CIC in brief

2012 edition
CIC in brief
Service offer
> 3 ,703,056 individuals
CIC strives to provide the best possible service by listening and
responding to its customers’ needs, making the right expertise
available, and providing local decision-making capacity.
Making banking easy
Banking in the best conditions also means being able to access
banking services, freely and at any time. With Filbanque you can
use Internet, telephone or WAP to view your accounts, carry out
transactions and make payments in all security, 24 hours a day.
Personal contracts (Contrats Personnels) include a service
package: you choose the services that suit you best and, with
the Web option, you benefit from reduced rates if you receive
your bank statements via cic.fr.
Your payment instruments are accompanied by extensive
guarantees. Some cards offer the Différé plus option, providing
for payment in instalments.
With Crédit en Réserve and Allure Libre accounts or a personal
loan, you are equipped to face any unforeseen expenses or
impulse purchases.
Financing projects
When buying a car, you can choose a specific car loan or opt for
an all-inclusive long-term car rental solution.
CIC remains close to its clientele of retail
customers, associations, professional and
corporate customers by constantly upgrading
its branch network. Thirty-one new branches
were created in 2011.
It enhances its remote banking services on
an ongoing basis by expanding its network
of automatic teller machines and adding new
Filbanque functions (secure messaging,
confirmation code, interconnection between
contracts, Internet and Smartphone applications
and appointment scheduling in business diaries
are among the most recent).
An ever more efficient range of services covers
banking, insurance and new technology, including
remote surveillance and mobile telephony,
with services adapted to young people of all age
groups.
CIC provides high value-added services to
a clientele of high-net-worth customers
and senior executives through its private banking
entities in France and abroad.
Drawing on the strength of the Crédit Mutuel-CIC
group, it seeks to build a lasting relationship with
each of its customers.
If you are planning to buy a house to live in or rent out, or to
carry out home improvements, CIC offers a comprehensive
range of flexible and adaptable loans.
Protecting your family and possessions
With comprehensive home and motor insurance, CIC can cover
all your needs starting from financing your project. The range
extends to healthcare, retirement and personal insurance.
Intégral’Optic provides healthcare insurance policyholders with
full coverage of their optical equipment needs and payments
made directly by the insurer to the service provider by using the
Avance Santé card.
Building your capital and preparing the future
The bank offers a range of flexible savings solutions to respond
to each customer’s savings objectives: safety net savings, building capital, increasing capital, top-up income, tax optimisation
and transmission of assets.
By combining Livret A Sup and LDD Sup savings plans, you can
invest up to €200,000 on advantageous and flexible terms and
with complete security.
With the Compte évolutif, you benefit from a guaranteed interest rate that is known in advance and increases each year without you having to commit to a subscription period, and your
capital remains available at all times.
Your advisor will recommend the products best suited to your
situation and objectives and can draw on the assistance of the
bank’s wealth management experts when necessary.
Benefit from the most efficient new technology
As a pioneer in this field, Crédit Mutuel-CIC has made new technology a central feature of its commercial strategy, with innovative products and services designed to make life easier: mobile
telephone services for monitoring your accounts and, in the
near future, paying for your purchases in shops; Protection Vol
(remote home surveillance); Web Conso, an online consumer
credit facility, and more.
The range of telephone service packages has been further
extended with the addition of the Ultimate illimitée package for
Smartphones.
> 648,131 self-employed
professionals and associations
A dual approach has been adopted to advise the bank’s clientele
of trades people, self-employed and independent professionals,
farmers and associations: first, a global approach covering both
professional and personal aspects, as all entrepreneurs need to
look after their businesses and their families and prepare the
future from solid bases; and, second, an offer of ‘tailored’ solutions to meet specific needs.
Services
Managing accounts, receipts and payments, investing surplus
cash, etc. Saving time and reducing administrative tasks are
priorities so as to be able to focus on the business: Contrat
Professionnel Global , a global business banking package,
comprises all the essential banking services and bundles their
costs for a flat fee.
