All Points Bulletin GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION

APRIL 2014
All Points Bulletin
GREATER PITTSBURGH POLICE
FEDERAL CREDIT UNION
1338 CHARTIERS AVENUE
PITTSBURGH PA 15220
PHONE 412-922-4800
~
FAX 412-922-7556
LOAN DEPT FAX 412-458-0812
HOURS: MONDAY –FRIDAY
8:00 am - 4:00 pm
www.pittsburghpolicefcu.com
COME AND CELEBRATE YOUTH WEEK
ANNUAL MEETING
The credit union will be
holding their 79th Annual
Meeting of the Membership on Wednesday, April
23, 2014 at 6:00 pm at
the credit union.
Kids, it’s time to come to the credit union and open
up your credit union savings account. Come and
“Catch the Save Wave” April 20
20-26, 2014, bring
your birth certificate and social security card and
open an account. We will even make your first $5
deposit*. We will have some nifty and fun gifts that
you can “fish” for you when you come in. Youth
under 18 years of age that make a deposit to a current credit union account and anyone under 18 that
opens account will be entered to win other prizes
such as a tt-shirt or a $25 visa gift card. Learn how
to manage your money, save, earn interest, and
watch your savings grow. Your parents have an account here…isn’t it time for you to become an important part of the credit union too?
*accounts must remain open for 12 months or you
forfeit the $5 opening deposit
If you plan to attend, we
ask that you RSVP by April
11, 2014.
No nominations were received and therefore there
will not be an election.
The credit union will have a
free buffet and will auction
prizes to a few lucky winners.
The Board of Directors will
report on the financial condition of the credit union.
Come and meet the Board,
Staff and Supervisory
Committee and visit with
some old friends.
Are your Insurance Costs too High?
Are you tired of paying too much for your car and homeowners insurance?
Are you looking for Term or Whole Life Insurance to fit your needs?
How about Accidental death & dismemberment insurance?
We developed a relationship with esurance, an allstate company. Through esurance, We have insurance products to fit your needs while saving you money. For more information, call esurance at
1-866-751-8035 for a free no-obligation quote to see if you can benefit from any of these great insurance offerings. You can call 24 hours a day!
Is your MEGA bank making you
happy?
FREE
MOBILE
BANKING
We now have Mobile Banking to better serve your
needs!
If you have an I-phone, Ipad, or Android phone (not
windows based), and are
signed up for Home Banking, log into Home Banking
and set-up your FREE Mobile Banking Account today!
Click on “Manage Account”
for the quick and easy instructions and log in today!
We hope that you enjoy this
valuable new free service
and value your feedback.
Are you paying more and more
in fees and charges at your
bank? Open a GPPFCU FREE
checking account.
We do not charge for:

Number of checks written

No balance requirement

First box of checks

Debit card

On-line banking

Bill Pay

Mobile Banking

Statements

Transfers

Overdraft protection

Direct deposits

Use of CU$ ATM’S

ALLPOINT ATM’s
IS YOUR ACCOUNT
UP TO DATE?
The credit union invites you to
update your accounts at the
credit union and to designate a
beneficiary. This requires a visit
to the credit union with proper
identification. Changes cannot
be made by a phone request.
We will have you sign a new signature card to insure that your
account is set-up according to
your wishes. You can designate
one or more beneficiaries on
your account.
We also will make sure that we
have updated your contact information.
We can cash your checks too.
There is no reason not to save
yourself bank fees. We have
been offering services now for
79 years! We can save you money!
Free Notary
services are
available to
members of the credit
union
T w o
6
TH
$ 1 , 0 0 0 . 0 0
s c h o l a r s h i p s
GREATER PITTSBURGH POLICE FCU
ANNUAL SCHOLARSHIP AWARD APPLICATION
____________________________________
MEMBER/APPLICANT LAST NAME
_________________________________________________
FIRST NAME
MIDDLE
_______________ ____________________
DATE OF BIRTH SOCIAL SECURITY #
(LAST 4 DIGITS)
______________________
C.U. ACCOUNT NUMBER
___________________________________
ADDRESS
__________________
HOME PHONE
__________________________________ ________________
CITY
STATE ZIP
________________________________________________________________________________________
NAME OF ACCREDITED EDUCATIONAL INSTITUTION YOU WILL BE ATTENDING IN FALL 2014
_________________________________________ ____________________________ ____________________
INSTITUTION ADDRESS
CITY
STATE
ZIP
_____________________________________________________
ANTICIPATED OR ESTABLISHED MAJOR/COURSE OF STUDY
__________________________________
ANTICIPATED YEAR OF GRADUATION
_____________________________
CUMULATIVE G.P.A.
2014 GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION GUIDELINES
 ALL APPLICANTS MUST BE MEMBERS IN GOOD STANDING
 STUDENTS MUST HAVE BEEN ACCEPTED OR ENROLLED IN AN ACCREDITED UNDERGRADUATE OR GRADUATE PROGRAM AT A COLLEGE, UNIVERSITY OR



