Senior Voices - ADRC of Northwest Wisconsin
Transcription
Senior Voices - ADRC of Northwest Wisconsin
April 2013 Free Aging and disability resource center Senior Voices IDENTITY THEFT — IT’S NO JOKE I NS I DE THI S By Karyl Richson Social Security Public Affairs Specialist in Milwaukee, WI ISSUE: Identity Theft Staff Events and Notices 1 2 3 Beneficially Speaking 4-6 MyPyramid to MyPlate Free 7 Medicare Prescription Drug Coverage 8 WordFind 9 When the first of April comes, you may be on guard to protect yourself from an April Fool’s Day prank. But every day of the year, you should be wary of identity thieves. Identity theft is no joking matter. Identity thieves victimize millions of people each year. Identity thieves have some sly tricks to obtain your personal information. They do it by: •Stealing wallets, purses, and your mail; •Posing by phone or email as someone who legitimately needs information about you, such as employers or landlords; •Stealing personal information you provide to an unsecured site on the Internet, from business or personnel records at work, and personal information in your home; or •Rummaging through your trash, the trash of businesses, and public trash dumps for personal data. Don’t be fooled by identity thieves; take the proper precautions. Be sure to safeguard your personal information, such as your Social Security number and mother’s maiden name. If an identity thief scores this information, it could result in more than monetary loss for you as a victim—it also can hurt your credit score and record. You can help protect yourself by not carrying your Social Security card with you and not providing your personal information to unknown sources over Senior Dining 10-11 the Internet or by phone. Be sure to shred any documents, bills, or paperMenus work before you throw them away. Most important, never reply to an email claiming to be from Social Security that asks you for your Social Security Caregiver’s Column 12-13 number or other personal information. If you are contacted by someone claiming to be from Social Security and you have doubts about the validity of the caller, you can call us at 1-800-772-1213 (TTY 1-800-325-0778). Mother’s Day Gift 14 Made Easy If you think you’ve been the victim of identity theft, you should contact the Federal Trade Commission at 1-877-IDTHEFT (1-877-438-4338); TTY 1Our Advertisers 15-17 866-653-4261. Or go to www.idtheft.gov and click on the link for “Report Identity Theft.” Senior Centers Events 18-19 Learn more about identity theft at www.socialsecurity.gov/pubs/10064.html Please don’t let an identity thief make an April fool out of you. April 2013 PAGE 2 Aging and Disability Resource Center of Northwest Wisconsin Toll Free: 877-485-2372 adrc@co.polk.wi.us www.adrcnwwi.org Offices: Polk Co. Government Center 100 Polk County Plaza #60 Balsam Lake, WI 54810 Phone: 715-485-8449 Fax: 715-485-8460 Burnett Co. Government Center 7410 County Road K, #180 Siren WI 54872 Phone: 715-349-2100 Fax: 715-349-8644 OFFICE STAFF Laura Neve, Director Tonya Eichelt, ADRC Supervisor—I&A, Benefit Specialists and Transportation Marsha Stoeberl, ADRC Supervisor— Nutrition, Caregiving and Prevention Deb Miller, Administrative Assistant Angie Heyer, Account Clerk Laurie Ince, Bookkeeper Barb Ceder, Transportation Dawn Sargent, Program Coordinator Liz Arcand, Elder Benefit Specialist Connie Crosby, Elder Benefit Specialist Jaime Weness, Disability Benefit Specialist/Marketing and Outreach Wanda Washkuhn, Benefit Specialist Angie Joy, Information & Assistance Specialist Barb Engelhart, Information & Assistance Specialist Diane Voltz, Information & Assistance Specialist Gerry Morgan, Dementia Care Specialist/Information & Assistance Specialist Arnell Humane Society Spay Neuter Assistance Program offered To help those who are unable to afford this life saving surgery, Arnell Memorial Humane Society is expanding its low income spay and neuter program to include a low cost voucher program. The Arnell Spay Neuter Assistance Program, Arnell SNAP, will offer vouchers for surgeries at the Arnell shelter and participating veterinary clinics. The cost of a voucher for a cat surgery will be $20 and $40 for a dog surgery. An additional charge of $5 will be added for each pet in need of a rabies vaccination. Participants are required to pre-register and provide proof of income eligibility with tax returns or participation in state funded programs. A Monsanto “America's Farmers Grow Communities” award of $2,500 and matching funds from Arnell Memorial Humane Society will provide the combined funding of $5,000 for the Arnell SNAP program. Vouchers are available at the AMHS shelter in Amery and are limited to the extent of the donated funds. Spaying or neutering household pets reduces pet overpopulation and helps to ensure that every pet has a family to love them. Information about Arnell SNAP and vouchers are available at Arnell Memorial Humane Society, 185 Griffin St E., Amery, 715 268-7387 (PETS) April 2013 PAGE 3 April 2013 Premium Assistance By Connie Crosby More people may be eligible for assistance with their Medicare Part B and Part D premiums now because income and asset limits have increased for these assistance programs. These programs are sometimes called Medicare Savings Programs or Medicare Premium Assistance Programs. The programs help people by paying the monthly Medicare Premium, leading to savings of $104.90 per month. In addition, if a person is eligible for one of these programs, the state may also pay a Medicare Part D plan premium and he or she would also have reduced co-pays for medications. There are three programs with different income limits and different benefits. The asset limits are the same for the three programs. 