Vol 51 No. 2 - ORNL Federal Credit Union

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Vol 51, No 2
Second Quarter, 2016
Page 2............. Financial Literacy
Month, Fee-Free ATM Network
Page 3: ................. Dogwood Arts
Information,
Calendar of Events
Page 4: �������������������������� TurboTax,
Love Your Savings,
Holiday Closings & Events
New Oak Ridge Branch Now Open
THRIVING THROUGH GROWTH
Member surveys and focus groups have told
us that our facilities need to be updated,
and we couldn’t agree more. Our goal is to
provide the best banking experience across
all channels and to do so, we must adapt to
changing consumer needs and behaviors.
We invite you to visit our brand new Oak
Ridge Branch (215 S. Rutgers Avenue) and
remodeled West Knoxville Branch (8721
Kingston Pike) to see how we’re updating
our branches to deliver enhanced member
value. Several other locations will also be
remodeled this year, including the Oak
Ridge Corporate Headquarters, Clinton
Branch, Kingston Branch, and North Branch.
These renovations are part of our ongoing
larger facilities plan to accommodate
the Credit Union’s future growth needs,
consolidate back office operations, and cut
leasing expenses. The updates embody the
brand image of the Credit Union and will
provide members with convenience, access
to emerging technologies, and a great user
experience. Plus, they will offer high-efficiency,
forward-looking work environments.
A MESSAGE FROM THE BOARD CHAIR
In 2015, ORNL FCU made significant progress
on many strategic goals and initiatives, all
designed to provide value to members at
the intersection of technology, convenience,
and experience. Our Credit Union remains
financially strong and well positioned to
support future growth.
On behalf of your Board of Directors, thank you
for making ORNL FCU your financial partner.
We look forward to a thriving 2016!
Marcy Catron
ORNL FCU, Board Chair
NEW
FEATURES
COMING
Soon TO
ONLINE
BANKING
Have you ever panicked
when you couldn’t find
your debit card? Reached
for your wallet and realized
it wasn’t there? Or left
your card with someone
‘reliable’ only to never see
it again? Soon, you’ll have
the power to manage
your ORNL FCU debit card
24/7 at the touch of your
fingertips.
Online Banking is being
redesigned and one of
the many new features
will include debit card
management services for
members. You will soon
have the power to turn a
debit card on/off as well as
report it lost/stolen!
More information about
the new Online Banking
platform and all the added
features coming soon!
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April is financial literacy month
F
inancial literacy is understanding how money works
through knowledge and skill in order to be financially
well-rounded. It is much more than balancing a checkbook
or comparing prices of a product. It also includes more
extensive skills like long-term vision and planning, money
discipline, etc. As society evolves it is important to stay upto-date with financial best practices.
Here are 5 Ways to Grow Your Financial Literacy*:
1.
USE U.S. GOVERNMENT RESOURCES
Mymoney.gov is a great place to learn the basics of
financial education. They offer advice about buying a
home, investing in a 401(k), and so much more!
2. Read Newspapers and Magazines
Start with your local and regional newspaper finance
and business sections. In addition, the Wall Street
Journal and The Financial Times will shed light on
domestic and global finances and business. Look into
magazines like Fortune, Forbes, and Money for more
materials.
3. Take a Financial Literacy Class
You can find financial classes at a local adult education
center or a junior college. Classes are also available
online. Self-help books are another great way to teach
yourself about personal money management.
4. Listen to Talk Radio
There are a number of radio shows that offer financial
advice. You can learn from callers’ questions and
financial problems. Some financial radio shows include:
The Dave Ramsey Show, Moneytalk with Bob Brinker,
and The Clark Howard Show.
5. Watch Financial TV Offerings
Many television programs offer financial information.
CNBC TV, Nightly Business Report, CNN, and Fox
Business News are a few television channels that offer
well-known financial programming.
