in brief

2011 edition
CIC
in brief
Service offer
> 3 ,635,585 individuals
CIC strives to provide the best possible service by listening to its
clients’ needs, making the right expertise available, responsive
teams and local decision-making capacity.
Making banking easy
Banking in the best conditions also means being able to access
banking services, freely and at any time. With Filbanque you can
use Internet, telephone or WAP to view your accounts, carry out
transactions and make payments in all security, 24 hours a day.
Personal contracts, Contrats Personnel, include a service package: you choose the services that suit you best and, with the
Web option, you benefit from reduced rates if you receive your
bank statements via cic.fr.
Your payment instruments are accompanied by extensive guarantees and some cards offer the Différé plus option, providing
for payment in instalments.
With a ‘cash reserve’ (Crédit en Réserve and Allure Libre) or a
personal loan, you are equipped to face any unforeseen
expenses or impulse purchases.
Financing your projects
When buying a car, you can choose a specific car loan or opt for
an all-inclusive long-term car rental solution.
CIC remains close to its clientele of retail
customers, associations, professional and
corporate clients by constantly upgrading
and expanding its branch network. Forty-four
new branches were created in 2010.
It also enhances its remote banking services
on an ongoing basis by expanding its network
of automatic teller machines and adding
new Filbanque functions (secure messaging,
confirmation code, interconnection between
contracts, and more recently, Internet and
Smartphone applications).
An ever more efficient range of services covers
banking, insurance and new technology, including
remote surveillance and mobile telephony,
with services adapted to young people of all
age groups.
CIC provides high value-added services to
a clientele of high-net-worth clients and senior
executives through its private banking entities
in France and abroad.
Drawing on the strength of the Crédit Mutuel-CIC
Group, it seeks to build a lasting relationship with
each of its clients.
If you are planning to buy a house to live in or rent out, or to
carry out home repairs, CIC offers a wide range of flexible and
adaptable loans.
Protecting your family and possessions
With comprehensive home and motor insurance, CIC can cover
all your needs starting from financing your project.
The insurance offer spans health, personal protection and
retirement. The Prévoyance Santé solution covers your family
against medical expenses not covered by the State social security system.
Building your capital and preparing the future
The bank offers a range of flexible savings solutions, divided into
six themes to respond to each client’s savings objectives: safetynet savings, building capital, increasing capital, top-up income,
tax optimisation and transmission of assets.
Your advisor will recommend the products best suited to your
situation and objectives and can draw on the assistance of the
bank’s wealth management experts when necessary.
Benefit from the most efficient new technology
As a pioneer in this field, Crédit Mutuel-CIC has made new technology a central feature of its commercial strategy, with innovative products and services designed to make life easier: Carte
Avance Santé for paying medical expenses; mobile telephone
services for monitoring your accounts and, in the near future,
paying for your purchases in shops; Protection Vol CIC (remote
home surveillance); Web Conso, an online consumer credit facility, and more.
The range of telephone service packages has been further
extended with the addition of the Ultimate and Premier Intégral
Smartphone solutions.
> 6 23,499 self-employed
professionals and associations
The bank has opted for a dual approach when advising its
clientele of trades people, self-employed and independent
professionals, farmers and associations: first, a global approach
covering both professional and personal aspects, as all entrepreneurs need to look after their businesses and their families
and prepare the future from solid bases; and, second, an offer of
‘tailored’ solutions to meet specific needs.
Services
Managing accounts, receipts and payments, remunerating cash
assets, etc. Saving time and reducing administrative tasks are
priorities so as to be able to focus on the business: Contrat
Professionnel Global, a global business banking package,
comprises all the essential banking services and bundles their
costs in a flat fee.
CIC has developed several innovative services in the area of flow
processing: electronic handling of doctors’ social security forms
ensuring 100% banking reconciliation; a healthcare electronic
payment package favouring the use of electronic payment
terminals by doctors; a dedicated bank card specifically for the
legal profession, etc.
CM-CIC Paiement offers secure online payment for small businesses as well as international e-commerce sites operating
in several languages and currencies. With Pack Associations,
associations are no longer obliged to have their own website
to offer the possibility of online payment of fees and/or
subscriptions.
