April 2016 newsletter - Mount Joy Chamber of Commerce
Transcription
April 2016 newsletter - Mount Joy Chamber of Commerce
Chamber News Working to make Mount Joy a great place to do business The Chamber and the Chocolate Factory Other than donating items or doing a monetary sponsorship, how can you help make the Annual Chamber Banquet & Benefit Auction on April 15 a huge success? By attending!! Attendance at the banquet & benefit auction is vital to the success of our yearly event. We hope that you will attend and bid on the many silent and live auction items that have been donated by Chamber members and also friends of the Chamber. There is a vast array From the of items and definitely something for everyone. Last year we had President 110 attend the banquet & auction. It would be awesome to do that again this year! Major Event Sponsor unioncommunit ybank.com Be sure to mail in or drop off your RSVP to717the492 -2222 Chamber office by April 7 to get the discounted price! unioncommunit ybank.com You can also 717call492 the-2222 Chamber office and pay by credit card. Remember that anyone who attends the Annual Banquet & Benefit Auction and is a member of the Mount Joy Chamber will have their name placed in a drawing for the cover of the 2016/2017 Chamber directory. The Chamber Banquet & Benefit Auction is a fun-filled evening and we hope that you will be able to attend! Please remember that his fundraiser along with our annual Chicken BarB-Q on August 20 is how we fund our scholarships that we award each year to local students. In 2016 we will be awarding six scholarships with a total value of $4,000! Applications are now available for two $1,000 scholarships to any students living in Mount Joy or the surrounding area or Chamber members or their children. See pages 15 & 16 for the application which must be completed and returned to the Chamber office by May 27. Mark your calendars now for the April 13 Chamber luncheon with our speaker, Chamber member Ashley Zell, Ashley Zell Fitness/Independent Team Beachbody Coach and the April 26 Chamber Mixer hosted by and at Harvey’s Main Street BarB-Q. Luncheons and mixers are a great way to network your business, enjoy some delicious food and meet other Chamber members. See more on page 2. What’s Inside… Page 2 • Events Calendar • Board Members • Local Website Links Page 3 Going Strong Since 1939 2016 Special Level Members Diamond Angella M. Drumheller CPA PC Sapphire • As The Crow Flies • Barb O’Neal • The Apartments at Florin Hill Platinum Plus • American Legion Post 185 • BB&T • Buch Funeral Home • Eberly Designs • The Hetrick Center • J.B. Hostetter & Sons • JMJ IT Solutions • J uniper Village at Mount Joy Country Homes •Northwest Savings Bank • Quantum Dynamix Platinum Page 7 • Barnstormers Opening Night • Neighbors Connect at First Presbyterian • Host a Chamber Mixer? • Newsletter Deadlines Page 8 • Banquet Save the Date • Milanof-Schock Library News • Health Tip of the Month Page 4 Page 9 • March Mixer Pictures/April Mixer Invite • Comcast Business Offers Discounts • MSMJ Seminar Series Page 5 Mount Joy PA APRIL 2016 • New Member Focus: Gehman & Co. • Eastern Mobile Wash Donates Time Page 10-14 Page 6 Page 15-16 • Greetings from Mount Joy Historical Society • COC Scholarship Application • Member Ads Page 17 • Financial Focus • Ambassador Advisors • Brubaker Farms • Clearview Lanes /Hennigans • Edward Jones • Freshen-Up Cleaning • Great Clips • Hildebrandt Learning Centers • HVAC Distributors, Inc. • Jim Roberts West Main Auto • Keystone Lawn Company, Inc. • Koser Jewelers • Liberty Tax •M essiah Lifeways at Mount Joy Country Homes • Nolt Electric • PNC Bank • Spotlight Media • TCW Computer Systems, Inc. • UPS Store #3853 • Whittemore & Haigh Engineering • Wissler Motors Inc. Chamber News | April 2016 2 Monthly Meetings Meetings are held at 11:45 a.m. the Second Wednesday of the Month Members: $10 Non-members: $15 Reservations: 653-0773 or email info@mountjoychamber.com Unless stated otherwise 2016 Board President Paul Gardner Buch Funeral Home Vice President Carl Hackman Union Community Bank Past President Dr. Mary Colman The Hetrick Center Treasurer Angela Drumheller Angela Drumheller CPA PC Members at Large Anthony Chille Curves Mount Joy Mitch Denlinger JMJ IT Solutions, LLC Missy Hartman Mid Penn Bank Nathan Miller Edward Jones Ferne Silberman Berkshire Hathaway Homesale Services Group Special Advisor George Zook, Ed.D Ambassador Advisors Contact Us Mount Joy Chamber of Commerce Kerry Meyers, Chamber Coordinator 62 E. Main Street, Suite 1 Mount Joy, PA 17552 653-0773 or email info@mountjoychamber.com www.mountjoychamber.com