Servicers wear many hats. - Mortgage Bankers Association
Transcription
Servicers wear many hats. - Mortgage Bankers Association
Servicers wear many hats. MBA’s National Mortgage Servicing Conference & Expo 2012 February 21–24, 2012 Orlando World Center Marriott Program Guide and List of Exhibitors Table of Contents Schedule At-A-Glance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2 Conference Information. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4 Shuttle Schedule. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 Speaker Index . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Session Tracks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 Tuesday, February 21 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 Wednesday, February 22. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Thursday, February 23. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 33 Friday, February 24. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Sponsors & Partners. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Expo Hall Info. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55 Expo Hall Floor Plan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 58 Exhibitors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 60 Orlando World Center Marriott Floor Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 92 MBA’ s N ational M ortgage S ervicing Conference & E xpo 1 Schedule At-A-Glance All events take place at the Orlando World Center Marriott. Tuesday, February 21 7:30 a . m .–6:00 p. m . Conference Registration 7:30 a . m .–7:00 p. m . MBA Membership Information Desk 2:00 p. m .–3:30 p. m . Servicer-Only Roundtable Discussion: An MBA Member Event (Invitation Only) 4:00 p. m .–7:00 p. m . Expo Hall Open 4:30 p. m .–6:00 p. m . HUD/VA Subcommittee Meeting (MBA Members Only) 6:00 p. m .–7:00 p. m . Welcome Reception in the Expo Hall “Under the Boardwalk” 12:15 p. m .–1:30 p. m . Luncheon in the Expo Hall 8:30 a . m .–10:30 a . m . Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 1:30 p. m .–3:00 p. m . Concurrent Sessions • Servicing Quality Oversight: A Look into the Future of Servicing Oversight • Best Practices in Managing Short Sales • Litigation Update: Addressing the Challenges of HAMP and HAFA • FHFA’s Servicer Compensation Proposal 10:30 a . m .–6:00 p. m . Expo Hall Open 3:00 p. m .–3:15 p. m . Refreshment Break in the Expo Hall 10:30 a . m .–11:00 a . m . Coffee Break in the Expo Hall 3:15 p. m .–4:45 p. m . General Session: Government Agencies Forum 7:30 a . m .–6:00 p. m . MBA Membership Information Desk 7:30 a . m .–7:00 p. m . Conference Registration 2 Wednesday, February 22 7:30 a . m .–8:30 a . m . Continental Breakfast 11:00 a . m .–12:30 p. m . Concurrent Sessions • Defining an “eServicing Strategy” to Deliver Real Results • Single Point of Contact: What’s Working? What’s Not? Servicer Perspectives • Loss Management • Current Challenges in REO Management and Disposition 5:00 p. m .–6:00 p. m . Opening Reception in the Expo Hall “South Beach Style” T witter : @MBAM ortgage #MBASERVICING12 Schedule At-A-Glance Thursday, February 23 7:30 a . m .–4:30 p. m . Conference Registration 7:30 a . m .–8:30 a . m . New Member Breakfast (Invitation Only) 8:00 a . m .–8:30 a . m . Continental Breakfast 8:30 a . m .–10:30 a . m . General Session: Outlook on the Mortgage Market and the Economy 8:45 a . m .–4:30 p. m . MBA Membership Information Desk 10:30 a . m .–11:00 a . m . Coffee Break in the Expo Hall 10:30 a . m .–4:00 p. m . Expo Hall Open 11:00 a . m .–12:30 p. m . Concurrent Sessions • Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements • Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation • Combating Fraud • Property Preservation — Protecting Neighborhoods One House at a Time 12:30 p. m .–1:45 p. m . Luncheon in the Expo Hall 1:45 p. m .–2:45 p. m . Concurrent Sessions • Judicial Foreclosures in Today’s Environment • Borrower Communication in a Post-SPOC World • The New Normal: The Brave New World of Vendor Management • Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 2:45 p. m .–3:00 p. m . Refreshment Break in the Expo Hall 3:00 p. m .–4:30 p. m . Concurrent Sessions • Foreclosure Mediation and Counseling Programs • Managing and Protecting MSR Values • Special Servicing — Views from the Trenches • How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 3:30 p. m .–4:30 p. m . Loan Administration Committee Meeting (MBA Members Only) Friday, February 24 8:30 a . m .–12:30 p. m . Conference Registration 8:30 a . m .–9:00 a . m . Coffee Service 9:00 a . m .–12:30 p. m . Default Super Session 12:30 p. m . Conference Concludes MBA’ s N ational M ortgage S ervicing Conference & E xpo 3 Conference Information All events take place at the Orlando World Center Marriott. Conference Information Desk Conference Registration Tuesday, February 21 Wednesday, February 22 Thursday, February 23 Main Convention Center, Level 1, Palms Ballroom Foyer Tuesday, February 21 Wednesday, February 22 Thursday, February 23 Friday, February 24 7:30 a.m.–7:00 p.m. 7:30 a.m.–6:00 p.m. 7:30 a.m.–4:30 p.m. 8:30 a.m.–12:30 p.m. Main Convention Center, Level 1, Palms Ballroom 4:00 p.m.–7:00 p.m. 10:30 a.m.–6:00 p.m. 10:30 a.m.–4:00 p.m. MBA Membership Information Desk Main Convention Center, Level 1, Palms Ballroom Foyer Tuesday, February 21 Wednesday, February 22 Thursday, February 23 7:30 a.m.–7:00 p.m. 7:30 a.m.–6:00 p.m. 7:30 a.m.–4:30 p.m. Sponsored by: Press Room (Credentialed Press Only) Main Convention Center, Level 1, San Antonio Expo 2012 Tuesday, February 21 Wednesday, February 22 Thursday, February 23 Main Convention Center, Level 1, Crystal Ballroom Foyer 7:30 a.m.–7:00 p.m. 7:30 a.m.–6:00 p.m. 8:45 a.m.–4:30 p.m. Tuesday, February 21 Wednesday, February 22 Thursday, February 23 3:00 p.m.–5:00 p.m. 8:00 a.m.–5:00 p.m. 8:00 a.m.–5:00 p.m. Business Communication Center Main Convention Center, Level 1, Palms Ballroom Foyer Tuesday, February 21 Wednesday, February 22 Thursday, February 23 4:00 p.m.–7:00 p.m. 10:30 a.m.–6:00 p.m. 10:30 a.m.–4:00 p.m. Sponsored by: 4 T witter : @MBAM ortgage #MBASERVICING12 Conference Schedule At-A-Glance Information Cell Phone Charging Station Shuttle Schedule Main Convention Center, Level 1, Palms Ballroom Foyer Pick-up/Drop-off Locations: Tuesday, February 21 Wednesday, February 22 Thursday, February 23 Buena Vista Palace Hotel: Convention Center Drive 7:30 a.m.–7:00 p.m. 7:30 a.m.–5:00 p.m. 7:30 a.m.–5:00 p.m. Sponsored by: HUD / VA Subcommittee Meeting (MBA Members Only) Main Convention Center, Level 1, Miami Tuesday, February 21 4:30 p.m.–6:00 p.m. Loan Administration Committee Meeting (MBA Members Only) Main Convention Center, Level 1, Crystal Ballroom, Salon K Thursday, February 23 3:30 p.m.–4:30 p.m. Save the Date MBA’s National Mortgage Servicing Conference & Expo 2013 Orlando World Center Marriott: Convention Center Entrance Shuttle will run continuously between the Marriott and Buena Vista Palace as schedule below: Tuesday, February 21 1:00 p.m.–5:00 p.m. 6:00 p.m.–8:00 p.m. Wednesday, February 22 7:00 a.m.–12:00 p.m. 3:00 p.m.–8:00 p.m. Thursday, February, 23 7:00 a.m.–12:00 p.m. 3:00 p.m.–8:00 p.m. Friday, February, 24 7:00 a.m.–9:00 a.m. 12:00 p.m.–2:00 p.m. February 19–22, 2013 Gaylord Texan Resort & Convention Center Dallas, Texas MBA’ s N ational M ortgage S ervicing Conference & E xpo 5 Schedule At-A-Glance Speaker Index MBA’ s N ational M ortgage S ervicing Conference & E xpo 7 Speaker Index Name Session page Allen, Susan Combating Fraud 37 Andress, Esq., D. Keith Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation 37 Anselmo, Paul Defining an “eServicing Strategy” to Deliver Real Results 24 Arnovitz, Michael S. Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 41 Atencio, Mark A. Servicer-Only Roundtable Discussion 18 Atencio, Mark A. Single Point of Contact: What's Working? What's Not? Servicer Perspectives 25 Bacci, Arthur "Art" Special Servicing — Views from the Trenches 43 Barbone, Raymond S. Servicer-Only Roundtable Discussion 18 Barbone, Raymond S. Single Point of Contact: What’s Working? What’s Not? Servicer Perspectives 25 Beckles, Ingrid Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements 36 Beever, Vicky Property Preservation — Protecting Neighborhoods One House at a Time 38 Begala, Paul Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 22 Bilderback, Kip J. The New Normal: The Brave New World of Vendor Management 41 Blower, Bradley H. Foreclosure Mediation and Counseling Programs 42 Bockenstedt, Randy Single Point of Contact: What's Working? What's Not? Servicer Perspectives 25 Bond, Jane E. Judicial Foreclosures in Today's Environment 39 Brandt, Amy Special Servicing — Views from the Trenches 43 Brazier, Nigel D. Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Brinkmann, Ph.D., Jay General Session: Outlook on the Mortgage Market and the Economy 34 Cacici, Charlie J. The New Normal: The Brave New World of Vendor Management 41 Carlisle, Chris Borrower Communication in a Post-SPOC World 40 8 T witter : @MBAM ortgage #MBASERVICING12 Schedule Speaker At-A-Glance Index Name Session page Caruso, Robert Single Point of Contact: What's Working? What's Not? Servicer Perspectives 25 Castle, Caren Jacobs Foreclosure Mediation and Counseling Programs 42 Connell, Jeff Current Challenges in REO Management and Disposition 27 Consuegra, Daniel C. Litigation Update: Addressing the Challenges of HAMP and HAFA 29 Cooleen, Matthew The New Normal: The Brave New World of Vendor Management 41 Coulter, Charles General Session: Government Agencies Forum 31 Crane, John Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 41 Cutrona, Joseph A. Current Challenges in REO Management and Disposition 27 Davis, James I. Servicer-Only Roundtable Discussion 18 Davis, James I. Best Practices in Managing Short Sales 28 Delk, Krys Fuller The New Normal: The Brave New World of Vendor Management 41 DeMaritte, Dean H. Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Dillard, Dana Foreclosure Mediation and Counseling Programs 42 Dombrowski, Joseph The New Normal: The Brave New World of Vendor Management 41 Drayne, Michael General Session: Government Agencies Forum 31 Eakes, Janet Defining an “eServicing Strategy” to Deliver Real Results 24 Emmons, William How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 44 Esposito, Leo Best Practices in Managing Short Sales 28 Finlay, Robert T. Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation 37 Finley, Linda S. Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation 37 MBA’ s N ational M ortgage S ervicing Conference & E xpo 9 Speaker Index Name Session page Ford, Esq., Marcy Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 41 Fratantoni, Ph.D., Michael FHFA Servicer Compensation Proposal 29 Fratantoni, Ph.D., Michael General Session: Outlook on the Mortgage Market and the Economy 34 Freedman, Joel A. Default Super Session 48 Fritzlen, Thomas J. Litigation Update: Addressing the Challenges of HAMP and HAFA 29 Fulmer, Ann Combating Fraud 37 Gaines, Jodi Loss Management 26 Galante, Carol Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 22 Gardner, Harry Defining an “eServicing Strategy” to Deliver Real Results 24 Garland, Mark S. Managing and Protecting MSR Values 43 Gillen, CMB, AMP, Scott Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Gordon, Julia General Session: Government Agencies Forum 31 Gross, James P. FHFA's Servicer Compensation Proposal 29 Hager, Tracy Property Preservation — Protecting Neighborhoods One House at a Time 38 Haralson, Ali M. Borrower Communication in a Post-SPOC World 40 Haspel, Christopher C. Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Hatfield, Pat Defining an “eServicing Strategy” to Deliver Real Results 24 Herzik, Kelly Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation 37 Hill, Christopher Judicial Foreclosures in Today's Environment 39 Hopp, Robert J. Judicial Foreclosures in Today's Environment 39 Hurt, David A. Loss Management 26 10 Schedule Speaker At-A-Glance Index Name Session page Jaffa, Alan Current Challenges in REO Management and Disposition 27 Jaffa, Alan Property Preservation — Protecting Neighborhoods One House at a Time 38 Jakabovics, Andrew Foreclosure Mediation and Counseling Programs 42 Johnson, Larry W. Litigation Update: Addressing the Challenges of HAMP and HAFA 29 Kennedy, Jane Best Practices in Managing Short Sales 28 Killmer, Bill How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 44 Kimble, Robert E. Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements 36 Kingsley, Darius Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 22 LaMay, Jeanine Combating Fraud 37 Lau, CMB, Michael P. FHFA's Servicer Compensation Proposal 29 Lee, Robert Managing and Protecting MSR Values 43 LeRoy, William M. How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 44 Loeb, Jay Borrower Communication in a Post-SPOC World 40 Lowe, Stephanie Best Practices in Managing Short Sales 28 Lowery, Ron Managing and Protecting MSR Values 43 Maggiano, Laurie Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements 36 Martin, Matt Property Preservation — Protecting Neighborhoods One House at a Time 38 Martin, Sarah P. Loss Management 26 Massier, Sherilee Property Preservation — Protecting Neighborhoods One House at a Time 38 McDougall, Marion Servicer-Only Roundtable Discussion 18 MBA’ s N ational M ortgage S ervicing Conference & E xpo 11 Speaker Index Name Session page Mills, Mary Ann General Session: Government Agencies Forum 31 Milne, Geoffrey Combating Fraud 37 Minton, Gabe Defining an “eServicing Strategy” to Deliver Real Results 24 Mooney, Tracy General Session: Government Agencies Forum 31 Morse, Neil J. Borrower Communication in a Post-SPOC World 40 Mosley, Chad The New Normal: The Brave New World of Vendor Management 41 O'Connor, Steve General Session: Government Agencies Forum 31 Olsen, Lance E. Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 41 Osuna, Kevin Property Preservation — Protecting Neighborhoods One House at a Time 38 Owens, Tim Borrower Communication in a Post-SPOC World 40 Paine, Cheryl Special Servicing — Views from the Trenches 43 Paniccia, Mark P. Current Challenges in REO Management and Disposition 27 Pendley, CMB, M. Diane Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Power, Robert J. How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 44 Prever, Joshua Charles Litigation Update: Addressing the Challenges of HAMP and HAFA 29 Purcell, Kelly Defining an “eServicing Strategy” to Deliver Real Results 24 Reaves, Caroline W. Current Challenges in REO Management and Disposition 27 Reid, Susan E. Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation 37 Rieker, Jennifer Monty Litigation Update: Addressing the Challenges of HAMP and HAFA 29 Rodgers, Jr., James B. Single Point of Contact: What's Working? What's Not? Servicer Perspectives 25 Rodstein, David W. Judicial Foreclosures in Today's Environment 39 12 Schedule Speaker At-A-Glance Index Name Session page Ruhling, Kellie Property Preservation — Protecting Neighborhoods One House at a Time 38 Schwartz, Faith A. Foreclosure Mediation and Counseling Programs 42 Schweikert, Congressman David How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 44 Sharga, Rick Judicial Foreclosures in Today's Environment 39 Shiller, Robert Borrower Communication in a Post-SPOC World 40 Starbird, Dodd Special Servicing — Views from the Trenches 43 Still, CMB, Debra W. Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 22 Stone, Shawn Special Servicing — Views from the Trenches 43 Stowe, Dennis G. Loss Management 26 Stowe, Dennis G. Servicing Quality Oversight: A Look Into the Future of Servicing Oversight 27 Sylvia, Matt Current Challenges in REO Management and Disposition 27 Tallent, AMP, Thomas "Tom" Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements 36 Terrasi, Linda Combating Fraud 37 Tozer, The Honorable Theodore W. Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington 22 Tozer, The Honorable Theodore W. FHFA's Servicer Compensation Proposal 29 Ugoletti, Mario FHFA's Servicer Compensation Proposal 29 Ugoletti, Mario General Session: Government Agencies Forum 31 Vincent, Bart Best Practices in Managing Short Sales 28 Walsh, Marina B. Managing and Protecting MSR Values 43 West, Dan Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions 41 Young, Michael W. General Session: Outlook on the Mortgage Market and the Economy 34 MBA’ s N ational M ortgage S ervicing Conference & E xpo 13 Pretending Carrie Reyes doesn’t exist isn’t just unfair. It’s unprofitable. ©2012 VantageScore Solutions, LLC. All Rights Reserved. New realities have made credit scoring too important to leave to old scoring models. Four of the top five financial institutions now use VantageScore. Our patented and patent-pending model scores millions of Americans that others miss. And because it delivers remarkably consistent scores across the three major credit reporting companies,VantageScore has the potential to reduce confusion among loan officers and consumers alike. We even test the model every year to ensure continued strong performance, and we publish the results. So VantageScore remains highly predictive, even in this changing economic climate. Visit VantageScore.com to read the research for yourself. Session Tracks MBA’s National Mortgage Servicing Conference Follow Us & Expo 2012 presents a number of educational Get the latest conference updates sessions that address specific areas of when you follow MBA on Twitter. expertise and interest to ensure you are getting the most out of your conference attendance. To help you decide which sessions meet your Use #MBASERVICING12, the official hashtag for MBA’s Commercial Real Estate needs, we have categorized all concurrent Finance / Multifamily Housing Convention sessions into the following four interest areas: & Expo 2012. Search for @MBAMortgage • Business Strategy and Operations • Regulatory Reform, Compliance and Agency Updates Sponsored by: • Home Retention and Foreclosure Alternatives • Foreclosure, Bankruptcy, REO and Other Default Issues to join our Twitter community. STAY CONNECTED: Twitter: @MBAMortgage; #MBASERVICING12 Facebook: www.facebook.com/MBAMortgage LinkedIn: www.LinkedIn.com/groups?gid=32407 Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 15 FORECLOSURE | EVICTION | TITLE | BANKRUPTCY | REO CLOSING | HOME RETENTION CELEBRATING YEARS PROVIDING SUPERIOR REPRESENTATION TO THE MORTGAGE BANKING INDUSTRY. The attorneys and legal professionals of Butler & Hosch, P.A. have been servicing the residential default industry needs for 40 years. From Florida to North Carolina and Georgia to Texas, Butler & Hosch, P.A., leverages over 175 years of combined attorney experience and a commitment to infrastructure in order to handle the needs of its regulated clients today. Find out how to partner with Butler & Hosch, P.A. to manage your default services: oneroof@butlerandhosch.com butlerandhosch.com Tuesday, February 21 2:00 p.m.–3:30 p.m. 4:00 p.m.–7:00 p.m. Servicer-Only Roundtable Discussion An MBA Member Event (Invitation Only) Expo Hall Open TUESDAY HIGHLIGHTS 6:00 p.m.–7:00 p.m. Welcome Reception in the Expo Hall “Under the Boardwalk” MBA’ s N ational M ortgage S ervicing Conference & E xpo 17 M B A m e mb e r e v e n t ( i n v i t a t i o n o n l y ) Servicer-Only Roundtable Discussion Facilitators Mark A. Atencio Raymond S. Barbone James I. Davis Marion McDougall Senior Vice President, Business Control & Client Management Green Tree Servicing Executive Vice President, Mortgage Services BankUnited Executive Vice President American Home Mortgage Servicing, Inc. Chief Operations Officer MetLife Bank 2:00 p.m.–3:30 p.m. Main Convention Center, Level 1, New Orleans Once again, we are offering a closed-door, facilitated peer group roundtable for senior management of servicing institutions. MBA will conducted a short survey on key topics prior to the roundtable. A senior servicing executive will lead the roundtable, in coordination with MBA staff. This intimate discussion is an invaluable opportunity to hear how others in servicing are dealing with the same issues that you are facing. All participants are encouraged to contribute insights and ideas. You must be a conference registrant with a mortgage servicing institution and an MBA member firm to attend this roundtable. 18 T witter : @MBAM ortgage #MBASERVICING12 Tuesday, February 21 7:30 a . m .–7:00 p. m . 4:00 p. m .–7:00 p. m . Conference Registration Expo Hall Open Main Convention Center, Level 1, Palms Ballroom Foyer Main Convention Center, Level 1, Palms Ballroom 7:30 a . m .–7:00 p. m . 4:00 p. m .–7:00 p. m . MBA Membership Information Desk Business Communications Center Main Convention Center, Level 1, Palms Ballroom Foyer Main Convention Center, Level 1, Palms Ballroom Foyer 7:30 a . m .–7:00 p. m . Conference Information Desk Main Convention Center, Level 1, Crystal Ballroom Foyer Sponsored by: 4:30 p. m .–6:00 p. m . HUD / VA Subcommittee Meeting (MBA Members Only) Sponsored by: Main Convention Center, Level 1, Miami 7:30 p. m .–7:00 p. m . Cell Phone Charging Station Main Convention Center, Level 1, Palms Ballroom Foyer 6:00 p. m .–7:00 p. m . Welcome Reception in the Expo Hall “Under the Boardwalk” Main Convention Center, Level 1, Palms Ballroom Sponsored by: 2:00 p. m .–3:30 p. m . Sponsored by: Servicer-Only Roundtable Discussion An MBA Member Event (Invitation Only) Main Convention Center, Level 1, New Orleans << See page 18 for details. MBA’ s N ational M ortgage S ervicing Conference & E xpo 19 YOUR TURNKEY SOLUTION. From marketing to selling to closing, Auction.com can help you with every phase of your portfolio sale. Our turnkey approach and unmatched results have made us a trusted partner for a majority of the nation’s leading lenders. SUITE OF SERVICES: • Short Sale Auctions • Residential Non-Performing Loan Pool Auctions • Deed in Lieu of Foreclosure • Foreclosure Auctions • Luxury REO Auctions • REO Auctions Visit us at MBA Servicing Conference & Expo booth 1017 or call 888.880.7332 The nation’s leading real estate auctioneer and loan sale advisor. Auction.com, LLC (Real Estate Disposition, LLC), 1 Mauchly, Irvine, CA 92618 Wednesday, February 22 Wednesday, February 22 8:30 a.m.–10:30 a.m. 10:30 a.m.–6:00 p.m. opening general session : Expo Hall Open The 2012 Political Landscape and Industry Outlook from Washington Wednesday HIGHLIGHTS 3:15 p.m.–4:45 p.m. 5:00 p.m.–6:00 p.m. general session : Opening Reception in the Expo Hall “South Beach Style” Government Agencies Forum MBA’ s N ational M ortgage S ervicing Conference & E xpo 21 O p e n i n g G e n e r a l S e ss i o n The 2012 Political Landscape and Industry Outlook from Washington Welcome Remarks Featured Speaker Speakers Carol Galante Darius Kingsley Chairman-Elect Mortgage Bankers Association Political Analyst CNN Acting Assistant Secretary for Housing / Federal Housing Commissioner U.S. Department of Housing and Urban Development Chief of the Homeownership Preservation Office in the Office of Financial Stability U.S. Department of Treasury Debra W. Still, CMB Paul Begala The Honorable Theodore W. Tozer President Ginnie Mae 8:30 a .m.–10:30 a .m. Main Convention Center, Level 1, Crystal Ballroom, Salons G-H Kick off your conference with our keynote speaker CNN Political Analyst Paul Begala. With 2012 being an election year, Begala analyzes the political playing field and shares his predictions for November. He is part of the CNN political team that won an Emmy for its coverage of the 2006 elections and a Peabody Award for its coverage of the 2008 presidential election. Begala served as counselor to President Clinton in the White House, where he helped define and defend the Administration’s agenda, from the State of the Union 22 Address to the economic, domestic and international issues the White House faces each day. Clinton has described Begala as, “a wit dynamo from Sugar Land, Texas… who brought energy, focus and credibility to our efforts.” After Begala speaks, stay to hear key staff from the OCC, FHFA and CFPB discuss recent industry developments and how they affect residential mortgage servicing. Sponsored by: T witter : @MBAM ortgage #MBASERVICING12 Wednesday, February 22 7:30 a . m .–6:00 p. m . 7:30 a . m .–8:30 a . m . Conference Registration Continental Breakfast Main Convention Center, Level 1, Palms Ballroom Foyer Main Convention Center, Level 1, Crystal Ballroom Foyer 7:30 a . m .–6:00 p. m . Sponsored by: MBA Membership Information Desk Main Convention Center, Level 1, Palms Ballroom Foyer 8:30 a . m .–10:30 a . m . 7:30 a . m .–6:00 p. m . Conference Information Desk Opening General Session: The 2012 Political Landscape and Industry Outlook from Washington Main Convention Center, Level 1, Crystal Ballroom Foyer Main Convention Center, Level 1, Crystal Ballroom, Salons G-H << See page 22 for details. Sponsored by: Sponsored by: 7:30 a . m .–5:00 p. m . Cell Phone Charging Station Main Convention Center, Level 1, Palms Ballroom Foyer 10:30 a . m .–6:00 p. m . Business Communications Center Main Convention Center, Level 1, Palms Ballroom Sponsored by: Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 23 Wednesday, February 22 10:30 a.m.–6:00 p.m. Expo Hall Open Main Convention Center, Level 1, Palms Ballroom 10:30 a . m .–11:00 a . m . Coffee Break in the Expo Hall Main Convention Center, Level 1, Palms Ballroom Sponsored by: Successfully interface with the MERS eRegistry and understand why that is important. Ensure market liquidity, e.g. understand investor acceptance of electronically signed servicing documents such as modification, release forms, etc. Bridge the data and systems gaps between paper and electronic documents. This session gathers industry experts to guide a servicing business in its move from a traditional paper-based operation to a state-of-theart paperless operation. Moderator Gabe Minton 11:00 a . m .–12:30 p. m . Concurrent Sessions Senior Vice President-Information Services ServiceLink, FNF’s National Lender Platform Defining an “eServicing Strategy” to Deliver Real Results Speakers B usiness S trategy and O perations Main Convention Center, Level 1, Crystal Ballroom, Salon N While the industry agrees that eMortgages are the ultimate goal, the question remains regarding how to reach the goal in the most efficient and profitable way. Servicing is a key element of industry success. Hear from leading industry experts the best ways to: Ensure compliance with ESIGN and UETA within servicing systems. Seamlessly integrate existing business processes and third party systems. 24 Janet Eakes Pat Hatfield Business Owner of Financial Services Sapiens Americas Partner Locke Lord LLP Harry Gardner Executive Vice President eSignSystems — a Division of Wave Systems Corp. President SigniaDocs, Inc. Kelly Purcell T witter : @MBAM ortgage #MBASERVICING12 Wednesday, February 22 B usiness S trategy and O perations Moderator Single Point of Contact: What’s Working? What’s Not? Servicer Perspectives Executive Managing Director, Default Management Services Lender Processing Services, Inc. Main Convention Center, Level 1, Crystal Ballroom, Salon J1 This panel of experts explores the implementation of a single point of contact (SPOC) and quality right party contact (QRPC) for borrower communications in the event of default. The panel of servicer experts discusses definitions and varying interpretations of SPOC, with particular emphasis on current regulatory thinking, and share implementation war stories and challenges. Special emphasis is placed on workflow management solutions, technology enhancements and position descriptions. Preliminary feedback from borrowers is shared. Finally, the panel will delve into SPOC adoption for servicers not under consent orders and incorporation into industry servicing standards. Robert Caruso Speakers Mark A. Atencio Randy Bockenstedt Senior Vice President, Business Control & Client Management Green Tree Servicing Senior Vice President — Default Operations Wells Fargo Home Mortgage Raymond S. Barbone James B. Rodgers, Jr. Executive Vice President, Mortgage Services BankUnited Senior Vice President of Default Everhome Mortgage MBA’ s N ational M ortgage S ervicing Conference & E xpo 25 Wednesday, February 22 11:00 a . m .–12:30 p. m . (Continued) Foreclosure, Bankruptcy, REO and Other Default Issues H ome R etention and Foreclosure A lternatives Loss Management Current Challenges in REO Management and Disposition Main Convention Center, Level 1, Crystal Ballroom, Salon J2 Main Convention Center, Level 1, Grand Ballroom, Salon 14 Attend this session to discuss issues around the losses that servicers are working to manage in their daily activities. Exchange ideas on how to reduce and or eliminate losses. Hear ideas from your peers on how to manage your claims department and claims system and whether outsourcing claims is the way to go. Topics to be discussed include unreimbursed FC and REO expenses, advance management, claims management and others. Foreclosure timeframes continue to increase, and the mortgage industry is faced with unprecedented challenges on the REO front. Servicers and asset disposition companies share the responsibility of ensuring neighborhood stability while strategically moving assets. Hear expert panelists discuss REO trends, cost-efficient marketing strategies and approaches to mitigating risk. Panelists also cover the latest on retail alternatives: auction; bulk sale; rental; donation / public partnership (e.g. NCST / Habitat), including when and how to think about each and consider the long-term impact of Protecting Tenants at Foreclosure. Additional topics include: opening communications within default, combating fraud and how to calculate the return on the repair dollar and its impact on communities. Moderator David A. Hurt Senior Vice President — Business Development CoreLogic Speakers Jodi Gaines Sarah P. Martin Chief Executive Officer Claims Recovery Financial Services (CRFS) Chief — Single Family Claims Branch U.S. Department of Housing and Urban Development Dennis G. Stowe Chief Executive Officer Residential Credit Solutions, Inc. 26 Wednesday, February 22 Moderator Caroline W. Reaves Chief Executive Officer Mortgage Contracting Services, LLC Speakers Jeff Connell Mark P. Paniccia Senior Vice President Nationstar Mortgage LLC Group Vice President — REO Sun Trust Mortgage, Inc. Joseph A. Cutrona Matt Sylvia Senior Director CoreLogic Senior Vice President — REO Production Executive Bank of America Alan Jaffa Chief Executive Officer Safeguard Properties Alignment and the new GSE scorecarding process, is now the time to step up quality control around loan servicing? This session looks at the market today, the issues of quality loan servicing, quality borrower engagement, loss mitigation outreach, foreclosure processing and documentation issues and the future of third-party confirmation of servicing quality. The session brings together perspectives from investors, servicers and thirdparty review firms to explore this volatile topic and discuss expectations and best practices going forward. Are you ready? Moderator Sponsored by: Scott Gillen, CMB, AMP 12:15 p. m .