Do You Understand English?

Transcription

Vol.I, No.17
www.renewssource.com
November 1, 2015
Do You Understand English?
By Pat Farrell
PRSRT STD
U.S. Postage
PAID
San Antonio, Texas
Paid Permit #1590
Although there is some dispute as to
the finer points in the origination of
English, it is generally agreed that it is a
Germanic language that through the years
was subjected to dialects from those travelling to and from Britain. There is a progression through the “Old English,”
“Middle English,” “Early Modern English”
and “Modern English” stages of the language during which time the Germanic language was exposed to influences from the
Romans, the Anglo Saxons, the Celts and
the French, to name a few. Example of Old
English: Ealle fīras sind boren frēo ond
geefenlican in ār ond riht. Hīe sind gifeðe
gerād ond ingehygd, ond sculon dōn
ongēan oðrum be feore of brōþorhāde- “All
human beings are born free and equal in
dignity and rights. They are endowed with
reason and conscience and should act
towards one another in a spirit of brother-
hood.” There is a lot to be said for
progress!
For most of us who grew up in a
family where both parents (and possibly
grandparents) spoke only English, the ins
and outs of the language seem to pose little
problem. However, for those who learn
English as a second language there can be
a number of things that leave one scratching their head over the associated language
“rules,” most of which come from the Latin
language influence, and the fact that there
seems to be exceptions to most rules.
Students who are trying to learn the language are quick to point out some of the
inconsistencies, for example, in the areas of
word meanings, spellings, pronunciations
and usage. (Why doesn’t Buick rhyme with
quick?) By the way, author Bill Bryson
suggests that “Making English grammar
conform to Latin rules is like asking people
to play baseball using the rules of football.”
Dictionaries define the word “up” as
“toward the sky” or “moving to the top,”
yet many have noted that it seems to have
so many other uses. We talk about waking
up in the morning, lining up for tickets, stirring up trouble, being up to the task, calling
up a friend or working up an appetite. And
when we are at a meeting and a subject
comes up, we decide we should speak up
about it and when we do take up the issue,
it will be up to someone to write up the
report. We clean up the kitchen, polish up
the silver, light up a cigarette, get tied up at
work, not feel up to par and think up excuses. When the sink is stopped up we work at
opening it up. If the weather is cold it could
freeze up and when skies cloud up we
know they will later clear up. Should we
have a business we open it up in the morning and know that it is up to us to close it
up for the night.
An event known as the “Great
Vowel Shift” (when all long vowels
changed pronunciation) which occurred
during the Middle English period, between
1350 and 1700, is thought to be responsible
for many of the spelling peculiarities that
exist today. Regardless of the reason we do
have some interesting spellings that do not
follow any rules, especially when considering their pronunciation as with Colonel,
isthmus, receipt and jeopardy. And then we
seem to have a whole host of words that
have letters that are just there but not pronounced as the “p” in psychology, the “k”
in knee, the “h” in hour, the “s” in island,
the “t” in listen, the “w” in wrist and the
“b” in debt and lamb.
As many authors have pointed out
the English language is crazy. We have so
many instances in which words that are
spelled the same but have different meanings that it can give one serious pause, e.g.
- We must get some polish to polish the
Polish General’s shoes - As we must present the present there is no time like the
present - You are close enough to close the
door - When I saw the tear in my new jacket I shed a tear - He wound the bandage
around the wound - farmers produce produce – the invalid insurance was invalid –
She had to desert her dessert in the desert and finally, I did subject the subject to tests
but did not object to the object.
They also suggest that you would be
hard pressed to hear, anywhere else, that
people park in the driveway but drive on
the parkway - that suits are packed in garment bags but garments are packed in suitcases - that shipments are transported by
cars while cargo travels on ships - that people play at a recital but recite at a play - that
Privates eat in the general mess while
Generals eat in a private mess and, of
course, that your nose may run but your
feet may smell! They also question why
there are some candies that are called
sweetmeats while sweetbreads are actually
meat that is not sweet - that there are no
pines or apples in pineapple or eggs in eggplant - that English muffins are not English
and French fries are not French - that a
guinea pig is neither a pig nor from Guinea
and finally they find that quicksand works
very slowly and boxing rings are actually
square.
You can also marvel at the fact that
“fat chance” and “slim chance” mean the
same thing – that the third hand on your
watch is the second hand - that your house
can be burning down while it is burning up
- that forms are filled out by being filled in
- that an alarm that's gone off may still be
going on. Frequently, contrary to what is
being suggested, nightmares, daydreams
and morning sickness can take place at any
time of the day - Glasses, silverware and
tablecloths may actually be made from
plastic – tomboys are really girls and rush
hour happy hour (hallelujah!) most often
last way beyond 60 minutes. One of my
favorite problem words is “bathroom”
since most public bathrooms have no baths
- when a dog goes to the bathroom on or
beside a tree there is no bath and certainly
no room, and do you realize that you usually have to go to the bathroom to go to the
bathroom?