Chamber Luncheons 11:45 a.m. • The Gathering Place April 13, 11:45 am to 1 pm – Chamber luncheon with speaker and Chamber member Ashley Zell with Ashley Zell Fitness / Independent Team Beachbody Coach. Ashley will be sharing “Tips for Leading a Healthy & Fit Lifestyle While Working a Full-Time Job and/ or Managing/Running a Business”. She will be giving snack and lunch tips, discussing the importance of meal prep so you can still manage healthy dinners after a full day at work and much more. May 11, 11:45 am to 1 pm – Chamber luncheon with speakers Don Zerphey and Jay Greider with information on the Mount Joy Area Historical Society. They will be giving us an update on the renovation of the old schoolhouse and more. Schedule for the Monthly Luncheons 11:45 a.m. | Lunch and dessert buffet 12:10-12:40 p.m. | Updates from Chamber, Milanof-Schock Library, Donegal School District, Mount Joy Borough and Mount Joy Township 12:40-1 p.m. | The Featured Speaker Cost | $10 with receipts available Reserve a Spot | Call the Chamber office at 653-0773 Chamber Mixers April 26 • 5 to 7 pm – Chamber Mixer at Harvey’s Main Street Bar-B-Q, 304 E. Main Street, Mount Joy. Harvey had so much fun when Union Community Bank had their mixer at his establishment that he decided to have his own!! RSVP to the Chamber office by April 20. May 17 • 5:30 to 7:30 pm – Chamber Mixer at Northwest Saving Bank, 24 E. Main Street, Mount Joy. We hope to see you there!! Save the Date August 20 • 10 am to 2 pm - Chamber’s Annual Chicken Bar-B-Q • Mark your calendars now!! This is the second of our two Chamber fundraisers and helps to support our Chamber scholarships. Watch for emails on Music in the Park! This is a community event promoted by the Chamber and sponsored by you, our Chamber members! All sponsorships go strictly to support Music in the Park. Local Gov’t & Service Organization Website Links Mount Joy Borough www.mountjoypa.org Mount Joy Township www.mtjoytwp.org East Donegal Township www.eastdonegaltwp.com Donegal School District www.donegal.k12.pa.us Milanof-Schock Library www.mslibrary.org Mount Joy Rotary www.mountjoyrotary.org Mount Joy Lions Club www.mountjoylions.net Norlanco Rheems Kiwanis www.facebook.com/norlancorheemskiwanis Main Street Mount Joy www.mainstreetmountjoy.com Mount Joy Area Historical Society www.mountjoyhistory.com REYS Youth Center www.reys.org Chamber News | April 2016 3 Ready for a “FUN” Night at The Chamber and the Chocolate Factory unioncommunit Thanks again to ourybank.com Major Sponsor: 717- 492 -2222 The theme will be different but the “FUN” will be the same! Don’t miss the 2016 Chamber Banquet & Benefit Auction 4 Chamber News | April 2016 Chamber Mixers are a great member benefit! Thank you to Steve Turpin and Tawni Boltz for a fantastic Chamber Mixer at Lanco Federal Credit Union!! Your BINGO game was lots of fun and a great way to find out some fun facts about fellow Chamber members. You’re invited! Chamber Mixer • April 26 • 5 - 7 pm 304 E. Main Street Hosted by: We hope that you will join us for this Chamber Member Benefit! RSVP to the Chamber office by April 20 653-0773 or info@mountjoychamber.com Chamber News | April 2016 5 Hans Gehman 977 W. Main Street, Mount Joy, PA 17552 620-2323 • www.gehmanfurniture.com • What made your family decide to open a fine furniture & interiors store? My Grandparents, Lester and Martha Gehman, opened Gehman’s Furniture & Interiors right next door to our store in 1969 with the help of their children, Nancy, Leon and Laverne. My parents, Leon and Anna, began offering interior design services in the 1970s. As business grew, they moved to and restored a brownstone farmhouse along the Swatara Creek in Middletown, and opened Holly Tree Farm Interiors in the restored barn. My brother, Seth, and I grew up at this farm/store/home, but our parents decided to sell the farm and move back to Mount Joy in order to be more involved in our teen activities. After Seth and I graduated from Elizabethtown College, our parents invited us to join them in the family business. Having served many customers from the West Shore over the years, we selected a site along Route 15 in Mechanicsburg, and expanded from a home business to 37,000 square feet in 2002. • Can you tell us what made you to decide to move your store from your previous location to Mount Joy? During the recession, the furniture industry, like so many others, changed dramatically. Asian goods pushed consumer price expectations ever lower, and many American manufacturers and high-end retailers closed their doors. We developed a loyal customer base among those who still appreciate