View - Rogue Valley Association of REALTORS

Rogue Valley Association of REALTORS ® & Southern Oregon Multiple Listing Service
The Voice ofREAL ESTATE®in the Rogue Valley
629 Franquette Street, Medford OR 97501 541 770 7060
First
INSIDE THIS ISSUE
Executive Report
Membership Count
Members on the Move
ROTY Luncheon
Education Corner
May Trivia
May Sudoku
Economic Summit Flyer
RVAR Grant for First Time Home Buyers
First Time Home Buyer Programs
2
2
3
5
6
6
7
8
9
10
May 201 3
Time
Homebuyers
MAY 201 3
Working with First Time Home Buyers
Ask the Help Desk: SupraWeb
Fair Housing: Lead-Laden Homes
REALTOR® of the Year Pics
Jackson County April Stats
Josephine County April Stats
Our Affiliates
Contact Information
May Calendar
Mission Statement
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15
16
18
20
22
24
25
25
26
Notes From Your
Executive Officer Tina Grimes
estate agent. For the full details
and what to watch out for, click
here for the Inman News article.
representatives taking our
message right to the nation’s
Capitol.
Congratulations and Thank You Here are links to another couple
of great new publications. NAR in
to the Oregon Association of
®
REALTORS for their successful cooperation with FEMA and the
National Flood Insurance
lobbying efforts to defeat HB
Program released a fantastic tool
2456-A and protecting the
(click here) that clarifies what you
mortgage interest deduction on
our state tax returns. Your RVAR should know about flood risk and
President - Don Livingood, along flood insurance, and how you
The theme of this issue is
with others from both RVAR and can talk about it with your
homebuyer assistance. There
customers. Click here for an
local WCR leadership, will be
are some great programs and
updated Membership Mark’s
attending the NAR Midyear
resources available right here
Meetings next week and lobbying Manual that explains the do’s
locally, one of which is a direct
at the federal level to protect the and don’ts for utilizing the
result of our own Rogue Valley
REALTOR® trademark in your
mortgage interest deduction.
Food and Wine Classic event
advertising and personal
(see page 9). While the following Other key talking points include
communications.
tips aren’t specifically homebuyer preserving the mission and
purpose
of
the
FHA
Program,
assistance, they are some great
I hope you not only enjoy this
restructuring Fannie Mae &
tools and information that will
issue of the REConnect, but will
Freddie Mac, and encouraging
help you with your business,
take at least one thing away from
the return of private capital.
which in turn helps all of your
it that will help you in your
Approximately
1
0,000
clients.
®
business. If you do, then we have
REALTORS will be attending
succeeded.
A new scam has come up that so the Midyear Meetings and
far has appeared on both Zillow speaking to the federal legislators
on behalf of the housing industry. Here’s to a great May,
and Craigslist. According to
Tina
NAR’s chief legal counsel, Laurie We are proud to have these
Janik, it is the most sophisticated
listing scam she has heard of.
Current RVAR Membership Counts
This instance possibly heralds
the arrival of a new breed of
O 771 REALTOR® Members (728 Real Estate Licensees & 43 Appraisers)
listing scam, represents an
unusually intricate scam,
O 26 Affiliate firms and 1 1 2 Affiliates in those firms
escaped detection on a relatively
O 44 Appraisal Firms
reputable listing site, and
hijacked the identity of a real
O 1 44 Real Estate Firms
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Members®on the Move
REALTORS
New to SOMLS
Century 21 JC Jones American
Dream
Jackie Wytcherley
R E C o n n e ct
Mark Carrigan - RE/Max Ideal
Brokers
Norm Hetzel - Home Quest
Realty
REALTORS ®
Office
Inactive
Michele Jolley Real Estate
361 0 Rogue River Hwy
Grants Pass, OR 97527
Cristina Towery - Windermere
Van Vleet, Jacksonville
Judy Owens - Windermere Van
Vleet & Assoc.
