The Bharatiya Temple of Metropolitan Detroit Annual Fundraising

The Bharatiya Temple of Metropolitan Detroit
Annual Fundraising Magazine -2015
6850 N. Adams Road • Troy, MI 48098
Telephone: 248-879-2552 • Fax: 248-879-2094 • www.bharatiya-temple.org • troytemple@yahoo.com
Find us on Face Book
and Twitter
Editor’s Message
With countless blessings from Lord Laxmi Narayana, I thank you for
this opportunity to serve as the Editor of the Souvenir Magazine for the 2015
Annual Fundraising dinner.
This magazine recognizes the generous and devoted people of our
community and the people who played, and continue to play, a key role in
Mini Garg
managing the spiritual, religious, and educational events at the Temple.
This magazine also includes some interesting articles and pictures that capture great
moments and events for you to enjoy.
A number of people have worked hard to make this event a success. Thanks to all the
volunteers who have worked tirelessly through the past few months.
I once again thank you for providing me this unique opportunity to edit this magazine.
I want to thank Rajesh Sharma, Bankim Desai and Venkata Purchuri as they were
very instrumental in compiling this Fundraising magazine
Fundraising decorations courtesy Bombay Video
Fundraising pictures courtesy Rengesh Krishnan
Hats off to the Volunteers of the Bharatiya Temple
Dr Ram Garg
Dr Inderjeet Saini
Mahaveer khetawat
Srini Subramanium
Venkata Parchuri
Arun pandya
Bhavesh shah
Minal Engineer
Vasanti Bhakta
Badal Gandhi
Fundraising core team:
Ravi singh
Shaila vijay kumar
K . Divi
Rajesh Sharma
Mahendra Kenkre
Satish Dhavwadkar
Freddy Colah
Ramesh Narayan
Raj shah
Bankim Desai
B.G.Gupta
Veena Gupta
Bela Shah
Girish Gandhi
Suman Desai
Rengesh Krishnan
Gaurav Kaul
Swati Paranjpe
Message from Chairman Fundraising Committee
Namaskar
It’s an honor and privilege to be part of the beautiful Bharatiya Temple and a wonderful
team of volunteers who love and believe in what they do.
Life is so beautiful and God has presented us with this gift of life so we could grab this
opportunity and give something back as a return gift to the Almighty.
We are presented with three opportunities: learning, earning, and then giving
back to the society.
How can we do it? Right here – in the Bharatiya Temple which is a spiritual, religious,
educational, and cultural center of our community.
Fundraising is a one time opportunity where we all have that moment to give back and
feel inner happiness, the happiness that can never be achieved by materialistic pleasures.
The three things we crave most in life – happiness, freedom, and peace of mind – are
attained by giving them to someone else. This is the mythical law of nature.
So I take this opportunity and invite you all to join hands for our mutual efforts, support
each other to accomplish together in the Temple.
Let’s come forward and donate our time and become sponsors of the temple. Become a
member and get connected to a large extended family and celebrate each day of your life.
Let’s go on building the bonds of friendship and goodness through cooperation and mutual
respect.
Thanks you all for being with us, joining us, and supporting us.
Sincerely,
Ram Garg, MD
Message from Chairman Board of Trustee
A sincere and timely appeal
It is my utmost pleasure and privilege to welcome each one of you to this annual fundraising
gala event. Simple question is why we ask for the money. Fundraising is an everyday
business.
We have grown to be the best and largest facility (65,000 square feet) run by volunteers
most of the time. There are about 75 devotees who work all the time. We all agree that there
is plenty of room to improve in so many areas of management. But we are trying our best
in a very democratic institution who cater to devotees from all corners of India.
There are many projects in the pipeline such as extending the parking lot for another 185
spaces, expanded and improved kitchen, service elevators for vendors, updating the 35year old building that need repairs, required retaining wall on the east side, and improved
security in and around the temple. We are trying to improve the functioning of the temple
and service to the devotees.
All these need money. In the last two years, our donation pledges are down considerably,
even though we are breaking even in operation income and expense.
We still have an outstanding load of $2.3 million. We are paying some in principal every
year and we would like to continue to reduce that obligation on a consistent basis. With our
kind generous donations today, we will be able to fulfill that commitment.
A reason to donate can be honoring our parents, children, or spouse. Make them a life
member by donating in their names. If the almighty God has given enough then donate the
maximum amount for your legacy in this community. Or sponsor a particular project of your
choice. Or make the temple a beneficiary in your estate planning.
If you believe that the temple has provided a real service in fulfilling your education, culture,
religious or spiritual needs, please give back as much as you can.
This is our temple and we all have an ownership in this great institution. Let us join our
hands together and take it to a much higher level of divine service for all temple devotees,
regardless of age.
The temple needs more involvement of our younger generation with TAM, MAN, and DHAN…
I thank you on behalf of all members of the Board of Trustees.
…. And do enjoy this evening.
Dr. Inder Jit Saini,
BOT Chair
Message from President
Dear Devotees and friends,
On behalf of the Executive Committee and all the working committees of the
Bharatiya Temple, it is my great privilege and honor to welcome you all to the
Annual Fund Raising Dinner for 2015. I am confident you are going to thoroughly
enjoy this fun filled evening with quality entertainment and delicious food. As
you know in addition to socializing and entertainment the primary objective of
this venture is to collect funds for our beloved Temple to make it debt free and
also incorporate some strategic improvements so it can maintain its status as one
of the best architecture in greater Michigan.
I personally would like to go a little deeper into the philosophy behind charity
and donation. By donation we truly do not help or do any favor to the person or
the organization that we donate. It is mainly for our own evolution and salvation
that we donate for a cause which, we are convinced, is for the public welfare and
good of the world. Look at the Bhagvad Gita verse # 20 of chapter 17 ,
च
च
(Selfless charity or
donation given in the right place, at the right time to the deserving recipient is
considered to be the Sattvik type of charity.) In other words, selfless charity or
donation given for the right cause takes one closer to the Almighty Lord.
