realtor® review - Capital Area Association of REALTORS

REALTOR® REVIEW
Volume 20, Edition 230
July 2015
REALTORS® Help Homeless of the
Four Legged Kind
At a general membership breakfast on July 17, 2015 at Illini Country Club the
Capital Area REALTORS® presented a check for $17,115 to the Friends of
Sangamon County Animal Control (FSCAC).
The Friends of Sangamon County Animal Control, was selected by the
organization, as CAR’s “Charity of Choice” this year. Several fundraising efforts
were undertaken by the Community Service Committee including a holiday raffle,
the sale of mulligans at the Summer Golf Outing and a very successful Trivia Night.
The Association expresses
its thanks to the many
individuals and businesses
that made financial and inkind contributions and the
volunteers who made this
fundraiser a huge success.
All totaled, an impressive
$17,115 was raised for
this worthwhile cause.
(Continued on page 2)
6 Things You Need to Know about the
New Integrated Disclosure Rules
By Jeffrey T. Baker, Sorling Northrup Attorneys, IAR Transaction Helpline
The new Integrated Disclosure rule, or TRID, as the industry refers to it, will
change the process of borrowing to buy a home and thus will directly impact how
Illinois brokers get from contract to closing. Here are six things to know about the
new rules.
1. Implementation date now set for October 3rd
Originally scheduled for August 1st, the implementation date is now proposed to
be moved to October 3rd. New rules will apply to all residential real estate
transactions that go under contract on or after the implementation date.
2. New “Loan Estimate” form replaces initial truth-in-lending and Good Faith
Estimate forms
The Loan Estimate is intended to provide as accurate an estimation of the true
costs of the financing and the costs required to close for buyers. Each estimate
must fall within a prescribed tolerance or a refund to the consumer, from the
lender, may be necessary.
(Continued on page 2)
In This Issue
 News & Notes,
pp. 2-5
 Technology/MLS
Corner, pp. 6-7
 CREN, p. 8
 Professional
Development,
P. 8
 Affiliate Corner,
p. 9
 Membership, p. 10
Capital Area
REALTORS®
REALTOR® REVIEW
MISSION
The Capital Area
Association of
REALTORS® helps its
members maintain the
highest standards of
professionalism and
achieve the highest
levels of success.
NOTICE
Under the long established policy
of the Capital Area Association of
REALTORS®, IAR and NAR:
1. The broker’s compensation for
services rendered in respect to any
listing is solely a matter of
negotiation between the broker
and the client, and is not fixed,
controlled, recommended, or
maintained by any persons not a
party to the listing agreement.
2. The compensation paid by a
listing broker to a cooperating
broker in respect to any listing is
established by the listing broker
and is not fixed, controlled,
recommended or maintained by
any persons other than the listing
broker.
REALTORS® Help… (Continued from page 1)
“FSCAC provides a very important service to our community. The
importance of FSCAC’s mission coupled with our extremely
enthusiastic Community Service Committee contributed to a hugely successful
fundraiser,” said Capital Area REALTORS® President Mike Buscher.
Participating in the check presentation on behalf CAR was Mike Buscher
(President), Lisa Ernst (Community Service Committee Chair) and Kay Morris
(President of FSCAC), Community Service Committee members and a whole
host of FSCAC representatives were on-hand for the check presentation as well
Over the past ten years, CAR has donated over $143,000 to various causes
including the Boys and Girls Club of
Central Illinois, Contact Ministries, Land of
Lincoln Honor Flight, M.E.R.C.Y.
Communities, Central Illinois Foodbank,
Salvation Army, the Hoogland Center for
the Arts, Southwind Park, Helping Hands
of Springfield, “Relay-for-Life”, American
Red Cross and the Iles House Foundation,
Kay Morris, Lisa Ernst & Mike Buscher
to name a few.
