Here`s - Public Gold

No. Permit : PP18002/03/2013 (033367)
Jan - June 2014
CONTENTS
THE ENFORCER
Chairman’s Note
SPOTLIGHT OF THE YEAR
Pg 3
Preview of next Leadership Seminar 2013/14
Switzerland & Germany
Pg 4 - 5
SIP 2012/13: TOKYO, JAPAN QUALIFIERS
Pg 6
WHY PUBLIC GOLD?
Pg 7
INTRODUCTION TO CONSUMERCHANT
AND PG INFORMATION UPDATES
What is Consumerchant™?
SELF-MADE LEADERS OF PUBLIC GOLD
New achievers on the block
Highlight of the month : Mohammad Ansaari Bin Abdul Lateef
SPECIAL HIGHLIGHT
Public Gold Gala Dinner 2013-Night of Stars
PUBLIC GOLD GOLF TOURNAMENT
- Golf Tournament 2013 & Prize Presentation Dinner
PUBLIC GOLD EVENT DIARY
- Contribution to YAYSH & Islamic Fashion Show - Bishop Branch Official Launch by His Excellency Yang di-Pertua of Penang
- Public Gold sponsored Star Walk Event in Penang
2
bridging you to a
brighter future
KNOWLEDGE SHARING
Words by The Public Gold Assayer
PRECIOUS NEWS
Gold Outlook NEW PRODUCTS
Chinese Zodiac Collection AR-RAHNU SERVICES
Public Gold products accepted by Ar-Rahnu
services providers nationwide
Pg 8
PRODUCT HIGHLIGHTS
Pg 22 - 23
Pg 24 - 25
Pg 26
Pg 27
LBMA accredited products
Pg 28
Pg 9
Pg 10 - 11
TABUNG HAJI SEMINAR
Pg 29
Pg 30
Pg 12 - 15
SEMINAR SCHEDULE
THE ENFORCER FAMILY
Pg 16 - 18
Pg 19
Pg 20
Pg 21 List of Public Gold Offices
Pg 31
The Enforcer
Chairman’s
Note
ear Valued Customer, Dealer and Business Partner,
2013 has been a remarkable year for us at Public Gold. A year filled with hard work,
but it’s definitely worthwhile, especially with your endless support throughout this
wonderful year! And of course, thank you can never be enough to express our
gratitude for your great determination and diligence over the years.
6 years may not be long, neither is a short period, but for Public Gold to be able
to achieve so much, particularly with the recent ventures abroad in countries
such as Singapore, Vietnam and Middle East, it definitely means something.
Apart from having an innovative team, Public Gold is also lucky to have a great
team of business partners like you to travel through this interesting journey with
us, through thick and thin. Teamwork is indeed very important, as it makes us
stronger and united as one, hence Public Gold has remained strong up to today.
Over the years, great leadership has come to define the Public Gold
business. Herewith, we hope you would share the good deals with other
people around you and bring them unconditional wealth and happiness
that you are currently enjoying. Focus on helping others to be better
achievers in this gold business by leading them with the correct
mindset, discipline, integrity and honesty. These are our core
values at Public Gold. Let us make everyone a millionaire, I believe
we can surely turn this nation into a multimillionaire community if
we are determined in doing so. The key is to continue believing
and have faith.
Therefore, as we usher into this brand new year of
2014, let us strive to bring Public Gold to the next level
victory! And yes, we surely can.
o f
Warmest regards,
Dato’ Louis Ng
Founder and Executive Chairman
Public Gold Group of Companies
bridging you to a
brighter future
3
spotlight of the year
Leadership Seminar 2013/14
Switzerland & Germany
Yes, our next destination for Leadership Seminar 2013/14 is to
Switzerland & Germany! There will be yet another fun-filled trip
fantasized by many. So let us aim for that and work towards this
goal. Hurry, contact your nearest branch today to find out more!
Let’s earn yourself a Free Trip to Switzerland & Germany! Here’s how..
September’13
October’13
November’13
December’13
January’14
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
June’14
July’14
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
February’14
Earn RM250k &
entitled to
1st Q-Bonus
(RM3000)
(T&C Apply) as
well as Standard
Dealership
Incentive
You’re here!
4
March’14
April’14
Earn RM250k &
entitled to
Standard
Dealership
Incentive
Earn RM250k &
entitled to
Standard
Dealership
Incentive
bridging you to a
brighter future
May’14
Earn RM250k &
entitled to
2nd Q-Bonus
(RM3000)
(T&C Apply) as
well as Standard
Dealership
Incentive
August’14
Earn RM250k &
entitled to 3rd
Q-Bonus (RM6000)
(T&C Apply),
Standard
Dealership
Incentive as
well as SALES
INCENTIVES TRIP
Spotlight of the year
bridging you to a
brighter future
5
SIP 2012/13 :
TOKYO, JAPAN QUALIFIERs
3rd Time
Name : Syukor Bin Hashim
PG Code : PG000012
H/P : 013-2126999
Email : admin@jutawanemas.com
Branch : Melaka
Name : Wan Mohd Wazir Bin
Wan Abdul Wahab
PG Code : PG000436
H/P
: 019-9362935
Email : wmdwazir@yahoo.com
Branch : Kuala Terengganu
3rd Time
Name
:
PG Code : H/P :
Email : Branch :
Mohd Hasnizam
Bin Hj Muda
PG001227
013-3355556
emas8kilo@yahoo.com
Kuala Terengganu
Name : Azizah Binti Hassan
PG Code : PG002052
H/P : 019-6505262
Email : azie24k@gmail.com
Branch : Ampang
Name : Dr. Rosziman Bin M. Ali
PG Code: PG002605
H/P
: 013-3919916
Email : drrosziman@yahoo.com
Branch : Melaka
2nd Time
Name : Hafizul Hakim Bin
Mohamad Kerta
PG Code : PG000839
H/P : 019-8884452
Email : hafizul_hakim@publicgold
sarawak.com
Branch : Kuching
Name : Mohd Zulkifli Bin Shafie
PG Code : PG002369
H/P : 019-3368009
Email : ibnushafie@gmail.com
Branch : Petaling Jaya
Name : Mohd Faizan Bin Dasuki
PG Code : PG002027
H/P : 017-2514950
Email : tuneprofitgroup@ymail.com
Branch : Petaling Jaya
1st Time
Name : Mohd Faeez Bin Mazlan
PG Code : PG001349
H/P
: 010-7945969
Email : uncangemas999@gmail.com
Branch : Johor Bahru
Name
:
PG Code : H/P :
Email : Branch : Mohammad Ansaari
Bin Abdul Lateef
PG027578
+6598779076
ur786@starhub.net.sg
Johor Bahru
1st Time
Name : Nadya Alina
PG Code: PG025616
H/P
: 013-9446699
Email : Nadyagold24k@gmail.com
Branch : Kota Bahru
6
bridging you to a
brighter future
Name : Haryati Binti
Mohd Sarkawi
PG Code: PG014952
H/P : 019-8899467
Email : cgharyati@gmail.com
Branch : Kuching
Name : Hj Mohd Fazli Bin Ismail
PG Code : PG000079
H/P : 019-6645066
Email : admin@pokli.com
Branch : Seremban
Name : PG Code : H/P :
Email : Branch : Mohamed Khairul Anuar
Bin Mohd Basri
PG033441
012-3445007
mkamb8789@gmail.com
Ampang
Name : Muhamad Adzlan Bin Yusuf
PG Code : PG008610
H/P : 016-8615184
Email : nalzda@yahoo.com
Branch : Kota Kinabalu
Name
:
PG Code : H/P :
Email : Branch : Fadillah Normi
Binti Muhamad
PG008555
010-2326927
kayaemas24k@gmail.com
Kajang
WHY PUBLIC GOLD
Why Public Gold?