With the above and the assurance that Bharatiya Temple is committed to
meeting the broader community’s religious, cultural, social and philosophical
needs, I make a humble and sincere appeal to all to generously donate to
support the Temple and the cause it stands for. With best wishes.
Mahaveer Khetawat
President, Executive Committee 2015
Following is the Independent CPA’s (Alan C. Young & Associates) Financial Review Report for
The Bharatiya Temple’s Fiscal Year ending December 2014.
In conformity with our mantra of “Make our Temple Debt Free”, increase in cash flow for year 2014 helped our
temple pay down $450,000 of the loan amount.
As of August 31st, 2015 our outstanding loan is $2,346,760 and in the middle of a five year, fixed term interest rate of
2.1%.
Temple’s “net cash increase” for period January through July of 2015 is $173,564 (un-audited).
Because of the temple’s prudent financial management and aggressive action by the Finance Committee and the
Board of Trustees, the temple’s mortgage debt outstanding has decreased, and monthly interest payments have been
reduced. Since the refinance in 2013, the temple has been enjoying a predictable principal and interest payment,
based on an interest rate of 2.1%, and has been paying down the principal whenever resources allow.
However, that interest rate is fixed only until May 2018. After that point, rates are almost certain to rise, and the
temple’s monthly debt-service costs would rise considerably. Operational costs are rising as well, as the temple
supports a larger facility with increased overhead.
That’s why it’s essential that we make significant progress as soon as possible to reduce our mortgage obligation, and
eliminate the debt entirely by the new rate reset in May 2018.
That’s where you come in. The contributions and near-term pledges you make today will be applied directly toward
debt reduction and/or BOT approved projects, so that the temple can eliminate its debt-service costs immediately
and begin applying all of its resources toward services to the community.
There’s more than one way to support The Bharatiya Temple.
Donate Or Pledge Now By – Cash, Appreciated Securities, IRA Assets, Pledged Giving, Donor-sponsored items or
projects, Real Estate, Personal Property, United Way designation, Private Foundations, and Charitable Trusts.
The following is only a sample of outstanding projects, some are approved and others are in planning stages that we
also need your financial support for:



Parking Lot Expansion (approved project)
Dhwajasthamba (through donor restricted funds already collected)
Removal of Temporary Walkway and Installation of Retaining Wall (required for final occupancy permit)
We hope you will join us to “Make our Temple Debt Free.”
Temple Finance Committee contacts: Nayan Patel (npatel@pistongroup.com), Dilip Desai (ddesai121@yahoo.com),
Satish Dharwadkar (sdharwadkar@mangotreecapital.com), Rajendra Shah (rajbtemple007@gmail.com).
WE ARE WHAT WE EAT!
A spiritual reason for being a vegetarian is to avoid lowering our spiritual consciousness with vibrations of
the animals we ingest. We are what we eat. When we eat an animal we are making that animal a part of us.
We are ingesting not only the body of the animal but also the vibrations of that animal. Some animals have
violent tendencies – they are on the prowl for their dinner and attack other animals without compassion. The
vibration of that predatory instinct then becomes a part of us.
When we eat animals, not only their vibrations but also their hormones become a part of us. Think of the
fear that the animal would be feeling at the end of its life, caged and mistreated, and then on the way to the
slaughterhouse. Think of the tremendous fear and panic as the animal is being killed. We know that when we
experience pear, the hormones of cortisol and adrenaline are released in our body. They affect us by putting
out body in stress and breaking down bodily functions. Those fear hormones remain in the slaughtered animal, and when we eat the animal, they become part of us. We can avoid that by sticking to the vegetarian diet!
BE HEALTHY
BE VEGETARIAN
BE KIND
SAVE OUR PLANET
There is more than one way to support The Bharatiya Temple
Charitable Giving – Major Options
Donate or
Pledge Now
Cash
Appreciated Securities
IRA Assets
Planned
Giving
Bequest
Third Party Charity or Trust
Company Administered –
e.g. Donor Advised Fund,
Pooled Income Fund, United
Way Designation
Wills
Trusts
First CRUT
funded and
lifecycle
process
established
Private Foundations
Account,
Insurance, et al
Beneficiary
Designations
Donor Administered –
Charitable Lead Trust (CLT),
Charitable Remainder Trust
(CRT)
Other - pledged giving,
donor sponsored items
or projects, real estate,
personal property
CRUT: A
special type
of CRT (see
attached)
Temple Finance Committee
Charitable Giving Contacts
Satish Dharwadkar 248-981-6798
Rajendra Shah 586-243-1408
For Information Only – Not financial, tax or legal advice, please consult your advisers. 1/6/2015
Part I of II
Charitable Remainder UniTrust (CRUT): A Special Kind Of CRT
1
DONOR
• Donates cash or appreciated securities (>
$50k recommended, think of percentage
of income), additional amounts and tax
benefits possible.
• Eligible tax deduction in year of donation
(NPV calculator available or provided by
donor’s CPA)
• Optional – eligible deduction amount
applied towards Temple’s soft recognition
of donor level.
INCOME BENEFICIARY
2
CRUT
• Trustee
manages
income
payments.
• Trustee manages or delegates
investment powers.
• Assets provide income and
required remainder goes to
charity.
3
• Receives fixed unit percentage
income (based on value of CRUT)
for single life, split interest or
survivor life (income taxable).
THE BHARATIYA TEMPLE
• Receives remainder assets only
after the passing of CRUT’s last
surviving income beneficiary or
voluntary early termination of
CRUT (subject to court approval).
