HABIBIAN NEWSLETTER(Linked) 1

AL Habibian
AL Habibian
INSIDE THIS ISSUE
PAS Awards 2013
01
BAHL “Headquarters” Building
02
Campaigns of the Season
03
Performance of Auto Loan
CBD Team Lahore
04
Promotions for the Year 2014
05
Branch Opening Ceremonies
07
Interactive Sessions by RRD
09
New Hiring
10
Course on Fundamentals of
Payment Systems
10
Details of Courses Conducted at the
Training Centre (Lahore)
11
MasterCard Corporate Card Presentation 12
Workshop on ATM Operations and
Settlement at IBP
13
Course on Credit Risk Assessment
14
Information Security Department News
15
AL Habib Apna Current Account
Wins PAS Awards 2013
May - June 2014 - Vol. 7/8-XIV
Congratulations!
Alhamdulillah! The advertisement for the AL Habib
Apna Current Account has won the following Pakistan
Advertising Society Awards for the year 2013.
- Best Advertisement
(Banking & Financial Services)
- Best Original Local Campaign
The awards were announced in a prestigious
ceremony held in Karachi on May 17, 2014. The press
release was prominently featured in the following
newspapers:
• The News
• The Nation
• Pakistan Observer
• Nawa-i-Waqt
• Dunya
• Tribune
• Pakistan Today
• Daily Jang
• Ummat
• Nai Baat
MoneyGram Certificate & SPB Workshop 17
VALUES WORTH LIVING FOR
Synergy is the interaction of multiple
elements in a system to produce an
effect different from or greater than
the sum of their individual effects
“Apna Individual Current Account” voted the Best Advertisment
by the Pakistan Advertisement Society 2013
EDITOR’S NOTE
The Summer is upon us with a fury, and only the
imminent monsoon rains will be our salvation.
But life goes on, and so do the activities at our
Bank. We are delighted to present yet another
consolidated issue (May-June) which highlights
the key happenings in our bank during these
months. Remember, the success of the
newsletter depends on your contributions, so
keep them coming.
Editorial Team
Mr. Mansoor Ali Khan - GH & Mr. Najeeb Agrawalla - GM Retail
alongwith the Bond Team were present at the occasion.
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AL Habibian
Work Begins on the Bank AL Habib “Headquarters” Building
We are delighted to announce the finalization of
construction plan of new Head Office for Bank Al
Habib Ltd. On this momentous occasion, the MD &
CE, Mr. Abbas D. Habib remarked, “By the Grace of
Allah, we have finalized the Architect for the design of
Bank AL Habib’s Headquarters which is being built on
Plot No. 222, Dr. Daud Pota Road, E.I. Lines, Saddar,
Karachi”.
The building will be centrally located in spacious
surroundings and will bring Bank AL Habib into the
coveted league of having a prominent landmark in the
city. Mr. Karsten Fazal Sadiq has been designated as
the Divisional Head for this project, en-tasked with
taking this initiative to successful completion.
Photos taken from the Signing Ceremony held for finalizing the Construction Plan of the
Bank AL Habib’s New Headquarter Building
From Left to Right: Mr. Ashraf Saeed- Director International Projects (Shankland Cox),
Mr. Philip Logan-CEO (Shankland Cox), and Mr. Karsten Fazal Sadiq-AGM HODEngineering & Maintenance Division at the signing ceremony
Mr. Mansoor Ali Khan signing the agreement.
Site Map
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AL Habibian
Campaigns of the Season
BAHL continues to offer innovative services to its customers, and is consistently striving to further penetrate the marketing space in Pakistan,
with an array of promotions and award winning campaigns. Recently, the following campaigns have been launched, and many more are to
follow, galvanizing our position as one of the most active banks in Pakistan in integrated marketing communications.
Aap Bhi Chalaain Apni Car
Auto Finance
Low Down Payment
Partial Payment Options
Low Mark-up with Fixed and Floating Rate Options
Available for New and Used/Imported Vehicles
Auto Leasing facility also available for SMEs / Corporates
Ab Hua Safar Khushgawar!