Benefits of Public Gold Physical Gold Bar
 Lowest selling price in town
 Minimal margin spread between buying and selling price
 24 hours 7 days live price online booking system
 Transparent selling and buying pricing mechanism
 1st locally manufactured certified gold and silver bullion bar in Malaysia Book of Record.
 The most largest and obtained various international recognized awards winning
physical gold and silver trading company in Malaysia
 Proven high quality, purity, authenticity and liquidity gold bar in Malaysia (Certified by independent assayer)
 It’s finely minted with nice design
 You can keep it at Public Safe, safe deposit box facility by Public Gold
 It’s physical gold, you get to touch and hold it
 Good hedge against inflation
 Gold is wealth, it can be used as investment or wealth saving to protect your wealth in the long run
 It makes a luxury gift for loved ones
 It can be passed on to your children, grandchildren even great grandchildren
 It can be used to pay dowry, zakat and complement any forms of events or customers
bridging you to a
brighter future
7
introduction to
consumerchant™
What is
Consumerchant™?
What is Consumerchant™?
Consumerchant™ is a hybrid word founded by Public Gold Group to
represent consumers who are also merchants, themselves.
At Public Gold, customers and dealers who own Public Gold
products can also act as merchants to trade precious metal products
in exchange for some savings based on the international market
price. Hence, Public Gold has adopted this term in which the Group
thinks is the best word to describe Public Gold’s nature of business
– a consumerchant™ business.
At Public Gold, consumerchant™s not only consume physical
precious metals as a mean of investment but also as a form of wealth
protection and gaining extra savings in time of need. Therefore,
consumerchant™s are encouraged to spread the goodness of
consuming physical gold and silver to their friends and family for
better future and hedge against inflation or any unforeseen situations.
While they consume, they could also trade these precious metals whenever they need the extra savings. Afterall, sharing is caring.
So why not reach out to those dearest to you and let them enjoy the great benefits of being a Public Gold consumerchant™ too?
Public Gold information updates
With Public Gold’s newly launched mobile trading platform, consumerchant™s can now access
the live international gold and silver prices list that comes with customised preset prompts to notify
users on their preferred price, at the convenience of their smartphones or even tablets. Not just that,
they could even place an order from their phone or tablet, anytime, anywhere of the day (or even
night) without losing any chance of earning good money! This mobile app is equipped with Dealer’s
Corner to keep Public Gold dealers updated on the latest promotions, their frontline details, access to
Dealer’s Handbook for easy reference, latest sales and incentives achieved, as well as to view their
past orders. How convenient is that!
Now, Public Gold has also introduced its very own loyalty card called Wealth Card™ for Master Dealer
in which card holders get to enjoy a variety of discounts which include 50% discount on Public Safe’s
safe deposit facility.
Another special promotion for Wealth Card™
holders is they get to enjoy 15% discounts on
any purchase of accessories from Public Gold
and many more upcoming promotions.
So what are you waiting for? Find out more
on how to become a consumerchant™ with
Public Gold at www.publicgold.com.my or call
in to +604-6439999 to speak to their customer
service officer.
8
bridging you to a
brighter future
self-made leaders
of public gold
New Stars of Public Gold:
10 Newly Appointed Master Dealers of Public Gold
This quarter, we have 9 newly appointed Master Dealers to top the list. They are:
Mohd Firman Bin
Mohd Mansur
Adlina Bt Abdul Shukor
PG013843 • Kuching
019-8224559
Norhisham
Bin Marmin
PG018744 • Seremban
012-6583045, 06-6788680
Ag Sufiyan Bin
Abd Hamid
PG028194 • Kota Kinabalu
017-2366467
Mohd Ridhwan
Bin Illias
PG028196 • Klang
019-5908916
Muhamad Zhafri
Bin Abdul Hamid
SRH Emas Solution San Rizal Bin Hassan
Mohd Roslan
Bin Mamat
Koperasi Muslimin Malaysia
Berhad - Norsalmah
PG036402 • Ampang
013-2533887, 03-40210033
PG032077 • Johor Bharu
019-3203251
PG032371 • Terengganu
019-2821301
PG024452 • Ampang
019-2291384, 03-41071961
PG029556 • Kajang
011-19911472
Interested to be our Master Dealer?
Sure! You’re more than welcome to join the group. It’s easy, you just need to purchase any of Public Gold
products worth RM1million and above in a single receipt or simply introduce 5 new qualifying Priority Dealer
within 12 months, you will then be eligible to be a Master Dealer and stand a chance to enjoy multiple incentives
from Public Gold which includes fun annual trips to meet the world!
