Emphasis: Financial Services

Transcription

September 16-22, 2016, Vol. 9, Issue 38
Emphasis:
Financial
Services
FTN opens its first bank branch
in a decade; BofA's Mike Frick
discusses his 10-year tenure in
Memphis; and SEACAP marks 15
years. Pages 16-18
•
SHELBY
•
FAYETTE
•
TIPTON
•
MADISON
Hospitable
Market
Memphis hoteliers enjoying
strong performance, healthy
development pipeline P. 20
Housekeepers Brittany Batts, left, and Regina Raglin prepare rooms at Hotel Napoleon for guests in the run-up to its grand opening.
GRIZZ UNVEIL
MLK UNIFORMS
BROOKS OPENS
CLOAR EXHIBIT
"MLK50 Pride"
uniforms debut on
Jan. 15. P. 24
Carroll Cloar Gallery
opens to the public
Sept. 24. P. 19
•
•
DIGEST: PAGES 2-5
(Memphis News/Andrew J. Breig)
RECAP: PAGE 10
CROSSWORD: PAGE 37
ALMANAC: PAGE 38
EDITORIAL: PAGE 38
A Publication of The Daily News Publishing Co. | www.thememphisnews.com
www.thememphisnews.com
2 September 16-22, 2016
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Get news daily from The Daily News, www.memphisdailynews.com.
First Horizon Exec Tapped
As Chair of Bankers Council
The American Bankers Association has
appointed Bryan Jordan – the chairman,
president and CEO of First Tennessee
Bank’s parent company First Horizon National Corp. – as chairman of its American
Bankers Council for the 2016-2017 membership year.
The council is the ABA’s banker-driven
peer group for midsize bank chief executives. The group provides feedback and
direction to the ABA on regulatory and legislative issues critical to midsize banks. And
the council participates in regular meetings
with peers to exchange information and
share best practices on issues affecting
their banks.
Before his current role with First Horizon, Jordan held leadership positions,
including CFO at First Horizon and CFO
at Regions Financial Corp. in Birmingham,
Ala.
– Andy Meek
International Burger Chain
To Join Highland Strip
Burgerim, an Israel-based fast-casual
restaurant chain that specializes in “gourmet” mini-burgers, fries and salads, will
open on the Highland Strip in the University District.
Construction on the 1,300-square-foot
space at 569 S. Highland St. will begin
before the end of the year, landlord Loeb
Properties announced Thursday, Sept. 15.
Burgerim’s main entrance will be located on Highland Avenue with access to the
newly created Highland Strip parking lot.
Burgerim began franchising its miniburger restaurant concept in 2011. It
currently has more than 80 franchised
locations, with stores operating or soon
to open in the United States, Europe and
Asia, according to the company’s website.
– Madeline Faber
New Program Aims to Help
Homeless, Reduce Blight
Memphis Mayor Jim Strickland and
the Hospitality HUB are partnering on a
program that seeks to help homeless individuals by providing opportunities to clean
up blight and litter in the city.
The program, which was announced
Wednesday, Sept. 14, is modeled after a
partnership in Albuquerque, New Mexico.
It will be administered by the Hospitality
HUB, a nonprofit hospitality, counseling
and resource center for the homeless.
Under the partnership, the Hospitality HUB will transport job-seeking panhandlers to cleanup sites throughout the
city twice a week, where they will work to
reduce urban blight. Workers are provided
with food, a day’s wages ($9 an hour), and
additional services and counseling as
needed.
The partnership will start as a pilot
program this fall, with plans to make it permanent in the coming years. It is budgeted
at $140,000 this year. Much of the funding
will come from the city’s Division of Public
Works. Donations from the Downtown
Memphis Commission and the
Memphis Convention & Visitors Bureau
are helping fund the initiative, and the
Hospitality HUB is also working with First
Presbyterian Church and Calvary Episcopal
Church.
The goal is to sustain the program in
coming years using private support. Those
wishing to support the initiative can visit
ioby.org/project/work to make a donation.
– Daily News staff
Memphis Airport Receives
$2.4M Emissions Grant
The Memphis-Shelby County Airport
Authority has received a $2.4 million federal grant from the U.S. Department of
Transportation’s Voluntary Airport Low
Emissions program to support initiatives
to reduce airport emissions.
“As the FedEx ‘Super Hub,’ Memphis
International Airport is the second-busiest
cargo airport in the world,” said U.S. Rep.
Steve Cohen in a statement. “This federal
funding will help ensure that the airport can
continue serving travelers comfortably and
cargo efficiently while protecting our environment for Memphians who live nearby.”
– Madeline Faber
Ikea Finishes Installing
Solar Panel Roof
Ikea has completed construction on
the solar panel roof at its Memphis store.
Once the store opens this fall, it will house
the state’s largest rooftop array under commission.
The store’s 250,675-square-foot solar
array consists of 4,424 panels that produce
2 million kilowatt hours of electricity, which
is enough to provide electricity for 205
homes annually.
Ikea worked with Atlanta-based Hannah Solar in the solar array’s development,
design and installation. Linkous Construction is handling the site work and construction of the 7900 Ikea Way location.
The Ikea Memphis location marks
Ikea’s 44th solar project in the U.S., contributing to a total generation goal of more
than 40 megawatts.
– Madeline Faber
20 Tigers Basketball Games
To Be Televised Nationally
The 2016-17 Memphis men’s basketball
season, the first under new head coach
Tubby Smith, will feature 20 games played
on national television, including one on
CBS, four on ESPN/ESPN2, four on ESPNU,
four on ESPNews, and seven on CBS Sports
Network.
The first nationally televised game of
the season will be on Nov. 25 in Destin, Fla.,
when the Tigers take on Providence on CBS
Sports Network in the opening round of the
Emerald Coast Classic.
The program’s game on CBS follows
on Dec. 17 when Memphis travels to Okla-
September 16-22, 2016 3
weekly digest
homa to play the Sooners. The Tigers have
four ESPN/ESPN2 flex games, including
Jan. 5 against UConn, Feb. 16 at UConn,
Feb. 23 at Cincinnati and March 4 at SMU.
– Don Wade
COGIC, First Tennessee To
Offer Financial Counseling
The Church of God in Christ’s world
headquarters at Mason Temple in Memphis will soon be home to free financial
literacy counseling for consumers, small
business leaders and entrepreneurs, courtesy of First Tennessee Bank.
First Tennessee will provide a fulltime, on-site Operation HOPE financial
counselor who will offer seminars and
one-on-one counseling on credit and
money management for consumers and
entrepreneurial training for startup small
businesses. The counselor will be available
to COGIC congregation members and the
public at the Lelia Mason Museum on the
grounds of the Mason Temple.
Hours will be established in partnership with the church, and the workshops
and counseling sessions will begin in early
2017. First Tennessee has made a fouryear commitment to provide the financial
counseling.
– Andy Meek
Tennessee Gov. Bill Haslam this week
recognizing the business statewide on
Saturday, Sept. 17
As owner and founder of Memphis
Recording Service and Sun Studio, Phillips
recorded, produced and helped launch the
careers of artists Elvis Presley, Carl Perkins,
Johnny Cash, B.B. King and others. From
Memphis Recording Service/Sun Studio,
Phillips founded Sun Records and in 1960
opened his namesake recording studio on
Madison Avenue.
In recent weeks it was announced the
Phillips family will partner with Graceland
to include a Sam Phillips exhibit in the $45
million “Elvis: Past, Present and Future”
entertainment complex that’s replacing
Graceland Plaza.
The Phillips family also announced a
partnership between Sam Phillips Recording Service and FAME Studios for a Charlie
Rich tribute album slated for release this
fall.
Downtown Multifamily
Properties Sold to REIT
Alpha Residential Trust LLC, a Pittsburgh-based real estate investment trust,
has purchased three multifamily buildings
in Downtown’s South End. The properties
include Printer’s Alley Apartments at 345
and 347 S. Front St. and Cabinet Shop Lofts
at 436 S. Front.
At its Tuesday, Sept. 13, meeting, the
Center City Revenue Finance Corp. approved a measure that would allow Alpha
to gain the benefits of a payment-in-lieuof-taxes incentive previously granted to
developer Vince Smith.
– Madeline Faber
St. Jude Unveils Renovated
Patient Care Floors
Three floors are opening this month
in the Kay Research and Care Center at St.
Jude Children’s Research Hospital, each
comprising 17 patient and parent rooms.
The three inpatient floors in the Kay
Center – named for St. Jude supporter Kay
Jewelers, which made a $50 million commitment to the hospital last year – each
have a unique theme: nature, the ocean
and outer space. A 90-foot “journey wall”
on each floor also reflects the theme and
offers interactive areas for patients.
Among the other details: A lighting system lets patients adjust their room lighting
to different colors. An “imagine room” on
the fourth floor features a large interactive
screen that covers one wall and curves into
the ceiling, plus cinema chairs and a stage
area allow patients to watch videos, talk
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Taylor to Head Beale Street
Merchants Association
The new director of the Beale Street
Merchants Association will also work for
Caissa Public Strategy in a partnership
between the marketing firm and the merchants in the entertainment district.
Ken Taylor was named the new director on Monday, Sept. 12, by the board of
the organization that includes tenants and
business owners on Beale.
Taylor has led political and advocacy
campaigns locally and nationally. He’s
served as director of operations at a local
charter school and as a state training education manager.
“A strong Beale Street helps ensure
a strong Memphis,” Taylor said in a
statement. “More than 5 million people
visit Beale each year, and I look forward
to working with the merchants and all of
their partners to ensure that everyone who
comes to Beale has an exciting, enjoyable
and safe experience.”
For Caissa, this position means continued growth of their leadership team and
increased involvement in the community.
“We at Caissa are excited to grow our
relationship with the Beale Street Merchants Association,” said Caissa CEO Brian
J. Stephens. “With Ken’s leadership and
stop-at-nothing drive, we look forward to
seeing him do all that it takes to continue to
see Beale Street prosper and thrive.”
– Bill Dries
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Phillips Recording Service
Recognized on Anniversary
Sam Phillips Recording Service is getting a statewide shout-out on the 56th
anniversary of its opening.
Halley Phillips, granddaughter of the
Sun Studio founder and current producer/
partner of Sam Phillips Recording Service,
was presented a proclamation issued by
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weekly digest
Shadyac Does Duck Walk
McNeil and South Willett streets. It names
El Mezcal, T-Mobile and The UPS Store
among its tenants.
The Shelby County Assessor most recently appraised the property at $657,400.
In conjunction with the purchase, the
buyers filed a $900,000 trust deed through
Bank of Bartlett. The loan matures on Sept.
2, 2031.
– Madeline Faber
Hooks Institute Adds New
Director of Development
ALSAC president and CEO Rick Shadyac served as honorary duckmaster at The Peabody’s 147th anniversary celebration this week, where he was also inducted into the Duck Walk Hall of Fame. At the ceremony, Peabody Hotels & Resorts
president Doug Browne announced a campaign to raise $1 million for St. Jude through various means, including collecting
coins from hotel fountains and selling St. Jude-themed menu items.
The Benjamin L. Hooks Institute for
Social Change at the University of Memphis
has added a director of development. Tiffany Legington Graham joined the staff to
serve in the newly created role, specifically
focused on building relationships with individuals, corporations and foundations in
support of the institute’s highest priorities.
Before relocating to Memphis from
Charlotte, N.C., in April, Graham served
in chief development officer roles at the
Levine Museum of the New South and the
Harvey B. Gantt Center for African-American Arts+Culture. In both of these roles, she
provided strategic leadership in developing
philanthropic relationships throughout
the Southeast in support of the museums’
programmatic priorities. Graham started
her career in retail strategy consulting,
leveraging key relationships with C-level
executives to drive multimillion-dollar
business development, supply chain and
process improvement initiatives.
– Don Wade
with friends and family via Skype, enjoy
interactive light displays and more.
Each inpatient floor also has a dedicated chaplain as well as its own conference room, emotional recharge room, staff
lounge and family lounge.
The fourth floor includes a room
designated for preteens. Outfitted with
televisions, video games and more, it’s
meant to help patients escape the hospital
environment and relax with friends. On the
fifth floor, there is a teen room for teens 15
years or older.
– Andy Meek
American Queen Adding
3rd Boat to Cruise Fleet
The Memphis-based American Queen
Steamboat Co. plans to add a third boat to
its Mississippi River fleet next year.
The company made the announcement
Tuesday, Sept. 13, in a New York meeting
with travel writers.
The American Duchess is a converted 340-foot casino boat that American
Queen’s parent company HMS Global
Maritime bought in August.
The four-decker will carry 166 passengers in 83 suites and it will operate yearround on the upper and lower Mississippi
River, including nine-day voyages between
Memphis and New Orleans.
The interior of the Duchess is being
overhauled and a working paddlewheel
installed as part of the renovations.
The American Queen is the world’s
largest steamboat, with Beale Street Landing as its home port since the boat was
overhauled in 2011. At the time, it was the
only overnight river cruise boat on the
Mississippi after the river cruise industry
collapsed twice.
American Queen added an American
Empress boat in 2014. And other cruise
ship lines have included stops at Beale
Street landing.
– Bill Dries
Trio of Industrial Properties
Sells for $9.6 Million
Three industrial properties in southeast
Shelby County have sold for $9.6 million.
In a Sept. 8 warranty deed, Colfin Cobalt I-II Owner LLC sold its holdings at the
Malone Distribution Park to O’Donnell
Memphis E-Commerce Distribution Center LLC.
The purchase includes a 150,000-squarefoot warehouse on 8.2 acres at 4366 Malone
Road, a 232,500-square-foot warehouse on
13.4 acres at 4436 Malone and two acres
of vacant land at 4260 Malone Road. The
properties, which are located on the east
side of Malone south of Air Trans Road,
have a combined appraisal of $6 million.
In conjunction with the sale, O’Donnell
Memphis E-Commerce Distribution Center LLC signed an $8 million mortgage
through UL Holdings NT-II LLC.
Douglas O’Donnell, president of The
O’Donnell Group Inc., signed as the
managing entity for Malone Distribution
Center’s new owner.
– Madeline Faber
U of M Researcher Awarded
Lung Disease Study Grant
Dr. Wilfried Karmaus, professor in the
Division of Epidemiology, Biostatistics and
Environmental Health at the University
of Memphis School of Public Health, has
been awarded a $3.2 million grant by the
National Heart, Lung and Blood Institute
of the National Institutes of Health.
The funded study will aim to improve
early prevention of asthma and chronic
obstructive pulmonary disease.
Intrauterine conditions are critical
for development during childhood, adolescence and adulthood. Researchers will
study whether metabolites, nutrients and
toxins in maternal serum during pregnancy are associated with methylation
at specific sites in the genomic DNA in
blood cells collected after delivery. Then
they will test whether the methylation of
these genomic sites is associated with lung
growth between the ages of 10 and 18, and
a decline at 26.
“In the future, this will allow us improve
intrauterine conditions to prevent lung
diseases,” said Karmaus.
Karmaus, Hongmei Zhang and Su Chen
of the University of Memphis will collaborate with Michigan State University; the Isle
of Wight Asthma and Allergy Centre, the
University of Southampton and the University of Bristol in the United Kingdom;
and Hokkaido University in Japan.
– Don Wade
Union Plaza Retail Center
Sells for $1.3 Million
A Midtown shopping center has sold
for $1.3 million.
Balvinder Kumar and Jatinder Sharma
purchased the center at 1492 Union Ave.
from Union Plaza LLC in a Sept. 6 warranty deed.
Built in 1942, the 7,710-square-foot
Class A center is situated on 0.4 acres on
the north side of Union between South
Memphis Violent Crime
Dips in June and July
The major violent crime rate for Memphis remained slightly up compared to
the first seven months of last year, but that
trend has started to dip in recent months,
according to data from Operation: Safe
Community.
In June and July, there were 2,126 major
violent crime incidents countywide, compared with 2,386 crimes in June and July
of 2015. In the city of Memphis, significant
drops in robberies and aggravated assaults
led to 12.8 percent decrease in overall violent crime during the same period.
Major violent crime, which includes
murder, rape, robbery and aggravated assault, is up 1.3 percent in the city of Memphis year to date.
The reported murder rate continued
to be significantly above last year’s figures.
Murders rose 45.3 percent year to date
compared to the same period in 2015.
Major property crimes are on the decline. Year to date, crimes such as burglaries and auto thefts dropped 4.3 percent
compared to 2015.
The domestic violence crime rate decreased 3 percent over last year.
“After some tough months in the earlier
part of the year, we are now seeing a drop in
both the raw number and rate of reported
robberies and aggravated assaults,” said
Amy Weirich, Shelby County district attorney general and chair of Operation: Safe
Community.
“Because of the sheer volume, those
categories tend to drive the major violent
crime rate. Murders are still significantly
above last year, which I know remains a
September 16-22, 2016 5
major concern for both the Memphis Police
Department and Shelby County Sheriff’s
Department,” she added.
– Madeline Faber
Pinnacle Financial Expands
Team in Memphis
Pinnacle Financial Partners has added
a few new professionals in Memphis.
Tiffany Burton has joined the bank as a
merchant services adviser. She comes most
recently from Elavon Merchant Services,
where she served as an account executive
for Regions Bank and a regional account executive in the Memphis and Germantown
areas for First Tennessee Bank.
Johnny Thompson, meanwhile, is a
service specialist for Pinnacle’s Wolf River
Parkway office. Before joining Pinnacle, he
spent 15 years with First Tennessee Bank,
where his roles included serving as a senior
teller, operations manager and financial
services representative.
– Andy Meek
Paint Memphis Event
Scheduled for Oct. 1
Public art festival Paint Memphis is
set to return to the Wolf River floodwall
at North Evergreen Street and Chelsea
Avenue.
Last year, national and local artists descended on the 0.3-mile stretch of concrete
to work on Memphis’ longest mural. That
work continues on Oct. 1 when 140 artists
will cover both sides of the floodwall with
original art. The Paint Memphis event
grows out of the Soul Food collective,
which was founded in 2006 with the goal
of bringing artists from around the world
to Memphis to collaborate and expose the
city to graffiti art.
“I started Paint Memphis because I
wanted everyone of any socioeconomic
class, neighborhood, ethnic group, age or
gender to have access to public art,” said
Paint Memphis founder Karen Golightly,
a literature professor at Christian Brothers
University.
Paint Memphis is backed by the Arts
Memphis and the Tennessee Arts Commission. The event takes place from 10
a.m. to 5 p.m.
– Madeline Faber
Memphis Medical Society
Names New Executive VP
The Memphis Medical Society has
tapped Clint Cummins as its new executive
vice president.
Cummins will fill the vacancy created
by the departure of Michael Cates, who will
retire at the end of September after 31 years
with the organization.
The selection of Cummins was made after a regional search and selection process
involving a search committee comprised
of five physicians. Final approval for Cummins' hire came from the medical society's
board of directors.
Cummins’ career has included more
than 12 years of experience in executive
planning, administration, communications
and marketing in the nonprofit sector. He
was employed for more than six years at
the American Cancer Society, serving in
the positions of corporate systems director,
major gifts officer, senior director, partner
relationships and as vice president, corporate and distinguished partners.
Cummins was also annual fund manager for Ronald McDonald House Charities
of Memphis and an associate director for
organization development for Kappa Alpha
Order at the National Administrative Office
in Lexington, Virginia.
weekly digest
GTx Reports Advance In
Enobosarm Clinical Trial
Southern College of Optometry, one
of the founding tenants of Crosstown
Concourse has begun its seven-figure
buildout. Grinder, Taber & Grinder recently
filed a $1.2 million building permit for
interior build out of shell space for SCO’s
new home.
SCO will operate an eye clinic at Crosstown in partnership with Church Health.
Both will run an eye clinic out of the same
shared space.
For the first time, SCO optometric
physicians, students and interns will work
side-by-side with family practice residents
and medical physicians to provide coordinated health care.
Memphis-based GTx Inc. has announced the achievement of the Stage 1
milestone for the 9 mg cohort of its Phase
2 clinical trial of enobosarm to treat breast
cancer. It is being tested to treat women
with advanced, estrogen receptor positive,
androgen receptor positive breast cancer.
A pre-defined number of patients
demonstrated clinical benefit per protocol,
allowing the clinical trial to advance to the
second and final stage. GTx said it expects
to provide an update on Stage 1 of the
second, 18 mg cohort in the clinical trial
once there are sufficient patients to assess
clinical benefit in this cohort. The company
anticipates reporting Stage 1 data from the
clinical trial in the fourth quarter of 2016,
according to a release.
The multinational Phase 2 clinical
trial will assess the efficacy and safety of
orally administered enobosarm in up to
88 patients who will receive orally administered enobosarm (9 mg or 18 mg) daily
for up to 24 months. The two cohorts will
be treated independently for the purpose
of assessing efficacy. The lead investigator
for the trial is Dr. Beth Overmoyer from the
Dana Farber Cancer Institute and Harvard
Medical School.
Biopharmaceutical company GTx is
working to discover, develop and commercialize small molecules for the treatment of cancer and other serious medical
conditions.
– Madeline Faber
– Andy Meek
SCO Begins Crosstown
Construction Work
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CONTRIBUTORS
R E A L E S TAT E
S E PT E M B E R 16 -2 2 , 2016, VO L . 9, N O. 3 8
Crosstown
Concourse Lands
450-Seat Theater
President & Chairman
P E T E R SC H U T T
General Manager Emeritus
E D RA I NS
Publisher & CEO
E RIC BA R NES
ANDY MEEK
SENIOR REPORTER
Health Care, Banking/Financial Services/Accountants,
Markets & Economy, Small Business
528-5279 | ameek@memphisdailynews.com
MADELINE FABER
Associate Publisher & Executive Editor
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Managing Editor
T ERRY H O LL A H A N
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K AT E S I M O NE
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SENIOR REPORTER
Government, Education, Manufacturing, Agribusiness
528-5277 | bdries@memphisdailynews.com
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AUDIT PENDING
existing community arts organizations, such
as the Memphis Symphony Orchestra which
is considering a family series and other colA 450-seat theater on the Crosstown laborations for the Crosstown Arts theater.
The tenants within the building, such as
Concourse campus will attract national acts
Church Health and the 500-student Crossand boost the local arts scene.
“It’s a really important priority for Cross- town High School, will be able to use the
town Arts that everything we do is additive theater for assemblies.
LRK’s design for the 28,000-square-foot
and not directly competitive, and our hope
is the same for this theater,” said Todd building is notable for its flexibility with eleRichardson, co-director of Crosstown Arts. ments such as a sprung wood floor stage, reThe theater supports one of the pillars tractable seating and a modular open floor
of his vision for Crosstown Concourse, allowing for any number of configurations
which places arts, education and health- from theater-in-the-round to a proscenium
care functions in a mixed-use community. with raked seating.
State-of-the-art acoustic and lightRichardson said the dynamic uses within
the greater 1.5-million-square-foot Cross- ing equipment render the theater welltown Concourse building will sustain the equipped for both national headliners and
state-of-the-art performing arts center on local musicians, Richardson said.
One of those elements is a Digital Cinthe northern edge of the campus.
On Tuesday, Crosstown Arts will go be- ema Package projection system that will
fore the Center City Revenue Finance Corp. provide the local film community with a
to receive an $11 million tax-exempt bond venue equipped to show their work.
“That’s what’s the movie industry is
to fund construction. Following approvals, construction will begin in October and moving towards, so we can show nationally
continue until next November. Crosstown acclaimed art house films as well as MemArts anticipates $1.5 million in revenue from phis-based filmmakers who can screen their
work in the new
space," he said. While it
will certainly
have the largest presence,
Richardson
sees the theater as complementary to the
45,000-squarefeet of contemporary arts
space the organization will
operate within
the Crosstown
Concourse
The newly built theater will complement the 45,000 square feet of building.
contemporary arts space within the Crosstown Concourse building.
T h o s e
spaces include
event rentals and beverage and ticket sales. a visual arts gallery and exhibition space, a
“Nobody needs this all the time. But if listening room for music performances, an
you put multiple organizations in the same artist in residency program for 16 multidisplace that do use it and will support col- ciplinary artists and a shared art lab where
laborative programming, then it becomes anyone can access equipment such a digital
lab, print shop, small recording studio and
economically feasible,” Richardson said.
Crosstown Arts, the nonprofit respon- a metal and woodshop.
Crosstown Arts will also opersible for the management of the greater
Crosstown Concourse, will hold its own pro- ate a family-style café within the buildgramming in the theater. For the past couple ing. The seating is communal and the
years, Memphians have had a glimpse of menu is limited with only one or two dishes
Crosstown Arts’ vision at its gallery space available each day.
"What we strive to do is offer spaces
at 422 Cleveland St., which is used as an
affordable exhibition space for community that have very low barriers to showcasing
your work, so we have spaces that are very
art and performances.
Richardson said the small gallery will affordable and accessible, and then middle
maintain its presence on Cleveland, but of the road spaces and higher end spaces
building a larger theater will allow for the that can attract really high quality national
organization to attract music and film acts acts if you will, whether art or music, and
from across the country. The theater will the theater is really one more level of all of
also provide another mid-sized venue for that," Richardson said. mfaber@memphisdailynews.com
PHOTOGRAPHER
ANDREW J. BREIG
Weekly features, spot news
abreig@memphisdailynews.com
To reach our editorial department, e-mail:
editorial@thememphisnews.com or call: 901-523-1561
The Daily News is supportive, including in some case
being on the boards of, the following organizations:
Literacy Mid-South, Grace St. Luke's Episcopal
School, Wolf River Conservancy, Ronald McDonald
House, Great Outdoors University, Tennessee Wildlife
Federation, Temple Israel, St. Jude's, St George's
Independent Schools, Shelby Residential & Vocational
Svcs, Shelby Farms Park, Calvary & The Arts, Bridges,
Boys & Girls Club of Greater Memphis, Binghampton
Development Corporation, U of M Journalism Dept.,
Chickasaw Council Boy Scouts, Memphis Leadership
Foundation, Junior Achievement, Overton Park
Conservancy, The Cotton Museum and WKNO.
September 16-22, 2016 7
AG R I CU LT U R E
Agricenter’s FFA Field Day Teaches
Students About a Growing Job Market
DON WADE
dwade@memphisdailynews.com
As his students listened to presentations on everything from soil testing and
diagnostic solutions to plot research and
biogenetics to agricultural sales and service, Carol Mason wiped the sweat from
his brow and said that standing in a filed at
Agricenter International was to step foot
into an different world.
“It’s a new experience for them,” said
Mason, a STEM and agriculture science
teacher at Southwind High School who had
brought his students to FFA (Future Farmers of America) Field Day. “We’re getting
them exposed to the opportunities. Most of
them are surprised. They think agriculture
is a tractor.”
Actually, it is still a tractor – just not your
granddaddy’s tractor.
“High-tech tractor, GPS and everything
else,” Mason said.
More than 300 students from in around
the Memphis area attended FFA Field Day
at Agricenter International on Wednesday,
Sept. 14. Companies such as Bayer Crop Science, Helena Chemical Co., and Monsanto
gave presentations.
Eight schools offering agriculture
majors were represented: Alabama A&M,
Arkansas State, Middle Tennessee State,
Murray State, Tennessee State, the University of Arkansas, and the University of
Tennessee-Knoxville and UT-Martin.
“Since 2013, and it has continued on,
there are more jobs than people to fill
them in the agriculture industry,” said Tim
Roberts, director education for Agricenter
International and a UT Extension agent.
Victor Delgadillo, a sophomore at
Southwind, was soaking up the information.
“There’s so much you don’t know that
goes on behind the scenes in farming,” he
said. “You have to use fertilizer, different
soils, there’s climate, water … so much you
don’t realize.”
The same sentiments holds true for the
job opportunities in the agriculture industry. Sure, belonging to FFA still can lead to
a career as a farmer. But the companies at
FFA Field Day are examples of employers
that can offer a college graduate a path
to becoming a lab assistant, a researcher,
an engineer, a sales professional or an attorney.
Agricenter International also has an
intern program that gives students in college or in the summer between high school
and college a chance to learn more about
the industry.
“It’s that time of life when they’re not
sure what they’re going to do,” said Bruce
Kirksey, director of research at Agricenter
International.
And so FFA Field Day was a microcosm
of an internship, a crash course in what the
modern agricultural world really looks like.
More than 300 high school students from Memphis and the surrounding area attended FFA Field Day at Agricenter International
on Wednesday, Sept. 14, exposing students to the myriad ag career possibilities.
(Agricenter International)
“Drones, automated irrigation, even the
greenhouse is automated,” Roberts said.
Of course, some of the students in attendance come with more knowledge than
others. Genesis Lopez, a senior at Kingsbury
High School, had read “Fast Food Nation”
and was admittedly intrigued when a huge
sugar cane harvester rambled past.
