Pages 15-16 - The Blue Valley Times
Transcription
Pages 15-16 - The Blue Valley Times
OCTOBER 25, 2016 Buyer Beware: There Are Downsides to Buying a FSBO Exclusively in the Blue Valley Times Purchasing a property for sale by owner (FSBO) may make sense to many; because the seller doesn’t pay real estate agent commissions, the price should be lower. However, buyer beware. There are downsides to purchasing an FSBO. According to research conducted by the National Association of Realtors®, fewer than 10 percent of FSBOs are actually sold. Why? There are any number of reasons, ranging from sellers not knowing how to price the property to potential problems with the condition of the house. For example, without the advice of a real estate agent, the seller could overprice the home. So when your lender has the property appraised (which you will pay for), you may find that the appraisal comes in lower than the seller’s asking price. And because the lender is only prepared to lend against this appraisal value, not against the price the seller is asking, you may come up short. A home inspection is always advisable, but with an FSBO, it’s essential. Even with an inspection, the seller may refuse to fix the items identified in the inspection and the deal may fall through. In purchasing an FSBO, you will need your own real estate agent to represent your interests-even if you pay his or her commission yourself. Your buyer’s agent will evaluate the property in the light of current local market conditions, negotiate on your behalf, ensure that the transaction closes seamlessly, and more. Your home is the purchase of a lifetime; if it’s an FSBO, make sure it’s done right. If you need am experienced, full-time career agent who lives in your neighborhood, call Faith Sarisky at Realty Solutions of PA 1597 S. Delaware Drive, Mt. Bethel PA 18343 610.452.2722 BLUE VALLEY TIMES Continued from page 6 Data Driven Justice One is, the letter called “high utilizers” of the criminal justice system and the county jail. That’s “often people with serious mental illness, substance abuse and chronic health problems who repeatedly cycle through multiple systems, including jails, hospital emergency rooms and other services,” Northampton County officials wrote. Such identifications can link people to less intrusive services that are less costly, earlier in the process, resulting in savings to the taxpayers and the community. The second group, Northampton County officials said in their letter, they want to address are “people held in jail before trial because they cannot afford to bond out” but aren’t “a risk to the community” and don’t pose “a risk of flight.” In Browns’ and Keens’ letter to the White House officials overseeing the Data-Driven Justice Initiative, which the Obama administration announced in June, they said Northampton County wants to create or expand data exchanges that can help people whose mental illness has been a primary reason for committing and being arrested for “low-level crimes.” The county also plans to implement “data-driven risk assessment tools to ensure decisions on pre-trial release are informed by empirically validated methods of gauging defendants’ risk to the community. In a June news release announcing the initiative, the Obama administration said: “Every year, more than 11 million people move through America’s 3,100 local jails, many on low-level non-violent misdemeanors, costing local government approximately $22 billion a year.” According to that news release, 64 percent of the people in those local jails “suffer from mental illness, 68 percent have a substance abuse disorder, and 44 percent suffer from chronic health problems. Communities across the country have recognized that a relatively small number of these highly-vulnerable people cycle repeatedly not just through local jails but also hospital emergency rooms, shelters and other public systems, receiving fragmented and uncoordinated care at great cost to American taxpayers, with poor outcomes.” GARAGE DOOR TUNE-UPS We will replace your: Springs, Cables, Rollers & Pulleys and make your door like new again! STARTING AT Garage Doors 570-424-0953 $126 Slate Belt Floor & Wall Covering 509 William St., Pen Argyl 610-863-5741 Carpet • Braided Rugs • Linoleum Vinyl Tile • Ceramic Tile Slate & Quarry Tile • Hardwood Floors Laminate Flooring • Wallpaper Custom Window Shades & Blinds F���E���������C�����I������������ Hours: Mon-Wed 9-5; Thurs 9-8; Fri 9-5; Sat 9-2 Lowell & Cheryl Grubb, Proprietors PAGE 15 County Executive John Brown stated “that while multiple