Financing
CIC offers a range of ideally-suited financing options for starting
a business, such as the subsidised business creation loan (PCE)
and Créacic, a financing solution for business rescuers restarting
a business. Self-employed clients can avail themselves of
services adapted to their situation, such as a payment card for
professional expenses, non-life insurance and civil liability cover.
Businesses can draw on CIC’s discount, factoring and receivables
assignment (Dailly) services and overdraft facilities to finance
their operating cycle and meet their cash requirements.
For your equipment and production materials purchases, your
relationship manager can provide you with an exhaustive range
of solutions including leasing options with all-inclusive offers
such as Flash association and Autoconfort which combine a
maintenance contract with a long-term vehicle lease, as well as
remote surveillance of your business premises with Protection
Vol Pro.
Savings and Wealth Management
Tax optimisation, building capital, investing, preparing for retirement, transmitting wealth, etc: your objectives and your requirements evolve over time and the bank will help you draw up a
personalised strategy.
Profit sharing, incentive schemes and employee savings plans
(PEE and PEI) offer the possibility of de-taxing part of your
remuneration and that of your employees, also providing a
means of motivating and increasing the loyalty of your staff.
Force 3 Epargne and Force 3 Retraite offer a simple and efficient
employee savings solution to very small businesses.
Personal insurance
To protect you and your family, TNS Prévoyance offers a choice
between a capital sum or an annuity in the event of your death;
daily indemnities enabling you to maintain your earnings at
100% of your salary in the case of incapacity to work and an
education allowance. It includes a healthcare and retirement
insurance package that benefits from the tax advantages of the
Madelin law.
Service offer
> 1 10,461 corporates
CIC’s specialists are at the service of businesses of all sizes:
available and responsive, they can draw on the rich offering,
capacity for innovation and skill centres of the Crédit Mutuel-CIC
Group.
Its relationship managers have extensive expertise spanning flow
and cash management, international, operating cycle, investment plus social and financial engineering.
Flow management
Cutting-edge technology in electronic payment and remote
banking services to handle receipts, payments, management
and security of financial flows and optimise surplus cash.
The end of ETEBAC is forcing businesses to overhaul their data
exchange systems with the banks. Filbanque Hub Transferts
(a system of identification by smart card, with strong user
authentication) offers a comprehensive file management solution and confirms Crédit Mutuel-CIC’s capacity to develop innovative connectivity services adapted to businesses’ different
types of organisation. Businesses can choose any type of protocol – HTTPS, EBICS T, EBICS TS – accompanied by an interoperable SWIFTNet signature certificate.
Cash management
In particular, the bank markets secure, guaranteed fixed-rate
products – CDN, CAT, or CIC Acti-Trésorerie – and Libre-Arbitre,
a series of structured investments which can also benefit from a
capital guarantee.
International
CIC is your day-to-day partner for supporting your strategy,
financing your development, limiting interest rate and foreign
exchange risk and determining your means of payment.
Through its 39 international branches and representative offices
and through CM-CIC Aidexport, it can offer ad hoc services, such
as market research, organisation of trade missions, partnerships
and setting up of operations, among others.
The Avance Plus Prospection service rounds off its financing
offer to exporting SMEs by combining a cash advance with
prospection insurance from Coface. Trade Services facilitates
electronic exchange relating to all documentary credits.
Operating cycle
Short-term credit, surety bonds, guarantees, factoring, receivables assignment (Dailly), etc. offer numerous solutions to finance
your operating cycle.
With the CIC InfoRisk information service and credit insurance
via the Factocic factoring agreements, you can protect your
business against the risk of payment default and secure your
trade receivables, which can be dematerialised with the E-pack
service.
Investment
Whether for creating or taking over a business, renovating its
production facilities, acquiring or extending business premises or
innovating, CIC offers a range of conventional loans and appropriate equipment leasing and finance leasing solutions.
Social engineering
An offer comprising all aspects of deferred collective remuneration (profit sharing, incentive schemes and employee savings
plans) and group insurance cover (retirement indemnities,
schemes under Art. 39/83 of the French General Tax Code, health
and personal insurance) in an advantageous tax framework.