“I would love to ride in one of those,”
she said. “But I know I couldn’t drive it. Too
many buttons.”
Makenly Coles was at FFA Field Day
as an ambassador and agriculture major
at Arkansas State. She hails from Strawberry, Ark., population 383, about two hours
northwest of Memphis. Her grandfather
raised Hereford cattle and she plans to go
into poultry management.
“I’m headed into the chicken world,”
she said.
But most of the high school students
Coles and others would speak to at FFA
Field Day don’t have that farming background. Many were city kids who don’t
understand all that happens “from farm to
table,” said Qubie Greer, an ASU academic
advisor.
What they need to know, Greer says, is
that from now until 2020 there are expected
to be 60,000 available jobs in agriculture and
only 30,000 new graduates to help fill them.
Lianne Riles, who is a senior and the
FFA chapter president at Potts Camp High
School in Marshall County, Miss., envisions
a career on the research side.
“Maybe herbicides, pesticides,” she
said.
Even Victor Delgadillo, the sophomore
from Southwind, can now imagine a career
in agriculture as one possibility for his life.
“I really could,” he said. “I like the idea
of nature, growing healthy stuff.”
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8 September 16-22, 2016
L AW E N F O R C E M E N T
Police Response to Protests Requires
‘Balance’ Between Public Safety, Rights
MICHAEL RALLINGS
BILL DRIES
bdries@memphisdailynews.com
Memphis Police Director
Michael Rallings says his department’s response to protests has
to keep a national perspective on
terrorism as well as the potential
for violence.
“You may decide that you are
going to protest not parking on
the grass,” Rallings said during
a Wednesday, Sept. 14, taping of
the WKNO television program
Behind The Headlines. “Some-
one else may come up and have a
weapon and have a more nefarious plan that you’re not party to.
When you get people gathered
and there’s a threat, it’s our job
to stand there and protect people
– protect their right to protest,
protest their right to assemble.”
The program, hosted by Eric
Barnes, publisher of The Daily
News, airs Friday at 7 p.m.
Asked how police at the August candlelight vigil outside
Graceland determined who was
a Black Lives Matter protester
and who was there for the annual
vigil, Rallings declined to comment, citing the possibility of a
lawsuit by protest leaders.
Leaders of the Coalition of
Concerned Citizens, who called
for the protest in Whitehaven,
said later they are preparing a
possible lawsuit that would question the decision to bar those
identified as protesters from
entering the area where the vigil
was taking place. Some of those
barred by police claim racial
profiling was involved.
“There is some pending litigation or could be so I don’t
really want to talk about that,”
Rallings said. “What I want to talk
about is that we had a plan where
we would work with Graceland
to keep that event safe. We had a
number of threats of protest. And
it wasn’t, ‘We’re going to protest.’
It was, ‘We are going to disrupt
the candlelight vigil.’”
Rallings also defended the
beefed-up and more visible
police presence that established
an area between protesters and
those at the vigil.
“We’re on Elvis Presley Boulevard, a major thoroughfare –
we are worried about that. We’ve
seen international and domestic
terrorist attacks,” Rallings said. “I
don’t forget about those things.
We just commemorated the 15th
anniversary of 9/11. The country
has been at 15 years of war. The
threat of international terrorism
is real. The threat of domestic
terrorism is real. The threat of
violence is every present. And
it’s our job to respond to that, to
mitigate that.”
Rallings acknowledged planning the police response to protests is “a balance.”
The July 10 Black Lives Matter movement protest that shut
down the Hernando DeSoto
Bridge across the Mississippi River saw Rallings go on the bridge
to talk most of the thousand or so
protesters off the bridge.
When police with riot shields
and helmets moved a group of
100 or so protesters who refused
to leave after Rallings walked off
the bridge arm in arm with most
of the leaders of the protest,
Rallings was there guiding the
movements of officers almost
step by step.
The result was no arrests and
no clashes between police and
protesters although there was
some tension.
Rallings says he continues to
talk with protest leaders.
“Once you protest, you’ve
got to come to the table and talk
and work out and say, ‘What do
we want, what are the goals, how
do we get there?’” he said. “That
is a process.”
Rallings said 42 percent of
the city’s homicides this year
involve gang members and that
he has talked with other big city
police chiefs combatting a spike
in murders about the factors
fueling the violence, including
a fragmentation of street gangs.
“There are a lot of hybrid
gangs -- a mixture of gang members,” he said. “The traditional
challenges, the traditional responses that we’ve had – we’re
going to have to look at them and
come up with something different to respond to this new type
of environment that we are in.”
Rallings also said amendments to a city ordinance that
would decriminalize possession
of less than a half ounce of marijuana have eased some initial
concerns he had about the proposal by council member Berlin
Boyd, but not his basic objection.
“We have an epidemic of
drugs sweeping the nation,” he
said. “Marijuana probably is not
going to help you outside of that
subculture. We have a heroin
epidemic … so when I talk to
people doing rehab … they talk
about how marijuana gets people
to a tougher drug.”
Rallings said his preference
would be for the council to wait
on final approval of Boyd’s ordinance to see what the Metro
Nashville council does on a similar ordinance it is considering.
FINANCIAL SERVICES
Mortgage Market Up 17 Percent in August
– from about $162 million a year ago to
almost $190 million last month, according
ameek@memphisdailynews.com
to real estate information company ChanBankers like Scott Stafford are watch- dler Reports, www.chandlerreports.com.
July was event stronger, with a little
ing for the Federal Reserve to raise interest
rates soon and, at least for the moment, more than $205 million in volume.
“The summer months were strong
expect the usual mortgage market cooldown heading towards the end of the year. for our mortgage division,” Stafford said.
That’s coming off a particularly busy “New home purchases in the markets we
summer, though. Stafford, the president serve remain robust.”
Collierville-based Landmark Commuand CEO of Evolve Bank & Trust, said his
bank over the last three months has seen nity Bank was in a similar position during
that same time. In the mid-year
some of the largest mortgage volreport Landmark released last
umes in Evolve’s history.
See page 12
At the halfway point of the third for related home month, the bank reported sixsales story.
month earnings up 21.6 percent
quarter, the month of August conover the same period in 2015 and,
tinued that trend.
Purchase mortgage volume in Shelby among the positive signs, an uptick in net
County saw a double-digit percentage gain loan origination.
Landmark president and CEO Jake Farin August fueled again by the now familiar
mix of low rates, more confident borrowers rell allowed himself a bit of optimism, even,
saying “We feel good about the direction
and a comparatively better economy.
August saw a 17 percent gain in pur- we’re headed in 2016.”
The numbers for August would seem
chase volume compared to August 2015
ANDY MEEK
to provide some additional foundation
for that feeling. In addition to volume being up for the month year over year, the
number of mortgages themselves, as well
as the average mortgage amount, saw gains
last month.
Over the two Augusts, the number of
mortgages made jumped from 887 to 1002
last month. Buyers are also increasingly
taking out bigger mortgages. The average
mortgage amount rose during that same
period, from $182,652 to almost $189,000
last month.
Year to date, compared to the same
period in 2015, Shelby County’s mortgage
market is in roughly similar territory. Compared to the 17 percent purchase mortgage
gain in August, year to date through Aug.
31, the increase is 13 percent.
Volume grew from a little more than
1.1 billion from Jan. 1 through Aug. 31 last
year to almost $1.3 billion during the same
span this year.
The number of mortgages likewise
increased (from 6,317 to 6,962). And the
average mortgage amount ticked up - from
$176,968 to $181,546.
TOP AUGUST LENDERS
BY PURCHASE
MORTGAGE VOLUME
Iberiabank
August 2016: $16.8M
August 2015: $8.6M
Community Mortgage Corp.
August 2016: $14.4M
August 2015: $16.5M
Pinnacle/Magna Bank
August 2016: $8.8M
August 2015: $10.2M
Source: Chandler Reports, www.chandlerreports.com
September 16-22, 2016 9
H E A LT H CA R E
Public Awareness, Early Detection
Most Important In Treating Sepsis
MICHAEL WADDELL
Special to The Memphis News
Annually it’s the third-leading killer worldwide behind only
behind cancer and heart attacks.
More than 1.6 million Americans suffer from it each year and
258,000 of them die.
Hospitals spend more than
$30 billion annually to treat it.
Yet few people have even
heard of it.
It is sepsis, a deadly illness
that is spawned by the body's
desperate response to infection
which can lead to tissue damage, organ failure and death.
It normally attacks the lungs,
brain, urinary tract, skin and
abdominal organs.
The infection moves around
in a person’s bloodstream and
will result in complete organ
failure if not treated immediately
with antibiotics and fluids. The
likelihood of death increases by
8 percent every hour that treatment is delayed.
“The big challenge of sepsis
or septic shock is to catch it early,
because if you don’t it is usually
fatal,” said Dr. Mark Miller, a surgeon with Methodist Healthcare.
But early detection is a problem when so few people are even
aware that it exists. So nonprofits, hospitals and survivors have
been making a concerted effort
to raise awareness for several
years.
Those efforts have culminat-
ed in September being named
Sepsis Awareness Month. The
first-ever Sepsis Congress took
place online on Sept. 8-9. World
Sepsis Day was Tuesday, Sept.
13. And New York City declared
Sept. 15 Sepsis Day.
The Sepsis Alliance, one of
the leading organizations in raising sepsis awareness, hosted its
fifth annual Sepsis Heroes gala
on Sept. 15 in New York, honoring people and organizations
who have helped raise sepsis
awareness.
“Our work centers around
public education so we all know
the signs and symptoms of sepsis
and know to seek urgent medical attention if we believe we or
a loved one may have sepsis,”
said Thomas Heymann, executive director of Sepsis Alliance.
“We also work with hundreds of
hospitals to organize education
initiatives to help raise awareness among health professionals.
“The key is to get the patient
to treatment more quickly.”
Common signs and symptoms to look for include fever,
increased heart rate, increased
breathing rate, confusion, pneumonia-like conditions, or problems urinating from kidney
issues.
Quick treatment saved Memphian Jim Howell’s life. Howell,
whose wife is local public relations professional Amy Howell,
went into septic shock in January 2015 a few days after having
an elective, relatively routine
surgery to remove a part of his
colon.
Amy Howell was familiar
with sepsis and suspected her
husband was suffering from it.
So she decided to transfer him
to a different hospital, Methodist
Healthcare.
"Methodist Healthcare has
been a pioneer in early identification and intervention of
severe sepsis,” said Methodist Le
Bonheur Healthcare CEO Gary
Shorb. “In 2007 Methodist designed an electronic sepsis alert
that proved so successful it was
later adopted by a major electronic health records provider
for inclusion in their software
and is now used by hospitals
across the world.”
The combination of technology and clinical practice
resulted in a 43 percent decrease in sepsis-related mortality
over the past decade, helping
an estimated 49 patients every month (nearly 600 a year)
survive sepsis.
“Signs indicating a patient
may have sepsis are minor and
difficult to catch, so the sepsis
alert looks for a collection of
minor things that can point to
a severe problem,” Miller said.
Methodist’s expertise saved
her husband’s life, Amy Howell
said. Still, he spent more than
100 days in the hospital and had
five more surgeries.
His harrowing ordeal included four trips to the ICU,
twice being put on a ventilator,
having a tracheotomy, suffering
a tear in his small bowel, having
his kidneys shut down and requiring emergency dialysis, and
having to wear a colostomy bag
for 15 months.
“He’s recovering and hopefully will not suffer any long-term
damage from the severe septic
shock and the trauma that his
body’s been through over the
past 16 months,” she said.
And she was so inspired by
her husband’s battle to overcome sepsis that she wrote the
third book in her “High Gear”
series: “Healing in High Gear,
Surviving Sepsis: A Guide for
Families, Patients, Caregivers
and Healthcare Providers.”
“Amy's book is an excellent
educational tool about what
you need to know about sepsis
for families facing a similar
situation or for any family facing a lengthy hospital stay,”
said Shorb, who wrote the foreword for the book.
Books like Howell’s and
groups like the Sepsis Alliance
are helping turn the tide. Fiftyfive percent of Americans today
are aware of sepsis, up from only
19 percent in 2003, according to a
recent Sepsis Alliance Awareness
survey. And more than 25 million
more adults now know about the
condition this year compared to
last year.
In addition to awareness,
advocates are also pushing for
stronger hospital protocols. New
York and Illinois are the only
two states with legislated sepsis
protocols in the emergency room
(although many hospitals maintain their own).
“Many other states including
Ohio and Indiana and others
are driving state-wide change
through their state hospital
associations,” Heymann said.
“This will bring change from
those who will be responsible
for implementing the change.”
In Memphis, Methodist has
implemented several protocols
to help early diagnosis.
“Another step Methodist has
taken to catch sepsis early is to
initiate screening for sepsis as
soon as patients walk through
the emergency room door,”
Miller said. “Based on the responses to a series of questions,
several lab tests can be ordered
to determine if a patient has
sepsis. These protocols help us
determine much faster if a patient has sepsis so we can initiate
treatment sooner.”
And while the Sepsis Alliance
continues to hold events to raise
awareness – Sepsis Awareness 5k
walks/runs, Spike Out Sepsis volleyball tournaments and many
other community events – early
detection and treatment remain
a priority.
“We are focused on time to
treatment,” Heymann said. “We
have existing medical protocols
that have proven to be effective
and to reduce mortality by 50
percent or more.”
10 September 16-22, 2016
R E A L E S TAT E R E C A P
Industrial Properties
Sell for $9.6 Million
MADELINE FABER
mfaber@memphisdailynews.com
Map data ©2016 Google
Malone
Distribution Park
MALONE DISTRIBUTION PARK
MEMPHIS, TN 38118
SALE AMOUNT: $9.6 million
SALE DATE: Sept. 8
BUYER: O’Donnell Memphis E-Commerce Distribution Center LLC
SELLER: Colfin Cobalt I-II Owner LLC
LOAN AMOUNT: $8 million
LOAN DATE: Sept. 8
BORROWER: O’Donnell Memphis ECommerce Distribution Center LLC
LENDER: UL Holdings NT-II LLC
DETAILS: Three industrial properties
in southeast Shelby County have sold
for $9.6 million.
In a Sept. 8 warranty deed, Colfin
Cobalt I-II Owner LLC sold its holdings at the Malone Distribution Park
to O’Donnell Memphis E-Commerce
Distribution Center LLC.
The purchase includes a
150,000-square-foot warehouse on
8.2 acres at 4366 Malone Road, a
232,500-square-foot warehouse on
13.4 acres at 4436 Malone and two
acres of vacant land at 4260 Malone
Road.
The properties, which are located on
the east side of Malone south of Air
Trans Road, have a combined appraisal of $6 million.
In conjunction with the sale,
O’Donnell Memphis E-Commerce
Distribution Center LLC signed an $8
million mortgage through UL Holdings NT-II LLC.
Douglas O’Donnell, president of The
O’Donnell Group Inc., signed as the
managing entity for Malone Distribution Center’s new owner.
1492 UNION AVE
MEMPHIS, TN 38104
SALE DATE: Sept. 6
BUYER: Balvinder Kumar and Jatinder
Sharma
SELLER: Union Plaza LLC
LOAN AMOUNT: $900,000
LOAN DATE: Sept. 6
MATURITY DATE: Sept. 2, 2031
LENDER: Bank of Bartlett
DETAILS: A Midtown shopping center
has sold for $1.3 million. Balvinder Kumar and Jatinder Sharma purchased
the center at 1492 Union Ave. from
Union Plaza LLC in a Sept. 6 warranty
deed. Built in 1942, the 7,710-squarefoot Class A center is situated on 0.4
acres on the north side of Union between South McNeil and South Willett
streets. It names El Mezcal, T-Mobile
and The UPS Store among its tenants.
The Shelby County Assessor most
recently appraised the property at
$657,400.
In conjunction with the purchase,
the buyers filed a $900,000 trust deed
through Bank of Bartlett. The loan
matures on Sept. 2, 2031.
8500, 8150 WILKINSVILLE ROAD
MILLINGTON, TN 38053
SALE DATE: Sept. 2
BUYER: Michael Kitay
DETAILS: A California investor has
purchased two Millington retail strip
centers for a combined $4.8 million.
Mitchell Kitay, who lists an address in
West Hollywood, Calif., purchased the
26,720-square-foot retail center at 8510
Wilkinsville Road from Millington Realty Holdings LLC, an entity of Israelbased Faropoint Ventures, according
to a Sept. 2 warranty deed.
Kitay purchased the adjacent
9,360-square-foot center at 8500
Wilkinsville from Wilkinsville Partners LLC in a separate deed the same
day.
The retail centers, which were built in
2008 and 2006 respectively, are situated on a combined 3.5 acres on the
east side of Wilkinsville Road north
of its intersection with U.S. 51. The
Shelby County Assessor of Property’s
combined 2016 appraisal is $3.8 million.
495 N. WATKINS ST.
MEMPHIS, TN 38104
PERMIT AMOUNT: $1.2 million
COMPLETION: First quarter 2017
OWNER: Crosstown Concourse
TENANT: Southern College of Optometry
CONTRACTOR: Grinder, Taber &
Grinder
DETAILS: Southern College of Optometry, one of the founding tenants of
Crosstown Concourse has begun its
seven-figure buildout. Grinder, Taber
& Grinder recently filed a $1.2 million
building permit for interior build out
of shell space for SCO’s new home.
SCO will operate an eye clinic at
Crosstown in partnership with Church
Health. Both will run an eye clinic
out of the same shared space. For the
first time, SCO optometric physicians,
students and interns will work sideby-side with family practice residents
and medical physicians to provide
coordinated health care.
E D U C AT I O N
Crosstown High Misses Out on XQ Grant
BILL DRIES
Crosstown High School, which was
a finalist for one of several $10 million
high school grants awarded by the XQ
Super School Project, was not among the
10 schools to receive a grant from the national school-reform group Wednesday,
Sept. 14.
But plans for the grades 9-12 school
for 500 students continue. Leaders of the
Crosstown High effort had said from the
outset that they would continue to pursue
plans for the school even if they were not
awarded an XQ grant.
“We remain excited about the content
of our application and are hard at work on
making it a reality for our inaugural class
of ninth-graders in 2018,” said Crosstown
High board member Justin Jamerson in a
written statement. “We will continue to
rely on our community for input as the
school’s development continues.”
Jamerson said the group was also
grateful to XQ for “the opportunity this
process has given us.”
The Crosstown group competed with
hundreds of applicants from across the
country for a grant from the nonprofit organization, which counts Laurene Powell
Jobs, the widow of Apple co-founder Steve
Jobs, among its board members.
And Memphis was one of the cities
XQ leaders visited this summer in a crosscountry tour to solicit thoughts from the
public on changing high school culture
and approaches to education.
Initially five grants for $10 million
each were to be awarded. But that was
changed to 10 grants at Wednesday’s
ceremony, which was held in Washington,
D.C., and broadcast on social media.
Three smaller grants were also awarded to several high school proposals to
continue their work.
Most of the 10 schools awarded the
grants Wednesday are existing schools
already in operation.
Crosstown High’s application to be a
charter high school in the Crosstown Concourse development was approved this
summer by the Shelby County Schools
board.
Leaders of the effort, including Christian Brother University, announced last
week the school will open in the 20182019 school year, one year later than
originally planned.
A school of some kind has been a part
of the Crosstown Concourse development
since its inception. Gestalt Community
Schools was an original partner in the
development but bowed out.
Advertise in The Memphis News Contact Leah Sansing @ 901.528.8122
September 16-22, 2016 11
HOUSING
Mason Village To Offer 77 Affordable
Homes At Former Public Housing Site
Mason Village is a $10 million residential development on E.H. Crump Boulevard where the Fowler Homes public housing project once
stood. The two-story townhomes are for large families. Construction begins in March.
(Submitted)
On a hot day in South Memphis, Charles E. Blake, the presiding Bishop of the Memphis-based
Church of God in Christ looked
through several chain link fences
onto open land on both sides of
Mason Street – the street named
for COGIC founder Charles Mason – and said, “We’ve got space
to grow – room to grow.”
A block away at Mason Temple, the international headquarters of the church, church members were preparing for the annual Founder’s Day celebration.
“The Church of God in Christ
is truly committed to the city of
Memphis,” Blake said. “For us
Memphis is sacred ground. We
do not believe we are here by accident but rather by design and
providence.”
The sidewalk gathering Tuesday, Sept. 13, marked the kickoff
of the $10 million project to build
77 townhomes of affordable
rental housing where the Fowler
Homes public housing development stood until its demolition
in 2004.
When church leaders gather
in cooler weather in March to
formally break ground on the
six acres bordering E.H. Crump
Boulevard, it will be a milestone in
a seven-year effort by the church
and the city of Memphis to develop more affordable housing.
The road to larger two and
three bedroom apartments for
larger families to be completed in
March 2018 reflects the difficulty
as the last of the city’s large public
housing projects – nearby Foote
Homes – is being emptied of more
than 300 families.
Foote Homes will be demol-
ished to make way for mixedincome residential development
that includes mixed uses of the
land as part of the larger Heritage
Trails development area.
Mason Village is another part
of Heritage Trails.
Memphis Mayor Jim Strickland said Tuesday the Foote
Homes families are among 700
families moving out of public and
federally-subsidized housing in
the last six months – including
several hundred families leaving
the Warren and Tulane apartments owned by Global Ministries
Foundation.
“They are looking for affordable quality housing,” Strickland
said. “What’s happening now
really helps in that process.”
City Housing and Community Development Director Paul
Young said the relocations “have
been a challenge.”
“Many of these families had
high aspirations of the areas of
the city that they would be able to
move to,” he said. “But when they
got their vouchers, the things that
were going to be used to subsidize
their new apartments, they found
that they couldn’t go to any of the
places they wanted to go. And
some of the places they’ve moved,
they’ve had challenges.”
The city, through capital funding over two fiscal years, is putting
up a $4 million loan toward the
$10 million cost of Mason Village
with the Church’s community development corporation partnering with developer John Stanley
Inc. of Los Angeles on the other
$6 million.
Without the city funding and
low-income housing credits from
the federal government, developer Saki Middleton, the founder
and president of John Stanley Inc.,
said Mason Village and similar
affordable housing developments
wouldn’t be done.
“They depend on their income that they get on an annual
basis. In this case, the income is
low and it’s hard to make money
in that kind of business,” he said.
“It’s a community project and
we sacrificed what we can make
on this project so it can come to
fruition. Communities around the
country have figured it out and I
think the way these things work
is you’ve got to have a publicprivate joint venture. If you don’t
have that it will be very difficult to
deliver this type of housing.”
Strickland took the same position on the private funding piece
of Mason Village.
“We need partners. We need
the church here to partner with
us,” he said. “We have bigger
problems than even this one development can cure but this is a
good step along the way.”
Young cites a recent affordable housing gap analysis for the
Memphis metropolitan statistical area that shows for families
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making less than 50 percent of
the area’s median family income
there are 55 units of housing those
families can afford for every 100
families.
Middleton and his company
have been pursuing Mason Village in some form for seven years.
“It took seven years because
of the fact that we’re applying
for competitive financing, low
income housing tax credits for
affordable housing,” he said.
“That’s a difficult financing
source to obtain. That was our
challenge.”
Meanwhile, the concept of the
development changed.
“It started out with wanting
to do senior housing,” Middleton
said. “We saw the rent burden
families in Memphis were dealing
with as far as not having the ability
to afford to pay rent. We tweaked
our vision and said, ‘Let’s do
families. But let’s not do families
in apartments.’ We first looked at
homes. We looked at the cost and
said that might be difficult.”
The answer was two-story
“walk-ups” as rental units.
“It’s been done before,” Middleton added. “I don’t think it’s
been done like we are doing it.”
12 September 16-22, 2016
R E A L E S TAT E & D E V E L O P M E N T
August Home Sales End Two-Month
Slump As Inventory Remains Tight
MADELINE FABER
After a two-month slump,
home sales in Shelby County
increased 15 percent in August.
There were 1,712 sales recorded in August compared to
1,494 recorded in August 2015,
according to data from real estate
information company Chandler
Reports, chandlerreports.com.
Area realtors say that a late
summer increase in home sales
is normal for the season.
“I think what happens is
people begin their home search
and they want tot get settled before school starts,” said Tommie
Criswell, a Realtor with CryeLeike Inc. and incoming president of the Memphis Area Association of Realtors. “It's getting
longer to get properties closed
these days, so getting properties
closed in August rather than July
makes sense.”
Out of Shelby County’s 33 ZIP
codes, 19 saw increases in overall
sales activity for the month and
19 ZIP codes saw increases in
average sales prices.
Total home sales revenue
is up 16 percent with $279 million for August 2016 compared
to $241 million in August 2015.
Average home sales increased
one percent to $163,061 over the
same period.
Year-to-date home sales are
up six percent and average home
prices are up three percent.
Bishop said that mild price
increases show that the market
isn’t overheating.
“I think that's sort of the way
the Memphis market has always
been,” said Felix Bishop, a realtor with Crye-Leike who sits on
MAAR’s board of directors. “Even
in the run up to the housing
crisis we never saw crazy price
increases. And that’s not the 10
percent or 15 percent home price
increases we see (year-over-year)
in other parts of the country.”
Price increases are expected
with tightened inventory, Bishop
said.
According to data from
MAAR, there were only 5,666
units listed in inventory for August.
“That’s very low inventory,”
Bishop said. “It’s at dead winter
levels, and that's probably going
to lead to more multiple offers
than we're having now, which is
a lot based on what I hear agents
say.”
There could be a housing reprieve later in the year. July home
permits were up 87 percent with
118 recorded for the month compared to 63 recorded in July 2015,
according to Chander Reports.
The ZIP codes of 38002, 38017
and 38133 had the the greatest
amount of new home permits
filed for the month.
Affected by inventory levels, new home sales slipped 12
percent in August. There were
74 home sales compared to 84
recorded last August.
The average price per square
foot for a new home increased
nine percent to $131.40.
“I think that reaffirms where
we are,” Criswell said. “We still,
in my option, have a shortage of
new homes. We don’t see builders with a huge supply of inventory on hand. Basically, there are
few builders that are doing spec
houses. Mostly they’re doing
pre-sale and pulling the permits
as they get the contracts.”
Bishop said that Shelby
County’s decrease in foreclosure sales further indicates the
local economy’s recovery. Every
municipality in the county saw a
decrease in foreclosures except
for Lakeland where foreclosures
were unchanged from last year.
“If the economy improves,
fewer people are going to find
themselves in jeopardy,” Bishop
said. “We're finding fewer and
fewer properties just in general
working their way into the foreclosure mill.”
Overall, foreclosure activity
decreased 43 percent with 154
recorded for August 2016 compared to 272 sales last year.
The average amount of a foreclosed property was $63,315 with
an average tax appraisal value of
$98,096.
Criswell said that the Shelby
County home market is stable
and these trends should continue
into 2017.
“As long as consumer confidence stays strong and interest
rates stay where they are, we
should be able to sustain this
through the next few years.”
September 16-22, 2016 13
R E TA I L
Memphis Making Strides in Attracting
High-End Retailers New to The Market
Trademark Property Co. said its renovation and expansion of The Shops of Saddle
Creek has made it attractive for out-of-town retailers.
MADELINE FABER
Second- and third-tier retail markets
are seeing a resurgence nationally, and
Memphis’ own economic recovery is
garnering attention from out-of-town
retailers.
Among the higher-end retailers preparing for their first local store are Ikea, which
is set to open in the next few months, and
Trader Joe’s and Nordstrom Rack, both
of which are in their early stages and are
expected to open by the end of 2017.
They speak to what Brian Whaley,
a senior associate with CBRE, sees as a
recent trend.
“I'd say the last two to three years
there's been an uptick in the new-tomarket guys compared to even five years
ago,” he said.
Trademark Property Co., the operating
entity for The Shops of Saddle Creek in
Germantown, said that the past two years
have brought about increased out-of-town
interest. Since Trademark announced the
major redevelopment and expansion of the
shopping center in 2014, it has brought on
18 new tenants. Twelve of those tenants,
totaling 36,461 square feet, are new to the
“
Oftentimes Memphis is not
necessarily the first store
for national best-in-class
retailers.”
–Terry Montesi, CEO, Trademark Property Co.
Memphis market.
The most recent tenant announcement came on Sept. 6, when Trademark
reported men’s footwear and accessories
manufacturer Allen Edmonds, home
interiors store Southern Avenue Co., and
lingerie and beauty retailer Victoria’s Secret would all open stores in Saddle Creek.
Both Allen Edmonds and Southern Avenue
are expected to open late this year, while
Victoria’s Secret will open in early 2017.
“Oftentimes Memphis is not necessarily the first store for national best-in-class
retailers,” said Terry Montesi, CEO of Fort
Worth, Texas-based Trademark, which
owns and operates 16 shopping centers
across the country. “When they get to
second-tier primary markets they're really
