Brochure - N Legal Solicitors
Transcription
Brochure - N Legal Solicitors
N Legal S O L I C I T O R S PROVIDING YOU WITH COST EFFECTIVE AND PROFESSIONAL LEGAL SERVICES H ONESTY | CUS TO ME R F OC U S | C OMMU N IC ATION 1-3 High Street, Sutton Coldfield, West Midlands, B72 1XH Tel: 0121 355 8885 | Email: info@n-legal.co.uk | www.n-legal.co.uk With over 15 years experience N Legal Solicitors specialise in giving you the legal advice And help that you need Table of Contents Introduction Pg.3 Real Estate & Conveyancing Pg.4 Divorce & Family Law Solicitors Pg.6 Wills & Probate Pg.8 Business Aquisitions Pg.10 Tenancy Issues - Landlord & Tenant Pg.12 Lasting Power of Attorney and Court of Protection Pg.14 Who We Are Pg.16 Testimonials Pg.17 Meet The Team Pg.18 Contact Information Pg.20 Call Now To Speak With a Solicitor 0121 355 8885 We’re open Mon-Fri / 9am-5pm N Legal Solicitors | Call 0121 355 8885 Legal Services and Expertise Without the Jargon Introducing a Customer Focused Approach Our core principles are honesty, good communication and customer focus to ensure that each and every one of our clients is provided with high level legal services. Based in the heart of the Royal Town of Sutton Coldfield our Team provide a wide range of legal services. • Real Estate and Conveyancing • Commercial disputes Law • Landlord and Tenant • Employment law • Wills, Probate and Trust Law • Insolvency • Contested probate • Corporate Insolvency • Civil litigation • Debt recovery • Professional negligence cases • Aquisition Honesty. Communication. Customer Focus. | www.n-legal.co.uk 3 Conveyancing Buying or Selling? Real Estate and Conveyancing Buying and selling property isn’t the easiest task, and there are multiple stages to selling or purchasing a house – not least the sometimes-dreaded conveyancing. Finding the right lawyer to oversee the process can mean the difference between a longwinded, painful affair, and a sale or purchase that is almost seamless. Enter N Legal’s property team. We offer a no nonsense approach. With such an expensive transaction at stake, it’s essential you have a qualified expert lawyer on hand to ensure your purchase goes without incident, leaving you free to get on with preparing yourself for a move into a new office or home. You can trust N Legal to cover all bases, and quickly too, ensuring that the conveyancing process is completed in good time and you’re in your new property sooner. If you’re interested in N Legal’s conveyancing and property services, why not call us today to discuss your requirements – we’ll be more than happy to help. With over 20 years of experience of all aspects of property law, we will guide though the conveyancing process. Whether it’s a new office and warehouse for a retailer, or a first home for an expanding family, we take the stress out of any property purchase or sale. We handle residential and commercial development from site purchases, planning to plot sale. N Legal Solicitors | Call 0121 355 8885 Benefits of N Legal as your Property Solicitor There are a variety of benefits with employing N Legal to take over the conveyancing process, just a few of which are listed below: Total Transparency At N legal, we like to be transparent, and what you’re quoted is what you’ll pay – we don’t believe in hidden fees. Sadly, there are many firms that don’t promise this. Competitive Fees Just because we don’t hide any charges, this doesn’t mean we’re more expensive. Feel free to compare our prices with other local firms. You’ll find we’re competitive, and offer a value-for-money service you won’t find anywhere else. “ Dedicated staff You’ll be working with a dedicated member of staff from start to finish, making the whole process more streamlined – and when you call us – we’ll ALWAYS know where your case is up to. Fully regulated As qualified, experienced lawyers, we know how important it is for you to know that your transaction is in good hands. We’re accredited by the law society and can provide details of our extensive experience in this field, giving you peace of mind that we’re more than qualified to handle your conveyancing. “I would like to express my personal thanks for the way you kept me in touch with all the developments during my sale. The frinedly and efficient way in which you dealt with my sale is much appreciated, the team was great and Andrea was always on the other end of the phone and will have no hesitation in recommending you to family and friends.” Karen O’Donovan Honesty. Communication. Customer Focus. | www.n-legal.co.uk 5 Divorce Getting Your Fair Share Divorce and Family Solicitor No one wants to get divorced, of course they don’t. However, it’s a sad fact of life that sometimes, having tried to work things through and explore every other avenue, it’s the only option available to move forward. Another equally sad fact of life is that, however amicable you hope to keep proceedings, however mutual the decision or irreconcilable the differences, once children, property, finances and even beloved pets are involved, the gloves can be off – so you need a dedicated and expert divorce specialist to be in YOUR corner, protecting