IMPORTANT PROMOTIONAL INFORMATION
Transcription
IMPORTANT PROMOTIONAL INFORMATION
IMPORTANT PROMOTIONAL INFORMATION Store Instructions: 1. If the sales receipt prints the promotion period and APR, staple it to this Important Promotional Information document. If the sales receipt is not available or does not print the Promotion Period and APR, fill out the information on the reverse side. 2. Provide this Important Promotional Information document to the customer, with the sales receipt stapled to it if available, prior to requesting the customer’s signature. With Payment Deferred Interest No Interest if Paid in Full Within Promotional Period No interest charges will be assessed if the promotional purchase balance is paid in full within the Promotion Period stated on the attached sales receipt or the reverse side of this document. If the promotional purchase balance is not paid in full by the end of the Promotion Period, interest will be imposed from the date of purchase at the Purchase APR shown on the attached sales receipt or the reverse side of this document. Minimum monthly payments are required. Making only the minimum payments required by your monthly statement may not pay off the promotion within the Promotion Period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional purchase. Equal Payment/No Interest No interest will be assessed on your promotional purchase balance until promotion is paid in full. Equal monthly payments are required and will be equal to the initial promotion purchase amount divided by the number of months in the Promotion Period stated on the attached sales receipt or on the reverse side of this document. The equal monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Regular account terms apply to non-promotional purchases. Fixed Payment/Reduced APR Interest will be assessed on your promotional purchase balance from the purchase date at the 9.99% Promotional APR until promotion is paid in full. Fixed monthly payments are required, and will be calculated as follows, based on the number of months in the Promotion Period stated on the attached sales receipt or on the reverse side of this document: On 12 month promotion – the fixed monthly payment will be 8.7911% of initial promotion purchase amount; on 24 month promotion – 4.6140% of amount; on 30 month promotion – 3.7807% of amount; on 36 month promotion – 3.2262% of amount; on 48 month promotion – 2.5358% of amount; and on 60 month promotion – 2.1242% of amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if this was a non-promotional purchase. Regular account terms apply to non-promotional purchases. Not all promotions are available at all stores. Offers are subject to credit approval. Please visit mysynchrony.com to view account information or make payments. 184-119-00 (08/2014) DI/NI/Reduced APR 9.99% 0211922 COMPLETE THE FORM BELOW WHEN THE SALES RECEIPT DOES NOT PROVIDE THE PROMOTION PERIOD AND APR OR WHEN A SALES RECEIPT IS NOT AVAILABLE. Store Instructions: To obtain the information below, call Client Services, select the Authorization option and choose AUTHORIZATION or SALE as applicable. You will need the cardholder account number, transaction amount and promotional transaction code to complete your request. Complete all fields below, have the customer sign this document and then attach it to any other customer sales documents. Check One Payment Type: Check One Interest Type: q With Payments q Deferred Interest q Equal Payments q No Interest q Fixed Payments q Reduced APR Promotion Period: Promotion APR: Purchase APR: ___________________ (minimum 6 months) _________________% q Check if variable* _________________% q Check if variable* * If this rate is variable, the rate varies with the market based on Prime Rate. $ Print Cardholder Name Cardholder Signature Date Amount of Purchase Last 4 digits of account number Your signature on the attached receipt and/or this form acknowledges that you have received and/or placed an order for goods and/or services from a Synchrony Bank merchant. You hereby agree to perform the obligations set forth in your Cardholder Agreement with Synchrony Bank. For an in-home sales transaction, you acknowledge that seller has provided you with both oral and written notice of your right, as buyer, to cancel this transaction. See IMPORTANT PROMOTIONAL INFORMATION on the reverse. Store Instructions: Please make a copy for your records when giving this original document to the customer. 184-119-00 (08/2014) DI/NI/Reduced APR 9.99% 0211922