KEY FEATURES OF A CRUT
4
• In response to a donor request, the Temple has invested resources to develop a basic CRUT template. For your individual needs, read
trust provisions and disclosures, and consult your legal, tax, and financial advisers.
• Template usage, execution, revisions, and all decisions concerning taxes, tax return, investment and legal matters are the donor’s
responsibility.
• A CRUT is considered a personal trust, and trustee retains full control within the trust provisions during their lifetime.
• Irrevocable trust instrument to preserve initial tax benefit.
• Terms remain private, with optional third-party informational access given to the Temple Finance Committee, if soft recognition toward
donor level is desired.
• CRUT trustee obtains a separate taxpayer ID number and generally the last tax return filed in the final year of CRUT operation (consult
your CPA).
• For further information regarding the CRUT template or Temple’s donor level recognition, contact the Temple’s Finance Committee.
Part II of II
For Information Only – Not financial, tax or legal advice, please consult your advisers. 1/6/2015
With Best Compliments to Bharatiya Temple From
Troy Dental Care PLLC
38865 Dequindre Road, Stuit # 105
Troy, MI
248-879-7755
Web site: www.troydentalcare.net
email: troydentalcare@gmail.com
Good wishes
From Lakra Family
to
Bharatiya Temple
The most beautiful temple in Detroit
Yash and Chander Lakra
Rajeev, Cynthia, Lauren and Alex Lakra
IN SEARCH FOR TRUTH
A man was on his mission in search for the truth. He met an old man who was sitting under a tree outside his
village. He seemed to be the first religious person whom he encountered. On approaching him, he told him
of his mission and asked him as to where he can find his true master and what his characteristics would be.
The old man’s answer was simple. He explained that the seeker would find him sitting under a particular
tree, in such and such posture with such and such gestures and said that was suffice to know the true master.
The seeker began his search and wandered far and wide for the master. Thirty years passed and he returned
to his village meeting failure in finding the true master. As he was returning, he found the same old man
who directed him thirty years back with the descriptions of a master. To his amazement he found the same
old man who directed him, with himself bearing all his descriptions of a true master. The seeker sensed his
folly and fell at the feet of the old master.
The seeker enquired, “Why did you not reveal yourself to me when I first met you? Why did you misdirect
me, thus, to wander fruitlessly for thirty long years?”
The master replied, “I was very much here fitting myself exactly to all the descriptions that I gave you, sitting
under this very tree. But just that you would not see me!”
The master pointed out, “You were more interested in searching than the very truth itself!” He continued,
“You were not ready to listen. You were not ready to come home without all your wanderings that you
knocked on different doors before you ultimately came here. Your mind lay in searching elsewhere than
seeking me right here! You were not alert enough. Imagine my condition, waiting for you thirty long years,
trying to maintain my posture for your arrival, as I knew you would be coming! But what if I had passed
away?”
Quite often we miss out ‘the truth’ which is ever present within us in seeking to know ‘about the truth’.
When one’s attention is turned inwards, the truth shines there eternally, where the seeker merges with it in
realization. The seeker in this short story misses the truth in his search by focusing his attention outwards
in his wanderings. At the end of the fruitless search, he comes upon it when he turns ‘homeward,’ in his very
‘own village’.
IT Staffing
Technology Consulting
Enterprise & Mobile Apps
Healthcare IT
Website & Social Media
Engineering IT
363 W. Big Beaver Road, Suite 100 , Troy, MI 48084
(248) 526 9000 (P) (248) 526 9001 (F)
www.ipstechnologyservices.com
SMALL COMPANY ADVANTAGE
BIG COMPANY VISION!
With Best Complements to Bharatiya Temple
From
Drs. Ketan & Lopa Rana
1941 French Creek Drive
Troy, MI 48098
With Best Complements to Bharatiya Temple from
Hansaben Kishorbhai Desai
&
Dr. Tusar K. Desai
1257 Club Drive
Blomfield Hills, MI 48302-0907
MOUNT KAILASH ABODE OF LORD SHIVA
Mount Kailash is a great mass of black rock soaring to over 22,000 feet in the Kailash Range of western Himalayas,
which forms part of the Transhimalaya in Tibet. It lies near the source of some of the longest rivers in Asia:
• Indus River,
• Sutlej River,
• The Brahmaputra River, and
• The Karnali River
In addition the following two lakes are very close by:
• Lake Mansarovar, and • Lake Rakshastal.
The Sacred Mount Kailash
Mount Kailash is one of the most venerated holy places of the world. It is sacred for Hindus, Jains, Buddhists, and for
the followers of Bon, a pre-Buddhist Tibetan religion.
Hindus believe Mount Kailash to be the abode of Lord Shiva. According to legend, immortal Shiva, the destroyer
of ignorance and illusion, lives and spends his time practicing yogic austerities and meditation along with his divine
consort, Pārvati. For a Hindu, to make the arduous pilgrimage to Kailash and have the darshan
(Divine sighting or view) of Lord Shiva’s abode is to attain release from the clutches of
ignorance and delusion.
In the Jain tradition, Mount Kailash is also known as
Meru Parvat or Sumeru. Ashtapada, the mountain next to
Mount Kailash, is the site where the first Jain Tirthankara,
Rishabha, attained Nirvana (liberation).
Followers of Bon, Tibet’s pre-Buddhist shamanistic religion call the mountain Tise
and believe it to be the seat of the Sky Goddess Sipaimen.
Additionally, the Bon myths regard Tise as the site of a legendary 12th century battle
of sorcery between the Buddhist sage Milarepa and the
Bon shaman Naro Bon-chung. Milarepa’s defeat of the
shaman displaced Bon as the primary religion of Tibet,
firmly establishing Buddhism in it’s place.
