MICHIGAN COUNTIES WORKERS` COMPENSATION FUND

“We are proud to offer all pubic entities a cost
effective and valuable fund. Our goal remains
to save our members more valuable dollars
every year.”
— Timothy K. McGuire
Executive Director, Michigan Association Of Counties
MICHIGAN COUNTIES
WORKERS’
COMPENSATION
FUND
ABOUT MCWCF
The Michigan Counties Workers’ Compensation
Fund was established in 1979 and has grown into one of the
most successful workers’ compensation fund programs in the
State of Michigan.
With participation from over 70 public entities in Michigan,
our fund enables participants to receive on average 35% of
their annual premium back in the form of dividends. We are
committed to loss control, claims reduction and member
service. Our goal is to keep your workplace safe while saving
you money. We encourage you to contact us and find out how
we can help you today!
Our Story
Over thirty years ago, ten counties in Michigan joined together
and formed the Michigan Counties Workers’ Compensation
Fund, a self-insured program for public entities throughout our
great state. Since then the fund has grown considerably.
Unlike many self-insured programs, the MCWCF’s longevity
provides its members with security. Our participants experience
reduction in claims and strong dividend returns. The ongoing
commitment of the MCWCF Board of Trustees to long-term
financial principles has allowed the fund to maintain a dividend
program that is unmatched in the industry. Along with this
strong dividend program, many of our participants have
experienced a significant reduction in annual claims reported by
utilizing the fund’s value added loss control services. All of this
results in quantifiable financial savings.
We’ll assist you with a safer workplace and as a result provide
you with greater financial security. We look forward to working
with your organization.
An endorsed agent of MCWCF
PROGRAM BENEFITS
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MCWCF is non-profit and is owned by its members. The
assets of our self-insured pool belong to our participants.
This means that all surplus monies and investment income
are used to reduce premiums and are returned to our
members in the form of dividend checks.
Stable and predicible.
Self-insured pools, like the MCWCF, generally use stricter
underwriting guidelines.
Members of the MCWCF are provided with ninety-six (96)
days of loss control services every calendar year. There is no
charge to our members for utilizing this additional benefit.
The MCWCF is a homogeneous self-insured pool.
Participation is limited solely to public entities located in
the State of Michigan.
The MCWCF is managed by an 11-member board
of commissioners whose counties participate in
the Fund.
BOARD OF TRUSTEES
Douglas Johnson, President
Otsego County
Jack Shattuck, Vice President
Ionia County
Michael Crawford, Vice President
Antrim County
Timothy K. McGuire, SecretaryTreasurer, Ingham County
Frank Walterhouse, Trustee
Benzie County
Dale Swift, Trustee
Branch County
Pete Redmond, Trustee
Cheboygan County
Thomas Elgeert, Trustee
Delta County
LeRoy Kangas, Trustee
Gogebic County
Steven Williams, Trustee
Livingston County
Pat Gardner, Director
Newaygo County
Evelyn Kolbe, Trustee
Oceana County
Doyle & Malinzak, PC, Legal Counsel
The 2013 surplus premium dividend amount
totaled $2.58 million. This represents the 12th
consecutive year the fund has returned an
amount exceeding the prior year’s return.
Alger County...............................................................$7,721.00
Keweenaw County................................................. $6,483.00
Alpena County.......................................................... $1,560.00
Lake County/Lake County Clerk.................... $58,155.00
Antrim County.........................................................$77,814.00
Livingston County.............................................. $262,419.00
Arenac County.........................................................$21,759.00
Livingston County Mental Health..................$16,039.00
Bayanet.............................................................................$192.00
Luce County.............................................................. $4,462.00
Benzie County........................................................$38,814.00
Luce County Ambulance Service......................$1,357.00
Benzie Transportation Authority......................$6,156.00
Mackinac County...................................................$19,903.00
Branch County.........................................................$62,173.00
Manistee County.................................................... $31,338.00
Branch County District Library........................... $1,139.00
Manistee Medical Care Facility........................$69,441.00
Branch County Medical Care Facility
(Maple Lawn)................................................. $114,033.00
Mason/Oceana Co. Enhanced 9-1-1..................$1,463.00
Central Upper Peninsula Planning
& Development....................................................... $73.00
Menominee County..............................................$22,787.00
Charlevoix-Cheboygan-Emmet Office of
Emergency Mgt...................................................... $72.00
Newaygo County..................................................$80,888.00
Mecosta County....................................................$96,363.00
Montmorency County.......................................... $2,036.00
Cheboygan County............................................... $59,116.00
Newaygo County Medical Care Facility......$98,014.00
Cheboygan County Building Authority....... $2,654.00
Oceana County.......................................................$57,839.00
Chippewa County..................................................$48,714.00
Ontonagon County................................................$16,814.00
Clinton County...................................................... $34,846.00
Osceola County.....................................................$82,780.00
Crawford County...................................................$41,805.00
Oscoda County.........................................................$2,198.00
Crystal Manor.........................................................$22,506.00
Otsego County.........................................................$17,108.00
Delta County.......................................................... $44,056.00
Otsego County Commission on Aging......... $7,285.00
Delta/Menominee District
Health Department............................................ $1,195.00
Otsego County Judicial System 87th District Court...........................................$6,782.00
Dickinson County.................................................$25,494.00
Presque Isle County............................................... $1,540.00
District Health Department #10........................$5,189.00
Roscommon County...........................................$53,386.00
Emmet County......................................................$65,244.00
Gladwin County.................................................... $54,574.00
Roscommon County Transportation
Authority.............................................................. $7,382.00
Gogebic County.......................................................$37,147.00
Sanilac County........................................................ $51,007.00
Gogebic County Community Mental
Health Authority...............................................$32,311.00
Sanilac County Medical Care Facility.......... $70,973.00
Gogebic County Medical Care Facility.....$143,305.00
Sanilac County Transportation Inc.................$2,800.00
Gogebic County Transit........................................... $839.00
Schoolcraft County............................................. $20,089.00
Gratiot County.......................................................$66,973.00
Ionia County.............................................................. $69,191.00
Iron County Medical Care Facility.................$70,228.00
Isabella County...................................................... $76,243.00
Sanilac County Mental Health Authority.....$17,726.00
Schoolcraft County Medical
Care Facility...................................................... $24,391.00
Straits Area Narcotics Enforcement
(SANE)........................................................................$86.00
Isabella County Medical Care Facility..........$77,549.00
Tuscola County......................................................... $3,027.00
Kalkaska County Public
Transit Authority............................................... $1,098.00
Wexford County....................................................$55,598.00
University Center at Gaylord...................................$187.00
CONTACT INFO
Michigan Association of Counties
Kami Smith, Director of Membership Services
935 N. Washington Avenue | Lansing, Michigan 48906
1-800-258-1152 or (517) 482-5850 | fax (517) 482-8244
kamismith@micounties.org | micounties.org