April 2013 - Woodland Chamber of Commerce

Transcription

April 2013 - Woodland Chamber of Commerce
Volume 4 Issue 4
Woodland Tourist Information Center
P.O. Box 1012, Woodland, WA 98674
(360) 225-9552 FAX: (360) 225-3490
www.WoodlandWaChamber.com
info@woodlandwachamber.com
“Working together to encourage, promote, and preserve the economic well being and quality of life of the community.”
2013
BOARD OF TRUSTEES
President
Nelson Holmberg
1st Vice-President
Joy Snead
nd
2 Vice-President
Bill Raybell
Treasurer
Darlene Johnson
Secretary
Mary Urban
Past president
Nora Bain
Trustees
Shannon Cahoon
Joyce Kleeb
Al Lane
Jeff Leuthold
Vivian Mosby
Christy McGraw
Executive Director
John ‘JJ’ Burke
Communications Chair
Carl Haeger
Upcoming Events
APRIL
13/14 & 20/21 Woodland Tulip Festival
20 - Lilac Days
April 2013
NEW POLICE STATION
In 2011, the City of Woodland proposed a public safety sales tax for
the purpose of constructing a new police station. The tax of one tenth
of one percent (or one penny for every ten dollars spent) was put to a
vote of Woodland citizens. The initiative passed by nearly 54% in the
November 2011 general election. The City then began the process of
design for the new station. During the course of the design phase the
City Council added some funding to increase the size of the project
for future expansion and to make the community meeting room more
usable. The project is now moving full speed ahead with final site and
building plans all but completed. We are expecting site work to begin in
early April and have scheduled a ground breaking ceremony for Saturday
April 13th, 2013, at 11 a.m. at the site, East Scott Ave. and Old Pacific
Hwy.
The City is using modular construction for this project and the
Williams-Scotsman Company is our primary provider. Woodland Public
Works Director Bart Stepp is our in-house project manager. Modular
construction is accomplished by manufacturing the entire building,
in module form, in a factory designed for this purpose. While factory
construction is taking place, site work commences at the new location
off E. Scott Ave. Once ready, the modules are trucked to the site and
assembled, kind of like building blocks. Unlike standard construction
where site work must be done before building construction takes
place, site work and module construction occur at the same time. This
cuts overall project time almost in half. The current time line calls
for substantial completion of the project near the end of August and
probable move in taking place in September, barring any delays.
A new police station has been needed, and worked on, for the last
10+ years. The
new station has
been designed
to modern day
specifications
including the
Continued on page 2
Page 1
Volume 4 Issue 4
Continued from page 1 - NEW POLICE STATION
ability to make full use of available technology when appropriate. For the first time, the City will have an
up-to-date police facility with the space needed to provide modern law enforcement services for the next 20
years. Some examples: Today, when we need to interview victims, witnesses, and suspects, we have to use the
city council chambers, IF it is available. If not, we end up using hallways and there is little or no privacy. The
new facility will have a total of three different interview rooms that can be used simultaneously. Today, our
detective is in a room that was originally a storage closet. It barely holds him and his desk. The new facility
will have a detective office large enough to house at least two detectives. Our current building has no place
for officers to process evidence much less potentially hazardous evidence. They use any floor space they can
find. The new building will have a large evidence processing room complete with stainless steel counter space
and its own ventilation. And evidence storage space will also be vastly improved (you’d be surprised how
much evidence we have to store sometimes for long periods of time) with the new space as much as ten times
larger than what we have now. We will also have our own training space (we’ve never had this before) and will
have the ability to host regional training when needed. All in all, for the first time ever, there will actually be
breathing space in the police department. In addition to the police department, the new building includes a community meeting room that will also serve
as the City Council chambers. While it will not be any larger than the current chambers is, it will be easier for
folks with limited mobility to access by virtue of being on the ground floor. The chambers will be a little more
user friendly for the City Council, staff, and audiences and there will be adequate parking around the building.
The new police station/council chambers will be the first newly constructed city government building in
Woodland since the current city hall was built in 1971. We are looking forward to completion and move in late
this summer or early fall.
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Volume 4 Issue 4
MESSAGE FROM THE PRESIDENT
Many of you know I had the opportunity to take an all-expenses-paid trip to Doha, Qatar in mid-February.