YOUR interests. Here at N Legal we can categorically assure you of that. Our highly rated legal team have the quality, expertise and over 30 years of experience to do the very best for YOU as efficiently and painlessly as humanly possible, from first advice to decree absolute and beyond. Divorce can often be a painful and stressful time, but we will do our level best to avoid that for you, every single step of the way. N Legal Solicitors | Call 0121 355 8885 Benefits of N Legal as your Divorce Solicitor Once we’ve advised you as to the best options, we are then firmly on YOUR side throughout the entire process. We also deal with complex and high net worth divorce cases with discretion and sound advice. Petition Decree Absolute request for a divorce. Obviously, the party complete and finalised, so, according to law, you instigating proceedings needs to meet one of the are no longer a married couple. In order to ensure acceptable legal grounds for a divorce – adultery; that this is definitely what each party wants, there’s unreasonable behaviour (including violence, verbal an obligatory six weeks plus one day wait between abuse or threatening behaviour; drunkenness or decree nisi and decree absolute, much like a taking drugs; not contributing financially (without cooling off period. The petition is the document making the initial good reason); desertion (for over two years); being separated for over two years (with both parties in agreement); living apart for over five years (no ‘Absolute’ means final and your divorced is now Arrangements for Children Where there are any children, you must agree consent necessary). This goes to the court and to arrangements as to how they are going to be the partner. cared for – for example, shared custody, visits Financial matters or responsibilities. The divorce can not and will not progress until both parties and the court are At this point, financial issues are agreed – and satisfied with the agreement – and if no agreement a ‘consent order’ can be made, but failing that, can be reached, then the court will have to be the court will decide upon financial matters. The involved. resultant wrangling can continue after the Decree Absolute. Clean Break Decree Nisi Nisi means ‘unless’, so once all the documentation is complete and in order, the judge will grant this. Under no circumstances should re-marriage be Therefore, ‘unless’ further issues or disagreements undertaken unless a financial application is lodged – or even changes of mind – occur the final divorce with the client. should now simply be a formality. At such a stressful time, you need the right team behind you – at N Legal we have that team. Divorce isn’t something to leave to chance or muddle through. Call the specialists to help you take the first step towards your future, whilst also safeguarding your past. There are pitfalls in the complex world of finances in divorce such as the Prayer in the Petition should never be deleted. There are severe financial consequences. Honesty. Communication. Customer Focus. | www.n-legal.co.uk 7 Wills & Probate Secure your decisions Wills and Inheritance Tax Planning Going through the paperwork after a bereavement is not something many people relish, and at a difficult and emotional time, do you really want your loved ones having to work out what you would have wanted to do with any assets you have? Here at N Legal, our experienced lawyers are here to help with wills, probate and administration, whether it’s the creation of your own will, or probate issues after a loved one has passed away. We work with sensitivity and tact, carefully explaining the details and making information about this complex area of the law including overseas estates, a little easier to digest. We offer a range of services in this area, such as: Drawing up a will No matter how much or how little you have to leave, leave your family and loved ones with fewer decisions to make about your estate, allowing them to grieve without any extra stress. Putting in place a will not only makes it far easier on your loved ones, it may make them feel touched you chose to remember their feelings at a time of grief. Although DIY will kits are available, much of the time a lawyer’s assistance allows you to tailor your will in a way that’s specific to what you want, and covers much more than the DIY kits do. If you have a large or complex estate, the services of a lawyer are vital to ensuring nothing is left out. N Legal Solicitors | Call 0121 355 8885 Probate and Estate Whether you’re looking for a valuation of an estate, or you need assistance with letters of administration (required if there’s no will) or obtaining grants of probate if a will exists, N Legal can make this complex area of the law as stress free as possible. Dealing with everything from Inland Revenue forms, probate disputes, and distribution of the assets, we offer a full service with tact, diplomacy and professionalism at all times, allowing you to fully understand the process, with direct, jargon free terms. We can also assist with arrangements to reduce the amount of inheritance tax payable, allowing the beneficiaries to