May 15 - Real Estate News Source

Vol.I, No.6
www.renewssource.com
May 15, 2015
But It’s The Law!
By Pat Farrell
PRSRT STD
U.S. Postage
PAID
San Antonio, Texas
Paid Permit #1590
I was listening to a news report recently where in Maryland two young children had
been reported to authorities as being in a local
park unattended. They were subsequently
picked up by the authorities and rather than
being taken home, they were kept at a child
protective services facility for several hours. It
turns out the parents knew where the children
were and had intentionally let them go to the
park by themselves as a way to help them gain
their independence. Apparently Maryland law
is very specific that children must be attended
by a person who is at least 13 years of age
when they are indoors or in a vehicle but the
law says nothing about what must be done
when they are not in either of those areas. That
got me thinking about state laws, and while
researching the subject I found there are
scores of laws throughout the country that are
just plain weird!
Many states have, over the years,
passed laws that I
expect were intended to protect animals, the environment, commerce and just
people and situations in general, but they
make one wonder what specific happening
could have caused them to become laws.
Speaking of Maryland, did you know that in
Baltimore you cannot take a lion to the
movies? Folks must really be mistreating fish
since in Pennsylvania one may not catch a fish
by any body part other than the mouth and in
Oregon you may not use canned corn as bait.
When fishing, it cannot be from a camel’s or
a giraffe’s back in Idaho, you may not use a
lasso in Tennessee or a firearm in Wyoming
and it is illegal to get a fish drunk in Ohio. And
whaling is a no-no in Nebraska, Oklahoma
and Utah.
If you have a pet dog you should know
that you may not tie it to the top of your car in
Alaska, feed it whiskey in Chicago, or educate
it in Connecticut, and in order for dogs in
groups of three or more to congregate on private property they must have a permit in
Oklahoma (can’t you just picture the lineup at
the courthouse waiting for the permit)? Also
dogs may not chase bears or bobcats in
California or molest cars in Fort Thomas,
Kentucky. Sleeping in bathtubs is banned for
donkeys in Arizona and Georgia, for horses in
South Carolina and especially for alligators in
Florida.
In Alaska you may not carry a concealed slingshot unless you have the appropriate license and in Nome you may not walk the
street carrying a bow and arrows. When being
attacked by a criminal or burglar in Arizona
you may only protect yourself with the same
weapon the other person possesses. It is illegal, while committing a murder in New Jersey
to wear a bullet-proof vest and yet a robber
may file a lawsuit in Michigan if he or she
gets injured in your house. But Texas has one
of the best weird laws pertaining to crime in
that, a recently passed law requires criminals
to give their victims 24 hours notice, either
orally or in writing, to explain the nature of the
crime to be committed. And that is followed
closely by a law in Washington that states: “It
is mandatory for a motorist with criminal
intentions to stop at the city limits and telephone the chief of police as he is entering the
town.”
Laws like one in New Mexico that
warns that idiots may not vote makes one
wonder who has been monitoring that restriction lately. Did you know that in Alabama it is
illegal to operate a car while blindfolded, that
no vehicle without a driver may exceed 60
MPH in California, you cannot fly a plane
while drunk in Nebraska and will be stopped
if you peddle your bike over 65 MPH in
Connecticut. The one caveat among transportation laws that leaves me scratching my
head in wonder is that in Texas and Wisconsin
when two trains meet each other at a railroad
crossing, each shall come to a full stop, and
neither shall proceed until the other has gone,
while in Kansas this law will apply if the two
trains are on the same track! And there is supposedly still a law on the books in South
Carolina that says that when approaching a
four- way or blind intersection in a non-horse
driven vehicle you must stop 100 ft from the
intersection and discharge a firearm into the
air to warn horse traffic.
Life must have been pretty interesting
in some of these states when these laws were
enacted because for example in Connecticut
in order for a pickle to officially be considered
a pickle, it must bounce; it is illegal to dispose
of used razor blades; in Devon it is unlawful
to walk backwards after sunset, and in
Hartford you aren’t allowed to cross a street
while walking on your hands. In Florida you
are not permitted to sell your children; you
may not fart in a public place after 6 P.M.; it is
illegal to sing in a public place while attired in
a swimsuit and for Massachusetts it is illegal
to go to bed without first having a full bath
and snoring is prohibited unless all bedroom
windows are closed and securely locked. Just
couldn’t leave out that in Alabama boogers
may not be flicked into the wind!
In the real estate industry we must do a
pretty good job of keeping state laws under
control as there are only a few odd ones to be
found and they are mild – could be the result
of our PAC dollars at work. For the lucky
ladies in Alabama, women are able to retain
all property they owned prior to marriage in
the case of divorce. However, this provision
does not apply to men. Several states seem to
worry about the number of women that live
together even if they are related so the laws
are pretty restrictive: in Missouri it takes only
four, in Ohio it is five, in Arizona six, in
Tennessee eight but Pennsylvania permits up
to 16 (would seem to be ways to keep brothels from popping up). It is illegal in San
Francisco to have potted plants anywhere outside and in Waldron, WA no building is
allowed more than two toilets.