But wait, there’s more – but I am out
of space so that must wait for another time.
I will, however, leave you with two
thoughts: journalist Doug Larson said, “If
the English language made any sense, lackadaisical would have something to do with
a shortage of flowers.” I say, “The most
beautiful words in the English language,
besides “I love you” are “Check enclosed!”
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REAL ESTATE NEWS SOURCE
November 1, 2015
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November 1, 2015
From The
Chairman’s Desk
By Mary Ann Jeffers
Chairman, San Antonio Board of REALTORS®
SABOR’s Installation & Awards
This has been such an exciting year
for me and a great year of growth for the
Board as well. SABOR now has over 9,000
REALTOR® members and we’ve opened
the Service Center at Forum Pointe. We
also expanded our jurisdiction meaning we
now include Bexar, Kendall, Atascosa,
Frio, Karnes, LaSalle, McMullen, Medina
and Wilson counties. I am so grateful to
have been a part of these amazing opportunities for growth and look forward to what
the future holds for our industry in San
Antonio and the surrounding areas.
We are already looking to 2016 and
getting excited about the strides we plan to
take next year. At the helm will be your new
2016 leadership team at the Board who will
be installed at SABOR’s Installation and
Awards on December 16. Bob Jacobs will
be sworn in as the 2016 Chairman of the
Board and Michele Bunting Ross will be
stepping in as the Chair Elect. The entire
2016 leadership team will be installed as
well as the incoming Board of Directors
during the event. his is a great opportunity
to meet the incoming leadership for 2016.
This event is also our opportunity to
honor and recognize the industry’s best of
the year during the awards ceremony. Don’t
worry – you still have time to nominate a
deserving individual for a SABOR Award.
Awards include REALTOR® Broker of the
Year, REALTOR® Salesperson of the Year,
Rookie of the Year, Lifetime Distinguished
Service Award, Affiliate of the Year,
Property Management Specialist of the
Year, Joseph M. Cullinan Farm & Land
Specialist of the Year and the Good
Neighbor Award. You may submit multiple
nominations but must submit separate nominations for each person. The deadline for
nominations is November 9th at 5:00 p.m.
The nomination form can be found on
SABOR.com.
This event has been so popular and
gained so much momentum in the last few
years that we have changed venues to the
Elian Resort across from La Cantera to
accommodate all the attendees. You can
purchase tickets by emailing Linda Berban
at Linda1@sabor.com. Help me welcome
next year’s leadership and congratulate our
award winners by attending. I look forward
to seeing you all there!
REALTORS® Support Prop 1 on November 3rd.
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November 1, 2015
GRI October Breakfast Meeting at The Petroleum Club
Terry Abel, Keller
Williams Heritage.
Paula Grigsby,
TAP FCU and
Clark Niblock,
Niblock
Company.
Esther Lemieux,
Lifetime Realty
Partners and
Johnnie Childs,
ICON Realty.
Matt Hurlbut, RB Premier Realty Gina Fontenot, Coldwell Banker D’Ann
Harper Realtors and Doris Harrell, Guest.
Chip Brown, Key
Realty and Sherrell
Russell, Keller
Williams Heritage.
Sue Trautner, BHHS PenFed Realty, Bonnie Wilson, RE/MAX Associates
and Ruth Horace, Keller Williams Legacy.
2016 Executive Board:
Diane Lauer, Keller
Williams City View, Marian
Knowlton, Keller Williams
Heritage, Nancy Brown,
RE/MAX Corridor, Carmen
Soto, Ultimate Realty,
Adrianne Lacroix, Keller
Williams Heritage and
Maudel Hardie, Hardie
and Associates.
November 1, 2015
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6
November 1, 2015
David Weekley Homes Realtor Appreciation at Paesanos
Joe Chodash, JB
Goodwin, Alma
Lopez, Keller
Williams Legacy
and Al Cannistra,
Texas Premier
Realty.
Eric Runge, Jake
Wise and Kevin
Hollister all David
Weekley Homes,
Diana Ridgway, JB Goodwin and Jack Shull, Guild Mortgage with Barb
Chardavoyne, Joe Chodash and Sandi Peerman, all JB Goodwin.
Al Cannastra, Texas Premier Realty, Connie Ramirez, BH&GRE Bradfield
Properties, Mike Idrogo, Kuper Sotheby’s International Realty, Jennifer
Duaine, American Home Shield and Keith Clay, Keller Williams City
View.
Kari Champagne
and Rebecca
Valeriano, both
David Weekley
Homes.
