Your Guide to Financial Aid

Your Guide to Financial Aid
www.umassd.edu/financialaid
Table of Contents
2 Determining Your Financial Aid Eligibility
4 Your Financial Aid Award
5 Grants & Scholarships 6 Work-Study & Student Employment
7 Loans
8 Financing Your Educational Expenses
9 Book Vouchers, Disbursements & Refunds
10 Financial Aid Policies & Procedures
12 Contact Information
UMass Dartmouth | 2016-2017 Guide to Financial Aid
2
Welcome to our community
A
UMass Dartmouth education is an
important investment in your future. In fact,
UMass Dartmouth is ranked among the
top 20 Massachusetts schools for highest return on
investment–measured by the lifetime earnings impact
of a college education.
This guide is designed to help you understand the
financial aid process, programs, and policies as
well as the other options available for financing
your education.
The Financial Aid Office is here to assist you with
financing your college education. We offer a variety
of financial aid programs to help you and your
family. We look forward to having you join the
UMass Dartmouth community.
Audra Callahan
Director of Financial Aid
UMass Dartmouth | 2016-2017 Guide to Financial Aid
3
Determining Your Financial Aid Eligibility
Y
our financial aid eligibility is determined by
the information you provided on the Free
Application for Federal Student Aid (FAFSA).
As a financial aid recipient, there are certain
obligations that must be met in order for you to have
your financial aid award confirmed and credited to
your student billing account.
To be eligible for federal financial aid, you must:
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be a citizen or eligible non-citizen of the
United States.
have earned a high school diploma or equivalent.
be officially accepted and enrolled in a degree or certificate granting program of study.
be enrolled at least half-time in your academic program of study.
maintain satisfactory academic progress in your academic program of study.
be free from default on any previous federal
or state-sponsored educational loans or grant refund obligations.
have a valid Social Security number.
register with Selective Service, if required
www.sss.gov
The process of determining your eligibility is referred
to as the needs analysis formula which is legislated
by the United States Congress. The needs analysis
formula is the starting point for determining eligibility
for financial aid. The needs analysis formula is in
place to ensure students are treated in a consistent
manner. Each component of the formula is made up
of several factors:
Cost of Attendance
At UMass Dartmouth, a standardized set of budgets
is used as the basis for determining the cost of
education. Budgets vary based on a student’s tuition
and fee costs and living arrangements while attending
school: living on campus, living with parents or
relatives, or living off-campus. In addition, each
budget factors in other educational expenses like
books, supplies, transportation and personal expenses
that aren’t directly billed through the university. The
total of these direct and indirect costs is your Cost of
Attendance.
Expected Family Contribution
Your Expected Family Contribution (EFC) is a
measure created by the U.S. Department of Education
to estimate a student’s and his or her family’s
ability to contribute to the cost of education for the
academic year. All data used to calculate the EFC
comes from the information the student provides on
the FAFSA.
Please note: The EFC figure is not the amount you
will be billed or have to pay. It is instead, a measure
of financial ability created by the U.S. Department of
Education that allows UMass Dartmouth’s Financial
Aid Services Office to effectively award various
sources of financial assistance (grants, scholarships,
loans, employment consideration) towards your
educational costs for the academic year.
Financial Need
Your EFC is subtracted from the Cost of Attendance,
and the difference represents the maximum eligibility
for need-based financial aid. Non-need-based loans
may be used to finance all or part of your EFC.
Cost of Attendance
– Expected Family Contribution
= Financial Need
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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2015-2016 Academic Year Direct Expenses1
Resident Non-Resident Regional/Proximity Plan
Undergrad2 Graduate3 Undergrad2 Graduate3 Undergrad2 Graduate3
Tuition & Fees
$12,588 $11,024
$ 26,174
$19,630
$16,748
$13,844
Room+Board4 $11,622$11,622$11,622$11,622$11,622$11,622
Total $24,210$22,646$37,796$31,252 $28,370$25,466
1
Tuition, fees, and room and board charges are subject to change.
Additional fees are assessed based on student’s program of study
and one time new student fees for orientation and transcript.
2016-2017 rates will be posted when confirmed in early summer.
Go to umassd.edu/bursar/tuitionandfees
2
Undergraduate tuition and fees are based on enrollment in 12 day school credits.
Actual amounts may vary depending on enrolled credits.
3
Graduate tuition and fees are based on enrollment in 9 day school credits.
Actual amounts may vary depending on enrolled credits.