6 Things You Need to Know… (Continued from page 1)
OFFICERS
President
GRI
President Elect
Kristie DeBrun, GREEN, GRI, SFR
Secretary/Treasurer
John Klemm
DIRECTORS
Kaye Brittin, ABR, GRI
Robert Chipman, GRI
Stephen Daly
Stephanie Do, GRI
Kimberly Elliott, CRS, GRI
Lisa Ernst, GRI
Sandra Hamilton, GRI
Gary Harvey, GRI
Kevin Jarvis, SRES
Galen Johnson, CRS, GRI
Cris Lust
Steve D. Myers
Michael Oldenettel, CRS, GRI
Debra Sarsany, GRI
Chief Executive Officer
Daniel R. Sale, CAE,
e-PRO, RCE, SPHR
NEWS & NOTES
3. Loan Estimate form must be delivered to consumer within three business
days of their application for a loan
Consumer makes an application when they submit their name, social security
number, income, address of property to be purchased, estimated value of that
property and the amount of loan requested to the lender.
4. Pre-Approval and Pre-Qualification letters are still allowed
Lenders will likely take steps to prevent consumers from disclosing
information that would count as an application in order to provide the letters.
5. New “Closing Disclosure” form replaces final truth-in-lending disclosure
and HUD-1 form
Closing Disclosure must be received by consumer no later than three business
days prior to loan consummation (which will likely be the closing date in most
Illinois cases).
6. New rules could cause delay in closings
A change in the loan’s APR, the addition of a pre-payment penalty to the loan,
or a change of the loan product itself will require a new Closing Disclosure
and re-set of the three business days. All other changes will necessitate a
revised Closing Disclosure but no re-set of the three business days. At a
minimum, consumers are permitted to take one day to review revised Closing
Disclosures.
(Source: IAR D.R. Legal News, July 2015) 
2
REALTOR® REVIEW
News & Notes - (Continued from page 2)
Rental Exchange Nearing One Year Anniversary
It is hard to believe but we still occasionally get questions from people who don’t
know about the Capital Area Rental Exchange (ReX). As we near its one year
anniversary we thought it important to remind you about this helpful service.
The intent behind ReX was to create a central
repository for residential property available for rent
in our marketplace that members could use to assist
clients on the lessor side or on the lessee side. The
service is available to ALL REALTOR® members.
ReX is technically not part of the Multiple Listing
Service, however, listings for the exchange would be
entered through the InnoVia system. There is no fee
to Participate in this service, however, there is a
$20.00 per listing entry fee for non-MLS member
Managing Brokers utilizing the service.
Planning Meeting
for Officers and
Directors
(Sept 22nd)
A planning meeting for
2016 Officers and
Directors will be held at
9:00 a.m. on September
22nd at the CAR offices.
Please RSVP to
admin@caaronline.com
or 217.698.7000.

Specific offers of compensation are NOT allowed on the listing detail, however, a
Managing Broker may indicate whether a referral fee is being offered and invite
others to contact him or her for details. In order to list residential rentals in this
Rental eXchange the property must be the subject of a written listing agreement.
For this purpose, members are welcome to use CAR 203, but are not required to
and may use their own agreement.
Rules do exist that govern the operation of the Rental eXchange. Among other
things, these rules spell out the advertising guidelines, copyright provisions,
restrictions on the use of the listing content, etc. The MLS Committee is charged
with overseeing and enforcing these rules.
For additional information regarding ReX go to: http://bit.ly/1HwKili.
Annual Meeting at Scheels September 29th
Please join us for CAR's Annual Business meeting on September 29th. President
Mike Buscher will review some of the highlights for the year, recognize his
Committee leadership and present some special recognition awards as well. This
event will include the election of officers and directors for 2016. The Annual
Business Meeting will be held at Scheels (3801 South MacArthur Blvd,
Springfield) on September 29th
beginning at 11:30 a.m. with
2015
lunch. The cost to attend this
event is $10.00. RSVP's are
Annual Meeting
required. Please RSVP to
11:30 a.m., Sept 29th
admin@caaronline.com or
698-7000 by no later than
Scheels
September 24th. 