Financial engineering
From creation to expansion, growth through acquisitions and
transmission, a business goes through a variety of complex
financial, legal and accounting phases: CIC can help you at each
of these key phases in your business’s future.
CIC profile
CIC is the holding company and network bank for the Paris region that comprises
five regional banks and subsidiaries specialised in all finance and insurance business lines
in France and abroad.
> T he Group’s activity
is organised around four core
businesses
Retail banking encompasses all the banking and specialist
activities whose products are distributed through the network:
life and property-casualty insurance, equipment leasing and hire
purchase, real estate leasing, factoring, fund management,
employee savings plans and real estate.
Financing and capital markets:
• financing covers the financing of large corporate and institutional clients, value-added financing (project and asset financing, export financing, etc.), international operations and foreign
branches;
• the capital markets activities, in their broadest sense, comprise
transactions in interest rate instruments, foreign currencies and
equities, whether on behalf of clients or on the bank’s own account,
including brokerage services through CM-CIC Securities.
Private banking provides expertise in asset management
and estate planning to entrepreneurs and private investors.
The private banking division operates at national and regional
level under the CIC Banque Privée banner through a network of
57 specialised private banking branches with 352 employees.
It draws on the expertise of the Group’s specialist subsidiaries in
France and abroad.
Private equity comprises equity investments, M&A advisory
services and financial and capital markets engineering. CIC is
one of the leading players in this segment in France outside the
Paris region.
On January 1, 2011, the entities engaged in private equity activities (CIC Finance, CIC Investissement, CIC Banque de Vizille and
IPO) were grouped under CM-CIC Capital Finance.
4,369,747 clients including:
3,635,585 individuals
66,451 associations
557,048 self-employed professionals
110,461 corporates
20,611 employees
2,117 branches in France
3 foreign branches and
36 representative offices
Data as at December 31, 2010
Activity of the regional banks
CIC (Greater Paris Region)
Clients (1):
667,853
• individuals
558,811
• associations
10,808
• self-employed professionals
84,574
• corporates
13,600
ATMs
290
Customer loans
15,096
Customer deposits
12,870
Managed savings
11,116
CIC Ouest
Clients (1):
687,478
• individuals
568,738
• associations
CIC Ouest
9,761
• self-employed professionals
88,262
• corporates
20,707
ATMs
392
Customer loans
16,725
Customer deposits
9,857
Managed savings
9,771
CIC Sud Ouest
Clients (1):
364,093
• individuals
291,421
• associations
6,239
• self-employed professionals
56,576
• corporates
CIC Sud Ouest
9,835
ATMs
410
Customer loans
7,221
Customer deposits
4,301
Managed savings
3,926
(1) including other clients
Data at December 31, 2010; monthly average in millions of euros
CIC
CIC Nord Ouest
CIC Est
6 avenue de Provence
75009 Paris
Tel: +33 (0)1 45 96 96 96
www.cic.fr
33 avenue Le Corbusier
59800 Lille
Tel: +33 (0)3 20 12 64 64
www.cic.fr
31 rue Jean Wenger-Valentin
67000 Strasbourg
Tel: +33 (0)3 88 37 61 23
www.cic.fr
Chairman and Chief Executive Officer:
Stelli Prémaor
Deputy Chief Operating Officers:
Eric Cotte – Bernard Duval
Chairman and Chief Executive Officer:
Philippe Vidal
Chief Operating Officers:
Luc Dymarski – Pierre Jachez
Deputy Chief Operating Officer: Thierry Marois
Chairman of the Supervisory Board:
Etienne Pflimlin
President of the Executive Board:
Michel Lucas
Vice-President of the Executive Board:
Alain Fradin
Members of the Executive Board:
Michel Michenko
Jean-Jacques Tamburini
Philippe Vidal – Rémy Weber
CIC Ouest
2 avenue Jean-Claude Bonduelle
44000 Nantes
Tel: +33 (0)2 40 12 91 91
www.cic.fr
Chairman and Chief Executive Officer:
Michel Michenko
Deputy Chief Operating Officers:
Michel David – Laurent Métral
CIC Lyonnaise de Banque
8 rue de la République
69001 Lyon
Tel: +33 (0)4 78 92 02 12
www.cic.fr
Chairman and Chief Executive Officer: Rémy Wéber
Deputy Chief Operating Officers:
Isabelle Bourgade – Yves Manet
CIC Nord Ouest
Clients (1):
739,036
• individuals
625,850
• associations
CIC Nord Ouest
84,885
• corporates
18,853
ATMs
CIC
Ile-de-France
CIC Est
9,414
• self-employed professionals
344
Customer loans
15,720
Customer deposits
10,443
Managed savings
9,019
CIC Lyonnaise de Banque
Clients (1):
• individuals
• associations
• self-employed professionals
• corporates
ATMs
Customer loans
CIC Lyonnaise de Banque
25,661
622
22,404
Managed savings
13,941
CIC Est
• associations
• self-employed professionals
• corporates
ATMs
Chairman and Chief Executive Officer:
Jean-Jacques Tamburini
Chief Operating Officer: Pascale Ribault
Deputy Chief Operating Officer:
Jean-François Lagraulet
15,940
125,892
13,550
• individuals
Cité Mondiale
20 quai des Chartrons
33058 Bordeaux Cedex
Tel: +33 (0)5 57 85 55 00
www.cic.fr
739,510
Customer deposits
Clients (1):
CIC Sud Ouest
907,045
1,004,242
851,255
14,289
116,859
21,805
462
Customer loans
20,924
Customer deposits
12,529
Managed savings
11,521
Simplified organization chart
CIC
Banking
network
Private
banking (1)
Private
equity
100%
100%
100%
100%
100%
CIC
Nord Ouest
CIC
Ouest
CIC
Sud Ouest
CIC
Est
CIC
Lyonnaise
de Banque
100%
62.7%
100%
72.4%
100%
CIC
Banque
Transatlantique
Dubly
Douilhet
Banque
CIC
Suisse
Banque de
Luxembourg
CIC Private
Banking Banque Pasche
100%
100%
97.7%
CIC
Finance
IPO
CIC
Banque
de Vizille
23.5%
100%
99.9%
100%
99.2%
54.1%
CM-CIC
Gestion
CM-CIC
Epargne
Salariale
CM-CIC
Securities
CM-CIC
Bail
CM-CIC
Lease
CM-CIC
Asset
Management
Specialized
businesses
85%
100%
100%
48.7%
48.3%
Factocic
CM-CIC
Laviolette
Financement
CM-CIC
Aidexport
CM-CIC
Agence
immobilière
CM-CIC
Participations
immobilières
12.5%
No capital
No capital
Euro
Information
GIE
CM-CIC
Titres
GIE
CM-CIC
Services
20.5%
Groupe des
Assurances
du Crédit
Mutuel
Insurance
Shared
services
companies
The percentages indicate the portion of the entity controlled by CIC as defined under article L.233-3
of the French Commercial Code (Code de Commerce). The companies not controlled by CIC, i.e.,
where ownership is less than 50%, are jointly owned by Crédit Mutuel, as detailed opposite.
They are therefore controlled by the Crédit Mutuel-CIC group in accordance with the terms of
the same article of the French Commercial Code.
(1) Private banking activities are also conducted by CIC’s Singapore branch (in situ and via CIC Investor Services Limited in Hong Kong).
CIC comprises:
• CIC
(Crédit Industriel et Commercial), the holding company and head of the bank network,
which also acts as the regional bank for the Greater Paris region and through which investment,
financing and capital markets activities are carried out;
• five regional banks, each of which serves a clearly defined region;
• specialist entities and service companies serving the whole group.