KellerWilliams Realty, Grants Pass Karen Cooper - RE/Max Ideal
Russell Lloyd
Brokers, Medford
Lukasz Krolak - RE/Max Ideal
New to SOMLS and RVAR
Brokers, Medford
Cascade Sotheby's Intl. Realty Marcia Griffith -John L. Scott,
Helen F. Whitcomb
Medford
Nancy Litton - John L. Scott,
ColdwellBankerProWest, Medford Grants Pass
Evonne Tribble
Richard Kumro - John L. Scott,
Medford
John L. Scott, Medford
Salvatore Cresci - Windermere
Cindy Williams
Van Vleet & Assoc
Cornerstone Properties
Caleb LaPlante
Keller Williams Realty, Medford
Allen Potter
Michele Jolley Real Estate
Michele Jolley
Old Stage Real Estate
Andrea TenBrink
Rad Welles Realty
Rad Welles
RE/Max Ideal Brokers, Medford
Kathy Bettencourt
RE/MaxIdealBrokers, GrantsPass
Nick Bonacci
Windermere Rogue Valley
Martin Casper
Transfer
New to SOMLS and RVAR
Rad Welles Realty
2473 Pioneer Rd
Talent, OR 97540
Affiliates
Wells Fargo Home Mortgage
81 4 E. Jackson St., Ste E
Medford, OR 97504
New Members
Allen Potter is a newly licensed real estate agent
for Keller Williams Realty. Allen has worked in
land use planning and project management since
1 990.
Andrea TenBrink recently left the Pharmaceutical
Industry to join her mother, Jeanne Freel, at Old
Stage Real Estate. She's thrilled about the new
adventure.
Martin Casper, designated commercial real estate
agent for Windermere Rogue Valley Real Estate,
is a social media mentor in the expert space
providing realtors with strategies to succeed.
Linda Lewellen - RE/Max Ideal
Brokers
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Assistance Contact Information
RVAR / SOMLS for education, events or membership
RAPATTONI for MLS system questions
SUPRA for Lockbox or Key questions
ZIPFORMS for everything about Zipforms & OREF
RPR regarding the use of REALTORS ® Property Resource (24/7)
OAR Oregon Association of REALTORS ® www.oregonrealtors.org
Real Estate Agency www.oregon.gov/REA/index.shtml
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541 -770-7060
866-730-71 1 4
877-699-6787
800-847-6298
877-977-7576
503-362-3645
503-378-41 70
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2013
REALTOR® oftheY
ear
Luncheon
The Rogue Valley Association of REALTORS ® (RVAR) held their annual REALTOR of the Year
luncheon on Thursday, April 25, 201 3 where we awarded the recipients of the 201 3 REALTOR ® of
the Year and Affiliate of the Year Award. Congratulations Pam Lorange of Windermere Van Vleet in
Ashland as the 201 3 REALTOR® of the Year and Judi Robinson of Sterling Savings Home Loan
Division as the 201 3 Affiliate of the Year.
Pam Lorange is an active member of both the Southern Oregon Multiple
Listing Service (SOMLS) and Rogue Valley Association of REALTOR ®
(RVAR). Pam served as the 201 2 President of SOMLS and has served
on the RVAR Board of Directors as well as numerous committees and
workgroups. She is also very active in the community as a volunteer with
CASA (Court Appointed Special Advocate), the Ashland Food Bank,
Coats for Kids, and Hospice. Pam was unable to attend the luncheon so
click here for the video of her finding out she was the recipient.
Judi Robinson is an active Affiliate member with the Rogue Valley
Association of REALTORS ®. Judi is currently a member of the Women’s
Council of REALTORS ®, has served as chair of the Housing Committee,
& is a past member of the Affiliate Committee. She is also very active in
the community. She is a member of Soroptomist and volunteers for the
SMART reading program and KidsSpree which is a non-profit community
project that provides school clothes to low income children.
Both of the recipients were chosen because of the professional conduct that they demonstrate to the
public and their outstanding Ethics and Cooperation in business practices. Congratulation to Pam
Lorange and Judi Robinson!!!
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Education Corner
have picked three locations in
Jackson County so that
REALTORS® can choose a class
that is closest to their office.
Ashland
Tuesday, May14th
12pm to 1:30pm –1.5CECredits
Location TBD
Medford
Friday, May17th
12pm to 1:30pm –1.5CECredits
Alba Park (Main and Holly)
Water Cooler Sessions
Summer is here and with that a
host of fun activities that include
being outside in the sun and getting
your fill of vitamin D. Yet, who
wants to be in a classroom when
the sun is calling and the birds are
chirping?
