I. Becoming a Boater II. Choose the Right Boat for
Transcription
I. Becoming a Boater II. Choose the Right Boat for
I. Becoming a Boater II. Choose the Right Boat for You III. Buying the Right Boat IV. Boating Fits Your Budget V. Join the Boating Lifestyle VI. Operating: Getting on the Water VII. Towing and Trailering VIII. Storage and Maintenance IX. Name Your Boat V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 1 If you’ve been thinking about getting out on the water, this is the place for you. No matter if you love the open sea, enjoy the whine of a reel or just like the whip of the wind through your hair, the water is there, waiting for you. Each chapter of this guide provides insight and information that will help you realize your boating dream. We’ll help you find and buy the right boat, show you the best way to haul and store your new boat, and have fun all along the way. Whether you’re a nautical novice or King Neptune himself, this guide is the perfect companion to help you hit the water in style. So sit back, throw on some shades and enjoy the ride. I. Becoming A Boater Me? Boating? I like the sound of that. I. Becoming a Boater. So, you want to hit the water. Excellent. Now all we need to do is find you the perfect boat. Start by asking yourself, “What do I want to do on my boat?” “Who’s coming with me?” and “Where do I want to go?” Come join us and discover why a boat is more than just a boat, find which vessel is your perfect match, and maybe even learn a little something about yourself. Cars take you to work; boats take you away. Name another vehicle made purely for your pleasure— that lets you catch a fish, feel the wind, and relax with family and friends—all day long. To reach this nautical nirvana, you shouldn’t just look for a boat, but the right boat. A boat that matches your love of the water, meets your fun criteria and fits into your budget. Finding the right boat not only allows you to enjoy all the water activities you want, it provides you a way to spend more time with your family and friends, develop bonds, and create new relationships—yes, a boat can do all that. Our guide can help you find the boat, but before we move on, there are a few important questions we want you to keep top of mind when searching for your perfect boat. • • • • • What activity or activities do you want to go out and enjoy? Fishing (small-water or big-game)? Watersports: Do you want to wakeboard or race? Do you want to relax? Entertain? Explore? Do you want the vessel to do the work, or do you want to master the vessel itself? Who do you want to bring with you? What do you want to leave behind? If you don’t have all the answers, that’s okay. While some boats are specialized in function, others are versatile and can be used for multiple on-the-water activities. The good news is, regardless of what you plan to do, you’ll be doing it on a boat. And that’s always fun. Keep Cruising to Chapter II: Choose the Right Boat for You V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 3 II. Choose the Right Boat for You Finding the “one.” II. Choose the Right Boat for You. Discovering the perfect boat is right up there with finding your best friend. It’s a relationship that always comes up aces when you’re together. Want to feel like a kid in a candy store? Check out our extensive list of watercraft, from PWCs to multilevel motor yachts and every vessel in between. There’s a boat to satisfy every taste and desire. Bowriders The perfect boat if you love to live it up with friends. The open bow area makes bowriders very popular because it allows people to catch a breeze while enjoying sun and spray up front. Bowriders typically range between 16 and 28 feet in length and can carry a lot of friends. Bowriders are perfect for lakes and inland water, with ample power for most watersport activities. Sound like the boat of your dreams? Learn more at http://www.discoverboating.com/ buying/type/bowriders.aspx Cabin Cruisers Recreational in nature, the cabin cruiser has the majority of its comforts below the hull and includes sleeping, cooking and kitchen facilities. As the name suggests, these cruisers are driven from the stern (rear) of the cruiser and are powered by inboard engines. Ranging anywhere between 26 and 40 feet, cabin cruisers of all sizes can be seen up and down inland waterways and are perfect for those who want to feel the sun on their faces up above or the motion of the ocean down below. Still need some convincing? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=30 V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 4 II. Choose the Right Boat for You Motor Yachts Usually 40 feet and larger in length, yachts are ideal for cruising on the ocean or the Great Lakes and navigating large rivers. Two engines, usually fueled with diesel and a generator for electricity, make them self-sufficient in terms of living accommodations. Motor yachts feature more open area, a fly bridge (on some), large windows, a stateroom, and other luxurious living accommodations spread out over two or three decks. They’re ideal for entertaining clients and adventuring. Can you see yourself behind the wheel? Learn more at http://www.discoverboating.com/ buying/type/motor-yachts.aspx Cuddy Cabins There’s no need to hurry with a cuddy, even if you can. Cuddies are nimble and maneuverable like a bowrider, but a closed deck over the bow area creates a cozy sleeping area with limited plumbing for toilet, sink and, sometimes, cooking. They are most often powered with sterndrive engines, but outboard power is becoming popular, too. Features such as a sunpad, swim platform and towline hook make them ideal for skiing, tubing and wakeboarding. Ready to know more about a cuddy? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=33 Deck Boats Kick back and hold on. Deck boats offer huge seating areas and can often carry as many passengers as pontoon boats. Deck boats are fast and maneuverable, thanks to a V-bottom hull that skims over the water. They are powerful, too, making them excellent boats for skiing, tubing and wakeboarding, or simply ideal for stirring a breeze on a long cruise. Is this the right one? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=33 Fishing Boats Freshwater Boats Freshwater boats tend to allow more maneuverability in tight and shallow water. Smaller freshwater boats, such as aluminum, jon boats and bass boats, range anywhere between 8 and 20 feet, carry from two to five passengers, and can be equipped with an outboard and trolling motor. Freshwater boats, such as pontoons, serve many purposes in addition to fishing. These vessels are well suited for recreational watersports and can take “looking for the perfect catch” to the next level by including livewells, bait bays, and ample storage room for fishing accessories and fittings, such as rod holders or outriggers. There are so many to choose from. Learn more at http://www.discoverboating.com/ boating/freshwaterfishing.aspx Aluminum Boats When you want a no-nonsense day of fishing, aluminum boats are the way to go. Primarily used in freshwater, these lightweight, easy-to-maneuver vessels are usually equipped with bench seating and an outboard engine. Perfect for shallow water and other areas larger boats can’t reach, the aluminum fishing boat has become one of the most popular options on the water due to its durability and affordability. Are you almost hooked? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=778 V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 5 II. Choose the Right Boat for You Bass Boats Equipped with an outboard motor on the stern (back) and a trolling motor on the stern bow (front), bass boats sit low on the water, sport a sleek profile and are dreaded by fish the world over. Built to accommodate two or three anglers on swivel chairs, bass boats range between 16 and 18 feet (longer for tournament-style boats), are usually constructed of aluminum or fiberglass, and contain recirculating water livewells to store live catch. Like to know a bit more? Visit http://www.discoverboating.com/buying/types/ detail.aspx?id=20 Saltwater Boats In the simplest terms, saltwater boats tend to be larger and deeper than their freshwater counterparts. This allows the boat to go out on the water for longer periods of time and at much farther distances. Both the outside of the vessel and the internal motor mechanics are constructed of materials to help prevent corrosion caused by saltwater. In bays and harbors, on inland waterways or even miles out onto coastal waters, there are many places to go saltwater fishing, and there’s the right type of saltwater boat to bring you to each place. Whether coastal fishing the shallows on a flat boat, taking a walkaround out for a family fishing day in the bay or chasing big-water trophies on a sportfishing yacht, there’s the perfect boat for you and your passion. For those staying close to shore or in the bays and channels, small fishing boats similar to those used on freshwater can be used. But for those who want to go out farther, stay longer and catch bigger, center console and sportfishing yachts are great ways to get saltwater fish. These vessels average in length anywhere between 16 and 70 feet. The passenger capacity varies with size, but whether you’re angling for bluefin, mahi-mahi or just a good time, these boats allow you to do some serious fishing and serious relaxing all in the same place. There are so many to choose from. Learn more at http://www.discoverboating.com/ resources/articles/saltwaterfishing.aspx Center Consoles When it’s time to leave behind the safety of the bay and the calm of the lake, center console open fishing boats are the perfect choice to take you big-game fishing in rough, offshore waters. In addition to providing shade and rod storage, the T-top center makes room for up to seven anglers around the perimeter of the vessel. Bait wells, fish lockers, rod holders, outriggers and other fittings mean that when you hook that grouper (or tuna or snapper or mahi-mahi or ... ), you’ll do it in style. Like what you’re seeing? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=23 Walkarounds When you’re ready to tackle the big one, whether you’re on a great lake or out on the big blue, walkarounds equipped with livewells, rod holders and 360-degree access are right for you. When you’re ready to relax, stowaway seating, plumbing and a cuddy await. If you want to cruise, drift, swim, tube or ski, the walkaround is ready when you are. Who knew walking on water could be so easy? Is the walkaround speaking your language? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=24 V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 6 II. Choose the Right Boat for You Sportfishing Yacht Measuring anywhere between 26 and 100 feet, sportfishing boats are meant to help you find (and even stay) where the fish are. Because they can be equipped with eating, sleeping and plumbing facilities, sportfishing yachts have the ability to stay out on the water for days at a time. So, bring friends, bring family, and bring a pan to fry the fish. Can’t wait to know more? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=28 Flat Boats Flat boats are to coastal-area fishing what bass boats are to lakes and rivers. In other words, no frills and no nonsense. Ideal for shallow water with room for only two or three anglers, flat fishing boats offer large casting decks, storage, rod holders, livewells and very little else. Sea trout and bonefish beware! Is this the boat for you? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=26 Houseboats Is it a house or is it a boat? Yes. Houseboats are available in several different styles and sizes and can be built to suit your tastes and needs. Often spacious and equipped with such amenities as restrooms, sleeping, dining and entertaining areas, houseboats are ideal for spending time with family and friends while you cruise lakes, rivers and even coastal waters for a day, a night or a long weekend. Need a little more info on the big daddies? