March - Education

Transcription

March - Education

PRESORTED
STANDARD U.S.
POSTAGE
PAID
LIC NY 11101
PERMIT NO. 808
MARCH, 2006
SPECIAL POINTS OF INTEREST
• MLSLI LAUNCHES AD CAMPAIGN
MARCH 1ST . . . . . . . . . . . . . . . . . . . . . . . PAGE 1
• FREE CHECKING COMING SOON . . . . . PAGE 4
• NEW MLS RULES AND UPDATES. . . . . PAGE 12
• 2006 RPAC CONTRIBUTORS . . . . . PAGES 18-21
THE
®
CIRCULATION 26,000
The Voice for Real EstateTM
OFFICIAL PUBLICATION OF THE LONG ISLAND BOARD OF REALTORS®, INC.
www.mlsli.com™
Exciting New Venues Added to 2006 MLSLI Ad Campaign
By Tricia Chirco
Marketing & Communication Director
The MLS Advertising Committee began
meeting this year in early January in an
effort to get a head start on this year’s advertising campaign. Chairman, Don Scanlon
and Co-Chairman, Frank Urso, wanted to
meet early in the year with committee members to assure that the 2006 campaign was
developed in time and approved by the
Board of Directors prior to March 1st.
Scanlon says, “We wanted to make sure we
moved swiftly so as not to miss the beginning of the spring market that begins in
March.”
The MLSLI Advertising campaign will
officially launch the first week of March
with Newsday ads running in the Sunday
paper, TV commercials airing on cablevision
radio sponsorships on AM and FM stations,
and web search enhancement programs that
have been implemented for google.com and
yahoo. Then in April, outdoor venues will
roll out that include: bus shelters, bus exteriors, billboards in the outfield of Citibank
Park where the Long Island Ducks play,
dozens of Little League Team Sponsorships
throughout Nassau, Suffolk and Queens
Counties. We also will have Digital Video
Commercials at Shea Stadium where the
New York Mets are expected to draw 3 million fans during their 80 home games.
The advertising theme this year will
reflect the message, graphics, and color
scheme that began appearing on MLSLI
posters and billboard all over Long Island in
2003 and 2004 which promoted the slogan,
“Buying or Selling a Home? Visit
MLSLI.com — Insist on Multiple Listing.”
The committee felt that it was important to
focus on both, buyers and sellers, and the ad
language should be able to drive both groups
to the mlsli.com web site. Additionally, this
year the committee has approved the use of
four new variations of the ad which will
alternate in print ads, TV and radio that
include promoting the new OPEN HOUSE
feature on mlsli.com.
When the Advertising committee developed the 2006 campaign, they gave a lot of
thought to the rising use of the Internet.
When searching for a home they felt they
could not underestimate the growing number
that turn to the Internet as
their main source for
information. The National
Association of REALTORS recently released a
report that stated, “Home
buyers use of the Internet
to search for a home has
risen dramatically over
time, increasing from
only 2 percent of buyers
in 1995 to 77 percent in
2005; it was 74 percent in
2004.” Moreover, the results of an in-house
informal survey placed on mlsli.com also
supported these findings.
The committee approved spending on two
of the most popular web search enhancement programs — google ad words and
yahoo sponsored search. Web Search
Enhancement programs will help to increase
our website traffic through search engines by
directly increasing the visibility from keyword research. Additional funds were also
allocated for Internet banner advertising on
sites such as realtor.com and news12.com.
Together, both of these Internet based
venues will help drive more visitors to
mlsli.com.
MLS President, Chris Armstrong says,
“The MLS Board of Directors approved a
budget amount of $460,000 for the campaign and I think the Committee did an
excellent job choosing the venues to spend it
on. The campaign is very diverse and will
provide maximum exposure through most of
2006, while branding the MLS campaign
message to a targeted audience of millions of
Long Islanders.”
Commission Escrow Act Bill Amended
LIBOR Targets Last Three Legislators for Co-sponsorship
By Randy L. Kaplan
Director of Government Affairs
REALTOR® supported legislation that
would require disputed real estate commissions be placed in an escrow account with
the county clerk until a resolution is reached
was recently amended in the state legislature. Senate bill S.193-A and Assembly bill
A.33995-A currently reside in the Judiciary
committees of their respective houses of the
legislature. NYSAR will issue a memo in
support and set up meetings with the
Judiciary Committees in both houses.
LIBOR recently met with four legislators
and we got all four to sign on as cosponsors
of the Commission Escrow Act. They are
Senator Frank Padavan (Bellerose);
Assembly Members Andrew Hevesi (Forest
Hills); Marc Alessi (Riverhead) and Nettie
Mayersohn (Flushing).
There is now only one Member of the
New York State Senate and two Members of
the New York State Assembly who have yet
to sign on as cosponsors of the bill from the
LIBOR region. The Senator who did not yet
sign onto the bill is Serphin Maltese
(Glendale) and the two Members of the
Assembly who have yet to sign on are:
Catherine Nolan (Ridgewood) and Anthony
Seminario (Richmond Hill).
The Commission Escrow Act garnered
much support in 2005. A total of sixty-eight
majority members in the Assembly and
twenty five majority members in the Senate
have signed on as sponsors of the
Commission Escrow Act. This is the highest level of co-sponsorship in the history of
this proposal. LIBOR’s Legislative
Division and Commission Escrow Act
Subcommittee team will continue to try and
obtain the support of the remaining one
Senator and the two Members of the
Assembly who did not yet sign onto the bill
as cosponsors.
The way politics works in the New York
State Legislature is clear-cut — a minority
member of the Assembly or the Senate cannot become a cosponsor on a majority member’s bill. However, many of the legislators
who are not cosponsors have already
expressed their support for the bill when it
comes up for a vote on the floor of the
Senate and the Assembly.
We can’t stop now — we need your help.
In order to be successful with a Commission
Escrow Act this year — we must continue to
spread our message to each and every legislator at the local and state levels.
Despite the fact that LIBOR reached its
2005 RPAC goal — all REALTORS® must
continue to raise additional RPAC dollars in
2006 as we need to support legislators who
support REALTORS®. Please tell every
REALTOR® you know to make sure they
contribute to RPAC today — so you can protect your hard earned commission dollars
tomorrow!
LIBOR Launches 2006 RPAC Grand Slam Sweepstakes
Winner Gets to Pick Season Tickets
for Mets or Yankees
LIBOR is proud to announce the 2006
Grand Slam Sweepstakes. The winner
of the grand prize will receive their
choice of a pair of 2007 season tickets to
either the New York Mets or the New
York Yankees. Second prize will be dinner for four at Mickey Mantle’s
Restaurant in New York City including
limousine transportation. Third prize
will be a 10 pack of tickets to a Long
Island Ducks baseball game, hot dogs
and sodas included as well.
For every $20.00 you contribute to
RPAC from March 1, 2006 to September
30, 2006 — you will automatically be
entered with one chance into this exciting
sweepstakes. The winner will be chosen
at the LIBOR General Membership
Meeting on October 24, 2006.
LIBOR is on a mission to raise even
more RPAC dollars in 2006 so we can
continue to fight for a much needed
Commission Escrow Act in order to protect your rightfully earned commissions.
Please help us to support legislators who
support REALTORS®. Contribute to
RPAC today — it is your best investment in real estate.
THE REALTOR®
●
March 2006
●
2
began tracking the FSBO market in 1981;
the record was 20 percent in 1987.
The term ‘FSBO’ is a misnomer when
used to broadly describe homes sold
directly by owners. Since two out of five
of these transactions are between related
parties, and those properties are not
placed on the open market, NAR believes
that ‘unrepresented sellers’ would be a
much more accurate term to describe this
segment.
According to the survey, the median
home price for sellers who use an agent is
16.0 percent higher than a home sold
directly by an owner; $230,000 vs.
$198,200; there were no significant differences between the types of homes sold.
While many unrepresented sellers are
motivated to save on paying a commission, NAR concludes that the price difference speaks for itself. Owners without
professional assistance also have problems in understanding and completing
paperwork, prepping the home for sale,
getting the right price and selling within
the time planned.
2006 Queens Divisional Luncheon
Seth Bornstein, Director of Economic
Development for the Office of the
Queens Borough President recently
spoke to REALTORS at this year’s
Queens County Divisional Luncheon
held at Antun's Restaurant in Queens
Village. Bornstein who works with
businesses throughout the Borough that
are seeking assistance in expansion, real
estate development and marketing;
spoke about the revitalization of Queens.
His speech was informative and every-
one in attendance walked away with new
information on Queens. This event also
served as the forum to distribute the
2005 Chapter Distinguished Service
Awards, the recipiets are as follows:
Queens North Shore Chapter, Joseph
Laracuente of Prudential Douglas
Elliman; Western Queens Chapter,
Kenneth Dunn of O'Kane Realty and
Jamaica Central Queens Chapter,
Nazim Mohamed of Affordable Realty
Corp. Congratulations to all!
Inside This Issue
More Legislators Signing on as
CEA Co-sponsors ......................................Page 1
Web Search Enhancement
Programs Added to 2006
Campaign ..................................................Page 1
Win Season Tickets to See Your
Favorite Baseball Team ..............................Page 1
Coverage From Queens Luncheon ............Page 3
Reaching Out — Volunteer Opportunities..Page 11
FSBO’s On The Decline ..............................Page 3
MLS News and Updates ..........................Page 12
LIFRCU Wants You! ..................................Page 4
Podcasting — “The Next Big Thing”........Page 14
Joint Audit Committee Formed ..................Page 6
This and That Around Town ....................Page 16
First Impressions Are Lasting ....................Page 8
RPAC Honor Roll — Almost 5,000
Members Contributed To Date!........Pages 18 -21
Chapter News and Events ........................Page 10
Counselor’s Comments by
Howard Goldson ......................................Page 22
Ethics This Month...Advertising &
Representations to the Public ..................Page 23
Computer Education and Real
Estate Course Schedule ....................Pages 24-25
THE REALTOR®
The 2005 National Association of
Realtors® Profile of Home Buyers and
Sellers, based on more than 7,800
responses to a questionnaire mailed to a
large national sample of consumers located through county deed records, is the latest in a series of surveys evaluating demographics, marketing and other characteristics of home buyers and sellers.
The survey finds that the level of forsale-by-owners is on a sustained decline
and is now at a record low. In addition, a
growing share of FSBO properties are not
placed on the open market — they’re private transactions.
A clear downtrend in FSBOs has been
seen since that market share experienced
a cyclical peak of 18 percent in 1997.
Only 13 percent of sellers conducted
transactions without the assistance of a
real estate professional in 2005, and 39
percent of those FSBO transactions were
“closely held” between parties who knew
each other in advance, up from 32 percent
in 2004. The FSBO market share was at
14 percent in both 2003 and 2004. NAR
●
Survey Finds Level of For-Sale-By-Owners
Is On a Sustained Decline
human and economic consequences.
During these lapses, NYPIUA has had to
turn away new applicants and send out nonrenewal notices to existing policyholders,
panicking people facing loss of coverage
and disrupting orderly transfers of real
estate. NYPIUA’s tenuous history has left
policyholders vulnerable in the event of
losses related to catastrophic events, as
NYPIUA is unable to establish a line of
credit to meet the need for immediate funds
to swiftly settle a large number of claims.
Each day that NYPIUA is unable to carry
out its responsibilities, over one hundred
Long Islanders will go without insurance
on their properties and/or unable to buy or
sell their homes. The lack of available
insurance also results in many “last
minute” costs and inconveniences, including the re-scheduling of moving vans and
additional unexpected time off from work.
We must have a permanent solution to this
recurring problem.
We will continue to communicate this
message to the lawmakers in Albany and
keep you informed of any developments.
March 2006
NAR’s Latest Profile of Home Buyers & Sellers Released
cities across the country gave rise to a federal law encouraging states to establish
“Fair Access to Insurance Requirements”
(FAIR) Plans. NYPIUA now insures over
57,000 homes and businesses throughout
the state that private carriers have rejected,
usually because of the location, age or condition of the properties.
Recognizing that NYPIUA has proven
its value beyond question and that its temporary nature is no longer justified, the
state Assembly has passed legislation 10
times over the last nine years to permanently authorize NYPIUA. It also has the support of consumer groups, insurers, agents,
Realtors, editorial boards, the State
Insurance Department and, on two occasions, Governor George Pataki. New York
and Alabama are the only states without a
permanent property insurance safety net.
The state Senate has repeatedly refused
to agree to anything but short-term extenders of this vital program, sometimes linking it with other contentious issues. This
has resulted in periodic lapses in
NYPIUA’s authority, with damaging
●
The New York Property Insurance
Underwriter’s Association (NYPIUA)
agreement is due to sunset again on June
30th of this year.
The Long Island Board of REALTORS®
is seeking immediate attention to a problem
that seems to be recurring each year — the
lapse of available coastal insurance. We
must have a permanent solution to this
annual problem.
New Yorkers who cannot find insurance
coverage for their properties in the private
market must turn to the state’s property
insurer of last resort — NYPIUA. NYPIUA was established in 1968 after riots in
3
NYPIUA Insurance Program Extended til June 30, 2006
By Randy L. Kaplan
Director of Government Affairs
4
March 2006
●
President’s Message
By Gilbert Picard LIBOR President
THE REALTOR®
●
Your Credit Union Wants YOU!
®
OFFICIAL PUBLICATION OF THE
®
LONG ISLAND BOARD OF REALTORS , INC.
300 Sunrise Highway, West Babylon, NY 11704
(631) 661-4800 (718) 739-8700
When I was installed as
list of products and services.
your 2006 President, I said
Credit union members get a
that one of the things I wanted
break by paying no fee instead
to accomplish was to increase
of a fee typically charged by
our credit union membership
large banks, so these products
and expand services. The two
save you time and money.
go hand in hand because as
Kudos to our Credit Union
our membership continues to
President, Tony Russo, who
grow, so will our ability to
has been working diligently
offer a wider variety of prodwith staff and Directors over
ucts and services.
the past year on setting this up
As a member of our credit
and recently signed off on the
union, you are part of a nonpartnership that will allow us
profit cooperative organizato offer these products soon.
tion that has your best interLuisa Harmon and Berta
“The
ests in mind. The philosophy
Oaks staff the conveniently
philosophy
is “member-first” which
located credit union office
is
translates into better rates on
located in the Realtor Service
savings accounts and loans
member-first.” Center in West Babylon. The
and higher levels of service.
office is open Monday —
That is why our Credit Union
Friday during regular business
has specifically designed programs that are hours. You can always count on courteous
sensitive to Realtors who work on com- and helpful service from both of them. The
mission and have an uncertain cash flow.
credit union is also available on the web 24/7
A few reasons for you, or your family by visiting www.lirfcu.com.
Our Credit Union wants to help insure
member, to join your credit union include:
your future. No matter what point you are
• Competitive Rates
at in your real estate career, a new
Paid on Savings Account
agent, experienced agent, or
Balances
a seasoned broker, chances
• Credit Cards
are we have a product or
• Competitive Interest
service that meets your
Rates on Automobile Loans,
needs. Take advantage of this benefit of
Personal Loans and Second Mortgages
• MAPS (Member Auto Payment your LIBOR membership. With an initial
deposit of only $25 you can start enjoying
Saver), similar to auto lease program
• American Express Travelers and the benefits of your credit union.
Remember — at our Credit Union you are
Gifts Checks
• Same Day Loan Processing in Most always more than an account number —
you are our top priority.
Cases
• Internet Teller
In response to our members changing
needs, we are pleased to announce that
beginning this summer, FREE checking and
direct deposit banking will be added to the
Long Island Board of REALTORS® 2006 Officers
Website: www.mlsli.com™
Email: pr@mlsli.com™
Gilbert Picard—President
Linda Bonarelli—President-Elect
Marilyn Urso—Vice President—Nassau
Liz English—Vice President—Suffolk
Walauddin Hoosein—Vice President—Queens
Mohsen Zandieh—Treasurer
Michael Mendicino—Secretary
Joseph E. Mottola—Chief Executive Officer
Publisher—Joseph E. Mottola
Editor—Patricia Chirco
Editor’s Assistant—Christina DeFalco
PRODUCTION, PRINTING & ADVERTISING
DSI Design Group, 252 Sea Cliff Avenue, Sea Cliff, NY 11579
516-676-6089 Fax 516-676-4769
Christopher Meadows, President
Advertising Sales: Christopher Meadows 516-676-6089
Gilbert Picard, President, LIBOR
Christopher Armstrong, President, MLS
Nicole Burke, WCR President
CONTRIBUTORS
Howard Goldson, Esq., Goldson, Nolan, Connolly, P.C.
Randy L. Kaplan, Director Government Affairs
Tony Smith, Chairperson, Professional Standards Committee
The Long Island Board of REALTORS® is a non-profit organization formed for REALTORS®
for the betterment of their communities, their profession, and their livelihood.
Florida Mortgage Broker Licensing Course
If you are a New York Realtor who has
buyers for Florida properties, you can
earn extra income by becoming a Florida
Mortgage Broker… right here in NY!
Class Dates:
Monday, April 3, 2006 - 8:45am-5:30pm
Tuesday, April 4, 2006- 8:45am-5:30pm
Wednesday, April 5, 2006 - 8:45am-1:45pm
(Students must attend all 3 days to successfully complete the course)
Location: REALTOR Service Center, 75-35
31st Avenue, Suite 207, Jackson Heights
Instructor: Daniel J. Taddeo, P.A.
Course#: FMBL/157
Tuition: $395/LIBOR Members • $495/
Non-members
This course is open to anyone. No previous license or experience in real estate or
mortgage brokering is required. Anyone
interested in attending should contact
LIBOR's Education Dept. at (631) 661-4800
ext. 21 or register online at www.mlsli.com
Are You Ready to Move to
the Next Level?
We are looking for:
NEWLY LICENSED & EXPERIENCED SALES AGENTS
The REALTOR® is published by the Long Island Board of REALTORS®, located at
300 Sunrise Highway, West Babylon, NY 11704, and is published monthly, except for
combined issues in January/February and July/August. Application to mail at periodicals postage
rate is pending at Babylon, New York.
POSTMASTER: Please send address changes to: The REALTOR®
300 Sunrise Highway
West Babylon, NY 11704
REALTOR® is a federally registered collective membership mark which identifies a real
estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS®
and subscribes to its strict code of ethics.
Donald C. Scanlon,
CRB, CBR
Owner Broker
AMERICAN HOME/YOUR HOME
516-826-4600
www.century21americanhomes.com
Albert P. Cornelia
Owner Broker
5
●
March 2006
●
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Executive Planner
6
●
THE REALTOR®
●
March 2006
LIBOR NEWS
NEWS
LIBOR
From Where I Sit
By Joseph E. Mottola, GRI
Chief Executive Officer, LIBOR/MLS
MEETINGS & EVENTS: For more details & information, please call the LIBOR Staff Liaison listed
below. For special events & chapter information, contact Connie Aiello at 631-661-4800, ext. 361.
LIBOR Members Only May Register & Prepay ON-LINE for Chapter/Division
Meetings & Events! Go to: www.mlsli.com/chapterreg/meetings.asp.
VISA, MASTERCARD, AMEX & DISCOVER accepted. NOTE: On-line
registration CLOSED at 4:30PM on the previous business day before this event.
MARCH 2006
The Audit Committee has appointed an
The world of business beyond real estate
is also changing. One of the areas that has outside accounting firm to review our
received significant attention is fiscal internal systems, procedures and controls
accountability. With the ENRON scandals to assure that sound practices are in place.
and others of that magnitude, business Furthermore they examine whether we
organizations and associations have to take follow those practices which are in place.
a balanced look at how they operate. We The Accounting firm studies our organizaneed to insure that there is a system of tions, evaluates our practices, transactions
and individual job responchecks and balances in place
sibilities. They then come
to minimize the opportunity
“LIBOR and
up with a report which
for wrong doing.
the
MLS
have
identifies areas which may
This doesn’t mean that
we suspect wrongdoing. jointly organized have potential weaknesses.
This is followed by recomRather, we want to provide
an Audit
mendations on how to allefor systems and procedures
Committee.”
viate or minimize those
to be in place that are
weaknesses.
designed to provide for conThe task then falls to Management to
trols so that we would be aware if something were to be handled wrong. The scan- review the organizations’ operating polidal in the Roslyn School district and other cies and procedures and put in place revidistricts currently under investigation sions which correct the weakness. Some
demonstrates that systems may not have are as obvious as insuring there’s always a
been in place and inappropriate expendi- receipt given when cash is exchanged. It’s
why we now give receipts when we collect
tures went unnoticed and unchecked.
In recognition of the seriousness of any cash contributions to RPAC. Giving a
these issues, LIBOR and the MLS have receipt is a simple safeguard to insure corjointly organized an Audit Committee. rect accounting for the contributions.
We will be actively working on firming
The role of the Audit Committee is “to
provide assurance to the governing up our operations as weaknesses become
Boards that the corporations have the identified. It may require us to hire some
appropriate culture, personnel, policies, additional staff but that remains to be seen.
systems and controls in place to safeguard We will be reporting back to the Audit
entity assets and to accurately report Committee on our internal changes which
financial information to internal and are designed to insure that there are sound
external users.” That’s a long sentence practices in place. They have to be assured
which essentially says, “are we careful that the validity and reliability of our
with our finances and does everyone finances are of the highest quality so they
may report back to our Boards of Directors.
understand the part they play.”
3/13 — Monday
LIBOR MEMBER SERVICES
COMMITTEE
9:30am — Realtor Service Center, West
Babylon — Upper Conference Room.
