September 2009 Dunedin Chamber Newsletter

Business Times
Dunedin. It’s all right here.
Vol. 9 No. 5
September 2009
Welcome to our Electronic
Newsletter!
Annual Auction will Look and Feel
Different – Don’t Miss It!
Several months ago the Chamber’s membership
was polled and the response was in support of going
green and sending out our newsletter electronically.
Welcome to our first edition!
The look will evolve as we all learn a new process of
communicating to you. We will be moving to a bit of a
different format in the coming months, but wanted to
get this to you now because there is a lot of news to
share.
News delivery will be much faster as we eliminate the
process of labeling, sorting and mailing it to you. Plus
you will have the opportunity to include inserts or have
advertisements in the publication. Best of all, it will be
much more colorful and succinct than the paper
edition.
We will remind you about each issue and they will be
posted on the website so you may refer back to any
issue. We also welcome your feedback. Please let us
know what you like, want more or less of, or any
suggestions you may have to help improve it. Call us
or e-mail your comments to Lynn Wargo at
lwargo@dunedin-fl.com
Thanks for any feedback!
The Chamber’s annual auction will be Saturday, November 7, at Edgewater Arms' beautiful, waterfront
clubhouse. This year’s theme is “Cool Sunsets & Hot
Jazz – An Evening of Casual Elegance.” We wanted a
waterfront location to let a beautiful Dunedin sunset set
the tone, and that’s exactly what we’ve got. You’ll be
able to sit outside over the water of St. Joseph Sound
or stroll out on the newly refurbished piers. The setting
is incredible!
Last year’s auction at beautiful Mease Manor set the
tone for this one. Guests wanted more time to socialize, sip cool drinks, nosh on great food from area
restaurants, and relax with one another. There will only
be a few live auction items this year with most of the
gifts being awarded on the silent auction, plus there will
be some added treats to keep the evening fresh and
fun.
Enjoy music, entertainment, a great sunset, complimentary specialty cocktails, beer and wine for the first
hour, a cash bar thereafter, and lots of time to enjoy old
and new friends. Tickets are lower than past years at
$20 per person pre-registered, $30 at the door.
Promote your business and donate an item to the
event. Be sure we have your business’ info, business
cards, etc. Plus there are wonderful sponsorship
opportunities available. Our special thanks to Graphic
Odds & Ends for becoming a sponsor!
We promise an enjoyable, casually elegant evening.
Be there to share in a wonderful event. You may
register on-line at www.dunedin-fl.com. You will also
receive a separate auction registration form. Don’t
miss it!
Marketing Tips and Strategies the
Focus of Next Quarterly Lunch
When is the last time you did a marketing audit or
review of your marketing practices for your business?
Have you kept up with the changes in various types of
marketing and kept your business as current as it can
be in reaching existing and new customers? Probably
not, because you’ve been focusing on the day-to-day
running of your firm.
Take stock in what you’re doing and what the new
trends are with the Chamber’s upcoming Quarterly
Lunch, Wednesday, September 23, 11:45 a.m. This
important overview will be presented by Stewart
Schaffer, Chief Marketing and Strategy Officer, at
BayCare Health System.
Mr. Schaffer’s background in marketing and his wealth
of knowledge, combined with the fact that he’s here to
educate, not sell, make the program especially attractive. He’ll touch upon the social networking opportunities
available now for businesses and share his insight and
ideas to help you make the most of marketing your
business. This program was at the top of the list of
members’ interests on the Chamber’s annual survey
(Quarterly Lunch see page 6)
Greater Dunedin
Chamber of Commerce
2009 OFFICERS
Chairman of the Board
Lou Galdieri
Mease Dunedin Hospital
Immediate Past Chair
Terry Hodge
The Terbo Group
Chair-Elect
Jack Norton
Mease Manor
Vice Chairs
Ken Carson
Toronto Blue Jays
Marsha Goins
The Enchanted Branch Gift Gallery
Pete Krulder
Honeymoon Island State Park
Jeff Rhoads
Florida Auto Exchange
Dan Zucker
Zucker & Zucker
Creative Marketing
Treasurer
Pati Sieg
Old Harbor Bank
President & CEO
Lynn Wargo
Advisory Council
Rob DiSpirito
City of Dunedin
Pam Guler
Morton Plant Mease Health Care
John McElaney
System Revivers
Sonny Thornton
Thornton Donoghue & Assoc.