CIC has developed several innovative services in the area of flow
processing: electronic handling of healthcare providers’ social
security forms; a healthcare electronic payment package facilitating the use of electronic payment terminals by doctors;
a dedicated bank card specifically for the legal profession, etc.
CM-CIC Paiement offers secure online payment for small businesses as well as international e-commerce sites operating in
several languages and currencies. With the Prévention fraude
module, you set the filter terms for payments considered too
risky. And thanks to Pack Associations , associations are no
longer obliged to have their own website to offer the possibility
of online payment of fees and/or subscriptions.
Financing
CIC offers a range of suitable loans for starting a business, such
as the subsidised business creation loan (PCE) and Créacic, a
comprehensive and tailored financing solution for business
rescuers restarting a business. Self-employed customers can
avail themselves of services adapted to their situation, such as a
payment card for business expenses, property and casualty
insurance and civil liability cover.
Businesses can draw on CIC’s discount, factoring and receivables
assignment (Dailly) services and overdraft facilities to finance
their operating cycle and meet their cash requirements. And
Assistance Recouvrement CIC sends out reminders on their
behalf to recover unpaid receivables.
For your equipment and production materials purchases, your
relationship manager can provide you with a full range of solutions including leasing options with all-inclusive offers such as
Flash association and Autoconfort, which combine a maintenance contract with a long-term vehicle lease, as well as remote
surveillance of your business premises with Protection Vol Pro.
Savings and wealth management
Tax optimisation, building capital, investing, preparing for retirement, transmitting wealth: your objectives and your requirements evolve over time and the bank will help you draw up a
personalised strategy.
Profit sharing, incentive plans and employee savings plans (PEE
and PEI) are tax-efficient methods of remunerating you and
your employees, as well as motivating and increasing the loyalty
of your staff. Force 3 Epargne and Force 3 Retraite offer a simple
and efficient employee savings solution to very small businesses.
Personal insurance
To protect you and your family, TNS Prévoyance offers a choice
between a capital sum or an annuity in the event of your death;
daily indemnities enabling you to maintain your earnings at
100% of your salary in the case of incapacity to work and an
education allowance. It includes a healthcare and retirement
insurance package that benefits from the tax advantages of the
Madelin law.
Service offer
> 1 10,853 corporates
Relationship managers are in contact with and at the service of
businesses of all sizes and their executives. They can draw on the
capacity for innovation and skill centres of Crédit Mutuel-CIC.
They have extensive expertise spanning flow and cash management, international operations, operating cycles, investment
and social and financial engineering.
Flow management
Our services are at the cutting edge of technology in electronic
payment and remote banking services to handle receipts,
payments, management and security of financial flows and to
optimise surplus cash.
The bank helps business migrate to new file exchange protocols
and to introduce SEPA formats, confirming its capacity to
develop innovative and efficient bank connectivity services,
such as the file management and transmission solution, Hub
Transferts, which is integrated with Filbanque.
CIC distributes the electronic signature certificate K Sign RGS**
for the Keynectis certification authority, thereby providing a
comprehensive EBICS TS and certification package to facilitate
the dematerialisation, securitisation and automation of transactions.
Cash management
The bank markets secure fixed-rate products – CDN negotiable
term deposits or CIC Acti-trésorerie – and CAT term deposits at
interest rates that increase each quarter including a three-year
CAT indexed on three-month Euribor – or annually. With Libre
Arbitre, a range of market investments, capital can be guaranteed at maturity.
International
CIC is your day-to-day partner for supporting your strategy,
financing your development, limiting interest rate and foreign
exchange risk and determining your means of payment. Through
its 39 international branches and representative offices and
through CM-CIC Aidexport, it can offer ad hoc services, such as
market research, organisation of trade missions, partnerships
and setting up of operations, among others.
The Avance Plus Prospection service rounds off its financing
offer to exporting SMEs by combining a cash advance with
prospection insurance from Coface. Trade Services facilitates
electronic exchanges relating to all documentary credits.
Operating cycle
Short-term credits, surety bonds, guarantees, factoring, receivables assignment (Dailly), etc. offer numerous solutions to
finance your operating cycle.