take ownership of assets without having to worry about taxation matters. N Legal’s experienced lawyers know only too well how complex this area of the law is, and we know you want a resolution that is swift, uncomplicated and correct. Whether you’re looking to draw up a will, or you’re dealing with the death of a loved one, we’ll offer you the service you deserve, at clear fixed prices with no hidden fees, and we’ll do so with the upmost care and attention to your needs. For a will, probate, estate administration service or inheritance tax advice from a lawyer that cares, why not contact N Legal today? Honesty. Communication. Customer Focus. | www.n-legal.co.uk 9 Business Aquisition Due-diligence Business Aquisitions Running a business can be fraught with difficulty from the offset – red tape and bureaucracy, mountains of paperwork, Health and Safety, employment law and so on, and so forth. Buying the business in the first place is a long and complex process requiring expert advice – you’ll put your heart and soul (and very possibly your life savings and sizeable borrowings) into a business, so you need to make sure you get it absolutely right before you sign on the dotted line. Of course, it’s not just the dotted line but the bottom line which is vital, and this is why it can be tempting to try to cut costs – but some areas are just too crucial to scrimp on and legal advice is one of them. Sure, you’ve seen the books, the building is leased so it’s just fixtures, fittings and goodwill you’re buying… Isn’t it? IS it, though? Are you taking on staff? Previous staff problems – and tribunals? Are the owners likely to set up a rival operation nearby? Have the accounts been presented in an overly favourable way? Such issues could be the difference between success and failure so don’t leave them – and countless others – to chance. You need the expert legal team at N Legal with you, ensuring you get it right. N Legal Solicitors | Call 0121 355 8885 Business decisions made easier The future success of your new venture can depend on the many decisions to make and potential pitfalls to swerve at this stage, such as: Due Diligence Ensuring proper investigation is made, facts checked and risks assessed. Covering almost everything from finance to property; people to environmental; contracts to data protection – otherwise known as going in with your eyes wide open. As far as what should be investigated, this should be tailored to your specific requirements by your legal team who are out for YOUR best interests. Stocks and shares or assets If the business is a limited company or a limited liability partnership, you’ll need to decide whether to purchase the assets of the company or the shares in the company. There are advantages and disadvantages to both options and your dedicated, expert team at N Legal will help make the right choice for you. TOGC Transfer of business as a Going Concern: The buying of a business that is still trading, and any possible VAT implications. Honesty. Communication. Customer Focus. | www.n-legal.co.uk Assignment of existing commercial lease This will need thoroughly checking so you’re not getting tied in to something that could end up costing you more or isn’t fit for purpose… That really is just the tip of this particular legal iceberg. Whatever you do, don’t leave it to chance, make sure you get it right first time. With N Legal’s business specialist solicitors behind you, guiding you through what can be an incredibly complex transaction, you’re free to focus on what you do best and to get ready for success. TUPE Transfer of Undertakings for the Protection of Employees. Clearly, this can impact massively on the purchase and future of your business – you need proper legal help here. Warranties Warrranties on provided by a seller of a business that there are no hidden issues that will affect the business such as an ongoing employment or taxation or litigation issues. 11 Landlord Solicitor Problems with your tenant? Tenancy Issues As a landlord, you know that you have many, many responsibilities to your tenants – some of which are likely to land you in more than just hot water if not taken seriously enough, or not dealt with in good time. That said, it’s also very important to know that your tenants have responsibilities towards you and your property, too – and that it’s not just your tenants who have rights – you have rights, too. You need a high quality, efficient and highly experienced solicitor, equipped with the expertise and knowledge of what can be a complex area, to be on your side right from the start. That’s where our exceptional team at N Legal come in. Being a landlord isn’t always easy Now, more than ever, many of us are taking the opportunity to make an income from property – our investment looks sure to appreciate and it’s giving us a healthy return from the outset. But unless it’s done properly, and any tenant disputes are taken care of, it can be far from the win/win situation you’re hoping for – and mistakes or omissions can be extremely expensive. Those tenant disputes can arise from anything from minor complaints such as a persistently leaking