Directors
Carlos Fernandez
Nielsen Company
Chris Giuliana
ARAG N.A. Inc.
Andrew Gracy
Peebles & Gracy
Judy Haner
Coldwell Banker/Wikle Properties
Stephen Komara
Komara Dentistry
Carl Krave
Glencairn Cottages/
Pocket Neighborhoods
Susan Littlejohn
Susan Littlejohn Realty, Inc.
Frank Massotto
UBS Financial Services
Melissa McCormick
McCormick Stevenson Corp.
Brian Ottoson
Ottoson Enterprises, Inc
Staff
Ted Napp
Member Development Rep.
Phyllis Debien
Member Services Manager
Betty Sweetland
Visitor Services Manager
2
Do You Know Where Your Membership Directory Is?
Now, more than ever, it’s important to do business with each other!
Please make sure you keep your Dunedin Chamber of Commerce
Directory handy. When you’re looking for a product or service, start
there or on the Chamber’s website, www.dunedin-fl.com
Remember your “ABCs” and Always Buy Chamber, or at least
always buy local.
If you’d like extra copies of the Directory for your business, home,
etc., just stop by the Chamber. All copies distributed include inserts
of all new members who have joined since the publication was printed. Pick up a
couple extra copies today!
Dunedin Promoted During Summer Months on TV!
Thanks to the partners participating in
Dunedin’s Tourism Marketing Committee, known as “Visit Dunedin,” a
commercial aired in Pinellas,
Hillsborough and Pasco Counties promoting the many reasons to visit
Dunedin.
The 30-second spot aired on multiple
channels and showed off Caladesi Island, the Blue Jays, shopping and dining,
and the Dunedin Fine Art Museum. It
was designed to draw visitors staying in
the Bay Area to our community, as well
as area residents. More and more
Floridians planned “staycations” this
year and the goal was to put Dunedin
into their mix of places to check out
locally.
The commercial complements the
rack brochure that is in over 700 locations in the same tri-county area.
Thanks to the City of Dunedin, the Downtown Dunedin Merchants Association,
the Toronto/Dunedin Blue Jays, Peter
Kreuziger (Bon Appetit), and our Cham-
ber, funds for these two important projects
were raised. Plus our funds for the commercial were matched dollar for dollar
through a special marketing program for
area chambers of commerce through
Visit St. Pete/Clearwater, the County’s
Convention & Visitors Bureau.
The commercial was created by our
City’s own television station, headed by
Courtney King, with coordination by Bill
Francisco of AdSharp. Special thanks to
Bill and Susan Strachan, Strachan’s
Homemade Ice Cream & Desserts; Bert
& Jeanne Halle (Kina Kouture); and Peter
Kreuziger (Bon Appetit) for providing
shooting locations. Thanks to Patrick
Donoghue (Thornton Donoghue &
Assoc.) and his daughter, Salay, and
Jesse and John Capillary (Finicky Window Cleaning) for being models, as well
as Gregory Brady (Gregory’s Salon) for
help with hair and makeup.
Very special thanks to all the businesses
and organizations that supported the effort to promote our community!
State Welcome Center Staff Coming to Pinellas County
& Dunedin
On Tuesday, September 22, a very special group of visitors will become more
familiar with Pinellas County and Dunedin and all that our beautiful destination offers.
Thanks to the folks at Visit St. Pete/Clearwater, our County’s Convention & Visitors
Bureau, welcome center staff from the State’s I-75 and I-95 welcome centers will be
here on a familiarization tour.
On Sept. 22, they’ll arrive in Dunedin around 4 p.m. for a welcome at the Chamber,
then they’re off to do a little downtown shopping, followed by dinner at several
restaurants, an ice cream at Strachan’s, and a chance to see our fantastic sunset
from the marina.
When they get back to their positions at the Welcome Centers, they’ll be better
equipped to help the thousands of visitors crossing our State Line every day who are
looking for information about our area.
