Daily Fixed Income Offering Selection

Daily Fixed Income Offering
Selection
March 16, 2015
The Daily Fixed Income Offering Selection provides you with a sample of fixed income offerings currently available through TD
Ameritrade Institutional. For more information on these securities, or any fixed income product offerings available through TD
Ameritrade Institutional, please contact a Specialist on the Institutional
Fixed Income Desk at 800-355-2297 or visit Veo® at Trading>Fixed Income>Offerings.
New Issue CDs
CDs
FDIC Insured up to applicable account lim it, Survivor Option (Eligibility and/or allow able put back quantities w ill vary by account type )
Brokered CD's are subject to interest rate-driven secondary market fluctuations, meaning, the resale prices of it
Qty
Market
Description
Coupon
Min/Incr/MBR
Execution
Pay Freq.
CUSIP
Maturity
760
Primary
1//
MIZUHO BANK (NY)
60688MKS2
0.25
Non-callable, 3 month
Close Date
Trade Date
3/18/2015
6/18/2015
3/17/2015
0.35
3/27/2015
Maturity
610
Primary
1//
BANK OF INDIA (NY)
06278CV93
Non-callable, 3 month
6/24/2015
3/26/2015
0.25
3/31/2015
Maturity
860
Primary
1//
HOMESTREET BANK (WA)
Temp
Non-callable, 5 month
8/31/2015
3/30/2015
0.3
3/18/2015
Monthly
896
Primary
1//
MIZUHO BANK (NY)
60688MKT0
Non-callable, 6 month
9/18/2015
3/17/2015
0.4
3/27/2015
Maturity
475
Primary
1//
BANK OF INDIA (NY)
06278CV69
Non-callable, 6 month
9/23/2015
3/26/2015
0.35
3/18/2015
Maturity
622
Primary
1//
MIZUHO BANK (NY)
60688MKU7
Non-callable, 9 month
12/18/2015
3/17/2015
0.45
3/18/2015
Maturity
551
Primary
1//
BANK HAPOALIM (NY)
06251AG79
Non-callable, 1 year
3/18/2016
3/17/2015
0.45
3/18/2015
Maturity
822
Primary
1//
DISCOVER BANK (DE)
254672KA5
Non-callable, 1 year
3/18/2016
3/17/2015
0.55
3/27/2015
Maturity
949
Primary
1//
BANK OF INDIA (NY)
06278CV85
Non-callable, 1 year
3/23/2016
3/26/2015
0.5
3/17/2015
Maturity
63
Primary
1//
THE CITIZENS STATE BANK (OK)
17669WFB6
Non-callable, 15 month
6/17/2016
3/16/2015
0.65
3/19/2015
Monthly
750
Primary
1//
ALLY BANK (UT)
02006LPN7
Non-callable, 18 month
9/19/2016
3/18/2015
0.7
3/18/2015
Semi-Annual
488
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JMZ1
Non-callable, 18 month
9/19/2016
3/17/2015
0.9
3/18/2015
Semi-Annual
586
Primary
1//
DISCOVER BANK (DE)
254672KG2
Non-callable, 2 year
3/20/2017
3/17/2015
0.95
3/18/2015
Semi-Annual
348
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JNH0
Non-callable, 2 year
3/20/2017
3/17/2015
1.15
3/18/2015
Semi-Annual
495
