Second Quarter 2016 - Owatonna Edition

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TOP OF THE HILL CLUB
NEWSLETTER
Owatonna Edition
SECOND QUARTER
2016
Summer Fun!
If you were worried about being bored
this summer, worry no longer. I have filled
your calendar with fun activities and trips.
There are several daytrips planned to
Chanhassen (August 3 for “Beauty and the
Beast”), Old Log Theater (July 6 for “Million Dollar Quartet”), Plymouth Playhouse
(September 22 for “Church Basement
Ladies – Rise Up O Men”) and now the
Ordway Theater to see some wonderful
performances. The new show I’ve added at
the Ordway is “Paint Your Wagon” on Saturday, August 20. St. Paul audiences are
only the second group to see this new preBroadway production. Check out the details on page 16.
There are monthly casino trips planned
also to Diamond Jo (May 24), Treasure Island (June 9), Deadwood, SD ( August 2831) and Jackpot Junction (September 28-29).
Details for all of these are listed on page 18.
The Deadwood trip includes a touring day
where we will ride the 1880s train and visit
two wineries. I have a detailed itinerary
available. Sorry, we can only pick up in
Fairmont for that trip.
All of our planned extended trips are
sold and going this year – Pacific Northwest in June, Mediterranean Cruise in
October/November and New York in December. The Pacific Northwest trip is now
full but you can get on our waiting list.
The Mediterranean cruise still has room
and has some exciting changes to the itinerary. We will now be going to Dubrovnik,
Croatia and Kotor, Montenegro. I was able
to get 8 more spots for our New York trip
and cleared out my waiting list. There are
now 3 spots left available at this time.
I have also made an agreement with
Southwest Tours to advertise some of their
trips since they are by coach only (no flying). That way I can offer you more travel
opportunities and don’t have to get big
numbers of people to be able to do them.
These trips are to Colorado to ride several
trains in August and to Hostfest in Minot,
ND in September/October. You can get
some good savings by signing up through
TOTHC. I would be happy to schedule a
Travel Show in Owatonna if there is interest in either of these trips. Please call me to
discuss this.
Our most exciting news is the three big
trips we have planned for next year already. We’ll cruise through the Panama
Canal on the Norwegian Jewel from Los
Angeles to Miami from February 5-19,
2017. Then we’ll cruise again, this time
aboard the Celebrity Milennium in Alaska
from June 26 to July 7, 2017. This includes
a land tour and the Denali Train. We’re
also working on a trip to Ireland in September but details are not all worked out yet.
We can set up Travel Shows for any of
these trips if there is interest. Please
contact me to make arrangements.
I sure hope you’ll join us for some for
some of these great adventures and fun
activities. I look forward to seeing you all.
Come along with TOTHC—
We’re GOING PLACES!
Just me, ellenb
Fairmont 507.235.5538 | Truman 507.776.2311 | Owatonna 507.444.0111 | Mankato 507.389.8900
Ellen Borkenhagen
Top of the Hill Club Director
IN THIS ISSUE
Calendar of Events . . . . . . . . . . . 2
Wealth Planning . . . . . . . . . . . . . 3
10 Year Anniversary Special . . . . 4
Insurance. . . . . . . . . . . . . . . . . . . 5
Colorado/Hostfest . . . . . . . . . . . 6
Panama Canal Cruise . . . . . . . . . 7
Trip Scrapbook - Mississippi . . . . 8
Free Movies. . . . . . . . . . . . . . . . . 9
Merchant Discounts . . . . . . 10-11
10 Year Celebration . . . . . . . . . 12
Stroke Detection. . . . . . . . . 13-14
Alaska . . . . . . . . . . . . . . . . . . . . 15
Theater Trips. . . . . . . . . . . . . . . 16
Twins Trips. . . . . . . . . . . . . . . . . 17
Casino Trips. . . . . . . . . . . . . . . . 18
Meet Our Staff . . . . . . . . . . . . . 19
www.profinium.com
Member FDIC
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CALENDAR OF EVENTS
JOIN US!
Check out these wonderful events!
Find out more information for these and others within the pages of this
newsletter. Itineraries for all trips are available from either bank location
or online at www.profinium.com — click on Top of the Hill Club.
APRIL
27 - Stroke Detection
Tests
JULY
MAY
4 - “Blithe Spirit”
at Old Log Theater
11 - Free Movies
20 - Free Shred Day
in Owatonna 2-4 p.m.