quality goods and American craftsmanship, but we realized we could conduct our business just as well without so much overhead, inventory… and commute! So, once again, we brought our business back home to Mount Joy, settling into a charming historic barn on the west end of Main Street. • Do you offer more than furniture? In addition to furniture, we offer a highly curated selection of flooring, lamps, and paintings, with access to many more by special order. We also offer custom draperies and Hunter Douglas blinds. • What services do you provide? In-stock items are available for immediate purchase, but we enjoy special ordering “The Perfect Thing” customized to your preferences. There is no charge to pick up your purchases, but we charge $99 per trip for local deliveries. We have coordinated deliveries to the Jersey Shore, Vermont, Florida and Hawaii. We can help you pull a room together with space planning and product selections, but we also work with local interior designers through our Design Trade Program. Eastern Mobile Wash donates time/equipment A Big “THANK YOU” goes out to Chamber Member Glen Bootay, Eastern Mobile Wash for again this year donating staff time and equipment to clean the playground equipment, bleachers and benches at Rotary Park. It’s so great to see Chamber Members helping Chamber Members!! Chamber News | April 2016 6 Greetings from Mount Joy Area Historical Society Our regular monthly meeting will be held Monday, April 18, beginning at 7 p.m., at the Society Museum, 120 Fairview Street. The program for that evening is Randy Newcomer, who will tell us about the history of mining in Lancaster County. Refreshments will be served following Mr. Newcomer’s presentation. Membership Drive Kickoff New Membership Matching Funds Now through July 31, 2016 For every NEW member who joins the society, Engle Printing & Publishing Co Inc. will contribute matching funds to the Historical Society toward the restoration of the Cemetery Road Schoolhouse Project. Help us preserve Mount Joy’s history! *Become a NEW member of the Historical Society and receive $5 off the price of the House & Garden Tour on May 15, 2016 The MJAHS has received a very generous donation from Engle Printing & Publishing Co., Inc., along with a challenge to the Society that could really help us out financially if everybody gets into the act. The challenge, which goes until July 31, 2016, is that Engle’s will match every dollar donated to the Museum’s Cemetery Road Schoolhouse project up to $20,000! That includes new memberships ($20) or tickets purchased for the upcoming Home and Garden Tour. Now that’s a fantastic offer – but we need the help of everyone in the community to reach that goal! Please help us by becoming a new member and/or sending a donation to the Mount Joy Area Historical Society, 120 Fairview Street, Mount Joy, PA 17552, and indicate on your check that it is a part of the matching funds challenge for the Schoolhouse renovation. Thanks so very much to Charlie Engle and the Engle Printing & Publishing Company for this terrific offer and to our friends in Mount Joy who care about historic preservation! We also accept payments through PayPal at our website www.mountjoyhistory.com Home and Garden Tour – The Historical Society has been graciously invited by some of our fellow Chamber members and Mount Joy merchants to participate in a fundraising home and garden tour, scheduled for May 15, 2016, from 1-5 p.m., with proceeds to be contributed towards the matching funds challenge. Tickets are available ($20/per person) in advance at www.mountjoyhistory.com. Our co-sponsor is offering a $5 discount on the ticket price to anyone who joins the Society at the time of purchase. (That would be $35 for a tour ticket and a 2016 membership.) AND, the Society’s 2016 journal is in the final stages of publication and should be ready for release in May at the Home and Garden Tour. The new book, entitled Murder in Mount Joy, tells the story of the 1922 murder of Zachariah Keller by a young man named Harry Way – how and where it happened, who testified at the trial, and the end result of Mount Joy’s tragic summer of ‘22. Help preserve Mount Joy’s historic heritage! It’s easy – just visit our NEW website www.mountjoyhistory.com and look for the links! Mount Joy Area Historical Society and Mount Joy Area Merchants Present & Tour HomeGarden Sunday May 15,2016 1-5 pm $20 per ticket* * Become a NEW member of the Historical Society and receive $5 off the House & Garden Tour ticket Prepurchased tickets available for pickup on the day of the event at Mount Joy Historical Society Building Chamber News | April 2016 7 Neighbors Connect at First Presbyterian Neighbors Connect free luncheon will be held at First Presbyterian Church, 7 Marietta Avenue in Mount Joy (across from Rotary Clock) on April 20. The doors will open at 11:30 with lunch at noon followed by speaker Lynette Trout from Oak Leaf Manor. The topic of her presentation is “Veterans.” Call 717-653-5888 to reserve a seat or email to fpcmj@embarqmail.com. Walk-ins are also welcome. Chamber Mixers Would you like to host a Chamber Mixer in 2016? Call the Chamber office now to reserve your month because they are filling up fast! Months available are July, August, September, October, November and December. Chamber Mixers are a fantastic way to showcase your business, network with other business owners and just a fun, relaxed way to socialize with fellow Chamber members. • April 26 - 5 to 7 pm – Harvey’s Main Street Bar-B-Q • May 17 - 5:30 to 7:30 pm – Northwest Savings Bank • June – Juniper Village at Mount Joy – watch for more info Chamber Newsletter Deadlines Do you take advantage of your Chamber newsletter? Be sure to email us with your promotions, anniversary, sales, awards, etc. THIS is a member benefit! May June July August September October November December April 20 May 20 June 17 July 20 August 29 September 21 October 19 November 18 Chubby Checker to Lead Crowd in Attempt to Set the World Record! Chamber members check on this link on You tube!: https://www.youtube.com/ watch?v=yOXt83isx98 Opening Night with Mount Joy Chamber Member, Lancaster Barnstormers will be historic as all fans in attendance will be asked to join in an attempt to shatter the Guinness Book of World Records for the most people dancing The Twist at one time. Chubby Checker, one of the iconic names in the annals of American music will be on hand to lead the record-breaking effort on Thursday, April 28. Guinness representatives have already sanctioned the attempt for the World Record. Barnstormers’ representatives will complete the extensive paperwork necessary to officially designate the record. Currently, the largest Twist dance was achieved by 3,040 participants at an event organized by The Salvation Army Mississippi and Mississippi Braves at Trustmark Park in Pearl, Mississippi, USA, on August 23, 2014. Checker will get the crowd up and moving for world record glory during the middle of the third inning of the evening baseball game between the Barnstormers and the Somerset Patriots, when he shouts the ubiquitous opening line, “C’mon Baby, let’s do The Twist…” The rock icon will also sing the National Anthem that evening following a performance of God Bless America by the Kings’ Kids Choir of Calvary Church. There will be a moment of silence before the game in honor of Lancaster community leader, Nelson Polite, past President of the Lancaster City Council, who passed away during the off season. For Opening Night, Clipper Magazine Stadium will be transformed back to 1960 – a golden year for the United States. A new young President was about to move into the White House, with his glamorous wife. It was year of peace and hope. Elvis was king and Rock & Roll ruled the day. That was when Checker released his classic and created a monumental dance craze with one of the most popular songs in music history – “The Twist”. Back in 1960, the most popular kids’ toy was the “Slinky”, and in honor of that great time in American history, the first 1,000 fans who enter the gates on Opening Day will receive a “Slinky.” Fans will also be treated to some throwback treats of the time throughout the night including Pixie Sticks, Chicklets, Fireballs and Razzles. Did you register to attend The Chamber and the Chocolate Factory yet? 8 Health Tip of the Month from Norma Millard, RN, Certified Health Coach Healthy Exercise: What is it? First there is normal activity used as we perform our ROUTINE daily tasks. Increase calorie burn by having good posture, standing instead of sitting, doing things manually instead of using machines, taking stairs rather than elevators, etc. Second, there is some type of regular STRUCTURED exercise. When you choose your exercise, be sure it’s something you will want to do! You are more likely to stay with it if you do. It should be: 1) Convenient. There’s nothing more convenient than lacing up your shoes and heading out the door or hopping on the treadmill in your basement! You don’t need any excuses for missing a workout! 