1. Qualified Medicare Beneficiary (QMB). The first day of the month after your application is approved, you are eligible for the state to pay your Medicare Part A (if you have a premium), your Medicare Part B premiums, and your Medicare deductibles and co-pays. You can be eligible for this program, if you: •Are entitled to Medicare Part A, •Have countable assets at or below the program limit, and •Have countable monthly income at or below 100% of the Federal Poverty Level (FPL), after certain credits are applied. 2. Specified Low Income Medicare Beneficiary (SLMB). Up to three months before your application date, the state may pay your Medicare Part B premiums, if you: •Are entitled to Medicare Part A, •Have countable assets at or below the program limit, and •Have countable monthly income between 100% and 120% of the FPL, after certain credits are applied. 3.Specified Low Income Beneficiary Plus (SLMB+). Up to three months before your application date, the state pays Medicare Part B premiums, if you: •Are entitled to Medicare Part A, •Have countable assets at or below the PAGE 4 program limit, •Have countable monthly income between 120% and 135% of the FPL, after certain credits are applied, and •You are not enrolled in full-benefit Medicaid. Effective 2013 the Net Monthly Income Limits are: Group Size 100% FPL 120% FPL 135% FP 1 $ 957.50 $1,149.00 $1,292.63 2 $1,292.50 $1,551.00 $1,719.03 If you are married, your spouse’s income counts toward the income limit. The asset limits are the same for all programs. Group Size Asset Limit 1 $7,080.00 2 $10,620.00 Not all of your income and assets will be counted in determining if you can enroll in a Medicare Savings Program. Income and asset limits may change each year. (Your home and one vehicle are exempt, and some burial assets are exempt. There are deductions from earned income and a standard deduction for all households of $20.00 per month.) Persons who receive SSI and are eligible for Medicare usually receive this benefit already. After people are approved for the program it may take about three months for you to notice a difference in your Social Security benefits. Medicare premiums that have been withheld after the effective date of your eligibility will be refunded to you in the same manner you receive your Social Security benefits. Your may apply online at access.wi.gov, over the telephone, by mail or in person with your county Elderly, Blind and Disabled Unit of your Human Services Department. In Burnett County, call 715-349-2141 to schedule an appointment. In Polk County, call 715-485-8471 to set up an appointment to apply. Please leave a message and your phone number if you receive the voice mail message. April 2013 Who Pays When Someone Goes into a Nursing Home? By Connie Crosby Will Medicare pay for my nursing home stay? There can be different answers dependent upon the situation. If someone has been in the hospital for three days (receiving in-patient care), has Traditional Medicare, and is transferred from the hospital to a nursing home that takes Medicare (most nursing homes are eligible to bill Medicare), then Medicare may cover some of the nursing home stay as long as the person is receiving a certain amount of therapy and is improving or needs the therapy to remain as good as they can be. Tip: If the hospital bills Medicare for an observational stay, that hospitalization does not count toward the three days of hospital stay required for Medicare to pay for nursing home care. In situations where persons meet the guidelines for Traditional Medicare to pay initially, Medicare may continue to pay the full cost of the nursing home stay through the 20th day, if the person keeps receiving a certain level of care and therapy. Tip: If a person has Traditional Medicare and a Medicare Supplement, and Medicare continues to pay after the 20th day, the Medicare Supplement usually covers the portion not paid by Medicare between the 21 st day and the 100th day. If Medicare quits paying, your Medicare supplement usually quits paying. Medicare Advantage/ Medicare Health Plans have their own rules for nursing home coverage and each policy may be different. Be sure to check your policy to see what your coverage looks like if you have a Medicare Advantage Plan. You may be required to pay a co-pay