components of our government and other systems will participate, Dan Keen, Northampton County Director of Corrections will coordinate the initiative on my behalf, will report directly to me with respect to the initiative, and will be the lead point of contact for the White House. Over the coming weeks, in coordination with the White House, we will outline a plan to advance the strategies in Northampton County. In addition, Keen will participate in regular check-in calls, engage with the White House and fellow communities on our progress, and participate in communications and public engagement that make sense for Northampton County.” Decks & More, LLC Your One Stop Construction Company PA License #000410 ~ NJ License #13VH04482400 Custom Decks • Finished Basements • Additions • Tile Kitchens & Bath Remodeling • Total Renovations • Roofs Carpentry • Electrical • Plumbing • Siding • Hardwood Fully Insured - Free Estimates 570-897-6570 Member of the Slate Belt Chamber www.decksandmorellc.com ��� ������� ���������� �� ������� ������� �� �� ����� ���� �� �� ���� ��� ����������� ��� ��� ��������� ������� ���� ��� ���� �� ���� ������ �� ���� ���� ��� �� � ��� ���� �� ������ �� ��������� ���� �� ����� ��� ��� ��� ���� �� ��� �� �� ���� ���� LICENSED & BONDED INSURED Our Services Include: EOE Meal Preparation • Transportation • Lt. Housekeeping Personal Grooming & Dressing • Overnight Supervision • Companionship KEEPING SENIORS INDEPENDENT 101 Timberlane Drive ~ Bangor, PA 610-881-4500 or 610-588-6000 BLUE VALLEY TIMES PAGE 16 Slate Belt Heritage Center Calendar of Events for 2016 Thursday, November 10, 7 PM - Veterans Program. Sunday, January 8, 2 PM - “Show & Tell”- Audience interaction: bring an artifact or family treasure and share its significance. Pen Argyl vs Bangor Game Pen Argyl High School will be hosting the annual Bangor Pep-Rally on Friday, October 28th in Weona Park at the Band Shell. The Band & Cheerleaders will perform and our coaches and captains will offer some inspirational words about Saturday’s game. We invite all of our students and community members to meet us at 6:45 before we torch the Slaters at the bonfire at 7:30pm. Pen Argyl/Bangor Game tickets can be purchased at the following times. Tuesday 10/25 at the MS and JV Football games vs. Palisades at 4:00pm. Thursday, Public Sale from 5:006:30pm in the Pen Argyl HS A-Gym lobby Annual Chicken Supper Trinity United Church of Christ, 632 S. Delaware Drive (Route 611), Mt. Bethel, PA 18343. Saturday, Nov. 5, 2016 from 4:00 to 6:30 PM. Includes: Roast chicken, mashed potatoes, filling (or stuffing), candied yams, cran-apple sauce, creamed cabbage,beans, homemade vanilla ice cream. Free parking. Held rain or shine!! Call 610-588-1989 or Email tjory2@aol.com with any questions! Chicken Dinner Saturday, October 29th, 2016 from 4:00– 7:00PM. For tickets call 610-588-7317. Tickets must be purchased no later than October 9th! Richmond United Methodist Church, Route 611 – Bangor, Pa Halloween Parade The Belvidere LIons Club is conducting a Halloween Parade. Wednesday, October 26 (Rain Date-Oct 27). Parade start time - 6:50. Parade Staging - 6:15 - 6:50. Register 3 ways! Online at http://belviderelionsclub.com/ and click on “Halloween Parade Registration”. Print out the Halloween Parade Registration Form and mail it to :Belvidere Lions Club, PO Box 291, Belvidere NJ 07823. Register on the day of the parade at the Parade Registration booth, set up in front of the court house from 3pm-5pm. Hot Dogs and Cider provided to all participants by the Belvidere Lions Club. BHS “Bandorama” Concert Thursday, October 27, 7:30pm at M. Craig Paine Performing Arts Theater. An indoor performance by the BAHS Marching Band complete with our 2016 Halftime Show “Jekyll and Hyde”, school songs and pop tunes. For more information visit: bahsbands.weebly.com Soup and Study Community Presbyterian Church of Mt. Bethel and Portland (1755 S. Delaware Drive, Mt. Bethel) will host a Soup and Study on Wednesday’s beginning October 26th, and continuing on November 2nd and 9th, from noon until 1:30 p.m. This event is free to the community. You are invited to join us to consider what these short, but great classics might have to say to us today. The books can be purchased through Barnes and Noble, Amazon or downloaded on your e-reader. For more information, please contact the church office at (570) 897.6766. Christmas Bazaar The East Bangor United Methodist Community Church will hold its annual Christmas Bazaar on Friday, Nov. 18th - 9a.m. to 8p.m. and Sat., Nov. 19th from 9a.m. to 