4
Room and board example is for an on-campus standard double room and a 19-meal plan.
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Your Financial Aid Award
F
inancial Aid Services prepares a Financial
Aid Award Letter for you once your financial
need (cost of attendance minus EFC) is
determined. Your financial aid award may include
a combination of federal, state and/or university
grants, scholarships, loans, and work-study programs.
The amount and types of financial aid awarded
depends upon the availability of funds, the number of
eligible applicants, the date your financial aid file is
completed, and your calculated eligibility. Your award
letter will show the breakdown between the fall and
spring semesters.
It is not necessary to return the award notice to
Financial Aid Services unless you are reporting
additional resources not shown on your award letter,
are reducing or canceling an award, or are requesting
deferment of your Federal Work-Study award.
Your financial aid award is based on the information
you provided on your 2016–2017 FAFSA. Your
award may change from year to year depending on
your family’s financial circumstances. A change in
your enrollment status, your academic progress, the
number of children in your family attending college,
housing status, federal and/or state program funding
levels and/or failure to meet priority deadlines may
affect your eligibility.
You must notify the Office of Financial Aid in writing
if you will receive any scholarships, grants, loans,
tuition remission or other educational assistance
not included in your financial aid award letter.
Outside sources of funding may impact your UMass
Dartmouth financial aid offer. Federal regulations
require private resources be counted toward a student’s
calculated financial aid eligibility. To enable you to
retain maximum benefit of any outside financial aid
awards, we will first reduce any unmet need, then
reduce loan and/or work-study funding.
Once you have paid your admissions deposit, you will
be granted access to UMass Dartmouth’s self-service
portal (including email and COIN) at myUMassD.
You will be able to review your financial aid status,
decline financial aid awards, and check your To Do
List through COIN at that time.
Departmental awards, teaching or research
assistantships, and other sources of assistance such
as tuition and/or fee credits may also be considered
in determining a student’s total resources. Any
notification of outside assistance that is received after
your award has been made by Financial Aid Services
may cause your financial aid package to be adjusted.
We will send you a revised award letter if additional
resources impact your initial aid offer.
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Grants and Scholarships
UMass Dartmouth participates in a wide variety offederal, state, and university financial aid programs.
The grants and scholarships on your award letter may include:
Federal Pell Grant
• federally-funded program
• eligibility is based on demonstrated financial need
• available to undergraduate students pursuing a first bachelor’s degree
• does not need to be repaid
Federal Supplemental Educational Opportunity
Grant (FSEOG)
• federally-funded program
• eligibility is based on demonstrated financial need with emphasis given to
Pell Grant recipients
• available to undergraduates enrolled at least
half time in a degree program
• does not need to be repaid
Federal Teach Grant
• federally-funded program
• provides up to $4,000 per year to eligible students who agree to serve as a full-time,
highly-qualified teacher in a high-need
subject area in a designated low-income
school for at least four years within eight years
of graduating
• meet certain academic achievement requirements (i.e. maintaining a cumulative GPA of at least 3.25)
• for more information contact Traci Almeida, Graduate Admissions Coordinator,
talmeida@umassd.edu or 508.999.8098
• may need to be repaid if student does not fulfill teacher service agreement
Mass Access Grant
• state-funded program
• eligibility is based on demonstrated financial need and actual tuition and fees charged
• available to undergraduate students who are Massachusetts residents
• does not need to be repaid
Mass Grant
• state-funded program
• eligibility is based on demonstrated financial need
• available to undergraduate students enrolled full time who are Massachusetts residents (parents of dependent students must also be Massachusetts residents)
• submit FAFSA prior to May 1, 2016
• does not need to be repaid
Mass Part-time Grant
• state-funded program
• eligibility is based on demonstrated financial need
• available to undergraduate students enrolled at least half-time but less than full-time (6-11 credits) who are Massachusetts residents
(parents of dependent students must also be Massachusetts residents)
• does not need to be repaid
Need-Based Tuition Credit
• university-funded program