This month we have three onsite
surveying classes where
REALTORS® can get hands on
experience on what Scott Fein, the
Jackson County Surveyor, does
when he surveys a property. We
Rogue River
Wednesday, June 5th
12pm to 1:30pm –1.5CECredits
Location TBD
By Lance Carroll
Southern Oregon Economic
Summit
Thursday, May23rd
9am to 12:30pm –3.5CECredits
RVAR and HBAJC have set up a
great event that includes top tier
economists as well as local
businessmen and lawmakers to
discuss the economy and its
influence on the real estate industry.
We have set up this event so that
any REALTOR® or real estate
agent that goes to it will receive 3.5
CE Credits.
First you will need to get your ticket
at the Craterian Box Office or go to
www.craterian.org to get your
tickets online. The tickets for the
event are only $1 0 (plus service
fees ifyou getonline orbyphone).
At the event you will need to sign-in
to register for CE Credit. Your
certificate will be emailed to you a
week after the Economic Summit.
These are going to be a great
classes if you are looking to get a
solid understanding of surveying
and how it can affect your real
estate business. Pick the location
that is closest to your office and sign
up today at ims.somls.com.
See you at the summit.
May Trivia
May is International Respect for Chickens Month.
No other month begins on the same day of the week
as May.
6
Mother Earth is also known as "Terra Firma". That
title is a Latin translation of some lines from one of the
Greek poet, Homer's, greatest poems.
Memorial Day was created to honor the fallen
soldiers of the Civil War.
Horses running for the roses (Kentucky Derby) lose
an average of fifteen to twenty-five pounds during the
race.
Cinco de Mayo is a commemoration of the
unexpected victory of 4,000 Mexican soldiers over a
French army twice as large at the Battle of Puebla.
In 2001 , Tony Stewart raced at the Indy 500 and
finished 6th. He then flew to NASCAR’s Charlotte
Coca Cola 600 and finished 3rd. He’s the only driver
to complete both races in the same day.
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Sudoku
by PrintFreeSudokuPuzzles.com
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Did you know that your Association has a grant that may
help you get your clients into a home of their own?
As you know we just recently held our 3rd annual Rogue Valley Food and Wine Classic. What you may not be
fully aware of is how the funds from this event are used. Utilizing the funds from the first event, we established
the Rogue Valley Association of REALTORS® Homebuyer Assistance Program administered through Access.
In its first two years, the Rogue Valley Food and Wine Classic raised $29,000 for this grant fund.
Grant funds must be utilized for assistance with down payment, closing costs, and/or repairs to property being
purchased. Grants will typically be a maximum amount of $1 ,000.00, notwithstanding special circumstances
may be taken into consideration if a higher amount is requested. It is a fairly simple grant to apply for with the
following primary requirements:
Property must be within Jackson County*.
Applicant(s) must use a REALTOR® who is a member of the Rogue Valley Association of REALTORS®.
The loan must be originated through a mortgage broker doing business in Jackson County*. The actual
lender or lending company can be based elsewhere provided that the broker arranging the loan is based in
Jackson County*.
Applicant(s) must have invested a minimum of $500.00 of their own funds towards the purchase.
Applicant(s) must take the Home Buyers education course offered through Access.
Applicant(s) household income must be at or below the state median income level as stated on the most
recent HUD sheet (available at Access).
*Will soon be expanding to include Josephine County.
As of March 31 st, 1 6 grants have been awarded or reserved benefiting the clients of the following REALTOR®
and Affiliate members:
Buyer Brokers
Janet Lopez
Kathy Weston
Krista Laulainen
Sharon Kosak
Claudette Moore
Allen Broderick
Jodie Millard
Vicki Fletcher
Doug Morse
Donna Rogers
Geoff Speidel
Jerry Nordahl
Joe Yates
Cerise Stephens
Todd Couch
Lenders
Judi Robinson
Ty Thompson
Jeff Hall
Brian Case
Dan Doyle
Ross Rampy
Becky Clearwater
Thank you to all of you who have taken advantage of this program
and we hope more of you will be able to use this fund to help your
clients and your business. This year’s event was our most
successful one yet, so more funds will be getting added to the
grant program. For more information contact Karen Pierce at
Access (541-779-6691 or kpierce@accesshelps.org).