Oyas Tasher, San Antonio Real Estate Advisors, Alice Ruiz, Alicia
Ruiz Properties and Crystal Munoz, Keller Williams Heritage.
Joyce Orts, Real
Estate NewsSource,
John Kuntz,III,
Reliance
Residential Realty,
Dora Zamora,
Providence Title
and Reinald
Gomez-Verdun,
Guest.
Sharon Brenner,
Keller Williams City
View and Weedge
Henderson, Home
Team of America.
November 1, 2015
The Way I See It
By Cathey Meyer
Overtime
Back in the dinosaur decades,
B.C. (before computers), the simple life
reigned supreme. Answering machines
just became all the rage when I was in
college, quickly followed by beepers
and the annoying click of call waiting.
While these new fangled gadgets were
slightly intrusive, they never quite interfered with one’s personal time and
quality of life. Employers rarely used
the answering machine to pass along
work-related messages; call waiting was
mostly used to ignore calls from your
mother and beepers were primarily
used by law enforcement officials and
medical personnel for those pesky life
or death emergencies that required 24
hour attention.
As hard as I have tried to avoid
adding technology to my personal routine, I must admit I enjoy the convenience of the mobile electronic device
society and participate in electronic
messaging, photo sharing and the like.
I laugh when people ‘leave their
phones’ in unknown locations and can-
not seem to function without the constant reference to a flashing screen, a
beeping signal or a louder than a ringtone vibration. I still enjoy the use of a
landline telephone—both at work and
home. Call me old, but I really can hear
better with a heavy hand- set pressed
against my eardrum.
I recently was forced to upgrade
my three-year-old mobile phone—one
of those S-low numbers. Turns out
those inventive foreigners who control
the electronic universe have created a
disposable system of old phones. Just
try to be environmentally friendly and
buy a new battery for an old phone—
can’t do it as ‘they don’t make those
anymore’ sales pitches lure you into the
next generations of i-double digits and
S-uper numbers. In my last low S
phone, I faked out the Google world
when I used an ‘altered name’ for registration and created a fake email account
to avoid being followed by cyberspace
eyes. Those were the days when no one
could find you because you only existed
in human form and had no cyber footprint.
Because I was so distracted by all
the fancy apps, blinking split screens
and fast talking sales representative, I
provided all my actual information to
THE GOOGLES as they miraculously
transferred all my previous information
from a dead phone into the organs of
my new phone. Suddenly, I am on the
Google Map and for a short while, was
one of those people who could not function when ‘I left my phone . . .’!
My original single email account
morphed into my primary account, my
fake account, my work account, my
family only account and several
accounts I created in the late ‘90’s but
apparently forgot about. I was getting
text messages, hash-tags, and Remind
101’s from people I did not know, but
who knew enough about me to start a
conversation. I was getting creeped out!
And then I got mad .
Almost overnight, my PERSONAL mobile phone that I PAY the bill for
each month and use ONLY for my personal needs, was invaded by workrelated #*&@stuff. Emails would arrive
at 9:30 pm to request I do something
immediately the following day. Texts
showed-up at odd times to tell me how
to dress for work. I was sent podcasts
to view on my own time about company policy. The location device on my
phone would tell me I was in the wrong
place. This is not what I signed up
for!!!!! Unlike all the dedicated REALTORS and real estate industry profes-
7
sionals who work all hours to get business done, I have chosen a job that pretty much allows me to work from 7 am
to 4 pm every day. I thoroughly enjoy
my time AWAY from work and have no
problem filling time and entertaining
myself without the worry of WWWD?
(What Would Work Do?).
With more frequency, I pity my
‘superiors’ at work who are sending out
texts, emails and social media connections at all hours of the nights and
weekends when we should be enjoying
life AWAY from work. There was a
time when one worked outside the
work place, one was paid overtime. I
doubt most executive level professionals on a fixed salary are making any
more money contacting underlings during off hours. Ironically, they often do
not have enough time in the regular
workday to get everything completed,
so the ‘convenience’ of our electronic
society now allows them to do the job of
two people and never lose touch with
the office.
I recently took a long vacation to
a place far, far away. Literally so far
away there was no cell phone or internet service. We were technology free for
nine days—it was like living in 1979
and I loved it. On our return, answering machines were flashing FULL, email
accounts were three digits deep and yet,
we did not have a care in the world.
Turns out, even in absence of constant
connection, %(&$)* stuff gets done and
no one really cared we were not instantly responding to issues. Overtime—out.
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November 1, 2015
Highland Homes Coronado Grand Opening
Vivienne Porter,
Coldwell Banker
D’Ann Harper
Realtors and
Dennis Skinner,
ICON Realty.
Oksana Klufas, JR
Troy, and Margie
Allen all ERA Troy.