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JNK3
Non-callable, 30 month
9/18/2017
3/17/2015
1.1
3/19/2015
Semi-Annual
870
Primary
1//
ALLY BANK (UT)
02006LPK3
Non-callable, 30 month
9/19/2017
3/18/2015
1.3
3/18/2015
Semi-Annual
290
Primary
1//
DISCOVER BANK (DE)
254672KH0
Non-callable, 3 year
3/19/2018
3/17/2015
1.3
3/18/2015
Semi-Annual
491
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JNC1
Non-callable, 3 year
3/19/2018
3/17/2015
1.6
3/18/2015
Semi-Annual
1000
Primary
1//
DISCOVER BANK (DE)
254672KB3
Non-callable, 4 year
3/18/2019
3/17/2015
1.7
3/18/2015
Semi-Annual
265
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JNJ6
Non-callable, 4 year
3/18/2019
3/17/2015
2
3/18/2015
Semi-Annual
643
Primary
1//
DISCOVER BANK (DE)
254672KE7
Non-callable, 5 year
3/18/2020
3/17/2015
2.3
3/18/2015
Semi-Annual
444
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JND9
Non-callable, 6 year
3/18/2021
3/17/2015
2.4
3/18/2015
Semi-Annual
1000
Primary
1//
DISCOVER BANK (DE)
254672KF4
Non-callable, 7 year
3/18/2022
3/17/2015
2.5
3/18/2015
Semi-Annual
474
Primary
1//
GOLDMAN SACHS BANK USA (NY)
38148JNA5
Non-callable, 7 year
3/18/2022
3/17/2015
2.9
3/18/2015
Semi-Annual
948
Primary
1//
DISCOVER BANK (DE)
3/18/2025
3/17/2015
GOLDMAN SACHS BANK USA (NY)
254672KC1
Non-callable, 10 year
3
3/18/2015
38148JNG2
3/18/2025
3/17/2015
Semi-Annual
449
Primary
1//
Non-callable, 10 year
Semi-Annual
Page 1 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
New Issue Structured CDs
Wells Fargo & Company (SD) Step-Up CDs
Issuer:
Rating:
Closing Date
Coupons:
Maturity:
Payment:
Call Status:
CUSIP:
Survivors Option:
Wells Fargo & Company (SD)
FDIC Limits up to applicable limits.
03/16/2015
Steps: 3.00% till 03/18/2022
3.50% till 03/18/2027
4.00% till 03/18/2031
5.00% till 03/18/2033
6.00% till 03/18/2034
8.00% till 03/19/2035
(YTM if not called 3.72%)
03/19/2035
Semi
Callable 03/18/2018 @ 100, and quarterly thereafter
94986TTB3
Yes- Up to applicable limits
New Issue Structured Notes
ROYAL BANK OF CANADA Step-Up Notes
Holders ARE subject to the CREDIT of ROYAL BANK OF CANADA
Closing Date
Rating:
Coupons:
Maturity:
Payment:
Call Status:
CUSIP:
Survivors Option:
Outlook:
03/27/2015
Aa3/AASteps: 2.50% till 03/27/2020, 3.25% till 03/27/2025,
4.50% till 03/27/2026, 5.50% till 03/27/2027, 6.50%
till 03/27/2028.
03/27/2028 (13 Years)
Semi-Annually
Callable
four
times
03/27/2020,
03/27/2025,
03/27/2026, 03/27/2027 @ 100.
78012KAJ6
Yes up to applicable limits – please see the doc for
details.