3
Organizational
Meeting for
Chairs & Vice
Chairs
(Sept 22nd)
An organizational
meeting for 2016
Committee Chairs, Vice
Chairs and Officers will
be held at 10:30 a.m. on
September 22nd at the
CAR offices. Please
RSVP to
admin@caaronline.com
or 217.698.7000.

REALTOR® REVIEW
Past President's Luncheon
June 25, 2015
Left to Right: Pat Regan (' 02), Pete Steward ('07), Bud Denton (' 97), Ron Ladley (' 87), Bob Barker ('96),
Cheryl Dambacher ('06), Cindy Nagle ('95), Terry Nuding ('11), Mike Buscher, President ('00, '15), Kristi
DeBrun, President Elect, Rick Hanselman ('04), Barb Krueger ('03), Bob Chipman (Jacksonville '91, '96, '98,
'14), Gail Chevalier Zini ('05), Steve Myers ('14), Jim Pate (Jacksonville '12), Randy Raynolds ('82)
Managing Broker Outreach
July 13, 2015
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REALTOR® REVIEW
News & Notes - (Continued from page 3)
Save the Date: 2016 Installation Celebration
IAR Nominating
Committee
Slates Two
CAR Members
Congratulations to Mike
Buscher and Phil Chiles
for their recent nod as
IAR Directors for a 3year term being with the
2016 administrative year.
The IAR Nominating
Committee's recommendation will be presented
to the IAR Board of
Directors at their October
2015 meeting.

Newsletter
Inserts
Flyers referenced in
this newsletter and
listed below may be
downloaded at http://
www.seehouses.com/
MemberPortal/
Calendar/
EventFlyers.aspx
Inserts
 Annual Meeting

Mark your calendars for CAR's 2016 Installation Celebration! Set for the evening
of Thursday, October 1st. Additional details will be forthcoming in the near future.
Kristie DeBrun of Campo Realty, will be installed as CAR's 2016 President. Other
officers and incoming members of CAR's Board of Directors will also be honored
at Installation. We hope you will mark your calendars to attend this fun event!
2016 Dues Investment Reminder
You should have received your 2016 membership dues invoice by now. If you
haven’t received yours contact Diane Ahern at dahern@caaronline.com. Please
note that your investment is due by August 1, 2015.
(Note: West Central Chapter members and former members of the Jacksonville
Area Association of REALTORS® dues will be due December 1, 2015)
Market Yourself with a
Professional Real Estate Headshot
As you know, a real estate agent’s online presence is
crucial and the headshot plays an important role. A
professional photograph speaks volumes to potential
clients. They are seeking to hire a real estate agent who conveys trust, honesty and
integrity, and your appearance on your business cards, website, and social media
sites is the first impression you give them. Not to mention, buyers and sellers
encounter a number of real estate agents daily, whether it’s through agent
networking, attending open houses or receiving agent marketing material.
Your headshot should be used as a marketing tool to brand yourself, attract clients
and help you stay memorable in this competitive industry. An unflattering or
unprofessional headshot can, in turn, hinder your business and cause you to lose
potential clients to your competitors. If you want a headshot that will generate
business by effectively marketing your brand as a professional, hard working agent,
CAR has just the opportunity for you.
As a member benefit CAR has negotiated favorable rates with photographer Ed
Clark (Ed Clark Photography & Music Services) to offer you an opportunity to
have your business photo taken at the CAR office. Photos are scheduled to be
taken on Wednesday, August 12th from 9:00 - 10:00 a.m.
The following offer is available to all members:
 Sitting Fee - No cost to member
 Photo - Cost for a retouched digital file is $50.00 with full copyright release for
any purpose.
Any member interested in scheduling a sitting time at the association should call
Ed Clark's studio directly at 217-496-3686. Appointments will be scheduled on a
first come first serve basis. Please call Kathy Nichelson at 217-698.7000 or email
knichelson@caaronline.com if you have any other questions. 
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REALTOR® REVIEW
TECHNOLOGY/MLS CORNER
Upcoming Technology Training
An InnoVia Overview training session will be offered on July 23, 2015 from 9:00-11:00 a.m. This
session covers the basic functionality of the InnoVia system including shortcuts and the latest
enhancements including those listed below. RSVP's are required. RSVP by calling 217.698.7000 or email
admin@caaronline.com.