LIBOR Staff liaisons: Mary Ann
Monteleone, ext. 360 & Connie Aiello,
ext. 361.
3/15 — Wednesday
MLS EXECUTIVE COMMITTEE
9:30am — Realtor Building, West Babylon
— 2nd floor Conference Room. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350.
3/16 — Thursday
LIBOR EXECUTIVE COMMITTEE
9:30am — Realtor Building, West
Babylon — 2nd floor Conference Room.
Staff liaison: Lisa Gonzalez @ LIBOR
ext. 350.
3/16 — Thursday
SUFFOLK NORTH SHORE CHAPTER
9:00am — Education Seminar &
Networking Breakfast ~ Watermill
Caterers, Smithtown. “MOCK ARBITRATION” ...featuring Tony Smith, ChairmanProfessional Standards Committee &
Cathy Nolan, Esq., Board Counsel. Cost is
$25 per person. RSVP: Sandi Bellucci @
631-941-3100 ext. 224. Visit:
www.libor.com/suffolknorthshore.
3/16 — Thursday
LIBOR/MLS ORIENTATION
Babylon — Classroom B. Staff liaison:
Debbie Franco @ LIBOR ext. 364.
3/17 — Friday
“HAPPY ST. PATRICK’S DAY”
3/20 — Monday
FIRST DAY OF SPRING!!
3/21 — Tuesday
CREDIT UNION BOARD OF
DIRECTORS
Babylon — Upper Conference Room. Staff
liaison: Luisa Harman @ LIBOR ext. 371.
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(631)770-4000 • Call for an Interview Today!
3/23 — Thursday
JAMAICA CENTRAL QUEENS
CHAPTER
9:00am — Education Seminar & FREE
Breakfast ~ Fame Diner, Fresh Meadows.
Guest speaker to be announced... For more
information, contact Bridget Allim @ 718297-0707. Visit: www.libor.com/jamaica
centralqueens.
3/24 — Friday
WESTERN QUEENS CHAPTER
9:00am — Networking Breakfast Seminar
~ Details to follow... For more information,
contact Kenneth Dunn @ 718-779-1111.
Visit: www.libor.com/westernqueens.
3/27 — Monday
LIBOR GRIEVANCE COMMITTEE
Babylon — 3rd floor Conference Room.
Staff liaison: Judy Becker ext. 388.
3/28 — Tuesday
LONG ISLAND COMMERCIAL
NETWORK
8:30am — On Parade Diner, Woodbury.
Networking Breakfast & Marketing
Session. Bring your ‘haves & wants’, business cards, property data sheets & an associate to expand your network! Cost: $15.00
LICN Members, $20.00 non-members. For
more information, contact Harvey Kolin @
631-422-5511 ext. 122. Visit:
www.LICOMMERCIALNETWORK.org.
3/29 — Wednesday
LIBOR BOARD OF DIRECTORS
Babylon — Large Classroom. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350.
3/31 — Friday
QUEENS NORTH SHORE CHAPTER
9:00am — Networking Breakfast Seminar
~ Details to follow... For more information,
contact Laura Copersino @ 718-631-8900.
Visit: www.libor.com/queensnorthshore.
APRIL 2006
4/5 — Wednesday
MLS EXECUTIVE COMMITTEE
Babylon — 2nd floor Conference Room.
Staff liaison: Lisa Gonzalez @ LIBOR
ext. 350.
4/5 — Wednesday
(See Ad on Page 10)
HUNTINGTON TOWNSHIP CHAPTER
6:00pm — “An Evening At The Castle” to
benefit Huntington Hospital’s Women’s
Heart Program. Oheka Castle, 135 West
Gate Drive, Huntington. Cocktail
Reception, Banquet Dinner, Fashion Show
featuring Men’s & Women’s fashions by
Saks Fifth Avenue. By Reservation Only:
$150 per person. Please make checks
payable to Huntington Hospital & mail to:
Huntington Hospital Development &
Community Relations, Attention: Kirsten,
270 Park Avenue, Huntington, 11743. All
reservations must be received by March
25. Credit Card purchases available: Call:
Kirsten @ 631-351-7040, ext. 101. Visit:
www.libor.com/huntingtontownship.
4/6 — Thursday
WOMEN’S COUNCIL OF REALTORS
9:00am — Details to be announced... For
more information, call Nicole Burke @
516-292-1700. Visit: www.libor.com/wcr.
4/7 — Friday
LIBOR EXECUTIVE COMMITTEE
9:30am — Realtor Building, West Babylon
— 2nd floor Conference Room. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350.
4/11 — Tuesday
CENTRAL NASSAU CHAPTER
9:00am — Details to be announced...For
more information, call Marjorie Lord @
516-354-6500. Visit: www.libor.com/cen
tralnassau.
4/11 — Tuesday
NASSAU NORTH SHORE CHAPTER
9:00am — Details to be announced...For
more information, call Barbara
Bucovetsky @ 516-364-4663. Visit:
www.libor.com/nassaunorthshore.
4/12 — Wednesday
MLS BOARD OF DIRECTORS
Babylon — Large Classroom. Staff liaison: Lisa Gonzalez @ LIBOR ext. 350.
(Continued on page 26)
7
●
March 2006
●
the newest members of the
CENTURION
Honor Society
®
Rosemary Aquino
CENTURY 21 Kin Realty
Evangeline Balaskas
CENTURY 21 Milestone Realty
Jeffrey Canfora
CENTURY 21 Selmar Realty
Promila Dube
CENTURY 21 Laffey Associates
Sandi Gerson
CENTURY 21 People Services Realty
M. Haq
CENTURY 21 Best
Anne Haran
CENTURY 21 Prevete Real Estate
Ana Illescas
CENTURY 21 People Services Realty
Bonnie Miranda
CENTURY 21 AA Realty
Ira Morley
CENTURY 21 AA Realty
Gail Sweeney
CENTURY 21 Safari Realty
Dorothy Waxman
CENTURY 21 Laffey Associates
Jackson Wen
CENTURY 21 Best
Join some of the industry’s most consistent top producers
at the world’s most recognizable real estate brand*, CENTURY 21®.
Here we believe that recognition for your hard work is an integral part of being a successful sales
associate. Prestigious awards, as well as conventions and events give you the opportunity to display
your accomplishments and network with other professionals. For information, visit century21.com.
REWARDS. RECOGNITION. RESPECT. RESULTS.
WHEN YOU WANT MORE FROM YOUR REAL ESTATE CAREER.
2004 Ad Tracking Study. The survey results are based on 1560 telephone interviews (via computer assisted program) with a national random sample of adults (ages 25-54) who have either
bought or sold a home within the past two years or plan to purchase or sell a home within the next two years. Brand awareness questions are based on a sample of 1560 respondents with
a margin of error of +/- 2% at 90% confidence level. The study was conducted between January 11th - October 2nd, 2004 by Millward Brown, a leading global market research organization.
©2005 Century 21 Real Estate LLC. CENTURY 21® and CENTURION® are trademarks licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity.
Each Office Is Independently Owned And Operated.
THE REALTOR®
We Congratulate
8
●
March 2006
LIBOR NEWS
NEWS
LIBOR
THE REALTOR®
●
HOME & COMMERCIAL INSPECTIONS
by Nicole Burke
WCR President
“The Home Inspection Professionals”
◊ 24 Hour Elite Service/Report on Site
◊ Licensed Professional Engineers PE/NY State
Licensed Home Inspectors
◊ Errors & Omissions Insurance/Written Guarantee
◊ Referral Liability Protection
Matthew Kaplan, Owner
HouseMaster Home Inspection
www.longisland.housemaster.com
800-805-1122
DISCOVER LUXURY JUST 16 MILES FROM MANHATTAN!
DISCOVER
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NORTH SHORE TOWERS
• 18 HOLE CHAMPIONSHIP GOLF COURSE
• TENNIS COURTS • INDOOR/OUTDOOR POOLS
• RESTAURANTS • STORES • MOVIE THEATRE
• BANK• MUCH MORE!
Contact Sales Associate
Linda Rappaport
for more information
718-423-3130
www.nstowers.com
Greenthal
Charles H. Greenthal Property Sales
272-40 Grand Central Parkway
Floral Park, NY 11005
Long Island Chapter
WCR-NewYorkState.com
Mission of the Women’s Council of REALTORS®:
We are a community of real estate professionals
creating business opportunities, developing skills
for the future and achieving our individual
potential for success.
It’s All About First
Impressions
A buyer pulls up to a home his/her judgment is made on your listing within the
first twenty seconds. People appraise your
listing from the curb appeal and the
entrance of the home; therefore if the lawn
appears well manicured, and the entrance
is warm you have a greater opportunity of
selling your listing for top market dollar.
This does not leave too much room for
fault. Hence, those precious seconds are
critical to increasing your income.
Home staying has been around for over
thirty years. It is a listing tool that is shedding a new light on homeowners and
Realtors. It creates buyer appeal for a targeted market by using lifestyle selling.
This tool will secure the homeowner’s
equity; sell for more money, and less
days on the market. The concept of professional staging is about showcasing the
home features and benefits so a prospective buyer can imagine himself or herself
living there. Staging is using what your
client already owns and either rearranging or reducing the disorder.
Homeowners have no control of the
location and size of their home, this consist of a 78% of a shortfall. However, the
recovery of 22% that homeowners control
consists of household odors, curb appeal,
clutter, dated décor, and minor repairs.
These conditions can be easily controlled
through employing a professional stager.
A professional stager will take the pressure off of you delivering these sensitive
changes to homeowners. As a result, a
stager will earn you more professionalism
in the homeowners’ eyes.
A professional stager’s fee may be
included in your marketing proposal.
Before doing this I would suggest analyzing the market conditions and your advertising budget. You may decide to give the
homeowners a credit specific number of
staging hours. Therefore, the homeowners
will pay the balance. There are some creative ways with working with a limited
staging budget; one may be asking friends
and family members to help paint.
A professional stager is design savvy
and skilled in the art of preparing a home
for sale. Staging is a proven way of
arranging furnishings to produce a positive impact for buyers. The 4 critical
areas to maximize your staging efforts
are the bathrooms, master bedroom, and
kitchen(s) and curb appeal. First impressions are lasting ones!
2006 OFFICERS
New York State Governors
Doris Hooker . . . . . . . (585)586-0953
Marilyn Urso . . . . . . . (516)921-0220
President
Nicole Burke . . . . . . . (516)292-1700
President-elect
Sheryl Kushnick. . . . . (516)763-1200
VP-Membership
Charlotte Vanderwaag. . (516)248-9494
Treasurer
Michelle Spronck. . . . (631)420-7610
Secretary
Isa Stykes. . . . . . . . . . 516-377-6200
100% COMMISSION!
NO DESK FEE
NO OFFICE EXPENSES
NO FRANCHISE FEE
NO MONTHLY RENT
FREE BUYERS & SELLERS LEADS
Call Randal at 718-736-1010
E-Mail randal@destinyrealtyny.com
9
●
LIBOR NEWS
NEWS
LIBOR
March 2006
●
W E L C O M E
Husni A. Abou Saab
Saab Realty Inc.
Franklin F. Fernandez
Exit Realty Best
Rafik Ahmad
Century 21 Esha Realty
Luis E. Fernandez
Suffolk & Nassau Home
Realty
Donald Ajodhia
Ajodhia Realty Corp.
Mohammed S. Ali
The Best Hope Realty Inc.
David M. Altman
Pinnacle Properties of
NY Ltd
Joseph Ardito
Franklin Gate Realty Ltd
Shlomo Avdoo
Countrywide Homes Inc.
Sistina Aversano
A Team Realty Group
Bob Bakhchi
Fifth Avenue Associates
Zeeshan Basit
Zeeshan Basit,
REALTOR
Omar C. Baxter
Baxter Real Estate Inc.
Mohamed Bessai
Olympic City Real Estate
Victoria Briggs
Victoria M. Briggs,
REALTOR
Christopher O. Forbes
Christopher O. Forbes,
REALTOR
Deborah Golpariani
Deborah Golpariani,
REALTOR
Adrian Alan Guthrie
NY Homefinder Realty
Corp.
John D. Harkins
John D. Harkins,
REALTOR
Gerard A. Pallotta
Gerard A. Pallotta,
REALTOR
Frances A. Passariello
Sovereign Choice Realty
Jacqueline Perry
JNM & Associates Inc.
David Renderos
E Homes Realty Inc.
Angel Rodriguez
Providence Realty Holding
LLC
Pablo Rodriguez
Rishi Realty International
Perry M. Rootstein
Port Washington Properties
Paul A. Ruddock
Matthew Hart
World Prop Intl Sea to Sky Family Matters Realty Corp.
Steven B. Heller
Steven Heller, REALTOR
Sophia R. Hightower
Sterling Anderson Realty
Wendy F. Himmelsbach
Win Win Service
Realty Inc.
Thomas A. Hug
Thomas A. Hug Realty
Kenneth J. Sadler
Kenneth J. Sadler,
REALTOR
Joseph V. Schettino
Joseph Schettino,
REALTOR
Rosemary Schofield
RCF Realty Corp.
Uriel B. Seenarine
Lowest Price Homes
Mahendra Budhram
Mitch Budhram Realty
Corp.
Robert M. Ibraham
Robert M. Ibraham,
REALTOR
Avryl O. Simpson
Magnet Plus Realty Corp.
Gobin J. Khoorchand
ERA/Professional Realty
Jacqueline Burns Shannon
UBS Holdings Inc.
Jonathan P. Sirkin
Jonathan P. Sirkin,
REALTOR
Han H. Kim
Venture 21 Realty Forum
Clara N. Carranza
CNC Equity Ltd
Anthony A. Lauto
Anthony A. Lauto,
REALTOR
Richard A. Carozza
RAC Real Estate
Associates Inc.
Kevin P. Malone
Supreme Appraisal
William Chavis
RE/MAX Platinum
Frank Mann
RE/MAX Unlimited
Allison Crain
Trinity Homes Inc.
Gerard M. Marrone
Marrone Realty Inc.
Rita Dave
Rita Dave, REALTOR
Peter Mastroianni
Raceway Realty Inc.
Judith DeGale
Above & Beyond Realty
Michele Mayo
RE/MAX Village Manor
Ying Deng
RE/MAX Eagle
Keith E. Moran
Miller Moran Properties
Patricia A. Dennis
Star Hampton Realty Inc.
Stacy Navan
Coldwell Banker
Prestigious
Carolyn Balmelle Difiore
CDB Realty Corp
Frank Dotzler
Port Sands Realty
Ewa Elliott
Belvedere Homes
Realty Inc.
Gwendolyn Fairley Smith
Gwendolyn Fairley Smith,
REALTOR
THE REALTOR®
New LIBOR & MLS Members
Randal Neher
IIdaco Inc.
Thea T. Smillie
E. Realty Group Inc.
Andrea Soho
Biltmore Residential
Brokerage
Marilyn Sturz
Jillian Jaymes Realty Ltd.
Maria A. Taveras
Santiago Realty Company
Manuel Taveras
Amquest Realty Corp.
Leticia Tiangco
N Finite Realty LLC
Thoung T. Ton
1st Astute Real Estate Inc.
James Tsempelis
Syndication Realty LLC
Linda Vricella
Bridges Realty Holding
Corp.
Effie Efrat Wener
Wal Tram Real Estate Inc.
Howard Newman
Howard Newman,
REALTOR
Mima L. White
Majestic Real Property
Luis B. Nunez
Realty Professionals #1 Inc.
Obaidullah Zekria
L M Funding & Realty
James J. O‚Grady
James O‚Grady, Architect
Catherine L. Zimmermann
Cathy Zimmermann Agency
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10
●
March 2006
●
THE REALTOR®
LIBOR NEWS
NEWS
LIBOR
Chapter & Division Report
By Christina DeFalco
Public Relations & Communications Specialist
O
ur goal for 2006 is to increase public awareness in regards to all the
outstanding endeavors our LIBOR Chapters and Divisions are partaking in throughout the year. In order to make this possible, I need your
help. I need your cooperation by sending me information on all Chapter
and Division events that have taken place, as well as any upcoming event
that you wish to publicize; this should be done in a time sensitive
manner. Please call me at (631) 661-4800 Ext. 358 or email me at
cdefalco@mlsli.com with any questions or comments.
Upcoming Meetings & Events —
Mark Your Calendar
March
The NASSAU NORTH SHORE
CHAPTER is having a networking breakfast seminar on Wednesday, March 8th at
8:30 am at De Seversky Culinary Arts
Center in Greenvale. Guest speaker: Willets
S. Meyer, Esq. of Farrell Fritz. Topic:
“Nassau Property Tax Assessments: Past
Present & Future ...Where We’ve Been
...Where We’re Going.” The cost is $20.00
prepaid $25.00 at the door. Please RSVP to
Barbara Bucovetsky at 516-364-4663. Visit:
www.libor.com/nassaunorthshore.
The SUFFOLK NORTH SHORE
CHAPTER is having an education seminar
and networking breakfast on Thursday,
March 16th at 9:00am at Watermill Caterers
in Smithtown. Topic: “MOCK ARBITRATION,” featuring Tony Smith, ChairmanProfessional Standards Committee and
Cathy Nolan, Esq., Board Counsel. The cost
is $25 per person. Please RSVP to Sandi
Bellucci at 631-941-3100 ext. 224. Visit:
www.libor.com/suffolknorthshore.
The JAMAICA CENTRAL QUEENS
CHAPTER is having an education seminar and FREE breakfast on Thursday,
March 23rd at 9:00am at the Fame Diner
in Fresh Meadows. Guest speaker to be
announced. For more information, contact
Bridget Allim at 718-297-0707. Visit:
www.libor.com/jamaicacentralqueens.
The WESTERN QUEENS CHAPTER is having a networking breakfast
seminar on Friday, March 24th at 9:00am.
Details to follow. For more information,
contact Kenneth Dunn at 718-779-1111.
Visit: www.libor.com/westernqueens.
The LONG ISLAND COMMERCIAL
NETWORK is having a networking breakfast and marketing session on Tuesday,
March 28th at 8:30am at On Parade Diner
in Woodbury. Bring your ‘haves & wants’,
business cards, property data sheets & an
associate to expand your network! The cost
is $15.00 LICN Members, $20.00 nonmembers. For more information, contact
Harvey Kolin at 631-422-5511 ext.
122. Visit: www.licommercialnetwork.org.
The QUEENS NORTH SHORE
CHAPTER is having a networking
breakfast seminar on Friday, March 31st at
9:00am. Details to follow. For more information, contact Laura Copersino at 718631-8900. Visit: www.libor.com/queen
snorthshore.
April
The HUNTINGTON TOWNSHIP
CHAPTER is having “An Evening At
The Castle” to benefit Huntington
Hospital’s Women’s Heart Program on
Wednesday, April 5th at 6:00pm at Oheka
Castle in Huntington. The night includes
cocktail reception, banquet dinner, and
fashion show featuring men’s and
women’s fashions by Saks Fifth Avenue.
Tickets by reservation only: $150 per person. Please make checks payable to
Huntington Hospital & mail to:
Huntington Hospital Development &
Community Relations, Attention: Kirsten,
270 Park Avenue, Huntington, 11743. All
reservations must be received by March
25th. Credit Card purchases available, call:
Kirsten at 631-351-7040, ext. 101. Visit:
www.libor.com/huntingtontownship.
The Long Island Commercial Network (LICN)
held its Annual Cocktail Party recently at the
Fox Hollow in Woodbury, where 127 members
were in attendance. Pictured above are the
2006 LICN Board members being sworn in by
LIBOR President Gil Picard (not shown).
The WOMEN’S COUNCIL OF
REALTORS is having an upcoming
event on Thursday, April 6th at 9:00am.
Details to be announced. For more information contact Nicole Burke at 516-2921700. Visit: www.libor.com/wcr.
The CENTRAL NASSAU CHAPTER is having an upcoming event on
Tuesday, April 11th at 9:00am. Details to
be announced. For more information contact Marjorie Lord at 516-354-6500. Visit:
www.libor.com/centralnassau.
The NASSAU NORTH SHORE
CHAPTER is having an upcoming event
on Tuesday, April 11th at 9:00am. Details to
be announced. For more information contact Barbara Bucovetsky at 516-364-4663.
Visit: www.libor.com/nassaunorthshore.
The SUFFOLK SOUTH SHORE
CHAPTER is having “CASINO NIGHT!”
on Thursday, April 20th at 6:00pm. Details
to follow. For more information contact
Georgia Westcott at 631-422-5511. Visit:
www.libor.com/suffolksouthshore.
The Long Island Board of Realtors
Huntington Township Chapter
Presents
"An Evening At The Castle"
To Benefit Huntington Hospital's Women's Heart Program
Oheka Castle
135 West Gate Drive, Huntington, NY
Wednesday, April 5, 2006 - 6 p.m.
Cocktail Reception* Banquet Dinner Fashion Show
Men's and Women's Fashions Presented By
SAKS FIFTH AVENUE
By Reservation Only: $150. per person, checks payable to Huntington Hospital
(Reservations must be received by March 25th for this very special event)
*Cocktail Reception Includes unlimited Champagne, Flavored Vodkas, Wine, & Soft Drinks. Mixed drinks are cash bar.
Checks Payable To: Huntington Hospital
Mail To: Huntington Hospital Development & Community Relations, Att: Kirsten
270 Park Ave., Huntington, NY 11743
Credit Card Purchase Available: Call Kirsten at 631/351-7040 ext. 101
The New York State Association
of REALTORS® and your local
board offer you national designation
courses with CE credit.