As at December 31, 2010, CIC’s shareholding structure was as follows:
- BFCM (Banque Fédérative du Crédit Mutuel): 72.48% and Ventadour Investissement: 19.48%,
representing a total interest of 91.96% for Crédit Mutuel Centre Est Europe;
- Caisse Centrale du Crédit Mutuel: 1.01%;
- Crédit Mutuel Nord Europe: 0.99%;
- Banca Popolare di Milano: 0.93%;
- Crédit Mutuel Océan: 0.70%;
- Crédit Mutuel Arkéa: 0.69%;
- Crédit Mutuel Maine-Anjou, Basse-Normandie: 0.67%;
- Crédit Mutuel du Centre: 0.58%;
- Crédit Mutuel Loire-Atlantique et Centre-Ouest: 0.36%;
- Crédit Mutuel Normandie: 0.07%;
- Treasury Stock: 0.60%;
- Present and former employees: 0.27%.
The remaining 1.17% of shares are held by the public.
Crédit Mutuel shareholdings by business:
Private banking
Banque Transatlantique Luxembourg: 40%
Banque de Luxembourg: 27.6%
Specialized businesses
CM-CIC Asset Management: 76.4%
CM-CIC Bail: 0.8%
CM-CIC Lease: 45.9%
Factocic: 15%
CM-CIC Agence immobilière: 51.3%
CM-CIC Participations immobilières: 51.7%
Insurance
Groupe des Assurances du Crédit Mutuel: 79.5%
Shared services companies
Euro Information: 87.5%
The strength of an international Group
Federations (1)
Caisse Fédérale
de Crédit Mutuel
Banque Fédérative
du Crédit Mutuel
95%
92.3%
(BFCM)
(Banks 80% – ACM 20%)
Financial
Caisses
de Crédit Mutuel
Asset Management* • Bail* • Covered Bonds*
Épargne salariale* • Gestion* • Laviolette Financement*
Securities* • Titres* • Sofémo • Factocic • BECM • ESN
Technology
Centre Est Europe
Euro Information • EID - EIP • EIS - Sicorfé • EPS • EIDS
ETS • Euro GDS • Euro P3C • Euro TVS • EurAfric Information
IID / DPS • Keynectis • CardProcess • NRJ Mobile • Axxès
Sud Est
Île-de-France
Insurance
100%
GACM • ACM Vie SAM • ACM Vie SA • Sérénis Vie • ACM IARD
Sérénis Assurances • ACM Services Partners • ICM Life • ICM Ré
Procourtage • RACC Seguros • RMA Watanya • Astree
Savoie-Mont Blanc
Midi Atlantique
100%
51%
Real estate
Dauphiné Vivarais
50%
Agence Immobilière* • Lease* • Participation Immobilière*
Aménagement foncier • Réalisations immobilières • CMH
Loire Atlantique Centre Ouest
Normandie
Centre
20%
Asset management
CIC Banque Transatlantique • BT Luxembourg • BT Belgium
Transatlantique Gestion • Banque de Luxembourg • Banque CIC Suisse
Banque Pasche • Dubly Douilhet • CIC Banque Privée
25%
Private equity
50%
Méditerranéen
5%
CM-CIC Capital Finance
CIC Nord Ouest
100%
CIC Est
100%
CIC Ouest
100%
CIC Sud Ouest
100%
CIC Lyonnaise de Banque
100%
Banca Popolare di Milano
4.99%
Targobank
CIC Iberbanco
Cofidis
Banque Casino
Banque de Tunisie
BMCE Bank
Banco Popular
BPH
(1) Centre Est Europe; Sud-Est; Ile-de-France; Savoie-Mont Blanc; Midi Atlantique; Dauphiné Vivarais; Loire Atlantique Centre Ouest; Normandie; Centre; Méditerranéen.