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=61 Inboard Wake/Ski Welcome to the perfect “showboats.” Inboard wake and ski boats are specifically designed for towing skiers and boarders. However, there’s an important difference between the two. An inboard ski boat’s hull shape, configuration and placement of the engine, propeller and drive shaft cause these boats to throw a very slight wake, making it easy for the skier to cross. Inboard wake boats’ V-drive engines and deep, wide hulls cause them to carve a steep, large wake that riders love to launch off of. The similarity? Both provide spacious room, ample power and hours upon hours of enjoyment. Care for some more info? Learn more at http://www.discoverboating.com/ buying/type/inboard-wakeboard-boats.aspx and http://www.discoverboating.com/buying/type/ inboard-ski-boats.aspx Inflatables Versatile by nature, inflatables are a wonderful option if you’re looking for a lightweight, maneuverable vessel. The two categories of inflatable boats—roll-up or rigidhull inflatable boats (RIBs)—are suitable for saltwater and freshwater fishing, watersports, and more. Here are some more facts. Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=63 Dinghy Dinghies are small boats (inflatables, rowboats, sailboats or boats equipped with a small outboard motor) that can be carried or towed by larger freshwater or saltwater vessels such as houseboats or motor yachts. They are very useful when venturing into smaller waters and ports where larger vessels are cumbersome and difficult to maneuver. Is the dinghy doing it for you? Learn more at http://www.discoverboating.com/ buying/type/dinghies.aspx V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 7 II. Choose the Right Boat for You Performance Boats Time to haul hull. Performance boats are the cheetahs of the water, offering breakneck speeds and on-the-dime handling to boaters who prefer their thrills full throttle. Big-time muscle coupled with gorgeous lines allow these boats to be comfortable almost anywhere. Cranking offshore or simply relaxing in a cove, performance boats deliver lots of smiles per hour. More, more, more? Learn more at http://www.discoverboating.com/buying/type/ performance-boats.aspx Jet Boat Just saying “jet boat” sounds cool. Most jet boats have spacious seating in front and back with a swim platform in the rear. However, it’s the mode of propulsion that differentiates these boats and gives them their name. Jet boats use water-jet drives to propel the vessel rather than the traditional propeller system used on most other vessels. The drives are almost completely enclosed inside the hull, reducing the risk of damage from impact with obstacles or the bottom. They are fast, maneuverable and offer an exciting ride and a fun tubing platform. Is a jet boat sounding about right? Learn more at http://www.discoverboating.com/ buying/type/jet-boats.aspx V-bottom hulls, a wide-open cabin and a stable (and fuel-friendly) ride for your day out in the sun. Take advantage of the big blue by living large and cruising long on top of the water. Want to keep reading? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=58 Pontoons Pontoons are the “Kings of Comfort.” With livingroom-like couches, lounges, swivel seats, and spacious, flat platforms, they beg you to take it easy and enjoy. Pontoons are also the platypus of the boat world. They’re a little different from everything else around, but still really cool. Pontoons don’t have a traditional hull; their deck rests upon two or three floats rather than the water’s surface, a unique design that makes them incredibly stable. They are usually outfitted with smaller engines, but can be equipped with higherhorsepower engines for skiing and tubing. Pontoons offer everything from relaxation to power in one simple, yet oddly shaped, package. Like to stay on the pontoon? Learn more at http://www.discoverboating.com/ buying/type/pontoon-boats.aspx Multi-Hull Power Boats There’s a whole lot of ocean out there, so why not make the most of it? Multi-hull boats (a.k.a., “catamarans”) let you do it in style. Multi-hull power boats sit on two pontoon-like hulls that offer a smooth experience, whether you’re cruising the surface or floating at rest. The spacious center and stern (back) of the boat can carry up to eight passengers and can accommodate those who want to do some serious fishing, serious sport or serious relaxation time. Multi-hull cruisers sport dual V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 8 II. Choose the Right Boat for You PWCs Lightweight and maneuverable, personal watercraft (PWCs) are the perfect option for boaters looking for an exciting escape and enjoyable time on the water. PWCs offer state-of-the-art features that allow you to safely and comfortably explore the waterways. Whether you’re riding solo or taking your family on an adventure, PWC owners can enjoy a variety of activities, ranging from touring rides to watersports activities such as tubing, waterskiing and fishing. PWCs are easy to store, maintain and transport, and are quite affordable. There Are Plenty More to Choose From Those are just a few of the many types of boats that might be the perfect fit for you. Want to see more options before you set out on the world of water? We can help. Visit Discover Boating’s Boat Selector, an interactive boat tool that allows you to compare boat types by activity, size and propulsion. Find your boat at http://www.discoverboating.com/ buying/boatselector.aspx Sailboats Sailboats are in a class all their own. The term “sailboat” covers a wide variety of craft vessels propelled partly or entirely by the breeze. In general, sailboats are distinguished by size, hull configuration, keel type, number of sails, use and purpose. Click the link below to see which sailboat is right for you. Care for additional information? Learn more at http://www.discoverboating.com/ buying/type/sailboats.aspx Trawlers For those who want to spend long, lazy days on the water, may we suggest a trawler? (Lazy being a good thing.) Trawling is like sailing without all the work. Trawlers’ efficient hulls mean less fuel consumption, and their sleeping, cooking and plumbing facilities mean more comfort for your guests. Have one foot in the boat? Learn more at http://www.discoverboating.com/ buying/types/detail.aspx?id=42 Keep Cruising to Chapter III: Buying the Right Boat V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 9 III. Buying the Right Boat The world’s best shopping trip. III. Buying the Right Boat. In this chapter, we provide useful tips that can assist you with that big boat purchase. Should you buy new or pre-owned? What do you need to research? Where are the best places to shop and browse? If you have questions, we have the answers. If you already know what