–1:30 p. m . Speakers Senior Vice President — Strategic Initiatives, Stewart Lender Services Luncheon in the Expo Hall Main Convention Center, Level 1, Palms Ballroom 1:30 p. m .–3:00 p. m . Concurrent Sessions Regulatory Reform, Compliance and Agency Updates Servicing Quality Oversight: A Look into the Future of Servicing Oversight Nigel D. Brazier M. Diane Pendley, CMB Managing Director Newbold Advisors Managing Director Fitch Ratings Dean H. DeMeritte Dennis G. Stowe Executive Vice President Phoenix Capital, Inc. Chief Executive Officer Residential Credit Solutions, Inc. Christopher C. Haspel Main Convention Center, Level 1, Crystal Ballroom, Salon N Senior Advisor, Servicing and Securitization Consumer Financial Protection Bureau With all of the scrutiny around servicing quality, changes in government regulations, GSA Servicing Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 27 Wednesday, February 22 1:30 p. m .–3:00 p. m . (Continued) H ome R etention and Foreclosure A lternatives Best Practices in Managing Short Sales Main Convention Center, Level 1, Crystal Ballroom, Salon J1 2010 was the year of regulation and 2011 the year of execution. This panel takes a look back at how the industry executed and how we can build upon that established foundation. As servicers and service providers become more tenured at short sales, this panel explores how to use this knowledge to improve the process and discusses the following questions: What is the plan of servicers in the year to come? How to improve the short sale process? How to capture more short sales? What technology is currently being used and what is still needed? Moderator Jane Kennedy National Sales Executive Default Services ServiceLink, FNF’s National Lender Platform Speakers James I. Davis Stephanie Lowe Executive Vice President American Home Mortgage Servicing, Inc. Senior Vice President, Business Operations Executive Bank of America Leo Esposito Bart Vincent Senior Vice President — Loss Mitigation & Asset Deposition Services ServiceLink, FNF’s National Lender Platform Senior Vice President Wells Fargo Home Mortgage B usiness S trategy and O perations Litigation Update: Addressing the Challenges of HAMP and HAFA Main Convention Center, Level 1, Crystal Ballroom, Salon J2 For the past three years, servicers have learned to comply with government programs, including the Home Affordable Refinance Program (HAMP) and Home Affordable Foreclosure Alternatives (HAFA) program. New programs meant to provide additional help for homeowners are 28 Wednesday, February 22 now being challenged. With some forethought to compliance, a servicer can navigate and avoid litigation in all areas of servicing. Panelists highlight the latest information on federal law claims, including HAMP and HAFA litigation, OCC Consent Order, CFPB challenges to loss mitigation, Fair Debt Collections Practices Act (FDCPA), Equal Credit Opportunities Act (ECOA) and litigation in connection with the foreclosure process. Get updated on state law claims (including States Attorneys General Settlement with Servicers), claims against servicers and claims against borrowers. Foreclosure, Bankruptcy, REO and Other Default Issues FHFA’s Servicer Compensation Proposal Main Convention Center, Level 1, Gran Ballroom, Salon 14 FHFA and HUD presented several alternatives to the single-family mortgage servicing pay model in January of 2011. Join our panel for a detailed exploration of fee-for-service, including approaches to a reserve account structure. Discuss the pros and cons of the servicer compensation proposals with the panelists and your peers and learn the potential impacts of proposed structures on the servicing industry. Moderator Moderator Michael Fratantoni, Ph.D. Senior Managing Partner Johnson & Freedman, LLC Speakers Vice President, Research and Economics Mortgage Bankers Association Larry W. Johnson Speakers Daniel C. Consuegra Joshua Charles Prever Managing Partner Law Offices of Daniel C. Consuegra, P.L. Attorney Morgan, Lewis & Bockius LLP Thomas J. Fritzlen, Jr. Partner Weltman, Weinberg & Reis, Co., L.P.A. Attorney / Shareholder Martin, Leigh, Laws & Fritzlen, PC Jennifer Monty Rieker Michael P. Lau, CMB Mario Ugoletti Executive Vice President Phoenix Capital, Inc. Special Advisor, Office of the Director Federal Housing Finance Agency The Honorable Theodore W. Tozer President Ginnie Mae Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 29 Wednesday, February 22 3:00 p. m .–3:15 p. m . Refreshment Break in the Expo Hall Main Convention Center, Level 1, Palms Ballroom Sponsored by: Join the Mortgage Bankers Association and experience all that membership can do for you. 3:15 p. m .–4:45 p. m . General Session: Government Agencies Forum Learn more about the benefits of MBA Main Convention Center, Level 1, Crystal Ballroom, Salons G-H corporate membership by visiting the See page 31 for details. >> 5:00 p. m .–6:00 p. m . Opening Reception in the Expo Hall “South Beach Style” Main Convention Center, Level 1, Palms Ballroom Sponsored by: 30 Membership Desk in the Palms Ballroom Foyer, Level 1. Ask how to save on your 2012 membership when you join at MBA’s National Mortgage Servicing Conference & Expo 2012. G e n e r a l S e ss i o n Government Agencies Forum Wednesday, February 22 Featured Speaker Moderator Speakers Mario Ugoletti Steve O’Connor Charles Coulter Michael Drayne Special Advisor, Office of the Director Federal Housing Finance Agency Senior Vice President of Public Policy and Industry Relations Mortgage Bankers Association Deputy Assistant Secretary for Single-Family Housing U.S. Department of Housing and Urban Development Acting Senior Vice President — Single Family / MHD Ginnie Mae Julia Gordon Manager, Single-Family Policy Federal Housing Finance Agency Mary Ann Mills Tracy Mooney Loan Specialist U.S. Department of Veterans Affairs Senior Vice President, Single Family Servicing and REO Freddie Mac 3:15 p.m.–4:45 p.m. Main Convention Center, Level 1, Crystal Ballroom, Salons G-H As the industry works on solutions to the nation’s delinquency and foreclosure crisis you can’t afford to miss this opportunity to hear representatives from the Federal Housing Finance Agency (FHFA), Freddie Mac, the U.S. Department of Housing and Urban Development (HUD) and the U.S. Department of Veterans Affairs (VA) as they provide an update on the industry and efforts to stabilize the housing market and reduce delinquencies and foreclosures. Hear what is new and on the horizon in an ever-changing marketplace. This is a great opportunity to hear from the players whose actions impact your business day-to-day for years to come. MBA’ s N ational M ortgage S ervicing Conference & E xpo 31 Turning Obstacles into Opportunities VISIT US AT BOOTH 901 Get the free mobile app at http:/ / gettag.mobi Wednesday, February 22 Thursday, February 23 Thursday HIGHLIGHTS 7:30 a.m.–8:30 a.m. 10:30 a.m.–4:00 p.m. New Member Breakfast (Invitation Only) Expo Hall Open 8:30 a.m.–10:30 a.m. general session : Outlook on the Mortgage Market and the Economy MBA’ s N ational M ortgage S ervicing Conference & E xpo 33 G e n e r a l S e ss i o n Outlook on the Mortgage Market and the Economy Opening Remarks Speakers Michael W. Young Jay Brinkmann, Ph.D. Michael Fratantoni, Ph.D. Chairman Mortgage Bankers Association Chief Economist and Senior Vice President Research and Education Mortgage Bankers Association Vice President, Research and Economics Mortgage Bankers Association 8:30 a .m.–10:30 a .m. Main Convention Center, Level 1, Crystal Ballroom, Salons G-H MBA Chief Economist and Senior Vice President of Research and Education, Jay Brinkmann, Ph.D. and MBA Vice President of Research and Economics, Michael Fratantoni, Ph.D. give an in-depth breakdown of the real estate finance market, including current delinquency statistics, trends and the 2012–2013 outlook for the economy. Attend this session to hear the latest information that will directly impact your business and guide you on prudent ways to position yourself for success in the future. Sponsored by: 34 T witter : @MBAM ortgage #MBASERVICING12 Wednesday, Thursday, February February23 22 7:30 a . m .–8:30 a . m . 8:30 a . m .–10:30 a . m . New Member Breakfast (Invitation Only) General Session: Outlook on the Mortgage Market and the Economy Main Convention Center, Level 1, Crystal Ballroom, Salon k Main Convention Center, Level 1, Crystal Ballroom, Salons G-H 7:30 a . m .–4:30 p. m . Conference Registration << See page 34 for details. Sponsored by: Main Convention Center, Level 1, Palms Ballroom Foyer 7:30 a . m .–4:30 p. m . Conference Information Desk Main Convention Center, Level 1, Crystal Ballroom Foyer 8:45 a . m .–4:30 p. m . MBA Membership Information Desk Main Convention Center, Level 1, Palms Ballroom Foyer 10:30 a . m .–11:00 a . m . Coffee Break in the Expo Hall Sponsored by: 7:30 a . m .–5:00 p. m . Cell Phone Charging Station Main Convention Center, Level 1, Palms Ballroom Foyer Main Convention Center, Level 1, Palms Ballroom 10:30 a . m .–4:00 p. m . Business Communications Center Main Convention Center, Level 1, Palms Ballroom Foyer Sponsored by: 8:00 a . m .–8:30 a . m . Sponsored by: Continental Breakfast Main Convention Center, Level 1, Crystal Ballroom Foyer Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 35 Thursday, February 23 Moderator 10:30 a . m .–4:00 p. m . Ingrid Beckles Expo Hall Open Main Convention Center, Level 1, Palms Ballroom Speakers 11:00 a . m .–12:30 p. m . Robert E. Kimble Concurrent Sessions Regulatory Reform, Compliance and Agency Updates Servicing Alignment Initiative — Successes and Challenges with Adopting these New Requirements Main Convention Center, Level 1, Grand Ballroom, Salon 14 Consistent with the Servicing Alignment Initiative (SAI), the GSEs and now Treasury have made wide-ranging changes to servicing requirements designed to enhance and expedite borrower contact and resolution and align key default management requirements, including foreclosure timelines. Servicing alignment takes on more significance as HAMP expands to align with GSE standard modifications. Hear about the areas of focus, including how to achieve greater consistency and efficiency in servicing operations, expediting completion of workout options and reducing the number of mortgages that ultimately result in foreclosure. 36 Chief Executive Officer and Founder The Beckles Collective, LLC Senior Director, Servicing Policy and Quality Assurance — Single Family Servicing & REO Freddie Mac Laurie Maggiano Thomas “Tom” Tallent, AMP Vice President, Mortgage and Records Services Colonial National Mortgage, a Division of Colonial Savings, F.A. Director of Policy Homeownership Preservation Office U.S. Department of the Treasury Sponsored by: B usiness S trategy and O perations Kicking the Boot Camps — Gaining an Edge in Default Servicing Defensive Litigation Main Convention Center, Level 1, Crystal Ballroom, Salon J1 For years plaintiff’s attorneys have conducted weekend-long seminars styled as “Boot Camps,” designed to provide tips and form pleadings to attorneys intent upon delaying the foreclosure process and seeking unwarranted monetary damages. This results in excess costs and delays T witter : @MBAM ortgage #MBASERVICING12 Thursday, February 23 to the servicers, which eventually has a negative impact on the industry as a whole. The servicing industry has been slow to react to this organized attack. This panel, consisting of attorneys from coast to coast, serves as a mini-boot camp for managers, in-house counsel and outside law firms to discuss the latest trends and strategies used successfully across the country. Moderator Linda S. Finley Shareholder Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C. Speakers B usiness S trategy and O perations Combating Fraud Main Convention Center, Level 1, Crystal Ballroom, Salon N As the industry continues to weave its way through the inventory of defaulted loans, the opportunity for fraud continues to escalate. Whether it is fraud related to the loss mitigation process, foreclosure and / or REO, valuation of property plays a major role in all of these areas. Attend this session to discuss methods for identifying fraud, improving quality control and mitigating against fraud throughout the default continuum. D. Keith Andress, Esq. Kelly Herzik Moderator Shareholder Baker, Donelson, Bearman, Caldwell & Berkowitz, P.C. Shareholder Morris, Laing, Evans, Brock & Kennedy, Chtd. Partner Hunt Leibert Jacobson, P.C. Robert T. Finlay Susan E. Reid Partner Wright, Finlay & Zak, LLP General Counsel McCalla Raymer, LLC Geoffrey Milne Speakers Susan Allen Jeanine LaMay Vice President, Strategic Relations CoreLogic Vice President, Market Intelligence First American Title Ann Fulmer Linda Terrasi Vice President — Business Relations Interthinx Senior Vice President, Product Development and Quality Assurance Flagstar Bank, FSB MBA’ s N ational M ortgage S ervicing Conference & E xpo 37 Thursday, February 23 11:00 a . m .–12:30 p. m . (Continued) H ome R etention and Foreclosure A lternatives Property Preservation — Protecting Neighborhoods One House at a Time Main Convention Center, Level 1, Crystal Ballroom, Salon J2 With increasing foreclosure timeframes as a result of our economic crisis coupled with documentation delays, moratoriums and servicer restraint, the mortgage industry is faced with the critical responsibility of ensuring properties are maintained. Mortgage servicers, field service providers and municipalities share the responsibility of ensuring compliance despite the increasing risk of litigation and regulatory oversight. Hear from expert panelists, including servicers, government representatives and property preservation companies, on how they navigate these obstacles to reduce neighborhood blight and protect home values. By working collaboratively with municipalities and business partners, the session asserts a united front to discuss national strategies and evaluate best practices for resolving these time-sensitive industry issues. 38 Moderator Sherilee Massier Vice President Well Fargo Home Mortgage Speakers Vicky Beever Matt Martin Performance Monitoring Manager JP Morgan Chase Program Director, Loss Mitigation, HUD National Servicing Center U.S. Department of Housing and Urban Development Tracy Hager Vice President of Operations Mortgage Contracting Services, LLC Alan Jaffa Chief Executive Officer Safeguard Properties Kevin Osuna Vice President, Default Services Gateway Mortgage Group, LLC Kellie Ruhling Vice President Late Stage Default 12:30 p. m .–1:45 p. m . Luncheon in the Expo Hall Main Convention Center, Level 1, Palms Ballroom Wednesday, Thursday, February February23 22 1:45 p. m .