Buddhism came to Tibet, via Nepal and India, in the
7th century AD, although there is a legend that Buddha magically visited Kailash in the
5th century BC. Tibetan Buddhists call the mountain Kang Kimpoche, the ‘Precious
One of Glacial Snow’, and regard it as the dwelling place of Demchong (also know as
Chakrasamvara) and his consort, Dorje Phagmo. Three hills rising near Kang Rimpoche are believed to be the homes
of the Bodhisatvas Manjushri, Vajrapani, and Avalokiteshvara.
How long have the people been coming to this sacred mountain? The answers are lost in antiquity – definitely way
before the dawn of the recorded history. The traditions of Hinduism,
Jainism, and Buddhism speak of Kailash as the muthical Mount Meru, the Axis Mundi, then center and birth place of
the entire world. The mountain was already a legend before the great Hindu epics, the Ramayana and the Mahabharata,
were written. Indeed, Kailash is so deeply embedded in the traditions of ancient India and Tibet that it was, perhaps, a
sacred place of another era, another civilization, now long gone and forgotten.
Pilgrimage to Mount Kailash
Every year, thousands make a pilgrimage to Kailash following a tradition going back thousands of years. It is not an easy
task. The mountain is located in a particularly remote and inhospitable area of the Tibetan Himalayas. A few modern
amenities, such as benches, resting places, and refreshment kiosks, exist to aid the pilgrims in their devotions. No planes,
trains, or buses journey anywhere near the region and even with rugged over-land vehicles the journey still requires
weeks of difficult, often dangerous, travel. The pilgrims must carry all the supplies they will need for the entire journey.
Following the political and border disturbances across the Chinese-Indian boundary, pilgrimage to the legendary abode
of Lord Shiva was stopped from 1954 to 1978. Thereafter, a limited number of Indian pilgrims have been allowed to visit
the place under the supervision of the Chinese and Indian governments either by a lengthy and hazardous trek over the
Himalayan terrain, travel by land from Kathmandu or from Lhasa where flights from Kathmandu are available to Lhasa
are thereafter travel over the great Tibetan plateau by car. The journey takes four night stops, finally arriving at Darchen
at elevation of 4,600 meter (15,100 feet), small outpost that swells with pilgrims at certain times of year. Despite its
minimal infrastructure modest guest houses are available for foreign pilgrims, whereas Tibetan pilgrims generally sleep
in their own tents. A small regional medial center serving, far-western Tibet and funded by the Swiss Ngari Korsum
Foundation was built here in 1997.
After the difficult journey getting there, the Pilgrims to Kailash are then confronted with the equally arduous task of
circumambulating the sacred peak, walking around the holy mountain (clockwise for the Buddhists and Hindus and
counter-clockwise for Jains and Bon followers). It is known as Parikrama. It has to be done on foot, pony, or yak,
taking some three days of trekking, and encamping for two nights en route. However, in hope of gaining extra merit
or psychic powers, some pilgrims will vary the tempo of their movement. A hardy few will power themselves around
the mountain in only one day. Others will take two to three weeks by making full body prostrations the entire way. It
is believed that a pilgrim, who completes 108 journeys (parikrama) around the peak, is assured enlightenment.
Most pilgrims to Kailash will also take a short plunge in the nearby, highly sacred (and very cold) Lake Manosarovar. Then
word ‘manas’ means mind or consciousness; the name Manosaravar means Lake of Consciousness and Enlightenment.
Adjacent to Manosarovar is Rākshas Tal, the Lake of Demons.
Pilgrimage to this great sacred mountain and these two magical lakes is a life changing experience and an opportunity
to view some of the most magical scenery on the entire planet.
MEDITATION PROCESS OF YOGA
Meditation is a specialized technique to be learnt from an expert. The following brief account is intended to familiarize
you with the basic concept and practice of meditation.
The meditation is the technique of controlling mind by cutting oneself from the environment completely. In the
present fast moving world of stress filled environment, it is playing an important role in minimizing the tension and
achieving peace of mind.
Meditation lets us experience a profound peace, bliss, and happiness unlike anything we can find in this world. We are
permeated with a divine love which engulfs and fulfills us. The beauty of medication is that the joy remains with us
even after we resume our daily activities.
For meditation, we should choose a time and place where we will have the least distractions from our environment.
We can meditate any time we will not be disturbed. However, the time between 4am – 6am, often referred to as
“Brahma Mahurat”, is considered to be the ideal time because it is the quietest time of the day.
To do meditation, we should sit in a pose which is the most convenient for us. We can sit on a chair, on the floor, on
a sofa; we can sit cross-legged or with legs straight. The main thing is that, whatever pose we choose, should be the
one in which we can be still for the longest period of time. There should be no tension in any part of the body, and
we should remain physically still.
Following are the salient features of the Yoga practice. Sit in any comfortable meditative pose keeping the spine
straight and the eyes closed. Then follow the following instructions step by step.
•
Relax your body; let there be no movement. Moderate your breathing.
•
Keep yourself away from outer noises and draw in.
•
Control your thoughts and let nothing disturb your concentration.
Slowly draw attention on your breathing. Think that the oxygen that you are inhaling is purifying your body and mind
and is cultivating pure and noble thoughts in you. Think that with air you are breathing out, you are throwing out the
dirt, impurities, and bad tendencies of the body and mind.
Keeping all outside thoughts away, fix your attention on your favorite object or symbol, which is pure and holy to you.
The symbol is recommended as it is identified with purity of thoughts and used by the ancient practitioners. Relax
and try to forget the body and the mind. You are now fully integrated physically and mentally. Keep yourself in this
position and you will feel the bliss – an atmosphere of peace, calm, and happiness inside as well as outside.
For regular practice one should sit in medication for about 30 minutes or whatever time one can spare. Start with 5
minutes and slowly increase to desired level. The practice should be repeated every morning and evening.