you want, we still have great information to enhance your boating experience. New vs. Pre-Owned, Pros and Cons Choosing the greater of goods. Pre-owned or new, which boat is right for you? Whatever your inclination, start your shopping process by looking at the newest makes and models of boats in the market, so you have a grasp on the latest advancements in design and technology. Hitting a boat show is a great way to get started. Boat shows allow you to compare different makes and models instantly, giving you a better idea of what is available. And they’re just plain awesome. It’s also the perfect opportunity to catch up on the newest nautical gadgets and gizmos and lets you determine what you want and what you may not need. After you‘ve gathered a head full of nautical knowledge, it’s time to have some fun and go shopping. You can find boat shows in your area by visiting http://www.discoverboating.com/boating/ events.aspx Shopping for a new boat means you can go out on the water knowing that the hull, onboard systems and engine are in top-notch condition. If, by off chance, something does go wrong, your boat will be under warranty and you’ll have a ready resource for help. Following the same course of thought, when you buy new, the boat’s history starts with you. You control its destiny. You get to live the fantasy of taking her out on her “maiden voyage” rather than settling for a redo. Buying new also gives you the special honor of naming the boat, rather than inheriting a name. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 10 III. Buying the Right Boat Buying new also gives you the freedom to be selective. Go ahead, be picky. Comparison shop. With all the information you gather, you may find yourself in a position to negotiate a better price when you’re ready to buy your boat. Moving on. Maybe you aren’t ready to dive right in as a newbie. That’s okay. Pre-owned boats are a great option for those just starting out or those with a slightly smaller budget. Aside from featuring a lower purchase price (and perhaps saving you from the paranoia that your new boat might get a scratch), pre-owns may already be “region ready.” When you buy a new boat, you’ll need to equip it for where you’ll be boating and what you’ll be doing out on the water. However, if you pick a vessel that’s already been outfitted with gear to salmon fish on the big lakes, tow a couple skiers in the calm waters of the bay or cruise the Inter-coastal Waterway, you’ll be free to focus on getting out rather than getting ready. For many, “used” means “good to go.” Be sure to thoroughly check for structural defects or mechanical problems. In fact, we strongly recommend you get a marine survey on any preowned boat you wish to buy. Think of it as a home inspection, but for a boat. Before you fall in love, take the time to get to know her first. Sometimes, love at first sight can come back and bite you in the stern. Get a complete list of topics concerning new vs. pre-owned, such as getting a marine survey and marine warranty, at http://www.discoverboating. com/buying/neworused.aspx Try Before You Buy It’s not so much a test drive as a sample sail (or confirmation cruise). You wouldn’t buy a pair of pants before trying them on. You certainly wouldn’t buy a car without first getting behind the wheel. Buying a boat is no different. Before you buy a boat, ask to take her out for a spin. It’s important to know how the boat handles and how you feel behind the wheel. Look for a dealer or rental marina that offers test rides. They’re out there. It’s also highly recommended that you bring a marine surveyor (or knowledgeable friend) with you on your test drive to help you more thoroughly inspect the boat. Your second set of eyes provides information that can give you peace of mind. You have a lifetime of boating ahead of you. Make sure you’re pointed in the right direction when you start. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 11 III. Buying the Right Boat RESEARCHING MANUFACTURERS Again, boat shows are a quick and convenient way to get familiar with manufacturers and compare their products. At a show you can see what new gadgets are on the market, discover new ways to use your boat, attend safety and maintenance seminars, and even get that “fix” you so desperately crave when you can’t get out on the water. Websites help, too, in choosing manufacturers and models. Be sure to take the time to discover which boating companies cater to your needs. A good site to visit for certified boats is http://www. discoverboating.com/buying/certified/boats.aspx You can also visit a Marine Industry Certified Dealer. Their commitment to excellence, knowledgeable employees and reliable service guarantee your satisfaction. Chances are there’s a certified dealer nearby that can take care of you before and after your purchase. The link above is a list of NMMA-certified manufacturers who have completed a program designed to help boat manufacturers comply with industry safety and construction standards and federal regulations. And, in order to be NMMAcertified, these boat manufacturers must certify each boat model they produce. How’s that for a little boost of confidence? However, if you want to talk to someone in person, head on over to a boat show, where you can be certain that you’ll be hearing about the latest and greatest that the manufacturers and dealers have to offer. Plus, they’re great people to talk to. Not like the guy who’s selling his boat up on County Road B who doesn’t know when to shut his big ol’ yap. Looking for a Marine Industry Certified Dealer? Visit www.discoverboating.com/buying/certified/ dealers.aspx for a complete list. WHERE TO BUY Believe in your boating brethren. Once you’ve narrowed down your options, it’s time to find the boat. New or pre-owned, there are a number of resources where you can find boats to purchase: want ads, web postings, cardboard “for sale” signs stuck in the window of the 20-footer that’s trailered on the side of County Road B. ... Or, you can take the much easier and safer route. When buying a boat, your best bet is to visit a few dealerships. More often than not, you’ll find knowledgeable sales staff to answer all your important questions, from A to Z. Plus, shopping around gives you an opportunity to