Because they seem so odd there are
just a few more I’d like to mention: In Bexley,
OH Ordinance #223 prohibits the installation
and usage of slot machines in outhouses; the
penalty for jumping off a building in New
York is death – (Ya think?); In Spearfish, SD,
If three or more Indians are walking down the
street together, they can be considered a war
party and be fired upon; to hold public office
in Texas one must acknowledge a supreme
being and finally, Virginia prohibits “corrupt
practices of bribery by any person other than
candidates.” Is it not fortunate for some that
even current state laws are sometimes not
enforced?
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REAL ESTATE NEWS SOURCE
May 15, 2015
Reading
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San Antonio, Texas 78230
Pat Farrell, Slater Realtors with Judith Harris read the latest NewsSource aboard the Navigator of the Seas on
the way to Jamaica!
Angie Miller, Keller Williams City View enjoying Easter
Sunday with her granddaughter, Lauren while reading
NewsSource.
E-MAIL: editor@renewssource.com
Please include a self-addressed
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www.renewssource.com
Holly Gottschalt
and Cher
Miculka, both
House San
Antonio, receive
the Five Star
Award.
Mary Esther
Carrasco, RE/MAX
San Antonio, and
Dan Carrasco at the
Burdick Custom
Homes model event
in Huntington at
Shavano Park.
May 15, 2015
Carrie Partridge
and Debbie
Luna, both Keller
Williams
Heritage, enjoy
the Frontgate
Spring Tour.
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
Highland Homes Kentucky Derby
Debbie Germany, Highland Homes, Tom
Phillips, Phillips & Associates and Megan,
Schauffele, Highland Homes.
Cris Balderas, Highland Homes with Jordan Phillips, Tom Phillips, Dana
Phillips and Stacie Barton, all Phillips & Associates.
Deb Alaimo, Keller Williams Heritage, Charlene Busch, ERA Colonial
and Alicia McVean, Highland Homes.
Megan
Schauffele,
Highland
Homes, and
Crystal Knox,
BHHS Don
Johnson.
Kristeena Weston,
Keller Williams
Heritage and Cris
Balderas, Highland
Homes.
Kristeena Weston,
Keller Williams
Heritage, Crystal
Knox, BHHS Don
Johnson and
Lauren Daggett,
Home Team of
America.
Tom Phillips,
Phillips &
Associates with
Debbie
Germany,
Highland Homes.
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
Frontgate Spring Tour of Homes
Marina Cavazos and Roman Deluna, both
Home Team of America.
Susan Fuller, Reliance Residential Realty, Damon Lyles,
Ashton Woods and Brigitte Owens Owens Real Estate.
Jo Lewis, Norma McClelland, Paula Gulley and Jim Kolodziej, all Phyllis
Browning Company.
Storms Duthie and Jan Lares, both Realty Executives Select Properties
with Carla Haley, Elaine Ludwig Real Estate and Debra Forshey,
Coldwell Banker D’Ann Harper Realtors.
John Kuntz, III,
Reliance Residential
Realty and Lauren
Daggett, Home
Team of America.
Megan Schauffele,
Highland Homes
and Sheryl Uresti,
Denton
Communites.
Randy Shanahan,
Home Team of
America and Robin
Bohnen, David
Weekley Homes.
Janis Lindeman and Jacquelyn Pryor,
both Homefront Realty.
Elsa Cortinas,
Century 21
Burroughs, Debbie
Acosta, RE/MAX
Preferred and Gail
Campbell, Denton
Communities.
May 15, 2015
www.renewssource.com
Industry Sound Off
By Gilbert Gonzalez,
Vice President of Risk Management
Trending Legal Issues
Over the last month the following
issues have been frequently coming up in
conversations with members. There are a
wide variety of topics as part of the list
and I have included a brief description of
how to minimize risks.
• On a regular basis I have been
receiving complaints from agents stating
that the agent representing sellers is not
presenting the offers. Legally, agents are
required to present all offers presented to
their clients. Regardless if the amount of
the offer seems to be unreasonable, the
offers must be presented. The only exception to this rule is when a client puts in
writing instructions about the type of
offers to accept and those to reject.
Absent instructions from a seller all offers
should be presented.
• When negotiating terms of an
agreement, and in particular dollar
amounts, it’s important to discuss with
your clients why the amounts to be negotiated are important. An example would
be the addendum for sale of other property. When a buyer needs to waive the contingency on the contract to avoid the
house being sold to another buyer it
should be a serious consideration to
which they commit. Sellers should make
a reasonable request to minimize the risk
of having their property off the market for
buyers who are not serious.
• Special provisions is not the place
to include language that an offer is only
valid for a limited amount of time.