•
•
•
•
•
•
Login
Alias Feature
Browser Optimizer
My InnVia Desktop
Agent Profile
Hotsheet
•
•
•
•
•
•
Links
Bulletin Board
Adding & maintaining listings
Searching
Printing
Emailing
•
•
•
•
•
•
Map based search
Fix Your Map
Attaching documents
Tax information
Open Houses
Reports
Why Should I Set Up My RPR Account?
REALTORS Property Resource® (RPR®) is NAR’s exclusive online real estate database. RPR’s core mission is to
reinforce the REALTOR®’s value in the marketplace by keeping them ahead of the technology curve and better
able to serve today’s technology empowered consumer.
RPR® provides the following information for over 166 million parcels in the United States:
• CAR MLS and CREN information
• Public records
• Tax assessment information
• Details of prior transactions and sales
• Dynamic mapping: school zones, neighborhoods, zip codes, cities, etc.
• Nationwide school data, test scores, parental reviews, and ratings
• Mortgage and lien data
• FEMA flood maps
• Neighborhood information
• Foreclosure, pre-foreclosure, REO, and default information
• Plat maps
• Demographic, psychographic, census, and lifestyle information
• Consumer spending and tapestry data (Commercial)
• Geospatial data including aerial photography, street level, and bird's eye views
If you haven’t already set up your RPR account we would encourage you to do so today. Login, set up your profile
and take a test drive.
1. Go to the login page: www.NARRPR.com
2. Click “Create” and enter Last Name & NRDS # (Contact the CAR if you need your NRDS #)
3. On the MY PROFILE page:
 Fill in as many details as you can – Especially your contact info which will appear on the reports.
 Upload your photo and logo
 Set your Home Area
 You’ll need to know your MLS and your Agent ID # 
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REALTOR® REVIEW
Technology/MIS Corner - (Continued from page 6)
West Central Chapter “Post” Data Conversion
New SentriLock
App Makes
Lockbox Access
Simple
The next time an agent
calls for a one-day code,
tell them to download the
app! There is now
available a new smart
phone app called
SentriSmart. Download
SentriSmart today for
easy access to lockboxes.
The app is available from
the Apple Store or
Google Play. After you
register the app to your
phone, you’ll have an
excellent alternative and
backup to your
SentriCard that will open
lockboxes – even when
you forget to update your
card or leave it at home!
You can even manage
your own lockboxes –
right from your phone!
Important Note: When
accessing the app you
will need to enter your 4
digit member ID - CAAR
(e.g., XXXX-CAAR) and
the same password you
use to update your
SentrCard. For
additional information go
to: http://
bit.ly/1gDyzbX.

Searching, Running Hotsheets & Executing Reports In InnoVia
Please note on June 30, 2015 the West Central Chapter listing data (active and
historical ) was converted from the West Central Chapter MLS system into the
InnoVia MLS system. All West Central Chapter data was converted under 15 new
tract numbers, 300-315. If you are searching for listings, running a hotsheet or a
statistical report in InnoVia and do not want to include data from the West Central
Chapter simply eliminate tracts 300-315 from your search criteria.
If you are a West Central Chapter user and want to search for listings, run a
hotsheet or execute statistical reports in InnoVia for the West Central Chapter areas
only, select tracts 300-315 as part of your search criteria.
If you are receiving the system generated e-hotsheet from InnoVia and you want to
exclude the West Central Chapter listings from your e-hotsheet or if you are a West
Central Chapter user and only want to include listing data from the West Central
area, you have the ability to create a custom e-hotsheet. This custom e-hotsheet
will contain listing data based on the specific criteria (i.e., tracts, cities, etc.) you
selected.
If you need assistance in creating your custom e-hotsheet click on the training
video http://www.getoffutt.com/Help/help3/CustomHotsheet.html.
