Payment Processing Solutions
Transcription
Payment Processing Solutions
Payment Processing Solutions An Overview Of Payment Processing Solutions On ePN’s Secure Payment Gateway Confidential & Proprietary to eProcessing Network Why a Gateway Point of Sale Wireless Internet Consolidated Reporting Transaction reports available immediately Multiple Payment Options Internet – Mobile – Point of Sale Integration Options QuickBooks - API/Software Integration – Hundreds of shopping cart options Always at the forefront Updates are automated – Always secure & always up to date with the latest Confidential & Proprietary to eProcessing Network Integrity We will never rob you of your most prized possession, your merchant! • No internal or external sales staff • We will never EVER sell to your merchants directly or indirectly • We refer new merchant account leads to the nearest reseller by Zip Code • We are a TRUE Partner, NOT your competitor Confidential & Proprietary to eProcessing Network Sales Driven Company Many agents today are statement evaluators Stop the trend! - we provide “Solutions” that facilitate growth • • • • • • Medical Offices Billing Professionals Mobile Merchants Small Startup Merchants Non for Profit Organizations Internet Startups Plus Many more… “If you let yourself get commoditized, you can only sell on price, which is a long-term losing proposition. So what you need to do is add more value to the transaction in a way that makes your solution unique.” – Green Sheet, March 09, 2009 Confidential & Proprietary to eProcessing Network Online/Virtual Terminal Welcome Screen In this presentation we will cover the use of the Online Terminal, Reporting and Dynamic Recurring transactions. Confidential & Proprietary to eProcessing Network Online/Virtual Terminal Card Processing tab Credit card transactions MagTek MagneSafe store and forward transactions Confidential & Proprietary to eProcessing Network Online/Virtual Terminal Card Processing tab Optional Description information can be entered here… along with an optional email address for an email receipt to the customer. Confidential & Proprietary to eProcessing Network Online/Virtual Terminal Processing – Approval - Print Confidential & Proprietary to eProcessing Network ePNJPOS – Point of Sale Software • • • • • • Retail/MOTO Solution No constant login required Block Browsers if desired Clerk/Terminal Access controls Credit – Check – Pin Debit Any Windows Operating System Swiped transactions via Bluetooth or USB PIN Debit + Swiped Transactions + Signature Capture* *Additional fees apply Confidential & Proprietary to eProcessing Network What can I install it with? Retail/MOTO Solution MagTek USB Interface Card Reader Now with… Verifone Pin Pad 1000SE P003-190-02-WWE PIN pad 1000se Unit WCL115002-A USB Cable Woosim PORTI-SC-30 Bluetooth Card reader and Printer Ingenico i6550 USB Interface Card Reader, PIN Debit Entry and Signature Capture Device MagTek BT-90 Bluetooth Card reader Confidential & Proprietary to eProcessing Network What can I install it with? Retail/MOTO Solution MagTek USB Interface Card Reader Now with… MagTek Excella MDX TM Woosim PORTI-SC-30 Bluetooth Card reader and Printer - 22360001 - Excella MDX Unit - TASQ can offer MagneSafe™ key injection for the Card Reader compatible with ePN. Ingenico i6550 USB Interface Card Reader, PIN Debit Entry and Signature Capture Device MagTek BT-90 Bluetooth Card reader Confidential & Proprietary to eProcessing Network Multi Merchant Option • • • • • Nail Salons Hair Salons Lawyers Doctors Offices Professional Services Confidential & Proprietary to eProcessing Network Multi Merchant Option Consolidate Reporting with Master Accounts a. Processing i. View transactions from all sub accounts with a single login ii. Process sales, returns, voids, on any sub account b. Reporting Only i. View transactions from all sub accounts with a single login Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Works on PRO – PREMIER – ENTERPRISE 2006 & Newer Does not Work on FREE - POS – Basic - Web Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® TWO TYPES OF MERCHANTS… 1. For The Merchant Who Uses The Invoicing Inside QB • Immediately apply against invoices • Download transactions to apply against existing invoices • Apply card on file payments from within QuickBooks ® 2. For The Merchant Who Does Not Use Invoicing • Run Sales Against Sales Receipts During Payment • We Can Also Integrate ALL Activity into QuickBooks® For