Designations include:
REALTOR Magazine Seeks Good Neighbor
Nominations
Deadline for Entry is May 26, 2006
REALTOR Magazine, the official publication of the National Association of
REALTORS, is seeking your help in
identifying nominees for the 2006 Good
Neighbor Awards. The program — now
in its seventh year — recognizes REALTORS whose
extraordinary commitment
to community service has
helped make their communities better
places to live.
In November, five winners will be
announced in REALTOR Magazine and
will be recognized at the 2006 REALTORS Conference & Expo in New
Orleans. Five winners will receive a
$10,000 grant for their community cause
(up from $7,500 the last three years),
travel expenses to the convention, and
extensive publicity to benefit their cause.
In addition to the winners, five honorable mentions will receive
$2,500 grants.
Eligible activities include
any volunteer work that
helps improve the quality of life in a community. Entry form, rules, judging criteria, and profiles of past winners are available
at
www.realtormag.com/
rmodaily.NSF/pages/goodneighborhome
page?OpenDocument. Deadline for entry
is Friday, May 26, 2006.
Accredited Buyer Representative (ABR)
Certified International Property
Specialist (CIPS)
Graduate REALTOR® Institute (GRI)
Seniors Real Estate Specialist (SRES)
Get the skills you need to grow
your business. Start earning a
national designation today!
Visit www.nysar.com
Call 800.239.4432
E-mail educate@nysar.com
THE REALTOR®
Increase your income
Enhance your career
Earn CE credit
●
for a year, free birthday cakes to the first
25 people. There will be lots of fun for the
whole family, balloons, face painting, a
clown and a coloring contest for the kids!
Habitat for Humanity of Suffolk is hosting
their 3rd Annual Awards and Recognition
Luncheon on Thursday, March 23rd at 11:30
a.m. the Watermill in Smithtown. This year
Habitat for Humanity of Suffolk County will
be celebrating the “Year of Their 100th
Home.” Anyone interested in attending this
event should contact info@hfhsuffolk.org or
call 631-924-4966 ext.105.
March 2006
EACH
●
OUT
Re/Max Shores 2999 Long Beach Rd.,
Oceanside is having a joint grand opening with Cold Stone Creamery, 3013
Long Beach Rd., Oceanside, on March
11th noon to 11pm, in an effort to raise
funds for two wonderful organizations.
Re/Max will be having a fundraiser raffle
for The Children’s Miracle Network, proceeds going to the Schneider’s Children’s
Hospital in New Hyde Park. 25% of all
sales by Cold Stone will be going
to TEAM L.I. Fastpitch Softball
Organization. Enter to win free ice cream
Professional
Designation Courses
11
LIBOR NEWS
NEWS
LIBOR
12
●
March 2006
●
THE REALTOR®
MLS NEWS
NEWS •• MLS
MLS NEWS
NEWS •• MLS
MLS NEWS
NEWS •• MLS
MLS NEWS
NEWS •• MLS
MLS NEWS
NEWS
MLS
MLS Info Line
By Christopher Armstrong
MLS President
MLS Winter Update
Well January and February seemed to ing committee work already scheduled
fly by in a flash. I felt like I was running include: Content Security Task Force evalfrom one divisional meeting to another uating the protection of our data, the Field
and chapter meetings in-between. The Issues Task Force meeting to revisit the
best part was I found myself amongst the proposed supersedes rule, and the By-law
top professionals in our field! In February committee which will revisit our by-laws.
We were able to approve and appoint
I was upstate in Albany at the NYSAR
Winter Business Meetings. While there I new Directors who are listed as follows
attended a number of meetings and din- and I want to welcome on behalf of the
BOD and MLS organizaners collecting information
tion: Michael Adges,
from our State Association
Olga Baram, Loretta
Leaders as to the direction
Bergey, Tracy Boucher,
that our industry is headed.
“I collected
Joanne DeMaio, Mary
Without a doubt it was a
information
as
to
Ellen Devone, Mark
favorable and informative
the
direction
Malsky, Barry Nelson,
experience. There seemed
Mendicino,
to be excellent support in
that our industry Michael
Gerard O’Connell, John
the air for the commission
is
headed.”
Petsco, Roy Sobel and
escrow act, at least from the
Charlotte Vanderwagg.
standpoint of discussion.
To the aforementioned
Back on Long Island I had
individuals I want to thank
the privilege of chairing my
first BOD meeting which covered several you for your volunteerism. After the BOD
issues, some new and some revisited. We adjourned we had our first Zone
are scheduled to launch our advertising Chairperson’s meeting which was chaired
campaign on March 1st thanks to the by Carol Gallo-Turschman and discussed
efforts of Chairperson Don Scanlon, co- issues the Zone chairs felt needed to be
chair Frank Urso and the advertising com- addressed in the future months to come.
mittee. We were able to approve the by- Well that’s the update for the moment and
law committee that will be chaired by I want to thank every one of you for all
Joseph Canfora and co-chaired by Kevin your help and support. Gotta run, have a
Leatherman. Also approved during the great day!
February BOD meeting was the formation
of a new committee called the “Special
Needs Committee”, which will be chaired
by Moshen Zandieh. This committee will
deal with sensitive issues that from time to
time affect our participants. Up and com-
Link Financial Calculators To Your
Site — FOR FREE!
MLS has licensed financial calculators
from Time Value Software that enable you
as an MLS Participant or their agents to
frame them to your own Website for
FREE.
There are 11 calculators including
Home Affordability, Rent Vs. Buy,
Mortgage Qualification, Refinance
Calculators and more. The calculators will
appear with your sites fonts, style and colors. To view a sample site, go to:
www.ToddRoyAndAssociates.com and
click the Calculators button.
To register to use the calculators, click
Time Value Calculators from Stratus Info
Center. Once registered, download the
installation instructions and your web
developer can assist you with putting them
on your site.
Visit http://links.mlsstratus.com/calculators/index.htm to view a slide show presentation on the calculators.
New MLS Rules
At a recent MLS Board of Directors meeting the following changes were made to the Rules:
Rule 705.3 was rescinded which
reads as follows:
In the event the Listing and Selling
Participants are from the same company,
the binder shall be registered with the
Zone Chairperson. In the event the Zone
Chairperson and the Listing Participant
are one and the same, the binder will be
registered with another Director in the
Zone who shall likewise follow the procedures set forth in 705.1.
Why - In house sales no longer need to
be registered with a Zone Chairperson.
Rules 707, 707.1, 707.2, 707.3 and 707.4
were replaced with the following Rule
707:
In the event an accepted offer does not
proceed to closing, the Listing Participant
must notify all Cooperating Brokers who
have ever registered a back-up offer with
the listing Participant or communicated
an offer to the Listing Participant of the
date when the property is again available,
of the date, time and place when all offers
will be presented to the owner. At such
time, all offers then existing shall be submitted to the owner. (Registered back-up
offers should be submitted on Offer
Acknowledgement & Registration Form)
A new Offer Acknowledgement Form
which incorporates the registration of
back-up offers is available on Documents
on Demand in the Realtor’s Only section
of MLSLI.com under MLS Forms.
The following Rules were revised to
now read (underline shows change):
801.2
Reports must be entered into the data
base within 48 hours either of contract
signing by all parties or of the closing and
include the purchaser’s name and town
moved from unless prohibited by written
instructions from the purchaser.
New Rule 302.2 was added which reads
as follows:
Any instructions by a seller to the
Listing Broker regarding the limiting of
the showing, presentation of an offer or
the presence of the Cooperating Broker in
that presentation must be authorized in
writing by the seller and a copy be made
available upon request by the Cooperating
Broker.
Reason - Instructions such as “accepted offer, no more showing” must be in
writing and signed by the seller.
Rule 703 Series was modified to eliminate the separate rule pertaining to
Buyer’s Brokers. Buyer’s Brokers are
now incorporated in the term
“Cooperating Brokers” so as to be consistent with other portions of the Rule Book.
A new MLS Rules Book will be sent to
each office as well as posted in MLS
Rules and FAQ on the Stratus Info Center.
MLS Q&A
Q.
MLS has called and asked me to
fax in a copy of a listing agreement for a listing I recently input in
Stratus. Why do they request this?
A.
Effective 7/11/05, you were no
longer required to send in
copies of listing agreements, price
changes, extensions, etc. for your listings.
Instead we have adopted a program in
which the MLS Staff will call offices and
request offices to fax a copy of the signed
listing agreement, extensions, etc. be
faxed to MLS so the validity of theses
can be verified.
Failure to comply with any request for
paperwork within 24 hours will result in an
automatic fine of $250. If paperwork is not
GET YOUR COMPANY NOTICED...
ADVERTISE ON THE WEB...MLSLI.COM™
89% OF BUYERS USE THE INTERNET TO SEARCH FOR A HOME.
WHEN THEY LOG ON,WILL THEY FIND YOUR COMPANY’S BANNER AD THERE?
TAKING OUT A COST-EFFECTIVE BANNER AD IS A GREAT WAY
TO LAUNCH YOUR 2005 INTERNET MARKETING PLAN.
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501.3
If a Participant deals as a principal in
listing a property through the Service, the
Participant’s interest shall be made known
by the Participant by a notation in the
Remarks section of the data base.
provided, this offense will be referred to
the MLS Procedures Committee to determine the nature and amount of the penalty.
Reminder: When taking an office
exclusive you are still required to send in
a signed Office Exclusive Certification.
See below for fines that have been
levied for failure to submit requested
paperwork as of 2/22/06.
Fines for Failure to Submit
Requested Paperwork Since the
Implementation of the Program
(July 11, 2005 – February 22, 2006):
$1,000 — 1 fine
$500 — 3 fines
$400 — 1 fine
$250 — 5 fines
13
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1If Keystone’s agents choose 80-95% of the commission with no monthly dues of any kind, Keystone will only retain 5-20% of the commission earned by an agent. This is not too
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2There are NO MINIMUM PRODUCTION REQUIREMENTS for payout plans of 80% and 100%.
3FREE payout plans ranging from 81% – 95% may or may not carry a minimum production requirement.
THE REALTOR®
Keystone Will Provide All the Above and Offer a
Payout Unheard of in Our Industry Until Now!
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14
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March 2006
●
THE REALTOR®
TECHNOLOGY
TECHNOLOGY
Techno-Bits
Podcasting’s Impact on Real Estate
Is This New Medium the Next Big Thing or Just
Another Overhyped Technology?
By Frederik Heller
The relatively new medium known as
podcasting has come a long way in just a
few short months. The term podcast was
coined and first used in February 2004 by
The Guardian newspaper, describing
audio MP3 files that could be downloaded
to a computer or other device (but not to
be confused with MP3 music files).
Podcasts started as a kind of audio blog.
Inexpensive recording software and
weblogs allowed people to record and distribute their own audio programs, talking
about technology, music, religion, and just
about anything else under the sun. The
new medium quickly caught on with technology buffs, radio stations, and amateurs,
and the number of available podcasts
grew exponentially.
Then last summer, Apple effectively
endorsed the podcasting phenomenon by
creating a podcast directory on its wildly
popular iTunes online music store, helping
to propel the technology into the mainstream. Now it seems that everyone from
the kids next door to multinational corporations is podcasting. Teachers, real estate
professionals, accountants, automobile
manufacturers, and even National Public
Radio and President Bush have all joined
the ranks of podcasters around the world.
What Is a Podcast?
The proliferation of Apple's iPod audio
player certainly has helped the podcasting trend, but despite the name, you don't
need an iPod in order to listen to a podcast. A podcast is simply an audio program that listeners can subscribe to via an
RSS feed. They are often, but not always,
updated regularly, and can be downloaded to any computer or device capable
of playing audio files — desktop computer, laptop, MP3 player, iPod, PDA, cell
phone, etc.
Podcasts are often described as a kind of
TiVo service for audio content. They offer
a convenient way to distribute, download,
and listen to all kinds of Internet audio
“broadcasts,” whenever and wherever the
listener chooses. Podcasts cover just about
any topic, ranging from interesting and
educational to downright pointless. In fact,
it’s almost as easy to create a podcast as it
is to download one — all you need are a
microphone, recording software, and
access to the Internet.
The main advantages of podcasts are
their portability, convenience, and low
cost. Since they are compatible with just
about any device capable of playing audio
files, they can be used on the go, in the
office, and at home. Unlike traditional and
Internet-based radio, you can listen to a
podcast whenever you like, without having to schedule your listening to broadcast
schedules. The vast majority of podcasts
are free, although a few are beginning to
require paid subscriptions.
Potential Uses and Future Trends
To help understand the potential impact
of podcasting, take a quick glance at some
numbers. In an April 2005 report, the Pew
Internet & American Life Project found
that more than 22 million people, or 11 percent of the U.S. population, owned an iPod
or other MP3 player. Of those 22 million, 6
million people (29 percent) had downloaded and listened to podcasts. Those 6
million people weren't just teenagers; the
Pew survey found that high percentages of
baby boomers and other older generations
were among those who had listened to
podcasts. Men and women were equally
represented among podcast listeners.
Since the Pew survey was conducted
last year, much has happened in the podcast world. And the general consensus is
that the technology has certainly exploded
in popularity in recent months.
For the most part, podcasting is still in
its early stages of development. Like
blogs, Web sites, and so many other
Internet-based technologies, podcasts
started out as a grassroots innovation by
amateurs and hobbyists and only recently
began attracting the attention of the business world. Now, companies large and
small are exploring ways to profit from the
podcasting boom. For some, this means
creating their own podcasts as a way of
attracting customers and generating business. Automakers, consulting firms, and
others offer informative podcasts with
news, interviews, and tips, all while promoting their products and services.
Here a few other trends to watch for:
• Advertising. As might be expected,
the possibilities of podcast advertising are
being vigorously explored. Marketing
firms are beginning to buy and sell advertising space on some of the most popular
podcasts, which can pull in hundreds of
thousands of listeners per month. Many
podcasts also are funding themselves
through sponsorships, with a short audio
ad promoting the sponsoring firm at the
beginning of the program. There are at
least 20,000 podcasts out there, according
to some estimates, and most of them cater
to subscribers with very specific interests,
creating endless potential for niche marketing opportunities.
• Search engines. Besides advertising,
another interesting development to watch
is that of podcast search engines.
Although there are dozens of podcast
directories available on the Web, and general search engines can be used to help
find programs, new search engines specifically for podcasts are beginning to crop
up. Podzinger and blinkx both create
indexes of keywords used in podcast
broadcasts, making it possible to search
for terms used in an actual program. For
example, a search for “real estate” in
Podzinger will find recent podcasts that
mention the phrase. These audio search
engines can be used to locate podcasts
that discuss a particular interest, and can
help track programs that mention specific
names, places, or companies. The technology that enables searching of audio
content can only improve, and more pod-
cast search engines can be expected to
come online in the near future.
• Vodcasting. If podcasting is the current big thing on the Internet, the next
big thing, some analysts say, will be vodcasting. Short video-based podcasts are
already available on the Web, and the
number is expected to continue increasing, spurred on by the recent introduction
of Apple's Video iPod and the widespread availability of digital cameras,
cell phones, PDAs, and other gadgets
capable of recording video. Just as podcasts are making it possible for anyone to
create their own online radio station,
vodcasts are predicted to do the same for
television.
Potential Impact on REALTORS®
and the Real Estate Industry
For members of the real estate community, podcasting can be an interesting and
useful tool, whether you're considering
becoming a podcaster yourself or are just
content to listen to a few.
Here are some possible uses for real estate:
• Marketing. A quick search for “real
estate” in podcast.net, iTunes, or any
other podcast directory is all it takes to
prove that practitioners and home owners
alike are beginning to take advantage of
this new medium. Hundreds of podcasts
are available covering homebuying and
selling tips, market conditions in specific
local areas, viewpoints of real estate and
the economy, real estate investment trusts,
real estate investing, and more. At least
two technology providers offer services
that turn property listings into podcasts.
For real estate professionals, podcasting
can be a low-cost method of sharing
expertise and reaching customers, but it
also can be time-consuming and requires
imagination to create a program that will
keep listeners and potential customers
coming back for more.
• Business. In addition to creating and
using them as marketing tools, there also
are plenty of podcasts that cater to the personal and professional interests of practitioners. Podcasts on local news and
issues, the economy, new sales techniques, technology, cultural diversity, and
countless other topics can be downloaded
and listened to whenever it's convenient.
• Company info. Real estate firms and
local associations also can use podcasting
in any number of ways. Some firms have
already begun using podcasts as a way to
automatically bring updates on benefits
and company information to sales associates and other employees who spend most
of their time working away from the
office. Associations also can offer podcasts on local industry news, recordings of
education sessions, and other presentations.
• Advertising. Podcast advertising and
vodcasting are two trends the real estate
industry should keep an eye on.
Sponsoring or advertising on a podcast
may prove to be a great way to reach
niche audiences, but keep in mind that the
business models for podcast ads are still
very much in their infancy. Costs, potential audience, and the podcast content and
update frequency should all be carefully
considered when buying ad spots in this
new medium.
Innovative practitioners might consider
delving into vodcasting to deliver online
neighborhood tours, highlight new listings, etc. While podcasting has already
taken off, whether or not vodcasting will
become as popular as expected, though,
remains to be seen.
SITES TO SEE
When your clients are
preparing their
home for sale
or settling into
their new abode, a
fresh coat of paint can
go a long way in sprucing up any room. But when it comes to
choosing which color to use, the options
can seem endless. Help your customers
avoid spending hours at the paint store
or taking a chance with the wrong color
by recommending these fun and helpful
Web sites. Run by major paint companies, these sites offer free interactive
tools that allow visitors to virtually paint
a room that resembles one in their home:
Sherman-Williams Paint Visualizer at
www.sherwin-williams.com/do_it_your
self/. To access this online tool, click on
the “Launch Color Visualizer” button on
the left side of the page. Once the new
window opens, you can choose to paint
an interior, paint an exterior, or find a
color by browsing through dozens of
color palettes. Among the interior room
options, there are six bathrooms, six bedrooms, three dining rooms, and nine living rooms.
Benjamin Moore Personal Color
Viewer at www.benjaminmoore.com.
This site lets you choose whether you
want to virtually paint one of many sample rooms, or fork over $10 for software
that will allow you to upload your own
digital photos to “paint.” For the purpose
of this review, let’s assume that you take
the free route and use a sample photo.
Start by clicking the “Let’s Paint” button
to launch the Personal Color Viewer.
Choose from an array of sample bathrooms, kitchens, offices, bedrooms,
exteriors, and more. Then pick the body
color, trim color, and ceiling color, and
watch as the photo automatically reflects
your color choices. But the Personal
Color Viewer isn’t the only handy tool at
this site. Before you leave, check out the
Homeowner: How-To’s section for
detailed instructions on glazing techniques, painting a “Twinkle, Twinkle
Little Star” theme in a nursery, creating
diamond patterns, and more. Or visit the
Color Inspiration section for Color
Scheme Ideas and Starting Points to
Decorating a Room.
Behr ColorSmart at www.behr.com/
behrx/workbook/. This tool works differently from the others, requiring you to
choose your colors before you see what
they look like in a sample room. It’s also
a bit trickier to navigate the site and
takes longer to load. Launch the tool by
clicking the “Start ColorSmart” logo on
the right of the screen. In the new window that opens, select the middle option,
“Browse Colors.” You’re prompted to
select a color family, and ultimately one
color. To coordinate that color with others that you will use in the room, select
the “Coordinate” button on the right side
of the page. Or, you can click the
“Preview/Print” button to see what the
color looks like in a room. Only then do
you get to select the room. However,
once you’re “in” the room, it’s easy to
add colors and modify them. The end
result is nice, but you need patience to
get there.
15
●
March 2006
●
THE REALTOR®
The Mentoring Partnership of Long
Island sponsors the “Teens on the Job, Long
Island Ground Hog Shadow Day.” Custom
South Shore Real Estate has been proud to
participate in this program for the last 7
years. This year, two students from
Oceanside High School spent the day learning about the real estate business and shadowed the Realtors for the day.
Shadow Day
Custom Realtors Linda Asch and
Gloria Rabson (l-r) spent the day teaching students Shane Wynn and Albert
Hauser (l-r) the Real Estate business.
Re/Max Shores new Oceanside office at
2999 Long Beach Rd. is having a Grand
Opening Wine and Cheese reception for the
areas agents. March 9th 4pm to 7pm, stop
in and say hello and tour the newly decorated office.
WCI Communities announced the appointment of Karen A. Striegl as Director of
Sales, VP of WCI Realty New York. She will
oversee the management and direction of all
northeast sales operations, implement sales
goals, hire and train new sales staff, and motivate the sales team. Ms. Striegl brings to WCI
Communities nearly thirty years of experi-
During the February NYSAR Business
Meetings in Albany, Marian Fraker-Gutin
(center) and Gil Picard, (right) presented
NYSAR with a plaque from Habitat for
Humanity Suffolk County in recognition
of their 2005 co-sponsorship of the Realtor
house built for the Fowler Family.
ence in the region’s real estate business.
John
Petsco,
broker/owner
of
WEICHERT, REALTORS® Prospect Hill in
Port Jefferson, has been accepted as a member of the Worldwide Employee Relocation
Council. Worldwide ERC® provides leadership, advocacy, education and networking
for global workforce mobility professionals
and the relocation industry through specialized research, training, accreditation, public
policy initiatives and information exchange.