Perhaps buyer’s agents believe they are
helping their clients by putting pressure
on the sellers to decide on the offer.
However, it is possible that the language
has actually created an offer to buy a
property that cannot be withdrawn until
the date specified in the agreement.
Avoid putting these types of provisions in
special provisions as they are not statements of fact nor are they business
details.
• Unlicensed assistants can be a
valuable addition to your team but making sure they only perform those tasks
allowed by law is important. When
answering phone calls, assistants may
confirm information about properties
such as the size of a home or the price and
REAL ESTATE NEWS SOURCE
terms, but nothing further. Assistants may
also act as host at a property but they are
prohibited from saying or doing anything
that would require a real estate license.
This would include negotiating terms or
discussing how to make an offer.
• The broker whose clients make
the final acceptance has the responsibility
of completing the execution date in the
contract. The date should be the day on
which the contract was communicated
back as being accepted and should not be
a later date. Additionally, in a recent court
case a contract was found to be invalid
due to the fact that the contract was lacking an execution date. The court held that
because the execution date was a material
Hank Macias and
Dale Lewis, both
Trinity Title, have a
great time at their
company’s chili
cookoff.
7
term to the agreement, its absence created
an invalid contract. Make certain that you
insert the appropriate date in the contract.
• Non-Realty Items continue to be
an issue in transactions. Agents make
offers for items to transfer as part of the
transaction in the MLS but the actual
transfer of the items never happens
because the appropriate addendum is not
attached to the contract. Additionally,
sellers who wish to exclude items from
the transaction need to make certain that
those exclusions are properly denoted in
the contract. The MLS is not considered a
part of the contract and therefore it would
not be binding on the parties to require the
transfer or exclusion of property.
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REAL ESTATE NEWS SOURCE
Burdick
At
May 15, 2015
Custom Homes Hosts JB Goodwin for Lunch
The Grand Opening Of Smithson Ridge
Pam Burdick, Burdick Custom Homes with
Diana Ridgway, JB Goodwin.
Lori Hill, JB Goodwin, Alexia Herber and Monika Morris,
both with Burdick Custom Homes.
Tori Streff, Pam Burdick, Damon Cristofilis and Art Burdick, all of Burdick
Custom Homes, present Regan Greer with a $10,000 JB Goodwin Realtor
Bonus certificate.
JB Goodwin agents enjoy the spectacular views at New Smithson
Ridge Model Home. (The lunch was spectacular also!)
Johnna Goodwin,
Tiffany Johnson
and Chasity
Singh, all JB
Goodwin.
Kamilla McKinski, Daniel McKinski and Sue Baillio, all JB
Goodwin.
Tori Streff, Burdick Custom Homes and
Sue Baillio, JB Goodwin.
Art Burdick welcomes JB Goodwin agents.
Lori Hill, Kamilla
McKinski, Daniel
McKinski, Hulya
Mendoza and
Greg Beauregard,
all JB Goodwin.
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
At the TAP FCU
General
Membership
Meeting we find
Bob Gardner,
Chairman of the
Board and Paula
Grigsby,
President.
Vivienne Porter,
Coldwell Banker
D’Ann Harper
Realtors and
Gonzalo Quezada
III, Bradfield
Property
Management
enjoy the Willis
Ranch Fiesta.
Greg Collier, Imagine Homes, Teresa Ruiz, Reliance Residential Realty, Holly
Gottschalt, House San Antonio Realty and William Garcia, Imagine Homes
enjoy lunch at Silo.
Linda Hoffman, Highland Homes, Arabella Dalton, Keller Williams
Heritage and Diana Scott, Keller Williams City View at Frontgate Spring
Tour.
Bonnie Wilson
and Dorothy
Lofton, both
RE/MAX
Associates at the
TREPAC Golf
event.
Spencer Hasch, Ultimate Realty at the Grand Opening.
Barbara Brunner,
Home Team of
America and Shelley
Stewart, Keller Williams
at Kinder Ranch
Spring Tour.
May 15, 2015
www.renewssource.com
Grant and Amy Lopez, both
with the Schrader Group married February 20, 2015 in a private ceremony with reception
on February 21.
Michelle Campbell, Smart
Group Realtors is now a
GRI Graduate.
Congratulations!
nlc loans
Opens In San Antonio!
Contact Our Office Today!
Geoffrey Gilkes, Production Manager, NMLS# 939643, Laura Uribe-Tatum,
Loan Officer, NMLS# 318603, Aldo Del Giudice, Branch Manager,
NMLS# 292837 and Kimberly Roldan, Loan Officer, NMLS# 233223
Office: 210.453.5880
84 NE Loop 410, Suite 115, San Antonio, TX 78216
sanantonio.nlcloans.com
Aldo Del Giudice, Branch Manager
NMLS# 292837
Branch NMLS# 32416
National NMLS# 1246424
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
Kinder Ranch Spring Tour
Fred Holliday, Keller Williams Alamo Heights with John Kuntz,
III and Bob Evans, both Reliance Residential Realty..