for some days. Also, you will need to check to see if the nursing home is part of your provider network. Not all nursing homes take all plans and it is your responsibility to check to see if PAGE 5 your plan will cover you at that facility. If a person has nursing home or long term care insurance, generally there is an elimination or waiting period before coverage starts. Traditionally, the waiting period does not start until Medicare and any other source of insurance you have quit paying. Example: You have a 90-day elimination period. The policy does not count the days covered by Medicare and only starts counting the days that you are actually responsible for paying the bill. These policies generally pay a set daily care rate based on the policy you purchased. Some policies have a built-in increase for inflation and others do not. Policies generally pay for a specific time period that you chose when you applied for the policy. Some policies will pay for a year, two years or more, and some will pay for a lifetime, depending on the policy you chose. There are three basic types of long term care policies. 1. Long-Term Care Insurance Policies These policies cover both institutional (nursing home or other facility) care and care in the community (home health care or other community-based services). 2. Nursing Home Insurance Policies These policies cover only institutional (nursing home or other facility) care. 3. Home Health Care Insurance Policies These policies cover only care received in the community (home health care or other community-based services). You can request a book on these policies and what to look for when you choose a policy by contacting the Wisconsin Medigap Helpline (800242-1060). You may need to leave a message with your name and phone number, but they will call you back. Persons with limited assets and income may be eligible for Wisconsin Medical Assistance to cover their nursing home stay. These persons need to meet a certain level of care, but do not need a hospital stay or therapy to be eligible. Continued on Page 6 April 2013 Continued from page 5 The asset limit for Wisconsin Medical Assistance is $2,000.00 for an individual. There are some assets that do not count toward that asset limit: Their home, one car, a life insurance policy with a face value of $1500.00 or less, and an irrevocable burial trust with a funeral home in the amount of $3,000.00 for funeral home services plus an irrevocable casket agreement, an irrevocable vault agreement, a prepaid cemetery lot and a prepaid head stone. There are no dollar limits on the casket, vault, and head stone. If a person is living outside of his/her home (for example is in the nursing home), owns the home, and intends to return to it, then the home can be an exempt asset. If a doctor writes a statement that the person may be able to return home within six months, he/she may be able to keep some money to pay the shelter expenses for up to six months. (Persons who pay rent are also allowed the exemption to keep money to pay their rent and utilities for up to six months.) After six months most of the person’s monthly income will need to be paid to the nursing home towards their care. The person is allowed to keep a small personal allowance and money to pay their monthly Medicare supplement premium. There is estate recovery for Wisconsin Medical Assistance nursing home care. If a person has a life insurance policy with a face value of more than $1500.00 then the cash value of the policy may count as an asset unless it meets certain conditions. Persons may choose to take out a loan against a portion of the cash value of the policy and put some of the money into in irrevocable burial trust in certain situations because then the money becomes an exempt asset. For couples who have one spouse in the nursing home (and/or receiving services in their home under a Family Care program such as PAGE 6 Northern Bridges or IRIS) and the other spouse still in the community, there is a higher asset limit. The asset limit for these persons is a minimum of $50,000.00 for the community spouse and up to $2,000.00 for the nursing home resident. The asset limits may be higher in some cases. There are certain assets that do not count for these households, too. Persons who have given away cash or property within a “lookback period” are considered to have divested assets and there may be a period of ineligibility depending on the value of the asset that was given away, when it was given away, and when the person needs to receive nursing home care or some services to keep the person out of the nursing home under the Family Care program. This is just a little information on nursing home care to give you a general idea as to payment scenarios, insurance options, and asset limits for Medical Assistance. Laws and eligibility rules change all of the time so this information reflects how things are at this point in time. Please keep in mind that each individual’s or couple’s circumstances are different and need to be