With the CIC InfoRisk information service and credit insurance
via the CM-CIC Factor factoring agreements, you can protect
your business against the risk of payment default and secure
your trade receivables, which can be dematerialised with the
E-pack service.
Investment
Whether for creating or taking over a business, renovating its
production facilities, acquiring or extending business premises or
innovating, CIC offers a range of conventional loans and appropriate equipment and real estate leasing and finance leasing
solutions.
Social engineering
An offer comprising all aspects of deferred collective remuneration (profit sharing, incentive plans and employee savings plans)
and group insurance cover (retirement indemnities, plans under
Article 39/83 of the French Tax Code, health and personal insurance) in an advantageous tax framework.
The CIC Plan Retraite Evolutif allows you to optimise your remuneration policy while controlling your expenses: designed to
adapt to changes in your company and in the business cycle, it
combines the advantages of the PERCO collective retirement
savings plans and Article 83.
Financial engineering
From creation to expansion, growth through acquisitions and
transmission, a business goes through a variety of complex
financial, legal and accounting phases: CIC can help you at each
of these key phases in your business’s future.
CIC profile
CIC is the holding company and network bank for the Greater Paris region.
It federates five regional banks and subsidiaries specialised in all finance
and insurance business lines in France and abroad.
> T he group’s activity is organised
around four core businesses
4,462,041 customers including:
Retail banking encompasses all the banking and specialist
activities whose products are distributed through the network:
life and property-casualty insurance, equipment operating and
finance leasing, real estate leasing, factoring, fund management,
employee savings plans and real estate.
Financing and capital markets:
• financing encompasses credit facilities for large corporates
and institutional customers, specialized financing (export
financing, project and asset financing, etc.), international
operations and foreign branches;
• the capital markets activities, in their broadest sense, comprise
customer and proprietary transactions involving interest rate
instruments, foreign currencies and equities, including brokerage services through CM-CIC Securities.
Private banking provides expertise in asset management
and estate planning to entrepreneurs and private investors.
The private banking division operates at national and regional
level under the CIC Banque Privée banner with 343 employees
in 54 towns. It draws on the expertise of the group’s specialist
subsidiaries in France and abroad.
Private equity comprises equity investments, M&A advisory
services and financial and capital markets engineering. It is
organised around two businesses: CM-CIC Capital Finance and
CM-CIC Investissement. CIC is one of the leading players in this
segment in France outside the Paris region.
3,703,056 individuals
68,065 associations
580,066 self-employed professionals
110,853 corporates
20,779 employees*
2,108 branches in France
3 foreign branches,
36 representative offices
and 30 private banking offices
outside France
Data as at 31 December 2011
* Full-time equivalent
Activity of the regional banks
CIC (Greater Paris region)
Customers (1):
686,153
• individuals
571,897
• associations
• self-employed professionals
• corporates
ATMs
11,101
89,236
13,919
290
Customer loans
15,591
Customer deposits
15,102
Managed savings
10,431
CIC Ouest
Customers (1):
697,343
• individuals
576,361
• associations
• self-employed professionals
90,560
• corporates
20,623
ATMs
CIC Ouest
9,799
391
Customer loans
16,873
Customer deposits
11,354
Managed savings
9,353
CIC Sud Ouest
Customers (1):
394,388
• individuals
314,977
• associations
7,118
• self-employed professionals
62,290
