Schedule of Service Charges: Nepal SBI Bank Ltd. S.No. Nature of

Schedule of Service Charges: Nepal SBI Bank Ltd.
S.No.
1
Natureof Transaction
Issueof DemandDrafts/ BKCinNPR
Issueof Drafts andTelegraphicTransfers/
2
Rate
Draft/ BKC: 0.10%of Draft/ BKC amountwith aminimumof NRs.100/i.
Upto equivalent of Rs.20,000/-, Rs.100/-flat
ii.
Above equivalent of Rs.20.000/- andupto equivalent of Rs.1Lac, 0.25%
withaminimumof Rs.100.
SWIFT inIRS
iii.
Above equivalent to NRs.1 Lac, 0.15%withaminimumof Rs.250/
In caseof Transferby SWIFT, SWIFT Transmissionchargeshould be
received apart from the service chargesmentionedabove.
SWIFT Charges: Rs.400/- per instrument
3
Issuance of FCY Draft
0.25% of equivalent NPR amount with minimum of Rs 500 and SWIFT
charges
ii.
For NPR Draft –NRs -100/- perdraft
For INR Draft NRs--150/- perdraft
iii.
For BKC –NRs100/- perBKC
i.
4
Revalidation/ Cancellationof Drafts/Cheques
(Excluding out-of-pocket expenses*, SWIFT charges etc.)
5
SWIFT Charges
Rs.400/- per message+ RemittanceCharges
6
Issuanceof Advance Payment Certificate (for FCY)
Rs.500/- ineachcase
7
Issue/Payment of IRS Draft Certificate
Rs.100/- percertificate
8
Issueof BalanceConfirmationCertificate
Rs.800percertificate (system generatedonly )
9
Non maintenance of minimum balance in Saving & Current
Account
Nil
10
11
Stop payment of cheques
Stop payment of FCY Draft (except INR)
Rs 200 per instance
USD 12 or equivalent in respective currency plus SWIFT charges
Noting caution of lost drafts
i.
ii.
For NRs draft: Rs 100
For IRs draft: Rs 800
Additional swift charge will also be levied
Issuance of duplicate draft
i.
ii.
iii.
iv.
NPR Draft: Rs 100 per instrument
INR Draft: Rs 500 per instrument
Other FCY Draft: Rs 500 per instrument
BKC: Rs 100 per instrument
(Excluding out-of-pocket expenses*, SWIFT charges etc.)
14
Marking Cheques “ Good for Payment”
i.
ii.
iii.
iv.
For borrowing customer: Rs 300 per instrument
For other customer: Rs 400 per instrument
For other SOLs additional Rs 100 plus above mentioned charge
For cancellation of good for payment cheques: Rs 100 per instrument
15
Cheques returned for insufficient balance
Rs 250 for each presentation
16
Charges for account closing
Nil
17
Request for Standing Instructions(SIs)
18
ATM Issuance charge
a) NPR Debit Card
12
13
b) Bharat Yatra Card(BYC)
19
20
ATM replacement / repin
Charges related to Bharat Yatra Card(BYC)
i.
ii.
During request registration: Rs 50
During execution of each instruction: Rs 30
In case of
remittances effected on the basis of SIs, applicable remittance charges will
also be levied
a) Rs 900 lumpsum or Rs 300 during issuance and Rs 200 payable annually for 4
installments. #
b) Rs 800 lumpsum or Rs 200 during issuance and Rs 200 payable annually for 4
installments.
i. Replacement of ATM card: Rs 400 per instance ##
ii. Repin generation for ATM card: Rs 100 per instance
Reloading charge
i. Amount < Rs40,000: Rs 50
ii. Amount < Rs 80,000: Rs 100
iii. Amount <= Rs 120,000 : Rs 150
Supporting documents required for reloading of BYC subject to NRB
guidelines.
21
Issuance of duplicate statement / passbook
Rs 25 per page with maximum of 22 entries per page
22
Enquiry related to old transactions (more than 2 years old)
Rs 200 per enquiry(excluding service charges related to other heads like
statement and balance certification )
23
No dues certificate
Rs 500
24
Collection charges for NPR cheques
0.10% of the amount of cheque / draft with a minumum of Rs 125 plus
applicable postage charges
i.