427 branches & sub-branches in 121 cities
Please call 111-014-014 or SMS "APNICAR" on 9143
Visit: www.bankalhabib.com or any of our branches
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AL Habibian
Lunch Hosted to
Recognize Auto Loan
Team Performance
In order to celebrate the excellent performance of the
CBD Team Lahore (Auto Loan) for the month of April
2014, a Lunch was hosted in the honour of the
performers. The appreciation received by the team
further boosted their morale. The participants
assured the management of even better
performance going forward.
EXERCISE FOR
WORK LIFE BALANCE
Recent research has found that regular exercise
reduces stress, which makes time at home and at
work more productive and enjoyable.
To add fitness to your schedule, try exercising before
your workday starts (it's so easy to find reason not
to exercise later in the day). High intensity interval
training workouts are effective and fast. Further, the
exercise keeps you healthy with better metabolism.
Start daily exercise and you will definitely feel the
difference.
Contributed by
Alamdar Hussain
Relationship Manager
Retail Credit, Karachi
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AL Habibian
Promotions for the Year 2014
Following are the staff who were promoted for the year 2014 from Assistant General Manager to General Manager.
Staff Promoted To Cadre Of General Manager
Name: Aijaz Hussain Bhimani
ID: 18
Department: Zonal Office [S&B]
Name: Mohib Hasan Khan
ID: 6178
Department: Information Technology
Staff Promoted To Cadre Of Deputy General Manager
Name: Mahmood Zahid
ID: 251
Department: Zonal Office [MLT]
Name: Rashid Iqbal Shaikh
ID: 340
Department: Area Office CRP1
Name: Syed Wadood Wasti
ID: 785
Department: Zonal Office [NZ]
Name: Shahid R Salehi
ID: 377
Department: Returns & Reconciliation
Name: Khurram Asghar Khan
ID: 1338
Department: Area Office DR1
Name: Ahsan Mushahid Siddiqui
ID: 601
Department: Area Office CRP3
Name: Adeel Hassan Behroz
ID: 7818
Department: Zonal Office [KZ]
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AL Habibian
Staff Promoted To Cadre Of Assistant General Manager
Name: Muhammad Amir Mujuddadi
ID: 61
Department: Audit
Name: Wasim Irfan
ID: 272
Department: Zonal Office [FSD]
Name: Tahir Sultan
ID: 441
Department: Systems & Procedures
Name: Muhammad Yameen
ID: 1106
Zonal Office [LHR]
Name: Abbas Ali Sharif
ID: 2663
Department: Credit Division
Name: Mohammed Abbas Munawar
ID: 3065
Department: Zonal Office [KZ]
Name: Syed Fahim Raza Zaidi
ID: 3899
Department: Area Office IR
Name: Syed Zulfiqar Ali Zaidi
ID: 4922
Department: Credit Division
Name: Rahim Rajab Ali
ID: 7276
Department: Compliance Division
Name: Mohammad Taqi Lakhani
ID: 7656
Department: Risk Management Division
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AL Habibian
Relocation of Sheikhupura
Road Sub Branch.
The Sheikhupura Road Sub branch was relocated to Siddiqui Center,
Opposite Mini Sports Complex, Sheikhupura Road, Gujranwala,
commencing its operations on February 17, 2014.