examined carefully. Please call the Aging & Disability Resource Center or an Economic Support Specialist that works with the elderly clients to get more specific information. You may contact the Elder Benefit Specialists or Information & Assistance workers at the ADRC by calling 1-877-485-2372. Or call The Elderly, Blind & Disabled Unit of Health & Human Services at 715-349-2141 for Burnett County or 715-485-8471 for Polk County. You may need to leave a message so be sure to leave your name and phone number. April 2013 PAGE 7 MyPyramid to My Plate By Marsha Stoeberl Over the years the USDA has put out a variety of icons or systems designed to show healthy eating in an easy to understand format. The first one that utilized the internet to encourage people to go online to individualize an eating plan was MyPyramid Steps to a Healthier You. The new MyPyramid incorporates exercise by showing a figure of a person climbing stairs. Each of the five food groups (grains, fruit, vegetables, meat and dairy) and oils is represented by colored bands of varying widths. Proportionality is shown by varying widths and moderation is depicted by narrowing of each band from top to bottom. Online information is provided at 12 caloric-needs levels. Although MyPlate has emerged as the newest icon for healthy eating, the MyPyramid has not gone away. You can still go online to MyPyramid.org to plug in your age, gender, height, weight and activity level. You will be given a recommended calorie level and number of servings from each food group daily. MyPlate has been out for nearly two years now. One of the reasons MyPlate was developed was to make the message of healthy eating easier to understand by placing it on what we eat off of, a plate. Some of the visual intended messages of this icon are: •Promotion of balanced daily eating of all five food groups •Encouragement to choose healthier foods within each food group •Increasing fruit and vegetable consumption with the message “make half your plate fruits and vegetables” However, beyond the quick visual message, there is an abundance of healthy eating information available online at ChooseMyPlate.gov. Similar to MyPyramid, you can go online and plug in your personal information to receive your recommended calorie level and number of servings from each food group daily. Physical activity promotion and information is available on the website as well. You can also access the 10 tips Nutrition Education Series. Each one provides you with 10 tips on a particular nutrition issue. Some of the topics are “Build a Healthy Meal”, “Focus on Fruits”, “Got your Dairy Today?” and “Add More Vegetables to your Day.” Over the next couple of months I will be sharing information on the Choose MyPlate 10 tips for healthy meals, including lean protein and dairy, whole grains and satisfying your sweet tooth in a healthy way. New ADRC Website Up and Running We are pleased to announce our new website is up and running. You can still find the website at www.adrcnwwi.org. The website now features: ~News and events ~Detailed calendar ~ADRC of NWWI Resource Guide ~Descriptions of services ~Past Senior Voices ~Senior dining information and menus ~Staff photos ~Contact information, hours of service, and maps to our offices April 2013 Frequently Asked Questions about Medicare Prescription Drug Coverage Ron Pollack, Executive Director, Families USA March 2013 Since 2006, everyone with Medicare has had access to outpatient prescription drug coverage. Because there are a lot of options and choices to be made, the path to that coverage can be complicated. In an effort to lessen some of those complications, here are answers to some of the most commonly asked questions about Medicare prescription drug coverage. Q. What are the different ways that Medicare offers prescription drug coverage? A. Most people with Medicare get coverage through Medicare Part D. If you have Original Medicare (Parts A and B), you can add a Medicare Part D prescription drug plan for an additional premium. If you have a Medicare Advantage plan (sometimes called Medicare Part C), it probably includes Part D drug coverage, but you should check the plan to be sure. Some people have prescription drug coverage through a former employer. If this coverage is as good as or better than Part D coverage, you can keep it and you don’t need to sign up for Part D. Q. When can I join or change drug plans? A. When you first become eligible for Medicare (usually around your 65th birthday), you can sign up for a Part D plan or a Medicare Advantage plan when you enroll in the rest of Medicare. Be sure to sign up within three months of your 65th birthday to avoid a penalty. Then, each year between October 15 and December 7, Medicare has an open enrollment period during which you can change Part D plans or switch in to or out of a Medicare Advantage plan. Q. What is a formulary? A. A formulary is a list of medicines that your prescription drug plan covers. This list determines how much you will have to pay