* CM-CIC subsidiaries
United Kingdom
Germany
Belgium
1
France
Luxembourg
2
Czech Republic
Slovakia
Switzerland
3
Portugal
Hungary
Italy
Spain
Morocco
Tunisia
1 Cofidis – BT Belgium
2 Banque de Luxembourg – BT Luxembourg
3 Banque CIC Suisse
50%
International and specialist network
Sweden and Scandinavia
Israel
Grev Magnigatan 6
SE - 114.55 Stockholm
Tel: +46 8 611 47 11
E-mail: cicstockholm@cic.pp.se
Y.S. Consulting
Beit Hatasiya (Industry House)
29, Hamered Street, Suite 1028
POB 50156
Tel Aviv 61500
Tel: +972 3 517 22 71
E-mail: cic-il@zahav.net.il
Martine Wahlström
Switzerland
29 Avenue de Champel
1211 Geneva 12
Tel: +41 22 839 35 06
E-mail: nadine.johnson@cic.ch
Nadine Johnson
Turkey
Suleyman Seba Cad. N° 48
BJK Plaza A Blok K:4 D:41
Akaretler
34357 Besiktas Istanbul
Tel: +90 212 227 67 39
E-mail: cicturkey@cicturkey.com
International network
Mehmet Bazyar
Europe
Germany
Italy
Wilhelm-Leuschner
Strasse 9-11
D 60329 Frankfurt am Main
Tel: +49 69 97 14 61 01
E-mail: infofra@frankfurt.cic.fr
Corso di Porta Vittoria, 29
20122 Milan
Tel: +39 02 55 19 62 42
E-mail: cicmilano@cicmilano.it
Christoph Platz-Baudin
Belgium and the Netherlands
Banque Transatlantique Belgique
Rue de Crayer, 14
1000 Brussels
Tel: +32 2/554 18 90
E-mail: cicbruxelles@cicbanques.be
Yolande van der Bruggen
Spain
Calle Marquès de la Ensenada
n°2-3
28004 Madrid
Tel: +34 91 310 32 81/82
E-mail: cic.madrid@cicmadrid.com
Rafael Gonzalez-Ubeda
United Kingdom
Veritas House
125 Finsbury Pavement
London EC2A IHX
Tel: +44 20 74 54 54 00
Ubaldo Bezoari
Greece
Vassileos Alexandrou 5-7
11528 Athens
Tel: +30 210 72 22 531/541
E-mail: cicgrece@cicgrece.gr
Georges Anagnostopoulos
Hungary
Budapesti kepviseleti Iroda Fö
utca 10
H-1011 Budapest
Tel: +36 1 489 03 40
E-mail:
cicbudapest@cicbudapest.hu
Kalman Marton
Luigi Caricato
Poland
Ul Stawki 2
Intraco 29 p.
00-193 Warszawa
Tel: +48 22 860 65 01/02/03
E-mail: cicvarsovie@cicvarsovie.pl
Barbara Kucharczyk
Portugal
Avenida de Berna n°30, 3° A
1050-042 Lisbon
Tel: +351 21 790 68 43/44
E-mail: ciclisbonne@mail.telepac.pt
Henrique Real
Czech Republic
Mala Stepanska 9
12000 Prague CZ
Tel: +420 2 24 91 93 98
E-mail: cicprague@cicprague.cz
Zdenka Stibalova
Romania
Str. Herastrau nr.1, etaj 2
Apt. 6, Sector 1
011981 Bucharest
Tel: +40 21 203 80 83
E-mail: cic@cicbucarest.ro
Africa
Algeria
38 Rue des Frères Benali
(formerly Parmentier)
Hydra
16000 Algiers
Tel: +213 21 60 15 55
E-mail: cicbalg@cicalgeria.com.dz
Ahmed Mostefaoui
Egypt
28 Rue Cherif
Cairo 11-111
Tel: +20 2 23 93 60 45
E-mail: cicegypt@soficom.net
Hussein M. Lotfy
Morocco
12 boulevard Brahim Roudani
Résidence Zeïna
1er étage appartement 102
20000 Casablanca
Tel: +212 5 22 20 67 67/68 16
E-mail: cicmaroc@cicmaroc.ma
Mahmoud Belhoucine
Tunisia
Immeuble Carthage Center
Rue du Lac de Constance
1053 Les Berges du Lac - Tunis
Tel: +216 71 96 23 33/96 30 78
E-mail: cictunisie@cictunisie.tu
Emna Ben Amor – Dimassi
Jacob Shtofman
Lebanon and Middle East
Achrafieh
Rue de La Sagesse
Sagesse Building 754
8th floor
Beirut
Tel: +961 1 56 04 50
E-mail: cicba@cyberia.net.lb
Blanche Ammoun
Americas
Brazil
CIC Do Brasil
Rua Fidêncio Ramos, 223
13 Andar - cj 132
CEP 04551 - 010
Sao Paulo SP
Tel: +55 11 3846 2212
E-mail: cicbrasil@brasil-cic.com.br
Luiz Mendes de Almeida
Chile
Edificio World Trade Center
Santiago
Av. Nueva Tajamar 481
Torre Norte - Oficina 1401
Las Condes - Santiago de Chile
Tel: +56 2 203 67 90
E-mail:
cicbanqueschili@cicsantiago.cl
Sylvie Le Ny
United States
CIC
520 Madison Avenue
New York, N.Y. 10022
Tel: +1 212 715 44 00
E-mail: sfrancis@cicny.com
Steve Francis
Mexico
Andrés Bello No. 45
Piso 13A
Col. Polanco 11560
Mexico D.F.