Negative Outlook
Page 2 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
New Issue Corporate Offerings
New Issue Corporate Offerings
Issuer
CUSIP
Rating
Caterpillar Financial Services Corporation Notes14912HRP7
Outlook
Coupon
Term
Callable
Closing
Date
Survivors Option up to
applicable limits
A2/A
Stable
2.20%
6 Year
No Call
16-Mar
Yes
Dow Chemical Company InterNotes
26054LA78
Baa2/BBB
Stable
2.50%
5 Year
Callable on 03/15/16
16-Mar
Yes
Dow Chemical Company InterNotes
26054LA86
Baa2/BBB
Stable
3.05%
7 Year
Callable on 03/15/16
16-Mar
Yes
Dow Chemical Company InterNotes
26054LA94
Baa2/BBB
Stable
3.50%
10 Year
Callable on 03/15/16
16-Mar
Yes
Goldman Sachs Notes
38143C3H2
A1/AA+
Negative
3.35%
13 Year
No Call
16-Mar
Yes
Goldman Sachs Notes
38143C3J8
A1/AA+
Negative
3.85%
27 Year
No Call
16-Mar
Yes
Yes
Prudential Financial InterNotes
74432AZE3
Baa1/A
Stable
4.40%
30 Year
Callable on 03/15/20
16-Mar
National Rural InterNotes
26054LA94
A2/A
Stable
3.00%
10.5 Year
No Call
16-Mar
Yes
National Rural InterNotes
63743FVV5
A2/A
Stable
3.50%
13 Year
No Call
16-Mar
Yes
Secondary Corporate Offerings
Corporate Offerings
Quantity
Cusip
15
5
5
4
49
17
15
85
50
91
20
35
100
100
100
160
10
61745EG70
41013NXH6
61745ESN2
26054LUM3
06050WDF9
093662AE4
724479AJ9
44106MAS1
36966TDX7
457153AG9
36966TAE2
36966TAM4
48124AU47
06050WFC4
984121CL5
38141EX95
06048WFQ8
Name
MORGAN STANLEY
JOHN HANCOCK LIFE INS CO
MORGAN STANLEY
DOW CHEMICAL CO/THE
BANK OF AMERICA CORP
BLOCK FINANCIAL LLC
PITNEY BOWES INC
HOSPITALITY PROP TRUST
GENERAL ELEC CAP CORP
INGRAM MICRO INC
GENERAL ELEC CAP CORP
GENERAL ELEC CAP CORP
JPMORGAN CHASE & CO
BANK OF AMERICA CORP
XEROX CORPORATION
GOLDMAN SACHS GROUP INC
BANK OF AMERICA CORP
Coupon
Maturity
Moody's
S&P
Callable
Pay Freq
Inside Price
Price
YTM
LBR3%FLR
1.67
CPI+200
2.45
4.85
5.5
4.625
4.65
4.15
4.95
4.5
4.5
Step-Up
4.45
4.8
6
5.5
08/31/15
10/15/15
03/01/16
10/15/18
07/15/19
11/01/22
03/15/24
03/15/24
12/15/24
12/15/24
09/15/25
10/15/25
11/08/30
02/15/34
03/01/35
03/15/41
03/29/41
Baa2
A2
Baa2
Baa2
Baa2
Baa2
Baa2
Baa2
A1
Baa3
A1
A1
A3
Baa2
Baa2
Baa1
Baa2
AN.A.
ABBB
ABBB
BBB
BBBAA+
BBBAA+
AA+
A
AN.A.
AA-
N
N
N
Y
N
Y
Y
Y
N
Y
N
N
Y
N
N
N
Y
Qtrly
Monthly
Monthly
S/A
S/A
S/A
S/A
S/A
S/A
S/A
S/A
S/A
S/A
S/A
S/A
Monthly
S/A
100.582
98.750
98.500
98.000
110.000
110.000
103.500
103.500
108.000
103.000
110.125
109.400
107.875
102.500
97.500
112.740
103.100
100.882
99.750
99.500
99.000
111.000
110.750
104.500
104.500
109.000
104.000
111.125
110.400
108.875
103.500
98.500
113.740
104.300
1.03
2.20
2.47
2.75
2.17
3.76
4.01
4.02
3.07
4.43
3.24
3.33
3.15
4.18
4.92
5.05
1.28
Page 3 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
Municipal Offerings
Municipal Offerings
Qty (m) CUSIP
15
Issue
59333HBU9 MIAMI-DADE CNTY FLA PROFESSION REV BDS
State Ratings
Insurer
FL
AGC
A1/AA
Coupon Maturity
5% 10-01-2023C