compare and contrast prices, models and more. Finding the right dealer always works wonders in the long run, for your pocket and your fun. Keep Cruising to Chapter IV: Boating Fits Your Budget V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 12 IV. Boating Fits Your Budget “If you just change your lifestyle a little bit, you can have a whole other world open to you.” “It gives back more than you could ever put into it.” “It’s worth the time and effort ... it’s changed our lives.” There’s a boat for every personality ... and every pocketbook. IV. Boating Fits Your Budget. Apart from the whole floating-on-water thing, cars and boats have many similarities, including how they can be financed. In fact, most new boats cost less than your average car. In this section, we supply you with the tools to help you set a budget, information on how and where to finance, and tips on determining the right insurance policy for your boat. Boating is a worthy investment Perhaps you’ve been thinking (or been told) that a boat “isn’t in the budget.” Truth is, boating is an activity like playing a round of golf, bringing the whole family to a baseball game, or taking your significant other out for dinner and a movie. Consider the cost of just one trip to travel and stay at a theme park or resort (we did some research, it’s not cheap). You could pay all that money to be cooped up in a car or plane, wait in countless lines and eat mass-prepared meals (once!), OR you could own a boat that you could take out as many times as you want. Boating is a never-ending vacation. And best of all, you won’t have creepy cartoon characters coming up to you asking for hugs. There’s also a big myth about the “hidden cost” of boating. Let’s get something clear: It’s so not true. Just like any vehicle, there is upkeep, maintenance and other typical annual expenditures. No mermaid is going to pick your pocket while you’re enjoying a sunset cruise on the lake. See how you can add a boat into your schedule with our Budget Planner at www.discoverboating.com/ buying/budgetplanner.aspx V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 13 IV. Boating Fits Your Budget Loan Calculator Three words: Boating is affordable. If you know the price of a particular boat and how much you can spend per month on one, you can use our online loan calculator to help you make your dream of owning a boat a reality. It’s simple to use, and you’ll be surprised by how easy it will be to plan for. We’ll even help you calculate additional costs, such as fuel, maintenance and insurance. We’ll also help you determine average loan rates and terms via the National Marine Banker’s Association. No need to thank us. The joy that will be on your face is thanks enough. If you want to ask us out for a day on the water, however, that would be fine with us, too. You can punch the numbers for yourself with our Loan Calculator at http://www.discoverboating.com/ buying/financing/loancalculator.aspx Financing For some, the idea of financing is as fun as running out of gas in the middle of the lake during a downpour in the middle of night. But if you’re prepared and know the conditions, it can be smooth sailing. Lenders, such as banks, credit unions and even dealers, have learned that boat buyers like you are excellent loan clients. Why wouldn’t they be? Have you ever heard anyone exclaim, “I don’t trust that boater!”? We haven’t. Deciding what kind of boat to buy is only one part of your buying process. Determining your budget, finding the type of loan you need, comparing rates and negotiating terms are equally important steps. Insuring Boat insurance is an important way to protect your investment. Consult your agent, talk to your local dealer, or even ask a fellow boater for a little advice about policies and coverage. Look for an “A” rating or better, and find an agency that can tailor a policy to fit your boating needs. A.M. Best Company. You can also visit ambest.com/ratings to find boat insurers or other state insurance agencies online. Useful Tips • Consider adding a separate policy to insure your boat rather than tacking it on to your home or vehicle policy—they may not address marine risks. • When choosing a policy, find one that covers “separate but equal amount of funds for salvage work.” This will compensate you not only for your boat, but also for its removal from the water in case of an accident. • Decide if you want an “agreed value” or “actual value” policy. The agreed-value policy covers your boat at whatever price you and the lender establish. Depreciation is not a factor. It usually costs more money than an actual value policy, which covers your boat only to its actual cash value. You keep life vests in the boat to keep your passengers safe. Make sure you select the right financing plan and insurance policy to keep you protected as well. Keep Cruising to Chapter V: Join the Boating Lifestyle We’d go through it all—right here, right now—but we want you to take your time with this. It’s important. There is a ton of financing information and more in our buying and financing section at http://www. discoverboating.com/buying/financing/default.aspx. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 14 V. Join the Boating Lifestyle Best Gift. Ever. V. Join the Boating Lifestyle. There are 365 million trillion gallons of water on the Earth. Roughly. So there’s plenty of H2O to explore. What better way to explore the water than to own your own boat? It’s an excellent way to reduce stress, create bonds with friends and family, and have fun. But if you still aren’t convinced, we’ve got more to share. Want to know the benefits of boating? Need to sway the spouse? Do kids and water mix? Maybe you’re looking for a great boating destination? We’ve got the answers coming up next. Benefits of Boating for Family/Boating Vacations No one asks “Are we there yet?’” when you’re going full throttle. When you hear the phrase “getting away from it all,” it’s not meant to be taken literally. One of the reasons you bought or want a boat is to go out on the water with friends and family. At least we hope so. We know that your friends and family want to experience the water. They’ve told us so. They even know what they want to do when they’re out there. A study conducted by the National