(State Welcome Center Staff see Page 5)
Welcome New Members
American Legion Post 275
Harry Cassabian
360 Wilson St.
Dunedin, FL 34698
Ph. 727-733-8153
Fax 727-733-3517
deehac@tampabay.rr.com
Military - Non Profit Association
Barclay Productions, LLC
Bill Barclay
1497 Main St. #234
Dunedin, FL 34698
Ph. 727-639-7361
bill@barclayproductions.com
www.barclayproductions.com
Video Productions Ciompany
Bremer-Bjurquist
Craig Bjurquist
1400 Bayshore Blvd.
Dunedin, FL 34698
Ph. 727-734-8823
Fax 727-733-7028
craig@bbrealtors.com
www.bbrealtors.com
Realtor
Conmy Center
Anna Marie Mastrangelo
750 San Salvador
Dunedin, FL 34698
Ph. 727-733-3606
annamarie@conmycenter.com
Banquets, Multi Purpose Venue
Our Lady of Lourdes Catholic School
Kathy Bogataj
750 San Salvador
Dunedin, FL 34698
Ph. 727-733-3770
Fax 727-733-4333
kbogataj@myoll.com
School
Emory Capital Management, LLC
Thomas A. Wright
303 Main St.
Dunedin
Ph. 727-712-9111
Fax 727-712-3784
tom.wright@emorycap.com
www.emorycap.com
Investments
Kathryn Starkey
12959 SR#54
Odessa, FL 33556
Ph. 727-505-2624
kestarkey@gmail.com
www.kathrynstarkey.com
Citizen Member
Krasman & Associates, Inc.
Bret Krasman, P.E.
1714 CR#1, Suite 14
Dunedin, FL 34698
Ph. 727-738-0359
Fax 727-738-0380
Cell 727-647-9080
bret@ksaengr.com
www.ksaengr.com
Civil Engineering
The Living Room On Main
Sarah Johnson
680 Main St.
Dunedin, FL 34698
Ph. 727-736-5202
sarah.johnson@thelivingroomonmain.com
www.thelivingroomonmain.com
Restaurant
Tampa Bay Business Journal
Sara Leutzinger
4350 W. Cypress St., Ste 800
Tampa, FL 33607
Ph. 813-342-2465
sleutzinger@bizjournals.com
www.tampabay.bizjournals.com
Media / Publication
Wells Fargo Home Mortgage-Reverse
Stanley Parks
138 Island Way
Clearwater Beach, FL 33767
Ph. 727-378-4390
Fax 866-567-4062
stanley.parks@wellsfargo.com
www.wfhm.com/stanley-parks5
Reverse Mortgages
Regency Oaks Welcomes Members at BAH
For the third summer in a row the folks at Regency Oaks rolled out the red carpet, warmly welcoming Dunedin
Chamber members to their model center.
Community Relations Director, Judy Stump, and the staff at Regency Oaks went all out with the hors d’oeuvres,
refreshments and gifts to give away. A good turn out of members made the event fun and successful and everyone
that attended was able to tour the two model apartments on premise.
Special thanks to the folks at Regency Oaks for their hospitality!
Judy Stump, Community Relations
Director for Regency Oaks, talked
to members about
the community and
the opportunities
residents enjoy.
Members had lots of room to move about and network at the model center of
Regency Oaks.
3
Hot Shots
Golf Classic
benefiting the
Tournament Date • October 26, 2009
Registration & Lunch ~ 10:30 am • Shotgun Start ~ 12:00 noon
Belleview Biltmore • 1501 Indian Rocks Road, Belleair
Title Sponsor ~ $3,000
• Your Name (Company logo) as Title Sponsor will headline on all
•
•
•
•
•
•
Register
before 9
/15
and rece
ive a
10% disc
ount!
Hot Shots Golf Classic promotions and marketing materials
2 Foursomes at event including luncheon and Award Ceremony
Recognition at Award Ceremony
Signage recognition at event
Reserved table at Award Ceremony
Hole sponsorship spot at hole of your choice-table at hole for promoting your company
Display table in Belleview Biltmore Golf Club
Sponsorship Levels
Putting Contest Sponsor ~ $1,500
• 2 Foursomes - Players Gift Package
Player 1_________________________________
• Table at putting green
Email_ __________________________________
• Reserved table at Award Ceremony
Phone # ______________Cell ______________
• Logo on web-site
• Print media
• Recognition at Award Ceremony
Player 2_________________________________
Beverage Sponsor ~ $1,250 Email_ __________________________________
• 2 Foursome - Players Gift Package
Phone # ______________Cell ______________
• Table on Course - man table – company give-a-ways
• Reserve table at Award Ceremony
Player 3_________________________________
• Name on stationary beverage stations
Email ___________________________________
• Logo on web-site
• Print media
Phone # ______________Cell ______________
• Recognition at Award Ceremony
Player 4_________________________________
Hole Sponsors ~ $750
Email ___________________________________
• 1 Foursome - Players Gift Package
• Table on hole - man table - company give-a-ways
Phone # ______________Cell ______________
• Reserve table at Award Ceremony
• Logo on web-site
Player Fee Levels ~ Individuals ~ $150 • Players Gift Package
Foursome ~ $500 • 1- Foursome, Players Gift Package
Name _____________________________________________________________________________
Company Name___________________________________________________________________
Address______________________________ City, State_ __________________________________
Phone #_______________________ Email _____________________________________________
Sponsorship Level __________________________________________________________________
Please send jpg of your logo to jcoticchio@thegoodmangroup.com.