Gonzalo Quezada III, Bradfield
Property Management.
Regina Pruski, Wells Fargo with Amy Haverlah, Jenise Sloan and Kathy
Calhoun, all Ashton Woods Homes.
Jason “JT” Tinch, Erika Ramon, and James Smothers all with
Sitterle Homes.
Erin Harrington and Jake Wise, both David Weekley
Homes.
Marinda Noe and Jason Weaver, both
Keller Williams City View.
Alan Bass, Providence Commercial Real
Estate Services and Larry Allen, Monticello
Homes.
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
Gold Financial Fiesta
Janie Camacho and Martha Sarwar, both Jeremy Smith and Mike Camacho, both Gold
ICON Realty.
Financial.
Arlene Prevo, Joy Tintes and Catina Del Bosque, all
Gold Financial.
Craig Loeffler and
Paula Gulley, both
Phyllis Browning
Company, Valerie
Lopez, Gold
Financial, Carlton
Spears, Guest, Jo
Lewis, Phyllis
Browning Company,
Kathy Rubin, Gold
Financial and
Debbie Margozewitz,
Phyllis Browning
Company.
Entertainment.
Tina Munoz, Misty
Wood both with
Keller Williams City
View. and Bob
Boyd, Gold
Financial.
Michele Zapata, Keller Williams City View and Carlos
Pacheco, ICON Realty.
Can’t get away from the mobile phone.
Good crowd!
May 15, 2015
www.renewssource.com
Mavis and Rick
Brown, both Realty
Executives of San
Antonio, enjoy the
Spring Tour of
Homes at
Frontgate.
REAL ESTATE NEWS SOURCE
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REAL ESTATE NEWS SOURCE
May 15, 2015
Nita Hauser and
Rachael Clutter,
both Stewart Title
enjoy the TAMBA
Meeting.
Mike Fulmer,
Fulmer Realty at
the IREP Meeting.
Letty Yong and Victor Yong, both Home Team of America with Jeremy
Shaw, RE/MAX Preferred at the Willis Ranch Fiesta.
Keller Williams Heritage supports the food pantry.
Karen Garrett,
Coldwell Banker
D’Ann Harper
Realtors and
Andrea Provost,
Reliance
Residential
Realty toast
success at the
Frontgate Spring
Tour.
Marcus Jones, RE/MAX Corridor with Dede Jackson and Kyra
Smith, both Alamo Title at the TREPAC Golf Event.
Art Ramirez, Starky
Mortgage at the
VAREP Meeting.
Rose Dillard, M&S Realty Services and Rosalinda Tomlin,
Glenn Clark Realty at Sitterle PT 50 at Triana – Helotes.
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
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1-Jun
2-Jun
3-Jun
4-Jun
5-Jun
6-Jun
7-Jun
8-Jun
9-Jun
10-Jun
REAL ESTATE NEWS SOURCE
Barbara Torres ................Ridge Gate Realty
Michele Moore ................RE/MAX North
Lynn Phillips ..................Coldwell Banker D'Ann Harper
Melissa Flores ................Central Metro Realty
Mary Wofford ..................Phyllis Browning Company
Bo Price ........................Jackson Realty & Associates
Angel Garcia ..................RE/MAX Preferred
Mark Osborn ..................Realty Executives San Antonio
Susan Dikin ....................SA Portfolio KW RE
Randee Jackson ............Phyllis Browning Company
Cindy Anthony ................Texas Premier Realty
Mike Medlin ....................Coldwell Banker D'Ann Harper
Ray Aguilar ....................Coldwell Banker D'Ann Harper
Edward Flores ................Keller Williams Heritage
Deborah Elwood..............JB Goodwin Realtors
Dustin Broschat..............Smart Moves Realty
Jim Miller ......................JB Goodwin Realtors
Liz Saunders ..................Coldwell Banker D'Ann Harper
Judi Morgan....................Kimberly Howell Properties
Karen Mathison ..............Lone Star Properties
Christine Aldrete ............RE/MAX Preferred
Melissa Lomas................Essex Properties
Joan Gaytan ..................Realty Executives San Antonio
Christi Netting ................Realty Executives San Antonio
Sherri Vakey ..................Coldwell Banker D'Ann Harper
Joy Exiner ......................Realty Executives San Antonio
Nathan Cruz ..................Coldwell Banker D'Ann Harper
Kima Light......................Re/Max Corridor
Lisa O'Sullivan................BHHS Don Johnson
M.J. Cunningham ............JB Goodwin Realtors
Addie Langhennig ..........Coldwell Banker D'Ann Harper
Andrew Tolan..................Coldwell Banker D'Ann Harper
Angela Hayden................Coldwell Banker D'Ann Harper