looking for market-dominant destination
retail locations, and so part of our goal is
to have as many best-in-class retailers in
one place,” he said.
That means that new-to-market retailers like Allen Edmonds, Lily Rain and
Southern Avenue Co. have found a home
in Saddle Creek near other established
stores like Anthopologie, Soft Surroundings and Apple.
Montesi said that while Victoria’s Secret and Sephora are not new to the Memphis market, their location in the Saddle
Creek shopping center will be a huge draw
to attract more best-in-class tenants.
Many of the new-to-market tenants are
drawn to Saddle Creek because they have
an existing location at another Trademark
property, Montesi said. The center’s high
traffic counts, recent renovation and the
average Germantown income level are all
positive selling points that make it a destination for best-in-class retailers.
Shawn Massey, a partner at The Shopping Center Group’s Memphis office, said
that most retailers are not pioneers, so they
want to locate in areas near similar tenants. He said that a stable shopping center
combines national and regional chains
with local tenants. While new-to-market
retailers can be more difficult to secure
at first, that challenge decreases once a
cluster of tenants is secured.
“I think you need a mixture of both
new-to-market tenants to create a unique
shopping experience for a particular center
or project while at the same time bringing
in the best-of-market tenants in the market
to bring stability and comfort,” he said.
Whaley sees Memphis’ growth in
out-of-town retailers as a reflection of
national trends. Many retailers are public
companies who need to expand to boost
stock, and Memphis’ low barrier of entry
can provide that opportunity.
“Obviously these public investors are
wanting the stores to open more and more
locations each year, and as retail is ever
changing and footprints are shrinking as
ecommerce becomes bigger, it gets harder
for them to open up in larger markets
because there's not a lot of vacancy and
the rents are just so high compared to
Memphis,” Whaley said.
Memphis’ economy has improved
post-recession, but that growth has been
slower compared to the rest of the nation,
so local rents are still low.
According to second-quarter data from
CBRE, Memphis’ retail market is seeing a
12.2 percent vacancy with average rates
around $8.44 per square foot. Nearly
550,000 square feet of retail space is currently under construction.
Whaley said that Memphis’ redevelopment of its suburban centers also is
contributing to an increase from outside
the market. Areas like Olive Branch and
the Poplar Avenue corridor are known for
strong traffic counts and tight vacancies.
Out-of-town investors, like real estate
investment trust Seritage Growth Properties, look to redevelop these existing
retail centers into more profitable and
relevant offerings. To that end, Seritage
has demolished the 50-year-old Sears at
the corner of Poplar and Perkins and plans
a 230,000-square-foot retail center to be
anchored by Nordstrom Rack.
“I think an average store here could be
more profitable for a retailer than a really
nice store in a place where they pay astronomical rents,” Whaley said.
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14 September 16-22, 2016
THE TIPPING POINT
Sunkara Keeps Memphis Companies on the Cutting Edge
LANCE WIEDOWER
Memphis stands at the
threshold of incredible possibility. In this series, we introduce
innovative Memphians who are
driving our city forward and forging its future success.
Sridhar Sunkara knows the
challenges small-business owners face. He is one.
Every day presents new obstacles, often unpredictable. As
CEO of eBiz Solutions, Sunkara
brings solutions to his customers’ technology concerns. He
understands their concerns
because he faces many of them
himself.
“I feel happy when I’m helping a small or midsize business
go to the next level,” Sunkara
says. “Being on your own comes
with pros and cons, but helping
them grow I think is the biggest
pro. The biggest con is that you
don’t know what’s going to come
the next day.”
Sunkara suspected his future
path from an early age. On one
hand, an early love of art led him
to study architecture. In 1995, he
traveled from India to attend the
University of Memphis, where he
earned a master’s degree in city
planning.
But there was another side
to Sunkara. When he was a
child, his mind often drifted to
computers. Even while he was
studying architecture and city
planning, he couldn’t shake the
tech itch. So he taught himself to
code and learned the language
of software.
An internship at the Center
City Commission gave Sunkara
his big chance. The organization
didn’t have an IT department at
the time. After creating the first
website for the U of M’s planning
department, Sunkara did the
same for the Center City Commission and eventually managed
its IT infrastructure.
In 2005 Sunkara’s wife started what would become eBiz
Solutions with smaller wordof-mouth projects that quickly
grew. He stayed at the Center
City Commission – later renamed the Downtown Memphis
Commission – until 2012, when
he joined the family business
full time. He is a big believer in
constantly shifting to adapt to
SRIDHAR SUNKARA
changing demands.
“Every year we evolve,” he
says. “That’s our DNA; it’s what
we bring to our clients. Our
differentiator is that our skills
evolve, too. We are at the cutting
edge of technology.”
Sunkara helps other businesses adopt new ways of thinking, including a digital strategy.
He proposes technology solutions that can shape a new
business model for his clients.
(Ziggy Mack)
Lately, he has embraced proximity technology. It’s at the core of
his latest endeavor, ThinkProxi
LLC, which focuses on proximity through beacon technology.
For example, the technology
is used in an app for the Memphis Music Hall of Fame. Visitors
download the app and then use it
at the museum to enhance their
experience.
“We are very customer-centric in our approach,” Sunkara
says. “Everybody talks about it,
but we do it. We think about the
end customer first.”
Sunkara’s path led him to
Memphis because his two brothers were studying at the U of M.
He followed them and stayed, in
part because of the job opportunity at the Center City Commission. Then he fell in love with the
community.
“I wanted to be in the community and be involved instead
of just pointing fingers saying,
‘This isn’t being done,’” Sunkara
says. “There was an opportunity
in Memphis for what I was doing
and thought this was the place
to be.”
Whether it’s with his community involvement or his growing businesses, Sunkara is always
focused on that childhood love
of computers. It’s the skill that
drives everything.
“I think about technology as
my backbone and how I can use
this to help build people up,”
he says.
Sridhar Sunkara is a New
Memphis Fellow driving our
city forward. Learn more at
newmemphis.org.
September 16-22, 2016 15
STARTUP CONFIDENTIAL
Webb: ‘The Most Important Thing is Talent’
what
nuers
entrepre
now
really k
STARTUP
CONFIDENTIAL
Each week this summer, we’ll ask area
entrepreneurs of all kinds about the lessons
they’ve learned in their years in business.
kids in pre-K through 12th grade
and 175 employees.
“Exponential growth, to say
the least,” says Webb.
ROBLIN WEBB
LEANNE KLEINMANN
When Roblin Webb graduated
from Rhodes College with an urban studies major, she knew she
wanted to make a difference, and
working as a civil rights lawyer
seemed like the right way to do it.
So she headed to law school and
grad school at Rutgers, in New Jersey, then came back to Memphis
and got a job at a law firm.
“Ironically enough, I was
working for the law firm that did
legal work for Memphis schools. It
was really interesting, but I always
felt like I was on the wrong side.”
So she left the firm and went to
work for the education nonprofit
New Leaders, New Schools, an
organization that trains principals
to turn around low-performing
schools. The career fit was closer,
but still not quite right.
Then she began coaching the
mock trial team at Middle College High.
“I fell in love with the kids,”
she said.
She also discovered that,
though her students were passing
the TCAP tests with flying colors,
they weren’t scoring high enough
on the ACT to get into the colleges
they wanted.
“I was disheartened because I
felt like we were doing our families and our kids in Memphis a
disservice by schooling them to
believe they were actually ready
for college.”
She still thought she didn’t
want to be a principal. It was
during the year she spent as a
prestigious Building Excellent
Schools fellow in Boston that her
mind began to change. She got
a look at some high-performing
charter schools in the Northeast,
and was startled to see that the
kids in those schools looked just
like the kids in Memphis.
“These were high-poverty
schools, 100 percent black and
brown children, but 100 percent
of them went to college. I thought,
‘If they can do this in D.C. and
New York and Boston, we can
definitely do this in Memphis.”
It was from that belief that
Freedom Preparatory Academy
was born.
The network of what is now
four schools in the Westwood
neighborhood launched in 2009
with one building, 100 sixth-graders and 11 staff. By 2016, Freedom
Prep has slightly more than 1,300
When you got your charter
approved in 2008, is this what
you envisioned?
“God, no! I came to this neighborhood because at the time, the
charter school law was you can
only accept kids that were failing
or coming from failing schools,
and there were no other options
(than failing schools) for families
here. We started here and really
fell in love with the neighborhood.
“Originally, Freedom Prep
was just going to be grades 6
through 12, but then we started
doing really well academically.
Three years in a row we were a
rewards school in Tennessee for
academic growth, in the top 5
percent.
“People started to notice. It
was a necessity to expand and
grow. … I was losing talent.
“We also knew we absolutely
had to do an elementary school, as
much as I was terrified of 5-yearolds. Our kids were coming into
sixth and seventh grade so far
behind academically.”
Do you see yourself as an en-
trepreneur? Did you know that
was your destiny?
“No. I knew I had a passion
for doing something that would
have a closer to equalizing effect
on people of color in poverty. That
has always been my passion. As an
entrepreneur – no. I'm the reluctant leader. But I felt like I needed
to do something more for others
and do more for black people
in our community, especially in
Memphis.”
At what point did you think,
“OK, this is going to work out?”
“Not until this year. Every
year, with growth like this, you experience all types of growth pains.
Not that we don't have them this
year, but they're in areas that are
easier to tackle and are not as
mentally exhausting.
“The sheer amount of talent
that you have to find to grow
this fast … has been difficult, but
exciting.
“Literally everywhere I go
now, everyone is a potential Freedom Prep employee. Everywhere.
This is coming from an introvert.
It takes a lot out of me but it's
worth it because it makes a world
of a difference in the way that the
organization runs and the level of
education that our kids get when
you have good, strong, confident
talent in the building.”
What do you know now that
you didn’t know when you started?
“I know now that the most
important thing is talent, more
than anything in the world. I was
aggressive about recruiting strong
talent; it makes or breaks an organization. I think that's probably
what makes me the happiest and
also what keeps me up at night.
“Also, I definitely didn't know
how hard it was going to be. I
didn't know how ridiculous ...
how much I would work initially.”
What advice would you give
your younger self?
“It would probably be to pace
yourself. Because I did not. I was
at a point, I think in our second
year, when I was completely
burned out. I had started to lose
my passion for the work and so I
knew something was wrong.
“I said, ‘Either I need a therapist or I need an executive coach.’
I got a coach – Jeanne Carr – and
I’ve been working with her for a
long while now. She has been so
helpful in so many ways, especially as a woman. There are so few
women doing what I’m doing, and
especially so few black women.”
_________________________
Leanne Kleinmann, a longtime
journalist and founder of Leanne
Kleinmann Communications,
is a first-time entrepreneur
herself. Send your questions
and comments to leanne@
leannekleinmann.com.
Auto Appraisal
Group Inc.
John Dancy
CERIFIED AGENT
Memphis, TN 901-343-2684
JohnDancy@autoappraisal.com
Toll Free 800-848-2886 Fax 888-575-9319
www.autoappraisal.com
16 September 16-22, 2016
emphasis
EMPHASIS: FINANCIAL SERVICES
First Tennessee Bank Opens First
Local Branch in a Decade in Arlington
“
We are trying to respond to
the need for digital banking
but still serving face to
face.”
–Ben Hopper, First Tennessee
First Tennessee's new Arlington location features a new prototype that does away with traditional tellers and cubicles.
K. DENISE JENNINGS
After a decade of acquisitions and renovations of existing branches, Memphisbased First Tennessee Bank has opened
its first new West Tennessee branch in
Arlington.
The new branch is a prototype of new
technology and customer service built
around better serving the customer, and
the location chosen is a nod to the significant business and household growth
that First Tennessee has seen in the town
of Arlington.
Over the last five years, the bank has
made three acquisitions throughout Tennessee and the Carolinas with a focus on
optimizing its branch network.
“We’re expanding our footprint, but
we’re doing it in a smart way,” said Ben
Hopper, First Tennessee’s vice president
of retail strategy and transformation.
Opening new physical branches is not
a trend in the banking industry, so the
expansion is significant.
“The choice to put a branch in Arlington is based on analyzing household
growth and demographic trends,” said
Dave Miller, executive vice president of
consumer banking at First Tennessee.
“We scan all of our markets across the
state and the Carolinas for growth and
gaps in service, and Arlington fit that
mold.”
Hopper added that while the banking
industry talks a lot about digital channels,
90 percent of First Tennessee customers
visit a branch at least once a year.
“We are trying to respond to the need
for digital banking but still serving face to
face,” he said.
Tonia Howell, director at the Arlington
Chamber of Commerce, said First Tennessee’s decision to plant a flag in the
town “speaks to the fact that Arlington is
a vibrant and growing community.”
The new branch will feature a new design and technology along with new ways
of serving customers that First Tennessee
has been testing at various branches for
the past several years. The new design
does away with the traditional teller row
and cubicle desks and utilizes the smaller
space in the branch more efficiently.
Drive-thru banking uses video technology
instead of the traditional window, which
helps with traffic flow and a less restrictive
design of the physical building.
New cash-recycling machines do away
with tellers having to count cash, sometimes as many as 12 times between when
it enters and exits the bank, which ensures
accuracy and security and frees up tellers
to serve the customers more personally.
Everyone in the front of the bank is
now a universal banker, trained to meet
the customer at the door with the authority to meet all of their needs – wearing
every hat from teller to account opener
to loan originator. Customer service
pods are positioned around the bank
lobby, and desks have a round design so
the banker and customer are side by side
looking at a screen as they work, instead of
across the barriers that traditionally have
been in banks.
“When a customer makes a decision
to come to a branch, they’ve made a
decision to bypass the digital platform,
so we want our employees to understand
that,” said Hopper. “We’ve designed our
bank branches specifically around people
talking to people.”
The new Arlington branch is 2,500
square feet, compared with the traditional
6,000 square feet of older branches. Hopper said this design is more efficient and
increases the energy within the bank.
“Overall branch usage is down, so we
have a 6,000-square-foot branch with less
people coming through and using it, and it
drains some energy,” he said. “Shrinking
the lobby and putting everyone in charge
of relationships coupled with real music
from a curated playlist brings a fresh energy to the experience.”
Many of the same concepts in the
new prototype will be used as First
Tennessee retrofits newly acquired and
older branches. The customer pods and
cash-recycling machines have already
been moved into about two-thirds of the
company’s financial centers, said Miller.
While the face-to-face aspect of serving customers is the focus of the new
Arlington branch design, First Tennessee
has also made a major commitment to
expanding their digital platform as well,
said Hopper. Branches now have digital
delegates, one person in each location
completely trained on digital platforms
and able to teach customers how to use
the digital channels that the bank offers.
“It’s bricks and clicks merged together.”
In addition to the customer service
and technology aspect of a bank, community involvement and investment is an
important aspect of banking institutions,
and that’s always been a focus at First
Tennessee, Hopper said. The Arlington location, along with several other First Tennessee branches, features local artwork
and community connection boards with
postings for local fundraisers and events.
“We make a commitment to support
the communities that we serve.”
Miller agreed, saying, “Our philosophy is that we’re only as successful as
the community around us, and having
people that live in the area and are connected to the community they work in is
important.”
Howell, meanwhile, said First Tennessee’s commitment speaks volumes about
the growth anticipated in Arlington.
“Since I’ve been at the chamber for the past three years, the biggest question I have been asked is,
‘When is First Tennessee coming to
Arlington?’” she said.
September 16-22, 2016 17
emphasis
Bank of America Memphis Exec:
‘Everything Has Changed’
ANDY MEEK
Mike Frick has hit the decade
mark this year in his role as Memphis market president for Bank of
America.
That, plus having been with
the bank for 36 years in total,
gives him a unique vantage point
from which to have observed everything from how banking has
changed at the high and the local
levels, as well as where things are
headed. One place where things
are headed: His bank has been
growing its business and market
share in the Memphis market.
According to the most recent
Federal Deposit Insurance Corp.
market share report, Bank of
America is the No. 4 bank in the
Memphis metro area as ranked
by deposit share. That’s current
as of June 2015 and is up one
place from the previous year,
when Bank of America was No. 5.
(The deposit share rankings will
be updated in October for 2016.)
Here, Frick talks with The
Memphis News about the business of banking and why he sees
his employer as standing out
from the competition:
Q. You’ve been with the bank
for almost four decades – what
are some of the changes in banking you’ve seen over that period?
Frick: It might be easier to talk
to you about what hasn’t changed
in the last 10 years. Because just
about everything’s changed in the
last 10 years. You have this whole
movement of people and mobile
devices.
Ten years ago, I had a flip
phone. So, for example, nationally, we have 20 million mobile
customers. When you think about
that, that’s just such an amazing
number. We had online banking
10 years ago, but that’s advanced
a great deal.
The other thing that’s happened since I became market
president is the financial crisis.
And that’s had a lot of impact
across the community. For Bank
of America, it caused the merger
with Merrill Lynch.
Q. What do you think about
the banking market in Memphis,
specifically how there are a lot of
banks here – and a lot of banks
that do and offer the same things
here?
Frick: Memphis has had some
MIKE FRICK
good growth in the past 10 years.
Not as much as some other cities. But that’s just the history of
Memphis. It’s a “steady as you
go.” You don’t have booms and
busts, and that’s a good thing.
There is more bank competition,
but on the other hand our market
share has grown. I enjoy competition. I think it makes us sharper
as bankers.
You have to think about being local in anything you do.
The first thing I would say why
people and companies choose
Bank of America is the quality
of our people. We have excellent
bankers and excellent financial
advisers. I’ve been in banking for
36 years, and the most important
thing a banker can do is to listen
and hear what are the needs of
our customers and our prospective customers.
Bank of America has a full
spectrum of financial products.
frick continued on P36
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18 September 16-22, 2016
emphasis
SEACAP Financial Helping Clients
Navigate Economic Waves
“
My clients fall into one
of two camps. They're
either real bullish on the
community or they hate it.”
–Bob King, Founding Principal, SEACAP
SEACAP Financial partners, left to right: Wesley Grace (managing partner), Bob King (founding principal), Mackie Gober (founding principal) and Waldrup Brown (founding principal)
DON WADE
What, a prospective client might fairly
wonder, is a Memphis-based business advisory group doing with the name SEACAP
Financial? Don’t they realize their nearest
shore is beside the Mississippi River?
But inside the offices of SEACAP Financial on Poplar Avenue, across from East
High School, a picture explains it all: Sitting
in chairs rooted in the sand at Destin are the
firm’s three founding principals – Mackie
H. Gober, Robert S. King and J. Waldrup
Brown.
“The urban legend is that the three of
us met casually at the beach 15 or so years
ago and came up with a plan that would
provide business advisory service,” Gober
said. “And we’ve been together ever since.”
This year, in fact, marks their 15th anniversary. Each of the principals is now
of retirement age, but they’re still going
strong.
Most of their clients – as in more than
90 percent – are private, family-owned
businesses with annual revenue ranging
from $5 million to $50 million. That’s the
sweet spot.
“That size of company typically lacks
certain resources compared to large companies, and that’s where we come in and
add the value,” said Wesley Grace, managing partner at SEACAP. “Most don’t have
a chief financial officer and 99 percent of
them don’t have any kind of board of directors to give them independent, strong,
honest guidance.”
SEACAP also has an independent
contractor, Kristin Lockhart, who handles
executive recruiting for the firm. Otherwise,
it’s just the four of them. Their services
range from management advisory and
business sales and acquisitions to financing and succession planning. Their client
list includes manufacturers, distributors/
wholesalers, retailers, and service providers
that range from banks to law firms to a pet
day care company.
When they went into business 15 years
ago, they had several years of serving clients
through the good times. Then the recession
hit. Clients, and prospective clients, were
seeking help as they attempted to weather
the economic storm. SEACAP probably
sounded just right.
While King says their clients generally
were not as negatively impacted by the
recession as larger companies, many still
faced challenges.
“What we did back then was help them
figure out how to deal with their current
lender, which all of a sudden was tightening
the screws down,” King said. “We called it
lender fatigue. So we helped them move
from Bank A to Bank B to Bank C. A lot of
debt restructuring was going on back then.”
But first, Gober says, they always tried
to make the current relationship with
a lender work. Sometimes the relationship could be salvaged and other times it
couldn’t.
“A fair number of companies, whether
they were SEACAP clients or not, didn’t
have optimum balance sheet structure
– the segregation of short-term debt and
long-term debt,” Gober said.
Even so, Gober says they were sometimes able to find “harmonious middle
ground” between a client and a lending
bank, adding, “Just like in law, mediation
is used a lot more now than going to court.”
Whether times are good or bad, SEACAP
is trying to help its clients find and leverage
opportunities.
“At the weakest point in the economy,”
said King, “if one of our clients had a good
balance sheet, that became opportunistic
and they wanted to take advantage of a
small acquisition.”
In other cases, SEACAP’s charge is to
make sure an opportunity presented to a
client is not casually dismissed.
“A client was very successful, not having any trouble, and private equity groups
have a way of finding these companies,”
said King. “So our engagement was to help
them understand their internal financial
capacity to perpetuate their growth. They
wanted to make sure they had enough cash
flow to support the double-digit growth
they had … or whether they should accept
one of the invitations from the private equity groups and let them buy in and have
fresh dry powder they could use to build
the company.
“So we went through an analysis and
had to develop a business plan, and at end
of the day we determined they had plenty of
internal gas in their engine to do what they
wanted to do without diluting their equity.
It was kind of a discovery period.”
The same is true of Memphis. Wesley,
48, says there certainly has been an attitude
shift in Memphis over time and that the
area appears more attractive to the business owners of tomorrow.
“I don’t have empirical evidence, but
it does seem we are keeping more of these
young people, instead of them leaving to
go to Atlanta,” he said. “It still happens, but
it feels like to a lesser degree. There’s a lot
more to keep them here now.”
While Memphis has a more positive
business pulse than it once did, King says
he’s not sure how relevant feelings about
Memphis are to a company’s success or
failure.
“My clients fall into one of two camps,”
King said. “They’re either real bullish on
the community or they hate it. And there
are very few in the middle. What my clients
do have in common, though, is that by and
large they’re good business people. And
you can run a good business in a city you
don’t like or in a city you do like.”
The key for SEACAP: to be ready with
solutions to problems no matter what the
client’s mindset. King says most of their
business is generated by word of mouth.
“I’ll call it good, clean living,” he said.
September 16-22, 2016 19
A R T S A N D E N T E R TA I N M E N T
Brooks Museum Honors Cloar
With Gallery, Donor Circle
The Memphis Brooks Museum of Art is opening a permanent Carroll Cloar collection.
The new gallery, which also features examples of American furniture from the same
period, opens to the public on Sept. 24th.
BILL DRIES
Three years after the Memphis Brooks
Museum of Art and four other art institutions in the city mounted a major retrospective exhibition on Memphis artist
Carroll Cloar, the Brooks is opening a
permanent exhibit space dedicated to
Cloar’s work.
The Carroll Cloar Gallery that opens
to the public Sept. 24 reflects the impact
of the 2013 set of exhibitions. The new
gallery is made possible by the recent
renovation of the Brooks to mark its centennial year.
Most of the 13 paintings in the set of
32 works on display, including lithographs
and drawings, are owned by the Brooks,
said Stanton Thomas, the museum’s curator of European and Decorative Art and
the organizer of the 2013 Cloar exhibit.
“They have never been shown altogether,” Thomas said. “They still won’t be
shown altogether here because we rotate
the works on paper to make sure they stay
“
We have two major
American regional artists
and they play beautifully off
one another.”
–Stanton Thomas, Curator of European and
Decorative Art, Memphis Brooks Museum of Art
nice and fresh and un-faded. All of our
paintings will be out save one which will
is going to be in conservation. Three other
paintings are on loan to the Governor’s
mansion in Nashville.”
With funding from “Cloar Circle” donors who contribute $1,000, the painting
is being restored and the money raised is
also used for programming and education
on Cloar’s works and his development as
an artist.
The donors in the circle get a preview
of the new gallery the day before it opens
to the public and other access.
The gallery will feature some of Cloar’s
best known works – surreal and fanciful
takes on the stories of his childhood in
rural eastern Arkansas including “My
Father was Big as a Tree” and “Where the
Southern Cross the Yellow Dog.”
All are portraits of life in the rural
South filtered through Cloar’s rich imagination heightened by childhood tales and
family stories.
“A lot of the paintings have quotes
from Cloar as well,” Thomas said, referring to Cloar’s writings about the stories
and people who inspired his work. “A lot
of what he wrote about his work and what
he said about his work really informs the
direction that we took installing the paintings themselves.”
The creation of the space also takes
visitors from Cloar’s works to the photography of Memphis artist William Eggleston, which is in the adjacent Chandler
Gallery at the Brooks.
“We think it’s a great combination,”
Thomas said. “We have two major American regional artists and they play beautifully off one another. The saturated colors
of William Eggleston being picked up by
the equally rich and strange colors of
Carroll Cloar.”
The Cloar Gallery is where an unused
members lounge was as well as a board
room.
“It really didn’t have a consistent use,”
Thomas said. “We chose this area which
has beautiful views overlooking Overton
Park as the space dedicated for Carroll
Cloar. We took out doors, we covered over
a couple of windows, replaced the ceiling
and put in a very beautiful tile floor that
looks like hardwood in that space. All of
a sudden it’s a big gallery.”
The Overton Park scenery including the Old Forest found a place in
several of Cloar’s paintings that featured panthers he heard stories about
from his parents.
“Many views of Overton Park are
beautiful at different times of the year,
but especially in autumn,” Cloar said
in a 1984 letter that is part of the collection at the University of Memphis
Libraries. “I have used the wooded areas
as a background for “The Forbidden
Thicket” and other paintings of panthers.
I can make it look like a vast impenetrable
wilderness.”
Cloar also acknowledged the same
treatment of Audubon Park, adding “I
have also converted it into a panther
forest.”
The gallery also includes rare Tennessee and Kentucky furniture pieces
to reflect the Southern Gothic culture
of Cloar’s childhood that influenced his
work.
The day of the gallery opening, the
museum will host a “Tour de Cloar” bicycle tour of Crittenden County, Arkansas
for members that takes in some of the
real-life sites from the Earle, Arkansas area
where Cloar grew up.
Thomas organized the tour six years
ago.
“If you start at Earle at the depot …
you can drift up a little further and visit
his high school,” he said of the structures
made famous in Cloar’s paintings. “Both
the depot and the high school are verbatim from what is in the paintings.”
There is also a stop at Gibson Bayou
featuring a church and cemetery from
the artist’s childhood that are also part of
Cloar’s artistic vision.
Hosted by ERIC BARNES, publisher of The Memphis Daily News.
Each week Barnes delves into major stories in Memphis and the
region with local journalists, business executives, community
leaders, and politicians, as well as journalists analyzing the major
stories from the Memphis area.
Guests on past shows have included Mayor Jim Strickland,
Mayor Mark Luttrell, Governor Bill Haslam, members of the
Memphis City Council, the Shelby County Commission and
local school boards, as well as executives from major Memphis
companies and leaders from organizations such as MIFA, EDGE,
the Urban Land Institute, and many more.
Friday at 7:00pm WKNO
Friday at 7:30pm WKNO2