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9
r
e
y
u
B
e
m
o
H
e
m
i
T
t
s
Fir Programs
By
L a n c e C a r r o ll
The dream of homeownership
is coming back to the valley
after the burst of the real estate
bubble. Even though the
percentage of homeownership,
on the national level, is
decreasing, the real estate
market in Southern Oregon is
growing at a good pace.
There are a lot of programs out
there that first time home
buyers can take advantage of.
But, before we look at some of
the programs let us look at
ACCESS. ACCESS is the
entity that helps first time home
buyers get the information
about purchasing and helps
them understand the cost of
homeownership. ACCESS is
10
also the administrator of most of with various programs to assist
with downpayment and/or
the programs that help low
closing costs.
income or first time
homebuyers.
First the homebuyer needs to
ACCESS is a private non-profit take the class ‘Realizing the
American Dream’ which can be
organization that serves the
viewed here or taken online
needs of seniors, person with
here. Once they do that – they
disabilities and people of low
have completed the first step to
income since 1 976. ACCESS
taking advantage of these
has spent a lot of effort in
helping the people in the Rogue wonderful programs.
Valley by creating food banks to
RVAR / OAR Home
help needy families, help
Foundation
families with their rent,
This program is discussed in
foreclosure problems and
weatherizing their homes. Now, the previous article and is
sponsored by RVAR and
they are helping low income
families achieve their dream of administered by ACCESS.
homeownership by helping
buyers and their lenders work
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City of Medford First
Time Homebuyers
Assistance Program
Home$tart and Home$tart Plus
contact ACCESS at
www.accesshelps.org.
Dream$avers
Dream$avers is an Individual
Development Account (IDA)
This program offers up to
program that encourages
$1 5,000 toward down payment, USDA Rural Development participants to build assets.
closing costs and prepaid items. This program from the USDA is Eligible participants can save
to help families that are under
The city of Medford will help
up to $2,000 over the course of
first time homebuyers get into a 80% of the median income level 1 to 3 years and the program
buy a single family home.
house that is within the city of
will match it 3:1 . The
Medford, is the buyers primary Where a standard FHA loan
participants also receive
requires
3.5%
down
the
USDA
residence, and the property was
financial education and
either vacant or occupied by the loan has no such requirement. additional training and support
seller (properties with tenants in Where the first time homebuyer specific to their savings goal.
programs require you to take a The program can be used for
them are not eligible). This
program will help buyers whose class to be eligible, the USDA
first time homebuyers, starting
income doesn’t exceed 80% of loan doesn’t. The USDA loan
or expanding a small business
the median income in Medford will loan up to 1 02% of the
or getting your post secondary
appraised value, but carries an education. Dream$avers is
and the assistance shall not
initial 2% fee with a 0.3%
exceed 50% of the total funds
administered by ACCESS in
annual fee. Go to
used in the down payment.
Jackson and Josephine
Click Here for more information. www.rurdev.usda.gov/or/
Counties in partnership with
Neighborworks Umpqua.
FHA's Limited Repair
Home$tart /Home$tart Plus Program
There are a lot of programs out
The Seattle Bank is pleased to FHA 203(k) Program is great for there that first time homebuyers
announce the availability of $2 first time home buyers that are or low income families can use
million for the 201 3 Home$tart looking for a home, but can't
to achieve their dream of
and Home $tart Plus Programs. find any in their price range.
homeownership. Talk to your
This allows buyers to find a
The Home$tart program
buyer, contact ACCESS or talk
fixer-upper and finance up to
provides $3 for every $1 of a
to their lender about these
$35,000
in
minor
repairs
like
homebuyer’s demonstrated
programs. But, most of all take
replacing flooring, installing new advantage of them.
funds up to $5,000. These
appliances, and painting the
funds may be used for
downpayments, closing costs or interior and/or exterior of the
home.