Photos from the Branch Opening Ceremonies
Khairpur Nathan Shah Branch Opening
Dated 21st April, 2014
Umerkot Branch Opening
Dated 30th April, 2014
Qambar Ali Khan Branch Opening
Dated 14th June, 2014
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AL Habibian
Gulshan-e-Iqbal, University Road, Sub-branch Opening Dated 7th May, 2014
Gulshan-e-Iqbal, Hassan Square, Sub-branch Opening Dated 13th May, 2014
Kot Lakhpath, Sub-branch Opening Dated 27th May, 2014
Inauguration of Islamic Banking Window Operations, Karachi
The first Islamic Banking Window Operation
was inaugurated by Mr. Mansoor Ali Khan
(Group Head) at Bahadurabad Branch on
May 7th, 2014
The second Islamic Banking Window
Operation was inaugurated by Mr. Ahsan
Mushahid (Area Manager) at Rashid
Minhas Road Branch on May 9th, 2014
The third Islamic Banking Window
Operation was inaugurated by Mr. S.M Alam
(Area Manager) at Water Pump Branch on
May 13th, 2014
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AL Habibian
Interactive Sessions Arranged by Return
& Reconciliation Department (RRD)
Interactive sessions were successfully arranged by RRD. Mr. Shahid Raza Salehi,
Divisional Head Returns & Reconciliation Division conducted the sessions.
Agenda included:
• Implementation of International Standards for Industrial Classification (ISIC) ver 4.0 of United Nations - SBP's Directives
• Data Cleansing and Automation of SBP Report Projects - eCIB & Forex Reporting
• Online Banking reconciliation issues - alternate arrangements for same day settlements
• ADC operational and settlement issues - SBP's TATs
• Discussion/ Feedback of Branches on processes improvement in reporting, reconciliation, MIS and daily check on close online etc.
Lahore: Mr Shahid Raza Salehi along with
Zonal Head, Mr Anser A Zaidi
DG Khan: Mr Shahid Raza Salehi along with
Zonal Head, Mr Mahmood Zahid
Faisalabad: Mr Shahid Raza Salehi,
along with Area Chief, Mr Wasim Irfan
Hyderabad: Mr Shahid Raza Salehi, alongwith Area Manager,
Mr Mehboob Ali Badami & Area Manager, Mr Khurram Behzad
Words of Wisdom
•
Kindness is a language which the deaf can hear and the blind can read.
(Excerpted from the book “Wits of Wisdom”)
•
A human mind is like an umbrella, function best when open.
(Excerpted from the book “Wits of Wisdom”)
•
There is no possession more precious thanthe possession of self control.
(Excerpted from the book “Wits of Wisdom”)
•
If you wish to know the mind of a man, listen to his words.
(Joshann Wolfgang Von Goethe)
•
Do not wait for extraordinary opportunities, seize common
occasions and make them great. (Orison Sweet Marden)
•
Efforts and courage are not enough without purpose and
direction. (John F. Kennedy)
Contributed by
Mr. Muhammad Imran
DHA “Y’’ Block Branch, Lahore &
Mr. Shahadat Ali
Truck Stand Branch, Lee Market, Karachi
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AL Habibian
Picnic Arragned at Komal Farm House
A Picnic was arranged by the RRD staff on 7th June 2014, at Komal Farm House besides Super Highway,
wherein some staff's children also attend the event.
Helpful Tips For a Great Visit!
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Picnic coordinator(s) consisting senior/ experienced staff
may be nominated as centre/ contact point.
A staff may be deputed for backend support/coordination to
keep every one in touch/contact till arrival to picnic spot and
returning back.
Area/Zone or respective Divisional Heads and Human
Resource Division are to be intimated with all the relevant
details with regard to the planned event.
Final confirmation on arrival should be made to HR and
respective Area/ Zonal Office or Divisional Head.
List of emergency numbers should be available such as
Police, nearby hospital, fire brigade etc.
Necessary Preventive measures should be taken for
security and safety of staff particularly when all
staff/employees of unit/department are willing to attend the
picnic.
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Contributed by
Mr. M.Nasir
Manorie RRD,
Karachi
Avoid high risk picnic spots like Sea side, Rivers/Lakes etc
and arrange programs in safe and secured areas like Farm
House/ Water Parks etc.
Picnic spot may be visited earlier for convenience in
arrangements in case of new place. Mobile Phone coverage
may also be checked.
Presence of all the participants before leaving for picnic and
on returning from picnic should be checked.