Tel: +52 55 52 80 83 73
E-mail: cicmexico@cicmexico.mx
Adela Bota
Middle East
Santiago de Leon Trevino
Russian Federation - CIS
United Arab Emirates
Venezuela
9, korp. 2A
Kutuzovskiy prospekt
Office 93-94
121248 Moscow
Russian Federation
Tel: +7 495 974 12 44
E-mail:
cic-moscow@cic-moscow.ru
Dubai-Al Wasl-Sheikh Zayed Road
Dubai National Insurance Building
1st floor- Office 106
PO Box 16732 Dubai
Tel: +971 4 325 1558
E-mail: cicba@eim.ae
Centro Plaza - Torre A - Piso 12
Oficina 1
Avenida Francisco de Miranda
Caracas
Postal address: Apartado Postal
60583 Caracas 1060
Tel: +58 212 285 45 85/286 25 03
E-mail:
cicvenezuela@cicvenezuela.com.ve
Nikita Stepanchenko
Blanche Ammoun
Pierre Roger
Asia
East China/Shanghai
Room 2005
Shanghai Overseas Chinese
Mansion
No. 129 Yan An Xi Road (w)
Shanghai 200040
Tel: +86 21 62 49 66 90/69 27
E-mail:
cicshanghai@cicshanghai.cn
Shan Hu
North China/Beijing
Room 310, Tower 1, Bright China
Chang An Building
N° 7 Jianguomennei Dajie
Dong Cheng District
Beijing 100005 P.R.
Tel: +86 10 65 10 21 67/68
E-mail: cicpekin@cicpekin.cn
Wenlong Bian
South China/Hong Kong
22 Floor, Central Tower
28 Queen’s Road Central
Hong Kong
Tel: +85 2 25 21 61 51
E-mail: cicbanks@netvigator.com
nd
David Ting
South Korea
Samsug Marchen House 601
Il-San-Dong-Ku
Jang-Hang-Dong-2-Dong 752
Goyang 410-837
South Korea
Tel: +82 31 901 1225
E-mail: cicseoul@hanmail.net
Isabelle Hahn
India
A-31 Feroz Gandhi Marg
Lajpat Nagar Part 2
New Delhi 110 024
Tel: +91 11 41 68 06 06
E-mail: cicindia@cicindia.net
Mathieu Jouve Villard
Indonesia
Wisma Pondok Indah 2,
Suite 1709
Jalan Sultan Iskandar Muda
Pondok Indah Kav. V-TA
Jakarta Selatan 12310
Tel: +62 21 765 41 08/09
E-mail: cicjakarta@cbn.net.id
Alain-Pierre Mignon
Japan
Sun Mall Crest 301
1-19-10 Shinjuku
Shinjuku-ku
Tokyo 160 - 0022
Tel: +81 3 32 26 42 11
E-mail: cictokyo@cic-banks.jp
Frédéric Laurent
Singapore
63 Market Street #15-01
Singapore 048942
Tel: +65 65 36 60 08
www.cic.com.sg
E-mail: angladje@singapore.cic.fr
Jean-Luc Anglada
Taiwan
380 Lin-shen North Road
10 F (101 room)
Taipei
Tel: +886 2 2543 26 62/63
E-mail: cictaiwan@cictaiwan.tw
Specialist network
France
Private banking
CIC Banque Transatlantique
26 Avenue Franklin D. Roosevelt
75008 Paris
Tel: +33 1 56 88 77 77
www.banquetransatlantique.com
Chairman and Chief Executive
Officer: Bruno Julien-Laferrière
Deputy Chief Operating Officer:
Hubert Veltz
Private equity
CM-CIC Capital Finance
4-6 Rue Gaillon
75002 Paris
Tel: +33 1 42 66 76 63
Sidney Cabessa – Antoine Jarmak
Pierre Tiers – Carl Amou
Belgium
Henri Wen
