Lunch Winners! - Hardin County Savings Bank

THE
LiNK
Linking you to financial success.
September/October 2016
www.hardincsb.com
Dear LiNK Members,
One of the greatest treasures of
living in our spot in the world
is to witness the four beautiful
seasons. Summer is already
coming to a close and fall has
quickly taken over! Although
the year may have passed the
halfway mark, there are still
many experiences to be had,
events to attend and things to do!
Every month we have something
to keep you well informed and
entertained! September brings
two full days of entertainment
at the Floyd Gospel Sing, and
an opportunity to get lost in
creativity at the one-of-a-kind
Creative Harvest Weekend at
Hen and Chicks. When orange
October rolls around we aim to
keep your identity safe with an
Identity Theft Lunch N’ Learn.
November will get you pumped
with excitement and cheer for the
Christmas season on the four day
Branson tour. December rings in
the Holiday Dinner, your annual
Natasha Phillips
The LiNK Club Director
641-939-3407
natasha@hardincsb.com
Eldora • 641-939-3407
1202 Edgington Ave., PO Box 311
Eldora, IA 50627
Motorbank • 641-939-5561
1414 Edgington Ave.
Eldora, IA 50627
Union • 641-486-5331
415 Center St., PO Box 402
Union, IA 50258
What’s Inside
Save the Date................... 2-4
Working For You.................5
How are you when it comes
to saving money?.................6
What's Online......................6
7 Alarming Identity
Theft Statistics....................7
celebration that wraps up the year
with joyous fellowship, festive
entertainment and all kinds
of gifts. We had to fit one last
hurrah for you before bringing
2016 to a close. Introducing The
Preview Show for New York
City for the fall of 2017! Also,
the Ladies Day Trip is sparkling
NEW and is catered to the gals.
All the details for your events
are conveniently located on the
Events section of this Newsletter.
Every year when making
plans I consider your requests,
comments, and surveys. After all,
the existence of this club is purely
for your betterment and pleasure.
Your viewpoint and opinions are
highly valued, so speak up! Just
please no requests for unicorns,
bigger muscles or to empty the
vault into your bank account. ;)
Happy fall! Let’s make this last
half of 2016 brighter still!.
Truly,
Natasha
Lunch Winners!
Congratulations to our birthday lunch winners:
Donna Bays, Virginia Hartman, Richard Gotto, and Denise Hazelwood!
Each month two members’ names are drawn from that month’s birthday list.
You could be the next lucky winner!
Leaf Sum Game...................8
Puzzle Winner
Kay Clampitt was the puzzle winner and was awarded a $20 MasterCard gift card.
Thank you to all who submitted puzzle entries! Be sure to return your completed puzzle
in this issue. You may be the next lucky winner of a $20 MasterCard gift card.
RESERVE YOUR SEAT TODAY! Natasha@hardincsb.com, 641-939-3407 ext. 138
SAVE THE DATE
SIGN UP
SAVE THE DATE
SIGN UP
Page 2
Hardin County Savings Bank
Identity Theft
Lunch n Learn
Monday, October 17, 2016, at noon
2nd Floor of HCSB, Eldora
RSVP by Tuesday, October 11
Angie Lunsford of the HCSB IT department will share her
knowledge on how to protect yourself and your loved ones from
becoming the next victim of fraud. You’ll walk away smarter and
more prepared to ward off predators. Bring your questions and
gain some wisdom and peace of mind.
Lunch is on us!
Ozark Mountain Christmas
Branson Tour
Wednesday, November 16Saturday, November 19, 2016
Limited seats available*
Make your reservations soon!
Single: $644
Triple: $452
Double: $501Quad:
$427
A $100 deposit is due with registration. Final payment
will be due on or before Monday, September 26.
Tour Includes:
• Round-trip deluxe motor coach transportation
• 3 nights lodging at the beautiful Welk Resort
Branson
• 7 meals
• Luggage handling
• All appropriate gratuities
Special holiday shows and attractions:
• Christmas Wonderland
• Doug Gabriel Show
• Moses!
• The Haygoods
• Titanic - The Experience
• Daniel O’Donnell
• Andy Williams Christmas Show
• Visit to Historic Downtown Branson
JINGLE ALL THE WAY!
Join the Hardin County Savings Bank as we celebrate
the Holidays in Branson! From the elaborate Holiday
décor to the festive special activities and shows you’re sure to enjoy your time in the Ozark Mountain
Country this Christmas season. We have arranged
for you to experience a fun-filled 4-day getaway at
a relaxing pace - a perfect Holiday treat - planned
especially for you!
Holiday Dinner
6:00 p.m.-7:30 p.m.