It is great to diversify your information supply. Expert
advice is very helpful. It is important to always consider
the source of the information you are receiving. Knowing
yourself and your financial needs will help you determine
who you should and should not trust for financial
information.
As always, ORNL FCU is thrilled to help with any financial
questions. Information is knowledge, and we are here to
assist you with anything that comes your way!
*Source: AllBusiness.com
FEE-FREE ATM
NETWORKS
It’s very important to us that you benefit from the power
of credit union membership. Did you know that right now,
you have access to almost 30,000 Fee-Free ATMs across
the country? Because credit unions work together to add
value to members and reduce fees, you can make fee-free
withdrawals at all participating Co-Op and Easy Street
machines. Don’t forget to look for the Co-Op and Easy
Street signs!
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CELEBRATE OUR REGION’S ART,
CULTURE, AND NATURAL BEAUTY!
Since 1961, Dogwood Arts has celebrated the natural and
cultural beauty of East Tennessee by producing dynamic events
featuring blooming gardens and trails, visual arts, music, crafts,
theater, culinary arts, dance, film, and literary arts. In 2016,
Dogwood Arts will be featuring the Holston Hills Dogwood
Trail. Invite your family and friends to join you in this spring
celebration presented by ORNL Federal Credit Union. There’s
something for everyone!
CALENDAR
OF EVENTS
Art in Public Places
April 1–March 10, 2017 A world-class
visual arts exhibition of large-scale
sculptures which enliven downtown
Knoxville, the McGhee Tyson Airport,
and Oak Ridge.
Regional Fine Art Exhibition
April 1–29 A dynamic survey of
diverse art from emergent and
professional artists from a seven state
region. Emporium Center for the Arts
A Very Special Arts Festival
April 6 A no-limits celebration
of visual and performing arts by
exceptional children. West High
School
SYNERGY: Student Art & East
Tennessee Art Educator Exhibitions
April 7–22 Exhibitions featuring the
creative work of art students of all
ages and educators representing the
public schools and private academies
of East Tennessee. Clayton Center for
the Arts
Rhythm N’ Blooms
April 8–10 With stages set exclusively
in Knoxville’s historic Old City, Rhythm
N’ Blooms showcases the best of
roots music. Plus, the hottest up-andcomers ranging from your favorite
indie rockers to iconic Americana acts
to soul, and hip-hop.
Dogwood Arts is a 501(c)3 organization with a mission to
promote and celebrate the region’s art, culture, and natural
beauty. Most of Dogwood Arts’ wide range of arts events,
performances, and exhibitions are offered to the public free
of charge.
For a complete calendar of events and ticket information,
visit dogwoodarts.com or call 865.637.4561.
Bikes & Blooms
April 9 & 10 Behold the colorful
displays of our native dogwoods from
your bicycle seat on these scenic,
guided bike rides through Knoxville.
Chalk Walk
April 9 Sidewalks throughout Market
Square and Krutch Park become
the canvas for artists of all ages and
experience.
Dogwood Trails, Open Gardens, and
Camera Sites
April 15–May 1 Explore more than
60 miles of trails, open gardens, and
camera sites as you enjoy a walk,
bike, or drive. Holston Hills is the 2016
Featured Trail.
Artitude
April 15 A celebration of art, courage,
and survivorship benefiting the Cancer
Support Community and Dogwood
Arts. Cherokee Mills
distinguished and remarkable gardens
open their grounds to the public for a
short time only.
Dogwood Arts Festival
April 29–May 1 A lively street fair
showcasing the juried artwork of
local and national artisans. Live
entertainment around every corner,
from street performers to three
entertainment stages plus culinary arts
demos and tastings. Market Square
and Krutch Park
Art Slam
April 30 Experience a live art
competition and silent auction
showcasing Knoxville’s up and coming
artists at the Dogwood Arts Festival.
Walking Trails
Open Daily, Dawn to Dusk Walking
trails are at least one-mile in length
and we encourage the community to
walk, run, or bike these trails.
