Benefit Changes for Plan Year 2015

We’re in it together
A publication dedicated to health, plan benefits and agency news.
Spring 2014
Benefit Changes for Plan Year 2015
INSIDE THIS ISSUE
Open Enrollment for Plan Year 2015 is right around the corner and PEBP is
working to finalize the plan design changes effect July 1, 2014. Plan design
Benefit Changes for
1-2 changes for the Consumer Driven Health Plan have been finalized. These changes
Plan Year 2015
are highlighted in this newsletter. Plan design changes for Hometown Health
Plan and Health Plan of Nevada, as well as premium rates and Health Savings
Board Members
2
Account (HSA) and Health Reimbursement Arrangement (HRA) contributions
will be determined by the PEBP Board on April 3rd.
Executive Staff
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Board Meeting
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NVision Health &
Wellness Program
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Plan Year 2015
Premium Rates
4
Plan Contacts
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POINTS TO
REMEMBER
Contact PEBP if you are:
 Retiring
 Having a baby
 Getting married
 Getting divorced
 Moving
Applying for disability
retirement?
You may also qualify for
long-term disability
benefits. Contact The
Standard at
888-288-1270.
In late April, PEBP will mail the Open Enrollment letters to all primary
participants. If you have recently moved, please submit your new address to
PEBP to ensure you get your Open Enrollment material.
The Open Enrollment Guide will be available at www.pebp.state.nv.us on May
1st. The guide will also be available by mail. To request a paper copy, contact
PEBP at 775-684-7000 or 800-326-5496.
Action is not required during Open Enrollment unless you wish to change your
current medical plan, add or delete dependents, decline coverage or enroll in the
medical or dependent care flexible spending accounts.
Plan design changes for Plan Year 2015, effective July 1, 2014:
Consumer Driven Health Plan (CDHP)

The coinsurance percentage paid by the CDHP for eligible benefits provided in
network will increase to 80% from the current 75% and the participant’s
coinsurance percentage will decrease to 20% from the current 25%.

The CDHP will cover one annual vision exam at 100%.