Do not disclose your own or Banks identity unnecessarily.
Ensure good quality of food and make adequate
arrangement of clean drinking water
Take First Aid box for emergency use.
Avoid travelling in the night and try not to have all staff travel
to another.
Avoid going to remote places.
Make sure you have adequate fuel, extra wheel, tools, rope,
torch, road map, contact list, car registration book and valid
license etc.
New Hiring
Date of Joining
ID
Name
Designation
Branch/Area/Zone
05/02/2014
08890
Muhammad Yaseen Saleem
Manager
Information Technology, Principal Office
05/09/2014
08912
Umer Riaz
Manager
IT Core Banking Project, Principal Office
Course on Fundamentals of Payment Systems
A full day course of Fundamentals of Payment Systems was held at Karachi Pearl Continental Hotel on
24th May 2014. The course was led by Syed Irfan Ali and encompassed the Core Components, Payment
System Channels, Payment System categories and Payment Instruments used in the banking industry.
Bank AL Habib was represented by Mr. Jawad Chaudhry and Mr. Shahid Raza.
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AL Habibian
Details of Courses Conducted at the Training
Centre (Lahore)
Introduction to Banking Course (IBC L-35)
Introduction to Banking Course IBC: Batch (L-35) was conducted successfully at TMDD- Training Centre.
College Road, Lahore from 31st March, 2014 to 26th April, 2014.
The participants were 24 newly joined officers from various branches of Lahore Zone, Multan Zone, Faisalabad
Area & Northern Area. The training course was aimed to orientate the participants about operational Banking.
The trainee officers were benefited by a good opportunity to have a session with the Honourable Director of our
bank, Syed Mazhar Abbas, who visited the training centre on 16th April, 2014 and shared his valuable experience.
Contributed by
Mr. Rauf Iqbal,
Training & Development
Lahore
To conclude the Training course, Syed Anser A. Zaidi, Zonal Head (L/Z), Lahore joined the team on last day to get
feedback and to advise the participants about their career progression.
Course of Introduction to Banking (Batch L-34)
Attached below is the group photo of Participants of Batch L-34 attending the course on "Introduction to Banking" with Mr.Mazhar Abbas
Director along with faculty members of TMDD, Lahore Centre.
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AL Habibian
MasterCard Corporate Card Presentation
A presentation on the MasterCard Corporate Card was held at Bank AL Habib, Khayaban-e-Hafiz Branch.The presentation was well
received by the participants, who asked pertinent questions regarding the subject matter. An experienced resource, Mr. Gouranga
Dhanagare, based in Dubai, specially attended the presentation to apprise the participants on the product features.
Living the 9 To 5 Life - Work With Confidence
Confidence. is a state of mind and can be felt within. Though at times it is not always easy staying confident at work especially
on those hellish days when everything and anything that can go wrong, does go wrong.
Here are few tips to keep your confidence up.
Focus on the positive. It is very easy to get sucked in by past failures but success comes when you make that experience a
learning one.
Everything is not your responsibility. At times people take too much upon themselves and start feeling disheartened and
pressured. Learn to accept that everything is not under your control.
Paradigm Shift. when something is important to you, you feel that you are being assessed, watched to an extent
that can lead to paranoia. Try to remember that the focus is on what you are doing and not on you.
Convince Yourself. Believe it or not, no one knows you better than yourself. Believe in your abilities to get
a job done or in doing it better. You will naturally see a lift in your spirits, change in your mood, tone and
body language.
Strength, serenity and wisdom. Learn to keep a balance so that you can do things better.
Know the right time for aggressive, passive and assertive moods. Diverting and redirecting of
attention may help.
Appreciate. If you don’t know how to appreciate yourself, you won’t be able to appreciate others as well.
Celebrate your success- it helps in boosting self-esteem.