Sunday at 8:30am WKNO
Channel 10
20 September 16-22, 2016
cover story
Hospitable
Market
Memphis hoteliers enjoying
strong performance, healthy
development pipeline
MICHAEL WADDELL
The 100-room LaQuinta hotel is under construction at Union Avenue and Danny Thomas Boulevard.
It is expected to open next year.
mit was attracting and retaining
millennials as guests and as
employees. In 2015, millennials
surpassed Gen Xers as the largest generation in the U.S. labor
force.
“Millennials are demanding
more things that previous generations only requested,” said Judy
King, hotel industry HR consultant and founder and principal
of Quality Management Services
LLC. “A huge wave of change is
coming and has already crashed
for some organizations.”
She believes keeping millennials engaged in the workplace
by involving them in decisionmaking as well as offering meaningful rewards and recognition
are key areas for companies to
focus on. For millennial guests,
making sure hotels are equipped
with the latest technology is
paramount, and Wi-Fi capabilities is critical.
developed pretty rapidly over
the past few years, and cities all
over the country now are just
trying to catch up with dealing
with those issues in collecting taxes,” said Wayne Tabor,
general manager of the Holiday
Inn Memphis-Downtown and
president of the Metropolitan
Memphis Hotel and Lodging
Association (MMHLA).
Last year, the state attorney
general ruled that Airbnb is subject to those taxes.
“Our hotel association, we’re
not against Airbnbs,” Tabor said.
“We think they have full rights to
sell their room as they want to
do it. We just think there should
be a level playing field. If you’re
going to sell a room for rent for
the night, you should be required
to collect taxes and pay taxes just
like we are.”
Another hot topic at the sum-
DOWNTOWN RISING
The Downtown Memphis hotel market’s strong performance
and its heightened interest from
investors also had everyone
talking.
So far this year, occupancy
rates Downtown are up 1.5 percent to 74.6 percent, and the
average daily rate (ADR) is up
4.4 percent to $159. Revenue per
available room is up 5.9 percent
to $119. From June 2015 to June
2016, Saturday night occupancies approached 85 percent and
the ADR was $165.
“You are basically sold out
on a lot of Fridays and Saturdays, but the question is: is that
sustainable?” said Jan Freitag,
senior vice president of Smith
Travel Research. “Next year we
expect occupancies to not grow.
But we’re selling more rooms
than ever… so ADR growth is the
name of the game.”
The Memphis area hotel
market continues on its solid
run of the past few years, led
by the Downtown submarket
with strong occupancy and
room rates. The pipeline for
new Downtown hotel projects
is loaded, with as many as 15
projects in various stages of development and hotel construction picking up in other parts of
the county.
More than 200 hotel industry insiders, including owners,
operators, financial investors,
attorneys, architects and hotel
company representatives, attended the 14th annual Southern
Lodging Summit at the Memphis
Cook Convention Center recently to learn about local and
national trends.
“This year’s conference was
one of the best in the history
of the Southern Lodging Sum-
mit, in my opinion,” said Glenn
Malone, COO and CFO at Senate
Hospitality.
Hot topics on the agenda,
which featured more than 20
nationally recognized speakers,
included the strength of the
Downtown hotel market, a new
proposed Airbnb ordinance for
Memphis, and catering to millennials both as hotels guests
and employees.
The new Airbnb ordinance
was briefly addressed at the
Sept. 6 Memphis City Council
meeting and is expected to be
debated further Sept. 20. Companies doing short-term room
rentals through Airbnb would be
required to pay the appropriate
taxes for companies in the room
rental business, including sales
taxes and the city bed tax.
“Airbnb is like Uber or Lyft
– it’s a new business that had
Despite the strong numbers,
Tabor has seen a bit of a drop-off
in activity Downtown over the
past couple of months.
“We think it’s a sign of a
slowing economy, maybe from
a national standpoint,” Tabor
said. “It’s a little concerning that
it may be turning down a little bit
from an occupancy standpoint. I
don’t think it’s a long-term thing.
September and October look
strong coming up.”
A variety of new hotels are
on the way to Downtown, as
the development pipeline has
filled up over the past couple of
years. The total number of hotel
rooms Downtown could double
to more than 6,000 if all of the
15-plus projects were to end up
being built. Some are still in the
early stages.
“Hotels are being sold and
bought by companies wanting
to get into the market, and price
is probably at a premium right
now,” Tabor said. “I think that’s
probably going to continue for
the next few years, depending on
how much new inventory we get
in the Downtown market.”
The many projects underway include the 58-room Hotel
Napoleon, a conversion of an
old office building on Madison
Avenue and Third Street scheduled to open this week (Sept. 14),
and a 100-room La Quinta under
construction on Union Avenue at
Danny Thomas Boulevard that is
set to open next year.
Across Union Avenue
from AutoZone Park on the
site of the former Greyhound
bus station, a 140-room Hilton Garden Inn project has
been approved and franchised,
and financing is being put in
place. The hotel is scheduled to
open in 18 months.
Next to it on the corner of
Fourth Street and Union, plans
September 16-22, 2016 21
Of the many hotel projects underway Downtown is the 58-room Hotel Napoleon, a conversion of a former office building at Madison and Third.
for a 115-room Holiday Inn Express have
been approved by the city, franchising
has been approved, but financing for
the project isn’t finalized yet, industry
sources said.
On Union Avenue between Fourth
and Danny Thomas, Choice Hotels International bought a parcel with plans to
build a Cambria Suites. Choice is looking
for one of its investors to partner with, but
it has not happened yet.
On the corner of Second Avenue and
Vance, Hilton has approved a Homewood
Suites with roughly 110 rooms.
And on the south end of Main Street,
the old train station is being converted
into a 120-room Hilton Curio. The former apartments in the building will be
renovated.
“I think the Hilton Curio is going
to be a great home run for Downtown
Memphis,” said hotel consultant Chuck
Pinkowski, principal of Pinkowski & Co.
He said the project, which will anchor
the south end of Main Street, is a very
complicated deal from a financing standpoint and also from a design standpoint.
He sees hotel companies pushing
The largest hotel to be built in Memphis in 90 years is the 450-room Guest House
at Graceland, featuring a pool and a covered jacuzzi.
harder for development and adding more
brands for developers to choose from.
MORE DELIVERIES COMING
Outside of Downtown, a dual-brand
hotel – with a Hilton Garden Inn and
Home2 (also a Hilton product) under
one roof – will be built in East Memphis
at Poplar Avenue east of Kirby Parkway,
where the 10-acre, $90 million TraVure
mixed-use development is planned. The
project will include a five-story office
building, parking lot, retail component
with commercial services, and a restaurant.
A new Hampton Inn and Suites is
being constructed in Germantown at
Germantown Road and Neshoba, and it
should open early next year.
And the largest hotel built in Memphis
in 90 years, the $92 million, 450-room
Guest House at Graceland will open in
Whitehaven in October. It will become
one of only a handful of hotels of its size
or larger in the Memphis area that can
accommodate larger tourist groups or
conventions.
The Memphis market currently includes approximately 240 hotels and
22,000 hotel rooms, but only 30 or so
hotels offer more than 100 rooms, making
booking hotels for large tourist groups a
logistical challenge.
The hotel development pipeline is
also heating up around the country, with
approximately 160,000 new rooms under
construction.
“The interesting thing is that we’re not
cover story
building ballrooms; we’re just building
limited service hotels. They’re workhorses,” Freitag said. “On the flip side, where
are we going to have group meetings? We
need ballrooms, and I think as an industry
we’re painting ourselves into a little bit of
a corner.”
Tabor would also like to see some future development Downtown of a couple
of 400-plus room hotels with ample
meeting spaces for convention and visitor groups.
Nationally, the hotel industry is seeing
record occupancies, or more rooms sold
than ever.
“The industry is doing really, really
well, except we don’t see any pricing
power. Room rates are only up 3 percent,”
Freitag said.
Average daily rates (ADR) nationally
are up 3.1 percent to $123, revenue per
available room (RevPAR) rose 3.1 percent
to $80, and occupancy has increased 0.1
percent to 65.1 percent.
Two big markets are dragging down
overall industry averages: New York City
with a 3.2 percent RevPAR decline and
Houston, with a whopping 8.7 percent
decrease year-to-date. Excluding their
numbers, RevPAR for the entire rest of
the country has increased 3.6 percent
year-to-date.
“Do we think that there is another 24
months of positive RevPAR growth? Yes,
absolutely,” Freitag said.
He believes the increases will be
moderate, not amazing, both nationally
and locally.
22 September 16-22, 2016
H E A LT H CA R E
St. Jude Graduate School Seeks To
Train Next Generation of Researchers
ANDY MEEK
St. Jude Children’s Research Hospital
is another step closer to launching its new
on-campus biomedical sciences graduate
school, with the window for applications
from potential students now open.
According to Brian Walton, the new
school’s associate dean, the window that
opened Sept. 1 already has resulted in a
pool of almost 40 applicants. Thirty-seven
applications are in progress – prospective
students can start and come back to it later,
without having to complete it all at once –
and one has already been completed.
St. Jude is looking to pick between 10
and 15 or so for the first group in the new
graduate program, with the first class starting their studies in August 2017.
The new graduate students would
complement other such students already
on St. Jude’s campus, albeit ones who are
affiliated with different schools. For example, St. Jude plans to continue working
with the University of Tennessee Health
Science Center to keep offering its students
the opportunity to do research and thesis
“
That's the vision – to train
a generation of researchers
with expertise in traditional
pediatric research.”
–Stephen White, Dean, St. Jude Graduate School
of Biomedical Sciences
work at St. Jude.
For the new graduate program, which
dean Stephen White said is being built
from scratch, the goal is simple: train the
next generation of scientists to fight catastrophic diseases and discover new cures
and treatments.
And that first program will focus especially on pediatric research.
“The trick is to be unique,” White
said of the program, which has its own
custom-designed space in the Marlo
Thomas Center for Global Education and
Collaboration on campus. “There’s many,
many fantastic programs in the U.S. and
even locally. So the trick is to be unique.
And I think our uniqueness is translational
studies, which means taking the research
we do and applying it to patient care in a
pediatric setting.
“The students will have access not only
to top research but top clinical people.
That’s the vision – to train a generation of
researchers with expertise in traditional
pediatric research.”
Each year, St. Jude will be working to
The new St. Jude Graduate School of Biomedical Sciences has begun accepting applications from prospective students. Shown from left to right are assistant dean
Racquel Collins; associate dean Brian Walton; executive assistant Dayna Baker; and
Stephen White, the new school's dean.
(Submitted)
bring another 12 or so students into the
five-year program, so that at the end of five
years a running total of about 60 students
will be enrolled. The students, Walton said,
will at the end of their first year of curriculum take an exam that allows them to continue on to do their Ph.D. thesis research.
Classes, he continued, will run Monday through Friday roughly from 9 a.m.
to 4 p.m. Members of St. Jude’s roughly
70-strong science faculty and 30- to
35-member clinical faculty on campus will
participate in the instruction.
In addition to the hands-on training,
students will have access to state-of-theart technology and practical professional
EMPHASIS
ISSUES
What’s Coming Up
education.
“One thing modern students need is
professional training,” White said. “How
to write grants, how to present their work.
How to do things like dealing with lawyers
and patients and that type of thing. So we
have a very good professional development
program built into the curriculum.
“We’re going to teach them how to
write grants. So we also have a professional
scientific writing course we’ve put together.
The end product of that course will actually
be a grant. They will have to write a federal
grant by the end of their second year and
submit that grant to a body like the (National Institutes of Health).”
Contact us for
information on how
to advertise your
business.
901-528-8122
September 16
Financial Services
September 23
Education
October 7
Health Care
September 16-22, 2016 23
E D U C AT I O N
Community Foundation Wades Into
Measuring After-School Efforts
BILL DRIES
The Community Foundation of Greater Memphis is putting up $300,000 to
measure the results of five local nonprofits
offering after-school and summer education programs for children.
The first-year funding of a multi-year
“Beyond The Classroom” effort announced Tuesday, Sept. 13, is an indication that education reform efforts locally
continue to move into what happens outside the classroom.
And the grant is designed to measure
whether those efforts not only work but
are also aligned with and consistent with
what happens in classrooms.
“Literacy Mid-South has a great
summer reading program,” said Robert
Fockler, president of the Community
Foundation. “We want to measure the
student achievement level at the beginning of the summer, their achievement
level at the end of the summer and hopefully demonstrate that they not only didn’t
lose what they learned during the (school)
year but actually even gained during the
summer.”
Or the programs are improved as a
result of the more objective data.
In addition to Literacy Mid-South, the
other nonprofits involved in the pilot program are Latino Memphis, Porter-Leath,
Communities in Schools and Knowledge
Quest.
The organizations will work with
Seeding Success to develop curricula and
training.
Fockler said the effort is the result of
a survey of philanthropic organizations
the foundation works with. It found that
most are involved in K-12 education but
few were working in summer and after
school efforts.
When the foundation looked at those
efforts, it found a lack of objective measures that tell the organizations or the
public how those programs perform.
“Only a measurement can tell you
that. It’s not just a bunch of smiling kids
in a class,” Fockler said. “It’s only through
real measurement and analysis that you
can really decide whether what you are
doing is working.”
The same kind of analysis of 150 organizations in Boston found no link to
what was being taught in Boston Public
Schools, said Carol Johnson who was
superintendent of the Boston school
system from 2007 to 2013 after leaving
Memphis City Schools where she was
superintendent.
Johnson has since moved back to
Memphis where she is regional director
of Southern New Leaders, a leadership
training effort for school principals and
administrators.
In Boston, Johnson oversaw a rampup and alignment of the summer school
and after school programs in an effort to
bridge the education achievement gap between rich and poor students nationally.
For several years now Shelby County
Schools Superintendent Dorsey Hopson
as well as former Achievement School District superintendent Chris Barbic made
a point of saying they welcomed such
programs outside the school day. But they
also wanted to see those programs working with the school systems to coordinate
their efforts with the schools.
Johnson said the interaction in Boston’s effort was not one-sided with teachers learning new methods of keeping
students’ interest based on what the out
of school programs were doing.
The SCS board is several years into
an effort to have all third graders reading
at grade level – an effort than began with
less than a third of those students at grade
level. The literacy effort involves tutoring
and reading programs during the school
day as well as in the community and away
from schools.
“These programs do more than occupy our children’s time,” Fockler said of
the after school and summer programs.
Johnson said such programs are not
new and because they are not new they
are a measure of what she sees as a widening gap among students nationally, built
in part around the learning experiences
they have when they are not in school.
“We have a system of haves and
have nots,” Johnson told a group of 160
Community Foundation funders and
supporters Tuesday at the Shelby Farms
Event Center, noting the achievement gap
between rich and poor nationally is twice
as large as the same gap between black
and white students.
She cited 2006 figures showing parents
at the higher income levels spending
$9,000 a year on out of school enrichment
activities and experiences compared to
$1,300 a year by parents at the bottom
“
It’s only through real
measurement and analysis
that you can really decide
whether what you are doing
is working.”
–Robert Fockler, President, Community
Foundation
income level. Johnson points to Shelby
County Schools’ estimate that 40,000 of
the school system’s 96,000 students are
from families that earn less than $10,000
a year.
“Today our poorest families have less
money than they did before to invest in
their children. And less social support as
well,” Johnson said. “That does not have
to be the case. We can make other choices.
Memphis has a wealth of resources that
can be brought to bear. It’s not so much
the quantity.”
Fockler agreed.
“We need to be able to align the inschool process with the out of school
programming. Otherwise they are going
in different directions,” he said. “The
economic gap creates more widespread
performance gaps than the racial gap. And
God knows we have massive economic
gaps. This issue is probably more important here than anywhere else.”
R E A L E S TAT E & D E V E L O P M E N T
Germantown Moves on School Land Purchase
ANDY MEEK
The city of Germantown has
taken a first step toward the purchase of a little more than 30 acres
of land for a new school.
The town’s Board of Mayor and Aldermen voted Monday night, Sept. 12, to set aside
$33,000 in earnest money and
take through the end of January
to give full consideration to the
project.
The city would buy the property from Regency Homebuilders
LLC, which is asking for $1.1 million for the land south of Poplar
Avenue in the Forest Hill Heights
area. City administrator Patrick
Lawton said construction costs
for the school would likely by a
multiple of that figure, pegging an
estimate at between $20 million to
$25 million.
As part of due diligence that’s
expected to wrap sometime before Jan. 31, local officials would
need to decide, among other
things, whether the school is an
elementary school or serves students in grades K-8.
“The board has realized over
the past few years, given the
success of growth in the town
school district, that a new school
south of Poplar was inevitable to
accommodate the growing number of young students entering
our school system,” Lawton told
board members. “This is a very
suitable and attractive site for the
new school.”
Germantown Mayor Mike
Palazzolo told The Daily News
in recent days that a new school
could cost $18 million to $25
million and would include an
adjacent city park. The land is on
Winchester Road east of Forest
Hill-Irene Road.
“We would love for it to be
open in the fall of 2020,” he added,
also stressing that preference is
tentative.
The approval that came Monday night includes conditions like
work sessions as part of the next
steps toward finalizing the deal
for a new school. The deadline
for closing is Aug. 31, 2017, and
Regency can terminate the contract at that time.
The move to build a new
school doesn’t necessarily end
efforts by Germantown leaders
to buy Germantown Elementary
and Middle schools from Shelby
County Schools.
SCS kept those two schools
and Germantown High School in
the 2014 demerger of public edu-
cation in Shelby County into six
suburban school systems, including the Germantown Municipal
School District.
Earlier this year, Germantown
city leaders offered SCS $5 million
for the elementary and middle
schools. SCS superintendent
Dorsey Hopson has said a sale of
the schools would leave his system with overcrowded schools in
the larger southeast area of Shelby
County.
Across three school years,
enrollment in the Germantown
Municipal Schools District shows
the system has 503 more students
than it has space for.
24 September 16-22, 2016
sports
GRIZZLIES
Grizzlies And Civil Rights Museum
Create ‘A Bridge of Opportunity’
“
DON WADE
Fifteen years ago, the Memphis Grizzlies were about to start
their first season as the city’s NBA
team. The run-up to the season
had been bumpy with next-door
neighbors displaying “NBA NOW”
and “NBA NO” signs. The latter
were first created with a little editing to the “NBA NOW” signs as the
“w” was erased or covered over.
But in September of 2016, the
Grizzlies are so deep within in the
fabric of the city that the event
held this week could only have
been held where it was – at the
National Civil Rights Museum –
and it had to have voices from the
city’s only major league pro sports
franchise.
It was called “A Bridge of Opportunity,” a social conversation
regarding the intersection of social justice and sports. Museum
president Terri Lee Freeman
led a panel discussion featuring
first-year Grizzlies head coach
David Fizdale, veteran player
Vince Carter and museum board
member and Grizzlies partner
Pitt Hyde.
The backdrop, of course, was
the spotlight that has been shone
on sports in general and the NFL
and San Francisco 49es quarterback Colin Kaepernick in particular since Kaepernick began a protest by first sitting, then kneeling,
during the playing of the National
Anthem as a means to speak out
against what he and many others
have described as a continuing
In the locker room,
this is our game –
regardless of what day
it's played on.”
–David Fizdale, Grizzlies Head Coach
Memphis Police Director Michael Rallings joined the "Bridge of Opportunity" panel discussion hosted
by the Memphis Grizzlies and National Civil Rights Museum.
While that protest on the
bridge reminded that not everyone in Memphis – or the country
– is in the same place on the issues of social justice and equality, the discussion at the “Bridge
of Opportunity” also went back
to Hyde’s vision when he was a
driving force on the NBA Pursuit
Team:
Here was an opportunity to
create a civic entity that would be
for all Memphians and that would
serve as a bridge.
“The thing that’s gratified
me the most is it’s been the most
diverse crowd from the rafters
all the way down to the floor,”
Hyde said of Grizzlies
games, first at The
Pyramid and then FedExForum. “It’s been
a great unifier.”
For most of the
Grizzlies’ time here,
they have been the
featured attraction
in the NBA for an annual Martin Luther
King Jr. game. There
will still be a game
this year, but with the
NBA using MLK day,
Monday, Jan. 16, to
showcase the league’s
TV ratings magnets
Vince Carter stands with the MLK50 Pride uniform to be worn by the Grizzlies – 2016 NBA Finals
teams Cleveland and
Jan. 15.
pattern of unjust conduct by
police against African-Americans.
Freeman started the program
by noting that, “Athletes have always used their celebrity to make
statements.”
Near the end of the program,
Freeman invited Memphis Police
Director Michael Rallings up to
the stage. Rallings, of course,
knows a thing or two about a
“Bridge of Opportunity.” He has
received much praise for his handling of the July 10 protest when
Black Lives Matters supporters
occupied the Hernando DeSoto
Bridge for several hours and the
protest ended without violence.
Golden State in prime time –
the Grizzlies will instead play at
home the previous night against
the Chicago Bulls in a nationally
televised game on ESPN.
Fizdale, for one, has decided
to treat it as an opportunity.
Monday, Jan. 16, the Grizzlies
will put on a community service
full-court press.
“We’re going to do what Dr.
King set out for everyone to do,”
Fizdale said. “And that’s get out
there and serve the community. Instead of a basketball game,
we’re going to get our hands
dirty.”
Carter reminded that no matter when the MLK Memphis game
is played it doesn’t change or
diminish its meaning.
“In our locker room, this is our
game – regardless of what day it’s
played on,” he said.
The Sunday, Jan. 15 game also
will mark the debut of the team’s
“MLK50” Pride uniforms, which
were designed to bring awareness
to the Civil Right Museum and
Lorraine Motel, where Dr. King
was assassinated on April 4, 1968.
The uniforms will also be worn
several times during February’s
Black History Month.
In collaboration with adidas,
the uniform design draws from
the imagery of the Lorraine Motel. The black uniform color was
chosen as a sign of respect; the
“MEMPHIS” wordmark across
the chest connects the historic
Lorraine Motel sign on the south
side of the building and the Grizzlies’ inline typeface.
The piping on the uniform
replicates the railing surrounding
the motel’s exterior walkways and
balconies; the sea foam color accents are pulled from the doors at
rooms 306 and 307 where Dr. King
spent the last hours of his life. The
uniform’s neckline is highlighted
by a wreath icon representing the
wreath that hangs where Dr. King
was slain.
“You can tell they put a lot of
thought into it,” Carter said of the
uniform, speaking to media after
the formal event. “The railing,
you’d just think it’s a cool stripe.
The wreath, it was well-thought
out.
“It’s gonna be cool to unveil.
It’ll be special. It’s our game, and
for people who never got the opportunity to be this building and
have a tour, it’ll motivate them
to do so.”
When Rallings spoke to the
audience, he recalled the stories
his grandmother had told him
about the places she couldn’t go
here, the restaurants where she
would not be served. Rallings
spent some time talking of the
good things about Memphis,
including the Grizzlies and Graceland. But he began with the National Civil Rights Museum and
echoing the idea that until one
has visited the museum, he or she
really hasn’t been in Memphis,
can’t really understand the city’s
past, present and hopes for the
future.
“I can ship you ribs,” Rallings
said, “I can’t ship you the Civil
Rights Museum.”
September 16-22, 2016 25
sports
T E N N E S S E E T I TA N S
(AP Photo/James Kenney)
‘Crazy Stuff’ Threatens to Kill Another Titans Season
Titans quarterback Marcus Mariota had looked like a veteran in
the preseason, but his performance against the Vikings was more
a throwback to his rookie year with big plays and big mistakes.
DAVID CLIMER
Nashville Sports Correspondent
By most accounts, the Tennessee Titans won the offseason
thanks to a strong draft and some
smart moves in free agency.
The preseason was more of
the same, a 3-1 record that included some impressive football.
The Titans even won the first
half of the season-opener against
Minnesota, sprinting to a 10-0
lead and looking like a solid team
in the process.
Then the reality check arrived.
The Titans self-destructed in the
second half, reverting to recent
form and letting a very winnable
game get away.
All of which begs the question:
Where now, Titans?
The temptation is to write off
another season. If you can’t hold
a 10-point lead against a team
that is quarterbacked by career
backup Shaun Hill, what’s going
to happen when you step up in
competition? History tells us it’s
not going to be pretty.
I’m not ready to give up. Look,
the Titans are not Super Bowl material but they’ve got to be better
than the last two editions, which
combined for a grand total of five
wins. Things are going to turn
around eventually, right? Right?
“It’s a long season,” quarterback Marcus Mariota said. “We
have to learn from our mistakes
and move forward.”
There is no choice. Self-pity
gets you nowhere in the NFL. A
game at Detroit awaits. The hits
keep right on coming.
Season-openers can be
misleading. Case in point: Ken
Whisenhunt won both of his
openers as Titans head coach.
Last year, the Titans dominated
Tampa Bay in the opener. The
year before, they whipped Kansas
City.
Whisenhunt was Coach of
the Year material in Week 1. It
was all those other weeks that got
him fired at mid-season last year.
Those opening victories in 2014
and ’15 accounted for two-thirds
of his wins as Titans coach.
Moving forward, it will be
interesting to see if these Titans
more closely resemble the team
that dominated the first half
against Minnesota or the team
that self-destructed after intermission. Recent history tells us it
is the latter. Time will tell.
On the positive side, the firsthalf performance was right out
of Mike Mularkey’s script. The
Titans showed just how effective
a ball-control offense can be. They
ran 35 plays to the Vikings’ 29 and
had the ball for five more minutes
on the way to a 10-0 halftime lead.
Then the Titans went belly-up
thanks in large part to a horrific
second-half performance by the
offense. Two turnovers – a Mariota interception and a DeMarco
Murray fumble – were returned
for touchdowns by Minnesota.
The Vikings won the game without scoring a touchdown on
offense.
“Crazy stuff happens,” said
Titans linebacker Brian Orakpo.
“That’s what this NFL is all about.”
The turnovers weren’t limited
to the Titans’ offense. On the sideline, Mularkey had one of his own.
After the Titans finally broke
their second-half scoring drought
with Mariota’s four-yard touchdown pass to Murray, cutting
Minnesota’s lead to 25-16, Mularkey inexplicably chose to go for a
two-point conversion. Mariota’s
pass toward Murray fell incomplete.
Conventional wisdom, not
to mention the chart that every
coaching staff carries, indicates
that you kick the PAT in that
situation, cutting the deficit to
eight points. If you score another
touchdown, then you go for the
two-pointer that would tie the
game. By going for two – and failing – after Murray’s touchdown
catch, Mularkey left the Titans
hopelessly behind by two scores.
Granted, only 28 seconds
remained when Mularkey made
the poor decision. But you never
know what might have happened
if the Titans had recovered an
onside kick.
To his credit, Mularkey said
he should have kicked the PAT.
His rationale that the Minnesota
defense appeared fatigued and
might not be capable of stopping
a two-point conversion simply
titans continued on P36
Basketball Aside, Fizdale Belongs in Memphis
When he was growing up in South
Central Los Angeles, a young David Fizdale
couldn’t imagine that he would one day be
in Memphis or an NBA head coach.
Sure, he played basketball. He had his
dreams. But the real challenge was day-today survival. He saw friends shot and killed
in the street. He once dove under a car to
avoid stray gunfire.
He watched the city burn after the
Rodney King verdict. He can tell you about
getting pulled over by police with the assumption that if more than one young
black man was in a car, well, then they must
be up to no good.
“I saw a lot,” Fizdale said when speaking at the recent “Bride of Opportunity”
panel discussion at the National Civil
Rights Museum. “I saw black-on-black violence. I saw police brutality.”
And in 1992 when four white LAPD
police officers were acquitted in the videotaped beating of King, a black man who
had led police on a car chase – by a jury that
did not include a single black – Fizdale had
a front-row seat for the L.A. riots.
“That was when the switch went on
for me,” said Fizdale, who is bi-racial and
was raised by his black mother and his
mother’s father.