If you are currently receiving the system generated e-hotsheet and no longer want
to receive it, please follow the instructions below:
To disable the automatic e-Hotsheet emails:
Click on your name in the upper left corner of InnoVia.
This will take you to your profile page.
Scroll down and find the "Receive
e-Hotsheet" option and change it to
"No".
Be sure to save your changes by
clicking "Save" on the left side of the page.
You have successfully unsubscribed from the auto e-Hotsheet emails.
Please feel free to contact Cathy Wagner (cwagner@caaronline.com or 217-6987000) or the InnoVia Toll Free Support Line @ 800-334-0831 if have any
questions or need any assistance. 
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REALTOR® REVIEW
COMMERCIAL REAL ESTATE NETWORK
July CREN Luncheon
The next CREN Luncheon is scheduled for July 22, 2015. Special
thanks to Greater Springfield Chamber of Commerce our sponsor for
the luncheon. To RSVP email admin@caaronline.com or call 217-698-7000.
PROFESSIONAL DEVELOPMENT
West Central Chapter News
MLS Conversion Update
The West Central Chapter MLS information was converted into the
InnoVia MLS system on June 30, 2015. Please note that tracts 300-315 were set
aside for West Central Chapter listings. MLS Director Cathy Wagner and CEO
Dan Sale were in Galesburg on July 1st and 2nd to provide post-conversion handson training for approximately 55 subscribers.
Several suggestions came out of this session, for system enhancement, that staff
has either already implemented or taken to the MLS Committee for consideration.
One such change would allow the listing agent to make all of their own status
changes. This recommendation was approved by the Board of Directors, however,
this will require programming to enable. We hope to implement this soon.
Thank you again for your time and patience as we work to get everyone onboard
with the new MLS system. CAR trainers will be in Galesburg on July 22, 2015 to
offer some onsite instruction as well as “Open” instruction at the Chapter office
(1:00-2:00 p.m. and 2:30 -3:30 p.m.). A special email was sent outlining these
opportunities. 
Blast from the Past
We hope you enjoy this
month's picture from our
association's archives. This
month's featured picture is
from CAR's 2010 Tailgate
party. Members shown are
judging the entries in the chili
cook-off.
If you have an old picture or
comment about a picture
please share with us.
(Left to right: Natchure Stockton, Todd
Musso, Stepheni Ferguson, Lorri Conn,
Linda Nelson)
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CREN Sponsors
REALTOR® REVIEW
AFFILIATE CORNER
CAR Sponsors
Diamond
Gold
SPONSOR CORNER
This CAR "Sponsor Corner" section is available to all sponsors to
promote an upcoming event one time per year. We are also happy to
promote the event in our e-bulletin as well with a link to your event flyer/info.
This is all subject to timing and it is suggested that for the best results you contact
us a minimum of 45 days prior to your event. This will ensure that we can afford
you the best possible exposure. "Promotion requests" should be sent to
knichelson@caaronline.com. Please feel free to direct any questions regarding this
to Dan Sale or Kathy Nichelson. 
Member Appreciation Week
June 23 & 24, 2015
Silver
Bronze
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REALTOR® REVIEW
MEMBERSHIP NOTES
New Members
The following individuals have been approved for membership in the Association,
subject to completion of Orientation were applicable:
Frequently Used
Phone Numbers:
Designated REALTORS®
Breanne E. Sheehan
Blackstone Realty & Appraisals, Inc.
Capital Area
Association of
REALTORS7:
Phone:
217/698-7000
Fax:
217/698-7009
Websites:
www.SeeHouses.com
www.SeeBuildings.com
REALTORS®
Adam Bugos
Ashley Rahar
John Woodard
The Real Estate Group
Curvey Real Estate, Inc.
The Real Estate Group
Local Affiliates
Mark Luparell
John F. Wagner
B-Safe Home Inspections of Illinois, Inc.