(Contributed by Syed Irfan Raza Zaidi ADC & Cards Division)
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AL Habibian
Bank AL Habib QMobile Tournament
Photos taken at the 3rd Qmobile Banker’s Champion League 2014. A total of 31 matches were scheduled in
this tournament starting from 26th April, 2014 to 15th June, 2014. The Bank’s team was led by Mr.Hussain Ali
Pasha who secured two man of the match prizes (70 cc Motorbike), one against Faysal bank dated 11th May,
2014 and the second was against Dubai Islamic Bank dated 1st June, 2014. Mr. Asad Khan was awarded man
of the match prize in playing against HSBC team, dated 26th April, 2014 followed by Mr. Javed Kohistani in a
match played against Albaraka Bank dated 25th May, 2014.
Contributed by
Mr. Adil Razzaq,
ADC Karachi
Workshop on ATM Operations and
Settlement at IBP
Contributed by
Mr. Shahid Raza Salehi,
RRD, Karachi
The Institute of bankers conducted a two-day workshop on ‘ATM Operations and Settlement’
dated 21st & 22nd May, 2014 at IBP, Karachi. The workshop was conducted by Mr.Shahid Raza
Salehi alongwith co-facilitators, Mr. Shoukat Bazinjo, Senior Joint Director SBP PSD and Mr.
Shahzaib Bhutto, Operation Head 1Link. The workshop aimed to support the banking industry in
building customer’s confidence towards ADC/E-Banking products through effective and
controlled systems as per SBP guidelines.
IBP received an overwhelming response and 60 participants from various banks including one participant from State Bank of
Pakistan (SBP) and six participants from Banking Mohtasib Pakistan (BMP) attended the session for two full days. Panel
discussion was also arranged at the end of the program for half an hour attended by the CEO 1Link as well. A plaque was also
presented to "Mr Shahid Raza Salehi" by Mr Faisal Ejaz Khan, CEO, 1Link at IBP during the Certificate distribution.
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AL Habibian
Course on Credit Risk Assessment
One Day Courses on Credit Risk Assessment were conducted by Mr. Mahfuz-ur-Rahman - GM (Credit Division, Karachi) for staff at the
Training Center Lahore on 28th March, 2014 & 29th March, 2014.
The training was arranged for Credit Officers working in Credit Hubs and various branches of Lahore Zone (L/Z), Multan Zone (M/Z) &
Faisalabad Area to equip them with better technical knowhow & to enhance their skills required to appraise various credit proposals &
monitoring.
23rd Academic
Award Ceremony
Annual Picnic
An annual picnic was arranged by the Cash department staff of
Karachi Main Branch at the Ghouri Farm House, Memon Goth on 5th
and 6th April, 2014.
Contributed by
Mr. Muhammad Taqi Nayani
Zonal office, S&B Zone, Karachi
Our bank recently participated as Co-sponsors at the Dhoraji
Youth Services Foundation (23rd Academic Excellence Awards
Ceremony) held on March 28, 2014, as part of our commitment to
Corporate Social Responsibility. The program was aimed at
encouraging students who have made best use of the
educational scholarships extended to them, and have earned
distinctions in their respective faculties.
Mr. Abdul Wahid (Area Manager) and Mr. Imran Amanullah (Area
Manager), representing the bank at the occasion, distributed
awards to the distinction holders.
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AL Habibian
Information Security Department (ISD) News
Following are ISD staff achievements and updates.
Mr. Zeeshan Siddiqui
Chief Manager - ISD
Passed CISM exam
Mr. Imran Asghar
Manager - ISD
Passed IBP Stage - 2
Mr. Hussain Hadi Rahim
OG 2 - ISD, ACCA Affiliate,
New Staff hired for
BCP Support
Heartiest Congratulations to Zeeshan and Imran on their achievements!
Monthly Information Security Bulletin
Online application process for Internet and External Email launched!
The joint project of the Lotus Notes team and Information Security Department to develop the online application system for
Internet and External Email has been successfully completed. This Lotus Notes based workflow system uses the Approval Levels
similar to the Attendance system, and is accessible from the “Public Folders” on the Home Page.