• eligibility is based on demonstrated financial need • available to undergraduate students who are Massachusetts residents
• does not need to be repaid
University Extension (UE) Grant
• university-funded program for students in the Pathways Program only
• eligibility is based on demonstrated financial need
• does not need to be repaid
University Grant
• university-funded fee grant program
• eligibility is based on demonstrated financial need
• grant cannot exceed actual Curriculum Support Fee charged
• available to undergraduate students enrolled in a degree program
• does not need to be repaid
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Grants and Scholarships
continued
Admissions Merit Scholarship Opportunities
The Admissions Office awards the following
merit scholarships to first year applicants and/or
students transferring from a two-year colleges upon
acceptance:
• University Commonwealth Scholarship
• Chancellor’s Merit Scholarship
• Chancellor’s Transfer Scholarship
• UMassD Community Living Scholarship
More information about these scholarships is
available online at www.umassd.edu/financialaid/
scholarships/admissions
UMass Dartmouth Scholarship Opportunities
UMass Dartmouth offers many scholarships
for undergraduate and graduate students. The
scholarship application deadline each year is March
1 (unless otherwise noted). A complete listing of
scholarships is available online at
www.umassd.edu/financialaid/scholarships
Massachusetts Department of Higher Education
Programs
The Massachusetts Office of Student Financial
Assistance offers various scholarships. Information is
available at www.osfa.mass.edu
• John & Abigail Adams Scholarship: This
scholarship is a non-need-based, state supported
undergraduate tuition credit program. Forward
a copy of your letter from the Massachusetts
Department of Education to the Financial Aid
Office. If you have misplaced your letter, you may
contact the Department of Elementary & Secondary
Education at 781.338.3625 or 781.338.3640. You
may also contact the Massachusetts Office of Student
Financial Assistance at 617-391-6070. In order
to receive this scholarship, eligible students must
be enrolled full-time, annually complete the Free
Application for Federal Student Aid (FAFSA) and
maintain a 3.0 cumulative GPA.
• Stanley Z. Koplik Certificate of Mastery Tuition
Credit: This program is a non-need-based statesupported undergraduate tuition credit program.
Eligibility requirements are available online at
www.osfa.mass.edu Applications are available from
the Koplik coordinator at your high school or contact
the MA Department of Elementary & Secondary
Education 781.338.3581. In order to receive this
scholarship, eligible students must be enrolled full-time,
annually complete the Free Application for Federal
Student Aid (FAFSA) and maintain a 3.3 cumulative
GPA. Recipients of this award must submit a copy of
their certificate to the Financial Aid Office,
Foster Administration Building, 1st floor.
Federal Work-Study &
Student Employment
Federal Work-Study
• federal program awarded by Financial Aid Services
• eligibility based on financial need
• students receive a bi-weekly paycheck for the number of hours worked at an hourly pay rate
• Federal Work-Study will not be applied to your semester bill
• Job Opportunities are found by student logging into CORSAIR Jobs at my
UMassD>Careers & Jobs>Corsair Jobs
• students are responsible for finding their own Federal Work-Study job and may not have more than one Federal Work-Study job
• In CORSAIR Jobs, student creates profile, uploads resume, applies for jobs, accepts job offer and signs electronic contract
Students who do not plan to work for the fall
semester must submit a deferment request by
completing the deferment section on the reverse of
the award letter and returning it to the University
Enrollment Center by October 1 if they wish to work
for the spring semester. Otherwise, students who do
not appear on the Federal Work-Study payroll by
October 1 will have their entire academic year Federal
Work-Study award canceled.
Student Employment: Other Work Opportunities
There are also non-work-study positions available
on campus. Search for jobs, contact supervisors, and
complete required forms through CORSAIR Jobs
via the myUMassD portal. You may have a Federal
Work-Study job as well as a non-work-study job but
may not work more than 20 combined hours per
week on campus. Many students find part-time work
opportunities off campus. The Career Development
Center is available to assist you in finding such
employment at 508.999.8658, or online at www.
umassd.edu/career
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Loans
Federal Direct Unsubsidized Loans
• long-term federal student loan that must be repaid
• available to all students regardless of financial need
• student pays the interest during in-school and deferment periods or has it capitalized (added to principal at beginning of repayment.)