Fizdale says his grandfather was a huge
influence on his life, always preached to
him the importance of getting involved in
non-violent ways. He preached that message in the neighborhood right up until he
was followed home from a bank by three
young men and robbed and shot on his
porch, eventually dying from the wounds.
“He’s talking to me right now,” Fizdale
said after the “Bridge of Opportunity”
event. “He’s always in my ear. I know he’s
looking down right now and really proud.
Like he always said, you gotta get involved.
I’m gonna make sure I fulfill my duty in
that way.”
So before he has ever coached his
first Grizzlies game, and after years as an
NBA assistant with other teams, Fizdale
is out there taking a lead role in one of the
important community conversations of
our time. It is a conversation that does not
come without difficult questions.
San Francisco 49ers quarterback Colin
Kaepernick’s National Anthem protest has
reminded that the sports stage can become
a venue for spirited discussion. For his
part, Fizdale says he has no plans to sit or
kneel during the National Anthem. But he
respects what Kaepernick and others are
doing and won’t intervene if one or more
Grizzlies players decide to follow in kind.
“It’s their right,” Fizdale said. “And it’s
the fact they’re not out hurting anyone, not
out looting, inflicting pain on anyone, and
the fact they have the social conscience to
understand that this can get a conversation started. I think it is very courageous
of them.
“It’s very courageous of all these athletes that are stepping up right now, who
are losing money over this, losing endorsements.”
Yes, that’s one cost. And in its way the
freedom to make millions perhaps even
speaks to how far America has come given
that it was only in 1947 that Jackie Robinson broke baseball’s color barrier, only in
1965 that the Voting Rights Act was signed
into law.
It’s the ultimate cost, however, that hit
Fizdale when he went up on the balcony
of the Lorraine Motel where Martin Luther
King Jr. was assassinated on April 4, 1968 –
also not so long ago.
“I actually didn’t even know if I could
step out there. Because it almost didn’t feel
right. It’s hallowed ground. Once I did step
DON WADE
THE PRESS BOX
out there, the gravity of what happened
moved me to tears.”
So he stood where Dr. King had stood,
and just 24 years after Fizdale had stood
in the streets of L.A. amid the flames and
turmoil.
The violence never seems to stop. One
of the first things Fizdale did here after
the Grizzlies hired him? Attend a police
officer’s funeral.
“I never thought I’d come to Memphis,”
he said. “But for me to come here, during
this time, to be a head coach for the first
time, you can’t tell me that wasn’t meant
to be.”
Don Wade’s column appears weekly in
The Daily News and The Memphis News.
Listen to Wade on “Middays with Greg &
Eli” every Tuesday at noon on Sports 56
AM and 87.7 FM.
26 September 16-22, 2016
sports
COLLEGE FOOTBALL NOTEBOOK
Memphis Running Game Has
Room for Improvement
DON WADE
On the plus side, the University of
Memphis was not upset and the 35-17
victory over Southeast Missouri State was
never in doubt. There was never that moment when one feared this would become
what happened to Mississippi State (losing
to South Alabama the opening weekend) or
almost happened to Tennessee (pushed to
overtime by Appalachian State).
But as the Tigers prepare for what looks
to be an improved Kansas team from the
squad Memphis crushed last season in
Lawrence, Kansas, the stat book reminds
that Memphis has a lot of improving to do
from week one.
A 51-yard run by freshman running
back Patrick Taylor Jr. masked the Tigers’
anemic running game against an FCS team
that, granted, was geared toward stopping
the run first. Taylor finished with 86 yards
on seven carries and his long run allowed
Memphis to overall gain 110 yards on 33
attempts. That’s still just a pedestrian 3.3
yards per rush, but they had just 59 yards
on 32 attempts without Taylor’s dash for a
1.8 average per carry.
Junior Doroland Dorceus is the vet of
the running back group and he rushed for
just 34 yards on 14 carries.
Much of the problem: a Memphis offensive line that is very much a work in,
well, slow progress.
“We just gotta get better,” Dorceus said.
“The D-Line (for Southeast Missouri) didn’t
show nothing we didn’t go over during the
week. They stunted us a lot. Their D-Line
came to play. But I’m gonna stay on (the
offensive linemen), coaches stay on ’em,
they’re gonna get better.”
Coach Mike Norvell also says that going
forward more running backs will get more
touches. In the opener, wide receiver Tony
Pollard’s three carries were third-most on
the team – Pollard also made two receptions for 24 yards.
The University of Memphis beat FCS for Southeast Missouri 35-17 in the first week
but did not establish a consistent running game. The Tigers will look to improve their
ground attack this Saturday vs. Kansas, a Big 12 school.
“We feel like we have five or six backs
that can do a variety of things,” Norvell
said. “Doroland Dorceus is primarily a ball
carrier, but he scored a touchdown as a
free-release. Having backs that can catch
the ball out of the backfield gives them
another opportunity to get touches.”
Norvell also praised Pollard for his overall contributions in the first game.
“He made plays, not only offensively
with a couple of big catches but also on
special teams,” the coach said. “He did a
great job in the return game and he blocked
a punt.”
Ole Miss is aiming for a third straight
win over No. 1 Alabama when the teams
meet Saturday, Sept. 17, at 2:30 p.m. in
Oxford. Recent history obviously shows
that, on a given day, the Rebels can line up
and not just stay with Alabama but get the
better of the Crimson Tide.
That, however, does not mean that the
programs are in the same place. Ole Miss
has drastically improved recruiting under
coach Hugh Freeze (insert snide comment
about NCAA investigation here), but still
doesn’t bring in the layers of talent that
Nick Saban gets in Tuscaloosa. Perhaps no
other program in the country can match
that.
“They just continue to stockpile depth
with four- and five-star kids,” Freeze said.
“It’s very difficult to say you’re ever going
to overcome the gap. I think we’ve closed
it considerably. The proof is on the field.
“Your depth chart may not be on an
even playing field,” Freeze continued. “But
if you have a two-deep good enough to play
and you get the right system and the right
plan that has a chance to be successful
against them, you have a fighting chance.”
Meantime, Alabama coach Nick Saban
began Ole Miss preparations in the final
minute of last Saturday’s blowout win over
Western Kentucky. Saban was caught on
video yelling at offensive coordinator Lane
Kiffin. An unexpected gift for Tennessee
fans, sure, but otherwise it looked to be an
overreaction to, well, anything that may
or may have happened with the Alabama
offense.
Asked postgame by the “argument,”
Saban replied: “There were no arguments.
Those are called ass-chewings.”
You know how coaches always insist
they never circle games on the schedule
before the season starts? Don’t believe it.
At Nick Saban’s house, there must be a
calendar with a big crimson circle around
this Saturday. Can’t imagine what would
be in store for Kiffin & Co. if there is a third
consecutive loss to Ole Miss. It also seems
very unlikely to happen.
Saban’s freshman quarterback Jalen
Hurts showed improvement from week
one to week two and is very mobile. In
week one, Bama thumped USC 52-6 and
the Trojans were held out of the end zone
for the first time since 1997.
The Rebels do not have a running game
that demands much respect and through
two weeks quarterback Chad Kelly has
shown a clear preference for getting the
ball to tight end Evan Engram, whose 164
receiving yards (on 11 catches) is more
than double than that of any Rebels wide
receiver.
Alabama defensive end Jonathan Allen
said that at least for the players, vengeance
is not part of the game plan this week.
“I feel like we put too much emphasis
on revenge” last year when five Bama
turnovers contributed to a 43-37 loss in
Tuscaloosa, Allen said. “So we are definitely
not focusing on anything like that this year.
We are just focusing on playing well.”
September 16-22, 2016 27
sports
MEMPHIS TIGERS
In Tubby Smith’s First Season, Tigers Start
And End AAC Regular Season with SMU
DON WADE
The University of Memphis will open
its 2016-17 American Athletic Conference
schedule on Tuesday, Dec. 27, when SMU
comes to FedExForum and will finish the
season on Saturday, March 4, at SMU.
The 18-game conference slate includes nine games against opponents
that had RPIs of 100 or better last season.
Memphis, which went 19-15, returns
American Conference Rookie of the Year
Dedric Lawson, who averaged 15.8 points
and 9.3 rebounds per game. Lawson’s 55
blocks ranked third in the league.
After Lawson, junior guard Markel
Crawford is the most experienced returning player. He averaged 20.2 minutes in 33
games last season with a 5.3 scoring average. Dedric’s brother, K.J. Lawson, had his
season cut short by injury and averaged
8.8 points and 3.5 rebounds in 10 games.
Memphis finished 8-10 in the AAC last
season and in seventh-place. The Tigers
also missed postseason play each of the
last two years under coach Josh Pastner
after having made the NCAA Tournament
four straight times. Pastner, of course,
left to take the job at Georgia Tech and
Memphis hired Tubby Smith away from
Texas Tech; Smith won a national championship while coach at Kentucky.
SMU, the first AAC foe of the season,
finished last season with a 25-5 overall
record and returns three of its top six
scorers. The Mustangs are led by the
return of 6-8 forward Ben Moore, who
averaged 11.9 points and 7.4 rebounds
per game last season. SMU is also one of
four schools, including Memphis, Tulane
and UCF, to have a new coach for the season, as Tim Jankovich took over for Larry
Brown, who resigned from his position in
the summer.
Three days after the first SMU matchup, Memphis hosts South Carolina for its
final non-conference game of the season.
The Tigers host the UConn Huskies, in a
rematch of the 2016 American Athletic
Conference Tournament Championship
Game, on Thursday, Jan. 5. The Huskies
return their top scorer from last season:
Rodney Purvis, who averaged 12.8 points
per game. The Huskies finished 25-11 and
reached the NCAA Tournament.
The first conference road game comes
on Sunday, Jan. 8, when the Tigers play at
Tulane. The Green Wave will feature new
head coach Mike Dunleavy Sr., and return
6-4 senior guard Malik Morgan, who averaged 12.3 points per game.
The schedule follows with three consecutive weeks of a mid-week road game
Dedric Lawson heads the University of Memphis returning cast that will try to improve upon last season's 8-10 mark in the
American Athletic Conference. The Tigers open and close this season's AAC slate playing SMU.
The 18-game conference
slate includes nine games
against opponents that had
RPIs of 100 or better last
season. The conference
schedule begins Dec. 27 and
ends March 4.
and a weekend home contest. The run
of mid-week road games starts with a
Wednesday, Jan. 11, game at Tulsa. Last
season, the Golden Hurricane finished
with a 20-12 overall record, falling to
Michigan in the opening round of the
NCAA Tournament. The team returns just
Pat Birt (12.4 points per game) out of its
top eight scorers from last season.
USF, which went 8-25 last season,
comes to FedExForum on Saturday, Jan.
14, and is led by guard Jahmal McMurray,
who averaged 15.2 points per game last
season and was named to the American
Conference All-Rookie Team.
The next week the Tigers travel to
Houston on Thursday, Jan. 19, and face
off against a Cougar team that had a 2210 record and returns two of its top three
scorers including Rob Gray Jr. (16.3 ppg)
and Damyean Dotson (13.9 ppg).
On Sunday, Jan. 22, Memphis returns
home to face off against UCF, a team that
returns three of its top five scorers from
last season for new head coach Johnny
Dawkins. Among the key returners, A.J.
Davis averaged 12.0 points per game, Matt
Williams averaged 8.1, and 7-6 center
Tacko Fall blocked a conference-high 70
shots a season ago.
Memphis then travels to Philadelphia
to take on the Temple Owls on Wednesday, Jan. 25. Last season, the Owls earned
a berth into the NCAA Tournament,
narrowly falling in the opening round to
Iowa. The team returns two key players
from its 21-12 squad, including Obi Enechionyia who averaged 11.2 points and
3.8 rebounds per game, and Josh Brown,
who averaged 8.3 points and 4.9 assists.
On Saturday, Jan. 28, Memphis hosts
the East Carolina Pirates, who had a 12-20
record last season. ECU returns two players who averaged double-digit scoring in
B.J. Tyson (14.6 ppg) and Kentrell Barkley
(10.1 ppg).
The second half of the schedule kicks
off with back-to-back road games, as the
Tigers play Thursday, Feb. 2, at South
Florida and Saturday, Feb. 4, at UCF.
After returning from Florida, the Tigers remain at home for the next week
and a half, hosting Tulsa on Tuesday, Feb.
7, and Temple on Sunday, Feb. 12. The
next road game for the Tigers comes on
Thursday, Feb. 16, at UConn.
A week later on Thursday, Feb. 23,
the Tigers travel to Cincinnati to face off
against the Bearcats in the only meeting
between the two programs during the
regular season. Last season, Cincinnati
finished with a 22-11 record and made
the NCAA Tournament. The squad returns
three of its top five scorers from 2015-16,
including leading scorer and American
Conference First Team honoree Troy
Caupain (13.0 ppg), 2015-16 American
Conference Defensive Player of the Year
Gary Clark (10.7 ppg), and Jacob Evans
(8.4 ppg).
On Sunday, Feb. 26, Memphis hosts
Houston, before the Tigers hold their
senior-day game on Thursday, March 2,
against Tulane. The conference schedule
concludes with the March 4 game at SMU.
28 September 16-22, 2016
sports
UNIVERSITY OF TENNESSEE
High-Scoring Ohio a Good Warmup for Florida Game
UT’s defense must improve this week after giving up 400 yards
against Virginia Tech. Meanwhile, Ohio, this week’s opponent, was
rushing for 329 yards and throwing for another 167 in a 37-21 win
at Kansas.
(AP Photo/Wade Payne)
DAVE LINK
Knoxville Sports Correspondent
Tennessee football returns to
normalcy this week, if you call a
noon EDT kickoff normal.
The Vols survived a Thursday
night scare in the season opener
against Appalachian State in Neyland Stadium. Then they roared
from behind last Saturday at
Bristol Motor Speedway and beat
Virginia Tech 45-24 in the Pilot
Flying J. Battle at Bristol before a
college football record crowd of
156,990.
Next up for the No. 15-ranked
Vols (2-0) is Ohio University (1-1)
on Saturday, and yes, it’s a noon
kickoff (SEC Network).
But at least the Vols are playing on a Saturday, and they’re
playing inside Neyland Stadium,
not a NASCAR track.
It’s UT’s final tune-up before
starting the real season, the SEC
season. And for the Vols, the SEC
start couldn’t be more rugged:
Florida on Sept. 24 at Neyland
Stadium, followed by road games
at Georgia and Texas A&M and a
home game against Alabama on
Oct. 15.
This week, Tennessee’s focus
is Ohio, which hasn’t exactly
looked like a team expected to
contend for the Mid-American
Conference’s East Division title.
The Bobcats lost at home to Texas
State 56-54 in triple overtime in
the Sept. 3 season opener. Texas
State was picked to finish near the
bottom of the Sun Belt Conference. Ohio bounced back last Saturday with a 37-21 win at Kansas,
which is projected to finish in the
Big 12 basement.
Ohio is no trap game for the
Vols. It’s a warm-up for Florida.
Tennessee coach Butch Jones
said all the right things during his
weekly press conference.
“I have had the opportunity
now to get to know Coach (Frank)
Solich, and I have a tremendous
amount of respect for what he’s
built in Athens, Ohio,” Jones
said. “You look at their coordinators (Tim Albin/offense, Jimmy
Burrow/defense), they’ve been
together now for 12 years. You
talk about consistency in a football program, and they’ve built a
great football program. They’ve
been bowl eligible nine out of the
last 10 years.
Solich, Albin, and Burrow are
the only trio of head coach and coordinators in the entire FBS who
have been together for 12 years.
Prior to Ohio, Solich was head
coach at Nebraska for six years,
taking over when Tom Osborne
retired after the Cornhuskers beat
Tennessee 42-17 in the Orange
Bowl to end the 1997 season.
Jones was offensive coordinator at Ferris State that year, and in
1998 became tight ends coach at
Central Michigan, where he was
head coach from 2007-09.
In his final year at Central
Michigan, Jones’ team beat Solich’s Bobcats 20-10 in the 2009
MAC Championship Game. Jones
was hired after the 2009 season
to be head coach at Cincinnati,
where he spent three seasons
before being hired by UT in 2013.
Jones knows to give any MAC
team respect, having been there.
“(The Bobcats) come in averaging 45 points per game,”
Jones added. “The thing that’s
going to challenge our maturity
as a football team is last week they
controlled the ball against Kansas,
a Big 12 opponent, for 43 minutes
of the game, so possessions are
going to be at a premium, and
they also held Kansas to 26 rushing yards.”
Tennessee has an eight-game
winning streak dating back to last
season, its longest since the 13-0
national championship season in
1998. It should be nine by next Saturday afternoon, when UT starts
focusing on ending an 11-game
losing streak to Florida.
Three matchups to watch
UT QBs vs. Ohio secondary
UT starter Joshua Dobbs and
backup Quinten Dormady should
be able to put up some big numbers – along with the Vols’ receiving corps – against a Bobcat secondary that’s struggled through
two games.
Kansas quarterback Montell
Cozart threw for 198 yards and
two touchdowns on 17-of-24
passing last Saturday, but that
paled in comparison to the stats
put up by Texas State’s Tyler Jones
in the opener. Jones, a senior,
threw for a school single-game
record 418 yards and four touchdowns on 40-of-55 passing against
Ohio. Seven Texas State players
vols continued on P36
T E N N E S S E E T I TA N S
OC Robiskie Appreciates the Help – To a Point
TERRY McCORMICK
Nashville Sports Correspondent
Being an offensive or defensive coordinator can be a thankless job.
Call a play that backfires, and
all the armchair coaches in the
stands and watching at home
are screaming for their head. And
of course, when those amateur
play-callers have Twitter at their
fingertips, it only makes the criticism worse.
Worse, what must it be like
for a coordinator when he faces
scrutiny from his own head
coach, who just happens to come
from his side of the football.
In times past, then-head
coach Jeff Fisher often kept a
hand in defensive game plans
and was known to make some
play calls when Jim Schwartz and
later Chuck Cecil were in their
infancy as coordinators.
Now, with Mike Mularkey,
a former NFL tight ends coach
and offensive coordinator at the
helm of the Titans, how does his
presence and influence affect
current offensive coordinator
Terry Robiskie’s game calls? Is it
an advantage?
“No, and don’t tell him I told
you that,” Robiskie says with a
hint of a smile.
“If you’ve got a defensive
head coach, you might make
a call and the defensive head
coach will blink his eyes, like
‘OK,’” Robiskie says. “A head offensive coach like Coach Mularkey picks up on that immediately
and goes, ‘Whoa, now.’ And you
hear about it immediately.
“A defensive-minded coach, I
might have to wait until Monday
to hear about it, but with an offensive coach, it’s immediate.”
Sometimes, however, there is
an advantage to working under
someone who has been in the
same position before, Robiskie
says.
“The advantage of it is to
have a guy there who has done
it, who has sat in that seat. He
understands it,” Robiskie explains. “He knows the trials and
tribulations of it. The good part
about it is, sometimes he can
hear it quickly enough to go, ‘Are
you sure about that one? Let’s
try such and such.’ So that’s a
plus, too.”
Mularkey says he realized
long ago working under Bill
Cowher in Pittsburgh that a head
coach is more apt to zero in on
the position and responsibilities
he knows best, even though his
primary job is to run the club
overall.
“I learned that as a position
coach. When somebody is doing
what you’ve done before, you’re
a little more critical, because
personally I don’t think that
guy is ever going to do it exactly
right,” Mularkey says. “But it’s
not just me. I watched it with
Coach Cowher with the special
teams coaches and linebackers.
That’s when it first hit me. It was
like, ‘Wow! He’s a lot harder on
the special teams coach because
that’s what he coached.’
“It’s not that it’s right or
wrong, it’s that it’s not how he
would do it precisely.”
For his part, Mularkey admits
he was guilty of over-scrutinizing
his offensive coordinator and
tight ends coach, both areas
he previously manned in his
coaching career, when he was
head coach of the Buffalo Bills
in 2004-05.
“These guys know that. I
know that. I’m way better. That’s
one thing I am better at than in
my Buffalo days. (I was) being
a little bit too hard on the guys
that were the coordinator and
the tight ends coaches. I saw that
about myself, and I think that’s
one thing I have gotten better
at,” Mularkey says.
On game days, Mularkey says
he tries to ensure communication with the offensive coaches
is constantly flowing to help alleviate the second-guessing that
could occur.
“One thing we do very well on
the sideline, and Jason Michael is
part of that because he’s talking
to the quarterback, we have very
good communication going on,”
Mularkey says. “We are always
talking ahead of what the next
down and distance is. But we
already know what’s going to
happen (regarding a play call)
before it happens.”
Terry McCormick covers the
Titans for TitanInsider.com
September 16-22, 2016 29
R E TA I L
Fred’s Undergoing Changes After
Disappointing Financial Results
Memphis-based discount retailer Fred’s Inc. is in the midst of a protracted revamp
of the company, meant to better position it in terms of everything from profitability
to efficiency. (Memphis News File/Andrew J. Breig)
ANDY MEEK
The second quarter has not been kind
to retail stocks. Among almost 90 percent
of retail companies that reported secondquarter earnings as of Aug. 24, just 3.9
percent surpassed estimates, according
to Zacks Investment Research, and barely
4 percent posted higher year-over-year
revenue.
Memphis-based discount retailer
Fred’s Inc. was not one of those companies.
No, the company that operates several hundred general-merchandise stores
instead ran headlong into a meat grinder
of bad results – Fred’s stock shed almost
40 percent of its value since July 25 – and
negative investor news headlines like
“Why You Should Dump Fred’s Right
Now.” That was accompanied by the
assembly of a new management team,
including a new CEO.
Fred’s announced at the end of August
that current CEO Jerry Shore is leaving in
February after 16 years. Meanwhile, Fred’s
president and chief operating officer Mike
Bloom – whose resume includes stints
“
We are very aware that
investors are disappointed
and concerned with our
performance this year.”
–Rick Hans, Fred's CFO
at competing retailers like Family Dollar
and CVS, which has a large pharmacy
operation – was elevated to the CEO job
immediately.
Drilling deeper into the company’s
headwinds, the string of negative news
included:
• Disappointing second-quarter results released at the end of August. For
the quarter ended July 30, Fred's reported
a net loss of $6.9 million, compared with
a net loss of $4.9 million for the second
quarter of 2015. Total sales for the second
quarter declined 3 percent compared with
the second quarter of last year, while total
sales for the first half of 2016 increased 2.3
percent from a year ago.
• Lower average selling prices in the
company’s pharmacy.
• Lowered earnings estimates. On that
front, Fred’s CFO Rick Hans told analysts
recently the company expects total sales
and comparable-store sales to be in the
range of “negative 1 percent to a positive
1 percent” for the back half of 2016.
For the past few years, Fred’s has been
trying to position itself as more of a health
care company, steering more resources
and revenue strategies into pharmacy
operations. The company’s roadmap also
has included investing heavily in new store
growth and remodels.
Along those lines, Fred’s recently told
analysts that capital expenses during the
second quarter totaled $8.5 million, almost double the $4.7 million total last year.
The capital invested during the quarter
included $3.5 million for store remodels,
among other things.
“We are very aware that investors are
disappointed and concerned with our performance this year,” Hans told analysts.
“So are we. We now realize that the initiatives and outcomes we have discussed
in prior calls are simply taking longer to
develop than we first expected.”
Fred’s, meanwhile, rolled out a slew
of new appointments within the past few
weeks along with Bloom’s.
The company tapped Mary Lou Gardner as chief merchandising and marketing
officer.
Her predecessor, Bryan Pugh, resigned
from the company less than 18 months
after taking the chief merchandising and
marketing job in March 2015.
Rick Chambers, executive vice president of pharmacy operations, retired after
nearly 25 years at Fred’s. The company
changed the role to chief operating officer
– pharmacy, and gave that job to Timothy
Liebmann, who came to Fred’s in June as
vice president of pharmacy services.
And Fred’s promoted Craig Barnes,
who joined the company in 2014, to the
newly created role of COO-front store. He
previously served as executive vice president of supply chain, global and domestic
logistics.
Fred’s executives are planning to say
more about the broad revamp at an analyst day gathering later this year.
Worth noting about the company’s
plan to reverse its slump: In line with the
fact that it’s not the only retailer suffering
as consumer dollars keep shifting to faster,
cheaper and digital options, parts of the
Fred’s game plan have broad applicability.
It includes things like, according to what
executives told analysts on the most recent
conference call, “taking a disciplined approach to turn around bottom-performing
stores”; being more disciplined about
managing inventory levels; and better
marketing.
“We know who our customers are and
what they need,” Bloom said on the call.
“We can deliver access to pharmacy and
health care services as well as (a) broad,
value-based assortment of products. As the
retail landscape we compete in continues
to evolve, it is time for Fred's to optimize,
focus and grow with discipline. We are at
an inflection point as a company.”
30 September 16-22, 2016
T R A N S P O R TAT I O N
Federal Grant Has MATA Hopeful Of
Replacing Outdated, Dangerous Buses
MADELINE FABER
The Memphis Area Transit Authority
could add as many as 35 new buses to its
fleet, which would reduce its high rate for
road failure and maintenance costs.
The buses are possible through a boost
in funding for capital expenditure and a
recently-announced $4.3 million grant
from the Federal Transit Administration.
“It's a very big step in the right direction,” said Gary Rosenfeld, CAO of MATA.
“It's not where we need to be to get out of
the situation we find ourselves in, but this
covers about a third of what we really need
in terms of addressing our over-aged and
overused vehicles.”
In February MATA CEO Ron Garrison
told the Memphis City Council the bus
system would "collapse" without $8 million
in additional city operating funds and $5
million in increased city capital funding to
buy 11 new buses.
Sixty of the buses in the fleet are 200,000
miles past their prime and would cost $24
million to replace, Garrison said.
In the budget approved for fiscal year
2016, MATA received $2.5 million additional in operating funds and $5 million
additional in capital funds.
“We see it as a victory,” said Bennett
Foster, an organizer with the Memphis Bus
Riders Union, an entity that has lobbied
at the local and state level for new MATA
buses.
Memphis’ out-of-date fleet is dangerous to passengers and drivers, he said.
There have been three reported accounts
in the past year and a half of buses catching fire.
“We may have seen more fires this
year,” he said. “We may still see that, but
this is going to go along way to solving the
problem of dangerous fires on buses that
can totally destroy a bus.”
Rosenfeld said that new buses will make
service more reliable and reduce road failThe Memphis Area Transit Authority needs 60 new buses to replace those that are
ure rate and high maintenance costs.
said to be 200,000 miles past their prime. (Memphis News File/Andrew J. Breig)
MATA already has a contract with Gillig Corp. to buy 15 low-floor buses, and
Rosenfeld expects those to delivered by the existing Gillig contract or find another FTA grant will also get be upgraded to meet
emission requirements. Rosenfeld said
manufacturer.
April of next year.
Bus orders usually take about 18 to 20 that meeting those requirements will bring
A contract backed by the FTA grant has
improved fuel economy and improved
not yet been hammered out. Rosenfeld said months to fulfill, he said.
The new buses supplied through the maintenance rates.
that MATA may add on 10 to 15 buses toT:7”
Teach your kids how to
be more than
a bystander.
Learn how at
StopBullying.gov
T:4.875”
You’re
worthless.
You don’t see
bullying like
this every day.
Your kids do.
September 16-22, 2016 31
NEWSMAKERS
Kirkpatrick Named CFO
At Commercial Advisors
KATE SIMONE
ksimone@memphisdailynews.com
LORI KIRKPATRICK has joined Cushman & Wakefield/Commercial
Advisors as chief financial officer. In this role, Kirkpatrick oversees all
finance and accounting functions at Commercial Advisors, including lease
administration services provided to clients. She focuses on driving projects
and innovations and ensuring quality and commitment to our clients.
Hometown: Dyersburg,
Tenn.
The sports team(s) you root
for: Ole Miss
Experience: BBA from University of Mississippi. More
than 25 years’ experience
in commercial real estate
accounting and finance, including controller at Weston
Cos., vice president senior
controller at Trammell Crow
Co. and managing director
of global corporate services
client accounting at CBRE
What’s playing on your
stereo right now? “Dear
Younger Me” by Mercy Me
Family: Married to Carroll
Kirkpatrick; daughter, Katie Kirkpatrick; family pet –
black lab mix, Delta.
Favorite quote: “True humility is not thinking less
of yourself; it is thinking of
yourself less.” – C.S. Lewis
Favorite movie: More than
movies, I love “Downton
Abbey.”
Activities you enjoy outside
of work: Spending time with
family, serving at my church
and in the community, and
my hobby is refinishing old
furniture.
What talent do you wish
you had? I wish I could play
the piano. I took lessons as
a child, but it wasn’t my gift.
Who has had the greatest
influence on you and why?
My dad. He was a great role
model, man of faith, teacher,
employee, manager, husband and father. He treated
everyone with respect. He
shared stories of his experiences with people at the dinner table every night when
Dr. Stephanie Ivey,
associate professor
with the department
of civil engineering
and director of the
Intermodal Freight
Transportation Institute and the
IVEY
Southeast Transportation Workforce
Center at the University of Memphis,
has been named to the Transportation Industry Council of the Federal
Reserve Bank of St. Louis. The council
is one of four created by the St. Louis
Fed in 2006 to provide feedback regarding economic conditions within a key
Eighth District industry sector.
Docia Generette-Walker, principal of
Middle College High School, has been
I was growing up. His love
for people and their lives
outside of work instilled my
value of family and respect
for others.
What attracted you to Commercial Advisors? The work
culture. Commercial Advisors’ priorities line up with
my values: family, respect
for co-workers, care for our
clients and commitment to
our community. It’s refreshing to be part of an organization that loves Memphis and
gives back so generously.