Make checks payable to Caregivers Support Network 400 Lake Avenue NE Largo, FL 33771. To register or
for additional information, please call: Jeni Coticchio at 437-1639 or Robin Katchuk at 437-1600.
Caregivers Support Network is a 501 (c)(3) Minnesota Corporation which is registered to conduct its affairs in Florida as a non-profit corporation. A COPY OF THE OFFICIAL REGISTRATION (CH21777) AND
FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE (800-435-7352) WITHIN THE STATE. REGISTRATION DOES NOT IMPLY
ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE.
Renewing Members
RENEWING MEMBERS
Renewing
Members
The dates below show the year these members joined the Chamber and we congratulate and thank them for their
continuing support.
1964
Moss Feaster Funeral Home
Susan Kelly
1320 Main St.
Dunedin
1971
Roddy Roofing
Charlotte Roddy
PO Box 266
Dunedin
1972
Nielsen Company
Carlos Fernandez
1659 Virginia St.
Dunedin
1977
Sheraton Sand Key Hotel
Russ Kimball
1160 Gulf Blvd.
Clearwater
1978
Dunedin Refrigeration
Mike Bowman
228 Douglas Ave.
Dunedin
Security Title Company
Lori Badders
791-A San Christopher Dr.
Dunedin
1981
Back N' Balance
Patricia L. Snair, D.C.
1059 Broadway Ste. C&E
Dunedin
Inn Storage of Dunedin
Deno Tsamis
1451 Main St.
Dunedin
1983
Don Jones
700 Mease Plaza #920
Dunedin
1984
Scottish Towers II
Taylor Seals
444 N. Paula Dr.
Dunedin
1986
Frances Rehm
2228 Webb
Dunedin
1987
American Cancer Society
Paula Vitkus
4801 86th Ave.N.
Pinellas Park
4
James R. Stearns, P.A.
Attorney at Law
1370 Pinehurst Rd.
Dunedin
1989
Luekens Big Town Liquors,
USA
Chamoun Jallo
944 Patricia Ave.
Dunedin
1991
Harper Kynes & Geller, P.A.
Allen Kynes
2560 Gulf to Bay #300
Clearwater
1994
St. Mark Village
Ed Hutfilz II
2655 Nebraska Ave.
Palm Harbor
1996
Dunedin Public Library
Anne Shepherd
223 Douglas Ave.
Dunedin
1998
Pinellas Co. Economic Dev.
Cynthia Johnson
13805 58th St. N. # 1-200
Clearwater
Stewart Apartments
Thelma Stewart
943 Highland Ave.
Dunedin
2000
The Hospice of the FL
Suncoast
Mike Bell
5771 Roosevelt Blvd.
Clearwater
Marguerite's Cafe &
Catering
Marguerite Allison
405 Plaza Dr.
Dunedin
ARAG N.A., Inc.
Chris Giuliana
201 Douglas Ave. Suite B
Dunedin
2001
Dunedin Council of
Organizations
Dick Whalen, Pres.
PO Box 180
Dunedin
Eli's Barbecue
Elijah Crawford
360 Skinner Blvd.
Dunedin
Network Professionals, Inc.
Dunedin Chapter
Jim Lampathakis
1299 Main St. Ste. E
Dunedin
Paper Players
Chris & Michele Whitaker
306 Monroe St.
Dunedin
2003
Academie da Vinci Charter
School
Susan Ray
1380 Pinehurst Dr.
Dunedin
Boonedocks Trading Co.