Bizzy Darling ..................Coldwell Banker D'Ann Harper
Eliza Sonneland ..............Keller Williams City View
Elida Martinez ................Coldwell Banker D'Ann Harper
Steve Golson ..................iTexas Realty
Rebekah Trevino ............RE/MAX Alamo
Margie Vallejo ................Keller Williams Heritage
Tony Squeo ....................Realty Executives Select
Monica Hendricks ..........JB Goodwin Realtors
Elaine Ludwig-Ballard ......Elaine Ludwig Real Estate
Lindsey Ashcroft ............Coldwell Banker D'Ann Harper
Margaret Pruitt................The Horn Company
B.J. Grant ......................Keller Williams Legacy
Matthew Galvan ..............Northwest Real Estate
Leesa Rispoli ..................Coldwell Banker D'Ann Harper
11-Jun
12-Jun
13-Jun
14-Jun
15-Jun
16-Jun
17-Jun
18-Jun
19-Jun
20-Jun
May 15, 2015
Ellen McDonough ............Phyllis Browning Company
Jane Lanning ..................Apartment & Relocation Center
Jilla Sayyadi ..................BHGRE Bradfield Properties
Laura Collins ..................Keller Williams Heritage
Jess Perez ......................JB Goodwin Realtors
Leianni DeLeon ..............Stewart Title
Matt Eichinger ................Eagle Realty
Jean Gross ....................Realty Executives San Antonio
Alma Rucker ..................Kimberly Howell Properties
Israel Ledesma ..............Mission Real Estate Group
Bob Test ........................Keller Williams Heritage
John Wilkins ..................RE/MAX Preferred
Robert Dullnig ................Kuper Sotheby's International Realty
Steve Vasquez ................Keller Williams Legacy
David Cortez ..................Coldwell Banker D'Ann Harper
Randy Cunningham ........Kuper Sotheby's International Realty
Diane Neuenschwander ..Keller Williams Legacy
Shirley Greene ................BHHS Don Johnson
David Simon ..................Phyllis Browning Company
Lauren Keller ..................SA Portfolio KW RE
Kristy Bradfield Petlin ....BHGRE Bradfield Properties
Maria Silveyra ................Coldwell Banker D'Ann Harper
Barbara McGee ..............BHGRE Bradfield Properties
Alison Barrow ................Phyllis Browning Company
Connie Smith..................Trinity Title
Linda Knell-Schoening Coldwell Banker D’Ann Harper
Shannon McShane ..........Stuart Ellis Properties
Ardel Couch....................SABOR
Rhonda Howerton ..........Coldwell Banker D'Ann Harper
Zach Taylor ....................RE/MAX 360
Missy Keller ....................Sterling Group Real Estate
Mike Anthony ................RE/MAX North
Roy Faz ..........................Home Team of America
Adrianna Olvera ..............Stewart Title
Ashley Nicholson ............Keller Williams Legacy
Dawn Chapa ..................Independence Title
Sandra Castro ................Trinity Title
Bill Tolan ........................Coldwell Banker D'Ann Harper
Jane Tomaszewski ..........JB Goodwin Realtors
B.J. Burton ....................Coldwell Banker D'Ann Harper
Juan Costilla ..................Bluefax Realty
Sally Oppenheimer..........Nix Realty
Angela Valadez ..............Texas Premier Realty
Chris Gerhard ................Century 21 Northside
Steve Collins ..................Keller Williams Heritage
Cynthia Murray ..............Kuper Sotheby's International Realty
It’s Summer And Sales Are Hot!
21-Jun
22-Jun
23-Jun
24-Jun
25-Jun
26-Jun
27-Jun
28-Jun
29-Jun
30-Jun
Beverly Fulton ................Phyllis Browning Company
Johnny Figueroa ............Coldwell Banker Stagecoach Realty
Luis Acosta ....................Icon Realty
Lety Velazquez ................RE/MAX North
Stacy Dean-Peters ..........Keller Williams City View
Lori Stipetich ..................Coldwell Banker D'Ann Harper
Danyelle Daniel ..............Keller Williams Heritage
Martha Garibay ..............Icon Realty
Tom Ortiz ......................Realty Executives Access
Sylvia Moths ..................Real Living Best Homes Realty
Sandra Schoenfeld..........Keller Williams Heritage
Suzanne Fitzgerald..........Keller Williams Legacy
Kevin Adams ..................Coldwell Banker D'Ann Harper
Kim McCullough..............Realty Executives Select Prop.