What are your goals in your
new position? To build the
best commercial real estate
services finance and accounting team by investing
in our people, process and
systems.
What do you consider your
greatest accomplishment?
Establishing a lease admin-
LORI KIRKPATRICK
istration center for Trammell
Crow Co. It was challenging
and rewarding building a
team of professionals and
working together to create
a value-add business line
from the ground up.
What do you most enjoy
about your work? I love
working in a smaller company, which gives me the
opportunity to be involved
in different aspects of the
business, not just crunching
the numbers. I enjoy getting
into the details.
If you could give one piece
of advice to young people,
what would it be? Be intentional about your career.
Know where you are going
and why you are doing what
you’re doing.
named the Shelby/Municipals regional
finalist for the Tennessee Department
of Education’s 2016-17 Tennessee
Principal of the Year award. The nine
chosen finalists represent each Center
of Regional Excellence (CORE) region
in the state, with three finalists in each
Grand Division – West, Middle and
East. Grand Division winners and the
Principal of the Year will be announced
in late October. new position, he will share responsibilities for managing content creation
for more complex projects and providing oversight of junior copywriters.
Brandon Davis has
been promoted to
senior copywriter at inferno. Davis joined inferno
in 2013 as a junior
copywriter and most
recently served as
copywriter. In his
Red Deluxe Brand Development
has won two Telly Awards for its national television public service announcements for Wounded Warrior Project. Red Deluxe won a Silver Telly, the highest honor, for the
WWP PSA “At Ease,” and awarded another Silver for the entire campaign of
three spots.
DAVIS
Lauren Evans, Chris Nicholas and
Neva Stafford have joined residential
mortgage originator PrimeLending, a
PlainsCapital company, as new mortgage loan originators in the Memphis
branch at 6750 Poplar Ave.
ANGELA COPELAND
CAREER CORNER
Put Your
Career First
Loyalty can feel like a lost art. It’s often hard
to know where alliances lie and who really has
your back. Sadly, this can be especially true in
the workplace.
Over the years, I’ve noticed an interesting
phenomenon. Even when we know things
are going badly, we want to hang in there for
the good of the company. In theory, it’s good
to be committed. It’s great. But, in practice,
this doesn’t always make sense in today’s job
market.
Company layoffs are no longer an uncommon way for an organization to save money.
Even the best employees risk being cut after
years of service. It’s a sad but true fact. Pair that
with people changing jobs every four years or
so and the job market is entirely different than
it was just 20 years ago.
I very often encounter hard-working employees I’m concerned about. They’re the kind
of people who put in more time than they’re
required to. They take work home at night and
on the weekends. The may even take business
calls on their personal time.
This same hard-working group also often
chooses to stay at a job despite the signs that
it’s time to go. Perhaps their colleagues were
recently let go. Or, maybe the company is restructuring a little too often. The organization
is losing money, and the executives are showing
signs that they’re nervous. But, the hard workers
are committed. They want to stick it out. And,
besides, they have a seemingly stable job. “Why
would anyone leave a good job?” they wonder.
The problem is – if there are signs that things
are going south, there’s a good chance they
really will eventually go that way. Sadly for the
committed worker, this means that they may
eventually lose their job. They could be the
victim of a layoff.
It can take months to find a new job. And,
sadly, future employers could easily assume
that these dedicated workers were not part of
a big layout. They might assume the employees
were let go for cause, but isn’t disclosing that
information.
The bottom line is this: Business is business.
Companies know that. It’s why they don’t hesitate to cut employees when they need to save
money. Businesses are loyal to the business
first. And, in this same way, the hard-working
employees should take care of themselves. I’m
not talking about jumping ship for no reason,
but if you know things are wrong, don’t ignore
it. Listen to yourself.
If you do, you could end up without a job.
Being unemployed, or in a situation where
you hate your work, takes away your options.
It forces you to quickly take a job that you may
or may not really like. At times, it can even be
the start of a vicious cycle of moving from bad
job to bad job.
Remember, you are the CEO of your own
career. In the same way the business must
protect their future, you must protect yours.
Angela Copeland, CEO and founder
of Copeland Coaching, can be reached at
CopelandCoaching.com or on Twitter at @
CopelandCoach.
32 September 16-22, 2016
Lawmakers Struggling With Health Care Costs
SAM STOCKARD
VIEW FROM THE HILL
State Rep. Ron Travis is perplexed.
On one hand, the Republican from
Dayton is concerned with escalating premiums for Tennesseans participating in
the insurance marketplace, worried costs
are increasing to the point people simply
can’t afford health insurance.
“I’m from a rural town. My people need
to be insured,” says Travis, who as an insurance agent has a little better understanding
of the market than most.
“But then on the other side of it, too, I
see this 60 percent rate increase that we’re
taking in health care for just that population of the Affordable Care Act. And that
kind of scares me where we’re going as a
country. It’s crazy.”
BlueCross BlueShield, one of Tennessee’s providers on the federal exchange, got
that rate hike after telling state leaders it lost
$311 million on Individual/Marketplace
plans in 2014 and 2015 and expects to lose
another $100 million in 2016.
The main problem, it says, is the pool
of uninsured has too many sick people and
not enough healthy ones whose premiums
can offset their high costs. Consequently,
they’re paying more than they’re taking in
for this program.
At the same time, Travis has questions
about the 3-Star Healthy Task Force’s tentative TennCare expansion, one likely to
require a 65-35 split between the federal
government and Tennessee for coverage
compared to a 90-10 split for Gov. Bill
Haslam’s Insure Tennessee proposal, with
hospitals willing to foot the 10 percent.
Appointed by House Speaker Beth
Harwell, the committee is considering a
two-year pilot project to expand Medicaid
to cover veterans and those with mental
health problems. If that works, in year two
it will try to catch everyone in a coverage
gap between TennCare and Affordable
Care, roughly 280,000 people.
And that’s where Travis gets stuck. He
admits needing more information about
3-Star Healthy before trashing it, but ultimately he’s looking at the cost.
“I just don’t know where we’re gonna
come up with that 35 percent,” he says.
Gov. Haslam was banking on more
than $1 billion annually from the federal
government to fund Insure Tennessee, a
market-based plan with health savings accounts as one part and some incentives for
people to improve their health. He couldn’t
move his bill out of committees in 2015’s
special or regular sessions.
If the federal Centers for Medicaid and
Medicare approves 3-Star Healthy with the
usual 65-35 split for TennCare expansion,
the Legislature might have to come up with
$350 million.
“We don’t need to put another burden
on the taxpayers, and that’s what worries
me … where’s this burden gonna fall?”
Travis asks. “But there’s a lot of good people
out there who need insurance.”
Holding out hope
Travis’ words came after a recent House
Insurance & Banking Subcommittee sum-
mer study in which Democratic state Rep.
Craig Fitzhugh discussed his bill to put
Insure Tennessee up for a statewide referendum on the Nov. 8 ballot.
The chances are slim to none. But
Fitzhugh, like the other 30 Democrats in
the Legislature keeps throwing it out there.
The Legislature was to enter a special session this week at the request of
Gov. Haslam to hold on to $60 million in
federal highway funds jeopardized by a
new underage DUI law conflicting with
federal “no-tolerance” standards. The
feds say anyone under 21 with more than
.02 percent blood-alcohol content while
driving should be charged with DUI, but
the new state law pushed the level to .08
percent for those 18 to 20.
It was expected to be a quick fix. But this
health insurance stuff isn’t quite so easy,
no matter how overwhelming the numbers
appear to be.
Democrats say the $60 million is a
pittance compared to the money lost by
not approving Insure Tennessee, which
Haslam was asked to propose after the
state opted against joining the Affordable
Care Act.
“In 24 days we will have forfeited that
much from the federal government, money
that is rightly ours,” Fitzhugh says, pointing
out state polls show overwhelming support
for Insure Tennessee. “Add it on to $2.4
billion our state has forfeited.”
Yet the summer study committee
chaired by Rep. Kelly Keisling, a Byrdstown
Republican, didn’t vote because he had
declared all matters for discussion only.
And Fitzhugh wouldn’t commit to raising
the matter during this week’s special session, though some sort of vote would have
to pass to put it on the November ballot.
Politicians or prophets?
Tennessee Commissioner of Commerce & Insurance Julie McPeak recently
authorized sizable premium rate increases
for BlueCross BlueShield Tennessee, 62
percent, Cigna, a revised 46.3 percent,
and Humana, a revised 44.3 percent, for
coverage on Tennessee’s Individual/Marketplace exchange.
McPeak mentioned the program could
be on the verge of “collapse.”
Not long afterward, state Sen. Jeff Yarbro and Rep. John Ray Clemmons did what
Democrats do, held a press conference to
take shots at the Republicans.
“We’ve got a population larger than
the city of Knoxville that’s found insurance
for the first time through this exchange
program, and if the insurance commissioner’s diagnosis is more than just the
‘sky is falling’ rhetoric, we absolutely have
to find out why Tennessee is failing more
than other states and do something about
it,” Yarbro said.
Yarbro and Clemmons say McPeak
allowed “unprecedented” rate hikes in premiums without “sufficient justification.”
Clemmons raised the question: How is
BlueCross BlueShield of Tennessee going
to leave Tennessee if it doesn’t get its way.
“It has nowhere to go. Now this is a
direct attack on Medicaid expansion. This
is a direct attack by those who wish to see
Obamacare fail. Let’s make no mistake
about it,” Clemmons says. “States that
have expanded Medicaid have not seen
rate increases anywhere near these levels.”
Yarbro and Clemmons wanted Republican chairmen of the Legislature’s
insurance committees to hold hearings to
find out why Tennessee is sucking hind tit.
But they both answer their question,
arguing Tennessee’s rate of the premium
increase is higher than the national average
because of the failure to expand Medicaid.
These rate increases, though, will really
only hit about 15 percent of the people
participating in the individual marketplace.
The poorest folks covered by subsidies will
see theirs go up a few dollars a month, but
middle-class folks and small businesses
could see premiums increase several hundred dollars a month.
This endangers the marketplace even
more because it drives healthier people
out of the program and leaves the risk pool
even riskier than it is already.
Oddly enough, conservative Republican Sen. Mark Green sent out a statement
knocking the premium increases but
continuing the lambasting of Obamacare,
saying it’s time to recognize the health
insurance program “has failed.”
Green notes he sent a letter to McPeak
in January 2016 pointing out healthy people
were leaving the pool because of premium
increases, causing costs per patient to rise
even more, leading to her pronunciation of
doom and rate hikes to prop up a “failed”
federal program.
“It may be time for ALL of Tennessee’s
insurers to leave the program,” he explains.
His letter points out the average monthly premium for federally facilitated marketplace products was $321 in 2015 with
an average subsidy of $211, leaving other
customers to cover the $110.
In other words, the middle class can’t
cover the costs of the poor. At the same
time, smaller companies can’t buy insurance in bulk to compete with larger firms.
“I am asking Commissioner McPeak to
cap the increases until the federal government can find the means to pay the entire
subsidy,” Green’s letter states. “This is an
inherent failure of Obamacare and the federal government should bear the burden,
not Tennessee families.”
Lest he forgets, though, those federal
dollars have to come from somewhere.
That “giant sucking sound” isn’t jobs going
south but dollars out of wallets.
Clemmons and Yarbro scoff at Green’s
comments, saying it’s counterproductive
for customers to flee the marketplace.
Yet, predictably, Republican Sen. Jack
Johnson, chairman of the Senate Commerce & Labor Committee, would have
none of their proposal for hearings – at least
not in mid-summer.
“The commissioner has statutory
authority to approve those rate hikes,”
Johnson adds.
“I’m not saying we won’t take it up in
January when we reconvene, but I don’t see
the need to hold a public hearing when the
commissioner has more than made herself
available to any member who wants to
discuss these individually. She’s made her
justification in the press, and so other than
just trying to create some type of political
spectacle, I don’t see any need to bring
members in at a cost to taxpayers.”
Johnson calls the premium increases
a clear indication of what he suspected all
along, “that is Obamacare is a disaster.”
He points out what others do: Young,
healthy people aren’t signing up for the
exchange because they can’t afford the premiums, so most of those in the program are
older, sicker and more expensive to cover.
In fact, BlueCross BlueShield acknowledges it underestimated how much it
would cost to cover those who’ve never had
insurance, in addition to paying for more
expensive drugs.
“And that’s an actuarial scenario that’s
unsustainable,” Johnson says.
The only leverage the government
has is to fine those who don’t sign up for
coverage, but the fine is less, about $800
a year, than the total cost of insurance
premiums, he points out. So they’ll take
the fine instead.
The Franklin Republican says he sees
no correlation, either, between the premium increases and the lack of Medicaid
expansion here because the people in those
programs are in separate pools. He doesn’t
like the idea of a single-payer system such
as Medicare as a “viable alternative” either
and would adamantly oppose it.
Johnson contends he takes Yarbro’s
request seriously and isn’t “dismissing it”
out of hand. McPeak, though, can hardly
deny the premium increases because the
insurance companies might drop out,
which some have done already, he says.
In other words, prepare for hearings
this winter when McPeak will be able to
reiterate Tennessee isn’t the only state to
allow insurers to refile. The state has had
some of the lowest rates in the nation,
but costs are going up because of more
frequent use of health care, greater percentages of people with chronic diseases
and rising pharmacy costs, she contends.
“We want Tennesseans to have coverage but solvent insurance companies
should provide that coverage,” the commissioner’s office says, adding the state
doesn’t want to run insurers out of the market and leave people with only one option.
Final analysis
Before they report back to Nashville for
the 2017 session, legislators might want to
read a recent study by the U.S. Department
of Health and Human Services showing
Medicaid expansion can lead to lower insurance prices for those in the middle class.
The study found marketplace premiums
are about 7 percent lower in states that expanded Medicaid than in those that didn’t.
The Center on Budget and Policy Priorities also compiled a helpful report in 2012
predicting exactly what is happening now:
States that don’t expand Medicaid leave
millions of people in a “coverage gap.”
“First, failing to expand Medicaid
would likely destabilize the private insurance market and drive up premiums.
Second, insurers would benefit financially
from the expansion, whether they only offer Medicaid managed care plans, private
individual and small-group market plans,
or both,” it states.
Forgive me for not giving any more
statistics.
But someday, we’re just going to have
to admit it’s expensive to pay for poor
people’s hospital bills, whether the money
is funneled through hospitals, state government or the feds. The poor will always be
with us, but the healthier they become, the
less it should cost eventually – whenever
that might be. It’s got to start somewhere.
Rep. Travis might take some comfort
in that.
Sam Stockard can be reached at sstockard44@gmail.com.
September
16-22,5,2016
January
30-February
20153329
September 16 - 22, 2016 33
public notices
Foreclosure Notices
Fayette County
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on
September 29, 2016 at 11:00 am
local time, at the south door, Fayette
County Courthouse, 16755 Highway
64, Somerville, Tennessee, pursuant
to Deed of Trust executed by Mack
A. Dockery, husband, and Laberta
Dockery, wife, to D. Michael Dunavant,
Attorney at Law, Trustee, on April 12,
2000 at Book D542, Page 640; and
modified by Agreement recorded July
8, 2013 at Instrument #13004247;
all of record in the Fayette County
Register’s Office.
Party entitled to enforce security
interest: LPP Mortgage LTD, its successors and assigns
The following real estate located
in Fayette County, Tennessee, will be
sold to the highest call bidder subject
to all unpaid taxes, prior liens and
encumbrances of record:
The following described property located in the First (1st) Civil District of
Fayette County, Tennessee, to-wit:
Lot Number 1 of Good Springs Loop
Subdivision as recorded in Plat Book
7, page 30, of the Register’s Office
of Fayette County, Tennessee.
LOCATED UPON THE ABOVE-DESCRIBED PROPERTY is a 2000
New Fleetwood Anniversary manufactured home, Serial Number
TNFLY27A22297AV12/TNFLY27B22297AV12.
Parcel Number: 147-023.04
Current Owner(s) of Property: Mack A.
Dockery and wife, Laberta Dockery,
as tenants by the entireties
Other interested parties: LPP Mortgage LTD, CitiFinancial, Inc., CitiFinancial, Inc.
Street Address: 1640 Good Springs
Loop, Williston, Tennessee 38066
Any property address provided is
not part of the legal description of the
property sold herein and in the event of
any discrepancy, the legal description
referenced herein shall control.
All right of equity of redemption,
statutory and otherwise, and homestead are expressly waived in said Deed
of Trust, and the title is believed to be
good, but the undersigned will sell and
convey only as Substitute Trustee.
If you purchase a property at the
foreclosure sale, the entire purchase
price is due and payable at the conclusion of the auction in the form of a
certified/bank check made payable to
or endorsed to Shapiro & Ingle, LLP.
No personal checks will be accepted.
To this end, you must bring sufficient
funds to outbid the lender and any
other bidders. Insufficient funds will
not be accepted. Amounts received
in excess of the winning bid will be
refunded to the successful purchaser
at the time the foreclosure deed is
delivered.
This property is being sold with the
express reservation that the sale is
subject to confirmation by the lender
or trustee. This sale may be rescinded
at any time.
Shapiro & Ingle, LLP, a Tennessee limited liability partnership
Substitute Trustee
10130 Perimeter Parkway, Suite
400
Charlotte, NC 28216
Phone: (704) 333-8107
Fax: (704) 333-8156
www.shapiro-ingle.com
File No. 12-037999
Sept. 2, 9, 16, 2016
Fln13051
Foreclosure Notices
Madison County
WHEREAS, default having been made
in the payment of the debts and obligations secured by a Deed of Trust dated
01/26/06, by Lloid Wayne Sterling
a/k/a Wayne Sterling (deceased) and
wife, Debbie E. Sterling (deceased) to
R. Bradley Hancock, Trustee, for the
benefit of The Bank of Jackson and appearing of record in Register’s Office of
MADISON County, Tennessee, in Book
T1734, Page 405, and WHEREAS, the
beneficial interest of said Deed of Trust
was last transferred and assigned to
Federal National Mortgage Association
(“Fannie Mae”) and WHEREAS, Federal
National Mortgage Association (“Fannie
Mae”), as the holder of the Note for
which debt is owed, (“Note Holder”),
appointed the undersigned, Priority
Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or
to be filed for record in the Register’s
Office of MADISON County, Tennessee,
with all the rights, powers and privileges
of the original Trustee named in said
Deed of Trust; and NOW, THEREFORE,
notice is hereby given that the entire
indebtedness has been declared due
and payable as provided in said Deed of
Trust by the Note Holder, and that the
undersigned, Priority Trustee Services
of TN, LLC, Substitute Trustee, or its
duly appointed attorneys or agents,
by virtue of the power and authority
vested in it, will on September 29,
2016, commencing at 10:00 AM at
the North Entrance at the Madison
County Courthouse, 100 East Main
Street, Jackson, TN 38301, proceed
to sell at public outcry to the highest
and best bidder for cash or certified
check only. The wiring of funds will not
be accepted. The conducting of the
sale will be handled by Auction.com.
More information concerning their policies and procedures on bidding at the
foreclosure sale can be found on their
website Auction.com. The following described property situated in MADISON
County, Tennessee, to wit: BEGINNING
AT A STAKE IN THE WESTERN MARGIN
OF MARIGOLD DRIVE AT THE NORTHEASTERN CORNER OF LOT NO. 22 IN
SECTION I OF WATLINGTON WOODS
SUBDIVISION, A PLAT OF WHICH APPEARS OF RECORD IN PLAT BOOK 2,
PAGE 207, IN THE REGISTER’SOFFICE
OF MADISON COUNTY, TENNESSEE,
RUNS THENCE NORTH 44 DEGREES
30 MINUTES WEST WITH THE MARGIN
OF SAID LOT NO. 22 A DISTANCE OF
175 FEET TO A STAKE AT A CORNER
WITH SAME; RUNS THENCE NORTH
45 DEGREES 30 MINUTES EAST 125
FEET TO A STAKE AT A CORNER WITH
LOT NO. 20 IN SAID SUBDIVISION;
RUNS THENCE SOUTH 44 DEGREES 30
MINUTES EAST WITH THE MARGIN OF
SAID LOT NO. 20 A DISTANCE OF 175
FEET TO A STAKE AT A CORNER WITH
SAME AND IN THE MARGIN OF MARIGOLD DIRVE; RUNS THENCE SOUTH
45 DEGREES 30 MINUTES WEST WITH
THE MARGIN OF MARIGOLD DRIVE 125
FEET TO A STAKE, BEING THE POINT
OF BEGINNING. BEING LOT NO. 21 IN
SECTION I OF WATLINGTON WOODS
SUBDIVISION, A PLAT OF WHICH APPEARS OF RECORD IN PLAT BOOK 2,
PAGE 207, IN THE REGISTER’S OFFICE
OF MADISON COUNTY, TENNESSEE.
BEING THE SAME REAL PROPERTY CONVEYED TO WAYNE STERLING AND WIFE,
DEBBIE E. STERLING BY DEED APPEARING OF RECORD IN DEED BOOK 672,
PAGE 922 IN THE REGISTER’S OFFICE
OF MADISON COUNTY, TENNESSEE.
PROPERTY ADDRESS: 53 MARIGOLD
DR, JACKSON, TN 38301 CURRENT
OWNER(S): Wayne Sterling a/k/a Lloid
Wayne Sterling (deceased) and wife,
Debbie E. Sterling (deceased) The sale
of the above-described property shall
be subject to all matters shown on any
recorded plan; any unpaid taxes; any
restrictive covenants, easements or
set-back lines that may be applicable;
any prior liens or encumbrances as
well as any priority created by a fixture
filing; and any matter that an accurate
survey of the premises might disclose.
Substitute Trustee will only convey
any interest he/she may have in the
property at the time of sale. Property is
sold “as is, where is.” SUBORDINATE
LIENHOLDERS: Capital One Bank USA,
NA, and JPMorgan Chase Bank, NA For
every lien or claim of lien of the state
identified above, please be advised
notice required by § 67-1-1433 (b)
(1) was timely given and that any sale
of the property herein referenced will
be subject to the right of the state to
redeem the land as provided for in §
67-1-1433(c)(1). All right and equity
of redemption, statutory or otherwise,
homestead, and dower are expressly
waived in said Deed of Trust, and
the title is believed to be good, but
the undersigned will sell and convey
only as Substitute Trustee. The right
is reserved to adjourn the day of the
sale to another day, time, and place
certain without further publication,
upon announcement at the time and
place for the sale set forth above.
PRIORITY TRUSTEE SERVICES OF TN,
LLC 2970 Clairmont Road NE, Suite
780 Atlanta, Georgia 30329 770234-9181 File No.: 7345.29414 Web
Site: www.rcolegal.com Memphis News
09/02/16, 09/09/16, 09/16/16 TS#:
7345.29414
FEI # 2013.04604
Sept. 2, 9, 16, 2016
Fln13042
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred
in the performance of the covenants,
terms, and conditions of a Deed of
Trust Note dated December 20, 2007,
and the Deed of Trust of even date
securing the same, recorded December 26, 2007, in Book No. T1820, at
Page 1581, in Office of the Register of
Deeds for Madison County, Tennessee,
executed by Ethel W. Myers, conveying
certain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells
Fargo Bank, N.A.; and the undersigned,
Wilson & Associates, P.L.L.C., having
been appointed Successor Trustee by
Wells Fargo Bank, N.A..
NOW, THEREFORE, notice is hereby
given that the entire indebtedness has
been declared due and payable; and
that an agent of Wilson & Associates,
P.L.L.C., as Successor Trustee, by
virtue of the power, duty, and authority
vested in and imposed upon said Successor Trustee, by Wells Fargo Bank,
N.A., will, on October 13, 2016 on
or about 11:00 AM, at the Madison
County Courthouse, Jackson, Tennessee, offer for sale certain property
hereinafter described to the highest
bidder FOR certified funds paid at the
conclusion of the sale, or credit bid
from a bank or other lending entity
pre-approved by the successor trustee.
The sale is free from all exemptions,
which are expressly waived in the
Deed of Trust, said property being real
estate situated in Madison County,
Tennessee, and being more particularly
described as follows:
BEING LOT NO. 110 in Section VI of
Windy Acres Subdivision, a plat of
which appears of record in Plat Book
3, Page 303, in the Register’s Office
of Madison County, Tennessee.
ALSO KNOWN AS: 12 Chippewa
Circle, Jackson, TN 38305
This sale is subject to all matters
shown on any applicable recorded
plat; any unpaid taxes; any restrictive
covenants, easements, or setback lines
that may be applicable; any statutory
rights of redemption of any governmental agency, state or federal; any prior
liens or encumbrances as well as any
priority created by a fixture filing; and
to any matter that an accurate survey
of the premises might disclose. In addition, the following parties may claim
an interest in the above-referenced
property:
ETHEL W. MYERS
ESTATE OF ETHEL MYERS
UNKNOWN HEIR(S) OF ETHEL MYERS,
IF ANY
SECRETARY OF HOUSING & URBAN
DEVELOPMENT
The sale held pursuant to this Notice
may be rescinded at the Successor
Trustee’s option at any time. The right
certain without further publication, upon
announcement at the time and place
for the sale set forth above. W&A No.
316168
DATED August 25, 2016
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM and WWW.REALTYTRAC.COM
Sept. 2, 9, 16, 2016
Fln13053
terms, and conditions of a Deed of Trust
Note dated August 20, 2001, and the
Deed of Trust of even date securing
the same, recorded August 24, 2001,
in Book No. T1316, at Page 803, in
Office of the Register of Deeds for
Madison County, Tennessee, executed
by Doris Yarbrough, conveying certain
property therein described to Randall
Ray as Trustee for NBR Mortgage; and
the undersigned, Wilson & Associates,
P.L.L.C., having been appointed Successor Trustee by New Residential
Mortgage Loan Trust 2014-3.
virtue of the power, duty, and authority vested in and imposed upon said
Successor Trustee, by New Residential
Mortgage Loan Trust 2014-3, will, on
September 29, 2016 on or about
10:00 AM, at the Madison County
Courthouse, Jackson, Tennessee, offer for sale certain property hereinafter
described to the highest bidder FOR
certified funds paid at the conclusion
of the sale, or credit bid from a bank
or other lending entity pre-approved
by the successor trustee. The sale is
free from all exemptions, which are
expressly waived in the Deed of Trust,
said property being real estate situated
in Madison County, Tennessee, and
being more particularly described as
follows:
Lot 4 in Section VIII, Briarcliff Subdivision, a plat of which appears of
record in the Register’s Office of
Madison County, Tennessee, in Plat
Book 2, page 198, dated September
13, 1968.
ALSO KNOWN AS: 26 Briarwood
Lane, Jackson, TN 38301
property:
DORIS YARBROUGH
315983
Successor Trustee
Sept. 2, 9, 16, 2016
Fln13055
Trust Note dated May 19, 2000, and
the Deed of Trust of even date securing
the same, recorded May 25, 2000, in
Book No. T1242, at Page 837, in Office
of the Register of Deeds for Madison
County, Tennessee, executed by Katie
Y. Brantley and Catherine S. Brantley
and Bardo Brantley, conveying certain
property therein described to FMLS,
Inc. as Trustee for AmSouth Bank; and
P.L.L.C., having been appointed Successor Trustee by Wells Fargo Bank,
N.A..
N.A., will, on September 29, 2016 on
BEGINNING at a stake in the west
margin of Russell Road at the southeast corner of Lot No. 18 of Hawley
Hills Estates, and runs thence in a
westerly direction with the south
line of said Lot No. 18, 199. 74 feet
to a stake at the southeast corner
of Lot No. 16, the northeast corner
of Lot No. 14, and the northwest
corner of Lot No. 20; thence in a
southeasterly direction with the
northeast line of said Lot No. 20,
177.07 feet to a stake in the north
(west) line of Beechwood Road;
thence in a northeasterly direction
with the north (west) margin of said
Beechwood Road 88.61 feet to a
stake; thence in a northeasterly
direction with the north margin of
Beechwood Road and the west
margin of Russell Road following
the arc of a curve described with
a radius of 15 feet a distance of
23.56 feet to a stake in the west
margin of Russell Road; thence in
a northerly direction with the west
margin of Russell Road 112.82 feet
to the point of beginning, and being
designated as Lot No. 19 of Hawley
Hills Estates, a plat of which appears
of record in the Register’s Office of
Madison County, Tennessee in Plat
Book No. 1, at page 256.
ALSO KNOWN AS: 309 Russell Road,
Jackson, TN 38301-3834
rights of redemption of any governmental
agency, state or federal; any prior liens
or encumbrances as well as any priority
created by a fixture filing; and to any
matter that an accurate survey of the
premises might disclose. In addition, the
following parties may claim an interest
in the above-referenced property:
KATIE Y. BRANTLEY
CATHERINE S. BRANTLEY
BARDO BRANTLEY
313241
Successor Trustee
Sept. 2, 9, 16, 2016
Fln13057
Note dated February 21, 2014, and the
Deed of Trust of even date securing the
same, recorded February 27, 2014,
in Book No. T1972, at Page 1542,
in Office of the Register of Deeds for
by William Hatch and Rebecca Hatch,
conveying certain property therein described to Residential Title and Escrow,
LLC as Trustee for Mortgage Electronic
Registration Systems, Inc., as nominee
for Platinum Financial Funding L.L.C.,
its successors and assigns; and the
undersigned, Wilson & Associates,
P.L.L.C., having been appointed Successor Trustee by PennyMac Loan
Services, LLC.
Successor Trustee, by PennyMac Loan
Services, LLC, will, on November 10,
2016 on or about 10:00 AM, at the
Madison County Courthouse, Jackson, Tennessee, offer for sale certain
property hereinafter described to the
highest bidder FOR certified funds paid
at the conclusion of the sale, or credit
bid from a bank or other lending entity
Continued on Page 34
34January
September
16-22, 2016
30
30-February
5, 2015
34 September 16 - 22, 2016
public notices
Foreclosure Notices
Continued from Page 33
Lying and being in the Third Civil District, of Madison County, Tennessee,
and more particularly described as
follows: Being Lot No 22, Section III
of Fox Meadows Subdivision a plat of
which appears of record in Plat Book
3, page 250 in the Register’s Office
of Madison County, Tennessee and
to which reference is hereby made