• First-time borrowers must complete Direct Loan entrance counseling and Master Promissory Note (MPN) at https://studentloans.gov
Federal Direct Subsidized Loans
• long-term federal student loans
• must be repaid
• available to undergraduate students who demonstrate financial need
• First-time borrowers must complete Direct Loan entrance counseling and Master Promissory Note (MPN) at https://studentloans.gov
ANNUAL DIRECT LOAN LIMITS
Earned Units
Maximum Subsidized
Loan Portion*
Unsubsidized Portion
Total Direct Loans
Freshman
0-29
$3,500*
$2,000
$5,500
Sophomore
30-59
$4,500*
$2,000
$6,500
Junior
60-89
$5,500*
$2,000
$7,500
Senior
90+
$5,500*
$2,000
$7,500
Grade Level
Dependent Students:
Independent Students and Dependent Students Whose Parent is Unable to Obtain PLUS:
Freshman
0-29
$3,500*
$6,000
$9,500
Sophomore
30-59
$4,500*
$6,000
$10,500
Junior
60-89
$5,500*
$7,000
$12,500
Senior
90+
$5,500*
$7,000
$12,500
Graduate
N/A
N/A*
$20,500
$20,500
*Subsidized loans require financial need. Students without sufficient financial need can still borrow the same total Direct Loan
amounts, but more or all of their loans may be Unsubsidized. Graduate students are only eligible for Unsubsidized Direct Loans.
AGGREGATE (LIFETIME) DIRECT LOAN LIMITS
Students
Maximum Subsidized
Portion
Additional Unsubsidized Portion
Total Direct Loans
Dependent Undergraduates
$23,000
$8,000
$31,000
Independent Undergraduates
$23,000
$34,500
$57,500
N/A
N/A
$138,500*
Graduate Students
*The graduate limit includes all undergraduate and graduate loans.
FEDERAL DIRECT LOAN INTEREST RATES
2016-2017 interest rates and fees will not be available until July 2016 at: www.studentloans.gov The rates listed below are
2015-2016 interest rates:
Loans First
Disbursed Between
Student Type
Interest Rates
Disbursement Fees
7/1/15 to 6/30/16
10/1/15 to 9/30/16
Undergraduate
Students
Graduate
Students
All Students
Direct Subsidized Loans
4.29 %
N/A
1.068%
Direct Unsubsidized Loans
4.29%
5.84%
1.068%
Direct PLUS Loans (Parent and Graduate)
6.84%
6.84%
4.272%
UMass Dartmouth | 2016-2017 Guide to Financial Aid
9
Financing Your Educational Expenses
T
he UMass Dartmouth Bursar’s Office provides
electronic bills. Students receive an email
to their UMass Dartmouth email account
notifying them that an invoice has been generated.
Invoices are sent electronically in early July for fall
semester and are due by mid-August. Bills for the
spring semester are also sent electronically in early
December and are due by mid-January. Specific due
dates are printed on the invoice. Failure to meet
the due date will result in the assessment of a late
fee. Additional questions regarding bills and/or fees
should be directed to the University Enrollment
Center, 1st floor lobby, Foster Administration
Building, 508.999.8857 or 508.999.8866 or the
Bursar’s Office, 2nd floor, Foster Administration
Building, 508.999.8832.
After you have reviewed your financial aid award,
there are several ways to address any remaining
balance. To determine which resource or combination
of resources best suits your needs, we recommend
considering the following options:
1. The TMS monthly budget payment plan:
a payment option that allows you to spread your
balance over 9 or 10 months. There is no interest
charged on the plan. Your only cost to use this plan
is a $45 enrollment fee for an annual plan. To learn
more about the monthly payment plan, visit
www.afford.com/umassd or call Tuition
Management Systems directly at 800.722.4867.
2. The Federal Direct PLUS loan:
a long-term finance option recommended for parents
of undergraduate dependent students, and graduate
students:
• loan that must be repaid
• fixed interest rate from 7/1/15 to 6/30/16 of 6.84% and an origination fee of 4.272%.
2016-17 interest rates will be set in June 2016.
• not based on financial need, but rather on the credit worthiness of the applicant
• annual loan limit is the cost of education minus any aid received (or eligible for)
• origination fee deducted proportionally from each disbursement
• repayment begins 60 days after second
disbursement but may request in-school deferment
• additional information for the 2016-2017 PLUS Loan application process is available at
www.umassd.edu/financialaid/loans/loans-federal/
3. Private/alternative educational loan:
credit-based, available to students who need
additional funding to cover tuition and fees and/or
cost of living expenses. Visit online at
www.umassd.edu/financialaid/loans/loans-private
for additional information, including a suggested
lender list.
4. A combination strategy:
the best option for most families to limit debt.
Combining the TMS monthly budget payment
plan with a Federal Direct PLUS loan, a Federal
Direct Subsidized/Unsubsidized loan and/or private
educational loans permits you to reduce debt while
allowing for reasonable monthly payments.