• corporates
10,002
ATMs
CIC Sud Ouest
376
Customer loans
8,172
Customer deposits
5,340
Managed savings
3,440
(1) including other customers
Data at 31 December, 2011; monthly average principal amounts in millions of euros
CIC
CIC Nord Ouest
CIC Est
6 avenue de Provence
75009 Paris
Tel: +33 (0)1 45 96 96 96
www.cic.fr
33 avenue Le Corbusier
59800 Lille
Tel: +33 (0)3 20 12 64 64
www.cic.fr
31 rue Jean Wenger-Valentin
67000 Strasbourg
Tel: +33 (0)3 88 37 61 23
www.cic.fr
Chairman and chief executive officer:
Michel Lucas
Deputy chief operating officer:
Alain Fradin
Director of the retail banking network:
Daniel Baal
Director of the corporate banking network:
René Dangel
Chairman and chief executive officer:
Stelli Prémaor
Deputy chief operating officers:
Eric Cotte – Bernard Duval
Chairman and chief executive officer: Philippe Vidal
Chief operating officers:
Luc Dymarski – Pierre Jachez
CIC Ouest
8 rue de la République
69001 Lyon
Tel: +33 (0)4 78 92 02 12
www.cic.fr
2 avenue Jean-Claude Bonduelle
44000 Nantes
Tel: +33 (0)2 40 12 91 91
www.cic.fr
Chairman and chief executive officer:
Michel Michenko
Deputy chief operating officers:
Michel David – Laurent Métral
CIC Lyonnaise de Banque
Chairman and chief executive officer: Rémy Weber
Deputy chief operating officers:
Isabelle Bourgade – Yves Manet
CIC Nord Ouest
Customers (1):
746,517
• individuals
631,132
• associations
• self-employed professionals
CIC Nord Ouest
• corporates
ATMs
CIC
Ile-de-France
CIC Est
9,668
86,989
18,728
338
Customer loans
16,059
Customer deposits
11,888
Managed savings
8,241
CIC Lyonnaise de Banque
Customers (1):
926,661
• individuals
752,733
• associations
16,342
• self-employed professionals
131,414
• corporates
26,172
ATMs
CIC Lyonnaise de Banque
23,122
Customer deposits
15,764
Managed savings
13,154
CIC Est
Customers (1):
1,010,979
• individuals
855,956
• associations
Cité Mondiale
20 quai des Chartrons
33058 Bordeaux Cedex
Tel: +33 (0)5 57 85 55 00
www.cic.fr
Chairman and chief operating officer:
Jean-Jacques Tamburini
Chief operating officer: Pascale Ribault
14,037
• self-employed professionals
119,577
• corporates
21,409
ATMs
CIC Sud Ouest
599
Customer loans
476
Customer loans
21,551
Customer deposits
13,828
Managed savings
10,749
Simplified organisation chart
CIC
Retail banking
network
Private
banking(1)
100%
100%
100%
100%
100%
CIC
Nord Ouest
CIC
Ouest
CIC
Sud Ouest
CIC
Est
CIC
Lyonnaise
de Banque
100%
62.7%
100%
72.4%
100%
CIC
Banque
Transatlantique
Dubly
Douilhet
Banque
CIC
Suisse
Banque de
Luxembourg
CIC Private
Banking Banque Pasche
100%
Private
equity
CM-CIC
Capital
Finance
100%
99.9%
100%
99.2%
54.1%
CM-CIC
Asset
Management
23.5%
CM-CIC
Gestion
CM-CIC
Epargne
Salariale
CM-CIC
Securities
CM-CIC
Bail
CM-CIC
Lease
95.5%
100%
CM-CIC
Factor (2)
CM-CIC
Aidexport
Specialized
businesses
20.5%
Groupe des
Assurances
du Crédit
Mutuel
Insurance
Shared
services
companies
12.5%
No capital
No capital
Euro
Information
GIE
CM-CIC
Titres
GIE
CM-CIC
Services
(1) Private banking business is also conducted by CIC’s Singapore branch (in Singapore
and via CIC Investor Services Limited in Hong Kong).
(2) CM-CIC Factor (formerly Factocic) absorbed CM-CIC Laviolette Financement on 2 January 2012.
The percentages indicated represent the percentage of control exercised by CIC within the meaning of Article L.233-3 of the French Commercial Code.
Companies that are not controlled by CIC (less than 50% holding) are also held by Crédit Mutuel, as indicated opposite.
They are thus controlled within the meaning of the same Article by the Crédit-Mutuel-CIC group.
CIC comprises:
• CIC (Crédit Industriel et Commercial), the holding company and bank
that heads the CIC group. It is also the regional bank serving the Greater Paris
region and houses the group’s investment, financing and capital markets
activities;
• five regional banks, each of which serves a clearly-defined region;
• specialist entities and service companies serving the entire group.