out of pocket for a prescription (your copayment). The amount varies depending on the category of drug: Generics are usually the cheapest, preferred brand-name drugs are more expensive, and non-preferred brand-name drugs are the most expensive. Some plans have four or more levels PAGE 8 of copayments. Drugs that are not listed on the formulary are not covered at all. If drugs that you currently take aren’t on a plan’s formulary, or if they are very expensive, you should check out other plans. Q. What will I pay in premiums, deductibles, a n d c o p a y m e n t s ? A. Premiums for prescription drug plans vary widely. In 2013, the national average is $30 per month, but there is a big range across geographic areas and for different Medicare Advantage and Part D plans. Deductibles, which refer to how much you must pay out of pocket every year before your plan will kick in, range from $0 to $325 in 2013. Copayments vary from plan to plan. Q. So what is the “doughnut hole?” A. The doughnut hole—a feature of Medicare Part D since 2006—is a big gap in drug coverage. Before the Affordable Care Act became law, when you reached an initial limit of total drug expenses ($2,970 in 2013), your drug coverage stopped—meaning you had to cover 100 percent of your drug costs—until you spent $3,764 out of your own pocket. But there’s good news: Thanks to the Affordable Care Act, the doughnut hole is shrinking. In 2013, you will save 52.5 percent on brand-name drugs and 21 percent on generics at the pharmacy while you are in the doughnut hole. By 2020, the doughnut hole will be completely eliminated. Q. What if I can’t afford a Part D plan? A. You might qualify for the Extra Help program that’s run through Social Security. You can find out more at the Social Security website, www.socialsecurity.gov/prescriptionhelp, or by calling 1-800-MEDICARE. Wisconsin also has its own program to help people with high drug costs. Q. Where can I get help choosing a plan? A. Selecting the right plan can be difficult. Try the Plan Finder at Medicare.gov, or call 1-800MEDICARE. For personalized assistance, ask for a referral to a counselor at your state’s SHIP program. April 2013 PAGE 9 April 2013 PAGE 10 Polk County Senior Dining April Menu Suggested Donation $4.00 Contact your meal site for reservations or cancellations. Please provide 24 hour notice. Menu subject to change without notice. Amery 715-268-6818 Congregational Church, 201 Harriman Ave North, Amery Site Staff: Holly and Shannon Serving Monday, Tuesday, Thursday and Friday at 11:30 a.m. Clear Lake 715-263-4356 Ridgeview Apartments, 390 5th St NW, Clear Lake Site Staff: Renee Serving Monday, Tuesday, Thursday and Friday at 11:30 a.m. Dresser 715-755-3795 Peace Lutheran Church, 2355 Clark Rd, Dresser Site Staff: Lori and Peggy Serving Monday, Tuesday, Thursday and Friday at 11:30 a.m. Frederic 715-327-4112 Site Staff: Barb Senior Center, 109 Elm Street, Frederic Serving Monday, Tuesday, Thursday and Friday at 11:30 a.m. Luck 715-472-8300 Site Staff: Lois Luck Lutheran Church, 510 E Foster Ave, Luck Serving Monday, Tuesday, Thursday and Friday at 11:30 a.m. MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY 1 2 Beef Tips in Gravy Seasoned Noodles California Blend Whole Grain Bread or Roll Pineapple Tidbits 3 Chicken Wild Rice Casserole Sliced Beets Corn Bread Peaches 4 Baked Chicken Mashed Potatoes Bread Dressing & Gravy Green Beans Applesauce Cake 5 Goulash Cabbage & Carrots with Dill Pears Pudding 8 Turkey Tetrazzini Broccoli Whole Grain Bread or Roll Orange Cookie 9 Roast Pork Baked Potato & Sour Cream Mixed Vegetables Whole Grain Bread or Roll Fruit 11 Spring Holiday Brunch Holiday Brunch Egg Bake Cheesy Potatoes Sausage Patties Fruit Salad Coffee Cake 12 Salisbury Steak with Gravy Oven Browned Potatoes Squash Whole Grain Bread or Roll Fruit Crisp 15 BBQ Pork on a Bun Tator Tots Corn Coleslaw Tropical Fruit 16 Roast Turkey Mashed Potatoes & Gravy Mixed Vegetable Whole Grain Bread or Roll Fruit 18 Meatloaf Scalloped Potatoes Green Peas Whole Grain Bread or Roll Pudding 19 Hamburger Gravy Mashed Potatoes Glazed Carrots Whole Grain Bread or Roll Frosted Cake 22 Boiled Ham Dinner with Carrots, Potatoes & Cabbage Whole Grain Bread or Roll Dessert Bar 23 BBQ Chicken AuGratin Potatoes Sweet Potatoes Whole Grain Bread or Roll Fruit in Season 24 25 Sites Closed Sloppy Joe on a Bun Baked Beans Creamy Cucumber Salad Fruited Jell-O 26 Beef Stir Fry Fluffy White Rice Chow Mein Noodle Oriental Blend Vegetables Breadstick Banana 29 Italian Meat Sauce with Spaghetti Mixed Vegetable Breadstick Fruit Crisp 30 Beef Roast with Potatoes & Carrots and Gravy Seasoned Peas Whole Grain Bread or Roll Pineapple Bread, Margarine and Milk served with all meals! Sites Closed 10 Sites Closed 17 Sites Closed April 2013 PAGE 11 Burnett County Senior Dining April Menu Suggested donation $3.50 Contact your meal site for reservations or cancellations. Please provide 24 hour notice. Menu subject to change without notice. A & H 715-635-7199 Site Staff: Pat A & H Senior Center, 28315 County Rd H, Webster Serving Monday, Tuesday, Thursday and Friday at 11:30a.m. Grantsburg 715-463-2940 Site Staff: Tammy 118 Madison Ave West, Grantsburg Serving Monday, Tuesday, Thursday and Friday at 11:30a.m. Siren 715-349-2845 Site Staff: Cecilia 23943 State Road 35, Siren Serving Monday, Tuesday, Thursday and Friday at 11:30a.m. Webster 715-866-5300 Site Staff: Nikki Webster Senior Center, 7421 West Apple St, Webster Serving Monday, Tuesday, Thursday and Friday at 11:30a.m. MONDAY 1 Hamburger on Bun Pickles, Condiments Baked Potato Wedges Baked Beans Plums TUESDAY WEDNESDAY THURSDAY FRIDAY 2 Beef Stroganoff over Noodles Carrots Tropical Fruit Mix 3 4 Herbed Polk Chop Mashed Potatoes/Gravy Beets Ice Cream 5 Chicken Chow Mein over Rice Egg Roll Mandarin Oranges Fortune Cookie 11 Chicken Vegetable Soup Crackers Meat & Cheese Sandwich Banana 12 Lasagna Cauliflower Garlic Bread Jell-O/Fruit & Topping 18 Hearty Beef Stew Herbed Biscuit Coleslaw Pineapple Upside Down Cake 19 Salmon Loaf Parsley Potatoes Creamed Peas Apricots 24 25 Sites Closed BBQ Meatballs Baked Potato/Sour Cream Scalloped Corn Pears 26 Chicken Salad on Bun Pickle Spear Tator Tots Mixed Vegetables Banana Pudding 8 Ham & Scalloped Potatoes Green Beans Whole Wheat Dinner Roll Peaches 9 Meatloaf Mashed Potatoes/Gravy Squash Oatmeal-Craisin Cookie 15 COOK’S CHOICE 16 Chicken Noodle Casserole Broccoli Cinnamon-Oatmeal Muffin Applesauce 22 Spaghetti & Meat Sauce Tossed Salad/Dressing Garlic Bread Stick Sherbet 23 Roast Beef Mashed Potatoes/Gravy Brussel Sprouts Jell-O/Fruit & Topping 29 Baked Fish Macaroni & Cheese Carrots Strawberries with Angel Food Cake & Topping 30 Baked Chicken Mashed Potatoes/Gravy Green Beans Pineapple Chunks Sites Closed 10 Sites Closed 17 Sites Closed April 2013 PAGE 12 What We’re Thinking Influences Our Caregiving Have you ever listened to yourself think? I’m serious. Whether you are aware of it or not, that little voice in your head is always talking to you. What is yours saying? When you are responsible for someone who is elder, frail, or has a specific disease, life can be tense and overwhelming. You mind is racing, the stress is building, and you are feeling stretched to the max. Perhaps it’s time to take the time to step back, ponder your situation, and evaluate your thoughts and feelings. “Yah, right. When am I supposed to do that?” Do you hear that voice? That’s what you want to focus on….what are you saying to yourself that could be contributing to feeling over-whelmed. Negative thinking patterns are not helpful. Monitor what you are saying to yourself. If you are predominantly hearing things such as: “No one ever helps me,” “I have to do everything,” “I never get to go anywhere,” “No one else cares,” “I never do anything right,” then it’s time to make some changes. Your thinking is putting you into a pattern of being stuck, feeling like a victim and martyr, and seeing your situation as hopeless. You need to flip your thinking into a more positive mode. Have you ever asked anyone to help? “I have a right to ask for help.” Have you considered hiring companion care or bartering service with someone else? (“I’ll bake you a chocolate cake if you stay with Charlie while I go run errands alone.”) “I don’t have to do this all alone.” Use “I can” and “I will” statements to flip into action. “I will invite the Johnsons over for soup for some company.” “I can ask my sister to stay with Charlie while I run errands.” Sometimes things happen that are totally out of your control. Being able to tell yourself - “I did the best I could,” “This too will pass,” or “Oh, well,” is so much better for your outlook than beating yourself up with the “I would’a, could’a, should’a” thoughts. Negative thinking patterns affect your Caregiving by creating feelings of resentment, anger, sadness, isolation, and so forth. When you’re feeling that way it is hard to be patient, loving, and caring - those qualities necessary to provide good care. So monitor your thoughts and the resulting feelings and change your thinking and actions. It is much harder to do than it sounds. Support groups for caregivers can be a wonderful place to talk to other caregivers about issues like this. By Gloria Vaughn Community Services Supervisor Barron County Office on Aging April 2013 PAGE 13 Press Release Day Friends, A non-profit Wisconsin State Certified Adult Day Respite program, which serves individuals with memory loss, Alzheimer's disease, other Dementias, Traumatic Brain injuries and those with similar needs would like to say a big thank you! Day Friends would like to thank Polk County Adult Protective Services for providing us with a grant for marketing our program. With the added assistance of John Cermin with Cine-Cermin Productions we produced an informative DVD. The DVD provides an in-depth look at what we do and how we can help families in Polk County and the surrounding areas. Check out our DVD on youtube at http://youtu.be/MxPW5NaCINg. The DVD can also be located by