Reconciliation Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Service call comes in and Merchant Invoices the customer Customer calls the Merchant after receiving invoice and wants to make Payment Over the phone: Choice 1: Take the credit card information Choice 2: ePN Card on File if it is a previous customer Same concept applies to: Medical Offices, Plumbing, Medical, Suppliers, Professional Billers, Pool Maintenance, Lawn Care Businesses and other service merchants Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Start QB… From the “Customers” Drop Down Menu… Choose “ePNPlugIn” and “Receive Payment” Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks 1 2 3 4 5 ® 1. Allows for „on the fly‟ invoice creation. 2. Ability to perform „card on file‟ transactions from within QuickBooks – yet, not stored on merchants computer (data pulled from our server) 3. Allows for payments against „Sales Receipts‟ 4. Merchants can generate email receipts to customers automatically. 5. Add Sales Receipts on the fly Confidential & Proprietary to eProcessing Network Card on File Transactions 1 1. Search by Customer Name, Company Name, or Transaction ID 2. Search Results 3. Selected transaction – Last 4 digits of CC Shown for Confirmation 2 3 Allows merchants to charge previous customers without re-entering all the transaction data Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® 1. Transaction results will be shown 2. Payment is posted to „Undeposited Funds‟ accessible from „Payments to Deposit‟ Window – in the Banking Drop down menu Confidential & Proprietary to eProcessing Network Deposit Process Here is the transaction, the merchant matches it with Bank Statement (if so desired) and makes the „deposit‟ into his selected account in QuickBooks Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Service call comes in and Merchant Invoices the customer Customer pays through Online Bill Payment Page – Generated with ePN Welcome to Sample Electric’s Online Payment Site A free service to all our customers Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Start QB… From the “Customers” Drop Down Menu… Choose “ePNPlugIn” and “Download Transactions” Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Download all new transactions on Server Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Auto Select Customers – allows ePNPlugIn to match Name Field against customer names in QuickBooks (invoices must still be reconciled if necessary) Confidential & Proprietary to eProcessing Network ePNPlugIn for QuickBooks ® Sales Receipts on the Fly during download Edit QuickBooks invoices on the fly Confidential & Proprietary to eProcessing Network Same Deposit Process Applies Here is the transaction, the merchant matches it with Bank Statement (if so desired) and makes the „deposit‟ into his selected account in QuickBooks Confidential & Proprietary to eProcessing Network Order Form Generator CREATES Order Pages Sell Products Collect on A/R Create a Donation Page Included with the Internet Basic Account Confidential & Proprietary to eProcessing Network Order Form Generator Product Order Pages Accounts Receivable Collections Confidential & Proprietary to eProcessing Network Order Form Generator With Advanced Recur Customer initiated recurring - for merchants who sell high ticket items. Confidential & Proprietary to eProcessing Network Recurring 1. Basic Recur - Same amount every cycle 2. Dynamic Recurring - Bill back 3. Card on File – same customer, different amount Included with the Internet Basic Account Confidential & Proprietary to eProcessing Network Medical - Recurring Medical Office & Average Billing Costs Clear Window Envelope $.05 Paper/Ink/Printer $.09 Quick Facts the average doctor… Sees 17-24 Patients Per Day…(American Academy Postage $.42 RAW COST = $.56 Plus Clerk Costs - $7/hr X 8 = $56.00/Day of Family Physicians) Bills 4 times Per Patient… Sends 68-96 Invoices Per Day… Best case scenario = $1/Per invoice Total --- $1360/Month http://www.aafp.org/fpm/20050700/16what.html **ASSUMING 80 INVOICES/DAY – 4 DAYS/WEEK Confidential & Proprietary to eProcessing Network Medical - Recurring Medical Office & Average Billing Costs - Solution Practice receives EOB which states that Insurance will cover all but $38.10: I. II. Entry Clerk “Pulls” Up Patient And Makes Transaction Recur For Today For $38.10 Money in the Bank Jan Vs. Months Later Confidential & Proprietary to eProcessing Network Medical - Recurring We‟ll Choose All Transactions For “Gomez” Between