–2:45 p. m . Concurrent Sessions Moderator Robert J. Hopp Foreclosure, Bankruptcy, REO and Other Default Issues Chief Executive Officer The Hopp Law Firm, LLC Judicial Foreclosures in Today’s Environment Speakers Main Convention Center, Level 1, Crystal Ballroom, Salon J1 The events and trends of the past few years have affected the various stages of the mortgage default process, particularly when dealing with a jurisdiction that follows a judicial foreclosure process. Judicial scrutiny, standing, mediation / loss mitigation and increased litigation all have affected the procession of judicial foreclosures and the day-to-day processes of all involved in the mortgage default industry. Join our expert panelists as they discuss the most important challenges and issues the industry is currently dealing with in judicial foreclosure jurisdictions and what may be on the horizon. Jane E. Bond David W. Rodstein Managing Partner, FL Litigation McCalla Raymer, LLC Shareholder Rodstein Law Group, P.A. Christopher Hill Rick Sharga Attorney Christopher M. Hill & Associates, P.S.C. Executive Vice President Carrington Mortgage Holdings, LLC Sponsored by: MBA’ s N ational M ortgage S ervicing Conference & E xpo 39 Thursday, February 23 1:45 p. m .–2:45 p. m . (Continued) B usiness S trategy and O perations H ome R etention and Foreclosure A lternatives The New Normal: The Brave New World of Vendor Management Borrower Communication in a Post-SPOC World Main Convention Center, Level 1, Crystal Ballroom, Salon N A major aspect of regulatory and policy focus in 2011 has been on communication with borrowers. With the focus on customer-centric communication, what are servicers doing right now to make sure they can manage the requirements in a cost effective and reliable way? This session focuses on how companies have created an approach and applied tools to address the need to communicate with borrowers in a consistent and auditable way. Moderator Neil J. Morse Principal, Morse Communications Speakers Chris Carlisle Jay Loeb Director, Mortgage Servicing Solutions Varolii Corporation Vice President National Creditors Connection, Inc. Ali M. Haralson Tim Owens Chief Operating Officer Specialized Loan Servicing LLC Senior Vice President Bank of America Robert Shiller Director, Loan Resolutions Wingspan Portfolio Advisors LLC 40 Main Convention Center, Level 1, Crystal Ballroom, Salon J2 With consent orders in place, OCC directives issued and attorneys general settlements about to be imposed, the world of servicing as we’ve known it has changed drastically and will continue to do so going forward. In particular, vendor management and compliance assurance has become one of the most critical aspects for all facets of the industry. Join a panel of industry peers from across the industry as they discuss trends and best-in-class practices, which will facilitate compliance, streamline interactions and provide valuable support for successful strategies, processes and procedures. Wednesday, Thursday, February February23 22 Moderator Krys Fuller Delk Chief Operating Officer The Wolf Firm, A Law Corporation Speakers Kip J. Bilderback Joseph Dombrowski Attorney Millsap & Singer, LLC Product Manager & Mortgage Strategist Fiserv Charlie J. Cacici Chad Mosley Managing Member Risk Management Group LLC (RMG) Vice President, Business Development Mortgage Contracting Services Matthew Cooleen Senior Manager Deloitte & Touche LLP Regulatory Reform, Compliance and Agency Updates Federal Bankruptcy Rules Update: New Rules, New Requirements, New Solutions Main Convention Center, Level 1, Grand Ballroom, Salon 14 New Federal Bankruptcy Rules go into effect across the nation on December 1, 2011. There will be resulting changes and challenges to point of contact, reporting requirements for charges and fees assessed on loans in bankruptcy and new discharge procedures. A few cases should begin to paint a clearer picture of how such matters will be viewed from the bench. This session addresses the continued focus on loss mitigation and loan modifications in bankruptcy cases, as well as an update on other important aspects of the bankruptcy process, such as standing and MERS. Moderator Dan West Managing attorney South & Associates Speakers Michael S. Arnovitz Marcy Ford, Esq. Shareholder, Managing Attorney Reimer Arnovitz Chernek & Jeffrey Co., LPA Partner and Executive Vice President Trott & Trott, PC John Crane Managing Partner Routh Crabtree Olsen, P.S. Associate General Counsel CitiGroup Lance E. Olsen Sponsored by: 2:45 p. m .–3:00 p. m . Refreshment Break in the Expo Hall Main Convention Center, Level 1, Palms Ballroom MBA’ s N ational M ortgage S ervicing Conference & E xpo 41 Wednesday, Thursday, February February23 22 3:00 p. m .–4:30 p. m . B usiness S trategy and O perations Concurrent Sessions Managing and Protecting MSR Values H ome R etention and Foreclosure A lternatives Foreclosure Mediation and Counseling Programs Main Convention Center, Level 1, Crystal Ballroom, Salon J1 Join our panel of mediation process experts as they guide you through in-person and telephone mediation. Panelists share what works, how to measure success and why it is important for lenders and counsel to be prepared for mediation. Additionally, participants hear about how Fannie Mae initiatives are progressing and cases where mediation may not be the best option. Moderator Caren Jacobs Castle Attorney Castle Stawiarski, LLC Speakers Bradley H. Blower Andrew Jakabovics General Counsel HOPE LoanPort Senior Director, Policy Development and Research Enterprise Community Partners Dana Dillard Senior Vice President, Community Outreach, REO and Liquidations ResCap 42 Main Convention Center, Level 1, Crystal Ballroom, Salon J2 Servicers — whether new or existing — need to have a solid understanding of the accounting and financial management tools used in the business. This session provides an overview from technical experts regarding strategies and techniques for valuing and hedging mortgage servicing rights (MSRs). The following questions are discussed: What risks need to be managed, and what are the costs of doing so? How does loan type influence servicing value? What services and software tools are available to assist servicers in valuing their servicing rights? Special attention will be given to valuing MSRs in distressed portfolios, as well as potential changes in servicer compensation and effects on MSRs. Faith A. Schwartz Executive Director HOPE NOW Alliance T witter : @MBAM ortgage #MBASERVICING12 Wednesday, Thursday, February February23 22 Moderator Marina B. Walsh Associate Vice President, Research Mortgage Bankers Association Speakers Mark S. Garland Ron Lowery President MountainView Servicing Group Director — Mortgage Servicing Rights Valuation USAA Robert Lee Senior Vice President, Capital Markets Group Mortgage Industry Advisory Corporation — MIAC process, design joint work processes (such as loan modification approvals) and implement oversight. Panelists also discuss the challenges faced by special servicers who take over delinquent servicing portfolios through acquisition or sub-servicing, including how they manage the increasing regulatory requirements and ways they prevent administrative problems and create seamless customer support. Finally, this session looks at ways loss mitigation strategies may differ between primary and special servicers. Moderator H ome R etention and Foreclosure A lternatives Special Servicing — Views from the Trenches Main Convention Center, Level 1, Crystal Ballroom, Salon N Some prime servicers have decided to outsource their delinquent servicing to sub-servicers with high-touch capabilities in an effort to improve results. This panel provides viewpoints from both primary and special servicers. The session explores key issues, including how to select a special sub-servicer, design the transition Dodd Starbird Managing Partner Implementation Partners, LLC Speakers Arthur “Art” Bacci Cheryl Paine President and CEO Principal Bank Director, Operations Principal Bank Amy Brandt Shawn Stone Chief Executive Officer Vantium Capital Executive Vice President, Special Servicing Nationstar Mortgage MBA’ s N ational M ortgage S ervicing Conference & E xpo 43 Wednesday, Thursday, February February23 22 3:00 p. m .–4:30 p. m . (Continued) 3:30 p. m .–4:30 p. m . Regulatory Reform, Compliance and Agency Updates Loan Administration Committee Meeting How Housing and Legislation Will Affect Industry Loan Servicing Models in 2012 (MBA Members Only) Main Convention Center, Level 1, Crystal Ballroom, Salon K Main Convention Center, Level 1, Grand Ballroom, Salon 14 This panel of industry, regulatory and legislative experts examines how the current state of U.S. housing along with state and federal legislation will affect all mortgage loan servicing models in 2012 and beyond. Moderator William M. LeRoy Founder and Principal PHOENIX Consulting, LLC Speakers William Emmons Robert J. Power Assistant Vice President and Economist, Division of Banking Supervision and Regulation Federal Reserve Bank of St. Louis Senior Vice President, Public Policy Bank of America Bill Killmer Senior Vice President of Legislative and Political Affairs Mortgage Bankers Association Congressman David S. Schweikert (AZ-5) Member of the House Financial Services Committee U.S. House of Representatives Sponsored by: 44 T witter : @MBAM ortgage #MBASERVICING12 prese n ts DEFauLt sERviCing sOLutiOns LikE nOtHing yOu’vE sEEn bEFORE Our comprehensive default servicing solutions have earned star status by helping you meet complex challenges. Now, we’re moving to a higher performance level by offering new products that cut to the heart of default servicing reform. Stop by to hear about our innovative valuation product and new default servicing platform. Our Web-based platform answers the single-point-of-contact mandate by giving you greater control and full visibility into each loan—no matter where it is in the default process. HEaR FROM OuR ExpERts Loss Management Wed, February 22 11:00 a.m.–12:30 p.m. David A. Hurt Senior Vice President, Business Development Current Challenges in REO Management and Disposition Wed, February 22 11:00 a.m.–12:30 p.m. Joe Cutrona Senior Director, REO Operations Combating Fraud Thurs, February 23 11:00 a.m.–12:30 p.m. Susan Allen Vice President, Strategic Relations attEnD tHE pREMiERE please join us for a red carpet tour of our innovative new default servicing platform. bOOtH #200 ©2012 CoreLogic, Inc. All rights reserved. CORELOGIC and the stylized CoreLogic logo, are registered trademarks owned by CoreLogic, Inc. and/or its subsidiaries. No trademark of CoreLogic shall be used without the express written consent of CoreLogic. NYSE: CLGX Wednesday, Thursday, February February23 22 Friday, February 24 9:00 a.m.–12:30 p.m. FRIDAY HIGHLIGHT Default Super Session MBA’ s N ational M ortgage S ervicing Conference & E xpo 47 Default Friday, Super Session February Representatives from Moderator Joel A. Freedman Partner Johnson & Freedman, LLC American Home Mortgage Servicing, Inc. Blommer Peterman Branch Banking and Trust Company Cal-Western Reconveyance Corporation Carrington Mortgage Holdings Davidson Fink LLP Deloitte Doonan, Graves and Longoria, LLC Dyke, Henry, Goldsholl & Winzerling PLLC 24 Integrated Mortgage Solutions (IMS) Johnson & Freedman Keith D. Weiner & Associates Co., LPA PHH Mortgage Springboard, LLC Statebridge Company, LLC U.S. Department of Treasury Weiner Brodsky Sidman Kider, PC Wells Fargo Home Mortgage 9:00 a .m.–12:30 p.m. Main Convention Center, Level 1, Crystal Ballroom, Salon J1 Join your colleagues at the Default Super Session for an energetic discussion on the latest issues in default servicing. This year some of the items being covered are Dodd-Frank, condominiums (super liens), Reg. AB, SAFE Act, Federal Reserve rules, modeling behavior, modifications, investor-driven loss mitigation and other pertinent issues that will arise. 48 Wednesday, Friday, February February 24 22 8:30 a . m .–12:30 p. m . Conference Registration Earn CMB Points Main Convention Center, Level 1, Palms Ballroom Foyer Your attendance at this conference earns 8:30 a . m .–9:00 a . m . you three points that can be applied to Coffee Service the Certified Mortgage Banker (CMB) Main Convention Center, Level 1, Crystal Ballroom Foyer Designation. 9:00 a . m .–12:30 p. m . Default Super Session Main Convention Center, Level 1, Crystal Ballroom, Salon J1 << See 48 page for details. 12:30 p. m . Conference Concludes MBA’ s N ational M ortgage S ervicing Conference & E xpo 49 Only one provider offers loan support from every angle. Fiserv addresses every point in the loan lifecycle – from origination to servicing to disposition. Whether high-volume lending, mortgage, home equity, installment, auto or niche lending, Fiserv helps you optimize your business, grow customer relationships, reduce risk and meet regulatory compliance requirements. Get the depth of data and capabilities to tackle market challenges, and experience lending from a new perspective. With Fiserv, you have the power to achieve success in every dimension. The power within. www.fiserv.com Lending Solutions from Proud Sponsor of the 2012 MBA Servicing Conference. Visit us in Booth #519. Pay men t s n P r oces sing S er v ices © 2012 Fiserv, Inc. or its affiliates. n R isk & C ompliance n C us t omer & C hannel Managemen t n Insigh t s & Op t imi z a t ion Expo 2012 Sponsors & Partners MBA’ s N ational M ortgage S ervicing Conference & E xpo 51 Sponsors & Partners MBA thanks the sponsors and partners of the National Mortgage Servicing Conference & Expo 2012. We are grateful for their generous support. Diamond 52 P l ati n u m Schedule SponsorsAt-A-Glance & Partners Gold Bronze S i lv e r Host Partn e r MBA’ s N ational M ortgage S ervicing Conference & E xpo 53 Expo 2012 MBA’ s N ational M ortgage S ervicing Conference & E xpo 55 Expo 2012 The Expo Hall is a central place for conference registrants to meet with exhibitors from more than 150 companies. Be sure to visit the Expo Hall to get the latest information on products and services to help your firm work more effectively in today’s dynamic marketplace. Talk to a range of business representatives about their offerings to help you navigate the latest industry developments. The Expo Hall is an excellent place to network with peers, gather vital information and exchange ideas. Expo Hall Hours Main Convention Center, Level 1, Palms Ballroom Tuesday, February 21 4:00 p.m.–7:00 p.m. Wednesday, February 22 10:30 a.m.–6:00 p.m. Thursday, February 23 10:30 a.m.–4:00 p.m. Expo 2012 Passes Passes to the Expo Hall Floor are available to non-registered individuals. These passes February only be used for admission to the Expo Hall on Thursday, February 23. Passes are $400 for members and $600 for nonmembers at the MBA Registration Desk and are nontransferable. Business Communication Center Main Convention Center, Level 1, Palms Ballroom Foyer Tuesday, February 21 4:00 p.m.–7:00 p.m. Wednesday, February 22 10:30 a.m.–6:00 p.m. Thursday, February 23 10:30 a.m.–4:00 p.m. Sponsored by: Special Expo Hall Events Main Convention Center, Level 1, Palms Ballroom Welcome Reception in the Expo Hall “Under the Boardwalk” Tuesday, February 21 6:00 p.m.