2) Enjoyable. Always hated running? Don’t start with running. Did you enjoy riding your bike as a kid? If you don’t like your first choice, don’t give up! Find something you like. 3) Pain-free. Nothing should hurt you—not your equipment or your body. Be sure your shoes fit and your bike seat is right for you. Don’t work out an injured body part. Sometimes early on worked muscles will be sore, and it’s actually good to continue your exercise so that your muscles don’t get stiff. 4) Maintainable. If the thought of walking every day bored you to tears, change it up! Go skating, get on the bike, use a hula hoop. Changing it up every so often will also help confuse the muscles and work some different ones. What about time and intensity? After you’ve found the right combination for you, go for time. On your first few days, work out for ten minutes. When you feel you can go longer, add five. Continue to add five minutes until you work up to a half-hour several days a week, adding speed and difficulty to improve results. Always increase in manageable increments to create a new healthy habit you’ll love forever! As soon as you reach one goal, set another. YOU ARE YOUR ONLY COMPETITION! And you will always win by becoming as healthy as you can be. For more information and a personal coach, contact me at 717.314.4348 or normllrd@gmail.com Chamber News | April 2016 Milanof-Schock Library Celebrates National Library Week - April 10-16 On Thursday & Friday, April 20 & 21 there will be a very special Family Story Time at 10:30 a.m. highlighting the One Book Every Young Child (OBEYC) literacy campaign. This year’s book selection is Kite Days: A Bear & Mole Story by Will Hillenbrand. Miss Melody will narrate the story and will offer activities from the Traveling Trunk. Come to the Library to make fun family night memories at our Keva Family Build Night on Thursday, April 21 at 6 p.m. This program encourages families to work together on a building project using Keva wooden planks. Building together stimulates communication, creativity, teamwork and compromise. For more information about the Keva Planks, visit their website www.kevaplanks.com The Library is the voting place for residents of Mount Joy Borough’s West Ward on Tuesday, April 26. The Friends group will also be holding a bake sale that day. SAVE THE DATES!! The Library will be holding 2 special events on Saturday, May 7. • The Friends will have their 7th Annual Community Yard Sale from 7 a.m. to 1 p.m. Interested vendors should contact the Library for space rental information ($15 for a 10’ X 15’ slot). Donation drop off dates/times: April 5, 19 & May 3 from 1-2 p.m. • Ten Thousand Villages will be having a pop-up Festival Sale from 9 a.m. to 1 p.m. in the program rooms. This is a wonderful opportunity to pick up items for yourself or gifts for Mother’s Day! There will be live entertainment from Noon to 1p.m. • The Friends-sponsored Big Book Sale will be held at Donegal High School from June 13 -15. • This year’s Benefit Auction will be held Friday, August 26 at the Gathering Place. Chamber News | April 2016 9 Comcast Business Offers Benefits & Giveaways to Mount Joy Businesses Dear Mount Joy Businesses, As the Comcast Business Consultant for the Mount Joy area I am thrilled to share that Comcast Business has authorized me to provide several exclusive benefits and giveaways to every Mount Joy business that switches their internet and phone services to Comcast Business. Comcast Business can provide the highest performing internet and best clarity phone services in the market. We want to prove it to you! Every new business customer who switches to Comcast Business before April 19, 2016 has an opportunity to receive: • A $100-$300 Pre-Paid Visa card • 1 Free basic phone line when bundling phone and internet • Internet download speeds up to 150Mbps • Phone lines for only $24.95 a month, including FREE UNLIMITED local & long distance calling •S mall business internet and phone packages to meet every budget from $89! •B ecause we believe in your business community we will make a donation to your chamber for the equivalent of one month’s bill! • Internet and voice bundles required for giveaways. This pricing is good until April 19, 2016. I can customize a package and pricing to suit your needs. If you have questions feel free to call or email me anytime. I hope you will consider this incredible offer and switching your services to Comcast Business today. Respectfully, Mary-Anne Westfall Comcast Business Willow Street/Lancaster, PA 17584 Cell: (717) 682-8071 MaryAnne_Gordon@cable.comcast.com Moving-Made-SimpleAd216b.qxp_Layout 1 2/29/16 10:43 AM Page 1 You’re Invited Chamber Mixer April 26 * 5 to 7 pm Mount Joy Country Homes Moving Made Simple Thursday, April 14 | 10 am Community Center, Mount Joy Country Homes Thinking about selling your home but overwhelmed by the thought of downsizing? Get tips from local experts on how to make the process quick and painless. Topics will include n selling your home n downsizing n staging your home and more. Please RSVP by April 7 by calling Jenny Flamm at 717.653.2356. 