Mar 1 – 26… Confidential & Proprietary to eProcessing Network Medical - Recurring We will click on “Recur” to setup recurring against this same Amex card. Outstanding collections! Confidential & Proprietary to eProcessing Network Medical - Recurring … after pulling up the original transaction, we can convert it into a “one time” recurring transaction to collect the outstanding $38.10 – or stagger the payments… Confidential & Proprietary to eProcessing Network Dedicated Wireless WAY SYSTEMS MTT •Latest Models •Credit OR PIN Debit •Card Present Rates •Small & Lightweight MobileScape •Credit Cards & Checks •Touch Screen •Integrated Printer New wireless merchants Convert existing wireless merchants Confidential & Proprietary to eProcessing Network ePNJPOS Wireless Especially for: In Home Contractors Electricians Plumbers Transportation Cabs, Shuttles, Limos At Home shows – Mary Kay etc… Trade show vendors Connecting via Data Card or Wi-Fi Swiped Rate – increase your margins No additional Hardware (Many merchants have one already) Reduces/Eliminates coverage complaint calls. Versatile ONE Monthly Fee – (Only a one-time license fee per unit applies) Confidential & Proprietary to eProcessing Network ePNMobile iPhone Application (Browser Edition) Benefits • Access to many merchants who already use the iPhone • No setup fee • No additional monthly or per transaction charges, no matter how many devices • Easy setup Included with any account on ePN Confidential & Proprietary to eProcessing Network ePNMobile Android Application (Browser Edition) Benefits • Access to many merchants who already use the Android • No setup fee • No additional monthly or per transaction charges, no matter how many devices Included with any account on ePN HTC Hero Motorola Cliq Motorola Droid Confidential & Proprietary to eProcessing Network ePNMobile Utilize Merchant‟s Mobile Device to process sales! • One Time License fee Per Unit! • No additional Monthly or per transactions charges • No coverage calls! Confidential & Proprietary to eProcessing Network Wireless MagTek M20 Encrypted Store and Forward Especially for: Furniture Stores – Delayed Delivery Mobile Merchants processing just a few transactions per month Merchants currently using JUST an imprinter – Cabs, Limos, Pizza Delivery Home Services – Plumbers, Electricians, Air Conditioning/Heating Does NOT require: Carrier Service – no recurring charges Power – accept cards ANYwhere! Large Investment – initial and recurring Carrying Cases – small form factor Confidential & Proprietary to eProcessing Network Store and Forward With End-To-End encryption Step 1: Step 2: Amount Step 3: Step 4: Step 5: Step 6: Swipe Card Get imprint, Cardholder Name, Ph# and Connect reader to computer via USB cable Enter transaction amount Select “Submit” to process transaction Repeat steps 3 & 4 for each transaction Confidential & Proprietary to eProcessing Network ePNCommerce One time fee For merchants currently without a Web Site For merchants who currently have a Web Site Confidential & Proprietary to eProcessing Network Auth.Net Emulator ANY software program or shopping cart currently configured to run using Authorize.net‟s Application Programming Interface (API) is able to process transactions through eProcessingNetwork‟s proprietary Emulator Confidential & Proprietary to eProcessing Network Security Every Transaction is encrypted… eProcessingNetwork Software – Does NOT store card data on a merchants computer, PERIOD. In 128-bit encryption there are 3,402,823,669,209,384,634,633,746,074,300,000,000,000,000,000,000,00 0,000 Possible Key Combinations to decipher the data being transmitted! PA-DSS (PABP) Confidential & Proprietary to eProcessing Network Tour Guide Learn how to do anything we just went over on this presentation! Giga-Byte Flash “step-by-step” Demo. Excellent Sales Tool! Excellent Support Tool! HOSTED ~ Unique URL www.eProcessingNetwork.Com/TourGuide Confidential & Proprietary to eProcessing Network Overview • • • • Integrity Integration Simplicity Support Contact Information + + - Simple products that actually work and integrate! Maykel Gomez and Kris Brown Sales Channel Development Managers (T) 800.296.4810 (E) reseller@eprocessingnetwork.com - Solutions that help you get the appointment and KEEP the merchant yours. - Help you close and train your merchants and their employees with the Tour Guide. Confidential & Proprietary to eProcessing Network Questions? Confidential & Proprietary to eProcessing Network