In addition to enabling convenient maintenance of applications and approvals, an important benefit of this online system is the
huge savings in terms of both senior level management time and the printing and other costs associated with paper forms. Now
users can easily complete these online forms as per their business requirements, and the requests will automatically and promptly
be delivered to the relevant managers for review and necessary recommendations/authorizations, before being submitted to
Information Security Department for security evaluation, approval and completing of the requests.
SECURITY ALERT!!!
Login to the BAHL Network using only your own credentials!
In compliance with the IT Security Policy, access to BAHL information assets are restricted to authorized persons, and privileges
are provided on “need” basis. BAHL users must login to the BAHL Network using their own credentials, i.e., User ID and
Password.
Network scanning has been started to identify those users who are sharing the password to their account, and/or are not logging
in with the credentials, assigned to them.
If your account is blocked, or your password is not working, seek help and report to CIM.
Contributed by Mr. Syed Ali Mohsin, Assistant Manager - BCP, and Mr.Hussein Hassanali, CISO, Information Security Department.
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AL Habibian
Improving Security at BAHL:
Business Continuity Plan – Your Role
The BAHL Business Continuity Plan (BCP) describes the procedures to be
carried out in the event of a major incident affecting the operations of the
Bank or any of its departments or systems so that the impact on the ongoing
business services is minimized by efficient resumption of business
processes/functions.
At BAHL, the Board approved BCP Committee oversees the Bank’s BCP
program, and provides guidance and promotes the following drills:
• BCP drills
• DRP Drills
• Fire Evacuation Plans & Drills
BCP drills must be carried out on a quarterly basis by Bank
Branches/Divisions/Departments at their designated BCP sites to physically
test the facility and the BC arrangements. Drills with adequate staff (almost
50%) are mandatory. After the Drill, Units must complete the feedback form,
and provide their results and observations.
IT Disaster Recovery Plan (DRP) relates to the IT Division, and DR drills are
necessary to check the availability of system/applications, network
connectivity and data in times of crises to assure readiness of all Bank AL
Habib business systems.
Fire evacuation plans & drills help ensure that staff are aware of the safest
evacuation option, and have tested these in preparation for fire or
environmental disasters.
We expect all division/departments and branches to ensure these drills in
true spirits quarterly. Every premises must submit fire drill Checklist to BCP
administration in soft file format.
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AL Habibian
MoneyGram
Certificate
"Certificate of Appreciation" MoneyGram
Certificate won by Mr. Sajid Ali Randhawa,
Branch Manager, Sanghar, Sindh.
SBP Workshop on
Risk Involved in
Housing Finance
Processing &
Documentation
The State Bank of Pakistan conducted a workshop
on ‘Risk involved in Housing Finance Processing &
Documentation’ on 11th April, 2014 at SBP Banking
Services Corporation (BSC), Multan. The workshop
was attended by 25 participants who were associated
with different financial institutions. Mr. Jawwad
Bukhari of Bank AL Habib Islamic Banking branch,
Multan was specially designated as a trainer at the
request of State Bank of Pakistan.
Mr.Jawwad Bukhari conducted the workshop with
relentless professionalism and enunciated the
importance of all pertinent material in detail, in
recognition of which he received an appreciation
letter from SBP.
Contributed by
Mr. Zahid Mahmood Chaudhry,
Human Resource Division, Karachi
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AL Habibian
Energy Saving Tips for Workplace and Home
Upgrade your home and office equipment. Certain models of computers, printers, copy machines, and other types of equipment
can use up to between 50 and 90 percent more energy than energy-efficient models.
•
Replace your home and office equipment with equipment that bears the "Energy Star" logo, which ensures that every
piece of equipment is made especially to reduce and save costs on energy usage.
•
Turn off electronics when not in use. Screen savers on computers and idle modes on other types of equipment will
still consume energy when not in use.
•
Plug all of your electronics into a single power strip that you can turn off every night. Electronics such as computers and
copy machines will still consume energy when they are plugged in although they have been turned off completely.