3p.m. There are handcrafted Christmas gifts and ornaments, “white elephants”, hand-knitted items, estate jewelry, baked goods, jams & jellies, and door prize drawings. A light lunch and homemade soup will be available. The church is located at 136 W. Central Ave. (Rt. 512), East Bangor, October 29 Immaculate Conception Doors 11am; Starts 1pm October 25 Portland Fire Co Starts 7pm October 26 Bushkill Twp Fire Co Doors 5pm Starts 7pm October 28 Wind Gap Fire Co Doors 5pm; Starts 6:45pm October 30 Bangor VFW Post 739 Doors 3:30pm; Starts 6pm Open to Public Progressive Jackpot St. Elizabeth Church Starts 1pm October 31 Kunkletown Fire Co Progressive Jackpot - 7pm PA. Call 610-588-4453 or visit: ebumc. org. BHS Slater Band Bingo & Tricky Tray Sunday, November 13, Doors open at 11:00AM, Games start at 1:00PM at Blue Valley Farm Show. 20 games of bingo, tricky tray, special raffles, 50/50, and door prizes. Featured products from Longaberger, Coach, Vera Bradley, Thirty-One, Alex & Ani and Michael Kors. Refreshments available for purchase. Ticket also includes sheet of tricky tray tickets and a ticket for the special drawing. For ticket information call: 610-588-4385. Fine Artists & Craftsmen Needed ARTSPACE Gallery, located at 18 N. Seventh St., Stroudsburg, will open its doors as an art gift shop for the Holiday season.An application form is available on line at poconoarts. org or in the gallery and the deadline to participate is November 11, 2016. The store opens on November 25 and runs through January 2, 2017, with hours based upon volunteer availability. For further information, call the PoconoArts office at 570-476-4460 or email laura@poconoarts.org. Youth Chess Tournament Northampton Community College (NCC) will hold its annual Youth Chess Championship, for children ages 18 and under, on Saturday, November 5, from 8:00 a.m. to 5:00 p.m. at College Center, second floor. The college is located at 3835 Green Pond Road, Bethlehem Township. Participants will play five rounds in unrated and rated sections. Trophies and prizes will be awarded as well as random prize drawings. For more information, go to http.www.northampton.edu/chess or call 610-861-4120. Jump Start to Christmas Bazaar Helping Hands across the Slate Belt. This is not a church sponsored event. Crafters/vendors from the local area Sat. 11/12 from 104p, at Hope Church in Wind Gap. Food will be available for sale. Please bring a canned good, dry food item, or $1.00 to share with Hope Food Bank Bangor Womens Club Card Party The Bangor Womens Club GFWC will hold a Card/Game Party on Thursday Oct 27th at 11:30 am at Prince of Peace Church, Johnsonsville, PA. Soup and sandwich lunch with homemade cake for dessert will be served. Anyone interested in attending please contact Heidi Bates 610-599-8815 for full information and reservations. 4th Annual Starving Artist Pocono Mac & Cheese The 4th Annual Starving Artist Mac & Cheese Bake Off is just around the corner on Sunday, November 13, and PoconoArts is looking for those recipes. Professional and amateur chefs are invited to enter. Prizes are awarded as a result of voting by our celebrity judges and public “tasters” that attend the event on November 13 at Rainbow Mountain Resort in East Stroudsburg. Email laura@poconoarts. org to receive an application form. Remember to invite your friends and neighbors to vote for YOUR Mac & Cheese. Questions and additional information: 570-476-4460 or laura@poconoarts.org Free Fall Country Dance The Warren County Cultural & Heritage Commission and Warren Grange # 110 are OCTOBER 25, 2016 pleased to present a free afternoon of variety dances with polkas, waltzes, oldies, and country western music with Fritz’s Polka Band. This free Country Dance will be held at the Warren Grange Hall, 102 Asbury Road in Washington (Broadway), NJ 07882 at 3 PM on Saturday, November 5. PAHS Senior Citizens Holiday Party Pen Argyl High School students and faculty cordially invite you to attend a fun filled day of food, music, and activities! This event is open to all senior citizen’s of the Pen Argyl Area School District. Friday, December 23, 2016. 