24 - Diamond Jo Casino
AUGUST
6 - “Million Dollar Quartet”
at Old Log Theater
3 - “Beauty and the Beast”
at Chanhassen Dinner Theater
13 - Free Movies
10 - Free Movies
31 - Twins Game
17 to 26 - Historic Trains of
Colorado Trip*
OCTOBER
Sept. 28 - Oct 2 - Hostfest
in Minot ND
12 - Free Movies
NOVEMBER
28 - 5 Grand Mediterranean
Cruise
9 - Free Movies
JUNE
8 - Free Movies
9 - Treasure Island Casino
16 to 24 - Pacific Coast
Adventure
SEPTEMBER
11 - Twins Game
14 - Free Movies
22 - “Church Basement Ladies
- Rise Up O Men”
at the Plymouth Playhouse
28 to Oct 2 - Hostfest
in Minot ND*
DECEMBER
7 - Free Movies
8 to 11 - Christmas in
New York City
21 - Nov 5 Grand Mediterranean Cruise
Ellen Borkenhagen, Club Director *We would love to do Travel Shows for our extended trips in our
(507) 235-7577 (will ring to all offices) Owatonna office for anyone interested. Please call Ellen so that we
ellenb@profinium.com can choose a convenient date. Next yearsʼ trips are:
Panama Canal Cruise – February 5-19
Alaskan Cruise w/ Land – June 26- July 7
Ireland – September
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WEALTH PLANNING
How Fast the Markets Recover
The stock market is amazingly resilient.
The sky is not falling, despite what the pessimists might have you believe. You may be
surprised at how fast the stock market can
change for the better. Looking back, the
market has recovered remarkably and
quickly from some notable downturns.
2001-2002 After the four-day closure of
the stock market following 9/11, the Dow
fell 685 points (the biggest single-day drop
ever) to 8920 on September 17. It kept
falling, losing 14.26% in a week to close at
8,235 on September 21. But what happened
next? A huge gain. The Dow closed 2001 at
10,021 – a 21% rebound in less than three
months.
There were more challenges ahead. On
October 9, 2002, the Dow had fallen to
7,286. But on Halloween, the Dow sat at
8,397 – a 10.6% gain in 22 days.
As for the people who panicked and
bailed out of the stock market, they ended
up kicking themselves: in 2003, the DJIA
gained 25.3%, the S&P 500 26.4%, and the
NASDAQ 50%.
1987 October 19 was Black Monday: in a
contagion of selling exacerbated by
unchecked computer technology, the Dow
lost 22.6% in one day, falling to 1,738, a 508point loss. (That would be akin to a 2,300point one-day drop today.) The S&P 500 lost
20.4%. By comparison, the initial “Black
Monday”, the stock market crash of 1929,
represented a 12.8% market loss.
Then the recovery kicked in. During the
next two trading days, the Dow gained
nearly 300 points – and it closed 1987 at
1,939, gaining back all of the loss and ending up 2% for the year. By January 1990, the
DJIA was at 2,800.7
If you were fortunate enough to invest
$1,000 in the S&P 500 index at the close of
Black Monday and reinvested your dividends, you would have wound up with
about $10,800 20 years later. If you had in-
vested in the Dow stocks a week before
Black Monday, you would have lost 30% on
your investment in the crash but if you held
on, your investment would have gained
462% over the next 20 years.
1974 With investors fretting over rising
inflation and the energy crisis, the Dow
loses 30% of its value during the first three
quarters of the year. Suddenly, the Dow
gains 16% in October. In early December
1974, the Dow is at 577; in July 1976, it hits
1,011.
I hope these examples give you some encouragement and confidence when it comes
to the market right now. The Dow, S&P and
NASDAQ have been through some rough
periods, but the important thing is to look
at how they have climbed across the
decades.
On August 12, 1982, the Dow was at 777.
On January 14, 2000, it was at 11,722.98.
That’s a 1,500% gain in 17½ years. This is
why people stay in the market through the
downturns. This is what the market is capable of achieving. There are periodic descents, but history is definitely on an
investor’s side.
Being older, I know time is an important
issue so your investment strategy should
only have 10 to 20 percent of your assets
dealing with market volatility. If you have
any questions, be sure to talk to your financial advisor as soon as possible.
Stephen Roesner
Vice President
Investments/Trusts
507.235.7567
stephenr@profinium.com
Todd Stromswold
Trust Officer – Mankato
507.389.8361
todds@profinium.com
The views of this article are from c2c Marketing Pro, a Cetera Investment Services department’s article “How Fast the Markets Recover”,
not the named Representative or Broker/Dealer,
and should not be construed as investment advice. Neither the named Representative, nor
Broker/Dealer gives tax or legal advice. All information is believed to be from reliable sources;
however, we make no representation as to its
completeness or accuracy. Please consult your
Financial Advisor for further information.
Marissa Johnson
our trust department can help you with your
unique estate planning issues.
Wealth Planning Specialist
507.235.7580
marissaj@profinium.com
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INSURANCE
Backup of sewer and drains...