–7:00 p.m. Sponsored by: 56 T witter : @MBAM ortgage #MBASERVICING12 Expo 2012 Opening Reception in the Expo Hall “South Beach Style” Wednesday, February 22 5:00 p.m.–6:00 p.m. You’re Mobile and So Are We. Sponsored by: Download MBA’s National Mortgage Luncheon in the Expo Hall Servicing Conference & Expo 2012 Wednesday, February 22 Thursday, February 23 mobile app to access the conference 12:15 p.m.–1:30 p.m. 12:30 p.m.–1:45 p.m. Coffee and Refreshment Breaks in the Expo Hall Wednesday, February 22 10:30 a.m.–11:00 a.m. 3:00 p.m.–3:15 p.m. schedule on the go. The app is available for download to all attendees before and during the conference. Use the QR code below to download the app to your mobile device. Sponsored by: Sponsored by: Thursday, February 23 10:30 a.m.–11:00 a.m. 2:45 p.m.–3:00 p.m. MBA’ s N ational M ortgage S ervicing Conference & E xpo 57 Expo 2012 Floor Plan 125 224 225 324 520 521 620 621 419 518 519 618 619 116 417 516 517 616 617 114 415 514 515 614 615 120 LOUNGE 118 113 110 111 210 108 109 208 106 107 206 104 1300 313 412 513 612 310 311 410 511 610 209 308 309 408 509 608 207 306 307 406 507 606 205 304 201 200 1302 1304 409 405 203 103 101 312 213 112 60 403 300 301 1306 401 1308 ENTRANCE 58 60 T witter : @MBAM ortgage #MBASERVICING12 501 500 1310 1312 60 1314 ENTR Main Convention Center, Level 1, Palms Ballroom MORTGAGE BANKERS ASSOCIATION 620 621 618 619 616 617 716 614 615 714 720 820 821 920 719 818 819 918 717 816 817 814 815 1020 1220 919 1018 1218 916 917 1016 914 915 1014 1017 1216 1214 713 812 913 1012 1013 1112 610 711 810 911 1010 1011 1110 909 1008 1009 1108 907 1006 608 809 609 707 606 605 806 805 704 601 700 701 1316 ENTRANCE 801 1318 1320 900 901 1212 1210 1208 1206 1104 1204 1003 1102 1202 1001 1100 1200 904 902 702 LOUNGE 612 1322 ENTRANCE MBA’ s N ational M ortgage S ervicing Conference & E xpo 59 Expo 2012 BOOTH: 112 A2Z Field Services Plain City, OH PHONE: (800) 713-2001 FAX: (614) 873-0988 www.a2zfs.com Field Inspection / Property Preservation A2Z Field Services is a women-owned, mortgage field service provider dedicated to assisting loan servicers, government agencies and real estate auction companies throughout the United States with their property inspection and preservation needs. BOOTH: 515 ABC Legal Services BOOTH: 304 Charlotte, NC PHONE: (877) 889-9009 www.accenture.com Dallas, TX PHONE: (214) 818-3832 FAX: (509) 756-6060 www.acs-inc.com Accenture Consultants, Default Services, Due Diligence, Outsource Specialists, Quality Assurance / Contract Services, Risk Management Data / Services / Systems, Secondary Market Systems / Services, Underwriting Systems / Services Accenture Credit Services offers consulting, process reengineering, systems integration and management, and business process outsourcing services for residential mortgage lenders and servicers looking to transform and industrialize their operations. Seattle, WA PHONE: (888) 294-0408 FAX: (206) 224-3409 www.abclegal.com Default Services With over 35 years of legal services experience, ABC Legal provides: local and national process service, data exchange, document production, online tracking and proofs, GPS coordinates and photos of service attempts, web tracking and 24 hr. locate. 60 BOOTH: 1016 ACS, A Xerox Company Need better mortgage services including document imaging? We have over 1,300 professionals devoted to providing mortgage document imaging services that support fully diverse, end to end mortgage services. BOOTH: 1304 ADFITECH, Inc. Edmond, OK PHONE: (800) 880-0456 FAX: (405) 715-8001 www.adfitech.com Quality Assurance / Contract Services ADFITECH, provides Residential Mortgage Post Closing QC, Due Diligence Reviews, Pre-Funding QC, Default Reviews, Fraud Investigations, Post Closing Fulfillment, and LOANVAULT Imaging of Conventional and FHA products. Contact: sales@adfitech.com T witter : @MBAM ortgage #MBASERVICING12 Expo 2012 BOOTH: 821 All Risks, LTD Hunt Valley, MD PHONE: (410) 828-5810 FAX: (410) 828-8179 www.allrisks.com Asset Management, Insurance Products All Risks, Ltd. provides REO and Lender Placed insurance for financial institutions, banks, mortgage lenders and asset managers. BOOTH: 500 American Legal & Financial Network (ALFN) BOOTH: 412 Saint Louis, MO PHONE: (314) 878-2360 FAX: (314) 878-2236 www.alfn.org Amelia, OH PHONE: 800.879.1079 FAX: 513.943.7411 www.fid.amig.com Associations, Attorneys, Default Services, Education / Training, Foreclosure / Reconveyance Services Insurance Products The ALFN is a professional membership based association including legal and mortgage banking professionals that lead the industry as a provider of legal services through leadership, education and professional development. BOOTH: 608 American Modern Insurance Group American Modern Insurance offers a full line of bank insurance products and services — lender placed hazard / flood, insurance tracking, and collateral protection. As part of Munich Re US Operations, we can leverage the time tested expertise of a world leading insurance organization. Allcounty Legal Support, Inc. / Alstate Process Service, Inc. Deer Park, NY PHONE: (631) 667-1800 FAX: (631) 667-0302 www.AlstateProcessService.com Document Services, Due Diligence, Foreclosure / Reconveyance Services Allcounty and Alstate have provided top quality comprehensive attorney services to lenders and law firms specializing in foreclosure and eviction. MBA’ s N ational M ortgage S ervicing Conference & E xpo 61 Expo 2012 BOOTH: 417 specialty servicer offering a broad range of customized services and solutions to our clients, which include some of the nation’s top servicers and investment funds. America’s Infomart, Inc. Allen, TX PHONE: (800) 776-1815 FAX: (972) 727-9800 www.aimyourway.com Appraisal Systems / Services, Asset Management, Default Services, Field Inspection / Property Preservation, Foreclosure / Reconveyance Services, Real Estate Information Services BOOTH: 1212 A-Son’s Construction, Inc. America’s InfoMart is a nationwide field services company offering Pre-Foreclosure and REO Property Preservation, Inspections, BPO’s Appraisals, and Eviction services customized to your unique property needs. Expect Excellence-Your Way. BOOTH: 408 AMS Servicing, LLC Depew, NY PHONE: (716) 204-3881 FAX: (716) 204-3875 www.arbor.com Muncie, IN PHONE: (888) 463-2790 FAX: (765) 282-5329 www.asons.net BOOTH: 815 Asset Management Specialists, Inc. Bristol, PA PHONE: (215) 547-5649 FAX: (215) 547-6755 www.amsreo.com Asset Management Specialists is a national leader in the property preservation and field services industry. Combining a unique mix of company owned and operated field offices and the most highly skilled subcontractors in the country, AMS truly is “On the Ground!” BOOTH: 116 Field Inspection / Property Preservation Asset Valuation & Marketing ASONS provides quality mortgage field services including pre-foreclosure and REO property preservation, recurring maintenance, construction services, evictions, and utility management. Grand Junction, CO PHONE: (970) 245-7350 FAX: (970) 254-9362 www.assetval.com Automated Property Valuations, Due Diligence, Portfolio Analysis / Valuation / Hedging AVM provides drive-by and interior CMAs, property inspections, reconciliations, forensics, risk assessment and automated valuation models for assets across the nation. Asset Management, Default Services, Outsource Specialists Headquartered in the Buffalo suburb of Depew, NY, AMS Servicing, LLC is a 62 T witter : @MBAM ortgage #MBASERVICING12 Expo 2012 BOOTH: 1017 Auction.com BOOTH: 300 Assurant Specialty Property Middleburg Heights, OH PHONE: (866) 791-5833 FAX: (714) 480-3650 www.assurantpropertyadvantage.com Asset Management, Field Inspection / Property Preservation Full-line of national field services offer you customizable, value-specific solutions, backed by our excellent vendor / support network and Assurant strength. Our preservation and marketing strategies help achieve timely cost-effective disposition of REO assets Irvine, CA PHONE: (800) 793-6107 FAX: (949) 727-4725 www.auction.com Asset Management, Default Services, Foreclosure / Reconveyance Services, Title Insurance / Services Established in 1990, Auction.com has pioneered modern real estate auctions selling more than $12 billion in real estate assets at auction since 2007. Additional services include residential loss mitigation and title agency and escrow / closing services. BOOTH: 324 Cave Canem Consulting, Inc. Bedford, TX PHONE: (817) 239-6774 FAX: (866) 728-8256 www.cavecanem.net Consultants, Education / Training, Integration Services Cave Canem Consulting is a management consulting and professional services firm that works exclusively in the Mortgage Banking Industry. Services include program / project management, business process improvement and systems implementation. BOOTH: 605 BestAssets Sugar Land, TX PHONE: (281) 491-8233 FAX: (281) 491-8299 www.best-assets.com Asset Management, Default Services, Field Inspection / Property Preservation, Outsource Specialists Residential REO asset management services and default outsourcing solutions. MBA’ s N ational M ortgage S ervicing Conference & E xpo 63 Expo 2012 BOOTH: 1011 BOOTH: 415 in Albion, NY is a leading provider of claims processing and consulting / training management solutions. CRFS processes Post-Foreclosure FHA, VA, MI, Investor claims and provides loss Analysis reviews for lenders, mortgage service companies and other financial institutions throughout the U.S. Manchester, NH PHONE: 877-289-7433 FAX: 603-420-1122 www.citysidecorp.com BOOTH: 1001 CBCInnovis Columbus, OH PHONE: (866) 771-7275 FAX: (614) 222-4345 www.cbcinnovis.com Automated Property Valuations, Credit Reporting / Scoring Products, Flood Information / Determination / Certification Services, Fraud Detection Services, Tax Return Verification Services Solutions to assist servicers with fullfile credit reporting, skip tracing data & verification, HAMP software, bankruptcy/ deceased data, SCRA-compliant active military verification, 4506T verification, fraud detection, automated dispute resolution, credit reporting/scoring, and AVMs. Cityside Management Corporation Asset Management, Field Inspection / Property Preservation Cityside successfully assists it clients with property management, maintenance services, property preservation, and marketing relation to HUD’s single family foreclosed portfolio, other government properties and various privately owe assets. BOOTH: 817 Claims Recovery Financial Services (CRFS) Albion, NY PHONE: (585) 331-9005 FAX: (585) 589-1600 www.crfservices.com Consultants, Default Services, Due Diligence, Education / Training Claims Recovery Financial Services, LLC (CRFS) founded in 2002 and headquartered 64 Clear Capital Truckee, CA PHONE: (530) 550-2500 FAX: (530) 550-9218 www.clearcapital.com Appraisal Systems / Services, Automated Property Valuations, Due Diligence, Portfolio Analysis / Valuation / Hedging, Risk Management Data / Services / Systems Clear Capital is a premium provider of residential and commercial real estate valuations, housing market data, and risk assessment solutions. The company’s customers include the largest U.S. banks, investment firms, and other financial organizations. Expo 2012 BOOTH: 520 Code Violation Services, Inc. Windsor, CO PHONE: (720) 320-1921 www.cvsinc.net Due Diligence, Real Estate Information Services, Risk Management Data / Services / Systems Code Violation Services, Inc. provides risk management services to lenders, servicers, REO outsourcers, and title companies focusing on proactive code violation management. CVS national services include: municipal code violation disclosure reporting, registration compliance processing, as well as HOA demand and violation disclosure reporting. BOOTH: 517 Cogent QC Systems San Francisco, CA PHONE: (415) 495-3660 FAX: (415) 495-3699 www.cogentqc.com Cogent QC Systems are widely recognized as the best quality control and compliance software solutions available for both mortgage originations and mortgage servicing. BOOTH: 619 BOOTH: 200 San Juan Capistrano, CA PHONE: (800) 481-2708 FAX: (650) 745-7088 www.mortcare.com Santa Ana, CA PHONE: (866)963.2966 www.corelogic.com/default Consulting Plus, Inc. Document Management / Workflow Systems, Internet Services / Technology Products, Mortgage Technology Products / Services, Underwriting Systems / Services, Web Site Designers For over 25 years Consulting Plus, Inc. has been developing and managing software systems for Loan Origination, Doc Prep and Loan Servicing. We work with a wide variety of lenders from small private money lenders to large banks, universities and city governments. CoreLogic Default Services, Mortgage Technology Products / Services, Real Estate Information Services BOOTH: 410 CSC Austin, TX PHONE: (800) 345-7672 www.csc.com Document Management / Workflow Systems, Due Diligence, Financial Programs, Internet Services / Technology Products, Mortgage Technology Products / Services Due Diligence, Mortgage Technology Products / Services, Quality Assurance / Contract Services, Risk Management Data / Services / Systems MBA’ s N ational M ortgage S ervicing Conference & E xpo 65 Expo 2012 BOOTH: 203 CTLS Glendale, CA PHONE: (800) 331-3282 FAX: (818) 662-6956 www.ctliensolutions.com Banking Services, Document Services, Document Tracking / E-Recording, Due Diligence, Electronic Document Delivery, eMortgage Solution Providers CTLS specializes in mortgage post-closing services, including document recordation, property / title searches, tax monitoring, collateral file review and flood determinations. Our offerings are backed by full-service support and secure, web-based solutions. BOOTH: 1012 Default Attorney Group Lovettsville, VA PHONE: (703) 282-2941 www.defaultattorneygroup.com Attorneys, Education / Training 66 DAG is a consortium of creditors’ rights law firms from across the U.S. with representation in 25 states. DAG’s Default Symposium Program brings high quality, customized default and REO training to your back yard in convenient locations near you. BOOTH: 419 Digital Risk, LLC Maitland, FL PHONE: (407) 215-2900 www.digitalrisk.com Default Services, Due Diligence, Fraud Detection Services, Quality Assurance / Contract Services, Risk Management Data / Services / Systems Digital Risk is the leading provider of mortgage risk management solutions. We provide buyers and sellers of mortgages and mortgage backed securities the analytical, technological / and risk management services they need to generate alpha. BOOTH: 911 Dimont & Associates El Cajon, CA PHONE: (619) 593-2900 FAX: (619) 444-0737 www.dimontandassociates.com Default Services For the last 15 years, Dimont & Associates has led the industry in providing best-in-class residential and commercial mortgage claims and recoverles. Dimont processes claims for over 40% of the mortgage industry, including leading servicers and GSEs. BOOTH: 403 DRI Management Systems, Inc. Newport Beach, CA PHONE: (949) 242-4161 FAX: (949) 553-0757 www.dridefault.com Business Forms / Automated Solutions, Internet Services / Technology Products DRI OFFICE redefines the concept of comprehensive. From pre-foreclose to resolution, this unrivaled suite of default management modules enables your organization to monitor and control every stage of the default process down to the last details. Expo 2012 BOOTH: 1008 BOOTH: 701 Clearwater, FL