Mark Montgomery
456 Skinner Blvd.
Dunedin
Ivory Mandarin Bistro
Steve Rasri
2192 Main St.
Dunedin
2004
Rosewood House II
Cheryl Moore
3175 Belcher Rd.
Dunedin
Alan and Nancy Bomstein
1015 Victoria Dr.
Dunedin
2006
Curlew Hills Memory Garden
Pet Cemetery, LLC
Keenan Knopke
PO Box 1950
Palm Harbor
Flagship Community Bank
Kim Ellenor
29750 US 19 N.
Clearwater
David R. Pauley
2598 Gary Circle #202
Dunedin
Tutors' Academic Institute
Debra Shearl
30750 US 19
Palm Harbor
2007
Bellini Restaurants, Inc.
Ciro Mancini
487 Main St.
Dunedin
The Pizzuti Co.
Tom Harmer
300 S. Orange Ave., #1500
Orlando
Sheriffs Ranches Enterprise,
Inc. - Thrift Store
Tim Proper
2622 Bayshore Blvd.
Dunedin
2008
Achieva Credit Union
Linda Mignone
1499 Gulf to Bay Blvd.
Clearwater
Comfort Keepers
Carol Howland
2141 Main St. #C
Dunedin
DaVita
Bridget Nordyke
1519 Main St.
Dunedin
The Home Improvement
Source
Bruce Hovland
30333 US 19. N.
Clearwater
Quarterly Lunch
Wednesday
September 23, 2009
Dunedin Country Club
1050 Palm Blvd.
11:45 a.m. - Registration
12:00 Noon - Program
$20
Call the Chamber at
727-733-3197
for reservations.
Business Briefs!!
Has your business recently won an award? Moved?
Added a new service or product? If so, it’s time to share
it with all the Dunedin Chamber members! Each
month we’ll list what’s new and exciting right here in
Business Briefs. Just send, fax (734-8942) or e-mail
(pdebien@dunedin-fl.com) the info (one paragraph
please) and we’ll add it to our column.
Celtic Realty gets an orange from Steve Spathelf.
The Dunedin “orange” artist has brought his creativity
to the Celtic Realty Office at 1140 Pinehurst Rd. Come
by and check it out. Plus he painted the beautiful Celtic
Cross on the building.
Phone (727)734-0886
Fax
(727)736-1175
E-Mail sthornton@tda-fl.com
533 Main Street
Dunedin, Florida
34698
Dunedin Montessori Academy
CIS
Coleman Insurance Services
Bill Coleman
wjcoleman@aol.com
1255 Belcher Road, Dunedin
FL 34698
•
Phone 727-239-4966 Fax 727-441-9566
Life • Commercial • Auto • Home • Health •Investments
Strong Academic Program & Individual Instruction
After School Care
Computers
Art Lessons
Gymnastics
637 Michigan Blvd.
Dunedin FL 34698
734-0332
Ages 2 to 6
Preschool thru
Kindergarten
Ann Dietz
Owner & Director
Lic. #C020860
Tax Planning & Preparation • Financial Statements
Payroll Tax Preparation • Bank Reconciliation
Budgeting • Investment Analysis • Electronic Filing
Computer Consulting • Quick Books Set-Up
Monthly / Quarterly / Yearly Services
Individuals / Businesses / Estates / Trusts
James J. Hagan, Sr.
Accountant
Hagan & Associates, Inc.
1714 County Road 1, Suite 19
(727) 736-5100 (Fax)
Dunedin, FL 34698
(727) 734-2992
State Welcome Center Staff Coming to Pinellas
County & Dunedin
(Continued from Page 2)
A second, much larger group of visitors from the
“Florida Encounter” will be visiting Dunedin in November. This group of meeting planners will be coming to
Dunedin for a DineAround and also learning about the
many reasons for sending their business and clients
here. More to come in the next editions of the newsletter
on that special group.
5
Jackpots Arcade – A Place to Play and Mingle
Jackpots Arcade owner, Ed Mass,
welcomed everyone to his business
and introduced the concept to the
crowd.
Members had a unique opportunity
to play video arcade games at the
Business Before Hours at Jackpots
Arcade.
Host and owner Ed Mass, and his
manager, Diane Cushman and her
staff, warmly welcomed everyone and
showed anyone who wanted to try
their luck how to use the arcade
games. Just about everyone there
that morning took a turn, some winning and some losing, but all having a
good time.