For more information on this, kindly contact our call centre at +604-643 9999 or visit your nearest branch today.
bridging you to a
brighter future
9
highlight of the month
Highlight of the month
Mohammad Ansaari Bin Abdul Lateef
Name
: Mohammad Ansaari Bin Abdul Lateef
PG Code
: PG027578
Tel. No
: +65-98779076
FB
:facebook.com/mohammad.ansaari.1
Email
:ur786@starhub.net.sg
WEB
:http://www.rizkey.com
D.O.B
: 3rd March 1962 (Year of The Tiger)
Place of Birth : Singapore
Marital status : Married for 26 years with Shamshad Begum and with 3 sons and 1 Daughter.
Employment History : - Singapore Police Force 1980 to 1982
- 1983 to 1991 Service Engineer In Electrical/Instrumentation
with Mobil Oil S’pore ; Petrochemical Corporation of Singapore
and finally at Glaxo Pharmaceuticals.
- 1991 to 2010 Financial Adviser with
(Ntuc Income , Rayalliance ,IPP and finally at Finexis)
- Director of two companies doing trading in equipment,
safety gears and spare parts for refinery and industrial plants.
- 2012 November joined Public Gold Sdn Bhd as a Master Dealer.
Warmest Greetings to all Golden Bridge Readers,
The Magazine by Public Gold Sdn Bhd
After seeing my biodata, I hope I qualify to give my two
cents worth of advice from my personal experience.
Foremost I would like to thank Public Gold for giving me
this opportunity to share my developments with Public
Gold.I am a new rookie on the block, just started in
November 2012.
After the collapse of a scheme company in both side of
the country, I was scouting around for opportunity still
related to gold business to bring back the confidence
level in the Gold Industry to my customers. I started with
a like-minded good friend to develop a gold card system
10
bridging you to a
brighter future
to encourage people to save for their future. It consists of
1gm, 2gm and 5gm gold bars embedded in the card.
Late October 2012, a good friend Hj. Mohd Nor (PG011100)
introduced me to Public Gold and encouraged me to
attend a talk by Encik Syukor Hashim. After the talk, had a
small private chat with Encik Syukor and Public Gold staff
in a small group. Gathered the group and decided that
Public Gold is the platform for us since they have plans
to come into Singapore and with six people with me all
qualified for Priority dealers, I became a Master dealer at
beginning itself with Encik Syukor guidance.
highlight of the month
We purchased for ourselves first before we introduced to
others. The X-Plan by PG was very innovative and was a
breakthrough for us. We trade in used gold for new ones.
Why we choose Public Gold :
1) No middlemen involved.
2) No overhead costs by running posh shop outlets.
3) Online buying and selling 24hrs 7 days a week.
4) Low Transparent Bid and Offer spread between 4.5%
to 8%.
5) Active Live prices that changes every 20 minutes
related to world market price changes.
6) Frequent updates in the website with News on Gold
Information worldwide.
7) Safe deposit boxes, Allocated gold storage services
etc.
8) Most important, there was No Schemes involved.
Public Gold provided us just a platform.
Public Gold launched in Singapore with LBMA accreditation
which is a pre requirement by the Singapore authority to be
GST exempt. The year 2012, Singapore have seen a few
gold trading companies being in the limelight of involving
in schemes and scams and companies absconding with
customers gold and money. I have been burnt myself in
one of these get rich quick scheme.
My advice, there is always the element of risk involved
when you participate in such schemes where you get a
monthly pay out and so forth with such companies. Check
with Bank Negara Alert lists and Monetary Authority of
Singapore Alert Lists for such companies. Be Alert and Be
Informed.
Our next step was to wait for the Public Gold to come to
Singapore officially.
Gold is related with Royalty, Wealth and Beauty. It have
been always proven as safe haven for hedge against
inflation and economic crisis. It is liquid and retains its
intrinsic value over generations. When banks start to print
currency infinitely to ease their debt ratios, inflation will
creep in and finite things like gold and silver will rise.
On 7th September 2013 , we came for the Gala Dinner
with the theme Night of Stars. I was surprised that I had
won myself a special incentive trip just a few days earlier.
We met Dato’ Louis Ng Founder & Executive Chairman
in person at the event. A down to earth personality who
mixes around with everyone casually.
Choose a good platform where you can buy and sell
conveniently. Choose Public Gold as that platform. As
an ex Financial Planner, my advice to all my clients and
readers, have Physical Gold and Silver in your portfolio,
maybe 5% to 10%. Call me or your dealers for a discussion
and review.
When we chatted for a while, we concluded that we are in
the right platform with a Dynamic and Visionary Chairman
who is going to catapult Public Gold Internationally with
his own Branding. He promised that Public Gold branch in
Singapore will be opening soon.
Best Wishes and Regards.
Thank-you.
Ansaari
bridging you to a
brighter future
11
Special HIghlight
Morning Seminar
conducted by
Public Gold’s very
own Gold Experts
On 7th September 2013, Public Gold Group
has once again organized the Gala Dinner
to reward its dealers and customers for their
tremendous performance over the year.
Prior to the dinner, Public Gold has also
hosted Public Gold Dealers and customers
for an insightful Leadership Seminar in the
morning to enhance their existing business
skills so they could expand their knowledge
on physical gold and silver trading to boost better revenues.
Amongst the top Gurus from Public Gold who were present at the seminar are:
Public Gold Assayer, En. Abdul Shukor; General Manager of Public Dinar, En.
Syukor Hashim aka Mahaguru; Official Speaker of Public Gold, Pn. Azizah Hassan
aka Mama; and last but not least, the Man behind Public Gold, Dato’ Louis Ng,
Founder and Executive Chairman of Public Gold Group.
12
bridging you to a
brighter future
Special HIghlight
This seminar was graced by more than 200 Public Gold customers and dealers
filled with great enthusiasm to success with Public Gold. With this right mentality, we
are sure that these participants will surely make it big one day and be successful.
All the best!
bridging you to a
brighter future
13
Special HIghlight
A splendid night filled
with Stars
As always, Public Gold Gala Dinner is the most prestigious event ever
organized by the Group and adored by many, particularly the top achievers of
Public Gold, who walked away with a great load of incentives. Thanks to the
generosity of Public Gold in rewarding its dealers and customers with lavish
gifts each year.
And this year, Public Gold Gala Dinner 2013 has become yet another
successful event held with over 800pax turned up for the dinner to celebrate
their success together with the many stars of Public Gold. It is indeed a
splendid night filled with bright shining stars.