Thursday, December 1, 2016
The Parish Center at St. Mary’s Catholic Church - Eldora
We always strive to have elements of surprise for your annual festive Christmas bash. What you know you can expect is a variety of gift
card giveaways, a free gift for everyone, great entertainment, delicious food (including dessert) and always a jolly good time! This event to
celebrate YOU, is complimentary exclusively to LiNK members.
Be sure to RSVP early to get your name in for some fantastic prizes!
The LiNK • September/October 2016
Page 3
5:30 p.m. Tuesday, December 13
NYC Tour is September 7-11, 2017
RSVP by Tuesday, December 6
New York City, the grandest city
in our nation is a must see at
least once during your lifetime.
This tour includes New York City’s
brightest highlights in The City
with Everything.
Thursday, September 7Monday, September 11, 2017
5 Days - 5 Meals: 3 Breakfasts, 2 Dinners
Double $3,249; Single $4,249; Triple $3,219
Book Now & Save $150 Per Person:
Double $3,099* Single $4,099; Triple $3,069
Collette Experience Highlights:
Two Broadway Shows, Greenwich Village, Wall Street
district, Little Italy, Chinatown, the Empire State Building,
Central Park Wall Street, 9/11 Memorial, Choice of 9/11
Museum or One World Observatory,
Statue of Liberty, Ellis Island
Day 1: Thursday, September 7, 2017 - New York City, New York:
Tour Begins “Start spreading the news,” because today you arrive
in America’s most exciting metropolis for a getaway filled with
shopping, sightseeing and endless entertainment. Relax as you enjoy
a single hotel stay in the heart of the city.
Day 3: Saturday, September 9, 2017 - New York City: Start your day
with a fun-filled breakfast at the famous Ellen’s Stardust Diner, a
Day 5: Monday, September 11, 2017 - New York City: Tour Ends Your tour comes to a close with many pleasant memories of your
exciting tour of fabulous “New York, New York.”
For important reservation information visit https://gateway.
gocollette.com/link/767689.
Included in Price: Cancellation Waiver and Insurance of $100 per
person, Round Trip Air from Des Moines Municipal Airport, Air
Taxes and Fees/Surcharges, Hotel Transfers and Single Hotel Stay!
"Single Hotel Stay": tours feature every night at the same hotel,
so you only unpack once! Accommodations are carefully chosen,
allowing you the flexibility to access and explore nearby cities and
attractions.
A deposit of $350 (which includes cancellation waiver and
insurance) per person due upon reservation.
Reservations are made on a first come, first served basis.
Reservations made after the deposit due date of
February 28, 2017 are based upon availability.
Final payment due by July 09, 2017.
Please note: deposits are fully refundable up until March 07,
2017, after that date certain charges apply.
See registration form for pricing and cancellation details.
SAVE THE DATE
Day 2: Friday, September 8, 2017 - New York City: This morning,
enjoy breakfast at a local eatery before setting out to embrace the
energy of this fascinating city on a locally guided tour of the “Big
Apple.” You’ll see Greenwich Village, the Wall Street district, Little
Italy, Chinatown, the Empire State Building, Central Park and other
time-honored landmarks. Visit St. Paul’s Chapel in lower Manhattan,
a place where George Washington once worshipped and where
recovery workers came for rest and care during their time at the
World Trade Center site. This afternoon, visit the 9/11 Memorial.
Then, the choice is yours! You may choose to visit the 9/11 Museum,
a poignant tribute to the lives lost at the World Trade Center site
in September 2001. Or, perhaps you would prefer One World
Observatory, an amazing observation deck with spectacular views of
New York City and beyond, located on the 110th floor of One World
Trade Center. This evening, it’s Diner’s Choice…choose the perfect
spot from a “menu” of the city’s popular locations in exhilarating
Times Square. Following dinner, take your seat for an included
Broadway show! You’ll choose from a selection of Broadway’s
biggest hits.* (B, D)
Day 4: Sunday, September 10, 2017 - New York City: This morning
it’s another Diner’s Choice...your breakfast is included and you’ll
choose the perfect spot from a “menu” of the city’s great restaurants.
Enjoy some free time to discover the city at your own pace. Your Tour
Manager will have plenty of suggestions for great ways to spend your
time. Maybe you’d enjoy a shopping spree at some of the world’s most
famous department stores, including Macy’s, Bloomingdale’s and
Saks Fifth Avenue. This afternoon, the curtains rise for your second
Broadway show. Say farewell to this extraordinary city as we enjoy
dinner at a local restaurant. (B, D)
SIGN UP
Must-See Inclusions:
Enjoy breakfast at the famous Ellen's Stardust Diner, featuring
singing waitstaff, cultural treasure trove that is New York City,
experience two Broadway Shows. Embark on a voyage to experience
"Lady Liberty" up close. Join a local guide for a tour of the "Big
Apple's" time-honored landmarks.