typing Day Friends Adult day Care into the search bar. We are so proud of it! The DVD really shows a good representation of our program. We would love to come to your church, community club, or business to present this DVD and answer any questions about Day Friends. Day Friends would like to thank Polk-Burnett Electric Cooperative for providing us with a grant which allowed us to offer a scholarship to participants. We would also like to thank the Helen Bader Foundation and United Way, who made it possible to open on December 13th, 2011. Thank you! Sincerely, Mary Mikula Program Coordinator Day Friends, 101 150th Street, Balsam Lake WI 54810; 1-715-485-8762 April 2013 PAGE 14 Mother’s Day Gift Giving Made Easy If your mother is age 60 or better, consider giving her meal tickets to any of the five Polk County Senior Dining sites or any of the four Burnett County sites for Mother’s Day! In Polk County, our seniors enjoy meals and socializing in Amery, Clear Lake, Dresser, Frederic and Luck. In Burnett, our seniors gather at Senior Centers at A&H, Grantsburg, Siren and Webster. Meals are served in both counties on Mondays, Tuesdays, Thursdays and Fridays. You will find addresses and phone numbers of all the sites on the monthly menu. Even if your mom doesn’t already attend Senior Dining, this is a great way to encourage her to join in for a good meal and new friendships. Polk County tickets are $4 each or 10 tickets for $36. Burnett County tickets are $3.50 each or 10 tickets for $31. Purchasing tickets is easy. To order, write a check made payable to ADRC of Northwest WI for the number of tickets you wish to purchase. Include a note with your full name, mailing address, phone and number of tickets you wish to purchase. Send to: ADRC of Northwest WI, Burnett County Gov’t Center 7410 Co. Rd. K #180 Siren, WI 54872, Attn: Marsha. The tickets will be mailed to you. For Mother’s Day gift giving, please send your check by May 1st. LOAN CLOSET AT THE ADRC The ADRC loan closet allows people to borrow items such as walkers, bath chairs, wheelchairs and toilet seat risers for up to 3 months. It is meant to help people who only need the items on a temporary basis, such as after a surgery. The number and types of items available may vary based on donations and patron demand. Items are available on a first-come, first-served basis. A $25.00 deposit is required and allows up to four items to be loaned. The deposit is returned when the items come back clean and in good working order. The $25.00 deposit can also be donated to the ADRC for replacement of worn items. If a party fails to return an item he or she will be billed for the items and will forfeit the $25.00 deposit. April 2013 PAGE Christian Community Home of Osceola & Hearthside Assisted Living Skilled Nursing and Assisted Living • Short-term rehabilitation Neighborhood living • Private rooms with private bathrooms Fine dining experience with numerous menu options Daily activities and Social programming Call for a personal tour today! • 715-294-1100 www.CCHosceola.org COME JOIN OUR EVERGREEN FAMILY Evergreen Village offers independent living in a friendly, caring, and supportive community. Conveniently located near downtown Amery and the Senior Center, we connect with the new library and have shuttle service to the health care campus. 24 hour security, helpful staff, emergency call system, laundry facilities, fireplace lounge with wireless internet, lovely new social room, library, beauty shop, noon meal, light housekeeping, social activities, and garages are included at affordable rates. Check out our website at www.ameryhousingauthority.org. IMMEDIATE OPENINGS! FOR INFORMATION CALL (715) 268-6640 OR EMAIL TSCHADAHA@AMERYTEL.NET 15 April 2013 PAGE • Home Health • Hospice • Rehabilitative Services Call: 800-359-0174 Or 715-684-5020 Medicare and Medicaid Certified www.adoray.org Serving Polk, St. Croix, Pierce and Western Dunn for over 18 years. 2231 Hwy 12, Ste 201, Baldwin, WI 54002 Sophie’s Manor A New Assisted Living facility in Centuria Newly remodeled building *Affordable and High Quality Care *Staff Available 24/7 *Medication Management *Homemade Meals *Scheduled Activities For More Info please call 715-640-3330 or sophiesmanor.com 1 & 2 Bedroom Apartments for the very low to moderate income ELDERLY / DISABLED Locations in: St Croix Falls (2) Milltown, Dresser, Osceola, Balsam Lake (2), and Clear Lake Accepting Non-Smokers only FOR ELIGIBILITY INFORMATION OR APPLICATION CONTACT: POLK COUNTY HOUSING AUTHORITY 403 2nd Avenue E. , Osceola, WI 54020 (715)294-4243 16 April 2013 PAGE 17 Kindred Spirits LLC New Home Health Care Agency One-on-one home care for people who want to stay in their own homes. Qualified & Experienced— All cares provided Located in Centuria—40 mile radius Katey 715-220-0897 or Lonnie 715-441-0159 April 2013 PAGE 18 Senior Center Activities Frederic Senior Center Joyce Thompson 715-327-8859 Board Meeting last Friday of the month-9:00am Monthly Meeting first Friday of the month-1:00pm Spades—Mondays 1:00pm Pokeno—Fri 1:00pm Dime Bingo—Thursdays 1:00pm 500 Cards Thursdays 6:30pm Regular hours 8:30 to 3:30 Not open Saturday and Sunday Balsam Lake Seniors JoAnn Gehrman 268-7649/Kay Mabry 485-3306 500 Cards 1st Tuesday of each month & every Monday (except 1st Monday) at 6:30 pm. Milltown Seniors Senior Center 110 West Main Street 1st Thursday General Meeting Open to the Public Monday & Wednesday from 10::30 am-1:00 pm 2nd and 4th Thursdays—500 Card Party 12:30 pm to ? St Croix Valley Senior Center BrenNel Ward 715-755-3364 140 N Washington, Hwy 87, St Croix Falls, WI, 483-1901 500 Cards and Dominoes every Tues 12:30pm Hand & Foot Cards, Tues 12:30pm Cribbage, Thurs. 