Cust Price Suggested GSC YTM
112.418
YTW
1.39 3.32% 2.11%
140
34681MMK9 FORT BEND CNTY TEX MUN UTIL DI ULTD TAX REF BDS
TX
-/AA
65
512680BP3 LAKEWOOD TWP N J BRD ED SCH BDS
NJ
-/AA
290
13063CSP6 CALIFORNIA ST FOR PREVIOUS ISS GO BDS
CA
Aa3/A+
3% 03-01-2029C
99.678
1.47 3.03% 3.03%
250
247307HF1
FL
Aa3/AA-
3% 06-01-2029C
99.756
1.47 3.02% 3.02%
40
574193LW6 MARYLAND ST TAX EXEMPT GO BDS
MD
Aaa/AAA
3% 03-01-2030C
100.075
1.48 2.99% 2.99%
250
986523SE9 YORK CNTY S C SCH DIST NO 003 GO REF BDS
SC
Aa1/AA
3% 03-01-2030C
99.467
1.47 3.05% 3.05%
365
100853UT5
MA
Aaa/AAA
3% 04-01-2030C
100.481
1.48 2.96% 2.94%
25
769326CR8 RIVERTON CITY UTAH FRANCHISE & REV BDS
UT
-/AA-
10
13063ACP7 CALIFORNIA ST GO BDS
CA
Aa3/A+
55
65820PFH3 NORTH CAROLINA MED CARE COMMN REF BDS
NC
Aa3/AA-
15
6845035N1
ORANGE CNTY FLA HEALTH FACS AU REV BDS
FL
A2/AA
WAUWATOSA WIS WTRWKS REV REV BDS
DELRAY BEACH FLA UTILS TAX REV REV REF AND IMPT BD
BOSTON MASS GO BDS
AGMC
AMBAC
AGMC
3.13% 09-01-2027C
99.279
1.47 3.20% 3.20%
3% 09-15-2028C
100.431
1.48 2.96% 2.95%
5% 06-01-2031C
108.804
1.61 4.24% 0.95%
5% 06-01-2032C
109.265
1.35 4.24% 0.75%
3.38% 10-01-2032C
98.55
1.46 3.49% 3.49%
5% 12-01-2032C
108.907
1.61 4.28% 2.44%
15
943521NF7
10
735389RN0 PORT SEATTLE WASH REV INTERMEDIATE LIEN REV REF BD
25
59334KJM1 MIAMI-DADE CNTY FLA EXPWY AUTH TOLL SYS REV BDS
95
70917SNL3 PENNSYLVANIA ST HIGHER EDL FAC FIXED RT REV BDS
25
514282TM4 LANCASTER PA GO BDS
PA
A1/AA
AGMC
35
54811BGY1 LOWER COLO RIV AUTH TEX TRANSM REF REV BDS
TX
A2/AA-
NATL
70
13063ACR3 CALIFORNIA ST GO BDS
CA
Aa3/A+
35
801686LB0
SANTA CLARITA CALIF CMNTY COLL GO BDS
CA
A3/AA
NATL
4.75% 08-01-2037C
108.599
1.6 4.16% 1.06%
10
68641HFL3
ORLANDO FLA CAP IMPT SPL REV CAP IMPT REV BDS
FL
Aa2/AA
NATL
4.50% 10-01-2037C
105.811
1.31 4.10% 2.13%
10
57586EMT5 MASSACHUSETTS ST HEALTH & EDL REV BDS
MA
Aa2/AA
5.25% 12-01-2039C
115.011
1.42 4.26% 1.90%
200
649906JT2
NY
A3/A-
5% 05-01-2041C
111.75
1.65 4.25% 2.89%
10
495289VK3 KING CNTY WASH SWR REV SWR REV BDS
WA
Aa2/AA+
5.25% 01-01-2042C
111.452
1.38 4.51% 2.09%
NEW YORK ST DORM AUTH REVS NON REV BDS
WI
Aa2/-
4.05% 01-01-2033C
107.211
1.58 3.50% 3.11%
WA
A1/A+
5% 08-01-2033C
112.845
1.2 4.01% 3.04%
FL
A3/A-
4.13% 07-01-2034C
105.822
1.56 3.70% 3.39%
PA
A1/A
4% 09-01-2034C
103.733
1.53 3.73% 3.55%
4% 11-01-2034C
104.643
1.55 3.67% 3.40%
4.50% 05-15-2036C
104.304
1.54 4.19% 0.75%
5% 06-01-2037C
109.106
1.61 4.36% 0.82%
Page 4 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
Treasury Rates
TREASURIES
Term
Maturity
Today's Yield
1 mo. Bill
4/9/2015
0.015
3 mos. Bill
6/11/2015
0.020
6 mos. Bill
9/10/2015
0.102
12 mos. Bill
3/3/2016
0.234
2 Year
February 2017
0.661
5 Year
February 2020
1.600
10 Year
February 2025
2.128
30 Year
February 2045
2.712
TD AMERITRADE Cash Rates
Effective June 1, 2010. Subject to change without prior notice.