Because I witnessed a lot more than the World Championship unlimited hydroplane race I went there for, I
wanted to share just a little taste of it with you all.
The Spirit of Qatar is really interesting, and business plays a big part of what’s happening in the tiny Middle
Eastern nation with an Arab culture and a surprising number of “Westerners” calling it home.
Ruled by the Al Thani family since the mid-19th century, Qatar was formerly one of the poorest Persian Gulf
states, noted mainly for pearl hunting. Since becoming independent from the British in 1971, Qatar has
emerged as one of the world’s richest nations, thanks to its enormous reserves of oil and natural gas.
The current Emir, Sheikh Hamad bin Khalifa Al Thani, gained power when he deposed his father in a
peaceful coup in 1995. Qatar has built military ties with the United States and is now the location of the
U.S. Central Command’s Forward Headquarters, and the Combined Air Operations Center.
With its abundant oil and natural gas reserves, Qatar’s economy has grown to the point of having the highest Gross Domestic Product in the world. Since 2010, their economy has grown 19 percent, the fastest in
the world. Exports of liquefied natural gas, oil, petrochemicals, and related industries have made Qatar a
world leader. In 2009, Qatar became the United States’ fifth-largest export market in the Middle East (behind the United Arab Emirates, Israel, Saudi Arabia, and Egypt).
Qatar is a sovereign nation that’s roughly the same size as Connecticut. It’s a small peninsula on the north
eastern coast of the Arabian Peninsula, its only land border being adjacent to Saudi Arabia.
Western expatriates easily outnumber the roughly 300,000 citizens of Qatar, but most of them are there to
assist in the growth and economic development of the nation. Many of the expats come from other Arab
nations (about 20 percent), India, the Philippines, and even the United States, Great Britain, France and
Canada.
With a geography that’s mostly desert, Qatar is still an emerging country, but by seeing the capital city of
Doha, one would think they’re more than well on their way.
When it comes to growth, Qatar is building for the future. With more than $100 billion in infrastructure
investment, the nation is experiencing explosive growth. Qatar’s skyline includes as many as 20-25 skyscrapers, numerous American hotels, shopping malls, and lots and lots of Lamborghinis and Ferraris driving (quickly) around the modern, well-maintained streets.
More growth is coming, too. Infrastructure including highways, electricity, water-sewer, broadband, water
desalination plants, power generation plants, as well as conference centers, cultural resources, and sports
facilities are under construction right now.
And everything is, of course, state-of-the-art.
Doha will host the 2022 FIFA World Cup (soccer) and made a robust bid for the 2016 Olympic Games,
which would have made Doha the first Arab city to ever host the Games. Word is they’ll bid again for the
Olympic Games. While we were there, Doha also hosted a Women’s Tennis Association tournament – the
Qatar Total Open – which attracted some of the world’s top professional women’s tennis players. Qatar also
hosts professional golf tournaments and cycle races every year.
It will be the first Arab state to host the World Cup, and it will invest $5 billion in the construction of nine new
stadiums and renovation of three others. Each of the stadiums will have solar powered cooling systems so
the event can be hosted in the summer, when temperatures can reach as high as 120 degrees Fahrenheit.
Sports are a big deal in Qatar, which was highlighted by a holiday entitled National Sport Day, which we
were included in, and why there’s an organization such as the Qatar Marine Sports Federation, which
promotes and organizes the unlimited hydroplane World Championships every year since 2008, and just
signed a five-year extension to the deal.
This is only a taste of Qatar and its emergence on to the global business and economic scene. It’s an interesting place that grew from approximately 400,000 residents in 2007 to nearly 2 million today.
If you ever get the chance to visit, I highly recommend it. I know I’ll go back if I get a chance.
Yours Sincerly, Nelson Holmberg
Page 3
Volume 4 Issue 4
IMMEDIATE PRESS RELEASE
AMERICAN WORKFORCE GROUP, INC.
Julie Nelson, President & Workforce Consultant
Keli Hancock, Workforce Specialist
1104 14th Ave, Suite B • Longview, WA 98632
360-200-4900 • americanworkforcegroup@gmail.com
BUILT ON RELATIONSHIPS, BACKED BY INTEGRITY
Longview, WA January 1, 2013 – American Workforce Group, Inc. has been established. Backed by
knowledge and experience, Julie Nelson has taken this opportunity to help some of the thousands
of Southwest Washington’s residence looking for work in these hard economic times. With Washington’s current unemployment rate at 7.8% there is a definite need for jobs! Our goal is a projected
fulfillment of at least 400 jobs in 2013!