for a more particular description of
said lot.
ALSO KNOWN AS: 66 Colonial Point
Drive, Bells, TN 38006
property:
WILLIAM HATCH
REBECCA HATCH
314301
DATED September 8, 2016
Successor Trustee
Sept. 9, 16, 23, 2016
Fln13062
Trust Note dated October 9, 2008,
securing the same, recorded October
15, 2008, in Book No. T1844, at Page
1, in Office of the Register of Deeds for
by Jonathan Watkins, conveying certain
property therein described to Kathy
Winstead as Trustee for JPMorgan
Chase Bank, N.A.; and the undersigned,
been appointed Successor Trustee
by JPMorgan Chase Bank, National
Association.
Successor Trustee, by JPMorgan Chase
Bank, National Association, will, on
October 13, 2016 on or about 10:00
AM, at the Madison County Courthouse, Jackson, Tennessee, offer
for sale certain property hereinafter
follows:
Being Lot No. 2, Minor Subdivision, a
plat of which appears of record in Plat
Book 9, Page 25 in the Register’s
Office of Madison County, Tennessee reference to which plat is made
for a more particular description of
The Memphis News
Call 523-1561
said lot.
ALSO KNOWN AS: 476 Henderson
Road, Jackson, TN 38305
property:
JONATHAN WATKINS
313938
Successor Trustee
Sept. 16, 23, 30, 2016
Fln13066
Trust Note dated January 14, 2011,
securing the same, recorded January
19, 2011, in Book No. T1898, at
Deeds for Madison County, Tennessee,
executed by Lauren Russell and Jason
A. Russell, conveying certain property
therein described to Andrew C. Rambo
as Trustee for Mortgage Electronic
Registration Systems, Inc., as nominee
for First Community Mortgage, Inc.,
its successors and assigns; and the
undersigned, Wilson & Associates,
P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase
Bank, National Association.
Successor Trustee, by JPMorgan Chase
Bank, National Association, will, on
October 13, 2016 on or about 10:00
AM, at the Madison County Courthouse, Jackson, Tennessee, offer
for sale certain property hereinafter
follows:
BEGINNING at an existing iron pin
in the west margin of the Wilde
Road, said pin located 30 feet from
the centerline of said road and 780
feet south of the southeast corner
of the Croom tract and the northeast
corner of the Charles Tedford tract of
which the herein described tract is a
part; runs thence north 71 degrees
15 minutes west a distance of 220
feet to a found iron pin; runs thence
south 18 degrees 45 minutes west a
distance of 100 feet to a found iron
pin near a power pole; runs thence
south 71 degrees 15 minutes east
a distance of 220 feet to an existing
iron pin in the west margin of the
Wilde Road; runs thence north 18
degrees 45 minutes east with the
west margin of said road a distance
of 100 feet to the point of beginning,
containing 0.50 acres, as surveyed
by Thomas L. dean Associates on
November 15,1989. Said legal
description is the same description
as contained in the previous deed
of record.
ALSO KNOWN AS: 480 Wilde Road,
Pinson, TN 38366
LAUREN RUSSELL
JASON A. RUSSELL
315247
Successor Trustee
Sept. 16, 23, 30, 2016
Fln13067
Trust Note dated March 29, 2013,
securing the same, recorded April 1,
2013, in Book No. T1950, at Page 727,
in Office of the Register of Deeds for
by Farrell B. Mills, conveying certain
property therein described to Charles
Patterson as Trustee for Mortgage
Electronic Registration Systems, Inc.,
as nominee for Franklin American
Mortgage Company, its successors
and assigns; and the undersigned,
Wells Fargo Bank, NA.
NA, will, on November 10, 2016 on
Being Lot Number Two Hundred Ten
(210) of Section 8 of the Subdivision
of Bemis Company, Inc. Property,
plat of which appears of in Plat Book
2 at page 179 in the Register’s Office
of Madison County, Tennessee.
ALSO KNOWN AS: 6 3rd Street,
Jackson, TN 38301-7473
property:
FARRELL B. MILLS
ESTATE OF FARRELL B. MILLS
HEIR(S) OF FARRELL B. MILLS, IF
ANY
316906
Successor Trustee
Sept. 16, 23, 30, 2016
Fln13068
Foreclosure Notices
Tipton County
October 6, 2016 at 2:00PM local
time, at the north door, Tipton County
Courthouse, 100 Court Square, Covington, Tennessee pursuant to Deed
of Trust executed by Carol Smith and
Michael K. Smith, to Griffin, Clift Everton, Trustee, as trustee for Mortgage
Electronic Registration Systems, Inc. as
nominee for Fremont Investment & Loan
on July 21, 2006 at Book 1291, Page
88; conducted by Shapiro & Ingle, LLP,
a Tennessee limited liability partnership
having been appointed Substitute or
Successor Trustee, all of record in the
Tipton County Register’s Office. Default
has occurred in the performance of
the covenants, terms, and conditions
of said Deed of Trust and the entire
indebtedness has been declared due
and payable.
Party Entitled to Enforce the Debt:
Deutsche Bank National Trust Company, as Trustee for Fremont Home
Loan Trust 2006-3, Asset-Backed Certificates, Series 2006-3, its successors
and assigns
The following real estate located in
Tipton County, Tennessee, will be sold
to the highest call bidder:
Described property located at Tipton
County, Tennessee, to wit:
Lot 26, Section C, Faulkner Heights
Subdivision, as shown on plat of
record in Cabinet B, Slides 166 &
167A, in the Register’s Office of
Tipton County, Tennessee, to which
plat reference is hereby made for a
more particular description of said
property.
Street Address: 253 Faulkner Heights
Dr, Atoka, Tennessee 38004
Parcel Number: 097P A 011.00
Current Owner(s) of Property: Carol
Smith
Other interested parties: Regions
Financial Corporation
The street address of the above
described property is believed to be
253 Faulkner Heights Dr, Atoka, Tennessee 38004, but such address is
herein shall control.
shown on any applicable recorded plat
any unpaid taxes; and any restrictive
right of redemption of any governmental
premises might disclose. In addition,
the following parties may claim an interest in the above-referenced property:
Regions Financial Corporation
The right is reserved to adjourn the
day of the sale to another day, time, and
place certain without further publication,
upon announcement at the time and
place for the sale set forth above. If you
purchase a property at the foreclosure
sale, the entire purchase price is due
and payable at the conclusion of the
auction in the form of a certified/bank
check made payable to or endorsed
to Shapiro & Ingle, LLP. No personal
checks will be accepted. To this end,
you must bring sufficient funds to outbid the lender and any other bidders.
Insufficient funds will not be accepted.
Amounts received in excess of the
winning bid will be refunded to the
successful purchaser at the time the
foreclosure deed is delivered.
by the Substitute Trustee at any time.
This office may be a debt collector.
This may be an attempt to collect a debt
and any information obtained may be
used for that purpose.
Substitute Trustee
400
Charlotte, NC 28216
Phone: (704) 333-8107
Fax: (704) 333-8156
www.shapiro-ingle.com
File No. 16-107323
Sept. 2, 9, 16, 2016
Fln13046
Note dated October 15, 2004, and the
same, recorded October 18, 2004, in
Book No. 1168, at Page 677, in Office
of the Register of Deeds for Tipton
County, Tennessee, executed by Cody
R. Bogle and Vanesa Bogle, conveying
certain property therein described to
Kathy Winstead as Trustee for Chase
Manhattan Mortgage Corporation; and
P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank,
National Association.
P.L.L.C., as Successor Trustee, by virtue
of the power, duty, and authority vested
in and imposed upon said Successor
Trustee, by JPMorgan Chase Bank,
National Association, will, on October
5, 2016 on or about 10:00 AM, at the
Tipton County Courthouse, Covington, Tennessee, offer for sale certain
which are expressly waived in the Deed
of Trust, said property being real estate
situated in Tipton County, Tennessee,
and being more particularly described
as follows:
Beginning at a point in the center
of Tatlock Road, said point being
in the center of Matthews Creek,
said beginning point being south
42 degrees east 396 feet from the
original northeast corner of the
Walton 125.39 acre tract, of which
this survey is a part, runs thence
with the center of the creek, same
being the east line of the Walton
tract, south 42 degrees east 330
feet to a stake; thence west 210
feet to a stake; thence north 43
degrees west 276 feet to a point in
the center of the road; thence with
the same north 76 degrees east 184
feet to the beginning and containing
1.35 acres.
ALSO KNOWN AS: 1588 Walton Loop,
Covington, TN 38019
or encumbrances as well as any priority created by a fixture filing; and to any
CODY R. BOGLE
VANESA BOGLE
101461
Successor Trustee
FOR SALE INFORMATION, VISIT WWW.
September
16-22,5,2016
January
30-February
20153529
September 16 - 22, 2016 35
public notices
MYFIR.COM and WWW.REALTYTRAC.
COM
Sept. 2, 9, 16, 2016
Fln13054
Trust Note dated July 26, 2001, and
the Deed of Trust of even date securing
the same, recorded August 8, 2001, in
Book No. 955, at Page 623, in Office of
the Register of Deeds for Tipton County,
Tennessee, executed by Dwayne M.
Finklea and Tonya L. Finklea, conveying certain property therein described
to Larry N. Westbrook, Esq. as Trustee
for Cendant Mortgage Corporation; and
P.L.L.C., having been appointed Successor Trustee by JPMorgan Chase Bank,
National Association.
P.L.L.C., as Successor Trustee, by virtue
of the power, duty, and authority vested
in and imposed upon said Successor
Trustee, by JPMorgan Chase Bank,
National Association, will, on October
13, 2016 on or about 10:00 AM, at
the Tipton County Courthouse, Covington, Tennessee, offer for sale certain
as follows:
Lot 166, Section “E”, Rolling
Meadows Subdivision, as shown on
plat of record in Plat Cabinet “D”,
Slide 91, in the Register’s Office of
property.
ALSO KNOWN AS: 278 Andy Drive,
Atoka, TN 38004
or encumbrances as well as any priority created by a fixture filing; and to any
DWAYNE M. FINKLEA
TONYA L. FINKLEA
LVNV FUNDING, LLC
176116
Successor Trustee
FOR SALE INFORMATION, VISIT WWW.
MYFIR.COM and WWW.REALTYTRAC.
COM
Sept. 2, 9, 16, 2016
Fln13056
October 13, 2016 at 10:00AM local
time, at the north door, Tipton County
Courthouse, 100 Court Square, Covington, Tennessee, pursuant to Deed
of Trust executed by Angela Jones and
James E. Jones, to Debbie M. White,
Trustee, on December 31, 1998 at
Book 852, Page 99; all of record in the
Tipton County Register’s Office.
Party entitled to enforce security
interest: CitiMortgage, Inc., its successors and assigns
The following real estate located
in Tipton County, Tennessee, will be
sold to the highest call bidder subject
to all unpaid taxes, prior liens and
encumbrances of record:
Situated in the 15th Civil District of
Tipton County, TN.
Beginning at a point in the center of
the Old Charleston and Mason gravel
road, said point being south 2 3/4
degrees east 10.00 feet from the
original northwest corner of the James
Culbreath 53 acre tract, of which this
survey is a part, runs thence with the
center of the road, same being the
west line of Culbreath, south 2 3/4
degrees east 93 feet to a point in the
center of said road; thence leaving the
road and parallel with the north line of
Culbreath, north 87 1/4 degrees east
176 feet to a stake; thence north 2
3/4 degrees west 93 feet to a stake;
thence south 87 1/4 degrees west
176 feet to the beginning.
However, there is excepted from the
above all that portion of same occupied by the right of way of the Old
Charleston and Mason gravel road.
Being the same property conveyed
from Willie P. Dowell and wife, Jewell
Dowell to Angela Jones and husband,
James E. Jones by deed dated
10/12/94 and recorded 10/19/94
in book 734, page 420 of the public
records of Tipton county, TN.
Tax Map Reference: 076-02814
Parcel Number: 76-28.14
Current Owner(s) of Property: Angela Jones and husband James E.
Jones
Street Address: 1242 Whitehorn Rd,
Covington, Tennessee 38019
Any property address provided is
referenced herein shall control.
If you purchase a property at the
foreclosure sale, the entire purchase
price is due and payable at the conclusion of the auction in the form of a
certified/bank check made payable to
or endorsed to Shapiro & Ingle, LLP.
No personal checks will be accepted.
To this end, you must bring sufficient
funds to outbid the lender and any
other bidders. Insufficient funds will
not be accepted. Amounts received
in excess of the winning bid will be
refunded to the successful purchaser
at the time the foreclosure deed is
delivered.
at any time.
Substitute Trustee
400
Charlotte, NC 28216
Phone: (704) 333-8107
Fax: (704) 333-8156
www.auction.com
File No. 15-101949
Sept. 16, 23, 30, 2016
Fln13065
Note dated April 22, 1998, and the
same, recorded April 30, 1998, in Book
No. 826, at Page 734 and re-recorded
on May 6, 1998, in Book No. 827, at
Deeds for Tipton County, Tennessee,
executed by David Billingsley and Carolyn Billingsley, conveying certain property therein described to Nan Saliba
as Trustee for Allied Mortgage Capital
Corporation; and the undersigned,
Wells Fargo Bank, N.A..
N.A., will, on November 23, 2016 on
or about 10:00 AM, at the Tipton
County Courthouse, Covington, Tennessee, offer for sale certain property
as follows:
Lot 38, Milo Subdivision, as shown
on plat of record in Plat Book 2,
Page 39, in the Register’s Office of
property.
ALSO KNOWN AS: 418 Daniel Drive,
Brighton, TN 38011
property:
CAROLYN BILLINGSLEY
DAVID BILLINGSLEY
98699
Successor Trustee
Sept. 16, 23, 30, 2016
Fln13071
Misc. Notices
Shelby County
PUBLIC NOTICE
Notice is hereby given that Extra Space
Storage will sell at public auction, to
satisfy the lien of the owner, personal
property described below belonging
to those individuals listed below at
location indicated:
395 Union Avenue, Memphis, TN
38103
901.521.7051
Auction Date: 09/22/16 @ 11:00am
Anita Robinson Unit#482
Jennifer Taylor Unit#710
Kevin Boome Unit#260
Darron Taylor Unit#2
Marcus Moddy Unit#488
Shequita Gale Unit#702
Singie Jones Unit#627
Wyndle Giles Unit#377
Tanesha Farley Unit#243
Mary Sneed Unit#237
Chris Rhodes Unit#152
Latefy Jones Unit#614
Will Mulligan Unit#486
Lorenzo McCorvey Unit#394
David Wilson Unit#443
Vicky Tate Unit#59
Beverly Jackson Unit#149
The auction will be listed and advertised on www.storagetreasures.com.
Purchases must be made with cash only
and paid at the above referenced facility
in order to complete the transaction.
Extra Space Storage may refuse any bid
and may rescind any purchase up until
the winning bidder takes possession
of the personal property.
Sept. 17, 2016
Mln13059
PUBLIC NOTICE
location indicated:
2939 Poplar Ave Memphis TN 38111,
901-452-1185 September 22, 2016,
9:30am.
MEEKS-MACON MELANIE RENEE #124
living room suites, freezer, and dining
room suite; Kathleen Mclallen #822
Household goods, boxes, totes, and
furniture; Broadway Lights Shane
Henderson Willie Harris #687 Material
Lighting Supplies; Frank S McLallen
#606 household items; Cozet Monger
2 queen beds and bins
Sept. 17, 2016
Mln13060
PUBLIC NOTICE
location indicated:
1075 Madison Ave Memphis TN
38104, 901-525-7545 SPETEMBER
22, 2016, 10:30am.
CARMEN WILLIAMS #231 DENTISTRY
RONNY PORTER #053 APPLIANCES,
OFFICE FURNITURE,2 BEDROOM
SKYLAR JONES # 110 BOXES AND
CLOTHES
SHERONDA WALKER #218 HOUSEHOLD ITEMS
NECOLE HIGHTOWER # 070 HOUSEHOLD ITEMS, APPLIANCES AND PERSONAL ITEMS
LORETTA OWENS # 229 QUEENBED,
DRESSER, COFFEE TABLE, DINING
TABLE
JUSTIN MERRICK # 212 HOUSEHOLD
ITEMS AND PERSONAL ITEMS
Reliable.
Concise.
Unbiased.
Sept. 17, 2016
Mln13061
PUBLIC NOTICE
location indicated;
2699 Union Ave. Ext. Memphis, TN
38112, 901-452-8539, September
22nd, 2016 at 10:00 am
Charles Rodgers, unit #J5, household
goods; Karisa White, unit #U49,
household goods; Tiffany Kilpatrick,
unit #C48, household goods; Angelina
Fox, unit #H47, household items; Patricia Sherley, unit #H6667, household
items; Marla Blevins, unit #Ji19, boxes
and clothing.
and my rescind any purchase up until
Sept. 17, 2016
Mln13063
NOTICE OF PUBLIC SALE OF
PERSONAL PROPERTY
location indicated:
1235 Gateway Dr, 901.332.4405 &
9/22/16 @12:30PM
A16 Juanita Hill household goods
E7 Mary Ann Jones household goods
B36 Jason Porter household goods
B13 Tacoma Mccrary household
goods
C47 Ashley Carter household goods
C51 Alvin Perry household goods
E79 Shameter Wicks household
goods
C48 Jonathan Robinson household
goods
B66 Demascus Shumpert household
goods
B32 Mercedes Deberry household
goods
C89 Tameka Fleming household
goods
Purchases must be made with cash
only and paid at the above
Referenced facility in order to complete
the transaction. Extra Space Storage
may refuse any bid and may rescind
any purchase up
Until the winning bidder takes possession of the personal property..
Sept. 17, 2016
Mln13064
Advertising information:
901.528.8122 OR
leah@memphisdailynews.com
The Memphis News addresses the
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Publication of The Daily News
36 September 16-22, 2016
frick continued from P17
It’s almost like the difference between going to a restaurant with three entrees and
a cafeteria. That’s what I see with Bank
of America. Because we bank so many
individuals and companies, we’ve got a
vast product offering that we can then take
and select – and sometimes it’s a choice.
You’ve got different ways to finance your
working capital needs as a business. Which
is best for you? I’ve got a lot of friends who
are in community banks. They’ve got great
offerings too, but I just think ours are more
complete.
Q. What are you hearing right now
from customers, in terms of demand and
general sentiment?
Frick: I think there’s much more con-
titans continued from P25
didn’t hold water.
“If I had it to do over again, I’d
kick the extra point, yes,” he said.
But you can’t wait until after
a game to reflect on the situation
and reconsider a decision. It’s
the kind of thing that makes you
wonder why Amy Adams Strunk,
the team’s controlling owner, felt
strongly enough about Mularkey
to remove the “interim” label and
fidence in individuals today. Employment
is higher. I think people’s confidence is
higher. When you turn over to the business
side, if you think about it, there are several
drivers of loan demand.
If you want to talk about organic
growth for a minute, you’ve got investment
in your plant or facility and then what’s
driving working capital, so in other words
inventory, receivable growth. The latter is
driven by increases in sales and inflation.
And what we’re seeing right now, and this
isn’t just in Memphis, but there’s certainly
no inflation. Sales are growing, but they’re
not growing by double digits unless you’re
somebody who’s either got a new offering
or capturing market share. So that’s not
driving loan demand.
And then because sales aren’t increasing, there aren’t many companies invest-
make him permanent head coach
during the offseason – despite his
career record, which is now 18-40.
Did Mularkey’s strategic gaffe
lose the game? Of course not.
Turnovers were the Titans’ undoing. Just the same, with such
a narrow margin for error due
to personnel shortcomings, the
Titans can’t afford a brain cramp
by the coach.
Beyond that, Mularkey’s socalled “exotic smashmouth”
vols continued from P28
caught at least three passes each.
Ohio returns only one defensive back
with significant playing time in senior
strong safety Toran Davis. It started sophomore Kylan Nelson at free safety, senior
Randy Stites at left cornerback, and redshirt freshman Mayne Williams at right
cornerback.
Ohio run game vs. UT front 7
Sure, Kansas isn’t going to stop many
teams, but Ohio racked up 370 rushing
yards (net of 329) last Saturday – even with
its top running back, junior A.J. Ouellette,
missing the game due to injury against
Texas State.
Senior quarterback Greg Windham,
who won the starting job in preseason, led
the Bobcats with 146 rushing yards, averaging 9.1 yards on 16 carries and breaking a
53-yarder that set up the first touchdown.
He scored on a 23-yard run early in the second quarter. Junior Dorian Brown rushed
for 122 yards on 20 carries (6.1 yards per
carry). The Bobcats averaged 5.8 yards on
57 carries.
In the victory over Texas State, the
Bobcats rushed for 237 yards and two
touchdowns and averaged 4.6 yards per
carry. Brown was the leading rusher with 67
yards, Maleek Irons had 62 yards, and Ouellette had 45 yards – including a 40-yarder
– before he was hurt.
Tennessee’s defense has been vulnerable to the run in its first two games. Appalachian State rushed for 184 net yards
and one touchdown and averaged 4.3 yards
per carry in the opener. Virginia Tech ran
for 186 net yards and two touchdowns and
averaged 4.1 yards per carry.
UT O-line vs Ohio D-line
What happened to Tennessee’s of-
ing in new capacity. They may be investing
in replacing equipment or replacement of
buildings, but not much new capacity. So
then the third driver is some sort of recapitalization or acquisition. I would say a good
part of our loan demand is being driven
by a company buying another company.
Q. Thanks to digital advancements,
people have less need to take care of a lot
of banking needs today by going beyond
the web or an app. How do you guys think
about the branch of the future and how
brick and mortar banking centers are
changing or need to change?
Frick: First of all, what you have to
think about before you start talking about
our financial centers, you have to think
about what’s causing the drop in foot
traffic.
philosophy failed to materialize
on offense. The Titans ran for only
64 yards. Mindful that the Titans
lack playmakers at wide receiver,
the Vikings ignored any deep
threat in the passing game and
ganged up against the run. Look
for future opponents to adopt a
similar approach.
But at least the Titans found
a counterpunch. Last season,
Titans running backs were a mere
afterthought in the passing game,
fensive line? It was supposed to be bigger,
stronger, and better this year with all the
2015 starters back except for left tackle
Kyler Kerbyson.
To begin with, right tackle Chance Hall
is out for another two weeks with a knee injury . Redshirt freshman Drew Richmond of
Memphis University School has started two
games in place of Hall and has not graded
well. Nor has junior Jashon Robertson, the
starter at left guard.
Starting center Coleman Thomas was
pulled during the Virginia Tech game and
replaced by Dylan Wiesman, the starter at
right guard. Sophomore Jack Jones, former
Murfreesboro Oakland standout, took over
for Wiesman at right guard. Look for more
playing time for Jones and Wiesman.
Dobbs has been sacked twice in each of
the Vols’ first two games.
Despite the shuffling on the O-line, the
Vols rushed for 239 yards and averaged 5.2
yards per carry against the Hokies, thanks
in large part to Dobbs getting more active
in the rushing game. If the Vols look to
throw on Ohio, UT’s offensive line needs
a good showing before it takes on Florida’s
defensive front.
Five things to watch
Vols’ start
Tennessee was able to overcome its
second consecutive bad start against Virginia Tech, which took a 14-0 lead in the
first quarter.
Sound familiar? In UT’s season opener,
Appalachian State took a 7-0 lead in the first
quarter and led 13-3 at halftime before the
Vols rallied for a 20-13 overtime victory.
UT has been outscored 21-3 in the first
quarter of its first two games. It might be
able to withstand another slow start against
Ohio, but not each week in the SEC.
One big driver was the passage of
Check 21 legislation that allowed for check
imaging after 9/11. Now, individuals and
businesses have a lot of different options
as to how to deposit checks. I mentioned
those 20 million mobile users – they can
now just take a picture of a check to deposit
it. Businesses can use scanners. Either
businesses or individuals can deposit
checks through our ATMs.
So then you think about, OK, what’s
the purpose of the financial center? It was
probably built for transactions. To open
accounts, deposit checks, things like that.
Now we think about the financial center
more as a store. And so we’ve changed
the name to financial centers from bank
branch. And what we’re doing is training our folks to be more advisory, more
relationship-oriented.
averaging just 4.5 receptions per
game. Murray and rookie Derrick Henry combined for seven
catches. Henry’s 29-yard catch
and run was the Titans’ longest
gain of the opener.
On the plus side, Dick LeBeau’s defense played well enough
to win. Minnesota managed only
236 yards. Adrian Peterson gained
just 31 yards on a whopping 19
carries.
“I thought we played as solid
Micah Abernathy
Sophomore Micah Abernathy set a Tennessee record with three of the Vols’ five
fumble recoveries against Virginia Tech.
Abernathy, who was the SEC’s defensive
player of the week, earned the starting free
safety’s job in preseason to replace All-SEC
player Brian Randolph, a senior in 2015.
Abernathy’s first fumble recovery at
Virginia Tech’s 5-yard line came early in the
second quarter with UT trailing 14-0 and
set up Dobbs’ 5-yard touchdown pass to
Jauan Jennings. His third fumble recovery,
which came during punt coverage, led to
another UT touchdown, Dobbs’ 27-yard
run for a 38-17 lead.
Last year, Abernathy played in 12 games
at nickel back and special teams. He was a
four-star cornerback out of Greater Atlanta
Christian School in Norcross, Georgia.
UT’s ankle injuries
Sophomore middle linebacker Darrin
Kirkland Jr. won’t play Saturday after hurting his ankle against Virginia Tech.
Kirkland Jr., a junior from Lawrence
Central High in Indianapolis, had seven
tackles and a sack before being hurt late in
the third quarter.
Also leaving the game was UT starting
defensive LaTroy Lewis, who was hurt in
the first half.
With Lewis out, Tennessee relied on
its depth at D-line by playing 13 different
players. Shy Tuttle, Alexis Johnson, and
Kyle Phillips each played for the first time
this season.
Tuttle, a sophomore from Midway,
North Carolina, played for the first time
since suffering a broken fibula and ankle
ligament injury during UT’s victory over
Georgia last Oct. 10.
UT linebacker rotation
The Vols will be hard-pressed to replace
as we could but we just have to
get turnovers,” said linebacker
Avery Williamson. “That’s the
only thing we didn’t do. That can
change a game.”
So it’s one down, 15 to go for a
team that needs to reinvent itself
instead of inventing new ways to
lose football games.
Reach David Climer at dclimer1018@yahoo.com and on Twitter @DavidClimer.
Kirkland Jr., who combines with senior
Jalen Reeves-Maybin for one of the better
linebacker duos in the SEC.
There’s a drop-off after both of them,
and a concern going into the season would
be their replacements in case of injuries.
Junior Colton Jumper, a former walkon from Chattanooga Baylor, took over
for Kirkland against Virginia Tech after the
injury. However, junior Cortez McDowell
played most of the Virginia Tech game after
Reeves-Maybin was ejected for targeting.
Tennessee’s two linebackers are interchangeable in the 4-2-5 base defense.
Vol receivers
Before the SEC schedule begins, the
Vols need to find at least one go-to wide
receiver, and the most likely candidate is
junior Josh Malone of Station Camp High
in Gallatin.
Malone, at 6-3 and 200 pounds, gives
the Vols a receiver with the athleticism
to catch jump balls over defenders, like
he did Saturday for a 38-yard touchdown
against Virginia Tech. Malone also caught
a 67-yarder for a touchdown against Appalachian State.
However, the Vols’ wide receivers have
combined for just 13 catches for 182 yards
and three touchdowns this season. Preston
Williams is the leader in catches (five) but
played sparingly against Virginia Tech due
to missing practice time for an injury.
Malone has four catches for 127 yards
this season, and Jennings has three for 7
yards and one TD.
Dave Link is a freelance journalist living
in Knoxville.
For complete story, visit
www.memphisdailynews.com
September 16-22, 2016 37
Week of 9/19/16 - 9/25/16
The Weekly
Crossword
EDITED BY MARGIE E. BURKE
The Weekly Crossword
»
happenings
2016 Cooper-Young Festival will take place Saturday, Sept. 17, from 9
a.m. to 7 p.m. in the Cooper-Young Historic District. The festival will feature more than 435 artisan vendors, 20 musical acts on three stages,
and more. Music starts at 11:15 a.m. Admission is free. Visit coopery-
ACROSS
1 Bulrush, e.g.
6 Clobber
10 Egyptian cobra
13 Cook too long
15 Verve
16 Nail holder
17 Harmless
18 Orator's no-no
20 Ballroom dance
22 Far from fresh
23 Tater
25 Chart holder
27 Lessen
28 Big coffee
holder
29 Bowl over
30 Eyepiece
32 Make a long
story short
34 Agreeable
36 Something to
bat
38 Not backed up
on disk
42 Made money
44 Balderdash
45 Tomorrow, in
Tijuana
48 Workbench
attachment
50 Apron part
51 "Absolutely!"
52 Kind of mill
54 Water carrier
55 Coffee additive
57 Groupie, to a
rock star
59 Ordering option
61 Waiting room
64 Affranchise
65 Good news on
Wall Street
66 Manuscript gap
67 Downed a sub,
say
68 Detect
69 Raise an
objection
DOWN
1 Blubber
oungfestival.com.
Memphis Urban League Young Professionals will hold its fourth annual Empowerment Conference on Saturday, Sept.
17, from 8 a.m. to 4 p.m. with “disruption
sessions” at various Downtown locations.
Check-in begins at 7:30 a.m. at Bass Pro
Shops’ banquet room, 1 Bass Pro Drive.
Following the conference is Mixology 2016:
Mysteries of Egypt, taking place from 8
p.m. to 12:30 a.m. at a secret location. Visit
mulyp.org for tickets.
Gestalt Community Schools will hold a
ribbon cutting for the Power Center Academy Middle School and the Performing
Arts Center at Eden Square on Saturday,
Sept. 17, at 10 a.m. on the middle school
campus, 5449 Winchester Road. Tours of
the facility will follow the ceremony. Email
myearwood@gestaltcs.org or call 901-8276895 for details.
Memphis Public Library will hold the
Cloud901 One-Year Anniversary Teen
Showcase on Saturday, Sept. 17, from
noon to 2 p.m. at the Benjamin L. Hooks
Central Library, 3030 Poplar Ave. Memphis youths will showcase they have
learned or created at Cloud901. Cost is
free. Call 901-415-2760 for details.
Celtic Crossing will host its fifth annual
Hair of the Dog Brunch on Sunday, Sept.
18, from 10:30 a.m. to 4 p.m. at Celtic
Crossing Irish Pub, 903 S. Cooper St.
A portion of proceeds from the caninethemed brunch will be donated to the Humane Society of Memphis & Shelby County. Leashed, friendly dogs are welcome on
the patio. Visit memphishumane.org.
University of Memphis Rudi E. Scheidt
School of Music will present “Opening
Night at the Scheidt” on Monday, Sept. 19,
at 7:30 p.m. in Harris Concert Hall, 3775
Central Ave. The school is partnering with
the Memphis Symphony Orchestra, Opera
Memphis, IRIS, Concerts International and
the Chamber Music Society of Memphis
to preview the upcoming classical music
concert season. Admission is free; reservations required. Call 901-678-2541.
Tennessee Small Business Development Center will host a workshop titled
“A Blueprint for Using Facebook to Grow
Your Business” on Thursday, Sept. 22,
from 9 a.m. to 11 a.m. at the Renaissance
Business Center, 555 Beale St. Cost is
free; registration required. Visit tsbdc.org/
training for details.
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by Margie E. Burke
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Copyright 2016 by The Puzzle Syndicate
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Apple picker
Take to task
Daily drudgery
Leg up
Lord's land
Wed stealthily
Preserve, in a
way
Door feature
Discordant
Beethoven's
"Moonlight ___"
Vegetable
skinner
Birth
Like a
spreadsheet
Emulated Mr.
Chips
"No problem!"
Quarry
T-bone's locale
Iberian nation
Social stratum
Farmer's friend
Naturist's
practice
Glitch
39 Squashberry or
blackhaw
40 Cast-of-thousands film
41 Chapter 11 issue
43 Clear
45 Indian spice mix
46 Charm
47 Say it isn't so
49 Motionless
4:1, e.g.
Tennis tie
Dust movers
Post-apocalyptic Cormac McCarthy novel,
with "The"
60 Dr. Dre's genre
62 African grazer
63 Attention
Answer to Last Week's Crossword:
I
D
L
E
C
O
O
N
O
D
O
R
D
O
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A F T
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Week of 9/19/16 - 9/25/16
Sudoku
S
O
N
A
R
N T
O I
N E
E
B
W A
G A N
E R N
R
S
I C
A R T
T E E
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A
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L
A
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D
EDITED BY MARGIE E. BURKE