Interest Rate
Annual Percentage
Yield
<$1,999
0.00999%
0.01%
$2,000.00 - $9,999.99
0.00999%
0.01%
$10,000.00 - $24,999.99
0.00999%
0.01%
$25,000.00 - $99,999.99
0.00999%
0.01%
$100,000.00+
0.00999%
0.01%
Dollar Range
TD Ameritrade FDIC Insured Deposit Account (IDA12)*
Effective September 1, 2011. Subject to change without prior notice.
Interest Rate
Annual Percentage
Yield
$0.01-$4,999.99
0.00999%
0.01%
$5,000.00 - $24,999.99
0.00999%
0.01%
$25,000.00 - $99,999.99
0.00999%
0.01%
$100,000.00 - $199,999.99
0.00999%
0.01%
$200,000.00+
0.00999%
0.01%
Dollar Range
Page 5 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
TD Asset Management USA Funds*
Money Market Rate Table Effective Date: January 24, 2012
Portfolio
7-Day
Current
Yield
7-Day Effective Yield
Sweep Vehicles
TDAM Municipal Money
Market Portfolio – Class A
(ZTD79)
TDAM California Municipal
Money Market Portfolio –
Class A (ZTD87)
TDAM New York Municipal
Money Market Portfolio –
Class A (ZTD88)
0.01%
0.01%
0.01%
0.01%
0.01%
0.01%
Position Traded Funds
TDAM Money Market
Portfolio – Premium Class
(NPLXX)
0.01%
0.01%
$25k initial purchase minimum / $100k
minimum household equity
Please contact your service team for questions regarding Money Markets.
Mutual fund investors should consider a Fund's investment objectives, risks, and charges and expenses
carefully before investing. This, and other information regarding the Funds, is included in the prospectus,
which may be obtained by calling 800-431-3500, option 1 or writing to TD AMERITRADE, Inc., P.O. Box 2209,
Omaha, Nebraska 68103-2209. Please read the prospectus carefully prior to investing.
Page 6 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
Performance information represents past performance and does not guarantee future results. Current performance may be lower or
higher than the performance data quoted.
Although the Funds have no transaction fees, there are other fees and expenses that apply to an investment in a Fund and these
fees are described in the prospectus. The investment manager and its affiliates from time to time may waive certain of these fees or
assume certain of these expenses in an effort to maintain certain net yields for the Funds. Accordingly, any waiver or expense
reduction will have the effect of increasing yield to investors during the period of the expense reduction. Certain of each Fund’s fees
are currently being waived voluntarily in an effort to maintain certain net yields. The performance information shown above reflects
such voluntary fee waivers, which may be reduced or eliminated at any time.
An investment in the Funds is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government
agency. Although the Funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by
investing in the Funds.
The TDAM California Municipal Money Market Portfolio and TDAM New York Municipal Money Market Portfolio are non-diversified
funds and there is no guarantee that their income will be exempt from federal or state income tax. Tax exempt portfolios may be
subject to the alternative minimum tax.