Karen Smith ..................Smith Properties
Carole Tubbesing ............Phyllis Browning Company
Gilberto Aldaco ..............Texas Elite Real Estate
Barb Chardavoyne ..........JB Goodwin Realtors
Michele Skeans ..............JB Goodwin Realtors
Diane Strauch ................JB Goodwin Realtors
Kari Neff ........................Coldwell Banker D'Ann Harper
Janet Buske ..................Reliance Residential Realty
Elizabeth Maggioncalda ..Coldwell Banker D'Ann Harper
Jon Green ......................Coldwell Banker D'Ann Harper
Dale Dorsey....................Keller Williams Legacy
Becky Hobbs ..................Amanda P. Herring
Lisa Musial ....................Musial & Associates
Ricky Brown, Jr. ............Realty Executives San Antonio
Nancy Jackson ..............Kuper Sotheby's International Realty
Dan Longoria ..................Hill Country Realty
Shelby Ramirez ..............Allison James Estates & Homes
Lindsey Nix ....................Coldwell Banker D'Ann Harper
Dede Jackson ................Alamo Title
Maegan Olguin................JB Goodwin Realtors
Libby Weyel ....................Coldwell Banker D'Ann Harper
Lisa Cano ......................Keller Williams Heritage
Allen Cole ......................BHGRE Bradfield Properties
Nick Rinaldi ....................Keller Williams Heritage
Ronald Smith, Jr.............Keller Williams Realty
Teri Falcon......................Keller Williams Heritage
Krystal Pilgrim ................Realty Executives San Antonio
Patricia Roussin..............RE/MAX North
Kimberly Villarreal ..........SWBC Mortgage
Madeline Royball ............Home Team of America
Steve Crawford ..............Kuper Sotheby's International Realty
Beatrice McFadden ........Phyllis Browning Company
Adrianne Frost................Phyllis Browning Company
Announcing Our New
Canyon Lake Location
Jolene Sutton
Escrow Officer
830.227.5501
jsutton@protitletx.com
Canyon Lake
New Braunfels
Schertz
2010 FM 2673 Suite 3
267 W Mill Street
3900 FM 3009 Ste. 105
Canyon Lake, TX 78133 New Braunfels, TX 78130
Schertz, TX 78154
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
19
Ingredients
Butter or nonstick baking spray
1 tablespoon olive oil
1 small leek, trimmed, rinsed well and thinly sliced
1 small bunch fresh spinach, rinsed and torn into bite-size pieces
salt and pepper
4 large eggs
1 cup heavy cream
chives for garnish
toasted baguette slices or other crusty bread for serving
Directions
1. Preheat the oven to 400 degrees F.
2. Grease 4 6-ounce ramekins with butter or spritz with nonstick baking
spray, and place on a rimmed baking sheet.
Liz Montoya and Elsa Cortinas, both Century 21 United Burroughs,
at the Kinder Ranch Spring Tour of Homes.
3. Heat the olive oil in a large skillet over medium heat.
4. Add the leeks and cook, stirring occasionally, for 8-10 minutes until the
leeks are tender and translucent. Add the spinach and cook for 1-2 minutes
more until the spinach is wilted and vastly reduced in volume. Season with
salt and pepper to taste.
5. Divide the leaks and spinach between the ramekins.
6. Crack an egg into each ramekin, then top with 3-4 tablespoons heavy
cream. Don't fill the ramekins the whole way to the top; leave 1/4 inch of
space as the cream will bubble up in the oven.
Chris Cisneros,
RE/MAX Associates
checks out the
spread at the Willis
Ranch Fiesta event.
7. Bake for 15-20 minutes, until yolks and the white immediately each yolk
are just barely set and still have some jiggle to them. The eggs will continue to
cook for a few minutes after they leave the oven.
8. Sprinkle chives and additional salt and pepper over each ramekin, if
desired, and serve immediately with toasted baguette slices. Enjoy!
Candi Meyer
Real Estate Newsline
Sales & Marketing
210-308-9334 - 210-557-8722
20
REAL ESTATE NEWS SOURCE
May 15, 2015
Penny Billaudeaux
and Donna
Scheele, both
Reliance
Residential Realty
at their
Company’s
Awards event.
Andrea Provost, Ellen Bauer and Carl Bauer, all Reliance Residential
Realty at the Kinder Ranch Spring Tour of Homes.
Aureen
Standridge,
keeping busy at
Ultimate Realty.
“The Neimeier Team”
(l-r) Tina Hernandez, Processor,
Betty Burgess-Wallen, Closer
and Marsha Neimeier, NMLS# 325213
Office: 210.313.1393
www.renewssource.com
May 15, 2015
REAL ESTATE NEWS SOURCE
21
22
REAL ESTATE NEWS SOURCE
May 15, 2015
Connie McCord, Laura Estes and Lisa Lozano, all RE/MAX Associates at
the Frontgate Spring Tour.
Gail Campbell,
Denton
Communites
scooping up
something good
at the Willis Ranch
Fiesta.
T. J. Blinstrubas, Wells Fargo, Scott Eichman, Imagine Homes
(Most Sales 1st Qtr.) and Joe Gonzales, Well Fargo celebrate
Scott’s award.
www.renewssource.com
Originally founded in 1977 FirstCal is
now entering its 30th year of operation and
through those years has obtained licenses to
lend in Arizona, California, Colorado,
Hawaii, Idaho, New Mexico, Oregon,
Washington and now Texas. The Texas office
in San Antonio first opened in 2013 and is
operated under the watchful eyes of branch
manager, Jeffrey Cruz who has gained extensive experience in his now 21st year in the
mortgage industry. He is backed by a dedicated support team of customer service advocates, loan processors and local underwriters
and as a result is able to originate and underwrite from this office.