Dogwood Art DeTour
April 16 & 17 Get a glimpse into the
creative process as local artists invite
you into their working studios.
Hikes & Blooms
April 23 & 24 Whether on a greenway
through a historic park or on a natural
trail through the woods, you will
observe historic relics and beautiful
wildflowers among the dogwood trees
on these easy, three-mile hikes.
Dogwood Arts Featured Gardens
April 23 & 24 Select homes with
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THE SMARTER WAY TO
YOUR BIGGEST REFUND
This year, file your taxes the smarter way, and get your
biggest possible refund—guaranteed. TurboTax® guides
you every step of the way. Plus, ORNL FCU members can
save up to $15 on TurboTax federal products.
• TurboTax translates taxes into simple questions about your life and puts everything in the right forms for you.
• TurboTax searches over 350 deductions and credits, so you won’t miss a thing.
• TurboTax runs error checks and a final review to help make sure your taxes are done right.
Visit ornlfcu.com
and click on the
TurboTax banner
to get started!
LOVE MY SAVINGS
The TurboTax credit union member discount is just one
of many member discounts available with the Love My
Credit Union Rewards program. Members have saved
over $1.4 billion with exclusive offers from these great
partners:
• Receive a 10% discount (business members a 15%
discount) on select regularly priced Sprint monthly
data service.
• Save up to $200 on new DIRECTV service with
monthly bill credits and a $140 gift card.
DIRECTORS
Marcy Catron, Chair
Randy Gorman, Vice Chair
Jama Hill, Treasurer
TELEPHONE:
Joel Pearman
865.688.9555*
*All locations except Madisonville,
Morristown, and LaFollette
ONLINE BANKING
ORNLFCU.COM
UPDATE is published quarterly by
ORNL Federal Credit Union as an
information service to its members.
Questions, comments, and suggestions
should be sent to:
ORNL Federal Credit Union UPDATE,
P.O. Box 365, Oak Ridge, TN 37831.
Your savings federally insured to at least $250,000
and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Federally insured by NCUA.
Officials
OR TOLL-FREE:
800.676.5328
Leigha Edwards
Harvey Gray
Sam McKenzie
James Payne
Debbie Stairs
SUPERVISORY
COMMITTEE
David Watkins, Chair
Gerald Smith, Vice Chair
Mary Beth Blair, Secretary
Vickie Caughron
Mary Kiser
© 2015-2016 Intuit Inc. All rights reserved. State filing charges apply. Limited time
offer for TurboTax 2015. Terms, conditions, features, availability, pricing, fees, service
and support options subject to change without notice. Intuit, TurboTax and TurboTax
Online, among others, are registered trademarks and/or service marks of Intuit Inc. in
the United States and other countries. Other parties’ trademarks or service marks are
the property of their respective owners.
• Receive a $100 gift card and smoke communicator
with a new ADT-monitored home security system.
• Earn cash back when you shop at over 1,500
online retailers with Love to Shop.
Everyone is looking for ways to save money and that’s
just what Love My Credit Union Rewards is all about­—the
more offers you take advantage of, the more you save.
Start saving today at LoveMyCreditUnion.org.
HOLIDAY CLOSINGS
& EVENTS
FRIDAY, APRIL 8TH –
SUNDAY, APRIL 10TH
Dogwood Arts
Rhythm N’ Blooms
Details on page 3
SATURDAY, APRIL 9TH
Dogwood Arts Chalk Walk
Details on Page 3
FRIDAY, APRIL 29TH –
SUNDAY, MAY 1ST
Dogwood Arts Festival
Details on Page 3
SATURDAY, MAY 7TH
9AM–12PM
Shred Day
West Knoxville Branch
(8721 Kingston Pike)
Oak Ridge Branch
(215 S. Rutgers Ave.)
MONDAY, MAY 30TH
Memorial Day
All offices closed
MONDAY, JULY 4TH
Independence Day
All offices closed
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