Will your homeowners insurance cover this?
Spring and early summer tend to be our wettest seasons making our homes most susceptible to the backup of sewer or drain lines. While these events don't occur often, when
they do, the problem can be a small disaster. Did you know a standard homeowner's insurance policy excludes coverage for such an event?
It's true. The backup of sewer and drains as well as the failure of a sump pump is excluded. The damage you sustain from either of these problems will not be covered and
you'll be responsible to pay for the loss and the clean up. If you have a finished basement,
or use your basement area for storage, you shouldn't go without this coverage endorsement.
Heavy rains can trigger a backup. A storm sewer or sanitary sewer backs up into your
home and usually comes in through a sump well, washtubs in the basement, or toilets in
the basement. However, the damage can happen anywhere in the house. Sump pump failures normally occur from power outages or motor failures. Sump pumps run on electricity and during a bad storm many times the power goes out. That’s when you need the
sump pump the most, to pump the heavy water from the rain out of the basement.
The damage can be quite costly. Normally damage occurs in the basement, which
houses the mechanical systems of the house such as: washer and dryer, furnace, water
heater and the numerous items people store there. Water or sewage usually destroys anything it comes in contact with. For the thousands of dollars in damage, it would be well
worth purchasing the additional coverage with your homeowner's policy to cover such an
event.
Be sure to ask your agent about this coverage to make sure you already have it on your
policy or to purchase it. This coverage can often be purchased as an endorsement on its
own, or with an endorsement that will expand/increase other coverage on the policy. The
additional cost usually runs between $25 and $80 annually. Well worth the peace of mind.
The key is to ask your agent what your best option is.
Matt Walerius
Owatonna President
Insurance Agent
507.446.5752
mattw@profinium.com
Mark Lancaster
Mankato President
Insurance Agent
507.389.8913
markl@profinium.com
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Southwest Tours
Contact Ellen at 507-235-7577 or ellenb@profinium.com or
check our website profinium.com to get a full
day-by-day itinerary of these trips.
Because I occasionally get requests for coach-only trips, I have begun an arrangement with
Southwest Tours to offer some of their trips to our members. This way I can offer more trip
opportunities to our members without having to worry about numbers to fill those trips.
I will likely not be accompanying you on the trip but there will be a Tour manager from
Southwest along for the whole trip. We can’t offer pick up stops in Owatonna but will pick
up in Mankato, so hopefully that will work for some of our members. There will be Fairmont
pick ups also. Here’s what we are featuring in 2016:
Riding the Historic Trains of Colorado
August 17-26, 2016
Highlights: Akta Lakota Museum, Golden Spike Tower/Bailey Yard,
Pikes Peak Cog Railway, Garden of the Gods, Royal Gorge Route Railroad,
Royal Gorge Bridge and Park, Cumbres & Toltec Scenic Railroad,
Durango & Silverton Narrow Gauge Railroad, Old Hundred Gold Mine,
Leadville Colorado Southern Railroad and Hansen Wheel & Wagon Shop.
Includes deluxe motorcoach transportation, 9 nights hotel stays,
9 breakfasts, 6 lunches, 2 dinners.
Cost: $2049 ppdo or Single cost: $2739
Save $41 pp by booking and paying before May 19, 2016
Save $61 pp by paying in cash
Triple Room save $230 pp
Quad Room save $340 pp
Norsk Hostfest
September 28 – October 2, 2016
Norsk Hostfest is North America’s largest Scandinavian festival.
The Festival features world-class entertainment, authentic Scandinavian
cuisine, Scandinavian handcrafted items and merchandise, plus a fine
dining establishment lead by guest chefs. Norsk Hostfest celebrates
Scandinavian culture from Denmark, Finland, Iceland, Norway, and
Sweden. You don’t have to be Scandinavian to enjoy Hostfest.
Cost: $839 ppdo
Save $17 pp by booking and paying before June 30, 2016
Save $25 pp by paying in cash
Triple Room save $120 pp
Quad Room save $180 pp
Single cost: $1199
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We will have a Travel Show for these two trips on Monday, May 16 at 5:30 in our
Fairmont bank training room. If there is interest in Mankato or Owatonna we will
be happy to host a Travel Show in one of those locations. Please contact Ellen to
let her know of your interest. Travel Shows are free but we ask that you do pre-register so that we can
gauge interest and plan refreshments. You do not need to be a TOTHC member to travel with us.
Profinium will offer an additional savings of $25 if you sign up at the Travel Show. Come along!
PANAMA CANAL
ABOARD THE
NORWEGIAN JEWEL ON A
Panama Canal Cruise
February 5-19, 2017
WHAT A FANTASTIC TRIP!