There were in total RM200,000 worth of prizes given away to top achievers of
Public Gold. The prizes include Car Fund Programme, Leadership Seminar
to Tokyo, Japan, Top Achiever Awards as well as lucky draw prizes. Among
some of the lucky draw prizes given away were Holiday Packages for Two as
well as Public Gold’s gold and silver products!
14
bridging you to a
brighter future
Special HIghlight
There were in total 16 qualifiers
qualified for 19 tickets in total for the
Leadership Seminar to Tokyo, Japan
this year and only one qualifier who
had gotten the privilege to drive
home a luxury car this year under the
Car Fund Programme. Last but not
least, a total of 57 candidates were
chosen to be Top Achievers, with 3
achievers representing each state
where Public Gold branches are
based, for the Top Achievers Award,
as an encouragement for them to
strive harder for greater achievement
in the near future.
Indeed, Public Gold Gala Dinner is
the one and only, most rewarding
event ever held in the gold trading
history!
bridging you to a
brighter future
15
Public Gold
Golf Tournament 2013
The Spectacular
Public Gold Golf
Tournament 2013
24 November 2013 marks the second
year Public Gold Group has organized
this remarkable annual golf tournament
in the region that has gained much talk
of the town. What makes this year’s
tournament extremely special is that,
Her Majesty Duli Yang Maha Mulia
Seri Paduka Baginda Raja Permaisuri
Agong, Tuanku Hajah Haminah has
taken the trouble to travel all the way
to Penang to launch this momentous
tournament despite her busy schedule.
Not just that, the Group was also
honoured to have Her Majesty to
participate in the golf tournament this
year, bringing the golf tournament to a
more prestigious level.
16
bridging you to a
brighter future
Among other special invited guests
who are in attendance along with Her
Majesty, Tuanku Hajah Haminah for the
tee-off session were Tan Sri Dato’ Dr.
F’ng Ah Seng, Founder and Chairman of
Epic Valley Group, Madam Lisa Yeong,
Executive Director of Cinta Sayang
Resort and last but not least, the Founder
and Executive Chairman of Public Gold
Group, Dato’ Louis Ng.
There were in total 110 participants and
amongst them were Public Gold dealers
who have successfully upgraded to a new
level of excellence.
This golf tournament
lasted close to 6 hours
and was undeniably
impressive for all. After
a much challenging and
competitive game, the
participants were treated
to a delightful dinner at
Equatorial Hotel, Penang.
bridging you to a
brighter future
17
Public Gold
Golf Tournament 2013
Public Gold Golf Tournament
Prize Presentation Dinner
Apart from a more competitive and challenging session, this year’s tournament has also impressed many with its lavish prizes. This year, Public Gold
Group has given out a total of RM30,000 worth of gold and silver prizes to tournament winners as well as lucky draw winners.
Among the prizes include Public Gold 100g BungaMas gold bar worth RM14,000 for the Hole-in-One prize, and 3 Top Prizes (Grand, First and Second
Prize) for both Men and Women category respectively. The prizes for Men’s category include 10g Public Gold gold bar, 250g Public Gold silver bar and
100g Public Gold silver bar, whereas for Women’s category, the prizes include Public Gold 1 Dinar, 100g Public Gold silver bar and Public Gold 10
Dirham, in which Her Majesty, Tuanku Hajah Haminah has won both the Nearest To The Line Special Prize and the Grand Prize for Women’s category.
Whereas, the other 17 winners have walked home with a Public Gold 10 Dirham each. There were also Lucky Draw session held during the Prize
Presentation Dinner in which the Grand Prize Winner won a Public Gold 10gm Gold Bar worth RM1,500, along with 9 other lucky draw winners who
have walked away with either a Public Gold silver bar or the 10 dirham each.
On top of these attractive prizes, guests were also thrilled by the renowned Royal band, a personal favourite of Her Majesty that made sweet melodies
to their ears. Overall, the event was a success and Public Gold Group has once again achieved another great milestone for the year.
18
bridging you to a
brighter future
public gold event diary
SH
to YAY
n
o
i
t
u
ib
Contr
&
Show
ashion
F
c
i
Islam
Contribution to YAYSH
Being a caring brand, Public Gold Group has always been
active in its philanthropic activities, particularly contribution to the
underprivileged and unfortunate such as old folks, orphanages and poor
families.
On 26 November 2013, Public Gold Group has once again contributed to Yayasan Anak-Anak
Yatim Sultanah Haminah (YAYSH) by giving away hampers and some contributions in cash
to underprivileged students at Sekolah Rendah Kebangsaan Pendidikan Khas Merbok, Sg.
Petani. There were more than 50 students who have benefitted from this generous contribution
by Public Gold Group.
Islamic Fashion Show
In the effort of supporting charity events, Public Gold Group has recently attended the Islamic Fashion Show
organized by Persatuan Bencana Alam Negeri Kedah (PBANK). This charity dinner was held on 20 November
2013 at JW Marriott Kuala Lumpur in conjunction with the Islamic Fashion Festival Week supported by Yang
Amat Bhg. Datin Paduka Sri Rosmah Mansor, the wife of Malaysia’s current Prime Minister.
A series of collections from renowned designers, both from local and overseas were showcased at the charity
dinner which includes collections from London, Paris and New York. Public Gold dealers and staffs who
attended the event were thrilled by these collections and inspired by the designers’ creativity.
bridging you to a
brighter future
19
public gold event diary
ch
p Bran &
o
h
s
i
B
ch
l Laun
3
Officia arwalk 201
t
S
g
Penan
Bishop Branch Official Launch by His Excellency Yang di-Pertua of Penang
on 21 September 2013
On 21 September 2013, Public Gold has launched its newly relocated Bishop branch in Penang with His Excellency Tun Dato’
Seri Utama (Dr.) Haji Abdul Rahman Bin Haji Abbas, Yang di-Pertua Negeri of Penang on hand officiated it together with Founder
and Executive Chairman of Public Gold Group, Dato’ Louis Ng and his other Directors.
Among the 18 Public Gold branches in Malaysia, only Bishop branch has a slight heritage twist to it in the effort of preserving the
heritage building façade as directed by the State Government of Penang. And because this outlet is located within the UNESCO
Heritage sites of Penang, Public Gold will be incorporating its first ever Gold Gallery in Malaysia to promote tourism.
