RLB NoW - Raiffeisen

Transcription

RLB NoW - Raiffeisen
Raiffeisenlandesbank Niederösterreich-Wien AG
Member of Austrian Raiffeisen Banking Group
Self Introduction
Correspondent Banks
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Content
§ Raiffeisenlandesbank Niederösterreich-Wien (RLB NoW) at a first glance
§ To understand our background: Introduction of the Raiffeisen Banking Group
§ RLB NoW: Strategy, Key Facts and Figures
§ RLB NoW: International Activities
§ RLB NoW: Contacts
Correspondent Banks
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Raiffeisenlandesbank Niederösterreich-Wien (RLB NoW) –
at a first glance
§ RLB NoW is a very important member of the Austrian Raiffeisen Banking Group –
the largest banking organisation in the country
§ Within the Raiffeisen group, RLB NoW covers the provinces of Vienna and Lower
Austria which account for approximately half of the bankable population in Austria
§ RLB NoW is an universal bank with a particular focus on retail, SME and middle
market – in addition treasury and international have become more important
§ With a 31.3 % shareholding in RZB, RLB NoW-Group is one of the most profitable
domestic financial institutions
§ On a stand-alone basis, RLB NoW ranks with a balance sheet total of 17.7 bn EUR
(at mid-year 2007) among the top 10 Austrian banks
Correspondent Banks
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Raiffeisen in Austria – History & Philosophy
§ The Raiffeisen Banking Group was founded by F. W. Raiffeisen (1818-1888),
one of the most important social reformers in the 19th century.
§ The original goal was to provide basic banking services to the rural
population based on cooperative principles.
§ Only ten years after foundation of the first Raiffeisenkasse (Lower Austria) in
1886, 600 banks were operating according to the Raiffeisen system.
F.W. Raiffeisen
§ Those local cooperatives formed Raiffeisen Regional Banks like RLB NoW
(founded 1898) on provincial level and RZB in 1927 on federal level1).
§ The Raiffeisen idea has proven to be timeless: Raiffeisen is still a politically
neutral and financially independet banking sector within Austria.
§ The unique trade mark is the so called „gable cross“ – a symbol of
protection and cooperation.
The „Gable Cross“
1)
See also „Three tier strucure“ of Austrian Raiffeisen Banking Group
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Today, the Raiffeisen Banking Group is the most important
financial service provider in Austria
Total Assets [EUR bn]1)
Key Data1) (2006)
205.4
§ Total assets: 205.4 bn EUR
§ Operating Profit: 2.59 bn EUR
145.5
§ Equity: 10.65 bn EUR
176.0
§ ROE: 18.9% (before tax)
128.8
2003
§ 4 mn customers
2004
2005
2006
Market share of Raiffeisen
by Product 12/2006 [%]
27.8%
30.1%
§ 31,000 employees
Group Participations
§ Largest Austrian banking group with a
domestic market share of approx. 25%
§ 4 mn customers, 2 mn members,
31,000 employees served in 600 banks
with 2,200 branches
§ Approx. 80 bn EUR customer deposits
(2006) and 40 bn EUR savings deposits
§ Highest safety net – 100% of all
deposits insured via the Raiffeisen
Cross Guarantee system
23.2%
Total
Loans
T o ta l L o a n s
Total
Deposits
T o ta l D e p o sits
Savings
Deposits
S a v in g sd e p o sits
§ Fully integrated financial service & IT
provider with top market positions in
leasing, building societies, insurance,
asset management, pension funds, etc.
1) Legally not consolidated
Correspondent Banks
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Three-tier ownership pyramid of the Austrian Raiffeisen Banking Group
~ 2 Mio. Cooperative Members in Austria
567 Raiffeisen Banks
1.695 Branches1)
RLB NoW &
7 other Austrian
Raiffeisen Regional Banks2)
1)
2)
44% of all Austrian banking outlets
Raiffeisen Regional Banks account for approx. 88 % of RZB‘s share capital
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In addition, Raiffeisen has become an important international player
with a particular strength in Central and Eastern Europe
§ International operations are largely bundled within Raiffeisen
International, majority owned by RZB and listed on the Vienna
stock exchange
§ Raiffeisen International is one of the leading banks in Central &
Eastern Europe with a CEE balance sheet total of 67.5 bn EUR
(9/2007)
Albania
Belarus
Bosnia
Bulgaria
Croatia
Czech Rep.
Hungary
Kasachstan
Kosovo
Poland
Romania
Russia
Serbia
Slovakia
Slovenia
Ukraine
Raiffeisen Bank
Priorbank
Raiffeisenbank, Sarajevo
Raiffeisenbank
Raiffeisenbank Austria
Raiffeisenbank
Raiffeisen Bank
Raiffeisen Leasing
Raiffeisen Bank Kosovo
Raiffeisen Bank Polska
Raiffeisen Bank, Bucharest
Raiffeisenbank, Impexbank
Raiffeisenbank Austria
Tatra Banka
Raiffeisen Krekova
Raiffeisen Bank Aval
§ It is represented with subsidary banks and leasing companies in 16
markets serving more than 13 mn customers in 3,000 branches
(10/2007)
§ Raiffeisen Banking Group is also represented with banking units in
Singapore, China, New York, London and Malta
§ In addition, Representative Offices in Hong Kong, Seoul, Mumbai,
Ho Chi Minh City, Tehran, Brussels, Paris, Milan, Frankfurt,
Stockholm, Chicago and Houston complement the international
presence
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Vision and Strategy of RLB NoW
Vision
Strategy
§ Raiffeisenlandesbank NoeW is the leading regional bank in Centrope and as the
largest shareholder of RZB-Group a major driver in the development of
Raiffeisen Banking Group Austria.
