Four Alarm Newsletter - Firefighters Community Credit Union

Hot Topics for 3rd Quarter 2016
President’s Message
What’s The Recipe For Financial Success?
Unlike banks, credit unions have a specific
field of membership. This defines who
may open accounts and belong to the
financial cooperative. Your credit union
was chartered in 1936 to serve exclusively
Cleveland firefighters.
YOU! As a member, you’re helping to make our credit union one of the
fastest growing financial co-ops in Northeast Ohio! Your deposits help
to fund members’ loans. When you obtain a loan at the credit union,
the interest paid funds great rates and keeps our fees low to ensure
every member benefits!
Over the past 80 years, the field of our
credit union’s membership has been
expanded many times to include safety forces in Cuyahoga County
and all the contiguous counties, as well as many other employer
groups. In 2005, FFCCU was approved for a community charter
making membership available to anyone who lives, works,
worships, or attends school in Cuyahoga and Lake counties. We
then added Lorain County at the end of 2015 through a merger.
This larger field of membership has allowed the credit union to
grow and add financial strength while bringing new and modern
services to the membership.
Ben Laurendeau
We’d like to THANK YOU for your continued support so we’re throwing
a party for you! Join us Friday, July 15th and enjoy special member
perks. There’ll be something for everyone at the branches including FREE
FFCCU swag, awesome give-a-ways, food and special offers. Plus, a
few of the branches will have special guest appearances: Brian Fowler
from 99.5 WGAR, Jeff Kurkjian from Q104 and a visit from Firehouse
Grilling Company, a firetruck that’s been converted into a food truck by
one of our very own members (who is also a Lorain firefighter)!
Don’t miss out on this very special day to celebrate YOU. Be sure to RSVP
to our event on Facebook and check ffcommunity.com for further details!
This growth opportunity, combined with the desire to make credit union
membership available to as many consumers as possible, has led us
toward further expansion. In June, we were approved to add Medina,
Summit, Portage, and Geauga counties to our field of membership.
The financial cooperative grows stronger, resulting in better value
to the membership, with each new member. The board, management,
and staff are excited for this new opportunity to serve the expanded
area and encourage you to help us spread the news.
YOU’RE INVITED!
Member Appreciation Day
July 15, 2016
Awesome Promos • Cool Games • Prizes • Giveaways • More
Want details and updates?
Privacy Notice – Federal law requires us to tell you how we collect, share, and protect your
personal information. Our privacy policy has not changed and you may review our policy
and practices with respect to your personal information at ffcommunity.com or we will mail
you a free copy upon request if you call us at 216.621.4644.
Accounts are insured up to $250,000.00 by American Share
Insurance. This institution is not federally insured by member choice.
MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY
ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
Visit ffcommunity.com or RSVP to our event on Facebook!
FFCCU for the win.
*Accounts are insured up to $250,000.00 by American Share Insurance. This
institution is not federally insured by member choice. MEMBERS’ ACCOUNTS
ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR
GOVERNMENT-SPONSORED AGENCY.
Four Alarm News
how daring are you?
We’ve already saved many members thousands with interest savings, debt
consolidation and refinancing. Let us see how much we could save you!
Take the Dare2Compare challenge and schedule a FREE account review
today by stopping into an FFCCU branch, calling 216.621.4644 or visiting
ffcommunity.com/Dare2Compare.
Starting Member Appreciation Day (July
15th), you can get a sizzlin’ grillin’ apron
when you complete your account review.*
Too HOT
to Handle
Firefighters
216.621.4644
Community
•
Credit
Union
ffcommunity.com
*Visit ffcommunity.com for full details. No purchase
required. Reviewee must be 18 years of age or older
and must be or be eligible to be an FFCCU member.
**One apron per member upon review completion.
Offer available while supplies last.
You’ll Flip For Our Hot
Home Equity Loan Rates!
We’re offering rates as low as
2.49% APR (fixed) PLUS up to
$
500 in closing costs waived!*
Ask a teammate
for details today!
Spark-Worthy
At FFCCU, we like to recognize the people in our fire departments who go
above and beyond the call of duty by making amazing contributions to
our communities. We call these people, “Spark-Worthy.”
Help us thank them and their families for their service by nominating them for
a Spark-Worthy award! Get all the details at ffcommunity.com/SparkWorthy.
2017 Spark-Worthy nominations are due no later
than 5pm EST on July 31, 2016.
E-mail: Fill out the digital form at ffcommunity.com
or send an e-mail to communications@ffcommunity.com.
Mail: FFCCU c/o: The Marketing Dept.
4664 East 71st Street, Cuyahoga Hts. OH 44125
FFCCU for the win.
*Restrictions apply. Please see ffcommunity.com for full details. Members must be 18 years of age or older.
Approval and rates based on credit worthiness, number of years the loan is financed and the amount financed.
80% combined loan to value or less. Higher rate may be offered upon approval. Rates quoted reflect .25%
discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at
least $200 per month, sign up for Auto Pay for loan payments). Closing costs up to $500 will be waived
if application is approved, an initial amount of $10,000 is advanced, and the loan remains open for a
period of 12 months. In many cases, the interest is tax-deductible; please consult your tax advisor. Promotion
valid: 7/15/16 – 8/31/16. Accounts are insured up to $250,000.00 by American Share Insurance. This
institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR
GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
In-Branch: Give to a teammate at any of our nine branches.
Teammate News
New to the FFCCU Family - We are happy to welcome our newest FFCCU teammates. Abby
Congrats to our MVT Winner!
McLeod and Toyia Neal have joined our team as Collections Assistants at our Admin. office. Anita
Williams is our new Teller at our downtown branch (St. Clair) and Beverly Minnich joins her
downtown as our new Financial Service Representative. We’re so glad you’re here!
Familiar Faces in New Places - Congratulations to LeeAnn Vasicek who was promoted to
Member Contact Center Supervisor at our St. Clair branch and Christine Kasper who was promoted
to Head Teller at our Emerald branch! Thank you both for doing an amazing job helping our
teammates and members here at FFCCU.
Important Dates:
07/04 - Independence Day: offices closed
07/15 - Member Appreciation Day
07/31 - Spark-Worthy Nominations Due
09/05- Labor Day: offices closed
09/14- Miracle Jeans Day (Supporting
Children’s Miracle Network)
www.ffcommunit y.com • 216.621.4644
Patty Sebold
Patty went above and beyond
her duties to help a teammate
take care of a member with a
particularly complicated loan
and title process at the same time.
Thanks for everything you do here
at the credit union, Patty!