rehabilitation of an owneroccupied housing unit. For
more information about
1 Person
City of Medford $31 ,1 50
Home$tart
$31 ,1 50
USDA (Jackson) $32,750
USDA (Josephine) $29,900
Income Levels for Each Program
2 Person
$35,600
$35,600
$37,450
$34,1 50
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3 Person
$40,050
$40,050
$42,1 00
$38,450
4 Person
$44,500
$44,500
$46,800
$42,700
5 Person
$48,1 00
$48,1 00
$50,550
$46,1 00
6 Person
$51 ,650
$51 ,650
$54,300
$49,550
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Wo r k i n g w i t h F i r s t T i m
e H o m e B u ye r s
By Lance Carroll
Being a first time home buyer
can be a little daunting. We are
slowly coming out of a housing
bust and the economy seems to
teeter totter between slow growth
and stagnation. Yet, for those
that have the credit and the
opportunity then buying a home
might be the way to go.
good standing and talk to a home
mortgage lender about getting
pre-approved for a mortgage.
Once this happens then the truly
fun part of the home search
process can begin – looking for
their home.
First Time Home Buyer Programs
– Knowing the Process
First time home buyers are
usually looking at purchasing a
home with the assistance of
some programs that are set up
by the city, state or federal
government. These programs
During the next part of the
usually have a timeline set up
process the REALTOR® and the where the buyer has to fulfill a
REALTOR® Mag recently did an buyer should be working together step before they can proceed to
to ensure that the buyer can
article about working with first
the next. The other article in the
time home buyers. Their article maximize the house that they are May REConnect talks about
buying. This involves the
can be viewed at
some of the programs that first
realtormag.realtor.org/sales-and- REALTOR® understanding the
time home buyers can take
marketing/feature/article/201 2/1 2/ first time home buyer’s needs
advantage of in Southern
and wants as well as
relationship-management-3Oregon. As the agent, the
ways-first-time-home-buyer-can. understanding the various
REALTOR® needs to understand
processes that the buyer will
REALTOR® Mag goes into the
these steps and avoid
relationship part of working with a need to go through. The job(s)
encouraging the buyer to go
that the REALTOR® will do will
first time homebuyer which is
faster or create unneeded
involve many hats and require
really important and will be
pressure to buy a house before
different skill sets. But, if you
discussed further in this article.
they are ready. Doing that might
understand the first time home
push the desired home outside of
buyer, then you will understand
The first thing a first time home
their monetary limits due to the
buyer needs to do is to get their what it will take.
fact that they were not able to
financial house in order. They
take advantage of certain
need to verify that their credit is in
programs. The REALTOR®
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needs to talk to their buyer and
work with them to make sure that
all options are being used so that
the house of their dreams can
become a reality.
educate the buyer about ‘how
much house their money can
buy’ as well as the hidden pitfalls
that might accompany a chosen
house. Today’s ‘Y’ generation
has access to information and
Other Decision Makers
they usually walk into a purchase
First time home buyers might
armed to the teeth with it. But,
have money that is gifted to them that information can be the cause
from their parents. The parents, of the disconnect that we
who are acting as the protector
mentioned earlier. This is where
and helper, will allow their good
the REALTOR® can show their
intentions to steer the buyers
expertise and gain the buyers
away from a home that might
trust.
otherwise be perfect. Some
parents will walk into a house
Indecision
and search for all the things that First time home buyers might not
are wrong and need money to fix. truly know what they want. The
They will criticize the location, the more houses they look at the
price and usually anything that
more confused the search
they can think of. Where they
process gets. They haven’t put a
are trying to protect the buyer
value or priority to the items on
from making a mistake they are
their list so everything is a
actually making the process
jumbled mess. As time
harder by preventing the buyer
progresses the decisions in what
from seeing the aspects in the
they want in a house are
house that they truly like and
incoherent or not possible at their
®
desire. The REALTOR needs
price level. This is where filling a
to educate the parents by
questionnaire at the beginning of
keeping them in the loop and
their search is important and
helping the buyer focus on the
educating them on the trade-offs
positive aspects of the home.
that they might have to make to
Marginalizing the parents is not
maximize their home purchase is
the way to go, but gently
important. Sitting them down
correcting them when they are
when you first meet them and
wrong can be done.
getting to know what they are
looking for in a house can
Education
shorten the search process and
First time home buyers are
help you, as their agent, to weed
usually wearing those rose
out the listings that would never
colored glasses that create a
fit the buyers’ criteria.
disconnect between hope and
reality. The REALTOR® needs to
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Pillar ofSupport
First time home buyers are
jumping into a mountain of debt
and responsibility. The closer
they get to the closing, the more
questions that they will have. Do
they want to be stuck in a
mortgage for 3 years or 5 years
and lose the freedom of moving?