EDUCATIONAL INSTITUTION (MINIMUM OF 12 CREDIT HOURS PER SEMESTER FOR UNDERGRADUATE AND MINIMUM OF 6 CREDIT HOURS PER SEMESTER FOR
GRADUATE PROGRAMS) DURING THE FALL SEMESTER OF 2014 TO BE ELIGIBLE.
PREVIOUS G.P.P.F.C.U. SCHOLARSHIP WINNERS ARE NOT ELIGIBLE.
EMPLOYEES, BOARD MEMBERS, SUPERVISORY COMMITTEE MEMBERS AND SCHOLARSHIP COMMITTEE MEMBERS OF GPPFCU AND THEIR IMMEDIATE FAMILIES ARE NOT ELIGIBLE.
CUMULATIVE G.P.A. MUST BE ‘B’ AVERAGE OR HIGHER
______________________________________________________________________
SIGNATURE
_______________________________________
DATE
PLEASE ATTACH THE FOLLOWING TO YOUR PROPERLY COMPLETED APPLICATION:
1)
2)
3)
PROOF OF ACCEPTANCE OR ENROLLMENT IN AN ACCREDITED COLLEGE.
ESSAY OF “WHAT IT MEANS TO LIVE WITHIN YOUR MEANS” (MAXIMUM 250 WORDS)
PLEASE ALSO TELL US ABOUT ANY VOLUNTEER ACTIVITIES THAT YOU CURRENTLY PARTICIPATE IN.
UPON COMPLETION, FORWARD YOUR APPLICATION ALONG WITH ITEMS REQUESTED (1-3):
GREATER PITTSBURGH POLICE FEDERAL CREDIT UNION / SCHOLARSHIP COMMITTEE
1338 CHARTIERS AVE.
PITTSBURGH, PA 15220
ALL APPLICATIONS MUST BE RECEIVED BY MAY 30, 2014
OUR SCHOLARSHIP WILL BE AWARDED BY THE COMMITTEE BY AUGUST 1, 2014
GM Is Offering Incentives to Credit Union Members on Select
Models of New Cars
Go to www.lovemycreditunion.com to obtain a Credit Union certificate to use
at the dealership.
For more information visit us on the web at www.pittsburghpolicefcu.com and
click on “Links” and then “Invest in America”.
APRIL 18—GOOD FRIDAY
MAY 26—MEMORIAL DAY
JULY 4—INDEPENDENCE DAY
JULY 7—FOP KENNYWOOD DAY (CLOSE AT
NOON)
SEPT. 1—LABOR DAY
SERVING YOU DAILY
LOOKING FOR A MORTGAGE?
We partnered with CUC Mortgage to be able to
offer you the mortgage you need at a great rate.
Visit our web site at:
www.pittsburghpolicefcu.com
Click on “Mortgage Center”. You can check the current mortgage loan
rates, apply for a mortgage loan, get a pre-approval, calculate a mortgage
loan payment, and check on the status of your mortgage loan application
in progress. Take advantage of the lowest rates in history and apply today!
Protect Yourself Against Fraud
Here are some strategies you can use to avoid falling victim to fraud and identity
theft.

Review your credit report at least once a year to make sure that no one has
opened an account in your name. You are entitled to a free credit report once
each year from each of the three nationwide credit reporting agencies. Visit our
website “News” section for access to this information.

Monitor your checking and savings accounts regularly for unauthorized transac-
President
Joseph Stotlemyer
Vice President
Dan Schwab
Secretary
Frank Amity
Treasurer
Frank Cunningham
Directors
Jack Bello
Lou Serafini
Tom Woods
Staff
CEO
Karen Janoski
Operations Manager
Wendy Miller
Loan Administrator
Marge Miller
Home Equity
Jess Malaskovitz
Credit Card Coordinators
Jess Malaskovitz &
Margie Miller
Debit Card Coordinator
Jessica Slazinski
Head Teller
Jessica Slazinski
Service Representatives
Judy Marszalek
Sally Steele
Peg Gross—part time
tions.

Educate your children so that they do not give personal information online.
Make sure they only communicate with people that they know. They should never give out their name, address, date of birth, or any other information without
speaking with a parent first. Parents can set privacy controls and restrict access as well.

Shred all documents with personal and financial information including credit
card offers.

