from DeAnn`s Desk

2014 Winter/Spring Event Schedule Inside!
100 S. Second Ave.
Alpena, MI 49707
FUN
FRIENDS
FIRST FREEDOM CLUB NEWSLETTER
FREEDOM
from
DeAnn’s Desk
Dear Friends,
JOIN US!
TODAY
For more information call DeAnn at 989-354-7356.
Not currently a First Freedom Club Member? Join Today!
Sign up for the senior checking account that means more fun, more friends, and more freedom.
Sign up and you’ll be going places! First Freedom Club Members enjoy:
• Free standard checks
• Travel opportunities
• Loan discounts with
auto payment
• Free telephone banking
• Free safe deposit box*
• Free financial portfolio analysis**
• 5 free money orders/month
• 2 free cashier’s checks/month
• $5,000 in no-fee traveler’s
checks/month
• and MORE!
Enclosed you will find the newsletter for the next few months. Just
writing this makes me smile as my memory flashes back to all the
experiences that we have had already!! What a blessing all of those
events have been. You are just such a special bunch of friends.
Well once again I have had such fun planning different events for us to
enjoy. I get excited just thinking of some of the trips that are on our calendar for January, February, and March. I can hardly wait till the dates get
here.
If you have not joined us to this point we would love to have you
come along!!
Please take care! Looking forward to seeing you soon!!
DeAnn
Based on availability. **Financial portfolio analysis performed by North Shore Financial Advisors.
*
Join our email list
We would love your email in case we have an event that comes
up quickly that we think that you would enjoy. Email DeAnn at
dsmith@first-federal.com or call 989-354-7356 so we can add you
to our email list. Thanks so much!
www.first-federal.com
deann smith
first freedom club coordinator
100 South 2nd avenue
alpena, michigan 49707
phone: (989) 354-7356
email: dsmith@first-federal.com
WINTER/SPRING 2014
2014
calendar of events
Join us for an evening movie in Alpena!
Show and time TBA.
Card Making
We will meet at Applebee’s for lunch at 11:30.
From there we will head over to the
Forget-Me-Not Shoppe where we will make
three cards. The price of this event will be
$7.50 and lunch will be at your own expense.
Evening Winter Dinner
On this wonderful day we will be going over
to the Johannesburg area where we have
been invited for dinner. This dinner will be
provided for you at the pole barn of a very
special gentleman that does this just for some
special folks like us. It will be an evening that
will be full of lots of laughs, fun and a great
meal with an Asian theme. We will leave the
Walmart parking lot at 5:00 PM. The price of
this event will be $35.
18
20
FEB
Winter Floral Arrangement Class
We will be headed to Lasting Expressions
Floral Shop to make an arrangement for the
wonderful Winter Season. We will meet at
Applebee’s at 12:00 and then head over to
the florist shop to make our own creation.
The cost of this event will be $20 and does
not include lunch. I look forward to hearing
from you!
Tour the World Center for Concrete
Technology at ACC
We have been invited to tour the concrete
Tech Facility that is located over at the Alpena
Community College. We will meet there at 9:00
AM. After we have finished here we will head
for Connie’s Café in Ossineke where we will
enjoy a fantastic breakfast. The tour is free and
breakfast will be on your own.
FEB
30
13
This month we will be going to the movie in
Gaylord at 2:00 PM. Please come and join us!!
Vienna Corners Farm
We will begin our day at a farm in Vienna
Corners. Where they will make fresh bread
for us. The baker grinds her own grain and
follows quite the process!! Many of you have
requested going back to the Lewiston Lodge
for the Pizza Buffet and that will follow our
time on the farm. The cost of this event will be
$23.00 and this will include your pizza buffet.
MAR
Monthly Movie: Alpena
FEB
JAN
JAN
23
6
25
Here are six simple steps you can
Monthly Movie: Gaylord
5
MAR
Progressive Lunch Trip
Meet at Walmart to park your vehicles. I will
pick you up and we will journey to a surprise
location to begin a progressive lunch. We will
depart from the parking lot at 11:30 AM. There
will be four stops included in this adventure.
The price of this trip will be $35 per person.
6 Ways to Lower Your
Heating Bill for FREE!
January, February,
and March
FEB
21
Meet at Applebee’s at 11:30 for lunch and
then head over to the Ripley Branch to make
earrings as well as a bracelet. The cost is $3
and lunch is on your own.
WINTER/SPRING
18
Monthly Movie: Alpena
MAR
16
Lunch & Jewelry
FEB
JAN
JAN
JAN
9
27
Traverse City
take to slash your home’s heating bill.
down the thermostat. “The rule of
1. Turn
thumb is that you can save about 3% on your
heating bill for every degree that you set back
your thermostat” full time, says Bill Prindle,
deputy director for the nonprofit American
Council for an Energy-Efficient Economy
(ACEEE). Turn down the thermostat 10 degrees
when you go to work, and again when you go
to bed -- a total of 16 hours a day -- and you
can save about 14% on your heating bill.
Travel Slide Show
Meet at Applebee’s where we can once again
enjoy the soup and salad that we all love
and then we can head over to Ripley Street
to see some travel slides shown to us by Jim
Hoppe. He will take us to far away places via
his pictures. There is no cost to you except for
your lunch.
Join us for an evening movie in Alpena!
Show and time TBA.
We will head to the Traverse City area and
have an opportunity to make some music on
the Tranquility Harp. Even non-musicians like
myself can play instantly Marilyn says!! We
will catch lunch someplace fun and also make
a stop at the mall while we are in that area.
Please come and join us! The cost of the trip
will be $33.
PLEASE RSVP
Moose Hunt Photo Journey
RSVP to any of the above events by calling
DeAnn Smith at (989) 354-7356.
We look forward to hearing from you!
We will meet at Applebee’s at 11:30 for lunch
and then we will head to the Ripley branch for
pictures of a moose hunt in Alaska. The only
cost to you is lunch.
Please Note: If you cannot attend an event
you have RSVP’d for please call to cancel at
least 24 hours in advance.
Dates and events are subject to change due
to participation and availability.
2.
3.
4.
5.
6.
Use fans wisely. In just one hour, a
hard-working bathroom or kitchen fan can
expel a houseful of warm air, according to the
Department of Energy. Turn them off as soon
as they’ve done their job.
Keep the fireplace damper closed. Heat rises,
and an open damper is like a hole in the roof.
Also, limit use of the fireplace, since fires
actually suck heat from a room, says Harvey
Sachs, director of ACEEE’s buildings program.
Close off seldom-used rooms. And shut the
vents inside.
Turn down the water heater. Lowering the
temperature of water in the water heater to
115-120 degrees reduces power use often
without a noticeable difference to the user,
says Prindle.
Keep heating vents clear. Vents blocked by
rugs and furniture prevent heated air from
circulating efficiently.
Use curtains. Opening curtains and shades on
south-facing windows during the day allows
solar radiation to warm a living space; closing
all curtains at night helps retard the escape of
that heat.
By Christopher Solomon of MSN Real Estate