Do they want to have that
constant worry of plumbing failing
or roof leaking? This is where
the REALTOR® needs to step up
and be that pillar of support that
reinforces the reasons that they
choose this house. The
REALTOR® needs to be that
fountain of knowledge that will be
the answer to all their nervous
questions.
First time home buyers are taking
a big step in their life. They are
choosing to settle down and get
started in the next stage of their
life. They want to feel the pride
of homeownership. The
REALTOR® has a great
opportunity to be part of this
experience. Some first time
home buyers need their hand
held, some just need the
REALTOR® to unlock the door
and schedule the closing
timeline, and some need the
preverbial hug at the end of every
tough decision, but all need
someone that can make this
experience enjoyable and
unforgettable.
13
Tech Tips
By Loran Hughes
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Help Desk
S u p raWe b
R E C o n n e ct
1
2
3
SupraWEB is an account that
agents can create once they
join the MLS. It is included in
your MLS fee and gives you
more options when it comes to
your D-Key or eKey. This
month we are giving a basic
overview of SupraWEB and
how it can save you time and
the frustration.
Update Code 1
you to use your D-Key for
another day.
Authorization Code (eKey)
Data Field 3
The data field gives you
information about who opened
your keyboxes and showed
your listings. If the showing
agent has an email attached to
their SupraWEB account, this
will also appear.
This button will be in a simliar
position on the page. You can
use this to generate an
authorization code if you
changed phones, reinstalled the
app, or need a new code.
SupraWEB is a tool to help you
Either way, it is all available on manage your showing
SupraWEB.
information and keyboxes.
If you can't update your D-Key
via the cradle, you can click on Add Keybox2
This button is to add a keybox
the update code button and it
that you bought or are using for
will generate the update code
that you can input that will allow a listing.
SupraWeb also allows you to manage your keyboxes, assign keyboxes to listings, find the shackle
codes for the keyboxes in your inventory and lets you know who opened your keyboxes to view your
listings.
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15
Neil Kelly Crew Tackles Lead-Laden
Home
By Jo Becker, Education/Outreach Specialist, Fair
Housing Council Serving Oregon and SW Washington
“It can’t be seen, it can’t be
smelled, and it can’t be tasted, but
if you own a home built before
1 978 chances are it is covered in
lead paint.” So begins a brand
new video posted on the Neil
Kelly Remodeling Team’s
YouTube channel and the
message is clear, in many cases
homes with lead paint are not DoIt-Yourself projects!
You can view the ‘Don't Do It
Yourself!video at
www.FHCO.org/lead2.htm.
Neil Kelly’s Home Performance
Project Manager, Ken Pearson
says, “There’s a lot of steps that
have to be done and taken
16
seriously and followed, pretty
much, to the letter.” And he
should know, the company is the
largest design-build remodeling
company in the Northwest.
500 landlords. Seventy-three
percent indicated they owned or
managed pre-1 978 properties
(over 9700 individual units, in fact)
and almost all (91 %) knew that
lead was highly dangerous,
If you are considering a repair or especially for young children.
renovation project that may
However, far fewer knew other
disturb a painted surface, beware! important information about lead
You could put your, your family’s, in housing:
and others’ health at risk.
According to Oregon's Childhood
41 % are still not aware that
Lead Poisoning Prevention
HUD / EPA have required
Program, a 43% of all lead
disclosure in all units built
poisoning cases are caused by
prior to 1 978 (including use
improper remodeling projects in
of a specific brochure on the
the home.
subject) prior to many
repairs or renovations made
What’s more, if your project is as
to pre-78 properties since
small as six (6) square feet inside
2008.
or twenty (20) feet on the exterior,
federal law requires disclosure of
25%still don’tknow that
possible lead-based paint hazards
HUD and EPA have also
to any residents and that those
required lead disclosure (with
doing the work be lead-safe
use of a different brochure)
certified.
prior to contract since 1 996.