Private banking
Thailand
Banque Transatlantique
Belgium
Rue De Crayer, 14
1000 Brussels
Tel: +32 2 626 02 70
E-mail: devillmi@
banquetransatlantique.be
496-502 Amarin Tower,
10th floor
Ploenchit road, Lumpini
Pathumwan
Bangkok 10330
Tel: +662 305 6894
E-mail: cicthai@loxinfo.co.th
Michel de Villenfagne
Abhawadee Devakula
United Kingdom
Vietnam
Private banking
c/o Openasia Consulting Limited
6B Ton Duc Thang Street,
1st Floor
District 1
Hô Chi Minh City
Tel: +848 910 50 29
E-mail:
cicvietnam@openasiagroup.com
125 Finsbury Pavement
London EC2A IHX
Tel: +44 20 74 96 18 90
E-mail: btlondres@
banquetransatlantique.com
Dai Tu Doan Viet
Oceania
Australia
Level 31 ABN Amro Tower
88 Philip Street
Sydney
2000 Australia
Tel: +612 8211 27 20
E-mail: suttonle@australia.cic.fr
Lee Sutton
Yves Pinsard
Luxembourg
Private banking
Banque de Luxembourg
14 Boulevard Royal
L 2449 Luxembourg
Tel: +352 49 92 41
E-mail:
banque.de.luxembourg@bdl.lu
Pierre Ahlborn – Philippe Vidal
Banque Transatlantique
Luxembourg
17 Côte d’Eich - BP 884
L 2018 Luxembourg
Tel: +352 46 99 891
E-mail:
btl@banquetransatlantique.com
Daniel Schaerer
Switzerland
Private banking
CIC Private BankingBanque Pasche
10 Rue de Hollande
Case Postale 5760
1211 Geneva 11
Tel: +41 22 818 82 22
E-mail: pasche@pasche.ch
Christophe Mazurier
Banque CIC (Suisse) SA
13 Place du Marché
4001 Basle
Tel: +41 61 264 12 00
E-mail: info@cic.ch
Thomas Muller – Philippe Vidal
United States
Private banking
520 Madison Avenue
New York, N.Y. 10022
Tel: +1 212 644 42 19
E-mail: lecozpc@
banquetransatlantique.com
Pascal Le Coz
Hong Kong
Private banking
CIC Investor Services Limited
22nd Floor, Central Tower
28 Queen’s Road Central
Hong Kong
Tel: +85 2 21 06 03 88
E-mail: loti@hongkong.cic.fr
Timothy Lo
Singapore
Private banking
CIC Banque Transatlantique
63 Market Street #15-01
Singapore 048942
Tel: +65 62 31 98 80
www.banquetransatlantique.com
E-mail: guinebhr@singapore.cic.fr
Hervé Guinebert
CIC Singapore
63 Market Street #15-01
Singapore 048942
Tel: +65 62 31 98 80
www.cic.com.sg
E-mail: kwekpa@singapore.cic.fr
Paul Kwek
CIC, a French limited company (société anonyme) with an Executive Board and a Supervisory Board and share capital of €608,439,888
6 avenue de Provence, 75009 Paris – Tel: +33 (0) 1 45 96 96 96 – Fax: +33 (0)1 45 96 96 66 – Telex: 688314 CICP – swift cmcifrpp
Bank governed by Article L.511-1 of the French Monetary and Financial Code – Registered in the Paris Trade and Companies Register under No. 542 016 381
Postal address: 75452 Paris Cedex 09
May 2011 - Photos: Caroline Doutre
www.cic.fr