Crédit Mutuel shareholdings by business:
Private banking
Banque de Luxembourg: 27.6%
Specialised businesses
CM-CIC Asset Management: 76.5%
CM-CIC Bail: 0.8%
CM-CIC Lease: 45.9%
CM-CIC Factor: 4.5%
Insurance
Groupe des Assurances du Crédit Mutuel: 79.5%
Shared services companies
Euro Information: 87.5%
The strength of an international group
11 federations(1)
Caisse Fédérale
de Crédit Mutuel
93%
Banque Fédérative
du Crédit Mutuel
(Banks 82% – ACM 18%)
6%
Regional banks
93%
(BFCM)
and local banks
Caisses
de Crédit Mutuel
CIC Nord Ouest
Financial
of the 11 federations
Asset Management* • Bail* • Épargne Salariale*
Gestion* • Factor* • Securities* • Titres* • Aidexport*
BECM • Sofémo • Filaction • ESN • Home Loan SFH*
Centre Est Europe
Technology
CIC Est
CIC Ouest
Ile-de-France
Euro Information • EID - EIP • EIS - Sicorfé • EP Surveillance
EIDS • ETS • Euro GDS • Euro P3C • Euro TVS
EurAfric Information • IID / DPS • Keynectis • CardProcess
NRJ Mobile • Axxès • EP Services
Savoie-Mont Blanc
Insurance
Sud-Est
CIC Sud Ouest
CIC Lyonnaise de Banque
Banca Popolare di Milano
100%
GACM • ACM Vie SAM • ACM Vie SA • Sérénis Vie • ACM IARD
Sérénis Assurances • ACM Services • Partners • RACC Seguros
RMA Watanya • Astree • ICM Life • Procourtage
Midi-Atlantique
Centre
51%
50%
Real estate
Sarest* • Ataraxia* • SOPARIM* • SOFEDIM* • AFEDIM*
Gestion immobilière* • Lease CMH
Dauphiné-Vivarais
Loire-Atlantique Centre-Ouest
20%
25%
Asset management
CIC Banque Privée • CIC Banque Transatlantique (France,
Luxembourg, Belgium, Singapore, Montreal) • Banque de Luxembourg
CIC Suisse • Banque Pasche • Dubly Douilhet
Méditerranéen
Normandie
5%
50%
Private equity
Anjou
100%
CM-CIC Capital Finance • CM-CIC Investissement (SCR)
100%
100%
100%
100%
100%
6.60%
CIC Iberbanco
Cofidis
Banque Casino
Banque de Tunisie
BMCE Bank
Banco Popular
TARGOBANK (Spain)
50%
TARGOBANK (Germany)
(1) Centre Est Europe; Sud-Est; Ile-de-France; Savoie-Mont Blanc; Midi-Atlantique; Dauphiné-Vivarais; Loire-Atlantique et Centre-Ouest; Normandie; Centre; Méditerranéen; Anjou.
U.K.
* CM-CIC subsidiaries
United Kingdom
Germany
Belgium
1
France
Luxembourg
2
Czech Republic
Slovakia
Switzerland
3
Hungary
Portugal
Italy
Spain
Morocco
Tunisia
1 CM-CIC Bail Belgique – BT Belgium
Cofidis – Partners (Insurance)
2 Banque de Luxembourg – BT Luxembourg
ICM Life (Insurance)
3 CIC Private Banking – Banque Pasche
Banque CIC (Suisse)
International and specialist network
Sweden and Scandinavia
Israel
Grev Magnigatan 6
SE - 114.55 Stockholm
Tel: +46 8 611 47 11
E-mail: cicstockholm@cic.pp.se
Y.S. Consulting
Beit Hatasiya (Industry House)
29, Hamered Street,
10th floor - Suite 1030
POB 50156
Tel-Aviv 61500
Tel: +972 3 517 22 71
E-mail: cic-il@zahav.net.il
Martine Wahlström
Switzerland
29 avenue de Champel
1211 Geneva 12
Tel: +41 22 839 35 06
E-mail: nadine.johnson@cic.ch
Nadine Johnson
Turkey
Suleyman Seba Cad. N° 48
BJK Plaza A Blok K:4 D:41
Akaretler
34357 Besiktas Istanbul
Tel: +90 212 227 67 39
E-mail: cicturkey@cicturkey.com