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Book Vouchers, Disbursements & Refunds
Book Vouchers
Financial aid recipients who are expected to have
funds remaining after tuition, fee, and housing costs
are covered can use the excess to purchase books and
supplies from the Campus Bookstore using a book
voucher. The amount of the book voucher will be
deducted from your financial aid refund. Eligible
students will be sent an invitation email from the
Campus Store. For further information visit
www.umassd.edu/campusstore/textbooks/
purchasingtextbooks
Disbursements
Financial aid funds (grants, scholarships, educational
loans) are credited to your student account after
Financial Aid Services has confirmed your enrollment
for each academic semester once the
add/drop period has ended and all necessary
requirements have been met (i.e. loan entrance
counseling and/or promissory notes, etc.).
Refunds
Students whose financial aid awards exceed their
charges will receive an email notification from the
Bursar’s Office when refunds are available. Checks
are distributed through the University Enrollment
Center (UEC). Students can enroll for direct deposit
of student refunds through COIN. This will eliminate
the need to go to the University Enrollment Center to
pick up your refund check. All students who
wish to enroll for direct deposit can log into
COIN via the myUMassD portal at
https://my.umassd.edu/ to designate what bank
account the funds will be deposited. A job aid to
assist with the process can be found at
my.umassd.edu/group/myumassd/coin-for-students.
No refunds will be distributed prior to the end of
the add/drop period. If you have questions about
your student account or the processing of a refund,
you may contact the University Enrollment Center,
1st floor lobby, Foster Administration Building,
508.999.8857 or 508.999.8866.
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Financial Aid Policies & Procedures
Changes in Award Status
UMass Dartmouth reserves the right to review,
modify, or cancel financial assistance at any time
based on information that affects financial aid
eligibility. Some of the factors that may cause a
change in your financial aid award are as follows:
Financial Need
Your financial aid award is based on the FAFSA
and other information we have on file at the time
of awarding. Changes made on your FAFSA, the
availability of funds, outside scholarships or other
assistance awarded, residency reclassification, etc.
may result in a change in your eligibility.
Verification
Any student may be selected for verification by
the Federal government or Financial Aid Services.
Our office will notify you if you have been selected
for verification. It is important to regularly check
your COIN self-service To Do List and your UMD
email account for reminder notifications of missing
documents and the status of your application. This
includes checking your COIN over the summer. The
verification process requires Financial Aid Services to
review the information reported on your FAFSA and
to check for accuracy against documents you provide
to our office. If your application is selected for
verification, you will not be eligible for disbursement
of financial aid until this process is finalized. To
avoid unnecessary delays, please submit all required
documents promptly. Using the IRS Data Retrieval
Tool when completing or updating your FAFSA will
simplify and expedite the verification process. If your
EFC changes upon completion of the verification
process, this may result in a change to your financial
aid award package.
Enrollment
Your financial aid award is based on the number
of credits for which you are expected to enroll.
Some financial aid programs require only half-time
status (6 credits for undergraduates, 4.5 credits for
graduates), some require full-time status (12 credits
for undergraduates, 9 credits for graduates) and
some programs, like the Federal Pell Grant, may
be awarded with a less than half-time status. Your
financial aid award is subject to change if your
enrollment status changes.
Housing
Your financial aid award is based on the housing plan
you indicated on your FAFSA. If there is a change
in your housing status (for example, you decide to
commute from your parents home rather than live
on campus), you must notify our office immediately.
Your financial aid award is subject to change if your
housing status changes.
Family Educational Rights and Privacy Act (FERPA)
The federal government views your educational
information, both financial and academic, as yours,
regardless of who pays your educational expenses.
Therefore, federal guidelines require that students
provide written permission before we can share
financial information with any third party, including
parents or spouses. A summary of university policy on
the privacy of student records, which include rights
under FERPA is available at UMass Dartmouth’s web
site at www.umassd.edu/registrar/forms
Permission to share FERPA financial aid information
can be found at:
www.umassd.edu/financialaid/forms
Information on how to request a IRS tax transcript
can be found at
www.umassd.edu/financialaid/forms
Additional information on the verification process can
be found at:
www.umassd.edu/financialaid/policies
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Financial Aid Policies & Procedures
continued
Satisfactory Academic Progress
Students receiving financial aid of any type are
required to make Satisfactory Academic Progress
toward their degree. Satisfactory Academic Progress
is defined by regulations of the U.S. Department
of Education as “proceeding in a positive manner
toward fulfilling degree requirements.” Students
are reviewed annually in June with regard to their
continued eligibility for federal, state and/or
university financial aid for the following year.