We’re traveling through the Panama Canal from
Los Angeles, CA to Miami, FL. 15 days/14 nights.
Trip Highlights:
• Cabo San Lucas, Mexico
• Acapulco, Mexico
• Puerto Quetzal, Guatemala
• Corinto, Nicaragua
• Puntarenas, Costa Rica
• Cartagena, Columbia
Cruise Rates
Inside Stateroom - $2819 ppbdo
Ocean View Stateroom - $3219 ppbdo
Ocean View w/Balcony - $3819 ppbdo
Find out more at our Travel Show on Wednesday, May 25 at 6:30
p.m. in our Fairmont Training Room.
We’ll be happy to host a Travel Show in our Owatonna or
Mankato locations if there is interest. Please call Ellen at
507-235-7577 to make arrangements or to pre-register for the
Fairmont show.
Travel shows are free but pre-registration is needed to
gauge interest and plan refreshments.
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TRIP SCRAPBOOK
Top of the Hill Club travelers
enjoyed a cruise up the
Mississippi from New Orleans to
Memphis from February 28 to
March 6. We had great weather
and saw many interesting
places – historic homes,
museums, scenic vistas.
Also, we enjoyed great food,
relaxing travels and wonderful
service aboard the American
Queen, an authentic paddlewheel steamboat.
It was very special and I hope to take the group back
again soon along a different part of the Mississippi.
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FREE MOVIES
Join us on the second Wednesday of each month
at the Christian Family Church (next to Cabela’s in Owatonna)
for free rolls, coffee, and a movie.
Movie starts at 9:30 a.m. Here’s what’s showing:
Wednesday, May 11
The Best Exotic Marigold Hotel
Wednesday, August 10
Bridge of Spies
To make the most of their meager retirement savings, a group of British seniors move to India to live out their
golden years at the Marigold Hotel. But
upon arrival, they discover the once-lavish resort has wilted considerably.
Cast: Judi Dench, Maggie Smith, Bill
Nighy, Penelope Wilton, Tom Wilkinson,
Celia Imrie, Ronald Pickup, Dev Patel, Tena
Desae, Sid Makkar.
At the height of the Cold War in 1960,
the downing of an American spy plane
and the pilot’s subsequent capture by the
Soviets draws Brooklyn attorney, James
Donovan (played by Tom Hanks), into the
middle of an intense effort to secure the
aviator’s release. One of the best films of
the year.
Cast: Tom Hanks, Mark Rylance, Amy
Ryan, Alan Alda.
Wednesday, June 8
The Second Best Exotic Marigold Hotel
Wednesday, September 14
On the Town
In a sequel to the Golden Globe-nominated film, hotel owner Sonny is overwhelmed with the task of finding a
second property to accommodate the influx of new residents, while his upcoming wedding plans may be too much for
the hotel’s staff to handle.
Cast: Penelope Wilton, David Strathaim,
Judi Dench, Celia Imrie, Ronald Pickup,
Maggie Smith, Dev Patel, Bill Nighy,
Richard Gere.
Wednesday, July 13
Courageous
Despite showing bravery on the job, a
group of law enforcement officers find
themselves undone when tragedy
strikes at home in this social drama.
With the aid of their beliefs, however,
the men find a deeper well of courage
in their hearts.
Cast: Alex Kendrick, Ken Bevel, Kevin
Downes, Robert Amaya, Ben Davies, Rusty
Martin, T. C. Stallings, Eleanor Brown,
Matt Hardwick, Lauren Etchells.
New York, New York, it’s a helluva
town! Especially if you’re sailors on
leave and ready for fun. In this Oscarwinning musical comedy, Gabbie (Gene
Kelly), Chip (Frank Sinatra) and Ozzie
(Jules Munshin) have only 24 hours in
the Big Apple to find romance. They’re
going to live every second to the hilt.
Tunes include “Come Up to My Place”
and of course, “New York, New York!”
Cast: Gene Kelly, Frank Sinatra, Ann Miller, Jules Munshin,
Vera-Ellen, Betty Garrett, Florence Bates, Alice Pearce.
Wednesday, October 12
Heaven is For Real
Heaven is For Real is the true story of
the 4-year-old son of a small-town
Nebraska pastor who, during an
emergency surgery, slips out of
consciousness and enters heaven.
When he awakes, he recounts his
experience on the other side.
Cast: Greg Kinnear, Kelly Reilly, Connor
Corum, Thomas Haden Church, Jacob
Vargas, Nancy Sorel, Lane Styles.
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43rd Street Pub & Grill
2365 NW 43rd St
Owatonna, MN 55060
507-446-9200
15% off food Mon-Wed,
4pm—Close.