International network
Europe
Wilhelm-Leuschner
Strasse 9-11
D 60329 Frankfurt am Main
Tel: +49 69 97 14 61 01
E-mail: infofra@frankfurt.cic.fr
Corso di Porta Vittoria, 29
20122 Milan
Tel: +39 02 55 19 62 42
E-mail: cicmilano@cicmilano.it
Algeria
CIC Banque Transatlantique
Belgique
Rue de Crayer, 14
1000 Brussels
Tel: +32 2/554 18 90
E-mail:
cicbruxelles@cicbanques.be
Yolande van der Bruggen
Spain
Calle Marquès de la Ensenada
n°2-3
28004 Madrid
Tel: +34 91 310 32 81/82
E-mail: cic.madrid@cicmadrid.com
Rafael Gonzalez-Ubeda
United Kingdom
Veritas House
125 Finsbury Pavement
London EC2A IHX
Tel: +44 20 74 54 54 00
Ubaldo Bezoari
Greece
Vassileos Alexandrou 5-7
11528 Athens
Tel: +30 210 72 22 531/541
E-mail: cicgrece@cicgrece.gr
Georges Anagnostopoulos
Hungary
Budapesti kepviseleti Iroda Fö
utca 10
H-1011 Budapest
Tel: +36 1 489 03 40
E-mail:
cicbudapest@cicbudapest.hu
Kalman Marton
Poland
Ul Stawki 2
Intraco 29 p.
00-193 Warsaw
Tel: +48 22 860 65 01/02/03
E-mail: cicvarsovie@cicvarsovie.pl
Barbara Kucharczyk
Portugal
Avenida de Berna n°30, 3° A
1050-042 Lisbon
Tel: +351 21 790 68 43/44
E-mail: ciclisbonne@mail.telepac.pt
Henrique Real
Czech Republic
Mala Stepanska 9
12000 Prague CZ
Tel: +420 2 24 91 93 98
E-mail: cicprague@cicprague.cz
Zdenka Stibalova
Romania
Str. Herastrau nr.1, etaj 2
Apt. 6, Sector 1
011981 Bucharest
Tel: +40 21 203 80 83
E-mail: cic@cicbucarest.ro
Adela Bota
Russian Federation - CIS
9, korp. 2A
Kutuzovskiy prospekt
Office 93-94
121248 Moscow
Russian Federation
Tel: +7 495 974 12 44
E-mail:
cic-moscow@cic-moscow.ru
Nikita Stepanchenko
Blanche Ammoun
Americas
CIC Do Brasil
Rua Fidêncio Ramos, 223
13 Andar - cj 132
CEP 04551 - 010
Sao Paulo SP
Tel: +55 11 3846 2212
E-mail: cicbrasil@brasil-cic.com.br
Africa
Belgium and the Netherlands
Achrafieh
Rue de l’Archevêque Ghofrayel
Immeuble Attar - rdc gauche
Beirut
Tel: +961 1 216 320
E-mail: cicba@cyberia.net.lb
Brazil
Italy
Luigi Caricato
Lebanon and Middle East
Mehmet Bazyar
Germany
Christoph Platz-Baudin
Jacob Shtofman
38 rue des Frères Benali
(ex-Parmentier)
Hydra
16000 Algiers
Tel: +213 21 60 15 55
E-mail: cicbalg@cicalgeria.com.dz
Ahmed Mostefaoui
Egypt
28 rue Cherif
Cairo 11-111
Tel: +20 2 23 93 60 45
E-mail: cicegypt@soficom.net
Hussein M. Lotfy
Morocco
12 boulevard Brahim Roudani
Résidence Zeïna
1er étage - Appartement 102
20000 Casablanca
Tel: +212 522 20 67 67/68 16
E-mail: cicmaroc@cicmaroc.ma
Mahmoud Belhoucine
Tunisia
Immeuble Carthage Center
Rue du Lac de Constance
1053 Les Berges du Lac - Tunis
Tel: +216 71 96 23 33/96 30 78
E-mail: cictunisie@cictunisie.tn
Emna Ben Amor – Dimassi
Luiz Mendes de Almeida
Chile
Edificio World Trade Center
Santiago
Av. Nueva Tajamar 481
Torre Norte - Oficina 1401
Las Condes - Santiago de Chile
Tel: +56 2 203 67 90
E-mail:
cicbanqueschili@cicsantiago.cl
Sylvie Le Ny
United States
CIC
520 Madison Avenue
New York, N.Y. 10022
Tel: +1 212 715 44 00
E-mail: sfrancis@cicny.com
Steve Francis
Mexico
Andrés Bello n° 45
Piso 13A
Col. Polanco 11560
Mexico D.F.
