should be purchased to protect your
property title interests. Your real estate investment will probably be the biggest investment you will ever make and loss of
this investment can be financially devastating. You need to be
certain that you are financially protected from potential losses.
Guaranty in the local courts;
n Payment of valid claims against your property title, up to
the amount of the Title Guaranty.
SOME OF THE RISKS COVERED BY A TITLE
GUARANTY
n Invalid documents executed under expired or no existent
power
n False assumption of identity of legitimate property owner
n Falsification of documents, legal power, and other papers
related to the transfer of property title.
n Liens or other financial burdens charged to the previous
property owner.
n Non-registered property easements
n Hidden heirs of previous property owners
n Documents executed by minors of age
n Invalid Documents delivered after death of previous owner
n Peace of mind
Once acquired, a Title Guaranty remains in place as long as
you own the property, giving you a lifetime of security and
peace of mind backed not by a promise but by a company
financial stability. Because only one payment is required a Title
Guaranty is a cost effective method of protecting your real
estate investment and enhancing the value of your property.
CONCLUSION
The real estate buying process in Costa Rica need not be
intimidating or confusing. By understanding the steps in the
process and pitfalls to avoid, a buyer can confidently invest in
and enjoy their property for years to come.
4. Calculation table for
transfer of real estate
Example value - $ 100,000.00
Stamps
%
Registry
0.005
Agrarian
0.001
Law 7535
0.002
Municipality
0.002
Lawyer Board*
0.00025
Treasury Department C.R.* ¢ 625.00
National archive**
¢ 20.00
Transfer taxes
0.0151
Legal fees
0.0125
Total about 3.8%
0.03758
$ 500.00
$ 100.00
$ 200.00
$ 200.00
¢ 75.00
$ 25.00
less than $ 2.00
less than $ 1.00
$ 1,510.00
$ 1,250.00
$ 3,788.00
plus fixed
costs above**
WHAT DOES A TITLE GUARANTY PROVIDE?
n Protection against monetary losses, brought about by
hidden ownership claims that may be made against the
property title;
n Payment of legal expenses if the company must defend
your property title against a claim covered by the Title
|58|
** Over the first ¢ 100,000.00 a fixed rate of ¢ 75.00 has to be cancelled.
* According to specific table rates, shown maximum payment in colones.
Up to ¢1,000,000.00 you pay 1.50% in legal fees, and 1.25% above that. 1
Get Smart-Safer Sun Tanning
By Kathryn M. D’Imperio
H
eading for the beach? Grab your shades, your towel
and your sandals, but don’t forget some sun block
even if you are desperate for that golden glow. Studies
show that more than one million people will be diagnosed
with skin cancer this year, and a strong correlation is linked
between those who worship the sun and the disease itself.
Proms, weddings and summer splendor...these three suntan motivators inherently urge women of all ages-and sometimes even men-to strive for a balanced bronzing of the skin.
According to scientific research, such a thing as a “healthy
tan” does not exist. Tanning is, in essence, the skin’s reaction to damage already done, and a defensive attempt to
protect itself from further harm.
The UV (or Ultraviolet) rays are the most threatening
component of a natural suntan. Two types of UV rays, UVA
and UVB, negatively affect the skin by deeply penetrating
our skin and potentially damage gene composition. UVA
rays (the predominant type) tend to cause skin cancer after
prolonged periods of time. Sunburn and the redness associated with sun exposure result from UVB rays, which are also
a strong risk factor for skin cancer. Personal tanning methods available today attempt to eliminate the UV rays from
coming in contact with the skin, yet you have to wonder
how safe you are when shutting yourself in a tiny tanning
booth for 30 minutes at a time!
Salon Options:
Popularity of tanning beds tends to soar as teens strive for
the prom-perfect hue and women of all ages aim
to avoid the pasty white complexions they suffered long enough through the winter. Though
they are thought to be only slightly more protective than getting a natural tan due to the controlled environment, risks are still associated with
tanning beds as the exposure to UV rays is still
present.
Did you know there is a recommended allotment of time that one should not exceed in the
course of a year when using a tanning bed?
According to the British Photo dermatology
Group (BPG-a branch of the British
Association of Dermatologists), one should not
surpass 10 sets of 30-minute sessions twice a
year, or in other words, 10 hours of exposure per
year. I am willing to bet most of us blow ten
hours of sun exposure out of the water on each
vacation we take!
Natural Tanning Options:
If you simply cannot avoid worshipping the
sun on a gorgeous day, consider using sunscreen with a low SPF. This will still allow tanning, but the skin will receive at least a small
degree of protection from the powerful rays. Be
especially cautious when in or on the water, as
the sun may badly burn the skin without any
warning signs. Hats and t-shirts can provide a
degree of protection when one is enjoying the
weather, playing sports or simply relaxing on a
nice day.
Some individuals should exercise extreme cauJUNE 2007 | WOMEN MAGAZINE
|59|
transport
tion when exposed to the sun, including those with very fair
skin, those who burn often or tan poorly, those who have many
freckles or moles, those under age 16, and those who have a
history of skin cancer themselves or in the family history. Even
if these conditions do not apply to you personally, it is still very
important to be smart about your own exposure to the sun.
