Features of 72 Croton Avenue, Cortlandt Manor Town of Cortlandt

Features of 72 Croton Avenue, Cortlandt Manor
Net Sale Price: $193,000
Two Family Home under Renovation
New Roof, Boiler, Hot Water Heater and More
Two Bedroom Owner Unit on Second Level (+/- 786 sq. ft)
One Bedroom Apartment on First Level (+/-576 sq. ft)
Hardwood Floors
Terraced Yard with Front and Side Patios
.67 acre
Town of Cortlandt
The Town of Cortlandt is located in the northwest corner of Westchester County. It is bounded on the
north by Putnam County, on the west by the Hudson River and the City of Peekskill, on the east by
Yorktown, and south by the Towns of Ossining and New Castle. 72 Croton Avenue is located within the
hamlet of Cortlandt Manor.
Served by the Lakeland Central School District, residents of 72 Croton Avenue may attend Lincoln Titus
Elementary School and Walter Panas High School, both of which are approximately one mile away. The
Lakeland-Copper Beech Junior-Middle High School is located approximately 5.8 miles away.
The property is private yet conveniently located off of Crompond Road (Route 202) near shops and
transportation. There is easy access to the Taconic State Parkway and to the Metro North Hudson line at
Peekskill. The Town maintains several parks with soccer and softball fields, playgrounds, tennis and
basketball courts and a swimming pool. The Town sponsors movies and summer concerts in the park
and residents can attend various activities and programs at the Cortlandt Youth and Recreation Center.
Bear Mountain State Park can be readily accessed from the nearby Bear Mountain State Parkway.
The largest employer in the Town is the Cortlandt Town Center – a large retail center located on
Cortlandt Boulevard, also known as NYS Route 6. Other major employers in the Town include New York
Presbyterian Hudson Valley Hospital Center and the FDR Veterans Administration Hospital.
2/2016
72 Croton Avenue, Cortlandt
Two Family Home
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
TWO BEDROOMS
W/ONE
BEDROOM
RENTAL
APARTMENT
Sale Price
$
493,000
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(330,000)
$
$
193,000
(9,650)
$
183,350
$
$
$
960
635
200
Mortgage Amount
Principal + Interest**
Approximate taxes
Insurance
Total Housing Payment (PITI)
$
Approx. income needed to carry
payment
$
1,795***
65,273*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Rental income from the one bedroom apartment of $800 can offset this payment.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
2
3
4
5
$67,650
$76,100
$84,550
$91,350
2/2016
72 Croton Avenue, Cortlandt – Picture and Floor Plan
2/2016
Features of 176 Henry Street, Buchanan
Net Sale Price: $235,033
3 Bedroom Single Family Home
Cape Cod Style
2-1/2 Baths
2 Fireplaces
Kitchen Island w/Granite Countertop
Hardwood Floors & Carpeting
Central Air Conditioning
Front Porch
Rear Deck
Detached Shared Garage
Unfinished Walk-Out Basement
.22 Acres
Village of Buchanan
The Village of Buchanan is situated in the northwestern corner of Westchester County on the eastern
bank of the Hudson River in the Town of Cortlandt. It is bordered by Peekskill to the north and east.
Hendrick Hudson Central School District serves the residents of 176 Henry Street. The District offers a
full day kindergarten; an enrichment program and full special education services are available. Henrick
Hudson High School offers a comprehensive program of honors and A.P. courses in a full Regents
program with special education services provided when needed, and technical training through BOCES.
Blue Mountain Middle School is an Excellence in Education school. Children in the three elementary
schools are grouped heterogeneously, with provision for various ability levels in math and reading.
Buchanan’s Recreation Department offers a summer day camp and senior citizens services. The
Hendrick Hudson Free Library services Buchanan’s residents. The Town of Cortlandt services are
available to Buchanan residents.
It is conveniently located to the Cortlandt station of Metro North’s Hudson Line and the house is in close
proximity to bus stops for Bee Line Bus Routes 14 and 17.
2/2016
176 Henry Street, Buchanan
Single Family Three Bedroom Home
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
THREE
BEDROOMS
Sale Price
$
377,726
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(142,693)
$
$
235,033
(11,751)
$
223,282
$
$
$
1165
590
125
Total Housing Payment (PITI)
$
1,880***
Approx. income needed to carry
payment
$
Mortgage Amount
Principal + Interest**
Approximate taxes
Insurance
68,364*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
3
4
5
6
7
$76,100
$84,550
$91,350
$98,100
$104,842
2/2016
176 Henry Street, Buchanan – Picture and Floor Plan
2/2016
Features of 11 Westview Avenue, North Salem
Net Sale Price: $157,083
3 Bedroom Single Family Home
Raised Ranch
#/- 1728 sq.ft
Hardwood Floors
Formal Dining Room w/French Doors to Balcony
Family Room w/French Doors to Deck
Basement Laundry One Car Garage
.5 Acre
Town of North Salem
The Town of North Salem is located in the northeastern corner of Westchester County. It encompasses
23 square miles and is noted for its open lands, lakes and reservoirs. Some 50 miles north of New York
City, the town has a population of 5200.