Barbara Brunner, Home Team of America, Shelley Stewart, Keller
Williams Legacy and Chris Schenk, Coldwell Banker D’Ann Harper
Realtors.
Prize Drawing Winners!
Jennifer Tipton,
Highland Homes
and Cathy
Heshmat, ERA Troy.
Well Attended.
Checking out the
food table.
November 1, 2015
9
10
November 1, 2015
Imagine Homes Jackpot Drawing
Karen Biegger
and Jack
Biegger, both
Biegger Realtors.
Kristi Maxwell and Kim Young, both BH&GRE Bradfield
Properties.
John Friesenhahn,
Imagine Homes,
Alfonso Camargo,
View, Kurt Jaeckle,
Coldwell Banker
D’Ann Harper
Realtors, and Jim
Bastoni, Imagine
Homes.
November 1, 2015
Imagine Homes
Jackpot Drawing
Krista Daries, Jim Bastoni and Greg Collier, all Imagine Homes.
Steve Malouff, Malouff Realty with Dana McDaniels and Kim Fair, both
Imagine Homes.
John Friesenhahn and Scott Eichman, both Imagine Homes with Kurt
Jaeckle, Coldwell Banker D’Ann Harper Realtors.
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November 1, 2015
Hill Country WCR Luncheon at T-Bar-M
Margie Lieck,
Administrative
Director, Patient
Care Services,
guest speaker.
Sally Singley,
guest and Chyrel
Madden, Century
21 Randall Morris.
Lorraine Bookout,
Legacy Mutual
Mortgage and
Chyrel Madden,
Century 21 Randall
Morris.
Susan Miller, Paula Durocher and Patti McDaniels, all Keller Williams
Heritage.
Boerne Relationships
Apartment & Relocation Center is excited to meet with Misty Mato, the new
President / CEO of Boerne/Kendall County Economic Development
Corporation. We look forward to working with you!
(210) 493-1688 • (800) 598-1688 • FAX (210) 493-1695
11818 WURZBACH • SAN ANTONIO, TX 78230
Apartment rental assistance for long and short term needs. Corporate apartments.
www.aptreloctr.com
November 1, 2015
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November 1, 2015
Cecilia Sosa,
North American
Title at VAREP
Housing Summit
at the Norris
Center.
TAP FCU presents check to the TREPAC Committee: Annette Slater,
Landlord Property Management, Rick Rodriguez, Home Team of
America, Paula Grigsby, TAP FCU, Janice Lerma-Lozano, Rental Property
Pros, Bob Gardner, TAP FCU, Michelle Ross, Bunting Ross Realty and Patsy
Oakley, RE/MAX Associates.
Cici Cervantes
and Jill Beam,
RE/MAX North San
Antonio participate in National
Night Out!
Happy
Thanksgiving!
AHS® ShieldPlusSM
BUYER HOME WARRANTY PLAN
Big Savings and a Big Value
Jennifer Macedo
Home Mortgage Consultant NMLSR# 1411090
Cell: 210.760.4064
40NE Loop 410, Suite 301
San Antonio, TX 78216
November 1, 2015
GSABA Update
By Cheri Bass
Director of Sales & Marketing, Sitterle Homes
Who Doesn’t Enjoy a Parade?
What an October! The
Greater San Antonio Builders
Association hosted its annual
extravaganza of lavish home
tours during the Parade of Homes
at the Bluff at The Dominion,
itself one of San Antonio’s most
luxurious communities.
On tour were seven gorgeous designs by six beloved San
Antonio builders: Artis Lux
Custom Homes, Dynamic Custom
Homes, Genesis Custom Homes,
Image Homes, Mike Hollaway
Custom Homes and Sitterle
Homes. Features such as terraced
pools, rotunda great rooms,
courtyards and loggias inspired
the many visitors who visited the
homes in search for design ideas
and to see the latest home innovations at work.
More than just a weekend
tour, this momentous event
stretched an entire week, with
special evenings honoring the
military, Dominion residents and
Realtors. Residences were open
late Friday for a special date
night, because we all know
Realtors love homes! Wednesday
featured bites from some of San
Antonio’s best chefs and
Thursday saw proceeds benefitting St. Jude Hospital.
And, of course, Saturday
and Sunday culminated the weeklong activities, with masses of
people visiting the homes and
selecting their favorite rooms and
designs. Congratulations to
Image Builders, who won the
People’s Choice and Realtors’
Choice awards for the amazing
single-story home at 24527 Cliff
Lane.
And now with the Parade of
Homes behind us, members of the
Greater San Antonio Builders
Association are looking ahead to
the annual Military Thanksgiving
Luncheon Nov. 20 and holiday
gala and officer installation Dec.