WEICHERT, REALTORS® — FerreriGromus welcomes Broker Associate Paula
Fuschillo to the team. Ms. Fuschillo brings
with her 16 years of award winning real
estate sales experience. Joseph Donofrio,
President
of
recently
franchised
WEICHERT, REALTORS® — Sea Crest
Properties in West Babylon, and the company’s Manager Robert Civiello, have completed an in-depth training/tour of the inner
workings of a thriving real estate business —
the four-day WEICHERT® Management
Academy. Held at Weichert Real Estate
Affiliates, Inc. (WREA) corporate headquarters in New Jersey, the Academy is focused
on building world-class real estate offices
Century 21 Laffey Associates Fine
Homes & Estates is proud to announce
Philip C. Laffey, President, has been recognized as a “40 under 40” honoree, a rising
star in the Long Island Business Community
under the age of 40 — by Long Island
Business News. Mr. Laffey was selected
from a prominent list of noteworthy nominees based on his extensive business accomplishments and philanthropic activities.
Seaville Realty’s Broker Todd Triolo is
proud to present Deborah Giglio with
Changes in LIBOR’s
Government Affairs
Division
Please welcome Maryann Horan (third
from left) who has just joined LIBOR as
the new Governmental Affairs Assistant
as we say goodbye to Kim Comb (left)
who recently relocated to Connecticut so
her fiancé could pursue a great career
opportunity. Also pictured from left to
right are: LIBOR RPAC Chairperson
Pat Levitt and LIBOR’s Director of
Government Affairs Randy L. Kaplan.
Protect Your Customers... Your Transactions... Your Reputation.
or over 30 years Knockout has helped add value to home transactions of all types and sizes, delivering
high quality, fast turn-around pre-closing termite and home inspections. Chances are you’ve seen our
trucks and familiar boxing glove logo all over the metropolitan area, and now we’re here to provide peace
of mind to you, and your clients.
F
From the foundation to the roof, we inspect it all, providing full computerized reporting. And Knockout is
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their 2005 Top Producer award. Seaville
Realty would also like to announce and
welcome Linda Caden and Laura Soper
who have just joined their staff.
John Bagshaw, owner/broker at Coldwell
Banker Bagshaw announced that Debbie
Setek-Fleming has earned her Certified
Residential Appraiser’s License. To receive
this license she had to complete 120 hours
of course work, pass the NYS Department
of State exam and complete 2500 hours of
appraisal experience under the supervision
of a licensed appraiser.
Obituaries
We regret to inform you of the passing
of Angelina Casali of Saltbox Realty,
Bayport. Services were held on January
25th and 26th at Ruland Funeral Home
in Patchogue.
of Diane Canavan of Diane Sammarco
Realty, Garden City. Services were held
on January 31st and February 1st at New
Hyde Funeral Home in New Hyde Park.
of Jackie Berg of Custom South Shore
Real Estate, Merrick. Service was held
on February 10th at Gutterman’s
Funeral Home in Woodbury.
of Carol D’Angelo of Frank Huntington
Real Estate, St. James. Services were
held on February 19th and 20th at
Maloney Funeral Home in Hauppauge.
Obituaries can now be found on The
REALTOR only web site at:
mlsli.com/ro/newsitems/news.asp
Limited
Time Offer
All Home Inspections
(Up to 4,000 Sq. Ft.)
$350!
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and Report
(A $95 Value!)
© 2006 Knockout
16
●
March 2006
●
THE REALTOR®
This & That
17
●
March 2006
●
THE REALTOR®
18
●
March 2006
●
THE REALTOR®
REALTORS POLITICAL
POLITICAL ACTION
ACTION COMMITTEE
COMMITTEE
REALTORS
2006 RPAC HONOR ROLL... It’s your best investment in business!
For more information, please contact Randy L. Kaplan, Director of Governmental Affairs, Ext. 380.
LIBOR’S RPAC GOAL HAS INCREASED FROM $332,880 IN 2005 TO $386,385 IN 2006 BASED ON RPAC FAIR SHARE OF $15 PER MEMBER.
GOLDEN R
($5,000 and Up)
Joseph L. Canfora
Patricia Levitt*
CRYSTAL R
($2,500 to $4,999)
STERLING R
($1,000 to $2,499)
Christopher Armstrong
Linda Bonarelli*
Kathy L. Engel*
Liz English*
Mel Farkas*
Barbara F. Frechter
Susan G. Helsinger*
Walauddin Hoosein
Maxwell S. Levitt
Otto Lugo*
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Joseph E. Mottola*
Gilbert A. Picard*
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Georgia Westcott*
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CLUB
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Georgianna F. Finn
Lawrence P. Finn
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CAPITAL CLUB
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Matthew B. Arnold
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Quenida Falcon
Susan A. Hanrahan
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Norman Mendelson
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Paul P. Napolitano
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$99 CLUB
($99 to $249)
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Andrew Alfano
Mohammed S. Ali
Amir H. Alishahi
David N. Altman
Diane E. Andersen
Virginia A. Andrews
William J. Angelos
Rosaria Anninos
Russell J. Arceri
Joseph Ardito
Richard B. Arnold
Susanne N. Arnold
Dorothy A. Aschkar
Evelyn Atanas
Anthony D. Atkinson
Azucena M. Ayala Diab
Palackal K. Babu
Nicholas J. Badame
Geraldine Z. Bagshaw
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Alvin R. Barnett
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Mohamed Bessai
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Victoria Briggs
Veta I. Brome
Deborah A. Brown
Weston Brown
Stephen A. Bruno
William C. Buckley
Mahendra Budhram
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Denise C. Buser
Scott M. Butti
Nelson N. Byfield
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Leon Calderon
Alejandro U. Calma
Rose Marie Cantanno
Allegra Capra
Peter M. Caputo
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Maria L. Castillo
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Gus Contos
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Vincent Dell Accio
Ramses Delva
Ying Deng
Suzanne DeNoyior
Steve DePinto
Anoop Dhanpat
Ken Diamond
Marylou DiClemente
Carolyn Difiore Balmelle
Maralyn C. Diggin
Janis A. DiGiovanni
John DiNoto
Anthony C. DiPaolo
Jeetandra Dirpaul
Josephine G. Dizon
Sabita D. Doodnauth
Mandares M. Dornagon
Louise E. Doyle
Kenneth J. Dunn
Sooroojnee Edoo
Robert Eisenoff
Ewa Elliott
James H. Elstroth
Akiva Kevin Emergi
Oscar Esquivel
Gwendolyn C. Fairley
Smith
Rocco J. Famiglietti
Ibis A. Febles
Alejandra J. Fermin
Franklin F. Fernandez
Cosmo Ficara
Edward E. Filosa
Warren M. Fink
Marcia Finkelstein
Carol K. Fisher
William P. Fitzgerald
Miguel A. Flores
Elizabeth R. Floros
Harris S. Focer
Christopher O. Forbes
Barbara Ford
Beatrice Formickella
Jennifer Fox
Russell L. Fragala
Robert Frisoni
Takeshi Furumoto
Ron J. Gal
Carol Gallo Turschmann
Michael L. Gangadeen
Joy B. Gape
Jhony F. Garcia
Roger E. Garcia
John Garzon
Eric C. George
Pablo A. Geymayr
Kathleen Giaimo
Richard J. Gibbs
Sara Giladi
Stanley E. Gilpin
Miriam Gold
Barbara Goldfeder
Paul A. Gomez
Jose P. Goncalves
Tensy M. Gonzalez
Claude I. Gooding
Mark D. Gordon
Abraham Goren
David I. Gotthelf
Diane M. Grande
Shelina Graves
Brigitte E. Greene
Gregory E. Greene
Simone Grimaldi
Ivan E. Guerrero
Anthony L. Guidice
Adrian Alan Guthrie
Narul Hack
Anita Halvatzis
Philip A. Hamid
Francine Hamill
Martin G. Hammer
Yair Harari
Robert L. Harding
John D. Harkins
Shahram Hassid
Clifford H. Hecht
Steven B. Heller
Edgar Hernandez
Kelly A. Hicks
Wendy F. Himmelsbach
Jonathan M. Hopkins
Bruce J. Howard
Thomas A. Hug
Robert M. Ibraham
Mohammed M. Islam
Kelly J. Jackson
Joshua Jagessar
Chandru Jagwani
Llubica Janjic
Narus Jefferson
Laurie B. Jessen
Elliot M. Johnson
Gian A. Jones
Cleveland N. Joseph
Amy Juang
Basmattie S. Kahnauth
Arihay Kaikov
Janet M. Kalman
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Nazmoon Karim
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Mohammad M. Keita
Michael F. Kelly
Glendora A. Kennedy
Amy Kernaghan
Michael C. Kerris
Gobin J. Khoorchand
Richard S. Kim
Patricia A. Kingsbury
Constance F. Klein
Sharon Kollore
Emily P. Koo
Walter P. Krokowski
Mary J. Kronwitt
Jerold Krupnick
Gouranga C. Kundu
Steve Lagoudis
Mei Ying Lai
Monica Lai
Jayme A. Lancellotti
Pamela G. Lanigan
Anthony A. Lauto
Kevin M. Leatherman
Sejeh Lee
Joseph V. Leoncavallo
Tanda J. Lerner
William Li
Lisa M. Lilly
Michael P. Litzner
Audrey Livingstone
Donna L. Lomenzo
Martha Y. Lopez
Shiu Fang Lou
Juan R. Loubriel
Stephen Love
Charles Lovell
Nancy L. Lovett
David H. Lunenfeld
Michael A. Lynn
Johnstone S. Ma
Louis J. Macari
Jorge L. Machado
Patrick H. Mackay
Gordon D. Madris
Gyanwattee Mahabir
Erik C. Mahler
Malachy T. Mahon
Susan D. Maisto
Elizabeth Malinowitzer
Kevin P. Malone
Neal W. Mandel
Luke Mangal
Josef C. Mangiaracina
John F. Maniec
Jean Mansueto
Judy S. Markowitz
Romeo L. Marquez
William A. Marquez
Gerard M. Marrone
Bernadette L. Martin
Vito Martinico
Peter Mastroianni
Luis A. Matias
Grovine Mattone
Roman Mavashev
Sonia W. May
Thomas J. McCarthy
Everton M. McIntyre
Maureen A. McMahon
Theresa A. Medici
Udit Meetoo
Michelle Mehr
William E. Meier
Jay B. Meringoff
Boris Mikhailov
Sharon A. Miller
Lionel A. Mohabir
Gloria C. Molloy
Ferenc Molnar
Alice H. Morabito
Keith E. Moran
Michael J. Morris
RPAC UPDATE
For each $20 you will receive
The RPAC Committee held
one entry. The Grand Prize
it’s first meeting on February
will be a pair of season tickets
21st. We opened the meeting
for either the New York Mets
by introducing LIBOR’s
or New York Yankees. Second
newest member, Maryann
prize is dinner for four at
Horan, who will be replacing
Mickey Mantle’s Restaurant
Kim Comb as LIBOR’s
in NYC, including limousine
Government Affairs assistant.
transportation. Third prize is a
For those of you that have not
10 pack of tickets for a Long
heard, Kim has moved to
Island Ducks Baseball game.
Connecticut where her fiancé
On May 4th LIBOR’s 3rd
has accepted a new position.
Pat Levitt
Kim has been a great asset to RPAC Chairperson Annual Day at the Races will
take place at Belmont
the Board and an even greater
to me and the success of RPAC. The Raceway. Tickets are only $100 each and
Committee presented her with flowers in include $50.50 as an RPAC contribution.
appreciation for all she has done. She Clubhouse admission, a program,
will be sorely missed and, through our gourmet buffet lunch, private betting
windows, and our own private room.
tears, we all wish her good luck!
Now...back to RPAC! To date Again this promises to be a fun day so
$227,500 has been contributed to RPAC make your reservations now!
Other fundraising events being considnot including approximately another
$20,000 in pledges. This amount was ered are “leg contests,” a casino trip aucreceived from approximately 4,950 tions/prizes at Chapter meetings and
Realtors, which is only 20% of our RPAC up-dates via e-mail and/or Stratus.
Consider RPAC as an investment.
LIBOR members. Can you imagine how
much money we could collect if even Remember, our RPAC dollars are used to
50% of our members participated? Please support those legislators that are “Realtor
spread the word; explain the importance Friendly” and who support our need as
of RPAC to your associates and ask them Realtors. When you invest in RPAC you
are investing in your future. Be a LIBOR
to contribute if they haven’t already.
This year we are planning many excit- team player. Help us to reach goal again
ing “fun”draising events. Starting March this year! Better yet...help us to surpass it!!
1st and ending September 30th, anyone
contributing to RPAC will be given the
opportunity to participate in LIBOR’s
2006 RPAC Grand Slam Sweepstakes.
Kathleen T. Murphy
Carlos M. Navarrete
Randal Neher
Larrington G.
Nembhard
Mitchell B. Nerenberg
James A. Netter
Gisela I. Nightingale
Igor Noble
Lynn Nunes
Luis B. Nunez
Michael D. O’Brien
Stephen M. O’Brien
Gerard L. O’Connell
Virginia O’Dwyer
James J. O’Grady
James F. O’Kane
Deirdre N. OConnell
Joohee Oh
Peter T. Orisses
Alec W. Ornstein
James Orticelle
Oluremi A. Oshikanlu
Laurence Oxman
Eric Pagan
Gerard A. Pallotta
Geneive Panton
Vincent C. Papa
Maureen Papalas
Frederick T. Paparelli
Sabrina Parrino
Francis A. Paruolo
James W. Pase
Chrysa Pasqualone
Antonio J. Patino
Neev Peleg
Jose A. Perez
Oneyda E. Perla
Haimraj Persaud
Richard H. Petersen
James A. Phillips
Joseph Picone
William F. Pisani
Thomas M. Potter
David E. Pour
Jolie Powell
Peter Prashad
Rose Marie Princi
Rudolph Princi
Marie E. Proietto
Barry D. Pugatch
Maria T. Quirk
Kenneth Racktoo
Virginia A. Rallis
Kumar Ramdass
Mark Ramjeet
David Ramnauth
Eric G. Ramsay
Roopnarine Ramudit
Aileen Rankin
Behrooz Raofim
Denise Rauff
Lior Raviv
Kenneth Reed
Paul B. Reiss
John J. Restrepo
Carl W. Riese
Joseph P. Rignola
Diego F. Rios
Rafael Rivera
Raymond N. Rivera
Angel Rodriguez
Gloria I. Rodriguez
Diana M. Romano
Modesto R. Romero
Jack Rose
Willard L. Rose
Richard W. Rosenberg
Linda Ross
Evelyn Ross Costello
Tina Rossetti
Krzysztof Rostek
Harriet M. Rowan
Richard E. Rush
Ann L. Russo
Anna Russo
Kenneth J. Sadler
Keyvan Salamatbad
Geraldine S. Sapanaro
John Z. Savoretti
Azalea H. Scally
Emanuel J. Scarpinato
Michael D. Schaier
Marlena C. Schein
Virginia A. Schellinger
Joseph V. Schettino
Bruce H. Seger
Audrey R. Serel
Henry A. Setaro
Khristine Shahipour
Barbara Shane
Soheila Sharf
Reema Sharma
Brice J. Sheppard
Julia Shildkret
Seung H. Shin
Virender Pal S. Sikka
Parvinder Singh
Trinity L. Singh
Varuna Singh
Scott P. Sisskind
Zachary A. Slavin
Patricia A. Slevin
Roy Sobel
Fanny Soisson
Christine S. Sparacino
Carol A. Sparaco
Anthony Sperrazza
Marie Svec
Peter J. Taryan
Manuel Taveras
Harry G. Terezakis
Philip Tesoriero
John Testaiuti
Mildred Thomas
Leticia V. Tiangco
Susana L. Torres
Kenneth A. Trestka
Arthur T. Triantos
Marilyn Triolo
Christopher Tscherne
James Tsempelis
Demetri Tsilogiannis
Barry N. Turk
Sonita F. Ulmajid
Emeka D. Umahi
Frank S. Urso
Vincent Vaiano
Dragan Valjan
Charlotte Vanderwaag
John Vardouniotis
Pedro Velez
Lucy A. Verdeschi
Anthony P. Vitale
Cynthia Walsh
Jyh S. Wang
Henry F. Weber
Carolyn M. Whalen
Mirna L. White
Marie Whitman
Lloyd G. Williams
Edward F. Wilson
Jamie C. Winkler
Fanny Wong
Li Yang
Chao Ling Yeh
Martin Yip
Mark Zborovsky
Marc A. Zirogiannis
LESS THAN $99
Suzanne Aasbo
Andrew M. Abadir
Paula Abbamonte
MD J. Abedin
Raffay Abid
Hani F. Aboudeshisha
Hamdy Abouhasswa
Raju P. Abraham
Melanie Abrams
Nilda Y. Abreu
Carol Abruzzese
Nordeen Accardi
Steven S. Accardi
Richard D. Accomando
Nancy A. Achstatter
Joseph M. Achtziger
Marc M. Achtziger
Anna C. Acierno
Carol Acker
Bartlett L. Ackerson
Terri L. Ackerson
Leanora M. Ackley
Michele A. Acosta
Steven Actisdano
Anthony Adamo
Joann Adamo
Alea Adams
Daniel Adams
Joanne K. Adams
Mary E. Adams
Michael W. Adams
Olayiwola I. Adams
Sandy Addona
Olufemi N. Adebanjo
Fran Adelson
Taleb Adlah
Miriam L. Adler
Sharon F. Adler
Robert M. Adlerstein
Irma Adorno
Lucia Adrian
Faranak Afshar
Necati Aga
Nadine Agliata
Maureen A.
Agostinacchio
Sara A. Agramonte
Diane Agranoff
Lakeysha F. Agugbo
Carmen Aguiar
Jose A. Aguilar
Juan Aguilar
Reynaldo D. Aguilar
Teresita E. Aguilar
Agwu A. Agwu
Jennifer L. Ahl Tehrani
Haroon Ahmad
Imtiaz Ahmad
Kausar Z. Ahmed
Sayeed Ahmed
Jae Soon Ahn
Jeakuk Ahn
Deborah A. Ahrem
Isaac A. Ajayi
Olaleye S. Ajetomobi
Sevilay Akbulut
Wesike Akpovwa
Kamelia Alaei
Jahangir Alam
Kousar Alam
Joseph Alarimo
Angelica Albamonte
Donna T. Albro
Milagros Alcamo
Diana Aleksic
Daniel Alessi
Stephen E. Alexander
Sydney Alexander
Rose M. Alfano
St John
Jose M. Alfonso
Aslam Ali
Malik A. Ali
Shamsher Ali
Shaukat Ali
Imtiaz A. Alie
Linda Alimaras
Lauretta M. Alio
Michael A. Aliperti
Theresa A. Allegro
Ilicia L. Allen
Joyce L. Allen
Delita Allen Smith
Elaine O. Allman
Olga Allo
Genevieve Allong
Doina Almazon
Miguel E. Almeida
Doug Aloise
Radmila Alpert
Cynthia Altkin
Monica U. Altmann
Dolores M. Alvarez
Veronica L. Alves
Donna M. Alvino
Patricia Amadeo
Diana M. Amato
Frank Amato
MaryAnn Amato
Richard A. Amato
Robin Amato
Yolanda D. Amato
Joanne A. Amatulli
Amparo Amaya
Barbara A. Ambroselli
Wendiann Amicizia
Mustafa M. Aminyar
Julia Ammaturo
Sal Ammirati
Eldad D. Amrani
Yongnan M. An
Marsha Ander
Christine Anderer
Jay Anderson
Jeanne M. Anderson
Mark R. Anderson
Winston R. Anderson
Ylorie C. Anderson
Karen A. Anderson
Palmer
Theodora Andreolas
Christina Andreou
Carrie Andrews
Cecile Andrews
Irina Andriasova
Kenneth J. Anello
Nicole Anello
Susan Angeles
De Lano M. Angello
Pratab Angira
Laurie J. Angrisani
Salvatore Annarumma
Anthony J. Annunziata
Joseph Annunziata
Sharon H. Annunziata
Esther R. Antario
Diane M. Antman
Paige P. Antonellis
Marla J. Antonoff
Novick
Vito W. Anzalone
Ana E. Aparicio
Brenda K. Aparicio
Jonathan N. Appana
Monica R. Appana
Steven Aptacker
Carlos H. Arango
Dennis Arango
Manuel Araniva
Virginia Arceri
Michael A. Ardolino
Sally Arenas
Victor Arenas
Jennifer M. Argenziano
Paul Edgar Argotte
Annemarie Ariola
James R. Arismendy
Elsa Liliana Aristizabal
Melba Ariza
Janine M. Armata
Gabrielle Armellino
Tamu M. Arnoux
George M. Aronbayev
Sudhir K. Arora
Claudio R. Aros
Carmen E. Arredondo
Libertino Arrigo
Brenda Arroyo
Tiongson
John Arvanitopoulos
Joseph Asaro
Sergio P. Asaro
Marco Ascazubi
Jonathan R. Asch
Daniel Asciolla
Kathaleen S. Ash
Nancy N. Ashamalla
Marie E. Asher
Edward T. Asip
Vera Atamian
Pamela G. Atkinson
Kathleen M. Atwell
Janet Augustino
Hardeep S. Aujla
Luis Avalos
Saundra C. Avalos
Karen J. Avellina
Diane Aversano
Rudolph V. Aversano
Alba M. Ayala
Maria E. Ayala
Azita Azarieh
Reuben Azel
Elizabeth B. Azzararello
Franca Azzilonna
Shesh
Steven Azzopardi
Keith W. Baaske
Bobby Bacchus
Sheik M. Bacchus
Barbara M. Bach
Anita Bachrach
Maria A. Badame
Mohamed Badsha
Maria Baer
Ruming Bai
Gina M. Baio
Don H. Bak
Barbara A. Baker
Danene Baker
Lana R. Bakhash
Ann Marie Bakker
Angela Baksh
Magaly A. Balanzategui
Evangeline Balaskas
Paolo Baldan
John A. Balis
Glen A. Ballard
Carmen F. Balmaceda
Janice Balsamo
Wendy J. Balzer
Suzana M. Bancila
Melissa W. Bancroft
Steven Bandel
Clenia J. Banegas
Linda Bangaree
Victor Banks
Barbara Barbaro
Scott M. Barber
Clara Barbera
Nadine Barbera
Evelyn Barberena
Sandy Barcia
Marilyn L. Barcon
Angela Barillaro
John L. Barone
Maria G. Barone
Robert Barra
Michele Barradas
Stephanie Barreda
Samuel Barreto
Maria Barretta
Stephanie A. Barry
Warren E. Barta
Alison L. Bartel
Joan E. Bartels
Jane M. Bartnett
Wen Mei Bartolotta
Jan Bartone
Gregory Bascombe
David D. Basdeo
Deonarine Basdeo
Evelyn Basile Mcintosh
Mary Jane Baskiewicz
Lynn D. Basnight
Yasser Aziz Bassily
Christian Bastian
Katherine M. Batal
Milagros Batista Irizarry
Gustavo M. Battilana
Christian M. Bauer
Diane M. Bauer
Lewis Bauer
Gary Baumann
Chris J. Baylis
Ociric M. Beato
Michael Beauchamp
Michele Beaudoin
Joseph S. Bebry
Ivy Bechor
Alice Becker
Clementine Becker
Rena Becker
Eric J. Becraft
Zoltan Becsak
Nicole J. Beddoe
Leonard H. Beekman
Linda R. Beggs
Ana Begonja
Zeljko Begonja
Konstantinos Beis
Helene A. Bekritsky
Edward A. Belanger
Veenu K. Belani
Stephanie R. Belanich
Craig Bell
George V. Bello
Juan C. Bencosme
Mark R. Bender
Michelle T. Bender
Diane A. Bennekemper
Jean Benoit
Azita Bensher
Joaquin A. Benzant
Lynn A. Berbenick
Mary Berblinger
Janet Berger
David H. Berl
Lenore D. Berlingieri
Sixta M. Bernard
Dominique Berne
Manuel Bernstein
Liane Berretta
Dina A. Berry
Mario R. Bertrand
Dorothy B. Bethune
Thomas K.