Curriculum, instruction and assessment are well aligned in the North Salem Schools – the elementary
school Pequenakonck and the North Salem Middle and High Schools. North Salem has been a “school in
good standing” as designated by the New York State Department of Education Report Card. The district
ranks #61 in the state and #229 in the country.
The Ruth Keeler Memorial Library is an educational and cultural center for the North Salem community,
serving its residents from infants to senior citizens with print and multimedia resources as well as
enriching program.
The Town of North Salem offers many recreational programs. There are two North Salem parts as well
as the County’s Mountain Lakes Park. Joe Bohrdum Park is at 15 Sunset Drive and has tennis courts,
soccer field, two baseball fields, a playground, basketball courts and picnic area. Volunteers Park is at
250 June Road and has a soccer field, baseball field, a children’s playground and a basketball court.
There are many trails and open space for walking and hikes.
The site is conveniently located to Interstate 684, which to the North intersects with Interstate 84
towards Connecticut and South towards the Westchester County Airport, White Plains and New York
City. The area is served by Metro-North Harlem Line at Croton Falls and Purdys, which are less than
three miles from the property.
2/2016
11 Westview Avenue, North Salem
Single Family Three Bedroom Home
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
THREE
BEDROOMS
Sale Price
$
317,083
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(160,000)
$
$
157,083
(7,855)
$
149,228
$
$
$
780
885
125
Mortgage Amount
Principal + Interest**
Approximate taxes
Insurance
Total Housing Payment (PITI)
$
Approx. income needed to carry
payment
$
1,790***
65,100*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
3
4
5
6
7
$76,100
$84,550
$91,350
$98,100
$104,842
2/2016
Features of 11 Westview Ave, North Salem – Picture and Floor Plan
2/2016
Features of 25 Oak Road, Montrose
Net Sale Price: $215,000
4 Bedroom Single Family Home
Ranch Style
+/2250 sq. ft. (not including basement)
2 Baths
Fireplace
Family Room
Laundry Room
Patio
1 Car Garage
Unfinished Basement
.5 Acres
Town of Cortlandt
Hamlet of Montrose
The Town of Cortlandt is located in the northwest corner of Westchester County. It is bounded on the
north by Putnam County, on the west by the Hudson River and the City of Peekskill, on the east by
Yorktown, and south by the Towns of Ossining and New Castle. 25 Oak Road is located within the
hamlet of Cortlandt Manor. Montrose is a hamlet within the Town.
Residents of 25 Oak Rd will be served by the Hendrick Hudson Central School District.
The property conveniently located near shops and transportation. There is easy access to Route 9A
which leads into the Taconic State Parkway and the Saw Mill River Parkway. It is within 2 miles of the
Metro North Hudson Line Cortlandt Station. The nearest Bee Line Bus Route is #14.
The Town maintains several parks with soccer and softball fields, playgrounds, tennis and basketball
courts and a swimming pool. The Town sponsors movies and summer concerts in the park and residents
can attend various activities and programs at the Cortlandt Youth and Recreation Center. Bear
Mountain State Park can be readily accessed from the nearby Bear Mountain State Parkway. George’s
Island Park is a 208-acre waterfront park in Montrose offering views of the Hudson River. It provides
boat access to the Hudson River as well as areas for nature and picnicking.
The largest employer in the Town is the Cortlandt Town Center – a large retail center located on
Cortlandt Boulevard, also known as NYS Route 6. Other major employers in the Town include New York
Presbyterian Hudson Valley Hospital Center and the FDR Veterans Administration Hospital.
2/2016
25 Oak Road, Montrose
Single Family Four Bedroom Home
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
FOUR BEDROOMS
Sale Price
$
377,726
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(162,726)
$
$
215,000
(10,750)
$
204,250
$
$
$
1070
1025
125
Total Housing Payment (PITI)
$
2,220***
Approx. income needed to carry
payment
$
Mortgage Amount
Principal + Interest**
Approximate taxes
Insurance
80,727*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
4
5
6
7
$84,550
$91,350
$98,100
$104,842
2/2016
25 Oak Road, Montrose – Picture and Floor Plan
MONTROSE
2/2016
Features of Bedford Mews Condominium, Bedford Hills
208 Harris Road, DA-5
208 Harris Road, HA-6
Condo Unit DA-5
Net Sale Price: $155,000
2 Bedrooms /2 Baths
+/- 1243 sq.ft
End Unit
Ground Floor
Patio
Hardwood Floors
Electric Baseboard Heat
Central Air Conditioning
Stacked Washer/Dryer
Assigned Parking Spot
Condo Unit HA-6
Net Sale Price: $137,420
1 Bedroom/1 Bath
+/- 953 sq.ft
End Unit
Ground Floor
Patio
Hardwood Floors
Electric Baseboard Heat
Central Air Conditioning
Laundry Hook-Up
Assigned Parking Spot
Common Amenities
Pool
Playground
Clubhouse
Central Lawn Area
Pets Permitted
Town of Bedford
The Town of Bedford is located in the northeastern part of Westchester County and contains the three
hamlets of Bedford Hills, Bedford and Katonah. The Bedford Mews Condominium is in the Bedford Hills
hamlet. The Town is bordered to the west by Mt.Kisco, to the south by Armonk, and to the east by
Pound Ridge.