Edited by Margie E. Burke
Difficulty : Easy

   
 


 
 

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Copyright 2016 by The Puzzle Syndicate
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HOW
TO SOLVE:

HOW TO PLAY

Each row must contain the

numbers 1 to 9; each column

must contain the numbers 1

to 9; and each set of 3 by 3
boxes must contain the

numbers 1 to 9.

Answer to Last Week's Sudoku

















































































38 September 16-22, 2016
opinion
Sister Constance’s
Dilemma
S
ometime before fall arrives
by the calendar, nine people
– six children and three
adults – will be eulogized
and buried.
All died this month when the South
Memphis house where they were sleeping caught fire in an accident caused by
a power cord to the home’s air conditioner, according to fire investigators.
The frustration and empathy we
feel, most of us not knowing anything
about these nine lives until they were
gone, is a part of the human condition
that at times all of us question and
struggle with.
And in a city where great loss and
great beauty keep close quarters we
wrestle often with their coexistence.
Every year at about this time, St.
Mary’s Episcopal Church remembers
the 1878 Yellow Fever epidemic that
nearly wiped Memphis from the map.
“One cares so much for the lovely
weather, the evening light; one sees
such exquisite pictures everywhere.
It seems almost heartless to care for
them,” wrote Sister Constance, the
Episcopal nun who came to Memphis
and St. Mary’s that summer to care
for those dying from the fever. Sister
Constance arrived in a city of 50,000
shrunken to 19,000 people, its streets
covered in lime and burnt mattresses
and other bedding from the sick and
dead by the side of the roads.
Of those remaining in the city
17,000 came down with the fever and
5,150 died from its rapid onset, including Sister Constance less than two
weeks after her arrival.
A few days after the annual Martyrs
of Memphis services and programs at
St. Mary’s, the first leaves had started
to fall in Martyr’s Park, the blufftop
park that includes a 1970s era sculpture
honoring those who died in the fever.
On the horizon, the Big River Crossing boardwalk was essentially complete
on the north side of the Harahan Bridge
and ready for its October opening, one
of several moments of civic renewal our
city has realized recently.
Another of those moments is the
renewal of Shelby Farms Park.
Marlon Blackwell, the architect and
designer of the effort, provided an answer we find equal to Sister Constance’s
dilemma as he talked of the park’s past
as prison farm land.
“We understood that the very
ground at Shelby Farms was passing
from a history of penalty, labor and
cultural antipathy to a place of civility,
amenities, opportunities and inclusion,” Blackwell said. “Where prisoners once picked crops in stark sunlight
and withering heat, we envisioned new
figures to stand in their place – a family of silhouettes that offers sympathy
and instills a subtle but deep affection
for the land – ennobled by a common
mission to bring cultural healing to the
redevelopment of the vast and varied
landscape of Shelby Farms.”
We would add our hope and our
belief that this resolve remains strong
enough to spread beyond these physical boundaries. And its beauty finds its
way into our darkest moments even
when answers to our sorrow aren’t yet
evident.
A Tasteful List 2016
DAN CONAWAY
MEMPHASIS
MEMPHIS BY THE BITE.
Presenting the sixth serving of the Tasteful List, updated for 2016 – alphabetical
local favorites in one decidedly local man’s
opinion – the only things easy to swallow in
an election year.
A/M Breakfast, Andrew Michael; BaconWrapped Shrimp, Café Society, Molly’s;
Baguettes, La Baguette; Barbecue Pizza,
Coletta’s, Elwood’s Shack, Pete & Sam’s;
Barbecue Salad, Bar-B-Q Shop, Central
BBQ, Germantown Commissary; Barbecue Sandwich, Bar-B-Q Shop, Interstate,
Payne’s, Tops; Barbecue Spaghetti, Bar-B-
Q Shop; Beacon Salad, Pete & Sam’s; Beer,
Cash Saver, anywhere serving Ghost River,
High Cotton, Memphis Made or Wiseacre;
Birthday Cake Sno Cone, Jerry’s; Breakfast
(anything), Blue Plate, Brother Juniper’s;
Boston Cream Pie, Calvary Waffle Shop;
Brisket, Elwood’s Shack, Rendezvous; Catfish, Soul Fish; Cheeseburger, Belly Acres,
Belmont, Caritas Village, Earnestine & Hazel’s, Hog & Hominy, Huey’s, Mac’s Burgers,
Oshi, Tops; Cheese Dip, Pancho’s; Chicken
Salad, Bogie’s, Calvary Waffle Shop, Ecco,
La Baguette; Chile Rellenos, Los Compadres; Chips, Las Delicias; Chopped Steak,
Mortimer’s; Coffee, Bluff City Coffee, City &
State; Collards, Hog & Hominy; Corn Sticks,
Little Tea Shop; Cupcakes, Muddy’s; Deviled
Eggs, Bogie’s, The Farmer; Dirty Rice, Mardi
Gras; Dry Ribs, Rendezvous; Egg Drop Soup,
A-Tan; Eggplant Casserole, Cupboard;
Fish and Chips, Brass Door; Fish Pudding,
Calvary Waffle Shop; Fried Chicken, Gus’s;
Fried Green Tomatoes, Cupboard; Fries,
THE MEMPHIS NEWS | almanac
September 16-22
This week in Memphis history:
1976: Solomon Alfred, described in The Daily News “Dining Out” column
as a “restaurant, club and pinball emporium” has been open since May on
the northeast corner of Madison and Cooper in Overton Square. It is owned
by The Grove Inc., a Little Rock-based corporation.
“It may be one of the most attractive restaurants in Memphis,” the review
says of the main dining room on the corner. “Tastefully done in reds and
browns with a brick floor and warm, relaxed appeal. … Crepes are the specialty of the house, with 12 different kinds listed on the menu.”
The front room has the smaller of two stages in the building. The back room
with a larger stage is to open in October as part of the nightclub and restaurant without a separate cover charge.
At times over the years there will be bands performing on both stages at the
same time. But initially, the plan is for a movie to be shown in the front room
when the band in the back room cranks up.
1960: Democratic Presidential nominee and Massachusetts Sen. John
Kennedy campaigns in Memphis. The centerpiece of his visit to the city is
a speech at the foot of Court Avenue at Riverside Drive before a crowd that
fills the street between the Federal Courthouse and Confederate Park. Kennedy, accompanied by U.S. Sen. Albert Gore Sr. and Tennessee Gov. Buford
Ellington, comes to talk about the Cold War. But at the Memphis Airport,
protesters urging Kennedy to be more vocal on questions of civil rights are
among those in the crowd greeting him.
At the foot of Court Avenue, which at the time is a traditional stop for Presidential candidates of both parties, Kennedy says:
“The hard, tough question for the next decade, for this or any other group
of Americans, is whether a free society with its freedom of choice, its
breadth of opportunity, its range of alternatives, can meet the single-minded
advance of the Communists. Can a nation organized and governed such as
ours endure? Can we carry through at an age where never before we will
witness not only new development of weapons not only of destruction, but
also a race for mastery of the sky and the rain, the ocean and the tides, the
far side of space, and the inside of men's minds.”
Source: The American Presidency Project, http://www.presidency.ucsb.edu
Bounty, Brass Door, Huey’s, Young Avenue
Deli; Guacamole, Las Delicias; Gumbo,
DeJavu, Second Line, Mardi Gras; Hoppin
John, Little Tea Shop; Hot and Sour Soup,
Shanghai; Hot Dogs, Elwood’s Shack, Hog
& Hominy; Italian Salad, Bogie’s, Fino’s,
Pete & Sam’s; Italian Spinach, Pete & Sam’s;
Knuckle Sandwich, Iris; Lyonnaise Salad,
Café 1912; Miss Mary’s Salad, Frank Grisanti’s; New York Club, Fino’s; Nuts, Peanut
Shoppe; Patio Salad, Half Shell; Patty Melt,
Huey’s, The Farmer; Pizza, Aldo’s, Ciao
Bella, Memphis Pizza Cafe; Po Boys, DeJavu,
Second Line, Mardi Gras; Popcorn, Peanut
Shoppe; Pork Shank, Bounty; Potato Salad,
Bogie’s, Fratelli’s, The Farmer; Potato Soup,
Huey’s; Pot Roast, The Farmer; Red Beans
and Rice, Half Shell; Salad Sampler, Bogie’s,
Calvary Waffle Shop; Sausage and Cheese
Plate, Rendezvous; Sea Bass, Tsunami;
Shrimp and Grits, Sweet Grass; Shrimp Elfo,
Frank Grisanti’s; Shrimp Salad, Bogie’s;
Shrimp Toast, Bhan Thai; Sliders, Bardog,
Brass Door, Huey's, Slider Inn; Steak, Folk’s
Folly; Steak Sandwich, Half Shell, Huey’s;
Stuffed Avocado, Little Tea Shop; Surf and
Turf, Iris; Tomato Aspic, Calvary Waffle
Shop; Turkey Burger, Huey’s; Turnip Greens,
Little Tea Shop, The Farmer; Veal Saltimbocca, Brooklyn Bridge; Vegetable Plate,
Cupboard, Little Tea Shop, The Farmer;
Wet Ribs, Bar B-Q Shop, Central BBQ, Germantown Commissary, Interstate; Waffles,
Calvary Waffle Shop.
In memoriam:
Barbecue Sandwich, Brady & Lil’s,
Little Pigs, Pitchfork; Biscuits and Gravy,
Ferguson’s; Black Bottom Pie, Dobbs
House, Toddle House; Chess Pie, Seessel’s;
Chocolate Malt, Wiles-Smith; Club Steak,
Bill and Jim’s; Coconut Ice Cream, Tropical
Freeze; Crabmeat Justine, Justine’s; Di Niro,
Republic Coffee; Fried Shrimp, Anderton’s;
Green Pepper Beef, Joy Young; Horseradish
Encrusted Grouper, Jarrett’s; Lady Fingers,
Seessel’s; Mocha Cake, Carl’s Bakery; Onion
Rings, Pig ‘n Whistle; Poo Poo Platter, Luau;
Vanilla Soda, Normal Drug Store; Vietnamese Egg Rolls, Saigon Le.
I’m a Memphian, and well-fed.
Dan Conaway, a communication strategist and author of “I’m a Memphian,” can
be reached at dan@wakesomebodyup.com.
pr es ent ed by th e
sept 30 + oct 1, 2016
f r e e o u t d o o r s tag e
R EM EM B ERI N G ru by w i lson
• th e queen o f bea le street •
F E AT U R E D l i n e u p
booker brown • cedric burnside • david evans • davis coen • earl the pearl • eric hughes band • guy venable •
heather crosse band • john nemeth • kenny brown • leo bud welch • little boys blue • marcella & her lovers •
mark “muleman” massey • mbs jam band • reba russell • richard johnston • sharde and the rising stars fife & drum band •
sons of mudboy • southern avenue • super chikan • sweet angel • tameka “big baby” • terry “harmonica” bean •
vince johnson and the plantation allstars • wampus cats • watermelon slim • zeke johnson
B U Y T I C K E T S AT B O N A F I D E B L U E S F E S T . c o m
Photo courtesy of Luca Prospero. This festival is funded in part by a grant from South Arts in partnership with the National Endowment for the Arts and the Tennessee Arts Commission.
52101 BF16 guitar ad 10x14.5-rev Sponsors.indd 1
9/15/16 12:05 PM
The Daily News Publishing Co.
SEMINAR SERIES
2016
MEMPHIS NEWSMAKERS:
THE TRANSFORMATION OF
PARKS AND GREENWAYS
Tuesday, October 11th
3:00 PM @ Brooks Museum
Wine & cheese reception to follow
DOUG
CARPENTER
PRINCIPAL, DCA
Explore Bike Share
JEN ANDREWS
EXECUTIVE DIRECTOR
Shelby Farms Park
Conservancy
KEITH COLE
EXECUTIVE DIRECTOR
Wolf River Conservancy
TINA SULLIVAN
EXECUTIVE DIRECTOR
Overton Park Conservancy
JOHN ZEANAH, AICP
DEPUTY DIRECTOR
Memphis and Shelby County
Division of Planning and
Development
SPONSORED BY:
SEATING IS LIMITED – REGISTER ONLINE NOW
seminars.memphisdailynews.com

Emphasis: Financial Services

Transcription

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