Decatur Appraisal Service
Illinois Association of
REALTORS7
Phone:
217/529-2600
Fax:
217/529-3904
REALTOR7
Store: 800/529-2696
Member
Line: 800/752-3275
Website:
www.illinoisrealtor.org
TRANSFERS
Prairie Property Solutions:
Melissa Betty (from The Real Estate Group)
The Real Estate Group
Deb Sarsany (from RE/MA X Professionals)
National Association of
REALTORS7
Phone:
312/329-8200
Fax:
312/329-8576
Website:
www.realtor.org
Drops:
Affiliates: Scott Neal
West Central Chapter Drops:
REALTORS®: Rober t Andr ews, Henr y Hamann
Address Changes:
Garrison Group, Inc.
Glenn Garrison, Managing Broker
319 E. Madison, Suite 3E
Springfield, IL 62701
Office of Banks and
Real Estate:
Phone:
217/782-3414
SentriLock:
Phone:
877/736-8745
support@sentrilock.com
http://lockbox.sentrilock.com/
MarketLinx:
Phone:
800/334-0831
Gene C Hurt, REALTORS®
Gene Hurt, Managing Broker
206 Bellerive
Springfield, IL 62704
Sponsors Sought for CAR's
6th Annual Tailgate Party
CAR's 6th Annual Tailgate is scheduled for
Wednesday, September 16th. Supporting
sponsors are also being sought for a $50
investment. If interested in being a
supporting sponsor call please
Cathy Wagner at 217-698-7000 or
email cwagner@caaronline.com.
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REALTOR® REVIEW
CALENDAR
AT A GLANCE
July
20 CREN Luncheon
11:30
August
3
6
Governmental Affairs
MLS Committee
Finance/Exec Committees
12 Board Photos
Board of Directors
18 CREN Luncheon
20 Break For Hot Topics
1:00
9:00
10:30
8:00
9:00
11:30
9:00
ANNOUNCEMENTS
The association extends its deepest sympathy to the family of pastpresident Thomas Hamilton who passed away recently. Tom joined the
Capital Area REALTORS® in 1965 and was an agent with Realty 100
when he retired in 2005. Tom also served as the organization's
president in 1973. Our thoughts are also with Tom's daughter-in-law
REALTOR® Sandy Hamilton (RE/MAX Pr ofessionals) dur ing this
difficult time.
Congratulations to Affiliate Ayrin (Ramey) Hintz (Midwest Office
Supply, LLC) and her husband Ryan on the birth of their son Murphy
Burket. Murphy was born June 26th.
September
1
3
Governmental Affairs
1:00
MLS Committee
9:00
Finance/Exec Committees
10:30
7 Labor Day - Assoc Office Closed
8 Board of Directors
9:00
15 CREN Luncheon
11:30
16 Tailgate Party
4:30-7:30
22 Board Planning Meeting 9:00-10:00
Raffle Raises $13,100 for RPAC
Thank you to everyone who purchased tickets
for the RPAC raffle and congratulations to the
winners. A total of $13,100 was raised via this
raffle. The winning tickets were drawn on July
17, 2015 at the association's MLS Breakfast The
cash prizes and winners were:
1st prize: Nick Campo - One Year of Annual Dues ($526)
2015
Annual Meeting
Sept 29th (Tues)
11:30 a.m.
Scheels
2nd prize: Lori Hammel - iWatch
3rd prize: Kim Elliott - St. Louis Ritz Carlton overnight stay
& 4 Tickets to Cardinal vs. Pirates
CAR MONTHLY REPORT
Single Family Residential
Capital Area
3149 Robbins Rd.
Springfield, IL
62704
217.698.7000
Fax: 217.698.7009
Time Period
June 14
June 15
YTD 14
YTD 15
Listings Processed
537
560
2,765
2,807
Units Sold
476
449
1,779
1,800
Dollar Volume
75,718,391
66,635,289
238,046,906
246,244,740
Ave. Sale Price
159,072
148,408
133,809
136,914
All Property Classes
Time Period
June 14
June 15
YTD 14
YTD 15
Listings Processed
623
677
3,310
3,380
Units Sold
512
481
1,933
1,978
Dollar Volume
80,965,891
71,943,679
265,467,297
287,598,228
www.SeeHouses.com
11