The Town’s Recreation & Parks Department offers swimming lessons at its three hamlet pools; summer
camp, including a six-week day camp for children with special needs; dog park; seasonal sports
programs; and programs for seniors.
Bedford Mews is in the Bedford Central School District that includes one high school, one middle school
and seven elementary schools. The District has a K-12 Department for English for Speakers of Other
Languages (ESOL). Fox Lane High School was recognized as a Silver School of Opportunity.
Bedford Mews is conveniently located to shopping, dining, the Metro-North Harlem line in Katonah and
Bedford Hills and the Bee Line Bus (Route 19). It has easy access to Interstate 684 and to the Saw Mill
River Parkway.
The Northern Westchester Hospital is conveniently located in nearby Mt. Kisco.
2/2016
208 Harris Road,Unit HA-6, Bedford Hills
One Bedroom Condominium
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
ONE BEDROOM
Sale Price
$
Westchester County
Assistance
Net Sale Price
5% Down Payment
$ (110,057)
Mortgage Amount
Principal + Interest**
Approximate taxes
Walls-In Insurance
Common Charges
247,477
$
$
137,420
(6,871)
$
130,549
$
$
$
$
685
275
50
345***
Total Housing Payment (PITI)
$
1,355
Approx. income needed to carry
payment
$
49,272*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Owner is responsible for electric and water charges.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
1
2
3
$59,200
$67,650
$76,100
2/2016
208 Harris Road,Unit DA-5, Bedford Hills
Two Bedroom Condominium
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
TWO BEDROOMS
Sale Price
$
Westchester County
Assistance
Net Sale Price
5% Down Payment
$ (122,925)
Mortgage Amount
Principal + Interest**
Approximate taxes
Walls-In Insurance
Common Charges
277,925
$
$
155,000
(7,750)
$
147,250
$
$
$
$
770
335
50
416***
Total Housing Payment (PITI)
$
1,571
Approx. income needed to carry
payment
$
57,127*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Owner is responsible for electric and water charges.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
2
3
4
5
$67,650
$76,100
$84,550
$91,350
2/2016
208 Harris Road, Unit DA-5, Bedford Hills – Picture and Floor Plan
2/2016
208 Harris Road, Unit HA-6, Bedford Hills – Picture and Floor Plan
2/2016
Features of Chester Heights Gardens Condominium II
20B Oregon Avenue, Eastchester
60A Oregon Avenue, Eastchester
Condo Unit 20B
Net Sale Price: $120,000
1 Bedroom/1 Bath
+/- 750 sq. ft
Hardwood Floors
Assigned Parking
Condo Unit 60A
Net Sale Price: $154,810
2 Bedroom/1.5 Bath
+/- 1000 sq. ft
Hardwood Floors
New Stainless Steel Appliances
Washer/Dryer
Assigned Parking
Common Amenities
Laundry Room
Heat & Hot Water included in Common Charges
Park within Walking Distance
No Pets
Managed by Garthchester Realty
Town of Eastchester
The Town of Eastchester is located in southern Westchester and includes the Villages of Bronxville and
Tuckahoe. The Town is bordered to the west by Yonkers, to the south by Mount Vernon, to the east by
New Rochelle and to the north by Scarsdale.
The Town’s Department of Parks and Recreation manages nine major parks. Park facilities include
baseball and softball fields, soccer and open play field, playgrounds, tennis courts, and picnic areas. The
Town operates three day camps during the summer for children from five years of age through ninth
grade. At the 116 acre Lake Isle Park, there is an 18 hole golf course, an outdoor swimming pool complex
and tennis courts. The Recreation Department is part of the South East Consortium for Special Services,
a non-profit organization which provides year-round therapeutic recreational programs for persons with
disabilities.
Eastchester Senior Programs and Services’ programs include medical and shopping transportation, case
management, home delivered meals and senior centers at Lake Isle, Garth Road and Sundays at
Concordia College. The senior centers offer an environment for socializing, recreation, education,
culture and entertainment.