25
Safe Deposit Locker Charges and Deposit
ii.
Charge of Small Locker: Rs. 2,250/- with a deposit of Rs. 15,000/Charge of Medium Locker: Rs 2,750/- with a deposit of Rs. 20,000/-
iii.
Charge of Large Locker: Rs 6,000/- with a deposit of Rs. 40,000/In case of loss of key of lockers, a service charge of Rs. 2000/- to be
recovered from hirer in addition to the actual expenditure for breaking/
iv.
26
27
Any Branch Banking Service(ABBS)
CIC Report
a) Blank report
b) Report with transaction detail
opening the locker and changing of lock by the manufactures of lockers.
The charge for surrender of Locker is 1,000.
Nil
a) Rs 250 per report per person/unit
b) Rs 550 per person / unit
Loan Processing Fee
28
Housing Loan
0.50%of the sanctionedamount withaminimumof Rs.5,000/-
29
Education Loan
30
Mortgage Loan
1.00% with minimum of Rs 5000
In case of Re-processing of already sanctioned education loan, flat
processing fee of Rs. 7,500/- to be charged.
0.50%of the sanctionedamount withaminimumof Rs.5,000/-
31
Mortgage plus Loan
0.50%of the sanctionedamount withaminimumof Rs.5,000/-
32
Vehicle Loan
0.50%of the sanctionedamount withaminimumof Rs.5,000/-
33
Cashcredit/OD/TR/STDL/CBP/DBP/PSL
i.
For FBWC facilities upto Rs.100Lacs: 0.40%
ii.
For FBWC facilities above Rs.100Lacs and upto Rs.500Lacs: 0.35%
For FBWC facilities above Rs.500Lacs: 0.25%
iii.
34
Term Loan
0.50%of the sanctionedamount withaminimumof Rs.5,000/-
35
SME
0.50%of the sanctionedamount withaminimumof Rs.5,000/Penal Interest
36
Term Loan (All)
2%of the overdue principalamountfor the overdue period
37
TR/ DBP/ PSL/ CBP
2%of the overdue principalamountfor the overdue period
38
Export PackingCredit whereexports do not materialize
Export Packingcredit rate to beconverted intocash credit rate
(Applicablefor the particular client)
Prepayment charges
i.
39
Term Loan(All)
ii.
For CommercialLoans: 2%of the loanamountprepaid
RetailLoans: 1%of the loanamountprepaid
Annual Processing Fee
40
CreditExposure(FB + NFB)
a) Upto Rs.25lacs
b) Above Rs.25lacsto Rs.50lacs
Chargeperinstanceof renewal
a) Rs.2500
b) Rs.5000
c) Above Rs.50lacsto Rs.100lacs
c) Rs.7500
d) Above 100lacs
d) Rs.10000
Trade Finance
41
LCOpening
0.125% per quarterwithaminimumof Rs.1,000/-
42
LC Re– Installment(extension of LC validity period)
0.125%per quarter
43
LCAmendment(except value and validity)
Rs.500/-
44
Acceptance Commission
0.125%per quarter
45
LC Document handling charge
Rs 500
i.
ii.
46
47
48
DiscrepancyFees(per discrepantdocuments)
In caseof NRs.Document:Rs.1,000/In caseof IRs. Document:Rs.1,000/-
In caseof Other Currencydocument:
i.
For India: USD50
ii.
For Other Countries:USD50
LC advising Charge (for other banks)
Rs.2,000/i.
For India: Rs.1,200/-
ii.
For othercountries:Rs.2,500/- (For TT reimbursement
message:Rs.1000/- additional)
iii.
LC amendment(Ordinary) for allcurrencies:Rs.1000/-
iv.
LC payment and acceptance messagefor all currencies: Rs.1000/-
LC SWIFT charge
49
LC ConfirmationCharge(for otherbanks)
0.25%p. q.
50
Interest onTT reimbursementfacility
ExistingTR rate applicableto particularclient
51
i.