4. Stay posted for details!
Evelyn Torres, Guest,
and Carlos
Pacheco and
Carmen Hinojosa,
both ICON Realty
enjoy the David
Weekley Homes
Realtor
Appreciation event
at Paesanos.
Speaker Helen
Hunt and Kathy
Seeger, Alamo
Title in Scottsdale,
AZ for the
Company Awards
Event.
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16
November 1, 2015
KB Home Happy Hour at Hofbrau
Christina Innes
and Carmen
Hinojosa, both
ICON Realty.
Alice Ruiz, Alicia
Ruiz Properties,
LeMonte Adkins,
KB Home, Crystal
Munoz, Keller
Williams Heritage
and Loretta
Moten, Covenant
Partners Realty.
Adolfo “Adolph” Trevino, Real Living Best Homes with Anna De La Cruz,
Lacy Padilla and Mathias Proft, all KB Home.
Maleyka Maldonado, Copernicus Realty, Raul Vergara, Premier Realty
Group with Hoppie and Celine Cantwell and Cynthia Acosta all Home
Locators & Management.
Sharon Brenner
and Gordon
Deering, both Keller
Williams City View
with Weedge
Henderson, Home
Team of America.
Kali Ward and
Daniel Quesada,
both Mitchell
Realty, with Abel
Contreras, Full
Spectrum Realty.
Yvonne Jimenez
and MarLet
Morales, both
Home Team of
America, Jaime
Morales, Guest
and Marina
Cavazos, Home
Team of America.
Vernon Haven,
Carter Texas
Realty and Lisa
Stanley, Coldwell
Banker D’Ann
Harper Realtors.
November 1, 2015
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November 1, 2015
Legal & Ethics MCE at SABOR
LeAnn Watson,
Fulmer Realty
and Danette
Wagnon, Alamo
Realty Experts.
Joyce Henderson, Certified Residential Appraiser, Meredith Park, Park
Properties, Margaret Valdez, Mar/Val Properties and Jean Marie Ruffini,
Coldwell Banker D’Ann Harper Realtors.
Building Relationships
One Brick At A Time
Back Row: Branch Manager, Jeff Cruz, Margaret Canfield, Jordan Clark,
Melissa Marquez, Laura Medlin, Jeff Cameron with Front Row: Lori Vargas,
Cynthia Gutierrez, Margot De La Paz, Ashley Herrera, Corvette Wiseley
210.812.5500
1354 N. Loop 1604 E. #103
San Antonio, TX 78232
Corp NMLS# 24055
Dale Lewis, Trinity
Title and Diane
Craig, RE/MAX
Associates.
Sylvia Moths, Real Living Best Homes, Rosena Maldonado, Texas
Premier Realty and Lori Pannell, Acquire Real Estate.
November 1, 2015
NARPM
By Gregg Birdy
NARPM President
Local NARPM® Chapter Wins
National Chapter Of The Year Award
The San Antonio Metropolitan Area
Chapter (SAMAC) of the National
Association of Residential Property
Managers (NARPM®) announces its
achievement awards of Chapter Excellence
and National Chapter of the Year for 2015.
The chapter successfully met and exceeded
its goals for 2015. SAMAC continues to
exemplify the NARPM® organization
ideals nationwide by their professionalism,
ethics, education, and standard of excellence in the industry of Property
Management.
The SAMAC leaders and membership far exceed the criteria set forth for
“Chapter Excellence” and consistently go
above and beyond the national expectations annually. The chapter continues to
focus on its vision “To become the most
influential chapter of NARPM®”. They
have achieved “Chapter Excellence” every
year since 2008. Their track record is
impeccable as they were awarded the title
“Chapter of the Year” for 2009, 2011, 2013
and 2015. The “Chapter of the Year”
THE
award is never given to the same chapter
two consecutive years. SAMAC is the first
chapter to ever win this award 4 years in a
row.
The San Antonio NARPM®
Property Management Organization was
founded in 1995 under the direction of
Charlotte Vaught and a few eager property
managers. Their mission statement is “To
support and grow professional innovative
leaders in the residential property management industry, who are consistently
focused on integrity, education, networking, and goodwill”. Through the years,
education classes about property code,
maintenance, risk management, insurance,
eviction processes, city ordinances, service
& emotional companion animals and such
have been at the forefront of this group on
a regular basis. The Legislature and the
laws are ever changing for property management and NARPM® is on top of their
game when these changes take place.