§ Based on our strong cooperative identity we service our customers, partners
and shareholders with our high quality banking services. We are committed
to sustainable banking as well as ethics and humanitarian values.
§ To be a driving force for the development of our region and a top product &
service provider to our shareholding banks.
§ To expand market share in Vienna, particularly in retail banking, SME & corporate
banking
§ To provide highest quality banking services to clients and to broaden cross
selling/product sales
§ To maintain prudent credit risk management and controls
§ To take advantage of the growing CEE markets (shareholding in RZB and
Raiffeisen Units)
Correspondent Banks
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Raiffeisen in Lower Austria/Vienna – Ownership structure
82 Raiffeisen Banks
in Lower Austria
Others
(e.g. Commodity Organisations)
71 %
29 %
Raiffeisen-Holding
Niederösterreich-Wien reg.Gen.m.b.H.
21.5 %
78.5 %
Raiffeisenlandesbank
Niederösterreich-Wien AG
Bank participations
e.g. RZB (31.3 %)
Non-Bank participations
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RLB NoW: Key Financials and data
Key data
2005
2006
Mid-year 2007
§ Total assets in mn EUR
§ 14,428
§ 16,473
§ 17,660
§ Operating Profit in mm EUR
§ 216.1
§ 458.7
§ 201.74
§ Profit after tax in mn EUR
§ 208.8
§ 427.9
§ 199.8
§ Total Equity in mn EUR
§ 1,230
§ 1,661
§ 1,867
§ Return on Equity (A/T)
§ 19.5 %
§ 29.6 %
§ 21.4 %
§ Return on Assets
§ 1.55 %
§ 2.77 %
§ 2.34 %
§ BIS Ratio
§ 12.6 %
§ 13.2 %
§ 12.1 %
§ Tier 1 Ratio
§ 9.2 %
§ 9.2 %
§ 8.3 %
§ Cost-Income-Ratio
§ 41.0 %
§ 24.5 %
§ 31.4 %
§ Employees
§ 1,078
§ 1,133
§ 1,139
Note: Figures according to IFRS, RLB NoW consolidates its
31.3 % stake in RZB-Group at equity
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"Centrope"-Region is the new “regional home market” of RLB NoW
§ Initiatives to support clients in activities
with neighbouring countries
§ Service Units/International Desk
established
§ Close cooperation with RZB - direct
shareholdings in well established local
banks
– Raiffeisen Bank, CZ (24.0 %)
– Tatra Banka, SK (13.6 %)
– Raiffeisen Bank, H (13.2 %)
§ Joint offices with Ecoplus in Prague,
Bratislava, Budapest and Warsaw
§ Centropa Regional Fund
§ Centropa Consulting GmbH
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RLB NoW – A partner for financial institutions
(Structured) Trade &
Export Finance
Syndicated/Club loans
Foreign Payments &
Cash Management
Treasury/Investment
Banking
Products
Letters of Credit &
LC Finance
Bonds/Commercial Papers
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Raiffeisenlandesbank Niederösterreich-Wien
Contacts for International Banks at a glance
Website: www.raiffeisenbank.at
Email: firstname.lastname@raiffeisenbank.at
Tel: +43-5-1700+Ext.
Visiting Address: Friedrich-W.-Raiffeisen-Platz 1, A-1020 Vienna SWIFT: RLNWATWW Fax: +43-5-17008+Ext.
INTERNATIONAL DIVISION
Felix Mayr, Head of Division
Julia Muhr, Analysis and Processes
TREASURY DIVISION
Ext. 92228
Ext. 92957
International Finance & Financial Institutions
Claudia Westermayr, Head of Department
Samantha Sankholkar, Manager, FI
Nadja Watti, Manager, FI
Michael Berlin, Manager FI
Sigrid Regner, Senior Manager, Corporates
Christian Stark, Manager, Corporates
Martin Mayerhofer, Corporates
Adele Gligo, Manager, Corporates
Ext. 92495
Ext. 92274
Ext. 92426
Ext. 92855
Ext. 92214
Ext. 92358
Ext. 92859
Ext. 92353
L/C, Guarantees and Trade Finance
Irene Kammerhofer, Head of Department
Wolfgang Hofstetter, Senior Manager
Ext. 92157
Ext. 92697
Export Finance & FDI Finance
Alfred Götsch, Head of Department
Peter Förster, Senior Manager
Ext. 92359
Ext. 92249
Tim Geissler, Head of Division
Ext. 92477
Asset/Liability-Management
Jochen Bonk, Head of Department
Ext. 95495
Bondtrading and Sales
Herwig Haidn, Head of Department
Ext. 95440
FX-Trading and Sales
Josef Mantler, Head of Department
Ext. 92446
Treasury Consulting
Christian Tunkl, Head of Department
Ext. 95448
Money Markets
Christian Stangl, Head of Department
Ext. 92336
CASH MANAGEMENT DIVISION
Johann Friedl, Head of Division
Helene Winter, Senior Manager Banks
Ext. 92904
Ext. 92056
Correspondent Banks
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Disclaimer
This presentation is aimed to give correspondent banks a first overview on Raiffeisenlandesbank
Niederoesterreich-Wien (RLB NW) and the Raiffeisen Banking Group.
The information contained herein has been prepared from publicly available information or sources
that RLB NW believes as reliable.
RLB NW however accepts no liability or responsibility for the truth, accuracy, adequacy,
completeness of and makes no presentation, warranty or undertaking (express or implied) with
respect to, the information contained in this presentation.
Correspondent Banks
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