Bettenhauser
Diane Betz
Teresa M. Beverly
Nancy Beyrer
Corey A. Bezerman
Kamla Bhagroo
Leonora A. Bianco
Robert J. Bianco
Sandra Bianco
Silvio Bianco
Teresa A. Bianco
Louis B. Biasi
Sousan Bibian
Janet R. Bidwell
Jeffrey R. Biegel
Margaret A. Biegelman
Jean Claude Bien Aime
Anne Bierman
John P. Bifolco
Georgina P. Binder
Gabrielle Binler
Branko B. Birovcec
Irma Bishay
Dawn M. Bishop
Khemraj Bistonath
Kevin B. Blackburn
Franklin A. Blacker
Suzanne K. Blair
Anthony D. Blake
Brian R. Blake
Michael I. Blake
Oliver Blake
Robin Blake
Kathleen Blanchard
Patricia J. Blanchard
Marie Elena Blanco
Grace Blank
Louis A. Blank
Grazyna Blaszko
William Blau
Ernestine Bledsoe
Helen Bletsas
Howard F. Blinderman
Joanne M. Blum
Gail Blumenstein
Martin W. Blumenthal
Stephanie A. Blumlein
Kofi Boakye
Timothy J. Bobot
Richard D. Bocchieri
Jennifer Boccio
Janet Marie Bock
Kristin A. Bodkin
William N. Bodouva
Christopher J.
Boeckhaus
Kevin E. Boehning
Jo Ann Boettcher
Ronald M. Boettcher
Leon L. Boland
Brian K. Bolasingh
Kelly L. Bollaci
Kathleen Bolognese
Kathleen Boltuc
Richard R. Bonagura
Gary S. Bonanno
Russell Bonanno
Veronica A. Bonanno
Anthony Bonavita
Pinuccia M. Bongiorno
Michael G. Bonifazio
Irving G. Bonilla
Darla J. Bonner
Sharon M. Bonny
Theresa A. Bonventre
Serena E. Boone
Maryann Boorum
Debra D. Bordsen
Eileen Boretz
Pierre C. Borga
Debbie Borgia
Elias Borjas
Mark Borkowski
Steven H. Borkum
Clarice Bornschein
Susan Bornstein
Annette J. Borras
Louisa Borriello
GOAL
$386,385
$227,569
& Rising
Debra Anne
Borstelmann
Rivki Bortz
Annie L. Bos
Calvin M. Boston Hill
Gainor R. Bostwick
Herney Botero
June Boughton
Joyce Bouzos
Frank O. Bove
Frank Bove
Tracy A. Bowen
Bascom
Georgina Bowman
Heather A. Boyce
Dennis P. Brady
Winnie Brady
Marc Braeger
Renita R. Braham
Deanne Brand
Audrey K. Brandt
Joseph J. Brandt
Daniel H. Bravo
Karen Brazill
Sean M. Breaton
Dan Brennan
Doris Ann Brennan
Maureen Brennan
Myra Brennan
Richard J. Brennan
Elizabeth A. Breslin
Marie W. Breslin
Cora F. Brettler
Arthur John Bretton
Carol M. Breunig
Dominick Brienza
Joseph A. Brigandi
Gail D. Brill
Liliana Bringas
Arthur Briscoe
Serafim Brito
Felicia G. Broadnax
Jacqueline Broderick
Barry L. Brodie
Kenneth B. Brodsky
Patricia C. Brogan
Evelyn F. Brogdon
Wanda W. Brogdon
Camelia Y. Brogdon
Cruz
Carol Bromm
Eric W. Brooks
Gordon Brosdal
Andrea Brovetto
Lucille M. Brower
Prudence Brower
Angel A. Brown
Cecilia A. Brown
Craig Brown
Gail A. Brown
Icyline Brown
Joan M. Brown
Kathleen M. Brown
Lawrence Brown
Michael J. Brown
Virginia A. Brown
Randolph Browne
Patricia Brownstone
Elton A. Bruce
Rebecca Bruckner
Jesse C. Brundige
Joseph T. Bruno
Peter V. Bruno
Pierre Fritz Bruno
Robert Bruno
Rose Mary Bruno
Craig E. Brunswick
Rose Bruscino
John M. Brutus
Teresa J. Bryant
Grace B. Bryson
Frank Bua
Frederick T. Bubeck
Elizabeth A. Buch
Valerie Buchbinder
Beverly E. Buck
Judith K. Buckridge
Barbara A. Bucovetsky
Vishal A. Budhram
Anthony P. Buffalino
Nicholas F. Buglione
Jacqueline D. Buono
Joan M. Burbes
Michelle T. Burch
Cecil E. Burke
Emma Burke
James J. Burke
Peter K. Burke
*These LIBOR members have pledged RPAC contributions. **All contributors of $20 or more will be automatically entered into NYSAR and LIBOR Sweepstakes.
19
Bhagwan P.
Durgaprasad
Reginald Durham
Cathi M. Durler
Doris Duvernoy
Alisa J. Dwyer
Susan C. Dwyer
Andre O. Dyer
Karen J. Eagers
Stephen G. Eagers
Kathy Eagle
Noel A. Eberts
John J. Ecker
Judith L. Edge
Carol Ann Edwards
Francis J. Edwards
Karyn Maria Edwards
Michael J. Egan
John P. Egbert
Lorraine Egloff
Barbara Ehrens
Irene Eidlin Quere
Daryoush D. Einalhory
Donna Einemann
Robert M. Einemann
Harry Eisenoff
William D. Eisfeld
Judith Elbaum
Eileen G. Eldredge
Allan R. Eldridge
Regina M. Eldridge
Karen A. Elefante
Elisa T. Eletto
Joyce Elish
Anthony G. Ellis
Dwayne P. Ellis
Laurie J. Ellis
Jack Y. Elmann
Ralph Elsasser
Mary Kay Emanuele
Cathy Sue Emerson
Ryan M. English
Duane Ennis
Edward J. Erdman
Raymond E. Erhart
Katherine K. Ernst
Roxana P. Escobar
Janelle Espada
Betsabe C. Espinal
Domingo Espinal
John F. Espinoza
Charles Esposito
Jennie Esposito
Peter P. Esposito
Chantal G. Etrasco
Jacob Ettinger
Karen J. Ettinger
Nora Ettinger
Frank Evangelista
Rose Evangelista
Alicia Evans
Andrew J. Evans
Deborah S. Evans
Joseph R. Evans
Nancy Evans
John F. Evrard
Frank Fabrico
Laura Fais
Carlos Falcon
John Famodimu
Rick R. Fano
Lisa M. Farina
Joel K. Farmer
Shama Farooq
David S. Farrant
Leola M. Farrell
Elsie Farrell Poucel
Teresa Fay
Shameer Fazal
Robert G. Fazio
Elaine F. Feder
Karen Feder
Linda M. Feder
Jennifer R. Feinblum
Alan H. Feinstein
Howard R. Feinstein
Iris F. Feldman
Marilyn Feldman
Chien Sheng Feng
Katherine Fengos
Hildegard Fenton
Anthony D. Ferguson
Robert J. Ferguson
Maria Fermin
Eduardo S. Fernandes
Elizabeth Fernandez
Fernando Fernandez
Gigi Fernandez
Luis A. Fernandez
Luis E. Fernandez
Milady Fernandez
JoAnn G. Ferrari
Edward C. Ferraro
Joseph Ferraro
Katherine Ferraro
Linda S. Ferraro
Natalie Ferrigno
Donna M. Ferro
Silvana Ferro
Paul A. Festa
Jennifer T. Feuerman
Roberta Feuerstein
Gina M. Ficentise
Joe J. Fichera
Donald E. Fickenwirth
Joseph Fico
Astrid M. Fidelia
Lori M. Field
Ana I. Figueroa
April J. Figueroa
Charles Figueroa
Kimberly J. Filardi
Georgia Filasky
Nancy J. Fink
George W. Finnegan
Allicyn K. Finneran
Patricia M. Finocchiaro
Thomas A. Finocchiaro
Cynthia A. Fiore
Anna Fiorentino
Debra Fiscaletti
Vincent J. Fiscella
Elaine M. Fischer
Richard Fischer
Charles B. Fisher
Debra A. Fisher
Jason R. Fisher
Brian Fishkin
Merle Fishkin
Grace Fitterer
Ronald J. Fitterer
Elizabeth A. Fitzgerald
Maria A. Fitzgerald
Deborah Fitzpatrick
Donna M. Fitzpatrick
Ellen J. Fitzpatrick
George Fitzpatrick
Jennifer M. Flaiz
Nancy B. Flannery
Scott A. Flaum
Kyle Fleming
Teresa C. Fleming
Dennis Flood
Maria A. Florentin
Cheryl R. Flores
Herberth A. Flores
Jessica Flores
Rodney F. Flores
Adela Flores Mena
Michael A. Flyntz
Sinching Y. Fong
Beverly A. Fontaine
Christopher J. Fonte
Evelina Fonti
Lisa Forca
Wesley Ford
Luis Forero
Ruthann Forland
Karen Forlano
Susan Forrest
McCartney
Ana Forshee
Darlene J. Forte
Anne C. Foster
George W. Foster
Hugh L. Foster
Tory E. Foster
Carmella Foulkes
Kenneth A. Fountain
Anthony J. Fox
Christine Fox
Dolores F. Fox
Sondia P. Foxx
Dawn M. Fragala
Marian Fraker Gutin
Anne Marie Francavilla
Joseph E. Francisco
Barbara L. Franco
Izzy Franco
Deidre Francolini
Mercia Franklin
Michael R. Franz
Gustave Franzese
Jack T. Franzitta
Saleena J. Franzo
John Frasca
Karen A. Frauenthal
Denise C. Frawley
George E. Frazier
Joseph P. Freda
Yvette D. Frederick
Stacy A. Fredricks
Steven L. Freedman
Edwin C. Freeman
Elaine C. Freeman
Laurell P. Frein
Alan A. Freire
Marian Freundlich
Audrey Friedenthal
Rhonda Friedman
Donna M. Frintzilas
Donna M. Friscia
Catherine T. Fritze
Jacqueline Frost
Judy B. Fruitbine
Clementina Fuentealba
Peter P. Fung
Tat Fung
Jacqueline M. Furino
Paula Fuschillo
Philip Fusco
Antoinette Gabriel
Laura Gabriel
Maria B. Gac
Vincenza M. Gaffikin
Kerrance Gaffington
Ezell C. Gaffney
Michael R. Gagliano
Antonio C. Gagliardi
Margherita M. Gagliardi
Patricia M. Gahan
Moroney
Paul Gajadhar
James E. Galbally
Ellen P. Galbraith
Maude Galette
Lisette Gali
Christina M. Galicia
Patricia Gallegos
Deborah L. Galligan
Anthony Gallo
Peter A. Gallo
Teresa Gallogly
Paul N. Gallucci
Lisandro Galvan
Claudia M. Galvin
Guillermo Gamba
Rose Gambardella
Dawn M. Gambler
Massimo Gammella
Jason J. Ganci
Karen Gandino
John C. Gandolfo
Pamela C. Gandolfo
Carole L. Gangadeen
Ajit Gangaram
William B. Gans
Lisa J. Ganz
Qiji Gao
Xue Qin Gao
Nancy Garafola
Lea Garber
Benjamin Garcia
Gina M. Garcia
Luz S. Garcia
Rolando E. Garcia
Silvia D. Garcia
Tomas Garcia
Beau Gardner
Lawrence M. Gardner
Edward Gardocki
Carmen P. Gargano
Salvatore A. Gargaro
Maria G. Gargiulo
Suzanne M. Garnet
Diane M. Garnjost
Michael Gatto
Sheila R. Gatto
Angeliki Gatzonis
Monika M. Gauger
Lioubov Gavigan
Donald B. Gavitte
Theresa A. Gawel
Laura L. Gay
Carmel Gebbie
John W. Gebbie
Gary S. Geiger
Marvin R. Geiger
Bruce Gelbman
Carol Geller
Kalliope Gemelas
Oakley M. Gentry
Stephen J. Geoghan
Brian George
Charles George
King George
Glenis H. George
Edwards
Christina Georghiou
Arlene D. Georgiadis
Joseph Geraci
Paula Gerber
Louis C. Gerbino
Robin A. Gerbino
Stefan Gergely
Joseph G. Germinaro
Esperanza Germosen
Bonita N. Gershon
Ken Gerus
Anthony S. Gesuale
Parmjit S. Ghotra
Laura M. Giacalone
Patricia A. Giambalvo
Vito Giambanco
Mary Ann Giambattista
Joseph D. Giammalvo
Michelle L. Giammarino
Jason Gianelli
Salvatore Giangrasso
Andrea M. Giannattasio
Julie M. Giannino
Peter A. Giannopoulos
Camellia Giardina
Kelly A. Giardini
Nancy B. Giaretti
Debbie Giarratano
Arnold H. Gibbs
Carolyn A. Gibbs
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(Continued on page 20)
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March 2006
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John C. Capone
James J. Caporale
Maureen G. Cappelli
Patricia Cappo
Ysrael Capriles
Ellen T. Caprino
Christopher A. Caquias
Efrain A. Carballo
Robert Carcamo
Sandra L. Carcamo
Linda M. Carcione
Henry R. Cardello
Christina M. Cardinale
Maria A. Cardino
Paula R. Cardozo
Anthony J. Careccia
Gladys Carey
Russell H. Carey
Lorna Caridi
Joseph F. Carini
Peter J. Carino
Mary Ann Caristo
Elizabeth S. Carl
Kathleen E. Carley
Lisa J. Carlin
Anna Carlino
Brigid Carlino
Kelly A. Carlino
Gina M. Carlucci
Donald J. Carney
Jean B. Carney
Tyrone A. Carpenay
Marilyn M. Carpenter
Debra L. Carpluk
Alicia A. Carr
Gregory S. Carr
Kim D. Carr Sheppard
Maria Carrasquillo
Joseph Carrello
Dilcia I. Carrion
Kristina L. Carroll
Mike A. Carroll
Robin J. Carroll
Teresa A. Carrozzo
Janet S. Carson
Maria V. Cartalemi
George Carter
Reginald L. Carter
Jay Cartman
Beth M. Carucci
John Caruso
Gail Casano
Felix A. Casares
M. Teresa Casazza
Sergio J. Cascio
Dennis C. Case
Sharon W. Cass
Gerda D. Casseus
Rosaleen Cassidy
Linda J. Castellano
Diane L. Castelluzzo
James Castiglione
Astrid Castillo
Hector Castillo
Isadora E. Castillo
William J. Castillo
Cameron L. Castino
Gerald L. Castleman
Joann Catalano
Maureen Catalanotto
Arturo Catanjal
Vincent Catanzaro
Karen Catuosco
Anthony C. Cavallaro
Gregory J. Caviness
Toni Cefalu
Robert W. Ceilly
Joanne Celauro
Ursula Cerami
Roberta A. Cerasi
Richard A. Ceriello
●
REALTORS POLITICAL
POLITICAL ACTION
ACTION COMMITTEE
COMMITTEE
REALTORS
RPAC Goal
20
●
March 2006
●
THE REALTOR®
REALTORS POLITICAL
POLITICAL ACTION
ACTION COMMITTEE
COMMITTEE
REALTORS
Diane G. Klusner
Joan Knight
Thomas O. Knight
Jill Knopf
Gary A. Knotoff
Cynthia A. Knox
Erik Kobley
Susan B. Kogon
Evis Kokalari
Cleopatra Kokkinos
William D. Kokoris
Joann J. Kolakowski
Harvey Kolin
Sheila D. Koliopoulos
Tricia Kong
Gail A. Kontryn
Debbie Kopack
Carol Kopelman
Letitia Kopper
Therese L. Korahais
Rhona Koral
William F. Korinek
Marilynn S. Kornfeld
Linu Koshy
Randall G. Koster
Carol A. Kouba
Anastasia Koulouris
George Kountorakis
Andrei Kourgouzov
Eleni Kouzinoglou
Lazar S. Kovachevich
Dawn Kowaleski
Nina Kowalsky
Dennis Kozak
Andrea Kozlowsky
Filiz Kramer
Marie J. Kramer
Ken Kraska
John P. Kraus
Lucy D. Kraus
Rosalie Krejci
Patricia Krenitsky
Atika Krishnamurthee
Chris Krisilas
David N. Kroe
Joseph K. Kronwitt
Andrew Kropp
Barry Krupp
Grazyna Kubaj
Paula J. Kucinski
Tracey L. Kuczinski
Mary Kuhlkin
Robert E. Kulovany
Kunja Kum
Yim Fong Kum
Gautam C. Kumar
Rupa Kumar
Debra J. Kuntz
Ann S. Kuo
Tina E. Kupferberg
Drora Kuritzky
Ann E. Kuss
Ute H. Kustka
Eun H. Kwack
Anthony J. Labate
Rosalie A. Labbate
Theresa E. LaBoccetta
Roshniedebie Lachman
Whitney M. LaCosta
Mandy J. Laderer
Thomas Laffey
Christine Lagalante
Jessica M. Lago
Niki T. Lagonikos
Kelly Lagoudis
Roberto Laino
Salvatore Lalicata
Cheung Lam
Mikki Lam
Tan Fung Lam
William M. Lamadore
Karen R. LaMarca
Ellen J. Lamb
Donna B. Lambert
Catherine Lambiase
Cherise J. LaMonica
Susan A. Lampach
Frances Landriscina
Rasan
Teresa M. Langan
Sharon A. Langdon
Thomas A. Langer
Thomas A. Langon
John A. Langone
Kenneth Langone
Raymond J. Lani
Mary Lanzillotta
Marco LaPadura
Christina H. LaPenta
Donna LaPollo
Marianne Lappas
Joseph A. Laracuente
Charmaine Largie
Rhonda Larit
Catherine M. Larsen
Nancy H. Larson
Thomas LaSalla
Marilyn B. Lasher
Barbara A. Lastfogel
Fatimah Latimer
Murphy
Paul A. LaTrace
Alex Lau
Anthony Lau
Chin Lau
Susan M. Laudman
Karen J. Laux
Patricia M. Law
Maureen Lawlor Lipari
Brenda Lawrence
Ilana R. Lawrence
Wesley J. Lawrence
William Lawyer
Joseph C. Layne
Edgard V. Lazarre
Carlos H. Lazo
John Lazrovitch
Cedric D. LeBrun
Kenneth L. LeBrun
Debra Ledeoux
Alex Y. Lee
Chul Won Lee
Dong H. Lee
Donna L. Lee
Duckjae Lee
Hak Yong Lee
Henry K. Lee
Ho Keun Lee
Hosang Lee
Hui B. Lee
Hyun Sook Lee
Hyunja H. Lee
Jason Chung D. Lee
JennyJunghwa Lee
Jimmy W. Lee
Kay Lee
Kyoung A. Lee
Kyung M. Lee
Peter D. Lee
Phoebe K. Lee
Samual Lee
Seung Hee Lee
Seungeun J. Lee
Sun Ho Lee
Wen Ling Lee
Arlyne R. Leeds
Anna Maria Lefkaditis
David M. Legaz
Nancy M. Legaz
Harry Legette
Joyce B. Lehn
Lisa M. Leib
Arlene Leibowitz
Angel Lema
Andrea Lembo
Edward G. Lenehan
Vincent M. Lentino
Joy C. Leo
Brunilda Leon
Esperanza Leon
Roger A. Leonardis
Roseann J. Leonardis
Stacy L. Leone
Lisa E. LePorin
Saro Lercara
Louise A. Lettieri Fleury
Rebecca Leuck
Donna L. Levantini
Robert M. Levering
Kathleen A. Levey
Julian E. Levi
Norma F. Levine
Norma J. Levine
Kathleen M. Levinson
Ronald Levinson
Dick Levy
Marsha Levy
Mitchell J. Levy
John F. Lewis
Merton A. Lewis
Pamela J. Lewis
Robert M. Lewis
Cheung K. Li
Hong G. Li
Mei Z. Li
Mei Li
Samantha B. Li
Shaogang Li
Ying Li
Joyce B. Liang
Lily Liang
William Liang
Gary T. LiBert
Wendy T. Lichtenberg
Michael P. Licitra
Loretta Lieberman
Marina Lifanova
Benjamin Ligeri
Martin M. Ligorner
Toby Ligorner
Harold H. Lilie
Chow Hoong Lim
Jenny N. Lim
Jong K. Lim
Sunnie K. Lim
Hui Jin Lin
Sherry H. Lin
Zhi Rong Lin
Richard J. Lind
Wendi A. Lindsey
Catherine I. Lindstadt
Christine Linsalato
Paula Linwood
Sean P. Lipien
Susan J. Lipp
Meryl A. Lippert
Irene Lipps
Ann M. Little
Todd S. Litz
Patricia A. Litzner
Hsin Kuei Liu
Lucilla Liu
Qin Liu
Yunsheng Liu
Teddy H. Livingstone
Shirley L. Lo
Irene N. Lobell
Jacqueline M. Lobo
Lian Rong Loc
Peter A. LoCascio
Ed Lochansingh
Donna R. Locke
Enid N. Lockery
Anthony LoConte
Gloria M. LoCurto
Rose J. Lodato
Gloria Loeser
Nora Lofgren
Gloria J. Lofstad
James Loh
Robert M. Lohman
Jacqueline M.