By far, this 6,327 sq. ft. double-storey outlet is the most prestigious looking branch among other Public Gold branches. In the
near future, the Public Gold Gallery will reside on the 1st floor of this outlet to display Public Gold’s signature products as well
as informational materials for public’s view, particularly the tourists as a means of education on gold and silver and their minting
process. This gallery is expected to be ready and operational by April 2014.
In conjunction with this launch event, Public Gold Group has also contributed RM40,000 worth of hampers, meals and cash
allowances to the underprivileged as part of its ongoing Corporate Social Responsibility (CSR) initiatives. These 200 underprivileged
consist of orphans, poor families and single parents that are desperately in need of financials aids to make a living. In short, Public
Gold Group has not only played its part in boosting the nation’s economy and protecting one’s wealth, but also assisting those in
needs, making this country a better place for all.
20
bridging you to a
brighter future
public gold event diary
Public Gold sponsored Star Walk Event in Penang
on 14 September 2013
In June 2013, Public Gold has sponsored the Star Walk in Ipoh and this time around, the Group
has once again sponsored Star Walk in Penang on 14 September 2013, whereby the team has
set up a fun game booth and sponsored Public Gold’s gold and silver products consist of 50g
gold bar, 20g gold bar and 1kg silver bar worth RM30,000 as grand prizes for winners. On top of
that, Public Gold Group has also sponsored RM70,000 in cash for this significant event.
The event participants were thrilled by the attractive prizes sponsored by Public Gold and had
competitively performed the best they can with the hope that they’ll walk home with Public Gold’s
gold and silver products. In cheers of such exciting event, some of Public Gold’s staffs have also
participated in this walk under its very own Public Gold Leisure Club. Whereas, the rest of the
Public Gold team had fun operating the fun game booth for the public, with an estimate of over
21,000 of participants who had turned up for this event.
bridging you to a
brighter future
21
knowledge sharing
Introduction
Density is defined in a quantitative manner as the
measure of the relative “heaviness” of objects with
a constant volume.
Example, you are carrying two buckets. One bucket
contains water and the other with sand. Which bucket
is the heaviest bucket? I’m sure everybody happily
answered at the bucket with sand. If otherwise,
please try it at home…. Do some practical for further
understanding.
Relatively, sand is heavier than water. While in
density term, sand is denser than water.
Density of many substances is compared to the
density of water. Why use water? Because it is
natural and cheap compare any liquid substance in
the market.
WATER
What so special about water went come to measuring
density for other substances?
The density of water is 1 gm/cm3.
The weight of a volume 1 mL (millilitre) or 1 cm cubic of
water is 1 gram.
The density of water changes at different physical
phase (conditions). At room temperature (temperature
at 20°Celcius), water is LIQUID phase. When water
is freeze (temperature at 0°Celcius) it’s become
SOLID phase known as ice. Lastly, when you boiled
(temperature at 100°Celcius) water it changes to GAS
phase as steam.
Everybody knows that steam is the lighter as AIR.
Never comes across air (bubble) in the water, unless
you are talking about SMOKE UNDER WATER. Ice is
solid yet it floats on the water like ice-berg floating on
the sea. Why?
Because when water became ice (solid), the volume expand as shown at the picture where the plastic bottle
bottom expand. Therefore as the volume increase at constant weight, it causes the ice less dense the water as
liquid.
22
bridging you to a
brighter future
knowledge sharing
METAL
A metal substance is a SOLID state at room temperature.
NOT LIKE WATER. There always a confusion when
people talking about metal density. When comes to metal,
metal is differ from water as liquid at room temperature.
Water by structure is uniform and homogenous without air
(bubble) trap inside the water substance.
All metal substance is dense relatively to water.
GOLD
Pure Gold by nature, it is soft and malleable. Theses metals were category as precious metal.
Physically, at SOLID phase, Pure Gold density is 19.3 g/cm3 at room temperature. While in LIQUID phase at temperature
of 1064°Celcius, the density is 17.31 g/cm3. Pure Gold at solid phase is denser than the liquid phase.
Why pure gold bar differed in density from two different production processes?
Gold has to be smelt or melted to form liquid phase at about 1064°Celcius before casting into the mould of bar. Just like
moulding a chocolate bar. Once totally melted, the molten gold were poured into the hot mould and leave it until solidify at
room temperature. During solidification period, sometime tiny airs (bubble) trap inside the molten and stay permanently.
Just like an ice-cube. Gas porosity is the formation of bubbles within the casting after it has cooled.
This condition increases the volume of the gold at constant weight and
decreased the actual density. It always happens to the cold cast
bar rather than minted bar.
While the minted bar, undergo great force and pressure
during rolling, die cutting and stamping process which
will reduce the gas porosity. As well as maintaining the
actual density of pure gold.
You would be surprised when same gold bar with
the same weight have slightly different density
value. Don’t worry, as long as it is NOT Tungsten.
Abdul Shukor Anuar
Independent Assayer
ASSAY Office Penang Sdn. Bhd.
bridging you to a
brighter future
23
PRECIOUS NEWS
by Jan Skoyles - The Real Asset Co
Published : October 01st, 2013
Source: www.24hgold.com
The year 2013 in the gold investment market will be
remembered as the year of China, so we’ve produced
a stunning infographic detailing China’s great golden
rise to power.
In just a few months the world’s largest country will
overtake India as the biggest consumer of gold and its
gold market continues to break records.
A country that already mines over 400 tonnes of gold a
year, China still demands more physical gold no matter
the price. Between January and July this year the
Shanghai Gold Exchange delivered more than 1,333
tonnes to gold investors.
In the last 100 years China’s gold mine productivity has
climbed from just 4 tons of gold in 1949 to an expected
440 tons this year, none of which is exported. Hong
Kong imports have been over 600 tonnes this year
alone, but still more gold is demanded.
Whilst it may appear that China has exploded onto
the gold scene this is by no means the case. China’s
ancient monetary history is well documented. They are
the world’s oldest scientists when it comes to different
forms of money, having being the first to experiment
with paper money and different metallic standards.
24
bridging you to a
brighter future
Therefore during an international financial crisis one
would imagine that the country with the longest and
most diverse monetary history would be the place to
turn to for direction.