Prospective investors should consult their own professional advisers about the tax implications of making an investment in, or
holding or disposing of, shares of a Fund, and about the tax implications of distributions of income from a Fund.
Shares of the Funds are distributed by SEI Investments Distribution Co.
* Cash in the IDA is held at TD Bank, N.A., TD Bank USA, N.A., or both. Assets at each bank will be eligible for FDIC insurance of
up to $250,000 per depositor. Because there are two banks in the IDA program, IDA balances could be covered for up to $500,000
per depositor. TD Bank N.A. and TD Bank USA, N.A. are affiliates of TD Ameritrade.
Interest rates paid on balances in the IDA are based on tiers. The previous day's closing balance determines eligibility for a
particular tier each day. Simple interest is accrued daily based on the interest rate tier applicable to each day's balance, and is
credited to your account on the last business day of the month. In accordance with the Client Agreement, TD Ameritrade may
change the tiers and rates at its discretion and without notice and is not obligated to pay different rates between tiers. Rate changes
may vary by program, location or arrangement.
TD Bank, N.A. and TD Bank USA, N.A. (“the Banks”) use Insured Deposit Account balances to fund current and new investment
and lending activity. The Banks seek to make a profit by achieving a positive spread between their cost of funds (for example,
deposits) and the return on their assets, net of expenses. TD Ameritrade receives a fee from the Banks for marketing,
recordkeeping, and support services in connection with the Insured Deposit Accounts. In exchange for providing these services, the
Banks pay TD Ameritrade an aggregate marketing fee based on the weighted average yield earned on the client Insured Deposit
Account balances, less the actual interest paid to clients, a servicing fee to the Banks of 25 basis points (subject to adjustment), and
the cost of FDIC insurance premiums. TD Ameritrade has the right to waive all or part of this fee. The rate of the fee that TD
Ameritrade receives may exceed the interest rate or effective yield that you receive in your balances in the Insured Deposit
Accounts, and the payment of the fee reduces the yield that you receive. Other than the applicable fees charged on brokerage
accounts, there will be no charges, fees, or commissions imposed on your account for this cash sweep feature. The current Insured
Deposit Account interest rate will be disclosed on the TD Ameritrade website and may be changed without prior notice.
** Effective August 11, 2009. Subject to change without prior notice. Please call 800-431-3500, option 1 for current rates.
Please Note: Investors should carefully consider the investment objectives and policies, risk considerations, charges
and/or fees and ongoing expenses of any investment company security Unit Investment Trust or Structured Product
before investing. A prospectus contains this and other important information. To learn how to obtain a prospectus
containing this and other important information, please consult with our Fixed Income Trading Desk at 800-355-2297.
Please read the prospectus carefully before you invest. Additionally, investors should consult their accounting, legal
or tax advisor prior to investing.
For a complete list or terms and definitions, please visit www.investinginbonds.com
Diversification does not guarantee against loss.
Investors should keep in mind that investing in UITs is typically a long-term strategy and should consider the tax consequences of,
and their ability to pursue, investing in successive trusts. TD AMERITRADE does not provide tax advice. Please consult a qualified
tax advisor with regard to your personal circumstances. Investment return and principal value will fluctuate depending on market
conditions. When units are redeemed, they may be worth more or less than their original purchase price, depending on the value of
the underlying securities at that time.
Additionally, the trust may terminate earlier than the specified termination date as stated in the prospectus.