106 Bayberry Drive, Mount Joy, PA 1 7552 | MountJoyCountryHomes.org 304 E. Main Street Come and enjoy some great food and drink while networking with other business owners! RSVP to the Chamber office By April 20 Get strong + stay strong. OUR ALL-NEW BOXING CLASS * IS HERE. Try 3 classes FREE. † * At participating locations only. † Limit three free classes per person at participating locations only. Not valid with any other offer. No cash value and new members only. First visit discount may be offered in exchange for the three free classes. Free classes must be completed within 7 days of initial consultation. Offer expires 12/31/16. © 2016 Curves International, Inc. All Work Insured and Guaranteed Elite • Bathrooms • Kitchens • Piping Dave Giberson Master Plumber Lic. #278 Water Services • Water Pumps • Water Heaters • Pressure Tanks • Water Softeners • Acid Neutralizers • UV & Reverse Osmosis Repairs - Replacement - Remodeling 717-653-7222 “WHEN QUALITY MATTERS” Spring items have arrived! Come in and shop the new apparel & accessories!! Also take advantage of 40-50% off many winter clearance items including clothing, purses and more! 87 E. Main Street Tuesday - Friday 10 am - 5:30 pm & Saturday 10 am –3 pm 492-1914 www.lilysandlaceboutique.com 717-653-0599 Fax 717-653-0387 www.todayspizza.com 933 East Main St., Mount Joy What do I love most about being a Beachbody Coach? I LOVE meeting new people everyday and helping others on their journey to better health!! 'There are almost too many ways in which my life has changed to explain. I am so much happier, healthier, and confident!' Christy Whether you want to find your “soulmate” workout program, need help with nutrition, or would like to join my growing team of coaches, give me a call today and begin your own journey! Ashley Zell Fitness Independent Team Beachbody Coach 717.413.6639 ashzell82@gmail.com www.ashleyzell.com www.beachbodycoach.com/ashleyzell Join Us For tHe Engle Printing & Publishing Co., Inc. Drive Against Homelessness for single mothers and their children! Friday, June 10, 2016 • 7:30 A.M. & 1:30 P.M. 4-Player Scramble Format Proceeds Benefit Bridge of Hope is a nonprofit organization that employs long-term solutions to end and prevent homelessness for single mothers and their children. 1 Crossland Pass, Millersville Sponsored by Sponsorship opportunities available. For sponsorship or registration information contact Jocelyn at 717.492.2588 or jrengle@engleonline.com. Register online at epcgolfouting.com is the publisher of the Merchandiser, Advertiser, Community Courier, Pennysaver, & Lancaster County magazine MK12580 We are the ORIGINAL local monthly publication giving you MORE exposure for your business at a price you can afford. We’ve been around for more than 25 years! Our issues stay in professional offices, reception areas and individual homes, so your advertisement – in addition to interesting articles, columns and monthly features – will be viewed over and over. We are a quality magazine – one with which you’ll want your business to be associated. Advertisements in Lancaster County magazine reach a broad audience of shoppers who appreciate quality and value. Lancaster County magazine also makes the experience of placing an ad easy and pleasant, with rates among the most affordable in local print media. INTERESTED IN ADVERTISING? To obtain a media kit, contact advertising@lancastercountymag.com 717-492-2525 | lancastercountymag.com 90–minute Wednesday, April 6, 2016 Doors open at 6pm, workshop begins at 6:30pm Rainbow's End Youth Services Rainbows YouthCenter Services REYSEnd Youth 105 Fairview St Mount Joy PAStreet 17552 105 Fairview Mount Joy, PA 17552 Light refreshments will Light refreshments will6:00-6:30pm be served be served from from 6pm to 6:30pm] REYS Youth Center Ron VanSteenacker, CCPS® , FIC & FinancialRon Consultant Guest Speaker, Van Steenacker 219 East Main Street, Ste. 203 Ron is a Certified College Planning (CCPS) Mechanicsburg, PA Specialist 17055 and brings a wealth717-590-7339 of experience and expertise to his seminars. His professional experience in this area has served familiesRon.vansteenacker@thrivent.com in neighboring communities and we are Space is limited! Both parents should attend. Reserve your seats early. Space is limited! RSVP by phone to Adam Swarr at Please RSVP or by email to Adam (717) 471-7733 to atjhughes@reys.org Swarr adam.swarr@thrivent.com or register online at Thrivent.com/uplan to reserve your seat. and select PA. excited to bring him to Mount Joy this spring. “THE DONEGAL SCHOOL DISTRICT IS NOT SPONSORING, tィ・@m。