NARPM®, founded in October
1988, provides a permanent trade organi-
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zation for the residential property management industry. NARPM® continues to be
the premier professional association of residential property managers, currently representing over 5,000 members comprised
of real estate agents, brokers, managers,
and their employees. The Association
administers several designation programs
including: Residential Management
Professional (RMP®), Master Property
Manager (MPM®), Certified Residential
Management Company (CRMC®),
Certified Support Specialist (CSS®),
Certified Maintenance Coordinator
(CMC), and the Certified Residential
Management Bookkeeper (CRMB). The
San Antonio Chapter is a membership of
189 strong and currently holds 27 RMP®
designations, 11 MPM® designations, 4
CSS® Certification, 1 CMC Certification,
with 4 property management companies
holding the CRMC® designation. Several
members of SAMAC are also members of
the SABOR Property Management
Committee as well as the TAR Property
Management Committee. Our Chapter is
also highly involved in NARPM®
National with 3 of our members holding
Board Positions on our National Board of
Directors.
One of the things that continues to
be impressive about SAMAC is that members do not regard each other as their competition in Property Management. They
share stories, tenant issues, marketing
ideas, office procedures, policies and
almost everything legal for discussion
related to property management. Property
managers represent only about 20 to 30
19
percent of the market place. The other 70
to 80 percent is managed by the owners
themselves; most of whom do not know
the laws that govern property management and place themselves at great risk.
SAMAC meets the third
Wednesday of every other month starting
in January for their regular scheduled
meetings and has a social event on the off
months. The meeting place is Norris
Conference Centers on Blanco & 410 in
San Antonio from 11-1 PM. They always
have an informative or educational meeting pertinent to Property Management. If
you have been in property management
for a while and know the laws and ordinances that govern property management,
your expertise is welcomed. If you are just
getting involved in property management
and only manage a few or maybe even a
large number and can use some help,
NARPM® is for you. If you are a broker
and agents in your office manage properties, please do yourself a favor and mandate they join NARPM® and SAMAC to
get educated about the laws and ordinances that put you, the broker, at risk.
They also will be having a Special Event
with Darren Hunter, a property manager
from Australia, speaking on Nov. 13th 2015
from 10-1pm at the Norris Conference
Center ($35), for more information and
RSVP contact the Local Chapter President
Gregg Birdy, RMP®.
For information of how to get
involved with this great group of Property
Managers, call 210-289-3428 or visit
www.sanarpm.com or send an email to
Gregg@Birdy.com
20
November 1, 2015
During a recent
company
luncheon, Craig
Hall, Sterling
Group Property
Management is
congratulated by
Tony Forchione
and Judy
Hickman, for
being Top
Producer in 2014.
The Browns, Tim Brown and Nancy Brown, both RE/MAX Corridor and
Chip Brown, Key Realty at the GRI Meeting at the Petroleum Club.
RE/MAX Balloon at
the Klein Road
Elementary.
Marian Knowlton, Keller Williams Heritage and Maudel Hardie,
Hardie and Associates. At the October GRI Breakfast.
Cendera Funding is a Texas
Mortgage Banker headquartered in
Fort Worth, Texas. Founded in 1998
by Brian Collins as a privately held
company, Cendera Funding has since
grown to be one of the most successful
mortgage companies in Texas and has
recently expanded to other areas of the
country. A high priority for the company is that all employees always act in
the best interest of the client to help
them achieve their financial goals and,
as a result, the majority of Cendera
business comes in the form of referrals from real estate professionals and
past clients. Ninety-nine percent of
their customers have said they would
refer a friend to Cendera Funding.
Cendera Funding is a Fannie
Mae, Freddie Mac and Ginnie Mae
direct seller and can originate,
process, underwrite, close, fund and
service all of their loans, all within
house. Cendera Funding’s sister company Cendera Bank, also owned by
November 1, 2015
Brian
Collins,
offers
Interim
Construction Loans, Purchase Plus
Improvement Loans, Lot Loans / Raw
Land (Acreage) Loans, Residential
Investment Property Loans, Home
Improvement Loans, Asset-based
Programs and Portfolio Loans.
According to the Consumer Finance
Protection Bureau (CFPB) in 2013
Cendera Funding had an originated
volume of almost $479 million, most
of which was used for home purchases.
That Cendera Funding loves
what they do is evident in the way
they fully support their loan officers
so they are able to close loans quickly,
usually within 22 days. There is a
strong commitment to building trusting relationships with referral partners
through corporately supported sales
and marketing programs. Cendera recognizes that each individual has specific needs, so they will strive to meet
those needs by providing them the
mortgage information, loan options
and convenient assistance they will
need. Cendera Funding prides itself on
being able to offer their customers a
world class mortgage planning service.
While lending rates are pretty
uniform throughout the industry the
fees charged will vary among the
mortgage
companies.
Cendera
Funding, however, does not charge
any lending fees. So, should customers wish to negotiate a rate different than the prevalent rate they will be
charged a discount which will be tax
deductible, whereas fees paid to lower
the rate may not be deducted. The
company feels that by not charging
lending fees there is more clarity for
the customer as to what their true
costs are.