Sunless Self-Tanning Options:
Doubtlessly a safer method of tanning than natural tanning
and visits to the salon, self-tanning products have taken leaps
and bounds in technology-far beyond the “orange tone” so
many worry about experiencing. Self-tanning products come
in several forms-lotions, gels, wipes, sprays, and now, even a
pill! The pill stimulates the pigment to change without any
exposure to the sun, which is actually thought to be a positive preventive alternative to harmful sun exposure.
For those who still enjoy the trip to the salon but don’t feel
the need to visit a tanning bed, a new tanning-spray treatment is available at some salons. It is quick, about a 30 second application with instant results. All of these tanning
options involve the active ingredient dihydroxyacetone
(DHA.), which is responsible for the change in skin tone.
Many of the products available also contain moisturizers and
vitamins to help the skin remain healthy and soft while not
topic
halfpg
PM with
Pagean1 artificially
exposing
the body10/24/06
to any UV 12:00
rays. Even
produced tan, it is vital to practice protective measures to
prevent sun damage. A simple sun block will do, in addition
to monitoring your exposure to the sun.
LXSI
No matter which tanning option you settle for if you simply must have that glowing tan, use caution when you bask in
the rays at the shore or wherever. Keep these important
points in mind whenever you are exposed to the sun for a significant duration of time:
1. Do your best to avoid falling asleep while tanning.
We all know how tempting it is to take that relaxing nap
to the sounds of the surf, but you could wake up fried to a
painful crisp!
2. Even if you are determined to go home with some color,
try a very low SPF level sunscreen. Something as low as SPF
15 will do more good for your skin than bare exposure!
3. When you do experience sunburn, keep aloe and cocoa
butter on hand. Aloe is known to soothe the skin, while
cocoa butter helps in keeping skin soft and smooth while also
repairing it and preventing peeling after sun damage.
We all love to sport a beautiful tan as the weather gets
nicer and the sun stays out longer, but please be careful in
choosing your tanning methods. This piece is meant to bring
awareness to the risks of UV exposure and to aid you in your
search for a proper tanning procedure. By providing an overall view of the options, this work highlights several tanning
procedures that are widely accepted for personal tanning.
However, this article should not be used in substitute for the
advice of your physician or a medical professional. 1
a leader in integrated logistics, has become one of the
fastest growing companies in transportation management
Services:
• Warehousing / 3rd Party Logistics
• National Expedite Services
• Air Freight
• Expedited LTL
• Consolidated LTL
• Full Truckload (Single / Team)
• Asset Recovery and Management
• International On-Forwarding
1250 W. Artesia Blvd Compton, CA. 90220
888-846-2283 National
Attn: Customer Solutions
solutions@lxsi.com
www.lxsi.com
Location: Ports of Long Beach / Los Angeles
|60|
Facility: 100,000+ Square Feet
PROFILE
The Many Passions of
Danielle Egnew…
Singer/Songwriter, Actor, Producer, Radio Co-Host
W
ow what a talented musician with a
charismatic personality. Her professional titles include singer/songwriter
(both independently and as frontwoman for
the currently-on-hiatus Pope Jane), actor, producer, radio show co-host, clairvoyant and
ordained minister! If that isn’t enough, her
musical contributions are equally diverse, writing songs both for herself and others, creating a
line of meditation CDs and penning soundtracks and scores for films.
Danielle helped found the all-female rock
band Pope Jane in Billings in 1994, and even
though the band dissolved two years ago, people are still talking about it. Danielle said
much of her success is due to her days as the
lead singer and guitarist in Pope Jane. The
music is still so vital that most of the songs
Egnew is using in the musical score for the
new film “Changing Spots” are Pope Jane’s.
“The director Susan Turley liked the songs
so much she wanted the entire soundtrack to
be our music. The score is like a Pope Jane
greatest hits,” Egnew told Women Business
Magazine in a recent telephone interview
from her home in Los Angeles.
Egnew landed one of the leading roles in the
film, a drama about relationships. She spent
most of 2006 involved in the filming of it and
is in the final stages of finishing its score. The
movie, which is expected to be released in
2007, includes a large live music sequence
where Egnew is lip syncing to her own songs. “2006 was crazy busy in a good way.
I thought L.A. was going to be a lot tougher nut to crack,” Egnew said.
Egnew and the rest of Pope Jane, including Kristen Coyner on drums and
Holly Shawver on bass, moved to Los Angeles in 2002 to pursue a record deal.
LIVING HER DREAM
“This radio talk-show host, Sheena Metal, wanted to play Pope Jane music
between her talk segments,” Egnew said. “She was L.A.’s Howard Stern at the
time. I sent her music and she said, ‘You have to come out here.’ We played a
couple of shows and were immediately booked on Sunset Strip, which is great
because there are so many bands out here.”