Tel: +52 55 52 80 83 73
E-mail: cicmexico@cicmexico.mx
Middle East
Olivier Soulard
United Arab Emirates
Venezuela
Dubaï-Al Wasl-Sheikh Zayed road
Dubaï National Insurance Building
1st floor - Office 106
Po Box : 16732 Dubai
United Arab Emirates
Tel: +971 4 325 1559
E-mail: cicba@emirates.net.ae
Centro Plaza - Torre A - Piso 12
Oficina 1
Avenida Francisco de Miranda
Caracas
Postal address: Apartado Postal
60583 Caracas 1060
Tel: +58 212 285 45 85/286 25 03
E-mail:
cicvenezuela@cicvenezuela.com.ve
Blanche Ammoun
Pierre Roger
Asia
East China/Shanghai
Room 2005
Shanghai Overseas Chinese
Mansion
N° 129 Yan An Xi Road (w)
Shanghai 200040
Tel: +86 21 62 49 66 90/69 27
E-mail:
cicshanghai@cicshanghai.cn
Shan Hu
North China/Beijing
Room 310, Tower 1, Bright China
Chang An Building
N° 7 Jianguomennei Dajie
Dong Cheng District
Beijing 100005 P.R.
Tel: +86 10 65 10 21 67/68
E-mail: cicpekin@cicpekin.cn
Wenlong Bian
South China/Hong Kong
22nd floor, Central Tower
28 Queen’s Road Central
Hong Kong
Tel: +85 2 25 21 61 51
E-mail: cichongkong@
cichongkong.com
Timothy Lo
South Korea
Samsug Marchen House 601
Il-San-Dong-Ku
Jang-Hang-Dong-2-Dong 752
Goyang 410-837
South Korea
Tel: +82 31 901 1225
E-mail: cicseoul@hanmail.net
Isabelle Hahn
India
A-31 Feroz Gandhi Marg
Lajpat Nagar Part 2
New Delhi 110 024
Tel: +91 11 41 68 06 06
E-mail: cicindia@cicindia.net
Mathieu Jouve Villard
Indonesia
Wisma Pondok Indah 2,
Suite 1709
Jalan Sultan Iskandar Muda
Pondok Indah Kav. V-TA
Jakarta Selatan 12310
Tel: +62 21 765 41 08/09
E-mail: cicindonesia@
cicindonesia.co.id
Japan
Sun Mall Crest 301
1-19-10 Shinjuku
Shinjuku-ku
Tokyo 160 - 0022
Tel: +81 3 32 26 42 11
E-mail: cictokyo@cic-banks.jp
Frédéric Laurent
Singapore
63 Market Street
#15-01 floor
Singapore 048942
Tel: +65 65 36 60 08
www.cic.com.sg
E-mail: angladje@singapore.cic.fr
Jean-Luc Anglada
Taiwan
380 Lin-shen North Road
10 F (101 room)
Taipei
Tel: +886 2 2543 26 62/63
E-mail: cictaiwan@cictaiwan.tw
Specialist network
France
Private Banking
CIC Banque Transatlantique
26 avenue Franklin D.Roosevelt
75008 Paris
Tel: +33 1 56 88 77 77
www.banquetransatlantique.com
Chairman and Chief Executive
Officer: Bruno Julien-Laferrière
Deputy Chief Operating Officer:
Hubert Veltz
Private equity
CM-CIC Capital Finance
4-6 rue Gaillon
75002 Paris
Tel: +33 1 42 66 76 63
www.cmcic-capitalfinance.com
Antoine Jarmak – Pierre Tiers
Carl Arnou
Belgium
Henri Wen
Private Banking
Thailand
Banque Transatlantique
Belgium
Rue De Crayer, 14
1000 Brussels
Tel: +32 2 626 02 70
E-mail: btb@
banquetransatlantique.be
496-502 Amarin Tower,
10th floor
Ploenchit road, Lumpini