Cendera Funding has a Better
Business rating of A+, and they feel
that how their employees conduct
themselves has the single greatest and
most influential impact in building
relationships. They enjoy and have fun
working together in a culture where
honesty, integrity, mutual respect,
trust, responsiveness, and self-management are among the most highly
regarded qualities expected of each
employee. They are dedicated to giving back and investing in the communities they serve. This would include
Safe Haven of Tarrant County, Habitat
for Humanity, Relay for Life, Tarrant
Area Food Bank, Christian Relief
Fund, Punching Out Parkinson’s and
21
New Day Services for Children and
Families.
Cendera Funding’s newest
branch is now located in San Antonio
at 4040 Broadway,
Suite 405 where you will find
Manager Susan Ferris at (210) 8256794 - sferris@cenderafunding.com
and Loan Officer Tracee Krahn at
(210) 853-2325 – tkrahn@cenderafunding.com. Cendera is always looking for qualified loan officers who
enjoy making life a little easier for
those seeking a home, and at the local
office they are seeking another underwriter. In addition to generous benefits Cendera provides access to their
mobile app (MORTGAGEMAPP)
which will keep you in easy contact
with your referral base and your customers while it facilitates online
applications and manages a lead manager dashboard. Your local Cendera
loan officers are willing to share this
unique app with REALTORS®, so you
may want to contact one of them to
obtain it. Additional perks include
numerous marketing materials to
make your presence known and you
will have your personal website, plus
an online house flyer generator to
offer your REALTOR® contacts.
Whether you are a REALTOR® looking for a personalized super competent
lending source (with no lending fees)
for your clients, or are a lending professional seeking a friendly work
environment, Cendera Funding is the
place for you!
1
SABOR Keeping Posted
November 1, 2015
November 1, 2015
2
3
November 1, 2015
November 1, 2015
4
26
November 1, 2015
Sitterle Homes Touts November Realtor Bonus
Sitterle Homes is gifting Realtors a little early this year by extending its special
bonus on inventory homes through
November.
The bonus, which is up to $3,000, is
valid on the sale of any Sitterle completed
inventory home, with an array of choices
available. Home buyers can select from elegant garden homes to impressive luxury
homes in several of San Antonio’s most popular and well-located developments.
There are four move-in ready homes in
Campanas at Cibolo Canyons. These lowmaintenance, luxury garden homes feature the
builder’s well-designed living spaces such as
light-filled open floor plans, studies, gourmet
kitchens and extensive outdoor living areas.
Also available in Cibolo Canyons are
two garden homes in the Amorosa neighborhood. Lawn and exterior home maintenance
are included in homeowner association dues
at Amorosa, allowing residents to enjoy the
community’s many amenities and take
extended vacations without worry.
There is only one single-family home
available in Cielos at Cibolo Canyons, a community of stylish luxury homes. Residents
have access to Cibolo’s many amenities
including a resort-style pool, fitness center
and water park.
Two homes are available in Stately
Oaks in the Heights, located within prestigious Stone Oak. Sitterle Homes also has one
home available in Balcones Creek Estates, a
beautiful community of acreage homesites in
Boerne.
In north San Antonio, Sitterle Homes
has one home available in Salado Canyon,
part of the planned community of Rogers
Ranch. Residents of the community enjoy
multiple amenities including a fitness center
and a pool.
One stunning home is available in the
65-foot neighborhood of Prospect Creek in
Kinder Ranch. Prospect Creek is a secluded,
gated community nestled amongst the beautiful natural surroundings of the Texas Hill
Country and offers numerous amenities.
One home also is available in San
Miguel in Canyon Springs. Canyon Springs
is a gated community near beautiful Balcones
Canyonlands Preserve.
Learn more of Sitterle’s available
homes at www.sitterlehomes.com.
Simmonds Real Estate Welcomes Ten New Realtors
Royce and Debra Simmonds,
Owners and Brokers at Simmonds
Real Estate in Schertz welcomes 10
New Realtors to their I-35 office.
Barbara Weyel, Mark Windham,
Annette Kimmell, Tracy Coker,
Georgia Jackson and Stan Baker
have all moved to the Simmonds
office as experienced Realtors.
Beginning their real estate careers
are Tony Mason from residential
contracting, Emily Roxas as a reg istered pharmacist, Michel Cox
from restaurant management and
Bradley Marshall from public service in the fire department/EMS.
All of the new Realtors both live
and work in the San Antonio,
Schertz, New Braunfels, Cibolo and
Garden Ridge areas. Baumann Earns TRPM Designation
Lesley Baumann,
property manager for
Moran
Property
Management recently
earned
the
Texas
Residential
Property
Manager (TRPM) designation from the Texas
Association of REALBAUMANN
TORS.