Amy Swain-Hearing Center
685 Bridge St Ste 1B
Owatonna, MN 55060
507-451-3879
Purchase a new hearing
aid and get free batteries
for 2 years.
Country Goods
4515 NW 22nd Ave
Owatonna, MN 55060
507-451-5661
20% off any 1 item
Excluding consignment items.
507-451-5453
10% off a memorial purchase on
a present non-sale item.
1414 S Oak Ave
Owatonna, MN 55060
507-451-0567
10% off retail purchases only.
Must present card upon arrival.
1140 W Frontage Rd
Owatonna, MN 55060
507-455-2000
10% off noon lunch
Monday-Friday.
Cedar Chiropractic Office
130 26th ST NW
Owatonna, MN 55060
507-451-0051
Initial Consultation 50% off
when not billed to Insurance.
Cedar Floral & Design Studio
314 N Cedar Ave
Owatonna, MN 55060
507-451-7673
10% off purchases excluding
consignment items.
Dairy Queen Grill & Chill
670 W Bridge St
Owatonna, MN 55060
507-451-8398
10% off on purchase.
El Tequila Mexican Resturant
1830 S Cedar Ave
Owatonna, MN 55060
507-444-9490
Buy Regular Combo meal get
2nd 1/2 off equal or lesser value
Monday-Thursday.
Central Park Coffee
113 N Cedar Ave
Owatonna, MN 55060
507-451-4242
10% off purchase.
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121 W Main St
Owatonna, MN 55060
507-451-5800
20% off Frame & Lenses with
eye examination. Must coincide
with exam, no other discounts.
Court Sports…And More
Culver’s of Owatonna
Anderson Cemetery Memorials
Family Vision Care
Fairview Animal Medical Center
1840 Hartle Ave
Owatonna, MN 55060
507-451-4591
$10 off your first visit and
5% off on following visits.
Famous Dave’s BBQ
4355 W Frontage Rd
Owatonna, MN 55060
507-451-4008
10% off (not for catering).
Firestone Complete Auto Care
102 N Oak Ave
Owatonna, MN 55060
507-451-5230
Cost + 10% on all Tires, Oil
Changes $19.99 + disposal
(up to 5 qts oil plus 14 pt
inspection).
Godfather’s Pizza of Owatonna
1832 S Cedar Ave
Owatonna, MN 55060
507-455-1470
1st offer) $4 off Jumbo
$3 off Large,
$2 off Medium,
or $1 off Small at menu price.
2nd offer) $0.50 off 1 buffet
or $1 off 2 buffets.
No other offers or coupons.
Limit one offer per day.
MERCHANT DISCOUNTS
Harland’s Tire & Auto Center
211 W Main St
Owatonna, MN 55060
507-451-3084
Oil change $23.95
major brand oil
No other discounts apply
except Husky Cards.
Hudson Family Dental
685 W Bridge St, Suite 7
Owatonna, MN 55060
507-446-9601
15% off any service.
Cash or check only.
Keck’s Repair
7123 SW 82nd Ave
Owatonna, MN 55060
507-455-2679
$10 off full service.
Must present card upon arrival.
Kentucky Fried Chicken
135 Allan Ave
Owatonna, MN 55060
507-451-7056
Senior Buffet all day
Tuesday $5.79.
Mark’s Repair
1181 Brady Blvd
Owatonna, MN 55060
507-451-1412
Buy 5 oil changes get the 6th
one free (up to 5 quarts).
Oldenburg Photography
1740 Mineral Springs Pkwy
Owatonna, MN 55060
507-455-0959
Free Family portrait sitting in
studio or outside at park.
Paffrath Jewelers
685 W Bridge St
Owatonna, MN 55060
507-451-0301
$2 off watch batteries.
Not valid with any other offers.
Sweet Towing & Repair
215 Cedardale Drive Se
Owatonna, MN 55060
507-451-3424
$5.00 off an oil change.
TOTHC members only.
The Kitchen
329 Cedar Ave N
Owatonna, MN 55060
507-451-9991
10% off Tuesday Lunch.
Timber Lodge Steakhouse
Pizza Ranch
142 W Broadway St
Owatonna, MN 55060
507-446-9990
10% off take out and delivery.
4455 W Frontage Rd
Owatonna, MN 55060
507-444-0303
10% discount on purchase
excluding alcohol.
No other discounts apply.
Ron’s Repair
505 W North St
Owatonna, MN 55060
507-451-8678
Lube, oil, filter + 22 pt
inspection $15.95.
Wings Tavern & Grill
1805 S Elm Ave
Owatonna, MN 55060
507-444-9335
Buy 1 glass of wine get
1 glass of wine free.
No other discounts or
coupons apply.
AN IMPORTANT MESSAGE
To Top of the Hill Club Members
Please remember to ask for your discount BEFORE making your purchase.