Jeffrey believes the pillars of business
he bases success around are proactive communication before, during and after the transaction, being accountable to the responsibility as the lender and finally providing value
May 15, 2015
added insight to their borrowers to insure that
not only are their payment objectives met but
just as importantly, their long term financial
plans are identified and aligned with their
mortgage strategy. He believes giving the
customer knowledge through education
empowers clients to take control of their
mortgage cost, thereby helping them create
wealth for the long term. Without question
reliability, trust and competency are what he
builds his branch around.
First Cal’s truly professional staff will
take all the time necessary to evaluate the
borrower’s financial situation, make sure
they understand all their options, and then
help them decide on the financing strategy
that best suits their needs. And since
FirstCal’s staff is committed to helping their
borrowers get the best loan for their needs
they will point out that it may not always be
REAL ESTATE NEWS SOURCE
the loan with what seems to be the best rate,
but is rather often the loan that could still cost
less than what one might see advertised by
other lenders. They believe it’s about getting
to know your client on a personal level, why
they are buying, what the time horizon is to
stay in the house and what unique circumstances may exist that are important to that
customer. They operate with the belief that
it’s not a transaction, it’s a relationship.
FirstCal is driven in terms of its products and is a direct lender for Fannie Mae,
Ginnie Mae and Freddie Mac with few, if
any, overlays added. This allows them to
close loans with credit scores as low as 560
on FHA and VA loans. They also regularly
approve Manual Underwritten loans that may
have been issued a “Refer” finding. They are
very competitive in their costs which, in
those cases, consists of a flat fee of $1195.
They even have some products that, when
working with self employed borrowers, do
not require tax returns but rather use bank
statements to qualify. As a lending business
they prefer to operate through face to face
contact with their clients and that usually
includes at least two visits, allowing for more
personal contact before completing the contract. This practice typically results in establishing a more reliable loan commitment and
the ability for all involved to keep that commitment. Online testimonials from previous
clients attest to their complete satisfaction
with the service they received from their loan
officer at FirstCal.
Specific reasons for REALTORS® to
suggest that their buyers visit with a FirstCal
loan officer includes the fact that as direct
lenders they have access to the widest variety
23
of mortgage products at great rates, and after
having successfully closed tens of thousands
of loans coast-to-coast, the loan advisors
have become seasoned professionals who
will provide the best advice available in the
industry. The fact that all aspects of the loan
transaction from application, through underwriting are handled in-house creates fast turnaround-times and serves to keep the costs
low.
Also to the REALTOR’S® advantage
and benefit, Jeffrey Cruz pointed out that
FirstCal has a strong post-closing follow up
process for their clients which also includes
those REALTOR® partners associated with
the home sale as they are cobranded with
FirstCal in this effort. For five years following the closed sale of a home all marketing
products, which include emails and direct
mail, that are sent to the client bear pictures of
the FirstCal loan agent and the REALTOR®
associated with the sale. The result of this
process is client retention and the building of
a very large client database that yields referrals to pass on to their REALTOR® partners.
All of FirstCal’s Loan Advisors are
dedicated to finding the very best loan for
their borrowers and for ensuring that each
one of them receives personalized, attentive
service in the process. In fact all of the staff is
committed to 100% customer satisfaction
with every loan, and for those already in the
loan industry it could be helpful for them to
know that FirstCal has very competitive
plans for its lending staff along with providing a full benefits package. The local office is
located at 1354 N. Loop 1604 East, Suite
103, San Antonio, TX 78132 and their direct
phone number is (210) 812-5500.
24
REAL ESTATE NEWS SOURCE
May 15, 2015
Kim Fair and
Scott Eichman,
Imagine Homes
celebrate during
the 1st Quarter
Sales awards.
(front) Holly
Hermes, Reliance
Residential Realty,
Karen Olivier,
Highland Homes
and Carolyn
James, Reliance
Residential Realty.
(back) John Kuntz,
III, Joyce Woznig
and Amanda
Pace, all Reliance
Residential Realty
at their Sales
Meeting.
May 15, 2015
www.renewssource.com
REAL ESTATE NEWS SOURCE
25
Marinda Noe,
Keller Williams
City View enjoys
the Kinder Ranch
Spring Tour.
At the Willis Ranch Fiesta we find Erin Kopplin, Krista Daries, Kim Fair, Dana
McDaniels and Colleen Taylor, all Imagine Homes.
Oyas Tasher, San
Antonio Real
Estate Advisors
and Deanna
Spencer, David
Weekley Homes at
the Crossvine
Grand Opening.