Students not making satisfactory progress are allowed
to appeal based on unusual circumstances (examples:
health problems, family emergency, etc.).
Students whose appeal has been approved will be
granted a probation status in order to obtain the
necessary requirements for maintaining progress.
If during the probation period the student does not
maintain a satisfactory grade point average and/or
does not meet the terms of their academic plan, aid
eligibility will be discontinued for all future semesters
until the student has re-established satisfactory
academic status.
For the current Satisfactory Academic Progress policy,
visit www.umassd.edu/financialaid/policies
Special Circumstances
If you have unique circumstances or your family
situation has changed significantly since the time you
completed the FAFSA, you can bring your situation to
our attention and request reconsideration AFTER you
have received an initial financial aid award. Grounds
for reconsideration may include, but are not limited
to, loss of a job, a death in the family, divorce or
separation in the family, or unusually high medical
or dental bills not covered by insurance. To appeal
a financial aid award, send a detailed letter with
appropriate documentation to Financial Aid Services
describing the reason for the appeal. Appeals are
considered on a case-by-case basis.
Additional information can be found at
www.umassd.edu/financialaid/eligibility
Withdrawal/Leave of Absence
If you completely withdraw from all coursework
during an academic term or take a UMass Dartmouth
approved leave of absence, your financial aid award
may be subject to change based upon federal and
state refund regulations. Please consult our web site
for the Financial Aid Withdrawal Policy at
www.umassd.edu/financialaid/policies
UMass Dartmouth | 2016-2017 Guide to Financial Aid
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Contact Information
myUMassD
The myUMassD portal provides a single sign-on
access to UMass Dartmouth email, COIN,
myCourses, as well as additional web tools. Newly
admitted students (who have paid their enrollment
deposit) and currently enrolled students are
encouraged to regularly login to their myUMassD
portal at www.umassd.edu
COIN
COIN provides access to your registration, financial
aid, and billing information. You may view your
financial aid award, decline your loans, identify
required items on your To Do List, and review
your account summary. Access COIN via the
myUMassD portal.
In Person
The University Enrollment Center (UEC) is the first
stop for students and families. The UEC staff can
answer your questions regarding financial aid, billing,
and registration.
By Phone
General information regarding financial aid at UMass
Dartmouth can be obtained by calling the UEC
directly at 508.999.8857 or 508.999.8866.
By Mail
Be sure to include your name and student ID number
on all correspondence. The mailing address is:
University Enrollment Center
UMass Dartmouth
285 Old Westport Road
Dartmouth, MA 02747-2300
By Internet
Financial Aid Services maintains a homepage which
contains useful information about financial aid at
UMass Dartmouth and links to other financial aid
websites: www.umassd.edu/financialaid
The UEC is located in the first floor lobby of the
Foster Administration Building.
The UEC receives all financial aid forms, distributes
checks, accepts billing payments, and certifies
enrollment status. If you require further assistance,
you will be referred to the appropriate office.
UMass Dartmouth | 2016-2017 Guide to Financial Aid
14
Online Resources
UMass Dartmouth Links
Federal Financial Aid Links
UMass Dartmouth homepage
www.umassd.edu
FAFSA
www.fafsa.ed.gov
University Enrollment Center:
www.umassd.edu/uec
Federal FSA ID Website
https://fsaid.ed.gov/
Bursar’s Office:
www.umassd.edu/bursar
Student Loans
www.studentloans.gov
Financial Aid:
www.umassd.edu/financialaid
National Student Loan Data System (NSLDS):
www.nslds.ed.gov
Scholarships:
www.umassd.edu/financialaid/scholarships
Federal Student Guide:
studentaid.ed.gov
Loans:
www.umassd.edu/financialaid/loans
State Aid Links
Student Employment:
www.umassd.edu/financialaid/studentemployment
Massachusetts Office of
Student Financial Assistance (OSFA)
www.osfa.mass.edu
Massachusetts Board of Higher Education:
www.mass.edu
Federal Financial Aid Links
FAFSA
www.fafsa.ed.gov
Federal FSA ID Website
https://fsaid.ed.gov/
Student Loans
www.studentloans.gov
National Student Loan Data System (NSLDS):
www.nslds.ed.gov
Federal Student Guide:
studentaid.ed.gov
UMass Dartmouth
285 Old Westport Road
Dartmouth, MA 02747-2300