PHONE: (727) 507-3440 FAX: (727) 507-3454 www.eclarifire.com Los Angeles, CA PHONE: (310) 469-9500 FAX: (310) 215-3072 www.equator.com eMason is a software provider, specializing in web-based process automation. It’s Clarifire application generates a completive advantage through increased productivity, reduced cost and increased volumes with proven results. BOOTH: 104 eMason, Inc. BOOTH: 507 Dyck-O’Neal, Inc. Arlington, TX PHONE: (817) 588-6450 FAX: (817) 588-6477 www.dyckoneal.com Default Services, Subservicers Deficiency recovery, loan servicing, collection of workout notes, first and second non-performing loans. BOOTH: 513 ELM Services, LLC Overland Park, KS PHONE: (877) 303-3567 www.elmservicing.com Consultants, Quality Assurance / Contract Services, Risk Management Data / Services / Systems ELMS works with mortgage servicers to audit, improve processes, navigate evolving regulatory requirements, and implement changes. The ELMS team has decades of experience in default servicing, including loss mitigation, FCL, short sale, deed-in-lieu and more. BOOTH: 1013 eMortgage Logic, LLC North Richland Hills, TX PHONE: (817) 581-2900 FAX: (817) 581-1845 www.emortgagelogic.com Equator, LLC Equifax Atlanta, GA PHONE: (404) 885-8000 FAX: (404) 885-8872 www.equifax.com Appraisal Systems / Services, Credit Reporting / Scoring Products, Employment / Income Verification, Mortgage Technology Products / Services, Portfolio Analysis / Valuation / Hedging Automated Property Valuations, Due Diligence, Portfolio Analysis / Valuation / Hedging BOOTH: 101 Epiq Systems, Inc. Kansas City, KS PHONE: (800) 547-4407 www.epiqsystems.com MBA’ s N ational M ortgage S ervicing Conference & E xpo 67 Expo 2012 BOOTH: 913 BOOTH: 113 FEI, LLC Firm Solutions, LLC Bellevue, WA PHONE: (425) 586-1902 FAX: (425) 283-5936 www.feillc.com Tampa, FL PHONE: (813) 397-1463 www.firmsolutions.us Default Services, Field Inspection / Property Preservation FEI offers a complete line of foreclosure services, ranging from the initial posting or service of trustee notices to managing the publication and servicing the trustee’s sale. Including preservation services on behalf of our clients. BOOTH: 707 Field Asset Services, Inc. Austin, TX PHONE: (800) 468-1743 www.fieldassets.com Field asset services is national property preservation, REO maint, and Repair Company FAS is committed to customer satisfaction and continuing to set industry standards because at FAS, Great Service is how we succeed. FICS Mortgage Technology Products / Services BOOTH: 702 Firefly Legal, Inc. Mokena, IL PHONE: (877) 963-3534 www.fireflylegal.com Default Services Since taking flight in 1996, Firefly has been a different kind of associate legal services partner. Rather than just move paperwork, we truly partner with attorneys to keep cases moving, no matter what. 68 First American Mortgage Services Santa Ana, CA PHONE: (714) 250-4823 FAX: (714) 481-2535 www.famortgageservices.com Asset Management, Default Services, Foreclosure / Reconveyance Services, Title Insurance / Services BOOTH: 909 Addison, TX PHONE: (972) 458-8583 FAX: (972) 458-0863 www.FICSLoanWare.com. BOOTH: 609 First American Mortgage Services is a leading provider of default servicing solutions, national title insurance, and settlement and valuation services for the mortgage origination and servicing industry. Expo 2012 industry, providing integrated technology and services that create value and results for our clients. Fiserv drives innovations that transform experiences for more than 16,000 clients worldwide. BOOTH: 205 First Valuation Westminster, CO PHONE: (303) 991-9919 FAX: (303) 429-7802 www.firstvaluation.com Accounting/Finance Systems, Consultants, Internet Services/Technology Products, Mortgage Technology Products/Services, Outsource Specialists, Strategic Staffing, Underwriting Systems/Services, Web Site Designers Appraisal Systems / Services, Due Diligence, Risk Management Data / Services / Systems BOOTH: 213 Flatworld Solutions is a full service Outsourcing firm that works with bluechip financial institutions in the areas of mortgage processing, underwriting, closing, post-closing and title services. First Valuation provides highly customized nationwide valuation solutions that allow client specific rules and criteria to be included in its automated quality control process. The company offers both residential and commercial valuation products. Warren, MI PHONE: (586) 772-7600 FAX: (586) 772-3660 www.fivebrms.com BOOTH: 1202 BOOTH: 519 Fiserv Brookfield, WI PHONE: (262) 879-5000 www.fiserv.com Default Services, Electronic Document Delivery, Mortgage Technology Products / Services Fiserv is a leading global provider of information management and electronic commerce systems for the financial services Five Brothers Asset Management Systems, Automated Property Valuations, Default Services, Document Management / Workflow Systems, Field Inspection / Property Preservation, Foreclosure / Reconveyance Services FNC, Inc. Founded in 1967, Five Brothers partners with mortgage servicers nationwide to provide regulatory-compliant field services, specialized support services and advanced technology solutions aligned with each client’s business needs and goals. Appraisal Systems / Services, Electronic Document Delivery, Fraud Detection Services, Mortgage Technology Products / Services BOOTH: 106 Flatworld Solutions Concord, NC PHONE: (888) 544-8736 www.flatworldsolutions.com Oxford, MS PHONE: (662) 236-2020 FAX: (662) 236-2037 www.fncinc.com Service higher volumes with ease: FNC pioneered systems that automate vendor management, ordering of collateral services (appraisals, BPOs, etc.), tracking, reconciliation, documentation, and review for compliance with investor and regulatory guidelines. MBA’ s N ational M ortgage S ervicing Conference & E xpo 69 Expo 2012 BOOTH: 209 BOOTH: 1110 FSSI Santa Ana, CA PHONE: (714) 436-3300 FAX: (714) 436-3396 www.fssi-ca.com Document Management / Workflow Systems, Document Services, Electronic Document Delivery, Internet Services / Technology Products, Outsource Specialists Reduce risk and ensure compliance with Critical Customer Communications solutions from FSSI. FSSI uses the latest technologies to safeguard data throughout production and printing, including UPT, and Workflow Management / Reporting. 714.436.3811. Global DMS Southfield, MI PHONE: (800) 444-2667 FAX: (248) 352-1988 www.gccservicing.com Lansdale, PA PHONE: 877-866-2747 www.globaldms.com Internet Services / Technology Products, Mortgage Technology Products / Services Global DMS not only develops and delivers web-based appraisal process management software for the real estate valuation industry. We lead and educate our colleagues in the use of valuation technology, regulatory compliance tools, valuation management and workflow optimization. G / SERV is a fully hosted loan servicing system that automates all functions of loan servicing including: loan set-up, cash management, escrow and insurance administration, investor reporting and acctounting, default management, federal and state reporting. Mortgage Technology Products/Services BOOTH: 902 BOOTH: 812 Gissen and Zawyer Process Service, Inc. Miami, FL PHONE: (305) 371-4664 FAX: (305) 374-8262 www.gzprocess.com Default Services As one of the largest process servers in Florida, Gissen & Zawyer has been the reliable choice for the process service needs of law offices, lane financial institutions, real estate firms and small business throughout Florida. 70 BOOTH: 818 GCC Servicing Systems Goodman Dean, Inc Cypress, CA PHONE: (714) 229-8999 FAX: (714) 229-9143 www.goodmandean.com Appraisal Systems / Services, Asset Management, Default Services Goodman Dean is a nationwide REO Asset Management and Appraisal Management Company offering traditional SFR, condo, default / REO, multi-family, mixed-use and retro appraisals and appraisal reviews, as well as Evaluations and BPOs. Expo 2012 BOOTH: 806 Harland Financial Solutions Lake Mary, FL PHONE: (407) 804-6653 FAX: (407) 829-6715 www.harlandfinancialsolutions.com Electronic Document Delivery, eMortgage Solution Providers, Mortgage Technology Products / Services, Risk Management Data / Services / Systems Harland Financial Solutions is a leader in core systems, business intelligence, branch automation, payments, enterprise content management, lending and compliance, loan servicing, risk management, financial accounting, mortgage and self service solutions. BOOTH: 1204 BOOTH: 308 HousingWire Plano, TX PHONE: (469) 893-1480 FAX: (469) 893-1481 www.housingwire.com Publishers HousingWire Magazine is the nation’s most influential source for information on U.S. housing finance, spanning mortgage lending to investments, real estate trends to economics, and much more. iGATE Patni Cambridge, MA PHONE: 16179148000 FAX: 16179148200 www.igatepatni.com/bfs/e Document Management / Workflow Systems, eMortgage Solution Providers, Mortgage Technology Products / Services, Outsource Specialists Integrated Technology and Operations (iTOPS) solutions for mortgage loan origination and fulfillment, loan servicing including default management and collections and loan administration. BOOTH: 310 Home Depot U.S.A., Inc. Atlanta, GA PHONE: (770) 433-8211 FAX: (770) 384-3016 www.homedepot.com Full-scope Renovation Services backed by The Home Depot. BOOTH: 1108 Hudson Cook, LLP / CounselorLibrary Hanover, MD PHONE: 1-877-464-8326 FAX: (410) 684-2001 www.counserlorlibrary.com Attorneys, Publishers Attorneys and Publishers of online legal support services including the Mortgage Servicing state law database. MBA’ s N ational M ortgage S ervicing Conference & E xpo 71 Expo 2012 BOOTH: 615 BOOTH: 1306 Gulf Shores, AL PHONE: (251) 968-9888 FAX: (251) 968-9889 www.the-ilgroup.com Pittsburgh, PA PHONE: (888) 575-8555 FAX: (888) 575-8825 www.imortgageservices.com Flood Information / Determination / Certification Services, Insurance Products Appraisal Systems / Services, Asset Management, Due Diligence, Fraud Detection Services, Title Insurance / Services The IL Group The IL Group is a provider of Lender Placed and REO insurance programs and has over 20 years of experience working with financial institutions and lenders to negotiate, administer and service insurance programs. The IL Group scours all available products and vendors assuring the best fit to protect every client’s portfolio. iMortgage Services iMortgage Services provides solutions to the financial services industry with nationwide valuation, title, and settlement products. Our customizable products include: fraud and value misrep reports; BPO’s foreclosure title reports; property search reports. BOOTH: 717 Ingeo Systems, Inc. Logan, UT PHONE: 435-755-9837 FAX: 435-755-9625 www.ingeo.com Electronic Document Delivery, eMortgage Solution Providers Ingeo is the nation’s largest e-recording network. Through our secure web-based service, submitters process and transmit 72 electronic documents to county recording offices to save time, reduce costs, transport documents with 100% security, and eliminate payment errors. Visit www.ingeo.com. BOOTH: 103 Insight Service Solutions Frederick, MD PHONE: 301-696-6360 FAX: (301) 560-6323 www.insightservicesolutions.co Asset Management, Default Services, Education / Training, Field Inspection / Property Preservation, Portfolio Analysis / Valuation / Hedging Insight Service Solutions provides an integrated deed forlease and REO Rental platform. Services include Due Diligence, Valuation Services, Hazard Claims, Field Services, Rental Management, Disposition, Inspections, Vendor and Homebuyer Training. Expo 2012 BOOTH: 1210 JMA Services, LLC BOOTH: 307 Integrated Asset Services, LLC Denver, CO PHONE: (303) 770-1976 FAX: (303) 843-1108 www.IAServices.com Asset Management, Default Services, Due Diligence, Portfolio Analysis / Valuation / Hedging, Subservicers Using a customizable service model, Integrated Asset Services provides a comprehensive suite of residential mortgage portfolio management solutions beginning at the point of initial borrower default and continuing through final asset disposition. Clinton Township, MI PHONE: (586) 739-1200 FAX: (586) 739-6900 www.jmadjustment.com Document Services, Field Inspection / Property Preservation JMA provides face-to-face communication with your borrowers through professional, courteous, experienced agents. Our services include: Multiple customer visits; Collateral inspection reporting; Letter delivery; Skip Tracing; Mailers; Phone Contact. BOOTH: 907 Keystone Asset Management, Inc. BOOTH: 618 Interthinx Agoura Hills, CA PHONE: (800) 333-4510 FAX: (818) 871-1941 www.interthinx.com Fraud Detection Services, Quality Assurance / Contract Services, Risk Management Data / Services / Systems With the expertise, comprehensive tools and solutions to address risk in the areas of Fraud, Collateral, Compliance and Loss Forecasting, Interthinx is a leading national provider of proven risk mitigation tools for the financial services industry. Colmar, PA PHONE: (215) 855-3350 FAX: (215) 393-6006 www.keystonebest.com BOOTH: 313 The Law Offices of John D. Clunk Co., LPA Stow, OH PHONE: (330) 436-0300 FAX: (330) 436-0301 www.johndclunk.com Foreclosure / Reconveyance Services, Mortgage Technology Products / Services, Title Insurance / Services The Law offices of John D. Clunk expedites mortgage banking needs in the states of Ohio and Kentucky. Our services encompass foreclosure, bankruptcy, loss mitigation evictions, REO and we have an on-site title company. Asset Management, Default Services, Outsource Specialists Keystone Asset Management is a premier full service, client-driven organization that develops and implements customized REO solutions, default management and property valuation services to lenders and financial institutions nationwide. MBA’ s N ational M ortgage S ervicing Conference & E xpo 73 Expo 2012 BOOTH: 1216 BOOTH: 511 Loan Protector Insurance Services, Inc. Centennial, CO PHONE: (888) 485-8856 www.icsfin.com Covina, CA PHONE: (626) 339-1942 FAX: (626) 667-1392 www.lereta.com Solon, OH PHONE: (800) 545-6580 FAX: (404) 498-9370 www.loanprotector.com Default Services, Subservicers Tax and Flood Services Risk Management Data / Services / Systems BOOTH: 405 LCS Receivables Management, LLC LERETA, LLC LCS Receivables Management and it affiliated companies span the recovery spectrum to provide financial institutions with nationwide debt recovery. Services include collection, bankruptcy, litigation, second lien servicing and debt acquisition and sales. Loan Protector Insurance Services, offers Lender Placed and REO insurance to loan servicing organizations. Loan Protector’s full suite of products also includes full outsourced insurance tracking through our custom interfaces with all loan servicing platforms. BOOTH: 920 Lincoln Appraisal & Settlement Services BOOTH: 901 Lender Processing Services, Inc. Jacksonville, FL PHONE: (800) 991-1274 FAX: (904) 854-4124 www.lpsvcs.com Consultants, Default Services, Mortgage Technology Products / Services 74 Providence, RI PHONE: (401) 831-3500, x150 FAX: (401) 831-3520 www.lincolnappraisal.com Appraisal Systems / Services, Title Insurance / Services Lincoln appraisal and Lincoln abstract provide nationwide Appraisal Management and Valuation Solutions and Title and Clearing Services. BOOTH: 713 LOGS Network