International Credit Union Day December Skip-A-Pay

FALL 2015
UPCOMING EVENTS
October 13th, 2015
SRTIS College Savings Seminar
6PM - 7PM
Shell FCU Deer Park Branch
Deer Park, TX 77536
Attend our FREE College Savings Seminar.
See ad on second page for more
information!
October 15th, 2015
International Credit Union Day
All Shell FCU Locations
See article on this page for more
information!
October 21st, 2015
Member Drink Giveaway
7AM - 9AM
Starbucks at 5911 FM 2920
Spring, TX 77379
Free Grande Drink for Shell FCU
Members. Must show one of the
following to Shell FCU employee for
proof of membership: Debit Card, Credit
Card, ATM Card or Membership Card.
December 2nd, 2015
Gas Giveaway
5AM-Line Up, 7AM-Pumping Begins
Shell at 9410 TX-8 Beltway
Humble, TX, 77396
First 100 vehicles receive $25 in Free Gas
and a Free Shirt (one visit per vehicle).
December 16th, 2015
Member Drink Giveaway
7AM - 9AM
Starbucks at 8075 Spencer Hwy
Deer Park, TX 77536
Free Grande Drink for Shell FCU
Members. Must show one of the
following to Shell FCU employee for
proof of membership: Debit Card, Credit
Card, ATM Card or Membership Card.
CHASING CHANGE CONTEST
Win an estimated $15,000 Grand Prize or
runner up cash prizes when you obtain
an Auto, Signature, Home Equity or
Mortgage loan with Shell FCU’s Chasing
Change Contest! For details visit
www.SFCUChangingLives.com
A PUBLICATION OF SHELL FEDERAL CREDIT UNION
As a direct result of member feedback, innovative and exciting enhancements will be
available within the new Home Banking and Mobile Banking platforms in February 2016!
As always, the Shell FCU staff will be with you every step of the way. Stay tuned for more
information later this year.
International Credit Union Day
Credit union members around the world will celebrate International Credit Union Day
on October 15th. This annual event commemorates the credit union movement and its
impact and achievements. In honor of this special day, we invite you to visit any Shell
FCU branch to receive a free gift. Bring your family and friends interested in the benefits
of a credit union too. We would be happy to speak with them about all the ways Shell
FCU can change their life!
December Skip-A-Pay
If you currently have a loan with Shell FCU and meet the Credit Union’s qualifying
criteria* your loan payments will automatically be skipped for the month of December!
If you wish to opt out now or for future skip-a-pay programs please visit
www.ShellFCU.org, Complete the “opt out” form electronically or visit any Shell FCU
branch.
For more information please call 713-844-1100.
*We offer a “Skip Your (month) Payment” program. If you qualify, you may be able to skip your (month) payment and use those funds as you wish. By participating
in the Skip a Payment program, you request that your loan payment be deferred. You agree and understand that: 1) the payment deferral will extend the term(s) of
your loan(s), and you will have to make the skipped payment(s) through the end of the extended term; 2) interest will continue to accrue on your principal balance at
the interest rate provided in your original loan agreement; 3) deferring your payment will result in your having to pay more interest than if you made your payment
as originally scheduled. Please refer to your GAP (Guaranteed Auto Protection) policy (if applicable) for further restrictions. Shell FCU reserves the right to cancel this
program at any time without notice. Ask a credit union representative if your loan(s) qualify. All Skip-A-Payment requests must be received by December 31, 2015.
Shell FCU Is Launching A New Website
Shell FCU will be
launching a new website
on October 28th, 2015.
The innovative website
will not only be easier
to navigate, but will
also include additional
features such as schedule
a call, tools & resources,
insurance & investments,
events and much more!
For a sneak peek see the
images on the right.
Let’s Keep In Contact!
We want to keep in touch with you for many reasons. Your account security is important
to us as well as opportunities to save you money. Update your address, phone and email
with us to ensure you can be contacted easily. The change of address form is located
online at www.shellfcu.org, or inform a Shell FCU Representative the next time you visit
a branch location.