Jackpots Arcade is located at 1075
Main Street. If you haven’t been yet,
stop by and have some fun!
Chamber Day with the Bucs –
Discount Tickets Available
With football season upon us once again, it’s that
wonderful time of year when the Tampa Bay Buccaneers are a big part of most Sundays. This year,
Sunday, December 13, will be “Dunedin Day with the
Buccaneers” and discount tickets will be available for
several seating levels.
What’s best about this deal is that Chamber members can take advantage of the discounted rates for any
game this season! Check your e-mail for full details.
Put Dec. 13 on your calendar and come see the Bucs
battle it out with the New York Jets, 1 p.m. Get a group
of friends or associates together, block your group of
tickets, and start planning your tailgate party! Ticket
prices range from $65 to $99. For more information
you may also visit the Bucs’ website,
www.buccaneers.com or call 866-582-BUCS, ext.
2515. Don’t forget to type in Dunedin Chamber of
Commerce. If you have any questions or would like the
information sent to you, please call the Chamber, 7333197. Go Bucs!
Simon Jallo
President
John Jallo
Vice President
Jimmy Defrank
Manager
Chamber Chair Lou Galdieri (Mease
Dunedin and Mease Countryside Hospitals) and Hollee Kier (Northwestern
Mutual/Kier Financial Group) had some
fun trying out the arcade games. Manager Diane Cushman put some credits
on the machines to allow members to
give them a whirl.
Quarterly Lunch
(from Front Page)
last year and is certainly timely with what’s going on with
the economy.
Let this program give you the insight to decide what
you’re doing right, what you may want to tweak, or
possibly change, about marketing your business.
Register today! Lunch is $20 per person and choices
are a 1905 Salad or Grouper Picatta, with accompaniments. For more information, please call the Chamber.
You may also register on-line at www.dunedin-fl.com
Don’t miss this important session!
Curlew Hills
MEMORY GARDENS
Ron McCullough, Funeral Director
FUNERAL HOME lCEMETERY lCREMATORY
Where Your Peace of Mind Comes First
Fine Cigars
944 Patricia Avenue
Dunedin, Florida 34698
6
727/789-2000
727.734.3068
1750 Curlew Road, Palm Harbor, FL 34683
www.curlewhills.com
3 Chamber Tradeshow Provided Summer Promotion
Members of the Dunedin, Palm Harbor and Safety Harbor Chambers
had an opportunity to network with one another at the annual summer
tradeshow at the Conmy Center.
The facility was the perfect location once again and provided easy
access, lots of parking, and a great atmosphere. The economy and
several other events took a bit of a toll on the attendance, but those
there were able to promote their products and services and generate some
new business and leads.
Very special thanks to the tradeshow
sponsors C & N Publications; the
Tampa Bay Woman Newspaper; and
all the vendors and restaurants who
participated. Thanks to everyone who
came as well!
(Above) John Capillary (Finicky Window
Cleaning) and Annetta Ireson (Coconut
Villas of Dunedin) exchange info at the 3
Chamber Tradeshow
(Left)The owners of Plumbing Services
by Gus, Sam and Jacki Kralik, had a
beautiful and informative display to
promote their services.
Vision Ace Hardware Opens Doors to Chamber Members
Changes are taking place at
Dunedin’s own Vision Ace
Hardware and some of them
were introduced to Chamber
members at the recent Business After Hours.
Vice President Jeffrey Gawel
talked about some of the discount programs available to
Vision Ace’s Vice Presi- businesses, as well as pointed
dent, Jeffrey Gawel,
out some of the new store
welcomed everyone to his
store and talked about décor. He and his staff also
several opportunities to put together a great hors
save businesses money. d’oeuvres buffet and lots of
prizes. Although he didn’t plug it, his staff is some of the
friendliest and well trained around, always there to
answer questions and help customers.
Vision Ace is located at 1750 Main Street. Stop in and
visit Jeffrey, his manager Reggie, and all the helpful
staff. Thanks for having the Chamber’s Business After
Hours!
A great turnout of members filled the area put aside for the
Chamber event. All the extra seating made it particularly
comfortable for our guests.
7 Chamber “Summer Business to Business Expo” Pays Off for
Participants
Attendees at the Summer Splash program had lots of good things to say about the event, particularly the number
and varied types of exhibitors, many visitors, and great food.