tap – all the way up to issues with gas, electrical and fire safety, which could be potential life-threatening… N Legal Solicitors | Call 0121 355 8885 We Can Help You Our client focussed team of caring professionals, each hand picked for their vast wealth of knowledge and experience, are here to help, guide, support and represent you whether you have an impressive property portfolio, a couple of HMO student lets in a university town, or you just astutely kept hold of your old flat. Whatever the tenancy issue or dispute, you can rest assured that N Legal – recommended in the Good Lawyer Guide – are here to support you, with any of the following issues: • Issues around giving notice to a tenant and obtaining possession • Tenants with rent arrears or a tenant’s refusal to pay • Arrears recovery • Proposed rent increases and disputes around them • Tenants in breach of contract • Damage to, or neglect the property, including the garden, by tenants • Efficient eviction of tenants • Property requiring attention and concerns regarding how to facilitate this around the occupants • Tenant complaints about the property or repairs and maintenance required – who is responsible? • Tenant complaints about neighbouring tenants • Neighbours’ complaints about your tenants • Dealing with Local Authority Regulations • Should your property be local authority licensed or registered? • Disputes about your legal obligations such as fire, electrical and gas safety • Disputes regarding the return of the deposit at the end of the tenancy As you can see, being a landlord can be something of a minefield – and this list is by no means exhaustive – so it’s imperative that you have the right support and representation to protect your investment, your livelihood and your reputation. But more than that – here at N Legal, we aim to do so quickly and at reasonable cost. Be assured we are the team to have in your corner, so call us today – and tomorrow you may be glad you did. Honesty. Communication. Customer Focus. | www.n-legal.co.uk 13 LPA Lasting Power of Attorney Lasting Power Of Attorney It’s never a nice thought, but eventually we’re all going to grow old, and with getting older almost always comes the eventual need for some sort of medical care. However, will you be able to make the right decisions if your mind is not quite so switched on as it is now? Would you be able to make choices – perhaps vitally important ones – if you were suffering either mental or physical incapacity? Sadly, it’s essential that we think about these questions, and who we would like to help us if a time were to come when we were unable to decide on a solution for medical or financial needs. Having chosen a trusted friend or loved one to take care of these important matters, it’s not enough for you to just tell them what you want to happen. Putting everything in writing will make it much easier for them to fill in paperwork relating to your medical or financial matters and lasting power of attorney is the legal route to take in this case. However, completing the documents needed requires the help of a qualified lawyer – one that will take you through the myriad of questions you may not have thought of, and will help you to complete the legal formalities. Here at N Legal we can do all that – with a totally personal and confidential service that puts your needs first. N Legal Solicitors | Call 0121 355 8885 Who Needs an LPA? In short -everyone. No one knows what will happen tomorrow, next week or next year, and though it’s an awful thought, would your family know what to do if you were to be suddenly struck down with an illness, or if you were involved in an accident? Knowing you are covered for every eventuality will allow you to live your life in the now, rather than worry about the future. Whatever you do, don’t leave it to fate – when it comes to your future decisions, the time to act is right now. The experts at N Legal have the ability to seamlessly arrange your lasting power of attorney quickly and without fuss, leaving you a plan in place for unforeseen eventualities, and letting you live your life in full without worry. If something does happen, however, you know you’ll be in the best hands – the hands of your loved ones. The Benefits of a LPA The benefits of using N Legal to help with this often-difficult task are many. For your family and loved ones, the benefits will be that they know your wishes and will have the power to make decision that they know you would be happy with, giving them peace of mind at emotional and difficult times. Having a lasting power of attorney in place makes it much easier for them to assert their authority when it comes to fighting your corner when it comes to medical matters, and to fill in often complicated paperwork if, for example, funding was needed for further care. The benefits for you are vast. You do not have to choose just one person to make the decisions for you, so you could spread the decision making between your children, your closest friends, or even your grandchildren. Whoever you’re closest to, and who knows your wishes when it comes to the future can be given lasting power of