The number one reason that merchants have dropped out of this program
is that people mention their discount after the transaction is finished. Then
the clerk or salesperson has to rerun the transaction. This slows up their
service and causes them extra work. The only thing that these merchants
get from this program is this small amount of advertising in our Newsletter and the hope that you will patronize their business because of it.
Please DO NOT abuse this PRIVILEGE or we may all lose it!
If your business is interested in offering a discount to our Top of the Hill
members or you know of a business you’d like to see here, please contact
Ellen at 507-235-7577.
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Cheers to an Amazing 10 Years!
On March 22nd Profinium Owatonna kicked off our 10 YEAR ANNIVERSARY!
Since 2006 Profinium-Owatonna has provided our customers an AMAZING
banking, mortgage, insurance and wealth planning experience! Our friendly and
knowledgeable professionals will continue to
provide the same hometown service you
know and trust for years to come.
Everyone at the Profinium-Owatonna
location wants to thank our customers
and businesses for helping us reach
this milestone!
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AN ALASKAN ADVENTURE
Alaska
Get Ready for
Alaska in 2017! June 26 –July 7, 2017
Alaska – America’s last frontier, where wildlife is abundant
and massive glaciers calve with thunderous applause into the
sea. Join your Profinium Top of the Hill Club friends as you
embark upon an adventure of a lifetime.
During a two-night stay in Fairbanks, visit the Alaska
pipeline, pan for gold, and enjoy miner’s stew. Take a cruise on
the Chena and Tanana Rivers, see the newest litter of Iditarodbound puppies and visit a native Athabascan Indian Village to
learn about their rich culture. Take a guided tour of Denali National Park with a certified driver-naturalist who will provide
fascinating information about the history, flora and fauna of the
park while keeping a keen lookout for moose, bears, Dall sheep,
elk and more! Ride in a luxurious domed car on the Alaska
Railroad from Denali to the iconic Alaskan town of Talkeetna
where there will be free time to explore before continuing on to
Anchorage via motor coach.
A seven-night southbound cruise from Seward to Vancouver
offers the chance to watch the calving of Hubbard glacier and
visits to Alaska's quaint ports beginning with Juneau, the only
state capital accessible only by sea or air. Next is Skagway, the
gateway to the Klondike where the cries of “gold in the Yukon”
still echo around every street corner of this historic town. Icy
Strait Point offers a glimpse into Alaska’s Native Tlingit culture,
as well as the charm of an Alaskan fishing village surrounded by
unspoiled wilderness. Finally, in Ketchikan there is something
for everyone from history buffs to outdoor enthusiast to die-hard
shoppers. On the last full day aboard the ship, a scenic cruise
through the dramatically beautiful Inside Passage is the perfect
way to wrap up this exciting Alaskan adventure.
There is something for everyone on this wonderful trip.
Don’t miss it!!
Travel Show is scheduled for Wednesday, September 7 at
5:30 p.m. in the Fairmont Bank’s Training Room. Please
call to pre-register. We would be happy to schedule travel
shows in Owatonna or Mankato if there is interest.
Please call Ellen to make arrangements.
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THEATER TRIPS
Leave times for all of these trips is subject to change due to
construction this summer so please always go by the final times in the
information letter that I send out before each trip.
“Blithe Spirit” Old Log Theater in Excelsior
The most spirited comedy you’ve seen in years! Written by Noel Coward.
WEDNESDAY
Researching his new novel, Charles Comdomine invites the implausible
medium Madame Arcati to his house for a séance. While consumed in a
trance, Madame Arcati unwittingly summons the ghost of Charles’ dead
wife Elvira. Appearing only to Charles, Elvira soon makes a play to reclaim her husband, much to the chagrin of
Charles’ new wife Ruth. If he wants his latest marriage to stand a GHOST of a chance, he’d better conjure up a
solution quickly.
MAY 4
Cost: $83 Includes deluxe motorcoach transportation, meal at the theater, all tips and show tickets.
Call now to register. We will leave WalMart in Fairmont at 8:40 a.m. and St. Paul’s Church parking lot in Truman at 9:10 a.m..
We will leave Profinium in Owatonna with a separate coach at 10:00 a.m..
“Million Dollar Quartet” Old Log Theater in Excelsior
A reenactment of the once in a lifetime event when Johnny Cash, Jerry Lee
Lewis, Carl Perkins and Elvis Presley performed together.
Cost: $90 Includes deluxe motorcoach transportation, meal at the theater,
all tips and show tickets. Paid registration is due by June 6.
We will leave WalMart in Fairmont at 8:40 a.m. and St. Paul’s Church
parking lot in Truman at 9:10 a.m.. We will leave Profinium in Owatonna
with a separate coach at 10:00 a.m..