ョィ・ゥュ@c・ョエイ。ャ@ Btィ・@m。ョィ・ゥュ@c・ョエイ。ャ@s」ィッッャ@dゥウエイゥ」エ@ゥウ@ョッエ@ウーッョウッイゥョァL OFFERING OR ENDORSING THIS ACTIVITY” ッヲヲ・イゥョァ@ッイ@・ョ、ッイウゥョァ@エィゥウ@。」エゥカゥエケNB Mount Joy Chamber of Commerce Scholarship Application | 2016 The purpose of the Mount Joy Chamber Scholarships are to encourage and assist promising future workforce leaders for our community. Scholarship Information and Criteria The scholarships are open to any Mount Joy area resident or to a family member of a current Chamber member. The Chamber will be awarding two $1,000 Scholarships APPLICANTS MUST MEET THE FOLLOWING REQUIREMENTS College / Post secondary students: • must be enrolled in an accredited college or accredited post secondary school • must have completed one semester with a GPA of 2.5 or higher on a 4.0 scale • must submit college transcript High School students: • Must be a senior who is entering an accredited college or post secondary school • Must have a cumulative GPA of 3.0 or higher on a 4.0 scale • Must submit a high school transcript • Must submit copy of SAT / ACT scores Application, essay, and letters of recommendation must be submitted by May 27, 2016 to be considered. Successful candidates who meet the above requirements will be determined by a selection committee, which will then choose and conduct interviews with the finalists. Personal Information Name: ____________________________________________________________________________________________________ Address:_________________________________________________City: _______________________State ____ Zip__________ Telephone: ____________________________ E- mail______________________________________________________________ Name(s) of Guardian/ Parent (s) ______________________________________________________________________________ High School Information School Name:____________________________________________________________________________________________ Address:_________________________________________________City: _______________________State ____ Zip__________ Telephone: ___________________Fax: ___________________ Website: ______________________________________________ Extracurricular Activities:_____________________________________________________________________________________ Awards / Honors:____________________________________________________________________________________________ Community Service:__________________________________________________________________________________________ GPA (on a 4.0 scale):_____________________________ Graduation Date:__________________________ Work Experience:____________________________________________________________________________________________ Mount Joy Chamber of Commerce Scholarship Application | 2016 page 2 College / Post Secondary Information School Name:______________________________________________________________________________________________ Address:_________________________________________________City: _______________________State ____ Zip__________ Extracurricular Activites:_____________________________________________________________________________________ Awards / Honors:____________________________________________________________________________________________ Community Service:_________________________________________________________________________________________ GPA (on a 4.0 scale):_______________________________ Anticipated Graduation Date:___________________________ Work Experience: __________________________________________________________________________________________ Other Required Information • Submit an essay, of no fewer than 200 words, that describes your life experiences that have helped shaped your goals and career path. • Submit two letters of recommendation attesting to your character and prior academic performance. One letter must be from an academic source and the other an employer. Submission Information • Mail Application, Essay and Recommendation letters to: Mount Joy Chamber of Commerce Attn: Scholarship Committee 62 East Main Street, Suite 1 Mount Joy, PA 17552 The scholarships are fully funded by the membership of the Mount Joy Chamber of Commerce. Acknowledgements * The Mount Joy Chamber trusts that the information supplied in the application is accurate to the best of the applicant’s ability. If falsified information is provided , the applicant forfeits his or her eligibility to be considered for Mount Joy