The deductibles will decrease from $1,900 to $1,500 for individual coverage
(participant only) and from $3,800 to $3,000 for family coverage (two or more
covered family members).
Public Employees’ Benefits Program
901 South Stewart Street, Suite 1001, Carson City, NV 89701
775-684-7000 or 800-326-5496 Email: mservices@peb.state.nv.us www.pebp.state.nv.us
Benefit Changes for Plan Year 2015, continued
BOARD MEMBERS
Leo Drozdoff
Chairman
Dr. Jacque EwingTaylor
Vice-Chair
Dr. Chris Cochran
Jeffrey Garofalo
Romaine Gilliland
Ashok Mirchandani
Robert T. Moore
Mike Torvinen
Rosalie Garcia
Donald Bailey Sr.
EXECUTIVE STAFF
James R. Wells
Executive Officer
Roger Rahming
Operations Officer
Lori Johnson
Executive Assistant
Donna Lopez
Quality Control
Officer
Celestena Glover
Chief Financial
Officer
Chris DeSocio
Chief Information
Technology Officer
Nancy Spinelli
Public Information
Officer
SCHEDULED
BOARD MEETINGS
April 3, 2014
To confirm meeting
locations, dates and
times, visit:
www.pebp.state.nv.us
or call 775-684-7000
800-326-5496.
HRA and HSA contributions for the Consumer Driven Health Plan
HRA and HSA contributions for the Consumer Driven Health Plan will be
determined at the April 3, 2014, PEBP Board meeting.
HRA balances for the CDHP and Medicare Exchange
HRA balances will continue to accumulate without an annual limit (balance will
carry over to the next plan year).
NVision Health & Wellness Program
PEBP will continue the NVision Health & Wellness Program and its associated
premium incentives for CDHP and HMO primary participants who complete the
required steps to earn premium credit for Plan Year 2015 effective July 1, 2014.
Self-funded PPO Dental Plan
The individual plan year maximum for dental will increase to $1,500 from the
current $1,000 per covered individual. The $1,500 plan year maximum only
applies to Basic (periodontal, fillings, etc.) and Major (crowns, bridges, etc.) dental
services. Preventive dental care services for eligible dental expenses such as 4
cleanings per plan year will continue to be paid at 100% when using in-network
providers and will not be subject to the plan year maximum.
Health Plan of Nevada (HPN)*
Plan design changes from the ACA will include combining the copayment
amounts to calculate the Calendar Year Out of Pocket Maximum for certain
healthcare services and prescription drugs. HPN will also modify the cost and/or
limits on certain healthcare services and supplies such as gastric bypass surgery,
home healthcare services, Hospice services, durable medical equipment, prosthetic
and orthotic devices, TMJ, hearing aids, autism, and pediatric vision. Upcoming
Plan Year 2015 benefit information will be available in late April in the Open
Enrollment material.
Hometown Health Plan (HHP)*
Plan design changes from the ACA will include combining the copayment
amounts to calculate the Plan Year Out of Pocket Maximum for certain
healthcare services and prescription drugs. Hometown Health will also decrease
the member’s cost on certain healthcare services such as outpatient surgery and
inpatient hospital copayments. For the 2014 Plan Year, Hometown Health had
already adopted many of the required Plan Year Specific changes required by the
ACA in 2015. Upcoming Plan Year 2015 benefit information will be available in
late April in the Open Enrollment material.
*HMO plan design changes subject Board approval on April 3, 2014.
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NVision Health & Wellness
We are excited to tell you that we are continuing
the NVision Health & Wellness Program for Plan
Year 2015.
Don’t miss the opportunity to participate in a program that
has shown positive results in helping PEBP participants
improve health!
NVision Health & Wellness is offered to all CDHP and HMO participants and their covered dependents
age 18 and older. Registration begins February 18, 2014. Primary participants have until May 16, 2014 to
complete the necessary steps to earn premium incentive beginning July 2014.
The program is a multi-year approach to improving the health and wellness of our members. Over the four
year period you will educate yourself, get active, eat right and see results.
If this is your first time joining the NVision program, you will complete the steps for Year One. If you are
currently participating (joined last spring), you will complete the steps for Year Two.
In the coming weeks, U.S. Preventive Medicine (USPM) will provide additional details about the required
steps associated with Year One and Year Two. You can also download the NVision brochure at
NVision.PEBP.state.nv.us.
The following is an overview of some of the steps for Year One and Year Two:
Register or re-enroll;
 Online Health Appraisal to get your personalized Prevention Plan Report;
 Biometric Screening;
 Benefits 101 Tutorial (and exam with a minimum score of 80%) for new participants joining the
program for the first time; or
 Benefits 201 Tutorial (and exam with a minimum score of 80%) for participants who completed Year
One and enroll in Year Two;
 Physical exam with your primary care physician;
 Dental exam and teeth cleaning; and
 Document the exams by having your primary care physician and dental provider complete the
Provider Certification Form available at NVision.pebp.state.nv.us.
Contact USPM for complete details about your specific requirements.

Members can document the completion of the Action Program for the Preventive Screenings for the physical
exam, dental exam and teeth cleaning from July 1, 2013 through May 16, 2014, by entering the physician’s
and/or dentist’s National Provider Identifier (NPI) number into their personal NVision web portal. All entries
for the completion of the Action Program for the Preventive Screenings will be validated by the member’s claims
data. For more information, contact USPM at 877-800-8144.
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901 S. Stewart Street, Suite 1001
Carson City, NV 89701
We’re in this together
Twitter.com/NVPEBP
Plan Year 2015 Premium Rates
Premium rates/subsidy and the Health Savings Account (HSA) and
Health Reimbursement Arrangement (HRA) contributions will be set at
the April 3, 2014, PEBP Board meeting. Board packet information
available in March at www.pebp.state.nv.us.
Administrator
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Description
Public Employees’ Benefits
Program
HealthSCOPE Benefits
Enrollment and Eligibility
Statewide PPO Network
First Health Network
Catamaran
Hometown Health Partners
US Preventive Medicine
Hometown Health Plan
Health Plan of Nevada
Diversified Dental Network
CDHP In-State Network
CDHP Out-of-State Network
Pharmacy Benefit Administrator for the CDHP
CDHP Utilization and Case Management
NVision Health and Diabetes Care Management
Northern Nevada HMO
HMO Southern Nevada
PPO Dental Network
Claims Administrator for the CDHP Medical and PPO
Phone
775-684-7000
800-326-5496
888-763-8232
800-336-0123
800-226-5116
800-799-1012
888-323-1461
877-800-8144
775-982-3232
702-242-7300
775-337-1180
702-869-6200