attorney over your affairs, making it much more likely that the money will be used wisely, and the medical decisions you wanted to make will be made if you were lacking in capacity (either mental or physical). Honesty. Communication. Customer Focus. | www.n-legal.co.uk 15 Who We Are And Why N Legal Good communication, honesty and customer satisfaction N Legal was established on 1st November 2000 and have celebrated 15 years trading last year on 1st November 2015. N legal moved into their flagship offices following their steady expansion drive in a listed office building which was the former residence of the last Town Mayor of Sutton Coldfield in 1950. Our legal advice and support combines technical excellence with a sound commercial perspective, ensuring that we are able to meet the expectations of our clients for all their legal services. Understanding our clients and their business is the cornerstone of our success and this approach ensures we can provide specialist legal support and advice based on the best strategy. N Legal Solicitors | Call 0121 355 8885 See What Others Say Testimonials Don’t just listen to us - see what our customers have to say “ “We engaged N-Legal Solicitors on recommendation from a friend. We purchased our new home, and converted our existing property to a buy-to-let mortgage. Andrea Curtis co-ordinated the whole process for us and ensured that the experience was pain free and completed at the earliest opportunity. We were kept informed at every step of the process and everything was explained clearly. N-Legal acted as our one stop shop and delivered a very professional and efficient service. We too will recommend them to our friends and family.” Peter & Sharon Fellingham “ “I would like to express my personal thanks for the way you kept me in touch with all the developments during my sale. The friendly and efficient way in which you dealt with my sale is much appreciated, the team was great and Andrea was always on the other end of the phone and will have no hesitation in recommending you to family and friends.” Karen O’Donovan Honesty. Communication. Customer Focus. | www.n-legal.co.uk “ “ “ “My wife and I would like to say how impressed we were with the very high standard of service you have provided with assisting us with our sale and purchase. We would not hesitate in recommending Andrea and N-Legal to our friends and family. Many thanks for everything.” Mr & Mrs Collins Other Professional Testimonials “I have to say, your client is very impressed with your service and I have to say you’ve been excellent to work with, if only all solicitors where as efficient as you!” Jenny Pritchard, Jayman Estate Agents “Thank you also for your help and having the patience to bear with me” Ann Woodall, Family Lawyer, The Firm LLP 17 Meet The N-Legal Team Kimberley Kong, Director Kimberley is the founder of N Legal, 23 years of commercial legal experience including several years working at one of the major high street Banks in their in-house legal team dealing with security related matters. The practice is built on providing customer focused advice. On panel of all major commercial lenders and is well placed to steer clients every step of the way. N Legal Solicitors | Call 0121 355 8885 Andrea Curtis, Property & Private Client Lawyer Andrea has over 23 years of experience of all aspects of property law including boundaries disputes and land registry matters. Her experience also include dealing with private client matters providing inheritance advice and dealing with wills and trusts together with Lasting Power of Attorney. Karen Edwards, Family Lawyer Karen has over 30 years of experience in all aspects of family law and children matters to include recently divorce with jurisdiction issues and complex offshore investigation of hidden assets in a recent case. Well thought by all her clients and other professionals in providing practical advice especially in very difficult and complex cases. Jodie Leigh-Wilding, Legal Secretary and Assistant Legal Secretary and Assistant .Jodie is currently studying for a Masters degree in Law and hope to qualify shortly. Fearn Maher, Paralegal Fearn has successfully completed her A levels at Birmingham Metropolitan College and is a hardworking and self motivated individual excelling in the mooting completion obtaining distinction and in A level Law. She is training to be a legal executive in Family Honesty. Communication. Customer Focus. | www.n-legal.co.uk 19 With over 15 years experience N Legal Solicitors specialise in giving you the legal advice And help that you need Where We Are You’ll find a car park behind the rear of our building and access is easy via the A5 into Sutton Coldfield. Telephone: Email: Website: 0121 355 8885 info@n-legal.co.uk www.n-legal.co.uk Address: 1-3 High Street, Sutton Coldfield West Midlands, B72 1XH N Legal Solicitors | Call 0121 355 8885 N Legal S O L I C I T O R S 1-3 High Street, Sutton Coldfield, West Midlands, B72 1XH Tel: 0121 355 8885 | Email: info@n-legal.co.uk | www.n-legal.co.uk Honesty. Communication. Customer Focus. | www.n-legal.co.uk Brochure produced and designed by 3Sixty Search. 21