Call, Click or Visit

Anticipated Dividends Paid Quarterly
Minimum on Deposit
Rate
APY
0.15%
0.15%
Savings/Club
All Balances
Call, Click or Visit
march 2013
Checking
0-2999
0.10%
0.10%
3000 & UP
0.20%
0.20%
Sample of Investment Rates
Minimum
Balance
Rate
APY
$1000 - $9,999
0.20%
0.20%
$10,000 - $49,999
0.30%
0.30%
Terms
Savings Plus
$50,000 - $99,999
0.40%
0.40%
$100,000 - $199,999
0.50%
0.50%
$200,000 and up
0.60%
0.60%
12 months
$1000.00
0.50%
0.50%
24 months
$1000.00
0.70%
0.70%
36 months
$1000.00
0.90%
0.90%
48 months
$1000.00
1.10%
1.10%
Rates as of February 20, 2013. Subject to change at any time without notice. Please call for current
rates. APY = Annual Percentage Yield.
Loan Scoreboard
APRs as Low as
Terms Up To
New Vehicles
1.99%
72 months
Used Vehicles
1.99%
72 months
Recreational Vehicles & Boats
2.99%
180 months**
Jet Ski, Snowmobile, 4-Wheelers
6.00%
60 months
Home Equity (fixed)
5.75%
120 months
HELOC (equity line of credit
with variable rate)
Mortgages
By Telephone
In Person
Dort By Phone
5091 W. Pierson Road
West of Linden Road
810.767.8390
800.521.3796 TDD
810.235.3211
810.600.4093
866.388.7336
1091 W. Hill Road
West of Fenton Road
Lost/Stolen VISA
1441 S. State Road
South of I-69
By Internet
9050 Holly Road
East of I-75
800.543.5073
www.DortOnline.org
feedback@dortfcu.org
Call for current rates
12.00%
VISA Credit Card Rates
9.50%-18.0 %
P.O. Box 1635
Flint, MI 48501-1635
All locations Monday-Friday, Drive-Up Tellers and
Call Center ONLY: 8am to 6pm
Full-Service: 9am to 6pm
All Locations Saturday Hours
Full Service:759am to 12:30pm
475 54
FLUSHING
75
23
69
69
FLINT
24
15
D AV I S O
N RD.
LAPEER
15
HILL RD.
DeMILLE RD.
DAVISON
24
GRAND BLANC
23
54
H O L LY R D .
*Terms may vary according to age and value of collateral as well as loan amount.
1724 DeMille Road
West of Main Street
Lapeer
Hours
FENTON RD.
Finance rate commitment is based on individual credit history. The rate shown is offered to members
with excellent credit. The rate may increase when there have been issues with credit history.
Shared Interest
14265 Fenton Road
North of S. Long Lake
Road
By Mail
4.00% APR
CAL (Cash Action Line with
variable rate)
2845 Davison Road
East of Dort Hwy.
**Loan with terms exceeding 144 months must meet IRS requirements for Home Mortgage Interest
Deduction.
APR = Annual Percentage Rate
***180 month terms available for loans of $25,000
Dort Federal has a variety of lending
programs available. Let our friendly,
knowledgeable staff help you select
what best fits your situation. Rates
subject to change without notice.
Please call for current rates and terms.
We do business in
accordance with the
Federal Fair Housing
Law and the Equal
Credit Opportunity Act.
w w w. d o r t o n l i n e . o r g
We Love to Loan!
The Benefits of Belonging
Tell a Friend and Spread the Wealth!
A
re you telling your family and friends about
Dort Federal? Membership is open to anyone
who lives, works, attends school, worships, or
volunteers in Genesee, Lapeer, or Shiawassee
County, or Deerfield and Tyrone Townships in
Livingston County. Membership is also open to
immediate family members of our current or
potential members.
Dort Federal offers a number of great
financial services from mortgages and auto
loans, to VISA’s, business accounts; even a
loan for that dream vacation! We are here for
you and we want to be there for your friends
and family, too! So, what are you waiting
for? Spread the wealth! Anyone can apply for
membership at any of our seven locations or
online, at dortonline.org.
Great deals on dealer certified, used vehicles!
Drive Away
a Car Deal
May 16 & 17, 2013
Shop now at
www.membersvehicle.net
Hill Road OFFICE • 1091 W. Hill Road, Flint, MI • West of Fenton Road
Dort Federal Credit
Union’s Annual
Membership Meeting
T
he 61st Annual Membership Meeting
of Dort Federal Credit Union is
scheduled for Tuesday, April 16th at
6:30 p.m. at Flint Institute of Arts (1120
E. Kearsley Street in Flint). Dort Federal
attendees may enjoy touring the galleries
beginning at 5:30 p.m. Light refreshments
will be served during the business
meeting which will begin promptly at
6:30 p.m. There is no charge to enter
the Flint Institute of Arts or attend the
business meeting; however, members are
asked to RSVP by calling 810.244.6602.
Tax Time Is Here!
D
ort Federal is offering a way to file
your 2012 taxes with discounts from
TurboTax Online.
Try TurboTax Online Free Edition or
Save on other TurboTax Online Editions
As a valued Dort Federal member,
you can now discover just how easy
tax preparation can be with TurboTax
Online Free Edition for EZ 1040 filers.