Lombardi
Nick A. Lombardi
Kim I. Lombardo
Robert Lombardo
Brian P. Lomot
Eliot R. Lonardo
Thomas J. Lonegan
Roy J. Longhitano
Adelle Longo
Arleen L. Lopardo
Manuel Lopes
Victor S. Lopes
Alejandro Lopez
Eddison M. Lopez
Felix M. Lopez
Freddy Lopez
Lissette S. Lopez
Harold D. Lord
Patricia E. Lorenzo
Catherine Loria
Nichole A. Losgar
Sal F. Lostrappo
Sandeep N. Lotlikar
Joanne B. Lott
Walter Lott
Joann Lotterhos
Michael Lou
Emmanuel Louis
Sybille Louis
Roxanne Loureiro
Mingkang E. Low
Courtney Lowe
Diana P. Lowe
Chava D. Lowy
Beatrice Lozada
David G. Lucas
Judith M. Lucca
Nancy Luft Weiss
Patricia Lugo
Djula Lukovic
Gianmarco Lullo
Dvorah Lumerman
Charles Luna
Salvatore J. Lupo
Theresa G. Lupo
Francine A. Lussardi
Naraine Lutchman
Saul Luzeus
Carolyn R. Lynch
James L. Lynch
Katie A. Lynch
Margaret M. Lynch
Philip Lynn
Camille S. Lyons
Robert J. Lyons
Sonia Lyttle
Jaynie C. Macaluso
Mary M. Macaluso
Joseph T. Macari
Michael Macchia
Jessica Z. Mack
Elise B. Mackay
Marie E. Mackin
Thomas E. MacNiven
Karamjit Madan
Sara Madan
Susan R. Maddaleno
Alfred C. Madlinger
Mels Maerov
Joseph R. Maffeo
Lucia Magalhaes Dino
Catherine Magee
Joseph B. Maggio
Agnes C. Maginniss
Ronald A. Maginniss
Carl J. Magnus
Kimchan Maharaj
Lenny Maharaj
Ellen Maher
Rose Marie Maher
Demetra Maheras
Simin Mahfar
Ansar Mahmood
Nadia Mahmood
Maria A. Mahon
Janet E. Mahoney
Charles V. Maione
Francine T. Maione
Frank A. Maiorca
Josephine Mairzadeh
Jouliet Mairzadeh
Sakhai
Matthew Maistoru
Moni R. Majumder
Dennis Mak
Jaroslav Makovsky
Daniel J. Makowski
Amarilys Maldonado
Hector Maldonado
Juan Maldonado
Muhammed O. Malik
Shashi B. Malik
Yasmine Malik
Zafar A. Malik
Robert J. Mallas
Janay D. Malloy
Jennifer L. Malone
Stephen P. Malone
Thomas V. Malone
Margaret F. Maloney
Julie A. Malsky
Sue Ellen R. Maltagliati
Kristina M. Maltese
Rose A. Manalang
Sarah Manarel
Moniram Manbode
Marion Mancuso
Pamela K. Mancuso
Maritza Mandarino
Nancy Mandat
Diane Mandel
Patti Ann Mandel
Ronnie L. Mandel
Rosemary E. Maneri
Robert F. Manetta
Rajiv K. Mangal
Jack Gajraj Mangra
Natalie R. Maniaci
Tina M. Maniaci
Elizabeth Maniatis
Alan B. Mann
Kathleen W. Mann
William A. Mann
Catherine M. Manning
Kevin J. Mannix
Alfred G. Manns
Dana M. Manz
Dayle M. Manzo
Doreen Manzo
Raj Marajh
Gerardo Marano
Gail S. Marchbein
Norm Marcioch
Jeffrey Maresca
Carl P. Margliano
Lorraine A. Margulies
Martha L. Marin Zafra
Leo C. Marinacci
Leyla J. Marinelli
Phillip R. Marino
Steven E. Markfeld
Melinda Markland
Roger D. Marks
Claude P. Marku
Debbie Markus
Lorraine Marotta
Rufino E. Marquez
Anthony G. Marra
Carmela Marra Merollo
Sandra E. Marro
Jennifer A. Marsala
Angela Marshall
Elaine Marsicano
Maria M. Marte
Kathryn A. Martin
Lisa Martin
Luz C. Martin
Rosemary Martin
Patricia E. Martin
Groeling
Sandra Martinelli
Eduardo Martinez
Judy Martinez
Justine M. Martinez
Paula E. Martinez
Teresa Martinez
Rosa Martinez Bynon
Peter Martino
Jane Martinsen
Bozena Martula
John Mascitelli
Lisa Masi
Nancy A. Masi
Nicholas Masi
Carol A. Masin
Francis W. Masin
Carol A. Masini
Michelle D. Mason
Suzanne Mason
Yoon H. Massano
Claudia A. Massari
Eileen Massone
Violetta S. Masterson
George F. Mastorides
Denise A. Mastrangelo
Thomas Mastrocola
Josann Matassa
Earl D. Matchett
Phyllis Mate
Lillian Matej
Stefany Mateo Castillo
Carolyn Matherson
Mathai V. Mathew
Sandra R. Mathis
Dorothy J. Matinale
Maria Matiz
Simon A. Matsui
Anne C. Matthaei
John Matthew
Josephine Mattina
Nadine A. Mattis
Marilyn Mauer
Carol A. Maurer
Mark Maurer
Rose J. Mauriello
Faith J. Mavretich
Helen Maxwell
William A. Maynard
Sheila Mayola
Carol Mazyck
Carmela Mazzitelli
Karen Mazzola
Catherine McAllister
Kathleen McByrne
Mary T. McCabe
Barbara A. McCaffery
John P. McCalley
Andrea McCarthy
Susan McCarthy
Walsh
Natalie McCauley
Thomas McCauley
Michele R. McCleary
Robert W. McCleary
Theresa R.
McCormack
Bridget M. Mccormick
Kathleen D. McCormick
Moniqua McCoy
Peter J. McCusker
Barbara R. McDermott
Susan C. McDermott
Michael D. McDonald
Barbara McDonough
Joanne Mcdonough
Peter McGeough
Maureen D. McGoldrick
David McGovern
Misty A. Mcgovern
Robin McGowan
Jennifer McGrath
Patricia H. McGrath
Stephen E. McGrath
Fred McGraw
Noel McGuinness
Allison McGuire
Roberta J. McIntyre
James A. McKenna
James P. McKenna
Sheila M. McKenna
Olsen
Jacqueline A.
McKinnon
Mary F. McLaughlin
Bruce K. McLean
Janet S. McLean
Gabriella A. McLeod
Carol L. McLoughlin
Edel McMahon
Ellen M. McMahon
John G. McMahon
DayAnn R. McManus
Joe McManus
Katherine A. McManus
Annette M. McNelis
John S. McNierney
Lindop J. McPhee
Janine M. McQueeney
Joe J. McQuillan
Peter J. McQuillan
Richard T. McQuillan
Debra Mcsheffrey
Kiehn
Eileen M. McVeigh
Jeffrey Meade
Robert M. Meade
Anthony T. Medici
Antonio Medina
Marvin M. Meditz
Kelly A. Medwig
Idomenee Medy
Maureen B. Meehan
Carolyn Meenan
Charles J. Mehlman
Elham Mehraban
Yona T. Meiler
Esperanza Mejia
Salomon Mejia
Salomon Mejia
Sandra Mejia
Teresa Mejia
Wilson Mejia
Ethiel Melecio
Jeacqueline L.
Melendez
Dora E. Melero
Graciela L. Melero
Jane Melinger
Anita K. Meltzer
Donna L. Memoli
Alexis Mena
Jules I. Mendelson
Debra Mendicino
Dario A. Mendiguren
Alma L. Mendoza
Mariola E. Mendoza
Theodora Mennella
Theresa F. Mennella
Rajagopal Menon
Demetria J. Menoutis
Carlos S. Mera
Carmen M. Mercado
Gustavo Mercado
Tammy M. Mercer
Angelo Merchan
Betty Mercurio
Josephine Meringolo
Betty A. Meron
Merrit H. Merriman
Jean Merritt
Jeanie Merritt
Robin R. Meshonek
Carmen Mesiti
John W. Messina
Mary Mestres
Andrew Metas
Mary V. Meyer
Sally E. Meyer
Susan V. Meyer
Christopher T. Meyers
Susan Meyers
Alina Mezhibovsky
Mohammad M. Miah
Nazrul I. Miah
Pamela J. Michaels
Howard W. Michaelson
Anna Michailidis
Alan F. Michalak
Wilhelmina Michel
Chad S. Michelini
Diana T. Miele
William V. Mignoli
Vacileios Mihalopoulos
Eftihia Fay Mihos
Alexander Mikhaylov
Martha Milazzo
Susan Milim
Alice P. Miller
Carol M. Miller
Dean M. Miller
Debra B. Miller
Donna F. Miller
Frances T. Miller
Kimberly Miller
Maria Miller
Robert J. Miller
Sunny L. Miller
Terry I. Miller
Jenine Milo
Joseph B. Mimmo
Myat Moe Moe Min
Annette Mina
Jane L. Mincer
Li Dong Ming
A. Mingione
S. Mingione
Sheila D. Minkel
Susan Minogue
Kenneth J. Mintz
Kenneth Minutoli
Susan C. Mirabella
Bonnie A. Miranda
Fabian M. Miranda
Laurie J. Miranda
Michael J. Mirando
Donna Marie Miro
Michele M. Mirro
Robert J. Mischke
Mary E. Miskell
Latchman Misra
Daniel J. Mitchell
Isabella Mitchell
Eddie E. Mite
Mary Mitrou
Edeline Mitton
Ralph Mizrahi
Mojgan Mobasheri
John Mobyed
Neal K. Modi
Rajiv Mody
Bhagat B. Mohabir
Eshwar Mohabir
Patsy Mohabir
Ramesh Mohabir
Neil Mohammed
Barry D. Mohan
Deborah Mohring
Omar H. Molina
Jennie A. Molinaro
Joseph J. Mongelli
Ellen M. Monroe
Francesca Montague
Paola D. Montanez
Frank Montazeme
Mary Ann Monteleone
Gale L. Montello
Paul J. Montesano
Urbano Montilva
Jorge O. Montoya
Steven Monzeglio
Ae J. Moon
Catherine M. Moore
Daniel T. Moore
Frances Moore
Ilan Mor
Ramon A. Mora
Elizabeth R. Moradian
Arthur B. Moral
Jose Morales
Marisol Morales
Patricia Morales
Barry H. Moran
Edgardo Moran
Kim T. Moran
Louise E. Moran
Maureen Moran
Patricia A. Moran
Pamela A. Moran Kane
Timothy J. Morch
Nenita M. Morel
Jerome Morello
Frank H. Moreno
Jose J. Moreta
Sarah L. Morgan
Susan Morgan
James W. Morini
Madeline A. Moritz
Ira Morley
Christine M. Morra
Catherine M. Morris
Karen B. Morrison
Sandrea V. Morrison
Kimberly Morrissey
Frank Morrone
Steve R. Morrow
Vincent A. Mortensen
Angela N. Morton
William J. Moseley
Maureen Moser
Patricia M. Moser
Esther Moshenayov
Cindy M. Moshman
Douglas G. Moskow
Luz A. Mosquera
Ahmed Mostafa
Carol A. Motschwiller
Elizabeth Mottola
Carol Mouscardy
John T. Moy
Robert P. Mozian
Louise Mucci
Elizabeth Muhlenbruck
Susana J. Muir
James Mularadelis
Clarice I. Mulcahy
Nina Mule
Sheri M. Mule
Anne Mulholland
Barbara A. Mullaney
Marcia A. Mullings
Adelaide L. Mulry
Howard F. Multer
Carol Mummendey
Trajan J. Muncan
Flor Maria M. Munive
Bernardo A. Munoz
Kerri Munson
Marat Muradov
Masae Muramatsu
Darrel L. Murdaugh
Diane T. Murdock
Sandra Murer
Weissberg
Kathleen P. Murphy
Elizabeth Murray
James T. Murray
Kathleen M. Murray
Thomas Murtagh
Mustafa A. Muryid
Rhoda Nadell
Lionel Nagapen
Francine S. Nagin
Anet Nahum
Jayakrishnan Nair
Lillian Najar Jaramillo
Hyon Suk Nam
Estesandie V.
Nanadiego
Bette Nance
Christina L. Napoli
Olga Naranjo
Sonia Naranjo
Myrtha Narcisse
Donna E. Nardi
Jawad Nasar
John Natale
Nathan Natanov
Stacey E. Nathanson
Skender A. Natiku
Janet M. Nation
Maureen C. Natoli
Leonard Ndue
Gloria J. Neglia
Diane Negron
Nilda Negron
Jeanne M. Neilon
Angela M. Nelson
Dina L. Nelson
Gary J. Nelson
James D. Nelson
Kim P. Nelson
Aviram Nemzeyano
Susan Nerenberg
John S. Ness
Kristina S. Netter
Donald Neubauer
Gloria Nevitt
Eric B. Newman
Marvin F. Newman
Kam Ng
Wai Fu Ng
Wilson Ng
Loussik Nichanian
Patricia M. Nicklaus
Anthony Nicoletti
Sandra Nicoletti
Kerri Nicolosi
Christopher H. Niebling
Dorothy J. Nigro
Marios M. Nikolaides
Laura J. Niles
Carolyn A. Nilsen
Joseph J. Ninivaggi
Alvaro Nino
Misook No
Dawn A. Noak
Marc N. Noel
Varisier Noel
Fredda H. Nogid
Daniel A. Notine
Vivian Novello
Barbara A. Nunziata
Jennifer C. Nussbaum
Denise L. Nystrom
McLain O’Berry
Katherine M. O’Brien
Linda A. O’Carroll
Patricia A. O’Connell
Philomena C. O’Connor
Michael O’Donnell
Ann M. O’Donohoe
Michael E. O’Dwyer
Jean M. O’Gallagher
Gina O’Kane
Patricia O’Keefe
Francine O’Rourke
James J. O’Toole
Carl D. Obie
Julie OConnell
Patricia OConnor
Karen W. ODonovan
Sunny K. Oh
Peter O. Ohlsen
Theresa C. Ohlsen
Tony Oi
Afi S. Okon
Lois Olchek
Gina M. Oliva
Lucy Oliva
Patricia A. Oliva
Nancy L. Olmeda
Bruce C. Olsen
Colleen F. Olsen
Georgine L. Olsen
Harry A. Olsen
Richard R. Olszewski
Roland E. Onuoha
Tee H. Ooi
Russell A. Ore
Jesus A. Orihuela
Litsa Orisses
Jodie B. Orlando
Rosemarie Orlando
Susana Ortega
Richard Orth
Dianne Ortiz
Lydia Ortiz
Lourdes Ortiz Sostre
Nigel S. Osarenkhoe
Barry S. Osborn
Vilma T. Osborne
Kenol Oscar
William J. Osmer
Gloria M. Ott
Mary Anne Paccione
Maryanne Paciga
Carole A. Pacula
Michael F. Padden
Gina M. Padro
Alejandro E. Padron
Merci Pagan
Lynda M. Page
Paul H. Page
Joan B. Pagnotta
Kaunt Pahlajani
Tae H. Pak
Luz Elena Palacio
Fredy E. Palacios
Steven H. Palacios
Concetta Palamaru
Jennifer Palazzola
Janis L. Palermo
Deborah J. Paley
Paul Paliotta
Mark A. Palladini
Julio Palleiro
Jean M. Pallister
Debra A. Palma
Maria S. Palmar
Rose Palmer
Paul Palmowski
Gloria Pampinella
Xiao Feng Pan
Jorge R. Panchana
Tasia Pando
Evelyn Pandolfi
Peter I. Paniagua
Dawn E. Pannasch
Albert J. Pantino
Gina M. Panzarino
Janet Panzeca
Ke H. Pao
Nelida Papadimitriou
Louis N. Papas
Robert Pappalardo
Debra Pappas
Fredis H. Parada
Stephania Paraschiv
Mayur Parekh
Josephine Parente
Lawrence T. Paretta
Angela M. Parisi
Sherene Parisi
Austin Park
Daniel J. Park
Hyun S. Park
Jae Y. Park
Jun H. Park
Kyong I. Park
Kyung Ok Park
Michael Park
Monica A. Park
Richard H. Park
Soon Young Park
Sherri L. Parkhurst
Susan E. Parks
Danilo Parra
Miriam C. Parra
Liz Parrin
Gohar A. Parshad
Justin Parsons
Maria Partridge
Susan Pascucci
Mohammad S. Pasha
Michele T. Passarella
Audrey C. Pasternack
Rifkin
Christopher Pastore
Donamarie Pastore
Mary Ann M. Pastore
Ketan C. Patel
Victor Pati
Elaine Patterson
Karen L. Patti
Mel J. Patto
Kathleen J. Paturno
Roldan Paukar
Denise L. Paul
Lisa Paul
Barbara Payne
Carolyn Pean
Roosevelt T. Pearce
Joanne Pearson
Leslie A. Pecheur
Richard A. Peck
Daniel D. Pedras
Jose L. Peguero
Linda S. Pelehach
Muzzy
Jennifer Pellegrino
Christina M. Pena
Skyla Marie R. Pena
Tomas Pena
Linda Pendergast
Lily Peng Yachun
Joan Penn
Matilde Pennisi
Debra L. Penzone
Ignacio E. Perez
Jorge D. Perez
Wilson R. Perez
Donna Periconi
Nelson R. Perla
Ian J. Perler
Jeff J. Perlman
Shazar K.
Permohamed
Peter A. Perone
Keith Perry
Lenore M. Perry
Chetram Persaud
Felicia S. Persaud
Jeewan Persaud
Joan A. Persaud
Peggy R. Persaud
Ramnauth Persaud
Sunnil Persaud
Suresh Persaud
Kenneth S. Pertab
Evelyn G. Pesso
Franko Pestana
John W. Peterkin
Clarence Peters
Robert Peters
Sanjay Peters
Patricia J. Petersen
Dwayne Peterson
Paul R. Peterson
Susan M. Petkewicz
Linda J. Petralia
Rick R. Petrelli
Nancy Petri
Joanne M. Petrie
Angela Petter
Jean M. Petter
Patricia A. Pfeifer
Paul L. Pfeifer
Khanh T. Phan
Motie L. Phanisnaraine
Deleep Pharsi
Sultana Y. Phelan
Brenda N. Phelps
Constantine N.