Beware of callers claiming to be the credit union. Never give your personal information….remember, we already have it!
COIN
MACHINE
Sorts 3000 coins/minute!
BRING US YOUR
UNROLLED COINS
ONLY 2% FEE
ROLL OVER YOUR HIGH INTEREST CARDS
TO A CREDIT UNION CREDIT CARD
SAVE ON INTEREST CHARGES WITH YOUR CREDIT UNION CREDIT CARD
Credit card convenience doesn’t have to be expensive. Whether you use your credit cards every day or once in a
blue moon, use them wisely to avoid paying unnecessary interest and service charges.
COMPARE CHARGES BEFORE PURCHASING
Choose your credit cards carefully and look closely at the terms because there’s a lot more to credit card costs than
interest charges. You’ll also want to compare grace periods, annual fees, variable rates and transaction fees. We do
not charge an annual fee, a cash advance fee, or a balance transfer fee.
CARRY FEWER CREDIT CARDS
The more credit cards you have, the more charges you’ll pay. Even if you use credit cards frequently, one or two
major credit cards should be enough. Select the credit cards with the best terms, and cancel the others. You’ll have
fewer payments and less interest each month. And, you’ll reduce the risk of credit card theft or loss. If you are carrying balances with several credit cards, switch to a money-saving credit union credit card, pay off your other card
balances, and start reducing interest charges right away.
SAVE, BORROW, ENJOY AT YOUR CREDIT UNION.
BALANCE TRANSFER AUTHORIZATION FORM
I (We) request that the Credit Union make payment(s) to the payee(s) and in the amount(s) as designated below. I
have enclosed the statement and payment envelopes for the accounts listed below. I(We) acknowledge that this
transaction will be handled as a Cash Advance on my (our) credit card. I(We) understand that this is my (our) responsibility to pay payee(s) according to the payee’s normal payment schedule and I(we) will be responsible for
any late payment charges. I(We) also understand that the total payoff amount on these cards cannot exceed
my (our) available line of credit.
PAYEE________________________________________ Amount$_______________
ACCOUNT NUMBER __________________________________________________
ADDRESS ____________________________________________________________
SPECIAL
3.99% APR
LIFE OF BALANCE
PAYEE________________________________________ Amount$_______________
ACCOUNT NUMBER __________________________________________________
ADDRESS ____________________________________________________________
TRANSFERRED
PAYEE________________________________________ Amount$_______________
ACCOUNT NUMBER __________________________________________________
ADDRESS ____________________________________________________________
April 1st
LIMITED
TIME
OFFER
To
June 31, 2014
_______________________________________________________________________
Applicant’s Signature (Required)
Date
Co-Applicant’s Signature (Required if applicable)
Date
Account Number _________________________________ Expiration Date ____________
Please return to your Credit Union
APPLY TODAY
Greater Pittsburgh Police FCU
1338 Chartiers Ave.
Pittsburgh, PA 15220
412-922-4800
CAR LOAN SPECIAL
FINANCE YOUR NEW OR USED AUTO
GET A $50 VISA GIFT CARD
AND YOU WILL BE ENTERED TO WIN
A $500 VISA GIFT CARD
We have great car loan rates. Finance your new or used auto and we will
give you a $50 Visa Gift Card*. You will also be entered to win in a
grand prize drawing for a $500 Visa Gift Card. This special is valid until
June 30, 2014. Apply online www.pittsburghpolicefcu.com, click on
“Loan Application” to apply. Fax two current paystubs to the credit union loan department along with your sales agreement to 412-458-0812.
*You must finance the loan for a full 12 months. Failure to do so, will
result in the gift card prizes being added back onto your loan with your
loan payoff.
DIVIDENDS
POSTED
3/31/2014
REGULAR SHARES
$0.00—$99.99
0% APY*
$100.00—$4,999.99
0.25% APY*
$5,000.00-$19,999.99
0.50% APY*
$20,000.00 and over
0.75% APY*
Certificates
$500.00 Minimum
$50,000.00 Maximum
6 months
12 months
36 months
Visit our web site @
www.pittsburghpolicefcu.com
for current rates.
*Annual Percentage Yield
DID YOU KNOW?
Greater Pittsburgh Police Federal Credit Union was ranked
in the top 20 of Largest Pittsburgh-Area Credit Unions.
(based on 2012 assets’)
Hand-selected great cars.
To find a car sales location near you, call 1 800 car sales or visit
enterprisecarsales.com.
Online inventory of over 5,000 vehicles nationwide. New cars are added every day!
IS YOUR ACCOUNT INACTIVE?
If your share savings or checking account has been inactive for several months, you may eventually
be charged an Inactive Account Fee. Your account is inactive after 12 months without a transaction
such as a deposit or withdrawal to the account. We will not assess a fee unless your account remains inactive for 36 months. The fee assessed is $5.00 at year 3, 4 & 5. If your account remains
inactive for a period of 5 years, we are then required by law to relinquish your funds to the state of
Pennsylvania and close your account. You can avoid the inactivity fee by making regular deposits
into your account (or at least once a year). We offer Direct Deposit and Payroll Deductions/
Deposits for your convenience.