50s-themed restaurant featuring a singing waitstaff. Next, board a
ferry to Ellis Island. Take in the incredible views of the towering
Statue of Liberty as your ferry cruises by her. More than 12 million
people passed through Ellis Island on journeys of immigration. Since
1886, “Lady Liberty” has welcomed immigrants and visitors to New
York Harbor. Created as a token of friendship between the U.S. and
France, the Statue of Liberty has become a global symbol of freedom.
The remainder of the day is at leisure to explore “the city that never
sleeps.” (B)
SAVE THE DATE
Introducing…
SPOTLIGHT ON NEW YORK CITY
RESERVE YOUR SEAT TODAY! Natasha@hardincsb.com, 641-939-3407 ext. 138
Collette expert, Zach, will bring to life
the spectacular sights of what New
York City has to offer. His presentation
will be full of MUST SEE experiences
and delicious dining selections.
Come and see what it’s all about.
Complimentary appetizers will be
provided for you. Bring your questions
but please no packed bags YET! See
itinerary details below.
SIGN UP
NEW! New York City Preview Show
RESERVE YOUR SEAT TODAY! Natasha@hardincsb.com, 641-939-3407 ext. 138
SAVE THE DATE
SIGN UP
SAVE THE DATE
SIGN UP
Page 4
Hardin County Savings Bank
NEW! Ladies
Day Out
Des Moines
Friday, January 20, 2017
237
$
Ladies!
The coach awaits, ready to parade you to
Des Moines for a delightful day in the city.
This tour is designed for you
and your favorite gals. Sister,
daughter, besties or come solo
and meet other adventure enthusiasts!
LIMITED seating, first come first serve.
Includes: All admissions to Broadway performance
Mama Mia, guided tour through Botanical Gardens
and tour through award winning nationally known
Sticks Factory, all supplies and wine at Pinot’s
Palette, gourmet dinner, and gratuities!
Come to Love a Latte for complimentary freshly brewed
coffee to meet the group before beginning our journey
to Des Moines. We will begin our Ladies Day Out at the
gorgeous Botanical Gardens. Inside the conservatory,
you’ll have a guided tour and will be immersed in the
richness of the tropics, complete with exotic orchids and
other flowering plants, under a sheltering canopy of palms
and trees otherwise unknown in Iowa. For lunch you will
be free to explore East Village and choose your own
dining experience. You might even have a moment or
two to explore an East Village shop. Next stop is Sticks
Factory, an award-winning Des Moines studio where
everything is handcrafted. On our personalized guided
tour, you’ll find treasures from small to large - ornaments,
candlesticks, furniture and dining room tables. Here you
will witness artisans at work in this massive studio, sure
to spark your creativity! Next, full of inspiration, you’ll
arrive at Pinot’s Palette for a relaxing hour of painting
while sipping a glass of wine. Pinot’s gives step-by-step
instructions on creating your own masterpiece. With
original works of art in tow, your chariot awaits to take
you to Court Avenue Brewing Co. for dinner in the
executive private room, a most prestigious seating for
a front row view of bustling Court Avenue. Dinner will
be a selection of delicious gourmet entrees. The grand
finale will take place at the Des Moines Performing Arts
Civic Center where you will experience MAMA MIA on
Broadway!
The LiNK • September/October 2016
Page 5
Working For You
Started at HCSB: December 31, 1979
Responsibilities: Dixie is returning to the Eldora office
after being in Union for eight years. She will be assisting
customers at the Motorbank as well as our main Eldora
location.
Loves about HCSB: She thoroughly enjoys the customer
relationship made over the years working in Eldora,
Liscomb, Union, New Providence and our Motorbank.
Hobbies: Grandkids’ activities, watching the Iowa
Hawkeyes, “Ebaying,” keeping track of her parents,
Don & Carolyn DeNeui, and walking at Pine Lake.
Family: Husband, Bob, who works at Barilla in Ames.
Daughter Linsey and her children Keaton (13), Brayden
(9), and Zoey (7). Son Codie and daughter-in-law Brandi,
their children Kinnick (5) and Taytem (2).
C o ngrat u lat io
ns
t o D ix ie o n 37
ye a rs
o f s e r v ic e t o
H CSB c us t ome
rs !
Page 6
Hardin County Savings Bank
How are you doing when it
comes to saving money?
America as a whole is pretty poor
when it comes to putting money
away for an emergency fund or
retirement, how are you doing?
The Hardin County Savings
Bank has a new savings account
designed to help you do just
that…save! Tied to your checking
account, Blue Advantage Savings
will keep your money available for
a rainy day. The interest rate is our
highest paying savings account
so the decision is easy when it
comes to choosing the best savings
account. Here are the details:
0.80% Annual Percentage Yield*
$2,500.00 Minimum balance
$50,000.00 Maximum balance
Link to your active HCSB
checking account**
Choose eStatements!
Ask a Customer Service
Representative to help you open a
Blue Advantage Savings!