Pathumwan
Bangkok 10330
Tel: +66 2 305 6894
E-mail: cicthai@loxinfo.co.th
Banque Transatlantique
Luxembourg
17 Côte d’Eich - BP 884
L 2018 Luxembourg
Tel: +35 2 46 99 891
E-mail:
btl@banquetransatlantique.lu
Didier Huard
Switzerland
Private Banking
CIC Private BankingBanque Pasche
10 rue de Hollande
Case Postale 5760
1211 Geneva 11
Tel: +41 22 818 82 22
E-mail: pasche@cm-bpgroup.ch
Christophe Mazurier
Banque CIC (Suisse) SA
13 place du Marché
4001 Basel
Tel: +41 61 264 12 00
E-mail: info@cic.ch
Thomas Müller – Philippe Vidal
United States
Private Banking
Abhawadee Devakula
United Kingdom
CIC Banque Transatlantique
520 Madison Avenue
New York, N.Y. 10022
Tel: +1 212 644 42 19
E-mail: btnewyork@
banquetransatlantique.com
Vietnam
Private Banking
Pascal Le Coz
c/o Openasia Consulting Limited
6B Ton Duc Thang Street,
1st floor
District 1
Hô Chi Minh City
Tel: +848 391 05 029
E-mail:
cicvietnam@openasiagroup.com
CIC Banque Transatlantique
Hong Kong
125 Finsbury Pavement
Private Banking
Dai Tu Doan Viet
Oceania
Australia
Suite 1 503, Level 15 Chifley Tower
2 Chifley Square
Sydney NSW
2000 Australia
Tel: +61 2 922 607 01
E-mail: suttonle@australia.cic.fr
Lee Sutton
Michel de Villenfagne
London EC2A IHX
Tel: +44 20 74 96 18 90
E-mail: btlondres@
banquetransatlantique.com
Yves Pinsard
Luxembourg
Private Banking
Banque de Luxembourg
14 boulevard Royal
L 2449 Luxembourg
Tel: +35 2 49 92 41
E-mail:
banque.de.luxembourg@bdl.lu
Pierre Ahlborn – Philippe Vidal
CIC Banque Transatlantique
22/F, Central Tower
28 Queen’s Road Central
Hong Kong
Tel: +85 2 21 06 03 91
E-mail: bthongkong@
banquetransatlantique.com
Juliette Michelon-Tang
CIC Investor Services Limited
22nd floor, Central Tower
28 Queen’s Road Central
Hong Kong
Tel: +85 2 21 06 03 88
E-mail: loti@hongkong.cic.fr
Timothy Lo
Singapore
Private Banking
CIC Banque Transatlantique
63 Market Street #15-01
Singapore 048942
Tel: +65 62 31 98 80
E-mail: btsingapour@
banquetransatlantique.com
Hervé Guinebert
CIC Singapore
63 Market Street #15-01
Singapore 048942
Tel: +65 62 31 98 80
www.cic.com.sg
E-mail: kwekpa@singapore.cic.fr
Paul Kwek
CIC, a French limited company (société anonyme) with share capital of €608,439,888 – 6, avenue de Provence - 75009 Paris
Swift CMCIFRPP – Tel: +33 1 45 96 96 96 – Paris Trade and Companies Registry no. 542 016 381
Register of Insurance Intermediaries no. 07 025 723 (www.orias.fr)
Bank governed by Articles L.511-1 et seq. of the French Monetary and Financial Code for transactions carried out in its capacity as an insurance intermediary
May 2012 - Photos: Caroline Doutre
www.cic.fr