In 201 1 -201 2 we surveyed over
M ay 2 0 1 3
R E C o n n e ct
50% still didn't know HUD /
EPA has required that many
repairs or renovations must
be done byacertified leadsafe contractor since 201 0.
37% still don’t know it has
been illegal under the
federal Fair Housing Act1 to
deny housing to an applicant
simply because there are
children in the household
(even in pre-1 978
properties) since 1 988.
Renovate Right brochure shows an
interiorshot ofa home; the predominant
coloris pink. “RevisedSeptember2011”
printedon its tan, backcover.
Pre- repair Disclosure
Form:…
can be found inside the
Pre-repair Pamphlet
A
s the insert at left foretells, when
it comes to fixing up older homes
that may have lead paint, strictly
observing disclosure
requirements and lead-safe
practices is the only way to go! If
leaving the work to the
You can find and print the
professionals like Neil Kelly
requisite disclosure forms and
(www.NeilKelly.com) sounds
brochures for free online at:
easier make sure the contractor
Pre-contract Pamphlet: “Protect you hire is lead-safe certified.
YourFamilyfrom Leadin Your
To learn more about lead and find
Home”
where to get
h
ttp://www.hud.gov/offices/lead/lib out
your questions
rary/enforcement/pyf_eng.pdf
answered visit
Pre-contract Disclosure Form www.FHCO.org/
lead2.htm.
for Rentals:
h
ttp://www.hud.gov/offices/lead/lib For information
rary/enforcement/lesr_eng.pdf
about familial
Pre-contract Disclosure Form status
protections and
for Sales:
housing law
h
ttp://www.hud.gov/offices/lead/lib fair
go to
rary/enforcement/selr_eng.pdf
www.FHCO.org/
Pre-repair Pamphlet: “Renovate families.htm.
Right”
w
ww.epa.gov/lead/pubs/renovater
ightbrochure.pdf
1 Federally protected classes under the
Fair Housing Act include: race, color,
national origin, religion, sex, familial status
(children), and disability. Oregon law also
protects marital status, source of income,
sexual orientation, and domestic violence
survivors. Washington law covers martial
status, sexual orientation, and domestic
violence survivors, and honorably
discharged veterans / military status.
Additional protected classes have been
added in particular geographic areas; visit
www.FHCO.org/mission.htm and read the
section entitled “View Local Protected
Classes” for more information.