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Isa D. Stykes
Minas Styponias
Gary Su
Janet Su
Silvia T. Suarez
Deborah Suarez Cutillo
Myra N. Suchman
Diego Sucuzhanay
Marina Suero
Duck Ki Suh
Ravi P. Sukhnandan
Asif Sukhu
Seeram Suknanan
Eric E. Suld
Jean Sullivan
Lori A. Sullivan
Dorothy M. Summers
Yunzhong A. Sun
Susan Surendranath
Mary Ann Surgot
Madan P. Surujpaul
Joan C. Suskauer
Kathrine L. Sussingham
Marla M. Sutherland
Sheila Sutherland
Philip Svendsen
Peter E. Sverd
Maria L. Swanson
Timothy G. Swanson
Gerard A. Sweet
Caroline P. Sweezey
John Swierczewski
Eric Swike
Amalia Molly Symington
Eileen F. Syvertsen
Dolores J. Szigethy
Barbara A. Szumski
Maria O. Tabone
Andrea Tafuri
Anthony Tafuro
Adnan Tahir
Ruth C. Tai
Avi I. Taitz
Paulina E. Talarczyk
Lucille A. Talenti
Dennis D. Tambasco
Anthony Tamboni
Frank Tamburello
Cheng H. Tan
Kenny Theam H. Tan
Deepak Taneja
Maria Tapalaga
Theresa J. Tapia
Julius Tar
Wieslaw Tarnachowicz
Rosemarie Tartaro
Jean G. Tarte
21
Patricia Sepulveda
Eugene R. Serafine
Rosemarie Serigano
Tim Serpionov
Pilar Serrano
Tanya N. Serrano
Reno Serrentino
Edward G. Set
Babita N. Sethi
Myrna M. Seva
Cliff Sewah
Meena Sewani
Michael Sexton
Dino D. Sferrazza
Jani T. Sferrazza
Cynthia L. Shafeek
Arvindlal Shah
Jagat Shah
Esfira Shakhmurova
Valerie A. Shalomoff
Anuj Shanker
Peggy Shannon
Susanna C. Shao
Marsha Shapiro
Wendy B. Shapiro
Annarosa Shapochnik
Saul Shapochnik
Soudabeh Shararshani
Sara Sharf
Anwar A. Sharhan
Orna Sharon
Heather Sharpe
Robert O. Shaw
William J. Shaw
Cherolyn L. Shawe
Karen Shayne
Ilene Shea
Patricia M. Shea
Sarah A. Shea
Maria Sheehy
Harry A. Shehigian
Barbara L. Sheib
Caitlin M. Shelton
Carole F. Sheppard
Robert J. Sheppard
Sandra Sheppard
Geanie Sherman
Jeanette Sherman
Rhea Shervan
Hao Xian Shi Sandy
Jenny P. G. Shibetti
Jong S. Shin
Young Sil Shin
Yu Jin Shin
Rose T. Shindel
Jean Marie Shipman
Donald Ships
Yvonne Shiwgobin
Igor Shlafman
Pia E. Shlomo
Edith Shneorson
Daryoush Shokouhi
Jodie E. Shorin Hirsch
Eva Short
Donna S. Shure
Elaine Shure
Suzanne Shusteris
Elli Siamas
Pearl D. Sibadan
Dorothea Sicilian
Lisa A. Sickler
Balbir S. Sidana
Gaetano T. Sieligowski
Don Sien
Luis A. Sierra
Bolivar Sigcha
Daranee Sigle
Ali A. Sikder
Miguel E. Silva
Richard Silver
Sarita Silver
Nancy Silverio
Leeanne M. Silverman
Melvin Silverman
Brian M. Silvestry
Joseph A. Silvey
William Sim
Barry Simmons
Dorothy A. Simmons
Susan P. Simmons
Anthony G. Simonetti
Catherine E. Simonetti
Leonard Simonetti
John Simpson
Chris Sinaplidis
Lyphroy M. Sinclair
Kim L. Sindone
Jacqueline L. Singer
Phyllis Singer
Tammy Singer
Darshan Singh
Gurmeet Singh
Indarkumar Singh
Jaspal Singh
Kulvinder K. Singh
Mandeep Singh
Nina S. Singh
Perbhoo Singh
Raminder Singh
Sandip Singh
Seenarine Singh
Sukwinder Singh
Swinderjit Singh
Phyllis A. Singler
Holly Singler Vonnes
Nectaria Siounis
Marjorie B. Sivin Miller
Erjon Skifteri
Virginia A. Skillman
Linda A. Skliros
Erica L. Slavens
Andrzej Sliwoski
Thea T. Smillie
Brenda A. Smith
Dawn Smith
James A. Smith
Jeffrey M. Smith
Kelly E. Smith
Linda S. Smith
Lore U. Smith
Maryann Smith
Patricia R. Smith
Patrick M. Smith
Tony Smith
Victoria G. Smith
Dawn K. Smyth
Maria A. Sneden
Gayle I. Snyder
Lisa A. Snyder
Edward J. Sobanski
Charles J. Sobotka
Winifred Sochacki
Suzanne A. Solieri
Antonetta M. Solina
Joanna Sollazzo
Ronni L. Sollazzo
Rafael E. Solorzano
Sandra E. Sommers
Jean Sondergaard
Krishna C. Sookchand
Vedia Sookchand
Leelawatie S. Sooklal
Vishwa P. Sooklal
Laura M. Soper
22
●
March 2006
LEGAL/GOVERNMENTAL
LEGAL/GOVERNMENTAL
THE REALTOR®
●
COUNSELOR’S
COMMENTS
by Howard W. Goldson
Goldson, Nolan, Connolly, P.C.
Mortgage/Title
Business for Real
Estate Brokers
I have previously discussed the necessity for both real estate agency disclosure
and Part 38 Banking Law disclosure
when a real estate broker is also acting as
a mortgage broker in the same transaction. That article, which can be found on
the mlsli.com website, was the first of a
series of articles dealing with the conduct
of mortgage business or title business in
conjunction with your real estate business. This is the second such article.
There is certainly an economic advantage to being able to secure either mortgage business or title business or both in
transactions which you create as a real
estate broker or agent. Sometimes, for the
real estate broker, the amount of money
that can be made on the financing or title
side is greater than that to be made in the
real estate brokerage transaction. As a
result, brokers often explore the opportunity to get into these related businesses
by forming business arrangements with
persons already in the mortgage or title
business. Such business arrangements, in
addition to be lucrative, are lawful provided they are legitimate and not a disguised kickback which is illegal pursuant
to the Real Estate Settlement and
Procedure Act (RESPA). Illegal business
arrangements may not only lead to fines
and penalties but may also lead to criminal indictment, prosecution and felony
convictions.
The Mortgage/Title Tenant
One of the most simple arrangements
proposed to brokers is that a mortgage
broker or banker or a title company
become a tenant in the broker’s office
space. Typically, such tenancy involves
the mortgage/title person having desk
space in the broker’s office and a representative who is present at that desk
space for part of the work week. The
arrangement may also call for the broker
to provide services such as conference
room, copy/fax machines, computers,
signage, etc. Such arrangements are legal
provided the tenant complies with all regulatory manners governing his type of
business (For example, mortgage brokers
must have signs posted stating that mortgages are made by third-party lenders.)
and that the rent paid is fair market value
for the space the services delivered to the
tenant.
It is this last provision which usually
makes this type of arrangement unattractive. While there is no rule as to how the
rent can be calculated, clearly rent that is
tied into the number of transactions that
the tenant procures from the broker is a
violation of RESPA and unlawful.
Consequently, most deals of this type are
structured with a flat fee monthly rental.
That rental, to be lawful, must be at market rental value. That is, there must be a
correlation between the value received by
the tenant with respect to space and services and the rent charged. The rental
cannot relate to the amount of business
the tenant does at the location, the profitability of the tenant or the number of
transactions. For example, if the fair
rental market of the entire office space is
$12 per foot and the total space of the
office is 2500 feet, that equates to a rental
of $2,500 per month for the entire
premises. If the mortgage/title company
uses 5% of that space, the rental value
would be somewhere around $125 per
month. If you were to add to that the use
of the copy machine, a proportionate
share of energy bills and even a small
percentage of a secretary’s salary, you
still end up with a relatively low rent figure which may not make the entire transaction worth while. Often, uninformed
mortgage/title people and brokers make
rental arrangements calling for thousands
of dollars per month in rent. Where such
arrangements are totally out of line with
the fair rental value of the property, there
is a RESPA violation, and both the broker
and the tenant risk both civil and criminal
prosecution and penalties.
Because the economic return on most
rental transactions is not satisfactory, brokers and mortgage/title entities often
entered into business relationships where
they form a third-party company and conduct either a mortgage business, a title
business or both. Such arrangements are
known in the law as affiliated business
arrangements or ABA’s. Like the rental situation, ABA’s are perfectly legal provided
they are conducted correctly. Unlike the
rental situation, ABA’s can be extremely
lucrative provided they are done correctly.
In next month’s column, I will review the
rules with respect to the forming of ABA’s
and highlight the benefits and some of the
pitfalls in these arrangements.
NOTICE:
The Department of State (DOS) has
Revoked/Suspended the following licensee(s):
• Bertram Goberdhan (DR) — M#25494
— Lic suspended 6 mos effective
1/16/06 — Dropped by LIBOR 10/18/05
• Mordechai M. Golan (DR) —
M#94415 — Lic Revoked —
Suspended by LIBOR/MLS
• Asif Mehdi (R) — M#105709 — Lic
Revoked — Suspended by LIBOR
Banks in Real Estate and OCC
Expansion of Bank Powers
NAR wants to make sure that banks
aren’t allowed to slowly, but surely, chip
away at the real estate industry. That’s why
NAR is educating Congress about the
OCC’s recent decisions, which NAR
President Tom Stevens outlined in a letter
to members. NAR is also urging Congress
to conduct hearings.
Banks have asked the government to
define real estate brokerage and management as financial activities, rather than
commercial ones. In addition, using another tactic to get into real estate, the Office of
the Comptroller of the Currency (OCC) has
expanded the authority of banks to develop
real estate. In December 2005, OCC issued
rulings involving three large national banks
(Union Bank of California, PNC Bank, and
Bank of America) that permit bank ownership of hotels, residential condominiums,
and even a windmill farm.
Both these approaches violate the longstanding national policy against mixing
banking and commerce. This policy is necessary to avoid the unfair advantage banks
would have because they enjoy access to
cheap sources of capital due to federal
deposit insurance and other subsidies unique
to banks. In addition, permitting banks to
engage in commercial activities creates an
inherent conflict of interest. Banks should be
“honest brokers” in providing financial services and not be influenced in deciding
whether to make a loan because the applicant is also a commercial competitor.
If big banks are allowed to sell or manage
real estate, there will be a negative impact
on communities across America, leaving
home buyers and sellers with fewer choices, higher loan fees and reduced customer
service, from agents who don’t follow
NAR’s strict code of ethics.
The precedent set by the OCC’s actions
in December expands the authority of
banks to develop real estate far beyond
what is needed to accommodate their business. Purely commercial real estate developers are at a disadvantage when competing for projects with federally-subsidized
banks.
The collapse of the savings and loan industry in the 1980s, which affected the housing
market for years, was the result of government policies allowing the mixing of banking
and commerce. In addition, a similar intertwining of banking and commerce has kept
Japan’s economy in the doldrums for more
than a decade. Another banking crisis would
mean REALTORS® and all other taxpayers
will be forced to bail out the banks.
In addition, President Stevens has written
letters to Ben Bernanke, the new chairman
of the Federal Reserve Board of Governors,
and to John Snow, Secretary of the Treasury,
urging them to keep banking and commerce
separate as a fundamental economic policy.
He has also written to Comptroller John
Dugan asking him to reconsider the rulings
that allow the banks to proceed with the
recent real estate projects.
NAR has also made a Freedom of
Information Act request to determine
whether the OCC has allowed any other
banks to develop real estate.
FORECLOSURE UPDATE
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boroughs of New York, Westchester, Nassau, and Suffolk counties. Delivered
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www.newyorkforeclosures.com
23
●
ETHICS &
& RULES
RULES
ETHICS
March 2006
ETHICS...This Month’s Topics
●
then called REALTOR® B and again discussed the obligation of Article 17 with
him. However, REALTOR® B advised
him that his corporation was not subject to
the requirement of the Code and stated his
intent to pursue the litigation.
REALTOR® B acknowledged that the
facts as related by REALTOR® A were
correct and that his corporation had filed
suit upon the advice of the corporation’s
legal counsel. REALTOR® B said that
membership in a Board of REALTORS®
is individual and that personal responsibility disappears when a matter of corporate
business is involved. He pointed out that he
was not the only principal or officer in his
corporation and that the decision to file litigation was not made by him alone, but by
all of the corporate officers.
The Board of Directors, in reaching its
decision, did not agree with REALTOR®
B’s position. The Directors’ noted that the
membership requirement in a Board of
REALTORS® has, as it purpose, the assurance of commitment by the principals in the
firm to the Code of Ethics. This commitment addresses the conduct and activities of
all persons affiliated with the REALTOR®’s firm whether a sole proprietorship,
partnership, or corporation. Moreover, the
Directors pointed out that Article 17 obligates REALTORS® to “. . . cause their firms
to arbitrate and be bound by an award.”
REALTOR® B was advised to withdraw
the litigation submit to arbitration by a date
certain or his membership in the Board
would be terminated. REALTOR® B
accepted the decision, withdrew the suit
against REALTOR® A, and submitted to
arbitration.
Case #12-12: Advertising in the
Guise of News
Shortly after mailing his “Homeowners
Neighborhood Newsletter” to local residents, several complaints were filed
against REALTOR® B claiming that he
had engaged in deceptive advertising in
violation of Article 12’s “true picture”
directive. These complaints were reviewed
by the Grievance Committee which determined that a hearing should be held and
that all of the related complaints would be
consolidated in a single hearing. The
appropriate notices were sent and the hearing was convened.
REALTOR® A, one of the complainants,
introduced REALTOR® B’s “Homeowners
Neighborhood Newsletter” into evidence
pointing out that, on the first page, REALTOR® B had prominently shown pictures
of, and addresses for, ten homes in an exclusive area of town labeling each as “Recently
Sold.” REALTOR® A, the listing broker for
several of these properties, stated that, in his
opinion, the average reader would readily
conclude that REALTOR® B, by advertising this way, was claiming to have listed and
sold the properties and that his claims violated Article 12, as interpreted by Standard of
Practice 12-7. In response, REALTOR® B
indicated that Article 12 was limited in scope
to “. . . advertising and representations to the
public” and that his “Homeowners
Neighborhood Newsletter” was not, in fact,
advertising but rather a well-intentioned
effort to make homeowners aware of current
market values. “Sale prices in our county
become a matter of public record once a
deed of sale is recorded,” Realtor® B
argued, “and anyone who wants to find out
about recent sales can get that information
from the recorder’s office.” “All I am
doing,” he continued, “is reporting news —
and saving residents the time and effort of
retrieving this information on their own. If
someone appreciates my efforts and later
buys or sells through me, so much the better,
but that is not the reason for my newsletter.”
After hearing from the complainants and
the respondent, and after reviewing the
content of the newsletter, the Hearing
Panel concluded that it did, in fact, violate
Article 12 since, while the information
regarding the properties themselves was
accurate, its cumulative effect was to convey the impression that REALTOR® B
had listed and /or sold the properties when
he had not. The fact that he had been the
cooperating broker in one of the transactions did not give him the right to claim,
directly or indirectly, that he had “sold”
any of the other properties because in no
instance had he been the listing broker. The
Hearing Panel did not accept REALTOR®
B’s claim that his newsletter was exempt
from scrutiny under Article 12 in that he
was disseminating news and not engaging
in advertising. They noted that the name,
address, and phone number of REALTOR® B’s firm appeared prominently in
several places; that a considerable portion
of the newsletter was devoted to services
available from REALTOR® B’s firm and
the advantages of doing business with
REALTOR® B; and concluded that while
the newsletter might, in fact, include an
element of “news” a primary purpose of it
was to advertise REALTOR® B and his
firm and, consequently, that it was subject
to scrutiny under Article 12.
The Ethics cases published in this issue have been chosen by the 2006 Chairperson of the Professional Standards Committee, Tony Smith.
TO OBTAIN A MLS RULES
AND ETHICS COMPLAINT FORM...
VISIT THE WEB AT...
http://www.mlslirealtor.com/libor/dod/604b.cfm
OR ACCESS THE...
Documents On Demand System
at 631-661-9126 and request Form #604
ATTENTION
Real Estate Agents
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Call Blue Star Mortgage
Serving Real Estate Professionals since 1985
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Registered Mortgage Broker NYS Banking Department. Loans Arranged through 3rd party lender
Did You Know?
LIBOR Legal Helpline:
1. That LIBOR provides an
Escrow Account for all
commission disputes pending an Arbitration hearing.
Membership Has Its
Privileges
2. That you must file for Arbitration
first and then your Ethics complaint will be heard after the
Arbitration hearing is completed.
3. If you file for Ethics first,
you waive your right to
Arbitrate.
THE LIBOR LEGAL HELPLINE
IS NOW AVAILABLE
MONDAY – FRIDAY
9AM – 5PM
CALL 631-844-0220
FOR ASSISTANCE
PUT YOUR EXPERIENCE TO WORK FOR YOU!
or
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d
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ere!
Welcome H
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Set Your Own Hours
Unlimited Earnings
Hi-Tech Office
Call: (516) 781-5050 or
Email: tonysmith@sasrealestate.com
S.A.S Real Estate
1237 Wantagh Ave, Wantagh NY 11793
THE REALTOR®
Case # 17-8: Attempted Use of
Corporate Veil to Avoid Obligation to
Arbitrate
REALTORS® A and B, principals in different firms, were both members of the
same Board. A disagreement arose
between them concerning entitlement to a
commission in a real estate transaction.
After initial efforts to resolve the dispute
proved fruitless, REALTOR® A filed a
request for arbitration with the Board
which was reviewed by the Grievance
Committee which concluded that an arbitrable issue existed. Instead of agreeing to
arbitration through the Board, REALTOR® B filed a lawsuit against REALTOR® A. Receiving notice of the suit,
REALTOR® A filed a charge with the
Board alleging REALTOR® B had violated Article 17 of the Code of Ethics.
REALTOR® B, in his presentation to the
Board of Directors indicated that, in his
opinion, he was not subject to any ethics
charge, since it was his corporation, and not
REATOR® B individually that had filed
suit against the corporation of REALTOR®
A, not against REALTOR® A himself.
REALTOR® A told the Board of
Directors that immediately upon occurrence of the dispute, he had suggested to
REALTOR® B that the matter be arbitrated by the board, and REALTOR® B said
he would think about it. REALTOR® A
then proceeded to file his request for arbitration with the Board. However, REALTOR® B did not respond to the arbitration
notice and, shortly thereafter, REALTOR®
A received notice of the suit filed by
REALTOR® B’s corporation against the
corporation of REALTOR® A. He said he
24
●
March 2006
PROFESSIONAL DEVELOPMENT
DEVELOPMENT
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THE REALTOR®
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Jackson Heights . . . Mar. 1, & Apr. 7 . . . . . . . . . . . . . . . . . . 10:00 a.m. — 1:00 p.m.
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PREREQUISITES: Get Into Stratus and/or knowledge of all functions covered in Get Into Stratus.
West Babylon . . . . Mar. 6, Apr. 5 . . . (P.M. Session) . . . . . . 1:45 p.m. — 5:30 p.m.
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This hands-on course includes: Designing and Printing a Stratus CMA, Adding and Editing
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and other fabulous features to enhance your marketing efforts. 4 hours hands-on (1 meeting)
PRE-REQUISITES: Computer Essentials Using Windows XP and the Internet, or equivalent experience. Student must have some basic familiarity with WORD. NO CE AVAILABLE.
West Babylon . . . . Mar. 15 . . . . . . . . . . . . . . . . . . . . . . . . 9:30 a.m. — 1:30 p.m.
Jackson Heights. . . Apr. 12. . . . . . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m.
Riverhead. . . . . . . . Apr. 27. . . . . . . . . . . . . . . . . . . . . . . . . 10:00 a.m. — 2:00 p.m.
TOP 20 WEBSITES EVERY REALTOR NEEDS
Are you really taking advantage of the wealth of information on the Internet??? From
renewing your real estate license online to finding FSBO's, from checking the DO NOT
CALL list to registering your own domain name for a future website - this class will give
you many powerful tips to build your business and keep a competitive edge. Check out
the powerful information on real estate advice and coaching websites, find all the Long
Island school report cards, legal forms, and learn how to set up mailings and postcards
online! Don’t miss this class. 4 hours hands-on (1 meeting)
PRE-REQUISITES: Computer Essentials Using Windows XP and the Internet or equivalent experience. NO CE AVAILABLE.
CLASS DATES TO BE ANNOUNCED
CE IS NOT AVAILABLE FOR THE 3 CLASSES ABOVE.
22.5 HOUR STRATUS CERTIFICATION
22.5 HOUR STRATUS CERTIFICATION
GET STRATIFIED!!!
Approved for 22.5 hours NYS Continuing Education Credit.
3 day hands-on program completes your 2 year continuing education requirement and
makes you a Stratus WIZ! Approved for 22.5 hours CE credit. Class covers Searching,
CMA, Contacts, Update, Public Records/Mailing Labels, Prospect Match, Info Center,
E-Mail, Custom Reports, Contacts, Add/Edit, Photo Upload.
3 Days • 9:00 a.m. – 5:30 p.m. • 22.5 Hours of CE Credit
(**Evening Classes are 5 Days From 5:00pm – 9:30pm)
TUITION: $225 LIBOR Members; $250 Admin. Staff (Letter Must be on File)
West Bablyon. . . . Mar. 4, 11 and 18
Saturday Classes
Jackson Heights . . Mar. 7, 8 and 10
West Babylon. . . . Mar. 8, 9 and 10
Tuesday Classes
Riverhead . . . . . . Mar. 15, 16 and 20
Jackson Heights . . Mar. 20, 21 and 23
Jackson Heights . . Apr. 4, 5 and 6
West Babylon. . . . Apr. 11, 18 and 25
Tuesday Classes
West Babylon. . . . Apr. 17, 24, May 4 also
May 8 and May 17
5 Evening Classes
West Babylon. . . . Apr. 19, 20 and 21
Jackson Heights . . Apr. 18, 19 and 20
Register on line at mlsli.com or call to register 631-661-4800 ext. 21 or
718-429-8666 or 631-369-6148
• 718-429-8666
JACKSON HEIGHTS
SEATS ARE LIMITED! Pre-Requisites: Student must be comfortable using the mouse,
Windows scrollbars and have basic Internet skills. All registrants will be screened to determine ability. Any student who is not a regular computer user should take “Computer Essentials
prior to registering for this course.