Medication helps to absorb the daily strength derived through prānāyāma, āsana, and other exercises. Moreover, it
changes the attitude, behavior, and actions of the person. It is the best way to reduce tension and calm your mind.
HOW TO COPE WITH DIFFICULT TIMES
(We can also benefit from times of constriction and difficulty to help us grow and learn.)
It can be very challenging to maintain a positive attitude and a measure of faith when you are in the midst of
difficult times. This is partly because we tend to think that if the universe loves us we will experience that
love in the form of positive circumstances.
However, we are like children, and the universe is our wise mother and who knows what our souls need to
thrive better than we do.
Just as a young child does not benefit from getting everything she wants, we also benefit from times of
constriction and difficulty to help us grow and learn. If we keep this in mind, and continue to trust that we
are loved even when things are hard, it helps us to bear the difficult times with grace.
This period of time in history is full of difficulty for a lot of human beings, and you may feel less alone
knowing you are not being singled out. There are extreme energy changes pulsing through the universe at
every level and, of course, we are all part of the growing process and the growing pains.
It helps if we remember that life is one phase after another and that this difficult time will inevitably give way
to something new and different. When we feel overwhelmed we can comfort ourselves with the wise saying:
This too shall pass!
At the same time, if you truly feel that nothing is going right for you, it’s never a bad idea to examine
your life and see if there are some changes you can make to alleviate some of the difficulty. Gently and
compassionately exploring the areas giving you the most trouble may reveal things you are holding onto and
need to release, such as:
•
Unprocessed emotions;
•
Unresolved transitions; or
•
Negative ways of looking at yourself or reality
As you take responsibility for the things you can change, you can more easily surrender to the things you
can’t, remember all the while that this phase will, without doubt, give way to another.
The rivers do not drink (their own) water themselves;
The trees do not eat (their own) fruits themselves;
Indeed the clouds do not eat the grains.
The magnificence of good people lies in Serving others!
Donors List
MAHAKALYANKARI ($250,000 +)
BAHADUR, B N & RANI
DESAI, BHARAT & SETHI, NEERJA
RAM, SRI & USHA
VATTIKUTI, RAJ B & PADMAJA
KALYANKARI ($100,000 +)
BHARGAVA, RAI & VANITHA
DESAI, DILIP M & SANDHYA D
DEVIREDDY, LINGAREDDY & PUSHPALATA
GARAPATI, BHAVANI P & PHANI
GUPTA, KAMLESH & (LATE) CHITRANJAN D
KAMBHAMPATI, RAVINDRANATH & JANAKI/INDIRA
KHILANANI, PREM & URMILLA
PATEL, KIRIT C & MALTI
PRADHAN, ARVIND & AMITA
RAO, BHIMSEN & SUREKHA S
SAINI, INDERJIT J & INDRA
DANVEER ($75,000 +)
CHOPRA, HARI G & KAREN
DESAI, AVINASH M & HEMANGINI
DESAI, TUSAR K & HANSA
DHANDHA, KANTI C & SHEILA
DOSHI, BHOGILAL C & SUKLA
GARG, GOBIND L & KAMLESH
GARG, RAM S & MINI
MANGRULKAR, SURESH M & USHA S
PATEL, TRIBHOVAN(TOM) & LAXMI
PATIL, LINGRAJ S & LATE SHANTA
SRIDHARAN, NAGESH & SEEMA
VISWANATH, TALANKI S & GIRIJA
MAHADAANI ($50,000+)
AGGARWAL, VERINDER K & SURESH
ANANTHARAMAN, KRISHNAN M & APARNA JOSHI
CHAKRAPANI, CHITHRA & BHARGAVAN
CHALASANI, MALLIKARJUNA RAO & SUDHA
CHANDRA, SHARATH S & SHOBHA
DESAI, CHANDRAKANT C & HEMLATTA
DHAKE, BHIMASHANKAR & SAPNA
DIVVELA, JAGANNADHARAO & PADMINI
GARG, SURENDRA P & GAYATRI
GOBURDHUN, VIJAY & SARASWATI
GROVER, SUDERSHAN K & MANJULA
GUPTA, ASHOK K & NEELAM
GUPTA, BAL KRISHAN & MADHU
KERKAR, PRAMOD D & JYOTI
KUMAR, SAVITRI P & PRASANNA
LAKRA, YASH PAL & CHANDER
MOHINDRA, RAMESH & HEM