WEDNESDAY
JULY 6
“Beauty and the Beast” Chanhassen Dinner Theaters in Chanhassen
Cost: $92 Includes deluxe motorcoach transportation, meal at the theater,
all tips and show tickets. Paid registration is due by June 27.
We will leave WalMart in Fairmont at 8:30 a.m. and St. Paul’s Church
parking lot in Truman at 9:00 a.m.. We will leave Profinium in Owatonna
with a separate coach at 10:00 a.m..
“Paint Your Wagon”
WEDNESDAY
AUGUST 3
Ordway Theater in St. Paul
Cost: $102 Includes deluxe motorcoach transportation, box meal on the
WEDNESDAY
coach, all tips and show tickets. We may stop for a meal on your own along
the way home. Paid registration is due by July 8. Hear all the favorite classic
songs by Lerner & Loewe. This is a Pre-Broadway Trial – Saint Paul audiences
will be among the first to see this new production. Robert Cuccioli from the original cast of Jekyll & Hyde will be
playing Ben Rumson. We will leave WalMart in Fairmont at 10:00 a.m., St. Paul’s Church parking lot in Truman at
10:20 a.m., McDonald’s in Mankato at 11:15 a.m. and Profinium in Owatonna at Noon.
AUGUST 20
“Church Basement Ladies – Rise Up O Men”
Plymouth Playhouse in Plymouth MN
A new one in the CBL series featuring the men we have heard about but
never seen all these years. Cost: $82 Includes deluxe motorcoach
transportation, meal at the theater, all tips, and tickets to the show.
THURSDAY
SEPT 22
Paid registration is due by August 22. We will leave WalMart in Fairmont at 8:30 a.m., St. Paul’s Church parking lot in Truman at
9:00 a.m. and McDonald’s in Mankato at 9:45 a.m.. We will leave Profinium in Owatonna with a separate coach at 10:00 a.m..
16
TWINS TRIPS & TRAVEL POLICIES
You have two chances to see a Twins
game this summer with the TOTHC!
Sunday, July 31
Twins against the Chicago White Sox
Seats are in the Field Box,
Section 125, Rows 33-36
Cost: $90
Paid Registration is due June 29
Sunday, September 11
Twins against the Cleveland Indians
Seats are in the Diamond Box,
Section 121, Rows 21-24
Cost: $102
Paid Registration is due August 18
For both trips, we will leave WalMart in
Fairmont at 9:00 a.m. and
Profinium in Truman at 9:30 a.m.
Then Profinium in Owatonna at 11:00 a.m.
Trip Cancellation Policy
• If you are signed up for a tour and it is necessary for
you to cancel, we will make every effort to provide you
with a partial or full refund. However, we cannot guarantee
a full refund. There may be times when refunds will NOT be
possible due to a ticket purchase, meal guarantees, etc.
• If you must cancel a day trip, you will receive a full refund if
you find someone else to take your place on the scheduled
day trip.
• If a tour is cancelled due to insufficienct numbers, you will
receive a full refund. On tours where an outside agent is
used, we will adhere to the written cancellation policy of the
agent.
• Remember standby lists are always welcome. Please call
and add your name to any trips that interest you. In case
of a cancellation, we will call in the order in which you
signed up.
Assistance Required Policy
On Profinium TOTHC trips, it is required
that persons needing assistance be
accompanied by a companion who is
capable of and totally responsible for
providing that assistance. Neither,
Profinium TOTHC personnel nor its
suppliers, nor other guests should be
expected to assist with medications
or physically lifting or assisting clients
into transportation vehicles.
Travelers needing special assistance for
other than personal needs must notify
Profinium TOTHC at the time of
booking to determine what assistance
may be reasonably made available. 17
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THURSDAY
EXCITING PLACES
Diamond Jo Casino Northwood, IA
MAY 24
Cost: $22 Receive $10 in Play Money and a free buffet.
We will depart from Profinium in Owatonna at 10:00 a.m.
Paid registration is due by May 17.
THURSDAY
Treasure Island Resort
& Casino Welch, MN
Includes lunch buffet onboard a Mississippi River Cruise.
JUNE 9
Cost: $82
Receive $15 in Free Play and a $3 Restaurant coupon.
We will leave WalMart in Fairmont at 7:00 a.m. and St. Paul’s Church
parking lot in Truman at 7:20 a.m., and Profinium in Owatonna at 8:50 a.m..
Paid registration is due by May 9.
SUNDAY - WEDNESDAY
AUGUST 28-31
Deadwood Gulch Resort
Includes deluxe motorcoach & Casino Deadwood, SD
Cost: $389 ppdo - Single $489
transportation, 3 nights hotel stay, $40 in Play Money, $56 in
food coupons and a tour day with a ride on the 1880s Train, and tours
of Naked Winery and Stone Faces Winery. We will leave WalMart in Fairmont at 9:00 a.m.