•
Enable the hibernation and sleep modes on your home and office computers. This will allow your computers to save energy
when you step away for breaks or meetings.
•
Take advantage of natural sunlight. If your home or office is set up to receive an ample amount of sunlight, you may be
able to turn off lights completely for the majority of your day.
•
Paint the walls of your home and office white or in another light shade to enhance the effect that the natural light has on
your workspace.
•
Install weather strips on doors and around windows. This will prevent air from escaping your home and office when the
air conditioner or heater is running; which can be especially important for locations in regions of severe weather.
•
Clean and repair your home and office's heating, venting, and air conditioning (HVAC) system on a routine basis. A clean
and working HVAC system will help largely reduce your energy bills, whereas a dirty or faulty HVAC system will work harder to
cool or heat your office.
•
Modify the temperature in the home and office when not in use. After office hours and during weekends, energy can be
saved by increasing the temperature of the thermostat during hot weather, and by lowering the temperature in cold weather.
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AL Habibian
Self Evaluation
Self-evaluation plays an important role in the overall
development of an individual. It is crucial for continuous self
improvement to judge oneself before being judged by the
others. It gives us the chance of coming across with our
strengths and weaknesses. Also, it gives us an opportunity
to improve the areas where efficiency is lacking. Such
positive attitude would cost us nothing but pays in the long
run and would not only be beneficial for oneself but for the
organization as a whole.
A little boy went into a drug store, reached for a soda carton
and pulled it over to the telephone. He climbed onto the
carton so that he could reach the buttons on the phone and
proceeded to punch in seven digits (phone numbers). The
store owner observed and listened to the conversation:
Boy: "Lady, Can you give me the job of cutting your lawn?
Woman: (at the other end of the phone line): "I already
have someone to cut my lawn."
Boy: "Lady, I will cut your lawn for half the price of the
person who cuts your lawn now."
Woman: “I'm very satisfied with the person who is
presently cutting my lawn”.
Boy: (with more perseverance) : "Lady, I'll even sweep
your kerb and your sidewalk, so on Sunday you will
have the prettiest lawn in all of Palm beach, Florida."
Woman: “No, thank you”.
With a smile on his face, the little boy replaced the receiver.
Store Owner: "Son... I like your attitude; I like that positive
spirit and would like to offer you a job".
Boy: "No thanks”
Store Owner: “But you were really pleading for one”.
Boy: ”No Sir, I was just checking my performance at the
job I already have. I am the one who is working for
that lady I was talking to!"
How often we evaluate ourselves? To be productive, we
need to take time and evaluate our performance ourselves
before it is being judged by others. Self-evaluation offers
every one of us a realistic chance of looking at our own self,
without any claims of prejudice or biasness. It may provide
us with some new information about ourselves, and
acquaint us with some facts that we were unaware of
earlier. Self-evaluation also helps in changing the role from
a passive observer to an active participant, which is a key
factor to succeed in our career and display a positive
attitude towards our jobs.
The store owner, who was listening to all
this, walked over to the boy.
Contributed by
Mr. Muhammad Tariq Iqbal,
CM, Credit Risk Review Department
AL Habibian Needs Your Contributions!
We encourage employees to provide items of interest for inclusion in the issues of ‘AL Habibian’.
Reproductions or excerpts from previously published quotes and interesting articles from newspapers and
magazines will only be accepted if original source is named. Contributions & photographs should reach us at
alhabibian@bankalhabib.com by the 25th of the month on the listed email address for possible inclusion in the
next issue through the respective Zonal or Divisional Heads.
Please note that we reserve the right to edit the contributions and will publish news and items which in our opinion
are current and of interest to all. While we have taken all possible care, we regret any error or omission in this issue.
Peak of Eloquence
He who is greedy is disgraced; he who discloses his hardship will always be humiliated; he who has no control over his
tongue will often have to face discomfort. (Excerpted from “Nahjul Balagha”)
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