Our job opportunities and employee pool is building by the day and we need you to help us grow!
Our workforce staff understands what it’s like to be in your shoes and we have the ability to find jobs
suitable for you. We provide services to those who are looking to hire or looking to be hired. Let us
help you!
Looking for hire?
We provide qualified individuals ranging from clerical, administrative, accounting, and professional
to general labor, skilled labor, manufacturing, proContinued on page 5
Page 4
Volume 4 Issue 4
Museums in
Woodland & Area
(by season)
Cedar Creek Grist Mill
(Monthly weather permitting;
may be closed during snow
months)
• Saturdays: 1-4 pm
• Sundays: 2-4 pm
Lelooska Foundation Museum
• Saturdays 11 am to 3 pm
• Memorial Day weekend through Labor Day
weekend
Woodland Historical Society
Museum
• Saturdays 12 noon to 4 pm
REMEMBER TO
CHANGE
WOODLAND
SALES TAX
to 7.8% per
April 1, 2013
Continued from page 4 - AMERICAN WORKFORCE GROUP, INC.
duction, and construction. Not ready to use a staffing agency, but have questions? We will simply help
you with HR Consulting, safety evaluations, and multiple workshops, including, employee engagement, customer service, and leadership. We tailor our services to your needs.
Looking to be hired?
We provide services from temporary, temp – hire, and direct – hire. Give us a call. Submit your information, schedule an interview and we will let you know if we have something currently fit for you!
“In all human affairs there are efforts, and there are results, and the strength of the effort is the measure of the result” – James Allen
Page 5
Volume 4 Issue 4
2012 BUSINESS OF THE YEAR ~ USNR
The company was founded in 1939 by Clyde Schurman who sold to U.S. Natural Resources, Inc. (USNR) in
1975.
USNR supplies and installs large scale machinery and control systems for saw mills and plywood mills. It has
grown from a small sawmill equipment supplier to a world leader, with products ranging from single machines
to complete turnkey solutions for wood processors in the plywood and panel, solid wood, and engineered wood
sectors. The headquarters, based right here in Woodland, WA, employs over 240 people, and 600+ worldwide.
Locally, USNR supports the Woodland School District by donating hundreds of computers each year as well as
donating furniture and office supplies.
USNR is committed to supporting sawmill equipment and mill personnel
in the successful use of their machinery. Their dedication to improving
mill performance by designing innovative new products has driven the
forest products industry to new heights. With that type of commitment,
they are solidly positioned to deliver the highest quality products and
services to our customers.
Careers at USNR include;
Engineering-Mechanical, Electrical, Software
Sales-Capital Machinery, Parts, Services
Production- Welders, Fabricators, Machinists, CNC Operators
Between the wages that the company pays to its local Woodland
employees and the purchase of materials and services from the local
surrounding area, USNR estimates that it puts tens of millions of dollars
into the local economy each year. Much of that is being brought in from
foreign countries such as, Russia, China and Japan.
-submitted by Tina Cayton, Corporate Materials Manager USNR
We’re More Than Just a
Place to Keep Your Dough
360.225.6537
www.fibrecu.com
www.facebook.com/FibreCU
Page 6
“I love Fibre Federal Credit Union. I won’t go
anywhere else. It’s about the personal experience.
I know I can walk into any branch and recognize
someone. They all know me, too. I came from a
corporate bank in 1983, and never looked back.”
–Jim Gillihan, Owner of Gilliano’s Pizza
Federally
insured
by NCUA
Banking made easy
Tina Cayton, Dale Brown, Mike Dockter,
presented by Joyce Kleeb
MARCH AFTER HOURS
The March after hours was held
at Woodland Acupuncture & Wellness Center, a new business to our
community and a new member
of our Chamber. We would like to
say a big Thank You to Kim Blaufuss,
owner for hosting this event.
This was the first official after
hours of 2013 and was well attended by over 35 people. We
were surprised by a meal of BBQ
burgers and hot dogs with all the
fixings. The food was great and the
company even better.
We were able to stroll around
the office and see the wonderful
exam rooms that look quiet and
comfortable as to make the experience of acupuncture tranquil.