8:30am to 12:30pm (Doors will open at 8:15am). Please RSVP by Friday, December 16th by calling 610-863-1293 Guest Speaker The East Bangor United Methodist Community Church welcomes Ellis Williams as guest speaker at the 9:15 a.m. worship service on Sunday, October 30th. Ellis will be speaking about his efforts with Bloom House, a recovery house for women. After-church fellowship will follow worship. The church is located at 136 W. Central Ave. (Rt. 512), East Bangor, PA. For more information call 610-588-4453 or visit ebumc.org. Spaghetti Dinner A spaghetti dinner is being held at St. Joseph’s Episcopal Church, 1440 Verona Dr. West Bangor on Sunday, October 30th from noon to 5 p.m. Tickets are available at the door. Free Movie Night Cross Road Baptist Church located at 201 S. 2nd Street in Bangor will be holding a Free Movie Night. The movie showing is War Room. The event is scheduled for November 5th at 7:00 p.m. Pastie Sale The East Bangor Methodist Church will be holding it’s monthly pastie sale on Tuesday Nov. 1st. Pickup will be at the Church 136 W. Central Av at 3:30. Choices are beef with or without onion and broccoli cheese with or without onion. Call 610-588-1745. Fall Festival Slate Belt Health And Rehabilitation, 701 Slate Belt Blvd Bangor Pa. Saturday November 5, 2016 from 9am to 3pm. Food, fun, live entertainment, tricky tray and vendors. Funds raised will help slater family network Holiday Craft & Baking Sale At the High Rise, in the community room, Thursday, November 3, 2016 - 3:30 to 6:30p. High Rise is located at 101 Murray Street, Bangor, PA 6610-588-2428. Holiday gifts and baked goods, and chances will be sold for Holiday baked goods. The winners get to pick the date you want 5 dozen holiday cookies. Hot dogs, coffee, and baked goods will be sold. Surviving the Holidays DivorceCare and GriefShare support groups will both be hosting free one-night “Surviving the Holidays” sessions on Tuesday, November 15, 2016 from 6:30-8:30 PM. Both sessions will be held at Mount Eaton Church in Saylorsburg, PA. Childcare is available upon request. For more information or to register, please contact the church office at (570) 992-7050 or office@mounteatonchurch.org. Directions to the church and more information about the support groups may be found at mounteatonchurch.org. BASD Ski/Snowboard Club Ski/snowboard club sign ups for Bangor Area School District will be held on Wednesday, November 2nd and Thursday, November 3rd at7pm in the Bangor Middle School auditorium. Attendance is MANDATORY for any student interested in joining the club, students must have a parent present for the meeting as well. The program is open to students in grades 5-12. Students/parents unable to attend the sign up meetings must contact Mrs. Lobb BEFORE the meeting dates at lobbd@bangorsd.org. Questions regarding the club can also be directed to Mrs. Lobb. November Meeting The Northampton AARP Chapter #3915 will meet on November 9, 2016 at the Northampton Event and Banquet Center at 1601 Laubach Ave, Northampton PA. The doors open at noon. Refreshments and entertainment will be provided. If interested in any trips please contact Sharon at 610-262-9182. In case of bad weather and schools are cancelled there will be no meeting. Faith Quilters The Faith Quilters of Faith United Presbyterian Church are selling beautiful hand quilted quilts every Tuesday from 1 to 4 pm. All proceeds are given to mission organizations. These quilts would make wonderful Christmas gifts. Please enter the church through the Heller Avenue side door. Pathways to Pardons Senator Mario Scavello, in partnership with Lieutenant Governor Mike Stack, will host the seminar Pathways to Pardons on Tuesday, November 15 from 6-8 PM at the Monroe County Emergency Management office (100 Gypsum Road, Stroudsburg, PA 18360). The event is free to the public and will inform constituents about the pardon process in Pennsylvania. While the event is free to the public, an RSVP is required. To reserve your spot at the seminar, please contact Kristine Bush of Senator Scavello’s office at 570-620-4326 or kbush@pasen.gov. Low-Cost Shingles Vaccine State Senator Mario Scavello will continue his Healthy Living Series in partnership with the Pennsylvania Department of Health to offer low-cost shingles vaccine shots at his Pen Argyl District Office on Friday, October 28 from 10 AM to noon (2 N. Robinson Avenue, Pen Argyl). To schedule an appointment, please call the PA Department of Health at 610-250-1825. Delaware-Lehigh Amateur Radio Club Delaware-Lehigh Amateur Radio Club will hold its meeting Thursday, November 3, 7:30 p.m. in the Bethlehem Township Community Center, 2900 Farmersville Road, Bethlehem. Program: “Wire Antennas of Every Flavor” – Jon / NJ3I. Hams and others interested are always welcome. Directions: http://goo.gl/ maps/qKUJC. FMI: www.dlarc.org, KE3AW@ ARRL.NET, 610.432.8286. Pork & Sauerkraut Dinner Family Style - All You Can Eat, Saturday, November 5th, 4 pm - 7 pm. Hope United Church of Christ, 2nd Street, Wind Gap.