In order to earn the designation, the
candidate must first complete the requirements for the TRLS (Texas Residential
Leasing Specialist) designation which
includes four 3 hour courses including:
Essentials of Residential Leasing, TAR
Residential Lease Agreement, Agency Issues
Impacting Property Managers and Leasing
Agents, Marketing and Leasing Residential
Properties.
After Baumann earned the TRLS she
went on to complete the six 3 hour courses
with topics including: TAR Residential and
Leasing Property Management Agreement,
Residential Evictions, Tenant and Owner
Relations, Maintenance and Habitability of
Residential Rentals, Statutory Acts and
Contingency Planning, and Property
Management Business Issues. Upon completion of the 6 courses the candidate must then
make application for the designation which
includes verification of 500 unit-years of
experience over at least five years.
Sheila Moran, Broker said, “We are
fortunate to have a property manager of this
caliber managing our operations. Lesley’s
commitment to continuing education, professionalism and the industry is second to none.”
“Realtor LLC vs. Sole Proprietor A Major Difference in Taxes”
4th Friday of the Month at Pericos Sonterra
508 W. Rhapsody
San Antonio, Texas 78216
November 1, 2015
Brymer Joins Limestone Country Properties
Limestone
Country Properties is
proud to welcome
agent Ruth Brymer to
the team. She will
work from the New
Braunfels
office
located
at
2302
Gruene Lake Drive,
BRYMER
Suite A, at the end of
Gruene Lake Village. Ruth is eager to
help people achieve their dream of living in the Texas Hill Country.
She says, “I chose Limestone
because it is a small company. I wanted
a one-on-one atmosphere to expand my
knowledge of real estate and provide a
true personal experience for my
clients.”
Her love of customer service and
the surrounding area led her to a career
in real estate. Ruth has also worked as a
bilingual secretary for one of the biggest
banks in Mexico. She is fluent in
Spanish and has experience translating.
Ruth can be contacted at the New
Braunfels office, 830-438-4385. If you
are looking to buy, sell or have a need
for property management services, Ruth
can certainly guide you through Texas
Hill Country real estate and bring your
investment goals to life.
Alamo Title Fee Office Now Open in Boerne
Allen & Associates, LLP has opened
a Fee Office for Alamo Title Company,
located in Boerne, Texas, just off of IH-10
West and SH 46 on Upper Balcones Road.
The large, luxurious office is a high-end,
professional option for Hill Country
clients. This law firm brings another level
of expertise to the table, with over 50 years
of collective experience in title. Having 10
attorneys, 3 escrow officers, and 30 landmen, provides a knowledge base that offers
a valuable resource to buyers, sellers and
lenders with complex title issues and curative matters, including commercial, residential, raw land and ranch properties.
While the firm represents the title company, Allen & Associates, LLP can represent
one or more parties to a transaction, if no
conflict exists and all parties consent.
Alamo Title is an agent of Alamo Title
Insurance, a wholly owned subsidiary of
Fidelity National Title Group (FNTG), the
largest and most respected provider of title
insurance and escrow in the world
VanDyk Mortgage Is Proud To Provide
First Texan Realty With Their
“Purchase-Centric” Fast Close Service
For Our Buyers
Melinda Hipp (r), VanDyk Mortgage with
Misty Carbo and Amber Gilbert both with First Texan Realty.
Melinda Hipp, Branch Manager, NMLS# 219085
Office: 210-493-7332 • Fax 210-247-9413
17721 Rogers Ranch Pkwy., Ste. 215, San Antonio, TX. 78258
Branch NMLS# 866803
27
New Agents Join Rigel Realty
BAQUERO
CROMER
HUSTON
SCOTT
Rigel Realty is pleased to
announce six new agents. Miguel
Baquero, Lenora Cromer, R.J.
Huston, Stephanie Scott, Janell
Peterson, and Larry Wright have
joined our office. Welcome and best
wishes!
PETERSON
WRIGHT
Read Us Online At:
28
November 1, 2015
WCR October Luncheon at Sonterra
Barbara del Amo,
Keller Williams
Legacy and
Carolyn Rhodes,
Kuper Sotheby’s
International
Realty.
Terry Jeffords and
Matt Martin, both
Gehan Homes.
JR Troy, ERA Troy, Carolyn Hegranes, Retired and Charles Bamford, Alamo
ZippyShell.
Gwen Derry, Trinity Title and Cindy Cox, RE/MAX Access.
Cathy Heshmat,
ERA Troy and
Debbie Blackerby,
American Home
Shield.
Scott Jauregui
and Elizabeth
Lopez, both Keller
Williams Heritage.
Rick Hoenninger,
Directions Equity.
Mary Esther
Carrasco, RE/MAX
North San Antonio
and Diane Lauer,
View.

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