If you want to learn more about
what Acupuncture can do for you,
contact Kim at 360 773-1566 .
Volume 4 Issue 4
Take advantage of another member benefit….
PROMOTE YOUR BUSINESS
Bring your business cards and promotional items to our lunch meetings,
if you are unable to attend, you may drop them by the Visitor’s Information Center. We will include your items in our “Welcome to Woodland” gift
baskets! These baskets are distributed to new businesses in our area by the
Ambassador Committee.
The Ambassador Committee visited the following places in March:
Eager Beaver
All About You Hair Design
Cog & Sprocket (bicycle shop)
Lakeside Hookah & Gift Shop
Mattress Superstore
Woodland Guns & Ammo
Draper Orthodontics
Mirror Image Salon
UPCOMING EVENTS:
Please join us for a Ribbon Cutting Event, welcoming Cellular Plus-Verizon
Wireless at 3 PM, Friday April 19th located at 1999 Pacific Ave Stuite G.
A special thank you to Dana’s Classic Floral for arranging our “Welcome to
Woodland” baskets!
Page 7
Volume 4 Issue 4
On Friday, March 8th, Cascade Title of Cowlitz and
Cascade Title of Clark County were proud table
sponsors for the American Red Cross Real Heroes
Breakfast held at the downtown Hilton Vancouver
Hotel. This year was a milestone for table sponsors
(59) and attendees, which was in the low 700’s!
Many of you have had the privilege of viewing a
video production done by Dan Lindstrom and David
Wallis who own Dan & David productions, and
once again they put together a wonderful program
that presented 7 local heroes in both Cowlitz and
Clark Counties. I have no idea how they do it, but
every year it just keeps getting better and better! The American Red Cross touches so many lives all
over the world and their efforts are never ending helping those in need. These local stories are just a
scratch on the surface of just how much they do and without them, many would suffer. It is definitely a
morning of good news and spotlights just a few of the many good people that make up our communities. Did you know the American Red Cross helps one out of every 5 people right here in the United
States? Every time you see the news reporting tornadoes, floods, hurricanes, fires and storms, the
American Red Cross is there helping sometimes thousands in need. Many of these efforts are funded
from the generous donations of local residents and businesses and have been for 96 years. Donors
are the real heroes because they make it possible for our community to maintain a strong and ready
Red Cross. My hats off to Scott Hogan as he is the in-coming board Chair and his current and past
involvement for such a worthy cause is commendable and I am proud to help support him and his
boards efforts for this event. Thank you to those that attended this year’s breakfast and I hope to see
you next year too! My final thought I would like to leave with you is the American Red Cross Mission
and Value:
“The American Red Cross prevents and alleviates human suffering in the face of emergencies by mobilizing the power of volunteers and generosity of donors.”
Page 8
Volume 4 Issue 4
INSURANCE MYTH BUSTERS 101
My house won’t sell for that much, why do
I have to insure it for so much
PART 1
There are many ways for an individual to insure a structure (home). Insuring the home properly is the
responsibility of the individual.
RECONSTRUCTION COST:
COST This method provides replacement cost coverage (after deductible is applied) in
the event that a covered cause of loss occurs (see policy for defined covered causes of loss). It is
important to understand that the reconstruction cost (replacement value) is the amount that the
insurance company estimates it will cost to completely rebuild the property from the ‘ground up’ with likekind materials at the current labor rate and materials cost for the geographic area in which the property is
located. This amount also includes often disregarded or forgotten ‘soft costs’ such as architectural fees,
permitting fees, and the cost of demolishing and/or removing the damaged structure prior to rebuilding.
How Reconstruction Costs are Determined
Another common area of misinformation for property owners is regarding how a property’s reconstruction
cost is actually determined by the insurance carrier. As opposed to common belief, this is not simply a
‘blind guess’ as to the cost of replacing the property. This formula is a little complex and it may vary
somewhat from company to company depending upon the data points used, but the process (which is
simplified below) is generally the same.
Most insurance companies in the United States pay an enormous amount of money each year in order to
have full access to the Marshall & Swift/Boeck (MSB) construction database. This is an experienced and
well-respected third-party company that maintains accurate construction costs (materials and labor) for
every single zip code in every county in the United States. This database is updated every 90 days and it is
usually very accurate.