The event, sponsored by the Clearwater, Clearwater Beach, Dunedin, Palm Harbor, Safety Harbor, Palm Harbor
and Upper Tampa Bay Chambers was a success, as well as a fun event. The exhibitors offered lots of free
information, prizes, goodies and contacts.
The event’s sponsors also deserve a special thanks for making it possible: St. Petersburg Times, HCI, Dunedin
Fine Art Center, Grow Financial, Palm Harbor Montessori, Safety Harbor Resort & Spa, Clearwater Gas System,
Bright House Networks, Regions Bank and Johnson, Pope, Boker, Ruppel & Burns. Also special thanks to host
facility Ruth Eckerd Hall.
Thanks to all the members, both vendors and attendees, who participated in this worthwhile event.
7
Chamber Members Accessible to Hearing/
Speech Impaired Persons on Website
Business Before Hours
Episcopal Church of the Good
Shepherd
639 Edgewater Dr
8 - 9 a.m.
Business After Hours
If you visit the Chamber’s website (www.dunedin-fl.com) you’ll notice a
new symbol next to each individual business listing. This symbol means
that anyone with a speech or hearing impairment may now reach your
business through a relay operator.
Sponsored by Purple Communications, this “text relay” button on your
Chamber website listing allows anyone with hearing loss or a speech
impediment to contact you through your regular phone line. The relay
user types their side of the conversation, which the operator then reads
aloud to someone at your business. When you respond, the operator
types your spoken words for the relay user, enabling them to read the
spoken side of the conversation.
We’re proud to have been the first Chamber in the Country to add the
relay button to our website. It was a natural addition as far as we were
concerned and good for everyone. Our webmaster, Dan Zucker (Zucker
& Zucker Creative Marketing) had the button installed on every members’
listing and the system up and working in a matter of minutes. We’re very
appreciative to him for his quick response.
There are over 300,000 hearing impaired residents in the State of
Florida alone. This service is free to your business, as well as to any
callers who may use it. It also reinforces the fact that Dunedin is a very
inclusive and welcoming community.
Thanks for being a member of our Chamber and supporting efforts such
as this new Text Relay Button. If you have any questions about this
service or have any other suggestions for our Chamber, please call Lynn
Wargo, 733-3197. Your ideas & suggestions matter!
The Home
Improvement Source
30333 US 19 N.
Clearwater
Thursday, September 24, 2009
5 - 7 p.m.
Business Before Hours
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Assisted Living
1889 Curlew Road
8 - 9 a.m.
Tuesday, October 20
Business After Hours
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Beautiful Landscaping
2001 Bayshore Blvd.
Thursday, October 29
5 - 7 p.m.
Where To Contact Your Chamber
301 Main St., Dunedin 34698-5764
Ph 727-733-3197 Fax 727-734-8942
Internet www.dunedin-fl.com
E-Mail - chamber@dunedin-fl.com
Betty - chamber@dunedin-fl.com
Lynn - lwargo@dunedin-fl.com
Phyllis - pdebien@dunedin-fl.com
Ted - chamber@dunedin-fl.com
2010
Entertainment
Book
now available at the
Chamber for only
$20.
Come in today!
Cool Sunsets & Hot Jazz
An Evening of Casual Elegance
AUCTION
Saturday, November 7, 2009
$20 in advance
Edgewater Arms Community Room
$30 at the door
622 Edgewater Drive
Dunedin Chamber of Commerce
Visitor Center 301 Main St.
8:30 AM - 4:30 PM Monday - Friday
Sep 15 Business Before Hours 8:00 a.m.
CALENDAR
Church of the OF
Good EVENTS
Shepherd
Sep 17 Board Meeting
7:30 a.m.
Sep 23 Quarterly Lunch
11:45 a.m.
Dunedin Country Club
Sep 23 Ambassadors
5:15 p.m.
Sep 24 Business After Hours
5:00 p.m.
The Home Improvement Source
Oct 06 New Member Orientation 8:00 a.m.
Oct 07 Tourism Marketing
9:00 a.m.
Oct 13 Government Affairs
8:00 a.m.
Oct 15 Board Meeting
7:30 a.m.
Nov 07 AUCTION
Reverse Mortgage For Home Purchase
Retire In A Home That’s Right For You
Here’s an example of how HECM for Purchase
can work for you.