Note that the original Renovate Right
brochure shows the outside ofa house
with a front lawn; the predominant color
is green. “March 2008”printedon its
green, backcover. The revised
WWW. S O M LS . C O M
17
REALTOR® oftheYear Luncheon
Jackson County
20
M ay 2 0 1 3
R E C o n n e ct
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21
Josephine County
22
M ay 2 0 1 3
R E C o n n e ct
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23
Our Affiliates
American Family Insurance - Zach
Bartlett Agency
663 A St
Ashland, OR 97520
541 -488-0301
zbartlet@amfam.com
AmeriTitle
1 501 E. McAndrews Rd
Medford, OR 97504
541 -779-7660
346 E. Main St.
Ashland, OR 97520
541 -488-0778
Chase
3607 Crater Lake Ave
Medford, OR 97504
541 -944-6987
guy.giles@chase.com
Evergreen Federal Bank
501 Crater Lake Ave
Medford, OR 97501
541 -779-1 1 65
afrancis@evergreenbanking.com
Evergreen Home Loans
3200 Hillcrest Park Dr
Medford, OR 97504
541 -779-6591
mshields@evergreenhomeloans.com
First American Title
1 225 Crater Lake Ave, Ste 1 01
Medford, OR 97504
541 -779-7250
Home Builders Association
1 1 06 E. Jackson
Medford, OR 97504
541 -773-2872
carloshbajc@aol.com
IMortgage
3389 Crater Lake Hwy
Medford, OR 97504
541 -646-3020
mike.towery@imortgage.com
24
Mission Hills Mortgage
830 Alder Creek Dr., Suite B
Medford, OR 97504
541 -773-1 853
bbenton@mhmb.com
Rogue Federal Credit Union
P.O. Box 4550
Medford, OR 97501
541 -858-7330
rknight@roguefcu.org
Mortgage Express, LLC
1 N. Holly St.
Medford, OR 97501
541 -245-4521
South Valley Bank & Trust
891 O'Hare Parkway
Medford, OR 97504
541 -951 -9948
brad.webster@southvalleybank.com
Move2Oregon.com
3350 1 /2 W. Main St
Medford, OR 97501
541 -773-5744
office@move2oregon.com
North Pacific Financial Corp
1 322 E. McAndrews Rd., Ste 201
Medford, OR 97504
541 -770-2727
jbeard@npfcnet.com
Sterling Savings Home Loan Div.
91 0 Town Centre Dr.
Medford, OR 97504
541 -608-1 801
judi.robinson@sterlingsavings.com
Ticor Title
1 555 E. McAndrews Rd., Ste 1 01
Medford, OR 97504
541 -779-281 1
Pacific Residential Mortgage
502 W. Main St., Ste 1 03
Medford, OR 97501
541 -773-31 31
kevin.beard@pacresmortgage.com
Umpqua Bank, Medford
4000 S. Pacific Hwy
Medford, OR 97501
541 -61 8-6730
kimcollins@umpquabank.com
Par Mortgage Inc
33 N. 1 st St
Ashland, OR 97520
541 -482-5886
teeitup@mind.net
Valley Mortgage Group
609 E Jackson St
Medford, OR 97504
541 -842-5606
brian.case@wvbk.com
Payne West Insurance
38 N. Central Ave #1 00
Medford, OR 97501
541 -482-5886
Washington Federal
1 590 Delta Waters Rd., #1 1 6
Medford, OR 97504
541 -858-01 84
lindsay.nix@washingtonfederal.com
People's Bank of Commerce
750 Biddle Rd
Medford, OR 97504
541 -61 8-3320
Premier West Mortgage
1 455 E. McAndrews Rd
Medford, OR 97504
541 -944-6987
jeff.case@premierwestbank.com
Wells Fargo Home Mortgage
81 4 E Jackson St., Ste C
Medford, OR 97504
541 -779-1 545
monte.b.herzog@wellsfargo.com
M ay 2 0 1 3
R E C o n n e ct
Leadership
RVAR President
SOMLS President
SOMLS Treasurer
RVAR President Elect
SOMLS President Elect
SOMLS Past President
RVAR Past President
SOMLS Vice President
Don Livingood
donlivingood@gmail.com
Barbara Brown
barbarabrown@windermere.com
Andrea Mobley
andream@johnlscott.com
Calendar
M on d ay
Adam Bogle
adam@agentinakilt.com
David Wright
dwright@commercialpm.com
John Zupan
jzupan@windermere.com
Pam Lorange
pamlorange@gmail.com
Rick Harris
rick@ashlandprowest.com
Check websites for times and locations
Tu esd ay
Wed n esd ay
Th u rsd ay
Fri d ay
SOMLS / RVAR Staff
Executive Officer
Technology Officer
Education Coordinator
Loran Hughes
Lance Carroll
loran@somls.com
lance@somls.com
Executive Assistant
Jamie Patterson
jamie@somls.com
Member & MLS Services
Kim Robinson
kim@somls.com
Tina Grimes
tina@somls.com
WWW. S O M LS . C O M
Bookkeeper
JoAnne Henderson
joanne@somls.com
25
Rogue Valley Association of
REALTORS ® and Southern
Oregon Multiple Listing Service
629 Franquette St.
Medford Or, 97501
Phone:
541 770 7060
Fax:
541 770 71 1 1
The Voice ofREAL ESTATE®in the Rogue Valley
website:
www.somls.com
Mission Statement
The Rogue Valley Association of REALTORS ® (RVAR) protects and promotes the business
interests of its membership through: development and delivery of programs, products and
services designed to elevate members’ competence, professionalism and ethical standards;
preserving the right to own, transfer and reasonably use real property; and enhancing the
image of our members in the communities served.
The Southern Oregon Multiple Listing Service provides timely, accurate data and innovative
tools that assist REALTORS ® in delivering trusted, high quality services to real estate
consumers.
© 201 3 Rogue Valley Association of REALTORS®, Inc.