Page 7 of 8
Please see the last page of this document for important disclosures
Daily Fixed Income Offering
Selection
March 16, 2015
Structured Products are customizable, financially engineered investments designed, created and packaged together to provide a
specific risk-return profile. Structured Products can be issued in Note or CD form and linked to a variety of underlying assets
(equities, commodities, currencies, etc) with varying maturities and risks. Structured Products are pre-packaged investments and
generally contain a derivative or option component. Investors should thoroughly review the risks associated with a Structured
Product prior to making an investment. Structured Products are not suitable for all investors. Risks include but are not limited to a
potential loss of principal, lack of liquidity prior to maturity or the possibility that at expiration the investor will own the reference asset
at a cost basis above its current price. Before investing in a structured product, investors should carefully consider the product’s
objectives, return potential, risks and expenses. Investors should read the Offering Circular carefully before investing.
Structured investments can be used to enhance returns and provide various levels of principal protection. Structured Notes & CDs
are investments that have some features of bonds (which pay regular income and offer principal protection) and equities or other
assets which offer potential for greater returns than traditional fixed-income investments, but with a higher risk exposure.
The following risks should be considered prior to investing in a Structured Product: the potential loss of principal, the return potential,
a limited or potential lack of secondary market, a disparity between the price movement of the note and the value of the underlying
assets and the credit quality of the issuer.
For some products, while the redemption of principal is 100% protected at maturity, investors may realize a loss if the product is
redeemed prior to maturity.
TD Ameritrade does not provide tax advice. Tax consequences of Structured Products can be complex and depend on the holder’s
individual circumstances. Clients should consult with a tax advisor with regard to their specific tax circumstances.
Some Risk Factors of Structured Products:
Potential Loss of Principal: An investment in a Structured Product may result in a loss of the initial investment. Additionally,
principal protection only applies when the investment is held to maturity. Principal Protected Notes and CDs sold prior to maturity
may result in a loss to the investor.
No Dividends Payments or Voting Rights: Holders do not have voting rights and are not entitled to receive cash dividends or
other distributions of the underlying asset(s).
No guaranteed yield: An investor’s yield may be lower than the yield on other debt securities of comparable maturity.
Lack of Liquidity: There may be little to no secondary market prior to maturity. Structured Products are intended to be "buy and
hold" investments.
Market price is influenced by many unpredictable factors: Several factors may influence the price of the Structured Investment
in addition to the price movements of the underlying asset(s). These include economic, political, regulatory or judicial events and
creditworthiness of the issuer.
Credit of the Issuer: An investment in a Structured Product is subject to the credit risk of the issuer, and the issuer’s actual and
perceived creditworthiness may affect the market value of the investment and their ability to honor the financial obligations
associated with the investment.
For a more detailed description of Risk Factors, please refer to the product’s official offering documents.
Tax Considerations for principal protected notes
Tax consequences of Structured Products can be complex and depend on the holders individual circumstances. Clients should
consult with a tax advisor with regard to their specific tax circumstances.
Please read the appropriate Tax Disclosure section of the offering document and consult with your own tax advisor before
investing in any products.
Closed-End Funds: There is no guarantee that a closed-end fund will achieve its investment objective(s). Past performance does
not guarantee future results. The value of any closed-end fund will fluctuate with the value of the underlying securities and supply
and demand in the secondary market. Until the original listing of a closed-end fund on an exchange, no closed-end fund's shares
will have a history of public trading. Closed-end funds may trade at a premium or discount to their net asset value.
Preferred Securities: Preferred securities are subject to market value fluctuations, given changes in the level of interest rates. For
example, if interest rates rise, the value of these securities may decline. If preferred securities are sold prior to maturity, prices and
yields may vary. Adverse changes in the credit quality of the issuer can negatively affect the market value of the securities.
Preferred securities may include a call feature. If the security is called, holders of the securities may be forced to reinvest at a lower
rate. Preferred stocks are also subject to other risks, including illiquidity and certain special redemption provisions.
TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC/NFA. TD Ameritrade is a
trademark jointly owned by TD Ameritrade IP Company, Inc. and the Toronto-Dominion Bank. © 2015 TD
Ameritrade IP Company, Inc. All rights reserved. Used with permission.
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Please see the last page of this document for important disclosures