Young Professionals Private Banking

Young Professionals
Private Banking
Be “In touch” through managing your own banking needs.
Banking Channel
Transaction
Electronic Accounts Payments
Amend EAP limit
Inter-account transfers
Cash Deposits
Apply for a Vehicle Finance
Apply for a Home Loan
Get Pre-Approval for a Home Loan
Amount
Add Beneficiaries on your profile
Internet Banking profile
View and pay traffic fines
Buy Prepaid Electricity, Data Bundles
and Airtime
Create Instant Money Voucher
SendMoney
Online Purchases/EFT
Open Savings and Investments Accounts
Apply for and amend overdraft limits
Get Electronic Statements
Register for Online Share Trading and
start trading
Arrange a debit or stop order
Reverse a debit or stop order
Attend Seminars and Webinars on Online
Share Trading
Get Printed Statements
Get Printed and Stamped Statements
Internet
Banking/
Standard
Bank
Website
√
√1
√
Call the
Private
Banking
Line
Standard
Bank App
√
√
√
√
Cellphone
ATMs
Banking
(AutoBank,
(*120*2345#) AutoCash,
AutoPlus, ANA
Machine)
√
√ (AutoPlus)
√
√
√2
√2
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
Private
Banker
Cheque/
Visit a
Credit Card Branch
√
SBG
Securities
(www.
securities
.co.za)
√
√ (AutoPlus)
√ (ANA Machine)
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√
√ (AutoPlus)
√
√
√
√
By sending a secure message from your Internet Banking profile.
1
Normal rates will apply. Clients are encouraged to use their Young Professionals Private Banker or the Young Professionals Line to get better deals on Home Loan and Vehicle Finance.
2
Get the recognition.
Get the account you deserve.
As you reach the end of your studies, it is time
to start building a rewarding career in your field
of choice.
We recognise that it has taken a lot of hard work
and dedication to reach this point, and would
like to join you as your financial partner with a
Young Professionals Private Banking Account –
an exclusive Standard Bank offering to Young
Professionals for select university graduates.
When you open a Young Professionals Private
Banking Account, you enjoy an exclusive suite of
financial offerings and the promise of service that
is efficient, professional and personal. Our holistic
offering seamlessly integrates quality banking,
lending and wealth advisory services with your
professional lifestyle.
What does Young Professionals
Private Banking offer you?
îA dedicated Young Professionals
îPreferential interest rates on your
Private Banker and banking line that
provides tailored financial planning
and individualised wealth creation
îA financial plan that is based on your
changing career, personal, family and
lifestyle needs, with regular reviews
as these evolve
îA Platinum MasterCard® Credit
card* and Platinum VISA Cheque
card that gives you quick and easy
access to your money, locally and
internationally
îComprehensive transactional
banking services as well as instant
SMS notifications on your account
activity
savings, investment and personal
credit facilities and loans
îSpecialised assistance with home
loans and vehicle finance
îOffshore products and services
through a specialised Standard Bank
offshore consultant
îAccess to both domestic and
international airport lounges
through your Diners Club card*.
*Subject to credit approval.
Our Young Professionals Private
Banking Account includes:
î Day-to-day transactional banking,
with unlimited electronic transactions
such as:
- Debit orders
- Stop orders
- Inter-account transfers
- Cheque card purchases
- Debit card purchases
î Unlimited electronic balance
enquiries, mini-statements and
provisional statements
î Unlimited electronic airtime top-ups
on Internet and Cellphone banking,
as well as at our ATMs
î Eight Free AutoBank cash
withdrawals
î Two Free AutoBank cash deposits
î Two Free bank issued cheques
î Two Free cheque deposits
î Two SendMoney transactions
î MyUpdates SMS notifications
î Stop payments
î Annual VISA Platinum cheque card fees
î Annual Platinum MasterCard credit card
fees (excluding loyalty programmes)
î Annual Diners Club charge card fees
(excluding loyalty programmes)
î Lost Card Protection
î TravelWallet card activation, loading
and reloading
Apply now
You can apply for your Young Professionals
Private Banking Account at any Standard Bank
branch or online at
www.standardbank.co.za/youngprofessionals
As a financial services provider, we are governed
by a range of banking regulations and codes of
practice. To help us comply with these regulations
and codes, please bring the following with you
when you apply for a Young Professionals Private
Banking Account:
îA valid identity document
îProof of income
îProof of street or residential address
îThree months bank statements if you bank
with another financial institution
îGraduation certificate or proof that you have
completed your degree
For more information, call us on 0860 123 101
to speak to one of our consultants.
How much does
it cost?
As a Young Professionals Private
Banking client, you will have access
to an inclusive bundle of products at
a discounted monthly management
fee of R132.
Who qualifies?
If you have left university with a classic
professional degree# within the last
five years, and are employed/training
to become a Chartered accountant,
Actuary, Medical doctor or Medical
specialist, Engineer, Attorney or
Advocate you could qualify for Young
Professionals Private Banking.
#Updated list of degrees available
on www.standardbank.co.za
General enquiries
Young Professionals Private Banking line:
0860 123 101
International Young Professional Private
Banking: +27 11 299 4715
Lost or stolen cards:
– toll free 0800 020 600
– international +27 11 299 4114
email:
privatebanking@standardbank.co.za
Internet site: www.standardbank.co.za
General product terms and conditions apply.
Authorised financial services and registered credit provider (NCRCP15)
The Standard Bank of South Africa Limited (Reg. No. 1962/000738/06). SBSA 210208 – 7/15