Why Older Properties Often Cost more
more to Rebuild
It is also important to understand that older properties may cost even more to rebuild. In addition to all of
the other aspects already described, older properties may have unique architectural features that are
difficult to replicate with today’s codes and materials. Some of this work may require craftsman
specializing in such things as tin ceilings, ornate molding, and similar work; all of which increases the
construction cost.
Not EVERY Homeowners Insurance policy is the same. You will want to review yours carefully.
Brought to you by Mosby Insurance, LLC in the interest of
keeping you informed.
EVERY SITUATION & POLICY FORM IS UNIQUE - CONSULT YOUR POLICY AND/OR AGENT FOR DETAILS.
Want more? Find it on our website www.mosbyinsurance.net
March / April 2013
Page 9
Volume 4 Issue 4
Page 10
Sno-Park: Cougar
3/26/2013: open, no new snow, 3 feet base total.
watch out for packed snow and Ice.
Sno-Park: Marble Mountain
03/26/2013: Open. no new snow and 6 feet Base
Total. Road is plowed to Marble Mountain Snopark.
Watchout for packed snow and Ice.
Sno-Park: Trail of Two
Forests
03/12/2013: Open, no new snow. 2 Feet total.
West Side - State Highway
504
02/19/2013: State Route 504 is gated closed near
milepost 45, just east of the Hummocks Trail. Visitors
can still access Coldwater Lake for fishing and paddling
and the Hummocks Trail for hiking.
Ape Cave Trail #239
03/28/2013: Ape Cave is open. Park at the Trail of Two
Forest Sno-Park. Sno-Park Pass is required. Snow
Shoes recommended. It is 1 mile to the cave. Be
prepared to be in snow on the hike back if you choose
to hike through the upper cave. The cave's year round
tempature is 42 degrees. Be prepared; carry the ten
essentials and at least two sources of light.
Volume 4 Issue 4
GO FLY A KITE!!
We have all heard the expression “go fly a kite!!”, but
have you really ever given much thought to the kite??
There is quite a bit of history on these little flying objects, so since we are here at the start of spring, well
known to be windy, here are some interesting facts
about the “fengzheng”. Why did I say “fengzheng”?? It is
the Chinese word for kite and that my friends is where
popular opinion says this all started about 2,800 years
ago! Made of fine silk fabric and bamboo, these materials
were not only light but strong. Alternatively, two kite
authors, Clive Hart and Tal Streeter hold firm that leaf kite existed far before that time in what is now known
as Indonesia based on cave paintings. The Chinese insist that it was the 5th century philosophers, Mozi and
Sulawesi who were the inventors and they used a paper kite to send a message for a rescue mission. The Chinese have used the kite to measure distances, determine the wind direction, lifting men and for signaling and
communication in military operations. Stories of kites were brought to Europe by Marco Polo towards the end
of the 13th century and were initially regarded as curiosities, but by the 18th and 19th centuries kites were being used as a tool for scientific research. It was in the year 1750 that Benjamin Franklin published a proposal for
an experiment to prove that lightning is electricity by flying a kite in a storm that appeared capable of becoming a lightning storm. But did you know that it has never been confirmed that he ever did carry out this proposal?? I was always under the impression that he did, but it was a French gentleman, Thomas-François Dali bard
that conducted a similar experiment using a 40 foot rod instead of a kite and was successful in extracting an
electrical spark from a cloud. Shocking! During the years between 1860 and 1910 the kite became very popular
and started to be used for scientific purposes such as meteorology, aeronautics, wireless communications and
even photography. Since then kites have mainly been used for recreation and for all of us to enjoy as we walk
along the beach. Designs vary and often emulate flying insects, birds, mythical creatures and colorful patterns.
Tails are mainly used for single string kites to keep the nose of the kite pointed to the wind. Modern acrobatic
kites use a two or four line for control and this helps them to create the fun dancing patterns they display.
Well, I hope you have found some of these facts to be fun and interesting and with that, the inspiration to “go
fly a kite”!!
Page 11
Volume 4 Issue 4
“After Hours Event”
Hosted by
Holland America Bulb Farms, Inc.
When:
Thursday, April 25th, 2013
Where:
Holland America Bulb Farms, Inc.
1066 South Pekin Road
Woodland, WA. 98674
Time:
5:00 – 7:00 p.m.
We would like to invite all local businesses from Woodland and
surrounding areas to reserve a space and promote their
business during this fun-filled evening.