GLOBAL DOMINATION
in less than a century?
Less than 100 years ago the Shanghai Gold
Business Exchange was one of the biggest gold
centres in the Far East. Since then gold has gone
from being an almost illegal investment to a market
that has become increasingly open in modern
China.
Whilst the Western world works to keep the paper
system upright, China’s experience with fiat money
and its concomitant phenomena of debasement
and inflation may mean that they are looking to
diversify their monetary system. Their recent history
certainly suggests as much, as they have been
gradually opening themselves up to the world’s
most precious marketplace.
PRECIOUS NEWS
Between 1950 and 1995 small changes in China’s
gold market were made, a gold jewellery retail market
was opened and the Gold Panda was launched.
But the first indication that the government was
looking to develop the gold market came in 1993.
At this point the State changed the price-fixing
method for gold from a state-determined price to a
floating one.
Between 2000 and 2002 key measures were taken
that would provide the foundations for the country’s
power in the gold market. In 2000 the Chinese
government included the establishment of an open
gold market in its five year economic plan, indicating
gold is a strategic market. Shortly after the PBOC
abolished the monopoly of the gold market and
announced a planning and management system to
see it forward.
Just 18 months after the new
weekly quotation system
for the gold price was
launched
(opening
up the gold price to
international markets)
the Shanghai Gold
Exchange officially
opened in 2002. It
is this exchange
that has grabbed
the attention of the
Western
media
this year.
The
State
has
also worked hard
in the last decade to
encourage institutions
to participate in the gold
market. In 2010 the paper
“Guiding opinions on promoting
the development of the gold
market” was co-authored by several
senior figures in the gold market. Amongst
other targets commercial banks were asked to be
actively engaged in developing China’s national
gold market. Bullion producers were targeted for
strategic assistance, with banks instructed to offer
finance for overseas gold mine purchases and
innovation.
CHINA
gets modern with her
gold investment market
Since 2004 China’s State Council has continued
to push and encourage individual gold ownership.
Just this week the PBOC announced that
individuals could import seven ounces of gold tax
free and without reporting to customs. Elsewhere
gold savings accounts are offered in the majority
of banks and have proved to be exceptionally
popular. Between 2010 and 2011 ICBC , China
and the world’s largest bank, saw over 1 million
gold savings accounts open.
Just five years after it became legal to
invest in gold and silver China’s
Central
Television
began
running
news
items
encouraging citizens to
invest
in
precious
metals. At industry
level,
senior
members of the
gold market are
almost of celebrity
status. In 2011
Sun
Zhaoxue,
President
of
China
National
Gold Corporation
and the China
Gold Association,
received the award
for Economic Person
of the Year on state
television.
bridging you to a
brighter future
25
NEW PRODUCTS
T
here are many stories and fables to explain the origin of Chinese Zodiac, and “The Great Race” would
probably the most well-known and famous among all. The folk story tells that the Jade Emperor had decreed
that the years on the calender would be named for each animal in the order they arrived the meeting. To get
to the meeting, the animals had to cross a river. Cat and Rat were the worst swimmers in the animal kingdom.
Nonetheless, they were both quite intelligent. They had decided that the best and fastest way to cross the river
was to hop on the back of Ox. Being naïve and kind-hearted, the Ox agreed to carry them both across. Midway
across the river, Rat pushed Cat into the water. Then as Ox neared the other side of the river, Rat jumped ahead
and reached the shore first. Hence Rat claimed first place in the competition, and Ox named the second. Following
closely behind was Tiger, Rabbit, Dragon, Snake, Horse, Goat, Monkey, Rooster, Dog, and Pig. The Cat drowned
in 13th place and did not make it in the Zodiac, and it is said that the reason why cats always chase rats is to get
back at them for what they had done.
3D-designed, fine craftsmanship with vivid demeanor, the Chinese Zodiac animals are holding the gold ingot,
wishing you auspicious, fortunes, and good luck throughout the year. The pendant features a combination of matt
surface (Chinese Zodiac animal) and gloss surface (gold ingot). The easy mix and match 22K yellow gold pendant
can be use as a decorative strap as well, meeting different people’s preference.
26
bridging you to a
brighter future
Ar-rahnu services
GOOD NEWS! Public Gold products are now accepted
by Ar-Rahnu service providers nationwide
With the acceptance of Public Gold products by the
well-regulated Islamic Pawn Broking Service, Ar-Rahnu,
throughout Malaysia, it has once again proven that Public
Gold products are indeed genuine and of high quality. In
fact, Public Gold products are highly in demand at all ArRahnu centres nationwide. With the wide coverage of ArRahnu services across the nation, Public Gold customers
can now conveniently trade in their physical gold products
at any Ar-Rahnu service providers nationwide.
Among the two renowned Ar-Rahnu service providers in
Malaysia are Ar-Rahnu@POS by Pos Malaysia Berhad
and Ar-Rahnu X’Change by Bank Rakyat. The acceptance
of Public Gold physical gold products such as the 10g, 20g,
50g and 100g gold bar, all dinar products and jewellery
was made official since October 1st, 2013 at Ar-Rahnu
X’Change by Bank Rakyat and October 10th, 2013 at ArRahnu@Pos by Pos Malaysia Berhad, respectively.
142 Bank Rakyat branches and 34 Ar-Rahnu X’Change
outlets nationwide that offer Ar-Rahnu services, bringing a
total of 192 outlets throughout Malaysia.
With the acceptance of Public Gold products by these
two big conglomerates, Public Gold customers also get
to enjoy Ar-Rahnu services from other Ar-Rahnu service
providers across the nation such as Ar-Rahn, Ar-Rahnu
KPMNJ, Koperasi Dagang Emas and many more. All
customers need to do is to provide their product invoice
or delivery order and product certificate at the respective
counters during their transaction.
For more information on Ar-Rahnu services, kindly log
on to www.publicgold.com.my or call in to Public Gold’s
customer service at +604-643 9999 to find out more.
Currently Ar-Rahnu@POS has in total 93 outlets across
Malaysia and it’s targeting to achieve a total of 100 outlets
by 2014, whereas Ar-Rahnu X’Change by Bank Rakyat has
bridging you to a
brighter future
27
Due to its rapid growth and excellent track record, Public Gold
Group has successfully penetrated into Singapore market
recently with its gold and silver bullion bars accredited by
London Bullion Market Association (LBMA) and Dubai Multi
Commodities Centre (DMCC) which marks a new gateway
to the international market, under its Singapore registered
company, Public Gold Marketing Private Limited. This marks
another great milestone for Public
Gold Group in the regional precious
metals industry.