Andrea Nauschutz, Keller Williams Alamo heights, Debbie
Cabello, Ashton Woods and Al Cannistra, Texas Premier Realty.
(l-r) Shirley Linares Processor, Rick Orozco- Regional Sales ManagerNMLS# 303906, David Leavitt, Loan Officer, NMLS# 198077, Aileen Arriaga, Loan Officer,
NMLS# 1159479, Yvonne Godina, NMLS #312632, Stella Aguilar, Loan Assistant,
Leti Icmat, Loan Officer, NMLS# 902318, Megan Cloud, Loan Officer, NMLS# 774331,
Kimberly House, Processor, Misshelle Jennings, Loan Officer, NMLS# 868802,
Erika Saldana, Loan Officer, NMLS# 690432, Tim Shmit, Loan Officer, NMLS# 1090011,
Ramsey Hamood, Loan Officer, NMLS# 216092.
(Not pictured: Carlos Velez-, Loan Officer, NMLS# 409864 and Lynn Lomoe- Processor)
26
REAL ESTATE NEWS SOURCE
May 15, 2015
Chris Thomas and Dorothy Williams waiting for the Smart Group Meeting
to start.
Laurie Yochum,
Monticello Homes,
John Kuntz, III,
Reliance
Residential Realty
and Sandy Roney,
Monticello Homes
at Kinder Ranch
Spring Tour.
Maudel Hardie, Hardie & Associates and Regina Sanders,
Houses in San Antonio at the Trinity Title Chili Cook-off.
Making A BIG
Summer Splash
Heather Eikenberg
NMLSR #1019519
210.403.5205
300 E. Sonterra Blvd
San Antonio, TX 78258
May 15, 2015
www.renewssource.com
REAL ESTATE NEWS SOURCE
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Agent Star Awards -Texas Hill Country Realty Co. – Boerne, Tx
JOSLIN
CAMPBELL
KARAM
Wiley Cloud, Broker of Texas Hill Country Realty
Co., is proud to announce Tiffany Joslin, Luxury Homes
Realtor®, rose to the 2015 Goals challenge and obtained
the most sales volume in listings Star Award with Texas
Hill Country Realty Co. while Renee Austin Campbell
secured the most funded sales volume. Steven Karam
rounded out the first quarter Star Awards with most
under contract volume. TAR updates became the
springboard for setting yearly goals at THCRCO and
has become an exciting process. These agents are well
on their way toward meeting the Company Goals set at
the beginning of 2015!
Wilson Named To TRETA’s Board Of Directors
WILSON
The Texas Real Estate Teachers
Association (TRETA) has named Bonnie L.
Wilson to its Board of Directors for 20152016. Bonnie has been a member of TRETA
for several years and will now fill the position
of Director of Research.
As a Texas Real Estate Commission
approved instructor since 2005, Ms. Wilson
has taught at both The Real Estate School of
the San Antonio Board of REALTORS, and at
Champions School of Real Estate in San
Antonio, Texas. Earning the designation of
Certified Real Estate Instructor (CREI) in 2011
has also been a high lite in her teaching career.
Ruffo Joins Realty Executives
RUFFO
We’re Ready
For Summer
At DHI Title
211 N. Loop 1604 E Suite #125
San Antonio, Texas 78232
(210) 490-3222
www.dhititle.com
W E D ON ’ T M AKE E XCUSES , W E M AKE I T H APPEN !
Realty Executives of San Antonio is
pleased to announce that Charlie Ruffo has
joined the company and will be the Office
Manager of the San Antonio Regional office.
Charlie is a licensed Real Estate
Broker, a Texas Real Estate Commission
approved instructor and is also a graduate of
Southwest Texas State University.
Bringing his extensive Residential and
Commercial Real Estate experience and
knowledge to the company, Charlie will also
assist owner, Rick Brown in coordinating
activities for Realty Executives in the South
Central Region of Texas
Charlie can be reached at 210.493.0020
x 123 or charlieruffo@realtyexecutives.com
28
REAL ESTATE NEWS SOURCE
May 15, 2015
VAREP April Meeting at KB Home
Gracia Campos, VAREP and Stephanie Brown,
Oasis Company.
Art Ramirez, Starky Mortgage and Leslee
Martz, Keller Williams Heritage.
Julio Ramirez, Oasis Company and Linda
Rasmussen, Keller Williams Legacy.
Richard Lopez, Sente Mortgage, Linda Rasmussen,
Keller Williams Legacy and Lance Bryce, Sente
Mortgage.
Jimmy Warrum and Maddox, Joan Moss, Operation K9 Owner and Matt
Putnyk and Rush.
Richard Lopez, Sente Mortgage and Rhonda Rowell,
ICON Realty.
Carlos Pacheco, ICON Realty.
Cecilia Sosa and Stephanie Boatman, both North American Title.
Tom Sansome
and Jedd.
Mark Stephens, Golf Pro and Rhonda Rowell,
ICON Realty.