Small appetizers & drinks will be provided. As in past years we
would appreciate that each business that participates will also
provide a tray of appetizers for this evening.
Come enjoy the beautiful display of our flower gardens,
featuring tulips, daffodils, hyacinths and more…….
For additional information and to reserve a space for this evening please
call Christy Sundahl at 360-225-6575 or email at christy@habf.net.
Carol Rounds
VP. Branch Manager
Woodland Branch
782 Goerig Street
Woodland, WA 98674
P: 360.225.9421
f: 360.225.8146
crounds@columbiabank.com
www.ColumbiaBank.com
REMEMBER TO CHANGE
WOODLAND SALES TAX
to 7.8% per April 1, 2013
WELCOME NEW MEMBERS
Dana’s Classic Floral
522 Park St, Woodland
Classic Hair Design
142 Davidson Ave, Woodland
Cascade Pack & Paddle, LLC - Ariel
Come To Life Coffee - 225 Lewis River Rd
Casual ‘N Chic
1331 Goerig St Suite E, Woodland
Page 12
Volume 4 Issue 4
April 2013
The Woodland Chamber of Commerce Luncheon Meetings are open to the public.
Please join us every Tuesday at La Casa Tapatia from noon to 1 PM.
SUN
MON
TUE
1
FOR SALE
Woodland Chamber Calendars
$5 at the Visitor Center
7
WED
2
3
9
FRI
5
10
11
12
16
17
18
19
Ribbon
Cutting
23
24
25
26
5pm: WHMS Meeting
7pm Woodland City 12-1pm: Chamber 5pm: CommuniCouncil Meeting
Lunch Meeting
caton Committee
5pm Wdlnd Dwntwn Meeting
Revitalizaton Mtg
14
15
21
22
10-4pm Woodland
Tulip Festival
SAT
4
12-1pm: Chamber
Lunch Meeting
8
THU
10:45am Board
Meeting
12-1pm: Chamber
Lunch Meeting
10-4pm Woodland 7pm Woodland City 12-1pm: Chamber
Tulip Festival
Council Meeting
Lunch Meeting
6
12-4pm Museum
Open
13
10-4pm Woodland
Tulip Festival
12-4pm Museum
Open
20
Lilac Days
10-4pm Woodland
Tulip Festival
12-4pm Museum
Open
27
12-4pm Museum
Open
urs
After Ho
28
29
30
12-1pm: Chamber
Lunch Meeting
VISITORS CENTER HOURS EXTENDED
APRIL 10-5; MAY - SEP 9-5
LUNCHEON PROGRAM
MEETING LOCATIONS
April 2 - Jamie Vasquez - Stemcell
Chamber Luncheon: La Casa Tapatia
Chamber Board Meeting: La Casa Tapatia
Chamber Communication Committee
Meeting: Los Pepes
Legislative Phone Call: Port of Woodland
Woodland City Council: City Hall
Planter’s Day Comm: Grange Hall
Woodland Historical Museum Society:
at the Museum
April 9 - Elba (Blooms to Brew) and
Nelson Holmberg on his trip
April 16 - Nelson Holmberg - State of the
Port
April 23 -Leeann Curry, Continuing
Education, LCA
April 30 - KOHI Radio Station
AFTER HOURS
April 25- AFTER HOURS at Holland
America Bulb Farms, Inc. from
5 to 7:00 pm
MEMBER EVENTS
Every Saturday 12-4pm Museum Open
Sat & Sun 13&14 and 20&21 10-4pm
Woodland Tulip Festival
Saturday April 20 till May: Lilac Days
SPECIAL EVENTS
April 19 - 3 pm Ribbon Cutting
Verizon
Page 13
Woodland Tourist Information Center
P.O. Box 1012, Woodland, WA 98674
www.WoodlandWaChamber.com
info@woodlandwachamber.com
CURRENT RESIDENT OR
PRSRT STD
U.S. POSTAGE PAID
WOODLAND
CHAMBER OF COMMERCE
NEW POLICE STATION
AMERICAN WORKFORCE GROUP
2012 BUSINESS OF THE YEAR
PROMOTE YOUR BUSINESS
REAL HEROES BREAKFAST
HOUSE INSURANCE MYTH BUSTER
GO FLY A KITE
IN THIS ISSUE