Have CU questions? Send to: ContactUsEmails@shellfcu.org. This publication does not constitute legal, accounting or other professional advice. Although intended to be accurate,
neither the publisher nor any contributing party assumes liability for loss or damage due to reliance on this material. Shell Federal Credit Union publication. All rights reserved.
FALL 2015
A PUBLICATION OF SHELL FEDERAL CREDIT UNION
HOLIDAY CLOSINGS
Monday, October 12th
Columbus Day
Save the date for...
Christmas Open House
Thursday, November 26th and
Friday, November 27th
Thanksgiving
Join Shell FCU as we celebrate the Holiday Season and thank you for your business.
Cookies, beverages, 2016 calendars and a gift card drawing will be available in all Shell
FCU lobbies, while supplies last.
Thursday, December 24th
Christmas Eve
Branches close at 1PM
PLUS, Santa will be at the Deer Park branch from 9AM to 5PM both days to visit and
provide a special treat to good little boys and girls. So be sure to bring your camera!
Friday, December 25th
Christmas Day
*Santa will be out feeding his reindeer from 12PM to 1PM each day*
When:
December 22nd & 23rd
9AM - 5PM
Friday, January 1st
New Year’s
Where:
All Shell FCU branches
*Santa will only be at the Deer Park branch*
Need Help Paying for College?
Apply for a John Garrison
Scholarship!
A 529 higher education plan to help with
college savings
Proceeds can be used
for any eligible college
in the country to pay for
tuition, fees, room and
board, books, and other
qualified expenses.
Parents,
grandparents,
aunts, uncles, and
friends can all
contribute to the
account.
For more information...
Schedule a no-obligation
appointment with your financial
advisor, Jon Thompson, by calling
713-844-1100 or email
jon.thompson@cunamutual.com
You control the
account, even when
the child reaches
legal age.
PLUS
MORE
BENEFITS!
Attend our
Free College Savings Seminar
October 13th from 6PM-7PM
Shell FCU, Deer Park Branch
301 E. 13th St., Deer Park, TX 77536
Door Prizes & Snacks Provided
RSVP to marketing@shellfcu.org or
call 713-844-1100
To be eligible you must:
– be a graduating H.S. senior in 2016
– plan to attend an accredited two or four year college, university, or vocation-technical school in the U.S.
– have a Shell FCU savings account in your name with at least a minimum $5 balance
On January 4, 2016, the scholarship
application and instructions will be
available to download from the iLife
powered by Shell FCU website at
www.sfcuilife.org.
Application, official transcript and
essay must be completed to be eligible.
Recipients will be selected by Scholarship
Committee and notified in April.
members. Trust Services are provided through MEMBERS Trust Company. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No
AUTO HOME RENTERS I.D. THEFT PET
EMV “Chip Card” Update
713-844-1111
Shell FCU will be making the transformation to EMV “Chip Cards” in 2016. Until then
your current Shell FCU cards will continue to function just as they have in the past. As
a consumer, the important thing to remember is that with your current card or an EMV
“Chip Card” your liability won’t be changing at all. As a cardholder, you will still have
zero fraud liability on your Shell FCU credit and debit cards. Your funds and accounts
at Shell FCU are safe and secure. If you have questions please speak with a Shell FCU
representative in branch or by phone at 713-844-1100.
www.shellfcu.org
713-844-1100
800-388-5542
www.ShellInsuranceAgency.com
Insurance products are not deposits of Shell Federal Credit Union and are
not protected by the National Credit Union Administration (NCUA). They are
not guaranteed by Shell FCU and may subject risk. Any insurance required
as a condition of an extension of credit by Shell FCU need not be purchased
from Shell Insurance Agency, LLC and may be purchased from an agent or an
insurance company of the member’s choice. Shell Insurance Agency, LLC is
a subsidiary of Shell FCU. Business conducted with Shell Insurance Agency,
LLC is separate and distinct from any business conducted with Shell FCU.
Federally Insured by NCUA