Bannockburn, IL PHONE: (847) 770-4141 FAX: (847) 879-4847 www.logs.com Attorneys, Default Services, Title Insurance / Services Expo 2012 BOOTH: 900 M & M Mortgage Services, Inc. Miami, FL PHONE: (305) 232-4300 FAX: (305) 232-4110 www.mmmortgage.com Property inspection / preservation. REO clean out. BOOTH: 516 Matt Martin Real Estate Management, LLC Arlington, VA PHONE: (703) 766-5777 FAX: (703) 348-0077 www.mmrem.com Asset Management Matt Martin Real Estate Management (MMREM) is a small business financial services firm focused on delivering superior financial services to commercial and Gov’t clients for asset disposition, financial advisory, loss mitigation, and acquisition services. BOOTH: 711 BOOTH: 1308 Atlanta, GA PHONE: (678) 281-6500 FAX: (678) 281-6501 www.mccallaraymer.com Ontario, CA PHONE: (909) 373-6044 FAX: (909) 373-6045 www.mikenconstruction Attorneys, Foreclosure / Reconveyance Services Field Inspection / Property Preservation McCalla Raymer, LLC McCalla Raymer is a full service Residential and Commercial Real Estate law firm specializing in: Foreclosure, Bankruptcy, Litigation, REO, Creditor’s Rights, Loan Workout and Loss Mit for Georgia, Florida and Alabama, National Evictions and Title Curative. BOOTH: 918 Mediation Helps, Inc. Fort Lauderdale, FL PHONE: (954) 527-6111 FAX: (954) 522-8154 www.mediationhelps.org Consultants Mediation administration and management of pre-suit or pending mortgage foreclosure cases; Consultants to design and implement foreclosure mediation programs. Miken Construction We are a full service provider REO repair, hazard claim services, damaged property repair, conveyane condition repair, and inspection services. BOOTH: 1112 Miniter Group Norwell, MA PHONE: (781) 982-3100 FAX: 781-982-1350 www.miniter.com Insurance Products, Mortgage Bankers, Mortgage Brokers, Mortgage Technology Products / Services, Outsource Specialists Hazard, Flood and REO Insurance tracking / Placement Technology MBA’ s N ational M ortgage S ervicing Conference & E xpo 75 Expo 2012 BOOTH: 1314 BOOTH: 601 Morningstar, Inc Horsham, PA PHONE: (800) 299-1665 FAX: (267) 960-6060 http://ratingagency.morningstar.com Due Diligence, Mortgage Technology Products / Services, Portfolio Analysis / Valuation / Hedging, Rating Agencies, Real Estate Information Services Morningstar’s structured credit ratings business is an NRSRO in the structured finance market. We provide institutional investors with transparent, high quality ratings, investment research, surveillance services, data, and technology solutions. BOOTH: 721 Mortgage Action Alliance Washington, DC PHONE: (202) 557-2700 www.mortgagebankers.org/maa Associations Stay up to date on the industry’s most important regulatory and legislative issues. Learn about participation in MBA’s advocacy efforts through the Mortgage Action Alliance, Inc.® (MAA). 76 BOOTH: 716 Mortgage Bankers Association Washington, DC PHONE: (202) 557-2700 www.mortgagebankers.org Mortgage Contracting Services, LLC Tampa, FL PHONE: (813)-387-1100 FAX: (813) 402-1740 www.MCS360.com Associations Field Inspection / Property Preservation, Home Inspections MBA’s exhibit booth provides one-stop shopping for all MBA products, services and information. Learn about upcoming events, new products and more. Visit our booth to find out what MBA can do for you. For over 25 years, MCS has been providing our clients with quality work and customer service backed by a management team that has over 400 years of combined experience in the mortgage servicing industry. BOOTH: 805 Mortgage Cadence, LLC Denver, CO PHONE: (888) 462-2336 FAX: (303) 790-9784 www.mortgagecadence.com Default Services, Document Management / Workflow Systems, Document Services, Information Security Technology / Services, Mortgage Technology Products / Services BOOTH: 312 Mortgage Lender Services, Inc. Folsom, CA PHONE: (916) 962-3453 FAX: (916) 962-1334 www.mtglenderservices.com Default Services, Foreclosure / Reconveyance Services Since 1985, Mortgage Lender Services has been your source for non-judicial foreclosure services. Our focus is processing in CA, NV, OR, WA and AZ. Let our experienced staff provide you with the personalized service you deserve. Expo 2012 BOOTH: 1300 National Bankruptcy Services BOOTH: 700 MSI North Richland Hills, TX PHONE: (800) 346-2432 FAX: (800) 428-0055 www.msionline.com Field Inspection / Property Preservation MSI can take care of ALL your field service needs. We offer nationwide Property Preservation, Repair and Rehab Management, Property Inspections, Loss Mitigation Letter Delivery, Hazard Insurance Recovery, REO Services, Property Management, Vacant Property Registration. Utility Service Management, Appraisals, BPO, Occupant Name Verification and more. Dallas, TX PHONE: (972) 643-6600 FAX: (214) 550-3966 www.nbsdefaultservices.com Consultants, Default Services, Foreclosure / Reconveyance Services, Mortgage Technology Products / Services, Risk Management Data / Services / Systems, Subservicers National Bankruptcy Services (NBS) is the nation’s acknowledged leader in bankruptcy management and administration. Founded in 1998, NBS delivers cost-effective bankruptcy servicing solutions to our colleagues in the lending and servicing industries. BOOTH: 1102 Attorneys, Internet Services / Technology Products, Outsource Specialists, Strategic Staffing We provide coverage attorneys that serve as local counsel nationwide. We regularly cover hearings for clients in the bankruptcy, collections and foreclosure areas. BOOTH: 406 National Field Representatives, Inc. Claremont, NH PHONE: (800) 639-2151 FAX: (603) 543-1818 www.nfronline.com Field Inspection / Property Preservation NFR provides nationwide property inspections and preservation, insurance loss draft inspections, broker price options, and REO services with integrity, professionalism, accuracy, and a results-oriented focus. BOOTH: 919 Mymotioncalendar.com Miami, FL PHONE: (305) 200-8684 FAX: (305) 402-3744 NCCI provides nationwide at-risk borrower contact and comprehensive loss mitigation services that assist the mortgage industry in fulfilling loan modification and other home retention initiatives. The National Firm, LLC BOOTH: 1318 National Creditors Connection, Inc. Lake Forest, CA PHONE: (800) 300-0743 www.nationalcreditors.com Field Inspection / Property Preservation, Outsource Specialists San Diego, CA PHONE: (619) 685-4800 FAX: (619) 685-4810 www.thenationalfirm.com Attorneys, Education / Training The National Firm, LLC provides clients with access to local and partner level advice from firms offering the highest quality specialized legal services in the default industry. MBA’ s N ational M ortgage S ervicing Conference & E xpo 77 Expo 2012 BOOTH: 816 Nations Title Agency BOOTH: 107 The National Groups Shawnee Mission, KS PHONE: (913) 383-8642 FAX: (913) 385-9261 www.nationstitle.com BOOTH: 509 BOOTH: 1006 Birmingham, AL PHONE: (205) 421-7004 FAX: (205) 849-6605 www.ncpsolutions.com Glastonbury, CT PHONE: (860) 368-3400 www.thenationalgroups.com Outsource Specialists BOOTH: 225 National Loan Exchange, Inc. Edwardsville, IL PHONE: (618) 692-9500 FAX: (618) 692-9501 www.nlex.com Consultants National Loan Exchange, Inc. (NLEX) is the industry leader in brokered portfolio sales, with approximately 20 years experience and approximately $100 billion in executed transactions, with a staff of industry experts, NLEX provides loan sale services for all consumer and commercial asset classes. 78 Nationwide Title Clearing Palm Harbor, FL PHONE: (800) 346-9152 x225 FAX: (727) 772-1950 www.nwtc.com Assignments, Document Services, Electronic Document Delivery, Mortgage Technology Products / Services, Outsource Specialists, Release / Assignment Services, Secondary Market Systems / Services Nationwide Title Clearing is a leading post closing service provider to lenders, servicers and investors specializing in lien releases, mortgage assignments, document retrieval, collateral reviews, property reports / title searches and other custom services. NCP Solutions, LLC Document Services, Electronic Document Delivery, Outsource Specialists NCP is a leading provider of statement, payment book and communication solutions. Products / services: ePresentment, Tax and Compliance Docs, Mail Tracking, Address Hygiene, Web Tools, Brochures, Solicitations, Digital Color Printing, Inkjet Addressing, Letters. Expo 2012 BOOTH: 616 BOOTH: 401 Nectar Projects, Inc. Purcellville, VA PHONE: (540) 751-1260 FAX: (540) 751-1292 www.nectarp.com Default Services, Foreclosure / Reconveyance Services, Trustees Orange Coast Title Company — National Default Services Division Anaheim, CA PHONE: (800) 585-1919 FAX: (714) 822-3222 www.octitle.com Trustees Established in 1997, Nectar Projects, Inc. is a full service default company providing non-judicial foreclosure in the Commonwealth of Virginia. Offering nationwide default products / services- pre and post foreclosure services. BOOTH: 1104 Southlake, TX PHONE: (817) 424-1175 FAX: (817) 424-1172 www.orionfgi.com NVMS Manassas, VA PHONE: (703) 361-6262 x115 FAX: (703) 940-9108 www.nvms.com Field Inspection / Property Preservation NVMS is the national leader in the property preservation and inspection management industry. By utillizing customized web services and mobile applications, NVMS provides the most efficient presevation and inspection services in the nation. BOOTH: 916 BOOTH: 1302 Outreach Financial Services, LLC Jacksonville, FL PHONE: (904) 302-9200 FAX: (904) 379-0088 www.ourtreachfs.com Default Services, Subservicers Outreach Financial Services provides special and component servicing of distressed mortgage assets to mortgage servicers and investors, including banks, funds and credit unions. Orion Financial Group, Inc. Assignments, Automated Property Valuations, Document Services, Flood Information / Determination / Certification Services, Outsource Specialists Orion Financial Group, Inc. is the industry partner for assignments, title chain cleanup, lien releases, document retrieval, and beneficiary research. Protect your investment and improve compliance with Orion. MBA’ s N ational M ortgage S ervicing Conference & E xpo 79 Expo 2012 BOOTH: 814 Priority Field Services, Inc. BOOTH: 612 BOOTH: 207 Herndon, VA PHONE: (703) 956-7500 FAX: (703) 991-6341 www.overturefinancials.com Burnsville, MN PHONE: (952) 882-7720 www.paradatec.com Overture Financial Solutions Internet Services / Technology Products, Mortgage Technology Products / Services, Risk Management Data / Services / Systems, Underwriting Systems / Services Overture Financial Solutions is the leading provider of automated decisioning solutions that enable greater transparency, accuracy and speed-to-market for the mortgage finance industry. Paradatec, Inc. Business Forms / Automated Solutions, Document Management / Workflow Systems, Fraud Detection Services, Mortgage Technology Products / Services PARADATEC Delivers the most efficient, accurate, and flexible automated document classification (ADR) and data extraction solution for the Mortgage Industry available anywhere. At Paradatec, we offer the highest automation rates in the industry. BOOTH: 614 PFS, Inc. Sacramento, CA PHONE: (916) 437-7800 FAX: (916) 239-4394 www.pacfield.com Field Inspection / Property Preservation, PFS provides a full-line of nationwide inspection services. Timeliness and quality assurance are achieved with top level management, quality assurance programs, training, as well as state-of-the-art database management and mobile software solutions. 80 Austin, TX PHONE: (512) 454-7374 FAX: (512) 454-7375 www.priorityfs.com Field Inspection / Property Preservation We are a national property preservation company delivering timely and exemplary results for over 7 years. We are committed to the highest standards of performance, quality, and communication, and that’s reflected everyday in our work. BOOTH: 1322 Pro Teck Valuation Services Waltham, MA PHONE: (800) 886-4949 FAX: (781) 891-3553 www.protk.com Appraisal Systems / Services, Due Diligence, Portfolio Analysis / Valuation / Hedging, Real Estate Information Services, Risk Management Data / Services / Systems Pro Teck Services is a national provider of residential real estate valuations. With a sharp focus on data accuracy and customer service we deliver customized risk management solutions for funding, investing, servicing and secondary market requirements. Expo 2012 BOOTH: 704 Proctor Financial, Inc. Troy, MI PHONE: (800) 521-6800 FAX: (248) 269-5735 www.pfic.com Insurance Products, Mortgage Technology Products / Services, Outsource Specialists Proctor Financial, Inc. provides innovative lender-placed hazard and flood insurance solutions. PFI’s outsourcing program, the Proctor Ensemble, fits your needs with insurance tracking, mail processing, borrower call center, new loan setup and loss drafts. BOOTH: 309 Prommis Solutions, LLC Atlanta, GA PHONE: (678) 277-5050 FAX: (866) 514-5136 www.prommis.com Default Services, Foreclosure / Reconveyance Services BOOTH: 1100 ProVest, LLC Tampa, FL PHONE: (800) 587-3557 FAX: (813) 832-5915 www.provest.us BOOTH: 917 BOOTH: 301 QBE FIRST Atlanta, GA PHONE: (770) 690-8400 FAX: (770) 690-8240 www.qbefirst.com Insurance Products, Realty Tax Services QBE FIRST provides specialty insurance and technology solutions for the financial institution and housing industries. We serve as the financial institution risk services pillar of QBE the Americas and are the nation’s largest lender-placed insurance provider in terms of gross written premium. Quality Claims Management Corporation San Diego, CA PHONE: (866) 450-1183 www.qualityclaims.com Default Services Quality Claims Management provides progressive recovery solutions to investors, mortgage services, homeowners and businesses. Services include: hazard insurance recovery, mortgage insurance claims management, claim audits for hazard and MI, training, and and best practices consulting for managing property inspections and preservation. BOOTH: 1018 Qualified Phoenix, AZ PHONE: (631) 220-6856 FAX: (602) 374-8450 www.qualifiedwest.com Asset Management Systems, Field Inspection / Property Preservation Default Services MBA’ s N ational M ortgage S ervicing Conference & E xpo 81 Expo 2012 BOOTH: 1206 Quality Mortgage Services, LLC Brentwood, TN PHONE: (615) 591-2528 FAX: (615) 591-2687 www.qcmortgage.com BOOTH: 306 Real Integrated Technology, LLC Chicago, IL PHONE: (312) 725-3298 FAX: 312-242-3025 www.rit-mobile.com Due Diligence, Quality Assurance / Contract Services Consultants, Due Diligence, Internet Services / Technology Products, Mortgage Technology Products / Services Quality Mortgage Services announces the newly required MERS® audits. QMS is a full service mortgage QC company that provides customized servicing reviews with thousands of regulatory and agency compliance requirements checks with access to management QC analytics and technology. RIT, LLC focuses on tablet-based standalone and platform applications for the mortgage and commercial real estate industries. Our first product, a tablet integrated site inspection platform will launch in the first quarter of 2012. www.rit-mobile.com BOOTH: 311 BOOTH: 915 RCS Recovery Services, LLC Boca Raton, FL PHONE: (561) 244-2880 FAX: (561) 953-4151 www.rcsrecovery.com We provide debt recovery solutions to the default mortgage industry. Our focus is on collecting first lien and junior lien deficiency balances. Our core products include judgment selection and collections, contingency collections and portfolio purchasing. 