Or choose TurboTax Online Deluxe for
$24.99, Premier for $39.99, or Home and Business for
$59.99 to maximize your deductions and save! With any
option, you’ll get your refund in as little as 9 days when
you e-file and choose direct deposit into your checking
or savings account.
Important Information:
Whether filing online or by mail, have your refund
directly deposited into your Dort Federal account. Here
is the information you need for your tax preparer, or to
enter when you complete your taxes:
• Dort Federal’s routing and transit number is
272479919
• Write your credit union member number and account
type (01 for savings, 08 for checking) on your tax
form in the section labeled ‘refund’ (you must use at
least seven digits)
Dort Federal has solutions that are right for you. To get
started, visit www.dortonline.org.
Your year-end tax, mortgage,
and insurance information is
now available in online banking.
Log-in, go to additional services,
click on the Mortgage link, and go to
statements/documents.
Dort Federal’s Student Loan Program Picks Up
Where Federal Student Aid Leaves Off
A Student Loan from Dort Federal covers:
Tuition • Room & Board • Books • Laptops
And other expenses related to getting the education you deserve!
Take the first step and complete your Free Application for Federal Student Aid (FAFSA).
Then, after you have your approval, complete the Dort Federal free student loan application
online at www.dortonline.org/studentloans. We’ll help ensure that you have the funds you
need to pursue your education!
Dort Federal’s
Student Loans offer:
•C
ompetitive Interest Rates.
And, get even lower rates with
good grades.
•3
0-Day No-Fee Return Policy
allows you to cancel the
loan if you find a better option.
•N
o Cosigner Required for
Juniors and Seniors. Creditworthy
students can apply on their own.
You can borrow as little as
$2,000 or as much as $30,000 per
academic year.
Get a 1 percent interest rate
reduction when you repay 10 percent
of your loan. While in school, you
can make the interest payment
per month, or choose a deferred
option and you pay just $25 a month.
BORROW
as littlE as
$2,000
or as much as
$3 0 , 0 0 0
In order to apply for Dort Federal’s student loans, you must have already applied with FAFSA. To ensure your
FAFSA application gets processed online, request your FAFSA PIN now, go to www.pin.ed.gov. Remember, you
will use your PIN to re-apply for Federal financial aid each year, so don’t lose it!
Members Earn $199,743 with
ScoreCard Cash Back… Ready to get the best
mortgage rates around?
T
housands of Dort
Federal Members
are applauding the
ScoreCard Cash Back
program on their
Dort Federal Visa
Platinum Credit
Card. Collectively
they earned $199,743 in ScoreCard
Cash Back in 2012! Enrolled accounts were credited
with their 2012 Scorecard Cash Back Rewards in late
February. Earnings were posted on the Dort Federal
Visa Platinum credit card as a credit. Check your
February statement to see how much you earned, or
view your account on dortonline.org.
ScoreCard Cash Back members are still earning
money with each and every purchase using their Dort
Federal Visa Platinum credit card. You can too! Call us
at 810.767.8390 or 800.521.3796; or visit us online at
dortonline.org to apply.
Safe Deposit Box Rent is
Due March 15th
D
ort Federal will deduct safe deposit box
fees on Friday, March 15th. Safe deposit
boxes are available at all Dort Federal
locations, with the following rates:
Safe Deposit Box Rentals
Price
3x5$15.00
3x10$25.00
5x5$22.50
5x10$40.00
7x10$52.00
10x10$75.00
W
hether you’re a first-time homebuyer, a
seasoned homeowner, up-sizing, downsizing, or refinancing, the experienced staff at Dort
Federal will work with you and make it easy to
choose the right mortgage to suit your needs.
Remember to Check Your
Credit Report Regularly
Mortgage Products for Every Budget and Need
The right mortgage can complement your lifestyle
making it easier to accomplish your objectives
while saving you thousands of dollars over the life
of your loan. Each Dort Federal mortgage option
offers unique benefits, so there’s certain to be one
that will get you where you want to go.
Let our lending specialists find the perfect
mortgage to fit your needs, and your budget!
For more information, call 810.767.8390 or
800.521.3796 and ask to speak with our mortgage
department, log on to www.dortonline.org, or stop
by any location, today!
W
hen was the last time you saw a copy of your
credit report? If it’s been more than one year,
then it’s probably time to take another look.
Through a program set up by the Federal Trade
Commission, you can obtain a free copy of each
report once a year. Consumers can order a free credit
report from all three of the major credit bureaus —
Experian, Equifax, and Trans Union. Order online at
annualcreditreport.com. You can also order your free
reports by phone by calling toll free 1.877.322.8228,
or by writing: Annual Credit Report Request Service,
P.O. Box 105281, Atlanta, GA 30348-5281. You can
order all three reports at one time or stagger your
order over time.
As a member of Dort Federal Credit Union,
you can take advantage of the GreenPath Debt
Solutions program, a free financial education and
counseling program. To use this service, simply
call 1.877.337.3399 or visit them on the web at
www.greenpathREF.com.
First time home buyers,
ask us how you can receive a
$3,000 MSHDA grant!