NAVULURI, SOMESWARA N & VARALAKSHMI
PARUCHURI, S R A & MEENAKSHI
PATEL, AMBALAL R & ASHA
PATEL, JAGDISH M & HASUMATI
RACHMALE, AVINASH N & HEMA A
SAMUDRALA, ROJANANDHAM & BHAGYAMMA
SOORYA, ARJUN T & SHARDA
VERMA, NARAYAN P & NEELAM
YELLAYI, SUBRAHMANYA S & SRIKALA
DAANI ($25,000+)
AGARWAL, ARUN K & MADHURI
AGGARWAL, INDERJEET & PRAVEEN
AGGARWAL, KEWAL K & REKHA
BHAGAT, RAJESH C & GEETA
BHAKTA, RATILAL & VASANTI
BHATT, BHUSHAN L & NANCY
BHATT, MAHESH K & KUNJLATA
CHADA, SATYANARAYANA R
CHERUKURI, SREENIVAS D & SATYAVANI
DAVE, PANKAJ K & MAYURIKA
DESAI, HARSHAD N & SAROJINI
DESAI, RAJENDRA B & SHOBHANA
DHARWADKAR, SATISH P & TERRY
DIWAN, PAMILA & MOHINDER
ENGINEER, ROHIT & MINAL
GUPTA, ANIL K & SNEH
GUPTA, KAMAL & NISHA
GUPTA, RAJ KUMAR & LATA
GUPTA, SHIAM & RAMA
GUTTA, RAMA KRISHNA & VANI
JOLLY, SURINDAR K & KUMUD
KANCHARLA, RAM R & SREEVANI
KAZA, RAMARAO & SWARAJYAM
KHATTREE, RAVINDRA & NIDHI
KUMAR, SUDARSHAN & ANJALI
MISHRA, SHYAM N & MOHINI
MURTHY, B G S & RAJALAKSHMI
NARLA, DURGADAS & ANNAPURNA
NIGHOON, SURAJ P & SHASHI
PAI, DIVAKAR & USHA
PARVATANENI, RAI & TAPATI
PATEL, GAUTAM & LATA
PATEL, LATE. VISHNU U
PATEL, PARESH A & RITA
PATEL, PRAVIN M & TARA
PRASAD, YARLAGADDA K & VIMALA
PURI, VINOD & KASTURI
RAJAGOPAL, RAMEGOWDA & SHYAMALA
RAJPAL, SWARN G & ANITA
RAJPUT, HEMANT D & MINOTI
RAJU, USHA & B L NARASIMHA
SABHARWAL, SNEH SAGAR & VEENA
SAHORE, VIJAY & KAMLESH
SHAH, LALIT J & SHOBHA
SHARMA, SHANTI S & SHASHI
SINGAL, SUDARSHAN K & USHA
SINGHAL, YATINDER M & SARITA
SINGLA, VED P & PUNAM
SUBRAMANIAM, SRINIVASAN & SUJATHA
VAISHAMPAYAN, GANGADHAR V & PUSHPA
VEMPATY, BALARAMAMURTY V & SUBBALAKSHMI
VERMA, HARISH L & MONICA
VIJAN, ARUN S & MEERA
VYAS, SATISH C & KUSUM
YEDAVALLY, SUNITA
LIFEMEMBER ($10,000+)
ACHARY, VENU & DEVAKY KESAVAN
AGARWAL, URMILA & LATE KESHAV S
AGGARWAL, ROHIT & RASHMI
AGGARWAL, SATINDER K & ANITA
AGRAWAL, HARI N & SHARDA
AMLADI, PRASAD D & CHITRA
ANAND, PANCHARATHNA & YOGI
ARUMANLA, SUDHIR & JAYA
ASSOCIATES IN OBSTETRICS & GYNECOLOGY PC
BANSIL, CHAVAN & MEERU
BATRA, SANJAY & DEANNE
BATRA, SURINDER K & USHA
BATRA, SWARAN
BEDI, RAM D & UMA
BHANDARKAR, PRADEEP S & GEETHA
BHATT, BHARAT & NIRUPAMA
BHATT, JITENDRA C & ASHA (INDUMATI)
BHOGAONKER, ANANT B & ASHA
BIRLA, RAJWARDHAN
BISHNOI, KRISHAN D & SOMTI
BOPPANA, PRASAD S & KARUNA
BULAGANNAVAR, MANOHAR S & SHOBHA
CHAM, SATISH & VEENA
CHANDRABABU, NITHIN & VAISHNAVI SRIVATSAN
CHANDRASEKHAR, SUDHA C
CHAUHAN, PYARA S & CHANCHAL
CHENNAMSETTY, VEERASWAMI & VIJAYAKALYANI
CHERUKURI, PADMANABHAM & SARADA
CHERUKURI, RAMA RAO V & RAMA DEVI
CHERUKURI, SREEKANT & MADHAVI
CHINMAYA MISSION
CHOKSI, SONIA & NISHIT
DAGLI, DINESH J & SUNITA
DANDEKAR, BHUSHAN W & ANAGHA B
DESAI, PRAKASH R & SUMAN
DESAI, RUTA G & GIRISH
DIORA, GORDHAN
DIVECHA, GIRISH P & GEETA
DIVI, KOTESWARLU & UMA DEVI
DOSHI, NITIN & PANKAJINI N
EMMADI, RAMAKRISHNA & VIJAYA
FRAME AND SAVE
GALA, C H & MADHURI
GANDHI, HAREN S & YELLOW
GANESH, OREKONDE & DAKSHAYENI
GAVINI, VINAYA K & VIJAYALAKSHMI
GEHANI, MANU V & SARAH
GLO WRECKING/A.K. CONSTRUCTION
GODDLA, VIJAY & ROJA RAMISETTY
GOLWALA, RAMANLAL M & ARVINDA
GONTINA, HARIBABU & LAKSHMI
GORREPATI, UMA & SURENDRA
GOSWAMI, RAMSEWAK & PUSHPA
GOTTAM, NARSIMHA REDDY & PADMA
GOVILA, RATAN K & VEENA
GOWDA, UMESH & SACHI
GTR BUILDERS INC
GUDUGUNTLA, SRIDHAR & RADHIKA
GUDUGUNTLA, VAMSHIDHAR D & MAMTHA
GULATI, VIKRAM & VAISHALI
GULLAPALLI, RAMA BRAHMAM & LAKSHMI RAJYAM
GUPTA, ANIL K & NEELUM
GUPTA, MADAN & ASHA
GUPTA, RAMESH K & SURAKSHA
GUPTE, MUKUND P & ANURADHA
HINGRAJIA, VIRJI M & USHA
HUKKU, SUMAN & BHARATI
JOSHI, AVINASH V & CHITRALEKHA
JOSHI, DAYA P & ALICE
KAKAR, DAVINDER P & RENU
KAKARALA, CHANDRASEKHARA R & VIJAYA
KAKARALA, JAGANMOHAN R & LAKSHMI R
KAKARALA, MAHIPAL R & PADMA RANI
KAKARALA, SRIMANARAYANA & LATE SITADEVI