The LBMA is an international trade association that represents the wholesale market for gold
and silver, which is centered in London but has a global client base. The ongoing work of the
Association encompasses many areas, among them are refining standards, good trading
practices and standard documentation.
The LBMA accredited gold and silver bullion bars that are currently available in
Singapore market are: 10g, 20g, 50g and 100g Public Gold branded gold
bars, as well as 500g and 1kg Public Gold branded silver bars. At this initial
venture, these products can be obtained from Public Gold’s appointed
dealer located at Block 824, Tampines Street 81, Singapore.
28
bridging you to a
brighter future
tabung haji seminar
Good news! Public Gold is conducting the informative Public Seminar@Tabung Haji Seminar in March 2014
at Kompleks Tabung Haji Kelana Jaya. Check out our website to find out more!
Date & Time
: 1st March 2014, 9:00am – 5:00pm
Seminar Title : Preservation of Wealth with Physical Gold /
Emas Fizikal: Pelindung Kekayaan Terunggul
Venue
: TH Hotel Kelana Jaya, Selangor
Jalan SS6/1, Kelana Jaya, 47301 Petaling Jaya, Selangor, Malaysia.
Ticket Price
:RM100
(Special Rebate for Public Gold Dealers/Customers: RM80 only.)
For ticketing, please contact:
Relau, Penang
Bishop, Penang
Sg. Petani, Kedah
Alor Setar, Kedah
Ipoh, Perak
Ampang, Selangor
Petaling Jaya, Selangor
Klang, Selangor
Kajang, Selangor
: +604-6449999 (Grace)
: +604-2619999 (Stella)
: +604-4232999 (Latifah)
: +604-7344916 (Noel Sim)
: +605-2428999 (Su Wen)
: +603-42579916 (Evan)
: +603-56348999 (Vamjamin)
: +603-33412999 (Terry Gan)
: +603-87349916 (Lenandes)
Seremban, N. Sembilan
: +606-6782916 (John)
Melaka
: +606-3175499 (Kelvin)
Johor Bharu, Johor
: +607-2358999 (Roman)
Kuantan, Pahang
: +609-5678916 (Zeniss)
Kota Bharu, Kelantan
: +609-7462999 (Khim)
K.Terengganu, Terengganu : +609-6263999 (Xin Ying)
Kota Kinabalu, Sabah
: +6088-447916 (Magdalene)
Kuching, Sarawak
: +6082-259916 (Katrina)
bridging you to a
brighter future
29
seminar schedule
SEMINAR SCHEDULE
Seminar
100% FREE
*Limited seat
Time : 8.30pm - 10.30pm
REGION
North
PUBLIC GOLD BRANCH
DAY *
RANTAU
Ipoh, Perak (IPB)
Every Monday
East Coast
Relau, Pulau Pinang (REB)
Every Tuesday
Sungai Petani, Kedah (SPB)
Every Wednesday
Alor Setar, Kedah (ASB)
Central
South
West
Malaysia
Every Thursday
Kajang, Selangor (KJB)
Every Monday
Petaling Jaya, Selangor (PJB)
Every Tuesday
Ampang, Kuala Lumpur (APB)
Every Wednesday
Seremban, Negeri Sembilan (SRB)
Every Wednesday
Klang, Selangor (KGB)
Every Thursday
Bandar Melaka, Melaka (MKB)
Every Monday
Johor Bahru, Johor (JBB)
Every Tuesday
PUBLIC GOLD BRANCH
DAY *
Kota Bharu, Kelantan (KBB)
Every Monday
Kuala Terengganu, Terengganu (KTB)
Every Tuesday
Kuantan, Pahang (KUB)
Every Wednesday
Kuching, Sarawak (KCB)
Every Monday
Kota Kinabalu, Sabah (KKB)
Every Tuesday
* Seminar conducted every week except Public Holiday
Register now with our experts via SMS
<Name>@<Branch Code><Day & Date>
Sample : Abdullah Bin Malik@APB@Wednesday 10/1/14
SPEAKER’S PROFILE
Syukor Bin Hashim aka Mahaguru
He is an expert in the gold industry with more than 5 years’ experience. He’s currently a Master Dealer and
Official Speaker of Public Gold. Over the years he has obtained numerous incentives from Public Gold which
include Luxury Car Fund and Sales Incentive Trip for 3 consecutive years.
Contact No : 013-2126999 / 013-3819901
Azizah Binti Hassan aka Mama
Mama is currently the only Lady Speaker among the 5 Official Speakers of Public Gold and has more than 5 years’
experience in the gold industry. When she first started, she was appointed as a Master Dealer in less than 6 months.
Being an excellent lady achiever, Mama has also obtained numerous incentives from Public Gold over the years
which include Luxury Car Fund and Sales Incentive Trip for 3 consecutive years.
Contact No : 019-6505262 / 019-4349996
Hj. Mohd Fazli Bin Ismail
Another expert with over 5 years’ experience in the gold industry, Mohd Fazli is currently the Master Dealer
as well as Official Speaker of Public Gold. He has also obtained numerous incentives from Public Gold over
the years which include both the Car Fund and Sales Incentive Trip for 3 consecutive years.
Contact No : 019-6645066
Mohd Faizan Bin Dasuki
A determined person with impressive sales performance, Mohd Faizan became a Master Dealer in less than a
month! With over 5 years’ experience in the gold industry, Mohd Faizan is currently the official speaker of Public
Gold and has obtained the Sales Incentive Trip for 3 consecutive years.
Contact No : 017-2514950 / 016-2324916
Muhamad Hazwan Bin Yunus
Being a fairly new official speaker of Public Gold, Muhamad Hazwan has joined the Public Gold Speakers’
Team in July 2013 and has inspired many ever since with his success stories.