For alltypes of BG: 0.375%p. q. withaminimumof Rs.2000/-
ii.
For BG against CounterGuarantee(CG): 0.25%p. q. with a
minimumof Rs.2000/-
BankGuarantee
SWIFT charges:
i.
NPR BG : NPR2000
ii.
INR BG : Rs 2400
iii.
USD BG : USD25
iv.
EUR BG : EUR25
52
PostalCharges: LC / Bills / Others
i.
Within Nepal:Rs.1000 pertransaction
ii.
For India Rs400pertransaction
iii.
For countriesotherthanIndia: Rs.500pertransactionorActual
Expenseswhichever ishigher
Bills Purchase
53
Doc. Bills Purchase
0.15%with aminimumof Rs.350
54
CleanBills Purchase
0.15%with aminimumof Rs.200
If not realized within5 days, Interest @ cashcredit rate to be
chargedfor the periodbeyond 5 days
55
TC Purchase
1%withaminimumof Rs.100/-
56
Cheques/Billspurchasedandreturned/ Unpaid
Thehighest interestrate of the bank applicablefor clean
outstandingloanto beappliedincaseof loancustomerand
maximum rate of interestapplicableinpersonalOD incaseof
othercustomersalongwith +2%penalinterest
57
ForwardContract Booking/ Sales/Purchase
Charges: Nil. OnlypremiumloadedasperFEDAN rules
58
ForwardContract for early delivery/extension
Charges: Nil. OnlypremiumloadedasperFEDAN rules
59
Bills sentfor collection (NPR/INR/FCY)
(Cheques/Drafts etc.)
0.25%of cheque amount with aminimumof NPR.350/- and
maximum NPR 5,000/- plus NPR 100/- as postage charge plus
actual expenses/charges, if any.
Non submission of documents
60
BalanceSheet & P/LAccount for
accountrenewal
Rs.1000 per
month if not submittedwithin8monthsof theyear end(applicablefor limitsab
ove Rs.25 Lacs only)
61
Stock Statements
Rs.1000 perinstanceif not submittedwithin1monthof the duedate
62
i.
Inspection
For LocalUnits:Nil
For OutstationUnits:On actual basis
ii.
63
LeadBank Fee
64
OpinionReport to Foreign Banks
65
66
0.50%to 1.00%of the fund basedandnonfund basedlimits asnegotiated
i.
For countriesotherthanIndia:actual costplus handling
charges USD25 peropinion
ii.
For India: Actual Costplushandlingcharges IRs1500per opinion
Rs.500 perpacket perannum
Safe Deposit
Transferring fund from NRB to other Bank at the request of
customer
a) Via SWIFT
b) Via NRB Cheque
a) Rs 400 per transaction
b) Rs 100 per cheque
Inward SWIFT handling charges (USD only)
67
NSBL Accountholders
68
Non Accountholders
i. Fund transferred through BKC
ii.
69
i.
ii.
iii.
i.
ii.
Remittance <= USD 500: Rs 350
Remittance <= USD 2500: Rs 300
Remitance >2500: Rs 250
In case SWIFT received in OUR basis i.e. charges not deducted from
remitted account additional USD 5 as corresponding bank charge will be
leived.
For amount <= 1 Crore: Inward SWIFT charges + Rs 500
For amount > 1 Crore: Inward SWIFT charges + Rs 1000
Fund transferred through NRB via SWIFT
Outward SWIFT/Electornic transfer (USD)
Inward SWIFT charges + Rs 400
Outward remittance (USD) through SWIFT
0.25% of equivalent NPR amount with minimum of Rs 500 and SWIFT
charges.
Additional USD 10 for sending SWIFT if sent in OUR basis.
*Out-of-pocket expenses-actual postal/communication(al) expensesincurred by usfor the concernedjobexcept the chargesspecified.
# Charges for issuance of ATM cards vary according to scheme types. Please contact the branch for applicable charge for respective scheme.
## Reissuance charge varies according to total period of usage of ATM card. Please check with the branch for reissuance charge of your card.