Chester Heights Condominium II is in the Tuckahoe Union Free School District. William E. Cottle School
(elementary) was named a NYS High Performing School, Tuckahoe Middle School has been recognized a
NYS Reward School and Tuckahoe High School was included on Newsweek’s list of America’s Best High
Schools.
The property is within walking distance of Bee-Line Bus Routes #30 and #53. Both Metro-North Railroad
stations for Bronxville and Fleetwood are within 2-1/2 miles of the site. It is located close to the
Hutchinson River Parkway and the Cross County Parkway.
2/2016
20B Oregon Avenue, Eastchester
One Bedroom Condominium
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
ONE BEDROOM
Sale Price
$
196,000
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(76,000)
$
$
120,000
(6,000)
$
114,000
Mortgage Amount
Principal + Interest**
Approximate taxes
Walls-In Insurance
Common Charges
$
$
$
$
595
295
50
430***
Total Housing Payment (PITI)
$
1,370
Approx. income needed to carry
payment
$
49,818*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charge includes heat and hot water.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
1
2
3
$59,200
$67,650
$76,100
2/2016
60A Oregon Avenue, Eastchester
Two Bedroom Condominium
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
TWO BEDROOMS
Sale Price
$
Westchester County Assistance
Net Sale Price
5% Down Payment
$ (155,890)
$
154,810
$
(7,741)
Mortgage Amount
Principal + Interest**
Approximate taxes
Walls-In Insurance
Common Charges
$
310,700
147,069
$
$
$
$
770
430
50
635***
Total Housing Payment (PITI)
$
1,885
Approx. income needed to carry
payment
$
68,545*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charge includes heat and hot water.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
2
3
4
5
$67,650
$76,100
$84,550
$91,350
2/2016
20B Oregon Avenue, Eastchester - Picture and Floor Plan
2/2016
60A Oregon Avenue, Eastchester - Picture and Floor Plan
2/2016
Features of Village Green Condominium
100 Cedar St., Unit A-44
Dobbs Ferry
Net Sale Price: $150,000
1 Bedroom with Den
+/- 978 sq. ft.
1 Bath
First Floor Unit w/Deck
Hardwood Floors
Deeded 1-Car Garage (1-6)
Dedicated Parking Space (#90)
Common Amenities
Pool
Clubhouse
Playground
3 Laundry Rooms
Heat & Hot Water included in Common Charge
Pets Permitted
Village of Dobbs Ferry
The Village of Dobbs Ferry is located in the southwestern part of Westchester County and is in the Town
of Greenburgh. The Village is bounded on the west by the Hudson River and on the east by the Saw Mill
River.
Village Green is located within the Dobbs Ferry Union Free School District which consists of Springhurst
Elementary, Dobbs Ferry Middle School and Dobbs Ferry High School. Mercy College, a private, four
year institution with undergraduate and graduate programs has its main campus in Dobbs Ferry. An
Alcott Montessori School is also located in Dobbs Ferry.
Several lines of the Bee-Line Bus System run through Dobbs Ferry, facilitating north-south travel along
Route 9 and east-west along Ashford Avenue. Commuter rail service to Grand Central Terminal is
available via the Dobbs Ferry train station served by Metro-North Railroad. The train runs on the
Hudson Line, and travel time from Dobbs Ferry to Grand Central Terminal is approximately 37 minutes
on an express train.
The Village’s Recreation & Parks Department offers youth, adult and senior programs, including
basketball clinics, archery and art programs and exercise classes. There are a variety of Village parks
including Waterfront Park on the Hudson River shoreline with playground, soccer field and open space
and Gould Park with two public swimming pools, playground, basketball court and multi-sport ballfields.
2/2016
100 Cedar Street, Unit A-44, Dobbs Ferry
One Bedroom Condominium
Affordability Analysis – February, 2016
Fair & Affordable Housing
(All figures are approximate and subject to change)
ONE BEDROOM
WITH DEN
Sale Price
$
321,500
Westchester County
Assistance
Net Sale Price
5% Down Payment
$
(171,581)
$
$
150,000
(7,500)
$
142,500
Mortgage Amount
Principal + Interest**
Approximate taxes
Walls-In Insurance
Common Charges
$
$
$
$
745
405
50
675***
Total Housing Payment (PITI)
$
1,875
Approx. income needed
to carry payment
$
68,182*
*If monthly debt (minimum monthly payments on credit cards, loans, leases, child support payments etc.) is higher
than 5% of your gross monthly income a higher income may be necessary.
**Assumes 30 year fixed rate mortgage at 4.75 %
***Common Charges includes heat and hot water.
Maximum Income Limits as of June 2015
(Income limits are subject to change)
No. of Persons
Income Limit
1
2
3
$59,200
$67,650
$76,100
2/2016
100 Cedar Street, Unit A-44 – Dobbs Ferry – Picture and Floor Plan
LIVING/DINING ROOM
DEN
2/2016