Sorry, we have only one pick up spot for this trip. Paid registration is due by July 18.
WEDNESDAY - THURSDAY
SEPTEMBER 28-29
Jackpot Junction Morton, MN
Cost: $50 Receive $50 in Free Play!
Cost includes transportation and one-night hotel stay.
We will leave Profinium in Owatonna with at 9:15 a.m. and
McDonald’s in Mankato at 10:00 a.m.
Paid registration is due August 24.
18
MEET OUR STAFF
Tabitha Pugh
Personal Banker – Mankato
Hello Everyone! As the daughter of
Ben(Karen) Hoppe of Fairmont and
Sheila(Darcy) Drevlow of Truman, many of
you may know my folks! Graduating from
Truman in 2000, I moved to the big city of
Mankato to attend college. While attending school, I entered the retail environment
at Herbergers and then went on to help
open Old Navy in Mankato. Climbing the
ladder of retail, by the time I was finished
with my undergrad, I was a manager at Old Navy and really enjoying it.
Everything from hiring, training, operational audits and just enjoying interacting with customers on a daily basis made the last 14 years fly by! I finished my undergrad at Minnesota State University, Mankato and continued
my journey with Old Navy until now. I was at a point that many individuals
in retail get, where I had put in many nights, weekends, and holidays but
still wanted to help others! I would describe myself as a smiley, fun person
who is pretty reserved at first but who loves to laugh and enjoy the simple
things in life. My college years introduced to me some amazing people including my husband, Dave Pugh, who always keeps life interesting! Having
no children, I recently became a “dog mom” to a rescued American Bully
who is the sweetest thing around. Hobbies of mine include coloring, getting
together with my gal pals, and as members of the River Valley Off-Roaders
(RVOR), my husband and I enjoy spending time in our Jeeps. Whether just
tooling about for a leisure drive or getting muddy in the woods, they are a
great way to relax! Now that you know a bit about me, next time you are in
Mankato, stop by the Mankato Profinium so I can get to know you! I look
forward to rekindling old relationships and igniting new ones and would
love to just say “Hello”!
TOTHC BENEFITS
Profinium’s club for customers 55
and better is a program of special privileges
created with you in mind.
You qualify for membership by having one
of the following:
• Maintaining a balance of $5000 in either
a Checking or Savings Account
• A $15,000 Certificate of Deposit
• Or maintaining a balance of $15,000 in
investments with our Investment Desk
A joint account includes both husband and
wife. Your joint or individual membership
entitles you to an extensive list of the following benefits:
• Club Checking – There is no service
charge and you may write as many checks
as you like. Members with a Kasasa ac
count get their checks free. Personal
Money Orders are free and Official
Checks are available to you at a discount.
Limit of 3 per month.
• Special Vacation Offers – Vacations, day
trips, dinner theater trips, and many other
activities are planned for our Top of the
Hill Club members throughout the year.
• Luncheons and Free Movies – Members
enjoy free movies, luncheons with
informative topics, card parties, and other
special events. Theater events feature a
currently running movie and pre-show
refreshments at the Theater in Sherburn
at 9:30 a.m. on the third Tuesday of each
month. We host movies from April
through November.
• Free Cash Cards – Your Platinum VISA
Check Card is free.
• Safe Deposit Box Discount – The first
six months rent is free on any new safe
deposit box rental.
• Quarterly Newsletter – Trips and
upcoming Top of the Hill Club activities
are featured in our newsletter, as well as
investment and insurance information, and
other topics of interest to our members.
• Member Merchant Discount – Club
members enjoy attractive discounts at
over 70 participating merchants.
• Free Services
- Copies: up to 10 free copies per month
- Notary Service
- Lamination: 2 free per month.
19
PRE-SORTED
STANDARD
US POSTAGE PAID
TRUMAN MN 56088
PERMIT NO. 21
Owatonna Office
1080 West Frontage Road
Owatonna MN 55060-5505
Contact Information
Ellen Borkenhagen, Club Director
(507) 235-7577 (will ring to all offices)
ellenb@profinium.com
Bank Information
Lobby Hours
Open Monday – Friday
8:00 a.m. to 5:00 p.m.
Owatonna 507.444.0111
Mankato 507.389.8900
Fairmont 507.235.5538
Truman 507.776.2311
Toll Free 800.254.6197
www.profinium.com
Drive Up Tellers:
Monday – Friday
8:00 a.m. to 5:00 p.m.
Saturdays
9:00 a.m. – 12 Noon
TOP OF THE HILL CLUB