82 of distressed mortgages. The nation’s largest financial institutions rely on its resources. The company is licensed nationwide as a mortgage servicer and debt collection company. Real Time Resolutions, Inc. Dallas, TX PHONE: (214) 599-6511 FAX: (214) 599-6309 www.realtimeresolutions.com / Deficiency Recovery, Outsource Specialists, Portfolio Analysis / Valuation / Hedging, Subservicers Established in 1995 and today is an industry leader in the specialty servicing BOOTH: 714 Rekon Technologies Pasadena, CA PHONE: (626) 577-4350 FAX: (626) 577-4360 www.rekon.com Assignments, Document Management / Workflow Systems, Foreclosure / Reconveyance Services, Release / Assignment Services, Secondary Market Systems / Services Rekon Technologies is a preferred software provider for top loan servicers. Solutions include Rekon, which enables efficient document preparation, tracking and recording and doc trak, for effective, management and tracking of files, Expo 2012 BOOTH: 110 BOOTH: 206 Reliance Field Services Miami, FL PHONE: (305) 554-0434 FAX: (305) 554-1460 www.reliancefieldservices.com Default Services, Field Inspection / Property Preservation, Foreclosure / Reconveyance Services Richmond Monroe Group, Inc. Sacramento, CA PHONE: (916) 239-4090 FAX: (916) 924-7323 www.reomac.org Kimberling City, MO PHONE: (417) 447-2931 FAX: (888) 308-8458 www.richmondmonroe.com Associations Assignments, Document Management / Workflow Systems, Document Services, Outsource Specialists, Release / Assignment Services REOMAC is a national non-profit trade association for the default industry that is uniquely dedicated to the professional development and advancement of its members. BOOTH: 914 REO Allegiance, Inc. Bayonne, NJ PHONE: (201) 746-8737 FAX: (201) 823-8505 www.reoallegiance.com Property Preservation and Property Management Co. BOOTH: 125 REOMAC Since 1994 RMG has provided the following: Release and Assignment Services, Document and Title Policy Retrieval, Document Control and Tracking, Recording Services, Lender Tracing / Title Curative Services, UCC Services, Releaselt & Assignit Online. BOOTH: 1320 Reverse Mortgage Solutions, Inc. Spring, TX PHONE: (281) 404-7979 FAX: (281) 719-1603 Asset Management, Consultants, Default Services, Mortgage Bankers, Subservicers Reverse Mortgage Solutions offers forward mortgage loan servicing solutions thru its Specialty Servicing Solutions (S3) division. A full service shop for performing, nonperforming assets, default management, and REO with a customer concentric approach. MBA’ s N ational M ortgage S ervicing Conference & E xpo 83 Expo 2012 BOOTH: 801 Safeguard Properties Sapiens Decision is brought to you by Sapiens Americas Corp. (NASDAQ: SPNS), a global provider of innovative business solutions, helping enterprises to modernize business processes and respond quickly to change. Default Services, Field Inspection / Property Preservation, Foreclosure / Reconveyance Services BOOTH: 501 Safeguard Properties is the nation’s largest privately-held field services company offering the following services to the mortgage loan industry: Property Inspections / Preservation, REO / Maintenance, Repair / Rehab, Utility Mgmt Services, Hazard Claims, VPR / Code Compliance & Valuations. Coraopolis, PA PHONE: (800) 777-8759 FAX: (800) 707-5328 www.servicelinkfnf.com BOOTH: 1208 Sapiens Americas Corp Cary, NC PHONE: (919) 405-1507 FAX: (919) 405-1702 www.sapiensdecision.com Business Forms / Automated Solutions, eMortgage Solution Providers, Mortgage Technology Products / Services, Risk Management Data / Services / Systems 84 BOOTH: 1200 Source Appraisal Management, LLC Cleveland, OH PHONE: (800) 852-8306 FAX: (216) 739-2709 www.safeguardproperties.com ServiceLink, FNF’s National Lender Platform Appraisal Systems / Services, Asset Management, Default Services, Integrated Closing Services, Title Insurance / Services ServiceLink, the national lender platform for Fidelity National Financial (NYSE: FNF), is a leading of origination, default, servicing and technology related products and services for the mortgage industry. Safety Harbor, FL PHONE: (800) 757-3969 FAX: (727) 953-9815 www.SourceAM.com Appraisal Systems / Services Source AM provides nationwide appraisal management services as well as Automated Property Valuations. BOOTH: 610 SourceMedia New York, NY PHONE: (212) 803-8760 FAX: (212) 843-9678 www.sourcemedia.com BOOTH: 819 Specialized Loan Servicing, LLC Highlands Ranch, CO PHONE: (720) 241-7550 FAX: (720) 241-7518 www.sls.net Subservicers Expo 2012 BOOTH: 1010 Spectrum Field Services, Inc. Salt Lake City, UT PHONE: (800) 700-1701 FAX: (801) 461-8227 www.spectrumfsi.com Asset Management, Field Inspection / Property Preservation For nearly 25 years, Spectrum Field Services, Inc. has provided field services solutions for the real estate and financial services industries. We are dedicated to pioneering the industry’s highest quality and most adaptable field service solutions. BOOTH: 518 Sperlonga Data & Analytics Arlington, VA PHONE: (703) 942-9108 FAX: (703) 890-2568 www.superlongadata.com BOOTH: 809 Stewart Lender Services Houston, TX PHONE: (800) 577-6674 FAX: (713) 629-2369 www.stewartlenderservices.com Asset Management, Default Services, Integrated Closing Services, Title Insurance / Services Stewart Lender Services (SLS) is a nationwide provider of centralized origination, loss mitigation and REO asset solutions for Mortgage Lenders and services. SLS includes the industry-leading subsidiary, PMH Financial, Inc. BOOTH: 904 T.D. Service Company Santa Ana, CA PHONE: (800) 843-0260 FAX: (714) 541-4510 www.tdsf.com Default Services, Document Management / Workflow Systems, Foreclosure / Reconveyance Services, Release / Assignment, Services, Trustees Services provided: foreclosures, lien releases, document retrieval, assignments, title perfection, senior sale tracking, senior sale bidding, facilitation of senior lien payoffs, surplus recovery, posting and publishing and technology solutions. Due Diligence, Mortgage Technology Products / Services, Risk Management Data / Services / Systems Servicers, REO Outsources, Investors, Title Companies, and Originators all seek reliable, centralized, and easily retrievable data on property status with homeowner, condominium, and community associations. SDA is meant to serve a bridge between. BOOTH: 606 Superior Home Services, Inc. Scottsdale, AZ PHONE: (480) 391-5527 FAX: (480) 391-5627 www.supersvcs.com MBA’ s N ational M ortgage S ervicing Conference & E xpo 85 Expo 2012 BOOTH: 514 Trustee Corps BOOTH: 620 Tata Consultancy Services Irvine, CA PHONE: (949) 252-8300 FAX: (949) 252-8330 www.trusteecorps.com Edison, NJ PHONE: (732) 590-2746 www.tcs.com Consultants, Default Services, Document Services, Mortgage Technology Products / Services, Outsource Specialists Tata Consultancy Services (TCS) is an IT services, business solutions and outsourcing organization that delivers real results to global businesses, ensuring a level of certainty no other firm can match. BOOTH: 1316 TenA Companies, Inc. Saint Paul, MN PHONE: (800) 255-8362 FAX: (651) 293-4400 www.tenaco.com Outsource Specialists, Quality Assurance / Contract Services TenA provides Servicing, Post Closing and PreFunding Quality Control services and SecondLook audit software. 86 BOOTH: 820 US Default Management Bloomfield Hills, MI PHONE: (248) 636-4142 FAX: (248) 539-1335 www.rsmalaw.com BOOTH: 1014 Urban Lending Solutions Broomfield, CO PHONE: (303) 996-8900 FAX: (303) 996-8905 www.urban-ls.com BOOTH: 1003 USFN Automated Property Valuations, Integrated Closing Services, Outsource Specialists, Title Insurance / Services, Underwriting Systems / Services Orange, CA PHONE: (800) 635-6128 FAX: (714) 573-2650 www.usfn.org ULS is a national firm offering mortgage fulfillment processing, title, settlement, valuation, home retention, loss mitigation and due diligence for the residential mortgage market industry. Attorneys, Education / Training, Publishers, Trustees USFN is a national not-for-profit association of law firms, trustee companies and industry-specific vendors, who specialize in the area of creditors’ rights, foreclosure, bankruptcy, loss mitigation, REO and other loan servicing matters. Expo 2012 BOOTH: 224 Valuation Partners Sugar Land, TX PHONE: (281) 313-1571 FAX: (281) 313-1580 www.valuationpartners.com 15 servicers achieve QRPC, quickly cure defaults and streamline SPOC communication. BOOTH: 210 VPS Appraisal Systems / Services Valuation Partners is a best in class nationwide valuation solutions provider that performs appraisal management activities along with related valuation products such as appraisal reviews, appraiser assisted products, BPO’s, value reconciliations and more. BOOTH: 1009 Venture Encoding Service, LTD Fort Worth, TX PHONE: (817) 283-9500 FAX: (817) 868-1729 www.venture-encoding.com Chicago, IL PHONE: (800) 918-9100 FAX: (312) 243-0871 Asset Management, Field Inspection / Property Preservation Electronic Document Delivery BOOTH: 1020 Varolii Corporation Seattle, WA PHONE: (206) 902-3900 FAX: (206) 902-3902 www.varolii.com Venture uses industry knowledge and technology to provide innovative paper and electronic communications solutions. Advanced e-mail service, EBPP, return mail processing for 1st class mail and overnight delivery add value to our print and mail services. BOOTH: 1312 Walz Group Temecula, CA PHONE: (800) 882-3811 FAX: (951) 491-6599 www.walzgroup.com Consultants, Default Services, Due Diligence, eMortgage Solution Providers, Information Security Technology / Services, Internet Services / Technology Products, Outsource Specialists, Risk Management Data / Services / Systems Are you challenged with meeting the demands of the Servicing Alignment Initiative? Varolii’s Mortgage Default Servicing solution helps 5 of the top MBA’ s N ational M ortgage S ervicing Conference & E xpo 87 Expo 2012 BOOTH: 810 Wilson & Associates, PLLC Little Rock, AR PHONE: (501) 219-9388 FAX: (501) 219-9458 www.wilson-assoc.com BOOTH: 201 Western Union Global Business Payments Attorneys, Default Services, Foreclosure / Reconveyance Services, Title Insurance / Services Englewood, CO PHONE: (800) 525-6313 FAX: (415) 912-4005 www.choosewesternunion.com BOOTH: 114 Xactware Solutions, Inc. Orem, UT PHONE: 800-932-9228 FAX: 801-224-5218 www.xactware.com Internet Services / Technology Products Wilson & Associates, PLLC provides its clients in Arkansas and Tennessee with turn-key bundled services in the real estate default legal market. Xactware’s XactPRM is a time-saving full-cycle workflow management solution for professionals involved in foreclosed properties’ maintenance and repair. XactPRM offers a completely new way to assign, estimate, and receive bids as well as to track data. BOOTH: 617 BOOTH: 1310 BOOTH: 621 Farmington Hills, MI PHONE: (248) 592-2252 FAX: (248) 661-1065 www.wetzeltrott.com Minneapolis, MN PHONE: (612) 656-7700 FAX: (612) 606-7755 www.wolterskluwerfs.com Waterbury, CT PHONE: (203) 262-4670 FAX: (203) 262-4680 www.zackin.com Fraud Detection Services, Outsource Specialists, Quality Assurance / Contract Services, Underwriting Systems / Services Document Management / Workflow Systems, Mortgage Technology Products / Services Publishers Western Union Payments partners with billers to provide customized payment and presentment strategies that deliver real value by containing costs, driving customer satisfaction, and improving cash flow. Wetzel Trott Wolters Kluwer Financial Services Wetzel Trott specializes in Loan Quality Control, Servicing Quality Control, QuiC Web-based Quality Control Software, Fraud Reviews, Early Payment Default Reviews, Prefunding Quality Control Reviews, Regulatory Compliance and Quality Control Plans. 88 Zackin Publications Servicing Management is the premier monthly publication devoted solely to the mortgage servicing industry since 1989. T witter : @MBAM ortgage #MBASERVICING12 Wouldn’t it be nice to have a partner to help navigate the DEFAULT SERVICES JUNGLE? Getting Around Getting Around MBA’ s N ational M ortgage S ervicing Conference & E xpo 91 Main Convention Center 92 T witter : @MBAM ortgage #MBASERVICING12 This is NOT the guy you want meeting with your tenants. 2012 brings a signiicant increase in Tenant Occupied properties. Handling the repair, remediation, & preservation work required with a family often including the elderly, children, & pets is very child different than a standard & vacant REO. Energy REO Solutions understands this and prides itself on professionalism, communication, & integrity. We understand your reputation is on the line. CHOOSE A PROFESSIONAL. Contact us today to learn more. Our nationwide network of trusted contractors are dedicated to not only protecting your asset, but your reputation and wellbeing. TRUSTED | COMPREHENSIVE | NATIONWIDE info@energyreo.com | 972.762.7967 | energyreo.com V I B R A N C Y P LU S S A F E T Y E Q U A L S E F F E C T I V E R E S U LT S . You don’t have to go back in time to find old-fashioned customer service. For over 25 years, MCS has been providing our clients with quality work and customer service backed by a management team that has over 400 combined years of experience in the mortgage servicing industry. MCS provides the technology you need and the quality you expect combined with the old-fashioned service you want. 101 E. Kennedy Blvd • Suite 1900 Tampa, Fl 33602 • 813.387.1100 www.MCS360.com Property Inspections • Property Preservation • REO Property Maintenance • REO Rehab & Repair • Related Services MBA introduces… Your message light is blinking. Your schedule is already full for the day. You have your coffee in one hand and your mouse in the other. So how can you catch up on the latest industry news for servicing professionals in minutes, and feel prepared for the day ahead? Get vital real estate finance industry news and updates delivered to your desktop, every Tuesday morning with MBA Servicing NewsLink.® Top news stories from national newspapers, and industry coverage by MBA journalists give you access to the news that matters most to your business in a single, easy-to-read email. 11224 Subscribe online today at www.mortgagebankers.org/ getnewslink. MBA NewsLink is free to all employees of MBA member companies. Call (202) 557-2734 for more information. CampusMBA’s Emerging Servicing Standards Guided Online Course Series www.campusmba.org /servicing CampusMBA is pleased to present new guided online courses for residential servicing professionals. These cost effective courses are a perfect blend of self-study and instructor-guided learning, and require no travel. These new series of four guided online courses cover all your team needs to know to be prepared for emerging servicing standards. • SPOC / QRPC • Collections & Early Intervention • Loss Mitigation Underwriting Decisions • REO & Asset Management Each guided course includes case studies, virtual field trips, job aides, quizzes and certificate of completion for training transcripts. 11225 Register Now View a calendar of upcoming dates and learn more at www.campusmba.org/ servicing. 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