KAMATH, SATISH & REKHA
KANODIA, VINOD L & NEELAM
KANSARA, VELJI K & SHANTI
KAPUR, RAJINDER & ADARSH
KAURA, MADAN L & MAMTA
KAZA, KAMESWARA RAO R & ASHA RANI
KENKRE, MAHENDRA & SHAMA
KEOLE, R V & SAVITA
KHANEJA, SATISH & ANJANA
KHANNA, SHYAM L & VEENA
KHETAWAT, MAHAVEER P & SULOCHANA
KINARIWALA, BEENA V & VIPUL
KINHAL, VITHAL & SUCHETHA
KINI, SUDHA
KODALI, SATYANARAYANA & LAKSHMI
KODALI, SRINIVASA R & SRIDEVI
KOLACHALAM, RAMACHANDRA B & SHUBHA
KOLLI, SUDHAKAR V & VIJAYARANI
KORDE, ARVIND M & ANJALI
KOTTAMASU, SAMBASIVA R & LAKSHMI
KRISHNAN, K. S & JAYA
KRISHNASWAMY, RENGESH & VARSHA RENGESH
KUDESIA, VIJAY & ALKA
KULKARNI, DEVADATTA M & PRASADITA
KUMAR, SUSHIL & JAIWANTI
LALAJI, SAROJ S & SATISH
LINGNURKAR, SUDHIR & SHAMA
MACHA, MOHAN DASS & SHASHIREKA
MADHAVAN, TOM M & SANTHA
MAHADEVAN, SANGANUR V & JANAKI
MAHAMWAL, VINAY KUMAR
MAKIM, ASHA
MALEY, RAMAKRISHNA & NIVEDITA
MALI, VISHWANATH B & SHAKUNTALA
MALVIYA, VINAY K & SHOBHA
MANDAVA, VASUDEVA RAO & SARANYA
MANGRULKAR, RAMESH M & VIMAL PURI
MAVANI, PANKAJ & AMI
MAYASANDRA, SHYAM & ROOPA
MEHRA, PRADEEP & DEVIKA
MEHTA, APURVA & SHILPA
MEHTA, BHARAT S & RANI
MEHTA, SATISH R & RITA
MISTRY, SATISH & SUHASINI
MITTAL, ALOK & USHA
MODY, ASHISH & SWATI
MODY, YOGESH S & PALLAVI
MULAY, SURYAKANT & RAVIBALA
MUMMANENI, NAGAPRASADARAO & KANAKADURGA
NAIK, REKHA & RACHNA
NAMUDURI, CHANDRASEKHAR S & ANNAPURNA
NANNAPANENI, VARAPRASAD RAO & SUSEELA RANI
NARAYANAN, V SANKAR & K SANKAR
NAYAK, KRISHNA K & PADMINI K
NOOTHETI, PADMAJA & SRINIVAS ADDAL
OAK, RAJENDRA P & NUTAN
PANDYA, HARIVALLABH D & MRUDULA
PANDYA, LATE NAVIN N & LATE SNEHLATA
PARANJPE, ROHIT S & SWATI
PAREKH, KAMLESH & DEEPIKA
PARIKH, RASIK & RANJU
PARIKH, TUSHAR S & MEETA
PARUCHURI, SUDARSANA RAO & MAHALAKSHMI
PARUCHURI, VENKATA N & PADMA
PATEL, ARVIND K & SUNANDA
PATEL, ARVIND S & DHARMISTA
PATEL, ARVIND U & MANJULA
PATEL, ATULKUMAR S & NISHA
PATEL, BALU R & INDU
PATEL, BHAVIK
PATEL, BHUPENDRA G & HANSA
PATEL, JAGADISH G & SUSHILA
PATEL, JAYANTILAL J & CHANDAN
PATEL, JAYESH & NEETHI
PATEL, JERAM & SHARDA
PATEL, KAPIL C & DAKSHA
PATEL, KAUSHIK A & SONAL R
PATEL, PARAG & PRAMEELA
PATEL, RAJANIKANT C & PUSHPA
PATEL, RAJNIKANT N & RAMA
PATEL, RAMAN B & CHAMPA
PATEL, SHAKARALAL & SAVITABEN
PATNAIK, HARE K & CHINMAYEE
PERLA, RATNAVALI B & SUBBAIAH
POTNIS, SURESH G & SAVITA
PRADEEP, KRISHNA & GEETHA
PRASAD, BALA S & NIRU
PUJARA, CHANDRAKANT H & CHANDRALEKHA
PURI, JAGJIT & KRISHNA KUMARI
RAHANGDALE, YOGENDRA N & RANI
RAJARAMAN, RAJAGOPALAN & RANJANI
RAMAKRISHNAN, VELLORE R & KALPANA
RAMAMURTHI, KALYANA S & SHAMLA KALYAN
RAMAMURTHY, RAJKUMAR & GANGA
RAMANATHAN, JAMBUNATHAN & PARVATHI
RAMANKUTTY, ARSHED & MINI
RAMESH, DILLI & GOURI
RAMINENI, ATCHUTA RAO R & LAKSHMI
RANA, KETAN & LOPA
RAVAL, PRAMOD & SONAL
RAVINDRANATH, YADDANAPUDI & KANTA BHAMBHANI
REDDY, BANDA P & LAVANYA
REDDY, BHARATH V & RAVEENA
REDDY, GUNDA S & VASANTHALAKSHMI
RELAN, KRISHNA KUMAR & SWADESH
REVERI, MONA
ROHATGI, AKHLESH & PURBI
ROHATGI, UMESH B & RASHMI
RUDRARAJU, SITARAMA RAJU & SUDHA
SABAPATHY, MOHAN & LAKSHMI
SABNIS, PRAKASH D & VIJAYA P
SAIGAL, VIJAY & RITU
SAINI, ASHARFI
SAINI, ROBERT & JYOTI
SANGHI, VINOD B & LALITA
SANGHVI, JAYANT & REENA
SANKARAN, SIVA & RAJALAKSHMI
SARIN, SUSAN
SASTRY, K S SURYANARAYANA & LALITHA K S
SETTY, BALA & REETA
SHAH, AKSHAY B & ASHA
SHAH, DINESH
SHAH, JAYANTI M & PANKAJ J
SHAH, MUKESH S & PARUL
SHAH, NAILESH & SONAL
SHAH, PRADEEP R & PRAGNA
SHAH, RAJ R & SANGITA
SHAH, RAJENDRA R
SHAH, SANJAY M & BELA
SHAH, TARA P
SHAH, VIKAS & VEENA
SHANBAG, GOKUL H & PRIYANKA
SHARMA, GURDEV D & VIMAL
SHARMA, PURUSHOTTAM D & KUSUM
SHARMA, RAM A & KRISHNA
SHARMA, RAMESH C & SHAKUNTLA
SHARMA, VINOD & ACHLA
SHENAI, BHASKAR U & LAKSHMI
SINGAL, ARUN K & MEENU
SINGARACHARLU, PANAPAKKAM & NIRMAL
SINGH DEVELOPMENT CO.,LTD.