*Annual percentage yield is effective as of March 1,
2016 and subject to change without notice.
**An active HCSB checking account is open for a
minimum of 60 days with at least one direct deposit.
What’s Online?
24/7 Service!
Log into your HCSB Online
account via computer, mobile
or app and find all this:
› Numbers at Your Fingertips
Check balances and review
transactions.
› Transfers
Transfer between your HCSB
accounts - single transfer or
recurring.
Transfer to or from an account at
another institution - single or
recurring.
› Payments
Make a payment to your HCSB Loan principal and interest, interest only
or principal only.
Pay your bills within Bill Pay.
Make a person to person payment
(POP Money). All you need is an
email or phone number.
› Manage Money
Finance Works is a budgeting
tool that downloads all your
transactions and categorizes them,
providing trends and graphs so you
can see where your money is going.
› Share Access with Others
Add someone to your account by
assigning them their own log-in
credentials. You control what
accounts and features they have
access to.
› Notifications
Receive a weekly balance update.
Receive alerts for low balance,
high balance, large withdrawal,
large deposit, check cleared,
loan payment due, loan payment
overdue, or create your own
personal message.
› Earn Rewards
Click on offers presented by Purchase
Rewards. Use your debit card and
the rewards will be deposited into
your account monthly.
› Statements
Review, print and save current and
archived monthly statements for all
your accounts.
› Custom Reports
Run custom reports for each or all of
your accounts. Sort by date range,
check number, amount or type.
› Monitor Suspicious Activity
Sure, all these features are pretty
cool and allow you fast access to
your money, but they also help you
monitor any suspicious activity so
you can contact us ASAP if you see
any transactions that weren’t made
by you.
The staff at HCSB are happy to help
you register for HCSB Online or
simply go to HardinCSB.com and
click register in the top left corner.
7
The LiNK • September/October 2016
Page 7
Alarming
Identity
Theft
Statistics
Looking to quantify the severity of identity theft
in the modern age? Below are seven alarming
statistics that will make you want to go hide in a
hole with all of your personal information! (Okay,
maybe not that extreme.) But identity thieves are
thrifty and no one is exempt from their trickery.
1. In 2014, more than 1 billion records containing
personally identifiable information were leaked.
6. 19 people become victims of identity theft every
minute.
2. Medical identity theft is on the rise, 500,000 victims
in 2014 alone.
7. The average victim can expect to spend $500 dollars
and 30 hours on average resolving each identity
theft crime.
3. In 2014, $5.8 billion was given to identity thieves
from the IRS due to fraudulent returns. Identity
thieves use random social security numbers to file tax
forms and by chance, it could be yours.
4. The number one consumer complaint to the U.S.
Federal Trade Commission (FTC) in 2014 was identity
theft. It has ranked 1st place for 15 years running.
5. Children are susceptible to identity theft. Since most
people under 18 are not actively applying for credit or
monitoring it, minors can become easy prey.
If you are worried, you can freeze your credit to protect
your identity. Just pay a small fee to keep your personal
information from being used to obtain new lines of credit.
To learn more about how to protect yourself against
identity theft reserve your seat for a complimentary
Lunch N’ Learn with the LiNK on Monday, October
17th. See event details in this Newsletter on the events
page.
Safesmartliving.com
Phone___________________________________________________________
Name___________________________________________________________
Return your completed Leaf Sum Game to any HCSB location by
Monday, September 26th to be included in the $20 MasterCard gift card drawing.
WANT TO BE THE FIRST TO KNOW WHATS GOING ON WITH THE LiNK?
INCLUDE YOUR EMAIL: ____________________________________________
Check here if you no longer wish to have a paper copy of the newsletter ____
Check here if you would like to sign up for the HCSB eNewsletter with
Bank tips and timely information ______
OR call - 641.939.3407 - or email Natasha - Natasha@hardincsb.com
ALSO LIKE US ON FACEBOOK! For all the updates and bank news
STATES, INDEPENDENCE, PARADE, BLUE,
WHITE, EQUALITY, FIREWORKS, DECLARATION,
FREEDOM, RED, LIBERTY.
ALL MEN ARE CREATED EQUAL.
4th of July Word Scramble Answers:
PRSRT STD
U.S. Postage
PAID
Belmond, Iowa
Permit No. 54
1202 Edgington Ave. • PO Box 311 • Eldora, IA 50627
TEMP-RETURN SERVICE REQUESTED
Page 8
Hardin County Savings Bank
Leaf Sum Game
Connect pairs of adjacent
shapes that add up to 10.
8 7
9
3 2
1 9 7
1 3
6 2 7 3 5
4 3 6 1 9 8
9 2 4 4 2 5 3 2
5 6 1 6 7 5 7
5 4 2 3 2 1
2 1 2 1 9 8
6 4 3 8 7
1 9
7
3