STEP
1
N
ow, if you’re a homebuyer age 62 or older,
there’s a new program that can help you
purchase your ideal retirement home. The
following information will help you understand
the benefits and details of the reverse mortgage
for purchase program.
What Is The Home Equity Conversion
Mortgage (HECM) For Purchase?
• An FHA-insured reverse mortgage
• Enables senior homebuyers, age 62 or older, to
and look at several homes priced at
$300,000.
STEP
2
proceeds with a down payment from their
current home sale or other assets, to purchase
a new home
• Purchase a primary residence suitable for your
current needs
• Purchase a home in a senior housing community
• Move into a new home that’s easily accessible with
modern amenities
• Downsize to a smaller, easier-to-maintain home
• Relocate closer to friends and family members
Reynolds, a reverse mortgage consultant
with Wells Fargo Home Mortgage.
Reynolds shows the Palmers how the
reverse mortgage for purchase could
provide the additional funds they’ll need:
$300,000
-
$198,080
$101,920
• The Palmers combine the $101,920 from
STEP
monthly mortgage payment
• Mills introduces the Palmers to John
Purchase Price
Reverse Mortgage
Proceeds
Cash Required To Close
• Allows buyers to combine reverse mortgage
• Purchase a new home without taking on a new
to buy a more accommodating singlestory home. They work with real estate
agent Jane Mills to sell their current
two-story home. In a separate
transaction, they look into buying
a new single-story home in a housing
development being built by Bill Davis.
• The Palmers meet with Mills and Davis
purchase a new primary residence and obtain
a reverse mortgage in simultaneous transactions
with no monthly mortgage payments
How Can This Program Help You?
• Gloria and Ted Palmer, both 74, want
3
the sale of their departure home with
the $198,080 reverse mortgage to
purchase a new home for $300,000 —
and have no monthly mortgage payments!
Frequently Asked Questions And Answers About HECM For Purchase
What sources are allowed
for the cash required to close?1
What sources cannot be used
for the cash required to close?1
What property types
are eligible?
What requirements must the
new home meet?
Which home is the
reverse mortgage for?
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
The sale of the departure home
The sale of the homebuyer’s other assets
The homebuyer’s savings
•
The reverse mortgage is placed on the new home. If the cash
required to close comes from the sale of the departure home, that
sale is a transaction separate from the HECM for Purchase transaction.
Seller financing and concessions
Cash withdrawn from credit cards
A bridge loan of any kind
Subordinate financing
Gift money
Single family
HUD-approved condos
Planned unit developments (PUDs)
Two- to four-unit properties (one must be owner-occupied)
Manufactured homes built after June 15, 1976
Must become the buyer’s primary residence
Must be occupied by the buyer within 60 days from closing date
Construction must be complete, the property habitable, and a certificate
of occupancy or its equivalent issued prior to the loan application
Make This Opportunity Yours
Work with Wells Fargo Home Mortgage, the nation’s leading retail originator of reverse mortgages. We’re here
for you, and ready to help you realize the benefits of the new reverse mortgage for purchase program.
Contact us for details today.
Stanley Parks
Home Mortgage Consultant
Reverse Mortgage Specialist
138 Island Way, 1st Floor, Suite A
Clearwater Beach, FL 33767-2216
727-378-4390 Phone
866-567-4062 Fax
www.wfhm.com/stanley-parks5
stanley.parks@wellsfargo.com
CS2583
1. These are examples of what sources may or may not be used to cover the cash required to close. For detailed information please contact your Reverse Mortgage
Consultant. Actual loan amounts available depend on the rates in effect when a loan is closed and the actual origination fee and closing costs charged the
appraised home value and current equity loan limits in your county. Borrower must be 62 years of age or older. Consult a tax advisor. Reverse mortgage borrowers
are required to obtain an eligibility certificate by receiving counseling sessions with a HUD-approved agency. Family members are also strongly encouraged
to participate in these informative sessions. Call for more detailed program information. Loan proceeds are not considered income and will not affect Social
Security or Medicare benefits. Monthly reverse mortgage advances may affect borrower eligibility for other programs. Consult either a local program office or
an attorney to determine how, or if, monthly reverse mortgage payments might affect a specific situation. Information is accurate as of the date of printing and
is subject to change without notice. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2009 Wells Fargo Bank, N.A. All rights reserved.
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