Dreamworks, MCA and Universal
record companies were all interested in
signing Pope Jane. Then the bottom fell
out of the record industry and all three
deals went sour. “It was really disappointing,” Egnew said. “That’s when
Pope Jane ended.”
Shawver moved back to Billings and
Coyner moved back to Washington.
Plans are in the works to record another
Pope Jane album, though.
|61|
“Even though we weren’t playing music anymore, Pope Jane
just kept going and going with digital downloads,’ Egnew said.
Egnew is also wrapping up a solo album named after one of
her favorite places, “Red Lodge.” Also in 2006, Egnew was
invited to be part of a celebrity cast of a production of
“Vagina Monologues” in New York City, with among others,
Ally Sheedy. “I did get a blush or two reading the script and I
thought, ‘How am I going to say this out loud?’ But when
they put it all together, it was such a healing experience. We
were in New York for seven days to produce this and we
stayed at the St. Regis. I’ve never stayed at a five-star hotel
before. It’s the kind of place where you call the butler to bring
you coffee in the morning.”
Egnew’s first love was musical theater, and she studied theater at the University of Arizona and Montana State
University-Billings. Now she feels fortunate to combine all of
her talents by writing movie
scripts, acting and playing music.
Her first script, the sci-fi thriller
“Thunder Walk,” has been
optioned by a film company.
Danielle shared with Women
Business, “ If I were ever to go
back to school, it would be for
the sciences – Physics,
Astronomy. I love science”.
Danielle’s future includes filling out her film production division of Ave Vox Entertainment
by fulfilling her dream of filming
her screenplay Imogene’s Waltz
in Montana. I’ve gotten a lot
more involved with film, as I’ve
always loved the medium, and
I’m currently one of the producers as well as talent in a comedy called Girl Band written by my pal Renie Oxley”. We’re
getting that project together now, and it’s going to be amazing. I also want to buy a cabin back in my home state of
Montana – I used to have a home there, and with all the
writing and recording I do, I could use the peace and quiet up
there for a nice backdrop.
“The biggest thing is you just can’t quit,” Egnew said. “At
the end of the day, you’ll be the one standing out in the
wheat field and you know how far away you can see someone
standing in a field.” “Always let your voice be heard! I think
many women are afraid to appear too pushy or overbearing,
so they don’t often represent their ideas with conviction. At
least not verbally, anyway. This is really a tough sociological
tendency to break, the need to be the nurturer and healer in
lieu of being the leader and the one who delegates. But truly,
the true leader is the one who nurtures the group and heals
tensions, so leadership is really a natural thing for women,
once we accept that it’s okay for us to step into that role”.
Egnew is also co-hosting a radio show, “The Music
Highway,” where she plays all-independent music. And,
|62|
lastly, one of Egnew’s biggest honors was when she was
named Best Pop Alternative Female Guitarist in 2006
through a nomination process that included L.A. music
business executives and online voting. She won a custom
Minarik guitar, which led to an endorsement by the guitar
company.
“Winning that award was a testament to everybody who
believes in my music and everything they did to help me get
here,” Egnew said.
As a composer and actor, both Danielle’s pop and orchestral
works appear in the upcoming feature film Changing Spots
(Clear Pictures 2007) in which she also stars as disenfranchised
former rock star “Peg Franklin”. Danielle was honored to be
part of the VDAY 2007 West LA celebrity cast of The Vagina
Monologues with Jennifer Beals (The L Word, Flashdance),
Alexandra Hedison (Designing Blind, the L Word), and a host
of others. She is also an alumni of
the New York 2006 VDAY cast
of The Vagina Monologues
alongside Ally Sheedy (High
Art, The Breakfast Club) and
Kathryn Erbe (Law and Order:
Criminal Intent),
In her career Danielle has had
to dealt with many challenges as
a woman. “The music industry is
traditionally a “good ol’ boy’s”
network, and in the last few years
that has really begun to change –
thank goodness”! But it’s even
commonplace as a female musician to go into a music store to
buy guitar strings and not have
the guy clerk talk to you slowly,
like you’re either five years old or missing a few chromosomes
upstairs. When I was coming up through the ranks fifteen years
ago, it was difficult as a young female Music Producer to be
taken seriously. Thankfully, my work spoke for itself, and I was
afforded a lot of opportunities. But it never stopped me having
to work twice as hard to prove that I could do what my male
counterparts could, or the attitudes of many of my more traditional guy piers, who insisted that women really had no place
in the corporate music world. We were supposed to be talent,
and that was it. You know, look really pretty in a tight dress,
giggle and sit on the A&R guy’s lap – the whole Betty Boop
thing. It was difficult for me, as I was also talent, and I wasn’t
supposed to aspire past singing and possibly playing an instrument. And this attitude was only back in 1991! The music
industry was about 35 years behind everything else in terms of
getting with the equality program – LOL! Very 1963. So it was
challenging launching out with my own label at that time. But
I learned a lot from the same guys that were giving me a hard
time, and I can thank them for that”.
For the latest Danielle updates, streaming audio, screensavers and more, head to www.danielleegnew.com. 1
over New Hope For
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WOMEN BUSINESS
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