Marine Manufacturers Association listed fishing as respondents’ favorite boating activity by a whopping 54 percent of the people surveyed. The other 46 percent? Many of them just like to cruise and relax. Some like to water ski. One guy just likes to stare at the waves. The point? Recreational boating gets people out of the house. It allows your co-workers to release some stress. Boating helps create a sense of community on the water. It can be an adult getaway or family fun time. Boating forms bonds and creates memories that can be shared across generations. Let’s see your TV do that. Want more great reasons to get out on the water? You can dock your eyes right here: http://www. discoverboating.com/reasons/topreasons.aspx V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 15 V. Join the Boating Lifestyle Kids and Boating No child ever got in trouble for watching the water too long. For children, boats are like fire-truck rocket ships made out of candy and hand-dipped in chocolate. They just can’t get enough of them. They stop whatever they are doing and their only thought is “I want to ride in that.” CONVINCE YOUR SPOUSE (CONDENSED SPOUSAL CONVERSION KIT) Hydrotherapy for the aqua-hesitant. You want a boat. But, for some unexplained reason, your spouse or partner isn’t in the same … boat. “We can’t afford it.” “We don’t have the time.” “I don’t like to fish.” You’ve probably answered the questions you haven’t even asked yet. The pressure is on, and you haven’t started the conversation. You know what would help you relax? A boat. See how easy that was? It’s hard enough these days to round up kids, let alone keep them in the same room or focused for any amount of time. Fortunately, with the numerous activities associated with boating (fishing, water skiing), the skills that can be learned (knot tying, driving), the responsibilities involved (safety, mechanics) and the cool organizations centered around and involving boating (SeaScouts), your problem won’t be getting them out on the water. No, you’ll have to figure out how you’re going to drag them off. The reasons why you should get a boat are endless. So, before you start working on your “spousal conversion,” keep these four important facts in mind: 1. Boating is family-friendly. “It’s not about me— it’s about quality family time.” 2. Boating is affordable. “If we can afford to go to (insert location here), we can easily afford a payment.” 3. Boating reduces stress. See above. 4. Boating is fun. “Have you ever heard anyone complain about having to go for a cruise?” And if that doesn’t convince them, take them out on a boat. Let the water and wind do the talking for you. It’s hard to argue when the sun is shining on your face and the gentle lapping of the waves surrounds you. Need some more persuasive ideas? You can find them at http://www.discoverboating. com/marketing/spousalconversionkit.aspx V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 16 V. Join the Boating Lifestyle Kids and Boating (cont’d) What a wonderful dilemma. Plus, doesn’t spending a day on the lake with your loved ones sound much better than being stuck in traffic with your family and the neighbor kid in the car on your way to the mall? No one minds spending time next to each other on a boat. Just think about that the next time the kids argue about who’s on “their side” of the backseat. Great Boating Destinations/ Boating Activities Have boat, will travel. If you thought that choosing your boat was a fun decision, just wait until you get to choose where to go and what you’re going to do once you get there. At this point, as much as we’d love to help you choose what to do, there are just some things you need to decide for yourself. But don’t worry, we won’t leave you landlocked all high and dry. For more destination ideas, you can go to http://www.discoverboating.com/boating/ destinations.aspx Don’t worry if you don’t know what to do once you get to where you’re going. Take your time. Boating is one of the few things in life that allow you to do absolutely nothing and feel good doing it. Keep Cruising to Chapter VI: Operating: Getting on the Water Are you up for some fishing, watersports or just a bit of relaxing? Are you going solo, making it a romantic cruise, or do you plan on bringing friends and family? Is this a three-hour tour, a weekend getaway or the best way to spend your two-week vacation? Maybe you want to think outside the box and take up snorkeling or create a home away from home. (It may even qualify as a tax-deductible investment.) V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 17 VI. Operating: Getting on the Water No, No, No. After You. VI. Operating: Getting on the Water. In this section, we’ll introduce you to the “ways of the water.” From launch to docking and everything in between, we have a few tips and requirements to make your voyage a safe, courteous and enjoyable experience. Friendly advice, informative videos and more boating fun can be found in this chapter. Driving the Boat: HOW TO, RIGHT OF WAY, ETTIQUETTE TIps Hey! I’m Boatin’ Here! Every boat needs a captain, and every captain needs a boat. It’s up to both to head in the right direction. With 13 million boats registered in the United States alone, the logical assumption is there are a lot of captains believing they have right of way. Overall, the boating community is a friendly group composed of folks who want to relax and have fun. Though their boats vary in size and power, and whether they are on the water for sport or leisure, most captains understand that the best way to be safe on the water is to use common sense. Just like you did back in driver’s ed, take the time to learn the basics of boating safety and on-the-water rules of the road. Before you head out, double-check your equipment and safety gear. When you’re on the water, operate at a safe speed, obey postings, watch for others, avoid alcohol and, above all, be respectful to others—all 12,999,999 of them. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 18 VI. Operating: Getting on the Water Docking/Ramps Finder and Etiquette The closest your truck will ever get to being a boat. Let’s take this slow and steady. We know you’re excited to get that baby off the ramp and into the water. We also know the delight of pulling up, jumping out and up to the ramp, gliding to the dock or smoothly into the slip, and tying off the docklines when the day is done. And some of us have seen the unfortunate consequences of launching in and hauling out too hard and too fast. Slow and steady. Entering and exiting the water shouldn’t involve wild hand gestures and guesstimations. They’re about being familiar with your equipment, trusting your ability, communicating clearly with your crew, and practice, practice, practice. We’ll also let you in on a little secret: Almost anyone can drive a boat, but not everyone can launch and return like a pro the first time they take the helm. Take the time to learn how do it right and you’ll (further) impress your friends, family and marina cohorts with your boating skills. Where do I park? Here’s where you can find a public dock or marina near you: www.discoverboating.com/boating/ marinas.aspx Search for Boating Classes Surf the www for the ABCs to avoid an SOS. Practice safety before you go out on the water. Take a boating safety course. These courses are designed to protect you, for the safety of your passengers and others out on the water. Even if you’re a seasoned pro, it’s always good to take a refresher course (and depending on what state you live in or what type of vessel you drive, it may be required). Be responsible. Be safe. Have fun doing both. The best way to do this is to take a boating safety course. You can go to http://www.discoverboating.com/ beginner/safety/tips.aspx to find one near you Keep Cruising to Chapter VII: Towing and Trailering V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 19 VII. Towing and Trailering Don’t look now, but I think we’re being followed. VII: Towing and Trailering. Wouldn’t it be great to step out of your house and directly onto the water? Guess what—that dream isn’t as far-fetched as it may seem, because using a boat trailer makes getting to (and from) your favorite watering hole simple. Trailering also allows you to explore different lakes, rivers, streams, bays ... the list goes on and on. Trailers are also an affordable way to store your vessel after you’ve returned to dry land. Trailering— so easy you (almost) want to forget about that beachfront property. Nothing beats getting out and doing it yourself, but in the case of towing, trailering, launching and retrieving, a few words of wisdom are a must. Here are a few tips that can help you get rolling. Towing and Trailering Be the envy on the open water and the open road. Just because you may not live close to a boat-ready body of water doesn’t mean you’re landlocked. There’s good probability that you DO live near a great place to boat. In fact, 90% of Americans live within an hour of an accessible waterway, and a majority of recreational boaters count on their trailers to get their vessels to and from the water. Remember, boating is about freedom. So, enjoy the entire journey, from the edge of your driveway to the edge of the water. Here are a few things to think about while you plan that drive: • Know the towing capacity of your car, truck or SUV. Don’t force your vehicle to bite off more than it can chew. There’s nothing sadder than seeing a boat on the side of the road (unless it’s your ideal boat with a For Sale sign on it). • Make sure the trailer bears the National Marine Manufacturers Association (NMMA) certification label. Like a life jacket, that certification guarantees your trailer is designed to fit and protect your boat. • • • Just like when you’re on the water, drive safely and courteously. When towing a boat, you should travel 5 MPH slower than other traffic on the road and stay in the right-hand lane. When turning a corner with your trailer, you’ll need double the arc to take that turn (sounds like a country song, doesn’t it?). You’re pushing your trailer when you back down a ramp to the water; you’re not pulling. So, remember to turn the wheel in the opposite direction. Other Guidelines There are other guidelines, suggestions and safety checklists you should follow if you want your trailer to correctly follow you. Take the time to learn them so you and your boat can get to know your next adventure location safely. LAUNCHING AND RETRIEVING If only you could pull off dance moves that looked so graceful. Getting your boat in and out of the water (a.k.a., “on and off your trailer”) is fairly simple once you take the time to learn how to do it properly. Like all good things in life, practice makes perfect. While we’re churning out clichés, here’s one more: Fools rush in. Take the time to fully prepare for the launch and retrieval of your boat. We don’t want to see you scratch your baby, and we’re pretty positive you don’t want your towing vehicle to become a second boat (word to the wise, SUVs don’t float). There’s more info, along with some safety tips, to check out at http://www.discoverboating.com/ owning/towing.aspx Keep Cruising to Chapter VIII: Storage and Maintenance V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 20 VIII. Storage and Maintenance Time to Tuck Your Boat In. Storage and Maintenance. Out of sight, but not out of mind What you do with your boat when you’re not using it is just as important as what you do when you are. Boat maintenance, on- and off-season, is a necessary part of ownership, but it doesn’t have to be a laborious chore. In fact, boats don’t require a ton of work—that is, if you treat them right. Where and how you care for and store your vessel is a matter of budget, convenience and availability (and just a little bit of TLC). Learn how to, where to, and when to store, park, care for and show off your boat by reading this Storage and Maintenance section. Maintenance Basics Tow your boat to the lake, not the shop. MYTH: Boats require a lot of maintenance. FACT: Frequent cleanings, routine inspections and a to-do checklist are the easiest ways to ensure your boat is always up to speed. For many, basic boat maintenance is as natural as navigating your favorite route. Regularly washing and waxing the exterior of the boat, checking the charge and fluid levels of the battery, and even making sure the lines are neatly stored are great ways to enjoy your boat when the two of you aren’t out on the water. For more on caring for your boat, from simple cleaning to in-depth motor maintenance, visit http://www.discoverboating.com/owning/ maintenance/basic.aspx Boats are fun, not work. Well, maybe a little work, but it’s fun work. Even if she’s docked or stored, you can still make the most of your time together. Remember, she’s a machine, so she’ll need a tuneup. She tends to get dirty, so she’ll need some upkeep. She’s your baby, so you need to show her some love. (By the way, if “she” happens to be a rare “he,” the same applies—but he won’t admit it.) You check the oil of your car, clean off your lawnmower’s spark plugs and empty the crumbs out of your toaster without a second thought. All of these little things help save you from dealing with big problems down the road. Proper boat maintenance not only helps to extend the life of your boat, but there’s a good chance it’ll also save you from the headache of paying for repairs. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 21 VIII. Storage and Maintenance Slips, Marinas and Boat Lifts How to show your boat off when you’re unable to show your boat off. For those who want to keep their boats in one location or want to make things a bit simpler by keeping their boat on (or slightly above) the water, a slip or lift is a great option. Renting a slip at your local marina is one of quickest and most convenient ways to dock your boat. Getting out on the water can be as easy as driving to the marina, climbing aboard and pushing off. Plus, you never have to worry about where you’re going to park her when you’re done. And that marina? It’s a full-service station for you and your boat. Marinas usually provide amenities such as electricity, fuel, wash-down water, telephone and Internet, and other services. Many marinas offer winter storage. The marina is also a great gathering place for boaters and nonboaters alike. It’s like an exclusive club to mix and mingle, without all the snobbery. Plus, how many other places let you bring your boat in with you? (Tip: A boat makes for an excellent wingman.) But you don’t need a slip to keep your boat close to the water. A boatlift is an excellent way to keep your boat safe, whether you’re docking her for the night or for the week. Keep your boat at the lake, bay or assorted water route. If you got it, flaunt it. P.S. We’ll help you get it. For a marina near you, take a look at our Marina Finder at http://www.discoverboating.com/boating/ marinas.aspx Dry Docking/Shrink Wrapping The only good part about saying goodbye is getting to say “hello” again. For some of us, there comes that time of year we all dread. That time of year where we hang up our captain’s hat. That time of year that marks the end of the boating season. How you take care of your boat during the offseason is just as important as how you treat her while she’s in use. When it’s time to dry dock, the best thing you can do is to get your boat off the water and put her under a cover. A climate-controlled area is ideal. But if this option is unavailable, shrink-wrapping to protect her from the elements is a good option. Storing and Winterizing Taking the time to protect and prepare your boat will save you time and money when you take her out in the spring. Besides, it’s hard to say goodbye. Take your time. We have tissues if you need them. For tips on storing your vessel, visit http://www.discoverboating.com/owning/ storing.aspx; for tips on winterizing your vessel, visit http://www.discoverboating.com/owning/ maintenance/winterizing.aspx Oh, and remember when we said you get to say “hello”? We have a handy Springtime Boat Preparation Checklist for when she wakes from her long winter’s nap. Visit us at http://www.discoverboating.com/owning/ maintenance/startup.aspx Keep Cruising to Chapter IX: Name Your Boat V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 22 IX. Name Your Boat Sorry, “Hot Ruddered Bum” is already taken. IX. Name Your Boat. Sure, the kind of boat you buy is important But to be honest, one of the most difficult (yet fun) decisions of all those you have to make awaits you: naming your boat. “Seas the Day”? “Slalom Oath”? “MHz. Tip-Sea”? “Marlin Monroe”? The possibilities are endless, so here are a few tips and suggestions to spark your imagination. We know some of you already have a name picked out even if you don’t have a boat yet. However, check out our pointers so you won’t regret any decisions down the road. A Name Your Boat Would Be Proud Of People have probably named boats as far back as the invention of the very first boat. We’re willing to bet that very first boat had a name before the word “boat” even existed (history books don’t go back that far, but we’re pretty sure the first name for a boat was “log”). We’re also willing to wager that many soonto-be boat owners know what they’re going to name their boat even though they don’t know what kind of boat they want to get. That’s how important naming a boat is to boat owners. We can’t tell you what to name your boat, but we can tell you that boats are usually given a female moniker. (Seriously, who would want to spend an afternoon on “Uncle Bob”?) It’s also been said that to rename a boat is bad luck. Pish. Not true. People rename boats all the time. Just be sure to do a proper naming ceremony when you do. So, if you’re a sailor and you come across a boat named “Scuttlebutt,” don’t be afraid to switch it up. Boat names often deal with the water and relaxation, like “Sea Breeze.” Those who hit it big often use boat names that reflect how they were able to finance their dream cruiser. Say, “Lucky 7s.” Other names, like “The Party Barge,” openly reflect (and refuse to apologize for) what they are. One thing is for certain: Whether bass boat fisherman or express cruiser owner, boaters loves to name their boats. There are a lot of “aqua-holics” out there. How original do you want to be? Well, What Are You Waiting For? Are you ready to take the plunge? If you haven’t already thrown your swim trunks on and aren’t tearing up the water as we speak, take the next step and find a Marine Industry Certified Dealer near you at http://www.discoverboating.com/ buying/certified/dealers.aspx The water is calling, my friend. V i s i t t h e l e a d i n g r e s o u r c e f o r a l l t h i n g s b o at i n g at w w w.d i s c o v e r b o at i n g .c o m 23