SINGH, RAVI & CHITRA
SINHA, BHAGESHWARI P & ACHLA
SISTA, SAI KAMESWARA RAO & PADMAVATHY
SIVANANDHAM, P SIVA & MANO
SONI, OM K & PIYANKA MALIK
SOOD, NARENDRA K & USHA RANI
SOOD, SANDEEP & BEENA
SRIHARI, RAVI & M. PRAVEENA
SUKHTANKAR, SURENDRA & SUSHAMA
SURA, BACHUBHAI & INDIRA
TALWAR, PREM N & BIMLA
TANDON, AMIRCHAND & VEENA
TEJWANI, SHEELA & V. K. MAKHIJA
THUKRAL, DALIP S & JANAK THUKRAL
TYAGI, NARENDRA S & SHASHI
UPADHYAY, HITESH P & JAMANA
VADLAMUDI, BABU & SEETHA
VAISHAMPAYAN, RATNAKAR (Late)
VALANJU, SUBHASH S & NINA
VARADARAJAN, ANAND & VANITHA SATHYANARAYANAN
VELURU, RAMESH N & PRIYA
VENGADAM, RAVI & PRASANNA
VENKATESAN, SRINIVASAN & AMBUJA
VERMA, BALAK R & INDIRA
VISWANATHAN, S & SHANTA
VORA, KIRIT K & GITA
WALVEKAR, SHALINI S & VIJAY
YALAMANCHI, RAVI & JAYASREE
YANUMULA, VENKAT SUBBARAO & LAKSHMI
YEDAVALLY, SOMAYAJULU P & MEENAKSHI
FRD
With Best Compliments to Bharatiya Temple
on annual Fundraising event
from
Raju Patel
SALE
SALE
SALE
SALE
Indian & Pakistani Foods
37196 Dequindre Rd, Sterling Hts. MI 48085
Phone: (586) 883-7838
Week Special
DEEP RICE FLOUR
$1.99/4LB
BOURNVITA
$8.99/ 1Kg
DEEP KALA CHANA
$2.99/4LB
BRITANNIA FESTIVE DELIGHTS
Buy 1 Get 1 Free
PARLE & TIGER BISCUITS 50G
5 for $1
DEEP CHAPATI FLOUR 10LB
Buy 1 Get 1 Free
SWARNA CHAKKI ATTA
$7.99/20LB
TETLEY TEA BAGS
$ 10.99/216 BAGS
AASHIRVAAD CHAKKI ATTA
$5.99/10LB
TATA TEA BAGS
Buy 1 Get 1 Free
ROYAL SONA MASOORI
$12.99/20lb
AMUL GHEE
$9.99/ 1L
ROYAL BASMATI RICE
$18.99/20lb
LIME
10 FOR $1
RAJI’S KESAR MANGO PULP
$9.99/6Pk
PARVAL
99¢/lb
RUCHI’S PUFFED RICE
$1.49/500g
THAI CHILLI
$3.99/LB
LAXMI TOOR DAL
$4.99/4LB
DEEP SOOJI
$1.99/4LB
DEEP OR MEERA BESAN
$3.49/4LB
TAJ MAHAL TEA
$3.99/450G
SHAN VERMICELLI
3 for 99¢
NATIONAL MASALAS
$1.09/Each
HALDIRAM’S CHUTNEYS
$1.99/Each
Sale Ends AUGUST 31ST 2015
Best Wishes to The Bharatiya Temple
Innovative Models for Your
Capital Growth & Income Needs
®
MangoTree Capital
Disciplined Portfolio Management
Using Quantitative Models
Independent Registered Investment Advisor
www.mangotreecapital.com
Client Goals
& Risk Profile
Active
&
Tactial
Allocation
MTC
Quantitative
Model
Management
Advisor
Driven
Model
Allocations
* Client Fiduciary * Investment Focus
* Account Transparency At Unaffiliated Broker-Dealers
Satish P. Dharwadkar
Portfolio Manager
Phone: 844-MANGOES / 844-626-4637
6633 Eighteen Mile Road
Sterling Heights, MI 48314
Fax: 844-MANGOFX / 844-626-4639
MangoTree Capital, LLC is a Registered Investment Advisor and manages accounts in a client fiduciary framework at
unaffiliated broker-dealer custodians. No investment strategy can guarantee a profit or protect against a loss.
Copyright © 2015 MangoTree Capital, LLC. All rights reserved.