4:30pm Bingo 1st & 3rd Fridays at 1pm Bridge Fridays at 10am General Meeting-3rd Tuesday, 11:30am pot luck, with meeting following, cards at 12:30pm Luck Senior Center Susan Eliason—327-5522 or Center 472-8285 Take Off Pounds Sensibly (TOPS) - every Tue 5 to 6:30pm Board Meeting - 2nd Thursday at 1pm Tuesday, Wednesday and Thursday from 9:30am to 3:30pm for coffee & fellowship. Canasta Card Group—1st and 3rd Thursdays 1—4 p.m. Play pool, cards or work on a jigsaw puzzle. Center is available to rent for special occasions. Renew Your Subscription now! MAIL TO: Aging and Disability Resource Center, Attn: Senior Voices 100 Polk County Plaza, Suite 60 Balsam Lake, WI 54810-8009 Name _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Address: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ City: _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Zip: _ _ _ _ _ Thank you for your free-will donation to help cover the $3.00 mailing cost. If your mailing label is in the box to the left, it’s time to renew your Senior Voices subscription. Just clip the entire coupon, make necessary changes to your address and return it to the Aging and Disability Resource Center of NW Wisconsin. Please consider making a free-will donation toward the $3.00 cost when you renew your subscription. If you would like to receive Senior Voices in your home, clip, complete and mail this subscription coupon along with a free-will donation to help cover the cost. Thank you. April 2013 PAGE 19 Senior Center Activities AMERY CENTENNIAL HALL & SENIOR CENTER Kari Fladwood 715-268-6605 Center is available for rent for reunions, birthdays, weddings, funerals, and other occasions. Catering is available as well. Please join us for the following activities: √Coffee Club- Mon-Fri at 8am. Open to members. √Annual Rummage Sale- Thur Apr 18th from 8am-3pm & Fri Apr 19th from 8am-1pm. Open to the Public √Birthday Party- Thur Apr 11th at noon. Reservations required. √Grief Support- Mondays at 1pm √Lee Elmer & Friends- Fri Apr 5th & 19th at 6pm. √AARP Driving Class- Tues Apr 16th at 12:30pm-call Centennial Hall to make reservations √Tax Aide- Tuesdays from 9am-12pm until April 9th. Reservations required. √German Club- Mon Apr 22nd at 1:30pm. √Alzheimer’s Support Group- Wed Apr 3rd at 10am. Open to the Public. √Suicide Survivors Support Group- 3rd Monday at 6:30pm of each month √Zumba- Mondays & Thursdays at 10am. √Overeater’s Anonymous-Mondays at 6pm. √Mahjong- 1st & 3rd Fridays at 9am. √Bingo- 2nd, 3rd, & 4th Fridays at 1pm. √Game Day- Thursdays at 1pm. √500 Card Party – 2nd & 4th Tuesdays at 6:45 pm. Cost is $2.00 which includes prizes & snack. Open to the public. √Quilting Support- Tuesdays 9:30am. √Bridge- Mondays and Wednesdays at 1 pm. √Hardanger- Swedish embroidery on Fridays at 1:30pm. √Stamping & Scrapbooking-1st & 3rd Tuesdays at 6pm. √Circuit Breakers Exercise- 6am-6pm MonThurs. 6am-noon on Fridays. √Duplicate Bridge- Thursdays at 6:30pm. √Miracle Ear- 2nd & 4th Mondays at 9am. Contact Miracle Ear for appointments. √Pool Tournament- every Tuesday at 8:45am. $2 entry fee. Open to the first 12 to sign up and pay. √Wii Bowling Tournament- every Tues at 1pm. Cost is $2 and prize goes to top winners. . √Hand & Foot Card Game -- Thursdays at 12:30 pm. √Foot Care Clinic-Wed Apr 10th at 9am. Appointment required, call 268-6605. √Low Impact Aerobics- Mon, Wed & Fri at 9am. √Pool Players – Thursdays at 9:30 am. The calendar of other activities is available on our Website: www.amerych.com Seniors On The Go Osceola United Methodist Church 306 River St 755-2275 Meets every Tuesday 12:30 to 4 pm Play cards, or games, or work on quilts, pillows, & teddy-bears for WIC and the children’s hospital. We have wonderful treats. Contact: 755-2275 Osceola Senior Citizens Club Evie Podeszwa 294-3670 or Janet Len-Rios 294-2289 Please Call for location of meetings! Cushing Seniors Cushing Community Center Betty Wilson 488-2467 Meets every Wednesday for 500 Cards, Bingo, Coffee & treats. All Ages Welcome! New experience, we welcome your input. Clear Lake Senior Center Senior Center 263-3135 Game Day/500 Cards 1st & 3rd Mondays at 1 pm Aging and Disability Resource Center of NW Wisconsin 100 Polk County Plaza, Suite 60 Balsam Lake, WI 54810-8009 Return Service Requested NONPROFIT ORGANIZATION U.S. POSTAGE PAID BALSAM LAKE, WI PERMIT NO. 15