Chamber Scholarships. ** Th e Mount Joy Chamber pays only for tuition, room and board. The Chamber will make payment of any scholarship funds directly to the educational institution. *** The Mount Joy Chamber will recognize scholarship recipients at a Chamber meeting and on the Chamber’s website. By submitting an application , the applicant permits the use of his/her name in future correspondence, acknowledgement, and promotion of the Mount Joy Chamber. Signature of applicant____________________________________________________________________________________ Signature of Parent or Legal Guardian ______________________________________________________________________ Date of application: __________________________ $ 17 Chamber News | April 2016 Financial FOCUS Should You Change Your Investment Mix Over Time? To be successful at investing, some people think they need to “get in on the ground floor” of the next “big thing.” However, instead of waiting for that one “hot” stock that may never come along, consider creating an asset allocation – a mix of investments – that’s appropriate for your needs, goals and risk tolerance. But once you have such a mix, should you keep it intact forever, or will you need to make some changes? And if so, when? To begin with, why is asset allocation important? Different types of investments – growth stocks, income-producing stocks, international stocks, bonds, government securities, real estate investment trusts, and so on – have unique characteristics, so they rarely rise or fall at the same time. Thus, owning a mix of investments can help reduce the forces of market volatility.(Keep in mind, though, that allocation does not ensure a profit or protect against loss.) Your particular mix will depend on your investment time horizon, comfort with risk, and financial goals. When you are young, and starting out in your career, you may want your asset allo- cation to be more heavily weighted toward stocks and stock-based investments. Stock investments historically have provided the greatest returns over the long term – although, as you’ve probably heard, past performance can’t guarantee future results – and you will need this growth potential to help achieve your long-term goals, such as a comfortable retirement. Stocks also carry a greater degree of investment risk, including the risk of losing principal, but when you have many years to invest, you have time to potentially overcome the inevitable short-term declines. Once you reach the middle-to-later stages of your career, you may have achieved some of your goals that required wealth accumulation, such as sending your children to college. However, what is likely your biggest long-term goal – retirement – still awaits you, so you may not want to scale back too much on your stocks and other growth-oriented investments. Nonetheless, including an allocation to bonds can help to reduce some of the volatility of the stock portion of your portfolio. Now, fast forward to just a few years before you retire. At this point, you may want to lower your overall risk level, because, with retirement looming, you don’t have much time to bounce back from downturns – and you don’t want to start withdrawing from your retirement accounts when your portfolio is already going down. So, now may be the time to add bonds and other fixed-income investments. Again, though, you still need some growth opportunities from your investments – after all, you could be retired for two, or even three decades. Finally, you’re retired. At this point, you should adjust your asset allocation to include enough incomeproducing investments – bonds, certificates of deposit, perhaps dividend-paying stocks – to help you enjoy the retirement lifestyle you’ve envisioned. Yet, you can’t forget that the cost of living will likely rise throughout your retirement. In fact, at a modest 3% inflation rate, the price of goods will more than double after 25 years. So even during retirement, you need your portfolio to provide some growth potential to help you avoid losing purchasing power. By being aware of your asset allocation, and by making timely adjustments as neces-sary, you can provide yourself with the opportunities for growth and income that you will need throughout your life. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones, its employees and financial advisors are not tax advisors and cannot give tax advice. Please consult your qualified tax professional regarding your situation. This information was provided for Chamber News by Nathaniel Miller Edward Jones 410 B West Main Street Mount Joy, PA 17552 (717) 653-1874 www.edwardjones.com