Contact No : 017-6802929
30
bridging you to a
brighter future
The Enforcer Family
List of Public Gold Branches
Public Gold Marketing Sdn Bhd (Global Business Center)
Plot 21, Technoplex Medan Bayan Lepas, Taman Perindustrian Bayan Lepas Phase IV,
11900 Bayan Lepas, Penang, Malaysia.
Tel: +604 - 643 9999 Fax: +604 - 645 0916 Email: enquiry@publicgold.com.my
GPS : 5.321008, 100.2901349
Bishop, Penang
95, 95A, 95B, Lebuh Bishop,
10200 Penang, Malaysia.
Tel: +604 - 261 9999 Fax: +604 - 261 2916
GPS : 5.419789, 100.340227
Relau, Penang
88 E & F, 1st & 2nd Floor,
Jalan Tun Dr. Awang,
11900 Bayan Lepas, Penang, Malaysia.
Klang, Selangor
Melaka
Tel: +603 - 3341 2999 Fax: +603 - 3342 8916
Tel: +606 - 317 5499 Fax: +606 - 317 5216
GPS : 3.062788, 101.468591
GPS : 2.241819, 102.258446
Kajang, Selangor
Johor Bharu, Johor
No. 2, (4th Floor), Jalan Tiara 2A,
Bandar Baru Klang,
41150 Klang, Selangor, Malaysia.
GPS : 5.331513, 100.281618
No. 19B & 19C, Jalan M/J 1,
Taman Majlis Jaya,
Sg. Chua, 43000 Kajang,
Selangor, Malaysia.
Ipoh, Perak
GPS : 2.989868, 101.775890
Tel: +604 - 644 9999 Fax: +604 - 645 5916
No. 45, 45A & 45B,
Jalan Yang Kalsom,
30250 Ipoh, Perak, Malaysia.
Tel: +605 - 242 8999 Fax: +605 - 242 8916
GPS : 4.591873, 101.084382
Alor Setar, Kedah
No. 1577, 1st & 2nd Floor, Jalan Kota,
05000 Alor Setar, Kedah, Malaysia.
Tel: +604 - 734 4916 Fax: +604 - 734 9916
GPS : 6.119764, 100.369817
Sungai Petani, Kedah
No. 86B, 1st Floor, Jalan Pengkalan,
Taman Pekan Baru,
08000 Sungai Petani, Kedah, Malaysia.
Tel: +604 - 423 2999 Fax: +604 - 422 8916
Tel: +603 - 8734 9916 Fax: +603 - 8734 6916
Seremban, Negeri Sembilan
152-1 & 152-2, Block M,
Taipan Senawang,
Jalan Taman Komersil Senawang 1,
Taman Komersil Senawang,
70450 Seremban, Negeri Sembilan, Malaysia.
Tel: +606 - 678 2916 Fax: +606 - 678 1916
GPS : 2.715170, 102.001072
Kota Bharu, Kelantan
Lot 257, Tingkat 1, Jalan Kebun Sultan,
15000 Kota Bharu, Kelantan, Malaysia.
Tel: +609 - 746 2999 Fax: +609 - 747 8916
GPS : 6.132448, 102.243404
GPS : 5.641856, 100.487523
Kuala Terengganu, Terengganu
Petaling Jaya, Selangor
Tel: +609 - 626 3999 Fax: +609 - 626 6916
42A, Jalan PJS 8/6 (3rd Floor),
Mentari Business Park, Bandar Sunway,
46150 Petaling Jaya, Selangor, Malaysia.
Tel: +603 - 5634 8999 Fax: +603 - 5634 1916
GPS : 3.077331, 101.610875
Ampang, Kuala Lumpur
98A & 98B Lorong Mamanda 2,
Ampang Point Batu 41/2, Jalan Ampang,
68000 Ampang, Kuala Lumpur, Malaysia.
16A, 1st & 2nd Floor, Jalan Sultan Ismail
20200 Kuala Terengganu, Terengganu, Malaysia.
GPS : 5.331078, 103.133522
Kuantan, Pahang
A-6624, 1st & 2nd Floor, Jalan Beserah
25250 Kuantan, Pahang, Malaysia.
No. 9-A, 9-B, Jalan Melaka Baru 22,
Taman Melaka Baru, Batu Berendam,
75350 Melaka, Malaysia. No.45A & 45B, Jalan Persisiran Perling,
Taman Perling,
81200 Johor Bahru, Johor, Malaysia.
Tel: +607 - 235 8999 Fax: +607 - 236 9916
GPS : 1.494907, 103.678716
Kuching, Sarawak
Lots 456 & 457, 3rd Floor,
Al-Idrus Commercial Centre, Jalan Satok 93400
Kuching, Sarawak, Malaysia.
Tel: +6082 - 259 916 Fax: +6082 - 253 916
GPS : 1.551543, 110.329224
Kota Kinabalu, Sabah
Lot No. 19, Block B-10, Corner Lot,
1st & 2nd Floor, Lorong Plaza Permai 1,
Along Jalan Sulaman, 88100
Kota Kinabalu, Sabah, Malaysia.
Tel: +6088 - 447 916 Fax: +6088 - 485 835
GPS : 6.032642, 116.131816
Public Safe Management Sdn. Bhd. (Penang)
88 E & F, Ground Floor, Jalan Tun Dr. Awang,
11900 Bayan Lepas, Penang, Malaysia.
Relau (Opposite Pisa)
Tel: +604 - 644 1222 Fax: +604 - 646 8916
GPS : 5.315072, 100.275486
Email: enquiry@publicsafe.com.my
Website: www.publicsafe.com.my
Business Hours : Mon-Sat, 9.30am-5.30pm
Tel: +609 - 567 8916 Fax: +609 - 567 9916
GPS : 3.828878, 103.341672
Tel: +603 - 4257 9916 Fax: +603 - 4257 3916
GPS : 3.15857, 101.75175
For further details, call Public Gold Hunting Line at +604 - 643 9999 or email us at enquiry@publicgold.com.my
bridging you to a
brighter future
31
www.publicgold.com.my
www.publicgold.com.sg
www.publicsafe.com.my
www.publicjewellery.com.my
www.louiscarat.com
publicgoldinternational
Public Gold Marketing Sdn. Bhd. (930830-K)
Public Gold
Plot 21, Technoplex Medan Bayan Lepas,
Taman Perindustrian Bayan Lepas Phase IV, 11900 Bayan Lepas, Penang, Malaysia.
Tel (+604) 643 9999 Fax (+604) 645 0916