• 631-369-6148
RIVERHEAD
THE FOLLOWING INFORMATION APPLIES TO ALL LIBOR GENERAL AND COMPUTER EDUCATION PROGRAMS, UNLESS OTHERWISE NOTED.
TO REGISTER:
REGISTER BY TELEPHONE OR FAX:
Realtor Building
West Babylon
(631) 661-4800 x 21
FAX (631) 661-2103
Realtor Service Center (718) 429-8666
Jackson Heights
FAX (718) 429-6959
Realtor Service Center (631) 369-6148
Riverhead
FAX (631) 369-6172
MAIL YOUR REGISTRATION:*
Realtor Building
300 Sunrise Highway
West Babylon, NY 11704
Attn: Education Department
*This registration option is not
available for Computer Classes.
INFORMATION:
COURSE CONFIRMATIONS:
A confirmation letter will be mailed to
you approximately one week before the
course start date. If you do not receive
one by then, please phone us.
REGISTER ON-LINE AT:
FOR DIRECTIONS TO ALL (INCLUDING
OFF-SITE) COURSE LOCATIONS:
www.mlsli.com
Visit our website at www.mlsli.com
CANCELLATION POLICY:
Up to 3 business days before program,
full refund. 50% refund after 3 business days before program. NO
REFUNDS thereafter; education credit
only. A “no-show” forfeits entire tuition.
LIBOR reserves the right to cancel if
minimum enrollment is not met.
25
RSC, JACKSON HEIGHTS, 9:00AM-5:30PM
3/20 — “Disclosure — Insulation from Litigation — Safeguards & Precautions”❋
3/24 — “Assisting Sellers in Transacting Short Sales in lieu of the Sellers Losing Their
Properties in Foreclosure”❋
4/11 — “Buyer Brokerage & Ethics: The Right Choices”❋
4/17 — “Commercial Real Estate: All About Leases”
4/26 — “Maximizing Opportunities in the Co-Op Condo Market”
5/9 — “Representation for New Home Construction”
5/23 — “Negotiation: Client Advocacy”
5/24 — “Working with Seniors... The Oldies But Goodies”
RSC, RIVERHEAD, 9:00AM-5:30PM
3/13 — “Introduction to Commercial & Investment RE: Tools of the Trade”
3/23 — “Buyer Brokerage & Ethics: The Right Choices”❋
4/17 — “Assisting Sellers in Transacting Short Sales in lieu of the Sellers Losing Their
Properties in Foreclosure”❋
4/18 — “Disclosure — Insulation from Litigation — Safeguards & Precautions”❋
4/21 — “Mortgage Knowledge To Save Your Deal”
5/2 — “Property Management: Managing 1-4 Family Homes”
5/10 — “Making the Right Decisions; Even When Nobody’s Looking”❋
5/22 — “Commercial Real Estate: All About Leases”
BEST WESTERN MILL RIVER MANOR, ROCKVILLE CENTRE, 8:30AM-5:00PM
3/15
3/29
4/4
4/10
4/25
5/8
5/24
5/30
—
—
—
—
—
—
—
—
“Representation for New Home Construction”
“What Every Realtor Should Know; A Risk Reduction Seminar”
“Building A Better CMA; Applying the Principles of Residential Appraising”
“Buyer Brokerage & Ethics: The Right Choices”❋
“Our Business Is Changing; Are You Up To Date?”❋
“Mortgage Knowledge To Save Your Deal”
“What You Don’t Know Can & Will Be Used Against You In A Court of Law”
“Be All That You Can Be”❋
❋Also approved for and satisfies NAR Mandated Ethics Course requirement for
Realtors needed by 12/31/08.
LICENSING
45-HOUR SALESPERSON QUALIFYING COURSES
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . March 6-10, 13*
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . March 11, 12, 18, 19, 25,
26, April 1, 2 (Weekends)
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . April 3-7, 10*
Riverhead . . . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . April 24-28, May 1*
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:30PM . . . May 1-5, 8*
Rockville Centre . . . . . . . . . . . . . . . 9AM – 5:30PM . . . May 1-5, 8*
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . May 6, 7, 13, 20, 21,
June 4, 10, 11 (Weekends)
Jackson Heights . . . . . . . . . . . . . . . 9AM – 5:30PM . . . May 15-19, 22*
*Exam date till 6:30PM
TUITION: Salesperson: $175 – register 5 business days before course; $195 – thereafter.
Broker: $175 – LIBOR Members; $195 – Non-members.
45-HOUR BROKER QUALIFYING COURSES
Jackson Heights . . . . . . . . . . . . . . . 9AM – 5:00PM . . . March 6-10, 13, 14*
Riverhead . . . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . Apr. 3-7, 10, 11*
West Babylon . . . . . . . . . . . . . . . . . 9AM – 5:00PM . . . May 15-19, 22, 23*
*Exam date till 7:00PM
NEW AGENT 3-DAY “UP & RUNNING”
CERTIFICATE PROGRAM
This 3-day program assists new agents in launching their career in real estate! Content
includes how to get started listing & selling effectively, work with customers & clients,
prospect, marketing overcoming objections, role-play, negotiating effectively and working
within the guidelines of the MLS Rules and NAR Code of Ethics...A great program for new
agents or managers and brokers who want to train their agents.
Approved for 71/2 hours NYS CE credit.
March 7-9, 2006 . . . . . . . . . . . . Riverhead . . . . . . . . . 9:00AM – 1:00PM
March 15-17, 2006 . . . . . . . . . . Jackson Heights . . . . . 9:00AM – 1:00PM
July 10-12, 2006. . . . . . . . . . . . West Babylon . . . . . . . 9:00AM – 1:00PM
July 12-14, 2006. . . . . . . . . . . . Riverhead . . . . . . . . . 9:00AM – 1:00PM
August 1-3, 2006 . . . . . . . . . . . Jackson Heights . . . . . 9:00AM – 1:00PM
Tuition:
w/o CE
with CE
LIBOR Licensing Students:. . . FREE . . . . . . . . . . . . . $65.00
LIBOR Members: . . . . . . . . . FREE . . . . . . . . . . . . . $65.00
Non-members:. . . . . . . . . . . $150.00 . . . . . . . . . . . $215.00
“LIST TO LAST” — FAST TRACK TO SUCCESS IN
REAL ESTATE
The BEST 2-day real estate listing & selling course designed for immediate success! The
solution for any Agent Manager or Broker looking to increase productivity is Real Estate 101
— with National Trainer, Jim Pugliese, ABR, CRB, GRI, CBR, ITI, CSP
Approved for 15 hours NYS CE credit.
August 8-9, 2006 . . . . . . . . . . . West Babylon . . . . . . . 9:00AM – 5:30PM
August 16-17, 2006 . . . . . . . . . . Jackson Heights . . . . . 9:00AM – 5:30PM
Tuition: $145 LIBOR Members, $175 Non-members
MAKING MORE MONEY WITH MORTGAGES
This course is for real estate agents & brokers who are seeking the ability to legally participate in the mortgage industry, mortgage companies wanting to train new loan officers and
real estate agents wanting to learn more about the mortgage process.
March 8-10, 2006 . . . . . . . . . . West Babylon. . . . . . . . 9:00AM — 5:30PM
May 9-11, 2006 . . . . . . . . . . . . Best Western Mill River Manor
Rockville Centre . . . . . . 9:00AM — 5:30PM
August 14-16, 2006 . . . . . . . . . West Babylon. . . . . . . . 9:00AM — 5:30PM
November 1-3, 2006. . . . . . . . . West Babylon. . . . . . . . 9:00AM — 5:30PM
Tuition: $245 LIBOR Members, $295 Non-members . . . . . Instructor: Dominick Sutera
FLORIDA REAL ESTATE BROKER LICENSING COURSE
Through All-Florida Real Estate School — Instructor: Daniel J. Taddeo, P.A.
March 20-26, 2006. . . . . . . . . . West Babylon. . . . . . . . 8:45AM – 6:30PM
March 27-April 2, 2006 . . . . . . . Jackson Heights . . . . . . 8:45AM – 6:30PM
June 5-11, 2006 . . . . . . . . . . . West Babylon. . . . . . . . 8:45AM – 6:30PM
June 12-17, 19, 2006 . . . . . . . . Jackson Heights . . . . . . 8:45AM – 6:30PM
October 16-22, 2006. . . . . . . . . West Babylon. . . . . . . . 8:45AM – 6:30PM
October 23-29, 2006. . . . . . . . . Jackson Heights . . . . . . 8:45AM – 6:30PM
Complete the course in 7 days without the expense of going to Florida! Now you can take
your Florida State Exam here in NY — 2 locations: Garden City or Manhattan.
THE RULES OF THE REAL ESTATE GAME —
MLS PROCEDURES & RULES:
SITUATIONS AND SOLUTIONS
Effective participation in the MLS directly impacts your earning ability and helps you avoid
penalties and violations. Topics covered include how to properly fill out agreements, getting
offers presented, handling multiple offers, registering binders, follow-up to protect yourself
and much more. This course is important for new agents!
March 30, 2006 . . . . . . . . . . . . Riverhead . . . . . . . . . . Instructor: Mary Adams
Time: 10:00AM — 1:00PM • Tuition: $20 LIBOR Members, $45 Non-members
NOTARY PUBLIC
DESIGNATION & PROF DEVELOPMENT
NOTARY PUBLIC TRAINING SEMINAR
DESIGNATION & PROFESSIONAL DEVELOPMENT
Want to become a notary but concerned about the exam? This program prepares by getting you
acquainted with the format of the state exam, receive study booklets, application form and
instructions, be familiar with types of questions asked and learn what is expected in order for you
to be confident and prepared to pass the notary exam.
CBR — CERTIFIED BUYER REPRESENTATIVE DESIGNATION COURSE
Mar. 29, 2006 . . . . . Riverhead
Apr. 25, 2006 . . . . . Jackson Heights
May 11, 2006 . . . . . West Babylon
June 15, 2006 . . . . . Riverhead
July 19, 2006 . . . . . Jackson Heights
Sept. 14, 2006 . . . . West Babylon
Oct. 12, 2006 . . . . . Riverhead
Nov. 8, 2006 . . . . . . Jackson Heights
Dec. 14, 2006 . . . . . West Babylon
Time: 10:00AM – 1:00PM
Instructor: Sal D’Agate, REALTOR
CIPS DESIGNATION COURSE
CERTIFIED INTERNATIONAL PROPERTY
SPECIALIST DESIGNATION COURSE
Presented by LIBOR in conjunction with NYS Association of Realtors.
March 22-23, 2006. . . . . . . . . . Instructor: Marcus Wally, CIPS, GRI, MBA
July 6-7, 2006 . . . . . . . . . . . . . Instructor: Tony Macaluso, CIPS
Location: REALTOR Service Center, West Babylon
Time: 8:30am – 5:30pm
Tuition: $320 LIBOR Members, $345 Non-members • Register 10 Days Early: SAVE $25!
To register for CIPS courses, call NYSAR @ 518-463-0300.
Approved for 221/2 hours NYS Continuing Education Credit.
Mar. 21, 22, 23, 2006 . . . . Jackson Heights . . . . . . . . . . . . . . Before/After 3/7
Apr. 4, 5, 6, 2006 . . . . . . . Rockville Centre . . . . . . . . . . . . . . Before/After 3/14
May 16, 17, 18, 2006. . . . . Riverhead. . . . . . . . . . . . . . . . . . . Before/After 5/2
June 20, 21, 22, 2006 . . . . Jackson Heights . . . . . . . . . . . . . . Before/After 6/6
Aug. 1, 2, 3, 2006 . . . . . . . West Babylon . . . . . . . . . . . . . . . . Before/After 7/18
Nov. 28, 29, 30, 2006 . . . . West Babylon . . . . . . . . . . . . . . . . Before/After 11/14
Time: 8:30am – 5:30pm
Instructor: JAMES V. PUGLIESE, CRB, GRI, ITI, CBR
*Tuition: Before: $345 LIBOR Members, $375 Non-Members
After: $375 LIBOR Members, $405 Non Members
NEW YORK STATE REALTOR INSTITUTE
2006 GRI, SRES & ABR DESIGNATION COURSE OFFERINGS
(All NYSAR Classes)
Each module approved for NYS CE credit.
REALTOR Service Center, West Babylon • 8:30am – 5:30pm
To register for GRI courses, call NYSAR @ 518-463-0300.
GRI401 . . . . . . . May 18 & 19, 2006
GRI407 . . . . . . . May 17, 2006
GRI402 . . . . . . . Sept. 25 & 26, 2006
GRI408 . . . . . . . June 16, 2006
GRI403 . . . . . . . Apr. 10, 2006
GRI409 . . . . . . . Nov. 6 & 7, 2006
GRI404 . . . . . . . Apr. 11, 2006
SRES . . . . . . . . Mar. 6-7, 2006
GRI405 . . . . . . . Mar. 20, 2006
ABR (Required) . . Oct. 23-24, 2006
GRI406 . . . . . . . Mar. 21, 2006
ABR (Elective) . . . Oct. 20, 2006
REAL ESTATE EDUCATION
“Meeting the Needs of the Over 55 Customers & Clients”
“Close Encounters of the Legal Kind; What Every Agent Must Know”❋
“Making the Right Decisions; Even When Nobody’s Looking”❋
“Capturing the Corporate Relocation Market”
“Good Morning Class”
“Building A Better CMA; Applying the Principles of Residential Appraising”
“Property Management: Managing 1-4 Family Homes”
“Disclosure — Insulation from Litigation — Safeguards & Precautions”❋
THE REALTOR®
—
—
—
—
—
—
—
—
CONTINUING EDUCATION
●
RSC, WEST BABYLON, 9:00AM-5:30PM
3/13
3/28
4/18
4/25
4/27
5/16
5/22
5/25
March 2006
CONTINUING EDUCATION
●
PROFESSIONAL DEVELOPMENT
DEVELOPMENT
PROFESSIONAL
26
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March 2006
●
THE REALTOR®
SERVICES DIRECTORY
LONG ISLAND
REALTORS FEDERAL
CREDIT UNION
BUSINESS CAREER OPPORTUNITIES
1st Astute Real Estate ................................................631.412.1307
All Nations Marketing ......................................718.663.2106 x 999
Century 21 Annettes ..................................................516.564.4480
Century 21 Metro NY Brokers Council ......................800.537.8108
Century 21 American Home/Your Home ....................516.826.4600
Custom Home Realty..................................................631.241.2599
Daniel Gale Sotheby’s International Realty ................888.931.9500
Destiny Realty ............................................................718.736.1010
ERA Top Service Realty ..............................................718.441.5800
Keystone Realty ..........................................................800.390.8083
Laffey Associates ........................................................516.625.9848
Long Island Realty Agents..........................................516.433.5290
Prudential Douglas Elliman Real Estate......................631.549.7401
Prudential Galeria................................................516.746.0440 x 62
RE/MAX of New York, Inc...........................................800.736.2969
S.A.S. Real Estate ......................................................516.781.5050
Check Out Our Rates!!!
Q
NEW CAR LOANS: 2005-2006 MODELS
2 Years 4.99% – $43.87/$1,000
3 Years 5.50% – $30.20/$1,000
ENGINEERS
AC&E Home Inspection & Engineering ......................631.205.1340
HouseMaster Home Inspection ..................................800.805.1122
USED CAR LOANS: 2001-2004 MODELS
20% Down Payment Financed up to $20,000
2001 & 2002
2003 & 2004
1 Year 6.99% – $86.51/$1,000
2 Years 6.99% – $44.77/$1,000
3 Years 7.49% – $31.10/$1,000
1 Year 6.49% – $86.28/$1,000
2 Years 6.49% – $44.54/$1,000
3 Years 6.75% – $30.77/$1,000
4 Years 6.75% – $23.83/$1,000
SHARED SECURED LOANS
1 Year 4.75% – $85.49/$1,000
2 Years 4.75% – $43.76/$1,000
3 Years 4.75% – $29.86/$1,000
INSURANCE/LEGAL
Jay S. Gootenberg, AHS Errors & Omissions,
Home Warranties ..................................................Off: 631.325.9107
Cell: 516.322.7143
Insurance Plus ............................................................516.922.1200
LEGAL SERVICES
Law Offices of Barbara Lee Ford ................................516.294.1107
MARKETING
Long Island Luxury Homes ........................................516.692.5454
MEDIA
Maximum Term – 36 Months
1 Year 12% – $88.81/$1,000
2 Years 12% – $47.06/$1,000
3 Years 12% – $33.21/$1,000
***THE ABOVE RATES ARE SUBJECT TO CHANGE***
FOR MORE DETAILS, CALL LUISA AT THE CREDIT UNION
AT (631) 661-4800, EXT. 371. • www.LIRFCU.com
Executive Planner
4/13 — Thursday
LIBOR/MLS ORIENTATION
Babylon — Classroom B. Staff liaison:
Debbie Franco @ LIBOR ext. 364.
4/14 — Friday
GOOD FRIDAY OBSERVED ~
ALL BOARD OFFICES CLOSED
4/18 — Tuesday
CREDIT UNION BOARD OF DIRECTORS
Babylon — Upper Conference Room. Staff
liaison: Luisa Harman @ LIBOR ext. 371.
The REALTOR® Advertising ......................................516.676.6089
LIBOR Membership Directory ..................................631.661.9126
MLS/LIBOR — Web Site ..................................631.661.4800 x 348
mlsli.com, mlsstratus.com
4/20 — Thursday
SUFFOLK SOUTH SHORE CHAPTER
6:00pm — “CASINO NIGHT!” Details to
follow... For more information, call Georgia
Westcott @ 631-422-5511. Visit:
www.libor.com/suffolksouthshore.
MORTGAGES
MAY 2006
Blue Star Mortgage ....................................................516.921.6666
PROMOTION SERVICES
4 Years 4.75% – $22.92/$1,000
5 Years 4.75% – $18.76/$1,000
PERSONAL LOANS @ 12% UP TO $4,000
HOME & EQUIPMENT INSPECTIONS/SERVICES
AC&E Home Inspection & Engineering ......................631.205.1340
HouseMaster Home Inspection ..................................800.805.1122
Knockout Home Inspections ......................................800.404.9577
4 Years 6.00% – $23.49/$1,000
5 Years 6.00% – $19.34/$1,000
THESE RATES APPLY TO NEW CAR LOANS
EDUCATION
New York State Association of REALTOR®................518.463.0300
5/4 — Thursday
3rd ANNUAL “DAY AT THE RACES”
12:00PM-4:00PM ~ Join us at Belmont Race
(Continued from page 6)
Track Opening Week!! 1st race begins at
1:00pm. Cost: $100 ($50.50 goes towards your
RPAC contribution) includes full gourmet buffet lunch, clubhouse admission, post parade
program, private betting window, tax & gratuity and LOTS OF FUN!! For registration &
information, contact Randy @ ext. 380.
5/15-19
NAR Legislative Meetings,
Washington DC
5/29 — Monday
MEMORIAL DAY OBSERVED ~
ALL BOARD OFFICES CLOSED
JUNE 2006
6/8 — Thursday
18th ANNUAL EDUCATION CONFERENCE & TRADE SHOW
8:30AM-4:30PM ~ Crest Hollow Country
Club, Woodbury. Details to follow...
Exhibitor & Sponsorship opportunities
available!! For more information, contact
Mary Ann Monteleone @ ext. 360,
Dorothy Wallach @ ext. 362 or Connie
Aiello @ ext. 361.
DSI Design Group ......................................................516.676.6089
PROPERTY SALES
Greenthal ....................................................................718.423.3130
REAL ESTATE FORECLOSURES
Foreclosure Update ....................................................516.487.6491
SEMINARS
Marks & Associates Sales Training ............................888.432.8110
THE SERVICES DIRECTORY IS PROVIDED AS AN ADDITIONAL SERVICE.
THE PUBLISHER DOES NOT ASSUME ANY LIABILITY FOR ERRORS OR OMISSIONS.
The Publication That Reaches Over
26,000 LIBOR Members!
To Advertise Contact...
CHRISTOPHER MEADOWS @ DSI DESIGN GROUP
Tel: (516) 676-6089 • Fax: (516) 676-4769
email: studio@dsidesigngroup.com
27
●
March 2006
●
THE REALTOR®
Is Your Company Known
In All These Countries?
Probably Not!
RE/MAX - in 63 countries worldwide is known as the home of the real estate industries top performers. Wouldn't you like to be able to receive Referral business not only
from across town but around the world? More than 115,000 associates have realized
that the key to more business which leads to higher earnings is through affiliation with
RE/MAX. Why build someone else's brand when you can build your own brand
within the RE/MAX System...and if you have a referral, send it to a RE/MAX associate because you will receive 95% of the side referred. That for sure is more than you
are receiving now!
To learn more about RE/MAX in New York and our 95% Commission business model,
call: David DePhillips at 800-543-9217 or visit our web site at 800remax-ny.com.
www.800REMAX-NY.com
Your Life.
of New York, Inc.
Your Business.
990 Stewart Ave.
Your Way.
Garden City, NY 11530
Equal opportunity employers.
021260
©2006 RE/MAX International, Inc. All rights reserved.
Each RE/MAX® real estate office is independently owned and operated.
800REMAX-NY